Fund Update Cover -x5 - Kotak Mahindra Bank · USD 1.8bn dominated by secondary market. This was largely led by the Govt’s 2% stake sale in ITC (USD 993mn). Govt’s 5% stake sale

FUND UPDATEYOUR INVESTMENT PERFORMANCE

March 2017

Market Outlook Fund Performance Contents Individual Funds Group Funds

MONTHLY UPDATE MARCH 2017

AS ON 28th FEBRUARY 2017

CONTENTS

MARKET OUTLOOK 2 KOTAK GUARANTEED GROWTH FUND(ULIF-013-27/06/03-GRTGWTFND-107) 25

FUND PERFORMANCE OF ULIP FUNDS 5 KOTAK GUARANTEED BALANCED FUND(ULIF-010-27/06/03-GRTBALFND-107) 26

PRODUCT - FUND MATRIX 8 PENSION CLASSIC OPPORTUNITIES FUND(ULIF-042-07/01/10-PNCLAOPFND-107) 27

CLASSIC OPPORTUNITIES FUND(ULIF-033-16/12/09-CLAOPPFND-107) 10 KOTAK PENSION OPPORTUNITIES FUND

(ULIF-032-17/07/09-PNOPPFND-107) 28

FRONTLINE EQUITY FUND(ULIF-034-17/12/09-FRLEQUFND-107) 11 PENSION FRONTLINE EQUITY FUND

(ULIF-044-11/01/10-PNFRLEQFND-107) 29

DYNAMIC FLOOR FUND II(ULIF-035-17/12/09-DYFLRFND2-107) 12 PENSION GUARANTEE FUND

(ULIF-038-21/12/09-PNGRTFND-107) 30

BALANCED FUND(ULIF-037-21/12/09-BALKFND-107) 13 KOTAK PENSION GROWTH FUND

(ULIF-030-07/01/09-PNGWTFND-107) 31

KOTAK OPPORTUNITIES FUND(ULIF-029-02/10/08-OPPFND-107) 14 KOTAK PENSION FLOOR FUND

(ULIF-031-13/07/09-PNFLRFND-107) 32

KOTAK AGGRESSIVE GROWTH FUND(ULIF-018-13/09/04-AGRGWTFND-107) 15 PENSION FLOOR FUND II

(ULIF-043-08/01/10-PNFLRKFND2-107 ) 33

GUARANTEE FUND(ULIF-048-05/02/10-GRTFND-107) 16 KOTAK PENSION BALANCED FUND

(ULIF-011-27/06/03-PNBALFND-107 ) 34

MONEY MARKET FUND(ULIF-041-05/01/10-MNMKKFND-107) 17 PENSION BALANCED FUND II

(ULIF-046-24/01/10-PNBALFND2-107) 35

KOTAK DYNAMIC GROWTH FUND(ULIF-012-27/06/03-DYGWTFND-107) 18 KOTAK PENSION BOND FUND

(ULIF-017-15/04/04-PNBNDFND-107) 36

DYNAMIC FLOOR FUND(ULIF-028-14/11/06-DYFLRFND-107) 19 KOTAK PENSION GILT FUND

(ULIF-008-27/06/03-PNGLTFND-107) 37

KOTAK DYNAMIC BALANCED FUND(ULIF-009-27/06/03-DYBALFND-107) 20 KOTAK PENSION FLOATING RATE FUND

(ULIF-022-07/12/04-PNFLTRFND-107) 38

KOTAK DYNAMIC BOND FUND(ULIF-015-15/04/04-DYBNDFND-107) 21 PENSION MONEY MARKET FUND II

(ULIF-039-28/12/09-PNMNMKFND-107) 39

KOTAK DYNAMIC GILT FUND(ULIF-006-27/06/03-DYGLTFND-107) 22 KOTAK ADVANTAGE MULTIPLIER FUND II

(ULIF-026-21/04/06-ADVMULFND2-107) 40

KOTAK DYNAMIC FLOATING RATE FUND(ULIF-020-07/12/04-DYFLTRFND-107) 23 DISCONTINUED POLICY FUND

(ULIF-050-23/03/11-DISPOLFND-107) 41

PEAK GUARANTEE FUND I(ULIF-049-14/02/10-PKGRTFND1-107) 24

INDIVIDUAL FUNDS

Click on the Fund Name for details

GROUP FUNDS

Click on the Fund Name for details

KOTAK GROUP DYNAMIC FLOOR FUND(ULGF-015-07/01/10-DYFLRFND-107) 43 KOTAK GROUP SECURE CAPITAL FUND

(ULGF-016-12/04/11-SECCAPFND-107) 49

KOTAK GROUP BALANCED FUND(ULGF-003-27/06/03-BALFND-107) 44 KOTAK GROUP SHORT TERM BOND FUND

(ULGF-018-18/12/13-SHTRMBND-107) 50

KOTAK GROUP BOND FUND(ULGF-004-15/04/04-BNDFND-107) 45 ANNEXURE 51

KOTAK GROUP GILT FUND(ULGF-002-27/06/03-GLTFND-107) 46 DISCLAIMER 57

KOTAK GROUP FLOATING RATE FUND(ULGF-005-07/12/04-FLTRFND-107) 47

KOTAK GROUP MONEY MARKET FUND(ULGF-001-27/06/03-MNMKFND-107) 48

01


MARKET OUTLOOKMARKET OUTLOOKMONTHLY UPDATE MARCH 2017


02

Month Gone By – Markets

Economy

Indian equities (Sensex up 2.1%) stayed strong in February led by strong foreign inflows and better than expected Q3 earnings

season despite demonetisation. The month started on a positive note as there were no negative announcements on capital

markets in the union budget. RBI maintained status quo on the policy rates but surprised the market with the shift in policy

stance from “accommodative” to “neutral” signalling the end of the two year easing cycle. As a result,10 year benchmark yield

increased substatially by 44bps in February. Results for the election in 5 states to be announced on March 11 will be one of the

keenly watched event in the coming month

Source: Bloomberg

In February, the INR appreciated by 1.7% (vs. USD). Both Foreign

Institutional Investors (FIIs) and Domestic Institutional Investors (DIIs)

were buyers in the month, with net inflows of USD 1.5bn and 98mn

respectively. Among DIIs, Mutual Funds were net sellers of USD 8mn

while Insurance companies accounted for USD 105mn of inflows. FIIs

bought Indian debt worth USD 887mn in February.

Q3 FY17 GDP came in at 7% vs 7.4% in Q2. This was better than the

revised estimate of the market post demonetization. Index of Industrial

Production (IIP) declined 0.4% in December vs 5.7% growth in

November, partly led by contraction in manufacturing and consumption

demand. Manufacturing and consumer durables posted a decline of

2% and 10.3% respectively. Mining rose by 5.2%% while electricity

picked up to 6.3%. Consumer Price Index (CPI) for January came in

at a 5 year low of 3.2%, while the divergence in headline & core CPI

persisted. The drop in vegetable prices was seasonal while pulses were

down due to anticipation of strong Rabi output. The core inflation was

flattish at 5.1%. In contrast, the Wholesale Price Inflation (WPI) moved

up to 5.25% vs 3.39% in December led by fuel & power inflation

(18.14%) while the food inflation remained subdued (-0.56%). January

trade deficit came in at 4 month low of USD 9.8 bn led by positive

exports growth (4.3% YoY).

Source: Bloomberg

Source : MOSL and Citi

6.35%

6.45%

6.55%

6.65%

6.75%

6.85%

6.95%

28000

28400

28800

01-Feb-17 06-Feb-17 11-Feb-17 16-Feb-17 21-Feb-17 26-Feb-17Sensex 10 yr Gsec

IIP surprised negativelycoming in at 0.4%

WPI suprised negatively coming at 5.25%while CPI came in at 5 yr low of 3.2

Union Budgetmaintains fiscaldeficit roadmap

RBI MPC keeps reporate unchanged

5th phase of UPpolling completed

-2.0-1.00.01.02.03.04.05.06.07.0

CPI WPI

Jan-16

Feb-16

Mar-16

Apr-1

6

May

-16

Jun-16

Jul-1

6

Aug-16

Sep-16

Oct-1

6

Nov-16

Dec-16

Jan-17

6566666767686869697070

Feb-1

6M

ar-16

Apr-1

6M

ay-16

Jun-16

Jul-16

Aug-1

6Se

p-16

Oct-1

6No

v-16

Dec-1

6Jan

-17Fe

b-17

Exchange Rate (INR/USD)


MARKET OUTLOOKMONTHLY UPDATE MARCH 2017


03

On the domestic front

State Elections: Voting concluded in states of Punjab & Goa with 70% and 83% voter turnout respectively. The results are

due on 11. In Uttar Pradesh (UP), the fifth phase of polling was completed with voter turnout of 57%. Note the first four

phases of UP polls saw voter turnout above 61%. Recall UP is India’s most populous state and a crucial one to monitor . Ut-

tarakhand also concluded voting in Feb with turnout of 68%.

Strong growth in household financial savings (including equities) in the medium term is expected on the back of (1) a fa-

vorable monetary policy for financial savings in the form of positive real interest rates, (2) favorable government policy on

financial inclusion and (3) unfavorable government policy towards black money including the recent action of demonetiza-

tion, which will likely divert household savings into financial savings, away from physical savings over a period of time.

On the global front,

• Thereisalsoagrowingbeliefthatglobalcentralbanksandgovernmentsmayexplore‘non-monetary’meanstorevivede-

mand as the policies of low interest rates and QE programmes (Quantitative Easing) have yielded limited success.

Equities can react in the coming months based on following events:-

• TheUSFEDmeetslaterthismonth.TheprobabilitiesofaratehikeareslowlyinchingupforthemonthofMarchitself,and

it is now above 50 pc. Any unexpected or out of turn move by the US FED can lead to corrections in the market, since the

markets may not be prepared for the same

• TherehavebeensomeremarksbythenewUSPresidentregardingtheDollarbeingtoostrong.Ifanyeffortaretobemade

to ensure that the US Dollar does not rise much from here, it could be good news for the emerging markets in general, due

to which foreign flows into India could also see uptick

• UnexpectedglobalanddomesticeventsderailedearningsinFY2014-16.Valuationsforthebroadmarketlookmorereason-

able in the context of earnings growth and bond yields. 60% of the net profits of the Nifty-50 Index does not depend on

India’s GDP growth as their revenues, profits and profitability largely depend on global factors and/or regulations—(1) global

GDP growth in the case of IT, (2) global commodity prices or profitability in the case of metals and oil & gas and (3) regula-

tions in the case of regulated utilities. Any major negative surprises in the case of earnings of the aforementioned sectors is

not anticipated.

• Corporateearningsgrowthtrajectorywouldbekeyfactortodeterminethepathofdomesticmarkets,especiallyafterthe

Demonetisation impact. With RBI cutting another 25 bps, it is believed that India’s cost of capital (COC) will also progressively

reduce especially as seen from bond yields. The consequent expansion in the ROCE-COC spread could be one of the drivers

of the next leg of re-rating in Indian equities.Operating leverage will likely support earnings once India crosses its potential

GDP growth, which will get more accentuated post FY17

Deal activity picked up in February with 14 deals amounting to

USD 1.8bn dominated by secondary market. This was largely led

by the Govt’s 2% stake sale in ITC (USD 993mn). Govt’s 5% stake

sale in Bharat Electronics (USD 253mn) via OFS and Providence’s

3.3% stake sale in Idea (USD 192mn).

YTD FIIs and DIIs are buyers to the tune of USD 1.3bn and USD

795mn respectively.

Source : MOSL and Citi

Equity Market Outlook

8.117.8

-12.2

17.629.3

-0.5

24.5 20.0 16.1

3.4 2.91.3

Net FII Flows (USD b) Net DII Flows (USD b)

CY06

CY07

CY08

CY09

CY10

CY11

CY12

CY13

CY14

CY15

CY16

CY17


MARKET OUTLOOKMONTHLY UPDATE MARCH 2017


04Source: Bloomberg

Debt Market OutlookRBI in its monetary policy on 8th February kept rates unchanged. It surprised the market by changing its stance from accom-modative to neutral against the expectation of a dovish policy. The 10 year Gilt yield rose sharply from 6.40% to 6.87% during the month.

Inflation: The Committee is of the view that the persistence of inflation excluding food and fuel could restrict further downward movements in headline inflation and trigger second-order effects. Favorable base effects and lagged effects of demand compres-sion may mute headline inflation in Q1 of 2017-18. Thereafter, it is expected to pick up momentum, especially as growth picks up and the output gap narrows.

Moreover, base effects will reverse and turn adverse during Q3 and Q4 of 2017-18. Accordingly, inflation is projected in the range of 4.0 to 4.5 per cent in the first half of the financial year and in the range of 4.5 to 5.0 per cent in the second half with risks evenly balanced around this projected path.

RBI has highlighted three significant upside risks to inflation. 1) Hardening profile of international crude prices; 2) Volatility in the exchange rate on account of global financial market developments; and 3) Fuller effects of the house rent allowances under the 7th Central Pay Commission (CPC) award which have not been factored in the baseline inflation path

Growth: Growth is expected to recover sharply in 2017-18 due to pick up in consumer demand which was held back by de-monetization, restoration of economic activity in cash-intensive sectors such as retail trade, hotels and restaurants, and trans-portation, as well as in the unorganized sector and demonetization-induced ease in bank funding conditions has led to a sharp improvement in transmission of past policy rate.

The emphasis in the Union Budget for 2017-18 on stepping up capital expenditure, and boosting the rural economy and afford-able housing should contribute to growth. Accordingly, GVA growth for 2017-18 is projected at 7.4 per cent, with risks evenly balanced.

India GDP growth for Q3 FY17 came in at 7.0% tad lower than prior print of 7.4% warding off fears of note ban on growth. The annual GDP growth estimate for FY17 has been pegged at 7.1%, higher than earlier estimate of 6.8%. Higher growth was attributed to better agro sector and manufacturing growth.

In the Union Budget, gross borrowing and net borrowing is pegged at Rs5.8 lakh crore and Rs 3.48 lakh cr respectively. RBI’s neutral stance has dashed the hopes of an interest rate cut going forward. 10 year benchmark yields may trade between 6.75%-7.25% in the near term.Market will expect RBI to continue its accomodative policy stance given the external situation. 10 year benchmark yields may trade between 6.25%-6.50% in the near term.

Source: MOSL

17.9

24.6

15.6

15.7

8.0

7

12

17

22

27

Feb-0

2

Feb-0

3

Feb-0

4

Feb-0

5

Feb-0

6

Feb-0

7

Feb-0

8

Feb-0

9

Feb-1

0

Feb-1

1

Feb-1

2

Feb-1

3

Feb-1

4

Feb-1

5

Feb-1

6

Feb-1

7

Sensex P/E (x) Peak(x) Avg(x) Median(x) Min(x)

7.457.01

6.90

7.87

4.004.505.005.506.006.507.007.508.008.509.009.50

10.00

Feb-07

Feb-08

Feb-09

Feb-10

Feb-11

Feb-12

Feb-13

Feb-14

Feb-15

Feb-16

Feb-17

10-Year India G-Sec Yield (%)


FUND PERFORMANCE OF ULIP FUNDSMONTHLY UPDATE MARCH 2017


Funds available with insurance plans launched on & post Sept. 1, 2010.Returns AsOn 28th Feb2017

Classic Opportunities Fund (AUM: ` 2,11,952.79

Lakhs)

Frontline Equity Fund

(AUM: ` 49,061.51

Lakhs)

Dynamic Floor Fund II (AUM: ` 62,624.63

Lakhs)

Balanced Fund (AUM: ` 6,624.55

Lakhs)

Guarantee Fund (AUM: ` 3,638.43

Lakhs)

Kotak Dynamic Bond

Fund (AUM: ` 1,03,785.53

Lakhs)

Kotak Dynamic Gilt Fund (AUM: ` 4,903.30

Lakhs)

Kotak Dynamic

Floating Rate Fund (AUM: ` 2,498.73

Lakhs)

Money Market

Fund (AUM:` 22,566.48

Lakhs)

Discontinued Policy

Fund (AUM: ` 19,039.17

Lakhs)

1 month 3.2 3.3 0.2 1.1 1.1 -1.9 -2.7 0.1 0.5 0.5

3 months 8.2 7.4 0.9 2.6 2.3 -3.0 -4.2 0.5 1.8 1.5

6 months 2.1 0.7 1.5 1.0 0.8 2.3 1.6 3.2 3.6 3.2

1 year 35.0 31.9 19.6 22.2 14.6 12.8 12.7 8.1 7.4 6.7

2 years 5.4 5.2 4.1 6.1 2.9 8.3 8.1 7.5 7.8 7.1

3 years 20.7 18.8 10.7 15.4 9.8 11.4 11.9 8.6 8.1 7.6

4 years 17.6 16.7 8.3 13.3 7.7 9.0 8.9 9.2 8.2 7.8

5 years 15.9 14.8 8.3 12.3 7.8 9.4 9.4 9.1 8.5 8.2

6 years 13.7 12.4 7.5 10.9 7.2 9.6 9.2 8.8 8.4 n.a

7 years 13.1 11.9 7.5 10.2 7.4 9.2 8.8 8.4 7.9 n.a

10 years n.a n.a n.a n.a n.a 9.9 8.8 8.0 n.a n.a

Inception 12.5 10.9 7.0 10.1 7.5 8.7 7.5 7.6 7.8 8.1

Funds available with insurance plans launched Prior to Sept. 1, 2010.Returns AsOn 28th Feb2017

Kotak Opportunities

Fund (AUM: ` 1,07,886.28 Lakhs)

Kotak Aggressive Growth

Fund (AUM: ` 31,067.67 Lakhs)

Kotak Dynamic Growth


Dynamic Floor Fund

(AUM: ` 1,01,690.14 Lakhs)

"Kotak Dynamic Balanced Fund

(AUM: ` 2,161.63 Lakhs)"

1 month 3.2 3.4 2.1 0.1 1.1

3 months 8.1 7.6 4.8 0.8 2.6

6 months 1.7 0.4 0.6 1.3 0.9

1 year 34.5 32.1 27.1 18.8 22.8

2 years 4.7 4.3 5.4 4.2 6.1

3 years 20.2 18.3 16.8 10.6 15.5

4 years 16.9 16.3 14.7 8.1 13.4

5 years 15.3 14.4 13.4 7.8 12.5

6 years 13.0 12.0 11.4 7.2 11.0

7 years 12.6 11.5 11.0 7.1 10.5

10 years n.a 11.1 9.6 9.6 9.8

Inception 18.4 16.4 14.8 9.4 13.5

Returns AsOn 28th Feb2017

Peak Guarantee Fund I (AUM: ` 1,932.12

Lakhs)

Kotak Guaranteed

Growth Fund (AUM: ` 1,00,306.36

Lakhs)

Kotak Guaranteed

Balanced Fund (AUM: ` 8,694.82

Lakhs)

Pension Classic Opportunities Fund (AUM: ` 12,658.19

Lakhs)

Kotak Pension Opportunities Fund

(AUM: ` 2,571.86 Lakhs)

Pension Frontline Equity

Fund (AUM: ` 2,605.66

Lakhs)

Pension Guarantee

Fund (AUM: ` 9,940.52

Lakhs)

