1CONTENTSPAGE NO

CUSTOMER CREATION 2SAVINGS BANK ACCOUNT 2CURRENT ACCOUNT 2TERM DEPOSIT 2LAGHU BACHAT YOJNA 3CASH CREDIT & OVERDRAFT 3LOAN ACCOUNT 4STANDING INSTRUCTION 4RTGS 5DEMAND DRAFT & PAY ORDER 5ECS 5CLEARING 6PACKING CREDIT 6GUARANTEE 6INWARD REMITTANCE 7OUTWARD REMITTANCE 7LETTER OF CREDIT 7FORWARD CONTRACT 7FOREIGN AND INLAND BILLS 8GENERAL REPORTS / INQUIRY 8TRADE FINANCE REPORTS ( PRODUCTION ) 9TRADE FINANCE REPORTS ( MISREP / REPORTS ) 9MIS UPDATION MENUS 9INVENTORY 9LOCKER 9SAFE CUSTODY ARTICLES 10GODOWN REGISTER 10GENERAL 10COMMON OFFICE ACCOUNTS 11MANUAL INCOME & EXPENSE ACCOUNTS 17LOAN & CASH CREDIT SCHEMES 17SAVINGS BANK SCHEMES 21DEMAND DEPOSIT SCHEMES 22TERM DEPOSIT SCHEMES 23PTW 24BRANCH EOD OPERATIONS 24CLOSURE OF CUSTOMER ACCOUNT 25GOVERNMENT BUSINESS MODULE (GBM) 25HOT KEYS 27WEB LOGIN 27WORK CLASS 27ADDITIONAL INFORMATION 28TELEPHONE NUMBERS OF IT DEPARTMENT 31

HANDY BOOK ON CBS

2Description Web Menu ONS MenuCUSTOMER CREATION

Customer Creation & Master maintenance CUMM HCUMMVerification CUMM HCUMM

To find out if the customer is already havinga customer ID CUS HCUS

SAVINGS BANK ACCOUNTOpening of an account OAAC HOAACSB

Verification OAACAU HOAACVSBModifying an operative account ACM HACM

Verification ACM HACMMass Account opening (needs noverification, with or without customer ID) MACOP

Cash withdrawal TM HCASHWDCash deposits TM HCASHDEPTransfer transactions TM HXFERFor Issuing cheque books & verification ICHBTo enter and revoke Stop paymentinstruction SPP

Verification of Stop payment instruction SPPAUInterest run for the account. ACINTIssue Pass Book to an account PBP HPBPIssue of Pass sheet (Statement) PSPTransfer Of Account between Schemes ACXFRSCCollection of account closure & othercharges CACC

Closing an account CAAC HCAACVerification of Account Closure CAACAU HCAACCustomers Account/Ledger Enquiry ACLI HACCBAL

CURRENT ACCOUNTOpening of an account (Individuals &Others) OAAC HOAACCA

Verification OAACAU HOAACVCAModifying an operative account ACM HACM

Verification ACM HACMMass Account opening (needs noverification, with or without customer ID) MACOP

Cash withdrawal TM HCASHWDCash deposits TM HCASHDEPTransfer transactions TM HXFER

For Issuing cheque books & verification ICHB

To enter and revoke Stop paymentinstruction SPP

Verification of Stop payment instruction SPPAUTransfer Of Account between Schemes ACXFRSCTransfer Of Account between SOL's ACXFRSOLClosing an account CAAC HCAACVerification of Account Closure CAACAU HCAACCustomers Account/Ledger Inquiry ACLI HACCBAL

TERM DEPOSITSOpening of an account - Term Deposits OAAC HOAACTD

Verification OAACAU HOAACVTDModifying a Term Deposit Account ACM HACMTD

Verification ACM HACMTD

3Description Web Menu ONS MenuInterest run for the account. ACINTRenewal of Term deposits TDRENExtension of Term deposits TDEXTRenewal of Overdue Term deposits (after14 days) OVDINT

Deposit receipt printing DRPDuplicate deposit receipt printing DUDRPTDS calculation TDSCALCTDS inquiry & printing TDSIP HTDSIPCustomers Account/Ledger Inquiry ACLI HACCBALTerm Deposit Interest Version Inquiry TVSIClosing an account CAAC HCAACVerification of Account Closure CAACAU HCAACDeposit modeling DEPMODInterest calculator DEPINTPending installment of RD accounts PLISTTransfer Of Account between Schemes ACXFRSCTransfer Of Account between SOL's ACXFRSOL

LAGHU BACHAT YOJNAOpening of an account OAAC HOAACSB

Verification OAACAU HOAACVSBAfter verification of the account for interestset up RDACM

Credit the amount to the LBY monthlycollection account TM

Debiting LBY Monthly collection a/c andcredit to corresponding LBY a/c TTM

Interest calculation before closure ofaccount RDINTTM

Closure of account CAAC HCAACVerification of account closure CAACAU HCAACLBY Agents Commission Calculation CALAGCOM

CASH CREDIT & OVERDRAFTOpening of an account - Overdraft OAAC HOAACOD

Verification OAACAU HOAACVODOpening of an account - Cash Credit OAAC HOAACCC

Verification OAACAU HOAACVCCModifying an account - CC / OD ACM HACM

Verification ACM HACMCash withdrawal TM HCASHWDCash deposits TM HCASHDEPTransfer transactions TM HXFERFor Issuing cheque books & verification ICHBTo enter and revoke Stop paymentinstruction SPP

Verification of Stop payment instruction SPPAUTransfer Of Account between Schemes ACXFRSCTransfer Of Account between SOL's ACXFRSOLInterest run for the account. ACINTCollection of account closure & othercharges CACC

Closing an account CAAC HCAACVerification of Account Closure CAACAU HCAAC

4Description Web Menu ONS Menucustomers Account/Ledger Enquiry ACLI HACCBALAssessment, Collection & Refund ofcharges GCHRG

Limit node creation, maintenance &verification LNM HLNM

Account limit history/Drawing Powermaintenance ACLHM HACLHM

Account Limit History MaintenanceAuthorization. ACLHMAU HACLHM

Limit node enquiry. LNILimit node details enquiry. LNDI HACLHILimit Node History Maintenance LNHTIRFor Inquiry of Customer Limits. HBKQRYLinking all types of securities to the account SRM HCLMFor Granting TOD (adhoc) in any CC / ODaccount ACTODM HACTODM

Verification ACTODMAU HACTODM

Modification of asset classification /Verification MEAC

LOAN ACCOUNTOpening of an account OAAC HOAACLA

Verification OAACAU HOAACVLATo collect up-to-date interest & othercharges on closing a loan account PAYOFF HPAYOFF

Closing an account (only afterPAYOFF/HPAYOFF) CAAC HCAAC

Verification of Account Closure CAACAU HCAACModifying a Loan Account & Verification ACM HACMLACustomers Account / Ledger Inquiry ACLI HCULALoan Disbursement LADISB HLADISBAssessment, Collection & Refund ofcharges LAFACR HLAFACR

Demand generation and interest calculation. LADGENLoan schedule payment. HLASPAYLoan un-schedule payment. HLAUPAYLoan repayment menu LAPAYLoan rescheduling HLARALoan lien marking. LALIENLoan general enquiry. HLAGIMake an asset past due. MAPDSecurity register module report. CLMRPTSLoan repayment schedule report HLARSHLoan overdue position enquiry LAOPI HLAOPILinking all types of securities to the loanaccount HCLM

Collateral linkage lookup CLLLoan modeling (to find EMI etc.) LAMOD HLAMODInquiry on loan interest version LVSI

STANDING INSTRUCTIONCreation of a standing instruction &verification HSSIM

Standing instruction maintenance SIMExecution of Standing instruction SIE

5Description Web Menu ONS MenuCarrying forward the failed standinginstruction for doing the same on the nextday

CFLM

Report on standing instruction executedtoday SIETR

Printing of standing instruction coveringletter to customer SICL

Printing of standing instruction advice forthe customer SIADVC

Printing of standing instruction register SIRPRTGS

Indian Financial System Code Inquiry IFSIReal Time Gross Settlement ( ONS ) HRTGSRTGS message List with record creationdate RMSGUD

DEMAND DRAFT / PAY ORDERIssue of demand draft / pay order TMPayment of demand draft / pay order TMTo know the status of the demand draft /pay order DDSM

Cancellation of the demand draft / pay order DDCMarking the demand draft / pay order aslost DDLOST

Non-payment advice of demand draft DDNPADVPrinting of all demand draft / pay ordersissued DDPALL

Printing of a single demand draft / pay order DDPRNTReprinting a demand draft / pay order DDREPRNTDemand Draft Revalidation DDREVALDemand draft / pay order credit inquiry DDICDemand draft / pay order debit inquiry DDIDInquiry about a specific demand draft / payorder issued DDII

Inquiry about a specific demand draft / payorder paid DDIP

Pay order reconciliation report ( report onpaid / unpaid Pay Order) BCREPORT

List of Pay Order Outstanding POOUTSTDDD reports (DDR1, 2, 2A, 3, 4) DDPDDR Data download CDDP

ECSECS Inward Transaction Upload ( ForService Branch Only ) EITU

ECS Sorting Account wise sorting ( ForService Branch Only ) ECSSORT

ECS sol wise upload (For Service BranchOnly ) EITUU

ECS particulars Update (For ServiceBranch Only ) ECSUP

ECS Inward Returns Processing ( FORBRANCH ONLY) EIRP

6Description Web Menu ONS MenuECS & NECS REPORTS

Branch wise ECS DR/CR report ( FORBRANCH ONLY) ECSEITU1

Upload of ECS at Service Branch level ECSEITUTotal consolidated ECS report ECSREPECS report(soft copy) generated for RBI atService Branch ECSDUMP

