FINANCIAL PARTNER

Your goals. Your life plan.

Our commitment.

IT IS A THEME THAT REMINDS US OF WHY WE DO WHAT WE DO. But what does it mean exactly? Many people

hear the word “wealth” and think money, but that only tells part of the story.

Wealth is far greater than entries in a portfolio or account balance.

Wealth is the power to make things happen. It has the capacity to turn goals

into reality. It changes the question from “if” to “when.” It opens up the road

less traveled and says “go explore.” Wealth has the power to enrich life for

you and your family.

But most important, wealth is what it means to you. For some, it is the means

to a quiet life in the country. For others, it means globetrotting to the corners

of the earth, or building a family legacy or corporate empire. Wealth is the

freedom to make the decisions that are best for you.

While we focus on managing and growing your wealth, what we are really

doing is helping you build freedom to achieve the life you want to live.

That is what drives us to work diligently on your behalf. That is what keeps

us passionate.

The numbers on the statement tell one story. Hearing the stories from our

clients as they live the lives they imagined – that is the story that lets us

know we are doing things right. By building wealth, we know what we are

really doing is building the freedom to make it all possible.

WEALTH IS FREEDOMYou will hear that a lot from us.

There is no assurance that these strategies will be successful. Investing involves risks including the potential for capital losses.

Asset allocation does not guarantee a profit nor protect against losses.

EXECUTIVES & CEOS You have spent your career in the corporate

world and, because of it, need to address

complex financial matters such as managing

stock options and concentrated equities. We

can provide a comprehensive financial plan

to manage your investments and mitigate

your tax burden, while also addressing estate

planning, generational wealth transfer and

charitable giving.

ENTREPRENEURS We help busy entrepreneurs pursue

their unique venture and vision, creating

strategies designed to help their enterprises

grow and succeed. We can help you find

access to working capital and establish

a company retirement plan designed to

attract and retain quality employees. If and

when you are ready to sell or transition from

your business, we can help you manage

this succession plan.

PHYSICIANS Our team of financial professionals is

experienced in managing the financial

issues that impact physicians such as

safeguarding your assets from liability

risks. Maintaining your standard of living,

providing for your family and generating

income with minimal tax consequences

are other important concerns that we

address for you.

ENTERTAINERS Entertainers can have highly variable

incomes. Their annual earnings can be

subject to outside influences such as

changing cultural tastes, TV ratings and

movie box office results. In addition to

financial planning, we can help with other

essential matters such as budgeting and

cash flow management, tax planning, and

risk analysis and management.

PROFESSIONAL ATHLETES The career of a professional athlete is unique

in that there are high earnings concentrated

over a relatively short period of time. While

you may retire from your professional athletic

career with significant wealth, the goal is

to make it endure and provide post-career

income throughout your life. We are highly

experienced in providing the financial

counsel and strategies designed to

do just that.

INSTITUTIONAL CLIENTS We help nonprofits, foundations and

endowments fulfill their worthy missions

by providing vital services such as

investment policy statement development,

portfolio construction and management,

asset management, strategic planning, cash

flow management, corporate retirement

plans and fiduciary guidance.

SUCCESS AND THE WEALTH IT GENERATES can create

complexities and priorities that must be carefully addressed. Our financial professionals

apply more than 75 years of combined industry experience to serve the specialized

needs of all our clients, from high-net-worth individuals and families to institutions

and organizations. It’s a team ready and prepared to implement individual strategies

and offer sound guidance specifically tailored to you, and your goals and aspirations.

OUR CLIENTS. OUR FOCUS.Helping our clients lead successful lives.

PATRICK M. SEILER, CFP®, CIMA®, CRPC®, CRPS®, AIF®

Senior Vice President, Investments

Patrick Seiler works with institutional

clients (corporations, pension and

profit sharing plans, 401(k) plans

and foundations) and also provides

comprehensive planning to private

THOMAS A. SEILER, WMS®

Managing Director

Senior Vice President, Investments

As a founding member of The Seiler

Group of Raymond James, Thomas

Seiler has focused on meeting the

Specialist℠ (CRPS®). Patrick is also

an Accredited Investment Fiduciary,

doing what is best for our clients and

the investing public.

Patrick is also a member of the

Marine Corps League, Doylestown

Freemasons, New Jersey State Law

Enforcement Officers Association, Elks

Club, American Legion, Investment

Management Consultants Association

and Bucks County Business Alliance.

The Financial Industry Regulatory

Authority (FINRA) has also certified

Patrick as an arbitrator to reconcile

disputes.

Patrick, his wife, Wendy, and their

two children, Maeve and Thomas,

live in Buckingham and enjoy spending

time outdoors, riding Harleys, and

spending time in their community.

sophisticated needs of today’s

institutional investors since 1995. He

began his career in 1990 with Merrill

Lynch, concentrating on high-net-

worth clients.