1 month 1.0 1.0 0.5 3.3 3.2 3.4 1.1

3 months 2.0 2.7 1.6 8.2 8.0 7.5 2.3

6 months 0.7 1.3 1.5 2.0 1.6 0.2 0.9

1 year 14.0 22.8 21.2 35.5 34.0 32.4 14.7

2 years 2.7 6.3 6.9 5.2 4.6 5.1 3.0

3 years 9.4 14.4 13.9 21.0 19.9 18.9 9.9

4 years 7.3 11.9 11.3 17.8 16.7 16.8 7.7

5 years 7.4 11.3 10.9 16.0 15.1 14.9 7.8

6 years 6.8 10.4 10.2 13.8 12.9 12.4 7.2

7 years 6.7 9.7 9.5 13.2 12.5 12.0 7.2

10 years n.a 8.3 8.7 n.a n.a n.a n.a

Inception 6.8 13.6 12.4 13.0 11.9 12.0 6.7

05




Funds available with insurance plans launched Prior to Sept. 1, 2010.Returns AsOn 28th Feb2017

Kotak Pension Growth

Fund (AUM: ` 1,852.68

Lakhs)

Kotak Pension Floor Fund

(AUM: ` 4,590.90

Lakhs)

Pension Floor Fund II

(AUM: ` 7,037.96

Lakhs)

Kotak Pension Balanced

Fund (AUM: ` 21,619.77

Lakhs)

Pension Balanced Fund II

(AUM: ` 340.04 Lakhs)

Kotak Pension Bond

Fund (AUM: ` 6,636.51

Lakhs)

Kotak Pension Gilt Fund (AUM:

` 837.82 Lakhs)

Kotak Pension Floating Rate Fund (AUM:

` 312.39 Lakhs)

Pension Money Market Fund II

(AUM: ` 910.91 Lakhs)

1 month 1.0 0.2 0.2 0.5 1.2 -1.9 -2.7 0.1 0.5

3 months 2.5 0.9 1.0 1.5 3.0 -3.0 -4.1 0.5 1.8

6 months 1.1 1.3 1.4 1.5 1.3 2.3 1.6 3.2 3.6

1 year 22.2 18.9 19.8 20.9 23.0 12.8 12.8 8.2 7.4

2 years 6.2 4.3 4.1 6.9 6.3 8.4 8.2 7.5 7.8

3 years 14.2 10.6 10.7 13.8 15.5 11.4 11.9 8.6 8.1

4 years 11.7 8.1 8.3 11.3 13.4 9.0 8.9 9.1 8.2

5 years 11.1 8.0 8.3 10.9 12.4 9.4 9.4 9.1 8.4

6 years 10.2 7.2 7.6 10.2 11.0 9.6 9.2 8.8 8.4

7 years 9.6 6.7 7.6 9.5 10.1 9.2 8.8 8.3 7.9

10 years n.a n.a n.a 8.8 n.a 10.0 9.0 8.1 n.a

Inception 11.4 6.6 7.0 12.5 10.0 8.8 7.7 7.7 7.8

06




KOTAK PRIVILEDEGE ASSURANCE PLANSReturns AsOn 28th Feb2017

Kotak Advantage Multiplier Fund II

(AUM: ` 0.39 Lakhs)

1 month -0.9

3 months -0.4

6 months 0.6

1 year 2.6

2 years 3.7

3 years 4.9

4 years 4.6

5 years 4.9

6 years 4.4

7 years 4.6

10 years 4.9

Inception 5.1

07

Returns less than or equal to a year are absolute. Returns greater than a year are compounded annualised.

Sr No. Fund Manager Equity Debt Balanced

1 Rohit Agarwal 7 NA 18

2 Kunal Shah NA 15 25

NO. OF FUNDS MANAGED BY FUND MANAGER

Mr. Rohit Agarwal has over 10 years of experience in capital markets, looks at the Unit Linked Equity funds at Kotak Life Insurance . Before joining Kotak in 2011, Mr. Agarwal was associated with JP Morgan for about 6 years. Rohit is a Bachelor of Commerce (2001) and has done PGDBM, Symbiosis Pune (2005).

Mr. Rohit Agarwal– Equity Fund Manager

Mr. Kunal Shah has overall experience of over a decade and has been associated with the Kotak Life Insurance since May 2008. His key responsibilities include management of fixed income portfolios in Unit Linked and managing alternative investments for the company. Kunal is a Bachelor of Commerce (2001) , MBA (Finance), Sinhgad Institute, Pune (2004) and CFA (CFA Institute, USA)

Mr. Kunal Shah – Debt Fund Manager

Returns AsOn 28th Feb2017

"Kotak Group Dynamic Floor Fund

(AUM:` 385.81 Lakhs)

Kotak Group Balanced Fund

(AUM: ` 43,012.89 Lakhs)

Kotak Group Bond Fund (AUM:

` 1,10,014.10 Lakhs)

Kotak Group Gilt Fund (AUM: ` 3,588.14

Lakhs)

Kotak Group Floating Rate Fund (AUM: ` 1,457.56

Lakhs)

Kotak Group Money Market Fund (AUM:

` 6.86 Lakhs)

Kotak Group Secure Capital (AUM: ` 17,300.35

Lakhs)

1 month -0.1 1.1 -1.8 -2.7 0.2 0.4 -1.9

3 months 0.4 2.9 -2.8 -4.1 0.7 1.0 -2.9

6 months 1.7 1.4 2.5 1.7 3.5 1.9 2.3

1 year 17.7 23.5 13.2 12.8 8.7 4.1 12.7

2 years 4.3 6.6 8.8 8.3 8.0 5.8 8.4

3 years 10.8 16.0 11.8 12.1 9.1 6.8 11.5

4 years 8.4 13.8 9.5 9.1 9.6 n.a 9.2

5 years 8.3 12.8 9.9 9.6 9.5 n.a 9.7

6 years 7.7 11.4 10.1 9.4 9.3 n.a n.a

7 years 7.5 10.8 9.9 9.0 8.8 n.a n.a

10 years n.a 10.3 10.7 9.1 8.5 n.a n.a

Inception 7.0 13.7 9.3 7.8 8.1 7.3 9.8

KOTAK FIXED MATURITY PLANSReturns AsOn 28th Feb2017

Kotak Group Short Term Bond


1 month -0.3

3 months 0.2

6 months 3.3

1 year 8.9

2 years n.a

3 years n.a

4 years n.a

5 years n.a

6 years n.a

7 years n.a

10 years n.a

Inception 7.9

KOTAK GROUP PLANS


PRODUCT - FUND MATRIX*MONTHLY UPDATE MARCH 2017


Kotak WealthInsurance

Kotak AceInvestment

Kotak SingleInvest

Advantage

Kotak HeadstartChild Assure

KotakPlatinum

Kotak InvestMaxima

Fund

s

Classic Opportunities Fund ü ü ü ü ü ü

Frontline Equity Fund ü ü ü ü ü ü

Balanced Fund ü ü r ü ü ü

Dynamic Bond Fund ü ü ü ü ü ü

Dynamic Floating Rate Fund ü ü r ü ü r

Money Market Fund ü ü ü ü ü ü

Dynamic Gilt Fund ü ü ü ü ü r

Discontinued Policy Fund ü ü ü ü ü ü

*currently active plans

08


INDIVIDUAL FUNDSMONTHLY UPDATE MARCH 2017


CLASSIC OPPORTUNITIESFUND

FRONTLINE EQUITYFUND

DYNAMIC FLOORFUND II

BALANCEDFUND

KOTAK OPPORTUNITIESFUND

KOTAK AGGRESSIVEGROWTH FUND

GUARANTEEFUND

MONEY MARKETFUND

KOTAK DYNAMICGROWTH FUND

DYNAMIC FLOORFUND

KOTAK DYNAMICBALANCED FUND

KOTAK DYNAMICBOND FUND

KOTAK DYNAMICGILT FUND

KOTAK DYNAMICFLOATING RATE FUND

PEAK GUARANTEEFUND I

KOTAK GUARANTEEDGROWTH FUND

KOTAK GUARANTEEDBALANCED FUND

PENSION CLASSICOPPORTUNITIES FUND

KOTAK PENSIONOPPORTUNITIES FUND

PENSION FRONTLINEEQUITY FUND

PENSION GUARANTEEFUND

KOTAK PENSIONGROWTH FUND

KOTAK PENSIONFLOOR FUND

PENSION FLOORFUND II

KOTAK PENSIONBALANCED FUND

PENSION BALANCEDFUND II

KOTAK PENSIONBOND FUND

KOTAK PENSIONGILT FUND

KOTAK PENSIONFLOATING RATE FUND

PENSION MONEYMARKET FUND II

KOTAK ADVANTAGEMULTIPLIER FUND II

DISCONTINUEDPOLICY FUND

09


MONTHLY UPDATE MARCH 2017 AS ON 28th FEBRUARY 2017

based on last business day

INDIVIDUAL FUNDCLASSIC OPPORTUNITIES FUND(ULIF-033-16/12/09-CLAOPPFND-107)

10

Holdings % to Fund

EQUITY 96.96

HDFC Bank Ltd 5.72

Infosys Ltd 4.70

IndusInd Bank Limited 4.05

I T C Ltd 3.99

Kotak Banking ETF - Dividend Payout Option 3.97

Maruti Suzuki India Ltd 3.69

Tata Motors Ltd 3.56

ICICI Bank Ltd 3.55

Larsen And Toubro Ltd 2.94

YES BANK LTD 2.73

Britannia Industries Ltd 2.44

Axis Bank Ltd 2.15

R Shares Banking ETF 1.98

Bharat Electronics Ltd 1.93

Shree Cement Ltd 1.90

Indian Oil Corporation Ltd 1.83

HCL Technologies Ltd 1.61

Zee Entertainment Enterprises Ltd 1.53

Bharat Petroleum Corporation Ltd 1.52

Tech Mahindra Ltd 1.50

Others 39.66

Corporate Debt 0.01

7.25% HDFC Bank FD NSE - 09.08.2017 0.01

7.50% HDFC Bank FD NSE - 24.07.2017 0.01

7.50% HDFC Bank FD BSE - 24.07.2017 0.003

MMI 2.47

NCA 0.55

Sector Allocation as per NIC 2008 % to Fund**

23.82

3.45

3.53

3.99

4.11

4.42

4.84

5.38

7.81

8.31

30.33

Others

Warehousing and supportactivities for transportation

Mfg of other transportequipment

Mfg of tobacco products

Mfg of pharmaceuticals,medicinal chemical &

botanical products

Civil engineering

Mfg of other non-metallicmineral products

Mfg of coke and refinedpetroleum products

Computer programming,consultancy and related

activities

Mfg of motor vehicles,trailers and semi-trailers

Financial and insuranceactivities

Debt Ratings Profile (%)

53.22

36.94

9.24 0.60 Govt & Govt

Guaranteed Bonds

CBLO & MutualFund Investments

A1+

Fixed Deposit

Investment Objective of The Fund

Aims to maximize opportunity for you through long-term capital growth, by holding a significant portion in a diversified and flexible mix of large / medium sized company equities

NAV

23.3717

Benchmark Details

Equity - 100% (BSE 200)

Performance Meter

Classic Opportunities

Fund (%)

Benchmark (%)

1 month 3.2 4.3

3 months 8.2 8.5

6 months 2.1 2.4

1 year 35.0 30.9

2 years 5.4 2.5

3 years 20.7 15.6

4 years 17.6 13.7

5 years 15.9 12.0

6 years 13.7 9.8

7 years 13.1 9.2

10 years n.a n.a

Inception 12.5 8.6

Past performance is not necessarily indicative of future performance

Date of Inception

16th December 2009

Modified Duration

Asset Allocation

Debt & MoneyMarket Instruments :

0.07

Modified Duration

Fund Manager

Approved (%) Actual (%)

Equity 75 - 100 97

Gsec / Debt

00 - 25 0

MMI /Others

00 - 25 3

**NIC 2008 - Industrial sector as defined under National Industrial Classification 2008.

AUM (in Lakhs)

2,05,505

5,275 1,173 Equity

Debt

NCAEquity : Rohit AgarwalDebt : Kunal Shah


INDIVIDUAL FUNDFRONTLINE EQUITY FUND(ULIF-034-17/12/09-FRLEQUFND-107)

11


Holdings % to Fund

EQUITY 95.54

Infosys Ltd 6.57

I T C Ltd 6.30

HDFC Bank Ltd 6.29

ICICI Bank Ltd 4.43







YES BANK LTD 2.65

UltraTech Cement Ltd 2.59



Hero Honda Motors Ltd 2.19

Sun Pharmaceuticals Ltd 2.04



Hindustan Petroleum Corporation Ltd 1.66


Others 30.77

Corporate Debt 0.01

7.50% HDFC Bank FD NSE - 24.07.2017 0.005

7.25% HDFC Bank FD NSE - 09.08.2017 0.005

7.50% HDFC Bank FD BSE - 24.07.2017 0.002

MMI 4.07

NCA 0.38


19.23

3.04

3.28

3.49

4.22

4.32

6.06

6.30

7.88

10.42

31.76

Others

Information service activities





botanical products





activities



60.83

38.89

0.28 CBLO & MutualFund Investments

Govt & GovtGuaranteed Bonds

Fixed Deposit


Aims for a high level of capital growth for you, by holding a significant portion in large sized company equities

NAV

21.1415

Benchmark Details

Equity - 100% (BSE 100)

Performance Meter

FrontlineEquity Fund

(%)

Benchmark (%)

1 month 3.3 4.1

3 months 7.4 8.4

6 months 0.7 1.9

1 year 31.9 29.9

2 years 5.2 1.1

3 years 18.8 13.8

4 years 16.7 12.6

5 years 14.8 11.2

6 years 12.4 9.1

7 years 11.9 8.6

10 years n.a n.a

Inception 10.9 8.1


Date of Inception

17th December 2009


0.08

Modified Duration

Fund Manager


AUM (in Lakhs)

46,875

2,002 185 Equity

Debt

NCA

Equity : Rohit AgarwalDebt : Kunal Shah

Modified Duration

Asset Allocation


Equity 60 - 100 96

Gsec / Debt

00 - 40 0

MMI /Others

00 - 40 4




INDIVIDUAL FUNDDYNAMIC FLOOR FUND II(ULIF-035-17/12/09-DYFLRFND2-107)

12

Holdings % to Fund

EQUITY 38.48Infosys Ltd 2.60

I T C Ltd 2.51

HDFC Bank Ltd 2.23

ICICI Bank Ltd 1.87









YES BANK LTD 0.97








Others 12.03

G-Sec 27.158.13% GOI - 22.06.2045 8.46

8.17% GOI - 01.12.2044 4.79

7.88% GOI - 19.03.2030 1.85

7.72% GOI - 26.10.2055 1.73

8.30% GOI - 31.12.2042 1.70

7.16% NABARD - 12.01.2032 1.28

1.44% INFLATION INDEX GS 2023 1.18

7.60% PFC - 20.02.2027 1.05

8.97% GOI - 05.12.2030 0.95

7.20% NABARD - 21.10.2031 0.61

Others 3.54

Corporate Debt 30.917.37% NTPC - 14.12.2031 2.56

7.95% HDFC Bank - 21.09.2026 2.11

8.48% KMPL - 13.04.18 1.34

8.20% PGC - 23.01.2030 1.31

7.80% HDFC - 11.11.2019 1.127.60% Axis Bank Infrastructure Bonds - 20.10.2023

1.07

8.82% REC - 12.04.2023 0.968.51% Mahindra and Mahindra Financial Services Ltd- 22.06.20

0.93

8.92% L&T Finance Ltd. - 06.07.2018 0.89

9.78% Tata Sons - 13.01.2019 0.83

Others 17.79

MMI 1.93NCA 1.54


12.45

1.68

2.02

2.09

2.51

2.57

3.30

4.19

6.58

22.12

40.48

Others



botanical products

State Development Loan





activities

Electricity, gas, steam and airconditioning supply

Govt. of India



48.09 42.11

5.20

2.71 1.32

0.50 0.07

AAA

Govt & GovtGuaranteed BondsAA+

CBLO & MutualFund InvestmentsAA

A1+

Fixed Deposit


Aims to provide you with stable long-term inflation beating growth over medium to long-term and defend your capital against short-term capital shocks.

NAV

16.2965

Benchmark Details

Equity - 37.5% (Nifty);Debt - 62.5% (Crisil Bond)

Performance Meter

Date of Inception

17th December 2009


6.36

Modified Duration

Fund Manager


AUM (in Lakhs)

24,095

37,565

965 Equity

Debt

NCA


Modified Duration

Asset Allocation


Equity 00 - 75 38

Gsec / Debt

00 - 100 58

MMI /Others

00 - 40 3



Dynamic Floor Fund II

(%)

Benchmark (%)

1 month 0.2 0.3

3 months 0.9 1.8

6 months 1.5 2.6

1 year 19.6 17.5

2 years 4.1 6.0

3 years 10.7 12.0

4 years 8.3 10.5

5 years 8.3 10.0

6 years 7.5 9.3

7 years 7.5 8.9

10 years n.a n.a

Inception 7.0 8.6



INDIVIDUAL FUNDBALANCED FUND(ULIF-037-21/12/09-BALKFND-107)

13

Holdings % to Fund


I T C Ltd 3.67

HDFC Bank Ltd 3.55

ICICI Bank Ltd 2.58






YES BANK LTD 1.54











Others 17.06

G-Sec 20.078.13% GOI - 22.06.2045 6.47

8.17% GOI - 01.12.2044 3.30

7.88% GOI - 19.03.2030 1.19

8.30% GOI - 31.12.2042 1.11

7.72% GOI - 26.10.2055 1.03

7.50% GOI - 10.08.34 0.76

7.60% PFC - 20.02.2027 0.75

7.16% NABARD - 12.01.2032 0.72

8.97% GOI - 05.12.2030 0.60

7.28% GOI - 03.06.2019 0.54

Others 3.59


7.80% HDFC - 11.11.2019 1.51

7.95% HDFC Bank - 21.09.2026 1.49

8.20% PGC - 23.01.2030 0.93

8.48% KMPL - 13.04.18 0.767.60% Axis Bank Infrastructure Bonds - 20.10.2023

0.74

8.82% REC - 12.04.2023 0.64

9.34% HDFC - 28.08.2024 - P - 28.09.15 0.48

9.65% HDFC - 19.01.2019 P -20.03.15 0.47

8.51% Mahindra and Mahindra Financial Services Ltd- 22.06.20

0.46

Others 10.27

MMI 5.64NCA 1.11


14.50

2.36

2.39

2.81

3.42

3.67

4.36

4.59

6.05

16.95

38.90

Others


botanical products








activities

Govt. of India



42.31

39.42

12.51

5.07 0.69

0.001

Govt & GovtGuaranteed BondsAAA

CBLO & MutualFund InvestmentsAA+

AA

Fixed Deposit


Aims for moderate growth for you by holding a diversified mix of equities and fixed interest instruments.

