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HealthDental
Prescription
University Health Center
Presentation Objectives
After attending this presentation, we want you to feel more comfortable explaining the following to students:
The benefits of StudentBlue, especially when students use the University Health Center
How enrollment and billing work
How students can confirm enrollment to get their insurance card OR how they can waive coverage
About StudentBlue
Administered by Blue Cross and Blue Shield of Nebraska
Includes health, dental and prescription coverage for 1 low rate
Enrollment and waivers are managed by Ascension Benefits & Insurance Solutions
Automatic Enrollment & Billing
International students and graduate assistants are automatically enrolled
Any other UNL student can voluntarily enroll on MyRed (enrolled for 3 or more credit hours)
UNL Student Accounts automatically bills the premium to students’ accounts
Dependent Coverage
Graduate Assistants can purchase dependent coverage at a very reasonable rate
Dependents must re-enroll for each coverage period
Coverage Periods
Fall Semester
August 14, 2015 to December 31, 2015
Spring/Summer
January 1, 2016 to July 31, 2016
Premium Costs
Premiums Policy Year Total
Fall Coverage Period
Spring/Summer Coverage Period
Student $ 1,829.48 $ 763.95 $ 1,065.53
Spouse/Domestic Partner
$ 1,920.08 $ 801.70 $ 1,118.38
Each Child $ 1,377.20 $ 575.50 $ 801.70
Includes $10 admin fee per coverage period
Graduate Assistant Rates
Policy Year Total
Fall Coverage
Period
Spring/Summer Coverage
Period
Graduate Assistant Portion – 21%
$ 384.19 $ 160.43 $ 223.76
UNL Portion – 79% $ 1,445.29 $ 603.52 $ 841.77
Health Benefit Summary Benefits are maximized at the University Health Center
Unlimited policy year maximum
No deductible, coinsurance or copays
Insurance pays 100% of covered services, including:
University pre-enrollment health requirement immunizations & tests
Medical procedures
Annual exams
Visits with medical specialists - Referrals are not needed
Annual optometry exam and refraction
Laboratory tests
X-rays
Physical therapy
Counseling and psychological services
Health Benefit Summary
In-network provider outside of the University Health Center
$500 deductible
80% / 20% coinsurance
$2,500 maximum out-of-pocket expensesIncludes deductible, coinsurance and copays
Prescription Benefit Summary
Benefits are maximized at the University Health Center Pharmacy
Unlimited policy year maximum
$5 copay for generic drugs
$30 copay for brand name drugs
Dental Benefit Summary
Benefits are maximized at the University Health Center Dental Office
$1,000 policy year maximum
Two dental check-ups and cleanings are 100% covered
Other covered services – No deductibles, but coinsurance does apply
Plan EnrollmentThrough September 15
Graduate AssistantsAutomatically billed through UNL Student Accounts
International StudentsAutomatically billed through UNL Student Accounts
Domestic VoluntariesUNL Student Accounts via the MyRED student portal
Visiting ScholarsAscension Benefits & Insurance Solutions website
DependentsAscension Benefits & Insurance Solutions website
Plan EnrollmentAfter September 15
Graduate AssistantsAutomatically billed through UNL Student Accounts
International StudentsAutomatically billed through UNL Student Accounts or self-enrolled through Ascension
Domestic VoluntariesAscension Benefits & Insurance Solutions website
Visiting ScholarsAscension Benefits & Insurance Solutions website
DependentsAscension Benefits & Insurance Solutions website
Confirming Enrollment & Insurance Cards
Though international students and graduate assistants are automatically enrolled and charged for Studentblue,
In order to expedite mailing of their insurance card, they mustconfirm enrollment in StudentBlue via MyRed
They MUST have their current local mailing address in MyRed
If they do not confirm enrollment, their card will be mailed mid-September
How to Confirm Enrollment
Waiving CoverageInternational Students
International Students with qualified plans that offer equivalent coverage may apply for a waiver
Equivalent health insurance benefits must include:
• Unlimited medical benefits
• A policy year deductible no greater than $500
• Medical evacuation and repatriation benefits that match the coverage provided University students through Ascension
• Coverage for each semester when enrolled in class
Waiving CoverageGraduate Assistants
Proof of equivalent health insurance benefits under another insurance plan is not required for non-international graduate assistants
How to Waive Coverage
Important Information About Waivers
The insurance charge is non-refundable if they do not complete the waiver process by September 11, 2015
After a student submits a wavier, The waiver process is automatically completed The insurance charge is credited to their UNL student
account
Waiver applications must be completed for each coverage period Students will be sent a reminder to either confirm or waive
coverage for the Spring/Summer 2016 coverage period
Insurance 101 Workshops for Students
Information and Q&A Sessions for Students
Tuesday, Sept. 16pmEast Campus Union
Wednesday, Sept. 25:30pmUniversity Health Center
Thursday, Sept. 35:30pmUniversity Health Center
Students enrolled in StudentBlue will receive email invitations
University Health Center Contacts
Cindi Pickinpaugh
Kaye Mankhey
402-472-7435
Additional contact information is on the flier
Website
Links to plan information from Blue Cross Blue Shield and the Ascension website can be found at:
health.unl.edu/studentblue
Questions?
