©FiveStarProfessional€¦ · your house quickly, you need to ditch your clutter. Get rid of extra papers, magazines or memorabilia that is sitting around your house. Clean out beneath

SPECIAL ADVERT IS ING SECT ION

www.fivestarprofessional.com — FS 1

• The 2017 Five Star Real Estate Agents, Mor tgage Professionals and Home/Auto Insurance Professionals do not pay a fee to be included in the research or the final list.

• Each professional is screened against state governing bodies to ver i fy that l icenses are current and no disciplinary actions are pending.

• Th e i n c l u s i o n o f a re a l e s t ate a g e n t, m o r tg a g e professional or insurance professional on the final lists should not be construed as an endorsement by Five Star Professional or Sacramento magazine.

• The research process incorporates a statistically valid sample in order to identify the professionals in the local market who score highest in overall satisfaction. These professionals are not included on the list unless their score is statistically valid.

For more information on the Five Star award and the research/selection methodology, go to www.fivestarprofessional.com.

Determination of Award WinnersProfessionals who satisfied each of the following objective criteria were named a 2017 Sacramento Five Star Real Estate Agent, Five Star Mortgage Professional

or Five Star Home/Auto Insurance Professional:

1. Received a qualifying client satisfaction rating.

2. Satisfied the applicable state licensing requirements.

3. Actively employed as a licensed professional for a minimum of three years.

4. Favorable regulatory and complaint history review.

5. Satisfied minimum client volume or production on a one-year and three-year basis (number and volume of transactions or number of client households served).

How We Identify Award Winners

See Our Special Section for the Complete List of

Award Winners

Selling a house isn’t easy. In fact, it’s something that many families dread. Chances are that you’ve heard horror stories about houses that sat for years o n t h e m a r k e t w i t h o u t s e l l i n g , g r a d u a l l y decreasing in price.

If you’ve been thinking about selling your home and you want to ditch your house as quickly as possible, there are a few ways that you can help your house sell fast. There are some factors you can’t control, l ike location or noisy neighbors. Fortunately, there are seven important things you can do to give your house the best shot at selling.

1. Fix what’s broken Buyers are always looking for the perfect move-in-ready home, so fixing your home is key. If your house needs a lot of help, focus on the major problems in your home. Need a new roof? Buy one. A new owner will not want to put a new roof on the house unless you’re offering the home at a serious discount. Remember that most families want something they can move into right away without spending months working on. If there are problems with the home that you can easily fix, whether it be chipping paint or a broken fence post, try to fix them before you list your house.

2. Update your appliances It’s important to remember that homebuyers have specific items they look for in a home. For many buyers great appliances

are number one on their wish list for a home. That’s where you come in. While you probably can’t afford to update every one of your home’s appliances, take a hard look at what your current setup looks like. Is the stove outdated? Is the fridge about to die? Dropping a few hundred dol lars on a new fr idge, dishwasher or oven might not be the way you want to spend your money, but it could help you sell your house. If someone sees an old stove sitting in the middle of the kitchen that looks like it’s about to break, they may wonder what else is going to break if they buy the house.

3. Take breathtaking pictures You probably know that you need to take pictures of your house. Pictures are one of the most important ways that you can draw in potential buyers. If someone is looking for a new home, they’ll typically take a look at real estate websites before setting up showings or attending open houses. Because so many shoppers look online before they decide to explore a house in person, it’s important that your pictures look great. Consider hiring a professional photographer to really showcase your home. Make sure that you take pictures of both the home’s interior and exterior. If you have a large yard, try to showcase that. If you just planted roses, take a few pictures. If your master bathroom is enormous, take a picture. Highlight the best areas of your home and skip the ones that are less attractive to buyers.

4. Ditch your clutter Clearing out junk is easier said than done, but if you want to sell your house quickly, you need to ditch your clutter. Get rid of extra papers, magazines or memorabilia that is sitting around your house. Clean out beneath your beds. Get rid of that pile of clothes next to your dresser. When people walk through your house, they want to imagine what it will be like to live in the home. Even if you can’t get rid of all of your home’s clutter, try to at least minimize the amount of things you have on shelves and on counters to present a clean, neat appearance to buyers.

5. Advertise, advertise, advertise Your agent will be the first to tell you: you need to focus on advertising. Remember that buyers probably won’t drive by your house and see the “For Sale” sign in your yard. Rather, they’ll find your house online, in a newspaper or on a brochure. List your house on as many real estate websites as possible, share it on Facebook and try to promote it as much as possible for the best results.

6. Price fairly You’ve spent years developing memories in your house, so it’s normal to want to attach a price tag to those. Unfortunately, the reality is that you can’t afford to ask too much for your house. Remember that buyers are looking for a good deal. They want to know that they’re getting their money’s worth when they buy a house. Take a look at what other houses are selling for in your area and price your home accordingly. If you aren’t sure how much to ask for your house, don’t be afraid to contact a real estate agent to ask for help.

7. Don’t be choosy One mistake that many sellers make is to turn down offers because they don’t like the family. Even if you don’t like the person that offers to buy your house, realize that you don’t have any control over what happens to your home once you sell it. If the buyer wants to tear down walls, paint everything green or add a bunch of garden gnomes to the yard, that’s their decision. For a quick sell, don’t be choosy about your offers. Sell your home to the first person who makes an offer that is reasonable and that you’re comfortable with.

7 TIPSYou Need to Know

HOW TO SELL YOUR HOUSE — FAST


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FS 2 — www.fivestarprofessional.comR E A L E S TAT E A G E N T


GABRIELLA ALVAREZRealtor

HomeSmart ICARE Realty3300 Douglas Boulevard, Suite 280

Roseville, CA 95661Direct: 916-747-2267eFax: 916-258-0456

[email protected]

• Top 1% producer for HomeSmart Realty• Sacramento/Placer County — Master’s Club Member• Over $60 million in sales volume to date• Knowledgeable and skilled in residential, commercial and

land sales• Extensive knowledge on market conditions, school districts, and

industry resources• 90 percent of sales come in the form of referrals and repeat

business

I owe this Five Star Real Estate Agent award to my incredible clients that support me and my business. Without their immense support year after year, I would not be where I am in this industry. I am honored and thankful to be selected among this elite group of top real estate professionals.

I love people and I love real estate! I take great pride in providing the highest level of customer service, integrity, communication and personal attention to my clients. I never thought that it was possible to provide a service to someone and have them appreciate it so much that they consider me a part of their family. I was once told that if you love what you do you will never work a day in your life.

Coming from a family with nearly 40 years of experience in real estate, I knew from a young age that assisting my community with their real estate needs was what I was born to do. I specialize in representing clients with the purchase and sale of single-family residences and income property within the Sacramento Valley. I am a customer driven Realtor dedicated to achieving results and providing exceptional service.

My clients are the best part of my job. I have met so many incredible people in this industry and each encounter has made me a better person. I always say that I breathe, eat and sleep real estate. I love being a Realtor and I am grateful for the opportunity to serve my clients.