NAV

19.9762

Benchmark Details

Performance Meter

BalancedFund(%)

Benchmark (%)

1 month 1.1 1.7

3 months 2.6 4.2

6 months 1.0 2.6

1 year 22.2 22.5

2 years 6.1 4.6

3 years 15.4 13.1

4 years 13.3 11.6

5 years 12.3 10.7

6 years 10.9 9.4

7 years 10.2 8.8

10 years n.a n.a

Inception 10.1 8.6


Date of Inception

21st December 2009


5.86

Modified Duration

Fund Manager


AUM (in Lakhs)

3,567

2,984

74 Equity

Debt

NCA


Equity - 60% (BSE 100);Debt - 40% (Crisil Bond)

Modified Duration

Asset Allocation


Equity 30 - 60 54

Gsec / Debt

20 - 70 39

MMI /Others

00 - 40 7




INDIVIDUAL FUNDKOTAK OPPORTUNITIES FUND(ULIF-029-02/10/08-OPPFND-107)

14

Holdings % to Fund

EQUITY 97.67

HDFC Bank Ltd 5.80

Infosys Ltd 4.74


I T C Ltd 4.01




ICICI Bank Ltd 3.58


YES BANK LTD 2.75


Axis Bank Ltd 2.17









Others 39.93

Corporate Debt 0.11

7.25% HDFC Bank FD NSE - 09.08.2017 0.05

7.50% HDFC Bank FD NSE - 24.07.2017 0.05

7.50% HDFC Bank FD BSE - 24.07.2017 0.02

MMI 1.56

NCA 0.65


23.93

3.41

3.53

4.01

4.21

4.42

4.88

5.38

7.87

8.37

29.96

Others





botanical products

Civil engineering




activities




64.70

28.52

6.78 Govt & GovtGuaranteed Bonds


Fixed Deposit


Aims to maximize opportunity for long term capital growth, by holding a significant portion in a diversified and flexible mix of large/medium sized company equities.

NAV

41.3623

Benchmark Details

Performance Meter

OpportunitiesFund (%)

Benchmark (%)

1 month 3.2 4.3

3 months 8.1 8.5

6 months 1.7 2.4

1 year 34.5 30.9

2 years 4.7 2.5

3 years 20.2 15.6

4 years 16.9 13.7

5 years 15.3 12.0

6 years 13.0 9.8

7 years 12.6 9.2

10 years n.a n.a

Inception 18.4 11.0


Date of Inception

02nd October 2008


0.08

Modified Duration

Fund Manager


AUM (in Lakhs)

1,05,375

1,805 706 Equity

Debt

NCA


Equity - 100% (BSE 200)

Modified Duration

Asset Allocation


Equity 75 - 100 98

Gsec / Debt

00 - 25 0

MMI /Others

00 - 25 2




INDIVIDUAL FUNDKOTAK AGGRESSIVE GROWTH FUND(ULIF-018-13/09/04-AGRGWTFND-107)

15

Holdings % to Fund

EQUITY 97.52

Infosys Ltd 6.74

HDFC Bank Ltd 6.46

I T C Ltd 6.42


ICICI Bank Ltd 4.25







YES BANK LTD 2.71









Others 27.22

Corporate Debt 0.33

7.50% HDFC Bank FD NSE - 24.07.2017 0.13

7.25% HDFC Bank FD NSE - 09.08.2017 0.13

7.50% HDFC Bank FD BSE - 24.07.2017 0.06

MMI 1.71

NCA 0.45


14.50

3.52

3.91

4.46

4.71

4.99

5.95

6.42

8.63

10.86

32.05

Others

Civil engineering




botanical products






activities



53.11

30.81

16.08 CBLO & MutualFund Investments


Fixed Deposit


Aims for a high level of capital growth by holding a significant portion in large sized company equities.

NAV

66.6411

Benchmark Details

Equity - 100% (BSE 100)

Performance Meter

AggressiveGrowth Fund

(%)

Benchmark (%)

1 month 3.4 4.1

3 months 7.6 8.4

6 months 0.4 1.9

1 year 32.1 29.9

2 years 4.3 1.1

3 years 18.3 13.8

4 years 16.3 12.6

5 years 14.4 11.2

6 years 12.0 9.1

7 years 11.5 8.6

10 years 11.1 9.2

Inception 16.4 13.3


Date of Inception

13th September 2004


0.12

Modified Duration

Fund Manager


AUM (in Lakhs)

30,296

632 140 Equity

Debt

NCA


Modified Duration

Asset Allocation


Equity 60 - 100 99

Gsec / Debt

00 - 40 0

MMI /Others

00 - 40 2




INDIVIDUAL FUNDGUARANTEE FUND(ULIF-048-05/02/10-GRTFND-107)

Fund Strategy

16

Holdings % to Fund

EQUITY 55.72I T C Ltd 3.95

HDFC Bank Ltd 3.75

Reliance Industries Ltd 3.70

Infosys Ltd 3.48

Housing Development Finance Corp. Ltd 2.91


Tata Consultancy Services Ltd 2.26

ICICI Bank Ltd 2.15




Hindustan Unilever Ltd 1.33

Axis Bank Ltd 1.15

Mahindra & Mahindra Ltd 1.15

State Bank of India 1.12

Oil & Natural Gas Corporation Ltd 1.09

Bharti Airtel Ltd 1.04

Asian Paints Ltd 0.99

Power Grid Corporation of India Ltd 0.93

National Thermal Power Corporation Ltd 0.91

Others 16.96

G-Sec 19.128.13% GOI - 22.06.2045 5.50

8.17% GOI - 01.12.2044 3.12

7.88% GOI - 19.03.2030 1.21

8.30% GOI - 31.12.2042 1.12

7.16% NABARD - 12.01.2032 1.05

7.72% GOI - 26.10.2055 1.00

8.31% GJ SDL - 03.02.2020 0.99


8.97% GOI - 05.12.2030 0.62

7.60% PFC - 20.02.2027 0.55

Others 3.03


8.92% L&T Finance Ltd. - 06.07.2018 1.39

7.95% HDFC Bank - 21.09.2026 1.36

8.20% PGC - 23.01.2030 0.85

8.48% KMPL - 13.04.18 0.83

7.60% Axis Bank Infrastructure Bonds - 20.10.2023

0.81

8.82% REC - 12.04.2023 0.589.85% HDFC Bank 2019 - 17.03.2024 CALL 17.03.2019

0.58

8.27% REC - 06.02.2025 0.57

9.90% State Bank of Patiala - 28.09.2022 CALL 28.09.2017

0.56

Others 9.21

MMI 5.90NCA 0.96


14.07

2.83

3.01

3.80

3.95

4.37

4.50

5.73

7.63

14.58

35.52

Others


Mfg of chemicals andchemical products


botanical products




Electricity, gas, steam andair conditioning supply


activities

Govt. of India



41.10

37.43

13.61

7.03 0.65

0.18 Govt & GovtGuaranteed BondsAAA


AA

Fixed Deposit


Aims to provide stable, long-term inflation beating growth over medium to long-term and defend capital against short-term capital shocks

NAV

16.6872

Benchmark Details


Performance Meter

GuaranteeFund (%)

Benchmark (%)

1 month 1.1 0.3

3 months 2.3 1.8

6 months 0.8 2.6

1 year 14.6 17.5

2 years 2.9 6.0

3 years 9.8 12.0

4 years 7.7 10.5

5 years 7.8 10.0

6 years 7.2 9.3

7 years 7.4 8.9

10 years n.a n.a

Inception 7.5 9.1


Date of Inception

05th February 2010


5.64

Modified Duration

Fund Manager


AUM (in Lakhs)

2,027

1,576

35 Equity

Debt

NCA


Modified Duration

Asset Allocation


Equity 00 - 75 56

Gsec / Debt

00 - 100 37

MMI /Others

00 - 100 7




INDIVIDUAL FUNDMONEY MARKET FUND(ULIF-041-05/01/10-MNMKKFND-107)

17

Holdings % to Fund

MMI 100.00


8.36

8.44

8.44

8.56

8.85

18.08

39.27


botanical products


Undifferentiated goods &services-producing activities

of private


of private


Govt. of India



73.35

18.08

8.57 A1+




Aims to protect your capital and not have downside risks

NAV

17.0946

Benchmark Details

Equity - 0% (NA);Debt - 100% (Crisil Liquid)

Performance Meter

MoneyMarket Fund

(%)

Benchmark (%)

1 month 0.5 0.5

3 months 1.8 1.6

6 months 3.6 3.3

1 year 7.4 7.4

2 years 7.8 7.7

3 years 8.1 8.2

4 years 8.2 8.4

5 years 8.5 8.4

6 years 8.4 8.4

7 years 7.9 8.0

10 years n.a n.a

Inception 7.8 7.9


Date of Inception

05th January 2010


0.42

Modified Duration

Fund Manager


AUM (in Lakhs)

22,567

-0.1

Debt

NCA

Debt : Kunal Shah

Modified Duration

Asset Allocation


MMI /Others

100 100




INDIVIDUAL FUNDKOTAK DYNAMIC GROWTH FUND(ULIF-012-27/06/03-DYGWTFND-107)

18

Holdings % to Fund


I T C Ltd 4.97

HDFC Bank Ltd 4.86


ICICI Bank Ltd 3.60







YES BANK LTD 2.10









Others 23.82

G-Sec 16.598.60% GOI - 02.06.2028 3.33

8.97% GOI - 05.12.2030 2.55

8.30% GOI - 31.12.2042 1.67

8.13% GOI - 22.06.2045 1.63

8.17% GOI - 01.12.2044 1.47

8.30% GOI - 02.07.2040 1.23

8.83% GOI - 12.12.2041 0.87

7.16% GOI - 20.05.2023 0.86

8.42% TN SDL - 25.08.2020 0.64

7.72% GOI - 26.10.2055 0.39

Others 1.96

Corporate Debt 4.9711.15% REC - 24.10.2018 1.63

9.36% IDFC Bank - 21.08.24 0.819.85% HDFC Bank 2019 - 17.03.2024 CALL 17.03.2019

0.48

9.70% PFC - 15.12.2018 0.48

9.02% REC - 19.11.2022 0.33

8.65% PFC - 28.12.2024 0.329.85% Shriram Transport Finance Co Ltd 15.07.2017

0.31

9.75% REC - 11.11.2021. 0.17

8.23% REC - 23.01.2025 0.16

7.50% HDFC Bank FD NSE - 24.07.2017 0.12

Others 0.17

MMI 1.06NCA 0.76


18.04

2.63

2.70

3.38

3.42

4.97

5.04

6.42

8.23

15.13

30.04

Others




botanical products






activities

Govt. of India



73.34

19.35

4.681.36 1.27 Govt & Govt

Guaranteed Bonds

AAA


AA+

Fixed Deposit



NAV

66.1971

Benchmark Details


Performance Meter

KotakDynamic Growth

Fund (%)

Benchmark (%)

1 month 2.1 2.9

3 months 4.8 6.3

6 months 0.6 2.3

1 year 27.1 26.2

2 years 5.4 2.9

3 years 16.8 13.5

4 years 14.7 12.1

5 years 13.4 11.0

6 years 11.4 9.2

7 years 11.0 8.7

10 years 9.6 9.3

Inception 14.8 13.5


Date of Inception

27th June 2003


6.57

Modified Duration

Fund Manager


AUM (in Lakhs)

5,000

1,476

49 Equity

Debt

NCA


Modified Duration

Asset Allocation


Equity 40 - 80 77

Gsec / Debt

20 - 60 22

MMI /Others

00 - 40 2




INDIVIDUAL FUNDDYNAMIC FLOOR FUND(ULIF-028-14/11/06-DYFLRFND-107)

19

Holdings % to Fund


I T C Ltd 2.51

HDFC Bank Ltd 2.44

ICICI Bank Ltd 1.87








YES BANK LTD 1.05









Others 11.71

G-Sec 27.408.13% GOI - 22.06.2045 8.46

8.17% GOI - 01.12.2044 4.79

7.88% GOI - 19.03.2030 1.85

7.72% GOI - 26.10.2055 1.73

8.30% GOI - 31.12.2042 1.70

7.16% NABARD - 12.01.2032 1.28


7.60% PFC - 20.02.2027 1.06

8.97% GOI - 05.12.2030 0.95

7.20% NABARD - 21.10.2031 0.59

Others 3.88


7.95% HDFC Bank - 21.09.2026 2.17

8.48% KMPL - 13.04.18 1.36

8.20% PGC - 23.01.2030 1.29

7.80% HDFC - 11.11.2019 1.08

8.82% REC - 12.04.2023 0.97


0.94


0.90

9.85% Shriram Transport Finance Co Ltd 15.07.2017

0.87

8.92% L&T Finance Ltd. - 06.07.2018 0.84

Others 18.07

MMI 1.53NCA 1.57


12.25

1.72

2.11

2.28

2.51

2.56

3.31

4.19

6.90

22.18

39.97

Others



botanical products






activities


Govt. of India



47.36

42.52

6.11

1.94 1.35

0.62 0.11

AAA



A1+

Fixed Deposit


Aims to provide you with stable long-term inflation beating growth over medium to long-term and defend your capital against short-term capital shocks.

NAV

25.2900

Benchmark Details


Performance Meter

DynamicFloor

Fund (%)

Benchmark (%)

1 month 0.1 0.3

3 months 0.8 1.8

6 months 1.3 2.6

1 year 18.8 17.5

2 years 4.2 6.0

3 years 10.6 12.0

4 years 8.1 10.5

5 years 7.8 10.0

6 years 7.2 9.3

7 years 7.1 8.9

10 years 9.6 9.0

Inception 9.4 8.7


Date of Inception

14th November 2006


6.36

Modified Duration

Fund Manager


AUM (in Lakhs)

39,024

61,074

1,592 Equity

Debt

NCA


Modified Duration

Asset Allocation


Equity 00 - 75 38

Gsec / Debt

00 - 100 59

MMI /Others

00 - 40 3




INDIVIDUAL FUNDKOTAK DYNAMIC BALANCED FUND(ULIF-009-27/06/03-DYBALFND-107)

20

Holdings % to Fund


I T C Ltd 3.64

HDFC Bank Ltd 3.47

ICICI Bank Ltd 2.50








YES BANK LTD 1.47









Others 17.16

G-Sec 18.008.13% GOI - 22.06.2045 5.85

8.17% GOI - 01.12.2044 3.12

7.88% GOI - 19.03.2030 1.21

8.30% GOI - 31.12.2042 1.12

7.72% GOI - 26.10.2055 1.03


8.97% GOI - 05.12.2030 0.62

9.40% MP SDL - 30.01.2024 0.51

7.60% PFC - 20.02.2027 0.46

7.16% NABARD - 12.01.2032 0.44

Others 2.99

Corporate Debt 19.458.20% PGC - 23.01.2030 1.42

7.37% NTPC - 14.12.2031 1.33

9.34% HDFC - 28.08.2024 - P - 28.09.15 0.99

8.48% KMPL - 13.04.18 0.93

7.95% HDFC Bank - 21.09.2026 0.91

8.85% PGC - 19.10.2026 0.62

8.85% PGC - 19.10.2025 0.62

9.75% REC - 11.11.2021. 0.50

9.47% LIC Housing Finance - 23.08.2024 0.50

9.69% Tata Sons - 12.06.2022 0.50

Others 11.13

MMI 7.56NCA 1.11


15.38

2.31

2.36

3.46

3.49

3.64

4.39

5.19

5.96

14.76

39.05

Others


botanical products








activities

Govt. of India




Aims for moderate growth by holding a diversified mix of equities and fixed interest instruments.

NAV

56.6421

Benchmark Details


Performance Meter

DynamicBalancedFund (%)

Benchmark (%)

1 month 1.1 1.7

3 months 2.6 4.2

6 months 0.9 2.6

1 year 22.8 22.5

2 years 6.1 4.6

3 years 15.5 13.1

4 years 13.4 11.6

5 years 12.5 10.7

6 years 11.0 9.4

7 years 10.5 8.8

10 years 9.8 9.2

Inception 13.5 12.0


Date of Inception

27th June 2003


5.64

Modified Duration

Fund Manager


AUM (in Lakhs)

1,164

973

24 Equity

Debt

NCA


Modified Duration

Asset Allocation


Equity 30 - 60 54

Gsec / Debt

20 - 70 37

MMI /Others

00 - 40 9



41.65

38.03

16.79

2.06 1.06

0.41 AAA

Govt & GovtGuaranteed BondsCBLO & MutualFund InvestmentsAA+

AA

Fixed Deposit


INDIVIDUAL FUNDKOTAK DYNAMIC BOND FUND(ULIF-015-15/04/04-DYBNDFND-107)

21

Holdings % to Fund

G-Sec 43.39

8.13% GOI - 22.06.2045 13.86

8.17% GOI - 01.12.2044 7.82

7.88% GOI - 19.03.2030 3.02

7.72% GOI - 26.10.2055 2.85

8.30% GOI - 31.12.2042 2.77

7.16% NABARD - 12.01.2032 2.11

7.60% PFC - 20.02.2027 1.80


8.97% GOI - 05.12.2030 1.55

7.20% NABARD - 21.10.2031 0.98

Others 5.05

Corporate Debt 51.01

7.37% NTPC - 14.12.2031 4.33

7.95% HDFC Bank - 21.09.2026 3.05

8.20% PGC - 23.01.2030 2.26


2.17

8.48% KMPL - 13.04.18 2.11

7.80% HDFC - 11.11.2019 1.73

8.82% REC - 12.04.2023 1.61


1.37


1.37

9.65% HDFC - 19.01.2019 P -20.03.15 1.26

Others 29.74

MMI 3.26

NCA 2.35


0.45

0.67

2.35

2.83

3.39

9.68

35.65

44.97


botanical products

Mfg of basic metals

NCA




Govt. of India



48.7341.26

5.992.43

0.910.69

AAA


CBLO & MutualFund InvestmentsA1+

AA


Aims to preserve capital and minimize downside risk, with investment in debt and government instruments.

NAV

29.4599

Benchmark Details

Debt - 100% (Crisil Bond)

Performance Meter

Dynamic BondFund(%)

Benchmark (%)

1 month -1.9 -1.7

3 months -3.0 -1.8

6 months 2.3 3.4

1 year 12.8 11.7

2 years 8.3 9.3

3 years 11.4 11.4

4 years 9.0 9.3

5 years 9.4 9.2

6 years 9.6 9.1

7 years 9.2 8.5

10 years 9.9 8.0

Inception 8.7 6.7


Date of Inception

15th April 2004


6.47

Modified Duration

Fund Manager


AUM (in Lakhs)

1,01,350

2,436

Debt

NCA

Debt : Kunal Shah

Modified Duration

Asset Allocation


Gsec 00 - 75 43

Debt 25 - 100 51

MMI /Others

00 - 40 6




INDIVIDUAL FUNDKOTAK DYNAMIC GILT FUND(ULIF-006-27/06/03-DYGLTFND-107)

22

Holdings % to Fund

G-Sec 92.73

8.13% GOI - 22.06.2045 24.43

8.17% GOI - 01.12.2044 13.52

8.30% GOI - 31.12.2042 6.33

8.97% GOI - 05.12.2030 4.41

8.99% MP SDL - 07.03.2022 3.33

7.88% GOI - 19.03.2030 2.89

7.72% GOI - 26.10.2055 2.78

7.62% TN SDL - 09.08.2026 2.70

9.40% MP SDL - 30.01.2024 2.53

7.84% MH SDL - 13.07.2026 2.31

Others 27.49

MMI 5.77

NCA 1.50


1.50

5.16

31.26

62.08

NCA



Govt. of India


94.76

5.24Govt & GovtGuaranteed Bonds



Aims to preserve your capital and minimize your downside risk, with investment in debt and government instruments.

