Get Energized. Commit. Be Transformed. · with some of the profession’s most elite companies, and fall in love with the IABA. This year’s theme is ‘Get Energized. Commit. Be

Get Energized.

Commit.

Be Transformed.

22nd Annual Meeting | August 7 & 8, 2015 | Miami, FL

Nicole Harrington, Chair of the IABA Annual Meeting Planning Committee

¡Bienvenido a Miami - Welcome to Miami!

Prepare to get energized, commit, and be transformed at the IABA 22nd Annual Meeting!

At this year’s meeting, you can expect to rekindle old friendships, create new bonds, develop personally and professionally, network with some of the profession’s most elite companies, and fall in love with the IABA.

This year’s theme is ‘Get Energized. Commit. Be Transformed.’ Our goal is to get each of you energized about the IABA and to commit to it’s mission. It is with this energy and commitment that both you and the IABA will be transformed!

This will be my 10th Annual Meeting! As a college student, I would leave each Annual Meeting feeling energized and empowered. Over time, that energy and empowerment would gradually fade. It wasn’t until I committed to IABA through active engagement and volunteerism that my transformation began. This shift of turning my passive energy into passion - now allows me to sustain the energy and empowerment I feel when I leave an Annual Meeting. Not only am I helping transform our great organization, but I am growing professionally and personally.

Over the years, I have contributed to IABA by serving in many roles. This year, I am honored to chair the Annual Meeting Planning Committee.

I couldn’t have possibly done this alone; words cannot express how grateful I am to work with the best event planner and of course, the Annual Meeting Planning Committee.

Now it’s your turn - ‘Get Energized. Commit. Be Transformed!’

Take in the sun, enjoy the beaches, engage in the melting pot of cultures, network with new and old friends, grow in the actuarial profession - the experiences and memories you will create are endless at this year’s Annual Meeting!

Don’t forget to use the hashtag #IABAInMiami

Schedule At A Glance

2 | International Association of Black Actuaries 22nd Annual Meeting Get Energized. Commit. Be Transformed. p 3

Friday, August 7

8:00 – 2:00 pm Annual Meeting Registration

8:00 – 8:30 am Breakfast

8:30 – 8:45 am General Opening

9:00 – 10:15 am Risk of Retirement Wealth Shortfall for Typical Retiree Households Regulatory Update for US Insurers Introduction to Predictive Modeling Steps to Being a Better Professional

10:30 – 11:45 am Current Trends in Long Term Care Designing & Hedging Risk Managed Funds for Variable Annuities Actuaries in Technology Companies Introduction to IABA and the Actuarial Profession

12:00 – 1:30 pm Lunch & Presentation: The State of Insurance in FL

1:30 – 4:00 pm Career Networking Event

5:30 – 7:30 pm Networking Reception at Surfcomber Hotel

Saturday, August 8

8:30 – 10:30 am Annual Meeting Registration

8:30 – 9:15 am Breakfast

9:30 – 10:45 am Model Governance Risk Driverless Cars and Insurance Risk Mutuality – Why it Still Works for Some Insurance Companies Case Studies of the Different Tracks of the Actuarial Field

11:00 – 1:30 pm IABA Business Session, Debate & Lunch

1:45 – 3:00 pm Executive Presence for Multiculturals General Workplace Ethics for an Actuarial Professional

6:00 – 6:30 pm Awardee Cocktail Reception – all invited

6:30 – 9:00 pm Awards Banquet

9:00 – 10:00 pm After Glow

Get Energized. Commit. Be Transformed. p 54 | International Association of Black Actuaries 22nd Annual Meeting

Download our Event Mobile App today!

What is Convene? Convene provides an easy-to-use app for all the information you need on the IABA Annual Meeting.

In a single mobile app (iOS, Android, HTML5), you have access to the complete agenda before and during the event, as well as the option to connect with other attendees.

Some things you can do• Tweet about the event from Convene• Mark your favorites• Search for your favorite speaker• Connect with Attendees• Market yourself by connecting to your

LinkedIn profile

How to use itDownload Convene from the following App Stores:

• Apple App Store• Google Play Store• Amazon App Store• HTML5 (beta)

Open the app and search for IABA.

Find Your Next Career Opportunity at

careers.blackactuaries.org IABA’s career site is the leading

recruitment site for diverse actuarial students and professionals.

Educating actuaries. Impacting society.

Who knows how increasing longevity will affect the economy?

We do. We’re researching the financial impacts of an aging population on society. Why? Because as a growing number of people live to 100 and beyond, insurance companies have to be ready—with enough resources and reserves to deliver solutions for society while ensuring the financial security of their businesses.

The world is full of unknowns. That’s why we’re here.

With unmatched research and education, and a global network of more than 25,000 of the highest-skilled actuarial professionals, organizations turn to members of the Society of Actuaries to help them mitigate ever-growing risks and lead them to the right decisions for their businesses. Take a closer look at SOA.org


Wanted: actuaries with visionAs a top actuary, you’ve got vision and drive. Join EY’s Insurance and Actuarial Advisory Services team and become an integral member of an insurance practice full of people who share your passion for helping clients reach their potential. Unite with the power of our leading national Advisory team, and we’ll give your career wings.

Find out more at ey.com/us/insurance or contact Richard Dannenberg at [email protected].

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Prudential Advertising973-802-7361

© 2015. Prudential, the Prudential logo, the Rock symbol and Bring Your Challenges are service marks of Prudential Financial, Inc. and its related entities, registered in many jurisdictions worldwide. Prudential is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, genetics, disability, age, veteran status, or any other characteristic protected by law. EEO IS THE LAW. Prudential Financial, Inc., Newark, NJ. Prudential is an Employer that participates in E-Verify.

0277677-00001-00 A4665

PRUDENTIAL IS A PROUD SPONSOR OF THE INTERNATIONAL ASSOCIATION OF BLACK ACTUARIES CONFERENCE

WE SEEK ACTUARIES. CAN WE COUNT ON YOU?

Actuaries play a valued, visible role at Prudential, providing expertise across our enterprise. Bring your skills, acumen, and innovation — and build your career in our growing actuarial community.

Are you up for a challenge?

Apply today at jobs.prudential.com/actuarial — and get ready to build your actuarial career at Prudential. Or, for more information, contact: Shanna Cole at [email protected] or Deborah Hubal at [email protected]

S:4.25”S:7.125”

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DIVERSITYAt the Casualty Actuarial Society,

we believe that a diversity of

perspectives and life experiences

helps to create an actuarial

profession that can grow and evolve

to meet the needs of tomorrow.