2017 winner Gabriella Alvarez

2017 WINNER


www.fivestarprofessional.com — FS 3 R E A L E S TAT E A G E N T


NICK SADEKCalBRE 00970410

9217 Sierra College Boulevard, Suite 120

Roseville, CA 95661Phone: 916-966-4444

[email protected]

• Over 27 years of experience• Direct and straightforward guidance• Creative marketing concepts• Top Luxury Home Closer in 2010 – 2016 for Placer County (MetroList®)

Luxury Homes That Fit Your Lifestyle

NRS Luxury Estates is proud to announce its affiliation with Sotheby’s international Realty. Our mission is to provide local market knowledge while offering the highest level of service. The affiliation with Sotheby’s International Realty offers our firm unprecedented levels of support, as well the opportunity for global exposure and recognition.

SIX-YEAR WINNER Left to right: Six-year winner Nick Sadek; Dina Sadek




JANICE WHEELERCDPE, SRES®, Lic 01162965

1401 El Camino Avenue, Suite 200 | Sacramento, CA 95815Cell: 916-849-1059

[email protected] | www.besthomesofsacramento.com

Bruce Mills, Realtor, Inc.

• Honesty and integrity

• Experienced negotiator

• Represent buyers, sellers and investors

• Certified Distressed Property Expert® (CDPE)

• Seniors Real Estate Specialist® (SRES®)

• Exceptional client satisfaction

Adept at Simplifying the Complex Real Estate Issues

Thank you again for the wonderful recognition! I take client satisfaction very seriously and work hard to gain your trust.

“Janice Wheeler helped me out at a very difficult time in my life. I lost my job in Oct. 2015 and used up my savings trying to make the mortgage payments. Janice helped me find a solution to keep my home. She gave me information on programs available. That my mortgage lender never gave me. If it wasn’t for her help I would have lost my home. Janice Wheeler went above and beyond to provide me with knowledge that I needed to continue making payments I could afford. When I am ready to sell Janice will be the only agent I call.” — Keith Steiner

FIVE-YEAR WINNER Five-year winner Janice Wheeler

FIVE-YEAR WINNER Five-year winner Geanne Pack

2998 Douglas Boulevard, Suite 125 | Roseville, CA 95661Direct: 916-412-2573 | Fax: 916-673-6127

[email protected] | www.GeannePackRealEstate.com

I am honored and humbled that, because of my commitment to my clients and consistently meeting their needs, I have been recognized for the fifth year in a row as a Five Star Real Estate Agent. My clients are, without hesitation, the best part of what I do. I love being a real estate agent and am grateful to have the opportunity to serve them and the communities they live in.

• Proven results with satisfied clients

• Exceptional communication and negotiation

• Dedicated to customer service

• Lifetime Masters Club member

• RE/MAX Hall of Fame member

• Certified Residential Specialist

• Certified Negotiation Expert

A Great Big Thank-You to All of My Friends, Family, Past and Present Clients

CRS, CNE, Realtor, CalBRE 01395755

GEANNE PACK




8300 Fair Oaks Boulevard, Suite 203 | Carmichael, CA 95608Phone: 916-717-4828 | Phone: [email protected] | choosemiller.com

Knowledge in Action

FOUR-YEAR WINNER Left to right: Four-year winners Kandace Mulvaney and Annie Dubé

Broker AssociatesMULVANEY • DUBÉ

• More than 25 years of combined experience

• Up-to-date market knowledge

• Helping hands; superior service• No-fee satisfaction guarantee• We are making clients for life

ROBERT FLOODMAN

9217 Sierra College Boulevard, Suite 120 | Roseville, CA 95661Phone: 916-204-7309

[email protected] | LifestyleLuxuryPropertiesTeam.comCalBRE 1459964

• Robert is a Certified International Property Specialist• Experienced with luxury investment properties and 1031 exchanges• Expertise in equestrian properties; Life Masters Club Member• Skilled at helping first-time homebuyers• Member of the International Sterling Society and Presidents Circle

Local Expertise, Global Connections

Robert is a Five Star Real Estate Agent award winner for the sixth year in a row due to his outstanding service. Real estate is more than just a house. When it’s right, a home is not just the physical space where you reside. It’s where you come to life. It’s the first, best expression of who you are as an individual, as a couple, as a family. We build our business around this very human truth — making every effort to understand your hopes, your dreams and your very unique personality. Then we use that understanding, and all our resources, to find homes that go beyond the checklist, and even the wish list, to that wonderful feeling you get when something just feels right.

SIX-YEAR WINNER Left to right: Six-year winner Robert Floodman; Chyla Floodman

SIX-YEAR WINNER

3620 Fair Oaks Blvd., Ste. 300Sacramento, CA 95864Direct: 916-595-5704

[email protected]

www.facebook.com/SonyaDixonRE

I owe my success to my clients’ loyalty and trust. I take pride in earning your referrals and repeat business through world-class service strategically tailored to individual goals, exceeding expectations with expert marketing and negotiating skills and my extensive network of industry resources. Count on my experience, tenacity and unmatched dedication to excellence to achieve phenomenal results!

• Received the prestigious C21 National Quality Service Award

• Multiyear Masters Club member • Experienced in residential, commercial

and land sales• Specialized in serving the needs of

international/multicultural clients

Your Proven Real Estate Resource,

Committed to Your Goals!

Expert Network Distinguished Realtor, CDPE, CDAT™

SONYA M. DIXON




THREE-YEAR WINNER

LuAnn is an established real estate professional who has served the Greater Sacramento area over 10 years. LuAnn believes that her clients’ success is the key to her own. Experience the dedicated, knowledgeable and professional service you deserve. Call today for a free consultation or estimate of your home’s value!

• Accredited Buyer’s Representative• Graduate, Realtor Institute• Seniors Real Estate Specialist®• Certified Distressed Property

Expert®

• Bilingual in English and Japanese• Five-star rated on Yelp.com• Sacramento Association of

Realtors Masters Club Life Member

Thank You for Your Continued Trust

Keller Williams Realty9250 Laguna Springs Dr., Ste. 100

Elk Grove, CA 95758Direct: 916-585-3788

[email protected]

Realtor, CalBRE 01764898LUANN SHIKASHO

2017 WINNER

3300 Douglas Blvd., Ste. 280Roseville, CA 95661

Office: 916-993-8680, Ext. 583Direct: 916-204-7853

[email protected]

Real Vision, Real Results!

Realtor Associate, CalBRE 01882041

PAMELA THOMAS

Thank you to my clients who have referred me to their friends and family.

I know that the decision to become a Realtor was right for me!

• A smiling client is my measure of achievement

• Assisted more than 6,000 clients• I listen, guide, counsel and

communicate through the entire process• My unique process produces optimal

results• Buyers, sellers, resale, staging advice,

new construction and luxury homes are all in my line of expertise

2260 Lava Ridge Court, Suite 102 | Roseville, CA 95661Phone: 916-283-7992

www.realestatedames.com

We thank our clients for their continued trust, support and referrals each and every year! We promise to continue to serve our clients and communities, while we strive for excellence and spread joy with a smile each and every day.

THREE-YEAR WINNERLeft to right: Three-year winner Amy Rivers and

Two-year winner Sherry Montalvo

BrokersAMY RIVERS AND SHERRY MONTALVO

2017 WINNER

As a 2017 Five Star Real Estate Agent, Michelle’s expertise and dedication to her clients are unmatched. With over 10 years’ experience and her knowledge of South Lake Tahoe, she is able to guide her clients through the process of finding the property that best fits their needs, and assist them through the entire escrow process. A mother of three with a passion for the outdoors, Michelle can suggest year-round activities! With Michelle on your team, the path to home ownership or your next vacation property can be a dream come true.