Branch wise summary report with NECSentries(Service Br level) NECSEITU

Status report of all NECS entries(passed/rejected) Branch only NECS1

Total consolidated NECS report NECSREPGeneration of dump file for RBI (ServiceBranch Level) NECSDUMP

CLEARINGMaintenance of Inward clearing MICZInward clearing transaction maintenance(entering the instruments) & verification ICTM HICTM

Maintenance of outward clearing MCLZOHOutward clearing transaction maintenance(entering the instruments) & verification OCTM

Mass verification of instruments OCTVBar advice printing CLBAPPrinting details of instruments entered(Outward clearing) PWO

Printing details of instruments entered(Inward clearing) PICS

Printing of clearing schedule PCLSOMark pending HMARKPENRevoke pending REVPENDInquiry on instrument position (Inwardclearing) HOIQ

Inquiry on instrument position (Outwardclearing) HOPQ

Inquiry on clearing transaction sets IOCLSVerified cheque list of Outward Clearing VCHLInquiry of shadow balance in the account. ACSBIOUpload records of inward clearingpresented through floppy RMI

PACKING CREDITOpening of Packing Credit Account OAACDisbursement of single packing credit TMDisbursement of multiple packing credit RPCTMRegularization of RPC transactions PCTMMaintenance of export Order EXPODMReport on Export Order EXPRPTReport on Outstanding Packing Accounts PCARPTPC Liability list PCLIALSTOverdue PC report Party wise POVDPCBatch Closure of PC accounts CLSPCA

GUARANTEEGuarantee Master Maintenance GMM

7Description Web Menu ONS MenuGuarantee Parameters Inquiry GPIGuarantee Inquiry GIBG Printing BGPRINTGuarantee Printing GPDeferred payment Guarantee Register DPGRGuarantees Issued cum Liability Register GILRPRR-11A Quarterly Statement of Guarantee PRR11APRR-11B Monitoring of Guarantees PRR11BReport of guarantees / DPG PRR11CGuarantee Overdue Charges GODCHLimit/Guarantee wise utilization report BGLIMITBG Margin Printing BGMARGINStatement of Guarantee BGSTMNTGuarantee Close BGCLOSE

INWARD REMITTANCEInward Remittance Maintenance IRMParty inward remittance advice FBADVInward remittance Register DTMRClean Instrument collection Register /foreign cheques FBER

Issue of FIRC FIRCROUTWARD REMITTANCE

Outward Remittance Maintenance ORMParty Outward remittance register FBADVDD issue register(Datewise/Partywise/Purposewise ) DTMR

T / Cheque stock register IMRRPTAcknowledge letter of t/cheque TCACKNT / Cheque Issue Register TCISSUED

LETTER OF CREDITSInward Documentary Credits Maintenance IDCMOutward Documentary Credits Maintenance ODCMCustomer Text Maintenance CUTXTMNTDC Reports and Advices DCRPTSDC Printing DCPRINTDC General Purpose Report Printing DCGPRReport on Expiring DCs DCEXPLSTStatement of DC DCSTMTTransaction Advice Printing CHRGADVPDC Liability Register Printing (Balancing ason date) DCLIABRG

DC Register Printing DCREGDC Query DCQRYDC Online Query and Modification DCQRYMDebit/Credit Party advice for DC / LC issue CHRGADVImport bill drawn under DC/LC FBCSAcceptance/Due Date confirmation (Importbills under LC) ACCRPT

FORWARD CONTRACTMaintain Forward Contract MNTFWCExtend Forward Contract EXTFWCFWC Message Code Maintenance FWCCMCancel Forward Contract CNCLFWC

8Description Web Menu ONS MenuForward Contracts History Inquiry FWCHIForward Contract Liability Register FWCLIABForward Contract Notes FWCNOTEFWCs Over Due List FWCODLSTForward Contracts Query FWCQRYFWC Revaluation FWCREVALFWC Booking Register Printing FWCRGFWC Reminder on Maturity FWCRMNDForward Contract Liability Register FWCLIABForward Purchase contract register FWCRPTForward sales contract outstanding FWCOUT

FOREIGN AND INLAND BILLSCreation of ID of beneficiary of BankGuarantee or LC FPCM

Lodgment of Bills / Cheques CUSTFBMForeign / Inland Bills Maintenance / realisation /crystallization / dishonour FBM

Foreign / Inland Bills History Inquiry FBHIForeign / Inland Bills Inquiry FBIForeign / Inland Bills Covering Schedule FBCSTransaction Advice Printing FBADVPForeign / Inland Bills Balancing Register FBBRForeign / Inland Bills Printing / Agewise overdue FBPStatement of outstanding partywise importcollection bill FBOIB

List of Pending and Dishonored Bills FBPADBParty Code Maintenance FPCMExport Bill short register FBPImport Bill Register FBIRExport Bill Register FBERSummary sheet overdue Export Bills SUMODEExport/Import turnover statement(Party/CCY/Commodity/country) TFMIS

FGN DD issue/Inward /outward remittanceregister (ccy/Party/Datewise) DTMR

Foreign Inward Remittance Certificate FIRCRBank Certificate on Export Bill Realisation BCER

GENERAL REPORTS / INQUIRYInterest Report For Accounts AINTRPTMisc Reports options MISREPSpecific Reports (i.e. supplementary, cashbook,cash summary, trail balance etc) PTW

SB / CA Overdraft Register printing TODRPInquiry on History of Partition A/c PHINQInquiry on Partitioned Account PARTINQOffice Account Ledgers Print ACLPOAOutstanding Items Report (Sundry Creditors/Sundry Debtors) MSGOIRP

Minor Subsidiaries Outstanding Items Report(Sundry Creditors/ Sundry Debtors) MSOIRP

GL / GL Sub-Head Wise Balancing Report BRIncome / Expenditure Analysis Register IEARPIncome / Expenditure Monitoring Report IEMRPTerm deposit accounts details ACDET

9Description Web Menu ONS MenuTRADE FINANCE REPORTS ( PRODUCTION)

XOS Statement (Hly) XOSSTMTBill of Entry Statement FBEFR-Return (Fortnightly Report) CENTRRETImport/Export Turnover (ccy/country/commodity/partywise) TFMIS

Partywise Forex Earnings report for aperiod CSTINC

Position of Cross Currency POSENTTRADE FINANCE REPORTS ( MISREP-REPORTS SERVER)

Total Turnover Report for a given period FXTRCountrywide Exposure Report TFEXPWritten-off Statement EXPWRTLiberised Remittance Scheme of USD200,000 LIBREM

Supplementary of LIBREM LIBSUPFCNRB Deposit a/c Balance report FCNRBMulti-currency GL GLRPTCCYOutstanding Running Packing Credit CPLOARPCConsolidated Pre-shipment Creditoutstanding CPLOA

Import Bill retired Register IMPBRRPCFC Liability Register PCFCLLGR /SDF Realisation Form GRFORMPCFC Realisation Register PCLLLConsolidated PCL Liability Ledger PCOVALReports to Treasury on Daily Transactions RTL100Report for all Card Rate Transactions RTL95Working Report for Post Shipment Creditrelated to ECGC WTPSGDET

Monthly Declaration of Pre Shipment Credit(ECGC) WTPCG

Monthly Declaration of Post ShipmentCredit (ECGC) WTPSG

Worksheet for Post-Shipment ( ECGC) ECGECGC Premium worksheet ( Cust id wise ) ECGC

MIS UPDATION MENU'SMiscellanous Codes Update MISCDAccount health Code Update MODHLTHCustomer update for Advance accounts CMGUPADVCustomer update for Deposit accounts CMGUPDEPOld a/c No.from New Finacle Ac No (14digits) signature scanning NANO

Modification of Mode of Operation MOPCINVENTORY

Inventory (Security printing) movement &verification IMC

Inventory movement inquiry IMISplitting of inventory ISIAIssue of cheque / DD / PO books ICHBFor Cheque book maintenance CHBM HCHBM

LOCKERLocker key maintenance LKKMLocker customer maintenance LKCM

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Description Web Menu ONS MenuLocker transactions-history maintenance LKCHMLocker rent charge collectionmaintenance LKRCM

Locker operation maintenance LKOPSLocker reports LKREPM

SAFE CUSTODY ARTICLESSafe custody register (Safe Custody MasterMaintenance) SCCM

Charge collection maintenance SCCCMReports on safe custody articles SCREPMBatch recovery of charges SCBRT

GODOWN REGISTERGodown register (needs verification) GDMMLinking a godown with an employee(Godown keeper) GDEMP

Stock details GDSKMGENERAL

Customers Account/Ledger Enquiry ACLI / ACI / ACDET

HACCBAL /HACCDETHCUACC /HCUDET

Customers Account Ledger Printing ACLPCACustomers account selection HACSFor inquiring about the cheque booksissued giving the account number. ACM HCHBM

To find out the account number by givingthe cheque number INQACHQ

Issue Pass Book to an account PBP HPBPIssue of Pass sheet (statement) PSP HPSPAccount freeze status maintenance AFSMMaintenance of salary accounts EMMUpload (credit) of salary SALUPLDOpen cash transactions OCSTOpen transfer transaction OXFTTeller creation GECMEmployee file maintenance EFMTo change password PWMNT