Drawing on more than 25 years of

experience in the financial services

industry, Tom concentrates on highly

developed asset allocation and

investment strategies, conducts

extensive research and evaluation

on investment management firms,

forms comprehensive investment

policy statements and provides

ongoing performance measurement

and monitoring for client portfolios.

A graduate of Montclair University,

Tom has also successfully completed

the Business of Entertainment,

Media, and Sports at the Harvard

Business School and served as an

NFLPA® Registered Player Financial

Advisor since 2003. He currently lives

in Newtown, Pennsylvania, with his

wife, Debbie, and has two children,

Alexa and Jake. Tom is an active

member of the Ambassador Circle

of St. Mary Medical Center Foundation

and a recipient of the Philanthropy

Award for Cerebral Palsy of New

Jersey. An active triathlete, you may

see Tom training or sharing notes

with some of the group’s professional

athletes on the best conditioning

techniques in preparing for

upcoming races.

high-net-worth individuals

and families.

Prior to joining the financial

services industry, Patrick received an

honorable discharge from the United

States Marine Corps and served with

the San Diego Police Department. He

then began his career in the financial

industry in 1995 with A.G. Edwards,

later working with Merrill Lynch and

Morgan Stanley Smith Barney.

Already a Certified Financial

Planner™ practitioner, Patrick has also

earned the prestigious designations

of Certified Investment Management

Analyst℠ (CIMA®) from the Wharton

Business School at the University of

Pennsylvania, Chartered Retirement

Planning Counselor℠ (CRPC®) and

Chartered Retirement Plans

With more than 20 years of

experience in financial services,

Ryan Wayne works with

foundations, institutions and

high-net-worth individuals. He

holds dual bachelor’s degrees

in economics and finance from

Susquehanna University and

earned his MBA in finance from

Drexel University.

Ryan’s strong analytical skills

provide clients with daily

guidance on both market analysis

and economic trends. His primary

focus is monitoring private client

financial plans to ensure they remain

aligned with their investment policies

and statements.

Ryan’s wife, Lynda, is an audiologist

with a local practice, and the couple

has two children, Madilyn and

Christian. Ryan enjoys spending time

with his family.RYAN T. WAYNE Financial Advisor

Investment Management Consultants Association is the owner of the certification mark “CIMA®,” the service marks Certified Investment Management

AnalystSM,” “Investment Management Consultants AssociationSM,” and “IMCA®.” Use of CIMA® or Certified Investment Management AnalystSM signifies that the

user has successfully completed IMCA's initial and ongoing credentialing requirements for investment management consultants. Certified Financial Planner

Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™ and federally registered in the U.S., which it awards to

individuals who successfully complete CFP Board's initial and ongoing certification requirements.

FINANCIAL POWERHOUSE

Ross Hart joined The Seiler Group

in 2011, after graduating from the

Rutgers Business School with a

degree in finance. Prior to joining

the group full time, he completed a

yearlong internship program. Ross

was a member of the National Society

of Collegiate Scholars and served as

coach and financial director for the

Rutgers Men’s Club soccer team.

Ross works with individuals and

families on developing comprehensive

financial plans custom tailored to their

specific goals and objectives.

A resident of Hamilton, New

Jersey, Ross enjoys spending his time

outdoors playing soccer, cycling,

golfing and surfing. He values a

strong work ethic and integrity, and is

committed to helping clients secure

their financial futures.ROSS P. HART, WMS® Investment/Portfolio Associate

RAYMOND JAMES

Raymond James is one of the

largest independent financial

services firms in the United States.

Since its beginning in 1962, it

has always been a different kind

of company – embracing long-

term planning and methodical

decision-making while staying

uncompromisingly client-focused.

While other firms simply bought

and sold stocks or mutual funds,

Raymond James focused on

financial planning for the individual.

It was the first firm to pioneer that

concept, and today supports its

advisors with access to a full range

of comprehensive resources.

Raymond James supports our solutions-based planning approach

Investments are a means to an end, whether the goal is a comfortable retirement,

a grandchild’s education or a legacy for future generations. That’s why we have

chosen to work with a firm that is goal-based, not transaction-focused.

Backed by the wide array of resources, investments and tools available through

Raymond James, we’re well-positioned to determine how to effectively address

your needs, develop appropriate strategies, construct well-crafted portfolios and

help you achieve your financial goals.

Our recommendations stem from a comprehensive assessment of your

complete financial picture, including balancing your shorter-term requirements

with your long-term goals and the amount and type of risk you can

comfortably and appropriately assume.

