Second Quarter 2018 A Financial Guide for Credit Union Members & Their Families.

It’s a simple solution!Remodel, pay for college expenses, consolidate debt, or even buy a new car with your home’s equity. Call us (202-512-1067) or drop by a branch to discuss your options, or apply online at www.gpofcu.org.Minimum loan amount is $10,000 and the home must be your primary residence. No closing costs if loan is not paid off and closed before 24 months.

*APR = annual percentage rate. Wall Street Journal Prime Rate = 4.50%. Rates and terms are subject to change. Loans are dependent on credit approval; not all borrowers may qualify for the lowest rate. Home equity loan promotion is limited to properties located in the states of Maryland and Virginia, and the District of Columbia.GPOFCU is an Equal Housing Lender. NLMS# is 811822.

Show Mom Some Lovewith a New Car…or driveher in YOUR new ride!Join us Saturday, May 12 for our Mother’sDay Weekend Enterprise Car Sale Event 4 HOURS ONLY - 10 am - 2 pm Enterprise Car Sales Marlow Heights 5201 Auth Rd., Suitland, MD 20746Choose your car and one of thesemember offers** from Enterprise Car Sales:

• $250 towards your 1st payment

• Or, an additional $250 on your Kelley Blue Book trade-in value

Apply for a pre-approved GPOFCU loan at www.gpofcu.org, and pick out your new ride during our exclusive member car sale on May 12 at the Enterprise Car Sales Marlow Heights location. If you have a trade-in, be sure to call beforehand for a hassle-free sale.*APR = annual percentage rate. 2.14% loan rate may vary depending on individual qualifications. Valid on vehicles purchased from May 5-12, 2018 from Enterprise Car Sales and financed with GPO Federal Credit Union.**Offers valid only on Enterprise vehicles purchased May 5-12, 2018. Void when 7-Day Repurchase Agreement is activated. No cash advances. Not valid on previous purchases.

As a credit union member you already understand the importance of making good financial decisions. Join us in April to celebrate National Financial Literacy Month.

GPOFCU has partnered with the Credit Union Foundation MD|DC to support projects and programs that enhance the financial literacy of our members and the communities we serve.

When you stop by the credit union in April you’ll be invited to help support the Foundation’s financial education initiatives, including:

• Grants to support credit union financial literacy programs

• Quicken™ software for members

• The Millionaire’s Club high school financial literacy program

• Community financial fitness days

Help Us Win Back the Golden Pig!Due to our generous member donations

in 2016, GPOFCU was awarded the Financial Literacy Month Credit Union of the Year Award! Show your support again for financial education, and help us win back the ‘golden pig’ award in 2018! Your donation at a GPOFCU branch will earn you a raffle ticket for a financially rewarding gift basket! Raffle drawing to be held Friday, May 18.

Home EquityLoan Ratesas Low as

4.50%APR* Apply April 1 -

May 31, 2018.

AUTO LOAN RATESas Low as

2.14% APR*

No Payment Until July!

Building Financial Wellness

In Your Community GPOFCU’s Fresh Start Services

Don’t turn to high-cost payday lenders or check cashers!

GPOFCU’s “Fresh Start” accounts offer the best affordable solutions for financially challenged members:

Personal, Unsecured Short Term Emergency/Hardship Loan — up to $2,000 and no credit check required!

2nd Chance Checking Account

Secured Visa® Credit Card — no credit check required!

Starter Investor Account — to help you reach your goals.

Rent or Mortgage Payment Account

Call us at 202-512-1067 or visit a branch to discuss your “Fresh Start” options!

FREE Member Benefit

GPOFCU & CPDC Implement Housing Stability Program for DC Residents

GPOFCU and longtime community partner Community Preservation and Development Corporation (CPDC) have developed and implemented a “Home Matters” Housing Stability Program, designed to reduce and prevent eviction of CPDC property residents in DC’s Ward 7 (Northeast) and Ward 8 (Southeast). The goal of this pilot program is to educate and equip residents with no-cost financial accounts, educational tools to help them with a budget, and money management skills to prevent and manage housing eviction situations.

Integral to the development of this pilot program is GPOFCU’s offering of financial products specifically designed for members seeking to build or re-build their credit and make a “Fresh Start” toward their financial future. These “Fresh Start” products (see article at right) provide alternatives to high-cost predatory loans and encourage members to establish savings.

GPOFCU’s Janet Miles (L) and Marcia Dixon (R) discuss money management and ways to build/rebuild credit with March workshop participants at Mayfair Mansions in DC’s Ward 7.

Developing a “Financial GPS” for CSC Workforce Development Students

GPOFCU has partnered with Collaborative Solutions for Communities (CSC), a DC community-based organization whose workforce development program empowers returning citizens, and those who are currently unemployed or underemployed, through groundbreaking training. As part of that training, GPOFCU provides financial management and asset-building skills to program participants.

GPOFCU’s Janet Miles guides CSC workshop participants in developing their personal “financial GPS” to reach their financial goals.

GreenPath Financial Wellness is your FREE member benefit, providing access to money management and financial counseling services to help you reach your financial goals.

GreenPath counselors are available:Monday - Thursday 8 am - 10 pm (EST)

Friday 8 am to 7 pmSaturday 9 am to 6 pm

Call 1-877-337-3399 and provide your GPOFCU member number, or visit www.greenpath.org/gpo.