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COMMON OFFICE ACCOUNTSOVERDUE TERM DEPOSITS-OTHERS MANUAL XXXX1011060001DEMAND DEPOSITS-OTHERS- UNCLAIMED XXXX1011070001DEMAND DEPOSITS-OTHERS- OTHERS XXXX1011070002INOPERATIVE CURRENT DEPOSIT MANUAL XXXX1011070003INOPERATIVE SAVINGS DEPOSITS MANUAL XXXX1012010001INOPERATIVE SAVINGS DEPOSITS MANUAL XXXX1012040001TERM DEPOSIT -MANUAL XXXX1014065001UCO LAKSHMI XXXX1014080001LAGHU BACHAT YOJANA XXXX1014085001LBY AGENTS SECURITY DEPOSIT XXXX1014090001LBY SUSPENSE ACCOUNTS XXXX1014095001MANAGERS CHEQUES - PAY ORDER XXXX1015010001DDS PAYABLE FOREIGN BRANCHES XXXX1015020003ATM MITR TXN PAYABLE A/C XXXX1015020010ATM MITR TXN PAYABLE A/C XXXX1015020016ATM SBI TXN PAYABLE A/C XXXX1015020017VISA TXN PAYABLE A/C XXXX1015020018NEFT PAYABLE A/C XXXX1015020019NFS TRANSACTIONS PAYABLE ACCOUNT XXXX1015020023CFD INTEREST A/C XXXX1016020001INT ACC AND PBLE -OVERDUE FIXED DEPOSIT XXXX1016021001TDS PARKING ACCOUNT ON CFD INT PROVISION XXXX1016050001SUNDRY CRS - DEPOSIT UNCLAIMED ACCOUNT XXXX1030005001SUNDRY CRS -INSURANCE PREMIUM- TAX - LOAN XXXX1030005002SUNDRY CRS -EXPEND ON PROVISION OF CLOSI XXXX1030005003SUNDRY CRS -EARNEST - RETENTION MONEY XXXX1030005004SUNDRY CRS - AMT NEED IN FOREX DEALINGS XXXX1030005005SUNDRY CRS -SLGIS (RECOVERY FROM STAFF) XXXX1030005006SUNDRY CRS - OTHERS XXXX1030005007SCR-SUNDRY DEPOSITS XXXX1030005009SUNDRY CREDITORS-GM XXXX1030005015FGM-SUNDRY CREDITOR XXXX1030005016ZM-SUNDRY CREDITOR XXXX1030005017SUNDRY CREDITORS - RTGS XXXX1030005018DEBIT NOTES ISSUED XXXX1030010001CLEARING HOUSE ACCOUNT XXXX1030015001MARGIN ON LC XXXX1030020001MARGIN ON GURANTEES XXXX1030020002MARGIN ON BILLS OTHERS XXXX1030025001MARGIN ON LOANS XXXX1030025004BILLS REALISED-DOMESTIC XXXX1030030001BILLS REALISED-FOREIGN XXXX1030030002ADVANCE RECEIPTS XXXX1030040001C.G.C.I. COLLECTION ACCCOUNT XXXX1030045001SUBSIDY RESERVE FUND XXXX1030055001TAX DEDUCTION AT SOURCE XXXX1030060001E.C.G.C CLAIM RECEIVED XXXX1030065001CGTSI COLLECTION ACCOUNT XXXX1030070001PROFESSIONAL TAX XXXX1030076001STATE SALES TAX XXXX1030076002CENTRAL SALES TAX XXXX1030076003INCOME TAX XXXX1030076004

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CORPORATION TAX XXXX1030076005VALUE ADDED TAX XXXX1030076006FRINGE BENEFITS TAX XXXX1030076007MISCELLANEOUS RECEIPTS XXXX1030076008WEALTH TAX XXXX1030076009INTEREST TAX XXXX1030076010CENTRAL EXCISE XXXX1030076011SERVICE TAX XXXX1030076012NO LIEN ACCOUNT XXXX1030080018GOVERNMENT TRANSACTION ACCOUNT XXXX1030080019CBDT COLLECTION ACCOUNT XXXX1030080020BEFORE TDS PARKING A/C XXXX1030090001EFT RTGS SWIFT A/C XXXX1030100001DRAFT ACCOUNT XXXX1032010001CBS DRAFT ACCOUNT XXXX1032011001HEAD OFFICE ACCOUNT XXXX1032015001EXTENSION COUNTER ACCOUNT-1 XXXX1032016001MAIN BRANCH ACCOUNT XXXX1032020004RO EXPENCES ACCOUNT XXXX1032020008LOCAL OR SERVICE BRANCH A/C XXXX1032020014STAFF TRAINING COLLEGE EXPENSES A/C XXXX1032020018CURRENCY CHEST EXPENSES ACCOUNT XXXX1032020019SERVICE BRANCH EXPENSES ACCOUNT XXXX1032020021LEAD BANK OFFICE EXPENSES ACCOUNT XXXX1032020022INTER CBS BR COLL PARKING ACCOUNT XXXX1032200001INTER CBS BR CRT PARKING ACCOUNT XXXX1032210001INTER CBS BR FUND TRF PARKING ACCOUNT XXXX1032220001CASH IN HAND (EXCLUDING FGN.CURRENCY) XXXX1040010001ATM CASH XXXX1040010002HEAD CASHIER XXXX1040010011HEAD CASHIER 2 XXXX1040010012TELLER 1 XXXX1040010021TELLER 2 XXXX1040010022DUE TO ATM(OTHER) XXXX1040015003CASH REMITTANCE IN TRANSIT XXXX1040020001BAL WITH RBI - IN CURRENT ACCOUNTS XXXX1040030001BAL WITH OTHER BANKS CCA - SBI XXXX1040040001BAL WITH OTHER BANKS CCA - NOTIFIED BANK XXXX1040040003BAL WITH OTHER BKS CCA - OTHER COMMERCIAL XXXX1040040004BAL WITH OTHER BANKS DEP AC - SBI XXXX1040050001SAAL (STICKY ADVANCE A/C LEDGER) XXXX1043005001PDPB(PAST DUE PROTESTED BILLS ACCOUNT) XXXX1043010001DEFAULTED BANK GUARANTEEBG PAID BY BANK XXXX1043015001BAD AND DOUBTFUL XXXX1043020001TL OTHERS - PMRY SUBSIDY XXXX1047160001TL OTHERS - SGSY SUBSIDY XXXX1047165001TL OTHERS - SJSRY SUBSIDY XXXX1047170001TL OTHERS - SLRS SUBSIDY XXXX1047175001TL OTHERS - KVIC SUBSIDY XXXX1047180001ADVANCE BILLS PURCHASED XXXX1048025001PAST DUE AND DISHONOURED BILLS XXXX1048040001OTHER BANK DD OR TTS PURCHASED XXXX1048045001FUND IN TRANSIT XXXX1060115008IBCN PAID ACCOUNT XXXX1060115009

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LAND - BUILDING - PREMISES XXXX1061010001LAND OR BUILDG ADDITIONAL OR ALTERATION XXXX1061010002MOTOR VEHICLES XXXX1061020001FURNITURE AND FIXTURE XXXX1061030001CYCLE XXXX1061030002OFFICE EQUIPMENT XXXX1061030003COMPUTER XXXX1061030004MACHINERY XXXX1061030005STAMPS XXXX1062010001STATIONERY XXXX1062010002SUNDRY DRS - FESTIVAL ADVANCE OLD ENTRIES XXXX1064005001SUNDRY DRS - OTHER STAFF ADVANCE XXXX1064005002SUNDRY DRS - LEGAL EXPENSES XXXX1064005003SUNDRY DRS - OTHER REVENUE ITEMS XXXX1064005004SUNDRY DRS - SECURITY DEPOSIT XXXX1064005005SUNDRY DRS - ADVANCES TO SUPPLIERS XXXX1064005006SUNDRY DRS - PAYMENT ON AC OF FRAUD XXXX1064005007SUNDRY DRS - CLEARING DIFFERENCE XXXX1064005008SUNDRY DRS - DACOITY XXXX1064005009SUNDRY DRS - CASH SHORTAGE XXXX1064005010SUNDRY DRS - OTHERS XXXX1064005011SUNDRY DRS -GM XXXX1064005013FGM-SUNDRY DRS XXXX1064005014ZM-SUNDRY DRS XXXX1064005015SUNDRY DRS - SECURITY DEPOSIT FOR TELEPHONE XXXX1064005016SUNDRY DRS - ADVANCE RENT PAID TO LANDLORD XXXX1064005017DEBIT NOTE RECEIVABLE AC XXXX1064010001CLEARING HOUSE ACC XXXX1064015001OTHER BANKS DDS OR TTS PAID XXXX1064020001CDS(ITP) REPAYMENT XXXX1064025001GOVT PENSION PAID XXXX1064030001STAFF PENSION PAYMENT AC XXXX1064040001RECEIVABLE FROM GOVERNMENT XXXX1064050006INT.SUBSIDYRECEIVABLE FROM GOVT ON ST CR XXXX1064050007STAFF ADVANCE NON INTEREST BEARING XXXX1064055001ZM-FESTIVAL ADVANCE XXXX1064055002PREPAID EXPENSES XXXX1064065026ADWDR-RECEIVABLE FROM GOVT XXXX1064065028PENALTY PAID XXXX1064065029PENAL INTEREST PAID XXXX1064065030ADW-230 RECEIVABLE FROM GOVT XXXX1064065031ADW-231 RECEIVABLE FROM GOVT XXXX1064065032INTT. SUBVENTION ON RUPEE EXPORT CREDIT XXXX1064076001GM EXPENSES ACCOUNT XXXX1064087001COMMISSION AND EXCHANGE PAID XXXX1073100001SALARIES AND ALLOWANCES XXXX1074100001OVERTIME ALLOWANCE XXXX1074100002HALF-YEARLY ALLOWANCE XXXX1074100003BANKS CONTB TO PF XXXX1074100004LEAVE FARE CONCESSION XXXX1074100005MEDICAL EXPENSES XXXX1074100006STAFF WELFARE EXPENSES XXXX1074100007BONUS PAID XXXX1074100008EXGRATIA PAID XXXX1074100009

