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©2012 National Endowment for Financial Education | Lesson 5-2: Financial Tools and Technology
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Financial Tools
SELECT FINANCIAL TOOLS AND TECHNOLOGY
TO HANDLE YOUR PERSONAL BUSINESS
©2012 National Endowment for Financial Education | Lesson 5-2: Financial Tools and Technology
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No Cash This TimeHow can you pay for these purchases without
using cash?• babysitting• soda from a vending machine• a used book from Amazon.com• lunch at school• new shoes from a retail store• movie tickets• used car• cell phone bill• an overdrawn bank account
©2012 National Endowment for Financial Education | Lesson 5-2: Financial Tools and Technology
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PreviewToday we will answer these questions:
• How can I make payments if I don’t have a checking account?
• How do the online tools and mobile gadgets work for banking and shopping?
• With so many options, which tools and gadgets shouldI use?
Use what you learn today to select banking and shopping tools that fit your personal style.
©2012 National Endowment for Financial Education | Lesson 5-2: Financial Tools and Technology
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Other Ways to Pay
• Money Order• Cashier Check• Certified Check• Wire Transfer
Need to
confirm that a
payment will
be received by
the payee?
©2012 National Endowment for Financial Education | Lesson 5-2: Financial Tools and Technology
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Find the Right Match
Online banking
Direct deposit
Automatic transfers
Online bill pay
Person-to-person
payment
Payroll card
Payment portal
©2012 National Endowment for Financial Education | Lesson 5-2: Financial Tools and Technology
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There’s an App for that
Mint
GasBuddy
MvelopesMoney Pass
Personal Assistant
©2012 National Endowment for Financial Education | Lesson 5-2: Financial Tools and Technology
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Challenge 5-C
Selecting My Services
Use the DECIDE steps to pick financial tools and technology that seem most useful as you handle your banking and shopping transactions.
Describe the skills and behaviors you need to apply as you use the tools to manage your money effectively.
©2012 National Endowment for Financial Education | Lesson 5-2: Financial Tools and Technology
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Reflection
How can financial tool or apps help you
better track and save my money?