Embed Size (px)
Citation preview
Fraud BINGO
F R A U D5
Many victims of financial fraud are
smart and well-educated.
7Low risk and high returns usually do
not go hand in hand.
15Get a Copy of Your Free Credit Report
At: annualcreditreport.co
m
8Older persons are most likely to be targets of a scam.
2Been victimized? Call Pennsylvania
Department of Banking Securities:
800-PA-BANKS
26Use Caller ID!
19Beware: The “Credit
Repair” Scam
21Don't give out
personal information because of an
unsolicited sales pitch.
23Read the fine print before you sign up.
30Beware: of “Reload”
Scams
34Beware: The
“Romance” Scam
36Make Front and Back Copies of Credit and Debit
Cards
FREEFraud Info:
Call the PA Department of Banking and
Securities1-800-PA-BANKS
37Resist high pressure
sales tactics such as: “There’s a
shortage”
45Report Scams to the
Pennsylvania Department of Banking and
Securities: 800-PA-BANKS
50Red Flag: “Everyone
Is In On It” Investment
57Get Ahead of The Scammers – Sign Up for “Watchdog
Alerts.”
60Tax preparers and insurance agents
must have a license to sell you securities.
58Red flag: "Limited
time offer."
56Red flag: "Risk free"
and "Guaranteed."
74Be careful.
Recovering your money is very
difficult.
63Beware: Ponzi
Schemes
70Investment seminars
may offer free dinner, but there’s no such thing as a free
lunch.
69An uninformed
investor can be the best friend of a financial criminal
67Never Feel
Obligated To Invest Because of A
“Freebie.”
The Pennsylvania Department of Banking and Securities developed this tool and format for consumer education purposes and has provided its use for such purposes free to the public and other regulatory bodies. The PA DoBS does not endorse or approve any modifications from its original format.
Fraud BINGO
F R A U D12
Beware: Anyone Who Calls You “Out
of The Blue” Claiming You Owe
Them Money
13Keep in mind that
good manners don't indicate personal
integrity.
9Check your financial
statements for accuracy.
4Keep copies of all
financial documents.
3Beware: “Counterfeit
Cashier’s Check” Scam
28Beware: Home
Improvement Scam
18Beware: of Identity Theft and How It
Can Happen
26Use Caller ID!
17Make Sure to Use “Strong” Passwords
21Don't give out
personal information because of an
unsolicited sales pitch.
43When in doubt, check out the
company.
33Check Out Strangers
Touting Strange Deals
FREEFraud Info:
Call the PA Department of Banking and
Securities1-800-PA-BANKS
32Protect Yourself
from Scams and ID Theft
38Avoid Giving Out
Your Social Security Number
47If in doubt, say "NO!" Trust your instincts.
57Get Ahead of The Scammers – Sign Up for “Watchdog
Alerts.”
54Promissory notes - a promise isn't always
a promise.
46If sales person can’t
give you detailed answers, hang up - MUCH less risky to
do so!
52Scam artists use
Internet tools such as unsolicited email
to spread false information
73Beware: The
“Microsoft” Scam
66If You Are A Victim of Fraud Report It –
Immediately!
75Beware: “Charity”
Scams
62Nigerian Letter
Scam, promising millions for help with
foreign business exchange.
63Beware: Ponzi
Schemes
The Pennsylvania Department of Banking and Securities developed this tool and format for consumer education purposes and has provided its use for such purposes free to the public and other regulatory bodies. The PA DoBS does not endorse or approve any modifications from its original format.
Fraud BINGO
F R A U D10
Beware of “Spoofing”
6If it sounds too good to be true, it probably
is.
1Never Give Out
Personal Info Over the Phone – Unless You Initiated the Call
4Keep copies of all
financial documents.
7Low risk and high returns usually do
not go hand in hand.
27Utilize a “Credit
Freeze” With the Three Main Credit
Bureaus
24Beware: Card
“Skimmers”
26Use Caller ID!
17Make Sure to Use “Strong” Passwords
22“Arm” Yourself with Information – Learn To Spot The “Red
Flags” of Investment Fraud
42Follow the
Department on Twitter
@PAFinancialReg
33Check Out Strangers
Touting Strange Deals
FREEFraud Info:
Call the PA Department of Banking and
Securities1-800-PA-BANKS
43When in doubt, check out the
company.
32Protect Yourself
from Scams and ID Theft
58Red flag: "Limited
time offer."
50Red Flag: “Everyone
Is In On It” Investment
53Affinity fraud - "I'm like you so you can
trust me" scam.
52Scam artists use
Internet tools such as unsolicited email
to spread false information
46If sales person can’t
give you detailed answers, hang up - MUCH less risky to
do so!
62Nigerian Letter
Scam, promising millions for help with
foreign business exchange.
65Red Flag: “Limited
Quantity”
70Investment seminars
may offer free dinner, but there’s no such thing as a free
lunch.
67Never Feel
Obligated To Invest Because of A
“Freebie.”
69An uninformed
investor can be the best friend of a financial criminal
The Pennsylvania Department of Banking and Securities developed this tool and format for consumer education purposes and has provided its use for such purposes free to the public and other regulatory bodies. The PA DoBS does not endorse or approve any modifications from its original format.
Fraud BINGO
F R A U D9
Check your financial statements for
accuracy.
10Beware of “Spoofing”
8Older persons are most likely to be targets of a scam.
12Beware: Anyone
Who Calls You “Out of The Blue”
Claiming You Owe Them Money
4Keep copies of all
financial documents.
27Utilize a “Credit
Freeze” With the Three Main Credit
Bureaus
17Make Sure to Use “Strong” Passwords
19Beware: The “Credit
Repair” Scam
23Read the fine print before you sign up.
30Beware: of “Reload”
Scams
32Protect Yourself
from Scams and ID Theft
42Follow the
Department on Twitter
@PAFinancialReg
FREEFraud Info:
Call the PA Department of Banking and
Securities1-800-PA-BANKS
45Report Scams to the
Pennsylvania Department of Banking and
Securities: 800-PA-BANKS
33Check Out Strangers
Touting Strange Deals
54Promissory notes - a promise isn't always
a promise.
52Scam artists use
Internet tools such as unsolicited email
to spread false information
55“Prime Bank” Scam -
Profit Like the Experts - Get The
Secrets To Success
51Don’t Chase
“Phantom Riches.”
60Tax preparers and insurance agents
must have a license to sell you securities.
69An uninformed
investor can be the best friend of a financial criminal
75Beware: “Charity”
Scams
64Beware: The “Pay
Up Front” Scam
71Beware: The “International Lottery” Scam
74Be careful.
Recovering your money is very
difficult.
The Pennsylvania Department of Banking and Securities developed this tool and format for consumer education purposes and has provided its use for such purposes free to the public and other regulatory bodies. The PA DoBS does not endorse or approve any modifications from its original format.
Fraud BINGO
F R A U D6
If it sounds too good to be true, it probably
is.
15Get a Copy of Your Free Credit Report
At: annualcreditreport.co
m
2Been victimized? Call Pennsylvania
Department of Banking Securities:
800-PA-BANKS
3Beware: “Counterfeit
Cashier’s Check” Scam
10Beware of “Spoofing”
22“Arm” Yourself with Information – Learn To Spot The “Red
Flags” of Investment Fraud
23Read the fine print before you sign up.
25Opt-Out of Pre-approved Credit Card Offers at:
OptOutPrescreen.com
17Make Sure to Use “Strong” Passwords
18Beware: of Identity Theft and How It
Can Happen
34Beware: The
“Romance” Scam
44Don’t Let
Embarrassment or Fear Keep You from
Reporting Fraud
FREEFraud Info:
Call the PA Department of Banking and
Securities1-800-PA-BANKS
33Check Out Strangers
Touting Strange Deals
36Make Front and Back Copies of Credit and Debit
Cards
47If in doubt, say "NO!" Trust your instincts.
52Scam artists use
Internet tools such as unsolicited email
to spread false information
54Promissory notes - a promise isn't always
a promise.
59Be alert when you hear "Last chance, you must act now."
Hang up!
51Don’t Chase
“Phantom Riches.”
65Red Flag: “Limited
Quantity”
62Nigerian Letter
Scam, promising millions for help with
foreign business exchange.
73Beware: The
“Microsoft” Scam
67Never Feel
Obligated To Invest Because of A
“Freebie.”
75Beware: “Charity”
Scams
The Pennsylvania Department of Banking and Securities developed this tool and format for consumer education purposes and has provided its use for such purposes free to the public and other regulatory bodies. The PA DoBS does not endorse or approve any modifications from its original format.
Fraud BINGO
F R A U D13
Keep in mind that good manners don't
indicate personal integrity.
8Older persons are most likely to be targets of a scam.
14“Shred” Anything
with Your Name or Identifying
Information on It
5Many victims of
financial fraud are smart and well-
educated.
9Check your financial
statements for accuracy.
26Use Caller ID!
21Don't give out
personal information because of an
unsolicited sales pitch.
29Beware: The IRS
Scam
17Make Sure to Use “Strong” Passwords
22“Arm” Yourself with Information – Learn To Spot The “Red
Flags” of Investment Fraud
34Beware: The
“Romance” Scam
40Report Scams In
Your Area To AARP’s Fraud Watch Network
FREEFraud Info:
Call the PA Department of Banking and
Securities1-800-PA-BANKS
39Check out the DoBS on Facebook at PA Investor Education
36Make Front and Back Copies of Credit and Debit
Cards
48AARP’s “Fraud
Watch Network” - Beware of “Reps”
Calling from Medicare/Gov’t
Agencies
46If sales person can’t
give you detailed answers, hang up - MUCH less risky to
do so!
60Tax preparers and insurance agents
must have a license to sell you securities.
52Scam artists use
Internet tools such as unsolicited email
to spread false information
57Get Ahead of The Scammers – Sign Up for “Watchdog
Alerts.”
73Beware: The
“Microsoft” Scam
74Be careful.
Recovering your money is very
difficult.
68Never buy an
investment under pressure - sleep on it.
62Nigerian Letter
Scam, promising millions for help with
foreign business exchange.
71Beware: The “International Lottery” Scam
The Pennsylvania Department of Banking and Securities developed this tool and format for consumer education purposes and has provided its use for such purposes free to the public and other regulatory bodies. The PA DoBS does not endorse or approve any modifications from its original format.
Fraud BINGO
F R A U D6
If it sounds too good to be true, it probably
is.
13Keep in mind that
good manners don't indicate personal
integrity.
2Been victimized? Call Pennsylvania
Department of Banking Securities:
800-PA-BANKS
3Beware: “Counterfeit
Cashier’s Check” Scam
9Check your financial
statements for accuracy.
25Opt-Out of Pre-approved Credit Card Offers at:
OptOutPrescreen.com
27Utilize a “Credit
Freeze” With the Three Main Credit
Bureaus
28Beware: Home
Improvement Scam
19Beware: The “Credit
Repair” Scam
18Beware: of Identity Theft and How It
Can Happen
36Make Front and Back Copies of Credit and Debit
Cards
40Report Scams In
Your Area To AARP’s Fraud Watch Network
FREEFraud Info:
Call the PA Department of Banking and
Securities1-800-PA-BANKS
39Check out the DoBS on Facebook at PA Investor Education
45Report Scams to the
Pennsylvania Department of Banking and
Securities: 800-PA-BANKS
55“Prime Bank” Scam -
Profit Like the Experts - Get The
Secrets To Success
59Be alert when you hear "Last chance, you must act now."
Hang up!
47If in doubt, say "NO!" Trust your instincts.
50Red Flag: “Everyone
Is In On It” Investment
53Affinity fraud - "I'm like you so you can
trust me" scam.
66If You Are A Victim of Fraud Report It –
Immediately!
62Nigerian Letter
Scam, promising millions for help with
foreign business exchange.
65Red Flag: “Limited
Quantity”
72Seniors are the
number one target of frauds and scams.
67Never Feel
Obligated To Invest Because of A
“Freebie.”
The Pennsylvania Department of Banking and Securities developed this tool and format for consumer education purposes and has provided its use for such purposes free to the public and other regulatory bodies. The PA DoBS does not endorse or approve any modifications from its original format.
Fraud BINGO
F R A U D6
If it sounds too good to be true, it probably
is.
15Get a Copy of Your Free Credit Report
At: annualcreditreport.co
m
10Beware of “Spoofing”
14“Shred” Anything
with Your Name or Identifying
Information on It
4Keep copies of all
financial documents.
30Beware: of “Reload”
Scams
17Make Sure to Use “Strong” Passwords
23Read the fine print before you sign up.
18Beware: of Identity Theft and How It
Can Happen
29Beware: The IRS
Scam
44Don’t Let
Embarrassment or Fear Keep You from
Reporting Fraud
43When in doubt, check out the
company.
FREEFraud Info:
Call the PA Department of Banking and
Securities1-800-PA-BANKS
38Avoid Giving Out
Your Social Security Number
35Should We Give Out Personal Information
Over the Phone?
47If in doubt, say "NO!" Trust your instincts.
51Don’t Chase
“Phantom Riches.”
56Red flag: "Risk free"
and "Guaranteed."
59Be alert when you hear "Last chance, you must act now."
Hang up!
54Promissory notes - a promise isn't always
a promise.
70Investment seminars
may offer free dinner, but there’s no such thing as a free
lunch.
74Be careful.
Recovering your money is very
difficult.
66If You Are A Victim of Fraud Report It –
Immediately!
62Nigerian Letter
Scam, promising millions for help with
foreign business exchange.
67Never Feel
Obligated To Invest Because of A
“Freebie.”
The Pennsylvania Department of Banking and Securities developed this tool and format for consumer education purposes and has provided its use for such purposes free to the public and other regulatory bodies. The PA DoBS does not endorse or approve any modifications from its original format.
Fraud BINGO
F R A U D13
Keep in mind that good manners don't
indicate personal integrity.
10Beware of “Spoofing”
2Been victimized? Call Pennsylvania
Department of Banking Securities:
800-PA-BANKS
12Beware: Anyone
Who Calls You “Out of The Blue”
Claiming You Owe Them Money
15Get a Copy of Your Free Credit Report
At: annualcreditreport.co
m
16Understand
Annuities and How They Work
21Don't give out
personal information because of an
unsolicited sales pitch.
26Use Caller ID!
23Read the fine print before you sign up.
25Opt-Out of Pre-approved Credit Card Offers at:
OptOutPrescreen.com
31Beware: "Family
Member in Distress" Scam.
36Make Front and Back Copies of Credit and Debit
Cards
FREEFraud Info:
Call the PA Department of Banking and
Securities1-800-PA-BANKS
32Protect Yourself
from Scams and ID Theft
38Avoid Giving Out
Your Social Security Number
54Promissory notes - a promise isn't always
a promise.
50Red Flag: “Everyone
Is In On It” Investment
51Don’t Chase
“Phantom Riches.”
55“Prime Bank” Scam -
Profit Like the Experts - Get The
Secrets To Success
56Red flag: "Risk free"
and "Guaranteed."
66If You Are A Victim of Fraud Report It –
Immediately!
71Beware: The “International Lottery” Scam
67Never Feel
Obligated To Invest Because of A
“Freebie.”
75Beware: “Charity”
Scams
65Red Flag: “Limited
Quantity”
The Pennsylvania Department of Banking and Securities developed this tool and format for consumer education purposes and has provided its use for such purposes free to the public and other regulatory bodies. The PA DoBS does not endorse or approve any modifications from its original format.
Fraud BINGO
F R A U D7
Low risk and high returns usually do
not go hand in hand.
1Never Give Out
Personal Info Over the Phone – Unless You Initiated the Call
10Beware of “Spoofing”
12Beware: Anyone
Who Calls You “Out of The Blue”
Claiming You Owe Them Money
4Keep copies of all
financial documents.
30Beware: of “Reload”
Scams
22“Arm” Yourself with Information – Learn To Spot The “Red
Flags” of Investment Fraud
21Don't give out
personal information because of an
unsolicited sales pitch.
17Make Sure to Use “Strong” Passwords
23Read the fine print before you sign up.
32Protect Yourself
from Scams and ID Theft
38Avoid Giving Out
Your Social Security Number
FREEFraud Info:
Call the PA Department of Banking and
Securities1-800-PA-BANKS
43When in doubt, check out the
company.
34Beware: The
“Romance” Scam
49If you are told the investment should be kept a secret,
walk away.
60Tax preparers and insurance agents
must have a license to sell you securities.
57Get Ahead of The Scammers – Sign Up for “Watchdog
Alerts.”
59Be alert when you hear "Last chance, you must act now."
Hang up!
55“Prime Bank” Scam -
Profit Like the Experts - Get The
Secrets To Success
65Red Flag: “Limited
Quantity”
74Be careful.
Recovering your money is very
difficult.
61If you don't
understand how the investment works,
don't buy it.
73Beware: The
“Microsoft” Scam
71Beware: The “International Lottery” Scam
The Pennsylvania Department of Banking and Securities developed this tool and format for consumer education purposes and has provided its use for such purposes free to the public and other regulatory bodies. The PA DoBS does not endorse or approve any modifications from its original format.
Fraud BINGO
F R A U D9
Check your financial statements for
accuracy.
15Get a Copy of Your Free Credit Report
At: annualcreditreport.co
m
6If it sounds too good to be true, it probably
is.
8Older persons are most likely to be targets of a scam.
1Never Give Out
Personal Info Over the Phone – Unless You Initiated the Call
20Beware: Sending
Your Money Offshore To Collect “Tax Free” Income
26Use Caller ID!
29Beware: The IRS
Scam
21Don't give out
personal information because of an
unsolicited sales pitch.
30Beware: of “Reload”
Scams
41Don't send money to anyone who insists
on immediate payment.
44Don’t Let
Embarrassment or Fear Keep You from
Reporting Fraud
FREEFraud Info:
Call the PA Department of Banking and
Securities1-800-PA-BANKS
42Follow the
Department on Twitter
@PAFinancialReg
35Should We Give Out Personal Information
Over the Phone?
49If you are told the investment should be kept a secret,
walk away.
46If sales person can’t
give you detailed answers, hang up - MUCH less risky to
do so!
52Scam artists use
Internet tools such as unsolicited email
to spread false information
51Don’t Chase
“Phantom Riches.”
53Affinity fraud - "I'm like you so you can
trust me" scam.
67Never Feel
Obligated To Invest Because of A
“Freebie.”
75Beware: “Charity”
Scams
64Beware: The “Pay
Up Front” Scam
70Investment seminars
may offer free dinner, but there’s no such thing as a free
lunch.
73Beware: The
“Microsoft” Scam
The Pennsylvania Department of Banking and Securities developed this tool and format for consumer education purposes and has provided its use for such purposes free to the public and other regulatory bodies. The PA DoBS does not endorse or approve any modifications from its original format.
Fraud BINGO
F R A U D14
“Shred” Anything with Your Name or
Identifying Information on It
6If it sounds too good to be true, it probably
is.
10Beware of “Spoofing”
5Many victims of
financial fraud are smart and well-
educated.
11Don't be drawn by
appearances, scam artists know the
importance of first impressions.
20Beware: Sending
Your Money Offshore To Collect “Tax Free” Income
16Understand
Annuities and How They Work
28Beware: Home
Improvement Scam
19Beware: The “Credit
Repair” Scam
22“Arm” Yourself with Information – Learn To Spot The “Red
Flags” of Investment Fraud
41Don't send money to anyone who insists
on immediate payment.
45Report Scams to the
Pennsylvania Department of Banking and
Securities: 800-PA-BANKSFREE
Fraud Info:Call the PA
Department of Banking and
Securities1-800-PA-BANKS
34Beware: The
“Romance” Scam
35Should We Give Out Personal Information
Over the Phone?
51Don’t Chase
“Phantom Riches.”
58Red flag: "Limited
time offer."
54Promissory notes - a promise isn't always
a promise.
47If in doubt, say "NO!" Trust your instincts.
50Red Flag: “Everyone
Is In On It” Investment
62Nigerian Letter
Scam, promising millions for help with
foreign business exchange.
67Never Feel
Obligated To Invest Because of A
“Freebie.”
69An uninformed
investor can be the best friend of a financial criminal
65Red Flag: “Limited
Quantity”
63Beware: Ponzi
Schemes
The Pennsylvania Department of Banking and Securities developed this tool and format for consumer education purposes and has provided its use for such purposes free to the public and other regulatory bodies. The PA DoBS does not endorse or approve any modifications from its original format.
Fraud BINGO
F R A U D3
Beware: “Counterfeit Cashier’s Check”
Scam
5Many victims of
financial fraud are smart and well-
educated.
2Been victimized? Call Pennsylvania
Department of Banking Securities:
800-PA-BANKS
15Get a Copy of Your Free Credit Report
At: annualcreditreport.co
m
13Keep in mind that
good manners don't indicate personal
integrity.
18Beware: of Identity Theft and How It
Can Happen
19Beware: The “Credit
Repair” Scam
26Use Caller ID!
27Utilize a “Credit
Freeze” With the Three Main Credit
Bureaus
22“Arm” Yourself with Information – Learn To Spot The “Red
Flags” of Investment Fraud
35Should We Give Out Personal Information
Over the Phone?
32Protect Yourself
from Scams and ID Theft
FREEFraud Info:
Call the PA Department of Banking and
Securities1-800-PA-BANKS
33Check Out Strangers
Touting Strange Deals
41Don't send money to anyone who insists
on immediate payment.
53Affinity fraud - "I'm like you so you can
trust me" scam.
52Scam artists use
Internet tools such as unsolicited email
to spread false information
58Red flag: "Limited
time offer."
56Red flag: "Risk free"
and "Guaranteed."
59Be alert when you hear "Last chance, you must act now."
Hang up!
66If You Are A Victim of Fraud Report It –
Immediately!
72Seniors are the
number one target of frauds and scams.
63Beware: Ponzi
Schemes
62Nigerian Letter
Scam, promising millions for help with
foreign business exchange.
71Beware: The “International Lottery” Scam
The Pennsylvania Department of Banking and Securities developed this tool and format for consumer education purposes and has provided its use for such purposes free to the public and other regulatory bodies. The PA DoBS does not endorse or approve any modifications from its original format.
Fraud BINGO
F R A U D14
“Shred” Anything with Your Name or
Identifying Information on It
7Low risk and high returns usually do
not go hand in hand.
8Older persons are most likely to be targets of a scam.
10Beware of “Spoofing”
11Don't be drawn by
appearances, scam artists know the
importance of first impressions.
26Use Caller ID!
29Beware: The IRS
Scam
16Understand
Annuities and How They Work
17Make Sure to Use “Strong” Passwords
30Beware: of “Reload”
Scams
31Beware: "Family
Member in Distress" Scam.
33Check Out Strangers
Touting Strange Deals
FREEFraud Info:
Call the PA Department of Banking and
Securities1-800-PA-BANKS
35Should We Give Out Personal Information
Over the Phone?
34Beware: The
“Romance” Scam
50Red Flag: “Everyone
Is In On It” Investment
54Promissory notes - a promise isn't always
a promise.
53Affinity fraud - "I'm like you so you can
trust me" scam.
60Tax preparers and insurance agents
must have a license to sell you securities.
56Red flag: "Risk free"
and "Guaranteed."
66If You Are A Victim of Fraud Report It –
Immediately!
64Beware: The “Pay
Up Front” Scam
70Investment seminars
may offer free dinner, but there’s no such thing as a free
lunch.
69An uninformed
investor can be the best friend of a financial criminal
75Beware: “Charity”
Scams
The Pennsylvania Department of Banking and Securities developed this tool and format for consumer education purposes and has provided its use for such purposes free to the public and other regulatory bodies. The PA DoBS does not endorse or approve any modifications from its original format.
Fraud BINGO
F R A U D15
Get a Copy of Your Free Credit Report
At: annualcreditreport.co
m
6If it sounds too good to be true, it probably
is.
7Low risk and high returns usually do
not go hand in hand.
5Many victims of
financial fraud are smart and well-
educated.
11Don't be drawn by
appearances, scam artists know the
importance of first impressions.
25Opt-Out of Pre-approved Credit Card Offers at:
OptOutPrescreen.com
23Read the fine print before you sign up.
28Beware: Home
Improvement Scam
19Beware: The “Credit
Repair” Scam
30Beware: of “Reload”
Scams
34Beware: The
“Romance” Scam
43When in doubt, check out the
company.
FREEFraud Info:
Call the PA Department of Banking and
Securities1-800-PA-BANKS
45Report Scams to the
Pennsylvania Department of Banking and
Securities: 800-PA-BANKS
33Check Out Strangers
Touting Strange Deals
52Scam artists use
Internet tools such as unsolicited email
to spread false information
56Red flag: "Risk free"
and "Guaranteed."
48AARP’s “Fraud
Watch Network” - Beware of “Reps”
Calling from Medicare/Gov’t
Agencies
55“Prime Bank” Scam -
Profit Like the Experts - Get The
Secrets To Success
49If you are told the investment should be kept a secret,
walk away.
63Beware: Ponzi
Schemes
68Never buy an
investment under pressure - sleep on it.
69An uninformed
investor can be the best friend of a financial criminal
72Seniors are the
number one target of frauds and scams.
70Investment seminars
may offer free dinner, but there’s no such thing as a free
lunch.
The Pennsylvania Department of Banking and Securities developed this tool and format for consumer education purposes and has provided its use for such purposes free to the public and other regulatory bodies. The PA DoBS does not endorse or approve any modifications from its original format.
Fraud BINGO
F R A U D15
Get a Copy of Your Free Credit Report
At: annualcreditreport.co
m
3Beware: “Counterfeit
Cashier’s Check” Scam
10Beware of “Spoofing”
13Keep in mind that
good manners don't indicate personal
integrity.
14“Shred” Anything
with Your Name or Identifying
Information on It
28Beware: Home
Improvement Scam
16Understand
Annuities and How They Work
17Make Sure to Use “Strong” Passwords
24Beware: Card
“Skimmers”
30Beware: of “Reload”
Scams
32Protect Yourself
from Scams and ID Theft
34Beware: The
“Romance” Scam
FREEFraud Info:
Call the PA Department of Banking and
Securities1-800-PA-BANKS
41Don't send money to anyone who insists
on immediate payment.
35Should We Give Out Personal Information
Over the Phone?
49If you are told the investment should be kept a secret,
walk away.
59Be alert when you hear "Last chance, you must act now."
Hang up!
47If in doubt, say "NO!" Trust your instincts.
60Tax preparers and insurance agents
must have a license to sell you securities.
51Don’t Chase
“Phantom Riches.”
63Beware: Ponzi
Schemes
73Beware: The
“Microsoft” Scam
71Beware: The “International Lottery” Scam
74Be careful.
Recovering your money is very
difficult.
65Red Flag: “Limited
Quantity”
The Pennsylvania Department of Banking and Securities developed this tool and format for consumer education purposes and has provided its use for such purposes free to the public and other regulatory bodies. The PA DoBS does not endorse or approve any modifications from its original format.
Fraud BINGO
F R A U D14
“Shred” Anything with Your Name or
Identifying Information on It
6If it sounds too good to be true, it probably
is.
8Older persons are most likely to be targets of a scam.
1Never Give Out
Personal Info Over the Phone – Unless You Initiated the Call
11Don't be drawn by
appearances, scam artists know the
importance of first impressions.
30Beware: of “Reload”
Scams
26Use Caller ID!
27Utilize a “Credit
Freeze” With the Three Main Credit
Bureaus
23Read the fine print before you sign up.
25Opt-Out of Pre-approved Credit Card Offers at:
OptOutPrescreen.com
40Report Scams In
Your Area To AARP’s Fraud Watch Network
35Should We Give Out Personal Information
Over the Phone?
FREEFraud Info:
Call the PA Department of Banking and
Securities1-800-PA-BANKS
32Protect Yourself
from Scams and ID Theft
33Check Out Strangers
Touting Strange Deals
54Promissory notes - a promise isn't always
a promise.
58Red flag: "Limited
time offer."
51Don’t Chase
“Phantom Riches.”
56Red flag: "Risk free"
and "Guaranteed."
47If in doubt, say "NO!" Trust your instincts.
71Beware: The “International Lottery” Scam
72Seniors are the
number one target of frauds and scams.
63Beware: Ponzi
Schemes
69An uninformed
investor can be the best friend of a financial criminal
74Be careful.
Recovering your money is very
difficult.
The Pennsylvania Department of Banking and Securities developed this tool and format for consumer education purposes and has provided its use for such purposes free to the public and other regulatory bodies. The PA DoBS does not endorse or approve any modifications from its original format.
Fraud BINGO
F R A U D9
Check your financial statements for
accuracy.
4Keep copies of all
financial documents.
14“Shred” Anything
with Your Name or Identifying
Information on It
8Older persons are most likely to be targets of a scam.
12Beware: Anyone
Who Calls You “Out of The Blue”
Claiming You Owe Them Money
17Make Sure to Use “Strong” Passwords
16Understand
Annuities and How They Work
21Don't give out
personal information because of an
unsolicited sales pitch.
24Beware: Card
“Skimmers”
18Beware: of Identity Theft and How It
Can Happen
38Avoid Giving Out
Your Social Security Number
37Resist high pressure
sales tactics such as: “There’s a
shortage”
FREEFraud Info:
Call the PA Department of Banking and
Securities1-800-PA-BANKS
43When in doubt, check out the
company.
45Report Scams to the
Pennsylvania Department of Banking and
Securities: 800-PA-BANKS
59Be alert when you hear "Last chance, you must act now."
Hang up!
47If in doubt, say "NO!" Trust your instincts.
50Red Flag: “Everyone
Is In On It” Investment
57Get Ahead of The Scammers – Sign Up for “Watchdog
Alerts.”
53Affinity fraud - "I'm like you so you can
trust me" scam.
68Never buy an
investment under pressure - sleep on it.
67Never Feel
Obligated To Invest Because of A
“Freebie.”
65Red Flag: “Limited
Quantity”
64Beware: The “Pay
Up Front” Scam
66If You Are A Victim of Fraud Report It –
Immediately!
The Pennsylvania Department of Banking and Securities developed this tool and format for consumer education purposes and has provided its use for such purposes free to the public and other regulatory bodies. The PA DoBS does not endorse or approve any modifications from its original format.
Fraud BINGO
F R A U D2
Been victimized? Call Pennsylvania
Department of Banking Securities:
800-PA-BANKS
8Older persons are most likely to be targets of a scam.
6If it sounds too good to be true, it probably
is.
10Beware of “Spoofing”
3Beware: “Counterfeit
Cashier’s Check” Scam
25Opt-Out of Pre-approved Credit Card Offers at:
OptOutPrescreen.com
22“Arm” Yourself with Information – Learn To Spot The “Red
Flags” of Investment Fraud
19Beware: The “Credit
Repair” Scam
30Beware: of “Reload”
Scams
21Don't give out
personal information because of an
unsolicited sales pitch.
31Beware: "Family
Member in Distress" Scam.
37Resist high pressure
sales tactics such as: “There’s a
shortage”
FREEFraud Info:
Call the PA Department of Banking and
Securities1-800-PA-BANKS
45Report Scams to the
Pennsylvania Department of Banking and
Securities: 800-PA-BANKS
38Avoid Giving Out
Your Social Security Number
49If you are told the investment should be kept a secret,
walk away.
60Tax preparers and insurance agents
must have a license to sell you securities.
54Promissory notes - a promise isn't always
a promise.
46If sales person can’t
give you detailed answers, hang up - MUCH less risky to
do so!
57Get Ahead of The Scammers – Sign Up for “Watchdog
Alerts.”
72Seniors are the
number one target of frauds and scams.
62Nigerian Letter
Scam, promising millions for help with
foreign business exchange.
63Beware: Ponzi
Schemes
71Beware: The “International Lottery” Scam
74Be careful.
Recovering your money is very
difficult.
The Pennsylvania Department of Banking and Securities developed this tool and format for consumer education purposes and has provided its use for such purposes free to the public and other regulatory bodies. The PA DoBS does not endorse or approve any modifications from its original format.
Fraud BINGO
F R A U D3
Beware: “Counterfeit Cashier’s Check”
Scam
7Low risk and high returns usually do
not go hand in hand.
15Get a Copy of Your Free Credit Report
At: annualcreditreport.co
m
8Older persons are most likely to be targets of a scam.
4Keep copies of all
financial documents.
17Make Sure to Use “Strong” Passwords
27Utilize a “Credit
Freeze” With the Three Main Credit
Bureaus
22“Arm” Yourself with Information – Learn To Spot The “Red
Flags” of Investment Fraud
20Beware: Sending
Your Money Offshore To Collect “Tax Free” Income
26Use Caller ID!
38Avoid Giving Out
Your Social Security Number
40Report Scams In
Your Area To AARP’s Fraud Watch Network
FREEFraud Info:
Call the PA Department of Banking and
Securities1-800-PA-BANKS
43When in doubt, check out the
company.
32Protect Yourself
from Scams and ID Theft
60Tax preparers and insurance agents
must have a license to sell you securities.
50Red Flag: “Everyone
Is In On It” Investment
52Scam artists use
Internet tools such as unsolicited email
to spread false information
51Don’t Chase
“Phantom Riches.”
48AARP’s “Fraud
Watch Network” - Beware of “Reps”
Calling from Medicare/Gov’t
Agencies
61If you don't
understand how the investment works,
don't buy it.
66If You Are A Victim of Fraud Report It –
Immediately!
64Beware: The “Pay
Up Front” Scam
75Beware: “Charity”
Scams
69An uninformed
investor can be the best friend of a financial criminal
The Pennsylvania Department of Banking and Securities developed this tool and format for consumer education purposes and has provided its use for such purposes free to the public and other regulatory bodies. The PA DoBS does not endorse or approve any modifications from its original format.
Fraud BINGO
F R A U D5
Many victims of financial fraud are
smart and well-educated.
3Beware: “Counterfeit
Cashier’s Check” Scam
11Don't be drawn by
appearances, scam artists know the
importance of first impressions.
7Low risk and high returns usually do
not go hand in hand.
12Beware: Anyone
Who Calls You “Out of The Blue”
Claiming You Owe Them Money
23Read the fine print before you sign up.
22“Arm” Yourself with Information – Learn To Spot The “Red
Flags” of Investment Fraud
27Utilize a “Credit
Freeze” With the Three Main Credit
Bureaus
24Beware: Card
“Skimmers”
20Beware: Sending
Your Money Offshore To Collect “Tax Free” Income
35Should We Give Out Personal Information
Over the Phone?
33Check Out Strangers
Touting Strange Deals
FREEFraud Info:
Call the PA Department of Banking and
Securities1-800-PA-BANKS
37Resist high pressure
sales tactics such as: “There’s a
shortage”
42Follow the
Department on Twitter
@PAFinancialReg
50Red Flag: “Everyone
Is In On It” Investment
59Be alert when you hear "Last chance, you must act now."
Hang up!
47If in doubt, say "NO!" Trust your instincts.
55“Prime Bank” Scam -
Profit Like the Experts - Get The
Secrets To Success
60Tax preparers and insurance agents
must have a license to sell you securities.
61If you don't
understand how the investment works,
don't buy it.
75Beware: “Charity”
Scams
74Be careful.
Recovering your money is very
difficult.
65Red Flag: “Limited
Quantity”
73Beware: The
“Microsoft” Scam
The Pennsylvania Department of Banking and Securities developed this tool and format for consumer education purposes and has provided its use for such purposes free to the public and other regulatory bodies. The PA DoBS does not endorse or approve any modifications from its original format.
Fraud BINGO
F R A U D11
Don't be drawn by appearances, scam
artists know the importance of first
impressions.
2Been victimized? Call Pennsylvania
Department of Banking Securities:
800-PA-BANKS
4Keep copies of all
financial documents.
12Beware: Anyone
Who Calls You “Out of The Blue”
Claiming You Owe Them Money
7Low risk and high returns usually do
not go hand in hand.
27Utilize a “Credit
Freeze” With the Three Main Credit
Bureaus
24Beware: Card
“Skimmers”
28Beware: Home
Improvement Scam
16Understand
Annuities and How They Work
26Use Caller ID!
41Don't send money to anyone who insists
on immediate payment.
37Resist high pressure
sales tactics such as: “There’s a
shortage”
FREEFraud Info:
Call the PA Department of Banking and
Securities1-800-PA-BANKS
42Follow the
Department on Twitter
@PAFinancialReg
31Beware: "Family
Member in Distress" Scam.
56Red flag: "Risk free"
and "Guaranteed."
50Red Flag: “Everyone
Is In On It” Investment
57Get Ahead of The Scammers – Sign Up for “Watchdog
Alerts.”
46If sales person can’t
give you detailed answers, hang up - MUCH less risky to
do so!
53Affinity fraud - "I'm like you so you can
trust me" scam.
67Never Feel
Obligated To Invest Because of A
“Freebie.”
71Beware: The “International Lottery” Scam
61If you don't
understand how the investment works,
don't buy it.
73Beware: The
“Microsoft” Scam
62Nigerian Letter
Scam, promising millions for help with
foreign business exchange.
The Pennsylvania Department of Banking and Securities developed this tool and format for consumer education purposes and has provided its use for such purposes free to the public and other regulatory bodies. The PA DoBS does not endorse or approve any modifications from its original format.
Fraud BINGO
F R A U D1
Never Give Out Personal Info Over the Phone – Unless You Initiated the Call
13Keep in mind that
good manners don't indicate personal
integrity.
4Keep copies of all
financial documents.
5Many victims of
financial fraud are smart and well-
educated.
6If it sounds too good to be true, it probably
is.
30Beware: of “Reload”
Scams
21Don't give out
personal information because of an
unsolicited sales pitch.
18Beware: of Identity Theft and How It
Can Happen
25Opt-Out of Pre-approved Credit Card Offers at:
OptOutPrescreen.com
26Use Caller ID!
33Check Out Strangers
Touting Strange Deals
38Avoid Giving Out
Your Social Security Number
FREEFraud Info:
Call the PA Department of Banking and
Securities1-800-PA-BANKS
37Resist high pressure
sales tactics such as: “There’s a
shortage”
40Report Scams In
Your Area To AARP’s Fraud Watch Network
50Red Flag: “Everyone
Is In On It” Investment
55“Prime Bank” Scam -
Profit Like the Experts - Get The
Secrets To Success
52Scam artists use
Internet tools such as unsolicited email
to spread false information
53Affinity fraud - "I'm like you so you can
trust me" scam.
58Red flag: "Limited
time offer."
64Beware: The “Pay
Up Front” Scam
74Be careful.
Recovering your money is very
difficult.
63Beware: Ponzi
Schemes
73Beware: The
“Microsoft” Scam
69An uninformed
investor can be the best friend of a financial criminal
The Pennsylvania Department of Banking and Securities developed this tool and format for consumer education purposes and has provided its use for such purposes free to the public and other regulatory bodies. The PA DoBS does not endorse or approve any modifications from its original format.
Fraud BINGO
F R A U D15
Get a Copy of Your Free Credit Report
At: annualcreditreport.co
m
4Keep copies of all
financial documents.
14“Shred” Anything
with Your Name or Identifying
Information on It
9Check your financial
statements for accuracy.
10Beware of “Spoofing”
27Utilize a “Credit
Freeze” With the Three Main Credit
Bureaus
30Beware: of “Reload”
Scams
24Beware: Card
“Skimmers”
22“Arm” Yourself with Information – Learn To Spot The “Red
Flags” of Investment Fraud
16Understand
Annuities and How They Work
39Check out the DoBS on Facebook at PA Investor Education
34Beware: The
“Romance” Scam
FREEFraud Info:
Call the PA Department of Banking and
Securities1-800-PA-BANKS
35Should We Give Out Personal Information
Over the Phone?
32Protect Yourself
from Scams and ID Theft
54Promissory notes - a promise isn't always
a promise.
46If sales person can’t
give you detailed answers, hang up - MUCH less risky to
do so!
50Red Flag: “Everyone
Is In On It” Investment
51Don’t Chase
“Phantom Riches.”
56Red flag: "Risk free"
and "Guaranteed."
62Nigerian Letter
Scam, promising millions for help with
foreign business exchange.
64Beware: The “Pay
Up Front” Scam
75Beware: “Charity”
Scams
72Seniors are the
number one target of frauds and scams.
70Investment seminars
may offer free dinner, but there’s no such thing as a free
lunch.
The Pennsylvania Department of Banking and Securities developed this tool and format for consumer education purposes and has provided its use for such purposes free to the public and other regulatory bodies. The PA DoBS does not endorse or approve any modifications from its original format.
Fraud BINGO
F R A U D7
Low risk and high returns usually do
not go hand in hand.
11Don't be drawn by
appearances, scam artists know the
importance of first impressions.
6If it sounds too good to be true, it probably
is.
13Keep in mind that
good manners don't indicate personal
integrity.
1Never Give Out
Personal Info Over the Phone – Unless You Initiated the Call
25Opt-Out of Pre-approved Credit Card Offers at:
OptOutPrescreen.com
16Understand
Annuities and How They Work
20Beware: Sending
Your Money Offshore To Collect “Tax Free” Income
19Beware: The “Credit
Repair” Scam
29Beware: The IRS
Scam
42Follow the
Department on Twitter
@PAFinancialReg
39Check out the DoBS on Facebook at PA Investor Education
FREEFraud Info:
Call the PA Department of Banking and
Securities1-800-PA-BANKS
44Don’t Let
Embarrassment or Fear Keep You from
Reporting Fraud
35Should We Give Out Personal Information
Over the Phone?
59Be alert when you hear "Last chance, you must act now."
Hang up!
48AARP’s “Fraud
Watch Network” - Beware of “Reps”
Calling from Medicare/Gov’t
Agencies
46If sales person can’t
give you detailed answers, hang up - MUCH less risky to
do so!
49If you are told the investment should be kept a secret,
walk away.
57Get Ahead of The Scammers – Sign Up for “Watchdog
Alerts.”
63Beware: Ponzi
Schemes
70Investment seminars
may offer free dinner, but there’s no such thing as a free
lunch.
75Beware: “Charity”
Scams
68Never buy an
investment under pressure - sleep on it.
61If you don't
understand how the investment works,
don't buy it.
The Pennsylvania Department of Banking and Securities developed this tool and format for consumer education purposes and has provided its use for such purposes free to the public and other regulatory bodies. The PA DoBS does not endorse or approve any modifications from its original format.
Fraud BINGO
F R A U D12
Beware: Anyone Who Calls You “Out
of The Blue” Claiming You Owe
Them Money
7Low risk and high returns usually do
not go hand in hand.
4Keep copies of all
financial documents.
5Many victims of
financial fraud are smart and well-
educated.
1Never Give Out
Personal Info Over the Phone – Unless You Initiated the Call
24Beware: Card
“Skimmers”
17Make Sure to Use “Strong” Passwords
16Understand
Annuities and How They Work
30Beware: of “Reload”
Scams
26Use Caller ID!
39Check out the DoBS on Facebook at PA Investor Education
41Don't send money to anyone who insists
on immediate payment.
FREEFraud Info:
Call the PA Department of Banking and
Securities1-800-PA-BANKS
37Resist high pressure
sales tactics such as: “There’s a
shortage”
33Check Out Strangers
Touting Strange Deals
59Be alert when you hear "Last chance, you must act now."
Hang up!
47If in doubt, say "NO!" Trust your instincts.
57Get Ahead of The Scammers – Sign Up for “Watchdog
Alerts.”
52Scam artists use
Internet tools such as unsolicited email
to spread false information
49If you are told the investment should be kept a secret,
walk away.
70Investment seminars
may offer free dinner, but there’s no such thing as a free
lunch.
66If You Are A Victim of Fraud Report It –
Immediately!
62Nigerian Letter
Scam, promising millions for help with
foreign business exchange.
74Be careful.
Recovering your money is very
difficult.
69An uninformed
investor can be the best friend of a financial criminal
The Pennsylvania Department of Banking and Securities developed this tool and format for consumer education purposes and has provided its use for such purposes free to the public and other regulatory bodies. The PA DoBS does not endorse or approve any modifications from its original format.
Fraud BINGO
F R A U D3
Beware: “Counterfeit Cashier’s Check”
Scam
11Don't be drawn by
appearances, scam artists know the
importance of first impressions.
5Many victims of
financial fraud are smart and well-
educated.
4Keep copies of all
financial documents.
6If it sounds too good to be true, it probably
is.
19Beware: The “Credit
Repair” Scam
17Make Sure to Use “Strong” Passwords
18Beware: of Identity Theft and How It
Can Happen
16Understand
Annuities and How They Work
30Beware: of “Reload”
Scams
39Check out the DoBS on Facebook at PA Investor Education
40Report Scams In
Your Area To AARP’s Fraud Watch Network
FREEFraud Info:
Call the PA Department of Banking and
Securities1-800-PA-BANKS
45Report Scams to the
Pennsylvania Department of Banking and
Securities: 800-PA-BANKS
36Make Front and Back Copies of Credit and Debit
Cards
51Don’t Chase
“Phantom Riches.”
58Red flag: "Limited
time offer."
54Promissory notes - a promise isn't always
a promise.
60Tax preparers and insurance agents
must have a license to sell you securities.
47If in doubt, say "NO!" Trust your instincts.
75Beware: “Charity”
Scams
64Beware: The “Pay
Up Front” Scam
66If You Are A Victim of Fraud Report It –
Immediately!
73Beware: The
“Microsoft” Scam
72Seniors are the
number one target of frauds and scams.
The Pennsylvania Department of Banking and Securities developed this tool and format for consumer education purposes and has provided its use for such purposes free to the public and other regulatory bodies. The PA DoBS does not endorse or approve any modifications from its original format.
Fraud BINGO
F R A U D3
Beware: “Counterfeit Cashier’s Check”
Scam
8Older persons are most likely to be targets of a scam.
10Beware of “Spoofing”
11Don't be drawn by
appearances, scam artists know the
importance of first impressions.
14“Shred” Anything
with Your Name or Identifying
Information on It
26Use Caller ID!
17Make Sure to Use “Strong” Passwords
20Beware: Sending
Your Money Offshore To Collect “Tax Free” Income
25Opt-Out of Pre-approved Credit Card Offers at:
OptOutPrescreen.com
19Beware: The “Credit
Repair” Scam
36Make Front and Back Copies of Credit and Debit
Cards
32Protect Yourself
from Scams and ID Theft
FREEFraud Info:
Call the PA Department of Banking and
Securities1-800-PA-BANKS
33Check Out Strangers
Touting Strange Deals
43When in doubt, check out the
company.
50Red Flag: “Everyone
Is In On It” Investment
53Affinity fraud - "I'm like you so you can
trust me" scam.
57Get Ahead of The Scammers – Sign Up for “Watchdog
Alerts.”
46If sales person can’t
give you detailed answers, hang up - MUCH less risky to
do so!
54Promissory notes - a promise isn't always
a promise.
66If You Are A Victim of Fraud Report It –
Immediately!
74Be careful.
Recovering your money is very
difficult.
69An uninformed
investor can be the best friend of a financial criminal
71Beware: The “International Lottery” Scam
61If you don't
understand how the investment works,
don't buy it.
The Pennsylvania Department of Banking and Securities developed this tool and format for consumer education purposes and has provided its use for such purposes free to the public and other regulatory bodies. The PA DoBS does not endorse or approve any modifications from its original format.
Fraud BINGO
F R A U D15
Get a Copy of Your Free Credit Report
At: annualcreditreport.co
m
10Beware of “Spoofing”
8Older persons are most likely to be targets of a scam.
14“Shred” Anything
with Your Name or Identifying
Information on It
12Beware: Anyone
Who Calls You “Out of The Blue”
Claiming You Owe Them Money
28Beware: Home
Improvement Scam
24Beware: Card
“Skimmers”
22“Arm” Yourself with Information – Learn To Spot The “Red
Flags” of Investment Fraud
26Use Caller ID!
17Make Sure to Use “Strong” Passwords
37Resist high pressure
sales tactics such as: “There’s a
shortage”
42Follow the
Department on Twitter
@PAFinancialReg
FREEFraud Info:
Call the PA Department of Banking and
Securities1-800-PA-BANKS
34Beware: The
“Romance” Scam
40Report Scams In
Your Area To AARP’s Fraud Watch Network
50Red Flag: “Everyone
Is In On It” Investment
51Don’t Chase
“Phantom Riches.”
52Scam artists use
Internet tools such as unsolicited email
to spread false information
53Affinity fraud - "I'm like you so you can
trust me" scam.
58Red flag: "Limited
time offer."
67Never Feel
Obligated To Invest Because of A
“Freebie.”
69An uninformed
investor can be the best friend of a financial criminal
65Red Flag: “Limited
Quantity”
62Nigerian Letter
Scam, promising millions for help with
foreign business exchange.
74Be careful.
Recovering your money is very
difficult.
The Pennsylvania Department of Banking and Securities developed this tool and format for consumer education purposes and has provided its use for such purposes free to the public and other regulatory bodies. The PA DoBS does not endorse or approve any modifications from its original format.
Fraud BINGO
F R A U D8
Older persons are most likely to be targets of a scam.
7Low risk and high returns usually do
not go hand in hand.
11Don't be drawn by
appearances, scam artists know the
importance of first impressions.
5Many victims of
financial fraud are smart and well-
educated.
10Beware of “Spoofing”
19Beware: The “Credit
Repair” Scam
18Beware: of Identity Theft and How It
Can Happen
16Understand
Annuities and How They Work
23Read the fine print before you sign up.
17Make Sure to Use “Strong” Passwords
45Report Scams to the
Pennsylvania Department of Banking and
Securities: 800-PA-BANKS
44Don’t Let
Embarrassment or Fear Keep You from
Reporting Fraud
FREEFraud Info:
Call the PA Department of Banking and
Securities1-800-PA-BANKS
38Avoid Giving Out
Your Social Security Number
39Check out the DoBS on Facebook at PA Investor Education
50Red Flag: “Everyone
Is In On It” Investment
53Affinity fraud - "I'm like you so you can
trust me" scam.
47If in doubt, say "NO!" Trust your instincts.
59Be alert when you hear "Last chance, you must act now."
Hang up!
48AARP’s “Fraud
Watch Network” - Beware of “Reps”
Calling from Medicare/Gov’t
Agencies
61If you don't
understand how the investment works,
don't buy it.
72Seniors are the
number one target of frauds and scams.
64Beware: The “Pay
Up Front” Scam
63Beware: Ponzi
Schemes
70Investment seminars
may offer free dinner, but there’s no such thing as a free
lunch.
The Pennsylvania Department of Banking and Securities developed this tool and format for consumer education purposes and has provided its use for such purposes free to the public and other regulatory bodies. The PA DoBS does not endorse or approve any modifications from its original format.
Fraud BINGO
F R A U D12
Beware: Anyone Who Calls You “Out
of The Blue” Claiming You Owe
Them Money
3Beware: “Counterfeit
Cashier’s Check” Scam
10Beware of “Spoofing”
9Check your financial
statements for accuracy.
5Many victims of
financial fraud are smart and well-
educated.
29Beware: The IRS
Scam
26Use Caller ID!
21Don't give out
personal information because of an
unsolicited sales pitch.
22“Arm” Yourself with Information – Learn To Spot The “Red
Flags” of Investment Fraud
25Opt-Out of Pre-approved Credit Card Offers at:
OptOutPrescreen.com
41Don't send money to anyone who insists
on immediate payment.
42Follow the
Department on Twitter
@PAFinancialReg
FREEFraud Info:
Call the PA Department of Banking and
Securities1-800-PA-BANKS
35Should We Give Out Personal Information
Over the Phone?
44Don’t Let
Embarrassment or Fear Keep You from
Reporting Fraud
47If in doubt, say "NO!" Trust your instincts.
50Red Flag: “Everyone
Is In On It” Investment
49If you are told the investment should be kept a secret,
walk away.
53Affinity fraud - "I'm like you so you can
trust me" scam.
59Be alert when you hear "Last chance, you must act now."
Hang up!
62Nigerian Letter
Scam, promising millions for help with
foreign business exchange.
67Never Feel
Obligated To Invest Because of A
“Freebie.”
70Investment seminars
may offer free dinner, but there’s no such thing as a free
lunch.
61If you don't
understand how the investment works,
don't buy it.
75Beware: “Charity”
Scams
The Pennsylvania Department of Banking and Securities developed this tool and format for consumer education purposes and has provided its use for such purposes free to the public and other regulatory bodies. The PA DoBS does not endorse or approve any modifications from its original format.
Fraud BINGO
F R A U D1
Never Give Out Personal Info Over the Phone – Unless You Initiated the Call
9Check your financial
statements for accuracy.
8Older persons are most likely to be targets of a scam.
15Get a Copy of Your Free Credit Report
At: annualcreditreport.co
m
7Low risk and high returns usually do
not go hand in hand.
30Beware: of “Reload”
Scams
29Beware: The IRS
Scam
27Utilize a “Credit
Freeze” With the Three Main Credit
Bureaus
20Beware: Sending
Your Money Offshore To Collect “Tax Free” Income
28Beware: Home
Improvement Scam
37Resist high pressure
sales tactics such as: “There’s a
shortage”
33Check Out Strangers
Touting Strange Deals
FREEFraud Info:
Call the PA Department of Banking and
Securities1-800-PA-BANKS
45Report Scams to the
Pennsylvania Department of Banking and
Securities: 800-PA-BANKS
36Make Front and Back Copies of Credit and Debit
Cards
59Be alert when you hear "Last chance, you must act now."
Hang up!
56Red flag: "Risk free"
and "Guaranteed."
51Don’t Chase
“Phantom Riches.”
46If sales person can’t
give you detailed answers, hang up - MUCH less risky to
do so!
55“Prime Bank” Scam -
Profit Like the Experts - Get The
Secrets To Success
75Beware: “Charity”
Scams
61If you don't
understand how the investment works,
don't buy it.
74Be careful.
Recovering your money is very
difficult.
68Never buy an
investment under pressure - sleep on it.
64Beware: The “Pay
Up Front” Scam
The Pennsylvania Department of Banking and Securities developed this tool and format for consumer education purposes and has provided its use for such purposes free to the public and other regulatory bodies. The PA DoBS does not endorse or approve any modifications from its original format.
Fraud BINGO
F R A U D9
Check your financial statements for
accuracy.
3Beware: “Counterfeit
Cashier’s Check” Scam
8Older persons are most likely to be targets of a scam.
2Been victimized? Call Pennsylvania
Department of Banking Securities:
800-PA-BANKS
1Never Give Out
Personal Info Over the Phone – Unless You Initiated the Call
23Read the fine print before you sign up.
24Beware: Card
“Skimmers”
25Opt-Out of Pre-approved Credit Card Offers at:
OptOutPrescreen.com
21Don't give out
personal information because of an
unsolicited sales pitch.
27Utilize a “Credit
Freeze” With the Three Main Credit
Bureaus
43When in doubt, check out the
company.
32Protect Yourself
from Scams and ID Theft
FREEFraud Info:
Call the PA Department of Banking and
Securities1-800-PA-BANKS
40Report Scams In
Your Area To AARP’s Fraud Watch Network
39Check out the DoBS on Facebook at PA Investor Education
56Red flag: "Risk free"
and "Guaranteed."
57Get Ahead of The Scammers – Sign Up for “Watchdog
Alerts.”
49If you are told the investment should be kept a secret,
walk away.
52Scam artists use
Internet tools such as unsolicited email
to spread false information
46If sales person can’t
give you detailed answers, hang up - MUCH less risky to
do so!
74Be careful.
Recovering your money is very
difficult.
61If you don't
understand how the investment works,
don't buy it.
75Beware: “Charity”
Scams
64Beware: The “Pay
Up Front” Scam
65Red Flag: “Limited
Quantity”
The Pennsylvania Department of Banking and Securities developed this tool and format for consumer education purposes and has provided its use for such purposes free to the public and other regulatory bodies. The PA DoBS does not endorse or approve any modifications from its original format.
Fraud BINGO
F R A U D13
Keep in mind that good manners don't
indicate personal integrity.
4Keep copies of all
financial documents.
11Don't be drawn by
appearances, scam artists know the
importance of first impressions.
7Low risk and high returns usually do
not go hand in hand.
2Been victimized? Call Pennsylvania
Department of Banking Securities:
800-PA-BANKS
22“Arm” Yourself with Information – Learn To Spot The “Red
Flags” of Investment Fraud
26Use Caller ID!
21Don't give out
personal information because of an
unsolicited sales pitch.
24Beware: Card
“Skimmers”
18Beware: of Identity Theft and How It
Can Happen
45Report Scams to the
Pennsylvania Department of Banking and
Securities: 800-PA-BANKS
33Check Out Strangers
Touting Strange Deals
FREEFraud Info:
Call the PA Department of Banking and
Securities1-800-PA-BANKS
35Should We Give Out Personal Information
Over the Phone?
32Protect Yourself
from Scams and ID Theft
50Red Flag: “Everyone
Is In On It” Investment
59Be alert when you hear "Last chance, you must act now."
Hang up!
56Red flag: "Risk free"
and "Guaranteed."
48AARP’s “Fraud
Watch Network” - Beware of “Reps”
Calling from Medicare/Gov’t
Agencies
60Tax preparers and insurance agents
must have a license to sell you securities.
68Never buy an
investment under pressure - sleep on it.
65Red Flag: “Limited
Quantity”
73Beware: The
“Microsoft” Scam
69An uninformed
investor can be the best friend of a financial criminal
71Beware: The “International Lottery” Scam
The Pennsylvania Department of Banking and Securities developed this tool and format for consumer education purposes and has provided its use for such purposes free to the public and other regulatory bodies. The PA DoBS does not endorse or approve any modifications from its original format.
Fraud BINGO
F R A U D8
Older persons are most likely to be targets of a scam.
13Keep in mind that
good manners don't indicate personal
integrity.
4Keep copies of all
financial documents.
9Check your financial
statements for accuracy.
1Never Give Out
Personal Info Over the Phone – Unless You Initiated the Call
17Make Sure to Use “Strong” Passwords
28Beware: Home
Improvement Scam
23Read the fine print before you sign up.
29Beware: The IRS
Scam
26Use Caller ID!
44Don’t Let
Embarrassment or Fear Keep You from
Reporting Fraud
37Resist high pressure
sales tactics such as: “There’s a
shortage”
FREEFraud Info:
Call the PA Department of Banking and
Securities1-800-PA-BANKS
32Protect Yourself
from Scams and ID Theft
41Don't send money to anyone who insists
on immediate payment.
56Red flag: "Risk free"
and "Guaranteed."
52Scam artists use
Internet tools such as unsolicited email
to spread false information
53Affinity fraud - "I'm like you so you can
trust me" scam.
57Get Ahead of The Scammers – Sign Up for “Watchdog
Alerts.”
58Red flag: "Limited
time offer."
61If you don't
understand how the investment works,
don't buy it.
74Be careful.
Recovering your money is very
difficult.
62Nigerian Letter
Scam, promising millions for help with
foreign business exchange.
71Beware: The “International Lottery” Scam
70Investment seminars
may offer free dinner, but there’s no such thing as a free
lunch.
The Pennsylvania Department of Banking and Securities developed this tool and format for consumer education purposes and has provided its use for such purposes free to the public and other regulatory bodies. The PA DoBS does not endorse or approve any modifications from its original format.
Fraud BINGO
F R A U D10
Beware of “Spoofing”
3Beware: “Counterfeit
Cashier’s Check” Scam
1Never Give Out
Personal Info Over the Phone – Unless You Initiated the Call
7Low risk and high returns usually do
not go hand in hand.
15Get a Copy of Your Free Credit Report
At: annualcreditreport.co
m
24Beware: Card
“Skimmers”
28Beware: Home
Improvement Scam
19Beware: The “Credit
Repair” Scam
21Don't give out
personal information because of an
unsolicited sales pitch.
23Read the fine print before you sign up.
32Protect Yourself
from Scams and ID Theft
42Follow the
Department on Twitter
@PAFinancialReg
FREEFraud Info:
Call the PA Department of Banking and
Securities1-800-PA-BANKS
37Resist high pressure
sales tactics such as: “There’s a
shortage”
41Don't send money to anyone who insists
on immediate payment.
60Tax preparers and insurance agents
must have a license to sell you securities.
48AARP’s “Fraud
Watch Network” - Beware of “Reps”
Calling from Medicare/Gov’t
Agencies
50Red Flag: “Everyone
Is In On It” Investment
54Promissory notes - a promise isn't always
a promise.
56Red flag: "Risk free"
and "Guaranteed."
65Red Flag: “Limited
Quantity”
75Beware: “Charity”
Scams
70Investment seminars
may offer free dinner, but there’s no such thing as a free
lunch.
71Beware: The “International Lottery” Scam
62Nigerian Letter
Scam, promising millions for help with
foreign business exchange.
The Pennsylvania Department of Banking and Securities developed this tool and format for consumer education purposes and has provided its use for such purposes free to the public and other regulatory bodies. The PA DoBS does not endorse or approve any modifications from its original format.
Fraud BINGO
F R A U D11
Don't be drawn by appearances, scam
artists know the importance of first
impressions.
10Beware of “Spoofing”
7Low risk and high returns usually do
not go hand in hand.
4Keep copies of all
financial documents.
13Keep in mind that
good manners don't indicate personal
integrity.
19Beware: The “Credit
Repair” Scam
20Beware: Sending
Your Money Offshore To Collect “Tax Free” Income
21Don't give out
personal information because of an
unsolicited sales pitch.
25Opt-Out of Pre-approved Credit Card Offers at:
OptOutPrescreen.com
29Beware: The IRS
Scam
37Resist high pressure
sales tactics such as: “There’s a
shortage”
43When in doubt, check out the
company.
FREEFraud Info:
Call the PA Department of Banking and
Securities1-800-PA-BANKS
35Should We Give Out Personal Information
Over the Phone?
31Beware: "Family
Member in Distress" Scam.
50Red Flag: “Everyone
Is In On It” Investment
51Don’t Chase
“Phantom Riches.”
53Affinity fraud - "I'm like you so you can
trust me" scam.
58Red flag: "Limited
time offer."
55“Prime Bank” Scam -
Profit Like the Experts - Get The
Secrets To Success
63Beware: Ponzi
Schemes
68Never buy an
investment under pressure - sleep on it.
69An uninformed
investor can be the best friend of a financial criminal
66If You Are A Victim of Fraud Report It –
Immediately!
72Seniors are the
number one target of frauds and scams.
The Pennsylvania Department of Banking and Securities developed this tool and format for consumer education purposes and has provided its use for such purposes free to the public and other regulatory bodies. The PA DoBS does not endorse or approve any modifications from its original format.
Fraud BINGO
F R A U D14
“Shred” Anything with Your Name or
Identifying Information on It
11Don't be drawn by
appearances, scam artists know the
importance of first impressions.
9Check your financial
statements for accuracy.
6If it sounds too good to be true, it probably
is.
13Keep in mind that
good manners don't indicate personal
integrity.
26Use Caller ID!
16Understand
Annuities and How They Work
23Read the fine print before you sign up.
22“Arm” Yourself with Information – Learn To Spot The “Red
Flags” of Investment Fraud
17Make Sure to Use “Strong” Passwords
40Report Scams In
Your Area To AARP’s Fraud Watch Network
43When in doubt, check out the
company.
FREEFraud Info:
Call the PA Department of Banking and
Securities1-800-PA-BANKS
35Should We Give Out Personal Information
Over the Phone?
42Follow the
Department on Twitter
@PAFinancialReg
53Affinity fraud - "I'm like you so you can
trust me" scam.
50Red Flag: “Everyone
Is In On It” Investment
59Be alert when you hear "Last chance, you must act now."
Hang up!
47If in doubt, say "NO!" Trust your instincts.
46If sales person can’t
give you detailed answers, hang up - MUCH less risky to
do so!
65Red Flag: “Limited
Quantity”
75Beware: “Charity”
Scams
71Beware: The “International Lottery” Scam
61If you don't
understand how the investment works,
don't buy it.
62Nigerian Letter
Scam, promising millions for help with
foreign business exchange.
The Pennsylvania Department of Banking and Securities developed this tool and format for consumer education purposes and has provided its use for such purposes free to the public and other regulatory bodies. The PA DoBS does not endorse or approve any modifications from its original format.
Fraud BINGO
F R A U D5
Many victims of financial fraud are
smart and well-educated.
14“Shred” Anything
with Your Name or Identifying
Information on It
9Check your financial
statements for accuracy.
12Beware: Anyone
Who Calls You “Out of The Blue”
Claiming You Owe Them Money
6If it sounds too good to be true, it probably
is.