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PENSION PAID XXXX1074100010PROFESSION FEES XXXX1074100011ADHOC SALARY AND ALLOWANCES PAID-OFFICE XXXX1074100012ADHOC PROVIDENT FUND PAID-OFFICERS XXXX1074100013STAFF WELFARE SCHEME EXPENSES XXXX1074100014STAFF WELFARE SCH EXPNS SCHOLARSHIP XXXX1074100015FGM-SALARY AND ALLOWANCE XXXX1074100016FGM-OVERTIME ALLOWANCE XXXX1074100017FGM-HALF YEARLY ALLOWANCE XXXX1074100018FGM-BANKS CONTB TO PF XXXX1074100019FGM-LEAVE FARE CONCESSION XXXX1074100020FGM-MEDICAL EXPENSES XXXX1074100021FGM-STAFF WELFARE EXPENSES XXXX1074100022FGM-BONUS PAID XXXX1074100023FGM-STAFF WELFARE EXPENSES EXCEPT SCHOLA XXXX1074100024FGM-STAFF WELFARE SCH EXPNS SCHOLARSHIP XXXX1074100025RENT PAID -OFFICE XXXX1075010001RENT PAID -RESIDENCE XXXX1075010002TAXES XXXX1075010003TURN OVER TAX PAID XXXX1075010004LIGHTING AND ELEC (INCLUDING GENERATOR C XXXX1075010005IT PAID ON GOVT AND OTHER SECURITIES XXXX1075010006FGM-RENT PAID -OFFICE XXXX1075010007FGM-RENT PAID -RESIDENCE XXXX1075010008FGM-TAXES XXXX1075010009FGM-LIGHTING AND ELEC (INCLUDING GENERAT XXXX1075010010INSURANCE XXXX1075020001LAW CHARGES XXXX1075020002POSTAGE XXXX1075020003TELEGRAM AND TELEPHONES XXXX1075020004STAMPS XXXX1075020005COURIER XXXX1075020007FGM-INSURANCE XXXX1075020009FGM-LAW CHARGES XXXX1075020010FGM-POSTAGE XXXX1075020011FGM-TELEGRAM AND TELEPHONES XXXX1075020012FGM-STAMPS XXXX1075020013FGM-COURIER XXXX1075020014REPAIRS TO BANKS PROPERTY XXXX1075030001STATIONERY AND PRINTING XXXX1075030002ADVAERTISING AND PUBLICITY XXXX1075030003DEPRICIATION TO BANKS PROPERTY XXXX1075030004DIRECTORS FEES ALLOWANCES AND EXPENSES XXXX1075030005AUDITORS FEES ALLOWANCES AND EXPENSES XXXX1075030006AUDITORS TA AND OTHER EXPENSES XXXX1075030007FGM-REPAIRS TO BANKS PROPERTY XXXX1075030008FGM-STATIONERY AND PRINTING XXXX1075030009FGM-ADVAERTISING AND PUBLICITY XXXX1075030010FGM-AUDITORS FEES ALLOWANCES AND EXPENS XXXX1075030011FGM-AUDITORS TA AND OTHER EXPENSES XXXX1075030012TRAVELLING EXPNS -STAFF BOARDING LODG D XXXX1075040001TRAVELLING EXPENSES-OTHERS XXXX1075040002ENTERTAINMENT EXPENSES XXXX1075040003CONVEYANCE EXPENSES XXXX1075040004

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MOTOR CAR OR VEHICLE EXPENSES XXXX1075040005DONATIONS XXXX1075040006NEWSPAPER OR JOURNAL XXXX1075040007TRAVELLING EXPNS -STF OTH THAN BOARD LO XXXX1075040008FGM-TRAVELLING EXPNS -STAFF BOARDING LO XXXX1075040009FGM-TRAVELLING EXPENSES-OTHERS XXXX1075040010FGM-ENTERTAINMENT EXPENSES XXXX1075040011FGM-CONVEYANCE EXPENSES XXXX1075040012FGM-MOTOR CAR OR VEHICLE EXPENSES XXXX1075040013FGM-DONATIONS XXXX1075040014FGM-NEWSPAPER OR JOURNAL XXXX1075040015FGM-TRAVELLING EXPNS -STF OTH THAN BOAR XXXX1075040016NEWS PAPER TO STAFF XXXX1075040017PERFORMANCE INCENTIVE XXXX1075040018AMC AND OTHER MAINTAINANCE EXP XXXX1075050001ECGC GUARANTEE COMM XXXX1075050002EXPENSES FOR CASH REMITTANCE XXXX1075050003EXPENSES FOR ATTEND CLGS XXXX1075050004FREIGHT CARTAGE COOLIE CHGS FOR STY AN XXXX1075050005SANITATION EXPENSES XXXX1075050006MEETING EXPENSES XXXX1075050007CLEARING HOUSE EXPENSES XXXX1075050008CHARGES FOR MICR CLG XXXX1075050009EXP RELATING TO RECOVERY CAMP XXXX1075050010RESIDUAL EXPENSES XXXX1075050011PRIZES XXXX1075050012REUTER OR INF. ETC XXXX1075050013RO OR CURRENCY CHEST EXPENCES XXXX1075050014TRAINING EXPENCES XXXX1075050015SHARE TRANSFER AGENTS FEES XXXX1075050016SHARE RELATED EXPENCES XXXX1075050017INST. BKG OR IBA XXXX1075050018CCIL OR CRISIL XXXX1075050019SIFY XXXX1075050020INDIAN QUOTATIONS-SYSTEM XXXX1075050021FIMDA XXXX1075050022AMORTISATION EXPENCES XXXX1075050023OTHER MAINTENANCE EXPENSES XXXX1075050024WASHING ALLOWANCE XXXX1075050025CYCLE ALLOWANCE XXXX1075050026XEROX AND PHOTOCOPY CHARGES XXXX1075050027FUNCTION FESTIVAL CELEBRATION EXPENSES XXXX1075050028SECURITY GUARD EXPENSES POLICE ESCORT CH XXXX1075050029CLOTH FOR JEWELL BAG XXXX1075050030CHARGES FOR FILING TAX RETURNS XXXX1075050031HIRING CHARGES FOR VEHICLE OTHER THAN CR XXXX1075050032NON CREDIT WRITE OFF APPROAVED BY HO RO XXXX1075050033LOCKER BREAK OPEN CHARGES XXXX1075050034FUEL CHARCOAL FIRE WOOD CHARGES XXXX1075050035EXPENSES FOR DAILY NEED ESSENTIAL ITEMS XXXX1075050036EXPENSES RELATIG TO CLOSING OF ACCOUNTS XXXX1075050037CONSOLIDATED EXPNS. TO FULL TIME PART TI XXXX1075050038OUTSOURCING DATA ENTRY CHARGES XXXX1075050039FGM-AMC AND OTHER MAINTAINANCE EXP XXXX1075050040

16

FGM-FREIGHT CARTAGE COOLIE CHGS FOR ST XXXX1075050041FGM-SANITATION EXPENSES XXXX1075050042FGM-MEETING EXPENSES XXXX1075050043FGM-EXP RELATING TO RECOVERY CAMP XXXX1075050044FGM-OTHER MAINTENANCE EXPENSES XXXX1075050045FGM-XEROX AND PHOTOCOPY CHARGES XXXX1075050046FGM-FUNCTION FESTIVAL CELEBRATION EXPENS XXXX1075050047FGM-CHARGES FOR FILING TAX RETURNS XXXX1075050048FGM-HIRING CHARGES FOR VEHICLE OTHER THA XXXX1075050049FGM-NON CREDIT WRITE OFF APPROAVED BY H XXXX1075050050FGM-FUEL CHARCOAL FIRE WOOD CHARGES XXXX1075050051FGM-EXPENSES FOR DAILY NEED ESSENTIAL IT XXXX1075050052FGM-EXPENSES RELATIG TO CLOSING OF ACCOU XXXX1075050053FGM-CONSOLIDATED EXPNS. TO FULL TIME PAR XXXX1075050054FGM-OUTSOURCING DATA ENTRY CHARGES XXXX1075050055FGM-RESIDUAL EXPENSES XXXX1075050056SERVICES CHARGES ATM SHARING SBI XXXX1075050057SERVICES CHARGES ATM SHARING MITR XXXX1075050058SERVICES CHARGES ATM SHARING NFS XXXX1075050059COMM AND BROKGE - INLAND REMITTANCE XXXX1081010001COMM AND BROKGE - INLAND COLLECTION XXXX1081010002COMM AND BROKGE - INLAND LC XXXX1081010003COMM AND BROKGE - INLAND GUARANTEE ISSUE XXXX1081010004COMM AND BROKGE - INLAND - OTHERS XXXX1081010005COMM AND BROKGE - INLAND BANCASSURANCE(L XXXX1081010006COMM AND BROKGE - INLAND BANCASSURANCE ( XXXX1081010007COMM AND BROKGE - MUTUAL FUND BUSINESS XXXX1081010008COMM AND BROKGE - WESTERN UNION MONEY XXXX1081010009COMM AND BROKGE - RTGS XXXX1081010010COMM AND BROKGE - FRGN REMITTANCE XXXX1081020001COMM AND BROKGE - FRGN COLLECTION XXXX1081020002COMM AND BROKGE - FRGN LETTER OF CREDIT XXXX1081020003COMM AND BROKGE - FRGN GUARANTEE ISSUED XXXX1081020004COMM AND BROKGE - FRGN - OTHERS XXXX1081020005COMM AND BROKGE - FRGN BANCASSURANCE(LIC XXXX1081020006COMM AND BROKGE - FRGN BANCASSURANCE (NI XXXX1081020007COMM AND BROKGE - NEFT PAYABLE A/C XXXX1081020008TURNOVER COMMISSION XXXX1081040110TURNOVER COMMISSION - PENSION XXXX1081041001TURNOVER COMMISSION - CBDT XXXX1081041002TURNOVER COMMISSION - CBEC XXXX1081041003TURNOVER COMMISSION - PPF XXXX1081041004TURNOVER COMMISSION - BONDS XXXX1081041005RENT ON LOCKERS XXXX1081050110CHG. FOR ISSUING CHQ BOOKS XXXX1082030001LEDGER FOLIO CHARGES XXXX1082030002LOAN APPL PROCESSING CHGS XXXX1082030003INC OTHER RECEIPTS - OTHERS XXXX1082030004RECOVERY IN WRITTEN OFF ACS XXXX1082030005INTERSOL CHARGES XXXX1082030011RENEWAL CHARGES XXXX1082030014INTER SOL ACCOUNTS INR XXXX1098010001EOD PROXY ACCOUNT XXXX1098020001