NAV

27.0243

Benchmark Details

Debt - 100% (IBEX)

Performance Meter

Dynamic GiltFund (%)

Benchmark (%)

1 month -2.7 -1.7

3 months -4.2 -2.4

6 months 1.6 2.9

1 year 12.7 12.0

2 years 8.1 9.2

3 years 11.9 11.7

4 years 8.9 9.3

5 years 9.4 9.7

6 years 9.2 9.5

7 years 8.8 9.0

10 years 8.8 8.8

Inception 7.5 7.6


Date of Inception

27th June 2003


8.06

Modified Duration

Fund Manager


AUM (in Lakhs)

4,830

73

Debt

NCA

Debt : Kunal Shah

Modified Duration

Asset Allocation


Gsec 80 - 100 93

MMI /Others

00 - 40 7




INDIVIDUAL FUNDKOTAK DYNAMIC FLOATING RATE FUND(ULIF-020-07/12/04-DYFLTRFND-107)

23

Holdings % to FundG-Sec 38.36

8.19% GOI - 16.01.2020 6.03

6.13% GOI - 04.06.2028 5.27

8.84% PN SDL - 11.06.2024 4.99

6.05% GOI - 12.06.2019 3.93

8.13% OMC GOI Special Bond - 16.10.21 2.63

8.79% GOI - 08.11.2021 2.28

9.37% MAH SDL - 04.12.2023 2.25

8.15% GOI FCI Bonds - 16.10.22 2.20

7.28% GOI - 03.06.2019 2.12

8.51% PN SDL - 10.04.2023 1.89

Others 4.77


GOI FRB - 21.12.2020 11.17

L&T Finance Ltd NSE Mibor +2% - 05.08.2019

9.08

Shriram Transport Finance Co LtdFloater - 19.07.19

7.64

MMI 32.81

NCA 0.94


0.94

3.52

3.52

6.80

12.53

35.70

37.00

NCA



of private


botanical products



Govt. of India




NAV

24.6236

Benchmark Details

Debt - 100% (Crisil Liquid)

Performance Meter

Dynamic Floating Rate

Fund (%)

Benchmark (%)

1 month 0.1 0.5

3 months 0.5 1.6

6 months 3.2 3.3

1 year 8.1 7.4

2 years 7.5 7.7

3 years 8.6 8.2

4 years 9.2 8.4

5 years 9.1 8.4

6 years 8.8 8.4

7 years 8.4 8.0

10 years 8.0 7.7

Inception 7.6 7.2


Date of Inception

07th December 2004


2.59

Modified Duration

Fund Manager


AUM (in Lakhs)

2,475

23

Debt

NCA

Debt : Kunal Shah

Modified Duration

Asset Allocation


Gsec 00 - 75 38

Debt 25 - 100 28

MMI /Others

00 - 40 34



50.00 26.55

16.88


A1+

AA+



INDIVIDUAL FUNDPEAK GUARANTEE FUND I(ULIF-049-14/02/10-PKGRTFND1-107)

24

Holdings % to FundEQUITY 52.99I T C Ltd 3.76

HDFC Bank Ltd 3.57


Infosys Ltd 3.31




ICICI Bank Ltd 2.05





Axis Bank Ltd 1.10








Others 16.12

G-Sec 20.098.13% GOI - 22.06.2045 5.49

8.17% GOI - 01.12.2044 3.11

8.31% GJ SDL - 03.02.2020 1.60

7.88% GOI - 19.03.2030 1.21

8.30% GOI - 31.12.2042 1.12

7.72% GOI - 26.10.2055 1.06


8.97% GOI - 05.12.2030 0.62

7.60% PFC - 20.02.2027 0.52

7.16% NABARD - 12.01.2032 0.49

Others 3.83


8.92% L&T Finance Ltd. - 06.07.2018 1.31

8.20% PGC - 23.01.2030 1.06

8.48% KMPL - 13.04.18 1.04

7.95% HDFC Bank - 21.09.2026 1.02

9.30% PGC - 28.06.2024 0.71

8.85% PGC - 19.10.2025 0.69

9.69% Tata Sons - 12.06.2022 0.55

8.82% REC - 12.04.2023 0.559.85% HDFC Bank 2019 - 17.03.2024 CALL 17.03.2019

0.55

Others 8.96

MMI 8.10NCA 0.90


13.76

2.86

3.62

3.73

3.76

4.16

4.28

6.04

7.26

14.86

35.67

Others

Mfg of chemicals and chemicalproducts

Mfg of pharmaceuticals, medicinalchemical & botanical products



Mfg of coke and refined petroleumproducts

Mfg of motor vehicles, trailers andsemi-trailers


Computer programming,consultancy and related activities

Govt. of India

Financial and insurance activities


41.42

33.34

17.57

6.211.16

0.30Govt & GovtGuaranteed BondsAAA


AA

Fixed Deposit



NAV

15.8931

Benchmark Details


Performance Meter

PeakGuaranteeFund I (%)

Benchmark (%)

1 month 1.0 0.3

3 months 2.0 1.8

6 months 0.7 2.6

1 year 14.0 17.5

2 years 2.7 6.0

3 years 9.4 12.0

4 years 7.3 10.5

5 years 7.4 10.0

6 years 6.8 9.3

7 years 6.7 8.9

10 years n.a n.a

Inception 6.8 9.0


Date of Inception

14th February 2010


5.27

Modified Duration

Fund Manager


AUM (in Lakhs)

1,024

891

17 Equity

Debt

NCA


Modified Duration

Asset Allocation


Equity 00 - 100 53

Gsec / Debt

00 - 100 38

MMI /Others

00 - 100 9




INDIVIDUAL FUNDKOTAK GUARANTEED GROWTH FUND(ULIF-013-27/06/03-GRTGWTFND-107)

25

Holdings % to FundEQUITY 55.22Infosys Ltd 3.70

I T C Ltd 3.60

HDFC Bank Ltd 3.20

ICICI Bank Ltd 2.71









YES BANK LTD 1.39








Others 17.29

G-Sec 20.478.13% GOI - 22.06.2045 6.30

8.17% GOI - 01.12.2044 3.56

7.88% GOI - 19.03.2030 1.38

7.72% GOI - 26.10.2055 1.31

8.30% GOI - 31.12.2042 1.26


7.16% NABARD - 12.01.2032 0.95

7.60% PFC - 20.02.2027 0.73

8.97% GOI - 05.12.2030 0.71

7.20% NABARD - 21.10.2031 0.42

Others 2.84

Corporate Debt 22.247.95% HDFC Bank - 21.09.2026 1.69

8.48% KMPL - 13.04.18 1.11

7.37% NTPC - 14.12.2031 1.067.60% Axis Bank Infrastructure Bonds - 20.10.2023

0.93


0.68


0.66

8.20% PGC - 23.01.2030 0.61

7.80% HDFC - 11.11.2019 0.60

9.65% HDFC - 19.01.2019 P -20.03.15 0.57

Others 13.62

MMI 0.80NCA 1.28


15.82

2.25

2.44

3.60

3.63

3.86

4.03

4.70

5.97

16.69

36.99

Others


botanical products








activities

Govt. of India



46.90

43.90

6.14

1.830.63

0.59 AAA


CBLO & MutualFund InvestmentsFixed Deposit

AA



NAV 56.9904

Benchmark Details


Performance Meter

GuaranteedGrowth Fund

(%)

Benchmark (%)

1 month 1.0 0.6

3 months 2.7 2.2

6 months 1.3 2.9

1 year 22.8 18.9

2 years 6.3 6.2

3 years 14.4 12.6

4 years 11.9 10.9

5 years 11.3 10.3

6 years 10.4 9.5

7 years 9.7 9.0

10 years 8.3 9.2

Inception 13.6 11.5


Date of Inception

27th June 2003


6.42

Modified Duration

Fund Manager


AUM (in Lakhs)

55,389

43,634

1,283 Equity

Debt

NCA


Modified Duration

Asset Allocation


Equity 00 - 80 55

Gsec / Debt

20 - 60 43

MMI /Others

00 - 40 2




INDIVIDUAL FUNDKOTAK GUARANTEED BALANCED FUND(ULIF-010-27/06/03-GRTBALFND-107)

26

Holdings % to Fund Sector Allocation as per NIC 2008 % to Fund**

13.60

1.99

2.64

2.90

3.03

3.72

4.64

4.71

5.16

20.16

37.44

Others


botanical products







activities


Govt. of India



46.07

44.26

5.99

3.120.33

0.22 AAA



AA



NAV

49.4110

Benchmark Details


Performance Meter

GuaranteedBalanced Fund

(%)

Benchmark (%)

1 month 0.5 0.02

3 months 1.6 1.2

6 months 1.5 3.0

1 year 21.2 17.1

2 years 6.9 7.0

3 years 13.9 12.3

4 years 11.3 10.5

5 years 10.9 10.1

6 years 10.2 9.4

7 years 9.5 8.9

10 years 8.7 9.0

Inception 12.4 10.4


Date of Inception

27th June 2003


6.47

Modified Duration

Fund Manager


AUM (in Lakhs)

3,865

4,706

124 Equity

Debt

NCA


Modified Duration

Asset Allocation


Equity 00 - 60 44

Gsec / Debt

20 - 70 52

MMI /Others

00 - 40 3




I T C Ltd 2.90

HDFC Bank Ltd 2.58

ICICI Bank Ltd 2.11









YES BANK LTD 1.13








Others 14.12

G-Sec 25.718.13% GOI - 22.06.2045 7.64

8.17% GOI - 01.12.2044 4.32

7.88% GOI - 19.03.2030 1.68

7.72% GOI - 26.10.2055 1.57

8.30% GOI - 31.12.2042 1.54


7.16% NABARD - 12.01.2032 1.10

7.60% PFC - 20.02.2027 1.03

8.97% GOI - 05.12.2030 0.86

7.20% NABARD - 21.10.2031 0.66

Others 4.11


7.95% HDFC Bank - 21.09.2026 1.827.60% Axis Bank Infrastructure Bonds - 20.10.2023

1.36

8.20% PGC - 23.01.2030 1.06

8.48% KMPL - 13.04.18 1.04


0.93


0.93

8.82% REC - 12.04.2023 0.85

9.78% Tata Sons - 13.01.2019 0.72

9.65% HDFC - 19.01.2019 P -20.03.15 0.71

Others 14.99

MMI 1.69NCA 1.42


INDIVIDUAL FUNDPENSION CLASSIC OPPORTUNITIES FUND(ULIF-042-07/01/10-PNCLAOPFND-107)

27


23.95

3.40

3.56

4.01

4.25

4.40

4.89

5.36

7.85

8.36

29.97

Others





botanical products

Civil engineering




activities





Aims to maximize opportunity for long term capital growth by holding significant portions in a diversified and flexible mix of large/medium sized stocks.

NAV

24.0007

Benchmark Details

Equity - 100% (BSE 200)

Performance Meter

Pension Classic

Opportunities Fund (%)

Benchmark (%)

1 month 3.3 4.3

3 months 8.2 8.5

6 months 2.0 2.4

1 year 35.5 30.9

2 years 5.2 2.5

3 years 21.0 15.6

4 years 17.8 13.7

5 years 16.0 12.0

6 years 13.8 9.8

7 years 13.2 9.2

10 years n.a n.a

Inception 13.0 8.1


Date of Inception

07th January 2010


0.07

Modified Duration

Fund Manager


AUM (in Lakhs)

12,373

191 94 Equity

Debt

NCA


Modified Duration

Asset Allocation


Equity 75 - 100 98

Gsec / Debt

00 - 25 -

MMI /Others

00 - 25 2



EQUITY 97.75HDFC Bank Ltd 5.83

Infosys Ltd 4.71


I T C Ltd 4.01



ICICI Bank Ltd 3.58



YES BANK LTD 2.77


Axis Bank Ltd 2.17









Others 40.03

Corporate Debt 0.037.25% HDFC Bank FD NSE - 09.08.2017 0.01

7.50% HDFC Bank FD NSE - 24.07.2017 0.01

7.50% HDFC Bank FD BSE - 24.07.2017 0.01

MMI 1.48NCA 0.74

61.07

36.84



Fixed Deposit


INDIVIDUAL FUNDKOTAK PENSION OPPORTUNITIES FUND(ULIF-032-17/07/09-PNOPPFND-107)

28


23.10

3.39

3.52

3.91

4.23

4.37

4.76

5.32

7.85

8.17

31.38

Others





botanical products

Civil engineering




activities




82.62

15.64 1.74 CBLO & Mutual

Fund Investments


Fixed Deposit


Aims to maximize opportunity for long term capital growth by holding significant portions in a diversified and flexible mix of large/medium sized stocks

NAV

23.5023

Benchmark Details

Equity - 100% (BSE 200)

Performance Meter

PensionOpportunities

Fund (%)

Benchmark (%)

1 month 3.2 4.3

3 months 8.0 8.5

6 months 1.6 2.4

1 year 34.0 30.9

2 years 4.6 2.5

3 years 19.9 15.6

4 years 16.7 13.7

5 years 15.1 12.0

6 years 12.9 9.8

7 years 12.5 9.2

10 years n.a n.a

Inception 11.9 10.2


Date of Inception

17th July 2009

Fund Manager


AUM (in Lakhs)

2,481

75 17 Equity

Debt

NCA



0.07

Modified Duration

Modified Duration

Asset Allocation


Equity 75 - 100 96

Gsec / Debt

00 - 25 0

MMI /Others

00 - 25 3



EQUITY 96.45HDFC Bank Ltd 5.68

Infosys Ltd 4.75


I T C Ltd 3.91



ICICI Bank Ltd 3.51



YES BANK LTD 2.68


Axis Bank Ltd 2.09









Others 39.76


7.25% HDFC Bank FD NSE - 09.08.2017 0.02

7.50% HDFC Bank FD BSE - 24.07.2017 0.01

MMI 2.85NCA 0.64


INDIVIDUAL FUNDPENSION FRONTLINE EQUITY FUND(ULIF-044-11/01/10-PNFRLEQFND-107)

Fund Strategy

29


16.85

3.10

3.39

3.52

4.14

4.66

5.64

6.16

8.09

10.37

34.09

Others

Civil engineering




botanical products






activities



98.93

1.07


Fixed Deposit



NAV

22.4109

Benchmark Details

Equity - 100% (BSE 100)

Performance Meter

PensionFrontline

Equity Fund (%)

Benchmark (%)

1 month 3.4 4.1

3 months 7.5 8.4

6 months 0.2 1.9

1 year 32.4 29.9

2 years 5.1 1.1

3 years 18.9 13.8

4 years 16.8 12.6

5 years 14.9 11.2

6 years 12.4 9.1

7 years 12.0 8.6

10 years n.a n.a

Inception 12.0 7.6


Date of Inception

11th January 2010

Fund Manager


AUM (in Lakhs)

2,509

85 11 Equity

Debt

NCA



0.08

Modified Duration

Modified Duration

Asset Allocation


Equity 60 - 100 96

Gsec / Debt

00 - 40 0

MMI /Others

00 - 40 4




I T C Ltd 6.16

HDFC Bank Ltd 6.12

ICICI Bank Ltd 4.57








YES BANK LTD 2.73








Bata India Limited 1.45

Others 28.99


7.50% HDFC Bank FD NSE - 24.07.2017 0.01

7.50% HDFC Bank FD BSE - 24.07.2017 0.01

MMI 3.25NCA 0.42


INDIVIDUAL FUNDPENSION GUARANTEE FUND(ULIF-038-21/12/09-PNGRTFND-107)

30


14.21

2.88

3.05

4.01

4.43

4.57

5.54

5.75

7.74

14.76

33.06

Others


Mfg of chemicals andchemical products






botanical products


activities

Govt. of India




Aims to provide stable, long-term inflation beating growth over medium to long-term and defend capital against short-term capital shocks

NAV

15.9384

Benchmark Details


Performance Meter

PensionGuarantee Fund (%)

Benchmark (%)

1 month 1.1 0.3

3 months 2.3 1.8

6 months 0.9 2.6

1 year 14.7 17.5

2 years 3.0 6.0

3 years 9.9 12.0

4 years 7.7 10.5

5 years 7.8 10.0

6 years 7.2 9.3

7 years 7.2 8.9

10 years n.a n.a

Inception 6.7 8.7


Date of Inception

21st December 2009

Fund Manager


AUM (in Lakhs)

5,616

4,235

89 Equity

Debt

NCA



5.77

Modified Duration

Modified Duration

Asset Allocation


Equity 00 - 75 56

Gsec / Debt

00 - 100 38

MMI /Others

00 - 100 6



EQUITY 56.49I T C Ltd 4.01

HDFC Bank Ltd 3.80


Infosys Ltd 3.53




ICICI Bank Ltd 2.18





Axis Bank Ltd 1.17








Others 17.20

G-Sec 19.438.13% GOI - 22.06.2045 5.52

8.17% GOI - 01.12.2044 3.13

7.88% GOI - 19.03.2030 1.21

8.30% GOI - 31.12.2042 1.12

8.31% GJ SDL - 03.02.2020 1.01

7.72% GOI - 26.10.2055 0.99


7.16% NABARD - 12.01.2032 0.86

8.97% GOI - 05.12.2030 0.62

7.60% PFC - 20.02.2027 0.60

Others 3.41


7.95% HDFC Bank - 21.09.2026 1.39

8.92% L&T Finance Ltd. - 06.07.2018 1.01

8.48% KMPL - 13.04.18 1.01

7.80% HDFC - 11.11.2019 1.017.60% Axis Bank Infrastructure Bonds - 20.10.2023

0.79

9.85% HDFC Bank 2019 - 17.03.2024 CALL 17.03.2019

0.74

8.20% PGC - 23.01.2030 0.72

8.82% REC - 12.04.2023 0.539.90% State Bank of Patiala - 28.09.2022 CALL 28.09.2017

0.51

Others 8.94

MMI 4.87NCA 0.90

42.69

39.99

6.97

5.24 4.46

0.49 0.17

Govt & GovtGuaranteed BondsAAA


A1+

AA

Fixed Deposit


INDIVIDUAL FUNDKOTAK PENSION GROWTH FUND(ULIF-030-07/01/09-PNGWTFND-107)

31


15.37

2.40

2.42

3.53

3.58

4.57

4.59

5.11

5.85

16.61

35.95

Others



botanical products







activities

Govt. of India



46.5642.19

7.22

2.421.24

0.38 AAA


AA

Fixed Deposit



NAV

24.1387

Benchmark Details


Performance Meter

PensionGrowth

Fund (%)

Benchmark (%)

1 month 1.0 0.6

3 months 2.5 2.2

6 months 1.1 2.9

1 year 22.2 18.9

2 years 6.2 6.2

3 years 14.2 12.6

4 years 11.7 10.9

5 years 11.1 10.3

6 years 10.2 9.5

7 years 9.6 9.0

10 years n.a n.a

Inception 11.4 11.3


Date of Inception

07th January 2009

Fund Manager


AUM (in Lakhs)

1,002

830

22 Equity

Debt

NCA



6.40

Modified Duration

Modified Duration

Asset Allocation


Equity 00 - 80 54

Gsec / Debt

20 - 60 42

MMI /Others

00 - 40 4




I T C Ltd 3.53

HDFC Bank Ltd 3.44


ICICI Bank Ltd 2.57







YES BANK LTD 1.48









Others 16.86

G-Sec 19.928.13% GOI - 22.06.2045 6.57

8.17% GOI - 01.12.2044 3.52

7.88% GOI - 19.03.2030 1.37

8.30% GOI - 31.12.2042 1.26

7.72% GOI - 26.10.2055 1.25


8.97% GOI - 05.12.2030 0.70

7.60% PFC - 20.02.2027 0.54

7.16% NABARD - 12.01.2032 0.51

7.20% NABARD - 21.10.2031 0.51

Others 2.81

Corporate Debt 21.637.95% HDFC Bank - 21.09.2026 2.13

8.20% PGC - 23.01.2030 1.66

7.37% NTPC - 14.12.2031 1.55

9.34% HDFC - 28.08.2024 - P - 28.09.15 1.15

8.48% KMPL - 13.04.18 1.09

8.85% PGC - 19.10.2025 0.7210.08% IOT Utkal Energy Services Limited - 20.03.2026

0.61


9.69% Tata Sons - 12.06.2022 0.58

8.82% REC - 12.04.2023 0.57

Others 10.99

MMI 3.23NCA 1.16


INDIVIDUAL FUNDKOTAK PENSION FLOOR FUND(ULIF-031-13/07/09-PNFLRFND-107)

32


12.71

1.72

1.75

2.48

2.55

2.57

3.27

4.14

7.27

22.77

38.77

Others



botanical products






activities


Govt. of India



44.09

41.86

6.81

5.081.88


AA+


Fixed Deposit


Aims to provide stable, long-term inflation beating growth over medium to long-term and defend capital against short-term capital shocks.