18Beware: of Identity Theft and How It
Can Happen
24Beware: Card
“Skimmers”
19Beware: The “Credit
Repair” Scam
25Opt-Out of Pre-approved Credit Card Offers at:
OptOutPrescreen.com
27Utilize a “Credit
Freeze” With the Three Main Credit
Bureaus
37Resist high pressure
sales tactics such as: “There’s a
shortage”
44Don’t Let
Embarrassment or Fear Keep You from
Reporting Fraud
FREEFraud Info:
Call the PA Department of Banking and
Securities1-800-PA-BANKS
32Protect Yourself
from Scams and ID Theft
39Check out the DoBS on Facebook at PA Investor Education
49If you are told the investment should be kept a secret,
walk away.
54Promissory notes - a promise isn't always
a promise.
59Be alert when you hear "Last chance, you must act now."
Hang up!
55“Prime Bank” Scam -
Profit Like the Experts - Get The
Secrets To Success
46If sales person can’t
give you detailed answers, hang up - MUCH less risky to
do so!
61If you don't
understand how the investment works,
don't buy it.
64Beware: The “Pay
Up Front” Scam
72Seniors are the
number one target of frauds and scams.
62Nigerian Letter
Scam, promising millions for help with
foreign business exchange.
71Beware: The “International Lottery” Scam
The Pennsylvania Department of Banking and Securities developed this tool and format for consumer education purposes and has provided its use for such purposes free to the public and other regulatory bodies. The PA DoBS does not endorse or approve any modifications from its original format.
Fraud BINGO
F R A U D4
Keep copies of all financial documents.
7Low risk and high returns usually do
not go hand in hand.
14“Shred” Anything
with Your Name or Identifying
Information on It
1Never Give Out
Personal Info Over the Phone – Unless You Initiated the Call
9Check your financial
statements for accuracy.
20Beware: Sending
Your Money Offshore To Collect “Tax Free” Income
22“Arm” Yourself with Information – Learn To Spot The “Red
Flags” of Investment Fraud
21Don't give out
personal information because of an
unsolicited sales pitch.
17Make Sure to Use “Strong” Passwords
16Understand
Annuities and How They Work
42Follow the
Department on Twitter
@PAFinancialReg
40Report Scams In
Your Area To AARP’s Fraud Watch Network
FREEFraud Info:
Call the PA Department of Banking and
Securities1-800-PA-BANKS
37Resist high pressure
sales tactics such as: “There’s a
shortage”
44Don’t Let
Embarrassment or Fear Keep You from
Reporting Fraud
52Scam artists use
Internet tools such as unsolicited email
to spread false information
50Red Flag: “Everyone
Is In On It” Investment
47If in doubt, say "NO!" Trust your instincts.
57Get Ahead of The Scammers – Sign Up for “Watchdog
Alerts.”
55“Prime Bank” Scam -
Profit Like the Experts - Get The
Secrets To Success
73Beware: The
“Microsoft” Scam
62Nigerian Letter
Scam, promising millions for help with
foreign business exchange.
69An uninformed
investor can be the best friend of a financial criminal
70Investment seminars
may offer free dinner, but there’s no such thing as a free
lunch.
71Beware: The “International Lottery” Scam
The Pennsylvania Department of Banking and Securities developed this tool and format for consumer education purposes and has provided its use for such purposes free to the public and other regulatory bodies. The PA DoBS does not endorse or approve any modifications from its original format.
Fraud BINGO
F R A U D9
Check your financial statements for
accuracy.
7Low risk and high returns usually do
not go hand in hand.
2Been victimized? Call Pennsylvania
Department of Banking Securities:
800-PA-BANKS
11Don't be drawn by
appearances, scam artists know the
importance of first impressions.
15Get a Copy of Your Free Credit Report
At: annualcreditreport.co
m
27Utilize a “Credit
Freeze” With the Three Main Credit
Bureaus
20Beware: Sending
Your Money Offshore To Collect “Tax Free” Income
19Beware: The “Credit
Repair” Scam
29Beware: The IRS
Scam
30Beware: of “Reload”
Scams
32Protect Yourself
from Scams and ID Theft
38Avoid Giving Out
Your Social Security Number
FREEFraud Info:
Call the PA Department of Banking and
Securities1-800-PA-BANKS
45Report Scams to the
Pennsylvania Department of Banking and
Securities: 800-PA-BANKS
44Don’t Let
Embarrassment or Fear Keep You from
Reporting Fraud
48AARP’s “Fraud
Watch Network” - Beware of “Reps”
Calling from Medicare/Gov’t
Agencies
51Don’t Chase
“Phantom Riches.”
56Red flag: "Risk free"
and "Guaranteed."
50Red Flag: “Everyone
Is In On It” Investment
60Tax preparers and insurance agents
must have a license to sell you securities.
69An uninformed
investor can be the best friend of a financial criminal
71Beware: The “International Lottery” Scam
70Investment seminars
may offer free dinner, but there’s no such thing as a free
lunch.
62Nigerian Letter
Scam, promising millions for help with
foreign business exchange.
73Beware: The
“Microsoft” Scam
The Pennsylvania Department of Banking and Securities developed this tool and format for consumer education purposes and has provided its use for such purposes free to the public and other regulatory bodies. The PA DoBS does not endorse or approve any modifications from its original format.
Fraud BINGO
F R A U D11
Don't be drawn by appearances, scam
artists know the importance of first
impressions.
13Keep in mind that
good manners don't indicate personal
integrity.
10Beware of “Spoofing”
3Beware: “Counterfeit
Cashier’s Check” Scam
8Older persons are most likely to be targets of a scam.
24Beware: Card
“Skimmers”
27Utilize a “Credit
Freeze” With the Three Main Credit
Bureaus
25Opt-Out of Pre-approved Credit Card Offers at:
OptOutPrescreen.com
26Use Caller ID!
21Don't give out
personal information because of an
unsolicited sales pitch.
41Don't send money to anyone who insists
on immediate payment.
40Report Scams In
Your Area To AARP’s Fraud Watch Network
FREEFraud Info:
Call the PA Department of Banking and
Securities1-800-PA-BANKS
31Beware: "Family
Member in Distress" Scam.
43When in doubt, check out the
company.
46If sales person can’t
give you detailed answers, hang up - MUCH less risky to
do so!
53Affinity fraud - "I'm like you so you can
trust me" scam.
59Be alert when you hear "Last chance, you must act now."
Hang up!
49If you are told the investment should be kept a secret,
walk away.
55“Prime Bank” Scam -
Profit Like the Experts - Get The
Secrets To Success
62Nigerian Letter
Scam, promising millions for help with
foreign business exchange.
65Red Flag: “Limited
Quantity”
71Beware: The “International Lottery” Scam
72Seniors are the
number one target of frauds and scams.
61If you don't
understand how the investment works,
don't buy it.
The Pennsylvania Department of Banking and Securities developed this tool and format for consumer education purposes and has provided its use for such purposes free to the public and other regulatory bodies. The PA DoBS does not endorse or approve any modifications from its original format.
Fraud BINGO
F R A U D11
Don't be drawn by appearances, scam
artists know the importance of first
impressions.
2Been victimized? Call Pennsylvania
Department of Banking Securities:
800-PA-BANKS
1Never Give Out
Personal Info Over the Phone – Unless You Initiated the Call
9Check your financial
statements for accuracy.
6If it sounds too good to be true, it probably
is.
16Understand
Annuities and How They Work
25Opt-Out of Pre-approved Credit Card Offers at:
OptOutPrescreen.com
19Beware: The “Credit
Repair” Scam
28Beware: Home
Improvement Scam
23Read the fine print before you sign up.
32Protect Yourself
from Scams and ID Theft
40Report Scams In
Your Area To AARP’s Fraud Watch Network
FREEFraud Info:
Call the PA Department of Banking and
Securities1-800-PA-BANKS
37Resist high pressure
sales tactics such as: “There’s a
shortage”
33Check Out Strangers
Touting Strange Deals
51Don’t Chase
“Phantom Riches.”
58Red flag: "Limited
time offer."
56Red flag: "Risk free"
and "Guaranteed."
50Red Flag: “Everyone
Is In On It” Investment
57Get Ahead of The Scammers – Sign Up for “Watchdog
Alerts.”
65Red Flag: “Limited
Quantity”
70Investment seminars
may offer free dinner, but there’s no such thing as a free
lunch.
64Beware: The “Pay
Up Front” Scam
75Beware: “Charity”
Scams
74Be careful.
Recovering your money is very
difficult.
The Pennsylvania Department of Banking and Securities developed this tool and format for consumer education purposes and has provided its use for such purposes free to the public and other regulatory bodies. The PA DoBS does not endorse or approve any modifications from its original format.
Fraud BINGO
F R A U D3
Beware: “Counterfeit Cashier’s Check”
Scam
10Beware of “Spoofing”
5Many victims of
financial fraud are smart and well-
educated.
13Keep in mind that
good manners don't indicate personal
integrity.
1Never Give Out
Personal Info Over the Phone – Unless You Initiated the Call
16Understand
Annuities and How They Work
21Don't give out
personal information because of an
unsolicited sales pitch.
26Use Caller ID!
23Read the fine print before you sign up.
28Beware: Home
Improvement Scam
35Should We Give Out Personal Information
Over the Phone?
33Check Out Strangers
Touting Strange Deals
FREEFraud Info:
Call the PA Department of Banking and
Securities1-800-PA-BANKS
34Beware: The
“Romance” Scam
32Protect Yourself
from Scams and ID Theft
53Affinity fraud - "I'm like you so you can
trust me" scam.
60Tax preparers and insurance agents
must have a license to sell you securities.
46If sales person can’t
give you detailed answers, hang up - MUCH less risky to
do so!
55“Prime Bank” Scam -
Profit Like the Experts - Get The
Secrets To Success
59Be alert when you hear "Last chance, you must act now."
Hang up!
63Beware: Ponzi
Schemes
61If you don't
understand how the investment works,
don't buy it.
69An uninformed
investor can be the best friend of a financial criminal
70Investment seminars
may offer free dinner, but there’s no such thing as a free
lunch.
64Beware: The “Pay
Up Front” Scam
The Pennsylvania Department of Banking and Securities developed this tool and format for consumer education purposes and has provided its use for such purposes free to the public and other regulatory bodies. The PA DoBS does not endorse or approve any modifications from its original format.
Fraud BINGO
F R A U D13
Keep in mind that good manners don't
indicate personal integrity.
15Get a Copy of Your Free Credit Report
At: annualcreditreport.co
m
10Beware of “Spoofing”
12Beware: Anyone
Who Calls You “Out of The Blue”
Claiming You Owe Them Money
2Been victimized? Call Pennsylvania
Department of Banking Securities:
800-PA-BANKS
30Beware: of “Reload”
Scams
24Beware: Card
“Skimmers”
16Understand
Annuities and How They Work
26Use Caller ID!
27Utilize a “Credit
Freeze” With the Three Main Credit
Bureaus
40Report Scams In
Your Area To AARP’s Fraud Watch Network
36Make Front and Back Copies of Credit and Debit
Cards
FREEFraud Info:
Call the PA Department of Banking and
Securities1-800-PA-BANKS
32Protect Yourself
from Scams and ID Theft
33Check Out Strangers
Touting Strange Deals
48AARP’s “Fraud
Watch Network” - Beware of “Reps”
Calling from Medicare/Gov’t
Agencies
50Red Flag: “Everyone
Is In On It” Investment
46If sales person can’t
give you detailed answers, hang up - MUCH less risky to
do so!
52Scam artists use
Internet tools such as unsolicited email
to spread false information
54Promissory notes - a promise isn't always
a promise.
70Investment seminars
may offer free dinner, but there’s no such thing as a free
lunch.
74Be careful.
Recovering your money is very
difficult.
66If You Are A Victim of Fraud Report It –
Immediately!
64Beware: The “Pay
Up Front” Scam
63Beware: Ponzi
Schemes
The Pennsylvania Department of Banking and Securities developed this tool and format for consumer education purposes and has provided its use for such purposes free to the public and other regulatory bodies. The PA DoBS does not endorse or approve any modifications from its original format.
Fraud BINGO
F R A U D3
Beware: “Counterfeit Cashier’s Check”
Scam
11Don't be drawn by
appearances, scam artists know the
importance of first impressions.
14“Shred” Anything
with Your Name or Identifying
Information on It
2Been victimized? Call Pennsylvania
Department of Banking Securities:
800-PA-BANKS
12Beware: Anyone
Who Calls You “Out of The Blue”
Claiming You Owe Them Money
18Beware: of Identity Theft and How It
Can Happen
17Make Sure to Use “Strong” Passwords
21Don't give out
personal information because of an
unsolicited sales pitch.
27Utilize a “Credit
Freeze” With the Three Main Credit
Bureaus
23Read the fine print before you sign up.
42Follow the
Department on Twitter
@PAFinancialReg
37Resist high pressure
sales tactics such as: “There’s a
shortage”
FREEFraud Info:
Call the PA Department of Banking and
Securities1-800-PA-BANKS
45Report Scams to the
Pennsylvania Department of Banking and
Securities: 800-PA-BANKS
43When in doubt, check out the
company.
50Red Flag: “Everyone
Is In On It” Investment
56Red flag: "Risk free"
and "Guaranteed."
59Be alert when you hear "Last chance, you must act now."
Hang up!
47If in doubt, say "NO!" Trust your instincts.
57Get Ahead of The Scammers – Sign Up for “Watchdog
Alerts.”
63Beware: Ponzi
Schemes
64Beware: The “Pay
Up Front” Scam
74Be careful.
Recovering your money is very
difficult.
62Nigerian Letter
Scam, promising millions for help with
foreign business exchange.
68Never buy an
investment under pressure - sleep on it.
The Pennsylvania Department of Banking and Securities developed this tool and format for consumer education purposes and has provided its use for such purposes free to the public and other regulatory bodies. The PA DoBS does not endorse or approve any modifications from its original format.
Fraud BINGO
F R A U D3
Beware: “Counterfeit Cashier’s Check”
Scam
15Get a Copy of Your Free Credit Report
At: annualcreditreport.co
m
12Beware: Anyone
Who Calls You “Out of The Blue”
Claiming You Owe Them Money
9Check your financial
statements for accuracy.
4Keep copies of all
financial documents.
17Make Sure to Use “Strong” Passwords
25Opt-Out of Pre-approved Credit Card Offers at:
OptOutPrescreen.com
28Beware: Home
Improvement Scam
30Beware: of “Reload”
Scams
26Use Caller ID!
41Don't send money to anyone who insists
on immediate payment.
36Make Front and Back Copies of Credit and Debit
Cards
FREEFraud Info:
Call the PA Department of Banking and
Securities1-800-PA-BANKS
43When in doubt, check out the
company.
35Should We Give Out Personal Information
Over the Phone?
53Affinity fraud - "I'm like you so you can
trust me" scam.
57Get Ahead of The Scammers – Sign Up for “Watchdog
Alerts.”
52Scam artists use
Internet tools such as unsolicited email
to spread false information
48AARP’s “Fraud
Watch Network” - Beware of “Reps”
Calling from Medicare/Gov’t
Agencies
58Red flag: "Limited
time offer."
73Beware: The
“Microsoft” Scam
63Beware: Ponzi
Schemes
69An uninformed
investor can be the best friend of a financial criminal
71Beware: The “International Lottery” Scam
70Investment seminars
may offer free dinner, but there’s no such thing as a free
lunch.
The Pennsylvania Department of Banking and Securities developed this tool and format for consumer education purposes and has provided its use for such purposes free to the public and other regulatory bodies. The PA DoBS does not endorse or approve any modifications from its original format.
Fraud BINGO
F R A U D3
Beware: “Counterfeit Cashier’s Check”
Scam
7Low risk and high returns usually do
not go hand in hand.
2Been victimized? Call Pennsylvania
Department of Banking Securities:
800-PA-BANKS
6If it sounds too good to be true, it probably
is.
15Get a Copy of Your Free Credit Report
At: annualcreditreport.co
m
27Utilize a “Credit
Freeze” With the Three Main Credit
Bureaus
19Beware: The “Credit
Repair” Scam
28Beware: Home
Improvement Scam
16Understand
Annuities and How They Work
17Make Sure to Use “Strong” Passwords
31Beware: "Family
Member in Distress" Scam.
37Resist high pressure
sales tactics such as: “There’s a
shortage”
FREEFraud Info:
Call the PA Department of Banking and
Securities1-800-PA-BANKS
43When in doubt, check out the
company.
36Make Front and Back Copies of Credit and Debit
Cards
57Get Ahead of The Scammers – Sign Up for “Watchdog
Alerts.”
60Tax preparers and insurance agents
must have a license to sell you securities.
48AARP’s “Fraud
Watch Network” - Beware of “Reps”
Calling from Medicare/Gov’t
Agencies
51Don’t Chase
“Phantom Riches.”
47If in doubt, say "NO!" Trust your instincts.
68Never buy an
investment under pressure - sleep on it.
64Beware: The “Pay
Up Front” Scam
74Be careful.
Recovering your money is very
difficult.
69An uninformed
investor can be the best friend of a financial criminal
75Beware: “Charity”
Scams
The Pennsylvania Department of Banking and Securities developed this tool and format for consumer education purposes and has provided its use for such purposes free to the public and other regulatory bodies. The PA DoBS does not endorse or approve any modifications from its original format.
Fraud BINGO
F R A U D12
Beware: Anyone Who Calls You “Out
of The Blue” Claiming You Owe
Them Money
15Get a Copy of Your Free Credit Report
At: annualcreditreport.co
m
2Been victimized? Call Pennsylvania
Department of Banking Securities:
800-PA-BANKS
7Low risk and high returns usually do
not go hand in hand.
4Keep copies of all
financial documents.
23Read the fine print before you sign up.
18Beware: of Identity Theft and How It
Can Happen
21Don't give out
personal information because of an
unsolicited sales pitch.
19Beware: The “Credit
Repair” Scam
25Opt-Out of Pre-approved Credit Card Offers at:
OptOutPrescreen.com
37Resist high pressure
sales tactics such as: “There’s a
shortage”
38Avoid Giving Out
Your Social Security Number
FREEFraud Info:
Call the PA Department of Banking and
Securities1-800-PA-BANKS
31Beware: "Family
Member in Distress" Scam.
35Should We Give Out Personal Information
Over the Phone?
47If in doubt, say "NO!" Trust your instincts.
55“Prime Bank” Scam -
Profit Like the Experts - Get The
Secrets To Success
56Red flag: "Risk free"
and "Guaranteed."
57Get Ahead of The Scammers – Sign Up for “Watchdog
Alerts.”
54Promissory notes - a promise isn't always
a promise.
73Beware: The
“Microsoft” Scam
74Be careful.
Recovering your money is very
difficult.
67Never Feel
Obligated To Invest Because of A
“Freebie.”
61If you don't
understand how the investment works,
don't buy it.
63Beware: Ponzi
Schemes
The Pennsylvania Department of Banking and Securities developed this tool and format for consumer education purposes and has provided its use for such purposes free to the public and other regulatory bodies. The PA DoBS does not endorse or approve any modifications from its original format.
Fraud BINGO
F R A U D6
If it sounds too good to be true, it probably
is.
3Beware: “Counterfeit
Cashier’s Check” Scam
5Many victims of
financial fraud are smart and well-
educated.
13Keep in mind that
good manners don't indicate personal
integrity.
7Low risk and high returns usually do
not go hand in hand.
17Make Sure to Use “Strong” Passwords
19Beware: The “Credit
Repair” Scam
24Beware: Card
“Skimmers”
27Utilize a “Credit
Freeze” With the Three Main Credit
Bureaus
22“Arm” Yourself with Information – Learn To Spot The “Red
Flags” of Investment Fraud
37Resist high pressure
sales tactics such as: “There’s a
shortage”
40Report Scams In
Your Area To AARP’s Fraud Watch Network
FREEFraud Info:
Call the PA Department of Banking and
Securities1-800-PA-BANKS
34Beware: The
“Romance” Scam
33Check Out Strangers
Touting Strange Deals
47If in doubt, say "NO!" Trust your instincts.
53Affinity fraud - "I'm like you so you can
trust me" scam.
55“Prime Bank” Scam -
Profit Like the Experts - Get The
Secrets To Success
49If you are told the investment should be kept a secret,
walk away.
56Red flag: "Risk free"
and "Guaranteed."
66If You Are A Victim of Fraud Report It –
Immediately!
65Red Flag: “Limited
Quantity”
71Beware: The “International Lottery” Scam
61If you don't
understand how the investment works,
don't buy it.
64Beware: The “Pay
Up Front” Scam
The Pennsylvania Department of Banking and Securities developed this tool and format for consumer education purposes and has provided its use for such purposes free to the public and other regulatory bodies. The PA DoBS does not endorse or approve any modifications from its original format.
Fraud BINGO
F R A U D6
If it sounds too good to be true, it probably
is.
15Get a Copy of Your Free Credit Report
At: annualcreditreport.co
m
8Older persons are most likely to be targets of a scam.
5Many victims of
financial fraud are smart and well-
educated.
1Never Give Out
Personal Info Over the Phone – Unless You Initiated the Call
27Utilize a “Credit
Freeze” With the Three Main Credit
Bureaus
30Beware: of “Reload”
Scams
22“Arm” Yourself with Information – Learn To Spot The “Red
Flags” of Investment Fraud
19Beware: The “Credit
Repair” Scam
24Beware: Card
“Skimmers”
31Beware: "Family
Member in Distress" Scam.
42Follow the
Department on Twitter
@PAFinancialReg
FREEFraud Info:
Call the PA Department of Banking and
Securities1-800-PA-BANKS
33Check Out Strangers
Touting Strange Deals
34Beware: The
“Romance” Scam
48AARP’s “Fraud
Watch Network” - Beware of “Reps”
Calling from Medicare/Gov’t
Agencies
49If you are told the investment should be kept a secret,
walk away.
58Red flag: "Limited
time offer."
55“Prime Bank” Scam -
Profit Like the Experts - Get The
Secrets To Success
46If sales person can’t
give you detailed answers, hang up - MUCH less risky to
do so!
64Beware: The “Pay
Up Front” Scam
74Be careful.
Recovering your money is very
difficult.
66If You Are A Victim of Fraud Report It –
Immediately!
61If you don't
understand how the investment works,
don't buy it.
69An uninformed
investor can be the best friend of a financial criminal
The Pennsylvania Department of Banking and Securities developed this tool and format for consumer education purposes and has provided its use for such purposes free to the public and other regulatory bodies. The PA DoBS does not endorse or approve any modifications from its original format.
Fraud BINGO
F R A U D14
“Shred” Anything with Your Name or
Identifying Information on It
9Check your financial
statements for accuracy.
3Beware: “Counterfeit
Cashier’s Check” Scam
7Low risk and high returns usually do
not go hand in hand.
6If it sounds too good to be true, it probably
is.
21Don't give out
personal information because of an
unsolicited sales pitch.
23Read the fine print before you sign up.
22“Arm” Yourself with Information – Learn To Spot The “Red
Flags” of Investment Fraud
18Beware: of Identity Theft and How It
Can Happen
19Beware: The “Credit
Repair” Scam
45Report Scams to the
Pennsylvania Department of Banking and
Securities: 800-PA-BANKS
39Check out the DoBS on Facebook at PA Investor Education
FREEFraud Info:
Call the PA Department of Banking and
Securities1-800-PA-BANKS
38Avoid Giving Out
Your Social Security Number
35Should We Give Out Personal Information
Over the Phone?
52Scam artists use
Internet tools such as unsolicited email
to spread false information
47If in doubt, say "NO!" Trust your instincts.
59Be alert when you hear "Last chance, you must act now."
Hang up!
54Promissory notes - a promise isn't always
a promise.
51Don’t Chase
“Phantom Riches.”
75Beware: “Charity”
Scams
69An uninformed
investor can be the best friend of a financial criminal
61If you don't
understand how the investment works,
don't buy it.
65Red Flag: “Limited
Quantity”
67Never Feel
Obligated To Invest Because of A
“Freebie.”
The Pennsylvania Department of Banking and Securities developed this tool and format for consumer education purposes and has provided its use for such purposes free to the public and other regulatory bodies. The PA DoBS does not endorse or approve any modifications from its original format.
Fraud BINGO
F R A U D6
If it sounds too good to be true, it probably
is.
2Been victimized? Call Pennsylvania
Department of Banking Securities:
800-PA-BANKS
3Beware: “Counterfeit
Cashier’s Check” Scam
4Keep copies of all
financial documents.
11Don't be drawn by
appearances, scam artists know the
importance of first impressions.
26Use Caller ID!
25Opt-Out of Pre-approved Credit Card Offers at:
OptOutPrescreen.com
18Beware: of Identity Theft and How It
Can Happen
19Beware: The “Credit
Repair” Scam
24Beware: Card
“Skimmers”
44Don’t Let
Embarrassment or Fear Keep You from
Reporting Fraud
45Report Scams to the
Pennsylvania Department of Banking and
Securities: 800-PA-BANKSFREE
Fraud Info:Call the PA
Department of Banking and
Securities1-800-PA-BANKS
36Make Front and Back Copies of Credit and Debit
Cards
35Should We Give Out Personal Information
Over the Phone?
52Scam artists use
Internet tools such as unsolicited email
to spread false information
46If sales person can’t
give you detailed answers, hang up - MUCH less risky to
do so!
60Tax preparers and insurance agents
must have a license to sell you securities.
47If in doubt, say "NO!" Trust your instincts.
55“Prime Bank” Scam -
Profit Like the Experts - Get The
Secrets To Success
68Never buy an
investment under pressure - sleep on it.
70Investment seminars
may offer free dinner, but there’s no such thing as a free
lunch.
63Beware: Ponzi
Schemes
64Beware: The “Pay
Up Front” Scam
69An uninformed
investor can be the best friend of a financial criminal
The Pennsylvania Department of Banking and Securities developed this tool and format for consumer education purposes and has provided its use for such purposes free to the public and other regulatory bodies. The PA DoBS does not endorse or approve any modifications from its original format.
Fraud BINGO
F R A U D8
Older persons are most likely to be targets of a scam.
6If it sounds too good to be true, it probably
is.
3Beware: “Counterfeit
Cashier’s Check” Scam
2Been victimized? Call Pennsylvania
Department of Banking Securities:
800-PA-BANKS
5Many victims of
financial fraud are smart and well-
educated.
20Beware: Sending
Your Money Offshore To Collect “Tax Free” Income
25Opt-Out of Pre-approved Credit Card Offers at:
OptOutPrescreen.com
21Don't give out
personal information because of an
unsolicited sales pitch.
22“Arm” Yourself with Information – Learn To Spot The “Red
Flags” of Investment Fraud
28Beware: Home
Improvement Scam
37Resist high pressure
sales tactics such as: “There’s a
shortage”
36Make Front and Back Copies of Credit and Debit
Cards
FREEFraud Info:
Call the PA Department of Banking and
Securities1-800-PA-BANKS
42Follow the
Department on Twitter
@PAFinancialReg
41Don't send money to anyone who insists
on immediate payment.
54Promissory notes - a promise isn't always
a promise.
50Red Flag: “Everyone
Is In On It” Investment
47If in doubt, say "NO!" Trust your instincts.
46If sales person can’t
give you detailed answers, hang up - MUCH less risky to
do so!
53Affinity fraud - "I'm like you so you can
trust me" scam.
73Beware: The
“Microsoft” Scam
67Never Feel
Obligated To Invest Because of A
“Freebie.”
63Beware: Ponzi
Schemes
72Seniors are the
number one target of frauds and scams.
68Never buy an
investment under pressure - sleep on it.
The Pennsylvania Department of Banking and Securities developed this tool and format for consumer education purposes and has provided its use for such purposes free to the public and other regulatory bodies. The PA DoBS does not endorse or approve any modifications from its original format.
Fraud BINGO
F R A U D12
Beware: Anyone Who Calls You “Out
of The Blue” Claiming You Owe
Them Money
2Been victimized? Call Pennsylvania
Department of Banking Securities:
800-PA-BANKS
5Many victims of
financial fraud are smart and well-
educated.
6If it sounds too good to be true, it probably
is.
3Beware: “Counterfeit
Cashier’s Check” Scam
19Beware: The “Credit
Repair” Scam
26Use Caller ID!
17Make Sure to Use “Strong” Passwords
20Beware: Sending
Your Money Offshore To Collect “Tax Free” Income
18Beware: of Identity Theft and How It
Can Happen
44Don’t Let
Embarrassment or Fear Keep You from
Reporting Fraud
43When in doubt, check out the
company.
FREEFraud Info:
Call the PA Department of Banking and
Securities1-800-PA-BANKS
36Make Front and Back Copies of Credit and Debit
Cards
32Protect Yourself
from Scams and ID Theft
54Promissory notes - a promise isn't always
a promise.
57Get Ahead of The Scammers – Sign Up for “Watchdog
Alerts.”
48AARP’s “Fraud
Watch Network” - Beware of “Reps”
Calling from Medicare/Gov’t
Agencies
47If in doubt, say "NO!" Trust your instincts.
49If you are told the investment should be kept a secret,
walk away.
75Beware: “Charity”
Scams
63Beware: Ponzi
Schemes
71Beware: The “International Lottery” Scam
65Red Flag: “Limited
Quantity”
69An uninformed
investor can be the best friend of a financial criminal
The Pennsylvania Department of Banking and Securities developed this tool and format for consumer education purposes and has provided its use for such purposes free to the public and other regulatory bodies. The PA DoBS does not endorse or approve any modifications from its original format.
Fraud BINGO
F R A U D9
Check your financial statements for
accuracy.
1Never Give Out
Personal Info Over the Phone – Unless You Initiated the Call
14“Shred” Anything
with Your Name or Identifying
Information on It
13Keep in mind that
good manners don't indicate personal
integrity.
3Beware: “Counterfeit
Cashier’s Check” Scam
16Understand
Annuities and How They Work
23Read the fine print before you sign up.
24Beware: Card
“Skimmers”
29Beware: The IRS
Scam
22“Arm” Yourself with Information – Learn To Spot The “Red
Flags” of Investment Fraud
38Avoid Giving Out
Your Social Security Number
36Make Front and Back Copies of Credit and Debit
Cards
FREEFraud Info:
Call the PA Department of Banking and
Securities1-800-PA-BANKS
37Resist high pressure
sales tactics such as: “There’s a
shortage”
32Protect Yourself
from Scams and ID Theft
59Be alert when you hear "Last chance, you must act now."
Hang up!
46If sales person can’t
give you detailed answers, hang up - MUCH less risky to
do so!
47If in doubt, say "NO!" Trust your instincts.
60Tax preparers and insurance agents
must have a license to sell you securities.
54Promissory notes - a promise isn't always
a promise.
75Beware: “Charity”
Scams
64Beware: The “Pay
Up Front” Scam
62Nigerian Letter
Scam, promising millions for help with
foreign business exchange.
74Be careful.
Recovering your money is very
difficult.
61If you don't
understand how the investment works,
don't buy it.
The Pennsylvania Department of Banking and Securities developed this tool and format for consumer education purposes and has provided its use for such purposes free to the public and other regulatory bodies. The PA DoBS does not endorse or approve any modifications from its original format.
Fraud BINGO
F R A U D15
Get a Copy of Your Free Credit Report
At: annualcreditreport.co
m
8Older persons are most likely to be targets of a scam.
5Many victims of
financial fraud are smart and well-
educated.
10Beware of “Spoofing”
1Never Give Out
Personal Info Over the Phone – Unless You Initiated the Call
22“Arm” Yourself with Information – Learn To Spot The “Red
Flags” of Investment Fraud
29Beware: The IRS
Scam
20Beware: Sending
Your Money Offshore To Collect “Tax Free” Income
26Use Caller ID!
17Make Sure to Use “Strong” Passwords
35Should We Give Out Personal Information
Over the Phone?
34Beware: The
“Romance” Scam
FREEFraud Info:
Call the PA Department of Banking and
Securities1-800-PA-BANKS
44Don’t Let
Embarrassment or Fear Keep You from
Reporting Fraud
43When in doubt, check out the
company.
52Scam artists use
Internet tools such as unsolicited email
to spread false information
56Red flag: "Risk free"
and "Guaranteed."
51Don’t Chase
“Phantom Riches.”
59Be alert when you hear "Last chance, you must act now."
Hang up!
47If in doubt, say "NO!" Trust your instincts.
66If You Are A Victim of Fraud Report It –
Immediately!
73Beware: The
“Microsoft” Scam
63Beware: Ponzi
Schemes
65Red Flag: “Limited
Quantity”
74Be careful.
Recovering your money is very
difficult.
The Pennsylvania Department of Banking and Securities developed this tool and format for consumer education purposes and has provided its use for such purposes free to the public and other regulatory bodies. The PA DoBS does not endorse or approve any modifications from its original format.
Fraud BINGO
F R A U D4
Keep copies of all financial documents.
15Get a Copy of Your Free Credit Report
At: annualcreditreport.co
m
10Beware of “Spoofing”
12Beware: Anyone
Who Calls You “Out of The Blue”
Claiming You Owe Them Money
8Older persons are most likely to be targets of a scam.
30Beware: of “Reload”
Scams
21Don't give out
personal information because of an
unsolicited sales pitch.
24Beware: Card
“Skimmers”
20Beware: Sending
Your Money Offshore To Collect “Tax Free” Income
22“Arm” Yourself with Information – Learn To Spot The “Red
Flags” of Investment Fraud
41Don't send money to anyone who insists
on immediate payment.
42Follow the
Department on Twitter
@PAFinancialReg
FREEFraud Info:
Call the PA Department of Banking and
Securities1-800-PA-BANKS
35Should We Give Out Personal Information
Over the Phone?
36Make Front and Back Copies of Credit and Debit
Cards
49If you are told the investment should be kept a secret,
walk away.
53Affinity fraud - "I'm like you so you can
trust me" scam.
56Red flag: "Risk free"
and "Guaranteed."
55“Prime Bank” Scam -
Profit Like the Experts - Get The
Secrets To Success
48AARP’s “Fraud
Watch Network” - Beware of “Reps”
Calling from Medicare/Gov’t
Agencies
66If You Are A Victim of Fraud Report It –
Immediately!
72Seniors are the
number one target of frauds and scams.
64Beware: The “Pay
Up Front” Scam
62Nigerian Letter
Scam, promising millions for help with
foreign business exchange.
65Red Flag: “Limited
Quantity”
The Pennsylvania Department of Banking and Securities developed this tool and format for consumer education purposes and has provided its use for such purposes free to the public and other regulatory bodies. The PA DoBS does not endorse or approve any modifications from its original format.
Fraud BINGO
F R A U D2
Been victimized? Call Pennsylvania
Department of Banking Securities:
800-PA-BANKS
13Keep in mind that
good manners don't indicate personal
integrity.
15Get a Copy of Your Free Credit Report
At: annualcreditreport.co
m
1Never Give Out
Personal Info Over the Phone – Unless You Initiated the Call
7Low risk and high returns usually do
not go hand in hand.
21Don't give out
personal information because of an
unsolicited sales pitch.
25Opt-Out of Pre-approved Credit Card Offers at:
OptOutPrescreen.com
29Beware: The IRS
Scam
20Beware: Sending
Your Money Offshore To Collect “Tax Free” Income
22“Arm” Yourself with Information – Learn To Spot The “Red
Flags” of Investment Fraud
43When in doubt, check out the
company.
37Resist high pressure
sales tactics such as: “There’s a
shortage”
FREEFraud Info:
Call the PA Department of Banking and
Securities1-800-PA-BANKS
41Don't send money to anyone who insists
on immediate payment.
33Check Out Strangers
Touting Strange Deals
57Get Ahead of The Scammers – Sign Up for “Watchdog
Alerts.”
60Tax preparers and insurance agents
must have a license to sell you securities.
58Red flag: "Limited
time offer."
53Affinity fraud - "I'm like you so you can
trust me" scam.
50Red Flag: “Everyone
Is In On It” Investment
75Beware: “Charity”
Scams
69An uninformed
investor can be the best friend of a financial criminal
74Be careful.
Recovering your money is very
difficult.
62Nigerian Letter
Scam, promising millions for help with
foreign business exchange.
70Investment seminars
may offer free dinner, but there’s no such thing as a free
lunch.
The Pennsylvania Department of Banking and Securities developed this tool and format for consumer education purposes and has provided its use for such purposes free to the public and other regulatory bodies. The PA DoBS does not endorse or approve any modifications from its original format.
Fraud BINGO
F R A U D14
“Shred” Anything with Your Name or
Identifying Information on It
3Beware: “Counterfeit
Cashier’s Check” Scam
13Keep in mind that
good manners don't indicate personal
integrity.
15Get a Copy of Your Free Credit Report
At: annualcreditreport.co
m
11Don't be drawn by
appearances, scam artists know the
importance of first impressions.
22“Arm” Yourself with Information – Learn To Spot The “Red
Flags” of Investment Fraud
16Understand
Annuities and How They Work
20Beware: Sending
Your Money Offshore To Collect “Tax Free” Income
30Beware: of “Reload”
Scams
21Don't give out
personal information because of an
unsolicited sales pitch.
39Check out the DoBS on Facebook at PA Investor Education
44Don’t Let
Embarrassment or Fear Keep You from
Reporting Fraud
FREEFraud Info:
Call the PA Department of Banking and
Securities1-800-PA-BANKS
41Don't send money to anyone who insists
on immediate payment.
32Protect Yourself
from Scams and ID Theft
59Be alert when you hear "Last chance, you must act now."
Hang up!
50Red Flag: “Everyone
Is In On It” Investment
52Scam artists use
Internet tools such as unsolicited email
to spread false information
60Tax preparers and insurance agents
must have a license to sell you securities.
53Affinity fraud - "I'm like you so you can
trust me" scam.
71Beware: The “International Lottery” Scam
67Never Feel
Obligated To Invest Because of A
“Freebie.”
66If You Are A Victim of Fraud Report It –
Immediately!
68Never buy an
investment under pressure - sleep on it.
62Nigerian Letter
Scam, promising millions for help with
foreign business exchange.
The Pennsylvania Department of Banking and Securities developed this tool and format for consumer education purposes and has provided its use for such purposes free to the public and other regulatory bodies. The PA DoBS does not endorse or approve any modifications from its original format.
Fraud BINGO
F R A U D4
Keep copies of all financial documents.
1Never Give Out
Personal Info Over the Phone – Unless You Initiated the Call
7Low risk and high returns usually do
not go hand in hand.
11Don't be drawn by
appearances, scam artists know the
importance of first impressions.
10Beware of “Spoofing”
22“Arm” Yourself with Information – Learn To Spot The “Red
Flags” of Investment Fraud
26Use Caller ID!
25Opt-Out of Pre-approved Credit Card Offers at:
OptOutPrescreen.com
19Beware: The “Credit
Repair” Scam
23Read the fine print before you sign up.
37Resist high pressure
sales tactics such as: “There’s a
shortage”
45Report Scams to the
Pennsylvania Department of Banking and
Securities: 800-PA-BANKSFREE
Fraud Info:Call the PA
Department of Banking and
Securities1-800-PA-BANKS
33Check Out Strangers
Touting Strange Deals
40Report Scams In
Your Area To AARP’s Fraud Watch Network
50Red Flag: “Everyone
Is In On It” Investment
46If sales person can’t
give you detailed answers, hang up - MUCH less risky to
do so!
49If you are told the investment should be kept a secret,
walk away.
56Red flag: "Risk free"
and "Guaranteed."
58Red flag: "Limited
time offer."
72Seniors are the
number one target of frauds and scams.
74Be careful.
Recovering your money is very
difficult.
65Red Flag: “Limited
Quantity”
63Beware: Ponzi
Schemes
62Nigerian Letter
Scam, promising millions for help with
foreign business exchange.
The Pennsylvania Department of Banking and Securities developed this tool and format for consumer education purposes and has provided its use for such purposes free to the public and other regulatory bodies. The PA DoBS does not endorse or approve any modifications from its original format.
Fraud BINGO
F R A U D13
Keep in mind that good manners don't
indicate personal integrity.
12Beware: Anyone
Who Calls You “Out of The Blue”
Claiming You Owe Them Money
7Low risk and high returns usually do
not go hand in hand.
1Never Give Out
Personal Info Over the Phone – Unless You Initiated the Call
15Get a Copy of Your Free Credit Report
At: annualcreditreport.co
m
21Don't give out
personal information because of an
unsolicited sales pitch.
27Utilize a “Credit
Freeze” With the Three Main Credit
Bureaus
24Beware: Card
“Skimmers”
25Opt-Out of Pre-approved Credit Card Offers at:
OptOutPrescreen.com
18Beware: of Identity Theft and How It
Can Happen
40Report Scams In
Your Area To AARP’s Fraud Watch Network
44Don’t Let
Embarrassment or Fear Keep You from
Reporting Fraud
FREEFraud Info:
Call the PA Department of Banking and
Securities1-800-PA-BANKS
43When in doubt, check out the
company.
33Check Out Strangers
Touting Strange Deals
47If in doubt, say "NO!" Trust your instincts.
55“Prime Bank” Scam -
Profit Like the Experts - Get The
Secrets To Success
49If you are told the investment should be kept a secret,
walk away.
50Red Flag: “Everyone
Is In On It” Investment
60Tax preparers and insurance agents
must have a license to sell you securities.
65Red Flag: “Limited
Quantity”
75Beware: “Charity”
Scams
71Beware: The “International Lottery” Scam
66If You Are A Victim of Fraud Report It –
Immediately!
63Beware: Ponzi
Schemes
The Pennsylvania Department of Banking and Securities developed this tool and format for consumer education purposes and has provided its use for such purposes free to the public and other regulatory bodies. The PA DoBS does not endorse or approve any modifications from its original format.
Fraud BINGO
F R A U D4
Keep copies of all financial documents.
8Older persons are most likely to be targets of a scam.
14“Shred” Anything
with Your Name or Identifying
Information on It
5Many victims of
financial fraud are smart and well-
educated.
13Keep in mind that
good manners don't indicate personal
integrity.
26Use Caller ID!
16Understand
Annuities and How They Work
22“Arm” Yourself with Information – Learn To Spot The “Red
Flags” of Investment Fraud
27Utilize a “Credit
Freeze” With the Three Main Credit
Bureaus
20Beware: Sending
Your Money Offshore To Collect “Tax Free” Income
40Report Scams In
Your Area To AARP’s Fraud Watch Network
37Resist high pressure
sales tactics such as: “There’s a
shortage”
FREEFraud Info:
Call the PA Department of Banking and
Securities1-800-PA-BANKS
36Make Front and Back Copies of Credit and Debit
Cards
41Don't send money to anyone who insists
on immediate payment.
56Red flag: "Risk free"
and "Guaranteed."
46If sales person can’t
give you detailed answers, hang up - MUCH less risky to
do so!
48AARP’s “Fraud
Watch Network” - Beware of “Reps”
Calling from Medicare/Gov’t
Agencies
57Get Ahead of The Scammers – Sign Up for “Watchdog
Alerts.”
51Don’t Chase
“Phantom Riches.”
68Never buy an
investment under pressure - sleep on it.
67Never Feel
Obligated To Invest Because of A
“Freebie.”
61If you don't
understand how the investment works,
don't buy it.
70Investment seminars
may offer free dinner, but there’s no such thing as a free
lunch.
73Beware: The
“Microsoft” Scam
The Pennsylvania Department of Banking and Securities developed this tool and format for consumer education purposes and has provided its use for such purposes free to the public and other regulatory bodies. The PA DoBS does not endorse or approve any modifications from its original format.
Fraud BINGO
F R A U D13
Keep in mind that good manners don't
indicate personal integrity.
6If it sounds too good to be true, it probably
is.
3Beware: “Counterfeit
Cashier’s Check” Scam
1Never Give Out
Personal Info Over the Phone – Unless You Initiated the Call
5Many victims of
financial fraud are smart and well-
educated.
20Beware: Sending
Your Money Offshore To Collect “Tax Free” Income
29Beware: The IRS
Scam
16Understand
Annuities and How They Work
27Utilize a “Credit
Freeze” With the Three Main Credit
Bureaus
19Beware: The “Credit
Repair” Scam
45Report Scams to the
Pennsylvania Department of Banking and
Securities: 800-PA-BANKS
40Report Scams In
Your Area To AARP’s Fraud Watch Network
FREEFraud Info:
Call the PA Department of Banking and
Securities1-800-PA-BANKS
36Make Front and Back Copies of Credit and Debit
Cards
42Follow the
Department on Twitter
@PAFinancialReg
49If you are told the investment should be kept a secret,
walk away.
48AARP’s “Fraud
Watch Network” - Beware of “Reps”
Calling from Medicare/Gov’t
Agencies
54Promissory notes - a promise isn't always
a promise.
57Get Ahead of The Scammers – Sign Up for “Watchdog
Alerts.”
58Red flag: "Limited
time offer."
67Never Feel
Obligated To Invest Because of A
“Freebie.”
62Nigerian Letter
Scam, promising millions for help with
foreign business exchange.
68Never buy an
investment under pressure - sleep on it.
74Be careful.
Recovering your money is very
difficult.
65Red Flag: “Limited
Quantity”
The Pennsylvania Department of Banking and Securities developed this tool and format for consumer education purposes and has provided its use for such purposes free to the public and other regulatory bodies. The PA DoBS does not endorse or approve any modifications from its original format.
Fraud BINGO
F R A U D7
Low risk and high returns usually do
not go hand in hand.
15Get a Copy of Your Free Credit Report
At: annualcreditreport.co
m
14“Shred” Anything
with Your Name or Identifying
Information on It
2Been victimized? Call Pennsylvania
Department of Banking Securities:
800-PA-BANKS
9Check your financial
statements for accuracy.
21Don't give out
personal information because of an
unsolicited sales pitch.
27Utilize a “Credit
Freeze” With the Three Main Credit
Bureaus
23Read the fine print before you sign up.
24Beware: Card
“Skimmers”
16Understand
Annuities and How They Work
45Report Scams to the
Pennsylvania Department of Banking and
Securities: 800-PA-BANKS
43When in doubt, check out the
company.
FREEFraud Info:
Call the PA Department of Banking and
Securities1-800-PA-BANKS
36Make Front and Back Copies of Credit and Debit
Cards
33Check Out Strangers
Touting Strange Deals
47If in doubt, say "NO!" Trust your instincts.
48AARP’s “Fraud
Watch Network” - Beware of “Reps”
Calling from Medicare/Gov’t
Agencies
49If you are told the investment should be kept a secret,
walk away.
46If sales person can’t
give you detailed answers, hang up - MUCH less risky to
do so!
54Promissory notes - a promise isn't always
a promise.
74Be careful.
Recovering your money is very
difficult.
65Red Flag: “Limited
Quantity”
73Beware: The
“Microsoft” Scam
68Never buy an
investment under pressure - sleep on it.
62Nigerian Letter
Scam, promising millions for help with
foreign business exchange.
The Pennsylvania Department of Banking and Securities developed this tool and format for consumer education purposes and has provided its use for such purposes free to the public and other regulatory bodies. The PA DoBS does not endorse or approve any modifications from its original format.
Fraud BINGO
F R A U D12
Beware: Anyone Who Calls You “Out
of The Blue” Claiming You Owe
Them Money
1Never Give Out
Personal Info Over the Phone – Unless You Initiated the Call
14“Shred” Anything
with Your Name or Identifying
Information on It
13Keep in mind that
good manners don't indicate personal
integrity.
3Beware: “Counterfeit
Cashier’s Check” Scam
30Beware: of “Reload”
Scams
25Opt-Out of Pre-approved Credit Card Offers at:
OptOutPrescreen.com
29Beware: The IRS
Scam
19Beware: The “Credit
Repair” Scam
22“Arm” Yourself with Information – Learn To Spot The “Red
Flags” of Investment Fraud
40Report Scams In
Your Area To AARP’s Fraud Watch Network
34Beware: The
“Romance” Scam
FREEFraud Info:
Call the PA Department of Banking and
Securities1-800-PA-BANKS
35Should We Give Out Personal Information
Over the Phone?
44Don’t Let
Embarrassment or Fear Keep You from
Reporting Fraud
59Be alert when you hear "Last chance, you must act now."
Hang up!
53Affinity fraud - "I'm like you so you can
trust me" scam.
51Don’t Chase
“Phantom Riches.”
52Scam artists use
Internet tools such as unsolicited email
to spread false information
54Promissory notes - a promise isn't always
a promise.
68Never buy an
investment under pressure - sleep on it.
74Be careful.
Recovering your money is very
difficult.
67Never Feel
Obligated To Invest Because of A
“Freebie.”
63Beware: Ponzi
Schemes
61If you don't
understand how the investment works,
don't buy it.
The Pennsylvania Department of Banking and Securities developed this tool and format for consumer education purposes and has provided its use for such purposes free to the public and other regulatory bodies. The PA DoBS does not endorse or approve any modifications from its original format.
Fraud BINGO
F R A U D7
Low risk and high returns usually do
not go hand in hand.
14“Shred” Anything
with Your Name or Identifying
Information on It
8Older persons are most likely to be targets of a scam.
3Beware: “Counterfeit
Cashier’s Check” Scam
10Beware of “Spoofing”
27Utilize a “Credit
Freeze” With the Three Main Credit
Bureaus
30Beware: of “Reload”
Scams
19Beware: The “Credit
Repair” Scam
18Beware: of Identity Theft and How It
Can Happen
25Opt-Out of Pre-approved Credit Card Offers at:
OptOutPrescreen.com
31Beware: "Family
Member in Distress" Scam.
39Check out the DoBS on Facebook at PA Investor Education
FREEFraud Info:
Call the PA Department of Banking and
Securities1-800-PA-BANKS
43When in doubt, check out the
company.
36Make Front and Back Copies of Credit and Debit
Cards
47If in doubt, say "NO!" Trust your instincts.
48AARP’s “Fraud
Watch Network” - Beware of “Reps”
Calling from Medicare/Gov’t
Agencies
52Scam artists use
Internet tools such as unsolicited email
to spread false information
49If you are told the investment should be kept a secret,
walk away.
54Promissory notes - a promise isn't always
a promise.
63Beware: Ponzi
Schemes
69An uninformed
investor can be the best friend of a financial criminal
75Beware: “Charity”
Scams
62Nigerian Letter
Scam, promising millions for help with
foreign business exchange.
71Beware: The “International Lottery” Scam
The Pennsylvania Department of Banking and Securities developed this tool and format for consumer education purposes and has provided its use for such purposes free to the public and other regulatory bodies. The PA DoBS does not endorse or approve any modifications from its original format.
Fraud BINGO
F R A U D3
Beware: “Counterfeit Cashier’s Check”
Scam
10Beware of “Spoofing”
8Older persons are most likely to be targets of a scam.
6If it sounds too good to be true, it probably
is.
11Don't be drawn by
appearances, scam artists know the
importance of first impressions.
26Use Caller ID!
27Utilize a “Credit
Freeze” With the Three Main Credit
Bureaus
21Don't give out
personal information because of an
unsolicited sales pitch.
25Opt-Out of Pre-approved Credit Card Offers at:
OptOutPrescreen.com
24Beware: Card
“Skimmers”
38Avoid Giving Out
Your Social Security Number
42Follow the
Department on Twitter
@PAFinancialReg
FREEFraud Info:
Call the PA Department of Banking and
Securities1-800-PA-BANKS
39Check out the DoBS on Facebook at PA Investor Education
37Resist high pressure
sales tactics such as: “There’s a
shortage”
58Red flag: "Limited
time offer."
51Don’t Chase
“Phantom Riches.”
52Scam artists use
Internet tools such as unsolicited email
to spread false information
49If you are told the investment should be kept a secret,
walk away.
59Be alert when you hear "Last chance, you must act now."
Hang up!
68Never buy an
investment under pressure - sleep on it.
64Beware: The “Pay
Up Front” Scam
63Beware: Ponzi
Schemes
69An uninformed
investor can be the best friend of a financial criminal
72Seniors are the
number one target of frauds and scams.
The Pennsylvania Department of Banking and Securities developed this tool and format for consumer education purposes and has provided its use for such purposes free to the public and other regulatory bodies. The PA DoBS does not endorse or approve any modifications from its original format.
Fraud BINGO
F R A U D5
Many victims of financial fraud are
smart and well-educated.
6If it sounds too good to be true, it probably
is.
1Never Give Out
Personal Info Over the Phone – Unless You Initiated the Call
9Check your financial
statements for accuracy.
15Get a Copy of Your Free Credit Report
At: annualcreditreport.co
m
29Beware: The IRS
Scam
16Understand
Annuities and How They Work
27Utilize a “Credit
Freeze” With the Three Main Credit
Bureaus
20Beware: Sending
Your Money Offshore To Collect “Tax Free” Income
21Don't give out
personal information because of an
unsolicited sales pitch.
42Follow the
Department on Twitter
@PAFinancialReg
38Avoid Giving Out
Your Social Security Number
FREEFraud Info:
Call the PA Department of Banking and
Securities1-800-PA-BANKS
31Beware: "Family
Member in Distress" Scam.
43When in doubt, check out the
company.
46If sales person can’t
give you detailed answers, hang up - MUCH less risky to
do so!
49If you are told the investment should be kept a secret,
walk away.
55“Prime Bank” Scam -
Profit Like the Experts - Get The
Secrets To Success
48AARP’s “Fraud
Watch Network” - Beware of “Reps”
Calling from Medicare/Gov’t
Agencies
57Get Ahead of The Scammers – Sign Up for “Watchdog
Alerts.”
64Beware: The “Pay
Up Front” Scam
72Seniors are the
number one target of frauds and scams.
68Never buy an
investment under pressure - sleep on it.
71Beware: The “International Lottery” Scam
69An uninformed
investor can be the best friend of a financial criminal
The Pennsylvania Department of Banking and Securities developed this tool and format for consumer education purposes and has provided its use for such purposes free to the public and other regulatory bodies. The PA DoBS does not endorse or approve any modifications from its original format.
Fraud BINGO
F R A U D10
Beware of “Spoofing”
5Many victims of
financial fraud are smart and well-
educated.
8Older persons are most likely to be targets of a scam.
15Get a Copy of Your Free Credit Report
At: annualcreditreport.co
m
9Check your financial
statements for accuracy.
19Beware: The “Credit
Repair” Scam
22“Arm” Yourself with Information – Learn To Spot The “Red
Flags” of Investment Fraud
25Opt-Out of Pre-approved Credit Card Offers at:
OptOutPrescreen.com
30Beware: of “Reload”
Scams
20Beware: Sending
Your Money Offshore To Collect “Tax Free” Income
43When in doubt, check out the
company.
32Protect Yourself
from Scams and ID Theft
FREEFraud Info:
Call the PA Department of Banking and
Securities1-800-PA-BANKS
39Check out the DoBS on Facebook at PA Investor Education
31Beware: "Family
Member in Distress" Scam.
56Red flag: "Risk free"
and "Guaranteed."
49If you are told the investment should be kept a secret,
walk away.
52Scam artists use
Internet tools such as unsolicited email
to spread false information
57Get Ahead of The Scammers – Sign Up for “Watchdog
Alerts.”
58Red flag: "Limited
time offer."
63Beware: Ponzi
Schemes
65Red Flag: “Limited
Quantity”
67Never Feel
Obligated To Invest Because of A
“Freebie.”
74Be careful.
Recovering your money is very
difficult.
73Beware: The
“Microsoft” Scam
The Pennsylvania Department of Banking and Securities developed this tool and format for consumer education purposes and has provided its use for such purposes free to the public and other regulatory bodies. The PA DoBS does not endorse or approve any modifications from its original format.
Fraud BINGO
F R A U D13
Keep in mind that good manners don't
indicate personal integrity.
4Keep copies of all
financial documents.
7Low risk and high returns usually do
not go hand in hand.
12Beware: Anyone
Who Calls You “Out of The Blue”
Claiming You Owe Them Money
6If it sounds too good to be true, it probably
is.
22“Arm” Yourself with Information – Learn To Spot The “Red
Flags” of Investment Fraud
29Beware: The IRS
Scam
27Utilize a “Credit
Freeze” With the Three Main Credit
Bureaus
17Make Sure to Use “Strong” Passwords
24Beware: Card
“Skimmers”
35Should We Give Out Personal Information
Over the Phone?
38Avoid Giving Out
Your Social Security Number
FREEFraud Info:
Call the PA Department of Banking and
Securities1-800-PA-BANKS
39Check out the DoBS on Facebook at PA Investor Education
34Beware: The
“Romance” Scam
52Scam artists use
Internet tools such as unsolicited email
to spread false information
60Tax preparers and insurance agents
must have a license to sell you securities.
50Red Flag: “Everyone
Is In On It” Investment
55“Prime Bank” Scam -
Profit Like the Experts - Get The
Secrets To Success
49If you are told the investment should be kept a secret,
walk away.
61If you don't
understand how the investment works,
don't buy it.
67Never Feel
Obligated To Invest Because of A
“Freebie.”
65Red Flag: “Limited
Quantity”
70Investment seminars
may offer free dinner, but there’s no such thing as a free
lunch.
68Never buy an
investment under pressure - sleep on it.
The Pennsylvania Department of Banking and Securities developed this tool and format for consumer education purposes and has provided its use for such purposes free to the public and other regulatory bodies. The PA DoBS does not endorse or approve any modifications from its original format.
Fraud BINGO
F R A U D14
“Shred” Anything with Your Name or
Identifying Information on It
9Check your financial
statements for accuracy.
6If it sounds too good to be true, it probably
is.
2Been victimized? Call Pennsylvania
Department of Banking Securities:
800-PA-BANKS
1Never Give Out
Personal Info Over the Phone – Unless You Initiated the Call
30Beware: of “Reload”
Scams
21Don't give out
personal information because of an
unsolicited sales pitch.
24Beware: Card
“Skimmers”
29Beware: The IRS
Scam
25Opt-Out of Pre-approved Credit Card Offers at:
OptOutPrescreen.com
42Follow the
Department on Twitter
@PAFinancialReg
33Check Out Strangers
Touting Strange Deals
FREEFraud Info:
Call the PA Department of Banking and
Securities1-800-PA-BANKS
35Should We Give Out Personal Information
Over the Phone?
39Check out the DoBS on Facebook at PA Investor Education
50Red Flag: “Everyone
Is In On It” Investment
56Red flag: "Risk free"
and "Guaranteed."
51Don’t Chase
“Phantom Riches.”
57Get Ahead of The Scammers – Sign Up for “Watchdog
Alerts.”
53Affinity fraud - "I'm like you so you can
trust me" scam.
70Investment seminars
may offer free dinner, but there’s no such thing as a free
lunch.
62Nigerian Letter
Scam, promising millions for help with
foreign business exchange.
73Beware: The
“Microsoft” Scam
66If You Are A Victim of Fraud Report It –
Immediately!
72Seniors are the
number one target of frauds and scams.
The Pennsylvania Department of Banking and Securities developed this tool and format for consumer education purposes and has provided its use for such purposes free to the public and other regulatory bodies. The PA DoBS does not endorse or approve any modifications from its original format.
Fraud BINGO
F R A U D1
Never Give Out Personal Info Over the Phone – Unless You Initiated the Call
9Check your financial
statements for accuracy.
2Been victimized? Call Pennsylvania
Department of Banking Securities:
800-PA-BANKS
10Beware of “Spoofing”
13Keep in mind that
good manners don't indicate personal
integrity.
25Opt-Out of Pre-approved Credit Card Offers at:
OptOutPrescreen.com
17Make Sure to Use “Strong” Passwords
20Beware: Sending
Your Money Offshore To Collect “Tax Free” Income
22“Arm” Yourself with Information – Learn To Spot The “Red
Flags” of Investment Fraud
23Read the fine print before you sign up.
38Avoid Giving Out
Your Social Security Number
39Check out the DoBS on Facebook at PA Investor Education
FREEFraud Info:
Call the PA Department of Banking and
Securities1-800-PA-BANKS
44Don’t Let
Embarrassment or Fear Keep You from
Reporting Fraud
35Should We Give Out Personal Information
Over the Phone?
54Promissory notes - a promise isn't always
a promise.
52Scam artists use
Internet tools such as unsolicited email
to spread false information
46If sales person can’t
give you detailed answers, hang up - MUCH less risky to
do so!
57Get Ahead of The Scammers – Sign Up for “Watchdog
Alerts.”
59Be alert when you hear "Last chance, you must act now."
Hang up!
73Beware: The
“Microsoft” Scam
61If you don't
understand how the investment works,
don't buy it.
69An uninformed
investor can be the best friend of a financial criminal
70Investment seminars
may offer free dinner, but there’s no such thing as a free
lunch.
74Be careful.
Recovering your money is very
difficult.
The Pennsylvania Department of Banking and Securities developed this tool and format for consumer education purposes and has provided its use for such purposes free to the public and other regulatory bodies. The PA DoBS does not endorse or approve any modifications from its original format.
Fraud BINGO
F R A U D2
Been victimized? Call Pennsylvania
Department of Banking Securities:
800-PA-BANKS
14“Shred” Anything
with Your Name or Identifying
Information on It
15Get a Copy of Your Free Credit Report
At: annualcreditreport.co
m
3Beware: “Counterfeit
Cashier’s Check” Scam
13Keep in mind that
good manners don't indicate personal
integrity.
25Opt-Out of Pre-approved Credit Card Offers at:
OptOutPrescreen.com
26Use Caller ID!
29Beware: The IRS
Scam
19Beware: The “Credit
Repair” Scam
23Read the fine print before you sign up.
37Resist high pressure
sales tactics such as: “There’s a
shortage”
40Report Scams In
Your Area To AARP’s Fraud Watch Network
FREEFraud Info:
Call the PA Department of Banking and
Securities1-800-PA-BANKS
44Don’t Let
Embarrassment or Fear Keep You from
Reporting Fraud
41Don't send money to anyone who insists
on immediate payment.
55“Prime Bank” Scam -
Profit Like the Experts - Get The
Secrets To Success
54Promissory notes - a promise isn't always
a promise.
49If you are told the investment should be kept a secret,
walk away.
50Red Flag: “Everyone
Is In On It” Investment
58Red flag: "Limited
time offer."
66If You Are A Victim of Fraud Report It –
Immediately!
61If you don't
understand how the investment works,
don't buy it.
72Seniors are the
number one target of frauds and scams.
64Beware: The “Pay
Up Front” Scam
74Be careful.
Recovering your money is very
difficult.
The Pennsylvania Department of Banking and Securities developed this tool and format for consumer education purposes and has provided its use for such purposes free to the public and other regulatory bodies. The PA DoBS does not endorse or approve any modifications from its original format.
Fraud BINGO
F R A U D3
Beware: “Counterfeit Cashier’s Check”
Scam
8Older persons are most likely to be targets of a scam.
4Keep copies of all
financial documents.
6If it sounds too good to be true, it probably
is.
11Don't be drawn by
appearances, scam artists know the
importance of first impressions.
28Beware: Home
Improvement Scam
19Beware: The “Credit
Repair” Scam
16Understand
Annuities and How They Work
30Beware: of “Reload”
Scams
22“Arm” Yourself with Information – Learn To Spot The “Red
Flags” of Investment Fraud
39Check out the DoBS on Facebook at PA Investor Education
40Report Scams In
Your Area To AARP’s Fraud Watch Network
FREEFraud Info:
Call the PA Department of Banking and
Securities1-800-PA-BANKS
37Resist high pressure
sales tactics such as: “There’s a
shortage”
31Beware: "Family
Member in Distress" Scam.
46If sales person can’t
give you detailed answers, hang up - MUCH less risky to
do so!
60Tax preparers and insurance agents
must have a license to sell you securities.
56Red flag: "Risk free"
and "Guaranteed."
49If you are told the investment should be kept a secret,
walk away.
58Red flag: "Limited
time offer."
64Beware: The “Pay
Up Front” Scam
74Be careful.
Recovering your money is very
difficult.
71Beware: The “International Lottery” Scam
70Investment seminars
may offer free dinner, but there’s no such thing as a free
lunch.
62Nigerian Letter
Scam, promising millions for help with
foreign business exchange.
The Pennsylvania Department of Banking and Securities developed this tool and format for consumer education purposes and has provided its use for such purposes free to the public and other regulatory bodies. The PA DoBS does not endorse or approve any modifications from its original format.