Learn more about our commitment

to building a multi-dimensional

actuarial profession at:

casact.org/diversity.

casact.org


2015 Corporate Advisory Council

Special Thanks

2015 IABA Leadership

Basic Sponsors

Ernst & Young

Gabriel, Roeder, Smith & Company

GGYAXIS

Elite Sponsors Preferred SponsorsPremium Sponsors

®

IABA LEADERSHIP & BOARD OF DIRECTORS:President/Director - Monique Hacker, FSA, MAAA

Vice President/Director - Jamala Murray, FSA, MAAA

Treasurer/Director - Jonathan Applewhite, ASA

Secretary – Kezia Charles, FSA, MAAA

Student Liaison – Chipo Runesu

Directors - Ollie Sherman, FCAS, MAAA, Sharon Robinson, FCAS, MAAA, Linda Shepherd, FCAS, MAAA, Jeffrey Johnson, FSA, MAAA, Acheampong Boamah, ASA, MAAA, Nicassia Belton

Executive Director - Kate Weaver

CITY AFFILIATE LEADERS:

Atlanta - Jessica Morse & Brian Simon

Bay Area – Joseph Kablan & Marquita Richardson

Boston – Ivy Pittman

Chicago – Glenn Yancy

DC - Kwame Davis, FCAS, MAAA

Hartford – Brandon Rosemond

Morgan State University – Abena Adusei & Edem Assogba

New York/New Jersey – Tjisana Kerr & Maambo Mujala, ASA

Ohio Region – Ache Boamah, ASA, MAAA

Richmond - Trisa-Lee Gaynor, ASA, MAAA

Seattle - Ain Milner, FCAS, MAAA

IABA is a volunteer based organization. It’s because of the dedication and commitment of our countless volunteers that we continuously see the organization transform.

We would like to thank each and every one of our volunteers who selflessly sacrifice their time! Their contributions, no matter the size, are essential and truly appreciated!

If you believe in our mission and would like to volunteer, please email [email protected] to review the list of opportunities available. We look forward to helping you find the perfect volunteer opportunity!

COMMITTEES:

Annual Meeting

Nicole Harrington, ChairJanice Akomeah AcheampongYolanda Aserweh

Tenesia McGruderJamala MurrayChipo Runesu

Anthony WeatherspoonKate Weaver

Communications

Gyasi Dapaa, Chair

Corporate Solicitation & Fund Development

Kamal Harris, Chair Kate Weaver

Data Management

Dodzi Attimu, FSA, MAAA & Stephen Cameron, FSA, MAAA Co-ChairsJulius AppahKwadwo Asamoah

Franklin Fotsing Isaac Nyarko

Education

Nicassia Belton, ChairKamal Harris Kate Weaver

Finance

Ollie Sherman, FSA, MAAA, ChairJonathan ApplewhiteKristin Johnson

Jasmine SchleyLinda Shepherd

Kate Weaver

Mentoring

Jamala S. Murray, FSA, MAAA, Chair

Newsletter

Efua Mantey, ChairStephen AbrokwahFafali Adanu

Rachel AmaloVictor Avuglah

Stacia BrownClaudia Hamilton

Scholarship

Tenesia McGruder, FSA, MAAA, ChairNicassia Belton Nicole Harrington Kate Weaver

Social Media

Kofi James, Chair

Technology

Francis Doughan, ChairKoffi GoudaloJoel Manu

Alida RwabalindaChisomo Sakala

Kate Weaver


As one of the most well-known and respected companies in the financial services industry, Transamerica is committed to transforming the futures of families throughout North America. Over 10,000 Transamerica employees, in nearly twenty locations, collaborate daily to provide the best experience for our customers. Success Begins Here… At Transamerica, we realize it takes a broad range of individuals and strengths to transform tomorrows for millions of people. Our consistent exam support and engaging team interaction has led to the development of a best-in-class actuarial student program. We invest in our people and provide merit increases as exams are achieved. Transamerica offers complex and challenging actuarial work projects which build competencies and professional acumen to advance your career and to help create better futures for millions of people. We Value Differences… Transamerica believes a culture of inclusion makes us more innovative as we serve our customer needs. Transform your tomorrow® today.

Transamerica is proud to support IABA’s commitment to leadership and the achievement of actuaries in our industry.

All Transamerica companies are equal opportunity employers.

91612_IABA AD 0515

ACTUARIAL CAREERS AT TRANSAMERICAtransamericacareers.com

towerswatson.com/careers

Towers Watson. A global company with a singular focus on our clients.

Benefits | Risk and Financial Services | Talent and Rewards | Exchange Solutions

At Towers Watson, we give talented associates access to opportunities. And we’re proud to support the IABA’s efforts to encourage and enable the achievements of black actuaries.

barriers

Inte

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iona

l Association of Black Actuaries

IABAConsultantof the Year2012, 2013and 2014

Towers Watson

Nationwide, Nationwide is on your side and the Nationwide N and Eagle are service marks of Nationwide Mutual Insurance Company.

.

Floor Plan


Friday, August 7, 2015 cont.

10:30 – 11:45

Current Trends in Long Term Care

Where is the market going? What are the latest trends? As part of this presentation we discuss: State of the industry: Developments in individual products, combo products, and alternative solutions. Advocacy for regulatory changes.Future for the industry: What have we learned in the last 1.5 years from an actuarial perspective

Tier: All Presenter: Scott McKay Room: Junior Ballroom

Designing & Hedging Risk

Managed Funds for Variable Annuities

With the staggering level of Variable Annuity sales in the market today, this session will prove to be very interesting and applicable!

Tier: Intermediate Presenter: Henry Cheng

& Aaron Sarfatti Moderator: MetLife

Room: Isles

Actuaries in Technology Companies

A panel discussion of the work of actuaries in technology companies.

Tier: All Presenter: Frank Chang,

Veronica Fontama & Marquita Lee Room: Sevilla

Introduction to IABA and the

Actuarial ProfessionAn introduction to IABA and how IABA supports students on the actuarial path. A panel of representatives from the SOA and the CAS will be present to highlight the differences between the two tracks. This discussion will be supported by newly accredited Fellows and Associates who will share their personal journey (successes/drawbacks) on how to be an efficient and effective actuarial student. Following the overview, students will be split into groups for a student case study.

Tier: College Presenter: Yolanda Aserweh

& Chipo Runesu Room: Trade Room

12:00 - 1:30 Lunch with Guest Speaker The State of Insurance in Florida Tier: All | Presenter: Eric JohnsonRoom: Bayfront

1:30 – 4:00 Career Networking Event Bayfront

5:30 – 7:30 Networking Reception

8:00 – 2:00Annual Meeting Registration Bayfront/Sevilla Hallway

8:00 – 8:30 Breakfast Bayfront

8:30 – 8:45 General Opening Bayfront

9:00 – 10:15

Risk of Retirement Wealth Shortfall

for Typical Retiree Households

During this session, you will learn about research and approaches to determine retirement financial adequacy, worker and retiree attitudes regarding financial risk and how those attitudes have evolved over time since the financial crisis, and tools to help employers and individuals track retirement readiness.