• Realtor, SFR® (Short Sale and Foreclosure Resource Certification)• South Lake Tahoe specialist

Making Realty Dreams a Reality in South

Lake Tahoe

3599 Lake Tahoe Blvd., Ste. ASouth Lake Tahoe, CA 96150

Cell: 530-558-0238Office: 530-542-2912

[email protected]/aqents/michelle-cuttinq

Realtor, CalBRE 01796920D. MICHELLE CUTTING




Client and peer endorsement is the measure, and the most satisfying part, of a career in real estate. A Masters Club member, who also holds a SRES® certification, Cherie’s clients realize their real estate goals through personal attention and active, honest and consistent communication.

CHERIE LOVAS

CalBRE 00843448

A Dynamic Realtor You Can Trust

8814 Madison Ave.Fair Oaks, CA 95628

Direct: 916-628-5267Office: [email protected]

CherieLovas.com

FIVE-YEAR WINNER

I bring a variety of experience to the table including lending, appraising and marketing, as well as a teaching credential in decorative arts. Add these to my negotiating skills, and you can see why I have become so successful. My background provides you with a partner for all your buying and selling needs that is hard to beat!I have a team of talented professionals behind me that helps make yours the best experience it can be.

DONNA JUDAH

Sales Associate

Over 30 Years’ Experience

1500 Del Webb Blvd., Ste. 101Lincoln, CA 95648

Phone: 916-412-9190FIVE-YEAR WINNER

THREE-YEAR WINNER

It’s an honor to receive this Five Star Real Estate Agent award. A special thank-you to all my clients who selected me. Integrity, communication and personal attention are my top priorities. I will continue providing the highest level of service.Thank you for your trust!

8300 Sierra College Blvd., Ste. ARoseville, CA 95661

Phone: [email protected]

Hatadateam.com

Broker Associate, CalBRE 01429450

TERESA HATADA

• Consistently among the top agents in the Sacramento region

• Successfully assists her clients by negotiating with optimum results to achieve their goals

• Outstanding Life Member of the SAR Masters Club

• Customer service is a top priority

GLORIA KNOPKE

Senior Executive Associate

40-Plus Years of Experience, Knowledge and

Credibility

2580 Fair Oaks Blvd., Ste. 20Sacramento, CA 95825Phone: [email protected]

www.gloriaknopke.com

SIX-YEAR WINNER

FIVE-YEAR WINNER

Masters Club Life Member Driven to Exceed

Client Expectations


RealtorKATHY SHELTON

CalBRE 01864568


www.bethbryanthomes.com

RealtorBETH BRYANT

THREE-YEAR WINNER

DANNELLE MAURERRealtor

Cell: 530-906-7662Office: [email protected]

www.DMaurer.GoLyon.com

Lyon Real Estate

SIX-YEAR WINNER

CalBRE 01311219

LAUREL DAVIESRealtor

Sacramento, CA 95825 Direct: 916-642-1304

Cell: [email protected]

www.mizlaurel.com

Serving the Greater Sacramento Area for 27 Years!

FOUR-YEAR WINNER

Dreams do come true! Without the right help, selling or buying a home can be complicated, time consuming and sometimes fraught with potential pitfalls. Hiring a experienced, hard working real estate professional to make your sale or purchase go as quickly and smoothly as possible is where I come in! Closing over 550 sales — $130 million in transactions since 1996 … take the first step. Call me and let’s talk!

CANDICE G. STEDMAN

Realtor, CRS, SRES®, e-PRO®

1150 Sunset Blvd., Ste. 150 | Rocklin, CA 95765 Direct: 916-783-8838 | Fax: 916-721-2702

[email protected] | www.CandiceStedman.com

SIX-YEAR WINNER

Serving the Greater Sacramento area for 44 years and Lyon Real Estate for 34 years. I was with Robert Powell development in new home sales prior to Lyon. My experience in business development in banking in Minnesota a n d C a l i f o r n i a , a n d p r e v i o u s experience as a flight attendant for Eastern Airlines in the 60’s, nurtured my love for people and eagerness to assist them. I love what I do and I have an attitude of gratitude.

VIVIANDALEY

Realtor, CalBRE 00475888

Attitude of Gratitude

Lyon Real Estate

2580 Fair Oaks Blvd., Ste. 20Sacramento, CA 95825Direct: 916-849-7314

Fax: 916-535-5223

FOUR-YEAR WINNER

Lynda wants to thank her clients for this continued honor for the sixth year. She’s been honest, trustworthy, dedicated and knowledgeable since 1973, working diligently for her client’s best interest in all of the Greater Sacramento areas. Experience isn’t expensive — it’s priceless.

LYNDA BEAVER

Realtor, ABR®, CRS, GRI, CRES, SFR®,

CalBRE 00457955

Call Lynda Today and “Leave It to

Beaver” for All Your Real Estate Needs!

2270 Fair Oaks Blvd., Ste. 440Sacramento, CA 95825 Phone: 916-212-4808

[email protected]

SIX-YEAR WINNER




SIX-YEAR WINNER

Phone: 916-718-1751Victoria@WithamRealEstate.comwww.WithamRealEstate.com

Broker/OwnerVICTORIA WITHAM

Thank You to All My Clients for Your Trust and Support!


www.YourOneAgent.com

2017 WINNER

RealtorNICOLE EIB

CalBRE 01931397

MARY BUCKReal Estate Broker


Premier FoothillProperties

CalBRE 01363743

FIVE-YEAR WINNER

SIX-YEAR WINNER

Thanks to All My Clientsfor This Honor!


RealtorSONIA IMMERS

CalBRE 01253397

JULIE LEONARDRealtor


RE/MAX Gold

SIX-YEAR WINNER

CalBRE 01837596

Specializing in Davis, CaliforniaThank You for Your Business

TWO-YEAR WINNER

CHERYL TABER KELLER


www.cherylkeller.net

CalBRE 01290197

Thank You to My Clients for Their Continued Trust,

Confidence and Referrals

SIX-YEAR WINNER

DEREK KIRKRealtor


www.derekshomes.com

CENTURY 21 M&Mand Associates

SIX-YEAR WINNER

Your Realtor for Life!

SCOTT KIRKReal Estate Broker


Sierra-Pacific-Realty.com

FIVE-YEAR WINNER

Your Local Real Estate Professional

FOUR-YEAR WINNER

LOREN-KATHLEEN STURGEON

Phone: 916-208-9123loren-kathleen.sturgeon@

cbnorcal.com

CalBRE 01114104

Thank You, My Loyal Clients, for Your Trust and Support

CHRISTIE ALEXANDERRealtor, SFR®

Cell: 916-296-4711eFax: 916-866-1518

[email protected]

FIVE-YEAR WINNER

19 Years of Licensed Experience!

SIX-YEAR WINNER

LINDA WOODBroker Associate


www.LindaWood.Metrolistpro.com

CalBRE 01129438

I Am Grateful to Each and Every Client for Their Business and Referrals!

