Today’s Rate for Guaranteed Rate (10/08/2010)

5% Down Programs for Condos in Illinois

VA Loans at 0% Down FHA Loans at 3.5% Down 5% Down Programs for Single Family Homes

Guaranteed Rate is your Preferred Lender Call your VP of Mortgage Lending or 773.654.2068 *Assumptions: Conforming Loan Amount $400K /LTV 75%; Purchase; Primary residence; Existing Single Family Home; State of Illinois; Escrow; 25 Day Lock; 15 days Pre-Paid Interest. Standard Lending fee of $1245.00 - Title fees are not included. No points for home purchases or refinancing; applies only to fully documented Conforming and Jumbo 15 year and 30 year fixed rate first mortgages up to a maximum loan amount of $650,000. Jumbo Loan Amount $600K /LTV 75%; Purchase; Primary residence; Existing Single Family Home; State of Illinois; Escrow; 25 Day Lock; 15 days Pre-Paid Interest. Standard Lending fee of $1245.00 - Title fees are not included. No points for home purchases or refinancing; applies only to fully documented Conforming and Jumbo 15 year and 30 year fixed rate first mortgages up to a maximum loan amount of $650,000 All interest rates are as of October 8, 2010 and are subject to change due to market conditions. Please call for current rates. EQUAL HOUSING LENDER-Arizona - Guaranteed Rate, Inc - 14811 N. Kierland Blvd., Ste. 100, Scottsdale, AZ, 85254 Mortgage Banker License # BK-0907078 • California - Licensed by the Department of Corporations under California Residential Mortgage Lending Act • Georgia Residential Mortgage Licensee #20973 - 3940 N Ravenswood Ave, Chicago, IL 60613 • Idaho - Guaranteed Rate, Inc • Illinois Residential Mortgage Licensee - Illinois Department of Financial and Professional Regulation, 122 South Michigan Avenue, Suite 1900, Chicago, Illinois, 60603, (312) 793-3000 3940 N Ravenswood Ave, Chicago, IL 60613 MB.0005932 • Kansas Licensed Mortgage Company - Guaranteed Rate, Inc – License # 2005-4928 • Massachusetts - Guaranteed Rate, Inc - Mortgage Lender & Mortgage Broker License MC 4994, MC 4995, MC 4996 • New Hampshire - Guaranteed Rate, Inc. dba Guaranteed Rate of Delaware • New York - Licensed Mortgage Banker - NYS Banking Department • Pennsylvania - Licensed by the Pennsylvania Banking Department • Virginia - Licensed by Virginia State Corporation Commission, License # MLB-1219

Conforming Loans - loan amounts up to $417,000 (single unit properties) 30 Yr Fixed Conforming 4.250% 4.291% 15 Yr Fixed Conforming 3.875% 3.945% 5 Yr ARM Conforming 3.375% 3.142% 5 I/O ARM Conforming 3.875% 3.859%

Jumbo Loans - loan amounts over $417,000 (single unit properties) 30 Yr Fixed Jumbo 5.125% 5.163% 5 Yr ARM Jumbo 4.250% 3.382% 7 Yr ARM Jumbo 4.625% 3.648%

Robert Jarvis - Keller Williams Realty - 773-572-2362

Robert Jarvis - Keller Williams Realty - 773-572-2362