1. The tools to help you MIND YOUR OWN BUSINESS

2. Transworld Systems Inc.

• Were in the business of profit recovery. We lead the industry in providing businesses with better tools for recovering bad debt and accounts receivables. Weve been proving it to our customers, including many Fortune 500 companies, since 1970. Let us prove it to you.

• Last year, we recovered $700 Million for an average of $10.00 per account.*

• Our success rate is more than triple that of the industry average.**

• Providing local impact with over 150 offices coast to coast. *Company average. **Based on ACA statistics.

3. Some of the Industries Using GreenFlag Profit Recovery Services: Heating and Air Conditioning Services Ambulance services Florists Newspapers andMagazines Cellular Telephone Services Professional Athletic Teams Printing Shops Wholesalers & Retailers Fuel Oil Companies Girl Scout Councils & YMCAs Security Alarm Companies Veterinarians Trade Schools CPAs Private Schools Attorneys Auto Dealers Banks and Credit Unions Industrial Manufacturers and Distributors Travel Agencies Libraries Video Stores Hotels Clothing Manufacturers Pest Control Colleges and Universities Advertising and Marketing Firms Convention Services City, County & State Governments Mail Order Houses Utility Companies Hospitals, Medical & Dental Practices TV & Radio Stations 4. What Our Clients Have in Common

They extend credit and/or accept checks.

They most likely have an individual or an entire department devoted to collecting past due accounts internally.

They all use GreenFlag Profit Recovery service to minimize bad debt losses.

5. What the Experts Say

• ...a long term proven record of being able to deliver twice the normal recovery rate at a fraction of the normal cost.

• • • • Shearson Lehman

• Transworld gets credit for the highest recovery rate in the industry.

• • • • Barrons

• The Company has a collection rate of well over 50%. The typical collection firm gets only 20% and keeps 25% to 50% of recovered funds.

• • • • Fortune Magazine

• Our Better Business Bureau has partnered with Transworld to offer our members the valuable benefit of increased cash flow through cost-effective debt collection.

• • • • Better Business BureauSouthern Piedmont/Charlotte

6. What We Do For You

For an average of less than $10.00 per account, we provide the impact of third party intervention.

Minimize internal efforts, dramatically reducing our clients costs.

Preserve your valued customer relationships.

Minimize the risk of accidental violations of state and federal collection laws and/or harassment suits through the use of a hold harmless agreement.

Provide complete monthly reporting on all accounts.

Girl Scouts of San Jacinto Council is the second largest council in the U.S. Our major fundraiser is selling cookies. We use these funds for scout programs such as day camps and troop activities. For over 12 years, Transworld Systems has provided a diplomatic assistance, gently reminding people to send in their payments. Thank you, Transworld, for helping us keep our programs running.

-Amy Thibodeaux, VP Finance, Houston, TX

Girls Scouts San Jacinto Council

7. Accounts Receivable Analysis Business Name : ____________________ Phone # :__________ Contact Person : ____________________ Date :__________ Internal Procedures: How is billing accomplished? ____Computerized _____ Manual Is your staff familiar with the laws that regulate collections?___ Yes___ No What is your billing cycle?___Monthly___ Weekly___DailyHow Many? ____ How many bad checks do you get monthly/weekly? ____ How many now?______ Avg. Balance?______Do you redeposit checks? Y/NAmt. Service Charge? ______ Follow Up Procedures: Collections Efforts: Do you use a collection agency/attorney? After what time period? What is their recovery rate? What do they charge? 8. Conventional Collection Approach Typical In-House Collection Efforts Conventional Contingency Collection Agency or Attorney 9. GreenFlag Three Phase Service 10. Start Early - Recover More 11. National Statistics Prove It

• According to the ACA International,the average collection agency collects less than 14% of all debts assigned at an average cost of 33% per dollar collected.

• Our clients experience a 56% recovery rate at about a cost of approximately 7 cents per dollar collected.

TSI Collected 56% (company average) TSI Cost: 7 per dollar collected (company average) Average Agency Collected 14% (ACA Average) Average Agency Cost: 33% (ACA Average) 12. Convenience Counts

GreenFlag offers you three ways to transmit or stop accounts:

• Interactive Web Site

• • Qualified clients can submit accounts via our web site at www.transworldsystems.com

• Account Management Software

• • Transmit accounts using our windows- based recoverymanagement software

• Transmittal forms

• • Transmit accounts via mail

13. Getting Better Results

We recover more because we start earlier.

• We recover more than traditional agencies because:

• • We work ALL of the accounts the same way, regardless of the size or the balance.

• • Most percentage-based agencies work only the accounts with higher balances that are the most cost effectivefor them, leaving the smaller balances uncollected.

• • Our fixed fee, diplomatic service allows you to have us get started early in the process with the increased impact of third party intervention.

14. Client Options Flow 15. Verbal Demands

When intensive recovery efforts are required

GreenFlag Verbal Demands employs a team of highly trained recovery specialists operating from nationwide call centers.

• Verbal Demands Phase:

• • Turns up the heat on overdue accounts

• • You pay only for what is recovered

• • Offers legal recourse for tough cases

• • Handles the types of accounts other agencies ignore as un-collectable.

16. Legal Options

Making the difference in the toughest cases:

GreenFlag Legal Options can make a difference where court action is warranted, and there are assets that can be recovered.

• Legal Options Phase:

• • Cause suit to be filed

• • Pay all court costs

• • Pay attorney fees, service or process fees

• • Pay any other fees necessary to satisfy a judgement

• • An attorney will appear in court on your behalf.

• Most Importantly:

• • If no money or assetsare collected, there is no charge.