Tier: All Presenter: Alan Glickstein

Moderator: Prudential Room: Junior Ballroom

Regulatory Update for US Insurers

This session will compare and contrast the regulatory framework for US insurers across state, federal and international regulation. This presentation will primarily focus on the latest regulatory developments (for Global Systematically Important Insurers, Internationally Active Insurance Groups, SIFIs, etc.) including capital standards and what companies are doing to prepare for these upcoming changes.

Tier: Intermediate Presenter: Dwayne Husbands

& Elizabeth Dietrich Room: Isles

Introduction to Predictive Modeling This session will provide an overview of the history of Predictive Modeling applications, and then review its basic steps, from scoping the project through model build, implementation and refinement. A real example of its recent use in the Annuities space will be shared, including an overview of the modeling approach, observations and potential future use cases. Please note that this session is focused on process; not statistics or programming. Prior knowledge of the subject matter is not required.

Tier: All Presenter: Bradley Heinze

& Christine Hofbeck Room: Sevilla

Steps to Being a Better Professional

College and high school session aimed at facilitating personal development towards setting and achieving goals. This session also provides the opportunity for students and their respective annual meeting buddies to network and get acquainted with what to expect during the conference.

Tier: CollegePresenter: Chris Cooper

Room: Trade Room

Friday, August 7, 2015

Surfcomber Hotel, 1717 Collins Ave, Miami Beach, FL Please refer to page 16 for bus schedule

Key

Retirement Life

P&C ERM/Risk

Health College

General


11:00 – 1:30 IABA Business Session Debate & Lunch Bayfront

1:45 – 3:00

Executive Presence for Multiculturals How we behave each day in our daily lives, at work, school and home; How we “present” ourselves authentically as we exercise our talents. In this session, you will learn the importance of gravitas, strong communication skills and personal appearance are necessary to grow and sustain your career. We will discuss each of these areas, what they look like in practice and how to avoid blunders.

Tier: All Presenters: Christal Morris & Kezia Charles

Room: Sevilla

General Workplace Ethics for an Actuarial Professional

This session will generally cover Ethics in the workplace. It will center around the particular issues one might face as an Actuary, but be more broad by covering general business, client and intercompany issues and policies. In addition, the presenter will share some examples of real situations and offer you the chance to discuss your thoughts and how you might handle them.

Tier: All Presenter: John E. Gingell

Room: Trade Room

6:00 – 6:30 Awardee Cocktail Reception – all invited Chopin

6:30 – 9:00 Awards Banquet Keynote Address: Delatorro McNeal II Chopin

9:00 – 10:00 After Glow Chopin

Saturday, August 8, 2015 Saturday, August 8, 2015 cont.

8:30 – 10:30Annual Meeting Registration Bayfront/Sevilla Hallway

8:30 – 9:15 Breakfast Bayfront

9:30 – 10:45

Model Governance Risk

Actuarial models, due to their complexity, materiality, uncertainty around assumptions, and often times less than-thorough documentation, have presented unique challenges in managing model risk. It is critical for companies to establish an effective model validation framework to address these concerns as part of a wider model governance initiative. The session will provide a technical overview of actuarial model risk management and discuss challenges companies may face when establishing a structure for model validation.

Tier: All Presenters: Jonathan

Applewhite & Mustafa DinaniRoom: Isles

Driverless Cars and Insurance Risk

“Many new vehicles offer crash avoidance features…Advances also are made in intelligent transportation systems that allow vehicles to communicate with one another or with road infrastructure to help avoid crashes.” -Insurance Institute for Highway Safety, Highway Loss Data Institute In this session, the speaker will provide an update on the rapidly changing technology advancements, the spread into the fleet of cars, the update on the CAS research and the regulation status for the autonomous vehicles.

Tier: All Presenter: Wenwen Salerno

Moderator: CNA Room: Sevilla

Mutuality – Why it Still Works for

Some Insurance Companies

This session will take you through the history of demutualization and discuss why there are so few mutual companies remaining. It will also go into some of the differences between mutual and public companies, and the benefits and challenges for mutual companies.

Tier: All Presenter: Joel Steinberg

Moderator: MetLifeRoom: Junior Ballroom

Case Studies of the Different Tracks of the Actuarial Field

Attendees will break up into small groups under the supervision of an actuary. While in the groups, the students will work on a case study to gain a deeper level on the topic under review. After the review, the small group will then present to the main group about some of their findings leading to a Q&A facilitated by the group actuary.

Tier: CollegeRoom: Trade Room


President Monique Hacker, FSA, MAAA Student Liaison Kenny AllenVice President Jamala Murray, FSA, MAAA Director Nicassia BeltonTreasurer Kendra Letang Director Jeffrey Johnson, FSA, MAAASecretary Kezia Charles, FSA, MAAA

Monique is a Corporate Vice President & Actuary at New York Life Insurance Company in Tampa, FL. She continues to serve as the President of IABA since being elected in January, 2013. Monique also served in the Vice President role and chaired the Annual Meeting Planning Committee from 2010 - 2012. Monique has been a member of IABA since 2009. After moving from Jamaica, Monique graduated from Binghamton University in 2000 with a Bachelors of Science in Mathematics and Economics.

Jamala is the Life Valuation Leader at Genworth Financial. Jamala was born and raised in Barbados, and graduated from the University of Waterloo in 2003 with a Bachelor of Mathematics in Actuarial Science and Statistics. She got her FSA designation in 2008. She has served in leadership positions with IABA since 2007 and has held the positions of Treasurer, Secretary, Mentoring Chair. She has been serving as Vice President of IABA since 2013. Jamala has also been serving on the Annual Meeting Planning Committee since 2010.

Kendra is a Senior Actuarial Analyst at Travelers Insurance Company in Hartford, CT. Prior to her role at Travelers, she was an Actuarial Analyst in the Retirement practice at Towers Watson in Atlanta, GA. Kendra has served on the planning and education committees of the Hartford affiliate. In 2013, she helped to develop and implement the affiliate’s multiple touch point high school outreach program. Kendra graduated from Howard University’s School of Business in 2009 with her Bachelors of Business Administration in Insurance with a concentration in Actuarial Science.

Kezia has worked as an actuary at the Towers Watsons’ DC office, for the past 11 years, where she advises clients on retirement medical and pension plans. Kezia has been secretary of IABA since January, 2014 and has previously served as lead of the DC affiliate from 2006 - 2013. Kezia is a Fellow of the Society of Actuaries, a Member of the American Academy of Actuaries

and an Enrolled Actuary. She received a Bachelor of Science in Mathematics from Massachusetts Institute of Technology (MIT).

Kenny is a 2015 graduate of Pennsylvania State University where he received a degree in Risk Management with an Actuarial Science Option and a minor in Statistics. He currently works at AIG in New York City as a P&C pricing actuary. He was a past recipient of the IABA Foundation Scholarship and has been involved on the Mentoring and Professional Development Committees. He is very excited to take on this Student Liaison position and provide additional resources to the aspiring student actuaries during his term.