NAV

16.2355

Benchmark Details


Date of Inception

13th July 2009

Fund Manager


AUM (in Lakhs)

1,778

2,741

71 Equity

Debt

NCA


Performance Meter

Pension FloorFund (%)

Benchmark (%)

1 month 0.2 0.3

3 months 0.9 1.8

6 months 1.3 2.6

1 year 18.9 17.5

2 years 4.3 6.0

3 years 10.6 12.0

4 years 8.1 10.5

5 years 8.0 10.0

6 years 7.2 9.3

7 years 6.7 8.9

10 years n.a n.a

Inception 6.6 9.5



6.33

Modified Duration

Modified Duration

Asset Allocation


Equity 00 - 75 39

Gsec / Debt

00 - 100 57

MMI /Others

00 - 40 5




I T C Ltd 2.55

HDFC Bank Ltd 2.27

ICICI Bank Ltd 1.86









YES BANK LTD 0.99








Others 11.88

G-Sec 28.208.13% GOI - 22.06.2045 8.61

8.17% GOI - 01.12.2044 4.87

7.88% GOI - 19.03.2030 1.88

7.72% GOI - 26.10.2055 1.78

8.30% GOI - 31.12.2042 1.71


7.16% NABARD - 12.01.2032 1.25

7.60% PFC - 20.02.2027 1.08

8.97% GOI - 05.12.2030 0.97

7.20% NABARD - 21.10.2031 0.62

Others 4.09


7.95% HDFC Bank - 21.09.2026 1.94

8.20% PGC - 23.01.2030 1.56

8.90% SAIL - 01.05.2019 CALL 01.05.2014 1.12

8.92% L&T Finance Ltd. - 06.07.2018 1.10

8.48% KMPL - 13.04.18 1.10

8.82% REC - 12.04.2023 0.92

9.78% Tata Sons - 13.01.2019 0.908.51% Mahindra and Mahindra Financial Services Ltd- 22.06.20

0.88


0.87

Others 15.36

MMI 3.04NCA 1.56


INDIVIDUAL FUNDPENSION FLOOR FUND II(ULIF-043-08/01/10-PNFLRKFND2-107)

Fund Strategy

33


12.40

1.67

1.69

2.46

2.54

2.87

3.27

4.13

6.48

22.89

39.60

Others


botanical products







activities


Govt. of India



44.7341.91

6.11

5.861.22


AA+


Fixed Deposit


Aims to provide stable, long-term inflation beating growth over medium to long-term and defend capital against short-term capital shocks.

NAV

16.2185

Benchmark Details


Performance Meter

Pension FloorFund II

(%)

Benchmark (%)

1 month 0.2 0.3

3 months 1.0 1.8

6 months 1.4 2.6

1 year 19.8 17.5

2 years 4.1 6.0

3 years 10.7 12.0

4 years 8.3 10.5

5 years 8.3 10.0

6 years 7.6 9.3

7 years 7.6 8.9

10 years n.a n.a

Inception 7.0 8.4


Date of Inception

08th January 2010

Fund Manager


AUM (in Lakhs)

2,720

4,211

107 Equity

Debt

NCA



6.26

Modified Duration

Modified Duration

Asset Allocation


Equity 00 - 75 39

Gsec / Debt

00 - 100 56

MMI /Others

00 - 40 5




I T C Ltd 2.54

HDFC Bank Ltd 2.24


ICICI Bank Ltd 1.83







YES BANK LTD 0.97









Others 11.96

G-Sec 28.798.13% GOI - 22.06.2045 8.59

8.17% GOI - 01.12.2044 4.85

7.88% GOI - 19.03.2030 1.87

7.72% GOI - 26.10.2055 1.76

8.30% GOI - 31.12.2042 1.70


7.16% NABARD - 12.01.2032 1.36

7.60% PFC - 20.02.2027 0.99

8.97% GOI - 05.12.2030 0.96

7.20% NABARD - 21.10.2031 0.68

Others 4.55


7.95% HDFC Bank - 21.09.2026 1.82

8.48% KMPL - 13.04.18 1.58

8.20% PGC - 23.01.2030 1.31

8.92% L&T Finance Ltd. - 06.07.2018 1.08

9.78% Tata Sons - 13.01.2019 1.03

8.82% REC - 12.04.2023 0.90

9.65% HDFC - 19.01.2019 P -20.03.15 0.74

8.90% SAIL - 01.05.2019 CALL 01.05.2014 0.738.51% Mahindra and Mahindra Financial Services Ltd- 22.06.20

0.72

Others 15.04

MMI 3.51NCA 1.52


INDIVIDUAL FUNDKOTAK PENSION BALANCED FUND(ULIF-011-27/06/03-PNBALFND-107)

Fund Strategy

34


13.74

2.01

2.21

2.93

3.05

3.81

4.61

4.75

5.43

20.27

37.21

Others


botanical products







activities


Govt. of India



48.60

42.73

6.04

1.82 0.450.35

AAA



AA



NAV

50.1744

Benchmark Details


Performance Meter

PensionBalancedFund (%)

Benchmark (%)

1 month 0.5 0.02

3 months 1.5 1.2

6 months 1.5 3.0

1 year 20.9 17.1

2 years 6.9 7.0

3 years 13.8 12.3

4 years 11.3 10.5

5 years 10.9 10.1

6 years 10.2 9.4

7 years 9.5 8.9

10 years 8.8 9.0

Inception 12.5 10.4


Date of Inception

27th June 2003

Fund Manager


AUM (in Lakhs)

9,614

11,681

324 Equity

Debt

NCA



6.44

Modified Duration

Modified Duration

Asset Allocation


Equity 00 - 60 44

Gsec / Debt

20 - 70 53

MMI /Others

00 - 40 2




I T C Ltd 2.93

HDFC Bank Ltd 2.59

ICICI Bank Ltd 2.11









YES BANK LTD 1.13








Others 14.10

G-Sec 24.638.13% GOI - 22.06.2045 7.74

8.17% GOI - 01.12.2044 4.37

7.88% GOI - 19.03.2030 1.68

7.72% GOI - 26.10.2055 1.59

8.30% GOI - 31.12.2042 1.54


7.16% NABARD - 12.01.2032 1.02

8.97% GOI - 05.12.2030 0.86

7.20% NABARD - 21.10.2031 0.53

7.60% PFC - 20.02.2027 0.51

Others 3.69


7.95% HDFC Bank - 21.09.2026 1.87


1.23

8.20% PGC - 23.01.2030 1.04

7.80% HDFC - 11.11.2019 0.92


0.88


0.84

9.65% HDFC - 19.01.2019 P -20.03.15 0.72

Others 16.45

MMI 0.99NCA 1.50


INDIVIDUAL FUNDPENSION BALANCED FUND II(ULIF-046-24/01/10-PNBALFND2-107)

35


15.28

2.18

2.51

2.52

3.79

3.98

4.65

5.35

6.01

16.09

37.63

Others



botanical products







activities

Govt. of India



43.10

29.45

20.39

6.990.06 Govt & Govt

Guaranteed Bonds

AAA


AA+

Fixed Deposit



NAV

19.6242

Benchmark Details


Performance Meter

PensionBalanced

Fund II (%)

Benchmark (%)

1 month 1.2 1.7

3 months 3.0 4.2

6 months 1.3 2.6

1 year 23.0 22.5

2 years 6.3 4.6

3 years 15.5 13.1

4 years 13.4 11.6

5 years 12.4 10.7

6 years 11.0 9.4

7 years 10.1 8.8

10 years n.a n.a

Inception 10.0 8.5


Date of Inception

24th January 2010

Fund Manager


AUM (in Lakhs)

192

144

4 Equity

Debt

NCA



5.47

Modified Duration

Modified Duration

Asset Allocation


Equity 30 - 60 57

Gsec / Debt

20 - 70 34

MMI /Others

00 - 40 10



EQUITY 56.54Infosys Ltd 3.87I T C Ltd 3.79HDFC Bank Ltd 3.26ICICI Bank Ltd 2.66IndusInd Bank Limited 2.66Larsen And Toubro Ltd 2.16Kotak Banking ETF - Dividend Payout Option 2.15Tata Motors Ltd 2.10Maruti Suzuki India Ltd 1.93UltraTech Cement Ltd 1.61R Shares Banking ETF 1.54Zee Entertainment Enterprises Ltd 1.44Bharat Petroleum Corporation Ltd 1.42YES BANK LTD 1.42Hero Honda Motors Ltd 1.33Sun Pharmaceuticals Ltd 1.26Shree Cement Ltd 1.23HCL Technologies Ltd 1.08Tech Mahindra Ltd 1.05Britannia Industries Ltd 0.98Others 17.59G-Sec 18.278.13% GOI - 22.06.2045 6.848.17% GOI - 01.12.2044 3.217.88% GOI - 19.03.2030 1.247.72% GOI - 26.10.2055 1.128.30% GOI - 31.12.2042 1.121.44% INFLATION INDEX GS 2023 0.898.97% GOI - 05.12.2030 0.659.40% MP SDL - 30.01.2024 0.656.13% GOI - 04.06.2028 0.358.83% GOI - 12.12.2041 0.20Others 2.00Corporate Debt 15.479.34% HDFC - 28.08.2024 - P - 28.09.15 3.149.36% IDFC Bank - 21.08.24 3.138.51% Mahindra and Mahindra Financial Services Ltd- 22.06.20

2.97

9.35% Bajaj Finance Ltd - 31.10.2017 2.9610.08% IOT Utkal Energy Services Limited - 20.03.2026

0.67

10.08% IOT Utkal Energy Services Limited - 20.03.2025

0.66


0.65


0.33


0.32


0.32

Others 0.33MMI 8.64NCA 1.08


INDIVIDUAL FUNDKOTAK PENSION BOND FUND(ULIF-017-15/04/04-PNBNDFND-107)

36


0.57

0.70

2.35

3.07

3.66

9.72

35.98

43.96


botanical products

Mfg of basic metals

NCA




Govt. of India





NAV

29.5824

Benchmark Details

Equity - 0% (NA);Debt - 100% (Crisil Bond)

Performance Meter

PensionBond Fund

(%)

Benchmark (%)

1 month -1.9 -1.7

3 months -3.0 -1.8

6 months 2.3 3.4

1 year 12.8 11.7

2 years 8.4 9.3

3 years 11.4 11.4

4 years 9.0 9.3

5 years 9.4 9.2

6 years 9.6 9.1

7 years 9.2 8.5

10 years 10.0 8.0

Inception 8.8 6.7


Date of Inception

15th April 2004

Fund Manager


AUM (in Lakhs)

6,481

156

Debt

NCA

Debt : Kunal Shah


6.44

Modified Duration

Modified Duration

Asset Allocation


Gsec 00 - 75 43

Debt 25 - 100 52

MMI /Others

00 - 40 5



G-Sec 43.268.13% GOI - 22.06.2045 13.20

8.17% GOI - 01.12.2044 7.54

7.88% GOI - 19.03.2030 3.04

7.72% GOI - 26.10.2055 3.02

8.30% GOI - 31.12.2042 2.78


7.16% NABARD - 12.01.2032 2.16

8.97% GOI - 05.12.2030 1.58

7.60% PFC - 20.02.2027 1.05

7.20% NABARD - 21.10.2031 1.01

Others 5.56


7.95% HDFC Bank - 21.09.2026 3.27

8.20% PGC - 23.01.2030 2.16

8.48% KMPL - 13.04.18 1.98


1.93


1.52

7.80% HDFC - 11.11.2019 1.51

9.65% HDFC - 19.01.2019 P -20.03.15 1.409.85% Shriram Transport Finance Co Ltd 15.07.2017

1.36

Others 30.80

MMI 2.37NCA 2.35

49.88 41.07

5.91

1.84 0.72

0.58 AAA



A1+


INDIVIDUAL FUNDKOTAK PENSION GILT FUND(ULIF-008-27/06/03-PNGLTFND-107)

37


1.55

4.22

32.71

61.51

NCA



Govt. of India


95.71




Aims to preserve your capital and minimize your downside risk, with investment in debt and government instruments.

NAV

27.5453

Benchmark Details

Equity - 0% (NA);Debt - 100% (IBEX)

Performance Meter

PensionGilt Fund

(%)

Benchmark (%)

1 month -2.7 -1.7

3 months -4.1 -2.4

6 months 1.6 2.9

1 year 12.8 12.0

2 years 8.2 9.2

3 years 11.9 11.7

4 years 8.9 9.3

5 years 9.4 9.7

6 years 9.2 9.5

7 years 8.8 9.0

10 years 9.0 8.8

Inception 7.7 7.6


Date of Inception

27th June 2003

Fund Manager


AUM (in Lakhs)

825

13

Debt

NCA

Debt : Kunal Shah


8.01

Modified Duration

Modified Duration

Asset Allocation


Gsec 80 - 100 94

MMI /Others

00 - 40 6



G-Sec 93.598.13% GOI - 22.06.2045 24.27

8.17% GOI - 01.12.2044 13.63

8.30% GOI - 31.12.2042 5.96

8.97% GOI - 05.12.2030 4.39

7.88% GOI - 19.03.2030 2.88

8.99% MP SDL - 07.03.2022 2.86

7.72% GOI - 26.10.2055 2.84

7.62% TN SDL - 09.08.2026 2.76

9.39% GJ SDL - 20.11.2023 2.74

8.63% MH SDL - 09.01.2023 2.66

Others 28.60

MMI 4.85NCA 1.55


INDIVIDUAL FUNDKOTAK PENSION FLOATING RATE FUND(ULIF-022-07/12/04-PNFLTRFND-107)

38


0.98

4.69

4.69

6.04

12.87

31.22

39.51

NCA



of private


botanical products



Govt. of India


52.90

29.31

14.65


A1+

AA+




NAV

24.7092

Benchmark Details


Performance Meter

PensionFloating Rate

Fund (%)

Benchmark (%)

1 month 0.1 0.5

3 months 0.5 1.6

6 months 3.2 3.3

1 year 8.2 7.4

2 years 7.5 7.7

3 years 8.6 8.2

4 years 9.1 8.4

5 years 9.1 8.4

6 years 8.8 8.4

7 years 8.3 8.0

10 years 8.1 7.7

Inception 7.7 7.2


Date of Inception

07th December 2004

Fund Manager


AUM (in Lakhs)

309

3

Debt

NCA

Debt : Kunal Shah


2.60

Modified Duration

Modified Duration

Asset Allocation


Gsec 00 - 75 40

Debt 25 - 100 27

MMI /Others

00 - 40 33



G-Sec 39.578.19% GOI - 16.01.2020 6.06

6.05% GOI - 12.06.2019 5.08

8.84% PN SDL - 11.06.2024 4.73

6.13% GOI - 04.06.2028 4.36


8.15% GOI FCI Bonds - 16.10.22 2.56

8.79% GOI - 08.11.2021 2.42

9.37% MAH SDL - 04.12.2023 2.28

7.28% GOI - 03.06.2019 2.13

9.65% TN SDL - 12.03.2024 1.71

Others 5.47

Corporate Debt 27.32GOI FRB - 21.12.2020 12.81L&T Finance Ltd NSE Mibor +2% - 05.08.2019

8.07

Shriram Transport Finance Co Ltd Floater - 19.07.19

6.43

MMI 32.14NCA 0.98


INDIVIDUAL FUNDPENSION MONEY MARKET FUND II(ULIF-039-28/12/09-PNMNMKFND-107)

39


0.0003

8.29

8.58

8.58

8.66

8.70

19.29

37.90

NCA


botanical products



of private


Mfg of basic metals

Govt. of India



74.76

19.29

5.95 A1+




Aims to protect your capital and not have downside risks

NAV

17.1266

Benchmark Details


Performance Meter

PensionMoneyMarket

Fund II (%)

Benchmark (%)

1 month 0.5 0.5

3 months 1.8 1.6

6 months 3.6 3.3

1 year 7.4 7.4

2 years 7.8 7.7

3 years 8.1 8.2

4 years 8.2 8.4

5 years 8.4 8.4

6 years 8.4 8.4

7 years 7.9 8.0

10 years n.a n.a

Inception 7.8 7.9


Date of Inception

28th December 2009

Fund Manager


AUM (in Lakhs)

911

0.003

Debt

NCA

Debt : Kunal Shah


0.43

Modified Duration

Modified Duration

Asset Allocation


MMI /Others

100 100



MMI 100.00


INDIVIDUAL FUNDKOTAK ADVANTAGE MULTIPLIER FUND II(ULIF-026-21/04/06-ADVMULFND2-107)

40


3.94

9.27

86.79

NCA




90.35




Aims for a high level of capital growth by holding a significant portion in equities. May experience high levels of shorter term volatility (downside risk).

NAV

17.1646

Benchmark Details

Equity - 50% (Nifty);Debt - 50% (Crisil Bond)

Performance Meter

KotakAdvantageMultiplier Fund II (%)

Benchmark (%)

1 month -0.9 1.0

3 months -0.4 3.0

6 months 0.6 2.3

1 year 2.6 19.4

2 years 3.7 4.8

3 years 4.9 12.1

4 years 4.6 10.8

5 years 4.9 10.2

6 years 4.4 9.3

7 years 4.6 9.0

10 years 4.9 9.2

Inception 5.1 8.9


Date of Inception

21st April 2006

Fund Manager


AUM (in Lakhs)

0.37

0.02

Debt

NCA



3.11

Modified Duration

Modified Duration

Asset Allocation


Equity 00 - 100 -

Gsec / Debt

00 - 100 87

MMI /Others

00 - 40 13



G-Sec 86.798.56% TN SDL - 22.06.2021 86.79

MMI 9.27NCA 3.94


INDIVIDUAL FUNDDISCONTINUED POLICY FUND(ULIF-050-23/03/11-DISPOLFND-107)

41


0.50

0.62

19.71

79.16

NCA

Electricity, gas, steamand air conditioning

supply


Govt. of India


79.56

12.73


A1+



Aims to provide secure returns to policies in the discontinued state, by investing in low- risk debt instruments.

