Francesco Ruggiero416 A Henry Street, Fairview NJ 07022

Phone 631-766-9109 • E-Mail FrankieRuggiero@Gmail.com

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Professional Experience:Deutsche Bank (DB), Jersey City, NJ August 2001 – Present

Senior Analyst - Treasury/Money Market Operations. Responsibilities Include: Client Service : Initiate and monitor, account opening and investigate and respond to client inquiries. Liquidity Management : End of month activity involving payments, loans with tax implications Trade Capture : Capture Transactions in front office system (Kondor +), record same in the back office system WSS (Wall Street) on trade

date, either via electronic transmission or manual input. Trade Settlement : Settle all Money Market products: Interest at Maturity, Fed Funds sold and purchased, Certificates of Deposit Issuance

and medium term and long term Secondary Market Commercial Paper Issuance. Trade Confirmation : Send Confirmations for all loans and deposits consistent with the method selected by the client i.e. fax, mail or

SWIFT. Nostro Trade Reconciliation : Investigate and resolve all discrepancies discovered during reconciliation of bank’s accounts. Fed Position Monitoring : Monitor all Fed transactions, including numerous material CHIP transactions and account for both payments and

receipts to ensure all accounts are settled. Interact with the trading desk to monitor all incoming and outgoing positions as well as cash flows to maintain a flat or long position in the Federal Reserve accounts and facilitate the overnight funding process.

Pledging securities with the Federal Reserve and New York State.

Technology Analyst

Responsible for Windows XP, Lotus Notes and legacy application account creation, modification, deletion and troubleshooting. Provide second level support for those technicians involved in providing one-on-one desk-side support.

Coordinate transfers of Windows XP and Lotus Notes accounts for Bank’s higher-level management relocating to other countries. Train team members on Department processes. Create and maintain documentation for audit.

Project Management: Deutsche Bank – 23A tier two funding project - Brought online 20 new branches located in various countries . Identified DB internet IDs and corresponding Kondor/WSS and CDRs (unique identifier associated with the various worldwide branches). Coordinated with the team to standardize instructions. Performed test trades and tracked the settlement through the life cycle of the trade. Benefits to DB: Reduced overnight US Dollar exposure across affiliates; direct impact on risk of Collateralized Loan (hypothecated) balances at the Federal Reserve. Used as evidence to reduce the hypothecated balance at the Federal Reserve.

Moe’s Southwest Grill, Edgewater, NJ February 2011 – Present Franchisee/Owner/ Silent Partner/Coordinated the entire store opening process: Architecture, construction, ordering equipment/furniture, art work, opening of bank accounts, credit cards, telecom accounts, security/surveillance and the hiring/training of new employees and Grand Opening.

Manage a staff of 20 employees. Manage shifts both opening and closing. Scheduling and ordering par levels of food and supplies. Bookkeeping,, employee scheduling and administration Traditional marketing and social media marketing. Accomplished yearly gross sales of over one $1.2 Million in our 3rd year. Business is ongoing.

Education: May 2001 Stony Brook University Stony Brook, NYBachelor of Science in Business Management

Software Knowledge: Microsoft Office, Quick Books, Kondor, Wall Street, Euroclear, Noteline, Webcinq, Smart Stream, Accurate, MTNA