CHIP DUSSEAURealtor, SRES®, CNRS, CNIS, CNMS

Folsom, CA 95630Direct: 916-934-8444

[email protected]

THREE-YEAR WINNER

CalBRE 01908517Clients First — Always

FIVE-YEAR WINNER

STEVE OSTROMRealtor, CNS, e-PRO®

2200-B Douglas Blvd., Ste. 200Roseville, CA 95661Cell: 916-308-2446

[email protected]

CalBRE 01344154

Listing Specialist in Roseville and Rocklin

STEPHANIE TOSORealtor


www.StephanieToso.com

RE/MAX Gold

2017 WINNER

Serving Placer, El Dorado and Sacramento Counties.

Turning Dreams Into Reality!

TEREZINHA “TECCA” WYSKRealtor, CRS, GRI, ABR®


THREE-YEAR WINNER

CalBRE 01308218

Thanks to All My Clients for This Honor

“Tell clients what they need to hear, not what

they want to hear.”— Five Star award winner




Five Star Professional surveyed Sacramento-area residents who purchased a home priced at more than $150,000 within a 12-month period (July 2015 to June 2016). The final list of 2017 Sacramento Five Star Real Estate Agents is a select group, representing less than 3 percent of real estate agents in the area. Evaluations were collected by mail, phone and online at www.fivestarprofessional.com/homesurvey.

All award winners are sorted by city and listed alphabetically by last name.