GPOFCU is a risk-based lender, offering affordable financial services to unbanked and underbanked individuals in Washington, DC. We are proud to partner with local DC community organizations to assist in fulfilling their missions, and enriching the financial lives of those whom they serve.

Fun, Excitement...AND Savings!

GPOFCU members can save money this summer on Six Flags and Kings Dominion online tickets. Call GPOFCU at 202-512-1067 for your special online discount codes, or visit www.gpofcu.org and sign up for eNews to get your discount ticket information by email.

June Skip-A-Payment Request FormName: �������������������������������������������������������������������������������

Account #: �������������������������������� Daytime Phone: ����������������������������

Member Signature: ���������������������������������������������Date: ������������������

Co-borrower or Co-signer Name: ��������������������������������������������������������

Co-borrower or Co-signer Signature: ������������������������������Date: ������������������

Method of Payment (check one)h Deduct from my regular share savings account.h Deduct from checking account.h I have enclosed $25.

To skip your credit union loan payment for the month of June, return this Skip-a-Payment request form to the credit union or fax it to: 202-289-1790 and you’ll enjoy one less bill to pay this summer*. Requests accepted from May 1-22, 2018.

*There is a minimal processing fee of $25 per loan. Offer limited to members in good standing. Home equity loans, line of credit loans and credit cards are not eligible. You must have made at least six months of payments on each loan with no delinquency. Other restrictions may apply. Your request must be received between May 1-22, 2018.

Your signature authorizes GPOFCU to extend your final loan payment by one payment. If a loan has a cosigner, that cosigner will also need to sign the Skip-A-Payment request form. Interest will continue to accrue on your loan during the month you skip your payment. If your payments are made through payroll deduction, we will credit your payment to your share or share draft account.

Enjoy that wedding, graduation, or vacation with June Skip-a-Pay!

Down to the wire? Save up to $15 on TurboTax Federal products. Get the link at www.gpofcu.org.

Get your tax refund FAST! Include GPOFCU’s ABA/routing number (254074646) and your GPOFCU account number on your tax return.

IRA deposits for 2017 will be accepted at GPOFCU through April 17. Consult your tax advisor for limits based on age.

SAVINGS TIP: Consider rolling an IRA into GPOFCU’s IRA Savings Account. Earn 1.46% APY — the highest rate of any DC metro area financial institution*.

*APY = annual percentage yield. Rate source: www.depositaccounts.com/ira/ira-savings.html. Discounted tickets are not refundable, returnable or eligible for exchange.

GPO Federal Credit Unionwww.gpofcu.org

designed & printed by visions, ink. 380131 3/18E Printed on recycled paper with soy ink

Federally Insured by NCUA

BOARD OF DIRECTORSAzalea Albritton, ChairShirley Stewart-Tibbs, Vice ChairRose Hood, SecretaryCharles Mbonu, TreasurerDiane AtkinsRobert FreemanPamela Metts

SUPERVISORY COMMITTEEJanice Oloto‚ ChairVirginia Bourgeois, SecretaryThien-Nga Gina Nguyen

MANAGEMENTTimothy L. Anderson, President/CEOMarcia Dixon, CUCFC, Director of

Growth InitiativesCarla Baker, Director of Finance and

Operations

MAILING ADDRESSP.O. Box 77119 Washington, DC 20013-7119

OFFICE HOURS & LOCATIONSMain Office732 North Capitol Street, NW, 8th FloorWashington, DC 20401Mon., Wed. & Fri. 8:00 a.m. – 2:30 p.m.Mon. (GPO Payday, every other Monday) 8:00 a.m. – 4:00 p.m.Tuesday 7:30 a.m. – 3:30 p.m.Thursday 9:00 a.m. – 3:30 p.m.Satellite Branch 710 North Capitol Street, NW1st Floor/GPO Bookstore EntranceMonday-Friday 8:30 a.m. – 2:30 p.m.

ATM LOCATIONS732 North Capitol St., NW LobbyGPOFCU Main Office Teller Lobby

DIRECTORYMain Line: 202-512-1067Toll Free: 800-286-4820Fax: 202-289-1790Day ’N’ Night Teller: 202-589-0005Lost or Stolen Visa Credit Card 800-808-7230Lost or Stolen Visa Check Card 800-472-3272

FOR THE RECORDAs of February 28, 2018

Assets $35,356,189Shares $29,786,667Loans $17,665,942Members 4,246

®

Stay ConnectedOn the Go

Credit Union Holiday ClosuresMonday‚ May 28 - Memorial Day

Wednesday‚ July 4 - Independence DayGPOFCU’s Online Banking is open 24/7, and our Mobile Banking app puts your account in the palm of your hand!

Stay connected on the go! Keep tabs on your money anytime, anywhere with our Mobile Banking app for iPhone/Android.

To use Mobile Banking you must first be enrolled in Online Banking. Enroll or sign-in at www.gpofcu.org, select Online Banking.

GPOFCU 2018 Board of Directors: (L-R) Robert Freeman, Shirley Stewart-Tibbs, Diane Atkins, Rose Hood, Charles Mbonu, Azalea Albritton, Pamela Metts.

Herb Jackson, Jr., GPO Chief Administrative Officer, greeted members and announced approval of external signage for GPOFCU’s 1st floor branch.

Lucky door prize winners with GPOFCU’s President/CEO Timothy L. Anderson (center): (L-R) Lisa Lewis, Gloria Brown, Veronica Speight and Minnie West.

Stay Connected

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83rd Annual Membership Meeting March 8, 2018