Fraud BINGO
F R A U D2
Been victimized? Call Pennsylvania
Department of Banking Securities:
800-PA-BANKS
11Don't be drawn by
appearances, scam artists know the
importance of first impressions.
9Check your financial
statements for accuracy.
5Many victims of
financial fraud are smart and well-
educated.
15Get a Copy of Your Free Credit Report
At: annualcreditreport.co
m
20Beware: Sending
Your Money Offshore To Collect “Tax Free” Income
18Beware: of Identity Theft and How It
Can Happen
17Make Sure to Use “Strong” Passwords
26Use Caller ID!
30Beware: of “Reload”
Scams
41Don't send money to anyone who insists
on immediate payment.
33Check Out Strangers
Touting Strange Deals
FREEFraud Info:
Call the PA Department of Banking and
Securities1-800-PA-BANKS
40Report Scams In
Your Area To AARP’s Fraud Watch Network
35Should We Give Out Personal Information
Over the Phone?
52Scam artists use
Internet tools such as unsolicited email
to spread false information
57Get Ahead of The Scammers – Sign Up for “Watchdog
Alerts.”
49If you are told the investment should be kept a secret,
walk away.
60Tax preparers and insurance agents
must have a license to sell you securities.
55“Prime Bank” Scam -
Profit Like the Experts - Get The
Secrets To Success
63Beware: Ponzi
Schemes
64Beware: The “Pay
Up Front” Scam
68Never buy an
investment under pressure - sleep on it.
65Red Flag: “Limited
Quantity”
69An uninformed
investor can be the best friend of a financial criminal
The Pennsylvania Department of Banking and Securities developed this tool and format for consumer education purposes and has provided its use for such purposes free to the public and other regulatory bodies. The PA DoBS does not endorse or approve any modifications from its original format.
Fraud BINGO
F R A U D9
Check your financial statements for
accuracy.
8Older persons are most likely to be targets of a scam.
11Don't be drawn by
appearances, scam artists know the
importance of first impressions.
14“Shred” Anything
with Your Name or Identifying
Information on It
5Many victims of
financial fraud are smart and well-
educated.
20Beware: Sending
Your Money Offshore To Collect “Tax Free” Income
30Beware: of “Reload”
Scams
23Read the fine print before you sign up.
22“Arm” Yourself with Information – Learn To Spot The “Red
Flags” of Investment Fraud
19Beware: The “Credit
Repair” Scam
36Make Front and Back Copies of Credit and Debit
Cards
45Report Scams to the
Pennsylvania Department of Banking and
Securities: 800-PA-BANKSFREE
Fraud Info:Call the PA
Department of Banking and
Securities1-800-PA-BANKS
31Beware: "Family
Member in Distress" Scam.
33Check Out Strangers
Touting Strange Deals
49If you are told the investment should be kept a secret,
walk away.
59Be alert when you hear "Last chance, you must act now."
Hang up!
55“Prime Bank” Scam -
Profit Like the Experts - Get The
Secrets To Success
52Scam artists use
Internet tools such as unsolicited email
to spread false information
58Red flag: "Limited
time offer."
65Red Flag: “Limited
Quantity”
74Be careful.
Recovering your money is very
difficult.
62Nigerian Letter
Scam, promising millions for help with
foreign business exchange.
67Never Feel
Obligated To Invest Because of A
“Freebie.”
75Beware: “Charity”
Scams
The Pennsylvania Department of Banking and Securities developed this tool and format for consumer education purposes and has provided its use for such purposes free to the public and other regulatory bodies. The PA DoBS does not endorse or approve any modifications from its original format.
Fraud BINGO
F R A U D6
If it sounds too good to be true, it probably
is.
15Get a Copy of Your Free Credit Report
At: annualcreditreport.co
m
4Keep copies of all
financial documents.
10Beware of “Spoofing”
5Many victims of
financial fraud are smart and well-
educated.
17Make Sure to Use “Strong” Passwords
25Opt-Out of Pre-approved Credit Card Offers at:
OptOutPrescreen.com
22“Arm” Yourself with Information – Learn To Spot The “Red
Flags” of Investment Fraud
29Beware: The IRS
Scam
18Beware: of Identity Theft and How It
Can Happen
39Check out the DoBS on Facebook at PA Investor Education
31Beware: "Family
Member in Distress" Scam.
FREEFraud Info:
Call the PA Department of Banking and
Securities1-800-PA-BANKS
42Follow the
Department on Twitter
@PAFinancialReg
32Protect Yourself
from Scams and ID Theft
60Tax preparers and insurance agents
must have a license to sell you securities.
54Promissory notes - a promise isn't always
a promise.
50Red Flag: “Everyone
Is In On It” Investment
48AARP’s “Fraud
Watch Network” - Beware of “Reps”
Calling from Medicare/Gov’t
Agencies
55“Prime Bank” Scam -
Profit Like the Experts - Get The
Secrets To Success
64Beware: The “Pay
Up Front” Scam
74Be careful.
Recovering your money is very
difficult.
66If You Are A Victim of Fraud Report It –
Immediately!
61If you don't
understand how the investment works,
don't buy it.
62Nigerian Letter
Scam, promising millions for help with
foreign business exchange.
The Pennsylvania Department of Banking and Securities developed this tool and format for consumer education purposes and has provided its use for such purposes free to the public and other regulatory bodies. The PA DoBS does not endorse or approve any modifications from its original format.
Fraud BINGO
F R A U D15
Get a Copy of Your Free Credit Report
At: annualcreditreport.co
m
1Never Give Out
Personal Info Over the Phone – Unless You Initiated the Call
3Beware: “Counterfeit
Cashier’s Check” Scam
6If it sounds too good to be true, it probably
is.
14“Shred” Anything
with Your Name or Identifying
Information on It
30Beware: of “Reload”
Scams
26Use Caller ID!
27Utilize a “Credit
Freeze” With the Three Main Credit
Bureaus
25Opt-Out of Pre-approved Credit Card Offers at:
OptOutPrescreen.com
23Read the fine print before you sign up.
32Protect Yourself
from Scams and ID Theft
38Avoid Giving Out
Your Social Security Number
FREEFraud Info:
Call the PA Department of Banking and
Securities1-800-PA-BANKS
43When in doubt, check out the
company.
41Don't send money to anyone who insists
on immediate payment.
50Red Flag: “Everyone
Is In On It” Investment
46If sales person can’t
give you detailed answers, hang up - MUCH less risky to
do so!
57Get Ahead of The Scammers – Sign Up for “Watchdog
Alerts.”
47If in doubt, say "NO!" Trust your instincts.
55“Prime Bank” Scam -
Profit Like the Experts - Get The
Secrets To Success
70Investment seminars
may offer free dinner, but there’s no such thing as a free
lunch.
68Never buy an
investment under pressure - sleep on it.
63Beware: Ponzi
Schemes
74Be careful.
Recovering your money is very
difficult.
75Beware: “Charity”
Scams
The Pennsylvania Department of Banking and Securities developed this tool and format for consumer education purposes and has provided its use for such purposes free to the public and other regulatory bodies. The PA DoBS does not endorse or approve any modifications from its original format.
Fraud BINGO
F R A U D1
Never Give Out Personal Info Over the Phone – Unless You Initiated the Call
14“Shred” Anything
with Your Name or Identifying
Information on It
12Beware: Anyone
Who Calls You “Out of The Blue”
Claiming You Owe Them Money
5Many victims of
financial fraud are smart and well-
educated.
8Older persons are most likely to be targets of a scam.
18Beware: of Identity Theft and How It
Can Happen
24Beware: Card
“Skimmers”
16Understand
Annuities and How They Work
25Opt-Out of Pre-approved Credit Card Offers at:
OptOutPrescreen.com
30Beware: of “Reload”
Scams
36Make Front and Back Copies of Credit and Debit
Cards
43When in doubt, check out the
company.
FREEFraud Info:
Call the PA Department of Banking and
Securities1-800-PA-BANKS
38Avoid Giving Out
Your Social Security Number
41Don't send money to anyone who insists
on immediate payment.
56Red flag: "Risk free"
and "Guaranteed."
57Get Ahead of The Scammers – Sign Up for “Watchdog
Alerts.”
55“Prime Bank” Scam -
Profit Like the Experts - Get The
Secrets To Success
58Red flag: "Limited
time offer."
50Red Flag: “Everyone
Is In On It” Investment
69An uninformed
investor can be the best friend of a financial criminal
74Be careful.
Recovering your money is very
difficult.
61If you don't
understand how the investment works,
don't buy it.
72Seniors are the
number one target of frauds and scams.
64Beware: The “Pay
Up Front” Scam
The Pennsylvania Department of Banking and Securities developed this tool and format for consumer education purposes and has provided its use for such purposes free to the public and other regulatory bodies. The PA DoBS does not endorse or approve any modifications from its original format.
Fraud BINGO
F R A U D6
If it sounds too good to be true, it probably
is.
12Beware: Anyone
Who Calls You “Out of The Blue”
Claiming You Owe Them Money
4Keep copies of all
financial documents.
9Check your financial
statements for accuracy.
11Don't be drawn by
appearances, scam artists know the
importance of first impressions.
25Opt-Out of Pre-approved Credit Card Offers at:
OptOutPrescreen.com
24Beware: Card
“Skimmers”
18Beware: of Identity Theft and How It
Can Happen
28Beware: Home
Improvement Scam
29Beware: The IRS
Scam
35Should We Give Out Personal Information
Over the Phone?
38Avoid Giving Out
Your Social Security Number
FREEFraud Info:
Call the PA Department of Banking and
Securities1-800-PA-BANKS
43When in doubt, check out the
company.
39Check out the DoBS on Facebook at PA Investor Education
53Affinity fraud - "I'm like you so you can
trust me" scam.
50Red Flag: “Everyone
Is In On It” Investment
46If sales person can’t
give you detailed answers, hang up - MUCH less risky to
do so!
58Red flag: "Limited
time offer."
52Scam artists use
Internet tools such as unsolicited email
to spread false information
62Nigerian Letter
Scam, promising millions for help with
foreign business exchange.
74Be careful.
Recovering your money is very
difficult.
70Investment seminars
may offer free dinner, but there’s no such thing as a free
lunch.
64Beware: The “Pay
Up Front” Scam
61If you don't
understand how the investment works,
don't buy it.
The Pennsylvania Department of Banking and Securities developed this tool and format for consumer education purposes and has provided its use for such purposes free to the public and other regulatory bodies. The PA DoBS does not endorse or approve any modifications from its original format.
Fraud BINGO
F R A U D6
If it sounds too good to be true, it probably
is.
12Beware: Anyone
Who Calls You “Out of The Blue”
Claiming You Owe Them Money
1Never Give Out
Personal Info Over the Phone – Unless You Initiated the Call
7Low risk and high returns usually do
not go hand in hand.
11Don't be drawn by
appearances, scam artists know the
importance of first impressions.
27Utilize a “Credit
Freeze” With the Three Main Credit
Bureaus
22“Arm” Yourself with Information – Learn To Spot The “Red
Flags” of Investment Fraud
23Read the fine print before you sign up.
28Beware: Home
Improvement Scam
19Beware: The “Credit
Repair” Scam
35Should We Give Out Personal Information
Over the Phone?
45Report Scams to the
Pennsylvania Department of Banking and
Securities: 800-PA-BANKSFREE
Fraud Info:Call the PA
Department of Banking and
Securities1-800-PA-BANKS
34Beware: The
“Romance” Scam
39Check out the DoBS on Facebook at PA Investor Education
60Tax preparers and insurance agents
must have a license to sell you securities.
54Promissory notes - a promise isn't always
a promise.
48AARP’s “Fraud
Watch Network” - Beware of “Reps”
Calling from Medicare/Gov’t
Agencies
56Red flag: "Risk free"
and "Guaranteed."
51Don’t Chase
“Phantom Riches.”
61If you don't
understand how the investment works,
don't buy it.
64Beware: The “Pay
Up Front” Scam
70Investment seminars
may offer free dinner, but there’s no such thing as a free
lunch.
67Never Feel
Obligated To Invest Because of A
“Freebie.”
73Beware: The
“Microsoft” Scam
The Pennsylvania Department of Banking and Securities developed this tool and format for consumer education purposes and has provided its use for such purposes free to the public and other regulatory bodies. The PA DoBS does not endorse or approve any modifications from its original format.
Fraud BINGO
F R A U D15
Get a Copy of Your Free Credit Report
At: annualcreditreport.co
m
12Beware: Anyone
Who Calls You “Out of The Blue”
Claiming You Owe Them Money
1Never Give Out
Personal Info Over the Phone – Unless You Initiated the Call
7Low risk and high returns usually do
not go hand in hand.
3Beware: “Counterfeit
Cashier’s Check” Scam
19Beware: The “Credit
Repair” Scam
23Read the fine print before you sign up.
22“Arm” Yourself with Information – Learn To Spot The “Red
Flags” of Investment Fraud
21Don't give out
personal information because of an
unsolicited sales pitch.
28Beware: Home
Improvement Scam
39Check out the DoBS on Facebook at PA Investor Education
31Beware: "Family
Member in Distress" Scam.
FREEFraud Info:
Call the PA Department of Banking and
Securities1-800-PA-BANKS
36Make Front and Back Copies of Credit and Debit
Cards
44Don’t Let
Embarrassment or Fear Keep You from
Reporting Fraud
50Red Flag: “Everyone
Is In On It” Investment
60Tax preparers and insurance agents
must have a license to sell you securities.
48AARP’s “Fraud
Watch Network” - Beware of “Reps”
Calling from Medicare/Gov’t
Agencies
58Red flag: "Limited
time offer."
47If in doubt, say "NO!" Trust your instincts.
68Never buy an
investment under pressure - sleep on it.
70Investment seminars
may offer free dinner, but there’s no such thing as a free
lunch.
69An uninformed
investor can be the best friend of a financial criminal
67Never Feel
Obligated To Invest Because of A
“Freebie.”
73Beware: The
“Microsoft” Scam
The Pennsylvania Department of Banking and Securities developed this tool and format for consumer education purposes and has provided its use for such purposes free to the public and other regulatory bodies. The PA DoBS does not endorse or approve any modifications from its original format.
Fraud BINGO
F R A U D1
Never Give Out Personal Info Over the Phone – Unless You Initiated the Call
11Don't be drawn by
appearances, scam artists know the
importance of first impressions.
7Low risk and high returns usually do
not go hand in hand.
15Get a Copy of Your Free Credit Report
At: annualcreditreport.co
m
3Beware: “Counterfeit
Cashier’s Check” Scam
28Beware: Home
Improvement Scam
27Utilize a “Credit
Freeze” With the Three Main Credit
Bureaus
17Make Sure to Use “Strong” Passwords
26Use Caller ID!
25Opt-Out of Pre-approved Credit Card Offers at:
OptOutPrescreen.com
37Resist high pressure
sales tactics such as: “There’s a
shortage”
36Make Front and Back Copies of Credit and Debit
Cards
FREEFraud Info:
Call the PA Department of Banking and
Securities1-800-PA-BANKS
32Protect Yourself
from Scams and ID Theft
41Don't send money to anyone who insists
on immediate payment.
48AARP’s “Fraud
Watch Network” - Beware of “Reps”
Calling from Medicare/Gov’t
Agencies
46If sales person can’t
give you detailed answers, hang up - MUCH less risky to
do so!
53Affinity fraud - "I'm like you so you can
trust me" scam.
47If in doubt, say "NO!" Trust your instincts.
49If you are told the investment should be kept a secret,
walk away.
69An uninformed
investor can be the best friend of a financial criminal
61If you don't
understand how the investment works,
don't buy it.
63Beware: Ponzi
Schemes
66If You Are A Victim of Fraud Report It –
Immediately!
64Beware: The “Pay
Up Front” Scam
The Pennsylvania Department of Banking and Securities developed this tool and format for consumer education purposes and has provided its use for such purposes free to the public and other regulatory bodies. The PA DoBS does not endorse or approve any modifications from its original format.
Fraud BINGO
F R A U D8
Older persons are most likely to be targets of a scam.
11Don't be drawn by
appearances, scam artists know the
importance of first impressions.
14“Shred” Anything
with Your Name or Identifying
Information on It
6If it sounds too good to be true, it probably
is.
7Low risk and high returns usually do
not go hand in hand.
29Beware: The IRS
Scam
19Beware: The “Credit
Repair” Scam
30Beware: of “Reload”
Scams
27Utilize a “Credit
Freeze” With the Three Main Credit
Bureaus
23Read the fine print before you sign up.
31Beware: "Family
Member in Distress" Scam.
40Report Scams In
Your Area To AARP’s Fraud Watch Network
FREEFraud Info:
Call the PA Department of Banking and
Securities1-800-PA-BANKS
33Check Out Strangers
Touting Strange Deals
37Resist high pressure
sales tactics such as: “There’s a
shortage”
51Don’t Chase
“Phantom Riches.”
53Affinity fraud - "I'm like you so you can
trust me" scam.
56Red flag: "Risk free"
and "Guaranteed."
59Be alert when you hear "Last chance, you must act now."
Hang up!
50Red Flag: “Everyone
Is In On It” Investment
71Beware: The “International Lottery” Scam
75Beware: “Charity”
Scams
66If You Are A Victim of Fraud Report It –
Immediately!
64Beware: The “Pay
Up Front” Scam
63Beware: Ponzi
Schemes
The Pennsylvania Department of Banking and Securities developed this tool and format for consumer education purposes and has provided its use for such purposes free to the public and other regulatory bodies. The PA DoBS does not endorse or approve any modifications from its original format.
Fraud BINGO
F R A U D7
Low risk and high returns usually do
not go hand in hand.
6If it sounds too good to be true, it probably
is.
4Keep copies of all
financial documents.
11Don't be drawn by
appearances, scam artists know the
importance of first impressions.
12Beware: Anyone
Who Calls You “Out of The Blue”
Claiming You Owe Them Money
27Utilize a “Credit
Freeze” With the Three Main Credit
Bureaus
21Don't give out
personal information because of an
unsolicited sales pitch.
17Make Sure to Use “Strong” Passwords
24Beware: Card
“Skimmers”
26Use Caller ID!
40Report Scams In
Your Area To AARP’s Fraud Watch Network
43When in doubt, check out the
company.
FREEFraud Info:
Call the PA Department of Banking and
Securities1-800-PA-BANKS
37Resist high pressure
sales tactics such as: “There’s a
shortage”
42Follow the
Department on Twitter
@PAFinancialReg
47If in doubt, say "NO!" Trust your instincts.
46If sales person can’t
give you detailed answers, hang up - MUCH less risky to
do so!
55“Prime Bank” Scam -
Profit Like the Experts - Get The
Secrets To Success
56Red flag: "Risk free"
and "Guaranteed."
59Be alert when you hear "Last chance, you must act now."
Hang up!
62Nigerian Letter
Scam, promising millions for help with
foreign business exchange.
67Never Feel
Obligated To Invest Because of A
“Freebie.”
61If you don't
understand how the investment works,
don't buy it.
68Never buy an
investment under pressure - sleep on it.
70Investment seminars
may offer free dinner, but there’s no such thing as a free
lunch.
The Pennsylvania Department of Banking and Securities developed this tool and format for consumer education purposes and has provided its use for such purposes free to the public and other regulatory bodies. The PA DoBS does not endorse or approve any modifications from its original format.
Fraud BINGO
F R A U D1
Never Give Out Personal Info Over the Phone – Unless You Initiated the Call
4Keep copies of all
financial documents.
7Low risk and high returns usually do
not go hand in hand.
2Been victimized? Call Pennsylvania
Department of Banking Securities:
800-PA-BANKS
12Beware: Anyone
Who Calls You “Out of The Blue”
Claiming You Owe Them Money
22“Arm” Yourself with Information – Learn To Spot The “Red
Flags” of Investment Fraud
19Beware: The “Credit
Repair” Scam
23Read the fine print before you sign up.
28Beware: Home
Improvement Scam
16Understand
Annuities and How They Work
31Beware: "Family
Member in Distress" Scam.
34Beware: The
“Romance” Scam
FREEFraud Info:
Call the PA Department of Banking and
Securities1-800-PA-BANKS
44Don’t Let
Embarrassment or Fear Keep You from
Reporting Fraud
40Report Scams In
Your Area To AARP’s Fraud Watch Network
60Tax preparers and insurance agents
must have a license to sell you securities.
49If you are told the investment should be kept a secret,
walk away.
54Promissory notes - a promise isn't always
a promise.
58Red flag: "Limited
time offer."
47If in doubt, say "NO!" Trust your instincts.
73Beware: The
“Microsoft” Scam
67Never Feel
Obligated To Invest Because of A
“Freebie.”
70Investment seminars
may offer free dinner, but there’s no such thing as a free
lunch.
72Seniors are the
number one target of frauds and scams.
65Red Flag: “Limited
Quantity”
The Pennsylvania Department of Banking and Securities developed this tool and format for consumer education purposes and has provided its use for such purposes free to the public and other regulatory bodies. The PA DoBS does not endorse or approve any modifications from its original format.
Fraud BINGO
F R A U D8
Older persons are most likely to be targets of a scam.
13Keep in mind that
good manners don't indicate personal
integrity.
15Get a Copy of Your Free Credit Report
At: annualcreditreport.co
m
9Check your financial
statements for accuracy.
4Keep copies of all
financial documents.
23Read the fine print before you sign up.
21Don't give out
personal information because of an
unsolicited sales pitch.
22“Arm” Yourself with Information – Learn To Spot The “Red
Flags” of Investment Fraud
29Beware: The IRS
Scam
18Beware: of Identity Theft and How It
Can Happen
38Avoid Giving Out
Your Social Security Number
31Beware: "Family
Member in Distress" Scam.
FREEFraud Info:
Call the PA Department of Banking and
Securities1-800-PA-BANKS
37Resist high pressure
sales tactics such as: “There’s a
shortage”
34Beware: The
“Romance” Scam
55“Prime Bank” Scam -
Profit Like the Experts - Get The
Secrets To Success
46If sales person can’t
give you detailed answers, hang up - MUCH less risky to
do so!
48AARP’s “Fraud
Watch Network” - Beware of “Reps”
Calling from Medicare/Gov’t
Agencies
51Don’t Chase
“Phantom Riches.”
56Red flag: "Risk free"
and "Guaranteed."
70Investment seminars
may offer free dinner, but there’s no such thing as a free
lunch.
67Never Feel
Obligated To Invest Because of A
“Freebie.”
61If you don't
understand how the investment works,
don't buy it.
75Beware: “Charity”
Scams
69An uninformed
investor can be the best friend of a financial criminal
The Pennsylvania Department of Banking and Securities developed this tool and format for consumer education purposes and has provided its use for such purposes free to the public and other regulatory bodies. The PA DoBS does not endorse or approve any modifications from its original format.
Fraud BINGO
F R A U D8
Older persons are most likely to be targets of a scam.
3Beware: “Counterfeit
Cashier’s Check” Scam
1Never Give Out
Personal Info Over the Phone – Unless You Initiated the Call
9Check your financial
statements for accuracy.
5Many victims of
financial fraud are smart and well-
educated.
22“Arm” Yourself with Information – Learn To Spot The “Red
Flags” of Investment Fraud
30Beware: of “Reload”
Scams
25Opt-Out of Pre-approved Credit Card Offers at:
OptOutPrescreen.com
28Beware: Home
Improvement Scam
27Utilize a “Credit
Freeze” With the Three Main Credit
Bureaus
39Check out the DoBS on Facebook at PA Investor Education
35Should We Give Out Personal Information
Over the Phone?
FREEFraud Info:
Call the PA Department of Banking and
Securities1-800-PA-BANKS
37Resist high pressure
sales tactics such as: “There’s a
shortage”
44Don’t Let
Embarrassment or Fear Keep You from
Reporting Fraud
55“Prime Bank” Scam -
Profit Like the Experts - Get The
Secrets To Success
49If you are told the investment should be kept a secret,
walk away.
59Be alert when you hear "Last chance, you must act now."
Hang up!
60Tax preparers and insurance agents
must have a license to sell you securities.
50Red Flag: “Everyone
Is In On It” Investment
66If You Are A Victim of Fraud Report It –
Immediately!
63Beware: Ponzi
Schemes
69An uninformed
investor can be the best friend of a financial criminal
73Beware: The
“Microsoft” Scam
65Red Flag: “Limited
Quantity”
The Pennsylvania Department of Banking and Securities developed this tool and format for consumer education purposes and has provided its use for such purposes free to the public and other regulatory bodies. The PA DoBS does not endorse or approve any modifications from its original format.
Fraud BINGO
F R A U D11
Don't be drawn by appearances, scam
artists know the importance of first
impressions.
2Been victimized? Call Pennsylvania
Department of Banking Securities:
800-PA-BANKS
4Keep copies of all
financial documents.
7Low risk and high returns usually do
not go hand in hand.
14“Shred” Anything
with Your Name or Identifying
Information on It
16Understand
Annuities and How They Work
30Beware: of “Reload”
Scams
18Beware: of Identity Theft and How It
Can Happen
17Make Sure to Use “Strong” Passwords
19Beware: The “Credit
Repair” Scam
37Resist high pressure
sales tactics such as: “There’s a
shortage”
38Avoid Giving Out
Your Social Security Number
FREEFraud Info:
Call the PA Department of Banking and
Securities1-800-PA-BANKS
45Report Scams to the
Pennsylvania Department of Banking and
Securities: 800-PA-BANKS
39Check out the DoBS on Facebook at PA Investor Education
46If sales person can’t
give you detailed answers, hang up - MUCH less risky to
do so!
52Scam artists use
Internet tools such as unsolicited email
to spread false information
57Get Ahead of The Scammers – Sign Up for “Watchdog
Alerts.”
50Red Flag: “Everyone
Is In On It” Investment
55“Prime Bank” Scam -
Profit Like the Experts - Get The
Secrets To Success
67Never Feel
Obligated To Invest Because of A
“Freebie.”
74Be careful.
Recovering your money is very
difficult.
73Beware: The
“Microsoft” Scam
69An uninformed
investor can be the best friend of a financial criminal
68Never buy an
investment under pressure - sleep on it.
The Pennsylvania Department of Banking and Securities developed this tool and format for consumer education purposes and has provided its use for such purposes free to the public and other regulatory bodies. The PA DoBS does not endorse or approve any modifications from its original format.
Fraud BINGO
F R A U D12
Beware: Anyone Who Calls You “Out
of The Blue” Claiming You Owe
Them Money
7Low risk and high returns usually do
not go hand in hand.
6If it sounds too good to be true, it probably
is.
4Keep copies of all
financial documents.
11Don't be drawn by
appearances, scam artists know the
importance of first impressions.
25Opt-Out of Pre-approved Credit Card Offers at:
OptOutPrescreen.com
18Beware: of Identity Theft and How It
Can Happen
17Make Sure to Use “Strong” Passwords
22“Arm” Yourself with Information – Learn To Spot The “Red
Flags” of Investment Fraud
19Beware: The “Credit
Repair” Scam
42Follow the
Department on Twitter
@PAFinancialReg
35Should We Give Out Personal Information
Over the Phone?
FREEFraud Info:
Call the PA Department of Banking and
Securities1-800-PA-BANKS
33Check Out Strangers
Touting Strange Deals
45Report Scams to the
Pennsylvania Department of Banking and
Securities: 800-PA-BANKS
49If you are told the investment should be kept a secret,
walk away.
53Affinity fraud - "I'm like you so you can
trust me" scam.
56Red flag: "Risk free"
and "Guaranteed."
57Get Ahead of The Scammers – Sign Up for “Watchdog
Alerts.”
59Be alert when you hear "Last chance, you must act now."
Hang up!
75Beware: “Charity”
Scams
71Beware: The “International Lottery” Scam
66If You Are A Victim of Fraud Report It –
Immediately!
70Investment seminars
may offer free dinner, but there’s no such thing as a free
lunch.
61If you don't
understand how the investment works,
don't buy it.
The Pennsylvania Department of Banking and Securities developed this tool and format for consumer education purposes and has provided its use for such purposes free to the public and other regulatory bodies. The PA DoBS does not endorse or approve any modifications from its original format.
Fraud BINGO
F R A U D2
Been victimized? Call Pennsylvania
Department of Banking Securities:
800-PA-BANKS
13Keep in mind that
good manners don't indicate personal
integrity.
9Check your financial
statements for accuracy.
3Beware: “Counterfeit
Cashier’s Check” Scam
1Never Give Out
Personal Info Over the Phone – Unless You Initiated the Call
27Utilize a “Credit
Freeze” With the Three Main Credit
Bureaus
23Read the fine print before you sign up.
30Beware: of “Reload”
Scams
25Opt-Out of Pre-approved Credit Card Offers at:
OptOutPrescreen.com
19Beware: The “Credit
Repair” Scam
40Report Scams In
Your Area To AARP’s Fraud Watch Network
45Report Scams to the
Pennsylvania Department of Banking and
Securities: 800-PA-BANKSFREE
Fraud Info:Call the PA
Department of Banking and
Securities1-800-PA-BANKS
42Follow the
Department on Twitter
@PAFinancialReg
43When in doubt, check out the
company.
49If you are told the investment should be kept a secret,
walk away.
52Scam artists use
Internet tools such as unsolicited email
to spread false information
51Don’t Chase
“Phantom Riches.”
59Be alert when you hear "Last chance, you must act now."
Hang up!
54Promissory notes - a promise isn't always
a promise.
63Beware: Ponzi
Schemes
69An uninformed
investor can be the best friend of a financial criminal
71Beware: The “International Lottery” Scam
67Never Feel
Obligated To Invest Because of A
“Freebie.”
74Be careful.
Recovering your money is very
difficult.
The Pennsylvania Department of Banking and Securities developed this tool and format for consumer education purposes and has provided its use for such purposes free to the public and other regulatory bodies. The PA DoBS does not endorse or approve any modifications from its original format.
Fraud BINGO
F R A U D2
Been victimized? Call Pennsylvania
Department of Banking Securities:
800-PA-BANKS
14“Shred” Anything
with Your Name or Identifying
Information on It
11Don't be drawn by
appearances, scam artists know the
importance of first impressions.
10Beware of “Spoofing”
5Many victims of
financial fraud are smart and well-
educated.
29Beware: The IRS
Scam
23Read the fine print before you sign up.
18Beware: of Identity Theft and How It
Can Happen
30Beware: of “Reload”
Scams
24Beware: Card
“Skimmers”
40Report Scams In
Your Area To AARP’s Fraud Watch Network
38Avoid Giving Out
Your Social Security Number
FREEFraud Info:
Call the PA Department of Banking and
Securities1-800-PA-BANKS
41Don't send money to anyone who insists
on immediate payment.
36Make Front and Back Copies of Credit and Debit
Cards
54Promissory notes - a promise isn't always
a promise.
56Red flag: "Risk free"
and "Guaranteed."
52Scam artists use
Internet tools such as unsolicited email
to spread false information
49If you are told the investment should be kept a secret,
walk away.
48AARP’s “Fraud
Watch Network” - Beware of “Reps”
Calling from Medicare/Gov’t
Agencies
63Beware: Ponzi
Schemes
74Be careful.
Recovering your money is very
difficult.
71Beware: The “International Lottery” Scam
62Nigerian Letter
Scam, promising millions for help with
foreign business exchange.
72Seniors are the
number one target of frauds and scams.
The Pennsylvania Department of Banking and Securities developed this tool and format for consumer education purposes and has provided its use for such purposes free to the public and other regulatory bodies. The PA DoBS does not endorse or approve any modifications from its original format.
Fraud BINGO
F R A U D13
Keep in mind that good manners don't
indicate personal integrity.
14“Shred” Anything
with Your Name or Identifying
Information on It
7Low risk and high returns usually do
not go hand in hand.
1Never Give Out
Personal Info Over the Phone – Unless You Initiated the Call
4Keep copies of all
financial documents.
24Beware: Card
“Skimmers”
27Utilize a “Credit
Freeze” With the Three Main Credit
Bureaus
19Beware: The “Credit
Repair” Scam
29Beware: The IRS
Scam
22“Arm” Yourself with Information – Learn To Spot The “Red
Flags” of Investment Fraud
44Don’t Let
Embarrassment or Fear Keep You from
Reporting Fraud
45Report Scams to the
Pennsylvania Department of Banking and
Securities: 800-PA-BANKSFREE
Fraud Info:Call the PA
Department of Banking and
Securities1-800-PA-BANKS
31Beware: "Family
Member in Distress" Scam.
43When in doubt, check out the
company.
60Tax preparers and insurance agents
must have a license to sell you securities.
48AARP’s “Fraud
Watch Network” - Beware of “Reps”
Calling from Medicare/Gov’t
Agencies
46If sales person can’t
give you detailed answers, hang up - MUCH less risky to
do so!
59Be alert when you hear "Last chance, you must act now."
Hang up!
51Don’t Chase
“Phantom Riches.”
65Red Flag: “Limited
Quantity”
73Beware: The
“Microsoft” Scam
68Never buy an
investment under pressure - sleep on it.
66If You Are A Victim of Fraud Report It –
Immediately!
71Beware: The “International Lottery” Scam
The Pennsylvania Department of Banking and Securities developed this tool and format for consumer education purposes and has provided its use for such purposes free to the public and other regulatory bodies. The PA DoBS does not endorse or approve any modifications from its original format.
Fraud BINGO
F R A U D12
Beware: Anyone Who Calls You “Out
of The Blue” Claiming You Owe
Them Money
5Many victims of
financial fraud are smart and well-
educated.
1Never Give Out
Personal Info Over the Phone – Unless You Initiated the Call
4Keep copies of all
financial documents.
6If it sounds too good to be true, it probably
is.
19Beware: The “Credit
Repair” Scam
27Utilize a “Credit
Freeze” With the Three Main Credit
Bureaus
23Read the fine print before you sign up.
29Beware: The IRS
Scam
26Use Caller ID!
44Don’t Let
Embarrassment or Fear Keep You from
Reporting Fraud
39Check out the DoBS on Facebook at PA Investor Education
FREEFraud Info:
Call the PA Department of Banking and
Securities1-800-PA-BANKS
34Beware: The
“Romance” Scam
31Beware: "Family
Member in Distress" Scam.
52Scam artists use
Internet tools such as unsolicited email
to spread false information
58Red flag: "Limited
time offer."
51Don’t Chase
“Phantom Riches.”
49If you are told the investment should be kept a secret,
walk away.
54Promissory notes - a promise isn't always
a promise.
72Seniors are the
number one target of frauds and scams.
75Beware: “Charity”
Scams
68Never buy an
investment under pressure - sleep on it.
67Never Feel
Obligated To Invest Because of A
“Freebie.”
70Investment seminars
may offer free dinner, but there’s no such thing as a free
lunch.
The Pennsylvania Department of Banking and Securities developed this tool and format for consumer education purposes and has provided its use for such purposes free to the public and other regulatory bodies. The PA DoBS does not endorse or approve any modifications from its original format.
Fraud BINGO
F R A U D4
Keep copies of all financial documents.
3Beware: “Counterfeit
Cashier’s Check” Scam
12Beware: Anyone
Who Calls You “Out of The Blue”
Claiming You Owe Them Money
5Many victims of
financial fraud are smart and well-
educated.
13Keep in mind that
good manners don't indicate personal
integrity.
27Utilize a “Credit
Freeze” With the Three Main Credit
Bureaus
30Beware: of “Reload”
Scams
17Make Sure to Use “Strong” Passwords
19Beware: The “Credit
Repair” Scam
18Beware: of Identity Theft and How It
Can Happen
45Report Scams to the
Pennsylvania Department of Banking and
Securities: 800-PA-BANKS
44Don’t Let
Embarrassment or Fear Keep You from
Reporting Fraud
FREEFraud Info:
Call the PA Department of Banking and
Securities1-800-PA-BANKS
38Avoid Giving Out
Your Social Security Number
36Make Front and Back Copies of Credit and Debit
Cards
47If in doubt, say "NO!" Trust your instincts.
51Don’t Chase
“Phantom Riches.”
55“Prime Bank” Scam -
Profit Like the Experts - Get The
Secrets To Success
57Get Ahead of The Scammers – Sign Up for “Watchdog
Alerts.”
54Promissory notes - a promise isn't always
a promise.
75Beware: “Charity”
Scams
68Never buy an
investment under pressure - sleep on it.
70Investment seminars
may offer free dinner, but there’s no such thing as a free
lunch.
62Nigerian Letter
Scam, promising millions for help with
foreign business exchange.
71Beware: The “International Lottery” Scam
The Pennsylvania Department of Banking and Securities developed this tool and format for consumer education purposes and has provided its use for such purposes free to the public and other regulatory bodies. The PA DoBS does not endorse or approve any modifications from its original format.
Fraud BINGO
F R A U D3
Beware: “Counterfeit Cashier’s Check”
Scam
14“Shred” Anything
with Your Name or Identifying
Information on It
15Get a Copy of Your Free Credit Report
At: annualcreditreport.co
m
11Don't be drawn by
appearances, scam artists know the
importance of first impressions.
5Many victims of
financial fraud are smart and well-
educated.
20Beware: Sending
Your Money Offshore To Collect “Tax Free” Income
23Read the fine print before you sign up.
18Beware: of Identity Theft and How It
Can Happen
19Beware: The “Credit
Repair” Scam
17Make Sure to Use “Strong” Passwords
41Don't send money to anyone who insists
on immediate payment.
34Beware: The
“Romance” Scam
FREEFraud Info:
Call the PA Department of Banking and
Securities1-800-PA-BANKS
42Follow the
Department on Twitter
@PAFinancialReg
45Report Scams to the
Pennsylvania Department of Banking and
Securities: 800-PA-BANKS
58Red flag: "Limited
time offer."
59Be alert when you hear "Last chance, you must act now."
Hang up!
47If in doubt, say "NO!" Trust your instincts.
55“Prime Bank” Scam -
Profit Like the Experts - Get The
Secrets To Success
51Don’t Chase
“Phantom Riches.”
70Investment seminars
may offer free dinner, but there’s no such thing as a free
lunch.
69An uninformed
investor can be the best friend of a financial criminal
62Nigerian Letter
Scam, promising millions for help with
foreign business exchange.
72Seniors are the
number one target of frauds and scams.
66If You Are A Victim of Fraud Report It –
Immediately!
The Pennsylvania Department of Banking and Securities developed this tool and format for consumer education purposes and has provided its use for such purposes free to the public and other regulatory bodies. The PA DoBS does not endorse or approve any modifications from its original format.
Fraud BINGO
F R A U D1
Never Give Out Personal Info Over the Phone – Unless You Initiated the Call
8Older persons are most likely to be targets of a scam.
15Get a Copy of Your Free Credit Report
At: annualcreditreport.co
m
13Keep in mind that
good manners don't indicate personal
integrity.
11Don't be drawn by
appearances, scam artists know the
importance of first impressions.
30Beware: of “Reload”
Scams
29Beware: The IRS
Scam
20Beware: Sending
Your Money Offshore To Collect “Tax Free” Income
21Don't give out
personal information because of an
unsolicited sales pitch.
26Use Caller ID!
42Follow the
Department on Twitter
@PAFinancialReg
38Avoid Giving Out
Your Social Security Number
FREEFraud Info:
Call the PA Department of Banking and
Securities1-800-PA-BANKS
32Protect Yourself
from Scams and ID Theft
45Report Scams to the
Pennsylvania Department of Banking and
Securities: 800-PA-BANKS
58Red flag: "Limited
time offer."
48AARP’s “Fraud
Watch Network” - Beware of “Reps”
Calling from Medicare/Gov’t
Agencies
52Scam artists use
Internet tools such as unsolicited email
to spread false information
51Don’t Chase
“Phantom Riches.”
50Red Flag: “Everyone
Is In On It” Investment
63Beware: Ponzi
Schemes
75Beware: “Charity”
Scams
71Beware: The “International Lottery” Scam
68Never buy an
investment under pressure - sleep on it.
64Beware: The “Pay
Up Front” Scam
The Pennsylvania Department of Banking and Securities developed this tool and format for consumer education purposes and has provided its use for such purposes free to the public and other regulatory bodies. The PA DoBS does not endorse or approve any modifications from its original format.
Fraud BINGO
F R A U D9
Check your financial statements for
accuracy.
15Get a Copy of Your Free Credit Report
At: annualcreditreport.co
m
14“Shred” Anything
with Your Name or Identifying
Information on It
11Don't be drawn by
appearances, scam artists know the
importance of first impressions.
6If it sounds too good to be true, it probably
is.
21Don't give out
personal information because of an
unsolicited sales pitch.
26Use Caller ID!
19Beware: The “Credit
Repair” Scam
29Beware: The IRS
Scam
17Make Sure to Use “Strong” Passwords
38Avoid Giving Out
Your Social Security Number
44Don’t Let
Embarrassment or Fear Keep You from
Reporting Fraud
FREEFraud Info:
Call the PA Department of Banking and
Securities1-800-PA-BANKS
32Protect Yourself
from Scams and ID Theft
36Make Front and Back Copies of Credit and Debit
Cards
59Be alert when you hear "Last chance, you must act now."
Hang up!
46If sales person can’t
give you detailed answers, hang up - MUCH less risky to
do so!
56Red flag: "Risk free"
and "Guaranteed."
60Tax preparers and insurance agents
must have a license to sell you securities.
49If you are told the investment should be kept a secret,
walk away.
74Be careful.
Recovering your money is very
difficult.
63Beware: Ponzi
Schemes
70Investment seminars
may offer free dinner, but there’s no such thing as a free
lunch.
61If you don't
understand how the investment works,
don't buy it.
69An uninformed
investor can be the best friend of a financial criminal
The Pennsylvania Department of Banking and Securities developed this tool and format for consumer education purposes and has provided its use for such purposes free to the public and other regulatory bodies. The PA DoBS does not endorse or approve any modifications from its original format.
Fraud BINGO
F R A U D10
Beware of “Spoofing”
6If it sounds too good to be true, it probably
is.
4Keep copies of all
financial documents.
15Get a Copy of Your Free Credit Report
At: annualcreditreport.co
m
13Keep in mind that
good manners don't indicate personal
integrity.
22“Arm” Yourself with Information – Learn To Spot The “Red
Flags” of Investment Fraud
29Beware: The IRS
Scam
16Understand
Annuities and How They Work
23Read the fine print before you sign up.
30Beware: of “Reload”
Scams
39Check out the DoBS on Facebook at PA Investor Education
35Should We Give Out Personal Information
Over the Phone?
FREEFraud Info:
Call the PA Department of Banking and
Securities1-800-PA-BANKS
36Make Front and Back Copies of Credit and Debit
Cards
34Beware: The
“Romance” Scam
60Tax preparers and insurance agents
must have a license to sell you securities.
56Red flag: "Risk free"
and "Guaranteed."
47If in doubt, say "NO!" Trust your instincts.
49If you are told the investment should be kept a secret,
walk away.
50Red Flag: “Everyone
Is In On It” Investment
73Beware: The
“Microsoft” Scam
64Beware: The “Pay
Up Front” Scam
67Never Feel
Obligated To Invest Because of A
“Freebie.”
65Red Flag: “Limited
Quantity”
69An uninformed
investor can be the best friend of a financial criminal
The Pennsylvania Department of Banking and Securities developed this tool and format for consumer education purposes and has provided its use for such purposes free to the public and other regulatory bodies. The PA DoBS does not endorse or approve any modifications from its original format.
Fraud BINGO
F R A U D13
Keep in mind that good manners don't
indicate personal integrity.
12Beware: Anyone
Who Calls You “Out of The Blue”
Claiming You Owe Them Money
5Many victims of
financial fraud are smart and well-
educated.
8Older persons are most likely to be targets of a scam.
1Never Give Out
Personal Info Over the Phone – Unless You Initiated the Call
17Make Sure to Use “Strong” Passwords
20Beware: Sending
Your Money Offshore To Collect “Tax Free” Income
24Beware: Card
“Skimmers”
30Beware: of “Reload”
Scams
29Beware: The IRS
Scam
32Protect Yourself
from Scams and ID Theft
45Report Scams to the
Pennsylvania Department of Banking and
Securities: 800-PA-BANKSFREE
Fraud Info:Call the PA
Department of Banking and
Securities1-800-PA-BANKS
39Check out the DoBS on Facebook at PA Investor Education
44Don’t Let
Embarrassment or Fear Keep You from
Reporting Fraud
50Red Flag: “Everyone
Is In On It” Investment
57Get Ahead of The Scammers – Sign Up for “Watchdog
Alerts.”
51Don’t Chase
“Phantom Riches.”
59Be alert when you hear "Last chance, you must act now."
Hang up!
58Red flag: "Limited
time offer."
67Never Feel
Obligated To Invest Because of A
“Freebie.”
64Beware: The “Pay
Up Front” Scam
63Beware: Ponzi
Schemes
62Nigerian Letter
Scam, promising millions for help with
foreign business exchange.
66If You Are A Victim of Fraud Report It –
Immediately!
The Pennsylvania Department of Banking and Securities developed this tool and format for consumer education purposes and has provided its use for such purposes free to the public and other regulatory bodies. The PA DoBS does not endorse or approve any modifications from its original format.
Fraud BINGO
F R A U D5
Many victims of financial fraud are
smart and well-educated.
11Don't be drawn by
appearances, scam artists know the
importance of first impressions.
13Keep in mind that
good manners don't indicate personal
integrity.
3Beware: “Counterfeit
Cashier’s Check” Scam
8Older persons are most likely to be targets of a scam.
22“Arm” Yourself with Information – Learn To Spot The “Red
Flags” of Investment Fraud
25Opt-Out of Pre-approved Credit Card Offers at:
OptOutPrescreen.com
20Beware: Sending
Your Money Offshore To Collect “Tax Free” Income
27Utilize a “Credit
Freeze” With the Three Main Credit
Bureaus
16Understand
Annuities and How They Work
34Beware: The
“Romance” Scam
32Protect Yourself
from Scams and ID Theft
FREEFraud Info:
Call the PA Department of Banking and
Securities1-800-PA-BANKS
38Avoid Giving Out
Your Social Security Number
41Don't send money to anyone who insists
on immediate payment.
50Red Flag: “Everyone
Is In On It” Investment
57Get Ahead of The Scammers – Sign Up for “Watchdog
Alerts.”
54Promissory notes - a promise isn't always
a promise.
53Affinity fraud - "I'm like you so you can
trust me" scam.
51Don’t Chase
“Phantom Riches.”
70Investment seminars
may offer free dinner, but there’s no such thing as a free
lunch.
67Never Feel
Obligated To Invest Because of A
“Freebie.”
75Beware: “Charity”
Scams
73Beware: The
“Microsoft” Scam
61If you don't
understand how the investment works,
don't buy it.
The Pennsylvania Department of Banking and Securities developed this tool and format for consumer education purposes and has provided its use for such purposes free to the public and other regulatory bodies. The PA DoBS does not endorse or approve any modifications from its original format.
Fraud BINGO
F R A U D11
Don't be drawn by appearances, scam
artists know the importance of first
impressions.
6If it sounds too good to be true, it probably
is.
3Beware: “Counterfeit
Cashier’s Check” Scam
1Never Give Out
Personal Info Over the Phone – Unless You Initiated the Call
5Many victims of
financial fraud are smart and well-
educated.
16Understand
Annuities and How They Work
22“Arm” Yourself with Information – Learn To Spot The “Red
Flags” of Investment Fraud
30Beware: of “Reload”
Scams
26Use Caller ID!
25Opt-Out of Pre-approved Credit Card Offers at:
OptOutPrescreen.com
38Avoid Giving Out
Your Social Security Number
41Don't send money to anyone who insists
on immediate payment.
FREEFraud Info:
Call the PA Department of Banking and
Securities1-800-PA-BANKS
32Protect Yourself
from Scams and ID Theft
40Report Scams In
Your Area To AARP’s Fraud Watch Network
54Promissory notes - a promise isn't always
a promise.
50Red Flag: “Everyone
Is In On It” Investment
47If in doubt, say "NO!" Trust your instincts.
57Get Ahead of The Scammers – Sign Up for “Watchdog
Alerts.”
53Affinity fraud - "I'm like you so you can
trust me" scam.
67Never Feel
Obligated To Invest Because of A
“Freebie.”
72Seniors are the
number one target of frauds and scams.
71Beware: The “International Lottery” Scam
64Beware: The “Pay
Up Front” Scam
73Beware: The
“Microsoft” Scam
The Pennsylvania Department of Banking and Securities developed this tool and format for consumer education purposes and has provided its use for such purposes free to the public and other regulatory bodies. The PA DoBS does not endorse or approve any modifications from its original format.
Fraud BINGO
F R A U D10
Beware of “Spoofing”
4Keep copies of all
financial documents.
14“Shred” Anything
with Your Name or Identifying
Information on It
9Check your financial
statements for accuracy.
15Get a Copy of Your Free Credit Report
At: annualcreditreport.co
m
30Beware: of “Reload”
Scams
19Beware: The “Credit
Repair” Scam
28Beware: Home
Improvement Scam
20Beware: Sending
Your Money Offshore To Collect “Tax Free” Income
17Make Sure to Use “Strong” Passwords
45Report Scams to the
Pennsylvania Department of Banking and
Securities: 800-PA-BANKS
37Resist high pressure
sales tactics such as: “There’s a
shortage”
FREEFraud Info:
Call the PA Department of Banking and
Securities1-800-PA-BANKS
32Protect Yourself
from Scams and ID Theft
36Make Front and Back Copies of Credit and Debit
Cards
49If you are told the investment should be kept a secret,
walk away.
51Don’t Chase
“Phantom Riches.”
54Promissory notes - a promise isn't always
a promise.
50Red Flag: “Everyone
Is In On It” Investment
59Be alert when you hear "Last chance, you must act now."
Hang up!
75Beware: “Charity”
Scams
68Never buy an
investment under pressure - sleep on it.
71Beware: The “International Lottery” Scam
66If You Are A Victim of Fraud Report It –
Immediately!
73Beware: The
“Microsoft” Scam
The Pennsylvania Department of Banking and Securities developed this tool and format for consumer education purposes and has provided its use for such purposes free to the public and other regulatory bodies. The PA DoBS does not endorse or approve any modifications from its original format.
Fraud BINGO
F R A U D8
Older persons are most likely to be targets of a scam.
1Never Give Out
Personal Info Over the Phone – Unless You Initiated the Call
9Check your financial
statements for accuracy.
15Get a Copy of Your Free Credit Report
At: annualcreditreport.co
m
12Beware: Anyone
Who Calls You “Out of The Blue”
Claiming You Owe Them Money
26Use Caller ID!
30Beware: of “Reload”
Scams
25Opt-Out of Pre-approved Credit Card Offers at:
OptOutPrescreen.com
22“Arm” Yourself with Information – Learn To Spot The “Red
Flags” of Investment Fraud
24Beware: Card
“Skimmers”
32Protect Yourself
from Scams and ID Theft
42Follow the
Department on Twitter
@PAFinancialReg
FREEFraud Info:
Call the PA Department of Banking and
Securities1-800-PA-BANKS
44Don’t Let
Embarrassment or Fear Keep You from
Reporting Fraud
33Check Out Strangers
Touting Strange Deals
46If sales person can’t
give you detailed answers, hang up - MUCH less risky to
do so!
60Tax preparers and insurance agents
must have a license to sell you securities.
49If you are told the investment should be kept a secret,
walk away.
52Scam artists use
Internet tools such as unsolicited email
to spread false information
54Promissory notes - a promise isn't always
a promise.
73Beware: The
“Microsoft” Scam
74Be careful.
Recovering your money is very
difficult.
61If you don't
understand how the investment works,
don't buy it.
75Beware: “Charity”
Scams
72Seniors are the
number one target of frauds and scams.
The Pennsylvania Department of Banking and Securities developed this tool and format for consumer education purposes and has provided its use for such purposes free to the public and other regulatory bodies. The PA DoBS does not endorse or approve any modifications from its original format.
Fraud BINGO
F R A U D4
Keep copies of all financial documents.
3Beware: “Counterfeit
Cashier’s Check” Scam
9Check your financial
statements for accuracy.
7Low risk and high returns usually do
not go hand in hand.
14“Shred” Anything
with Your Name or Identifying
Information on It
24Beware: Card
“Skimmers”
18Beware: of Identity Theft and How It
Can Happen
26Use Caller ID!
22“Arm” Yourself with Information – Learn To Spot The “Red
Flags” of Investment Fraud
16Understand
Annuities and How They Work
38Avoid Giving Out
Your Social Security Number
41Don't send money to anyone who insists
on immediate payment.
FREEFraud Info:
Call the PA Department of Banking and
Securities1-800-PA-BANKS
42Follow the
Department on Twitter
@PAFinancialReg
44Don’t Let
Embarrassment or Fear Keep You from
Reporting Fraud
56Red flag: "Risk free"
and "Guaranteed."
53Affinity fraud - "I'm like you so you can
trust me" scam.
50Red Flag: “Everyone
Is In On It” Investment
51Don’t Chase
“Phantom Riches.”
49If you are told the investment should be kept a secret,
walk away.
66If You Are A Victim of Fraud Report It –
Immediately!
71Beware: The “International Lottery” Scam
68Never buy an
investment under pressure - sleep on it.
70Investment seminars
may offer free dinner, but there’s no such thing as a free
lunch.
75Beware: “Charity”
Scams
The Pennsylvania Department of Banking and Securities developed this tool and format for consumer education purposes and has provided its use for such purposes free to the public and other regulatory bodies. The PA DoBS does not endorse or approve any modifications from its original format.
Fraud BINGO
F R A U D5
Many victims of financial fraud are
smart and well-educated.
15Get a Copy of Your Free Credit Report
At: annualcreditreport.co
m
13Keep in mind that
good manners don't indicate personal
integrity.
10Beware of “Spoofing”
7Low risk and high returns usually do
not go hand in hand.
30Beware: of “Reload”
Scams
18Beware: of Identity Theft and How It
Can Happen
29Beware: The IRS
Scam
24Beware: Card
“Skimmers”
23Read the fine print before you sign up.
40Report Scams In
Your Area To AARP’s Fraud Watch Network
36Make Front and Back Copies of Credit and Debit
Cards
FREEFraud Info:
Call the PA Department of Banking and
Securities1-800-PA-BANKS
42Follow the
Department on Twitter
@PAFinancialReg
43When in doubt, check out the
company.
52Scam artists use
Internet tools such as unsolicited email
to spread false information
50Red Flag: “Everyone
Is In On It” Investment
48AARP’s “Fraud
Watch Network” - Beware of “Reps”
Calling from Medicare/Gov’t
Agencies
53Affinity fraud - "I'm like you so you can
trust me" scam.
49If you are told the investment should be kept a secret,
walk away.
67Never Feel
Obligated To Invest Because of A
“Freebie.”
74Be careful.
Recovering your money is very
difficult.
66If You Are A Victim of Fraud Report It –
Immediately!
71Beware: The “International Lottery” Scam
62Nigerian Letter
Scam, promising millions for help with
foreign business exchange.
The Pennsylvania Department of Banking and Securities developed this tool and format for consumer education purposes and has provided its use for such purposes free to the public and other regulatory bodies. The PA DoBS does not endorse or approve any modifications from its original format.
Fraud BINGO
F R A U D8
Older persons are most likely to be targets of a scam.
14“Shred” Anything
with Your Name or Identifying
Information on It
1Never Give Out
Personal Info Over the Phone – Unless You Initiated the Call
10Beware of “Spoofing”
7Low risk and high returns usually do
not go hand in hand.
29Beware: The IRS
Scam
30Beware: of “Reload”
Scams
22“Arm” Yourself with Information – Learn To Spot The “Red
Flags” of Investment Fraud
27Utilize a “Credit
Freeze” With the Three Main Credit
Bureaus
24Beware: Card
“Skimmers”
37Resist high pressure
sales tactics such as: “There’s a
shortage”
32Protect Yourself
from Scams and ID Theft
FREEFraud Info:
Call the PA Department of Banking and
Securities1-800-PA-BANKS
39Check out the DoBS on Facebook at PA Investor Education
41Don't send money to anyone who insists
on immediate payment.
48AARP’s “Fraud
Watch Network” - Beware of “Reps”
Calling from Medicare/Gov’t
Agencies
46If sales person can’t
give you detailed answers, hang up - MUCH less risky to
do so!
58Red flag: "Limited
time offer."
50Red Flag: “Everyone
Is In On It” Investment
51Don’t Chase
“Phantom Riches.”
64Beware: The “Pay
Up Front” Scam
62Nigerian Letter
Scam, promising millions for help with
foreign business exchange.
67Never Feel
Obligated To Invest Because of A
“Freebie.”
75Beware: “Charity”
Scams
61If you don't
understand how the investment works,
don't buy it.
The Pennsylvania Department of Banking and Securities developed this tool and format for consumer education purposes and has provided its use for such purposes free to the public and other regulatory bodies. The PA DoBS does not endorse or approve any modifications from its original format.
Fraud BINGO
F R A U D8
Older persons are most likely to be targets of a scam.
11Don't be drawn by
appearances, scam artists know the
importance of first impressions.
7Low risk and high returns usually do
not go hand in hand.
10Beware of “Spoofing”
12Beware: Anyone
Who Calls You “Out of The Blue”
Claiming You Owe Them Money
21Don't give out
personal information because of an
unsolicited sales pitch.
27Utilize a “Credit
Freeze” With the Three Main Credit
Bureaus
19Beware: The “Credit
Repair” Scam
26Use Caller ID!
25Opt-Out of Pre-approved Credit Card Offers at:
OptOutPrescreen.com
40Report Scams In
Your Area To AARP’s Fraud Watch Network
39Check out the DoBS on Facebook at PA Investor Education
FREEFraud Info:
Call the PA Department of Banking and
Securities1-800-PA-BANKS
45Report Scams to the
Pennsylvania Department of Banking and
Securities: 800-PA-BANKS
31Beware: "Family
Member in Distress" Scam.
50Red Flag: “Everyone
Is In On It” Investment
54Promissory notes - a promise isn't always
a promise.
48AARP’s “Fraud
Watch Network” - Beware of “Reps”
Calling from Medicare/Gov’t
Agencies
49If you are told the investment should be kept a secret,
walk away.
51Don’t Chase
“Phantom Riches.”
68Never buy an
investment under pressure - sleep on it.
64Beware: The “Pay
Up Front” Scam
71Beware: The “International Lottery” Scam
69An uninformed
investor can be the best friend of a financial criminal
75Beware: “Charity”
Scams
The Pennsylvania Department of Banking and Securities developed this tool and format for consumer education purposes and has provided its use for such purposes free to the public and other regulatory bodies. The PA DoBS does not endorse or approve any modifications from its original format.
Fraud BINGO
F R A U D3
Beware: “Counterfeit Cashier’s Check”
Scam
9Check your financial
statements for accuracy.
14“Shred” Anything
with Your Name or Identifying
Information on It
10Beware of “Spoofing”
5Many victims of
financial fraud are smart and well-
educated.
29Beware: The IRS
Scam
17Make Sure to Use “Strong” Passwords
25Opt-Out of Pre-approved Credit Card Offers at:
OptOutPrescreen.com
30Beware: of “Reload”
Scams
27Utilize a “Credit
Freeze” With the Three Main Credit
Bureaus
37Resist high pressure
sales tactics such as: “There’s a
shortage”
38Avoid Giving Out
Your Social Security Number
FREEFraud Info:
Call the PA Department of Banking and
Securities1-800-PA-BANKS
41Don't send money to anyone who insists
on immediate payment.
42Follow the
Department on Twitter
@PAFinancialReg
55“Prime Bank” Scam -
Profit Like the Experts - Get The
Secrets To Success
56Red flag: "Risk free"
and "Guaranteed."
49If you are told the investment should be kept a secret,
walk away.
51Don’t Chase
“Phantom Riches.”
52Scam artists use
Internet tools such as unsolicited email
to spread false information
69An uninformed
investor can be the best friend of a financial criminal
67Never Feel
Obligated To Invest Because of A
“Freebie.”
62Nigerian Letter
Scam, promising millions for help with
foreign business exchange.
68Never buy an
investment under pressure - sleep on it.
70Investment seminars
may offer free dinner, but there’s no such thing as a free
lunch.
The Pennsylvania Department of Banking and Securities developed this tool and format for consumer education purposes and has provided its use for such purposes free to the public and other regulatory bodies. The PA DoBS does not endorse or approve any modifications from its original format.
Fraud BINGO
F R A U D6
If it sounds too good to be true, it probably
is.
15Get a Copy of Your Free Credit Report
At: annualcreditreport.co
m
12Beware: Anyone
Who Calls You “Out of The Blue”
Claiming You Owe Them Money
8Older persons are most likely to be targets of a scam.
2Been victimized? Call Pennsylvania
Department of Banking Securities:
800-PA-BANKS
21Don't give out
personal information because of an
unsolicited sales pitch.
20Beware: Sending
Your Money Offshore To Collect “Tax Free” Income
18Beware: of Identity Theft and How It
Can Happen
22“Arm” Yourself with Information – Learn To Spot The “Red
Flags” of Investment Fraud
28Beware: Home
Improvement Scam
43When in doubt, check out the
company.
34Beware: The
“Romance” Scam
FREEFraud Info:
Call the PA Department of Banking and
Securities1-800-PA-BANKS
37Resist high pressure
sales tactics such as: “There’s a
shortage”
42Follow the
Department on Twitter
@PAFinancialReg
51Don’t Chase
“Phantom Riches.”
55“Prime Bank” Scam -
Profit Like the Experts - Get The
Secrets To Success
46If sales person can’t
give you detailed answers, hang up - MUCH less risky to
do so!
60Tax preparers and insurance agents
must have a license to sell you securities.
47If in doubt, say "NO!" Trust your instincts.
74Be careful.
Recovering your money is very
difficult.
73Beware: The
“Microsoft” Scam
66If You Are A Victim of Fraud Report It –
Immediately!
63Beware: Ponzi
Schemes
67Never Feel
Obligated To Invest Because of A
“Freebie.”
The Pennsylvania Department of Banking and Securities developed this tool and format for consumer education purposes and has provided its use for such purposes free to the public and other regulatory bodies. The PA DoBS does not endorse or approve any modifications from its original format.
Fraud BINGO
F R A U D5
Many victims of financial fraud are
smart and well-educated.
15Get a Copy of Your Free Credit Report
At: annualcreditreport.co
m
3Beware: “Counterfeit
Cashier’s Check” Scam
13Keep in mind that
good manners don't indicate personal
integrity.
10Beware of “Spoofing”
23Read the fine print before you sign up.
19Beware: The “Credit
Repair” Scam
25Opt-Out of Pre-approved Credit Card Offers at:
OptOutPrescreen.com
27Utilize a “Credit
Freeze” With the Three Main Credit
Bureaus
29Beware: The IRS
Scam
45Report Scams to the
Pennsylvania Department of Banking and
Securities: 800-PA-BANKS
37Resist high pressure
sales tactics such as: “There’s a
shortage”
FREEFraud Info:
Call the PA Department of Banking and
Securities1-800-PA-BANKS
39Check out the DoBS on Facebook at PA Investor Education
34Beware: The
“Romance” Scam
50Red Flag: “Everyone
Is In On It” Investment
60Tax preparers and insurance agents
must have a license to sell you securities.
53Affinity fraud - "I'm like you so you can
trust me" scam.
56Red flag: "Risk free"
and "Guaranteed."
52Scam artists use
Internet tools such as unsolicited email
to spread false information
62Nigerian Letter
Scam, promising millions for help with
foreign business exchange.
67Never Feel
Obligated To Invest Because of A
“Freebie.”
75Beware: “Charity”
Scams
68Never buy an
investment under pressure - sleep on it.
63Beware: Ponzi
Schemes
The Pennsylvania Department of Banking and Securities developed this tool and format for consumer education purposes and has provided its use for such purposes free to the public and other regulatory bodies. The PA DoBS does not endorse or approve any modifications from its original format.
Fraud BINGO
F R A U D2
Been victimized? Call Pennsylvania
Department of Banking Securities:
800-PA-BANKS
1Never Give Out
Personal Info Over the Phone – Unless You Initiated the Call
4Keep copies of all
financial documents.
5Many victims of
financial fraud are smart and well-
educated.
9Check your financial
statements for accuracy.
24Beware: Card
“Skimmers”
21Don't give out
personal information because of an
unsolicited sales pitch.
28Beware: Home
Improvement Scam
23Read the fine print before you sign up.
16Understand
Annuities and How They Work
41Don't send money to anyone who insists
on immediate payment.