Nicassia is the Associate Director of Precollege Programs at the University of Maryland. She spearheaded the development and implementation of the first BSc program in Actuarial Science at a Historically Black Institution in 2008 and first IABA student-led affiliate in 2012. She has served on the Corporate Advisory Council and chaired the Education Committee for IABA since 2010. In 2012, she founded the IABA Boot Camp, now in its fourth year. Nicassia has been a Board member for IABA since 2013. Nicassia holds a MS in Mathematics with a specialization in Computational Finance from Purdue University, a BSc in Mathematics from Morgan State University and currently completing her doctoral degree in Mathematics Education.

Jeff is Assistant Vice President and Actuary - Actuarial Policy, US Finance with John Hancock Financial Services. He earned a Bachelors of Arts degree in mathematics from Western New England College and a Master of Science degree in Numerical Analysis from Syracuse University. He is a two time past president of IABA (1997-1998, 2007-2009), and co-chair of IABA’s Corporate Advisory Council. Jeff is one of IABA’s founders and has been involved with the organization since 1992.

2015 IABA Election Slate

IABA Networking ReceptionSurfcomber Hotel, South Beach Friday, August 7, 2015, 5:30 – 7:30 PM 1717 Collins Ave, Miami Beach, FL

This year’s IABA Networking Reception will be held at the Surfcomber Hotel. Located in the Art Deco District, Surfcomber is a boutique hotel in South Beach, Miami, Florida, featuring fantastic ocean views, a sparkling pool, swaying palm trees, and direct beach access.

Surfcomber Hotel’s trendy, yet tranquil atmosphere provides personable and effective networking opportunities. Whether, you pick the brain of an experienced actuary overlooking the ocean in Surfcomber’s Upper Cabana or catch up with new and old friends inside the unique and lavish Lantao Room, you are guaranteed an unforgettable experience.

Not only does the Surfcomber Hotel offer the ultimate networking experience, it is also in one of the most sought out destinations in Florida. If you choose, after the networking reception you can choose to explore the many restaurants and experience the nightlife on South Beach.

Cocktails and passed hors d’oeurves will be served.

Bus Schedule:We will have three buses shuttling guests to and from Surfcomber. If you would like to go a little early or stay a little late, to get a bigger taste of what South Beach has to offer, feel free to grab an earlier or later bus.

Hotel Lobby to Surfcomber3:30 4:30 5:00

Surfcomber to Hotel7:30 7:45 8:45


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Prudential Advertising973-802-7361

At Prudential, we’re significantly expanding our team of actuaries to help drive our success in an evolving regulatory environment. Are you up to the challenge? Actuaries play a valued, visible role at Prudential, providing expertise across our enterprise. Bring your skills, acumen, and innovation – and build your career in our growing actuarial community.

© 2015. Prudential, the Prudential logo, the Rock symbol and Bring Your Challenges are service marks of Prudential Financial, Inc. and its related entities, registered in many jurisdictions worldwide. Prudential is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, genetics, disability, age, veteran status, or any other characteristic protected by law. EEO IS THE LAW. Prudential Financial, Inc., Newark, NJ. Prudential is an Employer that participates in E-Verify.

0277677-00002-00 A4665

Apply today at jobs.prudential.com/actuarial —and get ready to build your actuarial careerat Prudential. Or, for more information, contact:Shanna Cole at [email protected] orDeborah Hubal at [email protected]

WE SEEK ACTUARIES. CAN WE COUNT ON YOU?

PRUDENTIAL IS A PROUD SPONSOR OF THE INTERNATIONAL ASSOCIATION OF BLACK ACTUARIES CONFERENCE

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Grow With Liberty Mutual

More actuaries are setting their potential free with Liberty Mutual, an Elite sponsor of the IABA. Our actuarial community of 450+ has grown by 40% over the last 5 years, and we continue to expand the talent base across our global operations every day.

Let us provide you with the challenges, training, and rewards you seek to drive your career forward. Visit us at libertymutual.com/careers.

Liberty Mutual Insurance is an equal opportunity employer. We acknowledge, welcome, and accept the differences that each employee brings to the workplace.

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MOVE YOUR CAREER FORWARD

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© 2014 The Travelers Indemnity Company. All rights reserved. Travelers and the Travelers Umbrella logo are registered trademarks of The Travelers Indemnity Company in the U.S. and other countries. M-17282-9 Rev. 5-14

Diversity reflects who we are.We are an insurance company dedicated to creating an inclusive environment full of many perspectives. A diverse workforce helps us learn, grow and share fresh insights. Travelers provides varied opportunities for employees to network and develop their leadership skills.

We invite you to consider joining us. You can apply for current openings at travelers.com/Careers.

Travelers was recognized by DiversityInc magazine for its commitment to diversity and inclusion.


2015 Speakers

Jonathan Applewhite, ASA is an actuarial consultant in the Insurance and Actuarial Advisory Services of Ernst & Young LLP. He is based in the firm’s Hartford office where he’s been involved in various modeling engagements including model validation, model conversion, and other internal and external audit assignments for global life insurance clients. Prior to his role at EY, Jonathan spent 3 years at Lincoln Financial Group focusing on Life Product Development. He’s a graduate of Temple University and became an Associate of the Society of Actuaries in July 2013.

Frank Chang, FCAS is the Lead Actuary at Uber. Previously, Frank was the Lead Actuary at Google, Inc., responsible for pricing, reserving, credit modeling and risk modeling for various exposures, including the self-driving car. Prior to Google, Frank managed the actuarial pricing of admitted and non-admitted casualty lines at Fireman’s Fund Insurance Company as well as spending a few years as a corporate actuary working on reserves, reserve uncertainty, commutations, bad debt, and reinsurance. Frank graduated from the University of California, San Diego with a B.A. in Music and a Ph.D. in Mathematics. He currently volunteers on the Financial Reporting and Analysis Committee as well as the editorial board for Variance, an actuarial research journal. Frank has also served on the Research, Investment, Exam, and Syllabus Committees of the CAS.

Kezia Charles, FSA, EA, MAAA has worked as an actuary at the Towers Watsons’ DC office, for the past 11 years, where she advises clients on retirement medical and pension plans. Kezia’s clients range from large Fortune 500 companies, multinational firms, international financial institutions, to smaller single-employers companies. Kezia is the lead of the Towers Watson Multicultural Associate Resource Community in the DC office which aims to improve the corporate culture for all of the diverse associates. She is also responsible for Learning and Development for the DC Retirement practice. Kezia is secretary of the International Association of Black Actuaries (IABA) and has previously served as lead of the DC affiliate from 2006 - 2013. Kezia is a Fellow of the Society of Actuaries, a Member of the American Academy of Actuaries and an Enrolled Actuary. She received a Bachelor of Science in Mathematics from Massachusetts Institute of Technology (MIT).