All AreasLyn Adams · RE/MAX Gold

Gabriella Alvarez · HomeSmart ICARE Realty Page 2

Bill Alwin · RE/MAX Gold

Amy Aoyama · Morris Williams Realty

Jodi Ash · CENTURY 21 Select Real Estate

Deborah Austin · Keller Williams Realty

Elizabeth Axelgard · The Fine Art of Real Estate

Debbie Baldes · Executive Properties

Sandra Bane · Lyon Real Estate

Joni Barsuglia · Marshall & Associates Real Estate

Craig Beechum · Beechum Realty Group

Nancy Beland · Coldwell Banker

Renee Benkosky · Keller Williams Realty

James Berg · RE/MAX Gold/Navigate Realty Group

Christine Bish · Newpoint Realty Services

Lynnette Blakemore · Granite Bay Real Estate

Jennie Blevins · Coldwell Banker

Ryan Boggs · Porch Light Properties

Anna Boyd · RE/MAX Gold

Lisa Brewer · Prima Terra Real Estate

Beth Bryant · Coldwell Banker Page 7

Mary Buck · Premier Foothill Properties Page 8

Julie Burks · Riverpoint Realty

Lorretta Carlson · Keller Williams Realty

Nita Castro · CENTURY 21 Select Real Estate

Terri Chapman · Chapman Real Estate Group

Isom Coleman · HomeSmart ICARE Realty

Michele Colombo · SunCal Real Estate Group

Colleen Conley · Lyon Real Estate

John Cooper · Keller Williams Realty

Kevin Cooper · Cooper & Associates Realty

Robyn Copper · Windermere Granite Bay, Realtors

Hallie Cordes · Paragon Real Estate/Homes by Hallie

Paula Coulter · Coulter Realty

Lonnie Cox · Stanley Real Estate & Investments

Chris Crory · Better Homes and Gardens Real Estate

Joanie Cubias · Lyon Real Estate

Shirley Daley · Lyon Real Estate

Vivian Daley · Lyon Real Estate Page 7

Fernando De La Rosa · Security Pacific Real Estate

Mark Degennaro · Keller Williams Realty Elk Grove

Louise Dela Cruz · RE/MAX Gold

Robyn Delong · Coldwell Banker

Michelle Dichristopher · Lyon Real Estate

Sonya Dixon · RE/MAX Gold Page 5

Cyndi Domenici · RE/MAX Gold

Vickie Dotoli · Keller Williams Realty

Betty Doud · RE/MAX Woodland

Annie Dube · Miller Real Estate Page 5

Cindy Dunnett · Lyon Real Estate

Joleen Dunnigan · Berkshire Hathaway HomeServices Dunnigan Properties

Chip Dusseau · Coldwell Banker Page 8

Nicole Eib · SunCal Real Estate Group Page 8

Marty Eustis · Better Homes and Gardens Real Estate

Jack Falk · Jack Falk, Broker

Sandi Falk · Jack Falk, Broker

Valentina Fedik · Advanced Global Real Estate

Barbra Fink · Lyon Real Estate

Lorraine Foster · RE/MAX

Katherine Fox · Berkshire Hathaway HomeServices-Drysdale Properties

Jay Friedman · HomeSmart ICARE Realty

Jean Froh · Jean Froh Realty

Gerrilee Gandy · RealtyONEGroup

Mike Gobbi · Keller Williams Realty

Jack Gray · RE/MAX Gold

Jo Greene · Joe Green Homes Realty

Zac Haines · Hipwell Real Estate Group

Patti Harland · Gonsalves Real Estate Properties

Teresa Hatada · Excel Realty Page 7

Linda Hess · Lyon Real Estate

Maureen Higgins · HomeSmart ICARE Realty

Matt Hindy · Keller Williams Realty

Cindy L. Houldin-Hatala · Gold Country Realty

Michelle Houston · RE/MAX Gold

Terrie Hunt · River Ridge Realty

Sonia Immers · Keller Williams Realty Page 8

Wendy Jeans · Lyon Real Estate

Jaclyn Jones · Better Homes Realty

Donna Judah · Coldwell Banker Sun Ridge Real Estate Page 7

Bryan Keeter · Lyon Real Estate

Cheryl Keller · RE/MAX Gold Page 8

Derek Kirk · CENTURY 21 M&M and Associates Page 8

Scott Kirk · Sierra Pacific Realty Page 8

Valerie Klinefelter · Lyon Real Estate

Gloria Knopke · Lyon Real Estate Page 7

Christine Koerwitz · CENTURY 21 M&M and Associates

Nev Kordic · Coldwell Banker

Kyle Krogh · Weichert, Realtors

Robin Lack · CENTURY 21

Carla Layton · Coldwell Banker

Jane Layton · RE/MAX Gold

Mary Lehmann · RE/MAX Gold

Larry Lenhart · Better Homes and Gardens Real Estate

Len Lewin · Lyon Real Estate

Gregory Lewis · Lewis Realty

John Luebbert · Keller Williams Realty

Darla Lyons · RE/MAX Gold

Jeri Macarow · HomeSmart ICARE Realty

Mark Macarow · HomeSmart ICARE Realty/The Macarow Team

Cristy MacWilliam · SunCal Real Estate Group

Abby Martinez · RE/MAX Gold

Vincent Mastracco · Lyon Real Estate

Keisha Mathews · Mathews & Company Realty Group

Mishalle Maxey · Windermere Granite Bay, Realtors

Lorra McCririe · Better Homes and Gardens Real Estate

Stephanie Mello · KNC Properties

Georgia Mikacich · Coldwell Banker

Victoria Millan · Keller Williams Realty

Dana Miller · RE/MAX Gold

Laura Miller · Keller Williams Realty

Michelle Mills · Hope Real Estate

Wendy Moore · Lyon Real Estate

Kandace Mulvaney · Miller Real Estate Page 5

Billie Naake · National Town & Valley Properties

Angela Newsome · Coldwell Banker

Kimberly Nicols · Better Homes and Gardens Real Estate

Victor Pais · Lyon Real Estate

Marc Palos · Village Financial Group

Julee Patterson · Gateway Properties

Sherri Patterson · Keller Williams Realty

Brian Perry · Coldwell Banker

Jeanne Peterson · Lyon Real Estate

Peter Peterson · Capital West Realty

Linda Petros · Coldwell Banker

Margie Poucher · Lyon Real Estate

Justin Prillwitz · RealtyONEGroup

Steven Rath · Better Homes Realty

Julie Reardon · Lyon Real Estate

Julie Rees · Coldwell Banker

Marge Reid · Reid & Price Properties

Jana Reyes · Keller Williams Realty Elk Grove

Jennifer Rigley · Allison James Estates & Homes

Karen Robbins · Buyer’s Connection

Donald Rolfe · RE/MAX Gold

Drew Rosen · RE/MAX Gold

Ricardo Saldana · DR Realty Group

Vischa Savitri · Keller Williams Realty

Randy Schue · Lyon Real Estate

Kathy Shelton · Acerro Real Estate Services Page 7

Brandon Shepard · Berkshire Hathaway HomeServices Dunnigan Properties

Charles Sherman III · Acerro Real Estate Services

Melinda Shrader · Coldwell Banker

David Sirsi · Sirsi and Company

Denyce Skiff · Keller Williams Realty

Candice Stedman · RealtyONEGroup Page 7

Julia Stehlik · SunCal Real Estate Group

Jackie Steiner · Lyon Real Estate

Randy Stoops · Lyon Real Estate

Galina Straub · Lighthouse Real Estate Group

Loren-Kathleen Sturgeon · Coldwell Banker Sun Ridge Real Estate Page 8

Kenneth Svanum · Keller Williams Realty/Bishop Real Estate Group

Deborah L. Tabar · Lyon Real Estate

Kittie Tiernan · Coldwell Banker

John Tiner · Tiner Properties

Phillip Todd · Pacific Properties

Stephanie Toso · RE/MAX Gold Page 8

Kim Tucker · SunCal Real Estate Group

Elizabeth Velasco · RE/MAX Gold

Claudia Vyhmeister · Lyon Real Estate

Alison Traverse Warren · Coldwell Banker

Kevin Watts · RealtyONEGroup




Elizabeth Welsh · Your Property Connection

Elizabeth Welsh · Your Property Connection

Janice Wheeler · BMR Page 4

Mike White · RE/MAX Gold

Greg Wyatt · Better Homes Realty/Wyatt Real Estate Group

Terezinha Wysk · Coldwell Banker Page 8

Patricia Yochum · Lyon Real Estate

Allen Zarou · RE/MAX Gold

AntelopeSandra Courvisier · Dare & Associates Real Estate

AuburnCathy Asbury · Lyon Real Estate

Russell Broughan · Lyon Real Estate

Bob Burton · Better Homes and Gardens Real Estate

Sam Hales · The Saratoga Group

Linda Logoteta · Lyon Real Estate

Jana Maggert · Lyon Real Estate

Dannelle Maurer · Lyon Real Estate Page 7

Terri Meyers · Lyon Real Estate

Vivienne Rolfe · RE/MAX Gold

Rocky Sanchez · Lyon Real Estate

Cathleen Sarmento · Granite Real Estate

Casey Spencer · Casey Spencer, Realtor

Amy Summers · Select Estate Properties

Sue Thompson · HomeTown, Realtors

Laurie Whitton · Coldwell Banker

Kelli Yates · Sun Real Estate Team

CarmichaelJenny Hughes · Tiner Properties

Carmen Micsa · Dynamic Real Estate

Michael Miller · Miller Real Estate

Citrus HeightsMargaret Christian · Better Homes and Gardens

Real Estate

Ron Murphy · CENTURY 21 Select Real Estate

Jill Ottaway · Lyon Real Estate

CoolDeb Peter · Premier Foothill Properties

DavisLeslie Blevins · Coldwell Banker Doug Arnold Real

Estate

Chad Demasi · Keller Williams Realty