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MANUAL INCOME AND EXPENSE ACCOUNTSMANUAL INTT PAID ON DEP - KY XXXX1070020010MANUAL INTT PAID ON DEP - LAKHPATI SCHEME XXXX1070020011MANUAL INTT PAID ON DEP - MONEY MULTIPLIER XXXX1070020012MANUAL INTT PAID ON DEP - DEPSOIT CERTIFICATE XXXX1070020013MANUAL INTT PAID ON DEP - ODFD XXXX1070021002MANUAL INTT PAID ON DEP - FD XXXX1071020017MANUAL INTT PAID ON DEP - RD XXXX1071020018MANUAL INTT PAID ON DEP - LBY XXXX1071020019MANUAL INTT PAID ON DEP - CALL DEPOSIT XXXX1071020020MANUAL INTT PAID ON DEP - OCFD - NRE XXXX1071030006MANUAL INTT PAID - SAVINGS ORDINARY XXXX1071040007MANUAL INTT PAID - SAVINGS NRO XXXX1071040008MANUAL INTT PAID - SAVINGS NRE XXXX1071040009MANUAL INTT - OD XXXX1080010005MANUAL INTT - CC XXXX1080010006MANUAL INTT - LOANS XXXX1080010007MANUAL INTT - BILLS XXXX1080010008MANUAL INTT ON EXPORT CREDIT XXXX1080020004MANUAL INTT FROM CR INSTITUTION XXXX1080020005MANUAL COMMITMENT CHARGES XXXX1080020006MANUAL DISC. INCOME ON BILLS(OTH THAN EXPORT CR) XXXX1080030005MANUAL DISCOUNT INC ON EXPORT CREDIT XXXX1080030006MANUAL DISCOUNT INCOME FROM CR INSTITUTIONS XXXX1080030007MANUAL PREPAYMENT CHARGES XXXX1082030015

SCHEME CODES IN CBS

LOANS & CC SCHEMES SCHEME CODE INTT. TABLECODESTAFF FESTIVAL LA700 LZEROCONSUMER LA701 LA701TWO WHEELER(A) LA702 LA702FOUR WHEELER(A) LA703 BASER (BPLR)TWO WHEELER(O) LA704 LA704FOUR WHEELER(O) LA705 LA705HOUSING LA706 LA706MARRIAGE LA707 LA707COMPREHENSIVE LA708 LA708NATURAL CALAMITY COMPOUNDINGINTT LA709 LA709

STAFF SUPPL H.LOAN LA710 Interest Table givenbelow *STAFF NATURAL CALAMITY(INTTFREE/SIMPLE) LA711 LZERO

LOAN AGAINST NSC TO STAFF LA712 LA737STAFF V/LOAN INTT.FREE LA713 BPLR0UCO CASH LA725 LA725UCO CASH FOR WOMEN L725W LA726UCO NARI SHAKTI LA726 LA726

UCO RENT LA727LREN1--w.e.f. 21-08-2006 (LA727-

old)UCO SHOPPER LA728 LA728

UCO TRADER LA729 LTRA1--w.e.f 21-08-2006 (LA729 -Old)

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LOANS & CC SCHEMES SCHEME CODE INTT. TABLECODE

UCO MORTGAGE LA730LMOR1--w.e.f. 21-08-2006 (LA730-

Old)

UCO MORTGAGE LA730LMOR2 A/C OPENON AND AFTER

01.07.2007UCO SHELTER variable (interest rate independing on a/c open date) LA731

Interest Table givenbelow **

UCO SHELTER fixed rate(interest ratedepending on a/c open date) LA731

LZERO plus a/cpreferential

UCO SHELTER-SCHME-A L731A L731AUCO SHELTER SCHME-B L731B L731B

UCO CAR LA732 LZERO TILL 31-12-2009

UCO PENSIONER LA733 UCPEN W.E.F 19-02-07 (LA733 OLD)UCO EDUCATION LA734 LA734

UCO EDUCATION LA734LEDU1 A/C OPENON AND AFTER

01.07.2007NPS T/L LA735 LA735UCO REAL ESTATE LA736 LA736UCO SECURITIS EX.BOND LA737 LA737UCO SECURITIES IN. BONDS LA738 LA738UCO NRI HOME LOANS LA739 LA739NON-EI NPS T/L LA740 LA735UCO SHILPA UDYOG LA741 SILPAUCO SWABHIMAN LA742 LZERONANO CAR BOOKING LOAN LA743 LZERONANO CAR BRIDGING LOAN LA744 LZEROUCO SHOPPER (Tie-up) LA745 LA728UCO SHELTER - COMFORT SCHEME LA746 AU028AGRICULTURE GENERAL SCHEME LA800 LA800HERAK JAYANTI KRISHI YOJONA LA801 LA801UCO KISHAN SAMRIDHI YOJONA LA802 LA800AGRICULTURE-ALLIED LA803 LA800GOLD LOAN -PS LA804 LA800GOLD LOAN-NPS LA805 LA735DEMAND CROP LOAN LA806 BASER (BPLR)UCO SAMAG KISAN YOJ LA807 LA800SSI GENERAL LA850 LA850NATIONAL EQUITY FUND SCHEME LA851 LA850LUCC LA852 LA850MAHILA SHILPA YUDYOG LA853 LA850OTHER PRIORITY TERM LOAN LA854 LA852TRANSPORT OPS LA855 LA852DRI LA856 LA856RURAL HOUSING LA857 LA852SWORAJGAR / ARTISAN CREDIT CARD LA858 LA852PMRY LA875 LA852SJSR/SCFCC/SGSY LA876 LA852SJSRY LA877 LA852SLRS LA878 LA852

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LOANS & CC SCHEMES SCHEME CODE INTT. TABLECODEKVIC LA879 LA852LOAN AGAINST DEPOSIT LA880 LZEROWCDL LA881 LZERONHB LOAN LA882 LZEROBANGA SWANIRBHAR KARMA LA883 LA852SRMS-MICRO- LA884 LSRM1SRMS-MICRO- LA885 LSRM2SRMS-MICRO-WOMEN LA886 LSRM3SCPFOR LUCKNOW LA888 LA852

WCTL-EQUATED INSTALMENT LA900BASER (BPLR)

DIFF TO BE PUT INPREF

WCTL- NON EQUATED INSTALMENT LA901BASER (BPLR)

DIFF TO BE PUT INPREF

FITL-EQUATED INSTALMENTS LA902BASER (BPLR)

DIFF TO BE PUT INPREF

FITL- NON EQUATED INSTALMENTS LA903BASER (BPLR)

DIFF TO BE PUT INPREF

MEMORANDUM LEDGER LAMSL LA733 (LBPLR)FCNRB LOAN LAFCL LZEROPACKING CREDIT(PCA)PRE SHIPMENT PACKING CREDIT PC100 As per list belowRUNNING PACKING CREDIT PC101 As per list belowCASH CREDIT(CCA)CC GEN (NPS) CC100 As per list belowUCO TRADER CC101 CC101UCO TRADER CC101 CTRA1LUCC CC102 As per list belowMAHILA SHILPA YUDYOG CC103 As per list belowKCC CC104 As per list belowSWORAJGAR CREDIT CARD CC105 As per list belowARTISIAN CREDIT CARD CC106 As per list belowSMALL BUSNESS/RT CC107 As per list belowPROF. AND SELF EMPLOYED CC108 As per list belowSSI CC109 As per list belowCC AGAINST DEPOSIT CC110 ZEROBAGRICULTURE GENERAL CC111 As per list belowUCO MORTGAGE CC112 CC112UCO MORTGAGE CC112 CMOR1UCO MORTGAGE CC112 CMOR2UCO KISHAN SAMRIDHI YOJONA CC113 As per list belowCC-SELF HELP GROUP CC114 As per list belowCC-INDIRECT FINANCE CC115 ZEROBCC -UCO GENERAL CREDIT CARD CC116 CC-OP 1UCO SILPA UDYOG CC117 SILP3CC GEN INTERSOL EXEMPTION CC222 As per list belowOVER DRAFT A/C (ODA)OD GEN /CLEAN OD500 OD500OD STAFF OD503 OD503