Henry Cheng, CFA, FRM, FSA, MAAA is an Assistant Vice President at Lincoln Financial Group. Henry joined Lincoln in 2010 and is responsible for Individual Annuity pricing and risk management. In his current role, Henry has significant leadership in the analysis of annuity guarantee benefits, policyholder behavior modeling, development and hedge strategy of Risk Managed Funds, and Variable Annuity reinsurance. Prior to joining Lincoln, Henry managed Japanese Variable Annuity reinsurance at White Mountains Life Reinsurance Bermuda for 4 years, with responsibilities spanning new business development and pricing, hedging strategy, valuation, risk and capital management and regulatory compliance. Prior to White Mountains, Henry had several actuarial roles at Travelers Life & Annuity. Henry has a Bachelor of Mathematics degree in Actuarial Science from the University of Waterloo in Canada.

Chris Cooper is one of the most dynamic, engaging and accomplished speakers, trainers and coaches in America. With three academic degrees (Morehouse College, The Georgia Institute of Technology and New York University), countless professional certifications, and numerous awards and honors Chris

has dedicated his life to the service of others! Chris is the President/CEO of Execute Your Passion, LLC- an Atlanta based professional services firm specializing in motivational seminars and leadership and professional development training and services. The firm offers innovative ways to assist in the complete development of individuals and organizations through innovative coaching practices and techniques, best in class training solutions, and subject matter expertise focused speaking services. Chris has a wealth of knowledge from more than a decade of professional experience working and consulting for several Fortune 500 Companies including: AT&T, BellSouth, AutoTrader.com, Cingular Wireless, Cox Communications, Deloitte Consulting, General Motors, The Home Depot, IBM, Intercontinental Hotels Group (IHG), Kimberly Clark, Texaco, and Verizon Wireless. Chris saved these companies millions and became the youngest Senior Manager ever at age 26 while working at Cingular Wireless World Headquarters (now the New AT&T). In addition, Chris served for 4 yrs. as an Adjunct & Corporate Instructor with Emory University’s Center for Lifelong Learning teaching Professional Development and Communications Courses to adult learners of all ages including C-Level Executives. With Book Smarts, Street Smarts, Vision, Passion, Charisma and even the courage to run with the Bulls in Spain, Chris’ life has indeed been and continues to be an exciting adventure! Chris’ recent

accolades include being featured on the UNCF Empower ME Tour, The AT&T 28 Days Movers & Shakers Campaign, being named to the MS Leadership Class, being named an Unsung Hero and Quiet Achiever, being featured as an Entrepreneur Author on the Atlanta Business Radio Show, being named one of Power 30 under 30, being named one of GXL Magazine’s Most Influential People, and Outstanding Atlanta and LEAD Atlanta to name a few. Chris’ first book- Achieve Your Dreams…26 Quick Keys to Succeed in Life has been embraced all over the world by professionals, entrepreneurs and students of all ages, accompanied with the Achieve Your Dreams College Success Tour which is currently touring domestically and internationally. Chris’ newest book- Get Sh*t Done, How to Stop Quitting & Start Succeeding releases this Summer and is accompanied by Limitless- The Ultimate Personal and Professional Development Bootcamp – A One Day GSD Experience coming to city near you! Chris is an amazing coach, speaker, trainer, instructor, motivator, author and entrepreneur. He is committed to his lifelong aspiration of investing and assisting in the development of people who he believes are the world’s hidden treasures. He is spiritual, fun, energetic and engaging. His mission is simple: To Ignite the Fire Inside!!

Elizabeth K. Dietrich, FSA, CERA, MAAA is Vice President & Actuary in Prudential’s Regulatory Coordination Office (“RCO”) located in Newark, NJ. In this role, Liz serves as the actuarial representative for the company’s response, advocacy, and oversight activities associated with enhanced supervision as a nonbank Systemically Important Financial Institution (“SIFI”) and Global Systemically Important Insurer (“G-SII”). Prior to her current role, Liz led annuity pricing for special projects in Prudential’s Individual Annuities business. In this role, Liz led a team of actuaries responsible for the product design and pricing analysis of

Master of Ceremonies


2015 Speakers

WE CELEBRATE YOU,SO YOU CAN LOVE WHAT YOU DO.At Progressive, we embrace different approaches, unique ideas, and new ways of thinking. It’s those perspectives that lead to our overall growth and success. We invite you to bring your new ideas forward, grow with confi dence … and fi nd a job you’ll love.

Progressive.com/jobs

PROUD SPONSOR OF THE 2015 IABA ANNUAL MEETING

Progressive Insurance

PGRcollege Progressive Careers

13P00801.C01_IABA_4.25x7.125_4C_v2.indd 1 5/20/15 9:45 AM

At Northwestern Mutual, realizing your potential is something we do together. For nearly 160 years, we’ve helped our people find more ways to go further in their career. Because our biggest successes have always come from our biggest investment. You.

Invest in your future by searching Actuarial Careers at northwesternmutual.com.

You and Northwestern Mutual— stronger together.

OUR MUTUAL INTEREST IS YOU.

When we stand together we always stand taller. Proud to Support the International Association of Black Actuaries

xerox.com/hrconsulting

©2015 Xerox Corporation. All rights reserved. Xerox® and Xerox and Design® are trademarks of Xerox Corporation in the United States and/or other countries. Buck Consultants® is a registered trademark of Buck Consultants, LLC, in the United States and/or other countries.

new individual retirement income products in both domestic and international markets. Liz serves as an advisor to actuarial students and a member of Prudential’s Actuarial Leadership Development Program oversight committee.

Mustafa Dinani, FSA, MAAA currently served as Vice President and Actuary at Swiss Re, where he is currently co-leading a large Model Transformation (conversion and validation) project. Prior to this role, Mustafa led a Model Validation (Analytics) project. Mustafa has over 10 years of experience (most of which in an Actuarial Advisory role at Ernst & Young) in the insurance industry with specialties in financial reporting, asset liability management, capital stress testing, actuarial modeling, and design of processes and controls. Mustafa is a graduate from University of Toronto and became a Fellow of the Society of Actuaries in 2010.

Veronica Fontama, PhD, FSA, MAAA is a Pricing Actuary with Group Health Cooperative in Seattle, WA. Prior to Group Health, Veronica worked for Regence Blue Cross Blue Shield, Microsoft and Milliman. She has extensive healthcare experience in pricing, reserving and forecasting, and is currently focused on pricing ACA plans for the Individual and Small Group markets. At Microsoft, she led actuarial/analytical services to help shape the design and implementation strategy for Microsoft U.S. Health Care program during a 3-year transition period to a full replacement consumer-directed health plan. Veronica studies Mathematics and Electronic Engineering at the University of Keele. She then obtained a Ph.D. in Engineering from the University of Surrey. She also holds a Master’s Degree in Actuarial Science from Temple University. Veronica was born and raised in Cameroon, West Africa. Veronica is married and has three adorable children.