32Protect Yourself
from Scams and ID Theft
FREEFraud Info:
Call the PA Department of Banking and
Securities1-800-PA-BANKS
34Beware: The
“Romance” Scam
43When in doubt, check out the
company.
53Affinity fraud - "I'm like you so you can
trust me" scam.
54Promissory notes - a promise isn't always
a promise.
50Red Flag: “Everyone
Is In On It” Investment
52Scam artists use
Internet tools such as unsolicited email
to spread false information
55“Prime Bank” Scam -
Profit Like the Experts - Get The
Secrets To Success
63Beware: Ponzi
Schemes
67Never Feel
Obligated To Invest Because of A
“Freebie.”
73Beware: The
“Microsoft” Scam
75Beware: “Charity”
Scams
72Seniors are the
number one target of frauds and scams.
The Pennsylvania Department of Banking and Securities developed this tool and format for consumer education purposes and has provided its use for such purposes free to the public and other regulatory bodies. The PA DoBS does not endorse or approve any modifications from its original format.
Fraud BINGO
F R A U D13
Keep in mind that good manners don't
indicate personal integrity.
6If it sounds too good to be true, it probably
is.
15Get a Copy of Your Free Credit Report
At: annualcreditreport.co
m
1Never Give Out
Personal Info Over the Phone – Unless You Initiated the Call
12Beware: Anyone
Who Calls You “Out of The Blue”
Claiming You Owe Them Money
20Beware: Sending
Your Money Offshore To Collect “Tax Free” Income
18Beware: of Identity Theft and How It
Can Happen
25Opt-Out of Pre-approved Credit Card Offers at:
OptOutPrescreen.com
26Use Caller ID!
27Utilize a “Credit
Freeze” With the Three Main Credit
Bureaus
37Resist high pressure
sales tactics such as: “There’s a
shortage”
41Don't send money to anyone who insists
on immediate payment.
FREEFraud Info:
Call the PA Department of Banking and
Securities1-800-PA-BANKS
35Should We Give Out Personal Information
Over the Phone?
45Report Scams to the
Pennsylvania Department of Banking and
Securities: 800-PA-BANKS
50Red Flag: “Everyone
Is In On It” Investment
48AARP’s “Fraud
Watch Network” - Beware of “Reps”
Calling from Medicare/Gov’t
Agencies
51Don’t Chase
“Phantom Riches.”
58Red flag: "Limited
time offer."
57Get Ahead of The Scammers – Sign Up for “Watchdog
Alerts.”
70Investment seminars
may offer free dinner, but there’s no such thing as a free
lunch.
64Beware: The “Pay
Up Front” Scam
75Beware: “Charity”
Scams
74Be careful.
Recovering your money is very
difficult.
72Seniors are the
number one target of frauds and scams.
The Pennsylvania Department of Banking and Securities developed this tool and format for consumer education purposes and has provided its use for such purposes free to the public and other regulatory bodies. The PA DoBS does not endorse or approve any modifications from its original format.
Fraud BINGO
F R A U D11
Don't be drawn by appearances, scam
artists know the importance of first
impressions.
8Older persons are most likely to be targets of a scam.
4Keep copies of all
financial documents.
14“Shred” Anything
with Your Name or Identifying
Information on It
3Beware: “Counterfeit
Cashier’s Check” Scam
24Beware: Card
“Skimmers”
25Opt-Out of Pre-approved Credit Card Offers at:
OptOutPrescreen.com
30Beware: of “Reload”
Scams
23Read the fine print before you sign up.
17Make Sure to Use “Strong” Passwords
31Beware: "Family
Member in Distress" Scam.
43When in doubt, check out the
company.
FREEFraud Info:
Call the PA Department of Banking and
Securities1-800-PA-BANKS
41Don't send money to anyone who insists
on immediate payment.
45Report Scams to the
Pennsylvania Department of Banking and
Securities: 800-PA-BANKS
53Affinity fraud - "I'm like you so you can
trust me" scam.
56Red flag: "Risk free"
and "Guaranteed."
58Red flag: "Limited
time offer."
57Get Ahead of The Scammers – Sign Up for “Watchdog
Alerts.”
49If you are told the investment should be kept a secret,
walk away.
66If You Are A Victim of Fraud Report It –
Immediately!
65Red Flag: “Limited
Quantity”
64Beware: The “Pay
Up Front” Scam
63Beware: Ponzi
Schemes
61If you don't
understand how the investment works,
don't buy it.
The Pennsylvania Department of Banking and Securities developed this tool and format for consumer education purposes and has provided its use for such purposes free to the public and other regulatory bodies. The PA DoBS does not endorse or approve any modifications from its original format.
Fraud BINGO
F R A U D10
Beware of “Spoofing”
11Don't be drawn by
appearances, scam artists know the
importance of first impressions.
9Check your financial
statements for accuracy.
13Keep in mind that
good manners don't indicate personal
integrity.
15Get a Copy of Your Free Credit Report
At: annualcreditreport.co
m
21Don't give out
personal information because of an
unsolicited sales pitch.
24Beware: Card
“Skimmers”
29Beware: The IRS
Scam
20Beware: Sending
Your Money Offshore To Collect “Tax Free” Income
25Opt-Out of Pre-approved Credit Card Offers at:
OptOutPrescreen.com
41Don't send money to anyone who insists
on immediate payment.
42Follow the
Department on Twitter
@PAFinancialReg
FREEFraud Info:
Call the PA Department of Banking and
Securities1-800-PA-BANKS
44Don’t Let
Embarrassment or Fear Keep You from
Reporting Fraud
39Check out the DoBS on Facebook at PA Investor Education
51Don’t Chase
“Phantom Riches.”
48AARP’s “Fraud
Watch Network” - Beware of “Reps”
Calling from Medicare/Gov’t
Agencies
47If in doubt, say "NO!" Trust your instincts.
52Scam artists use
Internet tools such as unsolicited email
to spread false information
50Red Flag: “Everyone
Is In On It” Investment
71Beware: The “International Lottery” Scam
66If You Are A Victim of Fraud Report It –
Immediately!
63Beware: Ponzi
Schemes
61If you don't
understand how the investment works,
don't buy it.
64Beware: The “Pay
Up Front” Scam
The Pennsylvania Department of Banking and Securities developed this tool and format for consumer education purposes and has provided its use for such purposes free to the public and other regulatory bodies. The PA DoBS does not endorse or approve any modifications from its original format.
Fraud BINGO
F R A U D13
Keep in mind that good manners don't
indicate personal integrity.
7Low risk and high returns usually do
not go hand in hand.
14“Shred” Anything
with Your Name or Identifying
Information on It
5Many victims of
financial fraud are smart and well-
educated.
3Beware: “Counterfeit
Cashier’s Check” Scam
24Beware: Card
“Skimmers”
22“Arm” Yourself with Information – Learn To Spot The “Red
Flags” of Investment Fraud
17Make Sure to Use “Strong” Passwords
27Utilize a “Credit
Freeze” With the Three Main Credit
Bureaus
23Read the fine print before you sign up.
36Make Front and Back Copies of Credit and Debit
Cards
33Check Out Strangers
Touting Strange Deals
FREEFraud Info:
Call the PA Department of Banking and
Securities1-800-PA-BANKS
45Report Scams to the
Pennsylvania Department of Banking and
Securities: 800-PA-BANKS
37Resist high pressure
sales tactics such as: “There’s a
shortage”
53Affinity fraud - "I'm like you so you can
trust me" scam.
48AARP’s “Fraud
Watch Network” - Beware of “Reps”
Calling from Medicare/Gov’t
Agencies
57Get Ahead of The Scammers – Sign Up for “Watchdog
Alerts.”
52Scam artists use
Internet tools such as unsolicited email
to spread false information
46If sales person can’t
give you detailed answers, hang up - MUCH less risky to
do so!
75Beware: “Charity”
Scams
64Beware: The “Pay
Up Front” Scam
63Beware: Ponzi
Schemes
72Seniors are the
number one target of frauds and scams.
68Never buy an
investment under pressure - sleep on it.
The Pennsylvania Department of Banking and Securities developed this tool and format for consumer education purposes and has provided its use for such purposes free to the public and other regulatory bodies. The PA DoBS does not endorse or approve any modifications from its original format.
Fraud BINGO
F R A U D7
Low risk and high returns usually do
not go hand in hand.
15Get a Copy of Your Free Credit Report
At: annualcreditreport.co
m
11Don't be drawn by
appearances, scam artists know the
importance of first impressions.
9Check your financial
statements for accuracy.
5Many victims of
financial fraud are smart and well-
educated.
26Use Caller ID!
22“Arm” Yourself with Information – Learn To Spot The “Red
Flags” of Investment Fraud
17Make Sure to Use “Strong” Passwords
24Beware: Card
“Skimmers”
20Beware: Sending
Your Money Offshore To Collect “Tax Free” Income
38Avoid Giving Out
Your Social Security Number
44Don’t Let
Embarrassment or Fear Keep You from
Reporting Fraud
FREEFraud Info:
Call the PA Department of Banking and
Securities1-800-PA-BANKS
36Make Front and Back Copies of Credit and Debit
Cards
39Check out the DoBS on Facebook at PA Investor Education
46If sales person can’t
give you detailed answers, hang up - MUCH less risky to
do so!
54Promissory notes - a promise isn't always
a promise.
53Affinity fraud - "I'm like you so you can
trust me" scam.
50Red Flag: “Everyone
Is In On It” Investment
56Red flag: "Risk free"
and "Guaranteed."
68Never buy an
investment under pressure - sleep on it.
67Never Feel
Obligated To Invest Because of A
“Freebie.”
69An uninformed
investor can be the best friend of a financial criminal
75Beware: “Charity”
Scams
65Red Flag: “Limited
Quantity”
The Pennsylvania Department of Banking and Securities developed this tool and format for consumer education purposes and has provided its use for such purposes free to the public and other regulatory bodies. The PA DoBS does not endorse or approve any modifications from its original format.
Fraud BINGO
F R A U D11
Don't be drawn by appearances, scam
artists know the importance of first
impressions.
1Never Give Out
Personal Info Over the Phone – Unless You Initiated the Call
8Older persons are most likely to be targets of a scam.
3Beware: “Counterfeit
Cashier’s Check” Scam
2Been victimized? Call Pennsylvania
Department of Banking Securities:
800-PA-BANKS
29Beware: The IRS
Scam
16Understand
Annuities and How They Work
20Beware: Sending
Your Money Offshore To Collect “Tax Free” Income
21Don't give out
personal information because of an
unsolicited sales pitch.
30Beware: of “Reload”
Scams
31Beware: "Family
Member in Distress" Scam.
33Check Out Strangers
Touting Strange Deals
FREEFraud Info:
Call the PA Department of Banking and
Securities1-800-PA-BANKS
39Check out the DoBS on Facebook at PA Investor Education
43When in doubt, check out the
company.
54Promissory notes - a promise isn't always
a promise.
56Red flag: "Risk free"
and "Guaranteed."
53Affinity fraud - "I'm like you so you can
trust me" scam.
48AARP’s “Fraud
Watch Network” - Beware of “Reps”
Calling from Medicare/Gov’t
Agencies
50Red Flag: “Everyone
Is In On It” Investment
74Be careful.
Recovering your money is very
difficult.
72Seniors are the
number one target of frauds and scams.
63Beware: Ponzi
Schemes
73Beware: The
“Microsoft” Scam
71Beware: The “International Lottery” Scam
The Pennsylvania Department of Banking and Securities developed this tool and format for consumer education purposes and has provided its use for such purposes free to the public and other regulatory bodies. The PA DoBS does not endorse or approve any modifications from its original format.
Fraud BINGO
F R A U D3
Beware: “Counterfeit Cashier’s Check”
Scam
4Keep copies of all
financial documents.
5Many victims of
financial fraud are smart and well-
educated.
11Don't be drawn by
appearances, scam artists know the
importance of first impressions.
10Beware of “Spoofing”
26Use Caller ID!
20Beware: Sending
Your Money Offshore To Collect “Tax Free” Income
23Read the fine print before you sign up.
25Opt-Out of Pre-approved Credit Card Offers at:
OptOutPrescreen.com
19Beware: The “Credit
Repair” Scam
42Follow the
Department on Twitter
@PAFinancialReg
32Protect Yourself
from Scams and ID Theft
FREEFraud Info:
Call the PA Department of Banking and
Securities1-800-PA-BANKS
44Don’t Let
Embarrassment or Fear Keep You from
Reporting Fraud
33Check Out Strangers
Touting Strange Deals
60Tax preparers and insurance agents
must have a license to sell you securities.
59Be alert when you hear "Last chance, you must act now."
Hang up!
49If you are told the investment should be kept a secret,
walk away.
52Scam artists use
Internet tools such as unsolicited email
to spread false information
56Red flag: "Risk free"
and "Guaranteed."
66If You Are A Victim of Fraud Report It –
Immediately!
74Be careful.
Recovering your money is very
difficult.
70Investment seminars
may offer free dinner, but there’s no such thing as a free
lunch.
72Seniors are the
number one target of frauds and scams.
71Beware: The “International Lottery” Scam
The Pennsylvania Department of Banking and Securities developed this tool and format for consumer education purposes and has provided its use for such purposes free to the public and other regulatory bodies. The PA DoBS does not endorse or approve any modifications from its original format.
Fraud BINGO
F R A U D13
Keep in mind that good manners don't
indicate personal integrity.
3Beware: “Counterfeit
Cashier’s Check” Scam
12Beware: Anyone
Who Calls You “Out of The Blue”
Claiming You Owe Them Money
10Beware of “Spoofing”
7Low risk and high returns usually do
not go hand in hand.
24Beware: Card
“Skimmers”
17Make Sure to Use “Strong” Passwords
19Beware: The “Credit
Repair” Scam
20Beware: Sending
Your Money Offshore To Collect “Tax Free” Income
23Read the fine print before you sign up.
41Don't send money to anyone who insists
on immediate payment.
37Resist high pressure
sales tactics such as: “There’s a
shortage”
FREEFraud Info:
Call the PA Department of Banking and
Securities1-800-PA-BANKS
42Follow the
Department on Twitter
@PAFinancialReg
33Check Out Strangers
Touting Strange Deals
47If in doubt, say "NO!" Trust your instincts.
55“Prime Bank” Scam -
Profit Like the Experts - Get The
Secrets To Success
48AARP’s “Fraud
Watch Network” - Beware of “Reps”
Calling from Medicare/Gov’t
Agencies
49If you are told the investment should be kept a secret,
walk away.
46If sales person can’t
give you detailed answers, hang up - MUCH less risky to
do so!
64Beware: The “Pay
Up Front” Scam
75Beware: “Charity”
Scams
66If You Are A Victim of Fraud Report It –
Immediately!
72Seniors are the
number one target of frauds and scams.
73Beware: The
“Microsoft” Scam
The Pennsylvania Department of Banking and Securities developed this tool and format for consumer education purposes and has provided its use for such purposes free to the public and other regulatory bodies. The PA DoBS does not endorse or approve any modifications from its original format.
Fraud BINGO
F R A U D13
Keep in mind that good manners don't
indicate personal integrity.
15Get a Copy of Your Free Credit Report
At: annualcreditreport.co
m
6If it sounds too good to be true, it probably
is.
1Never Give Out
Personal Info Over the Phone – Unless You Initiated the Call
5Many victims of
financial fraud are smart and well-
educated.
28Beware: Home
Improvement Scam
24Beware: Card
“Skimmers”
26Use Caller ID!
21Don't give out
personal information because of an
unsolicited sales pitch.
29Beware: The IRS
Scam
31Beware: "Family
Member in Distress" Scam.
44Don’t Let
Embarrassment or Fear Keep You from
Reporting Fraud
FREEFraud Info:
Call the PA Department of Banking and
Securities1-800-PA-BANKS
32Protect Yourself
from Scams and ID Theft
33Check Out Strangers
Touting Strange Deals
52Scam artists use
Internet tools such as unsolicited email
to spread false information
55“Prime Bank” Scam -
Profit Like the Experts - Get The
Secrets To Success
60Tax preparers and insurance agents
must have a license to sell you securities.
59Be alert when you hear "Last chance, you must act now."
Hang up!
54Promissory notes - a promise isn't always
a promise.
69An uninformed
investor can be the best friend of a financial criminal
73Beware: The
“Microsoft” Scam
62Nigerian Letter
Scam, promising millions for help with
foreign business exchange.
61If you don't
understand how the investment works,
don't buy it.
75Beware: “Charity”
Scams
The Pennsylvania Department of Banking and Securities developed this tool and format for consumer education purposes and has provided its use for such purposes free to the public and other regulatory bodies. The PA DoBS does not endorse or approve any modifications from its original format.
Fraud BINGO
F R A U D12
Beware: Anyone Who Calls You “Out
of The Blue” Claiming You Owe
Them Money
15Get a Copy of Your Free Credit Report
At: annualcreditreport.co
m
4Keep copies of all
financial documents.
5Many victims of
financial fraud are smart and well-
educated.
13Keep in mind that
good manners don't indicate personal
integrity.
28Beware: Home
Improvement Scam
17Make Sure to Use “Strong” Passwords
24Beware: Card
“Skimmers”
26Use Caller ID!
19Beware: The “Credit
Repair” Scam
32Protect Yourself
from Scams and ID Theft
31Beware: "Family
Member in Distress" Scam.
FREEFraud Info:
Call the PA Department of Banking and
Securities1-800-PA-BANKS
35Should We Give Out Personal Information
Over the Phone?
33Check Out Strangers
Touting Strange Deals
51Don’t Chase
“Phantom Riches.”
47If in doubt, say "NO!" Trust your instincts.
54Promissory notes - a promise isn't always
a promise.
48AARP’s “Fraud
Watch Network” - Beware of “Reps”
Calling from Medicare/Gov’t
Agencies
46If sales person can’t
give you detailed answers, hang up - MUCH less risky to
do so!
65Red Flag: “Limited
Quantity”
68Never buy an
investment under pressure - sleep on it.
73Beware: The
“Microsoft” Scam
74Be careful.
Recovering your money is very
difficult.
69An uninformed
investor can be the best friend of a financial criminal
The Pennsylvania Department of Banking and Securities developed this tool and format for consumer education purposes and has provided its use for such purposes free to the public and other regulatory bodies. The PA DoBS does not endorse or approve any modifications from its original format.
Fraud BINGO
F R A U D11
Don't be drawn by appearances, scam
artists know the importance of first
impressions.
7Low risk and high returns usually do
not go hand in hand.
3Beware: “Counterfeit
Cashier’s Check” Scam
6If it sounds too good to be true, it probably
is.
2Been victimized? Call Pennsylvania
Department of Banking Securities:
800-PA-BANKS
23Read the fine print before you sign up.
18Beware: of Identity Theft and How It
Can Happen
25Opt-Out of Pre-approved Credit Card Offers at:
OptOutPrescreen.com
19Beware: The “Credit
Repair” Scam
20Beware: Sending
Your Money Offshore To Collect “Tax Free” Income
40Report Scams In
Your Area To AARP’s Fraud Watch Network
36Make Front and Back Copies of Credit and Debit
Cards
FREEFraud Info:
Call the PA Department of Banking and
Securities1-800-PA-BANKS
37Resist high pressure
sales tactics such as: “There’s a
shortage”
32Protect Yourself
from Scams and ID Theft
47If in doubt, say "NO!" Trust your instincts.
59Be alert when you hear "Last chance, you must act now."
Hang up!
60Tax preparers and insurance agents
must have a license to sell you securities.
52Scam artists use
Internet tools such as unsolicited email
to spread false information
54Promissory notes - a promise isn't always
a promise.
73Beware: The
“Microsoft” Scam
64Beware: The “Pay
Up Front” Scam
68Never buy an
investment under pressure - sleep on it.
62Nigerian Letter
Scam, promising millions for help with
foreign business exchange.
71Beware: The “International Lottery” Scam
The Pennsylvania Department of Banking and Securities developed this tool and format for consumer education purposes and has provided its use for such purposes free to the public and other regulatory bodies. The PA DoBS does not endorse or approve any modifications from its original format.
Fraud BINGO
F R A U D2
Been victimized? Call Pennsylvania
Department of Banking Securities:
800-PA-BANKS
11Don't be drawn by
appearances, scam artists know the
importance of first impressions.
12Beware: Anyone
Who Calls You “Out of The Blue”
Claiming You Owe Them Money
5Many victims of
financial fraud are smart and well-
educated.
15Get a Copy of Your Free Credit Report
At: annualcreditreport.co
m
21Don't give out
personal information because of an
unsolicited sales pitch.
29Beware: The IRS
Scam
17Make Sure to Use “Strong” Passwords
20Beware: Sending
Your Money Offshore To Collect “Tax Free” Income
27Utilize a “Credit
Freeze” With the Three Main Credit
Bureaus
36Make Front and Back Copies of Credit and Debit
Cards
34Beware: The
“Romance” Scam
FREEFraud Info:
Call the PA Department of Banking and
Securities1-800-PA-BANKS
39Check out the DoBS on Facebook at PA Investor Education
44Don’t Let
Embarrassment or Fear Keep You from
Reporting Fraud
47If in doubt, say "NO!" Trust your instincts.
60Tax preparers and insurance agents
must have a license to sell you securities.
57Get Ahead of The Scammers – Sign Up for “Watchdog
Alerts.”
58Red flag: "Limited
time offer."
48AARP’s “Fraud
Watch Network” - Beware of “Reps”
Calling from Medicare/Gov’t
Agencies
62Nigerian Letter
Scam, promising millions for help with
foreign business exchange.
63Beware: Ponzi
Schemes
67Never Feel
Obligated To Invest Because of A
“Freebie.”
69An uninformed
investor can be the best friend of a financial criminal
61If you don't
understand how the investment works,
don't buy it.
The Pennsylvania Department of Banking and Securities developed this tool and format for consumer education purposes and has provided its use for such purposes free to the public and other regulatory bodies. The PA DoBS does not endorse or approve any modifications from its original format.
Fraud BINGO
F R A U D10
Beware of “Spoofing”
8Older persons are most likely to be targets of a scam.
4Keep copies of all
financial documents.
14“Shred” Anything
with Your Name or Identifying
Information on It
6If it sounds too good to be true, it probably
is.
24Beware: Card
“Skimmers”
26Use Caller ID!
30Beware: of “Reload”
Scams
19Beware: The “Credit
Repair” Scam
20Beware: Sending
Your Money Offshore To Collect “Tax Free” Income
44Don’t Let
Embarrassment or Fear Keep You from
Reporting Fraud
32Protect Yourself
from Scams and ID Theft
FREEFraud Info:
Call the PA Department of Banking and
Securities1-800-PA-BANKS
33Check Out Strangers
Touting Strange Deals
39Check out the DoBS on Facebook at PA Investor Education
53Affinity fraud - "I'm like you so you can
trust me" scam.
51Don’t Chase
“Phantom Riches.”
47If in doubt, say "NO!" Trust your instincts.
57Get Ahead of The Scammers – Sign Up for “Watchdog
Alerts.”
49If you are told the investment should be kept a secret,
walk away.
61If you don't
understand how the investment works,
don't buy it.
65Red Flag: “Limited
Quantity”
72Seniors are the
number one target of frauds and scams.
62Nigerian Letter
Scam, promising millions for help with
foreign business exchange.
74Be careful.
Recovering your money is very
difficult.
The Pennsylvania Department of Banking and Securities developed this tool and format for consumer education purposes and has provided its use for such purposes free to the public and other regulatory bodies. The PA DoBS does not endorse or approve any modifications from its original format.
Fraud BINGO
F R A U D3
Beware: “Counterfeit Cashier’s Check”
Scam
12Beware: Anyone
Who Calls You “Out of The Blue”
Claiming You Owe Them Money
13Keep in mind that
good manners don't indicate personal
integrity.
7Low risk and high returns usually do
not go hand in hand.
1Never Give Out
Personal Info Over the Phone – Unless You Initiated the Call
30Beware: of “Reload”
Scams
27Utilize a “Credit
Freeze” With the Three Main Credit
Bureaus
26Use Caller ID!
29Beware: The IRS
Scam
23Read the fine print before you sign up.
39Check out the DoBS on Facebook at PA Investor Education
36Make Front and Back Copies of Credit and Debit
Cards
FREEFraud Info:
Call the PA Department of Banking and
Securities1-800-PA-BANKS
34Beware: The
“Romance” Scam
38Avoid Giving Out
Your Social Security Number
50Red Flag: “Everyone
Is In On It” Investment
48AARP’s “Fraud
Watch Network” - Beware of “Reps”
Calling from Medicare/Gov’t
Agencies
57Get Ahead of The Scammers – Sign Up for “Watchdog
Alerts.”
52Scam artists use
Internet tools such as unsolicited email
to spread false information
47If in doubt, say "NO!" Trust your instincts.
69An uninformed
investor can be the best friend of a financial criminal
62Nigerian Letter
Scam, promising millions for help with
foreign business exchange.
73Beware: The
“Microsoft” Scam
61If you don't
understand how the investment works,
don't buy it.
70Investment seminars
may offer free dinner, but there’s no such thing as a free
lunch.
The Pennsylvania Department of Banking and Securities developed this tool and format for consumer education purposes and has provided its use for such purposes free to the public and other regulatory bodies. The PA DoBS does not endorse or approve any modifications from its original format.
Fraud BINGO
F R A U D4
Keep copies of all financial documents.
1Never Give Out
Personal Info Over the Phone – Unless You Initiated the Call
12Beware: Anyone
Who Calls You “Out of The Blue”
Claiming You Owe Them Money
6If it sounds too good to be true, it probably
is.
7Low risk and high returns usually do
not go hand in hand.
16Understand
Annuities and How They Work
22“Arm” Yourself with Information – Learn To Spot The “Red
Flags” of Investment Fraud
17Make Sure to Use “Strong” Passwords
25Opt-Out of Pre-approved Credit Card Offers at:
OptOutPrescreen.com
20Beware: Sending
Your Money Offshore To Collect “Tax Free” Income
37Resist high pressure
sales tactics such as: “There’s a
shortage”
33Check Out Strangers
Touting Strange Deals
FREEFraud Info:
Call the PA Department of Banking and
Securities1-800-PA-BANKS
45Report Scams to the
Pennsylvania Department of Banking and
Securities: 800-PA-BANKS
42Follow the
Department on Twitter
@PAFinancialReg
58Red flag: "Limited
time offer."
56Red flag: "Risk free"
and "Guaranteed."
51Don’t Chase
“Phantom Riches.”
57Get Ahead of The Scammers – Sign Up for “Watchdog
Alerts.”
60Tax preparers and insurance agents
must have a license to sell you securities.
63Beware: Ponzi
Schemes
75Beware: “Charity”
Scams
71Beware: The “International Lottery” Scam
69An uninformed
investor can be the best friend of a financial criminal
64Beware: The “Pay
Up Front” Scam
The Pennsylvania Department of Banking and Securities developed this tool and format for consumer education purposes and has provided its use for such purposes free to the public and other regulatory bodies. The PA DoBS does not endorse or approve any modifications from its original format.
Fraud BINGO
F R A U D13
Keep in mind that good manners don't
indicate personal integrity.
10Beware of “Spoofing”
9Check your financial
statements for accuracy.
7Low risk and high returns usually do
not go hand in hand.
1Never Give Out
Personal Info Over the Phone – Unless You Initiated the Call
26Use Caller ID!
28Beware: Home
Improvement Scam
30Beware: of “Reload”
Scams
25Opt-Out of Pre-approved Credit Card Offers at:
OptOutPrescreen.com
21Don't give out
personal information because of an
unsolicited sales pitch.
43When in doubt, check out the
company.
31Beware: "Family
Member in Distress" Scam.
FREEFraud Info:
Call the PA Department of Banking and
Securities1-800-PA-BANKS
33Check Out Strangers
Touting Strange Deals
38Avoid Giving Out
Your Social Security Number
50Red Flag: “Everyone
Is In On It” Investment
47If in doubt, say "NO!" Trust your instincts.
56Red flag: "Risk free"
and "Guaranteed."
58Red flag: "Limited
time offer."
46If sales person can’t
give you detailed answers, hang up - MUCH less risky to
do so!
63Beware: Ponzi
Schemes
66If You Are A Victim of Fraud Report It –
Immediately!
68Never buy an
investment under pressure - sleep on it.
67Never Feel
Obligated To Invest Because of A
“Freebie.”
75Beware: “Charity”
Scams
The Pennsylvania Department of Banking and Securities developed this tool and format for consumer education purposes and has provided its use for such purposes free to the public and other regulatory bodies. The PA DoBS does not endorse or approve any modifications from its original format.
Fraud BINGO
F R A U D3
Beware: “Counterfeit Cashier’s Check”
Scam
5Many victims of
financial fraud are smart and well-
educated.
12Beware: Anyone
Who Calls You “Out of The Blue”
Claiming You Owe Them Money
9Check your financial
statements for accuracy.
8Older persons are most likely to be targets of a scam.
21Don't give out
personal information because of an
unsolicited sales pitch.
24Beware: Card
“Skimmers”
22“Arm” Yourself with Information – Learn To Spot The “Red
Flags” of Investment Fraud
28Beware: Home
Improvement Scam
27Utilize a “Credit
Freeze” With the Three Main Credit
Bureaus
33Check Out Strangers
Touting Strange Deals
35Should We Give Out Personal Information
Over the Phone?
FREEFraud Info:
Call the PA Department of Banking and
Securities1-800-PA-BANKS
44Don’t Let
Embarrassment or Fear Keep You from
Reporting Fraud
40Report Scams In
Your Area To AARP’s Fraud Watch Network
58Red flag: "Limited
time offer."
48AARP’s “Fraud
Watch Network” - Beware of “Reps”
Calling from Medicare/Gov’t
Agencies
50Red Flag: “Everyone
Is In On It” Investment
59Be alert when you hear "Last chance, you must act now."
Hang up!
56Red flag: "Risk free"
and "Guaranteed."
63Beware: Ponzi
Schemes
61If you don't
understand how the investment works,
don't buy it.
70Investment seminars
may offer free dinner, but there’s no such thing as a free
lunch.
72Seniors are the
number one target of frauds and scams.
68Never buy an
investment under pressure - sleep on it.
The Pennsylvania Department of Banking and Securities developed this tool and format for consumer education purposes and has provided its use for such purposes free to the public and other regulatory bodies. The PA DoBS does not endorse or approve any modifications from its original format.
Fraud BINGO
F R A U D10
Beware of “Spoofing”
11Don't be drawn by
appearances, scam artists know the
importance of first impressions.
13Keep in mind that
good manners don't indicate personal
integrity.
5Many victims of
financial fraud are smart and well-
educated.
3Beware: “Counterfeit
Cashier’s Check” Scam
18Beware: of Identity Theft and How It
Can Happen
16Understand
Annuities and How They Work
22“Arm” Yourself with Information – Learn To Spot The “Red
Flags” of Investment Fraud
27Utilize a “Credit
Freeze” With the Three Main Credit
Bureaus
24Beware: Card
“Skimmers”
35Should We Give Out Personal Information
Over the Phone?
33Check Out Strangers
Touting Strange Deals
FREEFraud Info:
Call the PA Department of Banking and
Securities1-800-PA-BANKS
31Beware: "Family
Member in Distress" Scam.
38Avoid Giving Out
Your Social Security Number
49If you are told the investment should be kept a secret,
walk away.
51Don’t Chase
“Phantom Riches.”
52Scam artists use
Internet tools such as unsolicited email
to spread false information
54Promissory notes - a promise isn't always
a promise.
56Red flag: "Risk free"
and "Guaranteed."
68Never buy an
investment under pressure - sleep on it.
66If You Are A Victim of Fraud Report It –
Immediately!
62Nigerian Letter
Scam, promising millions for help with
foreign business exchange.
70Investment seminars
may offer free dinner, but there’s no such thing as a free
lunch.
75Beware: “Charity”
Scams
The Pennsylvania Department of Banking and Securities developed this tool and format for consumer education purposes and has provided its use for such purposes free to the public and other regulatory bodies. The PA DoBS does not endorse or approve any modifications from its original format.
Fraud BINGO
F R A U D5
Many victims of financial fraud are
smart and well-educated.
12Beware: Anyone
Who Calls You “Out of The Blue”
Claiming You Owe Them Money
15Get a Copy of Your Free Credit Report
At: annualcreditreport.co
m
6If it sounds too good to be true, it probably
is.
9Check your financial
statements for accuracy.
24Beware: Card
“Skimmers”
18Beware: of Identity Theft and How It
Can Happen
28Beware: Home
Improvement Scam
23Read the fine print before you sign up.
19Beware: The “Credit
Repair” Scam
33Check Out Strangers
Touting Strange Deals
40Report Scams In
Your Area To AARP’s Fraud Watch Network
FREEFraud Info:
Call the PA Department of Banking and
Securities1-800-PA-BANKS
45Report Scams to the
Pennsylvania Department of Banking and
Securities: 800-PA-BANKS
38Avoid Giving Out
Your Social Security Number
60Tax preparers and insurance agents
must have a license to sell you securities.
47If in doubt, say "NO!" Trust your instincts.
49If you are told the investment should be kept a secret,
walk away.
48AARP’s “Fraud
Watch Network” - Beware of “Reps”
Calling from Medicare/Gov’t
Agencies
51Don’t Chase
“Phantom Riches.”
63Beware: Ponzi
Schemes
71Beware: The “International Lottery” Scam
74Be careful.
Recovering your money is very
difficult.
70Investment seminars
may offer free dinner, but there’s no such thing as a free
lunch.
72Seniors are the
number one target of frauds and scams.
The Pennsylvania Department of Banking and Securities developed this tool and format for consumer education purposes and has provided its use for such purposes free to the public and other regulatory bodies. The PA DoBS does not endorse or approve any modifications from its original format.
Fraud BINGO
F R A U D9
Check your financial statements for
accuracy.
4Keep copies of all
financial documents.
7Low risk and high returns usually do
not go hand in hand.
8Older persons are most likely to be targets of a scam.
13Keep in mind that
good manners don't indicate personal
integrity.
27Utilize a “Credit
Freeze” With the Three Main Credit
Bureaus
18Beware: of Identity Theft and How It
Can Happen
23Read the fine print before you sign up.
19Beware: The “Credit
Repair” Scam
29Beware: The IRS
Scam
45Report Scams to the
Pennsylvania Department of Banking and
Securities: 800-PA-BANKS
40Report Scams In
Your Area To AARP’s Fraud Watch Network
FREEFraud Info:
Call the PA Department of Banking and
Securities1-800-PA-BANKS
35Should We Give Out Personal Information
Over the Phone?
36Make Front and Back Copies of Credit and Debit
Cards
50Red Flag: “Everyone
Is In On It” Investment
55“Prime Bank” Scam -
Profit Like the Experts - Get The
Secrets To Success
52Scam artists use
Internet tools such as unsolicited email
to spread false information
46If sales person can’t
give you detailed answers, hang up - MUCH less risky to
do so!
56Red flag: "Risk free"
and "Guaranteed."
70Investment seminars
may offer free dinner, but there’s no such thing as a free
lunch.
68Never buy an
investment under pressure - sleep on it.
73Beware: The
“Microsoft” Scam
75Beware: “Charity”
Scams
69An uninformed
investor can be the best friend of a financial criminal
The Pennsylvania Department of Banking and Securities developed this tool and format for consumer education purposes and has provided its use for such purposes free to the public and other regulatory bodies. The PA DoBS does not endorse or approve any modifications from its original format.
Fraud BINGO
F R A U D10
Beware of “Spoofing”
9Check your financial
statements for accuracy.
11Don't be drawn by
appearances, scam artists know the
importance of first impressions.
15Get a Copy of Your Free Credit Report
At: annualcreditreport.co
m
3Beware: “Counterfeit
Cashier’s Check” Scam
27Utilize a “Credit
Freeze” With the Three Main Credit
Bureaus
26Use Caller ID!
18Beware: of Identity Theft and How It
Can Happen
30Beware: of “Reload”
Scams
29Beware: The IRS
Scam
43When in doubt, check out the
company.
35Should We Give Out Personal Information
Over the Phone?
FREEFraud Info:
Call the PA Department of Banking and
Securities1-800-PA-BANKS
38Avoid Giving Out
Your Social Security Number
32Protect Yourself
from Scams and ID Theft
60Tax preparers and insurance agents
must have a license to sell you securities.
52Scam artists use
Internet tools such as unsolicited email
to spread false information
46If sales person can’t
give you detailed answers, hang up - MUCH less risky to
do so!
49If you are told the investment should be kept a secret,
walk away.
57Get Ahead of The Scammers – Sign Up for “Watchdog
Alerts.”
69An uninformed
investor can be the best friend of a financial criminal
73Beware: The
“Microsoft” Scam
65Red Flag: “Limited
Quantity”
62Nigerian Letter
Scam, promising millions for help with
foreign business exchange.
63Beware: Ponzi
Schemes
The Pennsylvania Department of Banking and Securities developed this tool and format for consumer education purposes and has provided its use for such purposes free to the public and other regulatory bodies. The PA DoBS does not endorse or approve any modifications from its original format.
Fraud BINGO
F R A U D13
Keep in mind that good manners don't
indicate personal integrity.
11Don't be drawn by
appearances, scam artists know the
importance of first impressions.
12Beware: Anyone
Who Calls You “Out of The Blue”
Claiming You Owe Them Money
10Beware of “Spoofing”
1Never Give Out
Personal Info Over the Phone – Unless You Initiated the Call
23Read the fine print before you sign up.
21Don't give out
personal information because of an
unsolicited sales pitch.
29Beware: The IRS
Scam
19Beware: The “Credit
Repair” Scam
17Make Sure to Use “Strong” Passwords
44Don’t Let
Embarrassment or Fear Keep You from
Reporting Fraud
35Should We Give Out Personal Information
Over the Phone?
FREEFraud Info:
Call the PA Department of Banking and
Securities1-800-PA-BANKS
42Follow the
Department on Twitter
@PAFinancialReg
33Check Out Strangers
Touting Strange Deals
59Be alert when you hear "Last chance, you must act now."
Hang up!
52Scam artists use
Internet tools such as unsolicited email
to spread false information
48AARP’s “Fraud
Watch Network” - Beware of “Reps”
Calling from Medicare/Gov’t
Agencies
54Promissory notes - a promise isn't always
a promise.
47If in doubt, say "NO!" Trust your instincts.
71Beware: The “International Lottery” Scam
62Nigerian Letter
Scam, promising millions for help with
foreign business exchange.
65Red Flag: “Limited
Quantity”
67Never Feel
Obligated To Invest Because of A
“Freebie.”
63Beware: Ponzi
Schemes
The Pennsylvania Department of Banking and Securities developed this tool and format for consumer education purposes and has provided its use for such purposes free to the public and other regulatory bodies. The PA DoBS does not endorse or approve any modifications from its original format.
Fraud BINGO
F R A U D5
Many victims of financial fraud are
smart and well-educated.
9Check your financial
statements for accuracy.
13Keep in mind that
good manners don't indicate personal
integrity.
11Don't be drawn by
appearances, scam artists know the
importance of first impressions.
15Get a Copy of Your Free Credit Report
At: annualcreditreport.co
m
27Utilize a “Credit
Freeze” With the Three Main Credit
Bureaus
19Beware: The “Credit
Repair” Scam
17Make Sure to Use “Strong” Passwords
29Beware: The IRS
Scam
23Read the fine print before you sign up.
44Don’t Let
Embarrassment or Fear Keep You from
Reporting Fraud
32Protect Yourself
from Scams and ID Theft
FREEFraud Info:
Call the PA Department of Banking and
Securities1-800-PA-BANKS
35Should We Give Out Personal Information
Over the Phone?
33Check Out Strangers
Touting Strange Deals
56Red flag: "Risk free"
and "Guaranteed."
46If sales person can’t
give you detailed answers, hang up - MUCH less risky to
do so!
55“Prime Bank” Scam -
Profit Like the Experts - Get The
Secrets To Success
50Red Flag: “Everyone
Is In On It” Investment
48AARP’s “Fraud
Watch Network” - Beware of “Reps”
Calling from Medicare/Gov’t
Agencies
63Beware: Ponzi
Schemes
67Never Feel
Obligated To Invest Because of A
“Freebie.”
71Beware: The “International Lottery” Scam
72Seniors are the
number one target of frauds and scams.
68Never buy an
investment under pressure - sleep on it.
The Pennsylvania Department of Banking and Securities developed this tool and format for consumer education purposes and has provided its use for such purposes free to the public and other regulatory bodies. The PA DoBS does not endorse or approve any modifications from its original format.
Fraud BINGO
F R A U D4
Keep copies of all financial documents.
2Been victimized? Call Pennsylvania
Department of Banking Securities:
800-PA-BANKS
11Don't be drawn by
appearances, scam artists know the
importance of first impressions.
9Check your financial
statements for accuracy.
6If it sounds too good to be true, it probably
is.
26Use Caller ID!
30Beware: of “Reload”
Scams
24Beware: Card
“Skimmers”
29Beware: The IRS
Scam
22“Arm” Yourself with Information – Learn To Spot The “Red
Flags” of Investment Fraud
37Resist high pressure
sales tactics such as: “There’s a
shortage”
33Check Out Strangers
Touting Strange Deals
FREEFraud Info:
Call the PA Department of Banking and
Securities1-800-PA-BANKS
44Don’t Let
Embarrassment or Fear Keep You from
Reporting Fraud
35Should We Give Out Personal Information
Over the Phone?
49If you are told the investment should be kept a secret,
walk away.
54Promissory notes - a promise isn't always
a promise.
48AARP’s “Fraud
Watch Network” - Beware of “Reps”
Calling from Medicare/Gov’t
Agencies
59Be alert when you hear "Last chance, you must act now."
Hang up!
50Red Flag: “Everyone
Is In On It” Investment
69An uninformed
investor can be the best friend of a financial criminal
74Be careful.
Recovering your money is very
difficult.
75Beware: “Charity”
Scams
70Investment seminars
may offer free dinner, but there’s no such thing as a free
lunch.
72Seniors are the
number one target of frauds and scams.
The Pennsylvania Department of Banking and Securities developed this tool and format for consumer education purposes and has provided its use for such purposes free to the public and other regulatory bodies. The PA DoBS does not endorse or approve any modifications from its original format.
Fraud BINGO
F R A U D3
Beware: “Counterfeit Cashier’s Check”
Scam
4Keep copies of all
financial documents.
13Keep in mind that
good manners don't indicate personal
integrity.
1Never Give Out
Personal Info Over the Phone – Unless You Initiated the Call
6If it sounds too good to be true, it probably
is.
23Read the fine print before you sign up.
27Utilize a “Credit
Freeze” With the Three Main Credit
Bureaus
24Beware: Card
“Skimmers”
17Make Sure to Use “Strong” Passwords
28Beware: Home
Improvement Scam
37Resist high pressure
sales tactics such as: “There’s a
shortage”
34Beware: The
“Romance” Scam
FREEFraud Info:
Call the PA Department of Banking and
Securities1-800-PA-BANKS
41Don't send money to anyone who insists
on immediate payment.
44Don’t Let
Embarrassment or Fear Keep You from
Reporting Fraud
47If in doubt, say "NO!" Trust your instincts.
50Red Flag: “Everyone
Is In On It” Investment
54Promissory notes - a promise isn't always
a promise.
48AARP’s “Fraud
Watch Network” - Beware of “Reps”
Calling from Medicare/Gov’t
Agencies
58Red flag: "Limited
time offer."
69An uninformed
investor can be the best friend of a financial criminal
61If you don't
understand how the investment works,
don't buy it.
75Beware: “Charity”
Scams
64Beware: The “Pay
Up Front” Scam
67Never Feel
Obligated To Invest Because of A
“Freebie.”
The Pennsylvania Department of Banking and Securities developed this tool and format for consumer education purposes and has provided its use for such purposes free to the public and other regulatory bodies. The PA DoBS does not endorse or approve any modifications from its original format.
Fraud BINGO
F R A U D9
Check your financial statements for
accuracy.
13Keep in mind that
good manners don't indicate personal
integrity.
14“Shred” Anything
with Your Name or Identifying
Information on It
5Many victims of
financial fraud are smart and well-
educated.
12Beware: Anyone
Who Calls You “Out of The Blue”
Claiming You Owe Them Money
24Beware: Card
“Skimmers”
27Utilize a “Credit
Freeze” With the Three Main Credit
Bureaus
16Understand
Annuities and How They Work
20Beware: Sending
Your Money Offshore To Collect “Tax Free” Income
21Don't give out
personal information because of an
unsolicited sales pitch.
31Beware: "Family
Member in Distress" Scam.
44Don’t Let
Embarrassment or Fear Keep You from
Reporting Fraud
FREEFraud Info:
Call the PA Department of Banking and
Securities1-800-PA-BANKS
36Make Front and Back Copies of Credit and Debit
Cards
35Should We Give Out Personal Information
Over the Phone?
56Red flag: "Risk free"
and "Guaranteed."
54Promissory notes - a promise isn't always
a promise.
53Affinity fraud - "I'm like you so you can
trust me" scam.
59Be alert when you hear "Last chance, you must act now."
Hang up!
51Don’t Chase
“Phantom Riches.”
62Nigerian Letter
Scam, promising millions for help with
foreign business exchange.
75Beware: “Charity”
Scams
63Beware: Ponzi
Schemes
61If you don't
understand how the investment works,
don't buy it.
68Never buy an
investment under pressure - sleep on it.
The Pennsylvania Department of Banking and Securities developed this tool and format for consumer education purposes and has provided its use for such purposes free to the public and other regulatory bodies. The PA DoBS does not endorse or approve any modifications from its original format.
Fraud BINGO
F R A U D12
Beware: Anyone Who Calls You “Out
of The Blue” Claiming You Owe
Them Money
2Been victimized? Call Pennsylvania
Department of Banking Securities:
800-PA-BANKS
5Many victims of
financial fraud are smart and well-
educated.
9Check your financial
statements for accuracy.
14“Shred” Anything
with Your Name or Identifying
Information on It
16Understand
Annuities and How They Work
28Beware: Home
Improvement Scam
24Beware: Card
“Skimmers”
26Use Caller ID!
19Beware: The “Credit
Repair” Scam
33Check Out Strangers
Touting Strange Deals
43When in doubt, check out the
company.
FREEFraud Info:
Call the PA Department of Banking and
Securities1-800-PA-BANKS
39Check out the DoBS on Facebook at PA Investor Education
44Don’t Let
Embarrassment or Fear Keep You from
Reporting Fraud
48AARP’s “Fraud
Watch Network” - Beware of “Reps”
Calling from Medicare/Gov’t
Agencies
46If sales person can’t
give you detailed answers, hang up - MUCH less risky to
do so!
50Red Flag: “Everyone
Is In On It” Investment
54Promissory notes - a promise isn't always
a promise.
57Get Ahead of The Scammers – Sign Up for “Watchdog
Alerts.”
62Nigerian Letter
Scam, promising millions for help with
foreign business exchange.
66If You Are A Victim of Fraud Report It –
Immediately!
70Investment seminars
may offer free dinner, but there’s no such thing as a free
lunch.
73Beware: The
“Microsoft” Scam
67Never Feel
Obligated To Invest Because of A
“Freebie.”
The Pennsylvania Department of Banking and Securities developed this tool and format for consumer education purposes and has provided its use for such purposes free to the public and other regulatory bodies. The PA DoBS does not endorse or approve any modifications from its original format.
Fraud BINGO
F R A U D11
Don't be drawn by appearances, scam
artists know the importance of first
impressions.
10Beware of “Spoofing”
2Been victimized? Call Pennsylvania
Department of Banking Securities:
800-PA-BANKS
12Beware: Anyone
Who Calls You “Out of The Blue”
Claiming You Owe Them Money
4Keep copies of all
financial documents.
19Beware: The “Credit
Repair” Scam
20Beware: Sending
Your Money Offshore To Collect “Tax Free” Income
17Make Sure to Use “Strong” Passwords
30Beware: of “Reload”
Scams
16Understand
Annuities and How They Work
31Beware: "Family
Member in Distress" Scam.
37Resist high pressure
sales tactics such as: “There’s a
shortage”
FREEFraud Info:
Call the PA Department of Banking and
Securities1-800-PA-BANKS
36Make Front and Back Copies of Credit and Debit
Cards
41Don't send money to anyone who insists
on immediate payment.
58Red flag: "Limited
time offer."
55“Prime Bank” Scam -
Profit Like the Experts - Get The
Secrets To Success
48AARP’s “Fraud
Watch Network” - Beware of “Reps”
Calling from Medicare/Gov’t
Agencies
60Tax preparers and insurance agents
must have a license to sell you securities.
47If in doubt, say "NO!" Trust your instincts.
63Beware: Ponzi
Schemes
73Beware: The
“Microsoft” Scam
67Never Feel
Obligated To Invest Because of A
“Freebie.”
69An uninformed
investor can be the best friend of a financial criminal
72Seniors are the
number one target of frauds and scams.
The Pennsylvania Department of Banking and Securities developed this tool and format for consumer education purposes and has provided its use for such purposes free to the public and other regulatory bodies. The PA DoBS does not endorse or approve any modifications from its original format.
Fraud BINGO
F R A U D11
Don't be drawn by appearances, scam
artists know the importance of first
impressions.
10Beware of “Spoofing”
12Beware: Anyone
Who Calls You “Out of The Blue”
Claiming You Owe Them Money
15Get a Copy of Your Free Credit Report
At: annualcreditreport.co
m
6If it sounds too good to be true, it probably
is.
18Beware: of Identity Theft and How It
Can Happen
21Don't give out
personal information because of an
unsolicited sales pitch.
23Read the fine print before you sign up.
24Beware: Card
“Skimmers”
28Beware: Home
Improvement Scam
32Protect Yourself
from Scams and ID Theft
42Follow the
Department on Twitter
@PAFinancialReg
FREEFraud Info:
Call the PA Department of Banking and
Securities1-800-PA-BANKS
37Resist high pressure
sales tactics such as: “There’s a
shortage”
31Beware: "Family
Member in Distress" Scam.
55“Prime Bank” Scam -
Profit Like the Experts - Get The
Secrets To Success
59Be alert when you hear "Last chance, you must act now."
Hang up!
54Promissory notes - a promise isn't always
a promise.
49If you are told the investment should be kept a secret,
walk away.
57Get Ahead of The Scammers – Sign Up for “Watchdog
Alerts.”
65Red Flag: “Limited
Quantity”
67Never Feel
Obligated To Invest Because of A
“Freebie.”
62Nigerian Letter
Scam, promising millions for help with
foreign business exchange.
66If You Are A Victim of Fraud Report It –
Immediately!
72Seniors are the
number one target of frauds and scams.
The Pennsylvania Department of Banking and Securities developed this tool and format for consumer education purposes and has provided its use for such purposes free to the public and other regulatory bodies. The PA DoBS does not endorse or approve any modifications from its original format.
Fraud BINGO
F R A U D11
Don't be drawn by appearances, scam
artists know the importance of first
impressions.
10Beware of “Spoofing”
4Keep copies of all
financial documents.
1Never Give Out
Personal Info Over the Phone – Unless You Initiated the Call
15Get a Copy of Your Free Credit Report
At: annualcreditreport.co
m
19Beware: The “Credit
Repair” Scam
24Beware: Card
“Skimmers”
22“Arm” Yourself with Information – Learn To Spot The “Red
Flags” of Investment Fraud
28Beware: Home
Improvement Scam
29Beware: The IRS
Scam
45Report Scams to the
Pennsylvania Department of Banking and
Securities: 800-PA-BANKS
44Don’t Let
Embarrassment or Fear Keep You from
Reporting Fraud
FREEFraud Info:
Call the PA Department of Banking and
Securities1-800-PA-BANKS
31Beware: "Family
Member in Distress" Scam.
42Follow the
Department on Twitter
@PAFinancialReg
56Red flag: "Risk free"
and "Guaranteed."
60Tax preparers and insurance agents
must have a license to sell you securities.
46If sales person can’t
give you detailed answers, hang up - MUCH less risky to
do so!
47If in doubt, say "NO!" Trust your instincts.
58Red flag: "Limited
time offer."
68Never buy an
investment under pressure - sleep on it.
67Never Feel
Obligated To Invest Because of A
“Freebie.”
75Beware: “Charity”
Scams
74Be careful.
Recovering your money is very
difficult.
64Beware: The “Pay
Up Front” Scam
The Pennsylvania Department of Banking and Securities developed this tool and format for consumer education purposes and has provided its use for such purposes free to the public and other regulatory bodies. The PA DoBS does not endorse or approve any modifications from its original format.
Fraud BINGO
F R A U D6
If it sounds too good to be true, it probably
is.
4Keep copies of all
financial documents.
13Keep in mind that
good manners don't indicate personal
integrity.
9Check your financial
statements for accuracy.
14“Shred” Anything
with Your Name or Identifying
Information on It
17Make Sure to Use “Strong” Passwords
22“Arm” Yourself with Information – Learn To Spot The “Red
Flags” of Investment Fraud
24Beware: Card
“Skimmers”
28Beware: Home
Improvement Scam
30Beware: of “Reload”
Scams
36Make Front and Back Copies of Credit and Debit
Cards
40Report Scams In
Your Area To AARP’s Fraud Watch Network
FREEFraud Info:
Call the PA Department of Banking and
Securities1-800-PA-BANKS
32Protect Yourself
from Scams and ID Theft
33Check Out Strangers
Touting Strange Deals
51Don’t Chase
“Phantom Riches.”
46If sales person can’t
give you detailed answers, hang up - MUCH less risky to
do so!
53Affinity fraud - "I'm like you so you can
trust me" scam.
54Promissory notes - a promise isn't always
a promise.
55“Prime Bank” Scam -
Profit Like the Experts - Get The
Secrets To Success
68Never buy an
investment under pressure - sleep on it.
61If you don't
understand how the investment works,
don't buy it.
70Investment seminars
may offer free dinner, but there’s no such thing as a free
lunch.
67Never Feel
Obligated To Invest Because of A
“Freebie.”
63Beware: Ponzi
Schemes
The Pennsylvania Department of Banking and Securities developed this tool and format for consumer education purposes and has provided its use for such purposes free to the public and other regulatory bodies. The PA DoBS does not endorse or approve any modifications from its original format.
Fraud BINGO
F R A U D3
Beware: “Counterfeit Cashier’s Check”
Scam
9Check your financial
statements for accuracy.
8Older persons are most likely to be targets of a scam.
11Don't be drawn by
appearances, scam artists know the
importance of first impressions.
7Low risk and high returns usually do
not go hand in hand.
27Utilize a “Credit
Freeze” With the Three Main Credit
Bureaus
20Beware: Sending
Your Money Offshore To Collect “Tax Free” Income
16Understand
Annuities and How They Work
19Beware: The “Credit
Repair” Scam
18Beware: of Identity Theft and How It
Can Happen
44Don’t Let
Embarrassment or Fear Keep You from
Reporting Fraud
39Check out the DoBS on Facebook at PA Investor Education
FREEFraud Info:
Call the PA Department of Banking and
Securities1-800-PA-BANKS
45Report Scams to the
Pennsylvania Department of Banking and
Securities: 800-PA-BANKS
34Beware: The
“Romance” Scam
52Scam artists use
Internet tools such as unsolicited email
to spread false information
49If you are told the investment should be kept a secret,
walk away.
54Promissory notes - a promise isn't always
a promise.
47If in doubt, say "NO!" Trust your instincts.
50Red Flag: “Everyone
Is In On It” Investment
69An uninformed
investor can be the best friend of a financial criminal
63Beware: Ponzi
Schemes
73Beware: The
“Microsoft” Scam
66If You Are A Victim of Fraud Report It –
Immediately!
72Seniors are the
number one target of frauds and scams.
The Pennsylvania Department of Banking and Securities developed this tool and format for consumer education purposes and has provided its use for such purposes free to the public and other regulatory bodies. The PA DoBS does not endorse or approve any modifications from its original format.
Fraud BINGO
F R A U D10
Beware of “Spoofing”
1Never Give Out
Personal Info Over the Phone – Unless You Initiated the Call
6If it sounds too good to be true, it probably
is.
3Beware: “Counterfeit
Cashier’s Check” Scam
15Get a Copy of Your Free Credit Report
At: annualcreditreport.co
m
25Opt-Out of Pre-approved Credit Card Offers at:
OptOutPrescreen.com
24Beware: Card
“Skimmers”
27Utilize a “Credit
Freeze” With the Three Main Credit
Bureaus
19Beware: The “Credit
Repair” Scam
28Beware: Home
Improvement Scam
39Check out the DoBS on Facebook at PA Investor Education
42Follow the
Department on Twitter
@PAFinancialReg
FREEFraud Info:
Call the PA Department of Banking and
Securities1-800-PA-BANKS
32Protect Yourself
from Scams and ID Theft
44Don’t Let
Embarrassment or Fear Keep You from
Reporting Fraud
47If in doubt, say "NO!" Trust your instincts.
60Tax preparers and insurance agents
must have a license to sell you securities.
56Red flag: "Risk free"
and "Guaranteed."
48AARP’s “Fraud
Watch Network” - Beware of “Reps”
Calling from Medicare/Gov’t
Agencies
57Get Ahead of The Scammers – Sign Up for “Watchdog
Alerts.”
67Never Feel
Obligated To Invest Because of A
“Freebie.”
69An uninformed
investor can be the best friend of a financial criminal
64Beware: The “Pay
Up Front” Scam
68Never buy an
investment under pressure - sleep on it.
62Nigerian Letter
Scam, promising millions for help with
foreign business exchange.
The Pennsylvania Department of Banking and Securities developed this tool and format for consumer education purposes and has provided its use for such purposes free to the public and other regulatory bodies. The PA DoBS does not endorse or approve any modifications from its original format.
Fraud BINGO
F R A U D3
Beware: “Counterfeit Cashier’s Check”
Scam
15Get a Copy of Your Free Credit Report
At: annualcreditreport.co
m
1Never Give Out
Personal Info Over the Phone – Unless You Initiated the Call
10Beware of “Spoofing”
5Many victims of
financial fraud are smart and well-
educated.
27Utilize a “Credit
Freeze” With the Three Main Credit
Bureaus
19Beware: The “Credit
Repair” Scam
16Understand
Annuities and How They Work
25Opt-Out of Pre-approved Credit Card Offers at:
OptOutPrescreen.com
24Beware: Card
“Skimmers”
37Resist high pressure
sales tactics such as: “There’s a
shortage”
35Should We Give Out Personal Information
Over the Phone?
FREEFraud Info:
Call the PA Department of Banking and
Securities1-800-PA-BANKS
33Check Out Strangers
Touting Strange Deals
36Make Front and Back Copies of Credit and Debit
Cards
56Red flag: "Risk free"
and "Guaranteed."
58Red flag: "Limited
time offer."
48AARP’s “Fraud
Watch Network” - Beware of “Reps”
Calling from Medicare/Gov’t
Agencies
50Red Flag: “Everyone
Is In On It” Investment
52Scam artists use
Internet tools such as unsolicited email
to spread false information
68Never buy an
investment under pressure - sleep on it.
70Investment seminars
may offer free dinner, but there’s no such thing as a free
lunch.
69An uninformed
investor can be the best friend of a financial criminal
74Be careful.
Recovering your money is very
difficult.
75Beware: “Charity”
Scams
The Pennsylvania Department of Banking and Securities developed this tool and format for consumer education purposes and has provided its use for such purposes free to the public and other regulatory bodies. The PA DoBS does not endorse or approve any modifications from its original format.
Fraud BINGO
F R A U D6
If it sounds too good to be true, it probably
is.
13Keep in mind that
good manners don't indicate personal
integrity.
11Don't be drawn by
appearances, scam artists know the
importance of first impressions.
10Beware of “Spoofing”
12Beware: Anyone
Who Calls You “Out of The Blue”
Claiming You Owe Them Money
16Understand
Annuities and How They Work
22“Arm” Yourself with Information – Learn To Spot The “Red
Flags” of Investment Fraud
28Beware: Home
Improvement Scam
23Read the fine print before you sign up.
20Beware: Sending
Your Money Offshore To Collect “Tax Free” Income
38Avoid Giving Out
Your Social Security Number
40Report Scams In
Your Area To AARP’s Fraud Watch Network
FREEFraud Info:
Call the PA Department of Banking and
Securities1-800-PA-BANKS
42Follow the
Department on Twitter
@PAFinancialReg
37Resist high pressure
sales tactics such as: “There’s a
shortage”
59Be alert when you hear "Last chance, you must act now."
Hang up!
57Get Ahead of The Scammers – Sign Up for “Watchdog
Alerts.”
51Don’t Chase
“Phantom Riches.”
49If you are told the investment should be kept a secret,
walk away.
58Red flag: "Limited
time offer."
66If You Are A Victim of Fraud Report It –
Immediately!
72Seniors are the
number one target of frauds and scams.
75Beware: “Charity”
Scams
65Red Flag: “Limited
Quantity”
67Never Feel
Obligated To Invest Because of A
“Freebie.”
The Pennsylvania Department of Banking and Securities developed this tool and format for consumer education purposes and has provided its use for such purposes free to the public and other regulatory bodies. The PA DoBS does not endorse or approve any modifications from its original format.
Fraud BINGO
F R A U D11
Don't be drawn by appearances, scam
artists know the importance of first
impressions.
9Check your financial
statements for accuracy.
5Many victims of
financial fraud are smart and well-
educated.
10Beware of “Spoofing”
3Beware: “Counterfeit
Cashier’s Check” Scam
21Don't give out
personal information because of an
unsolicited sales pitch.
17Make Sure to Use “Strong” Passwords
29Beware: The IRS
Scam
28Beware: Home
Improvement Scam
27Utilize a “Credit
Freeze” With the Three Main Credit
Bureaus
38Avoid Giving Out
Your Social Security Number
39Check out the DoBS on Facebook at PA Investor Education
FREEFraud Info:
Call the PA Department of Banking and
Securities1-800-PA-BANKS
45Report Scams to the
Pennsylvania Department of Banking and
Securities: 800-PA-BANKS
42Follow the
Department on Twitter
@PAFinancialReg
52Scam artists use
Internet tools such as unsolicited email
to spread false information
49If you are told the investment should be kept a secret,
walk away.
54Promissory notes - a promise isn't always
a promise.
58Red flag: "Limited
time offer."
59Be alert when you hear "Last chance, you must act now."
Hang up!
62Nigerian Letter
Scam, promising millions for help with
foreign business exchange.
68Never buy an
investment under pressure - sleep on it.
64Beware: The “Pay
Up Front” Scam
75Beware: “Charity”
Scams
71Beware: The “International Lottery” Scam
The Pennsylvania Department of Banking and Securities developed this tool and format for consumer education purposes and has provided its use for such purposes free to the public and other regulatory bodies. The PA DoBS does not endorse or approve any modifications from its original format.
Fraud BINGO
F R A U D6
If it sounds too good to be true, it probably
is.
4Keep copies of all
financial documents.
14“Shred” Anything
with Your Name or Identifying
Information on It
12Beware: Anyone
Who Calls You “Out of The Blue”
Claiming You Owe Them Money
10Beware of “Spoofing”
16Understand
Annuities and How They Work
30Beware: of “Reload”
Scams
18Beware: of Identity Theft and How It
Can Happen
24Beware: Card
“Skimmers”
25Opt-Out of Pre-approved Credit Card Offers at:
OptOutPrescreen.com
44Don’t Let
Embarrassment or Fear Keep You from
Reporting Fraud
38Avoid Giving Out
Your Social Security Number
FREEFraud Info:
Call the PA Department of Banking and
Securities1-800-PA-BANKS
35Should We Give Out Personal Information
Over the Phone?
41Don't send money to anyone who insists
on immediate payment.
57Get Ahead of The Scammers – Sign Up for “Watchdog
Alerts.”
52Scam artists use
Internet tools such as unsolicited email
to spread false information
55“Prime Bank” Scam -
Profit Like the Experts - Get The
Secrets To Success
46If sales person can’t
give you detailed answers, hang up - MUCH less risky to
do so!
54Promissory notes - a promise isn't always
a promise.
72Seniors are the
number one target of frauds and scams.
66If You Are A Victim of Fraud Report It –
Immediately!
69An uninformed
investor can be the best friend of a financial criminal
70Investment seminars
may offer free dinner, but there’s no such thing as a free
lunch.
68Never buy an
investment under pressure - sleep on it.