Kim Eichorn · Lyon Real Estate

Jimi Faria · RE/MAX Gold

Don Guthrie · Coldwell Banker Doug Arnold Real Estate

Todd Haverlock · Coldwell Banker Doug Arnold Real Estate

Suzanne Kimmel · RE/MAX Gold/First Street Real Estate

Kim Lamb · Lyon Real Estate

Julie Leonard · RE/MAX Gold Page 8

Jamie Madison · RE/MAX Gold/Goodhome Group

Raquel Perez-McDonald · Coldwell Banker Doug Arnold Real Estate

Lynne Wegner · Lyon Real Estate

El DoradoMichael Alumbaugh · RE/MAX Gold

Donna Menser · Coldwell Banker

Pat Quan · Coldwell Banker

El Dorado HillsJackie Dean · Coldwell Banker

Renee Friedrich · Keller Williams Realty

Nancy Gates · Coldwell Banker

Kelli Griggs · RE/MAX Gold/Navigate Realty Group

Christine Librach · El Dorado Hills Realty

Deedee Riley · Lyon Real Estate

Peggie Ryan-Lanigan · Lyon Real Estate

Brenda Sims · Lyon Real Estate

Melanie Swint · Swint Real Estate

Penny Wafford · Intero Real Estate Services

Elk GroveGina Crane · Coldwell Banker

Victoria Dimataris · RE/MAX Gold

Karie Dunahay · Lyon Real Estate

Jack Edwards · Coldwell Banker

Johnny Formoso · RE/MAX Gold

Laura Gardner · The Gardner’s Group

Valerie Healy · RE/MAX Gold

Bonita Malone · Better Homes & Gardens Real Estate Reliance Partners

Grady McFaddin · Stanley Real Estate & Investments

Analyn Miller · Keller Williams Realty Elk Grove

Terri Moule · Keller Williams Realty Elk Grove

Tim O’Hara · Mike Guttridge Realty

Tracey Saizan · Keller Williams Realty Elk Grove

Karan Schlagel · RE/MAX Gold

Bonnie Silva · Lyon Real Estate

Joy Upshire · SkyWest Real Estate

Khanh Van · Keller Williams Realty Elk Grove

Victoria Witham · Witham Real Estate Page 8

Jocelly Yip · RE/MAX Gold

ElvertaLori Najera · Najera Real Estate

Fair OaksChristie Alexander · Keller Williams Realty

Page 8

Mark Farnsley · Realty World/American River Properties

Michelle Gallagher · Lyon Real Estate

Jannay Murphy Hughes · CENTURY 21 Select Real Estate

Cherie Lovas · Lyon Real Estate Page 7

Becky Lund · Lyon Real Estate

Lynn Poelman · Lyon Real Estate

Mark Saakian · Lyon Real Estate

FolsomAngie Acevedo · CENTURY 21 Select Real Estate

Katherine Boswell · Insight Real Estate

Pamela Brooks · RE/MAX Gold

Deena Brown · CENTURY 21 Select Real Estate

Joelle Collins-Bohart · Intero Real Estate Services

John Domeier · Coldwell Banker

Maic Friedrich · Keller Williams Realty

James Hamilton · RE/MAX Gold

John Hayes · RE/MAX Gold

Brenda Holloway · Coldwell Banker

Gwendolyn Jarvis · California Realty Partners

Kamiar Lashgari · California Regency Realty

Brian Martell · Keller Williams Realty Folsom/Martell | O’Neal Real Estate

Iona Merideth · Merideth Realty

Jim Naulty · Newpoint Realty Services

Pam Nelson · Lyon Real Estate

Eric Pine · Lyon Real Estate

Cheryl States · RE/MAX Gold

Trisha Sultani · Keller Williams Realty

Matt Sundermier · Blue Waters Mortgage & Real Estate Group

Cindy Swinger · Coldwell Banker

Fred Wilcox · RE/MAX Gold

Robert Yost · Capital Equity Real Estate

GaltTeresa Shelley · Mike Guttridge Realty

Garden ValleyRonnie Hess · Sierra Foothill Properties

GeorgetownPatti Smith · Patti Smith Real Estate

Gold RiverGreg Batchelder · Lyon Real Estate

Peggy Boling · RE/MAX Gold

Granite BayGloria Doze · Windermere Granite Bay, Realtors

Tracy Hightower · Lyon Real Estate

Patricia Hurtado · Lyon Real Estate

Della Johnson · Better Homes and Gardens Real Estate

Kelly McGhee · Keller Williams Realty

Geoffrey Poulos · Residential Brokerage

Catherine Ruiz · RE/MAX Gold

Nick Sadek · NRS Luxury Estates Page 3

Dana Svanum · Keller Williams/The Bishop Real Estate Group

LincolnTeresa Chapo · Better Homes Realty

Laura Frey · Lori Frey, Broker/Frey & Associates

Shaunda Holt · NextHome North Valley Realty

Paula Nelson · Coldwell Banker Sun Ridge Real Estate

Desiree Pointer · Coldwell Banker Sun Ridge Real Estate

Ann Renyer · Coldwell Banker Sun Ridge Real Estate

Larry Stewart · Lyon Real Estate

Holly Stryker · Coldwell Banker Sun Ridge Real Estate

Tony Williams · Coldwell Banker Sun Ridge Real Estate

Sharon Worman · Coldwell Banker Sun Ridge Real Estate

LoomisJoshua Blackwood · Granite Creek Realty

Debra McLaughlin · Realty First/The McLaughlin Team

Meadow VistaChristine Schlittenhart · Sierra Pacific Real Estate

PlacervilleSheri Arntsen-Miller · RE/MAX Gold

David Berryman · Intero Real Estate Services

Julie Clark · CENTURY 22

Annette Hawley · Lyon Real Estate





Dave Hymes · Coldwell Banker

Susan McVicar · CENTURY 21 Select Real Estate

Connie Mega · Coldwell Banker

Rhonda Moffett · Coldwell Banker

Kathy Withrow · RE/MAX Gold

Douglas Zeller · Realty World/Sierra Properties

Pollock PinesLauralee Green · Z Group Real Estate

Rancho CordovaHarold Frink · RE/MAX Gold

Rio LindaLisa Gregory · Gregory Realty Group

RocklinAlvis Cromer · Keller Williams Realty

Peggy Cromer · Keller Williams Realty

Deborah Haight · RealtyONEGroup

Michelle Hawkins · RealtyONEGroup

Robin Lim-Hogan · DR Horton Realty

Andrew Loberg · Andy Loberg Real Estate Services

Donna Lunardini · Coldwell Banker

Natalie Whistler · Coldwell Banker

RosevilleSteve Anderson · Arrow Realty

Karen Asay · RE/MAX Gold

Patti Baumert · RealtyONEGroup

Nora Best · Coldwell Banker

Dominic Brandon · RE/MAX Gold

Ken Brazil · RE/MAX Gold

Hayden Butterfield · Arrow Realty

Debra Cancilla · SunCal Real Estate Group

Nathan Cleaver · United Property Advocates

Tami Condie · New Vision Realty Group

Alyssa Cross · RealtyONEGroup

Matt De Jong · 1St American Realty

Briana Ferguson · The Ferguson Group

Robert Floodman · LLP Team Page 5

Kimberly Frkovich · Coldwell Banker

Paula Glesener · Coldwell Banker

Lisa Granucci · Coldwell Banker Sun Ridge Real Estate

Shaun Hilton · Hilton Properties

Gail Hubbard · Better Homes and Gardens Real Estate

Jason Johnson · HomeSmart ICARE Realty

Balvinder Khabra · SunCal Real Estate Group

Anthony Kirk · Kirk Real Estate

Chuck Klein · RE/MAX Gold

Janet Lewis · Lewis Realty

Michelle Mirtoni · SunCal Real Estate Group

Renee Nielson · RealtyONEGroup

Steven Ostrom · Coldwell Banker Page 8

Suzanne Owen · Lyon Real Estate

Geanne Pack · RE/MAX Gold Page 4

Elaine Pappas · RE/MAX Gold

Kurt Peterson · Lyon Real Estate

Chad Phillips · RE/MAX Gold

Bree-Ann Phinney · Arrow Realty

Dennis Reibold · Coldwell Banker Sun Ridge Real Estate

Kristen Snedeker · Legacy Properties

Kimberly Srp · RE/MAX Gold

Sharon Telles · Better Homes and Gardens Real Estate

Pamela Thomas · HomeSmart ICARE Realty Page 6

Nancy Tinsley · RE/MAX Gold

Paul Valdez · Coldwell Banker Sun Ridge Real Estate

Robert Weston · RealtyONEGroup

Anne Wiens · Coldwell Banker

SacramentoGarrett Abben · Lyon Real Estate

Angela Adams · RE/MAX Gold

Kathy Applegate · Lyon Real Estate

Harry Azar · Premier Realty

Jonathan Barnato · Keller Williams Realty

Lynda Beaver · Coldwell Banker Page 7

Linda Bennett · NeighborWorks Sacramento

Karen Berkovitz · Lyon Real Estate

Bill Bonner · Berkshire Hathaway HomeServices Dunnigan Properties

Steffan Brown · Keller Williams Realty

Manuel Cardoza · Tower Real Estate Brokers

Sean Chao · Sacramento Realty Services

Sam Chiecchi · Lyon Real Estate

Idelle Claypool · Lyon Real Estate

Debbie Davis · Lyon Real Estate

Brendan Delaney · Coldwell Banker

Courtney Edwards · HomeSmart ICARE Realty

Jay Feagles · Dunnigan, Realtors

Holly Foster · Dean Adams Residential Real Estate

Barbara Frago · Lyon Real Estate

Jeremy Frazier · Keller Williams Realty

Lillian Fulton · Lyon Real Estate

Stephanie Gallagher · Dunnigan, Realtors

Rosanna Garcia · Garcia Realty

Joe Gibson · Coldwell Banker

Patty Gillette · Lyon Real Estate

Holly Graham · Holly Graham Real Estate

Dawn Greene · Intero Real Estate Services

John Gudebski · Coldwell Banker

Susan Harrold · Lyon Real Estate

Gregory Hobiera · RE/MAX Gold

Rhonda Holmen · Lyon Real Estate

Catherine Ireland · Catherine Ireland Realty

Joann Kaleel · Lyon Real Estate

Brian Kassis · RE/MAX Gold

Richard Landrey · Coldwell Banker

Mary Jew Lee · Berkshire Hathaway HomeServices Dunnigan Properties

Michael Lee · Turn-Key Lending & Realty

Chris Little · Little Real Estate Services

Brian Mallison · Taylor Morrison

Andrew Martinez · Loan City Home Loans

Myles McMahon · McMahon Phillips Real Estate

Jenae Medford · Better Homes & Gardens Real Estate Reliance Partners

Craig Miglas · Keller Williams Realty

Jenifer Miller · Shelby Johnsten

Sherry Montalvo · NextHome Cedar Street Realty Page 6

Sara Moody · Coldwell Banker

Ken Mori · RE/MAX Gold

Andrew Murray · Storybook Realty

Vlad Okel · Capital Group Realty

Michael Onstead · Coldwell Banker

Thomas Phillips · Lyon Real Estate

Sara Raudelunas · Lyon Real Estate

Sheena Reithmeier · Code 3 Realty

Gena Riede · Riede Real Estate

Michael Rigley · Rigley Realty Group

Amy Rivers · NextHome Cedar Street Realty Page 6

Jeanine Roza · Coldwell Banker

Karen Saenz · Saenz Real Estate

Aria Salehpour · RE/MAX

Michael Sandoval · RE/MAX Gold

Diana Scheid · Lyon Real Estate

Nina Semenyuk · RE/MAX Gold

Lisa Shanahan · CENTURY 21 M&M and Associates

Luann Shikasho · Keller Williams Realty Elk Grove Page 6

Susan Smith · Lyon Real Estate

Gale Spencer · CENTURY 21 Select Real Estate

Kathy Sroka · RE/MAX Gold

Erin Stumpf · Dunnigan, Realtors

Marilyn Suber · RE/MAX Gold

Jim Swanson · Better Homes and Gardens Real Estate

Paula Swayne · Dunnigan, Realtors

Hindrik Tan · Elite Realty Services

Sheila Van Noy · Dunnigan, Realtors

Timothy Warren · Warren Realty

Mark Waterman · Waterman Real Estate

Patricia Webb · Keller Williams Realty

Gayle Welsh · Lyon Real Estate

Robert Wiley · Keller Williams Realty

Linda Wood · Dunnigan, Realtors Page 8

South Lake TahoeMichelle Cutting · Deb Howard & Company

Page 6

Monique McIntyre · Coldwell Banker Mckinney & Associates

West SacramentoDebbie Bair · Lyon Real Estate

Laurel Davies · CENTURY 21 M&M and Associates Page 7

Leah Hertel · Capital West Realty

Christopher Palamidessi · Capital West Realty

Jeff Puliz · S & S Realty

Marty Swingle · Capital West Realty

WiltonSheldon Steele · Steele Realty & Investments

Company

WintersSandra Vickrey · Realty World

WoodlandDebbie Bruno · Bella Vie Real Estate

Donald Sharp · RE/MAX Woodland

Lupe Springer-Hodges · Bella Vie Real Estate



FS 12 — www.fivestarprofessional.com


M O RT G A G E P R O F E S S I O N A L

FAAYÉ AGIOBENEBranch Manager, Senior Loan Officer, NMLS 250705

9250 Laguna Springs Drive, Suite 200Elk Grove, CA 95758Cell: 916-475-4367

[email protected]

• Offers wide selection of purchase and refinance programs, including but not limited to conventional, FHA, VA, USDA and jumbo loans

• Maintains communication to all parties involved in the transaction• Provides in-house processing, underwriting, closing and funding• Continual commitment to educating clients throughout

the process

My Motto:Ask • Listen • Solve

For over 16 years Faayé has provided outstanding financing options for clients throughout California. He is a skilled and knowledgeable professional with a passion for performing. Always giving you that extra mile. Faayé strives to make each transaction as smooth as possible for all parties involved. He is committed to providing each client with the best options based on their interests, scenario and long term goals. Clients have raved about his constant communication, efficiency and dedication to get the job done. Bottom line, Faayé Agiobene gets the job done!

See what Faayé’s clients are saying at: www.LoansbyFaaye.com.

BVM is a division of American Pacific Mortgage. NMLS 872054/1850.

Left to right: 2017 winner Faayé Agiobene; Barbara Navarrete, Assistant 2017 WINNER





PRIMARY RESIDENTIAL MORTGAGE, INC.

3017 Douglas Boulevard, Suite 300-4Roseville, CA 95661

Phone: 916-712-8509Fax: 877-638-8079

[email protected]

I would like to take this opportunity to thank our families, friends, clients and Realtors for their support! The greatest compliment our clients can give is the referral of their friends and loved ones! Thank you for your trust! Please accept our sincere thanks for having had the opportunity to serve you all in your financing needs!

We pledge to provide the highest-quality personal service for our clients. We want to help them advance their personal goals of achieving the American dream of homeownership. We recognize every client has unique wants and needs, and it is our highest priority to provide individualized service for every client! With a little more than 36 years of quality experience, Ed and his staff can structure the right type of financing. Ed has been a top producer with a variety of local and super-regional organizations. In today’s market, it is important to look at the experience of the loan officer and the company he is aligned with. Ed has structured and funded loans that other, more inexperienced loan officers could not figure out. We not only have good rates, we know how to close the loan quickly for our clients! If you are referred to us from your friends, relatives or Realtor, this is a major reason why. Realtors — how many of your clients are unable to close a loan because of overlays and strict credit standards? Builders — how many millions are you losing because you are not dealing with a company that has a variety of loan programs to fit your buyers’ needs?

What are you waiting for? Call Ed now to help us help you!

PRMI NMLS: 3094. PRMI is an Equal Housing Lender. Disclaimer: Some products and services may not be available in all states. Credit and collateral are subject to approval. Terms and conditions apply. This is not a commitment to lend. Programs, rates, terms and conditions are subject to change without notice. Licensed by the Department of

Business Oversight under the California Residential Mortgage Lending Act 4130403.

SIX-YEAR WINNER Left to right: Front row: Jorge Lombera, Team Processor; Six-year winner Ed Fontes, Branch Manager, NMLS 233325; Laniece Orum, Team ProcessorBack row: Brian Barnes, Division President

Areas of Focus: Conventional, FHA, VA, Jumbo, Reverse Mortgages. One-Time Close Construction


FS 14 — www.fivestarprofessional.com



Faayé Agiobene · Big Valley Mortgage Page 12

Bob Bates · Paramount Partners Group

Roland Benson · imortgage

Kristie Bertolo · Academy Mortgage

Geoff Black · Guild Mortgage Company

Alicia Blackwood · Summit Funding

William Call · PrimeLending

Melissa Carson · Stanford Mortgage

Blair Chapman · Movement Mortgage

Ken Clark, Jr. · Neighbor’s Financial Corporation

Matthew Cole · Guaranteed Rate Mortgage

Ryan Culler · Mountain West Financial

John Easterbrook · Sierra Pacific Mortgage

Vicki Fargo · Princeton Capital

Chad Focht · Summit Funding

Ed Fontes · Primary Residential Mortgage Page 13

Patty Gacutan · Academy Mortgage

Tammy Garrett · Sierra Capital Mortgage

James Graham · Eagle Home Mortgage

Jim Hanson · Guild Mortgage Company

Phillip Hinojoza · Land Home Financial Services Page 14

Mike Hobson · VITEK Mortgage Group

Heather Hunter · Big Valley Mortgage

Valerie Hutton · KMG Real Estate Finance

Casey Jenkins · Safe Credit Union

Jeff Johnson · Gem Mortgage Golden Empire

Rick Johnson · Village Financial Group

Dan Klevenskiy · Loan City Home Loans Page 14

Christina Leesha · Land Home Financial Services Page 14

Christopher Lippi · Princeton Capital

Christopher Long · Sierra Pacific Mortgage

Stephen Mahr · Tri Counties Bank

All award winners are listed alphabetically by last name.