2015 Speakers

John Gingell is a Senior Vice President and Benefits Consultant in the Segal Consulting Chicago office with extensive benefits consulting experience. As Midwest Regional Leader, he is responsible for overseeing Segal’s clients in the Chicago, Cleveland, Minneapolis and Detroit offices. Mr. Gingell was a member of Segal’s Multiemployer Leadership Group, and he has previously served as Office Head of the Cleveland office. Mr. Gingell provides health care and pension consulting advice to clients and specializes in developing strategic, customized solutions to help manage rising health care costs. His expertise includes claims data mining, aggressively managing vendor contracts, plan design, and incentivized wellness and disease management alternatives. Mr. Gingell also works to minimize employee dissatisfaction through carefully crafted communications. He helps clients address the short-term pension funding issues they are facing due to investment market activity while also maintaining focus on the appropriate long-term strategy for retirement income fund design. Mr. Gingell received a BS in Business Administration at The Citadel.

Alan Glickstein, ASA, EA is the North American Retirement Leader for Policies and Procedures, responsible for many of the positions that Towers Watson takes on retirement issues of the day and for advocacy on behalf of our clients. Alan has more than 25 years of experience as an actuary and benefit consultant. He works extensively with many large clients in several industries and services, increasingly focused on the financial and risk management aspects of benefit plans to some of Towers Watson’s largest clients. Alan specializes in the strategic design and financing of total compensation packages, with a particular concentration in the retirement benefits area. Alan holds a B.A. in Mathematics from Queens College, City University of New York.

Bradley Heinze, FSA, MAAA, CERA is a Vice President & Actuary in Prudential’s Annuities business. He leads the Annuities Valuation, Planning & Analysis team which is responsible for executing Statutory and GAAP valuations, attribution and driver analysis of quarterly financials, business planning/forecasting, monitoring capital and earnings sensitivity, and experience studies/assumption review. Brad recently participated in a pilot project to utilize Predictive Analytics in the Annuities Business and led the integration of the analytic tools into the Annuity experience studies. He has over twelve years of Actuarial experience including roles in Pension Consulting, Life Insurance and Annuities. He earned his undergraduate degree in Business Administration from Emory University.

Christine Hofbeck, FSA, MAAA is a Vice President & Actuary in Prudential’s Group Insurance. She leads the group life and disability pricing teams, and is building an advanced data analytics team responsible for optimizing and implementing data-driven decision making across pricing, risk selection, and other applications as needed. Christine spent over a decade as an employee benefits consulting actuary before moving into the P&C industry to build and lead predictive analytics for both consumer and commercial lines. She earned her undergraduate degree in Mathematics from the University of Pennsylvania, and is currently pursuing her MBA at MIT. Christine is a contributing editor for The Actuary magazine, has provided oversight for several Society of Actuaries (SOA) predictive modeling research projects, and is currently working with the SOA to expand opportunities for actuaries in predictive modeling.

Dwayne Husbands, FSA, MAAA, CFA is a Manager in the Insurance and Actuarial Advisory Services practice

of Ernst & Young LLP’s Financial Services Office. He is based in the firm’s New York Office. Dwayne has over 8 years of experience with Ernst & Young serving insurance, reinsurance, and Financial Services clients. His skill set includes life insurance financial reporting, risk management, actuarial transformation, merger & acquisitions and MCEV/EEV audit support.

Keynote

Eric Johnson, PhD, ASA is the Chief Actuary & Director of the Life & Health Product Review Unit for the Office of Insurance Regulation (Office). His primary responsibilities include management and evaluation of the Life & Health Product Review staff which con≠sists of two sections, Actuarial and Forms. The

Actuarial Section is responsible for the evaluation of the appropriateness of health insurance rates, including long-term care and major medical, as well as the evaluation of reserve adequacy for life and health insurers and health maintenance organizations. The Forms Section is responsible for the compliance review of life and health policy forms, name changes and mergers and acquisitions.

Dr. Johnson also serves as actuarial consultant regarding legislative changes, life and health insurance marketplace trends, and the National Association of Insurance Commissioners (NAIC) model revisions. He began his career with the Office in 2011 as a Senior Actuarial Analyst, in 2013 he was named Deputy Director of Life & Health Actuarial. Prior to joining the Office, he served for two years as the Managing Director of Research for Flagler Trust in Tallahassee, Florida. Mr. Johnson became an Associate of

the Society of Actuaries in January 2015. He received a Doctor of Philosophy degree from Florida State University, a Master of Science degree in Nuclear Physics from Florida State University, and a Bachelor of Science degree in Physics from Nebraska Wesleyan University.

Marquita Lee is a member of the Business Risk and Insurance team at Google. In her role, Marquita is responsible for various actuarial services like data management, reserving, pricing and modeling. The analytical support she provides to her team and various business groups within Google, such as Android and Google X, assists in the management of Google’s internal and external risks and the successful launch of various external products. Before Google, Marquita worked at Fireman’s Fund as an Actuarial Analyst in Commercial Lines. Prior to that, Marquita held both Actuarial and Product Management positions at Esurance in Personal Lines

Scott J. McKay is Executive Vice President & Chief Information Officer of Genworth Financial. Since 1993, Mr. McKay has been a key player helping build Genworth Financial by participating in technology programs, acquisition integrations, sourcing and globalization initiatives. Scott’s previous leadership roles have included leader of Business and Product Strategy for the U.S. Life Insurance segment, where he was responsible for leading the development, design and implementation of the company’s long term care and life insurance and fixed annuity products.


Keynote

Delatorro L. McNeal, II, MS, CSP has most recently ranked #32 of the Top 60 Best Motivational Speakers in the World and has been transforming the lives of people from all walks of life for over 15 years. As an internationally renowned Peak Performance Expert, Keynote Speaker and Best Selling Author,

Delatorro has spoken in 49 of the 50 US states and abroad and has delivered well over 3000 paid presentations to major corporations, professional associations, conventions, pro-sports teams, churches, and leadership conferences. His list of clients includes Johnson & Johnson, New York Life, JP Morgan Chase, Prudential, Accenture and a host of others. Delatorro holds the prestigious CSP designation, which places him in the top 7% of paid professional speakers worldwide. This is the highest international recognition of professional speaking excellence. Delatorro has been featured on national and worldwide television networks like FOX, ABC, NBC, BET, TBN, Daystar and Oxygen as well as syndicated radio shows all across America.

Delatorro has an earned Master’s Degree in Human Performance Enhancement and his personal mission is to help individuals and organizations grow to the next level. He has authored 6 books and over a dozen personal growth and professional development courses. He is also the Founder of The Full Throttle Experience, a 3-Day Annual Leaderpreneurship Conference hosted in Florida which is a motorcycle-themed leadership and business success event. As a Peak Performance Expert, Delatorro partners with Fortune 500 Corporations, Professional Associations, and Entrepreneurs on a contractual basis to drastically

improve organizational effectiveness, employee morale and productivity, training and development, teamwork, sales performance and communication strategies. Delatorro travels the globe empowering diverse audiences with his hard-hitting, experiential, high-energy, content-rich, and paradigm-shifting keynotes, seminars, and extreme team-building programs. He is a proud and active member of The National Speakers Association and The Global Speakers Federation.