The Pennsylvania Department of Banking and Securities developed this tool and format for consumer education purposes and has provided its use for such purposes free to the public and other regulatory bodies. The PA DoBS does not endorse or approve any modifications from its original format.
Fraud BINGO
F R A U D14
“Shred” Anything with Your Name or
Identifying Information on It
12Beware: Anyone
Who Calls You “Out of The Blue”
Claiming You Owe Them Money
11Don't be drawn by
appearances, scam artists know the
importance of first impressions.
10Beware of “Spoofing”
4Keep copies of all
financial documents.
24Beware: Card
“Skimmers”
18Beware: of Identity Theft and How It
Can Happen
30Beware: of “Reload”
Scams
19Beware: The “Credit
Repair” Scam
16Understand
Annuities and How They Work
38Avoid Giving Out
Your Social Security Number
36Make Front and Back Copies of Credit and Debit
Cards
FREEFraud Info:
Call the PA Department of Banking and
Securities1-800-PA-BANKS
43When in doubt, check out the
company.
37Resist high pressure
sales tactics such as: “There’s a
shortage”
60Tax preparers and insurance agents
must have a license to sell you securities.
55“Prime Bank” Scam -
Profit Like the Experts - Get The
Secrets To Success
51Don’t Chase
“Phantom Riches.”
46If sales person can’t
give you detailed answers, hang up - MUCH less risky to
do so!
56Red flag: "Risk free"
and "Guaranteed."
75Beware: “Charity”
Scams
66If You Are A Victim of Fraud Report It –
Immediately!
65Red Flag: “Limited
Quantity”
62Nigerian Letter
Scam, promising millions for help with
foreign business exchange.
64Beware: The “Pay
Up Front” Scam
The Pennsylvania Department of Banking and Securities developed this tool and format for consumer education purposes and has provided its use for such purposes free to the public and other regulatory bodies. The PA DoBS does not endorse or approve any modifications from its original format.
Fraud BINGO
F R A U D7
Low risk and high returns usually do
not go hand in hand.
12Beware: Anyone
Who Calls You “Out of The Blue”
Claiming You Owe Them Money
13Keep in mind that
good manners don't indicate personal
integrity.
15Get a Copy of Your Free Credit Report
At: annualcreditreport.co
m
1Never Give Out
Personal Info Over the Phone – Unless You Initiated the Call
22“Arm” Yourself with Information – Learn To Spot The “Red
Flags” of Investment Fraud
19Beware: The “Credit
Repair” Scam
26Use Caller ID!
25Opt-Out of Pre-approved Credit Card Offers at:
OptOutPrescreen.com
29Beware: The IRS
Scam
39Check out the DoBS on Facebook at PA Investor Education
42Follow the
Department on Twitter
@PAFinancialReg
FREEFraud Info:
Call the PA Department of Banking and
Securities1-800-PA-BANKS
37Resist high pressure
sales tactics such as: “There’s a
shortage”
31Beware: "Family
Member in Distress" Scam.
53Affinity fraud - "I'm like you so you can
trust me" scam.
50Red Flag: “Everyone
Is In On It” Investment
56Red flag: "Risk free"
and "Guaranteed."
48AARP’s “Fraud
Watch Network” - Beware of “Reps”
Calling from Medicare/Gov’t
Agencies
49If you are told the investment should be kept a secret,
walk away.
66If You Are A Victim of Fraud Report It –
Immediately!
73Beware: The
“Microsoft” Scam
69An uninformed
investor can be the best friend of a financial criminal
62Nigerian Letter
Scam, promising millions for help with
foreign business exchange.
61If you don't
understand how the investment works,
don't buy it.
The Pennsylvania Department of Banking and Securities developed this tool and format for consumer education purposes and has provided its use for such purposes free to the public and other regulatory bodies. The PA DoBS does not endorse or approve any modifications from its original format.
Fraud BINGO
F R A U D4
Keep copies of all financial documents.
3Beware: “Counterfeit
Cashier’s Check” Scam
13Keep in mind that
good manners don't indicate personal
integrity.
2Been victimized? Call Pennsylvania
Department of Banking Securities:
800-PA-BANKS
11Don't be drawn by
appearances, scam artists know the
importance of first impressions.
27Utilize a “Credit
Freeze” With the Three Main Credit
Bureaus
16Understand
Annuities and How They Work
20Beware: Sending
Your Money Offshore To Collect “Tax Free” Income
21Don't give out
personal information because of an
unsolicited sales pitch.
26Use Caller ID!
38Avoid Giving Out
Your Social Security Number
41Don't send money to anyone who insists
on immediate payment.
FREEFraud Info:
Call the PA Department of Banking and
Securities1-800-PA-BANKS
37Resist high pressure
sales tactics such as: “There’s a
shortage”
33Check Out Strangers
Touting Strange Deals
52Scam artists use
Internet tools such as unsolicited email
to spread false information
53Affinity fraud - "I'm like you so you can
trust me" scam.
49If you are told the investment should be kept a secret,
walk away.
59Be alert when you hear "Last chance, you must act now."
Hang up!
55“Prime Bank” Scam -
Profit Like the Experts - Get The
Secrets To Success
75Beware: “Charity”
Scams
67Never Feel
Obligated To Invest Because of A
“Freebie.”
64Beware: The “Pay
Up Front” Scam
71Beware: The “International Lottery” Scam
65Red Flag: “Limited
Quantity”
The Pennsylvania Department of Banking and Securities developed this tool and format for consumer education purposes and has provided its use for such purposes free to the public and other regulatory bodies. The PA DoBS does not endorse or approve any modifications from its original format.
Fraud BINGO
F R A U D2
Been victimized? Call Pennsylvania
Department of Banking Securities:
800-PA-BANKS
14“Shred” Anything
with Your Name or Identifying
Information on It
4Keep copies of all
financial documents.
11Don't be drawn by
appearances, scam artists know the
importance of first impressions.
1Never Give Out
Personal Info Over the Phone – Unless You Initiated the Call
21Don't give out
personal information because of an
unsolicited sales pitch.
23Read the fine print before you sign up.
16Understand
Annuities and How They Work
19Beware: The “Credit
Repair” Scam
20Beware: Sending
Your Money Offshore To Collect “Tax Free” Income
44Don’t Let
Embarrassment or Fear Keep You from
Reporting Fraud
39Check out the DoBS on Facebook at PA Investor Education
FREEFraud Info:
Call the PA Department of Banking and
Securities1-800-PA-BANKS
42Follow the
Department on Twitter
@PAFinancialReg
41Don't send money to anyone who insists
on immediate payment.
56Red flag: "Risk free"
and "Guaranteed."
55“Prime Bank” Scam -
Profit Like the Experts - Get The
Secrets To Success
53Affinity fraud - "I'm like you so you can
trust me" scam.
48AARP’s “Fraud
Watch Network” - Beware of “Reps”
Calling from Medicare/Gov’t
Agencies
59Be alert when you hear "Last chance, you must act now."
Hang up!
68Never buy an
investment under pressure - sleep on it.
75Beware: “Charity”
Scams
66If You Are A Victim of Fraud Report It –
Immediately!
71Beware: The “International Lottery” Scam
70Investment seminars
may offer free dinner, but there’s no such thing as a free
lunch.
The Pennsylvania Department of Banking and Securities developed this tool and format for consumer education purposes and has provided its use for such purposes free to the public and other regulatory bodies. The PA DoBS does not endorse or approve any modifications from its original format.
Fraud BINGO
F R A U D15
Get a Copy of Your Free Credit Report
At: annualcreditreport.co
m
10Beware of “Spoofing”
12Beware: Anyone
Who Calls You “Out of The Blue”
Claiming You Owe Them Money
14“Shred” Anything
with Your Name or Identifying
Information on It
6If it sounds too good to be true, it probably
is.
16Understand
Annuities and How They Work
27Utilize a “Credit
Freeze” With the Three Main Credit
Bureaus
21Don't give out
personal information because of an
unsolicited sales pitch.
20Beware: Sending
Your Money Offshore To Collect “Tax Free” Income
18Beware: of Identity Theft and How It
Can Happen
33Check Out Strangers
Touting Strange Deals
36Make Front and Back Copies of Credit and Debit
Cards
FREEFraud Info:
Call the PA Department of Banking and
Securities1-800-PA-BANKS
35Should We Give Out Personal Information
Over the Phone?
43When in doubt, check out the
company.
53Affinity fraud - "I'm like you so you can
trust me" scam.
58Red flag: "Limited
time offer."
47If in doubt, say "NO!" Trust your instincts.
57Get Ahead of The Scammers – Sign Up for “Watchdog
Alerts.”
50Red Flag: “Everyone
Is In On It” Investment
66If You Are A Victim of Fraud Report It –
Immediately!
69An uninformed
investor can be the best friend of a financial criminal
74Be careful.
Recovering your money is very
difficult.
75Beware: “Charity”
Scams
68Never buy an
investment under pressure - sleep on it.
The Pennsylvania Department of Banking and Securities developed this tool and format for consumer education purposes and has provided its use for such purposes free to the public and other regulatory bodies. The PA DoBS does not endorse or approve any modifications from its original format.
Fraud BINGO
F R A U D10
Beware of “Spoofing”
5Many victims of
financial fraud are smart and well-
educated.
4Keep copies of all
financial documents.
1Never Give Out
Personal Info Over the Phone – Unless You Initiated the Call
14“Shred” Anything
with Your Name or Identifying
Information on It
24Beware: Card
“Skimmers”
21Don't give out
personal information because of an
unsolicited sales pitch.
16Understand
Annuities and How They Work
18Beware: of Identity Theft and How It
Can Happen
23Read the fine print before you sign up.
39Check out the DoBS on Facebook at PA Investor Education
42Follow the
Department on Twitter
@PAFinancialReg
FREEFraud Info:
Call the PA Department of Banking and
Securities1-800-PA-BANKS
36Make Front and Back Copies of Credit and Debit
Cards
41Don't send money to anyone who insists
on immediate payment.
47If in doubt, say "NO!" Trust your instincts.
55“Prime Bank” Scam -
Profit Like the Experts - Get The
Secrets To Success
54Promissory notes - a promise isn't always
a promise.
50Red Flag: “Everyone
Is In On It” Investment
46If sales person can’t
give you detailed answers, hang up - MUCH less risky to
do so!
74Be careful.
Recovering your money is very
difficult.
73Beware: The
“Microsoft” Scam
69An uninformed
investor can be the best friend of a financial criminal
63Beware: Ponzi
Schemes
75Beware: “Charity”
Scams
The Pennsylvania Department of Banking and Securities developed this tool and format for consumer education purposes and has provided its use for such purposes free to the public and other regulatory bodies. The PA DoBS does not endorse or approve any modifications from its original format.
Fraud BINGO
F R A U D11
Don't be drawn by appearances, scam
artists know the importance of first
impressions.
7Low risk and high returns usually do
not go hand in hand.
3Beware: “Counterfeit
Cashier’s Check” Scam
14“Shred” Anything
with Your Name or Identifying
Information on It
13Keep in mind that
good manners don't indicate personal
integrity.
30Beware: of “Reload”
Scams
20Beware: Sending
Your Money Offshore To Collect “Tax Free” Income
17Make Sure to Use “Strong” Passwords
16Understand
Annuities and How They Work
21Don't give out
personal information because of an
unsolicited sales pitch.
35Should We Give Out Personal Information
Over the Phone?
32Protect Yourself
from Scams and ID Theft
FREEFraud Info:
Call the PA Department of Banking and
Securities1-800-PA-BANKS
31Beware: "Family
Member in Distress" Scam.
44Don’t Let
Embarrassment or Fear Keep You from
Reporting Fraud
51Don’t Chase
“Phantom Riches.”
60Tax preparers and insurance agents
must have a license to sell you securities.
59Be alert when you hear "Last chance, you must act now."
Hang up!
56Red flag: "Risk free"
and "Guaranteed."
55“Prime Bank” Scam -
Profit Like the Experts - Get The
Secrets To Success
63Beware: Ponzi
Schemes
65Red Flag: “Limited
Quantity”
75Beware: “Charity”
Scams
61If you don't
understand how the investment works,
don't buy it.
62Nigerian Letter
Scam, promising millions for help with
foreign business exchange.
The Pennsylvania Department of Banking and Securities developed this tool and format for consumer education purposes and has provided its use for such purposes free to the public and other regulatory bodies. The PA DoBS does not endorse or approve any modifications from its original format.
Fraud BINGO
F R A U D2
Been victimized? Call Pennsylvania
Department of Banking Securities:
800-PA-BANKS
13Keep in mind that
good manners don't indicate personal
integrity.
11Don't be drawn by
appearances, scam artists know the
importance of first impressions.
3Beware: “Counterfeit
Cashier’s Check” Scam
10Beware of “Spoofing”
24Beware: Card
“Skimmers”
27Utilize a “Credit
Freeze” With the Three Main Credit
Bureaus
21Don't give out
personal information because of an
unsolicited sales pitch.
26Use Caller ID!
22“Arm” Yourself with Information – Learn To Spot The “Red
Flags” of Investment Fraud
45Report Scams to the
Pennsylvania Department of Banking and
Securities: 800-PA-BANKS
41Don't send money to anyone who insists
on immediate payment.
FREEFraud Info:
Call the PA Department of Banking and
Securities1-800-PA-BANKS
31Beware: "Family
Member in Distress" Scam.
39Check out the DoBS on Facebook at PA Investor Education
59Be alert when you hear "Last chance, you must act now."
Hang up!
58Red flag: "Limited
time offer."
50Red Flag: “Everyone
Is In On It” Investment
56Red flag: "Risk free"
and "Guaranteed."
54Promissory notes - a promise isn't always
a promise.
70Investment seminars
may offer free dinner, but there’s no such thing as a free
lunch.
74Be careful.
Recovering your money is very
difficult.
69An uninformed
investor can be the best friend of a financial criminal
62Nigerian Letter
Scam, promising millions for help with
foreign business exchange.
68Never buy an
investment under pressure - sleep on it.
The Pennsylvania Department of Banking and Securities developed this tool and format for consumer education purposes and has provided its use for such purposes free to the public and other regulatory bodies. The PA DoBS does not endorse or approve any modifications from its original format.
Fraud BINGO
F R A U D14
“Shred” Anything with Your Name or
Identifying Information on It
13Keep in mind that
good manners don't indicate personal
integrity.
9Check your financial
statements for accuracy.
11Don't be drawn by
appearances, scam artists know the
importance of first impressions.
7Low risk and high returns usually do
not go hand in hand.
18Beware: of Identity Theft and How It
Can Happen
23Read the fine print before you sign up.
29Beware: The IRS
Scam
25Opt-Out of Pre-approved Credit Card Offers at:
OptOutPrescreen.com
17Make Sure to Use “Strong” Passwords
35Should We Give Out Personal Information
Over the Phone?
32Protect Yourself
from Scams and ID Theft
FREEFraud Info:
Call the PA Department of Banking and
Securities1-800-PA-BANKS
31Beware: "Family
Member in Distress" Scam.
45Report Scams to the
Pennsylvania Department of Banking and
Securities: 800-PA-BANKS
54Promissory notes - a promise isn't always
a promise.
59Be alert when you hear "Last chance, you must act now."
Hang up!
48AARP’s “Fraud
Watch Network” - Beware of “Reps”
Calling from Medicare/Gov’t
Agencies
52Scam artists use
Internet tools such as unsolicited email
to spread false information
51Don’t Chase
“Phantom Riches.”
75Beware: “Charity”
Scams
68Never buy an
investment under pressure - sleep on it.
72Seniors are the
number one target of frauds and scams.
73Beware: The
“Microsoft” Scam
67Never Feel
Obligated To Invest Because of A
“Freebie.”
The Pennsylvania Department of Banking and Securities developed this tool and format for consumer education purposes and has provided its use for such purposes free to the public and other regulatory bodies. The PA DoBS does not endorse or approve any modifications from its original format.
Fraud BINGO
F R A U D15
Get a Copy of Your Free Credit Report
At: annualcreditreport.co
m
5Many victims of
financial fraud are smart and well-
educated.
12Beware: Anyone
Who Calls You “Out of The Blue”
Claiming You Owe Them Money
7Low risk and high returns usually do
not go hand in hand.
8Older persons are most likely to be targets of a scam.
27Utilize a “Credit
Freeze” With the Three Main Credit
Bureaus
24Beware: Card
“Skimmers”
22“Arm” Yourself with Information – Learn To Spot The “Red
Flags” of Investment Fraud
30Beware: of “Reload”
Scams
17Make Sure to Use “Strong” Passwords
36Make Front and Back Copies of Credit and Debit
Cards
38Avoid Giving Out
Your Social Security Number
FREEFraud Info:
Call the PA Department of Banking and
Securities1-800-PA-BANKS
39Check out the DoBS on Facebook at PA Investor Education
40Report Scams In
Your Area To AARP’s Fraud Watch Network
48AARP’s “Fraud
Watch Network” - Beware of “Reps”
Calling from Medicare/Gov’t
Agencies
47If in doubt, say "NO!" Trust your instincts.
50Red Flag: “Everyone
Is In On It” Investment
51Don’t Chase
“Phantom Riches.”
55“Prime Bank” Scam -
Profit Like the Experts - Get The
Secrets To Success
72Seniors are the
number one target of frauds and scams.
66If You Are A Victim of Fraud Report It –
Immediately!
68Never buy an
investment under pressure - sleep on it.
70Investment seminars
may offer free dinner, but there’s no such thing as a free
lunch.
67Never Feel
Obligated To Invest Because of A
“Freebie.”
The Pennsylvania Department of Banking and Securities developed this tool and format for consumer education purposes and has provided its use for such purposes free to the public and other regulatory bodies. The PA DoBS does not endorse or approve any modifications from its original format.
Fraud BINGO
F R A U D2
Been victimized? Call Pennsylvania
Department of Banking Securities:
800-PA-BANKS
9Check your financial
statements for accuracy.
3Beware: “Counterfeit
Cashier’s Check” Scam
1Never Give Out
Personal Info Over the Phone – Unless You Initiated the Call
10Beware of “Spoofing”
22“Arm” Yourself with Information – Learn To Spot The “Red
Flags” of Investment Fraud
18Beware: of Identity Theft and How It
Can Happen
19Beware: The “Credit
Repair” Scam
23Read the fine print before you sign up.
24Beware: Card
“Skimmers”
37Resist high pressure
sales tactics such as: “There’s a
shortage”
45Report Scams to the
Pennsylvania Department of Banking and
Securities: 800-PA-BANKSFREE
Fraud Info:Call the PA
Department of Banking and
Securities1-800-PA-BANKS
34Beware: The
“Romance” Scam
40Report Scams In
Your Area To AARP’s Fraud Watch Network
46If sales person can’t
give you detailed answers, hang up - MUCH less risky to
do so!
49If you are told the investment should be kept a secret,
walk away.
51Don’t Chase
“Phantom Riches.”
55“Prime Bank” Scam -
Profit Like the Experts - Get The
Secrets To Success
58Red flag: "Limited
time offer."
72Seniors are the
number one target of frauds and scams.
63Beware: Ponzi
Schemes
68Never buy an
investment under pressure - sleep on it.
64Beware: The “Pay
Up Front” Scam
62Nigerian Letter
Scam, promising millions for help with
foreign business exchange.
The Pennsylvania Department of Banking and Securities developed this tool and format for consumer education purposes and has provided its use for such purposes free to the public and other regulatory bodies. The PA DoBS does not endorse or approve any modifications from its original format.
Fraud BINGO
F R A U D9
Check your financial statements for
accuracy.
15Get a Copy of Your Free Credit Report
At: annualcreditreport.co
m
4Keep copies of all
financial documents.
11Don't be drawn by
appearances, scam artists know the
importance of first impressions.
2Been victimized? Call Pennsylvania
Department of Banking Securities:
800-PA-BANKS
21Don't give out
personal information because of an
unsolicited sales pitch.
25Opt-Out of Pre-approved Credit Card Offers at:
OptOutPrescreen.com
17Make Sure to Use “Strong” Passwords
24Beware: Card
“Skimmers”
16Understand
Annuities and How They Work
34Beware: The
“Romance” Scam
37Resist high pressure
sales tactics such as: “There’s a
shortage”
FREEFraud Info:
Call the PA Department of Banking and
Securities1-800-PA-BANKS
36Make Front and Back Copies of Credit and Debit
Cards
44Don’t Let
Embarrassment or Fear Keep You from
Reporting Fraud
54Promissory notes - a promise isn't always
a promise.
60Tax preparers and insurance agents
must have a license to sell you securities.
47If in doubt, say "NO!" Trust your instincts.
48AARP’s “Fraud
Watch Network” - Beware of “Reps”
Calling from Medicare/Gov’t
Agencies
46If sales person can’t
give you detailed answers, hang up - MUCH less risky to
do so!
65Red Flag: “Limited
Quantity”
75Beware: “Charity”
Scams
62Nigerian Letter
Scam, promising millions for help with
foreign business exchange.
63Beware: Ponzi
Schemes
72Seniors are the
number one target of frauds and scams.
The Pennsylvania Department of Banking and Securities developed this tool and format for consumer education purposes and has provided its use for such purposes free to the public and other regulatory bodies. The PA DoBS does not endorse or approve any modifications from its original format.
Fraud BINGO
F R A U D10
Beware of “Spoofing”
2Been victimized? Call Pennsylvania
Department of Banking Securities:
800-PA-BANKS
11Don't be drawn by
appearances, scam artists know the
importance of first impressions.
14“Shred” Anything
with Your Name or Identifying
Information on It
12Beware: Anyone
Who Calls You “Out of The Blue”
Claiming You Owe Them Money
22“Arm” Yourself with Information – Learn To Spot The “Red
Flags” of Investment Fraud
28Beware: Home
Improvement Scam
23Read the fine print before you sign up.
26Use Caller ID!
27Utilize a “Credit
Freeze” With the Three Main Credit
Bureaus
44Don’t Let
Embarrassment or Fear Keep You from
Reporting Fraud
43When in doubt, check out the
company.
FREEFraud Info:
Call the PA Department of Banking and
Securities1-800-PA-BANKS
41Don't send money to anyone who insists
on immediate payment.
32Protect Yourself
from Scams and ID Theft
52Scam artists use
Internet tools such as unsolicited email
to spread false information
53Affinity fraud - "I'm like you so you can
trust me" scam.
49If you are told the investment should be kept a secret,
walk away.
55“Prime Bank” Scam -
Profit Like the Experts - Get The
Secrets To Success
57Get Ahead of The Scammers – Sign Up for “Watchdog
Alerts.”
69An uninformed
investor can be the best friend of a financial criminal
73Beware: The
“Microsoft” Scam
61If you don't
understand how the investment works,
don't buy it.
62Nigerian Letter
Scam, promising millions for help with
foreign business exchange.
71Beware: The “International Lottery” Scam
The Pennsylvania Department of Banking and Securities developed this tool and format for consumer education purposes and has provided its use for such purposes free to the public and other regulatory bodies. The PA DoBS does not endorse or approve any modifications from its original format.
Fraud BINGO
F R A U D12
Beware: Anyone Who Calls You “Out
of The Blue” Claiming You Owe
Them Money
6If it sounds too good to be true, it probably
is.
10Beware of “Spoofing”
7Low risk and high returns usually do
not go hand in hand.
13Keep in mind that
good manners don't indicate personal
integrity.
19Beware: The “Credit
Repair” Scam
17Make Sure to Use “Strong” Passwords
21Don't give out
personal information because of an
unsolicited sales pitch.
23Read the fine print before you sign up.
27Utilize a “Credit
Freeze” With the Three Main Credit
Bureaus
43When in doubt, check out the
company.
37Resist high pressure
sales tactics such as: “There’s a
shortage”
FREEFraud Info:
Call the PA Department of Banking and
Securities1-800-PA-BANKS
38Avoid Giving Out
Your Social Security Number
33Check Out Strangers
Touting Strange Deals
57Get Ahead of The Scammers – Sign Up for “Watchdog
Alerts.”
55“Prime Bank” Scam -
Profit Like the Experts - Get The
Secrets To Success
54Promissory notes - a promise isn't always
a promise.
50Red Flag: “Everyone
Is In On It” Investment
56Red flag: "Risk free"
and "Guaranteed."
64Beware: The “Pay
Up Front” Scam
74Be careful.
Recovering your money is very
difficult.
69An uninformed
investor can be the best friend of a financial criminal
63Beware: Ponzi
Schemes
65Red Flag: “Limited
Quantity”
The Pennsylvania Department of Banking and Securities developed this tool and format for consumer education purposes and has provided its use for such purposes free to the public and other regulatory bodies. The PA DoBS does not endorse or approve any modifications from its original format.
Fraud BINGO
F R A U D2
Been victimized? Call Pennsylvania
Department of Banking Securities:
800-PA-BANKS
4Keep copies of all
financial documents.
3Beware: “Counterfeit
Cashier’s Check” Scam
8Older persons are most likely to be targets of a scam.
9Check your financial
statements for accuracy.
30Beware: of “Reload”
Scams
28Beware: Home
Improvement Scam
20Beware: Sending
Your Money Offshore To Collect “Tax Free” Income
19Beware: The “Credit
Repair” Scam
17Make Sure to Use “Strong” Passwords
38Avoid Giving Out
Your Social Security Number
34Beware: The
“Romance” Scam
FREEFraud Info:
Call the PA Department of Banking and
Securities1-800-PA-BANKS
44Don’t Let
Embarrassment or Fear Keep You from
Reporting Fraud
41Don't send money to anyone who insists
on immediate payment.
55“Prime Bank” Scam -
Profit Like the Experts - Get The
Secrets To Success
56Red flag: "Risk free"
and "Guaranteed."
51Don’t Chase
“Phantom Riches.”
60Tax preparers and insurance agents
must have a license to sell you securities.
59Be alert when you hear "Last chance, you must act now."
Hang up!
74Be careful.
Recovering your money is very
difficult.
68Never buy an
investment under pressure - sleep on it.
61If you don't
understand how the investment works,
don't buy it.
62Nigerian Letter
Scam, promising millions for help with
foreign business exchange.
70Investment seminars
may offer free dinner, but there’s no such thing as a free
lunch.
The Pennsylvania Department of Banking and Securities developed this tool and format for consumer education purposes and has provided its use for such purposes free to the public and other regulatory bodies. The PA DoBS does not endorse or approve any modifications from its original format.
Fraud BINGO
F R A U D14
“Shred” Anything with Your Name or
Identifying Information on It
7Low risk and high returns usually do
not go hand in hand.
12Beware: Anyone
Who Calls You “Out of The Blue”
Claiming You Owe Them Money
9Check your financial
statements for accuracy.
6If it sounds too good to be true, it probably
is.
23Read the fine print before you sign up.
20Beware: Sending
Your Money Offshore To Collect “Tax Free” Income
27Utilize a “Credit
Freeze” With the Three Main Credit
Bureaus
19Beware: The “Credit
Repair” Scam
21Don't give out
personal information because of an
unsolicited sales pitch.
39Check out the DoBS on Facebook at PA Investor Education
35Should We Give Out Personal Information
Over the Phone?
FREEFraud Info:
Call the PA Department of Banking and
Securities1-800-PA-BANKS
42Follow the
Department on Twitter
@PAFinancialReg
40Report Scams In
Your Area To AARP’s Fraud Watch Network
56Red flag: "Risk free"
and "Guaranteed."
52Scam artists use
Internet tools such as unsolicited email
to spread false information
57Get Ahead of The Scammers – Sign Up for “Watchdog
Alerts.”
54Promissory notes - a promise isn't always
a promise.
58Red flag: "Limited
time offer."
61If you don't
understand how the investment works,
don't buy it.
64Beware: The “Pay
Up Front” Scam
73Beware: The
“Microsoft” Scam
65Red Flag: “Limited
Quantity”
72Seniors are the
number one target of frauds and scams.
The Pennsylvania Department of Banking and Securities developed this tool and format for consumer education purposes and has provided its use for such purposes free to the public and other regulatory bodies. The PA DoBS does not endorse or approve any modifications from its original format.
Fraud BINGO
F R A U D11
Don't be drawn by appearances, scam
artists know the importance of first
impressions.
3Beware: “Counterfeit
Cashier’s Check” Scam
4Keep copies of all
financial documents.
10Beware of “Spoofing”
9Check your financial
statements for accuracy.
27Utilize a “Credit
Freeze” With the Three Main Credit
Bureaus
28Beware: Home
Improvement Scam
23Read the fine print before you sign up.
16Understand
Annuities and How They Work
21Don't give out
personal information because of an
unsolicited sales pitch.
33Check Out Strangers
Touting Strange Deals
36Make Front and Back Copies of Credit and Debit
Cards
FREEFraud Info:
Call the PA Department of Banking and
Securities1-800-PA-BANKS
43When in doubt, check out the
company.
35Should We Give Out Personal Information
Over the Phone?
49If you are told the investment should be kept a secret,
walk away.
52Scam artists use
Internet tools such as unsolicited email
to spread false information
59Be alert when you hear "Last chance, you must act now."
Hang up!
48AARP’s “Fraud
Watch Network” - Beware of “Reps”
Calling from Medicare/Gov’t
Agencies
53Affinity fraud - "I'm like you so you can
trust me" scam.
65Red Flag: “Limited
Quantity”
68Never buy an
investment under pressure - sleep on it.
71Beware: The “International Lottery” Scam
70Investment seminars
may offer free dinner, but there’s no such thing as a free
lunch.
73Beware: The
“Microsoft” Scam
The Pennsylvania Department of Banking and Securities developed this tool and format for consumer education purposes and has provided its use for such purposes free to the public and other regulatory bodies. The PA DoBS does not endorse or approve any modifications from its original format.
Fraud BINGO
F R A U D13
Keep in mind that good manners don't
indicate personal integrity.
9Check your financial
statements for accuracy.
6If it sounds too good to be true, it probably
is.
11Don't be drawn by
appearances, scam artists know the
importance of first impressions.
1Never Give Out
Personal Info Over the Phone – Unless You Initiated the Call
29Beware: The IRS
Scam
30Beware: of “Reload”
Scams
23Read the fine print before you sign up.
24Beware: Card
“Skimmers”
18Beware: of Identity Theft and How It
Can Happen
39Check out the DoBS on Facebook at PA Investor Education
35Should We Give Out Personal Information
Over the Phone?
FREEFraud Info:
Call the PA Department of Banking and
Securities1-800-PA-BANKS
37Resist high pressure
sales tactics such as: “There’s a
shortage”
41Don't send money to anyone who insists
on immediate payment.
50Red Flag: “Everyone
Is In On It” Investment
59Be alert when you hear "Last chance, you must act now."
Hang up!
60Tax preparers and insurance agents
must have a license to sell you securities.
58Red flag: "Limited
time offer."
57Get Ahead of The Scammers – Sign Up for “Watchdog
Alerts.”
68Never buy an
investment under pressure - sleep on it.
73Beware: The
“Microsoft” Scam
74Be careful.
Recovering your money is very
difficult.
64Beware: The “Pay
Up Front” Scam
69An uninformed
investor can be the best friend of a financial criminal
The Pennsylvania Department of Banking and Securities developed this tool and format for consumer education purposes and has provided its use for such purposes free to the public and other regulatory bodies. The PA DoBS does not endorse or approve any modifications from its original format.
Fraud BINGO
F R A U D11
Don't be drawn by appearances, scam
artists know the importance of first
impressions.
3Beware: “Counterfeit
Cashier’s Check” Scam
7Low risk and high returns usually do
not go hand in hand.
9Check your financial
statements for accuracy.
6If it sounds too good to be true, it probably
is.
28Beware: Home
Improvement Scam
25Opt-Out of Pre-approved Credit Card Offers at:
OptOutPrescreen.com
27Utilize a “Credit
Freeze” With the Three Main Credit
Bureaus
24Beware: Card
“Skimmers”
20Beware: Sending
Your Money Offshore To Collect “Tax Free” Income
41Don't send money to anyone who insists
on immediate payment.
42Follow the
Department on Twitter
@PAFinancialReg
FREEFraud Info:
Call the PA Department of Banking and
Securities1-800-PA-BANKS
43When in doubt, check out the
company.
44Don’t Let
Embarrassment or Fear Keep You from
Reporting Fraud
46If sales person can’t
give you detailed answers, hang up - MUCH less risky to
do so!
48AARP’s “Fraud
Watch Network” - Beware of “Reps”
Calling from Medicare/Gov’t
Agencies
55“Prime Bank” Scam -
Profit Like the Experts - Get The
Secrets To Success
49If you are told the investment should be kept a secret,
walk away.
54Promissory notes - a promise isn't always
a promise.
71Beware: The “International Lottery” Scam
72Seniors are the
number one target of frauds and scams.
65Red Flag: “Limited
Quantity”
62Nigerian Letter
Scam, promising millions for help with
foreign business exchange.
64Beware: The “Pay
Up Front” Scam
The Pennsylvania Department of Banking and Securities developed this tool and format for consumer education purposes and has provided its use for such purposes free to the public and other regulatory bodies. The PA DoBS does not endorse or approve any modifications from its original format.
Fraud BINGO
F R A U D15
Get a Copy of Your Free Credit Report
At: annualcreditreport.co
m
3Beware: “Counterfeit
Cashier’s Check” Scam
8Older persons are most likely to be targets of a scam.
4Keep copies of all
financial documents.
12Beware: Anyone
Who Calls You “Out of The Blue”
Claiming You Owe Them Money
17Make Sure to Use “Strong” Passwords
24Beware: Card
“Skimmers”
28Beware: Home
Improvement Scam
20Beware: Sending
Your Money Offshore To Collect “Tax Free” Income
25Opt-Out of Pre-approved Credit Card Offers at:
OptOutPrescreen.com
42Follow the
Department on Twitter
@PAFinancialReg
36Make Front and Back Copies of Credit and Debit
Cards
FREEFraud Info:
Call the PA Department of Banking and
Securities1-800-PA-BANKS
33Check Out Strangers
Touting Strange Deals
45Report Scams to the
Pennsylvania Department of Banking and
Securities: 800-PA-BANKS
60Tax preparers and insurance agents
must have a license to sell you securities.
54Promissory notes - a promise isn't always
a promise.
57Get Ahead of The Scammers – Sign Up for “Watchdog
Alerts.”
47If in doubt, say "NO!" Trust your instincts.
55“Prime Bank” Scam -
Profit Like the Experts - Get The
Secrets To Success
67Never Feel
Obligated To Invest Because of A
“Freebie.”
73Beware: The
“Microsoft” Scam
64Beware: The “Pay
Up Front” Scam
69An uninformed
investor can be the best friend of a financial criminal
75Beware: “Charity”
Scams
The Pennsylvania Department of Banking and Securities developed this tool and format for consumer education purposes and has provided its use for such purposes free to the public and other regulatory bodies. The PA DoBS does not endorse or approve any modifications from its original format.
Fraud BINGO
F R A U D5
Many victims of financial fraud are
smart and well-educated.
2Been victimized? Call Pennsylvania
Department of Banking Securities:
800-PA-BANKS
3Beware: “Counterfeit
Cashier’s Check” Scam
9Check your financial
statements for accuracy.
1Never Give Out
Personal Info Over the Phone – Unless You Initiated the Call
30Beware: of “Reload”
Scams
16Understand
Annuities and How They Work
22“Arm” Yourself with Information – Learn To Spot The “Red
Flags” of Investment Fraud
19Beware: The “Credit
Repair” Scam
25Opt-Out of Pre-approved Credit Card Offers at:
OptOutPrescreen.com
40Report Scams In
Your Area To AARP’s Fraud Watch Network
39Check out the DoBS on Facebook at PA Investor Education
FREEFraud Info:
Call the PA Department of Banking and
Securities1-800-PA-BANKS
45Report Scams to the
Pennsylvania Department of Banking and
Securities: 800-PA-BANKS
35Should We Give Out Personal Information
Over the Phone?
53Affinity fraud - "I'm like you so you can
trust me" scam.
52Scam artists use
Internet tools such as unsolicited email
to spread false information
60Tax preparers and insurance agents
must have a license to sell you securities.
49If you are told the investment should be kept a secret,
walk away.
59Be alert when you hear "Last chance, you must act now."
Hang up!
61If you don't
understand how the investment works,
don't buy it.
68Never buy an
investment under pressure - sleep on it.
64Beware: The “Pay
Up Front” Scam
62Nigerian Letter
Scam, promising millions for help with
foreign business exchange.
74Be careful.
Recovering your money is very
difficult.
The Pennsylvania Department of Banking and Securities developed this tool and format for consumer education purposes and has provided its use for such purposes free to the public and other regulatory bodies. The PA DoBS does not endorse or approve any modifications from its original format.
Fraud BINGO
F R A U D10
Beware of “Spoofing”
11Don't be drawn by
appearances, scam artists know the
importance of first impressions.
7Low risk and high returns usually do
not go hand in hand.
3Beware: “Counterfeit
Cashier’s Check” Scam
15Get a Copy of Your Free Credit Report
At: annualcreditreport.co
m
18Beware: of Identity Theft and How It
Can Happen
28Beware: Home
Improvement Scam
26Use Caller ID!
30Beware: of “Reload”
Scams
29Beware: The IRS
Scam
37Resist high pressure
sales tactics such as: “There’s a
shortage”
35Should We Give Out Personal Information
Over the Phone?
FREEFraud Info:
Call the PA Department of Banking and
Securities1-800-PA-BANKS
32Protect Yourself
from Scams and ID Theft
41Don't send money to anyone who insists
on immediate payment.
57Get Ahead of The Scammers – Sign Up for “Watchdog
Alerts.”
55“Prime Bank” Scam -
Profit Like the Experts - Get The
Secrets To Success
53Affinity fraud - "I'm like you so you can
trust me" scam.
58Red flag: "Limited
time offer."
56Red flag: "Risk free"
and "Guaranteed."
74Be careful.
Recovering your money is very
difficult.
64Beware: The “Pay
Up Front” Scam
69An uninformed
investor can be the best friend of a financial criminal
73Beware: The
“Microsoft” Scam
62Nigerian Letter
Scam, promising millions for help with
foreign business exchange.
The Pennsylvania Department of Banking and Securities developed this tool and format for consumer education purposes and has provided its use for such purposes free to the public and other regulatory bodies. The PA DoBS does not endorse or approve any modifications from its original format.
Fraud BINGO
F R A U D12
Beware: Anyone Who Calls You “Out
of The Blue” Claiming You Owe
Them Money
6If it sounds too good to be true, it probably
is.
5Many victims of
financial fraud are smart and well-
educated.
4Keep copies of all
financial documents.
2Been victimized? Call Pennsylvania
Department of Banking Securities:
800-PA-BANKS
28Beware: Home
Improvement Scam
25Opt-Out of Pre-approved Credit Card Offers at:
OptOutPrescreen.com
26Use Caller ID!
21Don't give out
personal information because of an
unsolicited sales pitch.
17Make Sure to Use “Strong” Passwords
43When in doubt, check out the
company.
31Beware: "Family
Member in Distress" Scam.
FREEFraud Info:
Call the PA Department of Banking and
Securities1-800-PA-BANKS
39Check out the DoBS on Facebook at PA Investor Education
38Avoid Giving Out
Your Social Security Number
46If sales person can’t
give you detailed answers, hang up - MUCH less risky to
do so!
56Red flag: "Risk free"
and "Guaranteed."
59Be alert when you hear "Last chance, you must act now."
Hang up!
57Get Ahead of The Scammers – Sign Up for “Watchdog
Alerts.”
53Affinity fraud - "I'm like you so you can
trust me" scam.
64Beware: The “Pay
Up Front” Scam
65Red Flag: “Limited
Quantity”
68Never buy an
investment under pressure - sleep on it.
63Beware: Ponzi
Schemes
74Be careful.
Recovering your money is very
difficult.
The Pennsylvania Department of Banking and Securities developed this tool and format for consumer education purposes and has provided its use for such purposes free to the public and other regulatory bodies. The PA DoBS does not endorse or approve any modifications from its original format.
Fraud BINGO
F R A U D7
Low risk and high returns usually do
not go hand in hand.
13Keep in mind that
good manners don't indicate personal
integrity.
6If it sounds too good to be true, it probably
is.
9Check your financial
statements for accuracy.
14“Shred” Anything
with Your Name or Identifying
Information on It
26Use Caller ID!
30Beware: of “Reload”
Scams
18Beware: of Identity Theft and How It
Can Happen
17Make Sure to Use “Strong” Passwords
21Don't give out
personal information because of an
unsolicited sales pitch.
35Should We Give Out Personal Information
Over the Phone?
39Check out the DoBS on Facebook at PA Investor Education
FREEFraud Info:
Call the PA Department of Banking and
Securities1-800-PA-BANKS
43When in doubt, check out the
company.
34Beware: The
“Romance” Scam
49If you are told the investment should be kept a secret,
walk away.
54Promissory notes - a promise isn't always
a promise.
52Scam artists use
Internet tools such as unsolicited email
to spread false information
58Red flag: "Limited
time offer."
51Don’t Chase
“Phantom Riches.”
68Never buy an
investment under pressure - sleep on it.
63Beware: Ponzi
Schemes
66If You Are A Victim of Fraud Report It –
Immediately!
72Seniors are the
number one target of frauds and scams.
73Beware: The
“Microsoft” Scam
The Pennsylvania Department of Banking and Securities developed this tool and format for consumer education purposes and has provided its use for such purposes free to the public and other regulatory bodies. The PA DoBS does not endorse or approve any modifications from its original format.
Fraud BINGO
F R A U D12
Beware: Anyone Who Calls You “Out
of The Blue” Claiming You Owe
Them Money
4Keep copies of all
financial documents.
5Many victims of
financial fraud are smart and well-
educated.
13Keep in mind that
good manners don't indicate personal
integrity.
6If it sounds too good to be true, it probably
is.
18Beware: of Identity Theft and How It
Can Happen
23Read the fine print before you sign up.
24Beware: Card
“Skimmers”
28Beware: Home
Improvement Scam
20Beware: Sending
Your Money Offshore To Collect “Tax Free” Income
45Report Scams to the
Pennsylvania Department of Banking and
Securities: 800-PA-BANKS
42Follow the
Department on Twitter
@PAFinancialReg
FREEFraud Info:
Call the PA Department of Banking and
Securities1-800-PA-BANKS
38Avoid Giving Out
Your Social Security Number
43When in doubt, check out the
company.
53Affinity fraud - "I'm like you so you can
trust me" scam.
46If sales person can’t
give you detailed answers, hang up - MUCH less risky to
do so!
47If in doubt, say "NO!" Trust your instincts.
57Get Ahead of The Scammers – Sign Up for “Watchdog
Alerts.”
56Red flag: "Risk free"
and "Guaranteed."
74Be careful.
Recovering your money is very
difficult.
66If You Are A Victim of Fraud Report It –
Immediately!
75Beware: “Charity”
Scams
73Beware: The
“Microsoft” Scam
65Red Flag: “Limited
Quantity”
The Pennsylvania Department of Banking and Securities developed this tool and format for consumer education purposes and has provided its use for such purposes free to the public and other regulatory bodies. The PA DoBS does not endorse or approve any modifications from its original format.
Fraud BINGO
F R A U D11
Don't be drawn by appearances, scam
artists know the importance of first
impressions.
2Been victimized? Call Pennsylvania
Department of Banking Securities:
800-PA-BANKS
6If it sounds too good to be true, it probably
is.
9Check your financial
statements for accuracy.
15Get a Copy of Your Free Credit Report
At: annualcreditreport.co
m
30Beware: of “Reload”
Scams
25Opt-Out of Pre-approved Credit Card Offers at:
OptOutPrescreen.com
29Beware: The IRS
Scam
16Understand
Annuities and How They Work
24Beware: Card
“Skimmers”
41Don't send money to anyone who insists
on immediate payment.
36Make Front and Back Copies of Credit and Debit
Cards
FREEFraud Info:
Call the PA Department of Banking and
Securities1-800-PA-BANKS
31Beware: "Family
Member in Distress" Scam.
37Resist high pressure
sales tactics such as: “There’s a
shortage”
47If in doubt, say "NO!" Trust your instincts.
51Don’t Chase
“Phantom Riches.”
55“Prime Bank” Scam -
Profit Like the Experts - Get The
Secrets To Success
56Red flag: "Risk free"
and "Guaranteed."
54Promissory notes - a promise isn't always
a promise.
73Beware: The
“Microsoft” Scam
74Be careful.
Recovering your money is very
difficult.
64Beware: The “Pay
Up Front” Scam
65Red Flag: “Limited
Quantity”
71Beware: The “International Lottery” Scam
The Pennsylvania Department of Banking and Securities developed this tool and format for consumer education purposes and has provided its use for such purposes free to the public and other regulatory bodies. The PA DoBS does not endorse or approve any modifications from its original format.
Fraud BINGO
F R A U D14
“Shred” Anything with Your Name or
Identifying Information on It
15Get a Copy of Your Free Credit Report
At: annualcreditreport.co
m
7Low risk and high returns usually do
not go hand in hand.
10Beware of “Spoofing”
9Check your financial
statements for accuracy.
28Beware: Home
Improvement Scam
27Utilize a “Credit
Freeze” With the Three Main Credit
Bureaus
21Don't give out
personal information because of an
unsolicited sales pitch.
20Beware: Sending
Your Money Offshore To Collect “Tax Free” Income
29Beware: The IRS
Scam
45Report Scams to the
Pennsylvania Department of Banking and
Securities: 800-PA-BANKS
43When in doubt, check out the
company.
FREEFraud Info:
Call the PA Department of Banking and
Securities1-800-PA-BANKS
35Should We Give Out Personal Information
Over the Phone?
37Resist high pressure
sales tactics such as: “There’s a
shortage”
59Be alert when you hear "Last chance, you must act now."
Hang up!
48AARP’s “Fraud
Watch Network” - Beware of “Reps”
Calling from Medicare/Gov’t
Agencies
60Tax preparers and insurance agents
must have a license to sell you securities.
58Red flag: "Limited
time offer."
54Promissory notes - a promise isn't always
a promise.
72Seniors are the
number one target of frauds and scams.
62Nigerian Letter
Scam, promising millions for help with
foreign business exchange.
64Beware: The “Pay
Up Front” Scam
61If you don't
understand how the investment works,
don't buy it.
67Never Feel
Obligated To Invest Because of A
“Freebie.”
The Pennsylvania Department of Banking and Securities developed this tool and format for consumer education purposes and has provided its use for such purposes free to the public and other regulatory bodies. The PA DoBS does not endorse or approve any modifications from its original format.
Fraud BINGO
F R A U D7
Low risk and high returns usually do
not go hand in hand.
8Older persons are most likely to be targets of a scam.
6If it sounds too good to be true, it probably
is.
11Don't be drawn by
appearances, scam artists know the
importance of first impressions.
15Get a Copy of Your Free Credit Report
At: annualcreditreport.co
m
26Use Caller ID!
16Understand
Annuities and How They Work
29Beware: The IRS
Scam
30Beware: of “Reload”
Scams
18Beware: of Identity Theft and How It
Can Happen
36Make Front and Back Copies of Credit and Debit
Cards
44Don’t Let
Embarrassment or Fear Keep You from
Reporting Fraud
FREEFraud Info:
Call the PA Department of Banking and
Securities1-800-PA-BANKS
42Follow the
Department on Twitter
@PAFinancialReg
32Protect Yourself
from Scams and ID Theft
48AARP’s “Fraud
Watch Network” - Beware of “Reps”
Calling from Medicare/Gov’t
Agencies
49If you are told the investment should be kept a secret,
walk away.
50Red Flag: “Everyone
Is In On It” Investment
47If in doubt, say "NO!" Trust your instincts.
57Get Ahead of The Scammers – Sign Up for “Watchdog
Alerts.”
66If You Are A Victim of Fraud Report It –
Immediately!
64Beware: The “Pay
Up Front” Scam
65Red Flag: “Limited
Quantity”
63Beware: Ponzi
Schemes
62Nigerian Letter
Scam, promising millions for help with
foreign business exchange.
The Pennsylvania Department of Banking and Securities developed this tool and format for consumer education purposes and has provided its use for such purposes free to the public and other regulatory bodies. The PA DoBS does not endorse or approve any modifications from its original format.
Fraud BINGO
F R A U D10
Beware of “Spoofing”
6If it sounds too good to be true, it probably
is.
8Older persons are most likely to be targets of a scam.
7Low risk and high returns usually do
not go hand in hand.
9Check your financial
statements for accuracy.
30Beware: of “Reload”
Scams
19Beware: The “Credit
Repair” Scam
29Beware: The IRS
Scam
16Understand
Annuities and How They Work
25Opt-Out of Pre-approved Credit Card Offers at:
OptOutPrescreen.com
39Check out the DoBS on Facebook at PA Investor Education
38Avoid Giving Out
Your Social Security Number
FREEFraud Info:
Call the PA Department of Banking and
Securities1-800-PA-BANKS
42Follow the
Department on Twitter
@PAFinancialReg
31Beware: "Family
Member in Distress" Scam.
55“Prime Bank” Scam -
Profit Like the Experts - Get The
Secrets To Success
56Red flag: "Risk free"
and "Guaranteed."
57Get Ahead of The Scammers – Sign Up for “Watchdog
Alerts.”
51Don’t Chase
“Phantom Riches.”
52Scam artists use
Internet tools such as unsolicited email
to spread false information
62Nigerian Letter
Scam, promising millions for help with
foreign business exchange.
75Beware: “Charity”
Scams
72Seniors are the
number one target of frauds and scams.
61If you don't
understand how the investment works,
don't buy it.
66If You Are A Victim of Fraud Report It –
Immediately!
The Pennsylvania Department of Banking and Securities developed this tool and format for consumer education purposes and has provided its use for such purposes free to the public and other regulatory bodies. The PA DoBS does not endorse or approve any modifications from its original format.
Fraud BINGO
F R A U D14
“Shred” Anything with Your Name or
Identifying Information on It
1Never Give Out
Personal Info Over the Phone – Unless You Initiated the Call
7Low risk and high returns usually do
not go hand in hand.
13Keep in mind that
good manners don't indicate personal
integrity.
6If it sounds too good to be true, it probably
is.
20Beware: Sending
Your Money Offshore To Collect “Tax Free” Income
29Beware: The IRS
Scam
17Make Sure to Use “Strong” Passwords
25Opt-Out of Pre-approved Credit Card Offers at:
OptOutPrescreen.com
24Beware: Card
“Skimmers”
40Report Scams In
Your Area To AARP’s Fraud Watch Network
44Don’t Let
Embarrassment or Fear Keep You from
Reporting Fraud
FREEFraud Info:
Call the PA Department of Banking and
Securities1-800-PA-BANKS
34Beware: The
“Romance” Scam
42Follow the
Department on Twitter
@PAFinancialReg
49If you are told the investment should be kept a secret,
walk away.
56Red flag: "Risk free"
and "Guaranteed."
51Don’t Chase
“Phantom Riches.”
58Red flag: "Limited
time offer."
57Get Ahead of The Scammers – Sign Up for “Watchdog
Alerts.”
75Beware: “Charity”
Scams
72Seniors are the
number one target of frauds and scams.
61If you don't
understand how the investment works,
don't buy it.
65Red Flag: “Limited
Quantity”
67Never Feel
Obligated To Invest Because of A
“Freebie.”
The Pennsylvania Department of Banking and Securities developed this tool and format for consumer education purposes and has provided its use for such purposes free to the public and other regulatory bodies. The PA DoBS does not endorse or approve any modifications from its original format.
Fraud BINGO
F R A U D10
Beware of “Spoofing”
7Low risk and high returns usually do
not go hand in hand.
4Keep copies of all
financial documents.
12Beware: Anyone
Who Calls You “Out of The Blue”
Claiming You Owe Them Money
15Get a Copy of Your Free Credit Report
At: annualcreditreport.co
m
29Beware: The IRS
Scam
24Beware: Card
“Skimmers”
26Use Caller ID!
23Read the fine print before you sign up.
25Opt-Out of Pre-approved Credit Card Offers at:
OptOutPrescreen.com
36Make Front and Back Copies of Credit and Debit
Cards
40Report Scams In
Your Area To AARP’s Fraud Watch Network
FREEFraud Info:
Call the PA Department of Banking and
Securities1-800-PA-BANKS
38Avoid Giving Out
Your Social Security Number
32Protect Yourself
from Scams and ID Theft
50Red Flag: “Everyone
Is In On It” Investment
55“Prime Bank” Scam -
Profit Like the Experts - Get The
Secrets To Success
51Don’t Chase
“Phantom Riches.”
52Scam artists use
Internet tools such as unsolicited email
to spread false information
60Tax preparers and insurance agents
must have a license to sell you securities.
64Beware: The “Pay
Up Front” Scam
74Be careful.
Recovering your money is very
difficult.
75Beware: “Charity”
Scams
71Beware: The “International Lottery” Scam
63Beware: Ponzi
Schemes
The Pennsylvania Department of Banking and Securities developed this tool and format for consumer education purposes and has provided its use for such purposes free to the public and other regulatory bodies. The PA DoBS does not endorse or approve any modifications from its original format.
Fraud BINGO
F R A U D12
Beware: Anyone Who Calls You “Out
of The Blue” Claiming You Owe
Them Money
4Keep copies of all
financial documents.
6If it sounds too good to be true, it probably
is.
8Older persons are most likely to be targets of a scam.
14“Shred” Anything
with Your Name or Identifying
Information on It
23Read the fine print before you sign up.
16Understand
Annuities and How They Work
29Beware: The IRS
Scam
27Utilize a “Credit
Freeze” With the Three Main Credit
Bureaus
30Beware: of “Reload”
Scams
35Should We Give Out Personal Information
Over the Phone?
36Make Front and Back Copies of Credit and Debit
Cards
FREEFraud Info:
Call the PA Department of Banking and
Securities1-800-PA-BANKS
39Check out the DoBS on Facebook at PA Investor Education
40Report Scams In
Your Area To AARP’s Fraud Watch Network
53Affinity fraud - "I'm like you so you can
trust me" scam.
60Tax preparers and insurance agents
must have a license to sell you securities.
56Red flag: "Risk free"
and "Guaranteed."
57Get Ahead of The Scammers – Sign Up for “Watchdog
Alerts.”
51Don’t Chase
“Phantom Riches.”
65Red Flag: “Limited
Quantity”
72Seniors are the
number one target of frauds and scams.
66If You Are A Victim of Fraud Report It –
Immediately!
73Beware: The
“Microsoft” Scam
63Beware: Ponzi
Schemes
The Pennsylvania Department of Banking and Securities developed this tool and format for consumer education purposes and has provided its use for such purposes free to the public and other regulatory bodies. The PA DoBS does not endorse or approve any modifications from its original format.
Fraud BINGO
F R A U D10
Beware of “Spoofing”
9Check your financial
statements for accuracy.
14“Shred” Anything
with Your Name or Identifying
Information on It
1Never Give Out
Personal Info Over the Phone – Unless You Initiated the Call
5Many victims of
financial fraud are smart and well-
educated.
20Beware: Sending
Your Money Offshore To Collect “Tax Free” Income
28Beware: Home
Improvement Scam
19Beware: The “Credit
Repair” Scam
25Opt-Out of Pre-approved Credit Card Offers at:
OptOutPrescreen.com
23Read the fine print before you sign up.
35Should We Give Out Personal Information
Over the Phone?
38Avoid Giving Out
Your Social Security Number
FREEFraud Info:
Call the PA Department of Banking and
Securities1-800-PA-BANKS
31Beware: "Family
Member in Distress" Scam.
42Follow the
Department on Twitter
@PAFinancialReg
46If sales person can’t
give you detailed answers, hang up - MUCH less risky to
do so!
60Tax preparers and insurance agents
must have a license to sell you securities.
49If you are told the investment should be kept a secret,
walk away.
48AARP’s “Fraud
Watch Network” - Beware of “Reps”
Calling from Medicare/Gov’t
Agencies
53Affinity fraud - "I'm like you so you can
trust me" scam.
66If You Are A Victim of Fraud Report It –
Immediately!
74Be careful.
Recovering your money is very
difficult.
62Nigerian Letter
Scam, promising millions for help with
foreign business exchange.
75Beware: “Charity”
Scams
63Beware: Ponzi
Schemes
The Pennsylvania Department of Banking and Securities developed this tool and format for consumer education purposes and has provided its use for such purposes free to the public and other regulatory bodies. The PA DoBS does not endorse or approve any modifications from its original format.
Fraud BINGO
F R A U D4
Keep copies of all financial documents.
14“Shred” Anything
with Your Name or Identifying
Information on It
10Beware of “Spoofing”
9Check your financial
statements for accuracy.
13Keep in mind that
good manners don't indicate personal
integrity.
18Beware: of Identity Theft and How It
Can Happen
30Beware: of “Reload”
Scams
22“Arm” Yourself with Information – Learn To Spot The “Red
Flags” of Investment Fraud
20Beware: Sending
Your Money Offshore To Collect “Tax Free” Income
17Make Sure to Use “Strong” Passwords
44Don’t Let
Embarrassment or Fear Keep You from
Reporting Fraud
32Protect Yourself
from Scams and ID Theft
FREEFraud Info:
Call the PA Department of Banking and
Securities1-800-PA-BANKS
42Follow the
Department on Twitter
@PAFinancialReg
36Make Front and Back Copies of Credit and Debit
Cards
54Promissory notes - a promise isn't always
a promise.
50Red Flag: “Everyone
Is In On It” Investment
60Tax preparers and insurance agents
must have a license to sell you securities.
46If sales person can’t
give you detailed answers, hang up - MUCH less risky to
do so!
58Red flag: "Limited
time offer."
70Investment seminars
may offer free dinner, but there’s no such thing as a free
lunch.
73Beware: The
“Microsoft” Scam
75Beware: “Charity”
Scams
74Be careful.
Recovering your money is very
difficult.
61If you don't
understand how the investment works,
don't buy it.
The Pennsylvania Department of Banking and Securities developed this tool and format for consumer education purposes and has provided its use for such purposes free to the public and other regulatory bodies. The PA DoBS does not endorse or approve any modifications from its original format.
Fraud BINGO
F R A U D9
Check your financial statements for
accuracy.
14“Shred” Anything
with Your Name or Identifying
Information on It
7Low risk and high returns usually do
not go hand in hand.
15Get a Copy of Your Free Credit Report
At: annualcreditreport.co
m
3Beware: “Counterfeit
Cashier’s Check” Scam
19Beware: The “Credit
Repair” Scam
27Utilize a “Credit
Freeze” With the Three Main Credit
Bureaus
16Understand
Annuities and How They Work
20Beware: Sending
Your Money Offshore To Collect “Tax Free” Income
28Beware: Home
Improvement Scam
41Don't send money to anyone who insists
on immediate payment.
40Report Scams In
Your Area To AARP’s Fraud Watch Network
FREEFraud Info:
Call the PA Department of Banking and
Securities1-800-PA-BANKS
31Beware: "Family
Member in Distress" Scam.
38Avoid Giving Out
Your Social Security Number
49If you are told the investment should be kept a secret,
walk away.
52Scam artists use
Internet tools such as unsolicited email
to spread false information
53Affinity fraud - "I'm like you so you can
trust me" scam.
51Don’t Chase
“Phantom Riches.”
59Be alert when you hear "Last chance, you must act now."
Hang up!
65Red Flag: “Limited
Quantity”
61If you don't
understand how the investment works,
don't buy it.
64Beware: The “Pay
Up Front” Scam
70Investment seminars
may offer free dinner, but there’s no such thing as a free
lunch.
66If You Are A Victim of Fraud Report It –
Immediately!
The Pennsylvania Department of Banking and Securities developed this tool and format for consumer education purposes and has provided its use for such purposes free to the public and other regulatory bodies. The PA DoBS does not endorse or approve any modifications from its original format.
Fraud BINGO
F R A U D3
Beware: “Counterfeit Cashier’s Check”
Scam
15Get a Copy of Your Free Credit Report
At: annualcreditreport.co
m
4Keep copies of all
financial documents.
9Check your financial
statements for accuracy.
13Keep in mind that
good manners don't indicate personal
integrity.
28Beware: Home
Improvement Scam
21Don't give out
personal information because of an
unsolicited sales pitch.
18Beware: of Identity Theft and How It
Can Happen
20Beware: Sending
Your Money Offshore To Collect “Tax Free” Income
25Opt-Out of Pre-approved Credit Card Offers at:
OptOutPrescreen.com
36Make Front and Back Copies of Credit and Debit
Cards
35Should We Give Out Personal Information
Over the Phone?
FREEFraud Info:
Call the PA Department of Banking and
Securities1-800-PA-BANKS
34Beware: The
“Romance” Scam
42Follow the
Department on Twitter
@PAFinancialReg
54Promissory notes - a promise isn't always
a promise.
48AARP’s “Fraud
Watch Network” - Beware of “Reps”
Calling from Medicare/Gov’t
Agencies
55“Prime Bank” Scam -
Profit Like the Experts - Get The
Secrets To Success
57Get Ahead of The Scammers – Sign Up for “Watchdog
Alerts.”
56Red flag: "Risk free"
and "Guaranteed."
70Investment seminars
may offer free dinner, but there’s no such thing as a free
lunch.
72Seniors are the
number one target of frauds and scams.
73Beware: The
“Microsoft” Scam
61If you don't
understand how the investment works,
don't buy it.
65Red Flag: “Limited
Quantity”
The Pennsylvania Department of Banking and Securities developed this tool and format for consumer education purposes and has provided its use for such purposes free to the public and other regulatory bodies. The PA DoBS does not endorse or approve any modifications from its original format.
Fraud BINGO
F R A U D5
Many victims of financial fraud are
smart and well-educated.
14“Shred” Anything
with Your Name or Identifying
Information on It
1Never Give Out
Personal Info Over the Phone – Unless You Initiated the Call
15Get a Copy of Your Free Credit Report
At: annualcreditreport.co
m
6If it sounds too good to be true, it probably
is.
28Beware: Home
Improvement Scam
19Beware: The “Credit
Repair” Scam
26Use Caller ID!
25Opt-Out of Pre-approved Credit Card Offers at:
OptOutPrescreen.com
30Beware: of “Reload”
Scams
42Follow the
Department on Twitter
@PAFinancialReg
45Report Scams to the
Pennsylvania Department of Banking and
Securities: 800-PA-BANKSFREE
Fraud Info:Call the PA
Department of Banking and
Securities1-800-PA-BANKS
34Beware: The
“Romance” Scam
32Protect Yourself
from Scams and ID Theft
60Tax preparers and insurance agents
must have a license to sell you securities.
55“Prime Bank” Scam -
Profit Like the Experts - Get The
Secrets To Success
48AARP’s “Fraud
Watch Network” - Beware of “Reps”
Calling from Medicare/Gov’t
Agencies
56Red flag: "Risk free"
and "Guaranteed."
47If in doubt, say "NO!" Trust your instincts.
74Be careful.
Recovering your money is very
difficult.
70Investment seminars
may offer free dinner, but there’s no such thing as a free
lunch.
66If You Are A Victim of Fraud Report It –
Immediately!
61If you don't
understand how the investment works,
don't buy it.
62Nigerian Letter
Scam, promising millions for help with
foreign business exchange.
The Pennsylvania Department of Banking and Securities developed this tool and format for consumer education purposes and has provided its use for such purposes free to the public and other regulatory bodies. The PA DoBS does not endorse or approve any modifications from its original format.
Fraud BINGO
F R A U D10
Beware of “Spoofing”
1Never Give Out
Personal Info Over the Phone – Unless You Initiated the Call
8Older persons are most likely to be targets of a scam.
15Get a Copy of Your Free Credit Report
At: annualcreditreport.co
m
13Keep in mind that
good manners don't indicate personal
integrity.
23Read the fine print before you sign up.
24Beware: Card
“Skimmers”
16Understand
Annuities and How They Work
28Beware: Home
Improvement Scam
20Beware: Sending
Your Money Offshore To Collect “Tax Free” Income
32Protect Yourself
from Scams and ID Theft
44Don’t Let
Embarrassment or Fear Keep You from
Reporting Fraud
FREEFraud Info:
Call the PA Department of Banking and
Securities1-800-PA-BANKS
36Make Front and Back Copies of Credit and Debit
Cards
41Don't send money to anyone who insists
on immediate payment.
57Get Ahead of The Scammers – Sign Up for “Watchdog
Alerts.”
60Tax preparers and insurance agents
must have a license to sell you securities.
58Red flag: "Limited
time offer."
46If sales person can’t
give you detailed answers, hang up - MUCH less risky to
do so!
52Scam artists use
Internet tools such as unsolicited email
to spread false information
63Beware: Ponzi
Schemes
65Red Flag: “Limited
Quantity”
75Beware: “Charity”
Scams
66If You Are A Victim of Fraud Report It –
Immediately!
71Beware: The “International Lottery” Scam
The Pennsylvania Department of Banking and Securities developed this tool and format for consumer education purposes and has provided its use for such purposes free to the public and other regulatory bodies. The PA DoBS does not endorse or approve any modifications from its original format.
Fraud BINGO
F R A U D3
Beware: “Counterfeit Cashier’s Check”
Scam
10Beware of “Spoofing”
2Been victimized? Call Pennsylvania
Department of Banking Securities:
800-PA-BANKS
8Older persons are most likely to be targets of a scam.
1Never Give Out
Personal Info Over the Phone – Unless You Initiated the Call
18Beware: of Identity Theft and How It
Can Happen
28Beware: Home
Improvement Scam
27Utilize a “Credit
Freeze” With the Three Main Credit
Bureaus
21Don't give out
personal information because of an
unsolicited sales pitch.
23Read the fine print before you sign up.
34Beware: The
“Romance” Scam
39Check out the DoBS on Facebook at PA Investor Education
FREEFraud Info:
Call the PA Department of Banking and
Securities1-800-PA-BANKS
43When in doubt, check out the
company.
40Report Scams In
Your Area To AARP’s Fraud Watch Network
46If sales person can’t
give you detailed answers, hang up - MUCH less risky to
do so!
48AARP’s “Fraud
Watch Network” - Beware of “Reps”
Calling from Medicare/Gov’t
Agencies
56Red flag: "Risk free"
and "Guaranteed."
52Scam artists use
Internet tools such as unsolicited email
to spread false information
53Affinity fraud - "I'm like you so you can
trust me" scam.
64Beware: The “Pay
Up Front” Scam
63Beware: Ponzi
Schemes
65Red Flag: “Limited
Quantity”
67Never Feel
Obligated To Invest Because of A
“Freebie.”
66If You Are A Victim of Fraud Report It –
Immediately!
The Pennsylvania Department of Banking and Securities developed this tool and format for consumer education purposes and has provided its use for such purposes free to the public and other regulatory bodies. The PA DoBS does not endorse or approve any modifications from its original format.
Fraud BINGO
F R A U D3
Beware: “Counterfeit Cashier’s Check”
Scam
14“Shred” Anything
with Your Name or Identifying
Information on It
13Keep in mind that
good manners don't indicate personal
integrity.
1Never Give Out
Personal Info Over the Phone – Unless You Initiated the Call
8Older persons are most likely to be targets of a scam.
17Make Sure to Use “Strong” Passwords
28Beware: Home
Improvement Scam
30Beware: of “Reload”
Scams
25Opt-Out of Pre-approved Credit Card Offers at:
OptOutPrescreen.com
21Don't give out
personal information because of an
unsolicited sales pitch.
33Check Out Strangers
Touting Strange Deals
36Make Front and Back Copies of Credit and Debit
Cards
FREEFraud Info:
Call the PA Department of Banking and
Securities1-800-PA-BANKS
37Resist high pressure
sales tactics such as: “There’s a
shortage”
31Beware: "Family
Member in Distress" Scam.
55“Prime Bank” Scam -
Profit Like the Experts - Get The
Secrets To Success
58Red flag: "Limited
time offer."
53Affinity fraud - "I'm like you so you can
trust me" scam.
57Get Ahead of The Scammers – Sign Up for “Watchdog
Alerts.”
51Don’t Chase
“Phantom Riches.”
65Red Flag: “Limited
Quantity”
75Beware: “Charity”
Scams
70Investment seminars
may offer free dinner, but there’s no such thing as a free
lunch.
62Nigerian Letter
Scam, promising millions for help with
foreign business exchange.
68Never buy an
investment under pressure - sleep on it.
The Pennsylvania Department of Banking and Securities developed this tool and format for consumer education purposes and has provided its use for such purposes free to the public and other regulatory bodies. The PA DoBS does not endorse or approve any modifications from its original format.
Fraud BINGO
F R A U D15
Get a Copy of Your Free Credit Report
At: annualcreditreport.co
m
12Beware: Anyone
Who Calls You “Out of The Blue”
Claiming You Owe Them Money
6If it sounds too good to be true, it probably
is.
11Don't be drawn by
appearances, scam artists know the
importance of first impressions.
2Been victimized? Call Pennsylvania
Department of Banking Securities:
800-PA-BANKS
25Opt-Out of Pre-approved Credit Card Offers at:
OptOutPrescreen.com
20Beware: Sending
Your Money Offshore To Collect “Tax Free” Income
28Beware: Home
Improvement Scam
17Make Sure to Use “Strong” Passwords
24Beware: Card
“Skimmers”
36Make Front and Back Copies of Credit and Debit
Cards
45Report Scams to the
Pennsylvania Department of Banking and
Securities: 800-PA-BANKSFREE
Fraud Info:Call the PA
Department of Banking and
Securities1-800-PA-BANKS
44Don’t Let
Embarrassment or Fear Keep You from
Reporting Fraud
31Beware: "Family
Member in Distress" Scam.
53Affinity fraud - "I'm like you so you can
trust me" scam.
52Scam artists use
Internet tools such as unsolicited email
to spread false information
54Promissory notes - a promise isn't always
a promise.
51Don’t Chase
“Phantom Riches.”
60Tax preparers and insurance agents
must have a license to sell you securities.
74Be careful.
Recovering your money is very
difficult.
68Never buy an
investment under pressure - sleep on it.
69An uninformed
investor can be the best friend of a financial criminal
75Beware: “Charity”
Scams
62Nigerian Letter
Scam, promising millions for help with
foreign business exchange.
The Pennsylvania Department of Banking and Securities developed this tool and format for consumer education purposes and has provided its use for such purposes free to the public and other regulatory bodies. The PA DoBS does not endorse or approve any modifications from its original format.
Fraud BINGO
F R A U D6
If it sounds too good to be true, it probably
is.
9Check your financial
statements for accuracy.
10Beware of “Spoofing”
2Been victimized? Call Pennsylvania
Department of Banking Securities:
800-PA-BANKS
7Low risk and high returns usually do
not go hand in hand.
19Beware: The “Credit
Repair” Scam
25Opt-Out of Pre-approved Credit Card Offers at:
OptOutPrescreen.com
30Beware: of “Reload”
Scams
27Utilize a “Credit
Freeze” With the Three Main Credit
Bureaus
18Beware: of Identity Theft and How It
Can Happen
31Beware: "Family
Member in Distress" Scam.
45Report Scams to the
Pennsylvania Department of Banking and
Securities: 800-PA-BANKSFREE
Fraud Info:Call the PA
Department of Banking and
Securities1-800-PA-BANKS
42Follow the
Department on Twitter
@PAFinancialReg
32Protect Yourself
from Scams and ID Theft
56Red flag: "Risk free"
and "Guaranteed."
46If sales person can’t
give you detailed answers, hang up - MUCH less risky to
do so!
60Tax preparers and insurance agents
must have a license to sell you securities.
55“Prime Bank” Scam -
Profit Like the Experts - Get The
Secrets To Success
59Be alert when you hear "Last chance, you must act now."
Hang up!
71Beware: The “International Lottery” Scam
63Beware: Ponzi
Schemes
70Investment seminars
may offer free dinner, but there’s no such thing as a free
lunch.
62Nigerian Letter
Scam, promising millions for help with
foreign business exchange.
73Beware: The
“Microsoft” Scam
The Pennsylvania Department of Banking and Securities developed this tool and format for consumer education purposes and has provided its use for such purposes free to the public and other regulatory bodies. The PA DoBS does not endorse or approve any modifications from its original format.
Fraud BINGO
F R A U D10
Beware of “Spoofing”
8Older persons are most likely to be targets of a scam.
13Keep in mind that
good manners don't indicate personal
integrity.
14“Shred” Anything
with Your Name or Identifying
Information on It
9Check your financial
statements for accuracy.
29Beware: The IRS
Scam
20Beware: Sending
Your Money Offshore To Collect “Tax Free” Income
26Use Caller ID!
17Make Sure to Use “Strong” Passwords
21Don't give out
personal information because of an
unsolicited sales pitch.
43When in doubt, check out the
company.
41Don't send money to anyone who insists
on immediate payment.
FREEFraud Info:
Call the PA Department of Banking and
Securities1-800-PA-BANKS
38Avoid Giving Out
Your Social Security Number
39Check out the DoBS on Facebook at PA Investor Education
49If you are told the investment should be kept a secret,
walk away.
58Red flag: "Limited
time offer."
53Affinity fraud - "I'm like you so you can
trust me" scam.
60Tax preparers and insurance agents
must have a license to sell you securities.
54Promissory notes - a promise isn't always
a promise.
74Be careful.
Recovering your money is very
difficult.
62Nigerian Letter
Scam, promising millions for help with
foreign business exchange.
67Never Feel
Obligated To Invest Because of A
“Freebie.”
71Beware: The “International Lottery” Scam
75Beware: “Charity”
Scams
The Pennsylvania Department of Banking and Securities developed this tool and format for consumer education purposes and has provided its use for such purposes free to the public and other regulatory bodies. The PA DoBS does not endorse or approve any modifications from its original format.
Fraud BINGO
F R A U D8
Older persons are most likely to be targets of a scam.
4Keep copies of all
financial documents.
1Never Give Out
Personal Info Over the Phone – Unless You Initiated the Call
15Get a Copy of Your Free Credit Report
At: annualcreditreport.co
m
6If it sounds too good to be true, it probably
is.
26Use Caller ID!
21Don't give out
personal information because of an
unsolicited sales pitch.
28Beware: Home
Improvement Scam
18Beware: of Identity Theft and How It
Can Happen
23Read the fine print before you sign up.
45Report Scams to the
Pennsylvania Department of Banking and
Securities: 800-PA-BANKS
37Resist high pressure
sales tactics such as: “There’s a
shortage”
FREEFraud Info:
Call the PA Department of Banking and
Securities1-800-PA-BANKS
44Don’t Let
Embarrassment or Fear Keep You from
Reporting Fraud
41Don't send money to anyone who insists
on immediate payment.
52Scam artists use
Internet tools such as unsolicited email
to spread false information
54Promissory notes - a promise isn't always
a promise.
50Red Flag: “Everyone
Is In On It” Investment
53Affinity fraud - "I'm like you so you can
trust me" scam.
58Red flag: "Limited
time offer."
65Red Flag: “Limited
Quantity”
70Investment seminars
may offer free dinner, but there’s no such thing as a free
lunch.
69An uninformed
investor can be the best friend of a financial criminal
75Beware: “Charity”
Scams
67Never Feel
Obligated To Invest Because of A
“Freebie.”
The Pennsylvania Department of Banking and Securities developed this tool and format for consumer education purposes and has provided its use for such purposes free to the public and other regulatory bodies. The PA DoBS does not endorse or approve any modifications from its original format.
Fraud BINGO
F R A U D15
Get a Copy of Your Free Credit Report
At: annualcreditreport.co
m
2Been victimized? Call Pennsylvania
Department of Banking Securities:
800-PA-BANKS
1Never Give Out
Personal Info Over the Phone – Unless You Initiated the Call
13Keep in mind that
good manners don't indicate personal
integrity.
4Keep copies of all
financial documents.
18Beware: of Identity Theft and How It
Can Happen
21Don't give out
personal information because of an
unsolicited sales pitch.
20Beware: Sending
Your Money Offshore To Collect “Tax Free” Income
24Beware: Card
“Skimmers”
25Opt-Out of Pre-approved Credit Card Offers at:
OptOutPrescreen.com
32Protect Yourself
from Scams and ID Theft
34Beware: The
“Romance” Scam
FREEFraud Info:
Call the PA Department of Banking and
Securities1-800-PA-BANKS
33Check Out Strangers
Touting Strange Deals
38Avoid Giving Out
Your Social Security Number
46If sales person can’t
give you detailed answers, hang up - MUCH less risky to
do so!
58Red flag: "Limited
time offer."
50Red Flag: “Everyone
Is In On It” Investment
54Promissory notes - a promise isn't always
a promise.
48AARP’s “Fraud
Watch Network” - Beware of “Reps”
Calling from Medicare/Gov’t
Agencies
62Nigerian Letter
Scam, promising millions for help with
foreign business exchange.
67Never Feel
Obligated To Invest Because of A
“Freebie.”
72Seniors are the
number one target of frauds and scams.
63Beware: Ponzi
Schemes
61If you don't
understand how the investment works,
don't buy it.
The Pennsylvania Department of Banking and Securities developed this tool and format for consumer education purposes and has provided its use for such purposes free to the public and other regulatory bodies. The PA DoBS does not endorse or approve any modifications from its original format.
Fraud BINGO
F R A U D6
If it sounds too good to be true, it probably
is.
10Beware of “Spoofing”
15Get a Copy of Your Free Credit Report
At: annualcreditreport.co
m
14“Shred” Anything
with Your Name or Identifying
Information on It
11Don't be drawn by
appearances, scam artists know the
importance of first impressions.
16Understand
Annuities and How They Work
26Use Caller ID!
29Beware: The IRS
Scam
17Make Sure to Use “Strong” Passwords
19Beware: The “Credit
Repair” Scam
38Avoid Giving Out
Your Social Security Number
42Follow the
Department on Twitter
@PAFinancialReg
FREEFraud Info:
Call the PA Department of Banking and
Securities1-800-PA-BANKS
45Report Scams to the
Pennsylvania Department of Banking and
Securities: 800-PA-BANKS
36Make Front and Back Copies of Credit and Debit
Cards
46If sales person can’t
give you detailed answers, hang up - MUCH less risky to
do so!
57Get Ahead of The Scammers – Sign Up for “Watchdog
Alerts.”
59Be alert when you hear "Last chance, you must act now."
Hang up!
58Red flag: "Limited
time offer."
52Scam artists use
Internet tools such as unsolicited email
to spread false information
75Beware: “Charity”
Scams
73Beware: The
“Microsoft” Scam
69An uninformed
investor can be the best friend of a financial criminal
70Investment seminars
may offer free dinner, but there’s no such thing as a free
lunch.
62Nigerian Letter
Scam, promising millions for help with
foreign business exchange.
The Pennsylvania Department of Banking and Securities developed this tool and format for consumer education purposes and has provided its use for such purposes free to the public and other regulatory bodies. The PA DoBS does not endorse or approve any modifications from its original format.
Fraud BINGO
F R A U D4
Keep copies of all financial documents.
10Beware of “Spoofing”
8Older persons are most likely to be targets of a scam.
13Keep in mind that
good manners don't indicate personal
integrity.
9Check your financial
statements for accuracy.
21Don't give out
personal information because of an
unsolicited sales pitch.
25Opt-Out of Pre-approved Credit Card Offers at:
OptOutPrescreen.com
30Beware: of “Reload”
Scams
18Beware: of Identity Theft and How It
Can Happen
29Beware: The IRS
Scam
44Don’t Let
Embarrassment or Fear Keep You from
Reporting Fraud
42Follow the
Department on Twitter
@PAFinancialReg
FREEFraud Info:
Call the PA Department of Banking and
Securities1-800-PA-BANKS
34Beware: The
“Romance” Scam
36Make Front and Back Copies of Credit and Debit
Cards
50Red Flag: “Everyone
Is In On It” Investment
56Red flag: "Risk free"
and "Guaranteed."
60Tax preparers and insurance agents
must have a license to sell you securities.
47If in doubt, say "NO!" Trust your instincts.
52Scam artists use
Internet tools such as unsolicited email
to spread false information
63Beware: Ponzi
Schemes
68Never buy an
investment under pressure - sleep on it.
65Red Flag: “Limited
Quantity”
72Seniors are the
number one target of frauds and scams.
75Beware: “Charity”
Scams
The Pennsylvania Department of Banking and Securities developed this tool and format for consumer education purposes and has provided its use for such purposes free to the public and other regulatory bodies. The PA DoBS does not endorse or approve any modifications from its original format.
Fraud BINGO
F R A U D4
Keep copies of all financial documents.
7Low risk and high returns usually do
not go hand in hand.
9Check your financial
statements for accuracy.
12Beware: Anyone
Who Calls You “Out of The Blue”
Claiming You Owe Them Money
3Beware: “Counterfeit
Cashier’s Check” Scam
24Beware: Card
“Skimmers”
18Beware: of Identity Theft and How It
Can Happen
16Understand
Annuities and How They Work
19Beware: The “Credit
Repair” Scam
28Beware: Home
Improvement Scam
33Check Out Strangers
Touting Strange Deals
31Beware: "Family
Member in Distress" Scam.
FREEFraud Info:
Call the PA Department of Banking and
Securities1-800-PA-BANKS
37Resist high pressure
sales tactics such as: “There’s a
shortage”
32Protect Yourself
from Scams and ID Theft
50Red Flag: “Everyone
Is In On It” Investment
55“Prime Bank” Scam -
Profit Like the Experts - Get The
Secrets To Success
48AARP’s “Fraud
Watch Network” - Beware of “Reps”
Calling from Medicare/Gov’t
Agencies
59Be alert when you hear "Last chance, you must act now."
Hang up!
60Tax preparers and insurance agents
must have a license to sell you securities.
73Beware: The
“Microsoft” Scam
74Be careful.
Recovering your money is very
difficult.
67Never Feel
Obligated To Invest Because of A
“Freebie.”
70Investment seminars
may offer free dinner, but there’s no such thing as a free
lunch.
64Beware: The “Pay
Up Front” Scam
The Pennsylvania Department of Banking and Securities developed this tool and format for consumer education purposes and has provided its use for such purposes free to the public and other regulatory bodies. The PA DoBS does not endorse or approve any modifications from its original format.
Fraud BINGO
F R A U D6
If it sounds too good to be true, it probably
is.
13Keep in mind that
good manners don't indicate personal
integrity.
10Beware of “Spoofing”
11Don't be drawn by
appearances, scam artists know the
importance of first impressions.
2Been victimized? Call Pennsylvania
Department of Banking Securities:
800-PA-BANKS
30Beware: of “Reload”
Scams
20Beware: Sending
Your Money Offshore To Collect “Tax Free” Income
18Beware: of Identity Theft and How It
Can Happen
27Utilize a “Credit
Freeze” With the Three Main Credit
Bureaus
25Opt-Out of Pre-approved Credit Card Offers at:
OptOutPrescreen.com
41Don't send money to anyone who insists
on immediate payment.
37Resist high pressure
sales tactics such as: “There’s a
shortage”
FREEFraud Info:
Call the PA Department of Banking and
Securities1-800-PA-BANKS
38Avoid Giving Out
Your Social Security Number
35Should We Give Out Personal Information
Over the Phone?
50Red Flag: “Everyone
Is In On It” Investment
57Get Ahead of The Scammers – Sign Up for “Watchdog
Alerts.”
47If in doubt, say "NO!" Trust your instincts.
58Red flag: "Limited
time offer."
60Tax preparers and insurance agents
must have a license to sell you securities.
67Never Feel
Obligated To Invest Because of A
“Freebie.”
73Beware: The
“Microsoft” Scam
64Beware: The “Pay
Up Front” Scam
68Never buy an
investment under pressure - sleep on it.
66If You Are A Victim of Fraud Report It –
Immediately!
The Pennsylvania Department of Banking and Securities developed this tool and format for consumer education purposes and has provided its use for such purposes free to the public and other regulatory bodies. The PA DoBS does not endorse or approve any modifications from its original format.
Fraud BINGO
F R A U D2
Been victimized? Call Pennsylvania
Department of Banking Securities:
800-PA-BANKS
4Keep copies of all
financial documents.
3Beware: “Counterfeit
Cashier’s Check” Scam
12Beware: Anyone
Who Calls You “Out of The Blue”
Claiming You Owe Them Money
9Check your financial
statements for accuracy.
20Beware: Sending
Your Money Offshore To Collect “Tax Free” Income
16Understand
Annuities and How They Work
19Beware: The “Credit
Repair” Scam
28Beware: Home
Improvement Scam
24Beware: Card
“Skimmers”
44Don’t Let
Embarrassment or Fear Keep You from
Reporting Fraud
41Don't send money to anyone who insists
on immediate payment.
FREEFraud Info:
Call the PA Department of Banking and
Securities1-800-PA-BANKS
43When in doubt, check out the
company.
37Resist high pressure
sales tactics such as: “There’s a
shortage”
46If sales person can’t
give you detailed answers, hang up - MUCH less risky to
do so!
58Red flag: "Limited
time offer."
48AARP’s “Fraud
Watch Network” - Beware of “Reps”
Calling from Medicare/Gov’t
Agencies
53Affinity fraud - "I'm like you so you can
trust me" scam.
49If you are told the investment should be kept a secret,
walk away.
68Never buy an
investment under pressure - sleep on it.
70Investment seminars
may offer free dinner, but there’s no such thing as a free
lunch.
69An uninformed
investor can be the best friend of a financial criminal
74Be careful.
Recovering your money is very
difficult.
75Beware: “Charity”
Scams
The Pennsylvania Department of Banking and Securities developed this tool and format for consumer education purposes and has provided its use for such purposes free to the public and other regulatory bodies. The PA DoBS does not endorse or approve any modifications from its original format.
Fraud BINGO
F R A U D5
Many victims of financial fraud are
smart and well-educated.
1Never Give Out
Personal Info Over the Phone – Unless You Initiated the Call
9Check your financial
statements for accuracy.
3Beware: “Counterfeit
Cashier’s Check” Scam
11Don't be drawn by
appearances, scam artists know the
importance of first impressions.
16Understand
Annuities and How They Work
18Beware: of Identity Theft and How It
Can Happen
26Use Caller ID!
20Beware: Sending
Your Money Offshore To Collect “Tax Free” Income
22“Arm” Yourself with Information – Learn To Spot The “Red
Flags” of Investment Fraud
41Don't send money to anyone who insists
on immediate payment.
43When in doubt, check out the
company.
FREEFraud Info:
Call the PA Department of Banking and
Securities1-800-PA-BANKS
35Should We Give Out Personal Information
Over the Phone?
37Resist high pressure
sales tactics such as: “There’s a
shortage”
47If in doubt, say "NO!" Trust your instincts.
55“Prime Bank” Scam -
Profit Like the Experts - Get The
Secrets To Success
53Affinity fraud - "I'm like you so you can
trust me" scam.
49If you are told the investment should be kept a secret,
walk away.
58Red flag: "Limited
time offer."
71Beware: The “International Lottery” Scam
64Beware: The “Pay
Up Front” Scam
65Red Flag: “Limited
Quantity”
70Investment seminars
may offer free dinner, but there’s no such thing as a free
lunch.
62Nigerian Letter
Scam, promising millions for help with
foreign business exchange.
The Pennsylvania Department of Banking and Securities developed this tool and format for consumer education purposes and has provided its use for such purposes free to the public and other regulatory bodies. The PA DoBS does not endorse or approve any modifications from its original format.
Fraud BINGO
F R A U D11
Don't be drawn by appearances, scam
artists know the importance of first
impressions.
14“Shred” Anything
with Your Name or Identifying
Information on It
12Beware: Anyone
Who Calls You “Out of The Blue”
Claiming You Owe Them Money
2Been victimized? Call Pennsylvania
Department of Banking Securities:
800-PA-BANKS
4Keep copies of all
financial documents.
17Make Sure to Use “Strong” Passwords
16Understand
Annuities and How They Work
24Beware: Card
“Skimmers”
20Beware: Sending
Your Money Offshore To Collect “Tax Free” Income
25Opt-Out of Pre-approved Credit Card Offers at:
OptOutPrescreen.com
41Don't send money to anyone who insists
on immediate payment.
38Avoid Giving Out
Your Social Security Number
FREEFraud Info:
Call the PA Department of Banking and
Securities1-800-PA-BANKS
36Make Front and Back Copies of Credit and Debit
Cards
40Report Scams In
Your Area To AARP’s Fraud Watch Network
53Affinity fraud - "I'm like you so you can
trust me" scam.
58Red flag: "Limited
time offer."
48AARP’s “Fraud
Watch Network” - Beware of “Reps”
Calling from Medicare/Gov’t
Agencies
60Tax preparers and insurance agents
must have a license to sell you securities.
55“Prime Bank” Scam -
Profit Like the Experts - Get The
Secrets To Success
62Nigerian Letter
Scam, promising millions for help with
foreign business exchange.
61If you don't
understand how the investment works,
don't buy it.
75Beware: “Charity”
Scams
73Beware: The
“Microsoft” Scam
69An uninformed
investor can be the best friend of a financial criminal
The Pennsylvania Department of Banking and Securities developed this tool and format for consumer education purposes and has provided its use for such purposes free to the public and other regulatory bodies. The PA DoBS does not endorse or approve any modifications from its original format.
Fraud BINGO
F R A U D6
If it sounds too good to be true, it probably
is.
10Beware of “Spoofing”
8Older persons are most likely to be targets of a scam.
7Low risk and high returns usually do
not go hand in hand.
3Beware: “Counterfeit
Cashier’s Check” Scam
28Beware: Home
Improvement Scam
26Use Caller ID!
22“Arm” Yourself with Information – Learn To Spot The “Red
Flags” of Investment Fraud
17Make Sure to Use “Strong” Passwords
29Beware: The IRS
Scam
43When in doubt, check out the
company.
40Report Scams In
Your Area To AARP’s Fraud Watch Network
FREEFraud Info:
Call the PA Department of Banking and
Securities1-800-PA-BANKS
38Avoid Giving Out
Your Social Security Number
32Protect Yourself
from Scams and ID Theft
50Red Flag: “Everyone
Is In On It” Investment
53Affinity fraud - "I'm like you so you can
trust me" scam.
48AARP’s “Fraud
Watch Network” - Beware of “Reps”
Calling from Medicare/Gov’t
Agencies
56Red flag: "Risk free"
and "Guaranteed."
59Be alert when you hear "Last chance, you must act now."
Hang up!
75Beware: “Charity”
Scams
72Seniors are the
number one target of frauds and scams.
74Be careful.
Recovering your money is very
difficult.
68Never buy an
investment under pressure - sleep on it.
73Beware: The
“Microsoft” Scam
The Pennsylvania Department of Banking and Securities developed this tool and format for consumer education purposes and has provided its use for such purposes free to the public and other regulatory bodies. The PA DoBS does not endorse or approve any modifications from its original format.
Fraud BINGO
F R A U D11
Don't be drawn by appearances, scam
artists know the importance of first
impressions.
12Beware: Anyone
Who Calls You “Out of The Blue”
Claiming You Owe Them Money
3Beware: “Counterfeit
Cashier’s Check” Scam
1Never Give Out
Personal Info Over the Phone – Unless You Initiated the Call
8Older persons are most likely to be targets of a scam.
21Don't give out
personal information because of an
unsolicited sales pitch.
23Read the fine print before you sign up.
30Beware: of “Reload”
Scams
16Understand
Annuities and How They Work
25Opt-Out of Pre-approved Credit Card Offers at:
OptOutPrescreen.com
34Beware: The
“Romance” Scam
36Make Front and Back Copies of Credit and Debit
Cards
FREEFraud Info:
Call the PA Department of Banking and
Securities1-800-PA-BANKS
43When in doubt, check out the
company.
33Check Out Strangers
Touting Strange Deals
59Be alert when you hear "Last chance, you must act now."
Hang up!
53Affinity fraud - "I'm like you so you can
trust me" scam.
57Get Ahead of The Scammers – Sign Up for “Watchdog
Alerts.”
58Red flag: "Limited
time offer."
48AARP’s “Fraud
Watch Network” - Beware of “Reps”
Calling from Medicare/Gov’t
Agencies
69An uninformed
investor can be the best friend of a financial criminal
73Beware: The
“Microsoft” Scam
75Beware: “Charity”
Scams
62Nigerian Letter
Scam, promising millions for help with
foreign business exchange.
64Beware: The “Pay
Up Front” Scam
The Pennsylvania Department of Banking and Securities developed this tool and format for consumer education purposes and has provided its use for such purposes free to the public and other regulatory bodies. The PA DoBS does not endorse or approve any modifications from its original format.
Fraud BINGO
F R A U D5
Many victims of financial fraud are
smart and well-educated.
14“Shred” Anything
with Your Name or Identifying
Information on It
4Keep copies of all
financial documents.
3Beware: “Counterfeit
Cashier’s Check” Scam
6If it sounds too good to be true, it probably
is.
23Read the fine print before you sign up.
24Beware: Card
“Skimmers”
29Beware: The IRS
Scam
25Opt-Out of Pre-approved Credit Card Offers at:
OptOutPrescreen.com
22“Arm” Yourself with Information – Learn To Spot The “Red
Flags” of Investment Fraud
37Resist high pressure
sales tactics such as: “There’s a
shortage”
31Beware: "Family
Member in Distress" Scam.
FREEFraud Info:
Call the PA Department of Banking and
Securities1-800-PA-BANKS
33Check Out Strangers
Touting Strange Deals
34Beware: The
“Romance” Scam
59Be alert when you hear "Last chance, you must act now."
Hang up!
49If you are told the investment should be kept a secret,
walk away.
56Red flag: "Risk free"
and "Guaranteed."
52Scam artists use
Internet tools such as unsolicited email
to spread false information
48AARP’s “Fraud
Watch Network” - Beware of “Reps”
Calling from Medicare/Gov’t
Agencies
62Nigerian Letter
Scam, promising millions for help with
foreign business exchange.
72Seniors are the
number one target of frauds and scams.
71Beware: The “International Lottery” Scam
70Investment seminars
may offer free dinner, but there’s no such thing as a free
lunch.
68Never buy an
investment under pressure - sleep on it.
The Pennsylvania Department of Banking and Securities developed this tool and format for consumer education purposes and has provided its use for such purposes free to the public and other regulatory bodies. The PA DoBS does not endorse or approve any modifications from its original format.
Fraud BINGO
F R A U D5
Many victims of financial fraud are
smart and well-educated.
2Been victimized? Call Pennsylvania
Department of Banking Securities:
800-PA-BANKS
1Never Give Out
Personal Info Over the Phone – Unless You Initiated the Call
6If it sounds too good to be true, it probably
is.
8Older persons are most likely to be targets of a scam.
26Use Caller ID!
19Beware: The “Credit
Repair” Scam
29Beware: The IRS
Scam
30Beware: of “Reload”
Scams
17Make Sure to Use “Strong” Passwords
34Beware: The
“Romance” Scam
45Report Scams to the
Pennsylvania Department of Banking and
Securities: 800-PA-BANKSFREE
Fraud Info:Call the PA
Department of Banking and
Securities1-800-PA-BANKS
35Should We Give Out Personal Information
Over the Phone?
43When in doubt, check out the
company.
54Promissory notes - a promise isn't always
a promise.
48AARP’s “Fraud
Watch Network” - Beware of “Reps”
Calling from Medicare/Gov’t
Agencies
55“Prime Bank” Scam -
Profit Like the Experts - Get The
Secrets To Success
57Get Ahead of The Scammers – Sign Up for “Watchdog
Alerts.”
50Red Flag: “Everyone
Is In On It” Investment
68Never buy an
investment under pressure - sleep on it.
72Seniors are the
number one target of frauds and scams.
74Be careful.
Recovering your money is very
difficult.
66If You Are A Victim of Fraud Report It –
Immediately!
62Nigerian Letter
Scam, promising millions for help with
foreign business exchange.
The Pennsylvania Department of Banking and Securities developed this tool and format for consumer education purposes and has provided its use for such purposes free to the public and other regulatory bodies. The PA DoBS does not endorse or approve any modifications from its original format.
Fraud BINGO
F R A U D12
Beware: Anyone Who Calls You “Out
of The Blue” Claiming You Owe
Them Money
15Get a Copy of Your Free Credit Report
At: annualcreditreport.co
m
10Beware of “Spoofing”
3Beware: “Counterfeit
Cashier’s Check” Scam
9Check your financial
statements for accuracy.
25Opt-Out of Pre-approved Credit Card Offers at:
OptOutPrescreen.com
29Beware: The IRS
Scam
19Beware: The “Credit
Repair” Scam
16Understand
Annuities and How They Work
20Beware: Sending
Your Money Offshore To Collect “Tax Free” Income
42Follow the
Department on Twitter
@PAFinancialReg
43When in doubt, check out the
company.
FREEFraud Info:
Call the PA Department of Banking and
Securities1-800-PA-BANKS
33Check Out Strangers
Touting Strange Deals
44Don’t Let
Embarrassment or Fear Keep You from
Reporting Fraud
60Tax preparers and insurance agents
must have a license to sell you securities.
57Get Ahead of The Scammers – Sign Up for “Watchdog
Alerts.”
54Promissory notes - a promise isn't always
a promise.
46If sales person can’t
give you detailed answers, hang up - MUCH less risky to
do so!
59Be alert when you hear "Last chance, you must act now."
Hang up!
65Red Flag: “Limited
Quantity”
63Beware: Ponzi
Schemes
74Be careful.
Recovering your money is very
difficult.
68Never buy an
investment under pressure - sleep on it.
71Beware: The “International Lottery” Scam
The Pennsylvania Department of Banking and Securities developed this tool and format for consumer education purposes and has provided its use for such purposes free to the public and other regulatory bodies. The PA DoBS does not endorse or approve any modifications from its original format.
Fraud BINGO
F R A U D15
Get a Copy of Your Free Credit Report
At: annualcreditreport.co
m
2Been victimized? Call Pennsylvania
Department of Banking Securities:
800-PA-BANKS
3Beware: “Counterfeit
Cashier’s Check” Scam
4Keep copies of all
financial documents.
6If it sounds too good to be true, it probably
is.
28Beware: Home
Improvement Scam
16Understand
Annuities and How They Work
25Opt-Out of Pre-approved Credit Card Offers at:
OptOutPrescreen.com
26Use Caller ID!
30Beware: of “Reload”
Scams
31Beware: "Family
Member in Distress" Scam.
35Should We Give Out Personal Information
Over the Phone?
FREEFraud Info:
Call the PA Department of Banking and
Securities1-800-PA-BANKS
32Protect Yourself
from Scams and ID Theft
39Check out the DoBS on Facebook at PA Investor Education
50Red Flag: “Everyone
Is In On It” Investment
58Red flag: "Limited
time offer."
46If sales person can’t
give you detailed answers, hang up - MUCH less risky to
do so!
52Scam artists use
Internet tools such as unsolicited email
to spread false information
54Promissory notes - a promise isn't always
a promise.
63Beware: Ponzi
Schemes
70Investment seminars
may offer free dinner, but there’s no such thing as a free
lunch.
65Red Flag: “Limited
Quantity”
64Beware: The “Pay
Up Front” Scam
62Nigerian Letter
Scam, promising millions for help with
foreign business exchange.
The Pennsylvania Department of Banking and Securities developed this tool and format for consumer education purposes and has provided its use for such purposes free to the public and other regulatory bodies. The PA DoBS does not endorse or approve any modifications from its original format.
Fraud BINGO
F R A U D12
Beware: Anyone Who Calls You “Out
of The Blue” Claiming You Owe
Them Money
10Beware of “Spoofing”
14“Shred” Anything
with Your Name or Identifying
Information on It
2Been victimized? Call Pennsylvania
Department of Banking Securities:
800-PA-BANKS
13Keep in mind that
good manners don't indicate personal
integrity.
26Use Caller ID!
18Beware: of Identity Theft and How It
Can Happen
25Opt-Out of Pre-approved Credit Card Offers at:
OptOutPrescreen.com
20Beware: Sending
Your Money Offshore To Collect “Tax Free” Income
27Utilize a “Credit
Freeze” With the Three Main Credit
Bureaus
39Check out the DoBS on Facebook at PA Investor Education
36Make Front and Back Copies of Credit and Debit
Cards
FREEFraud Info:
Call the PA Department of Banking and
Securities1-800-PA-BANKS
38Avoid Giving Out
Your Social Security Number
35Should We Give Out Personal Information
Over the Phone?
51Don’t Chase
“Phantom Riches.”
53Affinity fraud - "I'm like you so you can
trust me" scam.
49If you are told the investment should be kept a secret,
walk away.
55“Prime Bank” Scam -
Profit Like the Experts - Get The
Secrets To Success
59Be alert when you hear "Last chance, you must act now."
Hang up!
62Nigerian Letter
Scam, promising millions for help with
foreign business exchange.
73Beware: The
“Microsoft” Scam
67Never Feel
Obligated To Invest Because of A
“Freebie.”
72Seniors are the
number one target of frauds and scams.
64Beware: The “Pay
Up Front” Scam
The Pennsylvania Department of Banking and Securities developed this tool and format for consumer education purposes and has provided its use for such purposes free to the public and other regulatory bodies. The PA DoBS does not endorse or approve any modifications from its original format.
Fraud BINGO
F R A U D9
Check your financial statements for
accuracy.
1Never Give Out
Personal Info Over the Phone – Unless You Initiated the Call
11Don't be drawn by
appearances, scam artists know the
importance of first impressions.
12Beware: Anyone
Who Calls You “Out of The Blue”
Claiming You Owe Them Money
3Beware: “Counterfeit
Cashier’s Check” Scam
22“Arm” Yourself with Information – Learn To Spot The “Red
Flags” of Investment Fraud
28Beware: Home
Improvement Scam
25Opt-Out of Pre-approved Credit Card Offers at:
OptOutPrescreen.com
19Beware: The “Credit
Repair” Scam
26Use Caller ID!
41Don't send money to anyone who insists
on immediate payment.
39Check out the DoBS on Facebook at PA Investor Education
FREEFraud Info:
Call the PA Department of Banking and
Securities1-800-PA-BANKS
36Make Front and Back Copies of Credit and Debit
Cards
38Avoid Giving Out
Your Social Security Number
57Get Ahead of The Scammers – Sign Up for “Watchdog
Alerts.”
49If you are told the investment should be kept a secret,
walk away.
54Promissory notes - a promise isn't always
a promise.
50Red Flag: “Everyone
Is In On It” Investment
52Scam artists use
Internet tools such as unsolicited email
to spread false information
64Beware: The “Pay
Up Front” Scam
68Never buy an
investment under pressure - sleep on it.
70Investment seminars
may offer free dinner, but there’s no such thing as a free
lunch.
75Beware: “Charity”
Scams
72Seniors are the
number one target of frauds and scams.
The Pennsylvania Department of Banking and Securities developed this tool and format for consumer education purposes and has provided its use for such purposes free to the public and other regulatory bodies. The PA DoBS does not endorse or approve any modifications from its original format.
Fraud BINGO
F R A U D4
Keep copies of all financial documents.
2Been victimized? Call Pennsylvania
Department of Banking Securities:
800-PA-BANKS
6If it sounds too good to be true, it probably
is.
14“Shred” Anything
with Your Name or Identifying
Information on It
1Never Give Out
Personal Info Over the Phone – Unless You Initiated the Call
24Beware: Card
“Skimmers”
20Beware: Sending
Your Money Offshore To Collect “Tax Free” Income
18Beware: of Identity Theft and How It
Can Happen
28Beware: Home
Improvement Scam
17Make Sure to Use “Strong” Passwords
36Make Front and Back Copies of Credit and Debit
Cards
39Check out the DoBS on Facebook at PA Investor Education
FREEFraud Info:
Call the PA Department of Banking and
Securities1-800-PA-BANKS
38Avoid Giving Out
Your Social Security Number
41Don't send money to anyone who insists
on immediate payment.
46If sales person can’t
give you detailed answers, hang up - MUCH less risky to
do so!
58Red flag: "Limited
time offer."
50Red Flag: “Everyone
Is In On It” Investment
48AARP’s “Fraud
Watch Network” - Beware of “Reps”
Calling from Medicare/Gov’t
Agencies
53Affinity fraud - "I'm like you so you can
trust me" scam.
66If You Are A Victim of Fraud Report It –
Immediately!
62Nigerian Letter
Scam, promising millions for help with
foreign business exchange.
69An uninformed
investor can be the best friend of a financial criminal
74Be careful.
Recovering your money is very
difficult.
61If you don't
understand how the investment works,
don't buy it.
The Pennsylvania Department of Banking and Securities developed this tool and format for consumer education purposes and has provided its use for such purposes free to the public and other regulatory bodies. The PA DoBS does not endorse or approve any modifications from its original format.
Fraud BINGO
F R A U D11
Don't be drawn by appearances, scam
artists know the importance of first
impressions.
4Keep copies of all
financial documents.
9Check your financial
statements for accuracy.
10Beware of “Spoofing”
1Never Give Out
Personal Info Over the Phone – Unless You Initiated the Call
29Beware: The IRS
Scam
24Beware: Card
“Skimmers”
22“Arm” Yourself with Information – Learn To Spot The “Red
Flags” of Investment Fraud
28Beware: Home
Improvement Scam
21Don't give out
personal information because of an
unsolicited sales pitch.
36Make Front and Back Copies of Credit and Debit
Cards
37Resist high pressure
sales tactics such as: “There’s a
shortage”
FREEFraud Info:
Call the PA Department of Banking and
Securities1-800-PA-BANKS
43When in doubt, check out the
company.
41Don't send money to anyone who insists
on immediate payment.
60Tax preparers and insurance agents
must have a license to sell you securities.
59Be alert when you hear "Last chance, you must act now."
Hang up!
57Get Ahead of The Scammers – Sign Up for “Watchdog
Alerts.”
49If you are told the investment should be kept a secret,
walk away.
53Affinity fraud - "I'm like you so you can
trust me" scam.
72Seniors are the
number one target of frauds and scams.
63Beware: Ponzi
Schemes
73Beware: The
“Microsoft” Scam
61If you don't
understand how the investment works,
don't buy it.
71Beware: The “International Lottery” Scam
The Pennsylvania Department of Banking and Securities developed this tool and format for consumer education purposes and has provided its use for such purposes free to the public and other regulatory bodies. The PA DoBS does not endorse or approve any modifications from its original format.
Fraud BINGO
F R A U D4
Keep copies of all financial documents.
14“Shred” Anything
with Your Name or Identifying
Information on It
7Low risk and high returns usually do
not go hand in hand.
5Many victims of
financial fraud are smart and well-
educated.
8Older persons are most likely to be targets of a scam.
23Read the fine print before you sign up.
29Beware: The IRS
Scam
28Beware: Home
Improvement Scam
30Beware: of “Reload”
Scams
18Beware: of Identity Theft and How It
Can Happen
41Don't send money to anyone who insists
on immediate payment.
31Beware: "Family
Member in Distress" Scam.
FREEFraud Info:
Call the PA Department of Banking and
Securities1-800-PA-BANKS
44Don’t Let
Embarrassment or Fear Keep You from
Reporting Fraud
37Resist high pressure
sales tactics such as: “There’s a
shortage”
54Promissory notes - a promise isn't always
a promise.
52Scam artists use
Internet tools such as unsolicited email
to spread false information
56Red flag: "Risk free"
and "Guaranteed."
48AARP’s “Fraud
Watch Network” - Beware of “Reps”
Calling from Medicare/Gov’t
Agencies
59Be alert when you hear "Last chance, you must act now."
Hang up!
68Never buy an
investment under pressure - sleep on it.
63Beware: Ponzi
Schemes
73Beware: The
“Microsoft” Scam
67Never Feel
Obligated To Invest Because of A
“Freebie.”
65Red Flag: “Limited
Quantity”
The Pennsylvania Department of Banking and Securities developed this tool and format for consumer education purposes and has provided its use for such purposes free to the public and other regulatory bodies. The PA DoBS does not endorse or approve any modifications from its original format.
Fraud BINGO
F R A U D5
Many victims of financial fraud are
smart and well-educated.
13Keep in mind that
good manners don't indicate personal
integrity.
9Check your financial
statements for accuracy.
3Beware: “Counterfeit
Cashier’s Check” Scam
10Beware of “Spoofing”
19Beware: The “Credit
Repair” Scam
29Beware: The IRS
Scam
22“Arm” Yourself with Information – Learn To Spot The “Red
Flags” of Investment Fraud
18Beware: of Identity Theft and How It
Can Happen
28Beware: Home
Improvement Scam
37Resist high pressure
sales tactics such as: “There’s a
shortage”
36Make Front and Back Copies of Credit and Debit
Cards
FREEFraud Info:
Call the PA Department of Banking and
Securities1-800-PA-BANKS
33Check Out Strangers
Touting Strange Deals
34Beware: The
“Romance” Scam
57Get Ahead of The Scammers – Sign Up for “Watchdog
Alerts.”
53Affinity fraud - "I'm like you so you can
trust me" scam.
49If you are told the investment should be kept a secret,
walk away.
50Red Flag: “Everyone
Is In On It” Investment
52Scam artists use
Internet tools such as unsolicited email
to spread false information
64Beware: The “Pay
Up Front” Scam
69An uninformed
investor can be the best friend of a financial criminal
74Be careful.
Recovering your money is very
difficult.
65Red Flag: “Limited
Quantity”
62Nigerian Letter
Scam, promising millions for help with
foreign business exchange.
The Pennsylvania Department of Banking and Securities developed this tool and format for consumer education purposes and has provided its use for such purposes free to the public and other regulatory bodies. The PA DoBS does not endorse or approve any modifications from its original format.
Fraud BINGO
F R A U D8
Older persons are most likely to be targets of a scam.
6If it sounds too good to be true, it probably
is.
5Many victims of
financial fraud are smart and well-
educated.
11Don't be drawn by
appearances, scam artists know the
importance of first impressions.
1Never Give Out
Personal Info Over the Phone – Unless You Initiated the Call
26Use Caller ID!
23Read the fine print before you sign up.
22“Arm” Yourself with Information – Learn To Spot The “Red
Flags” of Investment Fraud
30Beware: of “Reload”
Scams
25Opt-Out of Pre-approved Credit Card Offers at:
OptOutPrescreen.com
39Check out the DoBS on Facebook at PA Investor Education
35Should We Give Out Personal Information
Over the Phone?
FREEFraud Info:
Call the PA Department of Banking and
Securities1-800-PA-BANKS
45Report Scams to the
Pennsylvania Department of Banking and
Securities: 800-PA-BANKS
34Beware: The
“Romance” Scam
47If in doubt, say "NO!" Trust your instincts.
56Red flag: "Risk free"
and "Guaranteed."
46If sales person can’t
give you detailed answers, hang up - MUCH less risky to
do so!
52Scam artists use
Internet tools such as unsolicited email
to spread false information
58Red flag: "Limited
time offer."
64Beware: The “Pay
Up Front” Scam
71Beware: The “International Lottery” Scam
61If you don't
understand how the investment works,
don't buy it.
72Seniors are the
number one target of frauds and scams.
65Red Flag: “Limited
Quantity”
The Pennsylvania Department of Banking and Securities developed this tool and format for consumer education purposes and has provided its use for such purposes free to the public and other regulatory bodies. The PA DoBS does not endorse or approve any modifications from its original format.
Fraud BINGO
F R A U D2
Been victimized? Call Pennsylvania
Department of Banking Securities:
800-PA-BANKS
11Don't be drawn by
appearances, scam artists know the
importance of first impressions.
14“Shred” Anything
with Your Name or Identifying
Information on It
5Many victims of
financial fraud are smart and well-
educated.
9Check your financial
statements for accuracy.
18Beware: of Identity Theft and How It
Can Happen
28Beware: Home
Improvement Scam
24Beware: Card
“Skimmers”
16Understand
Annuities and How They Work
30Beware: of “Reload”
Scams
34Beware: The
“Romance” Scam
37Resist high pressure
sales tactics such as: “There’s a
shortage”
FREEFraud Info:
Call the PA Department of Banking and
Securities1-800-PA-BANKS
44Don’t Let
Embarrassment or Fear Keep You from
Reporting Fraud
35Should We Give Out Personal Information
Over the Phone?
48AARP’s “Fraud
Watch Network” - Beware of “Reps”
Calling from Medicare/Gov’t
Agencies
47If in doubt, say "NO!" Trust your instincts.
59Be alert when you hear "Last chance, you must act now."
Hang up!
54Promissory notes - a promise isn't always
a promise.
50Red Flag: “Everyone
Is In On It” Investment
70Investment seminars
may offer free dinner, but there’s no such thing as a free
lunch.
62Nigerian Letter
Scam, promising millions for help with
foreign business exchange.
69An uninformed
investor can be the best friend of a financial criminal
65Red Flag: “Limited
Quantity”
68Never buy an
investment under pressure - sleep on it.
The Pennsylvania Department of Banking and Securities developed this tool and format for consumer education purposes and has provided its use for such purposes free to the public and other regulatory bodies. The PA DoBS does not endorse or approve any modifications from its original format.
Fraud BINGO
F R A U D6
If it sounds too good to be true, it probably
is.
13Keep in mind that
good manners don't indicate personal
integrity.
3Beware: “Counterfeit
Cashier’s Check” Scam
1Never Give Out
Personal Info Over the Phone – Unless You Initiated the Call
15Get a Copy of Your Free Credit Report
At: annualcreditreport.co
m
26Use Caller ID!
23Read the fine print before you sign up.
21Don't give out
personal information because of an
unsolicited sales pitch.
19Beware: The “Credit
Repair” Scam
25Opt-Out of Pre-approved Credit Card Offers at:
OptOutPrescreen.com
45Report Scams to the
Pennsylvania Department of Banking and
Securities: 800-PA-BANKS
37Resist high pressure
sales tactics such as: “There’s a
shortage”
FREEFraud Info:
Call the PA Department of Banking and
Securities1-800-PA-BANKS
44Don’t Let
Embarrassment or Fear Keep You from
Reporting Fraud
33Check Out Strangers
Touting Strange Deals
56Red flag: "Risk free"
and "Guaranteed."
53Affinity fraud - "I'm like you so you can
trust me" scam.
60Tax preparers and insurance agents
must have a license to sell you securities.
52Scam artists use
Internet tools such as unsolicited email
to spread false information
49If you are told the investment should be kept a secret,
walk away.
75Beware: “Charity”
Scams
68Never buy an
investment under pressure - sleep on it.
61If you don't
understand how the investment works,
don't buy it.
62Nigerian Letter
Scam, promising millions for help with
foreign business exchange.
71Beware: The “International Lottery” Scam
The Pennsylvania Department of Banking and Securities developed this tool and format for consumer education purposes and has provided its use for such purposes free to the public and other regulatory bodies. The PA DoBS does not endorse or approve any modifications from its original format.
Fraud BINGO
F R A U D8
Older persons are most likely to be targets of a scam.
10Beware of “Spoofing”
6If it sounds too good to be true, it probably
is.
15Get a Copy of Your Free Credit Report
At: annualcreditreport.co
m
2Been victimized? Call Pennsylvania
Department of Banking Securities:
800-PA-BANKS
27Utilize a “Credit
Freeze” With the Three Main Credit
Bureaus
23Read the fine print before you sign up.
20Beware: Sending
Your Money Offshore To Collect “Tax Free” Income
19Beware: The “Credit
Repair” Scam
28Beware: Home
Improvement Scam
45Report Scams to the
Pennsylvania Department of Banking and
Securities: 800-PA-BANKS
33Check Out Strangers
Touting Strange Deals
FREEFraud Info:
Call the PA Department of Banking and
Securities1-800-PA-BANKS
44Don’t Let
Embarrassment or Fear Keep You from
Reporting Fraud
37Resist high pressure
sales tactics such as: “There’s a
shortage”
57Get Ahead of The Scammers – Sign Up for “Watchdog
Alerts.”
53Affinity fraud - "I'm like you so you can
trust me" scam.
59Be alert when you hear "Last chance, you must act now."
Hang up!
51Don’t Chase
“Phantom Riches.”
52Scam artists use
Internet tools such as unsolicited email
to spread false information
75Beware: “Charity”
Scams
65Red Flag: “Limited
Quantity”
71Beware: The “International Lottery” Scam
68Never buy an
investment under pressure - sleep on it.
61If you don't
understand how the investment works,
don't buy it.
The Pennsylvania Department of Banking and Securities developed this tool and format for consumer education purposes and has provided its use for such purposes free to the public and other regulatory bodies. The PA DoBS does not endorse or approve any modifications from its original format.
Fraud BINGO
F R A U D15
Get a Copy of Your Free Credit Report
At: annualcreditreport.co
m
13Keep in mind that
good manners don't indicate personal
integrity.
14“Shred” Anything
with Your Name or Identifying
Information on It
2Been victimized? Call Pennsylvania
Department of Banking Securities:
800-PA-BANKS
5Many victims of
financial fraud are smart and well-
educated.
26Use Caller ID!
30Beware: of “Reload”
Scams
20Beware: Sending
Your Money Offshore To Collect “Tax Free” Income
28Beware: Home
Improvement Scam
17Make Sure to Use “Strong” Passwords
44Don’t Let
Embarrassment or Fear Keep You from
Reporting Fraud
38Avoid Giving Out
Your Social Security Number
FREEFraud Info:
Call the PA Department of Banking and
Securities1-800-PA-BANKS
40Report Scams In
Your Area To AARP’s Fraud Watch Network
41Don't send money to anyone who insists
on immediate payment.
51Don’t Chase
“Phantom Riches.”
58Red flag: "Limited
time offer."
46If sales person can’t
give you detailed answers, hang up - MUCH less risky to
do so!
59Be alert when you hear "Last chance, you must act now."
Hang up!
52Scam artists use
Internet tools such as unsolicited email
to spread false information
67Never Feel
Obligated To Invest Because of A
“Freebie.”
64Beware: The “Pay
Up Front” Scam
71Beware: The “International Lottery” Scam
63Beware: Ponzi
Schemes
61If you don't
understand how the investment works,
don't buy it.
The Pennsylvania Department of Banking and Securities developed this tool and format for consumer education purposes and has provided its use for such purposes free to the public and other regulatory bodies. The PA DoBS does not endorse or approve any modifications from its original format.
Fraud BINGO
F R A U D8
Older persons are most likely to be targets of a scam.
2Been victimized? Call Pennsylvania
Department of Banking Securities:
800-PA-BANKS
5Many victims of
financial fraud are smart and well-
educated.
11Don't be drawn by
appearances, scam artists know the
importance of first impressions.
9Check your financial
statements for accuracy.
20Beware: Sending
Your Money Offshore To Collect “Tax Free” Income
16Understand
Annuities and How They Work
28Beware: Home
Improvement Scam
24Beware: Card
“Skimmers”
21Don't give out
personal information because of an
unsolicited sales pitch.
44Don’t Let
Embarrassment or Fear Keep You from
Reporting Fraud
40Report Scams In
Your Area To AARP’s Fraud Watch Network
FREEFraud Info:
Call the PA Department of Banking and
Securities1-800-PA-BANKS
37Resist high pressure
sales tactics such as: “There’s a
shortage”
42Follow the
Department on Twitter
@PAFinancialReg
60Tax preparers and insurance agents
must have a license to sell you securities.
58Red flag: "Limited
time offer."
52Scam artists use
Internet tools such as unsolicited email
to spread false information
48AARP’s “Fraud
Watch Network” - Beware of “Reps”
Calling from Medicare/Gov’t
Agencies
59Be alert when you hear "Last chance, you must act now."
Hang up!
67Never Feel
Obligated To Invest Because of A
“Freebie.”
74Be careful.
Recovering your money is very
difficult.
63Beware: Ponzi
Schemes
71Beware: The “International Lottery” Scam
62Nigerian Letter
Scam, promising millions for help with
foreign business exchange.
The Pennsylvania Department of Banking and Securities developed this tool and format for consumer education purposes and has provided its use for such purposes free to the public and other regulatory bodies. The PA DoBS does not endorse or approve any modifications from its original format.
Fraud BINGO
F R A U D3
Beware: “Counterfeit Cashier’s Check”
Scam
8Older persons are most likely to be targets of a scam.
7Low risk and high returns usually do
not go hand in hand.
11Don't be drawn by
appearances, scam artists know the
importance of first impressions.
12Beware: Anyone
Who Calls You “Out of The Blue”
Claiming You Owe Them Money
18Beware: of Identity Theft and How It
Can Happen
30Beware: of “Reload”
Scams
25Opt-Out of Pre-approved Credit Card Offers at:
OptOutPrescreen.com
23Read the fine print before you sign up.
27Utilize a “Credit
Freeze” With the Three Main Credit
Bureaus
37Resist high pressure
sales tactics such as: “There’s a
shortage”
42Follow the
Department on Twitter
@PAFinancialReg
FREEFraud Info:
Call the PA Department of Banking and
Securities1-800-PA-BANKS
39Check out the DoBS on Facebook at PA Investor Education
45Report Scams to the
Pennsylvania Department of Banking and
Securities: 800-PA-BANKS
56Red flag: "Risk free"
and "Guaranteed."
60Tax preparers and insurance agents
must have a license to sell you securities.
51Don’t Chase
“Phantom Riches.”
58Red flag: "Limited
time offer."
59Be alert when you hear "Last chance, you must act now."
Hang up!
61If you don't
understand how the investment works,
don't buy it.
71Beware: The “International Lottery” Scam
74Be careful.
Recovering your money is very
difficult.
67Never Feel
Obligated To Invest Because of A
“Freebie.”
68Never buy an
investment under pressure - sleep on it.
The Pennsylvania Department of Banking and Securities developed this tool and format for consumer education purposes and has provided its use for such purposes free to the public and other regulatory bodies. The PA DoBS does not endorse or approve any modifications from its original format.
Fraud BINGO
F R A U D15
Get a Copy of Your Free Credit Report
At: annualcreditreport.co
m
12Beware: Anyone
Who Calls You “Out of The Blue”
Claiming You Owe Them Money
7Low risk and high returns usually do
not go hand in hand.
10Beware of “Spoofing”
6If it sounds too good to be true, it probably
is.
30Beware: of “Reload”
Scams
20Beware: Sending
Your Money Offshore To Collect “Tax Free” Income
19Beware: The “Credit
Repair” Scam
23Read the fine print before you sign up.
16Understand
Annuities and How They Work
34Beware: The
“Romance” Scam
43When in doubt, check out the
company.
FREEFraud Info:
Call the PA Department of Banking and
Securities1-800-PA-BANKS
38Avoid Giving Out
Your Social Security Number
42Follow the
Department on Twitter
@PAFinancialReg
52Scam artists use
Internet tools such as unsolicited email
to spread false information
56Red flag: "Risk free"
and "Guaranteed."
57Get Ahead of The Scammers – Sign Up for “Watchdog
Alerts.”
55“Prime Bank” Scam -
Profit Like the Experts - Get The
Secrets To Success
58Red flag: "Limited
time offer."
66If You Are A Victim of Fraud Report It –
Immediately!
63Beware: Ponzi
Schemes
70Investment seminars
may offer free dinner, but there’s no such thing as a free
lunch.
73Beware: The
“Microsoft” Scam
61If you don't
understand how the investment works,
don't buy it.
The Pennsylvania Department of Banking and Securities developed this tool and format for consumer education purposes and has provided its use for such purposes free to the public and other regulatory bodies. The PA DoBS does not endorse or approve any modifications from its original format.
Fraud BINGO
F R A U D4
Keep copies of all financial documents.
6If it sounds too good to be true, it probably
is.
13Keep in mind that
good manners don't indicate personal
integrity.
10Beware of “Spoofing”
5Many victims of
financial fraud are smart and well-
educated.
28Beware: Home
Improvement Scam
27Utilize a “Credit
Freeze” With the Three Main Credit
Bureaus
19Beware: The “Credit
Repair” Scam
22“Arm” Yourself with Information – Learn To Spot The “Red
Flags” of Investment Fraud
25Opt-Out of Pre-approved Credit Card Offers at:
OptOutPrescreen.com
35Should We Give Out Personal Information
Over the Phone?
39Check out the DoBS on Facebook at PA Investor Education
FREEFraud Info:
Call the PA Department of Banking and
Securities1-800-PA-BANKS
36Make Front and Back Copies of Credit and Debit
Cards
34Beware: The
“Romance” Scam
50Red Flag: “Everyone
Is In On It” Investment
49If you are told the investment should be kept a secret,
walk away.
54Promissory notes - a promise isn't always
a promise.
56Red flag: "Risk free"
and "Guaranteed."
55“Prime Bank” Scam -
Profit Like the Experts - Get The
Secrets To Success
63Beware: Ponzi
Schemes
64Beware: The “Pay
Up Front” Scam
67Never Feel
Obligated To Invest Because of A
“Freebie.”
71Beware: The “International Lottery” Scam
68Never buy an
investment under pressure - sleep on it.
The Pennsylvania Department of Banking and Securities developed this tool and format for consumer education purposes and has provided its use for such purposes free to the public and other regulatory bodies. The PA DoBS does not endorse or approve any modifications from its original format.
Fraud BINGO
F R A U D8
Older persons are most likely to be targets of a scam.
14“Shred” Anything
with Your Name or Identifying
Information on It
4Keep copies of all
financial documents.
1Never Give Out
Personal Info Over the Phone – Unless You Initiated the Call
2Been victimized? Call Pennsylvania
Department of Banking Securities:
800-PA-BANKS
25Opt-Out of Pre-approved Credit Card Offers at:
OptOutPrescreen.com
17Make Sure to Use “Strong” Passwords
16Understand
Annuities and How They Work
23Read the fine print before you sign up.
27Utilize a “Credit
Freeze” With the Three Main Credit
Bureaus
31Beware: "Family
Member in Distress" Scam.
43When in doubt, check out the
company.
FREEFraud Info:
Call the PA Department of Banking and
Securities1-800-PA-BANKS
44Don’t Let
Embarrassment or Fear Keep You from
Reporting Fraud
41Don't send money to anyone who insists
on immediate payment.
47If in doubt, say "NO!" Trust your instincts.
57Get Ahead of The Scammers – Sign Up for “Watchdog
Alerts.”
54Promissory notes - a promise isn't always
a promise.
58Red flag: "Limited
time offer."
50Red Flag: “Everyone
Is In On It” Investment
67Never Feel
Obligated To Invest Because of A
“Freebie.”
64Beware: The “Pay
Up Front” Scam
66If You Are A Victim of Fraud Report It –
Immediately!
72Seniors are the
number one target of frauds and scams.
70Investment seminars
may offer free dinner, but there’s no such thing as a free
lunch.
The Pennsylvania Department of Banking and Securities developed this tool and format for consumer education purposes and has provided its use for such purposes free to the public and other regulatory bodies. The PA DoBS does not endorse or approve any modifications from its original format.
Fraud BINGO
F R A U D9
Check your financial statements for
accuracy.
3Beware: “Counterfeit
Cashier’s Check” Scam
11Don't be drawn by
appearances, scam artists know the
importance of first impressions.
10Beware of “Spoofing”
7Low risk and high returns usually do
not go hand in hand.
19Beware: The “Credit
Repair” Scam
28Beware: Home
Improvement Scam
30Beware: of “Reload”
Scams
24Beware: Card
“Skimmers”
16Understand
Annuities and How They Work
31Beware: "Family
Member in Distress" Scam.
39Check out the DoBS on Facebook at PA Investor Education
FREEFraud Info:
Call the PA Department of Banking and
Securities1-800-PA-BANKS
36Make Front and Back Copies of Credit and Debit
Cards
34Beware: The
“Romance” Scam
47If in doubt, say "NO!" Trust your instincts.
59Be alert when you hear "Last chance, you must act now."
Hang up!
58Red flag: "Limited
time offer."
49If you are told the investment should be kept a secret,
walk away.
50Red Flag: “Everyone
Is In On It” Investment
74Be careful.
Recovering your money is very
difficult.
75Beware: “Charity”
Scams
70Investment seminars
may offer free dinner, but there’s no such thing as a free
lunch.
66If You Are A Victim of Fraud Report It –
Immediately!
64Beware: The “Pay
Up Front” Scam
The Pennsylvania Department of Banking and Securities developed this tool and format for consumer education purposes and has provided its use for such purposes free to the public and other regulatory bodies. The PA DoBS does not endorse or approve any modifications from its original format.
Fraud BINGO
F R A U D4
Keep copies of all financial documents.
10Beware of “Spoofing”
13Keep in mind that
good manners don't indicate personal
integrity.
14“Shred” Anything
with Your Name or Identifying
Information on It
3Beware: “Counterfeit
Cashier’s Check” Scam
17Make Sure to Use “Strong” Passwords
24Beware: Card
“Skimmers”
20Beware: Sending
Your Money Offshore To Collect “Tax Free” Income
23Read the fine print before you sign up.
16Understand
Annuities and How They Work
34Beware: The
“Romance” Scam
39Check out the DoBS on Facebook at PA Investor Education
FREEFraud Info:
Call the PA Department of Banking and
Securities1-800-PA-BANKS
35Should We Give Out Personal Information
Over the Phone?
37Resist high pressure
sales tactics such as: “There’s a
shortage”
51Don’t Chase
“Phantom Riches.”
50Red Flag: “Everyone
Is In On It” Investment
55“Prime Bank” Scam -
Profit Like the Experts - Get The
Secrets To Success
57Get Ahead of The Scammers – Sign Up for “Watchdog
Alerts.”
47If in doubt, say "NO!" Trust your instincts.
61If you don't
understand how the investment works,
don't buy it.
74Be careful.
Recovering your money is very
difficult.
68Never buy an
investment under pressure - sleep on it.
66If You Are A Victim of Fraud Report It –
Immediately!
71Beware: The “International Lottery” Scam
The Pennsylvania Department of Banking and Securities developed this tool and format for consumer education purposes and has provided its use for such purposes free to the public and other regulatory bodies. The PA DoBS does not endorse or approve any modifications from its original format.
Fraud BINGO
F R A U D7
Low risk and high returns usually do
not go hand in hand.
14“Shred” Anything
with Your Name or Identifying
Information on It
2Been victimized? Call Pennsylvania
Department of Banking Securities:
800-PA-BANKS
15Get a Copy of Your Free Credit Report
At: annualcreditreport.co
m
9Check your financial
statements for accuracy.
21Don't give out
personal information because of an
unsolicited sales pitch.
28Beware: Home
Improvement Scam
24Beware: Card
“Skimmers”
20Beware: Sending
Your Money Offshore To Collect “Tax Free” Income
29Beware: The IRS
Scam
36Make Front and Back Copies of Credit and Debit
Cards
32Protect Yourself
from Scams and ID Theft
FREEFraud Info:
Call the PA Department of Banking and
Securities1-800-PA-BANKS
45Report Scams to the
Pennsylvania Department of Banking and
Securities: 800-PA-BANKS
34Beware: The
“Romance” Scam
58Red flag: "Limited
time offer."
57Get Ahead of The Scammers – Sign Up for “Watchdog
Alerts.”
60Tax preparers and insurance agents
must have a license to sell you securities.
53Affinity fraud - "I'm like you so you can
trust me" scam.
48AARP’s “Fraud
Watch Network” - Beware of “Reps”
Calling from Medicare/Gov’t
Agencies
61If you don't
understand how the investment works,
don't buy it.
65Red Flag: “Limited
Quantity”
69An uninformed
investor can be the best friend of a financial criminal
63Beware: Ponzi
Schemes
73Beware: The
“Microsoft” Scam
The Pennsylvania Department of Banking and Securities developed this tool and format for consumer education purposes and has provided its use for such purposes free to the public and other regulatory bodies. The PA DoBS does not endorse or approve any modifications from its original format.
Fraud BINGO
F R A U D1
Never Give Out Personal Info Over the Phone – Unless You Initiated the Call
7Low risk and high returns usually do
not go hand in hand.
13Keep in mind that
good manners don't indicate personal
integrity.
15Get a Copy of Your Free Credit Report
At: annualcreditreport.co
m
6If it sounds too good to be true, it probably
is.
29Beware: The IRS
Scam
19Beware: The “Credit
Repair” Scam
27Utilize a “Credit
Freeze” With the Three Main Credit
Bureaus
21Don't give out
personal information because of an
unsolicited sales pitch.
16Understand
Annuities and How They Work
42Follow the
Department on Twitter
@PAFinancialReg
43When in doubt, check out the
company.
FREEFraud Info:
Call the PA Department of Banking and
Securities1-800-PA-BANKS
35Should We Give Out Personal Information
Over the Phone?
45Report Scams to the
Pennsylvania Department of Banking and
Securities: 800-PA-BANKS
50Red Flag: “Everyone
Is In On It” Investment
49If you are told the investment should be kept a secret,
walk away.
58Red flag: "Limited
time offer."
57Get Ahead of The Scammers – Sign Up for “Watchdog
Alerts.”
52Scam artists use
Internet tools such as unsolicited email
to spread false information
75Beware: “Charity”
Scams
70Investment seminars
may offer free dinner, but there’s no such thing as a free
lunch.
62Nigerian Letter
Scam, promising millions for help with
foreign business exchange.
65Red Flag: “Limited
Quantity”
74Be careful.
Recovering your money is very
difficult.
The Pennsylvania Department of Banking and Securities developed this tool and format for consumer education purposes and has provided its use for such purposes free to the public and other regulatory bodies. The PA DoBS does not endorse or approve any modifications from its original format.
Fraud BINGO
F R A U D3
Beware: “Counterfeit Cashier’s Check”
Scam
6If it sounds too good to be true, it probably
is.
9Check your financial
statements for accuracy.
12Beware: Anyone
Who Calls You “Out of The Blue”
Claiming You Owe Them Money
10Beware of “Spoofing”
17Make Sure to Use “Strong” Passwords
19Beware: The “Credit
Repair” Scam
21Don't give out
personal information because of an
unsolicited sales pitch.
23Read the fine print before you sign up.
27Utilize a “Credit
Freeze” With the Three Main Credit
Bureaus
38Avoid Giving Out
Your Social Security Number
42Follow the
Department on Twitter
@PAFinancialReg
FREEFraud Info:
Call the PA Department of Banking and
Securities1-800-PA-BANKS
34Beware: The
“Romance” Scam
31Beware: "Family
Member in Distress" Scam.
54Promissory notes - a promise isn't always
a promise.
53Affinity fraud - "I'm like you so you can
trust me" scam.
56Red flag: "Risk free"
and "Guaranteed."
58Red flag: "Limited
time offer."
59Be alert when you hear "Last chance, you must act now."
Hang up!
69An uninformed
investor can be the best friend of a financial criminal
64Beware: The “Pay
Up Front” Scam
63Beware: Ponzi
Schemes
71Beware: The “International Lottery” Scam
68Never buy an
investment under pressure - sleep on it.
The Pennsylvania Department of Banking and Securities developed this tool and format for consumer education purposes and has provided its use for such purposes free to the public and other regulatory bodies. The PA DoBS does not endorse or approve any modifications from its original format.
Fraud BINGO
F R A U D14
“Shred” Anything with Your Name or
Identifying Information on It
5Many victims of
financial fraud are smart and well-
educated.
7Low risk and high returns usually do
not go hand in hand.
2Been victimized? Call Pennsylvania
Department of Banking Securities:
800-PA-BANKS
6If it sounds too good to be true, it probably
is.
22“Arm” Yourself with Information – Learn To Spot The “Red
Flags” of Investment Fraud
27Utilize a “Credit
Freeze” With the Three Main Credit
Bureaus
20Beware: Sending
Your Money Offshore To Collect “Tax Free” Income
19Beware: The “Credit
Repair” Scam
21Don't give out
personal information because of an
unsolicited sales pitch.
44Don’t Let
Embarrassment or Fear Keep You from
Reporting Fraud
34Beware: The
“Romance” Scam
FREEFraud Info:
Call the PA Department of Banking and
Securities1-800-PA-BANKS
42Follow the
Department on Twitter
@PAFinancialReg
37Resist high pressure
sales tactics such as: “There’s a
shortage”
53Affinity fraud - "I'm like you so you can
trust me" scam.
57Get Ahead of The Scammers – Sign Up for “Watchdog
Alerts.”
50Red Flag: “Everyone
Is In On It” Investment
49If you are told the investment should be kept a secret,
walk away.
46If sales person can’t
give you detailed answers, hang up - MUCH less risky to
do so!
64Beware: The “Pay
Up Front” Scam
71Beware: The “International Lottery” Scam
69An uninformed
investor can be the best friend of a financial criminal
70Investment seminars
may offer free dinner, but there’s no such thing as a free
lunch.
75Beware: “Charity”
Scams
The Pennsylvania Department of Banking and Securities developed this tool and format for consumer education purposes and has provided its use for such purposes free to the public and other regulatory bodies. The PA DoBS does not endorse or approve any modifications from its original format.
Fraud BINGO
F R A U D9
Check your financial statements for
accuracy.
3Beware: “Counterfeit
Cashier’s Check” Scam
12Beware: Anyone
Who Calls You “Out of The Blue”
Claiming You Owe Them Money
10Beware of “Spoofing”
4Keep copies of all
financial documents.
30Beware: of “Reload”
Scams
19Beware: The “Credit
Repair” Scam
18Beware: of Identity Theft and How It
Can Happen
29Beware: The IRS
Scam
26Use Caller ID!
31Beware: "Family
Member in Distress" Scam.
37Resist high pressure
sales tactics such as: “There’s a
shortage”
FREEFraud Info:
Call the PA Department of Banking and
Securities1-800-PA-BANKS
35Should We Give Out Personal Information
Over the Phone?
38Avoid Giving Out
Your Social Security Number
55“Prime Bank” Scam -
Profit Like the Experts - Get The
Secrets To Success
53Affinity fraud - "I'm like you so you can
trust me" scam.
54Promissory notes - a promise isn't always
a promise.
60Tax preparers and insurance agents
must have a license to sell you securities.
57Get Ahead of The Scammers – Sign Up for “Watchdog
Alerts.”
68Never buy an
investment under pressure - sleep on it.
70Investment seminars
may offer free dinner, but there’s no such thing as a free
lunch.
74Be careful.
Recovering your money is very
difficult.
75Beware: “Charity”
Scams
64Beware: The “Pay
Up Front” Scam
The Pennsylvania Department of Banking and Securities developed this tool and format for consumer education purposes and has provided its use for such purposes free to the public and other regulatory bodies. The PA DoBS does not endorse or approve any modifications from its original format.
Fraud BINGO
F R A U D4
Keep copies of all financial documents.
11Don't be drawn by
appearances, scam artists know the
importance of first impressions.
6If it sounds too good to be true, it probably
is.
13Keep in mind that
good manners don't indicate personal
integrity.
12Beware: Anyone
Who Calls You “Out of The Blue”
Claiming You Owe Them Money
28Beware: Home
Improvement Scam
24Beware: Card
“Skimmers”
17Make Sure to Use “Strong” Passwords
19Beware: The “Credit
Repair” Scam
18Beware: of Identity Theft and How It
Can Happen
41Don't send money to anyone who insists
on immediate payment.
42Follow the
Department on Twitter
@PAFinancialReg
FREEFraud Info:
Call the PA Department of Banking and
Securities1-800-PA-BANKS
31Beware: "Family
Member in Distress" Scam.
45Report Scams to the
Pennsylvania Department of Banking and
Securities: 800-PA-BANKS
46If sales person can’t
give you detailed answers, hang up - MUCH less risky to
do so!
51Don’t Chase
“Phantom Riches.”
57Get Ahead of The Scammers – Sign Up for “Watchdog
Alerts.”
58Red flag: "Limited
time offer."
59Be alert when you hear "Last chance, you must act now."
Hang up!
70Investment seminars
may offer free dinner, but there’s no such thing as a free
lunch.
65Red Flag: “Limited
Quantity”
67Never Feel
Obligated To Invest Because of A
“Freebie.”
71Beware: The “International Lottery” Scam
73Beware: The
“Microsoft” Scam
The Pennsylvania Department of Banking and Securities developed this tool and format for consumer education purposes and has provided its use for such purposes free to the public and other regulatory bodies. The PA DoBS does not endorse or approve any modifications from its original format.
Fraud BINGO
F R A U D1
Never Give Out Personal Info Over the Phone – Unless You Initiated the Call
5Many victims of
financial fraud are smart and well-
educated.
7Low risk and high returns usually do
not go hand in hand.
13Keep in mind that
good manners don't indicate personal
integrity.
4Keep copies of all
financial documents.
28Beware: Home
Improvement Scam
19Beware: The “Credit
Repair” Scam
22“Arm” Yourself with Information – Learn To Spot The “Red
Flags” of Investment Fraud
29Beware: The IRS
Scam
25Opt-Out of Pre-approved Credit Card Offers at:
OptOutPrescreen.com
38Avoid Giving Out
Your Social Security Number
36Make Front and Back Copies of Credit and Debit
Cards
FREEFraud Info:
Call the PA Department of Banking and
Securities1-800-PA-BANKS
42Follow the
Department on Twitter
@PAFinancialReg
32Protect Yourself
from Scams and ID Theft
47If in doubt, say "NO!" Trust your instincts.
56Red flag: "Risk free"
and "Guaranteed."
57Get Ahead of The Scammers – Sign Up for “Watchdog
Alerts.”
55“Prime Bank” Scam -
Profit Like the Experts - Get The
Secrets To Success
48AARP’s “Fraud
Watch Network” - Beware of “Reps”
Calling from Medicare/Gov’t
Agencies
62Nigerian Letter
Scam, promising millions for help with
foreign business exchange.
68Never buy an
investment under pressure - sleep on it.
67Never Feel
Obligated To Invest Because of A
“Freebie.”
71Beware: The “International Lottery” Scam
64Beware: The “Pay
Up Front” Scam
The Pennsylvania Department of Banking and Securities developed this tool and format for consumer education purposes and has provided its use for such purposes free to the public and other regulatory bodies. The PA DoBS does not endorse or approve any modifications from its original format.
Fraud BINGO
F R A U D7
Low risk and high returns usually do
not go hand in hand.
10Beware of “Spoofing”
4Keep copies of all
financial documents.
15Get a Copy of Your Free Credit Report
At: annualcreditreport.co
m
14“Shred” Anything
with Your Name or Identifying
Information on It
28Beware: Home
Improvement Scam
27Utilize a “Credit
Freeze” With the Three Main Credit
Bureaus
19Beware: The “Credit
Repair” Scam
30Beware: of “Reload”
Scams
18Beware: of Identity Theft and How It
Can Happen
35Should We Give Out Personal Information
Over the Phone?
45Report Scams to the
Pennsylvania Department of Banking and
Securities: 800-PA-BANKSFREE
Fraud Info:Call the PA
Department of Banking and
Securities1-800-PA-BANKS
34Beware: The
“Romance” Scam
39Check out the DoBS on Facebook at PA Investor Education
54Promissory notes - a promise isn't always
a promise.
60Tax preparers and insurance agents
must have a license to sell you securities.
50Red Flag: “Everyone
Is In On It” Investment
52Scam artists use
Internet tools such as unsolicited email
to spread false information
46If sales person can’t
give you detailed answers, hang up - MUCH less risky to
do so!
68Never buy an
investment under pressure - sleep on it.
61If you don't
understand how the investment works,
don't buy it.
73Beware: The
“Microsoft” Scam
75Beware: “Charity”
Scams
69An uninformed
investor can be the best friend of a financial criminal
The Pennsylvania Department of Banking and Securities developed this tool and format for consumer education purposes and has provided its use for such purposes free to the public and other regulatory bodies. The PA DoBS does not endorse or approve any modifications from its original format.
Fraud BINGO
F R A U D13
Keep in mind that good manners don't
indicate personal integrity.
7Low risk and high returns usually do
not go hand in hand.
12Beware: Anyone
Who Calls You “Out of The Blue”
Claiming You Owe Them Money
8Older persons are most likely to be targets of a scam.
6If it sounds too good to be true, it probably
is.
20Beware: Sending
Your Money Offshore To Collect “Tax Free” Income
17Make Sure to Use “Strong” Passwords
16Understand
Annuities and How They Work
29Beware: The IRS
Scam
26Use Caller ID!
38Avoid Giving Out
Your Social Security Number
34Beware: The
“Romance” Scam
FREEFraud Info:
Call the PA Department of Banking and
Securities1-800-PA-BANKS
44Don’t Let
Embarrassment or Fear Keep You from
Reporting Fraud
45Report Scams to the
Pennsylvania Department of Banking and
Securities: 800-PA-BANKS
55“Prime Bank” Scam -
Profit Like the Experts - Get The
Secrets To Success
57Get Ahead of The Scammers – Sign Up for “Watchdog
Alerts.”
48AARP’s “Fraud
Watch Network” - Beware of “Reps”
Calling from Medicare/Gov’t
Agencies
49If you are told the investment should be kept a secret,
walk away.
46If sales person can’t
give you detailed answers, hang up - MUCH less risky to
do so!
64Beware: The “Pay
Up Front” Scam
68Never buy an
investment under pressure - sleep on it.
66If You Are A Victim of Fraud Report It –
Immediately!
72Seniors are the
number one target of frauds and scams.
63Beware: Ponzi
Schemes
The Pennsylvania Department of Banking and Securities developed this tool and format for consumer education purposes and has provided its use for such purposes free to the public and other regulatory bodies. The PA DoBS does not endorse or approve any modifications from its original format.
Fraud BINGO
F R A U D6
If it sounds too good to be true, it probably
is.
5Many victims of
financial fraud are smart and well-
educated.
12Beware: Anyone
Who Calls You “Out of The Blue”
Claiming You Owe Them Money
4Keep copies of all
financial documents.
14“Shred” Anything
with Your Name or Identifying
Information on It
25Opt-Out of Pre-approved Credit Card Offers at:
OptOutPrescreen.com
21Don't give out
personal information because of an
unsolicited sales pitch.
28Beware: Home
Improvement Scam
29Beware: The IRS
Scam
22“Arm” Yourself with Information – Learn To Spot The “Red
Flags” of Investment Fraud
44Don’t Let
Embarrassment or Fear Keep You from
Reporting Fraud
40Report Scams In
Your Area To AARP’s Fraud Watch Network
FREEFraud Info:
Call the PA Department of Banking and
Securities1-800-PA-BANKS
35Should We Give Out Personal Information
Over the Phone?
43When in doubt, check out the
company.
60Tax preparers and insurance agents
must have a license to sell you securities.
54Promissory notes - a promise isn't always
a promise.
55“Prime Bank” Scam -
Profit Like the Experts - Get The
Secrets To Success
49If you are told the investment should be kept a secret,
walk away.
47If in doubt, say "NO!" Trust your instincts.
68Never buy an
investment under pressure - sleep on it.
67Never Feel
Obligated To Invest Because of A
“Freebie.”
73Beware: The
“Microsoft” Scam
74Be careful.
Recovering your money is very
difficult.
63Beware: Ponzi
Schemes
The Pennsylvania Department of Banking and Securities developed this tool and format for consumer education purposes and has provided its use for such purposes free to the public and other regulatory bodies. The PA DoBS does not endorse or approve any modifications from its original format.
Fraud BINGO
F R A U D12
Beware: Anyone Who Calls You “Out
of The Blue” Claiming You Owe
Them Money
1Never Give Out
Personal Info Over the Phone – Unless You Initiated the Call
13Keep in mind that
good manners don't indicate personal
integrity.
6If it sounds too good to be true, it probably
is.
9Check your financial
statements for accuracy.
28Beware: Home
Improvement Scam
26Use Caller ID!
30Beware: of “Reload”
Scams
18Beware: of Identity Theft and How It
Can Happen
23Read the fine print before you sign up.
33Check Out Strangers
Touting Strange Deals
31Beware: "Family
Member in Distress" Scam.
FREEFraud Info:
Call the PA Department of Banking and
Securities1-800-PA-BANKS
41Don't send money to anyone who insists
on immediate payment.
38Avoid Giving Out
Your Social Security Number
52Scam artists use
Internet tools such as unsolicited email
to spread false information
50Red Flag: “Everyone
Is In On It” Investment
55“Prime Bank” Scam -
Profit Like the Experts - Get The
Secrets To Success
56Red flag: "Risk free"
and "Guaranteed."
53Affinity fraud - "I'm like you so you can
trust me" scam.
67Never Feel
Obligated To Invest Because of A
“Freebie.”
66If You Are A Victim of Fraud Report It –
Immediately!
65Red Flag: “Limited
Quantity”
70Investment seminars
may offer free dinner, but there’s no such thing as a free
lunch.
74Be careful.
Recovering your money is very
difficult.
The Pennsylvania Department of Banking and Securities developed this tool and format for consumer education purposes and has provided its use for such purposes free to the public and other regulatory bodies. The PA DoBS does not endorse or approve any modifications from its original format.
Fraud BINGO
F R A U D8
Older persons are most likely to be targets of a scam.
3Beware: “Counterfeit
Cashier’s Check” Scam
1Never Give Out
Personal Info Over the Phone – Unless You Initiated the Call
12Beware: Anyone
Who Calls You “Out of The Blue”
Claiming You Owe Them Money
10Beware of “Spoofing”
25Opt-Out of Pre-approved Credit Card Offers at:
OptOutPrescreen.com
27Utilize a “Credit
Freeze” With the Three Main Credit
Bureaus
23Read the fine print before you sign up.
21Don't give out
personal information because of an
unsolicited sales pitch.
22“Arm” Yourself with Information – Learn To Spot The “Red
Flags” of Investment Fraud
31Beware: "Family
Member in Distress" Scam.
45Report Scams to the
Pennsylvania Department of Banking and
Securities: 800-PA-BANKSFREE
Fraud Info:Call the PA
Department of Banking and
Securities1-800-PA-BANKS
44Don’t Let
Embarrassment or Fear Keep You from
Reporting Fraud
43When in doubt, check out the
company.
57Get Ahead of The Scammers – Sign Up for “Watchdog
Alerts.”
49If you are told the investment should be kept a secret,
walk away.
60Tax preparers and insurance agents
must have a license to sell you securities.
56Red flag: "Risk free"
and "Guaranteed."
50Red Flag: “Everyone
Is In On It” Investment
71Beware: The “International Lottery” Scam
64Beware: The “Pay
Up Front” Scam
73Beware: The
“Microsoft” Scam
67Never Feel
Obligated To Invest Because of A
“Freebie.”
72Seniors are the
number one target of frauds and scams.
The Pennsylvania Department of Banking and Securities developed this tool and format for consumer education purposes and has provided its use for such purposes free to the public and other regulatory bodies. The PA DoBS does not endorse or approve any modifications from its original format.
Fraud BINGO
F R A U D11
Don't be drawn by appearances, scam
artists know the importance of first
impressions.
2Been victimized? Call Pennsylvania
Department of Banking Securities:
800-PA-BANKS
1Never Give Out
Personal Info Over the Phone – Unless You Initiated the Call
3Beware: “Counterfeit
Cashier’s Check” Scam
4Keep copies of all
financial documents.
24Beware: Card
“Skimmers”
19Beware: The “Credit
Repair” Scam
27Utilize a “Credit
Freeze” With the Three Main Credit
Bureaus
21Don't give out
personal information because of an
unsolicited sales pitch.
30Beware: of “Reload”
Scams
36Make Front and Back Copies of Credit and Debit
Cards
37Resist high pressure
sales tactics such as: “There’s a
shortage”
FREEFraud Info:
Call the PA Department of Banking and
Securities1-800-PA-BANKS
44Don’t Let
Embarrassment or Fear Keep You from
Reporting Fraud
42Follow the
Department on Twitter
@PAFinancialReg
51Don’t Chase
“Phantom Riches.”
50Red Flag: “Everyone
Is In On It” Investment
59Be alert when you hear "Last chance, you must act now."
Hang up!
52Scam artists use
Internet tools such as unsolicited email
to spread false information
56Red flag: "Risk free"
and "Guaranteed."
73Beware: The
“Microsoft” Scam
63Beware: Ponzi
Schemes
68Never buy an
investment under pressure - sleep on it.
64Beware: The “Pay
Up Front” Scam
74Be careful.
Recovering your money is very
difficult.
The Pennsylvania Department of Banking and Securities developed this tool and format for consumer education purposes and has provided its use for such purposes free to the public and other regulatory bodies. The PA DoBS does not endorse or approve any modifications from its original format.
Fraud BINGO
F R A U D6
If it sounds too good to be true, it probably
is.
8Older persons are most likely to be targets of a scam.
10Beware of “Spoofing”
13Keep in mind that
good manners don't indicate personal
integrity.
3Beware: “Counterfeit
Cashier’s Check” Scam
26Use Caller ID!
21Don't give out
personal information because of an
unsolicited sales pitch.
29Beware: The IRS
Scam
17Make Sure to Use “Strong” Passwords
18Beware: of Identity Theft and How It
Can Happen
40Report Scams In
Your Area To AARP’s Fraud Watch Network
34Beware: The
“Romance” Scam
FREEFraud Info:
Call the PA Department of Banking and
Securities1-800-PA-BANKS
37Resist high pressure
sales tactics such as: “There’s a
shortage”
36Make Front and Back Copies of Credit and Debit
Cards
58Red flag: "Limited
time offer."
60Tax preparers and insurance agents
must have a license to sell you securities.
56Red flag: "Risk free"
and "Guaranteed."
48AARP’s “Fraud
Watch Network” - Beware of “Reps”
Calling from Medicare/Gov’t
Agencies
46If sales person can’t
give you detailed answers, hang up - MUCH less risky to
do so!
72Seniors are the
number one target of frauds and scams.
67Never Feel
Obligated To Invest Because of A
“Freebie.”
74Be careful.
Recovering your money is very
difficult.
66If You Are A Victim of Fraud Report It –
Immediately!
68Never buy an
investment under pressure - sleep on it.
The Pennsylvania Department of Banking and Securities developed this tool and format for consumer education purposes and has provided its use for such purposes free to the public and other regulatory bodies. The PA DoBS does not endorse or approve any modifications from its original format.
Fraud BINGO
F R A U D6
If it sounds too good to be true, it probably
is.
10Beware of “Spoofing”
8Older persons are most likely to be targets of a scam.
13Keep in mind that
good manners don't indicate personal
integrity.
3Beware: “Counterfeit
Cashier’s Check” Scam
24Beware: Card
“Skimmers”
22“Arm” Yourself with Information – Learn To Spot The “Red
Flags” of Investment Fraud
18Beware: of Identity Theft and How It
Can Happen
16Understand
Annuities and How They Work
19Beware: The “Credit
Repair” Scam
37Resist high pressure
sales tactics such as: “There’s a
shortage”
41Don't send money to anyone who insists
on immediate payment.
FREEFraud Info:
Call the PA Department of Banking and
Securities1-800-PA-BANKS
32Protect Yourself
from Scams and ID Theft
34Beware: The
“Romance” Scam
56Red flag: "Risk free"
and "Guaranteed."
46If sales person can’t
give you detailed answers, hang up - MUCH less risky to
do so!
48AARP’s “Fraud
Watch Network” - Beware of “Reps”
Calling from Medicare/Gov’t
Agencies
51Don’t Chase
“Phantom Riches.”
57Get Ahead of The Scammers – Sign Up for “Watchdog
Alerts.”
66If You Are A Victim of Fraud Report It –
Immediately!
74Be careful.
Recovering your money is very
difficult.
63Beware: Ponzi
Schemes
70Investment seminars
may offer free dinner, but there’s no such thing as a free
lunch.
71Beware: The “International Lottery” Scam
The Pennsylvania Department of Banking and Securities developed this tool and format for consumer education purposes and has provided its use for such purposes free to the public and other regulatory bodies. The PA DoBS does not endorse or approve any modifications from its original format.
Fraud BINGO
F R A U D6
If it sounds too good to be true, it probably
is.
8Older persons are most likely to be targets of a scam.
10Beware of “Spoofing”
7Low risk and high returns usually do
not go hand in hand.
9Check your financial
statements for accuracy.
16Understand
Annuities and How They Work
25Opt-Out of Pre-approved Credit Card Offers at:
OptOutPrescreen.com
30Beware: of “Reload”
Scams
26Use Caller ID!
21Don't give out
personal information because of an
unsolicited sales pitch.
36Make Front and Back Copies of Credit and Debit
Cards
40Report Scams In
Your Area To AARP’s Fraud Watch Network
FREEFraud Info:
Call the PA Department of Banking and
Securities1-800-PA-BANKS
43When in doubt, check out the
company.
39Check out the DoBS on Facebook at PA Investor Education
55“Prime Bank” Scam -
Profit Like the Experts - Get The
Secrets To Success
60Tax preparers and insurance agents
must have a license to sell you securities.
57Get Ahead of The Scammers – Sign Up for “Watchdog
Alerts.”
48AARP’s “Fraud
Watch Network” - Beware of “Reps”
Calling from Medicare/Gov’t
Agencies
51Don’t Chase
“Phantom Riches.”
72Seniors are the
number one target of frauds and scams.
66If You Are A Victim of Fraud Report It –
Immediately!
75Beware: “Charity”
Scams
63Beware: Ponzi
Schemes
69An uninformed
investor can be the best friend of a financial criminal
The Pennsylvania Department of Banking and Securities developed this tool and format for consumer education purposes and has provided its use for such purposes free to the public and other regulatory bodies. The PA DoBS does not endorse or approve any modifications from its original format.
Fraud BINGO
F R A U D8
Older persons are most likely to be targets of a scam.
2Been victimized? Call Pennsylvania
Department of Banking Securities:
800-PA-BANKS
15Get a Copy of Your Free Credit Report
At: annualcreditreport.co
m
1Never Give Out
Personal Info Over the Phone – Unless You Initiated the Call
11Don't be drawn by
appearances, scam artists know the
importance of first impressions.
17Make Sure to Use “Strong” Passwords
26Use Caller ID!
27Utilize a “Credit
Freeze” With the Three Main Credit
Bureaus
29Beware: The IRS
Scam
24Beware: Card
“Skimmers”
41Don't send money to anyone who insists
on immediate payment.
34Beware: The
“Romance” Scam
FREEFraud Info:
Call the PA Department of Banking and
Securities1-800-PA-BANKS
31Beware: "Family
Member in Distress" Scam.
39Check out the DoBS on Facebook at PA Investor Education
50Red Flag: “Everyone
Is In On It” Investment
48AARP’s “Fraud
Watch Network” - Beware of “Reps”
Calling from Medicare/Gov’t
Agencies
54Promissory notes - a promise isn't always
a promise.
55“Prime Bank” Scam -
Profit Like the Experts - Get The
Secrets To Success
56Red flag: "Risk free"
and "Guaranteed."
66If You Are A Victim of Fraud Report It –
Immediately!
74Be careful.
Recovering your money is very
difficult.
65Red Flag: “Limited
Quantity”
72Seniors are the
number one target of frauds and scams.
61If you don't
understand how the investment works,
don't buy it.
The Pennsylvania Department of Banking and Securities developed this tool and format for consumer education purposes and has provided its use for such purposes free to the public and other regulatory bodies. The PA DoBS does not endorse or approve any modifications from its original format.
Fraud BINGO
F R A U D5
Many victims of financial fraud are
smart and well-educated.
10Beware of “Spoofing”
8Older persons are most likely to be targets of a scam.
6If it sounds too good to be true, it probably
is.
14“Shred” Anything
with Your Name or Identifying
Information on It
17Make Sure to Use “Strong” Passwords
28Beware: Home
Improvement Scam
19Beware: The “Credit
Repair” Scam
25Opt-Out of Pre-approved Credit Card Offers at:
OptOutPrescreen.com
18Beware: of Identity Theft and How It
Can Happen
41Don't send money to anyone who insists
on immediate payment.
40Report Scams In
Your Area To AARP’s Fraud Watch Network
FREEFraud Info:
Call the PA Department of Banking and
Securities1-800-PA-BANKS
44Don’t Let
Embarrassment or Fear Keep You from
Reporting Fraud
37Resist high pressure
sales tactics such as: “There’s a
shortage”
56Red flag: "Risk free"
and "Guaranteed."
58Red flag: "Limited
time offer."
50Red Flag: “Everyone
Is In On It” Investment
48AARP’s “Fraud
Watch Network” - Beware of “Reps”
Calling from Medicare/Gov’t
Agencies
49If you are told the investment should be kept a secret,
walk away.
69An uninformed
investor can be the best friend of a financial criminal
63Beware: Ponzi
Schemes
68Never buy an
investment under pressure - sleep on it.
71Beware: The “International Lottery” Scam
67Never Feel
Obligated To Invest Because of A
“Freebie.”
The Pennsylvania Department of Banking and Securities developed this tool and format for consumer education purposes and has provided its use for such purposes free to the public and other regulatory bodies. The PA DoBS does not endorse or approve any modifications from its original format.
Fraud BINGO
F R A U D15
Get a Copy of Your Free Credit Report
At: annualcreditreport.co
m
6If it sounds too good to be true, it probably
is.
10Beware of “Spoofing”
13Keep in mind that
good manners don't indicate personal
integrity.
9Check your financial
statements for accuracy.
20Beware: Sending
Your Money Offshore To Collect “Tax Free” Income
30Beware: of “Reload”
Scams
18Beware: of Identity Theft and How It
Can Happen
29Beware: The IRS
Scam
27Utilize a “Credit
Freeze” With the Three Main Credit
Bureaus
36Make Front and Back Copies of Credit and Debit
Cards
31Beware: "Family
Member in Distress" Scam.
FREEFraud Info:
Call the PA Department of Banking and
Securities1-800-PA-BANKS
39Check out the DoBS on Facebook at PA Investor Education
42Follow the
Department on Twitter
@PAFinancialReg
49If you are told the investment should be kept a secret,
walk away.
51Don’t Chase
“Phantom Riches.”
55“Prime Bank” Scam -
Profit Like the Experts - Get The
Secrets To Success
60Tax preparers and insurance agents
must have a license to sell you securities.
48AARP’s “Fraud
Watch Network” - Beware of “Reps”
Calling from Medicare/Gov’t
Agencies
71Beware: The “International Lottery” Scam
75Beware: “Charity”
Scams
62Nigerian Letter
Scam, promising millions for help with
foreign business exchange.
70Investment seminars
may offer free dinner, but there’s no such thing as a free
lunch.
64Beware: The “Pay
Up Front” Scam
The Pennsylvania Department of Banking and Securities developed this tool and format for consumer education purposes and has provided its use for such purposes free to the public and other regulatory bodies. The PA DoBS does not endorse or approve any modifications from its original format.
Fraud BINGO
F R A U D13
Keep in mind that good manners don't
indicate personal integrity.
5Many victims of
financial fraud are smart and well-
educated.
7Low risk and high returns usually do
not go hand in hand.
4Keep copies of all
financial documents.
8Older persons are most likely to be targets of a scam.
28Beware: Home
Improvement Scam
22“Arm” Yourself with Information – Learn To Spot The “Red
Flags” of Investment Fraud
29Beware: The IRS
Scam
30Beware: of “Reload”
Scams
19Beware: The “Credit
Repair” Scam
32Protect Yourself
from Scams and ID Theft
31Beware: "Family
Member in Distress" Scam.
FREEFraud Info:
Call the PA Department of Banking and
Securities1-800-PA-BANKS
35Should We Give Out Personal Information
Over the Phone?
33Check Out Strangers
Touting Strange Deals
47If in doubt, say "NO!" Trust your instincts.
58Red flag: "Limited
time offer."
60Tax preparers and insurance agents
must have a license to sell you securities.
48AARP’s “Fraud
Watch Network” - Beware of “Reps”
Calling from Medicare/Gov’t
Agencies
59Be alert when you hear "Last chance, you must act now."
Hang up!
64Beware: The “Pay
Up Front” Scam
68Never buy an
investment under pressure - sleep on it.
61If you don't
understand how the investment works,
don't buy it.
67Never Feel
Obligated To Invest Because of A
“Freebie.”
71Beware: The “International Lottery” Scam
The Pennsylvania Department of Banking and Securities developed this tool and format for consumer education purposes and has provided its use for such purposes free to the public and other regulatory bodies. The PA DoBS does not endorse or approve any modifications from its original format.
Fraud BINGO
F R A U D5
Many victims of financial fraud are
smart and well-educated.
14“Shred” Anything
with Your Name or Identifying
Information on It
3Beware: “Counterfeit
Cashier’s Check” Scam
6If it sounds too good to be true, it probably
is.
2Been victimized? Call Pennsylvania
Department of Banking Securities:
800-PA-BANKS
20Beware: Sending
Your Money Offshore To Collect “Tax Free” Income
26Use Caller ID!
27Utilize a “Credit
Freeze” With the Three Main Credit
Bureaus
25Opt-Out of Pre-approved Credit Card Offers at:
OptOutPrescreen.com
29Beware: The IRS
Scam
33Check Out Strangers
Touting Strange Deals
42Follow the
Department on Twitter
@PAFinancialReg
FREEFraud Info:
Call the PA Department of Banking and
Securities1-800-PA-BANKS
41Don't send money to anyone who insists
on immediate payment.
36Make Front and Back Copies of Credit and Debit
Cards
53Affinity fraud - "I'm like you so you can
trust me" scam.
57Get Ahead of The Scammers – Sign Up for “Watchdog
Alerts.”
56Red flag: "Risk free"
and "Guaranteed."
50Red Flag: “Everyone
Is In On It” Investment
51Don’t Chase
“Phantom Riches.”
64Beware: The “Pay
Up Front” Scam
67Never Feel
Obligated To Invest Because of A
“Freebie.”
61If you don't
understand how the investment works,
don't buy it.
65Red Flag: “Limited
Quantity”
62Nigerian Letter
Scam, promising millions for help with
foreign business exchange.
The Pennsylvania Department of Banking and Securities developed this tool and format for consumer education purposes and has provided its use for such purposes free to the public and other regulatory bodies. The PA DoBS does not endorse or approve any modifications from its original format.
Fraud BINGO
F R A U D2
Been victimized? Call Pennsylvania
Department of Banking Securities:
800-PA-BANKS
14“Shred” Anything
with Your Name or Identifying
Information on It
8Older persons are most likely to be targets of a scam.
5Many victims of
financial fraud are smart and well-
educated.
1Never Give Out
Personal Info Over the Phone – Unless You Initiated the Call
20Beware: Sending
Your Money Offshore To Collect “Tax Free” Income
30Beware: of “Reload”
Scams
16Understand
Annuities and How They Work
24Beware: Card
“Skimmers”
22“Arm” Yourself with Information – Learn To Spot The “Red
Flags” of Investment Fraud
35Should We Give Out Personal Information
Over the Phone?
41Don't send money to anyone who insists
on immediate payment.
FREEFraud Info:
Call the PA Department of Banking and
Securities1-800-PA-BANKS
39Check out the DoBS on Facebook at PA Investor Education
33Check Out Strangers
Touting Strange Deals
52Scam artists use
Internet tools such as unsolicited email
to spread false information
56Red flag: "Risk free"
and "Guaranteed."
57Get Ahead of The Scammers – Sign Up for “Watchdog
Alerts.”
48AARP’s “Fraud
Watch Network” - Beware of “Reps”
Calling from Medicare/Gov’t
Agencies
59Be alert when you hear "Last chance, you must act now."
Hang up!
74Be careful.
Recovering your money is very
difficult.
72Seniors are the
number one target of frauds and scams.
61If you don't
understand how the investment works,
don't buy it.
75Beware: “Charity”
Scams
66If You Are A Victim of Fraud Report It –
Immediately!
The Pennsylvania Department of Banking and Securities developed this tool and format for consumer education purposes and has provided its use for such purposes free to the public and other regulatory bodies. The PA DoBS does not endorse or approve any modifications from its original format.
Fraud BINGO
F R A U D9
Check your financial statements for
accuracy.
5Many victims of
financial fraud are smart and well-
educated.
15Get a Copy of Your Free Credit Report
At: annualcreditreport.co
m
13Keep in mind that
good manners don't indicate personal
integrity.
6If it sounds too good to be true, it probably
is.
26Use Caller ID!
19Beware: The “Credit
Repair” Scam
16Understand
Annuities and How They Work
21Don't give out
personal information because of an
unsolicited sales pitch.
28Beware: Home
Improvement Scam
41Don't send money to anyone who insists
on immediate payment.
44Don’t Let
Embarrassment or Fear Keep You from
Reporting Fraud
FREEFraud Info:
Call the PA Department of Banking and
Securities1-800-PA-BANKS
32Protect Yourself
from Scams and ID Theft
35Should We Give Out Personal Information
Over the Phone?
49If you are told the investment should be kept a secret,
walk away.
47If in doubt, say "NO!" Trust your instincts.
57Get Ahead of The Scammers – Sign Up for “Watchdog
Alerts.”
46If sales person can’t
give you detailed answers, hang up - MUCH less risky to
do so!
53Affinity fraud - "I'm like you so you can
trust me" scam.
65Red Flag: “Limited
Quantity”
66If You Are A Victim of Fraud Report It –
Immediately!
67Never Feel
Obligated To Invest Because of A
“Freebie.”
64Beware: The “Pay
Up Front” Scam
61If you don't
understand how the investment works,
don't buy it.
The Pennsylvania Department of Banking and Securities developed this tool and format for consumer education purposes and has provided its use for such purposes free to the public and other regulatory bodies. The PA DoBS does not endorse or approve any modifications from its original format.
Fraud BINGO
F R A U D6
If it sounds too good to be true, it probably
is.
15Get a Copy of Your Free Credit Report
At: annualcreditreport.co
m
10Beware of “Spoofing”
1Never Give Out
Personal Info Over the Phone – Unless You Initiated the Call
4Keep copies of all
financial documents.
19Beware: The “Credit
Repair” Scam
26Use Caller ID!
18Beware: of Identity Theft and How It
Can Happen
30Beware: of “Reload”
Scams
25Opt-Out of Pre-approved Credit Card Offers at:
OptOutPrescreen.com
44Don’t Let
Embarrassment or Fear Keep You from
Reporting Fraud
41Don't send money to anyone who insists
on immediate payment.
FREEFraud Info:
Call the PA Department of Banking and
Securities1-800-PA-BANKS
35Should We Give Out Personal Information
Over the Phone?
40Report Scams In
Your Area To AARP’s Fraud Watch Network
52Scam artists use
Internet tools such as unsolicited email
to spread false information
53Affinity fraud - "I'm like you so you can
trust me" scam.
50Red Flag: “Everyone
Is In On It” Investment
48AARP’s “Fraud
Watch Network” - Beware of “Reps”
Calling from Medicare/Gov’t
Agencies
54Promissory notes - a promise isn't always
a promise.
64Beware: The “Pay
Up Front” Scam
74Be careful.
Recovering your money is very
difficult.
63Beware: Ponzi
Schemes
67Never Feel
Obligated To Invest Because of A
“Freebie.”
70Investment seminars
may offer free dinner, but there’s no such thing as a free
lunch.
The Pennsylvania Department of Banking and Securities developed this tool and format for consumer education purposes and has provided its use for such purposes free to the public and other regulatory bodies. The PA DoBS does not endorse or approve any modifications from its original format.
Fraud BINGO
F R A U D13
Keep in mind that good manners don't
indicate personal integrity.
1Never Give Out
Personal Info Over the Phone – Unless You Initiated the Call
8Older persons are most likely to be targets of a scam.
3Beware: “Counterfeit
Cashier’s Check” Scam
6If it sounds too good to be true, it probably
is.
18Beware: of Identity Theft and How It
Can Happen
26Use Caller ID!
29Beware: The IRS
Scam
28Beware: Home
Improvement Scam
22“Arm” Yourself with Information – Learn To Spot The “Red
Flags” of Investment Fraud
38Avoid Giving Out
Your Social Security Number
43When in doubt, check out the
company.
FREEFraud Info:
Call the PA Department of Banking and
Securities1-800-PA-BANKS
42Follow the
Department on Twitter
@PAFinancialReg
41Don't send money to anyone who insists
on immediate payment.
47If in doubt, say "NO!" Trust your instincts.
58Red flag: "Limited
time offer."
56Red flag: "Risk free"
and "Guaranteed."
52Scam artists use
Internet tools such as unsolicited email
to spread false information
53Affinity fraud - "I'm like you so you can
trust me" scam.
65Red Flag: “Limited
Quantity”
74Be careful.
Recovering your money is very
difficult.
71Beware: The “International Lottery” Scam
72Seniors are the
number one target of frauds and scams.
67Never Feel
Obligated To Invest Because of A
“Freebie.”
The Pennsylvania Department of Banking and Securities developed this tool and format for consumer education purposes and has provided its use for such purposes free to the public and other regulatory bodies. The PA DoBS does not endorse or approve any modifications from its original format.
Fraud BINGO
F R A U D8
Older persons are most likely to be targets of a scam.
5Many victims of
financial fraud are smart and well-
educated.
3Beware: “Counterfeit
Cashier’s Check” Scam
14“Shred” Anything
with Your Name or Identifying
Information on It
7Low risk and high returns usually do
not go hand in hand.
29Beware: The IRS
Scam
27Utilize a “Credit
Freeze” With the Three Main Credit
Bureaus
20Beware: Sending
Your Money Offshore To Collect “Tax Free” Income
21Don't give out
personal information because of an
unsolicited sales pitch.
16Understand
Annuities and How They Work
37Resist high pressure
sales tactics such as: “There’s a
shortage”
45Report Scams to the
Pennsylvania Department of Banking and
Securities: 800-PA-BANKSFREE
Fraud Info:Call the PA
Department of Banking and
Securities1-800-PA-BANKS
40Report Scams In
Your Area To AARP’s Fraud Watch Network
33Check Out Strangers
Touting Strange Deals
54Promissory notes - a promise isn't always
a promise.
58Red flag: "Limited
time offer."
50Red Flag: “Everyone
Is In On It” Investment
48AARP’s “Fraud
Watch Network” - Beware of “Reps”
Calling from Medicare/Gov’t
Agencies
47If in doubt, say "NO!" Trust your instincts.
75Beware: “Charity”
Scams
62Nigerian Letter
Scam, promising millions for help with
foreign business exchange.
67Never Feel
Obligated To Invest Because of A
“Freebie.”
69An uninformed
investor can be the best friend of a financial criminal
61If you don't
understand how the investment works,
don't buy it.
The Pennsylvania Department of Banking and Securities developed this tool and format for consumer education purposes and has provided its use for such purposes free to the public and other regulatory bodies. The PA DoBS does not endorse or approve any modifications from its original format.
Fraud BINGO
F R A U D4
Keep copies of all financial documents.
15Get a Copy of Your Free Credit Report
At: annualcreditreport.co
m
8Older persons are most likely to be targets of a scam.
2Been victimized? Call Pennsylvania
Department of Banking Securities:
800-PA-BANKS
10Beware of “Spoofing”
16Understand
Annuities and How They Work
19Beware: The “Credit
Repair” Scam
26Use Caller ID!
25Opt-Out of Pre-approved Credit Card Offers at:
OptOutPrescreen.com
17Make Sure to Use “Strong” Passwords
45Report Scams to the
Pennsylvania Department of Banking and
Securities: 800-PA-BANKS
44Don’t Let
Embarrassment or Fear Keep You from
Reporting Fraud
FREEFraud Info:
Call the PA Department of Banking and
Securities1-800-PA-BANKS
42Follow the
Department on Twitter
@PAFinancialReg
34Beware: The
“Romance” Scam
58Red flag: "Limited
time offer."
59Be alert when you hear "Last chance, you must act now."
Hang up!
53Affinity fraud - "I'm like you so you can
trust me" scam.
47If in doubt, say "NO!" Trust your instincts.
54Promissory notes - a promise isn't always
a promise.
73Beware: The
“Microsoft” Scam
65Red Flag: “Limited
Quantity”
62Nigerian Letter
Scam, promising millions for help with
foreign business exchange.
74Be careful.
Recovering your money is very
difficult.
66If You Are A Victim of Fraud Report It –
Immediately!
The Pennsylvania Department of Banking and Securities developed this tool and format for consumer education purposes and has provided its use for such purposes free to the public and other regulatory bodies. The PA DoBS does not endorse or approve any modifications from its original format.
Fraud BINGO
F R A U D3
Beware: “Counterfeit Cashier’s Check”
Scam
7Low risk and high returns usually do
not go hand in hand.
10Beware of “Spoofing”
11Don't be drawn by
appearances, scam artists know the
importance of first impressions.
6If it sounds too good to be true, it probably
is.
30Beware: of “Reload”
Scams
25Opt-Out of Pre-approved Credit Card Offers at:
OptOutPrescreen.com
24Beware: Card
“Skimmers”
18Beware: of Identity Theft and How It
Can Happen
29Beware: The IRS
Scam
35Should We Give Out Personal Information
Over the Phone?
33Check Out Strangers
Touting Strange Deals
FREEFraud Info:
Call the PA Department of Banking and
Securities1-800-PA-BANKS
44Don’t Let
Embarrassment or Fear Keep You from
Reporting Fraud
32Protect Yourself
from Scams and ID Theft
50Red Flag: “Everyone
Is In On It” Investment
55“Prime Bank” Scam -
Profit Like the Experts - Get The
Secrets To Success
48AARP’s “Fraud
Watch Network” - Beware of “Reps”
Calling from Medicare/Gov’t
Agencies
54Promissory notes - a promise isn't always
a promise.
47If in doubt, say "NO!" Trust your instincts.
62Nigerian Letter
Scam, promising millions for help with
foreign business exchange.
61If you don't
understand how the investment works,
don't buy it.
66If You Are A Victim of Fraud Report It –
Immediately!
70Investment seminars
may offer free dinner, but there’s no such thing as a free
lunch.
68Never buy an
investment under pressure - sleep on it.
The Pennsylvania Department of Banking and Securities developed this tool and format for consumer education purposes and has provided its use for such purposes free to the public and other regulatory bodies. The PA DoBS does not endorse or approve any modifications from its original format.
Fraud BINGO
F R A U D6
If it sounds too good to be true, it probably
is.
3Beware: “Counterfeit
Cashier’s Check” Scam
14“Shred” Anything
with Your Name or Identifying
Information on It
9Check your financial
statements for accuracy.
2Been victimized? Call Pennsylvania
Department of Banking Securities:
800-PA-BANKS
17Make Sure to Use “Strong” Passwords
29Beware: The IRS
Scam
16Understand
Annuities and How They Work
30Beware: of “Reload”
Scams
27Utilize a “Credit
Freeze” With the Three Main Credit
Bureaus
33Check Out Strangers
Touting Strange Deals
39Check out the DoBS on Facebook at PA Investor Education
FREEFraud Info:
Call the PA Department of Banking and
Securities1-800-PA-BANKS
31Beware: "Family
Member in Distress" Scam.
44Don’t Let
Embarrassment or Fear Keep You from
Reporting Fraud
52Scam artists use
Internet tools such as unsolicited email
to spread false information
54Promissory notes - a promise isn't always
a promise.
46If sales person can’t
give you detailed answers, hang up - MUCH less risky to
do so!
47If in doubt, say "NO!" Trust your instincts.
51Don’t Chase
“Phantom Riches.”
71Beware: The “International Lottery” Scam
64Beware: The “Pay
Up Front” Scam
75Beware: “Charity”
Scams
65Red Flag: “Limited
Quantity”
72Seniors are the
number one target of frauds and scams.
The Pennsylvania Department of Banking and Securities developed this tool and format for consumer education purposes and has provided its use for such purposes free to the public and other regulatory bodies. The PA DoBS does not endorse or approve any modifications from its original format.
Fraud BINGO
F R A U D4
Keep copies of all financial documents.
15Get a Copy of Your Free Credit Report
At: annualcreditreport.co
m
6If it sounds too good to be true, it probably
is.
11Don't be drawn by
appearances, scam artists know the
importance of first impressions.
8Older persons are most likely to be targets of a scam.
26Use Caller ID!
19Beware: The “Credit
Repair” Scam
28Beware: Home
Improvement Scam
22“Arm” Yourself with Information – Learn To Spot The “Red
Flags” of Investment Fraud
23Read the fine print before you sign up.
35Should We Give Out Personal Information
Over the Phone?
45Report Scams to the
Pennsylvania Department of Banking and
Securities: 800-PA-BANKSFREE
Fraud Info:Call the PA
Department of Banking and
Securities1-800-PA-BANKS
44Don’t Let
Embarrassment or Fear Keep You from
Reporting Fraud
43When in doubt, check out the
company.
46If sales person can’t
give you detailed answers, hang up - MUCH less risky to
do so!
59Be alert when you hear "Last chance, you must act now."
Hang up!
55“Prime Bank” Scam -
Profit Like the Experts - Get The
Secrets To Success
52Scam artists use
Internet tools such as unsolicited email
to spread false information
50Red Flag: “Everyone
Is In On It” Investment
61If you don't
understand how the investment works,
don't buy it.
73Beware: The
“Microsoft” Scam
67Never Feel
Obligated To Invest Because of A
“Freebie.”
74Be careful.
Recovering your money is very
difficult.
69An uninformed
investor can be the best friend of a financial criminal
The Pennsylvania Department of Banking and Securities developed this tool and format for consumer education purposes and has provided its use for such purposes free to the public and other regulatory bodies. The PA DoBS does not endorse or approve any modifications from its original format.
Fraud BINGO
F R A U D2
Been victimized? Call Pennsylvania
Department of Banking Securities:
800-PA-BANKS
9Check your financial
statements for accuracy.
7Low risk and high returns usually do
not go hand in hand.
12Beware: Anyone
Who Calls You “Out of The Blue”
Claiming You Owe Them Money
13Keep in mind that
good manners don't indicate personal
integrity.
26Use Caller ID!
24Beware: Card
“Skimmers”
16Understand
Annuities and How They Work
25Opt-Out of Pre-approved Credit Card Offers at:
OptOutPrescreen.com
22“Arm” Yourself with Information – Learn To Spot The “Red
Flags” of Investment Fraud
40Report Scams In
Your Area To AARP’s Fraud Watch Network
37Resist high pressure
sales tactics such as: “There’s a
shortage”
FREEFraud Info:
Call the PA Department of Banking and
Securities1-800-PA-BANKS
45Report Scams to the
Pennsylvania Department of Banking and
Securities: 800-PA-BANKS
31Beware: "Family
Member in Distress" Scam.
59Be alert when you hear "Last chance, you must act now."
Hang up!
55“Prime Bank” Scam -
Profit Like the Experts - Get The
Secrets To Success
60Tax preparers and insurance agents
must have a license to sell you securities.
48AARP’s “Fraud
Watch Network” - Beware of “Reps”
Calling from Medicare/Gov’t
Agencies
49If you are told the investment should be kept a secret,
walk away.
65Red Flag: “Limited
Quantity”
71Beware: The “International Lottery” Scam
75Beware: “Charity”
Scams
63Beware: Ponzi
Schemes
72Seniors are the
number one target of frauds and scams.
The Pennsylvania Department of Banking and Securities developed this tool and format for consumer education purposes and has provided its use for such purposes free to the public and other regulatory bodies. The PA DoBS does not endorse or approve any modifications from its original format.
Fraud BINGO
F R A U D13
Keep in mind that good manners don't
indicate personal integrity.
3Beware: “Counterfeit
Cashier’s Check” Scam
2Been victimized? Call Pennsylvania
Department of Banking Securities:
800-PA-BANKS
4Keep copies of all
financial documents.
14“Shred” Anything
with Your Name or Identifying
Information on It
19Beware: The “Credit
Repair” Scam
18Beware: of Identity Theft and How It
Can Happen
16Understand
Annuities and How They Work
23Read the fine print before you sign up.
22“Arm” Yourself with Information – Learn To Spot The “Red
Flags” of Investment Fraud
43When in doubt, check out the
company.
41Don't send money to anyone who insists
on immediate payment.
FREEFraud Info:
Call the PA Department of Banking and
Securities1-800-PA-BANKS
34Beware: The
“Romance” Scam
33Check Out Strangers
Touting Strange Deals
54Promissory notes - a promise isn't always
a promise.
57Get Ahead of The Scammers – Sign Up for “Watchdog
Alerts.”
50Red Flag: “Everyone
Is In On It” Investment
59Be alert when you hear "Last chance, you must act now."
Hang up!
48AARP’s “Fraud
Watch Network” - Beware of “Reps”
Calling from Medicare/Gov’t
Agencies
65Red Flag: “Limited
Quantity”
68Never buy an
investment under pressure - sleep on it.
71Beware: The “International Lottery” Scam
62Nigerian Letter
Scam, promising millions for help with
foreign business exchange.
72Seniors are the
number one target of frauds and scams.
The Pennsylvania Department of Banking and Securities developed this tool and format for consumer education purposes and has provided its use for such purposes free to the public and other regulatory bodies. The PA DoBS does not endorse or approve any modifications from its original format.
Fraud BINGO
F R A U D3
Beware: “Counterfeit Cashier’s Check”
Scam
4Keep copies of all
financial documents.
6If it sounds too good to be true, it probably
is.
11Don't be drawn by
appearances, scam artists know the
importance of first impressions.
2Been victimized? Call Pennsylvania
Department of Banking Securities:
800-PA-BANKS
18Beware: of Identity Theft and How It
Can Happen
26Use Caller ID!
30Beware: of “Reload”
Scams
23Read the fine print before you sign up.
22“Arm” Yourself with Information – Learn To Spot The “Red
Flags” of Investment Fraud
40Report Scams In
Your Area To AARP’s Fraud Watch Network
33Check Out Strangers
Touting Strange Deals
FREEFraud Info:
Call the PA Department of Banking and
Securities1-800-PA-BANKS
44Don’t Let
Embarrassment or Fear Keep You from
Reporting Fraud
45Report Scams to the
Pennsylvania Department of Banking and
Securities: 800-PA-BANKS
54Promissory notes - a promise isn't always
a promise.
55“Prime Bank” Scam -
Profit Like the Experts - Get The
Secrets To Success
51Don’t Chase
“Phantom Riches.”
50Red Flag: “Everyone
Is In On It” Investment
53Affinity fraud - "I'm like you so you can
trust me" scam.
66If You Are A Victim of Fraud Report It –
Immediately!
73Beware: The
“Microsoft” Scam
62Nigerian Letter
Scam, promising millions for help with
foreign business exchange.
71Beware: The “International Lottery” Scam
65Red Flag: “Limited
Quantity”
The Pennsylvania Department of Banking and Securities developed this tool and format for consumer education purposes and has provided its use for such purposes free to the public and other regulatory bodies. The PA DoBS does not endorse or approve any modifications from its original format.
Fraud BINGO
F R A U D3
Beware: “Counterfeit Cashier’s Check”
Scam
8Older persons are most likely to be targets of a scam.
1Never Give Out
Personal Info Over the Phone – Unless You Initiated the Call
10Beware of “Spoofing”
9Check your financial
statements for accuracy.
26Use Caller ID!
20Beware: Sending
Your Money Offshore To Collect “Tax Free” Income
29Beware: The IRS
Scam
18Beware: of Identity Theft and How It
Can Happen
25Opt-Out of Pre-approved Credit Card Offers at:
OptOutPrescreen.com
45Report Scams to the
Pennsylvania Department of Banking and
Securities: 800-PA-BANKS
36Make Front and Back Copies of Credit and Debit
Cards
FREEFraud Info:
Call the PA Department of Banking and
Securities1-800-PA-BANKS
43When in doubt, check out the
company.
38Avoid Giving Out
Your Social Security Number
50Red Flag: “Everyone
Is In On It” Investment
60Tax preparers and insurance agents
must have a license to sell you securities.
58Red flag: "Limited
time offer."
59Be alert when you hear "Last chance, you must act now."
Hang up!
53Affinity fraud - "I'm like you so you can
trust me" scam.
70Investment seminars
may offer free dinner, but there’s no such thing as a free
lunch.
66If You Are A Victim of Fraud Report It –
Immediately!
68Never buy an
investment under pressure - sleep on it.
72Seniors are the
number one target of frauds and scams.
75Beware: “Charity”
Scams
The Pennsylvania Department of Banking and Securities developed this tool and format for consumer education purposes and has provided its use for such purposes free to the public and other regulatory bodies. The PA DoBS does not endorse or approve any modifications from its original format.
Fraud BINGO
F R A U D12
Beware: Anyone Who Calls You “Out
of The Blue” Claiming You Owe
Them Money
1Never Give Out
Personal Info Over the Phone – Unless You Initiated the Call
7Low risk and high returns usually do
not go hand in hand.
2Been victimized? Call Pennsylvania
Department of Banking Securities:
800-PA-BANKS
15Get a Copy of Your Free Credit Report
At: annualcreditreport.co
m
20Beware: Sending
Your Money Offshore To Collect “Tax Free” Income
28Beware: Home
Improvement Scam
27Utilize a “Credit
Freeze” With the Three Main Credit
Bureaus
24Beware: Card
“Skimmers”
30Beware: of “Reload”
Scams
35Should We Give Out Personal Information
Over the Phone?
34Beware: The
“Romance” Scam
FREEFraud Info:
Call the PA Department of Banking and
Securities1-800-PA-BANKS
33Check Out Strangers
Touting Strange Deals
38Avoid Giving Out
Your Social Security Number
47If in doubt, say "NO!" Trust your instincts.
60Tax preparers and insurance agents
must have a license to sell you securities.
46If sales person can’t
give you detailed answers, hang up - MUCH less risky to
do so!
53Affinity fraud - "I'm like you so you can
trust me" scam.
51Don’t Chase
“Phantom Riches.”
68Never buy an
investment under pressure - sleep on it.
65Red Flag: “Limited
Quantity”
69An uninformed
investor can be the best friend of a financial criminal
64Beware: The “Pay
Up Front” Scam
63Beware: Ponzi
Schemes
The Pennsylvania Department of Banking and Securities developed this tool and format for consumer education purposes and has provided its use for such purposes free to the public and other regulatory bodies. The PA DoBS does not endorse or approve any modifications from its original format.
Fraud BINGO
F R A U D12
Beware: Anyone Who Calls You “Out
of The Blue” Claiming You Owe
Them Money
3Beware: “Counterfeit
Cashier’s Check” Scam
6If it sounds too good to be true, it probably
is.
7Low risk and high returns usually do
not go hand in hand.
5Many victims of
financial fraud are smart and well-
educated.
23Read the fine print before you sign up.
18Beware: of Identity Theft and How It
Can Happen
29Beware: The IRS
Scam
20Beware: Sending
Your Money Offshore To Collect “Tax Free” Income
21Don't give out
personal information because of an
unsolicited sales pitch.
44Don’t Let
Embarrassment or Fear Keep You from
Reporting Fraud
42Follow the
Department on Twitter
@PAFinancialReg
FREEFraud Info:
Call the PA Department of Banking and
Securities1-800-PA-BANKS
40Report Scams In
Your Area To AARP’s Fraud Watch Network
45Report Scams to the
Pennsylvania Department of Banking and
Securities: 800-PA-BANKS
49If you are told the investment should be kept a secret,
walk away.
46If sales person can’t
give you detailed answers, hang up - MUCH less risky to
do so!
53Affinity fraud - "I'm like you so you can
trust me" scam.
57Get Ahead of The Scammers – Sign Up for “Watchdog
Alerts.”
52Scam artists use
Internet tools such as unsolicited email
to spread false information
71Beware: The “International Lottery” Scam
63Beware: Ponzi
Schemes
74Be careful.
Recovering your money is very
difficult.
73Beware: The
“Microsoft” Scam
62Nigerian Letter
Scam, promising millions for help with
foreign business exchange.
The Pennsylvania Department of Banking and Securities developed this tool and format for consumer education purposes and has provided its use for such purposes free to the public and other regulatory bodies. The PA DoBS does not endorse or approve any modifications from its original format.
Fraud BINGO
F R A U D10
Beware of “Spoofing”
15Get a Copy of Your Free Credit Report
At: annualcreditreport.co
m
9Check your financial
statements for accuracy.
3Beware: “Counterfeit
Cashier’s Check” Scam
13Keep in mind that
good manners don't indicate personal
integrity.
25Opt-Out of Pre-approved Credit Card Offers at:
OptOutPrescreen.com
26Use Caller ID!
20Beware: Sending
Your Money Offshore To Collect “Tax Free” Income
21Don't give out
personal information because of an
unsolicited sales pitch.
16Understand
Annuities and How They Work
32Protect Yourself
from Scams and ID Theft
45Report Scams to the
Pennsylvania Department of Banking and
Securities: 800-PA-BANKSFREE
Fraud Info:Call the PA
Department of Banking and
Securities1-800-PA-BANKS
40Report Scams In
Your Area To AARP’s Fraud Watch Network
37Resist high pressure
sales tactics such as: “There’s a
shortage”
54Promissory notes - a promise isn't always
a promise.
58Red flag: "Limited
time offer."
59Be alert when you hear "Last chance, you must act now."
Hang up!
48AARP’s “Fraud
Watch Network” - Beware of “Reps”
Calling from Medicare/Gov’t
Agencies
52Scam artists use
Internet tools such as unsolicited email
to spread false information
62Nigerian Letter
Scam, promising millions for help with
foreign business exchange.
