GOOD FAITH ESTIMATE

the new

2010changing for

“”

THERE IS NOTHING WRONG WITH CHANGE IF IT’S IN THE RIGHT DIRECTION.

winstonCHURCHILL

NOV 2008

HUDAMENDS

RESPA

TRANSPARENCY

changes to provide

STANDARDIZEhow loan fees are

DISCLOSED

the new

GFEdifferent

WAYS

inmany

1

2

3

PAGES

three

BUNDLED

costs are

together

WHOCOSTS

doesn’t show

is paying the

MONTHLYPAYMENT

doesn’t show

LOANPROGRAM

doesn’t show

Initial GFE is binding and can only be changed under certain circumstances.

act of

GOD

INFORMATION

change of

GFE 2010

STIPULATIONS

Can’t issue a GFE without a complete application.

THESE SIX ITEMS

APPLICATION

makea

complete

NAMESOCIAL SECURITY #MONTHLY INCOMEPROPERTY ADDRESSPROPERTY

VALUELOAN AMOUNT

LIMITATIONS

tolerance

0% 10%Unlimited

FORWARDmoving

client

REALTOR

STAFFCLOSIN

GAGENT

LENDER

TEAMENVIRONMENT

providing advice in a

PROCESS

refined

“”

The greatest danger in times of turbulence is not

the turbulence; it is to act with

yesterday’s logic.peterDRUCKERcreated by: