Financing Your college Financing Your college EducationEducation

Steve SingletonSteve SingletonSt John’s Commandery #8St John’s Commandery #8

StillwaterStillwater

Take the college funding logic Take the college funding logic

test…test… Are you independently Are you independently

wealthy?wealthy?

I can pay for college I can pay for college ANDAND my new Mercedes, my new Mercedes,

No problem !No problem !

Do you love your Do you love your parents?parents?

I plan on bankrupting I plan on bankrupting them with mythem with my

college, credit card and college, credit card and text messaging expensestext messaging expenses

APPLY FOR APPLY FOR SCHOLARSHIPSSCHOLARSHIPS

AND LOANS ! !AND LOANS ! !

YES

NO YES

NO

First things first…First things first…

•FAFSA – Free Application for Federal FAFSA – Free Application for Federal Student Aid Student Aid

•Site where students & parents may Site where students & parents may apply for federal financial aid, and…apply for federal financial aid, and…

•Apply for most state and college aid Apply for most state and college aid

www.fafsa.ed.gov

What will you need?What will you need?

• Register for PIN number (both parent Register for PIN number (both parent and student)and student)

• 2006 tax return2006 tax return

• Computer accessComputer access

• On-line application is quickest and On-line application is quickest and easiesteasiest

Then what?Then what?

•They will notify you of your They will notify you of your eligibility for federal grants or eligibility for federal grants or loans andloans and

• Information can be sent to Information can be sent to schools for scholarship schools for scholarship consideration consideration ANDAND

•Work-study program Work-study program

What else can you do? What else can you do?

• Register with FASTWEB (Register with FASTWEB (http://www.fastweb.com/http://www.fastweb.com/ ))

• Web site that list all sorts of Web site that list all sorts of scholarships (based on grades, scholarships (based on grades, financial need, or some type of financial need, or some type of competition, like an essay or quiz)competition, like an essay or quiz)

• Oklahoma offers a $1000 scholarship Oklahoma offers a $1000 scholarship based on knowledge of Oklahoma based on knowledge of Oklahoma history and geography ! ! history and geography ! !

And, what else can I do? And, what else can I do?

• Check with the college you plan to attend Check with the college you plan to attend for specific scholarships they offer (and for specific scholarships they offer (and how to apply)how to apply)

• Take concurrent enrollment through local Take concurrent enrollment through local college or university (saves on cost and college or university (saves on cost and gets you ahead)gets you ahead)

• Take a CLEP test or enroll in AP class Take a CLEP test or enroll in AP class (gives you college credit while minimizing (gives you college credit while minimizing cost ($40 versus $300-$400))cost ($40 versus $300-$400))

And you wondered And you wondered whywhy you you joined Masonic youth groups?joined Masonic youth groups?

• Blue lodges, Scottish Rite, York Rite, Blue lodges, Scottish Rite, York Rite, Eastern Star, Amaranth,… all provide Eastern Star, Amaranth,… all provide THOUSANDSTHOUSANDS of dollars of of dollars of scholarships to DeMolay, Jobs scholarships to DeMolay, Jobs Daughters and Rainbow for Girls. Daughters and Rainbow for Girls.

Masonic Youth Scholarship Masonic Youth Scholarship OpportunitiesOpportunities

• Frank S. Land Scholarship Fund *Frank S. Land Scholarship Fund *• Grotto Medical / Dental ScholarshipGrotto Medical / Dental Scholarship **• The Scottish Rite Paul R. Kach, 33° DeMolay Essay The Scottish Rite Paul R. Kach, 33° DeMolay Essay

Competition *Competition *• York Rite Grand Chapter Royal Arch Masons York Rite Grand Chapter Royal Arch Masons

Scholarship Fund Scholarship Fund • Guthrie Scottish Rite Scholarship FundGuthrie Scottish Rite Scholarship Fund• AmaranthAmaranth• Knights Templar Scholarship FundKnights Templar Scholarship Fund

* National DeMolay Scholarships- check the DeMolay * National DeMolay Scholarships- check the DeMolay International web site for details and application. International web site for details and application.

Guthrie Scottish Rite Guthrie Scottish Rite ScholarshipScholarship

• This scholarship is offered to those who desire to This scholarship is offered to those who desire to

further their education beyond the high school level further their education beyond the high school level and must have financial help to do so. and must have financial help to do so.

• Every student selected must have at least a 3.0 GPA Every student selected must have at least a 3.0 GPA through high school on a 4.0 scale and must enroll in through high school on a 4.0 scale and must enroll in a minimum of 12 credit hours for the first semester a minimum of 12 credit hours for the first semester of college. of college.

• Complete this application and return it to the Guthrie Complete this application and return it to the Guthrie Scottish Rite Foundation by May 1.Scottish Rite Foundation by May 1.