75Beware: “Charity”
Scams
65Red Flag: “Limited
Quantity”
73Beware: The
“Microsoft” Scam
64Beware: The “Pay
Up Front” Scam
The Pennsylvania Department of Banking and Securities developed this tool and format for consumer education purposes and has provided its use for such purposes free to the public and other regulatory bodies. The PA DoBS does not endorse or approve any modifications from its original format.
Fraud BINGO
F R A U D4
Keep copies of all financial documents.
13Keep in mind that
good manners don't indicate personal
integrity.
14“Shred” Anything
with Your Name or Identifying
Information on It
9Check your financial
statements for accuracy.
5Many victims of
financial fraud are smart and well-
educated.
29Beware: The IRS
Scam
28Beware: Home
Improvement Scam
26Use Caller ID!
17Make Sure to Use “Strong” Passwords
16Understand
Annuities and How They Work
42Follow the
Department on Twitter
@PAFinancialReg
31Beware: "Family
Member in Distress" Scam.
FREEFraud Info:
Call the PA Department of Banking and
Securities1-800-PA-BANKS
40Report Scams In
Your Area To AARP’s Fraud Watch Network
36Make Front and Back Copies of Credit and Debit
Cards
50Red Flag: “Everyone
Is In On It” Investment
59Be alert when you hear "Last chance, you must act now."
Hang up!
53Affinity fraud - "I'm like you so you can
trust me" scam.
60Tax preparers and insurance agents
must have a license to sell you securities.
47If in doubt, say "NO!" Trust your instincts.
72Seniors are the
number one target of frauds and scams.
64Beware: The “Pay
Up Front” Scam
70Investment seminars
may offer free dinner, but there’s no such thing as a free
lunch.
65Red Flag: “Limited
Quantity”
63Beware: Ponzi
Schemes
The Pennsylvania Department of Banking and Securities developed this tool and format for consumer education purposes and has provided its use for such purposes free to the public and other regulatory bodies. The PA DoBS does not endorse or approve any modifications from its original format.
Fraud BINGO
F R A U D14
“Shred” Anything with Your Name or
Identifying Information on It
9Check your financial
statements for accuracy.
15Get a Copy of Your Free Credit Report
At: annualcreditreport.co
m
2Been victimized? Call Pennsylvania
Department of Banking Securities:
800-PA-BANKS
4Keep copies of all
financial documents.
28Beware: Home
Improvement Scam
30Beware: of “Reload”
Scams
22“Arm” Yourself with Information – Learn To Spot The “Red
Flags” of Investment Fraud
20Beware: Sending
Your Money Offshore To Collect “Tax Free” Income
27Utilize a “Credit
Freeze” With the Three Main Credit
Bureaus
44Don’t Let
Embarrassment or Fear Keep You from
Reporting Fraud
43When in doubt, check out the
company.
FREEFraud Info:
Call the PA Department of Banking and
Securities1-800-PA-BANKS
38Avoid Giving Out
Your Social Security Number
42Follow the
Department on Twitter
@PAFinancialReg
55“Prime Bank” Scam -
Profit Like the Experts - Get The
Secrets To Success
48AARP’s “Fraud
Watch Network” - Beware of “Reps”
Calling from Medicare/Gov’t
Agencies
56Red flag: "Risk free"
and "Guaranteed."
58Red flag: "Limited
time offer."
52Scam artists use
Internet tools such as unsolicited email
to spread false information
61If you don't
understand how the investment works,
don't buy it.
75Beware: “Charity”
Scams
70Investment seminars
may offer free dinner, but there’s no such thing as a free
lunch.
71Beware: The “International Lottery” Scam
62Nigerian Letter
Scam, promising millions for help with
foreign business exchange.
The Pennsylvania Department of Banking and Securities developed this tool and format for consumer education purposes and has provided its use for such purposes free to the public and other regulatory bodies. The PA DoBS does not endorse or approve any modifications from its original format.
Fraud BINGO
F R A U D7
Low risk and high returns usually do
not go hand in hand.
9Check your financial
statements for accuracy.
11Don't be drawn by
appearances, scam artists know the
importance of first impressions.
10Beware of “Spoofing”
13Keep in mind that
good manners don't indicate personal
integrity.
26Use Caller ID!
24Beware: Card
“Skimmers”
21Don't give out
personal information because of an
unsolicited sales pitch.
30Beware: of “Reload”
Scams
23Read the fine print before you sign up.
42Follow the
Department on Twitter
@PAFinancialReg
36Make Front and Back Copies of Credit and Debit
Cards
FREEFraud Info:
Call the PA Department of Banking and
Securities1-800-PA-BANKS
37Resist high pressure
sales tactics such as: “There’s a
shortage”
35Should We Give Out Personal Information
Over the Phone?
58Red flag: "Limited
time offer."
51Don’t Chase
“Phantom Riches.”
60Tax preparers and insurance agents
must have a license to sell you securities.
56Red flag: "Risk free"
and "Guaranteed."
47If in doubt, say "NO!" Trust your instincts.
62Nigerian Letter
Scam, promising millions for help with
foreign business exchange.
64Beware: The “Pay
Up Front” Scam
70Investment seminars
may offer free dinner, but there’s no such thing as a free
lunch.
69An uninformed
investor can be the best friend of a financial criminal
72Seniors are the
number one target of frauds and scams.
The Pennsylvania Department of Banking and Securities developed this tool and format for consumer education purposes and has provided its use for such purposes free to the public and other regulatory bodies. The PA DoBS does not endorse or approve any modifications from its original format.
Fraud BINGO
F R A U D6
If it sounds too good to be true, it probably
is.
8Older persons are most likely to be targets of a scam.
13Keep in mind that
good manners don't indicate personal
integrity.
3Beware: “Counterfeit
Cashier’s Check” Scam
11Don't be drawn by
appearances, scam artists know the
importance of first impressions.
24Beware: Card
“Skimmers”
26Use Caller ID!
20Beware: Sending
Your Money Offshore To Collect “Tax Free” Income
27Utilize a “Credit
Freeze” With the Three Main Credit
Bureaus
25Opt-Out of Pre-approved Credit Card Offers at:
OptOutPrescreen.com
36Make Front and Back Copies of Credit and Debit
Cards
40Report Scams In
Your Area To AARP’s Fraud Watch Network
FREEFraud Info:
Call the PA Department of Banking and
Securities1-800-PA-BANKS
33Check Out Strangers
Touting Strange Deals
42Follow the
Department on Twitter
@PAFinancialReg
54Promissory notes - a promise isn't always
a promise.
53Affinity fraud - "I'm like you so you can
trust me" scam.
56Red flag: "Risk free"
and "Guaranteed."
52Scam artists use
Internet tools such as unsolicited email
to spread false information
49If you are told the investment should be kept a secret,
walk away.
74Be careful.
Recovering your money is very
difficult.
62Nigerian Letter
Scam, promising millions for help with
foreign business exchange.
71Beware: The “International Lottery” Scam
68Never buy an
investment under pressure - sleep on it.
65Red Flag: “Limited
Quantity”
The Pennsylvania Department of Banking and Securities developed this tool and format for consumer education purposes and has provided its use for such purposes free to the public and other regulatory bodies. The PA DoBS does not endorse or approve any modifications from its original format.
Fraud BINGO
F R A U D8
Older persons are most likely to be targets of a scam.
11Don't be drawn by
appearances, scam artists know the
importance of first impressions.
9Check your financial
statements for accuracy.
7Low risk and high returns usually do
not go hand in hand.
15Get a Copy of Your Free Credit Report
At: annualcreditreport.co
m
16Understand
Annuities and How They Work
19Beware: The “Credit
Repair” Scam
24Beware: Card
“Skimmers”
29Beware: The IRS
Scam
18Beware: of Identity Theft and How It
Can Happen
40Report Scams In
Your Area To AARP’s Fraud Watch Network
36Make Front and Back Copies of Credit and Debit
Cards
FREEFraud Info:
Call the PA Department of Banking and
Securities1-800-PA-BANKS
39Check out the DoBS on Facebook at PA Investor Education
44Don’t Let
Embarrassment or Fear Keep You from
Reporting Fraud
46If sales person can’t
give you detailed answers, hang up - MUCH less risky to
do so!
55“Prime Bank” Scam -
Profit Like the Experts - Get The
Secrets To Success
53Affinity fraud - "I'm like you so you can
trust me" scam.
47If in doubt, say "NO!" Trust your instincts.
48AARP’s “Fraud
Watch Network” - Beware of “Reps”
Calling from Medicare/Gov’t
Agencies
66If You Are A Victim of Fraud Report It –
Immediately!
71Beware: The “International Lottery” Scam
70Investment seminars
may offer free dinner, but there’s no such thing as a free
lunch.
72Seniors are the
number one target of frauds and scams.
67Never Feel
Obligated To Invest Because of A
“Freebie.”
The Pennsylvania Department of Banking and Securities developed this tool and format for consumer education purposes and has provided its use for such purposes free to the public and other regulatory bodies. The PA DoBS does not endorse or approve any modifications from its original format.
Fraud BINGO
F R A U D9
Check your financial statements for
accuracy.
11Don't be drawn by
appearances, scam artists know the
importance of first impressions.
6If it sounds too good to be true, it probably
is.
7Low risk and high returns usually do
not go hand in hand.
14“Shred” Anything
with Your Name or Identifying
Information on It
17Make Sure to Use “Strong” Passwords
23Read the fine print before you sign up.
24Beware: Card
“Skimmers”
16Understand
Annuities and How They Work
20Beware: Sending
Your Money Offshore To Collect “Tax Free” Income
33Check Out Strangers
Touting Strange Deals
45Report Scams to the
Pennsylvania Department of Banking and
Securities: 800-PA-BANKSFREE
Fraud Info:Call the PA
Department of Banking and
Securities1-800-PA-BANKS
31Beware: "Family
Member in Distress" Scam.
40Report Scams In
Your Area To AARP’s Fraud Watch Network
47If in doubt, say "NO!" Trust your instincts.
56Red flag: "Risk free"
and "Guaranteed."
59Be alert when you hear "Last chance, you must act now."
Hang up!
54Promissory notes - a promise isn't always
a promise.
48AARP’s “Fraud
Watch Network” - Beware of “Reps”
Calling from Medicare/Gov’t
Agencies
69An uninformed
investor can be the best friend of a financial criminal
67Never Feel
Obligated To Invest Because of A
“Freebie.”
71Beware: The “International Lottery” Scam
73Beware: The
“Microsoft” Scam
62Nigerian Letter
Scam, promising millions for help with
foreign business exchange.
The Pennsylvania Department of Banking and Securities developed this tool and format for consumer education purposes and has provided its use for such purposes free to the public and other regulatory bodies. The PA DoBS does not endorse or approve any modifications from its original format.
Fraud BINGO
F R A U D13
Keep in mind that good manners don't
indicate personal integrity.
14“Shred” Anything
with Your Name or Identifying
Information on It
7Low risk and high returns usually do
not go hand in hand.
5Many victims of
financial fraud are smart and well-
educated.
1Never Give Out
Personal Info Over the Phone – Unless You Initiated the Call
30Beware: of “Reload”
Scams
23Read the fine print before you sign up.
16Understand
Annuities and How They Work
28Beware: Home
Improvement Scam
25Opt-Out of Pre-approved Credit Card Offers at:
OptOutPrescreen.com
38Avoid Giving Out
Your Social Security Number
41Don't send money to anyone who insists
on immediate payment.
FREEFraud Info:
Call the PA Department of Banking and
Securities1-800-PA-BANKS
44Don’t Let
Embarrassment or Fear Keep You from
Reporting Fraud
37Resist high pressure
sales tactics such as: “There’s a
shortage”
50Red Flag: “Everyone
Is In On It” Investment
56Red flag: "Risk free"
and "Guaranteed."
51Don’t Chase
“Phantom Riches.”
48AARP’s “Fraud
Watch Network” - Beware of “Reps”
Calling from Medicare/Gov’t
Agencies
53Affinity fraud - "I'm like you so you can
trust me" scam.
63Beware: Ponzi
Schemes
66If You Are A Victim of Fraud Report It –
Immediately!
64Beware: The “Pay
Up Front” Scam
68Never buy an
investment under pressure - sleep on it.
70Investment seminars
may offer free dinner, but there’s no such thing as a free
lunch.
The Pennsylvania Department of Banking and Securities developed this tool and format for consumer education purposes and has provided its use for such purposes free to the public and other regulatory bodies. The PA DoBS does not endorse or approve any modifications from its original format.
Fraud BINGO
F R A U D9
Check your financial statements for
accuracy.
7Low risk and high returns usually do
not go hand in hand.
12Beware: Anyone
Who Calls You “Out of The Blue”
Claiming You Owe Them Money
6If it sounds too good to be true, it probably
is.
3Beware: “Counterfeit
Cashier’s Check” Scam
17Make Sure to Use “Strong” Passwords
28Beware: Home
Improvement Scam
24Beware: Card
“Skimmers”
21Don't give out
personal information because of an
unsolicited sales pitch.
27Utilize a “Credit
Freeze” With the Three Main Credit
Bureaus
40Report Scams In
Your Area To AARP’s Fraud Watch Network
36Make Front and Back Copies of Credit and Debit
Cards
FREEFraud Info:
Call the PA Department of Banking and
Securities1-800-PA-BANKS
41Don't send money to anyone who insists
on immediate payment.
39Check out the DoBS on Facebook at PA Investor Education
47If in doubt, say "NO!" Trust your instincts.
58Red flag: "Limited
time offer."
59Be alert when you hear "Last chance, you must act now."
Hang up!
54Promissory notes - a promise isn't always
a promise.
60Tax preparers and insurance agents
must have a license to sell you securities.
67Never Feel
Obligated To Invest Because of A
“Freebie.”
74Be careful.
Recovering your money is very
difficult.
64Beware: The “Pay
Up Front” Scam
75Beware: “Charity”
Scams
65Red Flag: “Limited
Quantity”
The Pennsylvania Department of Banking and Securities developed this tool and format for consumer education purposes and has provided its use for such purposes free to the public and other regulatory bodies. The PA DoBS does not endorse or approve any modifications from its original format.
Fraud BINGO
F R A U D9
Check your financial statements for
accuracy.
12Beware: Anyone
Who Calls You “Out of The Blue”
Claiming You Owe Them Money
14“Shred” Anything
with Your Name or Identifying
Information on It
11Don't be drawn by
appearances, scam artists know the
importance of first impressions.
10Beware of “Spoofing”
22“Arm” Yourself with Information – Learn To Spot The “Red
Flags” of Investment Fraud
19Beware: The “Credit
Repair” Scam
16Understand
Annuities and How They Work
18Beware: of Identity Theft and How It
Can Happen
17Make Sure to Use “Strong” Passwords
39Check out the DoBS on Facebook at PA Investor Education
36Make Front and Back Copies of Credit and Debit
Cards
FREEFraud Info:
Call the PA Department of Banking and
Securities1-800-PA-BANKS
35Should We Give Out Personal Information
Over the Phone?
45Report Scams to the
Pennsylvania Department of Banking and
Securities: 800-PA-BANKS
46If sales person can’t
give you detailed answers, hang up - MUCH less risky to
do so!
50Red Flag: “Everyone
Is In On It” Investment
60Tax preparers and insurance agents
must have a license to sell you securities.
48AARP’s “Fraud
Watch Network” - Beware of “Reps”
Calling from Medicare/Gov’t
Agencies
58Red flag: "Limited
time offer."
71Beware: The “International Lottery” Scam
68Never buy an
investment under pressure - sleep on it.
74Be careful.
Recovering your money is very
difficult.
63Beware: Ponzi
Schemes
64Beware: The “Pay
Up Front” Scam
The Pennsylvania Department of Banking and Securities developed this tool and format for consumer education purposes and has provided its use for such purposes free to the public and other regulatory bodies. The PA DoBS does not endorse or approve any modifications from its original format.
Fraud BINGO
F R A U D11
Don't be drawn by appearances, scam
artists know the importance of first
impressions.
15Get a Copy of Your Free Credit Report
At: annualcreditreport.co
m
1Never Give Out
Personal Info Over the Phone – Unless You Initiated the Call
3Beware: “Counterfeit
Cashier’s Check” Scam
5Many victims of
financial fraud are smart and well-
educated.
28Beware: Home
Improvement Scam
30Beware: of “Reload”
Scams
21Don't give out
personal information because of an
unsolicited sales pitch.
25Opt-Out of Pre-approved Credit Card Offers at:
OptOutPrescreen.com
22“Arm” Yourself with Information – Learn To Spot The “Red
Flags” of Investment Fraud
41Don't send money to anyone who insists
on immediate payment.
31Beware: "Family
Member in Distress" Scam.
FREEFraud Info:
Call the PA Department of Banking and
Securities1-800-PA-BANKS
40Report Scams In
Your Area To AARP’s Fraud Watch Network
43When in doubt, check out the
company.
48AARP’s “Fraud
Watch Network” - Beware of “Reps”
Calling from Medicare/Gov’t
Agencies
58Red flag: "Limited
time offer."
56Red flag: "Risk free"
and "Guaranteed."
52Scam artists use
Internet tools such as unsolicited email
to spread false information
57Get Ahead of The Scammers – Sign Up for “Watchdog
Alerts.”
61If you don't
understand how the investment works,
don't buy it.
63Beware: Ponzi
Schemes
67Never Feel
Obligated To Invest Because of A
“Freebie.”
74Be careful.
Recovering your money is very
difficult.
69An uninformed
investor can be the best friend of a financial criminal
The Pennsylvania Department of Banking and Securities developed this tool and format for consumer education purposes and has provided its use for such purposes free to the public and other regulatory bodies. The PA DoBS does not endorse or approve any modifications from its original format.
Fraud BINGO
F R A U D6
If it sounds too good to be true, it probably
is.
12Beware: Anyone
Who Calls You “Out of The Blue”
Claiming You Owe Them Money
8Older persons are most likely to be targets of a scam.
2Been victimized? Call Pennsylvania
Department of Banking Securities:
800-PA-BANKS
5Many victims of
financial fraud are smart and well-
educated.
26Use Caller ID!
17Make Sure to Use “Strong” Passwords
25Opt-Out of Pre-approved Credit Card Offers at:
OptOutPrescreen.com
20Beware: Sending
Your Money Offshore To Collect “Tax Free” Income
23Read the fine print before you sign up.
36Make Front and Back Copies of Credit and Debit
Cards
32Protect Yourself
from Scams and ID Theft
FREEFraud Info:
Call the PA Department of Banking and
Securities1-800-PA-BANKS
33Check Out Strangers
Touting Strange Deals
43When in doubt, check out the
company.
48AARP’s “Fraud
Watch Network” - Beware of “Reps”
Calling from Medicare/Gov’t
Agencies
57Get Ahead of The Scammers – Sign Up for “Watchdog
Alerts.”
50Red Flag: “Everyone
Is In On It” Investment
60Tax preparers and insurance agents
must have a license to sell you securities.
55“Prime Bank” Scam -
Profit Like the Experts - Get The
Secrets To Success
64Beware: The “Pay
Up Front” Scam
74Be careful.
Recovering your money is very
difficult.
68Never buy an
investment under pressure - sleep on it.
73Beware: The
“Microsoft” Scam
61If you don't
understand how the investment works,
don't buy it.
The Pennsylvania Department of Banking and Securities developed this tool and format for consumer education purposes and has provided its use for such purposes free to the public and other regulatory bodies. The PA DoBS does not endorse or approve any modifications from its original format.
Fraud BINGO
F R A U D15
Get a Copy of Your Free Credit Report
At: annualcreditreport.co
m
1Never Give Out
Personal Info Over the Phone – Unless You Initiated the Call
10Beware of “Spoofing”
8Older persons are most likely to be targets of a scam.
4Keep copies of all
financial documents.
17Make Sure to Use “Strong” Passwords
28Beware: Home
Improvement Scam
19Beware: The “Credit
Repair” Scam
21Don't give out
personal information because of an
unsolicited sales pitch.
16Understand
Annuities and How They Work
38Avoid Giving Out
Your Social Security Number
42Follow the
Department on Twitter
@PAFinancialReg
FREEFraud Info:
Call the PA Department of Banking and
Securities1-800-PA-BANKS
44Don’t Let
Embarrassment or Fear Keep You from
Reporting Fraud
37Resist high pressure
sales tactics such as: “There’s a
shortage”
55“Prime Bank” Scam -
Profit Like the Experts - Get The
Secrets To Success
47If in doubt, say "NO!" Trust your instincts.
48AARP’s “Fraud
Watch Network” - Beware of “Reps”
Calling from Medicare/Gov’t
Agencies
57Get Ahead of The Scammers – Sign Up for “Watchdog
Alerts.”
49If you are told the investment should be kept a secret,
walk away.
68Never buy an
investment under pressure - sleep on it.
73Beware: The
“Microsoft” Scam
75Beware: “Charity”
Scams
62Nigerian Letter
Scam, promising millions for help with
foreign business exchange.
70Investment seminars
may offer free dinner, but there’s no such thing as a free
lunch.
The Pennsylvania Department of Banking and Securities developed this tool and format for consumer education purposes and has provided its use for such purposes free to the public and other regulatory bodies. The PA DoBS does not endorse or approve any modifications from its original format.
Fraud BINGO
F R A U D3
Beware: “Counterfeit Cashier’s Check”
Scam
9Check your financial
statements for accuracy.
13Keep in mind that
good manners don't indicate personal
integrity.
1Never Give Out
Personal Info Over the Phone – Unless You Initiated the Call
8Older persons are most likely to be targets of a scam.
30Beware: of “Reload”
Scams
27Utilize a “Credit
Freeze” With the Three Main Credit
Bureaus
18Beware: of Identity Theft and How It
Can Happen
26Use Caller ID!
28Beware: Home
Improvement Scam
35Should We Give Out Personal Information
Over the Phone?
42Follow the
Department on Twitter
@PAFinancialReg
FREEFraud Info:
Call the PA Department of Banking and
Securities1-800-PA-BANKS
41Don't send money to anyone who insists
on immediate payment.
31Beware: "Family
Member in Distress" Scam.
47If in doubt, say "NO!" Trust your instincts.
58Red flag: "Limited
time offer."
52Scam artists use
Internet tools such as unsolicited email
to spread false information
50Red Flag: “Everyone
Is In On It” Investment
55“Prime Bank” Scam -
Profit Like the Experts - Get The
Secrets To Success
65Red Flag: “Limited
Quantity”
74Be careful.
Recovering your money is very
difficult.
75Beware: “Charity”
Scams
69An uninformed
investor can be the best friend of a financial criminal
68Never buy an
investment under pressure - sleep on it.
The Pennsylvania Department of Banking and Securities developed this tool and format for consumer education purposes and has provided its use for such purposes free to the public and other regulatory bodies. The PA DoBS does not endorse or approve any modifications from its original format.
Fraud BINGO
F R A U D10
Beware of “Spoofing”
7Low risk and high returns usually do
not go hand in hand.
15Get a Copy of Your Free Credit Report
At: annualcreditreport.co
m
8Older persons are most likely to be targets of a scam.
6If it sounds too good to be true, it probably
is.
27Utilize a “Credit
Freeze” With the Three Main Credit
Bureaus
21Don't give out
personal information because of an
unsolicited sales pitch.
18Beware: of Identity Theft and How It
Can Happen
29Beware: The IRS
Scam
24Beware: Card
“Skimmers”
39Check out the DoBS on Facebook at PA Investor Education
40Report Scams In
Your Area To AARP’s Fraud Watch Network
FREEFraud Info:
Call the PA Department of Banking and
Securities1-800-PA-BANKS
44Don’t Let
Embarrassment or Fear Keep You from
Reporting Fraud
35Should We Give Out Personal Information
Over the Phone?
46If sales person can’t
give you detailed answers, hang up - MUCH less risky to
do so!
49If you are told the investment should be kept a secret,
walk away.
47If in doubt, say "NO!" Trust your instincts.
57Get Ahead of The Scammers – Sign Up for “Watchdog
Alerts.”
50Red Flag: “Everyone
Is In On It” Investment
75Beware: “Charity”
Scams
62Nigerian Letter
Scam, promising millions for help with
foreign business exchange.
67Never Feel
Obligated To Invest Because of A
“Freebie.”
73Beware: The
“Microsoft” Scam
72Seniors are the
number one target of frauds and scams.
The Pennsylvania Department of Banking and Securities developed this tool and format for consumer education purposes and has provided its use for such purposes free to the public and other regulatory bodies. The PA DoBS does not endorse or approve any modifications from its original format.
Fraud BINGO
F R A U D13
Keep in mind that good manners don't
indicate personal integrity.
2Been victimized? Call Pennsylvania
Department of Banking Securities:
800-PA-BANKS
14“Shred” Anything
with Your Name or Identifying
Information on It
1Never Give Out
Personal Info Over the Phone – Unless You Initiated the Call
5Many victims of
financial fraud are smart and well-
educated.
28Beware: Home
Improvement Scam
16Understand
Annuities and How They Work
18Beware: of Identity Theft and How It
Can Happen
20Beware: Sending
Your Money Offshore To Collect “Tax Free” Income
19Beware: The “Credit
Repair” Scam
40Report Scams In
Your Area To AARP’s Fraud Watch Network
34Beware: The
“Romance” Scam
FREEFraud Info:
Call the PA Department of Banking and
Securities1-800-PA-BANKS
38Avoid Giving Out
Your Social Security Number
44Don’t Let
Embarrassment or Fear Keep You from
Reporting Fraud
53Affinity fraud - "I'm like you so you can
trust me" scam.
47If in doubt, say "NO!" Trust your instincts.
58Red flag: "Limited
time offer."
51Don’t Chase
“Phantom Riches.”
54Promissory notes - a promise isn't always
a promise.
70Investment seminars
may offer free dinner, but there’s no such thing as a free
lunch.
71Beware: The “International Lottery” Scam
61If you don't
understand how the investment works,
don't buy it.
63Beware: Ponzi
Schemes
64Beware: The “Pay
Up Front” Scam
The Pennsylvania Department of Banking and Securities developed this tool and format for consumer education purposes and has provided its use for such purposes free to the public and other regulatory bodies. The PA DoBS does not endorse or approve any modifications from its original format.
Fraud BINGO
F R A U D1
Never Give Out Personal Info Over the Phone – Unless You Initiated the Call
7Low risk and high returns usually do
not go hand in hand.
12Beware: Anyone
Who Calls You “Out of The Blue”
Claiming You Owe Them Money
3Beware: “Counterfeit
Cashier’s Check” Scam
13Keep in mind that
good manners don't indicate personal
integrity.
27Utilize a “Credit
Freeze” With the Three Main Credit
Bureaus
19Beware: The “Credit
Repair” Scam
22“Arm” Yourself with Information – Learn To Spot The “Red
Flags” of Investment Fraud
21Don't give out
personal information because of an
unsolicited sales pitch.
20Beware: Sending
Your Money Offshore To Collect “Tax Free” Income
35Should We Give Out Personal Information
Over the Phone?
36Make Front and Back Copies of Credit and Debit
Cards
FREEFraud Info:
Call the PA Department of Banking and
Securities1-800-PA-BANKS
40Report Scams In
Your Area To AARP’s Fraud Watch Network
43When in doubt, check out the
company.
47If in doubt, say "NO!" Trust your instincts.
54Promissory notes - a promise isn't always
a promise.
46If sales person can’t
give you detailed answers, hang up - MUCH less risky to
do so!
50Red Flag: “Everyone
Is In On It” Investment
56Red flag: "Risk free"
and "Guaranteed."
67Never Feel
Obligated To Invest Because of A
“Freebie.”
70Investment seminars
may offer free dinner, but there’s no such thing as a free
lunch.
64Beware: The “Pay
Up Front” Scam
75Beware: “Charity”
Scams
65Red Flag: “Limited
Quantity”
The Pennsylvania Department of Banking and Securities developed this tool and format for consumer education purposes and has provided its use for such purposes free to the public and other regulatory bodies. The PA DoBS does not endorse or approve any modifications from its original format.
Fraud BINGO
F R A U D12
Beware: Anyone Who Calls You “Out
of The Blue” Claiming You Owe
Them Money
1Never Give Out
Personal Info Over the Phone – Unless You Initiated the Call
15Get a Copy of Your Free Credit Report
At: annualcreditreport.co
m
6If it sounds too good to be true, it probably
is.
3Beware: “Counterfeit
Cashier’s Check” Scam
25Opt-Out of Pre-approved Credit Card Offers at:
OptOutPrescreen.com
18Beware: of Identity Theft and How It
Can Happen
24Beware: Card
“Skimmers”
27Utilize a “Credit
Freeze” With the Three Main Credit
Bureaus
22“Arm” Yourself with Information – Learn To Spot The “Red
Flags” of Investment Fraud
33Check Out Strangers
Touting Strange Deals
44Don’t Let
Embarrassment or Fear Keep You from
Reporting Fraud
FREEFraud Info:
Call the PA Department of Banking and
Securities1-800-PA-BANKS
39Check out the DoBS on Facebook at PA Investor Education
43When in doubt, check out the
company.
55“Prime Bank” Scam -
Profit Like the Experts - Get The
Secrets To Success
50Red Flag: “Everyone
Is In On It” Investment
47If in doubt, say "NO!" Trust your instincts.
58Red flag: "Limited
time offer."
54Promissory notes - a promise isn't always
a promise.
71Beware: The “International Lottery” Scam
66If You Are A Victim of Fraud Report It –
Immediately!
68Never buy an
investment under pressure - sleep on it.
67Never Feel
Obligated To Invest Because of A
“Freebie.”
63Beware: Ponzi
Schemes
The Pennsylvania Department of Banking and Securities developed this tool and format for consumer education purposes and has provided its use for such purposes free to the public and other regulatory bodies. The PA DoBS does not endorse or approve any modifications from its original format.
Fraud BINGO
F R A U D15
Get a Copy of Your Free Credit Report
At: annualcreditreport.co
m
14“Shred” Anything
with Your Name or Identifying
Information on It
7Low risk and high returns usually do
not go hand in hand.
1Never Give Out
Personal Info Over the Phone – Unless You Initiated the Call
12Beware: Anyone
Who Calls You “Out of The Blue”
Claiming You Owe Them Money
19Beware: The “Credit
Repair” Scam
23Read the fine print before you sign up.
18Beware: of Identity Theft and How It
Can Happen
30Beware: of “Reload”
Scams
28Beware: Home
Improvement Scam
44Don’t Let
Embarrassment or Fear Keep You from
Reporting Fraud
39Check out the DoBS on Facebook at PA Investor Education
FREEFraud Info:
Call the PA Department of Banking and
Securities1-800-PA-BANKS
41Don't send money to anyone who insists
on immediate payment.
32Protect Yourself
from Scams and ID Theft
48AARP’s “Fraud
Watch Network” - Beware of “Reps”
Calling from Medicare/Gov’t
Agencies
51Don’t Chase
“Phantom Riches.”
59Be alert when you hear "Last chance, you must act now."
Hang up!
46If sales person can’t
give you detailed answers, hang up - MUCH less risky to
do so!
55“Prime Bank” Scam -
Profit Like the Experts - Get The
Secrets To Success
74Be careful.
Recovering your money is very
difficult.
72Seniors are the
number one target of frauds and scams.
62Nigerian Letter
Scam, promising millions for help with
foreign business exchange.
75Beware: “Charity”
Scams
66If You Are A Victim of Fraud Report It –
Immediately!
The Pennsylvania Department of Banking and Securities developed this tool and format for consumer education purposes and has provided its use for such purposes free to the public and other regulatory bodies. The PA DoBS does not endorse or approve any modifications from its original format.
Fraud BINGO
F R A U D13
Keep in mind that good manners don't
indicate personal integrity.
2Been victimized? Call Pennsylvania
Department of Banking Securities:
800-PA-BANKS
12Beware: Anyone
Who Calls You “Out of The Blue”
Claiming You Owe Them Money
3Beware: “Counterfeit
Cashier’s Check” Scam
11Don't be drawn by
appearances, scam artists know the
importance of first impressions.
20Beware: Sending
Your Money Offshore To Collect “Tax Free” Income
29Beware: The IRS
Scam
16Understand
Annuities and How They Work
25Opt-Out of Pre-approved Credit Card Offers at:
OptOutPrescreen.com
18Beware: of Identity Theft and How It
Can Happen
37Resist high pressure
sales tactics such as: “There’s a
shortage”
33Check Out Strangers
Touting Strange Deals
FREEFraud Info:
Call the PA Department of Banking and
Securities1-800-PA-BANKS
32Protect Yourself
from Scams and ID Theft
34Beware: The
“Romance” Scam
53Affinity fraud - "I'm like you so you can
trust me" scam.
58Red flag: "Limited
time offer."
48AARP’s “Fraud
Watch Network” - Beware of “Reps”
Calling from Medicare/Gov’t
Agencies
46If sales person can’t
give you detailed answers, hang up - MUCH less risky to
do so!
60Tax preparers and insurance agents
must have a license to sell you securities.
70Investment seminars
may offer free dinner, but there’s no such thing as a free
lunch.
64Beware: The “Pay
Up Front” Scam
73Beware: The
“Microsoft” Scam
69An uninformed
investor can be the best friend of a financial criminal
75Beware: “Charity”
Scams
The Pennsylvania Department of Banking and Securities developed this tool and format for consumer education purposes and has provided its use for such purposes free to the public and other regulatory bodies. The PA DoBS does not endorse or approve any modifications from its original format.
Fraud BINGO
F R A U D3
Beware: “Counterfeit Cashier’s Check”
Scam
12Beware: Anyone
Who Calls You “Out of The Blue”
Claiming You Owe Them Money
9Check your financial
statements for accuracy.
2Been victimized? Call Pennsylvania
Department of Banking Securities:
800-PA-BANKS
4Keep copies of all
financial documents.
29Beware: The IRS
Scam
23Read the fine print before you sign up.
19Beware: The “Credit
Repair” Scam
28Beware: Home
Improvement Scam
24Beware: Card
“Skimmers”
33Check Out Strangers
Touting Strange Deals
36Make Front and Back Copies of Credit and Debit
Cards
FREEFraud Info:
Call the PA Department of Banking and
Securities1-800-PA-BANKS
38Avoid Giving Out
Your Social Security Number
44Don’t Let
Embarrassment or Fear Keep You from
Reporting Fraud
46If sales person can’t
give you detailed answers, hang up - MUCH less risky to
do so!
58Red flag: "Limited
time offer."
60Tax preparers and insurance agents
must have a license to sell you securities.
51Don’t Chase
“Phantom Riches.”
54Promissory notes - a promise isn't always
a promise.
72Seniors are the
number one target of frauds and scams.
74Be careful.
Recovering your money is very
difficult.
65Red Flag: “Limited
Quantity”
67Never Feel
Obligated To Invest Because of A
“Freebie.”
66If You Are A Victim of Fraud Report It –
Immediately!
The Pennsylvania Department of Banking and Securities developed this tool and format for consumer education purposes and has provided its use for such purposes free to the public and other regulatory bodies. The PA DoBS does not endorse or approve any modifications from its original format.
Fraud BINGO
F R A U D9
Check your financial statements for
accuracy.
12Beware: Anyone
Who Calls You “Out of The Blue”
Claiming You Owe Them Money
5Many victims of
financial fraud are smart and well-
educated.
3Beware: “Counterfeit
Cashier’s Check” Scam
14“Shred” Anything
with Your Name or Identifying
Information on It
27Utilize a “Credit
Freeze” With the Three Main Credit
Bureaus
20Beware: Sending
Your Money Offshore To Collect “Tax Free” Income
22“Arm” Yourself with Information – Learn To Spot The “Red
Flags” of Investment Fraud
30Beware: of “Reload”
Scams
28Beware: Home
Improvement Scam
39Check out the DoBS on Facebook at PA Investor Education
44Don’t Let
Embarrassment or Fear Keep You from
Reporting Fraud
FREEFraud Info:
Call the PA Department of Banking and
Securities1-800-PA-BANKS
42Follow the
Department on Twitter
@PAFinancialReg
32Protect Yourself
from Scams and ID Theft
60Tax preparers and insurance agents
must have a license to sell you securities.
53Affinity fraud - "I'm like you so you can
trust me" scam.
50Red Flag: “Everyone
Is In On It” Investment
59Be alert when you hear "Last chance, you must act now."
Hang up!
47If in doubt, say "NO!" Trust your instincts.
66If You Are A Victim of Fraud Report It –
Immediately!
61If you don't
understand how the investment works,
don't buy it.
71Beware: The “International Lottery” Scam
64Beware: The “Pay
Up Front” Scam
67Never Feel
Obligated To Invest Because of A
“Freebie.”
The Pennsylvania Department of Banking and Securities developed this tool and format for consumer education purposes and has provided its use for such purposes free to the public and other regulatory bodies. The PA DoBS does not endorse or approve any modifications from its original format.
Fraud BINGO
F R A U D11
Don't be drawn by appearances, scam
artists know the importance of first
impressions.
5Many victims of
financial fraud are smart and well-
educated.
12Beware: Anyone
Who Calls You “Out of The Blue”
Claiming You Owe Them Money
3Beware: “Counterfeit
Cashier’s Check” Scam
7Low risk and high returns usually do
not go hand in hand.
21Don't give out
personal information because of an
unsolicited sales pitch.
22“Arm” Yourself with Information – Learn To Spot The “Red
Flags” of Investment Fraud
20Beware: Sending
Your Money Offshore To Collect “Tax Free” Income
26Use Caller ID!
25Opt-Out of Pre-approved Credit Card Offers at:
OptOutPrescreen.com
40Report Scams In
Your Area To AARP’s Fraud Watch Network
45Report Scams to the
Pennsylvania Department of Banking and
Securities: 800-PA-BANKSFREE
Fraud Info:Call the PA
Department of Banking and
Securities1-800-PA-BANKS
43When in doubt, check out the
company.
44Don’t Let
Embarrassment or Fear Keep You from
Reporting Fraud
46If sales person can’t
give you detailed answers, hang up - MUCH less risky to
do so!
52Scam artists use
Internet tools such as unsolicited email
to spread false information
59Be alert when you hear "Last chance, you must act now."
Hang up!
60Tax preparers and insurance agents
must have a license to sell you securities.
58Red flag: "Limited
time offer."
65Red Flag: “Limited
Quantity”
71Beware: The “International Lottery” Scam
62Nigerian Letter
Scam, promising millions for help with
foreign business exchange.
74Be careful.
Recovering your money is very
difficult.
73Beware: The
“Microsoft” Scam
The Pennsylvania Department of Banking and Securities developed this tool and format for consumer education purposes and has provided its use for such purposes free to the public and other regulatory bodies. The PA DoBS does not endorse or approve any modifications from its original format.
Fraud BINGO
F R A U D4
Keep copies of all financial documents.
3Beware: “Counterfeit
Cashier’s Check” Scam
9Check your financial
statements for accuracy.
12Beware: Anyone
Who Calls You “Out of The Blue”
Claiming You Owe Them Money
14“Shred” Anything
with Your Name or Identifying
Information on It
27Utilize a “Credit
Freeze” With the Three Main Credit
Bureaus
26Use Caller ID!
21Don't give out
personal information because of an
unsolicited sales pitch.
24Beware: Card
“Skimmers”
28Beware: Home
Improvement Scam
44Don’t Let
Embarrassment or Fear Keep You from
Reporting Fraud
35Should We Give Out Personal Information
Over the Phone?
FREEFraud Info:
Call the PA Department of Banking and
Securities1-800-PA-BANKS
40Report Scams In
Your Area To AARP’s Fraud Watch Network
37Resist high pressure
sales tactics such as: “There’s a
shortage”
47If in doubt, say "NO!" Trust your instincts.
46If sales person can’t
give you detailed answers, hang up - MUCH less risky to
do so!
53Affinity fraud - "I'm like you so you can
trust me" scam.
60Tax preparers and insurance agents
must have a license to sell you securities.
54Promissory notes - a promise isn't always
a promise.
71Beware: The “International Lottery” Scam
66If You Are A Victim of Fraud Report It –
Immediately!
73Beware: The
“Microsoft” Scam
70Investment seminars
may offer free dinner, but there’s no such thing as a free
lunch.
63Beware: Ponzi
Schemes
The Pennsylvania Department of Banking and Securities developed this tool and format for consumer education purposes and has provided its use for such purposes free to the public and other regulatory bodies. The PA DoBS does not endorse or approve any modifications from its original format.
Fraud BINGO
F R A U D9
Check your financial statements for
accuracy.
14“Shred” Anything
with Your Name or Identifying
Information on It
3Beware: “Counterfeit
Cashier’s Check” Scam
7Low risk and high returns usually do
not go hand in hand.
4Keep copies of all
financial documents.
28Beware: Home
Improvement Scam
24Beware: Card
“Skimmers”
20Beware: Sending
Your Money Offshore To Collect “Tax Free” Income
18Beware: of Identity Theft and How It
Can Happen
26Use Caller ID!
34Beware: The
“Romance” Scam
37Resist high pressure
sales tactics such as: “There’s a
shortage”
FREEFraud Info:
Call the PA Department of Banking and
Securities1-800-PA-BANKS
40Report Scams In
Your Area To AARP’s Fraud Watch Network
36Make Front and Back Copies of Credit and Debit
Cards
60Tax preparers and insurance agents
must have a license to sell you securities.
52Scam artists use
Internet tools such as unsolicited email
to spread false information
57Get Ahead of The Scammers – Sign Up for “Watchdog
Alerts.”
55“Prime Bank” Scam -
Profit Like the Experts - Get The
Secrets To Success
50Red Flag: “Everyone
Is In On It” Investment
71Beware: The “International Lottery” Scam
62Nigerian Letter
Scam, promising millions for help with
foreign business exchange.
68Never buy an
investment under pressure - sleep on it.
65Red Flag: “Limited
Quantity”
72Seniors are the
number one target of frauds and scams.
The Pennsylvania Department of Banking and Securities developed this tool and format for consumer education purposes and has provided its use for such purposes free to the public and other regulatory bodies. The PA DoBS does not endorse or approve any modifications from its original format.
Fraud BINGO
F R A U D14
“Shred” Anything with Your Name or
Identifying Information on It
13Keep in mind that
good manners don't indicate personal
integrity.
7Low risk and high returns usually do
not go hand in hand.
11Don't be drawn by
appearances, scam artists know the
importance of first impressions.
6If it sounds too good to be true, it probably
is.
20Beware: Sending
Your Money Offshore To Collect “Tax Free” Income
16Understand
Annuities and How They Work
25Opt-Out of Pre-approved Credit Card Offers at:
OptOutPrescreen.com
27Utilize a “Credit
Freeze” With the Three Main Credit
Bureaus
30Beware: of “Reload”
Scams
33Check Out Strangers
Touting Strange Deals
38Avoid Giving Out
Your Social Security Number
FREEFraud Info:
Call the PA Department of Banking and
Securities1-800-PA-BANKS
41Don't send money to anyone who insists
on immediate payment.
40Report Scams In
Your Area To AARP’s Fraud Watch Network
52Scam artists use
Internet tools such as unsolicited email
to spread false information
59Be alert when you hear "Last chance, you must act now."
Hang up!
51Don’t Chase
“Phantom Riches.”
57Get Ahead of The Scammers – Sign Up for “Watchdog
Alerts.”
58Red flag: "Limited
time offer."
67Never Feel
Obligated To Invest Because of A
“Freebie.”
72Seniors are the
number one target of frauds and scams.
70Investment seminars
may offer free dinner, but there’s no such thing as a free
lunch.
62Nigerian Letter
Scam, promising millions for help with
foreign business exchange.
73Beware: The
“Microsoft” Scam
The Pennsylvania Department of Banking and Securities developed this tool and format for consumer education purposes and has provided its use for such purposes free to the public and other regulatory bodies. The PA DoBS does not endorse or approve any modifications from its original format.
Fraud BINGO
F R A U D1
Never Give Out Personal Info Over the Phone – Unless You Initiated the Call
9Check your financial
statements for accuracy.
15Get a Copy of Your Free Credit Report
At: annualcreditreport.co
m
13Keep in mind that
good manners don't indicate personal
integrity.
6If it sounds too good to be true, it probably
is.
19Beware: The “Credit
Repair” Scam
25Opt-Out of Pre-approved Credit Card Offers at:
OptOutPrescreen.com
28Beware: Home
Improvement Scam
20Beware: Sending
Your Money Offshore To Collect “Tax Free” Income
16Understand
Annuities and How They Work
39Check out the DoBS on Facebook at PA Investor Education
34Beware: The
“Romance” Scam
FREEFraud Info:
Call the PA Department of Banking and
Securities1-800-PA-BANKS
35Should We Give Out Personal Information
Over the Phone?
32Protect Yourself
from Scams and ID Theft
48AARP’s “Fraud
Watch Network” - Beware of “Reps”
Calling from Medicare/Gov’t
Agencies
60Tax preparers and insurance agents
must have a license to sell you securities.
53Affinity fraud - "I'm like you so you can
trust me" scam.
54Promissory notes - a promise isn't always
a promise.
58Red flag: "Limited
time offer."
63Beware: Ponzi
Schemes
68Never buy an
investment under pressure - sleep on it.
72Seniors are the
number one target of frauds and scams.
73Beware: The
“Microsoft” Scam
61If you don't
understand how the investment works,
don't buy it.
The Pennsylvania Department of Banking and Securities developed this tool and format for consumer education purposes and has provided its use for such purposes free to the public and other regulatory bodies. The PA DoBS does not endorse or approve any modifications from its original format.
Fraud BINGO
F R A U D7
Low risk and high returns usually do
not go hand in hand.
14“Shred” Anything
with Your Name or Identifying
Information on It
13Keep in mind that
good manners don't indicate personal
integrity.
1Never Give Out
Personal Info Over the Phone – Unless You Initiated the Call
3Beware: “Counterfeit
Cashier’s Check” Scam
30Beware: of “Reload”
Scams
23Read the fine print before you sign up.
19Beware: The “Credit
Repair” Scam
24Beware: Card
“Skimmers”
16Understand
Annuities and How They Work
32Protect Yourself
from Scams and ID Theft
31Beware: "Family
Member in Distress" Scam.
FREEFraud Info:
Call the PA Department of Banking and
Securities1-800-PA-BANKS
44Don’t Let
Embarrassment or Fear Keep You from
Reporting Fraud
39Check out the DoBS on Facebook at PA Investor Education
54Promissory notes - a promise isn't always
a promise.
55“Prime Bank” Scam -
Profit Like the Experts - Get The
Secrets To Success
57Get Ahead of The Scammers – Sign Up for “Watchdog
Alerts.”
50Red Flag: “Everyone
Is In On It” Investment
49If you are told the investment should be kept a secret,
walk away.
67Never Feel
Obligated To Invest Because of A
“Freebie.”
65Red Flag: “Limited
Quantity”
64Beware: The “Pay
Up Front” Scam
66If You Are A Victim of Fraud Report It –
Immediately!
68Never buy an
investment under pressure - sleep on it.
The Pennsylvania Department of Banking and Securities developed this tool and format for consumer education purposes and has provided its use for such purposes free to the public and other regulatory bodies. The PA DoBS does not endorse or approve any modifications from its original format.
Fraud BINGO
F R A U D6
If it sounds too good to be true, it probably
is.
14“Shred” Anything
with Your Name or Identifying
Information on It
2Been victimized? Call Pennsylvania
Department of Banking Securities:
800-PA-BANKS
8Older persons are most likely to be targets of a scam.
13Keep in mind that
good manners don't indicate personal
integrity.
22“Arm” Yourself with Information – Learn To Spot The “Red
Flags” of Investment Fraud
18Beware: of Identity Theft and How It
Can Happen
17Make Sure to Use “Strong” Passwords
19Beware: The “Credit
Repair” Scam
21Don't give out
personal information because of an
unsolicited sales pitch.
42Follow the
Department on Twitter
@PAFinancialReg
40Report Scams In
Your Area To AARP’s Fraud Watch Network
FREEFraud Info:
Call the PA Department of Banking and
Securities1-800-PA-BANKS
34Beware: The
“Romance” Scam
38Avoid Giving Out
Your Social Security Number
60Tax preparers and insurance agents
must have a license to sell you securities.
47If in doubt, say "NO!" Trust your instincts.
48AARP’s “Fraud
Watch Network” - Beware of “Reps”
Calling from Medicare/Gov’t
Agencies
59Be alert when you hear "Last chance, you must act now."
Hang up!
53Affinity fraud - "I'm like you so you can
trust me" scam.
64Beware: The “Pay
Up Front” Scam
70Investment seminars
may offer free dinner, but there’s no such thing as a free
lunch.
66If You Are A Victim of Fraud Report It –
Immediately!
75Beware: “Charity”
Scams
69An uninformed
investor can be the best friend of a financial criminal
The Pennsylvania Department of Banking and Securities developed this tool and format for consumer education purposes and has provided its use for such purposes free to the public and other regulatory bodies. The PA DoBS does not endorse or approve any modifications from its original format.
Fraud BINGO
F R A U D7
Low risk and high returns usually do
not go hand in hand.
15Get a Copy of Your Free Credit Report
At: annualcreditreport.co
m
4Keep copies of all
financial documents.
6If it sounds too good to be true, it probably
is.
12Beware: Anyone
Who Calls You “Out of The Blue”
Claiming You Owe Them Money
21Don't give out
personal information because of an
unsolicited sales pitch.
30Beware: of “Reload”
Scams
24Beware: Card
“Skimmers”
25Opt-Out of Pre-approved Credit Card Offers at:
OptOutPrescreen.com
19Beware: The “Credit
Repair” Scam
44Don’t Let
Embarrassment or Fear Keep You from
Reporting Fraud
35Should We Give Out Personal Information
Over the Phone?
FREEFraud Info:
Call the PA Department of Banking and
Securities1-800-PA-BANKS
41Don't send money to anyone who insists
on immediate payment.
37Resist high pressure
sales tactics such as: “There’s a
shortage”
59Be alert when you hear "Last chance, you must act now."
Hang up!
49If you are told the investment should be kept a secret,
walk away.
48AARP’s “Fraud
Watch Network” - Beware of “Reps”
Calling from Medicare/Gov’t
Agencies
56Red flag: "Risk free"
and "Guaranteed."
52Scam artists use
Internet tools such as unsolicited email
to spread false information
72Seniors are the
number one target of frauds and scams.
67Never Feel
Obligated To Invest Because of A
“Freebie.”
69An uninformed
investor can be the best friend of a financial criminal
68Never buy an
investment under pressure - sleep on it.
71Beware: The “International Lottery” Scam
The Pennsylvania Department of Banking and Securities developed this tool and format for consumer education purposes and has provided its use for such purposes free to the public and other regulatory bodies. The PA DoBS does not endorse or approve any modifications from its original format.
Fraud BINGO
F R A U D14
“Shred” Anything with Your Name or
Identifying Information on It
11Don't be drawn by
appearances, scam artists know the
importance of first impressions.
15Get a Copy of Your Free Credit Report
At: annualcreditreport.co
m
7Low risk and high returns usually do
not go hand in hand.
3Beware: “Counterfeit
Cashier’s Check” Scam
25Opt-Out of Pre-approved Credit Card Offers at:
OptOutPrescreen.com
16Understand
Annuities and How They Work
19Beware: The “Credit
Repair” Scam
30Beware: of “Reload”
Scams
24Beware: Card
“Skimmers”
42Follow the
Department on Twitter
@PAFinancialReg
37Resist high pressure
sales tactics such as: “There’s a
shortage”
FREEFraud Info:
Call the PA Department of Banking and
Securities1-800-PA-BANKS
33Check Out Strangers
Touting Strange Deals
35Should We Give Out Personal Information
Over the Phone?
59Be alert when you hear "Last chance, you must act now."
Hang up!
48AARP’s “Fraud
Watch Network” - Beware of “Reps”
Calling from Medicare/Gov’t
Agencies
46If sales person can’t
give you detailed answers, hang up - MUCH less risky to
do so!
47If in doubt, say "NO!" Trust your instincts.
60Tax preparers and insurance agents
must have a license to sell you securities.
72Seniors are the
number one target of frauds and scams.
62Nigerian Letter
Scam, promising millions for help with
foreign business exchange.
64Beware: The “Pay
Up Front” Scam
65Red Flag: “Limited
Quantity”
67Never Feel
Obligated To Invest Because of A
“Freebie.”
The Pennsylvania Department of Banking and Securities developed this tool and format for consumer education purposes and has provided its use for such purposes free to the public and other regulatory bodies. The PA DoBS does not endorse or approve any modifications from its original format.
Fraud BINGO
F R A U D7
Low risk and high returns usually do
not go hand in hand.
6If it sounds too good to be true, it probably
is.
14“Shred” Anything
with Your Name or Identifying
Information on It
15Get a Copy of Your Free Credit Report
At: annualcreditreport.co
m
11Don't be drawn by
appearances, scam artists know the
importance of first impressions.
21Don't give out
personal information because of an
unsolicited sales pitch.
22“Arm” Yourself with Information – Learn To Spot The “Red
Flags” of Investment Fraud
26Use Caller ID!
29Beware: The IRS
Scam
25Opt-Out of Pre-approved Credit Card Offers at:
OptOutPrescreen.com
45Report Scams to the
Pennsylvania Department of Banking and
Securities: 800-PA-BANKS
33Check Out Strangers
Touting Strange Deals
FREEFraud Info:
Call the PA Department of Banking and
Securities1-800-PA-BANKS
43When in doubt, check out the
company.
42Follow the
Department on Twitter
@PAFinancialReg
49If you are told the investment should be kept a secret,
walk away.
53Affinity fraud - "I'm like you so you can
trust me" scam.
56Red flag: "Risk free"
and "Guaranteed."
58Red flag: "Limited
time offer."
51Don’t Chase
“Phantom Riches.”
68Never buy an
investment under pressure - sleep on it.
70Investment seminars
may offer free dinner, but there’s no such thing as a free
lunch.
67Never Feel
Obligated To Invest Because of A
“Freebie.”
63Beware: Ponzi
Schemes
64Beware: The “Pay
Up Front” Scam
The Pennsylvania Department of Banking and Securities developed this tool and format for consumer education purposes and has provided its use for such purposes free to the public and other regulatory bodies. The PA DoBS does not endorse or approve any modifications from its original format.
Fraud BINGO
F R A U D7
Low risk and high returns usually do
not go hand in hand.
8Older persons are most likely to be targets of a scam.
2Been victimized? Call Pennsylvania
Department of Banking Securities:
800-PA-BANKS
5Many victims of
financial fraud are smart and well-
educated.
12Beware: Anyone
Who Calls You “Out of The Blue”
Claiming You Owe Them Money
24Beware: Card
“Skimmers”
18Beware: of Identity Theft and How It
Can Happen
30Beware: of “Reload”
Scams
27Utilize a “Credit
Freeze” With the Three Main Credit
Bureaus
23Read the fine print before you sign up.
35Should We Give Out Personal Information
Over the Phone?
41Don't send money to anyone who insists
on immediate payment.
FREEFraud Info:
Call the PA Department of Banking and
Securities1-800-PA-BANKS
34Beware: The
“Romance” Scam
43When in doubt, check out the
company.
46If sales person can’t
give you detailed answers, hang up - MUCH less risky to
do so!
56Red flag: "Risk free"
and "Guaranteed."
53Affinity fraud - "I'm like you so you can
trust me" scam.
52Scam artists use
Internet tools such as unsolicited email
to spread false information
57Get Ahead of The Scammers – Sign Up for “Watchdog
Alerts.”
63Beware: Ponzi
Schemes
75Beware: “Charity”
Scams
62Nigerian Letter
Scam, promising millions for help with
foreign business exchange.
67Never Feel
Obligated To Invest Because of A
“Freebie.”
72Seniors are the
number one target of frauds and scams.
The Pennsylvania Department of Banking and Securities developed this tool and format for consumer education purposes and has provided its use for such purposes free to the public and other regulatory bodies. The PA DoBS does not endorse or approve any modifications from its original format.
Fraud BINGO
F R A U D4
Keep copies of all financial documents.
9Check your financial
statements for accuracy.
5Many victims of
financial fraud are smart and well-
educated.
14“Shred” Anything
with Your Name or Identifying
Information on It
6If it sounds too good to be true, it probably
is.
30Beware: of “Reload”
Scams
16Understand
Annuities and How They Work
28Beware: Home
Improvement Scam
17Make Sure to Use “Strong” Passwords
19Beware: The “Credit
Repair” Scam
34Beware: The
“Romance” Scam
36Make Front and Back Copies of Credit and Debit
Cards
FREEFraud Info:
Call the PA Department of Banking and
Securities1-800-PA-BANKS
37Resist high pressure
sales tactics such as: “There’s a
shortage”
32Protect Yourself
from Scams and ID Theft
60Tax preparers and insurance agents
must have a license to sell you securities.
49If you are told the investment should be kept a secret,
walk away.
52Scam artists use
Internet tools such as unsolicited email
to spread false information
51Don’t Chase
“Phantom Riches.”
50Red Flag: “Everyone
Is In On It” Investment
70Investment seminars
may offer free dinner, but there’s no such thing as a free
lunch.
72Seniors are the
number one target of frauds and scams.
61If you don't
understand how the investment works,
don't buy it.
65Red Flag: “Limited
Quantity”
62Nigerian Letter
Scam, promising millions for help with
foreign business exchange.
The Pennsylvania Department of Banking and Securities developed this tool and format for consumer education purposes and has provided its use for such purposes free to the public and other regulatory bodies. The PA DoBS does not endorse or approve any modifications from its original format.
Fraud BINGO
F R A U D7
Low risk and high returns usually do
not go hand in hand.
3Beware: “Counterfeit
Cashier’s Check” Scam
13Keep in mind that
good manners don't indicate personal
integrity.
15Get a Copy of Your Free Credit Report
At: annualcreditreport.co
m
9Check your financial
statements for accuracy.
23Read the fine print before you sign up.
18Beware: of Identity Theft and How It
Can Happen
21Don't give out
personal information because of an
unsolicited sales pitch.
22“Arm” Yourself with Information – Learn To Spot The “Red
Flags” of Investment Fraud
27Utilize a “Credit
Freeze” With the Three Main Credit
Bureaus
33Check Out Strangers
Touting Strange Deals
42Follow the
Department on Twitter
@PAFinancialReg
FREEFraud Info:
Call the PA Department of Banking and
Securities1-800-PA-BANKS
35Should We Give Out Personal Information
Over the Phone?
40Report Scams In
Your Area To AARP’s Fraud Watch Network
53Affinity fraud - "I'm like you so you can
trust me" scam.
52Scam artists use
Internet tools such as unsolicited email
to spread false information
56Red flag: "Risk free"
and "Guaranteed."
47If in doubt, say "NO!" Trust your instincts.
51Don’t Chase
“Phantom Riches.”
75Beware: “Charity”
Scams
63Beware: Ponzi
Schemes
61If you don't
understand how the investment works,
don't buy it.
73Beware: The
“Microsoft” Scam
69An uninformed
investor can be the best friend of a financial criminal
The Pennsylvania Department of Banking and Securities developed this tool and format for consumer education purposes and has provided its use for such purposes free to the public and other regulatory bodies. The PA DoBS does not endorse or approve any modifications from its original format.
Fraud BINGO
F R A U D3
Beware: “Counterfeit Cashier’s Check”
Scam
11Don't be drawn by
appearances, scam artists know the
importance of first impressions.
14“Shred” Anything
with Your Name or Identifying
Information on It
9Check your financial
statements for accuracy.
12Beware: Anyone
Who Calls You “Out of The Blue”
Claiming You Owe Them Money
28Beware: Home
Improvement Scam
27Utilize a “Credit
Freeze” With the Three Main Credit
Bureaus
24Beware: Card
“Skimmers”
20Beware: Sending
Your Money Offshore To Collect “Tax Free” Income
29Beware: The IRS
Scam
34Beware: The
“Romance” Scam
44Don’t Let
Embarrassment or Fear Keep You from
Reporting Fraud
FREEFraud Info:
Call the PA Department of Banking and
Securities1-800-PA-BANKS
45Report Scams to the
Pennsylvania Department of Banking and
Securities: 800-PA-BANKS
39Check out the DoBS on Facebook at PA Investor Education
57Get Ahead of The Scammers – Sign Up for “Watchdog
Alerts.”
52Scam artists use
Internet tools such as unsolicited email
to spread false information
53Affinity fraud - "I'm like you so you can
trust me" scam.
56Red flag: "Risk free"
and "Guaranteed."
49If you are told the investment should be kept a secret,
walk away.
74Be careful.
Recovering your money is very
difficult.
61If you don't
understand how the investment works,
don't buy it.
69An uninformed
investor can be the best friend of a financial criminal
66If You Are A Victim of Fraud Report It –
Immediately!
65Red Flag: “Limited
Quantity”
The Pennsylvania Department of Banking and Securities developed this tool and format for consumer education purposes and has provided its use for such purposes free to the public and other regulatory bodies. The PA DoBS does not endorse or approve any modifications from its original format.
Fraud BINGO
F R A U D8
Older persons are most likely to be targets of a scam.
14“Shred” Anything
with Your Name or Identifying
Information on It
10Beware of “Spoofing”
9Check your financial
statements for accuracy.
6If it sounds too good to be true, it probably
is.
24Beware: Card
“Skimmers”
30Beware: of “Reload”
Scams
29Beware: The IRS
Scam
25Opt-Out of Pre-approved Credit Card Offers at:
OptOutPrescreen.com
19Beware: The “Credit
Repair” Scam
39Check out the DoBS on Facebook at PA Investor Education
41Don't send money to anyone who insists
on immediate payment.
FREEFraud Info:
Call the PA Department of Banking and
Securities1-800-PA-BANKS
44Don’t Let
Embarrassment or Fear Keep You from
Reporting Fraud
40Report Scams In
Your Area To AARP’s Fraud Watch Network
58Red flag: "Limited
time offer."
59Be alert when you hear "Last chance, you must act now."
Hang up!
53Affinity fraud - "I'm like you so you can
trust me" scam.
49If you are told the investment should be kept a secret,
walk away.
46If sales person can’t
give you detailed answers, hang up - MUCH less risky to
do so!
63Beware: Ponzi
Schemes
74Be careful.
Recovering your money is very
difficult.
72Seniors are the
number one target of frauds and scams.
64Beware: The “Pay
Up Front” Scam
62Nigerian Letter
Scam, promising millions for help with
foreign business exchange.
The Pennsylvania Department of Banking and Securities developed this tool and format for consumer education purposes and has provided its use for such purposes free to the public and other regulatory bodies. The PA DoBS does not endorse or approve any modifications from its original format.
Fraud BINGO
F R A U D2
Been victimized? Call Pennsylvania
Department of Banking Securities:
800-PA-BANKS
12Beware: Anyone
Who Calls You “Out of The Blue”
Claiming You Owe Them Money
3Beware: “Counterfeit
Cashier’s Check” Scam
5Many victims of
financial fraud are smart and well-
educated.
7Low risk and high returns usually do
not go hand in hand.
26Use Caller ID!
30Beware: of “Reload”
Scams
21Don't give out
personal information because of an
unsolicited sales pitch.
16Understand
Annuities and How They Work
22“Arm” Yourself with Information – Learn To Spot The “Red
Flags” of Investment Fraud
36Make Front and Back Copies of Credit and Debit
Cards
40Report Scams In
Your Area To AARP’s Fraud Watch Network
FREEFraud Info:
Call the PA Department of Banking and
Securities1-800-PA-BANKS
38Avoid Giving Out
Your Social Security Number
41Don't send money to anyone who insists
on immediate payment.
51Don’t Chase
“Phantom Riches.”
46If sales person can’t
give you detailed answers, hang up - MUCH less risky to
do so!
53Affinity fraud - "I'm like you so you can
trust me" scam.
59Be alert when you hear "Last chance, you must act now."
Hang up!
57Get Ahead of The Scammers – Sign Up for “Watchdog
Alerts.”
67Never Feel
Obligated To Invest Because of A
“Freebie.”
69An uninformed
investor can be the best friend of a financial criminal
72Seniors are the
number one target of frauds and scams.
64Beware: The “Pay
Up Front” Scam
74Be careful.
Recovering your money is very
difficult.
The Pennsylvania Department of Banking and Securities developed this tool and format for consumer education purposes and has provided its use for such purposes free to the public and other regulatory bodies. The PA DoBS does not endorse or approve any modifications from its original format.