NICOLE A. MORAWSKI Senior Registered Service Associate

Nicole Morawski began her career

as a legal assistant, developing

keen attention to detail and

organization. She entered the

financial industry in 2000 as a

compliance director at Merrill

Lynch before joining The

Seiler Group in 2003 as a group

administrator. Nicole directs

administration for all our clients’

day-to-day needs, with a strong

commitment to excellent service.

An avid fan of ice hockey and

motorsports, Nicole also enjoys

spending time with her family

and traveling.

TERRI L. SCHAFER Senior Client Service Associate

Prior to joining The Seiler Group in

2009, Terri Schafer worked in the

operations department at Morgan

Stanley Smith Barney, handling the

overall process of the entire branch

office. Terri also spent 10 years in

retail banking, giving her a broad

background in financial services

and preparing her for client service

administration.

Terri is responsible for all daily

client administration and overall

support for the group. A resident

of Bucks County with her husband,

William, and their three sons, Terri

participates in family activities and

plays in a women’s softball league.

Top left to right:

Ross P. Hart, Patrick M. Seiler,

Ryan T. Wayne

Bottom left to right:

Terri L. Schafer, Thomas A. Seiler,

Nicole A. Morawski

THE POWER OF TEAMWORK

Our team goal is to change the game – to assist our clients in becoming the type of investor who knows

how to accomplish their dreams and what that entails.

THOMAS A. SEILER, WMS®

VAUGHN H. HEBRON Practice Marketing Associate,

Athletes & Entertainers

RAUL TORRENSPractice Marketing Associate,

Athletes & Entertainers

MICHAEL W. BUSH, JR.Practice Marketing Associate,

Athletes & Entertainers

EDWARD CASTELLANOSPractice Marketing Associate,

Athletes & Entertainers

Risk management

How well is your net worth, and your family,

protected? We can help you protect your wealth.

• Portfolio diversification

• Hedging strategies

• Life, disability and long-term care insurance

• Diversification and liquidity for business owners

• Tax reduction strategies

• Identity theft strategies

• Guidance on family mission statements

Liability management*

How can you use debt within a strategy to help

preserve and manage your wealth? We offer a

variety of services to meet your needs.

• Lending

• Securities-backed loans and lines of credit

• Secured and unsecured loans and lines of credit

• Business capital and commercial loans

• Exotic financing through capital markets and investment banking

Lifestyle management

How much is enough? To answer this question, and

thus provide proper wealth management strategies,

we need to discover crucial information about you

and your goals.

• What kind of life do you want to lead? Determine your needs.

• How much do you want to leave to others? Trusts and other estate planning structures.

• What assets do you have earmarked for retirement? IRAs, 401(k) plans, equity compensation, other retirement savings accounts.

• What about your legacy for philanthropy? Charitable trusts, private family foundations, donor-advised funds.

• What memory of you do you want to one day leave behind?

Asset management

Are your assets appropriately allocated and

properly diversified? We provide services designed

to help ensure that your assets are well-managed

to meet your individual goals and objectives.

• Investment Policy Statement

• Risk analysis and asset allocation

• Stocks, bonds, mutual funds, annuities,

options, alternative investments, CDs

• Fee-based managed accounts

• Mutual fund, investment manager

and global equity research

• Quarterly review meeting

• Transparent and open architecture

*Services provided by Raymond James Bank

Raymond James & Associates, Inc., and Raymond James Financial Services, Inc., are affiliated with Raymond James Bank. Unless otherwise

specified, products purchased from or held at Raymond James & Associates or Raymond James Financial Services are not insured by

the FDIC, are not deposits or other obligations of Raymond James Bank, are not guaranteed by Raymond James Bank and are subject to

investment risks, including possible loss of the principal invested.

WE BELIEVE THAT HOLISTIC WEALTH MANAGEMENT is most effective when

it involves every aspect of your life. We look at each client’s “big picture” in terms of four different pillars:

Lifestyle, assets, risk and liability.

In a fee-based account clients pay a quarterly fee, based on the level of assets in the account, for the services of a financial advisor as part of an

advisory relationship. In deciding to pay a fee rather than commissions, clients should understand that the fee may be higher than a commission

alternative during periods of lower trading. Advisory fees are in addition to the internal expenses charged by mutual funds and other investment

company securities. To the extent that clients intend to hold these securities, the internal expenses should be included when evaluating the costs

of a fee-based account. Clients should periodically re-evaluate whether the use of an asset-based fee continues to be appropriate in servicing their

needs. A list of additional considerations, as well as the fee schedule, is available in the firm's Form ADV Part 2A as well as the client agreement.

Diversification and asset allocation do not ensure a profit or guarantee against loss.

ENABLING THE INTELLIGENT INVESTORWe are committed to your goals and objectives.

What are your dreams?