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STAFF SUPPLEMENTARY HOUSING LOAN Scheme Code LA710 *Interest Table Code Effective date

LA 731 ( OLD A/CS ) upto 09/04/2007NUSH1 (MARGIN MORE THAN =25%) wef 10-04-2007NUSH2 ( MARGIN LESS THAN 25%) wef 10-04-2007NUSH3 ( AMT MORE THAN 20 LACS) wef 10-04-2007RUSH1(MARGIN>=25% & AMT

21

Sanctioned Limit (Rs.) Interest table code Normal Interest(F=BPLR)

25001/- to 1lac CCSS2 F -3.0more than1lac- to 2 lac CCSS3 F -2.25more than 2 lac to 1 crore CCSS4 F -1above 1crore CCSS5 F0OTHER PRIORITY SECTOR -CCUpto 25000/- CCOP1 F -2.525001/- to 50000/- CCOP2 F -2.550001/- to 2 lac CCOP3 F -2.0more than2 lac to 25 lac CCOP4 F -0.5Above 25 lac CCOP5 F 0NON PRIORITY SECTOR -CCUpto 25000/- CCNP1 F 025001/- to 2 LAC CCNP2 F 0more than2 lac to 25 lac CCNP3 F +1.50Above 25 lac CCNP4 F 0

NOTE : Interest rate for Sanctioned Limit above 25 lac is as per Creditrating EXCEPT UCO TRADER. So the difference of interest is be adjusted

at account level preference for all the schemes.

BASE RATE FORLOAN -BASER

SAVINGS BANK SCHEME

SBA SCHEME TYPE SCHEME CODES GLSH -- INTTTABLE CODESAVINGS GENERAL METRO SB101 12010 -- SBINTSAVINGS STAFF SB102 12010 -- SBSTFSAVINGS PENSION URBAN SB103 12010 -- SBINTSAVINGS NO FRILL SB104 12020 -- SBINTSB MONOR SELF OP URBAN SB105 12010 -- SBINTSAVINGS OTHER SEMI URBAN SB106 12010 -- SBINTSAVINGS GENERAL RURAL SB107 12010 -- SBINTSAVINGS GENERAL SEMI URBAN SB108 12010 -- SBINTSAVINGS OTHER RURAL SB109 12010 -- SBINTSAVINGS OTHER URBAN SB110 12010 -- SBINTSAVINGS PENSION SU SB111 12010 -- SBINTSAVINGS PENSION RURAL SB112 12010 -- SBINTSAVINGS MINOR SEL SU SB113 12010 -- SBINTSAVINGS MINOR SELF RURAL SB114 12010 -- SBINTSAVINGS GENERAL URBAN SB115 12010 -- SBINTSAVINGS NO FRILL NO CHEQUE SB116 12010 -- SBINTSAVINGS PENSION METRO SB117 12010 -- SBINTSAVINGS OTHER METRO SB118 12010 -- SBINTSB CAPITAL GAINS SCH SB120 12030 -- SBINTSAVINGS ZERO BALANCE ACCOUNT SB 122 12010 -- SBINTSAVINGS NRE SB201 12060 -- SBNR1SAVINGS NRO SB301 12050 -- SBINTSAVINGS RFC SB401 12070 -- SBRFCUCO ELITE SB601 12010 -- SBINTUCO ROYAL SB602 12010 -- SBINTUCO CHHATRA SB603 12010 -- SBINTUCO RETIREE SB604 12010 -- SBINTSAVINGS LAXMI YOJNA SB999 14080 -- TDGEN

LAGHU BACHAT YOJNA II SB998 14085 -- LBYSB /TZEROPre-Funded Cheque SB001 12010 -- SBINT

22

Sanctioned Limit (Rs.) Interest table code Normal Interest(F=BPLR)SB No Min Bal Charge SB950 12010 -- SBINTSB- W B STATE ELECTRICITY CORP LTD SBWBS 12010 -- SBINT

CURRENT ACCOUNT SCHEME

DEMAND DEPOSIT SCHEME TYPE SCHEME CODES GLSH -- INTTTABLE CODECA METRO IND CA101 11030 -- CAINTCA METRO OTH CA102 11040 -- CAINTCA SEMI URBAN IND CA103 11030 -- CAINTCA SEMI URBAN OTH CA104 11040 -- CAINTCA RURAL IND CA105 11030 -- CAINTCA RURAL OTHER CA106 11040 -- CAINTCA URBAN IND CA107 11030 -- CAINTCA URBAN OTH CA108 11040 -- CAINTCA FIRMS CO METRO CA109 11040 -- CAINTCA FIRMS CO URBAN CA110 11040 -- CAINTCA FIRMS CO SEMI URBAN CA111 11040 -- CAINTCA FIRMS CO RURAL CA112 11040 -- CAINTCA BANKS CA113 11010 -- CAINTCA CALL DEPOSIT CA114 11050 -- CAINTCA TINY SECTOR CA115 11041 -- CAINTCURRENT- NRE CA201 11085 -- CAINTCURRENT- RFC CA202 11090 -- CAINTRFC DOMESTIC CA203 11090 -- CAINTCURRENT NRO CA301 11095 -- CAINTCURRENT - EEFC CA401 11080 -- CAINTCURRENT ESCROW CA402 11075 -- CAINTCUR-FCNR-INR CA501 13070 -- CAINTCUR-RFC(SBA)INR CA502 12070 -- CAINTCUR-EEF-INR CA503 13090 -- CAINTCUR-EEFC-INR CA504 11080 -- CAINTUCO VALUE CA601 11030 -- CAINTUCO PREMIUM CA602 11030 -- CAINTCA GEN INTERSOL EXEMPTED (Metro &Urban) CA222 11040 -- CAINT

CA GEN INTERSOL EXEMPTED (SemiUrban) CA223 11040 -- CAINT

CA GEN INTERSOL EXEMPTED (Rural) CA224 11040 -- CAINTCA- E-TDS REMITTANCE CA700 11035 -- ZEROBCA- RTGS CA701 11037 -- ZEROBGOVT A/C CA 900 30120 -- ZEROBPre-Funded CA001 11030 -- CAINTPremium Plus - 1 CA901 11030 -- CAINTPremium Plus - 2 CA902 11030 -- CAINTPremium Plus - 3 CA903 11030 -- CAINTPremium Plus - 4 CA904 11030 -- CAINTPremium Plus - 5 CA905 11030 -- CAINTPremium Plus - 6 CA906 11030 -- CAINTPremium Plus - 7 CA907 11030 -- CAINTPremium Plus - 8 CA908 11030 -- CAINTPremium Plus - 9 CA909 11030 -- CAINTPremium Plus - 10 CA910 11030 -- CAINTCA No Min Bal Charge CA950 11030 -- CAINT

23

TERM DEPOSIT TDA TYPE SCHEME CODES GLSH -- INTTGEN FD MONTHLY TD101 14100 -- TDGENGENERAL FD QUARTERLY TD102 14065 -- TDGENCFD KUBER YOJNA TD103 13040 -- TDGENFFD SAVINGS TD104 13045 -- TDFFDFFD OTHER SB TD105 13045 -- TDFFDTWO WAY DEPOSIT SB TD106 14115 -- TDGENTWO WAY DEPOSIT CA TD107 14120 -- TDGENRECURRING DEPOSIT TD108 14075 -- TDGENFLOATING RATE DEP OCFD TD109 14125 -- TDFLOFLOATING RATE DEP CFD TD110 13050 -- TDFLOUCO DIAMOND TD111 13055 -- TDDIALAKHPATI SCHEME TD112 13060 -- TDGENMONEY MULTIPLIER TD113 13065 -- TDGENCAPITAL GAINS TD OCFD TD114 14070 -- TDGENCAPITAL GAINS TD CFD TD115 13030 -- TDGENMONEYBACK RD TD116 14110 -- TDGENCALL DEPOSIT GENERAL TD117 14130 -- ZEROSPECIAL DEPOSIT 1975 TD118 14140 -- TDSPLDEPOSIT CERTIFICATE TD119 13068 -- TDGENCERTIFICATE OF DEPOSIT TD120 13025 -- TDDUMCFD BANKS KUBER YOJNA TD121 13005 -- TDGENFIXED DEP BANKS OCFD QLY TD122 14005 -- TDGENCALL DEPOSIT BANKS TD123 14130 -- ZEROHOME LOAN SCHEME TD124 14075 -- TDGENGEN FDR SHORT TERM TD125 14065 -- TDGENGEN FIXED HALF YEARLY TD126 14065 -- TDGENGEN FIXED YEARLY TD127 14065 -- TDGENUCO DIAMOND QLY TD128 13055 -- TDDIAGENERAL FDR SHORT TERM BANKS TD129 14065 -- TDGENCFD KUBER YOJNA-DAYS TD130 13040 -- TDGENCFD KUBER YOJNA-LBY TD131 13040 -- TDGENFFD TD LINKED TO SB TD151 13045 -- TDGENNRE CFD KUBER YOJNA TD201 13085 -- TDNRENRE OCFD MONTHLY TD202 14160 -- TDNRENRE OCFD QUARTERLY TD203 14160 -- TDNRENRE OCFD RD TD204 14160 -- TDNRENROCFD KUBER YOJNA TD301 13080 -- TDGENNRO OCFD MONTHLY TD302 14155 -- TDGENNRO OCFD FD QLY TD303 14155 -- TDGENNRO OCFD HAL YEARLY TD304 14155 -- TDGENRFC CFD KUBER YOJNA TD401 13090 -- TDRFCRFC OCFD FIXED DEPOSIT TD402 13090 -- TDRFCFCNR B UPTO12 MONTH TD501 14145 -- FCNRBFCNR B MORE THAN12 MONTH TD502 13070 -- FCNRBGEN FDR SHORT TERM BANKS TD129 14065 -- TDGENUCOTAXSAVER-MONTHLY TD601 14100 -- TDTAXUCOTAXSAVER-QUARTERLY TD602 14065 -- TDTAXUCOTAXSAVER-KUBER YOJNA TD603 13040 -- TDTAXFCNRB(12MCFD) TD503 14145 -- FCNRBFCNRB(ABOVE12MCFD) TD504 14145 -- FCNRBUCO STAR DEPOSIT -2007-CFD TD604 13040 -- TDSTRUCO STAR DEPOSIT -2007-MONTHLY TD605 13040 -- TDSTRUCO STAR DEPOSIT -2007-QUARTERLY TD606 13040 -- TDSTR