• Selection is based upon overall GPA, financial need, Selection is based upon overall GPA, financial need, activity in DeMolay, other activities. activity in DeMolay, other activities.

AmaranthAmaranth

• The Amaranth Youth Scholarships are presented to deserving and The Amaranth Youth Scholarships are presented to deserving and worthy members of Job’s Daughters, Rainbow for Girls and worthy members of Job’s Daughters, Rainbow for Girls and DeMolay in Oklahoma. DeMolay in Oklahoma.

• Applicants must be active in their Orders, and representative of Applicants must be active in their Orders, and representative of the teachings and ideals of Masonic Bodies. the teachings and ideals of Masonic Bodies.

• The money will be sent to the college or school of their choice to The money will be sent to the college or school of their choice to be applied toward tuition or required material upon receipt of be applied toward tuition or required material upon receipt of proof of enrollment and verification of grade point average of 2.5 proof of enrollment and verification of grade point average of 2.5 of above. Each applicant must have been a member of his or her of above. Each applicant must have been a member of his or her Order for Order for TWOTWO years of more as of years of more as of April 15 April 15 to be eligible to to be eligible to receive a scholarship. receive a scholarship.

• Each applicant must be a member in good standing at the time of Each applicant must be a member in good standing at the time of the application. the application.

• Applications must be postmarked not later than APRIL 15 to be Applications must be postmarked not later than APRIL 15 to be considered by the Youth Scholarship Committee of the Grand considered by the Youth Scholarship Committee of the Grand Court, Order of the Amaranth. Court, Order of the Amaranth.

Knights Templar (York Knights Templar (York Rite)Rite)

• ACT FAST ! ! ! ACT FAST ! ! !

• Four $1250 scholarshipsFour $1250 scholarships

• Two young men/two ladiesTwo young men/two ladies

• High School Senior, undgrad, in-state High School Senior, undgrad, in-state Career Tech eligible.Career Tech eligible.

• 2.5 GPA on 4.0 scale 2.5 GPA on 4.0 scale

• Must be postmarked byMust be postmarked by 15 15 FEBRUARYFEBRUARY

Masonic Youth Scholarship Masonic Youth Scholarship OpportunitiesOpportunities

• John T. Liebrand Scholarship Fund – John T. Liebrand Scholarship Fund – McAlester Scottish Rite McAlester Scottish Rite

• Jirous Scholarship FundJirous Scholarship Fund• LV Orton Scholarship FundLV Orton Scholarship Fund• Charitable Foundation – Neil StittCharitable Foundation – Neil Stitt• OES Rainbow Scholarship Fund – Pat OES Rainbow Scholarship Fund – Pat

MullenixMullenix

Jirous ScholarshipJirous Scholarship

• This scholarship is for Masonic youth and is for This scholarship is for Masonic youth and is for $1000.00. There will be three scholarships $1000.00. There will be three scholarships awarded this year.awarded this year.

• Must be an Must be an active DeMolayactive DeMolay who will be starting who will be starting college this fall or is a current college student. college this fall or is a current college student. Senior DeMolays who are currently enrolled in Senior DeMolays who are currently enrolled in college may also apply.college may also apply.

• If you have any questions, please contact Jan If you have any questions, please contact Jan Hanna. Phone # 405 733-1876 e-mail Hanna. Phone # 405 733-1876 e-mail rhanna4@cox .net.rhanna4@cox .net.

L.V. Orton ScholarshipL.V. Orton Scholarship

• The L.V. Orton Award is presented annually for The L.V. Orton Award is presented annually for outstanding achievement in five areas: Education, outstanding achievement in five areas: Education, Self- Expression, Activities outside the Order of Self- Expression, Activities outside the Order of DeMolay, Religious Life, and DeMolay Activities.DeMolay, Religious Life, and DeMolay Activities.

• Each Chapter is allowed to place one of its Chapter Each Chapter is allowed to place one of its Chapter members for consideration for this recognition and members for consideration for this recognition and award. award.

• The 10 finalists will be interviewed by a selection The 10 finalists will be interviewed by a selection committee during the Annual State Conclave.committee during the Annual State Conclave.

• Presentation of the award will be made at the Presentation of the award will be made at the awards banquet which concludes each Annual State awards banquet which concludes each Annual State Conclave.Conclave.

To summarizeTo summarize

• Start NOW ! ! Get your parents to do their Start NOW ! ! Get your parents to do their tax returns early (!) and establish your tax returns early (!) and establish your base-line eligibility through FAFSAbase-line eligibility through FAFSA

• Be aggressive- do not wait until the end of Be aggressive- do not wait until the end of the school year to start submitting the school year to start submitting paperworkpaperwork

• Interviews – be confident, be prepared, Interviews – be confident, be prepared, and use your experience as a public and use your experience as a public speaker when talking to interviewersspeaker when talking to interviewers