Christal Morris is the Global Head of Inclusion and Diversity, at Towers Watson. Christal is responsible for developing and implementing diversity and inclusion efforts for over 14000 associates located in more than 100 offices globally. Her portfolio includes managing the professional resource networks; broadening leadership accountability for I&D through targeted visible leadership commitment; enhancing the focus on a global mindset through the delivery of I&D curricula to address Unconscious Bias and cross-cultural competence; with the ultimate goal of ensuring Towers Watson leverages inclusion to support its overall business strategies. Morris spends time with the Board of Directors bi-annually to report on I&D progress and accomplishments. She has a Bachelor of Arts degree in Sociology and a Master’s degree in Organizational Management. She completed an Executive Leadership Development Program at UCLA for high potential leaders while at Time Warner and is scheduled to complete her Doctorate of Education in Organizational Leadership in 2015. She enjoys sharing her knowledge by participating on panels related to Diversity and Inclusion.

Wenwen Salerno, ACAS, MAAA is an Assistant Actuary for Assurant Specialty Property. She is responsible for

2015 Speakers

rate filing, new product development and competitive analysis. Wenwen provides pricing support on numerous niche products in many lines of business, including personal property, personal auto, commercial auto and commercial general liability. Prior to joining to Assurant, Wenwen worked at Verisk Analytics, where she provided actuarial analysis for personal property and commercial specialty products. Wenwen holds a Master of Science in Financial Mathematics from the Florida State University. She received a Bachelor of Science degree in Finance from the Renmin University of China. She is currently the Liability Research Team Leader for the CAS Automated Vehicle Task Force.

Aaron Sarfatti is a Partner in Oliver Wyman’s North American insurance practice based in New York with eleven years of experience in financial services, spanning the life insurance, asset management and retail banking sectors. Aaron authored several Oliver Wyman publications related to annuities, most recently “A Question of Legacy: Measuring and Managing Behavior Risk in Variable Annuities”, and is a frequent speaker at industry events, actuarial conferences and business schools, most recently moderating the variable annuities panel at the 2012 Goldman Sachs Insurance Conference. Aaron graduated with highest honors from Princeton University with a concentration in computer science and certificate degrees in finance and public & international affairs. He is a credentialed actuary.

Joel Steinberg, FSA, MAAA is Senior Vice President, Chief Risk Officer and Chief Actuary for New York Life Insurance Company and recently added to the Executive Management Committee. He is responsible for leading the risk management activities across the Company and for the oversight over the actuarial functions across the

Company, including economic capital, product pricing, financial reporting and embedded value. Joel joined New York Life in 1983, immediately out of college. He progressed through the Company’s Actuarial Student Program, earning Fellowship in the Society of Actuaries in 1988. He has had various responsibilities at the Company, including head of U.S. Individual Life Pricing and Chief Financial Officer of Life and Annuity. Joel received a bachelor’s degree in Mathematics from the University of Pennsylvania.

ACTUARIAL SCIENCE FOR AFRICA IN BENN FOR WEST AFRICA

The concept of organised insurance business is virtually unknown in Africa. In 2006, there were only a handful of fully-qualified actuaries or people with a profound actuarial background in West Africa – some of whom were already retired. Rapid economic growth within the region has only further highlighted the need for key knowledge around the insurance industry.

This inspired the establishment of a professional actuarial education program for West Africa in Benn. The project focuses on graduates who studied mathematics in West Africa who are inter-ested in actuarial science. The full study program extends over 5 years (three year bachelor’s degree, followed by an optional two year master) and includes internships, tutoring and continuous professional development.

For additional details and to learn more: Guillaume Moussa; www.esa.bj; [email protected]


WHERE WILL NEXT YEAR’S ANNUAL MEETING TAKE US

© 2015 Metropolitan Life Insurance Company, New York, NY 10166 L0615427787[exp0616][All States][DC,GU,MP,PR,VI]PEANUTS © 2013 Peanuts Worldwide LLC 1506-129642 CS

MetLife is a proud MeMber of the iaba Corporate

advisory CounCiL.

www.dwsimpson.com800-837-8338 / 312-867-2300

Email: [email protected]

Placing Actuaries around the GlobeLife, Annuites & Investments, Property & Casualty,

Health and Health & Welfare, Pensions, Reinsurance,and Enterprise Risk Management

OUR JOB IS

YOUR NEXT JOB

Maybe a little birdie will tell you!

(Find Kate, Nicole, Monique or Jamala

to learn more)


CAN DO GREAT THINGS

GOOD HANDS

togetherworking

SM

© 2015 Allstate Insurance Co.

Allstate is proud to sponsor the

International Association of Black Actuaries Annual Meeting.

Commitment Beyond Numbers

For numbers people,

we speak

really good human.

visit us at pinnacleactuaries.com

ExpertiseSuperior CommunicationBetter Business DecisionsEmpathetic Customer Service

For more information about

New York Life visit us at

www.newyorklife.com/diversity

Take time to recognizethe good around you.

#68

© 2014 New York Life Insurance Company, 51 Madison Avenue, New York, NY 10010

Life Insurance. Retirement. Investments. KEEP

Human Resources, Employee Benefits and Compensation Consulting

Investment Consulting and Solutions

Business Insurance Brokerage

www.segalgroup.net

Give us a closer look… You will like what you see.

Join us and become a part of our success story.


WE ARE PROUD TO SUPPORT THE International Association of

Black Actuaries and welcome all attendees to the 22nd Annual meeting!

At Guardian, our success is based on our values: people count, we do the right thing, and we hold ourselves to very high standards. As we move forward, we are strongly focused on initiatives that exemplify our values and culture — not only within our workplace environment, but also within the communities we live in and do business with: Diversity and Inclusion, and Sustainability. We are committed to a workplace where we respect and value all individuals, varied thoughts, and diverse backgrounds. As well, Guardian continues to cultivate an environment that promotes sustainability, an initiative that balances the social, ecological, and economic needs of doing business today.

To learn more about actuarial careers at Guardian, please visit us at: www.guardianlife.com

The Guardian Life Insurance Company of America New York, NY 10004 www.GuardianLife.com

Life • Disability Income • Investments • Retirement • Employee Benefits

2015—7050 (Exp. 06/17)

DIFFERENT VOICESPROVIDE A GREATER UNDERSTANDING.