Five Star Professional surveyed more than 2,200 Sacramento homeowners. The final list of 2017 Sacramento Five Star Mortgage Professionals is a select group, representing less than 3 percent of mortgage professionals in the area. Evaluations were collected by mail, phone and online at www.fivestarprofessional.com/homesurvey.

THREE-YEAR WINNER

All loans subject to credit approval. Rates and fees subject to change. Mortgage financing provided by PrimeLending, a PlainsCapital Company. Equal Housing Lender. ©2016 PrimeLending, a PlainsCapital

Company. PrimeLending, a PlainsCapital Company (NMLS: 13649) is a wholly owned subsidiary of a state-chartered bank and is licensed by the Department of Business Oversight under the

California Residential Mortgage Lending Act. Lender License No. 4130996.

3721 Douglas Boulevard, Suite 210 | Roseville, CA 95661Cell: 916-765-6457 | Office: 916-724-0001

[email protected] | lo.primelending.com/mognissanti

• More than 23 years’ home loan experience

• Top 1% Mortgage Originators in America last three years in a row (Mortgage Executive magazine)

• Over 5000 Families served in purchasing and refinancing their homes in my career

Branch Manager, NMLS 236053

MIKE OGNISSANTI

2017 WINNER

2251 Douglas Boulevard, Suite 100 | Roseville, CA 95661Cell: [email protected]

www.loancityhomeloans.com

Loan City Home Loans

We’re Prepared to Take on Any Challenge!

• 10-plus years of experience

• Highest rated mortgage company on Yelp

• Specializing in VA, FHA, USDA and more

CalBRE 01864032, NMLS 1009838

DAN KLEVENSKIY

FOUR-YEAR WINNER

PHILLIP J. HINOJOZABranch Manager

Direct: 916-549-9536eFax: 916-273-5663

[email protected]

NMLS 249712

Built on Knowledge, Commitment and Trust

Thank You for Your Support! I Am Honored to Help With Such an Important Financial Decision

in Your Life!


mortgage.lhfs.com/christinaleesha

THREE-YEAR WINNER

Sr. Mortgage ConsultantCHRISTINA LEESHA

NMLS 294122

“Work with a professional who takes the time to understand your unique situation.”

— Five Star award winner




H O M E / A U TO I N S U R A N C EP R O F E S S I O N A L

Andrew Martinez · Loan City Home Loans

Randy Masters · Masters Team Mortgage

Monty Maxwell · Guild Mortgage Company

Tara McCafferty · Big Valley Mortgage

Sheri McLaughlin · HomeBridge Financial Renovation Lending

Evan Miller · American Pacific Mortgage

Terry Moore · Guild Mortgage Company

Brian Musket · American Pacific Mortgage/Secure Funding Group

Ryan Nordby · Princeton Capital

Michael Ognissanti · PrimeLending Page 14

Carol Olmsted · Expert Mortgage Solutions

David Osborn · Umpqua Bank

Erick Perpich · Alpine Mortgage Planning

Brent Petersen · American Pacific Mortgage

Jim Rademann · R&R Mortgage

Suzanna Ravin · Peak Mortgage

Ryan Rivera · Alpine Mortgage Planning

Nora Robinson · Guild Mortgage Company

Dave Ryland · Big Valley Mortgage/American Pacific Mortgage

Sheri Schmitz · Paramount Partners Group

Evangeline Scott · Alpine Mortgage Planning

Joe Siau · Provident Bank

Nathan Sibbet · Wells Fargo Home Mortgage

Brandee Stephens · Golden 1 Credit Union

Jeffrey Stevens · Umpqua Bank

Mark Teran · Stanford Mortgage

Charles Terry II · CMG Financial

Gil Torres · Exclusive Realty & Mortgage

Joy Upshire · Skywest Mortgage

John Ussery · Alpine Mortgage Planning

Steve Velebit · Wells Fargo Home Mortgage

Ryan Wagner · Guild Mortgage Company

Tonjia Watkins · Wells Fargo Home Mortgage

Gordon Weichler · Alpine Mortgage Planning

Bill Wolfe · Big Valley Mortgage

Lori Wray · Alpine Mortgage Planning

Todd Zancaner · United Financial Services


Valerie Adams · American Diversified Insurance Services

John Clark · State Farm

Santiago Cruz · Liberty Mutual Insurance

Christine Escamilla · AAA

Douglas Gordon · Douglas J. Gordon Insurance Agency

Carl Hagen · Farmers Insurance

David Hagiwara · State Farm

Samuel Hairston, Jr. · CSAA

Kelly Hoffman · Allstate

Ruby Kannady · Warren G. Bender Company

Gilbert Karp · Farmers Insurance

Jaclyn Kay · Elk Grove Insurance Service

David Knowles · Nationwide

Eric Kohler · Farmers Insurance

Stephen Makis · Brown & Brown Insurance Brokers

David Mann · Farmers Insurance/Mann Insurance Agency

Deborah McKenna · Farmers Insurance

Melissa Messer · Liberty Mutual Insurance

Matthew Mikulin · Liberty Mutual Insurance

Janice Miller · McGee & Thielen Insurance Brokers

George Morelos, Jr. · Morelos Insurance Agency

Paula Morse · Leland Insurance Agency

Robert Nielsen · Farmers Insurance

Andrea Romo · Van Beurden Insurance

Howard Schiff · Howard Schiff Insurance Agency

Anne Siebum · Cliff Cottam Insurance Services

Kiersten Simmons · AAA

Ralph Smith · State Farm

Liliya Vizitiu · Farmers Insurance

Lori Walters · Hebard

Mike Zamora · Mike Zamora Insurance Services


Five Star Professional surveyed more than 2,200 Sacramento homeowners. The final list of 2017 Sacramento Five Star Home/Auto Insurance Professionals is a select group, representing less than 1 percent of insurance professionals in the area. Evaluations were collected by mail, phone and online at www.fivestarprofessional.com/homesurvey.

CHRISTINE ESCAMILLA Insurance Agent, API, AIS


AAA Northern California, Nevada & Utah

TWO-YEAR WINNER

CalBRE OB59287

A Trusted Brand, Exceptional Service

“Do everything you can to assist your clients and remember it is all an investment in your future success.”

— Five Star award winner


Documents

©FiveStarProfessional€¦ · your house quickly, you need to ditch your clutter. Get rid of extra papers, magazines or memorabilia that is sitting around your house. Clean out beneath