NAV

15.9111

Benchmark Details

Debt - 100% (Crisil Liquid)

Performance Meter

DiscontinuedPolicy Fund

(%)

Benchmark (%)

1 month 0.5 0.5

3 months 1.5 1.6

6 months 3.2 3.3

1 year 6.7 7.4

2 years 7.1 7.7

3 years 7.6 8.2

4 years 7.8 8.4

5 years 8.2 8.4

6 years n.a n.a

7 years n.a n.a

10 years n.a n.a

Inception 8.1 8.4


Date of Inception

23rd March 2011

Fund Manager


AUM (in Lakhs)

18,943

96

Debt

NCA

Debt : Kunal Shah


0.49

Modified Duration

Modified DurationApproved (%) Actual (%)

Gsec 60 - 100 79

MMI /Others

00 - 40 21



Asset Allocation

G-Sec 79.168.07% GOI - 03.07.2017 38.96364 Days T Bill - 04.01.2018 32.46

182 Days T Bill - 15.06.2017 7.74MMI 20.33NCA 0.50


GROUP FUNDS

42

KOTAK GROUPDYNAMIC FLOOR FUND

KOTAK GROUPBALANCED FUND

KOTAK GROUPBOND FUND

KOTAK GROUPGILT FUND

KOTAK GROUPFLOATING RATE FUND

KOTAK GROUP MONEYMARKET FUND

KOTAK GROUP SECURECAPITAL FUND

KOTAK GROUP SHORTTERM BOND FUND




GROUP FUNDSKOTAK GROUP DYNAMIC FLOOR FUND(ULGF-015-07/01/10-DYFLRFND-107)

43



Holdings % to Fund


I T C Ltd 1.99

HDFC Bank Ltd 1.94

ICICI Bank Ltd 1.50








YES BANK LTD 0.83









Others 9.13

G-Sec 26.268.13% GOI - 22.06.2045 9.24

8.17% GOI - 01.12.2044 5.23

7.88% GOI - 19.03.2030 2.03

7.72% GOI - 26.10.2055 1.89

8.30% GOI - 31.12.2042 1.87


8.97% GOI - 05.12.2030 1.04

8.56% TN SDL - 22.06.2021 0.61

6.13% GOI - 04.06.2028 0.60

8.83% GOI - 12.12.2041 0.32

Others 2.21

Corporate Debt 26.189.30% PGC - 28.06.2023 3.51

8.85% PGC - 19.10.2021 3.42

8.90% PFC - 18.03.2028 2.798.25% LIC Housing Finance - 23.10.2025 P 23.11.18

2.63

8.25% Bajaj Finance Ltd - 19.08.2019 2.628.51% Mahindra and Mahindra Financial Services Ltd- 22.06.20

2.61


2.55

7.37% NTPC - 14.12.2031 2.49

7.25% HDFC Bank FD NSE - 09.08.2017 0.37

Others 0.58

MMI 15.91NCA 1.54


8.80

1.36

1.54

1.99

2.04

2.20

2.59

3.30

10.13

24.06

41.98

Others


botanical products

NCA






activities


Govt. of India



38.42

37.00

23.27


AAA


Fixed Deposit


Aims to provide stable long term inflation beating growth over the medium to longer term and defend capital against short term capital shocks.Is likely to out-perform traditional balanced or equity funds during sideways or falling markets and shadow the rising equity markets

NAV

26.0622

Benchmark Details

Equity - 30% (Nifty)Debt - 70% (Crisil Bond)

Performance Meter

Kotak Group Dynamic Floor

Fund (%)

Benchmark (%)

1 month -0.1 -0.1

3 months 0.4 1.1

6 months 1.7 2.8

1 year 17.7 16.3

2 years 4.3 6.6

3 years 10.8 11.9

4 years 8.4 10.3

5 years 8.3 9.9

6 years 7.7 9.3

7 years 7.5 8.9

10 years n.a n.a

Inception 7.0 8.4


Date of Inception

07th January 2010

Fund Manager


AUM (in Lakhs)

116

264

6 Equity

Debt

NCA



542

Modified Duration

Modified Duration

Asset Allocation


Equity 00 - 60 30

Gsec / Debt

00 - 100 52

MMI /Others

00 - 40 17


GROUP FUNDKOTAK GROUP BALANCED FUND(ULGF-003-27/06/03-BALFND-107)

44



Holdings % to Fund


I T C Ltd 3.75

HDFC Bank Ltd 3.63

ICICI Bank Ltd 2.67





YES BANK LTD 1.59











GAIL (India) Ltd 0.88

Others 17.45

G-Sec 18.448.13% GOI - 22.06.2045 5.81

8.17% GOI - 01.12.2044 3.18

7.88% GOI - 19.03.2030 1.21

8.30% GOI - 31.12.2042 1.11

7.72% GOI - 26.10.2055 1.07

7.60% PFC - 20.02.2027 0.93

7.16% NABARD - 12.01.2032 0.82

8.97% GOI - 05.12.2030 0.62


7.20% NABARD - 21.10.2031 0.38

Others 2.86

Corporate Debt 22.497.60% Axis Bank Infrastructure Bonds - 20.10.2023

1.78

7.95% HDFC Bank - 21.09.2026 1.77

7.37% NTPC - 14.12.2031 1.69

8.20% PGC - 23.01.2030 0.79

8.48% KMPL - 13.04.18 0.70

7.80% HDFC - 11.11.2019 0.70


0.49


0.49

9.65% HDFC - 19.01.2019 P -20.03.15 0.48

Others 12.98

MMI 2.64NCA 1.19


14.91

2.67

2.76

3.44

3.49

3.75

4.57

4.77

6.19

14.70

38.75

Others


botanical products








activities

Govt. of India



49.66

39.57

5.544.41

0.53

0.16

0.12 AAA


A1+

AA

Fixed Deposit


Aims for moderate growth by holding a diversified mix of equities and fixed interest instruments. May also be susceptible to moderate levels of shorter-term volatility(downside risk)

NAV

57.7508

Benchmark Details

Equity - 60% (BSE 100)Debt - 40% (Crisil Bond)

Performance Meter

Kotak Group Balanced Fund

(%)

Benchmark (%)

1 month 1.1 1.7

3 months 2.9 4.2

6 months 1.4 2.6

1 year 23.5 22.5

2 years 6.6 4.6

3 years 16.0 13.1

4 years 13.8 11.6

5 years 12.8 10.7

6 years 11.4 9.4

7 years 10.8 8.8

10 years 10.3 9.2

Inception 13.7 12.0


Date of Inception

27th June 2003

Fund Manager


AUM (in Lakhs)

23,757

18,742

513 Equity

Debt

NCA



6.00

Modified Duration

Modified Duration

Asset Allocation


Equity 30 - 60 55

Gsec / Debt

20 - 70 41

MMI /Others

00 - 40 4


GROUP FUNDKOTAK GROUP BOND FUND(ULGF-004-15/04/04-BNDFND-107)

45



Holdings % to Fund

G-Sec 42.78

8.13% GOI - 22.06.2045 14.28

8.17% GOI - 01.12.2044 7.96

7.88% GOI - 19.03.2030 3.02

7.72% GOI - 26.10.2055 2.83

8.30% GOI - 31.12.2042 2.78

7.16% NABARD - 12.01.2032 2.09

7.60% PFC - 20.02.2027 1.72

8.97% GOI - 05.12.2030 1.60

7.20% NABARD - 21.10.2031 1.01


Others 4.54


7.37% NTPC - 14.12.2031 4.26

7.95% HDFC Bank - 21.09.2026 2.96


2.35

8.20% PGC - 23.01.2030 2.27

7.80% HDFC - 11.11.2019 1.91

8.48% KMPL - 13.04.18 1.85


1.64

8.82% REC - 12.04.2023 1.59



1.36

Others 30.08

MMI 3.30

NCA 2.29


0.62

0.69

2.29

2.32

2.61

9.63

35.64

46.21

Mfg of basic metals


botanical products

NCA




Govt. of India



49.0240.61

6.362.29

1.090.64

AAA


CBLO & MutualFund InvestmentsA1+

AA


Returns will be in line with those of fixed interest instruments, and may provide little protection against unexpected inflation increases. Will preserve capital and minimize down-side risk, with investment in debt and government instruments.

NAV

31.3635

Benchmark Details

Equity - 0% (NA)Debt - 100% (Crisil Bond)

Performance Meter

Kotak Group Bond Fund

(%)

Benchmark (%)

1 month -1.8 -1.7

3 months -2.8 -1.8

6 months 2.5 3.4

1 year 13.2 11.7

2 years 8.8 9.3

3 years 11.8 11.4

4 years 9.5 9.3

5 years 9.9 9.2

6 years 10.1 9.1

7 years 9.9 8.5

10 years 10.7 8.0

Inception 9.3 6.7


Date of Inception

15th April 2004

Fund Manager


AUM (in Lakhs)

1,07,498

2,516

Debt

NCA

Debt : Kunal Shah


6.45

Modified Duration

Modified Duration

Asset Allocation


Gsec 00 - 75 43

Debt 25 - 100 52

MMI /Others

00 - 40 6


GROUP FUNDKOTAK GROUP GILT FUND(ULGF-002-27/06/03-GLTFND-107)

46




1.52

4.93

30.98

62.56

NCA



Govt. of India


94.99




Returns will be in line with those of fixed interest instruments, and may provide little protection against unexpected inflation increases. Will preserve capital and minimize down-side risk, with investment in debt and government instruments.

NAV

28.0440

Benchmark Details

Equity - 0% (NA)Debt - 100% (IBEX)

Performance Meter

Kotak Group Gilt Fund

(%)

Benchmark (%)

1 month -2.7 -1.7

3 months -4.1 -2.4

6 months 1.7 2.9

1 year 12.8 12.0

2 years 8.3 9.2

3 years 12.1 11.7

4 years 9.1 9.3

5 years 9.6 9.7

6 years 9.4 9.5

7 years 9.0 9.0

10 years 9.1 8.8

Inception 7.8 7.6


Date of Inception

27th June 2003

Fund Manager


AUM (in Lakhs)

3,533

55

Debt

NCA

Debt : Kunal Shah


8.18

Modified Duration

Modified Duration

Asset Allocation


Gsec 80 - 100 93

MMI /Others

00 - 20 7

G-Sec 92.93

8.13% GOI - 22.06.2045 25.67

8.17% GOI - 01.12.2044 13.39

8.30% GOI - 31.12.2042 6.39

8.97% GOI - 05.12.2030 4.38

8.99% MP SDL - 07.03.2022 3.15

7.88% GOI - 19.03.2030 2.88

9.39% GJ SDL - 20.11.2023 2.77

8.14% GJ SDL - 14.01.2025 2.71

7.72% GOI - 26.10.2055 2.69

8.25% MH SDL - 13.05.2025 2.27

Others 26.63

MMI 5.55

NCA 1.52


GROUP FUNDKOTAK GROUP FLOATING RATE FUND(ULGF-005-07/12/04-FLTRFND-107)

47



Holdings % to Fund

G-Sec 38.95

8.19% GOI - 16.01.2020 6.93

6.13% GOI - 04.06.2028 4.68

6.05% GOI - 12.06.2019 3.94

8.79% GOI - 08.11.2021 2.97

8.15% GOI FCI Bonds - 16.10.22 2.91

9.37% MAH SDL - 04.12.2023 2.65


8.84% PN SDL - 11.06.2024 2.57

8.51% PN SDL - 10.04.2023 2.37

7.28% GOI - 03.06.2019 1.85

Others 5.48

Corporate Debt 28.82GOI FRB - 21.12.2020 11.89L&T Finance Ltd NSE Mibor +2% - 05.08.2019

8.65

Shriram Transport Finance Co Ltd Floater - 19.07.19

8.27

MMI 31.26

NCA 0.97


0.97

4.35

4.35

5.83

11.30

33.65

39.54

NCA



of private


botanical products



Govt. of India


51.34

27.11

17.09


A1+

AA+



Returns will be in line with those of fixed interest instruments, and may provide little protection against unexpected inflation increases Will preserve capital and minimize downside risk, with investment in debt and government instruments.

NAV

25.8660

Benchmark Details

Equity - 0% (NA)Debt - 100% (Crisil Liquid)

Performance Meter

Kotak Group Floating Rate

Fund (%)

Benchmark (%)

1 month 0.2 0.5

3 months 0.7 1.6

6 months 3.5 3.3

1 year 8.7 7.4

2 years 8.0 7.7

3 years 9.1 8.2

4 years 9.6 8.4

5 years 9.5 8.4

6 years 9.3 8.4

7 years 8.8 8.0

10 years 8.5 7.7

Inception 8.1 7.2


Date of Inception

07th December 2004

Fund Manager


AUM (in Lakhs)

1,443

14

Debt

NCA

Debt : Kunal Shah


2.58

Modified Duration

Modified Duration

Asset Allocation


Gsec 00 - 75 39

Debt 25 - 100 29

MMI /Others

00 - 40 32


GROUP FUNDKOTAK GROUP MONEY MARKET FUND(ULGF-001-27/06/03-MNMKFND-107)

48



Holdings % to Fund

MMI 99.85

NCA 0.15


0.15

14.50

85.35

NCA

Govt. of India



85.48

14.52CBLO & MutualFund Investments



Will protect capital and not have downside risks.

NAV

12.8292

Benchmark Details

Equity - 0% (NA)Debt - 100% (Crisil Liquid)

Performance Meter

Kotak Group Money

Market Fund (%)

Benchmark (%)

1 month 0.4 0.5

3 months 1.0 1.6

6 months 1.9 3.3

1 year 4.1 7.4

2 years 5.8 7.7

3 years 6.8 8.2

4 years n.a n.a

5 years n.a n.a

6 years n.a n.a

7 years n.a n.a

10 years n.a n.a

Inception 7.3 8.5


Date of Inception

12th August 2013

Fund Manager


AUM (in Lakhs)

7

0

Debt

NCA

Debt : Kunal Shah


0.03

Modified Duration

Modified Duration

Asset Allocation


MMI /Others

100 100


GROUP FUNDKOTAK GROUP SECURE CAPITAL FUND(ULGF-016-12/04/11-SECCAPFND-107)

49



Holdings % to Fund

G-Sec 41.38

8.13% GOI - 22.06.2045 15.08

8.17% GOI - 01.12.2044 8.17

7.88% GOI - 19.03.2030 2.96

8.30% GOI - 31.12.2042 2.74

7.72% GOI - 26.10.2055 2.21

7.16% NABARD - 12.01.2032 2.04

7.60% PFC - 20.02.2027 1.67

8.97% GOI - 05.12.2030 1.50

7.20% NABARD - 21.10.2031 1.05

6.13% GOI - 04.06.2028 0.87

Others 3.09


7.37% NTPC - 14.12.2031 3.77

7.95% HDFC Bank - 21.09.2026 3.71


2.56

8.48% KMPL - 13.04.18 1.81

8.20% PGC - 23.01.2030 1.78

7.80% HDFC - 11.11.2019 1.73


1.57

8.82% REC - 12.04.2023 1.53


1.22

8.55% Sundaram Finance - 27.10.17 1.22

Others 27.82

MMI 7.93

NCA 1.97


0.46

0.80

1.35

1.76

1.97

8.18

34.86

50.60


botanical products

Mfg of basic metals



NCA


Govt. of India



45.91

39.06

7.62

6.120.82 AAA



AA+

AA


The portfolio will consist of highly rated debt instruments including corporate debt and infrastructure debt assets as defined in the IRDA regulations, Government securities and short term investments.

NAV

17.3414

Benchmark Details

Debt - 100% (Crisil Bond)

Performance Meter

Kotak Group Secure Capital

Fund (%)

Benchmark (%)

1 month -1.9 -1.7

3 months -2.9 -1.8

6 months 2.3 3.4

1 year 12.7 11.7

2 years 8.4 9.3

3 years 11.5 11.4

4 years 9.2 9.3

5 years 9.7 9.2

6 years n.a n.a

7 years n.a n.a

10 years n.a n.a

Inception 9.8 9.1


Date of Inception

12th April 2011

Fund Manager


AUM (in Lakhs)

16,959

342

Debt

NCA

Debt : Kunal Shah


6.22

Modified Duration

Modified Duration

Asset Allocation


Gsec 00 - 75 41

Debt 25 - 100 49

MMI /Others

00 - 40 10


GROUP FUNDKOTAK GROUP SHORT TERM BOND FUND(ULGF-018-18/12/13-SHTRMBND-107)

50




2.42

3.11

3.37

12.06

19.11

59.92

NCA


Mfg of basic metals

Govt. of India




47.52

31.95

10.43

6.42 3.68AAA


A1+


AA+

Will generate stable returns through investments in a suitable mix of debt and money market instruments.

NAV

11.0919

Benchmark Details

Crisil Short Term Bond Fund Index

Performance Meter

Kotak Group Short Term Bond Fund

(%)

Benchmark (%)

1 month -0.3 -0.1

3 months 0.2 0.7

6 months 3.3 3.8

1 year 8.9 9.6

2 years n.a n.a

3 years n.a n.a

4 years n.a n.a

5 years n.a n.a

6 years n.a n.a

7 years n.a n.a

10 years n.a n.a

Inception 7.9 8.7


Date of Inception

19th October 2015

Fund Manager


AUM (in Lakhs)

4,872

121

Debt

NCA

Debt : Kunal Shah


2.82

Modified Duration

Modified Duration

Asset Allocation


Gsec 00 - 50 30

Debt 25 - 75 39

MMI /Others

10 - 75 32

G-Sec 31.18

9.50% GJ SDL - 11.09.2023 11.02

8.13% GOI - 21.09.2022 4.22

6.05% GOI - 12.06.2019 3.51

8.92% TN SDL - 05.09.2022 2.68

8.19% GOI - 16.01.2020 2.40

9.69% PN SDL - 12.02.2024 2.22

9.17% PN SDL - 11.04.2022 2.15

8.13% GOI - 22.06.2045 1.06

8.52% GJ SDL - 19.01.2021 1.04

Corporate Debt 49.968.60% Mahindra and Mahindra Financial Services Ltd- 28.06.20

6.01

8.25% Bajaj Finance Ltd - 19.08.2019 4.05



9.70% PFC - 31.01.2020 3.41

9.25% Tata Sons - 19.06.2019 2.90

8.61% L&T Finance Ltd. - 25.09.2017 2.52

9.65% HDFC - 19.01.2019 P -20.03.15 2.49

8.20% PGC - 23.01.2030 2.47

11.15% REC - 24.10.2018 2.13

Others 16.99

MMI 16.44

NCA 2.42



ANNEXURE

Equity Classic Opportunities Fund

Others 39.66Petronet L N G Ltd 1.33UltraTech Cement Ltd 1.30Aurobindo Pharma Ltd 1.24Hindalco Industries Ltd 1.24Reliance Industries Ltd 1.16Max Financial Services Ltd 1.14Vedanta Limited 1.14The Ramco Cements Limited 1.12Sun Pharmaceuticals Ltd 1.05Equitas Holding Ltd 1.04Motherson Sumi Systems Ltd 1.01Techno Electric & Engg. Co. Ltd 1.01Whirlpool Of India Ltd 1.00Indraprastha Gas Ltd 1.00F A G Bearings India Ltd 1.00Arvind Ltd 0.98Supreme Industries Ltd 0.97Hero Honda Motors Ltd 0.96Bayer Cropscience Ltd 0.95Strides Arcolab Ltd 0.94Havells India Ltd 0.94Asian Paints Ltd 0.93L I C Housing Finance Ltd 0.90National Thermal Power Corporation Ltd 0.88Torrent Pharmaceuticals Ltd 0.88Hindustan Petroleum Corporation Ltd 0.87Power Grid Corporation of India Ltd 0.86S R F Ltd 0.86State Bank of India 0.85T V S Motor Co. Ltd. 0.81Dalmia Bharat Ltd 0.78Greenply Industries Ltd 0.78Eicher Motors Limited 0.76Ashok Leyland Ltd 0.75Gujarat State Petronet Ltd 0.60Federal Bank Ltd 0.57Sun TV Network Ltd 0.56National Buildings Construction Corporation Ltd 0.56DR. LAL Pathlabs Ltd 0.53GAIL (India) Ltd 0.53Bajaj Finance Ltd 0.52Bata India Limited 0.51Kajaria Ceramics Limited 0.51Voltas Ltd 0.47Somany Ceramics ltd 0.43Mahindra & Mahindra Ltd 0.31ABB Ltd 0.126% Zee Entertainment Enterprises Ltd Pref Shares 0.02