MassMutual Financial Group refers to Massachusetts Mutual Life Insurance Co. (MassMutual), its affiliated companies and sales representatives. Insurance products issued by Massachusetts Mutual Life Insurance Company, Springfield, MA 01111-0001 and its subsidiaries, C.M. Life Insurance Company and MML Bay State Life Insurance Company, Enfield, CT 06082. CRN201603-178769

LIFE INSURANCE + RETIREMENT/401(K) PLAN SERVICES + DISABILITY INCOME INSURANCE LONG TERM CARE INSURANCE + ANNUITIES

Strong results come from a diversified team. That’s why we work with organizations like the International Association of Black Actuaries to recruit and develop the best talent from all communities. We’ve gained recognition from Diversity Inc., which named MassMutual as one of its top 50 companies for Diversity in 2015. Discover how you could be part of our Actuarial team. Apply today at Massmutual.com/Careers or contact Marybeth Maino at [email protected] for more information.

As one of the country’s largest writers of commercial and specialty insurance, CNA serves more than 1 million businesses and professionals in the U.S. and internationally. Our employees work hard to earn our customers’ trust and deliver on our commitments. We pride ourselves on promoting a culture of diversity and inclusion that challenges and engages people, and offers opportunities to:

• Take part in a best-in-class program that fosters excellence

• Explore an array of career opportunities

• Cultivate strong professional relationships

• Gain exposure to a diverse portfolio

• Join a company with a trusted name that’s backed by financial strength

“Our people are the cornerstone of our commitment to excellence. Through them we provide real-world solutions, inspire confidence and trust, and sustain valuable relationships with our customers and distributors.”

– Larry Haefner Executive Vice President and Chief Actuary

CNA is a registered trademark of CNA Financial Corporation. Copyright © 2015 CNA. All rights reserved. HR616

CNA 333 South Wabash Avenue Chicago, IL 60604 www.cna.com/careers

EXPLORE ACTUARIAL CAREER OPPORTUNITIES AT CNA!


No matter where they sit in our company, Lincoln Financial employees enjoy the satisfaction of knowing their

contributions makes a difference to our clients and their families every day. At the same time, we enjoy a work

environment where we can grow professionally, share new ideas and find the rewarding experiences we need to thrive

at work and at home. Join us — find out how you can take charge and become your own Chief Life Officer — today!

To find out more about opportunities to join our team at Lincoln Financial,

visit LincolnFinancial.com/IABA.

Lincoln Financial is a proud sponsor of the 22nd Annual International Association of Black Actuaries Annual Meeting.

LCN-1206435-052615Lincoln Financial Group is the marketing name for Lincoln National Corporation and insurance company affiliates, including The Lincoln National Life Insurance Company, Fort Wayne, IN, and in New York, Lincoln Life & Annuity Company of New York, Syracuse, NY. Variable products distributed by broker/dealer-affiliate Lincoln Financial Distributors, Inc., Radnor, PA. Securities and investment advisory services offered through other affiliates. © 2015 Lincoln National Corporation.

Life | Income | Retirement | Group Benefits | Advice

Interested in a Position

Standing up for equality in the communities we serveAetna is proud to support the International Association of Black Actuaries.

Aetna is the brand name used for products and services provided by one or more of the Aetna group of subsidiary companies, including Aetna Life Insurance Company and its affiliates (Aetna).

©2015 Aetna Inc. 2014013

® Registered Trademark, Diversity Inc Media LLC. © 2015 Anthem, Inc. All Rights Reserved.

EOE. M/F/Disability/Veteran.

We are transforming health care.

Your talent. Our vision.

At Anthem, Inc., this is a powerful combination. It’s the foundation upon which we’re creating better care for our members, greater value for our customers, and improved health for our communities. We are developing the future of health care and the talent to lead it.

And, Anthem, Inc. is proud to support and celebrate the achievements of black actuaries. Join us for a rewarding career and do innovative work that means more to you and your community.

Drive the future of health care.antheminc.com/careers


© 2015 Metropolitan Life Insurance Company, New York, NY 10166 L0615427786[exp0616][All States][DC,GU,MP,PR,VI]

PEANUTS © 2013 Peanuts Worldwide LLC 1506-132094 CS

MetLife congratulates the International Association of

Black Actuaries for its unparalleled commitment to leadership and achievement in our industry.At New York Life, we recognize

that employees’ unique qualities

often lead to innovation, positive

change, and a more productive

and dynamic workplace.

For more information about

New York Life visit us at

www.newyorklife.com/diversity

Take time to recognizethe good around you.

#68

© 2014 New York Life Insurance Company, 51 Madison Avenue, New York, NY 10010

Life Insurance. Retirement. Investments. KEEP

Y UDo what’s best for your future

Visit Deloitte Consulting at mycareer.deloitte.com/us/strengthenyourlead

DO WHAT MATTERS.

All qualified applicants will receive consideration for employment without regard to race, color,religion, sex, national origin, or any other basis protected by federal, state or local law. All qualified applicants will receive consideration for employment without regard to race,

As used in this document, “Deloitte” means Deloitte Consulting LLP, a subsidiary of Deloitte LLP. Please see www.deloitte.com/us/about for a detailed description of the legal structure of Deloitte LLP and its subsidiaries. Certain services may not be available to attest clients under the rules and regulations of public accounting.

Member of Deloitte Touche Tohmatsu Limited. All rights reserved.36 USC 220506 Copyright © 2015 Deloitte Development LLC.


yourexpectations

towerswatson.com/careers

Towers Watson. A global company with a singular focus on our clients.

After years of preparation, you want a job that will inspire you, make you think and put your skills to the best use. But what if you could have even more?

The Towers Watson team includes over 1,500 credentialed actuaries across all of our business segments in the U.S. alone. If you join us, you’ll often be challenged to do something extraordinary. And you’ll partner with your manager to direct your own career.

Sound good? Then plan to Go Beyond at Towers Watson.

Benefi ts | Risk and Financial Services | Talent and Rewards | Exchange Solutions

Hi, I’m

RachelI’m an actuarial analyst at Towers Watson, %and today I did something extraordinary.

Illinois State University, a Center of Actuarial Excellence, is proud to tell the world that we have held a Summer Program introducing minority high school students to the actuarial profession continuously for the last 20 years, and we are the only universityin the country that has done so. If your company wants to help in building and funding the program, please contact: [email protected]. The program is called Minority High School Scholars Actuarial Academy and information about it can be found at the web site, smartURL.it/MHSSAA. The web site of the Actuarial Program at Illinois State University is www.IllinoisState.edu/actuary

If you know of talented high school students who would like to have a unique and exciting Summer experience learning

about the actuarial career, please send them our way.

Proud to sponsor the 2015 IABA Annual Meeting

Liberty Mutual Insurance is a proud Elite sponsor of the 2015 IABA Annual Meeting

libertymutual.com/careers

MOVE YOUR CAREER FORWARD

Liberty Mutual Insurance is an equal opportunity employer. We acknowledge, welcome, and accept the differences that each employee brings to the workplace.

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Get Energized. Commit. Be Transformed. · with some of the profession’s most elite companies, and fall in love with the IABA. This year’s theme is ‘Get Energized. Commit. Be