Implement

After you have approved your wealth plan,

we will work closely with you to implement

it, bringing an objective approach and paying

special attention to how the various parts of

your plan can affect, enhance and integrate

with each other. Wherever appropriate, we

will suggest seeking additional, in-depth

advice on particularly complex issues such

as family dynamics, estate planning, lending,

tax planning strategies and more. This may

include collaborating with your accounting,

legal and insurance professionals. Whatever

approach we decide on, the team will help

you keep your investments on track and your

dreams at the forefront.

Review and Monitor

Our review process is transparent and done

each month, with quarterly reviews. We believe

that ongoing communication is a vital component

of our relationship with you, and we are committed

to staying on top of your changing financial needs.

Your financial documents provide the foundation

for regular meetings, and the team will review your

portfolio at your request whenever you feel that

your circumstances have changed. We will then

seek to ensure that your assets are positioned

according to your evolving needs. If necessary, we

will suggest adjustments to your strategy to address

changes in your circumstances or objectives.

Discover

Before our first meeting, we suggest that you take

a fresh inventory of your wealth, including where

each asset is located and what it is worth. At that

meeting, we will begin by exploring what matters

most to you and fully understand what you want

to accomplish with your wealth. We will talk about

you, the kind of lifestyle you enjoy, what worries

you and what you are passionate about. Our

conversation will also explore your values, key

relationships, family dynamics and the objectives

of how these can create multigenerational

success. That way, our team can help you

determine how all the facets of your financial

situation could dovetail effectively.

Analyze and Recommend

Based on our discussion, the team will analyze

your personal and financial information – including

assets and liabilities – assess risks and identify

potential threats to your financial health. We will

conduct a review of your company, including

business evaluation and a comprehensive

workup on cash flow analysis. We will present

you with a personalized plan that can help

address your income and cash flow needs,

borrowing requirements, asset protection,

retirement planning, wealth transfer, philanthropy

and other areas beyond investment management.

By taking the additional time to carefully review

these topics, we hope to make you comfortable

with proposed investment strategies and service

providers before implementing your wealth plan.

DEVELOPING YOUR LIFE PLANCharting a prudent course to financial independence requires a well-conceived, personalized plan with

well-defined, long-term goals. Our four-step wealth advisory consultative process can help you design a

cohesive plan for the future.

MOVING FORWARDYour goals and objectives.

Our commitment to your personal life plan.

BY SERVING AS YOUR TRUSTED FINANCIAL CONFIDANTS

for every stage and milestone of your life, we want you to feel that we’re the only

financial advisors you’ll ever need. By providing an uncompromised level of

attentive service, we want to make you feel like you are our only client. Above all,

we would like you to feel confident and comfortable in knowing that you are being

cared for in the most complete and comprehensive manner.

Impressive stats

Thomas Seiler has been recognized by the following notable awards:

2014 Barron’s Top 1,200 Financial Advisors

2015 Barron’s Top 1,200 Financial Advisors

2016 Barron’s Top 1,200 Financial Advisors

2017 Barron’s Top 1,200 Financial Advisors

Winner's Circle, a Barron's research organization, produced the rankings based on data provided by over 4,000 individual advisors and their firms. Advisor data is confirmed via regulatory databases, cross-checks with securities firms and conversations with individual advisors. Among the factors considered for rankings are assets under management, revenue that the advisors generate for their firms and the quality of their practices. Data points that relate to quality of practice include length of service, designations held, services beyond investments offered including estates and trusts, and an evaluation of each advisor's regulatory record, etc. Investment performance is not an explicit component because not all advisors have audited results and because performance figures often are influenced more by client's risk tolerance than by an advisors' investment picking abilities. The ranking may not be representative of any one client's experience, is not an endorsement, and is not indicative of future performance. Neither Raymond James nor any of it's financial advisors pay a fee in exchange for this award/rating. Barron's is not affiliated with Raymond James.

LEADERSHIPApplying an exemplary degree of financial

expertise and personal service.

4 Caufield Place, Suite 101 | Newtown, PA 18940

Toll-Free: 1.855.4SEILER | Phone: 215.860.7823 | Fax: 215.860.7829

RaymondJames.com/TheSeilerGroup

© 2017 Raymond James & Associates, Inc., member New York Stock Exchange/SIPC. Investing involves risk including the possible loss of capital. Diversification and asset allocation do not ensure a profit or protect against a loss. Every investor’s situation is unique and you should consider your investment goals, risk tolerance and time horizon before making any investment. Investing involves risk and you may incur a profit or loss regardless of strategy selected.Raymond James financial advisors do not render advice on tax or legal matters. You should discuss any tax or legal matters with the appropriate professional.17-BR37W-0071 10/17 MM/JT

PARTNERING WITH YOUR SUCCESS

Your life. Your story. Our commitment.