Gregory ColganHead of Corporate Debt & Welfare Reform

6,444 Sanctions Applied from October 2012 to June 2014

36.9% of children living in areas within the 15% Most Deprived in Scotland

5.8% of working population claiming jobseekers allowance Scottish Average 4%

29.2% of our people around 40,000 live in the 15% most deprived areas

44.5% of Households in lower income category 0-20k Scottish Average 39.2%

4.3% of population aged 16 yrs. + claim Incapacity Benefit or Severe Disablement Allowance Scottish Average 3.2%

Welfare Reform Challenges Universal Credit Universal Support Delivered Locally Claimant Commitment Day 1 Conditionality Universal Job Match Job Searches/Activities Digital Access/Skills Literacy/Numeracy Local Access to Services Budgeting Banking In work Benefits

Welfare Reform

Universal Credit

DLA to PIP

Housing Services

Scottish Welfare Fund

Supporting Initiatives

Employability & Learning

Helped me with my confident and self esteem while looking for work

Thanks to your friendly advice and encouragement I have gained three interviews and now gained employment

I go regularly now to Douglas Library, I didnt have the confidence before

I have learnt more today than in weeks with my son trying to teach me how he does things

Browsing from home, I saw a job and applied for it as I now know how to do it