24

PTW OPTIONSInterest report on Loan accounts ( monthly ) INTREPFull Transfer waste 1Only Verified transactions 2Only Unposted transactions 3Only Unverified transactions 4Transactions for a list of GL subheads 5Transaction totals 6Print/Type a file 7Transactions for a list of subtypes 8Transactions for SA and SL 9Report on Card Holder A/C with lessBalance 10

Mini - transfer waste for n/w ATM's 11System generated transactions 12CRM menus 13SOLVAL Check 14Amortization Transaction Enquiry 15Download Java Policy 16Unverified Outward RTGS Messages 18All the transactions ACash Waste CDaybook DTransaction History ETrial Balance GACS - Savings HACS - Current JACS - ODA KACS - CCA LACS - Term Deposits MACS - Loans NSUPPLEMENTARY POutward Clearing Waste OInward Clearing Waste ITransfer file to PC TCash in Hand Acct. Summary XYear end processing YCash Teller Report ZTransfer file to Unix RTransfer file to ECS Dir STransfer file to NECS Dir E1TDS REPORT U

BRANCH EOD OPERATIONSWeb Menu ONS Menu

Financial transaction inquiry FTIAudit file print AFPInter SOL reconciliation RISTRun service outlet validation process SOLVALInitiate after business hours process ABHOpen cash transactions OCFTOpen transfer transactions OXFTClose service outlet operations CSOLOPService outlet status inquiry SOLSTAT

25

CLOSURE OF CUSTOMER ACCOUNTSB / CC / OD accounts Web Menu ONS MenuCalculation of upto date interest ACINTCollection of account closure & othercharges CACC

Make the balance nil TMDestroy the unused cheques CHBMVerification of cheque destruction CHBMAUClosure of account CAACVerification of account closure CAACAU

GOVERNMENT BUSINESS MODULE(GBM)To enter into GBM MENU - GBMCBDT Module (OLTAS) Click OnTo perform TB-BOD ADMIN

TB-BODSTARTBACKHOME

To enter a challan CBDTTerminal Branch Transaction

Oltas Transaction MaintenanceAdd

To verify a challan CBDTTerminal Branch Transaction

Oltas Transaction MaintenanceVerify

To verify PAN/TAN CBDTTerminal Branch Transaction

Oltas Transaction MaintenancePAN Master/TAN Master

VerifyTo perform TB-EOD Admin

TB-EODAll Modules

StartBackHome

To generate CBDT receipt scrolls CBDTTerminal Branch Transaction

CBDT ScrollsCBDT Daily Consolidation Summary Scroll

CBDT Receipt Scroll For Income and Direct TaxTo generate soft copies CBDT

Terminal Branch TransactionCBDT Scrolls

Collecting Branch Challan Details - Ascii Format forRecord Type 01

Collecting Branch Summary Of Challans- AsciiFormat for Record Type 02

26

Pension ModuleEnter into GBM Click onTo perform Pension-BOD Admin

Pension-BODSubmitStartBackHome

To add a new PPOAdd in Pension Master Pension

TreasuryPension Master

Superannuation/Direct Family PensionTo verify Pension Master Pension

TreasuryPension Master

VerifyAdd in Pension Master Details Pension

TreasuryPension Master Details

AddTo verify Pension Master Details Pension

TreasuryPension Master Details

VerifyAdd Pensioner's Component Details Pension

TreasuryPensioner Component Details

AddTo verify Pensioner's Component Details Pension

TreasuryPensioner Component Details

VerifyAdd in Certificate Receipt Details Pension

TreasuryCertificate Receipt Details

AddTo verify Certificate Receipt Details Pension

Select TreasuryCertificate Receipt Details

VerifyMonthly Trial-Run Process (To be donewithin 25th of the month)

AdminTrial-run Processing - Sol-wise

Select TreasuryDetails of Pension Process Admin

Details of Pension ProcessSelect Treasury

(Check the amount of pension to be paid to thepensioner)

Monthly Pension Payment Process (Onpension payment date)

AdminInitiate Pension Payment - Sol wise

Select Treasury

27

Pension Payment Scrolls PensionSelect Treasury

Pension Payment Scrolls -CPAO-CBS branchPension Payment Scrolls -other than CPAO-CBS &

non-cbs branchPension Payment Scrolls -other than CPAO-non-CBS

branch(Select any one of above)

Actual Pension Payment (Before next month Trial-Run)

AdminActual-Run Processing - Sol wise (Change to

Previous month)Select Treasury

To perform Pension-EOD AdminPension-EOD

SubmitStartBackHome

Note : For More Details Go through GBM-pension job card in UCO ONLINEHOTKEYS

F1 HELPF2 LISTF3 BACKF4 ACCEPTF5 BACKGROUNDF6 NEXT BLOCKF7 QUERYF8 COPYF9 SIGNATUREF10 COMMITF11 NEXT FIELDF12 PREVIOUS BLOCK

ENTER NEXT FIELDSHIFT+ F4 SELECT

CONTROL + E FIELD DETAILSCONTROL + D PAGE DOWNCONTROL + U PAGE UPCONTROL + X BOD / DATECONTROL + F RESET THE FIELD

PORTALSFINACLE MAIN http://portal.ucobank.net.in:8082/UCOIND/FINACLE MAIN http://portal1.ucobank.net.in:8090/UCOIND1/REPORT SERVER http://report.ucobank.net.in:8082/report/UCO ONLINE http://172.23.86.79/HP HELPDESK LOGIN http://172.19.128.170:8004/ServicePages/IRPS http://172.23.86.13/

WORKCLASSDESIGNATION WORK CLASS CODE

CUSTOMER CUS 025CLERK CLERK 050CTO A CTO1 060CTO - B (WITH PASSING POWER) CTO2 070HEAD CASHIER 1 HC1 080

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DESIGNATION WORK CLASS CODEHEAD CASHIR-2 HC2 090SPL. ASST. SPA 100ASST MANAGER AM 150MANAGER MAN 200SENIOR MANAGER SRM 300CHIEF MANAGER CM 400ASST. GEN MANAGER AGM 550DY.GEN.MANAGER DGM 600SECOND IN COMMAND IN BRANCH ABH 850BRANCH MANAGER BH 900AUDITOR INTERNAL AUDIN 350AUDITOR EXTERNAL AUDEX 360GENERAL MANAGER GM 700EXECUTIVE DIRECTOR ED 750CHAIRMAN & MANAGING DIRECTOR CMD 800

ADDITIONAL INFORMATION

DD PAYMENT: DD ISSUED BY NON- CBS BRANCHDDSM : In this menu , all details of the NON-CBS branch DD has to be entered e.g. DD issuing br, DDno, DD issue dt, Currency, Scheme Code DD101, DD amt, Status, Status dt, Caution status, Payee br& Payee name. Record has to be verified and br will make payment through TM i.e. Dr Draft a/c(xxxx1032010001). In instr type put DD and the correct DD no (beginning with payee sol id & serial no).After pressing system will populate DD details. Branch has to scrutinize with physical instrumentand make payment. In case of payment through Clearing in ICTM menu Draft a/c(xxxx1032010001) hasto be put along with DD no..

DD PAYMENT: DD ISSUED BY CBS BRANCHIn case of CBS issued DD, record already exists in DDSM. No insertion of DD issued by CBS branchcan be made in DDSM. Prior to making payment in TM or ICTM branch has to check details in CBSDRAFT a/c (xxxx1032011001). Use Menu ACLI. Explode (CTRL+E) the entry of the DD. All details willbe shown. Payment can be made after scrutinizing the details.