Equity Dynamic Floor Fund II

Others 12.03Hindustan Petroleum Corporation Ltd 0.65Whirlpool Of India Ltd 0.61Bata India Limited 0.57Axis Bank Ltd 0.57Federal Bank Ltd 0.56Asian Paints Ltd 0.55GAIL (India) Ltd 0.54Indraprastha Gas Ltd 0.49Mahindra & Mahindra Ltd 0.48The Ramco Cements Limited 0.48Power Grid Corporation of India Ltd 0.43National Thermal Power Corporation Ltd 0.41Hindalco Industries Ltd 0.40Bharat Electronics Ltd 0.38Petronet L N G Ltd 0.35Infrastructure Development Finance Company Ltd 0.34Max Financial Services Ltd 0.32Motherson Sumi Systems Ltd 0.32Vedanta Limited 0.31Kajaria Ceramics Limited 0.29Equitas Holding Ltd 0.28Torrent Pharmaceuticals Ltd 0.28ABB Ltd 0.27Container Corporation of India Ltd 0.25Aurobindo Pharma Ltd 0.25Supreme Industries Ltd 0.23F A G Bearings India Ltd 0.20Strides Arcolab Ltd 0.19Greenply Industries Ltd 0.15Emami Ltd 0.14Dalmia Bharat Ltd 0.14S R F Ltd 0.14Bank of Baroda 0.12T V S Motor Co. Ltd. 0.11Reliance Industries Ltd 0.10Somany Ceramics ltd 0.07Sun TV Network Ltd 0.04Bajaj Finance Ltd 0.03

Equity Frontline Equity Fund

Others 30.77Britannia Industries Ltd 1.49Bata India Limited 1.46GAIL (India) Ltd 1.46Federal Bank Ltd 1.43Axis Bank Ltd 1.33Asian Paints Ltd 1.31Mahindra & Mahindra Ltd 1.28Whirlpool Of India Ltd 1.28Indraprastha Gas Ltd 1.14Power Grid Corporation of India Ltd 1.09The Ramco Cements Limited 1.09National Thermal Power Corporation Ltd 1.04Hindalco Industries Ltd 0.99Bharat Electronics Ltd 0.98Petronet L N G Ltd 0.89Max Financial Services Ltd 0.83Motherson Sumi Systems Ltd 0.83Infrastructure Development Finance Company Ltd 0.81Vedanta Limited 0.81Kajaria Ceramics Limited 0.74F A G Bearings India Ltd 0.71Aurobindo Pharma Ltd 0.68Torrent Pharmaceuticals Ltd 0.67Equitas Holding Ltd 0.66S R F Ltd 0.62Container Corporation of India Ltd 0.61Sun TV Network Ltd 0.54Supreme Industries Ltd 0.54ABB Ltd 0.52Greenply Industries Ltd 0.50Bank of Baroda 0.46Strides Arcolab Ltd 0.44Emami Ltd 0.37Reliance Industries Ltd 0.27T V S Motor Co. Ltd. 0.26Dalmia Bharat Ltd 0.25Somany Ceramics ltd 0.18Lupin Ltd 0.12Bajaj Finance Ltd 0.076% Zee Entertainment Enterprises Ltd Pref Shares 0.01

Equity Balanced Fund

Others 17.06GAIL (India) Ltd 0.86Bata India Limited 0.85Federal Bank Ltd 0.83Britannia Industries Ltd 0.81Axis Bank Ltd 0.78Asian Paints Ltd 0.76Mahindra & Mahindra Ltd 0.74Indraprastha Gas Ltd 0.66Whirlpool Of India Ltd 0.65Power Grid Corporation of India Ltd 0.63National Thermal Power Corporation Ltd 0.61The Ramco Cements Limited 0.60Hindalco Industries Ltd 0.57Bharat Electronics Ltd 0.57Petronet L N G Ltd 0.52Vedanta Limited 0.47Max Financial Services Ltd 0.47Motherson Sumi Systems Ltd 0.46Infrastructure Development Finance Company Ltd 0.44Kajaria Ceramics Limited 0.43Torrent Pharmaceuticals Ltd 0.38Equitas Holding Ltd 0.37Container Corporation of India Ltd 0.36Sun TV Network Ltd 0.31Supreme Industries Ltd 0.30Aurobindo Pharma Ltd 0.30ABB Ltd 0.27Bank of Baroda 0.27F A G Bearings India Ltd 0.27Strides Arcolab Ltd 0.26Greenply Industries Ltd 0.26Emami Ltd 0.16Dalmia Bharat Ltd 0.16S R F Ltd 0.16Reliance Industries Ltd 0.16T V S Motor Co. Ltd. 0.15Somany Ceramics ltd 0.10Lupin Ltd 0.07Bajaj Finance Ltd 0.046% Zee Entertainment Enterprises Ltd Pref Shares 0.01

51

The Break-up of Others is as given below




ANNEXURE

Equity Kotak Opportunities Fund

Others 39.93Petronet L N G Ltd 1.33UltraTech Cement Ltd 1.31Aurobindo Pharma Ltd 1.28Hindalco Industries Ltd 1.24Vedanta Limited 1.15Reliance Industries Ltd 1.15Max Financial Services Ltd 1.14The Ramco Cements Limited 1.13Sun Pharmaceuticals Ltd 1.07Motherson Sumi Systems Ltd 1.02Supreme Industries Ltd 1.02Whirlpool Of India Ltd 1.02F A G Bearings India Ltd 1.01Techno Electric & Engg. Co. Ltd 1.00Asian Paints Ltd 1.00Indraprastha Gas Ltd 1.00Arvind Ltd 0.99Equitas Holding Ltd 0.97Strides Arcolab Ltd 0.97Bayer Cropscience Ltd 0.95Havells India Ltd 0.95L I C Housing Finance Ltd 0.92Torrent Pharmaceuticals Ltd 0.90Hero Honda Motors Ltd 0.89National Thermal Power Corporation Ltd 0.88Hindustan Petroleum Corporation Ltd 0.88S R F Ltd 0.87State Bank of India 0.87Power Grid Corporation of India Ltd 0.87T V S Motor Co. Ltd. 0.84Greenply Industries Ltd 0.80Dalmia Bharat Ltd 0.78Eicher Motors Limited 0.78Ashok Leyland Ltd 0.75Federal Bank Ltd 0.57Sun TV Network Ltd 0.56Gujarat State Petronet Ltd 0.55National Buildings Construction Corporation Ltd 0.53GAIL (India) Ltd 0.53DR. LAL Pathlabs Ltd 0.53Bajaj Finance Ltd 0.53Bata India Limited 0.51Kajaria Ceramics Limited 0.51Voltas Ltd 0.47Somany Ceramics ltd 0.43Mahindra & Mahindra Ltd 0.31ABB Ltd 0.136% Zee Entertainment Enterprises Ltd Pref Shares 0.03

Equity Guarantee Fund

Others 16.96UltraTech Cement Ltd 0.91IndusInd Bank Limited 0.88Hero Honda Motors Ltd 0.88Bajaj Auto Ltd 0.82HCL Technologies Ltd 0.82Eicher Motors Limited 0.70Dr Reddys Laboratories Ltd 0.70Lupin Ltd 0.70Grasim Industries Ltd 0.68Bharat Petroleum Corporation Ltd 0.67YES BANK LTD 0.64Zee Entertainment Enterprises Ltd 0.63Mundra Port and Special Economic Zone Ltd 0.60Tata Steel Ltd 0.59Cipla Ltd 0.59GAIL (India) Ltd 0.58Hindalco Industries Ltd 0.55Coal India Ltd 0.54Wipro Ltd 0.54Tech Mahindra Ltd 0.53Ambuja Cements Ltd 0.44Bosch Ltd 0.43Bharti Infratel Ltd. 0.38Bharat Heavy Electricals Ltd 0.37Aurobindo Pharma Ltd 0.36Idea Cellular Ltd 0.34ACC Ltd 0.33Tata Power Company Ltd 0.27Tata Motors Limited-DVR 0.26Bank of Baroda 0.21

Equity Kotak Aggressive Growth Fund

Others 27.22GAIL (India) Ltd 1.67Mahindra & Mahindra Ltd 1.59Bata India Limited 1.55Axis Bank Ltd 1.48Federal Bank Ltd 1.43Britannia Industries Ltd 1.42Asian Paints Ltd 1.32T V S Motor Co. Ltd. 1.24Indraprastha Gas Ltd 1.19Power Grid Corporation of India Ltd 1.10Petronet L N G Ltd 1.05National Thermal Power Corporation Ltd 1.05Hindalco Industries Ltd 1.02Vedanta Limited 1.00Max Financial Services Ltd 0.90The Ramco Cements Limited 0.83Motherson Sumi Systems Ltd 0.80Torrent Pharmaceuticals Ltd 0.78Infrastructure Development Finance Company Ltd 0.78Aurobindo Pharma Ltd 0.69S R F Ltd 0.68Container Corporation of India Ltd 0.62Equitas Holding Ltd 0.54ABB Ltd 0.52Strides Arcolab Ltd 0.49Emami Ltd 0.33Supreme Industries Ltd 0.30Bank of Baroda 0.24Bharat Forge Ltd 0.18Lupin Ltd 0.15Reliance Industries Ltd 0.13Sun TV Network Ltd 0.096% Zee Entertainment Enterprises Ltd Pref Shares 0.04

Equity Kotak Dynamic Growth Fund

Others 23.82Britannia Industries Ltd 1.27Whirlpool Of India Ltd 1.20Bata India Limited 1.14Federal Bank Ltd 1.12Axis Bank Ltd 1.10Asian Paints Ltd 1.06GAIL (India) Ltd 1.06Mahindra & Mahindra Ltd 1.01Indraprastha Gas Ltd 0.95The Ramco Cements Limited 0.92Power Grid Corporation of India Ltd 0.85National Thermal Power Corporation Ltd 0.81Hindalco Industries Ltd 0.78Bharat Electronics Ltd 0.76Petronet L N G Ltd 0.70Infrastructure Development Finance Company Ltd 0.66Max Financial Services Ltd 0.64Motherson Sumi Systems Ltd 0.64Vedanta Limited 0.59Kajaria Ceramics Limited 0.57Torrent Pharmaceuticals Ltd 0.55Equitas Holding Ltd 0.54Container Corporation of India Ltd 0.49F A G Bearings India Ltd 0.48Aurobindo Pharma Ltd 0.47ABB Ltd 0.46Supreme Industries Ltd 0.43Greenply Industries Ltd 0.40Strides Arcolab Ltd 0.36S R F Ltd 0.26Dalmia Bharat Ltd 0.25Emami Ltd 0.25Bank of Baroda 0.23T V S Motor Co. Ltd. 0.21Reliance Industries Ltd 0.21Somany Ceramics ltd 0.14Lupin Ltd 0.10Sun TV Network Ltd 0.09Bajaj Finance Ltd 0.066% Zee Entertainment Enterprises Ltd Pref Shares 0.03

52





ANNEXURE

Equity Dynamic Floor Fund

Others 11.71Britannia Industries Ltd 0.64Bata India Limited 0.57Axis Bank Ltd 0.57Federal Bank Ltd 0.56Asian Paints Ltd 0.55GAIL (India) Ltd 0.54Mahindra & Mahindra Ltd 0.51Indraprastha Gas Ltd 0.49The Ramco Cements Limited 0.46Whirlpool Of India Ltd 0.44Power Grid Corporation of India Ltd 0.43National Thermal Power Corporation Ltd 0.41Hindalco Industries Ltd 0.40Bharat Electronics Ltd 0.38Petronet L N G Ltd 0.35Motherson Sumi Systems Ltd 0.32Vedanta Limited 0.31Kajaria Ceramics Limited 0.29Infrastructure Development Finance Company Ltd 0.28Torrent Pharmaceuticals Ltd 0.28Equitas Holding Ltd 0.28Max Financial Services Ltd 0.26Container Corporation of India Ltd 0.25ABB Ltd 0.24Aurobindo Pharma Ltd 0.24Supreme Industries Ltd 0.21Greenply Industries Ltd 0.20Strides Arcolab Ltd 0.19F A G Bearings India Ltd 0.16Dalmia Bharat Ltd 0.13S R F Ltd 0.13Emami Ltd 0.13Bank of Baroda 0.12T V S Motor Co. Ltd. 0.11Reliance Industries Ltd 0.10Somany Ceramics ltd 0.07Lupin Ltd 0.05Sun TV Network Ltd 0.04Bajaj Finance Ltd 0.03

Equity Peak Guarantee Fund I

Others 16.12UltraTech Cement Ltd 0.86IndusInd Bank Limited 0.84Hero Honda Motors Ltd 0.84Bajaj Auto Ltd 0.78HCL Technologies Ltd 0.78Dr Reddys Laboratories Ltd 0.67Lupin Ltd 0.66Eicher Motors Limited 0.66Grasim Industries Ltd 0.65Bharat Petroleum Corporation Ltd 0.64YES BANK LTD 0.61Zee Entertainment Enterprises Ltd 0.60Mundra Port and Special Economic Zone Ltd 0.57Tata Steel Ltd 0.56Cipla Ltd 0.56GAIL (India) Ltd 0.55Hindalco Industries Ltd 0.52Coal India Ltd 0.52Wipro Ltd 0.51Tech Mahindra Ltd 0.51Ambuja Cements Ltd 0.42Bosch Ltd 0.40Bharti Infratel Ltd. 0.36Bharat Heavy Electricals Ltd 0.35Aurobindo Pharma Ltd 0.34Idea Cellular Ltd 0.32ACC Ltd 0.31Tata Power Company Ltd 0.26Tata Motors Limited-DVR 0.24Bank of Baroda 0.20

Equity Kotak Dynamic Balanced Fund

Others 17.16GAIL (India) Ltd 0.86Bata India Limited 0.84Britannia Industries Ltd 0.83Federal Bank Ltd 0.82Whirlpool Of India Ltd 0.79Asian Paints Ltd 0.75Axis Bank Ltd 0.75Mahindra & Mahindra Ltd 0.74Indraprastha Gas Ltd 0.64The Ramco Cements Limited 0.63Power Grid Corporation of India Ltd 0.60National Thermal Power Corporation Ltd 0.60Hindalco Industries Ltd 0.56Bharat Electronics Ltd 0.56Petronet L N G Ltd 0.51Vedanta Limited 0.47Infrastructure Development Finance Company Ltd 0.46Max Financial Services Ltd 0.46Kajaria Ceramics Limited 0.42Motherson Sumi Systems Ltd 0.42Equitas Holding Ltd 0.37Torrent Pharmaceuticals Ltd 0.36Container Corporation of India Ltd 0.36Sun TV Network Ltd 0.31Aurobindo Pharma Ltd 0.31F A G Bearings India Ltd 0.31ABB Ltd 0.31Supreme Industries Ltd 0.30Greenply Industries Ltd 0.27Bank of Baroda 0.27Strides Arcolab Ltd 0.24Dalmia Bharat Ltd 0.18Emami Ltd 0.17S R F Ltd 0.17Reliance Industries Ltd 0.15T V S Motor Co. Ltd. 0.15Somany Ceramics ltd 0.10Lupin Ltd 0.07Bajaj Finance Ltd 0.046% Zee Entertainment Enterprises Ltd Pref Shares 0.03

Equity Kotak Guaranteed Growth Fund

Others 17.29Whirlpool Of India Ltd 0.94Hindustan Petroleum Corporation Ltd 0.93Bata India Limited 0.82Axis Bank Ltd 0.82Federal Bank Ltd 0.80Asian Paints Ltd 0.79GAIL (India) Ltd 0.77The Ramco Cements Limited 0.71Mahindra & Mahindra Ltd 0.69Indraprastha Gas Ltd 0.63Power Grid Corporation of India Ltd 0.61National Thermal Power Corporation Ltd 0.59Hindalco Industries Ltd 0.57Infrastructure Development Finance Company Ltd 0.55Bharat Electronics Ltd 0.55Petronet L N G Ltd 0.50Motherson Sumi Systems Ltd 0.48F A G Bearings India Ltd 0.47Vedanta Limited 0.44Equitas Holding Ltd 0.41Torrent Pharmaceuticals Ltd 0.41Max Financial Services Ltd 0.38Aurobindo Pharma Ltd 0.37ABB Ltd 0.36Container Corporation of India Ltd 0.36Supreme Industries Ltd 0.33Greenply Industries Ltd 0.30Strides Arcolab Ltd 0.27Kajaria Ceramics Limited 0.22Dalmia Bharat Ltd 0.21S R F Ltd 0.20Bank of Baroda 0.17T V S Motor Co. Ltd. 0.16Reliance Industries Ltd 0.15Somany Ceramics ltd 0.11Emami Ltd 0.09Sun TV Network Ltd 0.06Bajaj Finance Ltd 0.046% Zee Entertainment Enterprises Ltd Pref Shares 0.02

53





ANNEXURE

Equity Kotak Guaranteed Balanced Fund

Others 14.12Hindustan Petroleum Corporation Ltd 0.75Whirlpool Of India Ltd 0.70Axis Bank Ltd 0.66Federal Bank Ltd 0.65Asian Paints Ltd 0.64GAIL (India) Ltd 0.63Bata India Limited 0.62The Ramco Cements Limited 0.57Indraprastha Gas Ltd 0.57Power Grid Corporation of India Ltd 0.50Mahindra & Mahindra Ltd 0.49National Thermal Power Corporation Ltd 0.47Hindalco Industries Ltd 0.46Bharat Electronics Ltd 0.44Infrastructure Development Finance Company Ltd 0.43Petronet L N G Ltd 0.40F A G Bearings India Ltd 0.38Motherson Sumi Systems Ltd 0.38Max Financial Services Ltd 0.38Vedanta Limited 0.35Kajaria Ceramics Limited 0.33Equitas Holding Ltd 0.33Torrent Pharmaceuticals Ltd 0.33ABB Ltd 0.30Aurobindo Pharma Ltd 0.30Container Corporation of India Ltd 0.29Supreme Industries Ltd 0.26Greenply Industries Ltd 0.24Strides Arcolab Ltd 0.22Dalmia Bharat Ltd 0.16S R F Ltd 0.16Emami Ltd 0.16Bank of Baroda 0.13T V S Motor Co. Ltd. 0.13Reliance Industries Ltd 0.12Somany Ceramics ltd 0.09Sun TV Network Ltd 0.05Bajaj Finance Ltd 0.036% Zee Entertainment Enterprises Ltd Pref Shares 0.02