DD CANCELLATION: DD ISSUED BY CBS BRANCHCancellation of CBS draft is to be made only by issuing branch. In DDC menu DD issuing branch is toput CBS draft a/c of Payee br as proceeds of draft has already being credited to that branch. Otherprocedure same as that of CBS DD payment

ECS DEBIT / CREDIT & ECS RETURNSECS records from RBI for CBS branches under a particular Service Br. of that zone, is uploaded by thatService Branch for all branches under its jurisdiction.Menu - EITU: FOR SERVICE BRANCH ONLY (Upload of ECS records).Once ECS data (both DR & CR) is uploaded branches are required to process those records accountwise. Menu EIRP. Through this menu branch has to either put 'A' to accept a particular record or ' R' toreject a record. After EIRP is over, system will generate a transaction which has to be posted / verified atbranch level.CLGREP: Report for ECS has to be generated through this menu in Finacle Main.CLGREP--MIS--select report ECSEITU1. This report shows all ECS records which have been Approvedand Rejected. Branches to ensure that no record is in 'PENDING' status. If files are not processed withinthe Cut-Off time for Returns by branches, Service Branch will mark all unprocessed records asReturned' and return the files to RBI.

HO TRANSACTIONS (IBCN ISSUE / IBCN PAID)HO transactions are usually of the following types O=Originating (When HO a/c is credited)R=Responding (When HO a/c is debited) P=Parking (When funds are parked in the following a/cs suchas (xxxx1060115009) = IBCN PAID a/c, (xxxx1060115008) = FUND IN TRANSIT a/c or

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(xxxx1040020001) =CASH REMITTANCE IN TRANSIT) and A=Adjusting (When HO is debited foradjusting parking a/c entries). In TM menu while crediting HO a/c in the 'Visit Screen' option it should beO=Originating (e.g. Issue of IBCN). In the next screen category codes and other details should beentered as relevant. Similarly, while reversing IBCN 'Visit Screen' will be R=Responding. In the nextscreen put the category code, branch from where IBCN has been received, Advice No. = IBCN NO,Advice Dt= IBCN Date and Bill no= DOC NO. In TM menu while debiting IBCN Paid a/c in the 'VisitScreen' option put P = Parking, Enter details of transaction in the next screen While adjusting this entryby Debiting HO a/c, visit screen should A = Adjusting along with the relevant details.

POINTING A/CSIn Finacle Sundry Debtors & Creditors are known as pointing a/cs since entries made in these heads areto be reversed point to point e.g. a credit entry of Rs 200/- can only be reversed for the same amount, nochange in amount is accepted. However part amount is accepted.

PARTITION A/CSPartition A/Cs are those A/Cs where additional details are required to be entered. Subsidy Reserve Funda/c is a partition a/c where details of Loan a/c having subsidy portion are to be entered account wise.

RTGSOutgoing Message (Outward Fund Transfer)Menu - HRTGSR41=Customer Payment RequestR42=Inter- Bank Payment requestThe above messages are to be created and System will generate a Paysys Tran No. and the MessageStatus will be ' Entered '. On verification of the above Tran No the Message Status will change toVerified' and ultimately 'Settled'.The transaction is as follows::Dr Customer a/c or RTGS Current a/cCr EFT RTGS SWIFT a/c of Treasury Br (18311030100001)Minimum amount for creation of Message= Rs 1, 00,000/-Incoming Message (Inward Fund Transfer)R41=Customer Payment RequestR42=Inter- Bank Payment requestAll R41 & R42 Incoming Message will be received in respective branches with status 'P' and 'U' andfunds will come to EFT RTGS SWIFT a/c of the branch (xxxx1030100001). For generation of reports useMenu RMSGUD and compare the name of the beneficiary with that of the Finacle customer name. Ifboth the names match, then credit the customers account by debiting EFT RTGS SWIFT a/c of thebranch. Final Status of the message will be 'Processed '

CASH REMITTANCE TRANSACTION BETWEEN CBS BRANCHESThe cash remitting CBS branch at the time of remitting cash to another CBS branch will debit CASHREMITTANCE IN TRANSIT a/c. Accounting entry at the remitting branch:Debit CRT (Cash Remittance in Transit)Credit Cash

The receiving branch on receipt of cash will credit INTER CBS BR CRT PARKING ACCOUNT-SOLID1032210001-of their branch. Accounting entry at the receiving branch (e.g. SOLID is say 9999):Debit CashCredit INTER CBS BR CRT PARKING ACCOUNT-99991032210001

The cash receiving branch will debit the INTER CBS BR CRT PARKING ACCOUNT and credit the cash-remittingbranch INTER CBS FUND TRF PARKING ACCOUNT-SOLID1032220001. The transaction will be done by a FREEUSER. Accounting entry at the receiving branch (e.g. SOLID of receiving branch is say 9999 and of theremitting branch is say 8888):Dr. INTER CBS BR CRT PARKING ACCOUNT - 99991032210001Cr. INTER CBS FUND TRF PARKING ACCOUNT 88881032220001

The cash-remitting branch on the same day should reverse the entry and square off the CRT A/C beforeCSOLOP of their branchAccounting entry at the remitting branch (SOLID say 8888):Dr. INTER CBS FUND TRF PARKING ACCOUNT 88881032220001Cr. CRT (Cash Remittance in Transit)

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Reconciliation ATM Transactions between two CBS branches:

Our ATM Card holder of CBS branch withdrawing fund from another CBS BranchEg: One of our ATM Card holders of Kolkata Main Branch withdraws fund from our Parliament StreetNew Delhi Branch. The transactions created by the system are as under:Dr Customer A/c Kolkata Main BranchCr ATM Cash A/c of Parliament Street New Delhi Branch

To tally the cash accounts of both the branches, menu RIST has to be run by both branches beforeCSOLOP. The following transactions are created when the Menu Option- RIST is run.At Kolkata Main Branch-Dr. Customer A/C of Kolkata Main (Already created)Cr. Inter-SOL A/C of Kolkata Main.At Parliament Street New Delhi Branch Dr. Inter-SOL A/C of Parliament Street New Delhi BranchCr ATM Cash A/C of Chennai Main (Already created)The sum total of balances of Inter-SOL A/Cs of both the branches is zero.

Our ATM Card holder of CBS branch withdrawing fund from SBI / MITR ATMOur Madame Cama Raod Branch (0386) has been identified as Nodal Branch for settlement of ATMTxns in respect of SBI and MITR ATM transactions. We have opened two separate accounts at ourMadame Cama Road branch exclusively for SBI and MITR ATM transactions which are as under:UCO SBI ATM TXN PAYABLE A/C - 03861015020020UCO MITR ATM TXN PAYABLE A/C - 03861015020021When our ATM Card holder withdraws fund from SBI or MITR ATM, the transaction created is:Debit: Customers A/cCredit: UCO SBI ATM TXN PAYABLE A/C (03861015020020) or UCO MITR ATM TXN PAYABLE A/C

(03861015020021) (Accounts maintained at our Madame Cama Road, Mumbai).When SBI and MITR cards are used at our ATM in CBS Branch. Accounting entries to be passed at theCBS branches are as under.Dr - IBCN Paid A/cCr - ATM Cash A/cMadame Cama Raod Branch will reimburse the fund through INTER CBS FUND TRF PARKINGACCOUNT xxxx1032220001. On receipt of credit at the respective SOL from where the SBI / MITRCard holder has withdrawn cash the CBS branch needs to pass the following entries:Dr: INTER CBS FUND TRF PARKING ACCOUNT xxxx1032220001Cr IBCN Paid A/c

Reconciliation of VISA International Debit Card transactions:Our Nariman Point Branch (0529) has been identified as Nodal Branch for settlement of VISAInternational Debit Card transactions. The entries created at the time of a POS transaction is as follows:Debit : Party A/c at respective SOLCredit : UCO INR VISA TXN PAYABLE A/C - 05291015020022

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TELEPHONE NUMBER OF IT DEPARTMENT(STD CODE: 033)

Name & Designation Office MobileSri S. C. Dhole, GM 23340862 9830467812Sri S. Choudhuri, DGM 23379736 9836099261Sri J. B. Saha, AGM (ADC) 23595607 9831162078Sri R. K. Chattani, AGM (Functional) 23376867 9433576889Sri P. K. Sharma, AGM (Migration) 23379736 9433035743Sri R. Dubey, AGM (IT) 23379505 9433014856Sri S. R. Nayak, AGM (IT) 23346446 9339211178Sri P Kar Gupta, CO (MIS) 23213066 9433829927Sri D. K. Puchnanda, CO (RTGS, CTS, Email) 23587290 9830830756Sri H. R. Tejankar, CO (Data Centre Manager) 23348538 9433576890Sri P. K. Dash, CO (IT MIS Development) 23346446 9831911834Sri C. V. Rengnathan, CO (Trade Finance) 23217645 9433080471Sri T. K. Dey, CO (Branch & Office Automation) 23378249 9433041376Sri Manish Kumar, CO (Functional & GBM) 23346446 9903100675Sri Mainak Roy Gupta,CO (Migration) 23346446 9748279835Sri Shakti Dhar, CO (ATM) 23378249 9433447427Sri Shantanu Ghosh, CO (IT) 23378249 9432349902Sri Manas Kumar Das, CO (IT) 23378249 9433269326HELP DESK CBS/DATA CENTRE/NETWORK/GBM 1800-345-4567HELP DESK ATM 1800-345-3337LAPS 033 - 22341327

FAXGM 23582635DGM 23581581Data Centre 23595601ATM 23595608RTGS 23587290

Emailgmit.calcutta@ucobank.co.in GMhodit.calcutta@ucobank.co.in 5th Floorhocbs.calcutta@ucobank.co.in 7th Floordatacentre.kolkata@ucobank.co.in Data Centrehoatm.calcutta@ucobank.co.in ATMhoe_banking.calcutta@ucobank.co.in E-bankinghodit.network@ucobank.co.in Networkinghomis.calcutta@ucobank.co.in MIShoretail.calcutta@ucobank.co.in LAPS

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