Equity Kotak Pension Opportunities Fund

Others 39.76Petronet L N G Ltd 1.31UltraTech Cement Ltd 1.28Aurobindo Pharma Ltd 1.28Hindalco Industries Ltd 1.25Max Financial Services Ltd 1.17Reliance Industries Ltd 1.15Vedanta Limited 1.13The Ramco Cements Limited 1.10Sun Pharmaceuticals Ltd 1.08Whirlpool Of India Ltd 1.07Equitas Holding Ltd 1.06F A G Bearings India Ltd 1.05Motherson Sumi Systems Ltd 1.04Supreme Industries Ltd 1.02Arvind Ltd 1.01Techno Electric & Engg. Co. Ltd 1.00Asian Paints Ltd 0.99Indraprastha Gas Ltd 0.99Hero Honda Motors Ltd 0.98Strides Arcolab Ltd 0.98Bayer Cropscience Ltd 0.94Havells India Ltd 0.92L I C Housing Finance Ltd 0.90Torrent Pharmaceuticals Ltd 0.89S R F Ltd 0.88State Bank of India 0.88Hindustan Petroleum Corporation Ltd 0.86National Thermal Power Corporation Ltd 0.85Power Grid Corporation of India Ltd 0.84Greenply Industries Ltd 0.83T V S Motor Co. Ltd. 0.80Dalmia Bharat Ltd 0.76Ashok Leyland Ltd 0.74Eicher Motors Limited 0.70Gujarat State Petronet Ltd 0.58Federal Bank Ltd 0.56Sun TV Network Ltd 0.55DR. LAL Pathlabs Ltd 0.52GAIL (India) Ltd 0.51National Buildings Construction Corporation Ltd 0.50Kajaria Ceramics Limited 0.50Bata India Limited 0.50Bajaj Finance Ltd 0.47Voltas Ltd 0.47Somany Ceramics ltd 0.41Mahindra & Mahindra Ltd 0.31ABB Ltd 0.136% Zee Entertainment Enterprises Ltd Pref Shares 0.03

Equity Pension Classic Opportunities Fund

Others 40.03Petronet L N G Ltd 1.33UltraTech Cement Ltd 1.31Aurobindo Pharma Ltd 1.29Hindalco Industries Ltd 1.25Vedanta Limited 1.16Reliance Industries Ltd 1.14Max Financial Services Ltd 1.13The Ramco Cements Limited 1.13Supreme Industries Ltd 1.07Sun Pharmaceuticals Ltd 1.07Whirlpool Of India Ltd 1.03Motherson Sumi Systems Ltd 1.03F A G Bearings India Ltd 1.02Asian Paints Ltd 1.00Techno Electric & Engg. Co. Ltd 0.99Arvind Ltd 0.99Indraprastha Gas Ltd 0.99Strides Arcolab Ltd 0.98Equitas Holding Ltd 0.97Havells India Ltd 0.96Bayer Cropscience Ltd 0.95L I C Housing Finance Ltd 0.92Torrent Pharmaceuticals Ltd 0.91Hero Honda Motors Ltd 0.88S R F Ltd 0.88State Bank of India 0.88National Thermal Power Corporation Ltd 0.88Hindustan Petroleum Corporation Ltd 0.87Power Grid Corporation of India Ltd 0.87T V S Motor Co. Ltd. 0.85Greenply Industries Ltd 0.81Eicher Motors Limited 0.80Dalmia Bharat Ltd 0.78Ashok Leyland Ltd 0.75Federal Bank Ltd 0.56Sun TV Network Ltd 0.56Gujarat State Petronet Ltd 0.55GAIL (India) Ltd 0.53National Buildings Construction Corporation Ltd 0.53DR. LAL Pathlabs Ltd 0.53Bata India Limited 0.51Kajaria Ceramics Limited 0.50Bajaj Finance Ltd 0.48Voltas Ltd 0.46Somany Ceramics ltd 0.43Mahindra & Mahindra Ltd 0.31ABB Ltd 0.136% Zee Entertainment Enterprises Ltd Pref Shares 0.05

Equity Pension Frontline Equity Fund

Others 28.99GAIL (India) Ltd 1.44Federal Bank Ltd 1.42Axis Bank Ltd 1.37Asian Paints Ltd 1.33Mahindra & Mahindra Ltd 1.21Shree Cement Ltd 1.20Indraprastha Gas Ltd 1.19Whirlpool Of India Ltd 1.16Power Grid Corporation of India Ltd 1.09The Ramco Cements Limited 1.04National Thermal Power Corporation Ltd 1.04Hindalco Industries Ltd 0.98Bharat Electronics Ltd 0.97Britannia Industries Ltd 0.90Petronet L N G Ltd 0.88Max Financial Services Ltd 0.86Motherson Sumi Systems Ltd 0.85Vedanta Limited 0.81Kajaria Ceramics Limited 0.73F A G Bearings India Ltd 0.73Equitas Holding Ltd 0.72Torrent Pharmaceuticals Ltd 0.71ABB Ltd 0.68Container Corporation of India Ltd 0.60Supreme Industries Ltd 0.55Sun TV Network Ltd 0.53Greenply Industries Ltd 0.53Strides Arcolab Ltd 0.48Bank of Baroda 0.46Aurobindo Pharma Ltd 0.42Infrastructure Development Finance Company Ltd 0.39S R F Ltd 0.37Emami Ltd 0.34T V S Motor Co. Ltd. 0.27Reliance Industries Ltd 0.27Dalmia Bharat Ltd 0.15Lupin Ltd 0.13Bajaj Finance Ltd 0.07Somany Ceramics ltd 0.066% Zee Entertainment Enterprises Ltd Pref Shares 0.04

54





ANNEXURE

Equity Pension Guarantee Fund

Others 17.20UltraTech Cement Ltd 0.92IndusInd Bank Limited 0.89Hero Honda Motors Ltd 0.89Bajaj Auto Ltd 0.83HCL Technologies Ltd 0.83Eicher Motors Limited 0.72Dr Reddys Laboratories Ltd 0.71Lupin Ltd 0.71Grasim Industries Ltd 0.69Bharat Petroleum Corporation Ltd 0.68YES BANK LTD 0.65Zee Entertainment Enterprises Ltd 0.64Mundra Port and Special Economic Zone Ltd 0.61Tata Steel Ltd 0.60Cipla Ltd 0.59GAIL (India) Ltd 0.59Hindalco Industries Ltd 0.56Coal India Ltd 0.55Wipro Ltd 0.55Tech Mahindra Ltd 0.54Ambuja Cements Ltd 0.45Bosch Ltd 0.44Bharti Infratel Ltd. 0.38Bharat Heavy Electricals Ltd 0.37Aurobindo Pharma Ltd 0.37Idea Cellular Ltd 0.34ACC Ltd 0.34Tata Power Company Ltd 0.28Tata Motors Limited-DVR 0.26Bank of Baroda 0.21

Equity Kotak Pension Floor Fund

Others 11.88Hindustan Petroleum Corporation Ltd 0.65Axis Bank Ltd 0.58Bata India Limited 0.58Federal Bank Ltd 0.57Asian Paints Ltd 0.56GAIL (India) Ltd 0.55Indraprastha Gas Ltd 0.50Whirlpool Of India Ltd 0.50The Ramco Cements Limited 0.49Power Grid Corporation of India Ltd 0.44Mahindra & Mahindra Ltd 0.43National Thermal Power Corporation Ltd 0.42Hindalco Industries Ltd 0.40Bharat Electronics Ltd 0.39Petronet L N G Ltd 0.36Motherson Sumi Systems Ltd 0.33Vedanta Limited 0.31Infrastructure Development Finance Company Ltd 0.31Equitas Holding Ltd 0.29Torrent Pharmaceuticals Ltd 0.29ABB Ltd 0.27Max Financial Services Ltd 0.27Aurobindo Pharma Ltd 0.26Container Corporation of India Ltd 0.25Supreme Industries Ltd 0.22Greenply Industries Ltd 0.21Strides Arcolab Ltd 0.19F A G Bearings India Ltd 0.18Kajaria Ceramics Limited 0.16Dalmia Bharat Ltd 0.14S R F Ltd 0.14Emami Ltd 0.13Bank of Baroda 0.12T V S Motor Co. Ltd. 0.12Reliance Industries Ltd 0.11Somany Ceramics ltd 0.08Sun TV Network Ltd 0.04Bajaj Finance Ltd 0.03

Equity Kotak Pension Growth Fund

Others 16.86Britannia Industries Ltd 0.89Whirlpool Of India Ltd 0.87Bata India Limited 0.81Federal Bank Ltd 0.79Axis Bank Ltd 0.78Asian Paints Ltd 0.76GAIL (India) Ltd 0.75Mahindra & Mahindra Ltd 0.71Indraprastha Gas Ltd 0.68The Ramco Cements Limited 0.66Power Grid Corporation of India Ltd 0.60National Thermal Power Corporation Ltd 0.58Hindalco Industries Ltd 0.55Bharat Electronics Ltd 0.54Petronet L N G Ltd 0.49Max Financial Services Ltd 0.45Motherson Sumi Systems Ltd 0.44Vedanta Limited 0.42Kajaria Ceramics Limited 0.40Infrastructure Development Finance Company Ltd 0.39Torrent Pharmaceuticals Ltd 0.39Equitas Holding Ltd 0.38Container Corporation of India Ltd 0.35ABB Ltd 0.34F A G Bearings India Ltd 0.34Aurobindo Pharma Ltd 0.33Supreme Industries Ltd 0.31Greenply Industries Ltd 0.28Strides Arcolab Ltd 0.26Dalmia Bharat Ltd 0.18Emami Ltd 0.18S R F Ltd 0.18Bank of Baroda 0.16T V S Motor Co. Ltd. 0.15Reliance Industries Ltd 0.15Somany Ceramics ltd 0.10Lupin Ltd 0.07Sun TV Network Ltd 0.06Bajaj Finance Ltd 0.046% Zee Entertainment Enterprises Ltd Pref Shares 0.02

Equity Pension Floor Fund II

Others 11.96Whirlpool Of India Ltd 0.70Hindustan Petroleum Corporation Ltd 0.65Axis Bank Ltd 0.58Federal Bank Ltd 0.56Asian Paints Ltd 0.56GAIL (India) Ltd 0.55Bata India Limited 0.54The Ramco Cements Limited 0.51Indraprastha Gas Ltd 0.50Power Grid Corporation of India Ltd 0.43Mahindra & Mahindra Ltd 0.43National Thermal Power Corporation Ltd 0.41Hindalco Industries Ltd 0.40Bharat Electronics Ltd 0.38Infrastructure Development Finance Company Ltd 0.38Petronet L N G Ltd 0.35Motherson Sumi Systems Ltd 0.33ABB Ltd 0.31Vedanta Limited 0.31Equitas Holding Ltd 0.28Torrent Pharmaceuticals Ltd 0.28Max Financial Services Ltd 0.27Container Corporation of India Ltd 0.25Supreme Industries Ltd 0.24Strides Arcolab Ltd 0.19Aurobindo Pharma Ltd 0.17Greenply Industries Ltd 0.16Emami Ltd 0.15Dalmia Bharat Ltd 0.15S R F Ltd 0.15Kajaria Ceramics Limited 0.15Bank of Baroda 0.12T V S Motor Co. Ltd. 0.11F A G Bearings India Ltd 0.11Reliance Industries Ltd 0.11Somany Ceramics ltd 0.08Sun TV Network Ltd 0.04Bajaj Finance Ltd 0.03

55





ANNEXURE

Equity Kotak Pension Balanced Fund

Others 14.10Hindustan Petroleum Corporation Ltd 0.75Whirlpool Of India Ltd 0.74Axis Bank Ltd 0.67Bata India Limited 0.67Federal Bank Ltd 0.65Asian Paints Ltd 0.65GAIL (India) Ltd 0.64Indraprastha Gas Ltd 0.58The Ramco Cements Limited 0.56Power Grid Corporation of India Ltd 0.50Mahindra & Mahindra Ltd 0.49National Thermal Power Corporation Ltd 0.47Hindalco Industries Ltd 0.46Bharat Electronics Ltd 0.44Petronet L N G Ltd 0.41Infrastructure Development Finance Company Ltd 0.40Motherson Sumi Systems Ltd 0.38Max Financial Services Ltd 0.38Vedanta Limited 0.36Kajaria Ceramics Limited 0.33Torrent Pharmaceuticals Ltd 0.33Equitas Holding Ltd 0.33F A G Bearings India Ltd 0.29Container Corporation of India Ltd 0.29Aurobindo Pharma Ltd 0.29ABB Ltd 0.28Supreme Industries Ltd 0.26Greenply Industries Ltd 0.24Strides Arcolab Ltd 0.22Dalmia Bharat Ltd 0.16S R F Ltd 0.16Emami Ltd 0.15Bank of Baroda 0.14T V S Motor Co. Ltd. 0.13Reliance Industries Ltd 0.12Somany Ceramics ltd 0.09Sun TV Network Ltd 0.05Bajaj Finance Ltd 0.036% Zee Entertainment Enterprises Ltd Pref Shares 0.01

Equity Kotak Group Dynamic Floor Fund

Others 9.13Britannia Industries Ltd 0.49Axis Bank Ltd 0.45Bata India Limited 0.45Federal Bank Ltd 0.45Asian Paints Ltd 0.43GAIL (India) Ltd 0.43Mahindra & Mahindra Ltd 0.40Indraprastha Gas Ltd 0.38The Ramco Cements Limited 0.37Whirlpool Of India Ltd 0.35Power Grid Corporation of India Ltd 0.34National Thermal Power Corporation Ltd 0.32Hindalco Industries Ltd 0.31Bharat Electronics Ltd 0.30Petronet L N G Ltd 0.28Motherson Sumi Systems Ltd 0.25Vedanta Limited 0.24Kajaria Ceramics Limited 0.23Infrastructure Development Finance Company Ltd 0.21Torrent Pharmaceuticals Ltd 0.21Equitas Holding Ltd 0.21Max Financial Services Ltd 0.20Container Corporation of India Ltd 0.20ABB Ltd 0.19Aurobindo Pharma Ltd 0.18Supreme Industries Ltd 0.16Greenply Industries Ltd 0.16Strides Arcolab Ltd 0.15Dalmia Bharat Ltd 0.11Emami Ltd 0.10S R F Ltd 0.09Bank of Baroda 0.09T V S Motor Co. Ltd. 0.09F A G Bearings India Ltd 0.09Reliance Industries Ltd 0.08Somany Ceramics ltd 0.05Lupin Ltd 0.04Sun TV Network Ltd 0.03Bajaj Finance Ltd 0.02

Equity Pension Balanced Fund II

Others 17.59Hindustan Petroleum Corporation Ltd 0.95GAIL (India) Ltd 0.88Bata India Limited 0.85Federal Bank Ltd 0.82Axis Bank Ltd 0.82Asian Paints Ltd 0.80Whirlpool Of India Ltd 0.75The Ramco Cements Limited 0.72Indraprastha Gas Ltd 0.71Power Grid Corporation of India Ltd 0.62Mahindra & Mahindra Ltd 0.62National Thermal Power Corporation Ltd 0.60Hindalco Industries Ltd 0.58Bharat Electronics Ltd 0.55Infrastructure Development Finance Company Ltd 0.53Petronet L N G Ltd 0.51Motherson Sumi Systems Ltd 0.50Vedanta Limited 0.44Equitas Holding Ltd 0.42Kajaria Ceramics Limited 0.42Torrent Pharmaceuticals Ltd 0.42Aurobindo Pharma Ltd 0.37Container Corporation of India Ltd 0.37F A G Bearings India Ltd 0.36ABB Ltd 0.34Sun TV Network Ltd 0.33Supreme Industries Ltd 0.32Greenply Industries Ltd 0.31Max Financial Services Ltd 0.28Strides Arcolab Ltd 0.27Dalmia Bharat Ltd 0.21Emami Ltd 0.20Bank of Baroda 0.17T V S Motor Co. Ltd. 0.16Reliance Industries Ltd 0.15Somany Ceramics ltd 0.10S R F Ltd 0.066% Zee Entertainment Enterprises Ltd Pref Shares 0.04Bajaj Finance Ltd 0.04

Equity Kotak Group Balanced Fund

Others 17.45Shree Cement Ltd 0.86Bata India Limited 0.86Federal Bank Ltd 0.84Britannia Industries Ltd 0.81Axis Bank Ltd 0.81Asian Paints Ltd 0.79Mahindra & Mahindra Ltd 0.76Indraprastha Gas Ltd 0.69Whirlpool Of India Ltd 0.67Power Grid Corporation of India Ltd 0.64The Ramco Cements Limited 0.62National Thermal Power Corporation Ltd 0.61Hindalco Industries Ltd 0.59Bharat Electronics Ltd 0.58Petronet L N G Ltd 0.53Vedanta Limited 0.49Motherson Sumi Systems Ltd 0.47Max Financial Services Ltd 0.47Infrastructure Development Finance Company Ltd 0.44Kajaria Ceramics Limited 0.43Torrent Pharmaceuticals Ltd 0.39Equitas Holding Ltd 0.38Container Corporation of India Ltd 0.37Sun TV Network Ltd 0.32Supreme Industries Ltd 0.31Aurobindo Pharma Ltd 0.30ABB Ltd 0.28Bank of Baroda 0.27F A G Bearings India Ltd 0.27Strides Arcolab Ltd 0.27Greenply Industries Ltd 0.27Emami Ltd 0.17Dalmia Bharat Ltd 0.16T V S Motor Co. Ltd. 0.16Reliance Industries Ltd 0.16S R F Ltd 0.16Somany Ceramics ltd 0.10Lupin Ltd 0.07Bajaj Finance Ltd 0.046% Zee Entertainment Enterprises Ltd Pref Shares 0.01

56





Disclaimer

Disclaimer :

About Us :About Kotak Mahindra Old Mutual Life Insurance

Kotak Mahindra Group

Old Mutual plc

Risk factors :

Though document is thoroughly researched & prepared by our fund experts. kotak life insurance ltd however makes no warranties, representations, promises or statements that the information contained herein is clear, correct, precise or accurate. this document has been prepared for the purpose of providing an overview of kli funds without taking account of any particular investor’s objectives, financial situation or needs you are therefore requested not to substitute this document with any professional opinion/advice and to use your discretion basis your financial objectives.

Kotak Mahindra Old Mutual Life Insurance Ltd. is a 74:26 joint venture between Kotak Mahindra Bank Ltd., its affiliates and Old Mutual plc.

Kotak Mahindra Group is one of India’s leading banking and financial services organizations, offering a wide range of financial services that encompass every sphere of life. From commercial banking, to stock broking, to mutual funds, to life insurance, to investment banking, the group caters to the diverse financial needs of individuals and corporate sector.

Old Mutual plc is an international long-term savings, protection and investment Group. Originating in South Africa in 1845, the Group provides life assurance, asset management, banking and general insurance in Europe, the Americas, Africa and Asia. Old Mutual plc is listed on the London Stock Exchange and the JSE, among others.

Kotak Mahindra Old Mutual Life Insurance Ltd; Regn. No.:107, CIN : U66030MH2000PLC128503, Regd. Office: 2nd Floor, Plot # C- 12, G- Block, BKC, Bandra (E), Mumbai- 400 051.

Website: http://insurance.kotak.com, Email: [email protected].

• Unit Linked Life Insurance Products are different from traditional insurance products and are subject to the risk factors.

• The premium paid in Unit Linked Life Insurance Products are subject to investment risk associated with capital markets and the NAVs of the units may go up or down based on the performance of the fund and factors influencing the capital market and insured is responsible for his/her decisions.

• Kotak Life Insurance is only the name of the Insurance Company and the specified Unit Linked funds do not in any way indicate the quality of the contract, its future prospects or returns.

• Please know the associated risks and the applicable charges from your insurance agent or the intermediary or policy document of the insurer.

• Past performance of any of the funds is not indicative of their future prospects or returns.

57



Documents

Fund Update Cover -x5 - Kotak Mahindra Bank · USD 1.8bn dominated by secondary market. This was largely led by the Govt’s 2% stake sale in ITC (USD 993mn). Govt’s 5% stake sale