final inner setting...Tel # : 023 585472 023 585482 Adarsha Nagar, Birgunj Tel # : 051 526901 051 526902 Main Road, Jitpur Tel.: 053-412158 053-412160 Charaali Chowk, Birtamod Tel

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"We make financing easy"

Head / Corporate Office:Guheswori Bhawan,Pulchowk, Harihar Bhawan, LalitpurTel # : 5550406, 5537407,G.P.O. Box 8975 EPC: 446,Fax : 977-1-5536169Email : [email protected] : www.gmbf.com.np

Branch Office:Chuchepati, Chabahil Tel. # : 4484226, 4490422

Kalaiya Bazaar, BaraTel. # : 053 551632, 053 551603

Ajar Amar Road, HetaudaTel. # : 057 526403, 057 526404

Thana Road, DamakTel. # : 023 585472, 023 585482

Adarsha Nagar, BirgunjTel. # : 051 526901, 051 526902

Main Road, JitpurTel. # : 053-412158, 053-412160

Charaali Chowk, BirtamodTel. # : 023 460490

Kadamchowk, JanakpurTel. # : 041-420545, 041-420614

Sahid Chowk, NarayanghatTel. # : 056-525913, 056-525813

!= d'2lt lgIf]k @= jrt lgIf]k

#= shf{ tyf nufgL $= ljQLo hdfgL

%= ljQLo ;Nnfx ;]jf ^= dr]{G6 a}+lsË ;]jfx?

&= ;dfzf]wg u[xsf] ;b:otf *= ljk|]zg (Remittance) ;]jf (Electronic cheque clearing facility)

v Prabhu Money Transfer P Xpress Money P Instant Cash P Speed Remittance P Money gram P Ez Cash P Travelex P Nepal Express P Choice Money P Zoha Money Transferv Laxmi Remit (Laxmi Bank)v BOK Money Transfer •DomesticMoneyTransfer •InternationalMoneyTransferv Western Union Money Transfer v Himal Remitv Samsara Remitv Prabhu Finance Remitv Sumeru International Remit v Siddhartha Remitv Reliable Remitv IME Pvt. Ltdv Best Remitv JME Remitv Sewa Remitv Yes Remit

(= ATM/Debitcard ;]jf -NIBL sf] NPN ;Fu cfj4_

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!@= Internet Banking

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Head / Corporate Office: G

uheswori B

hawan, P

ulchowk, H

arihar Bhaw

an, Lalitpur

G.P.O

. Box 8975 E

PC

: 446,

Tel # : 5550406, 5537407, Fax: 977-1-5536169

Email:gm

[email protected]

.np

URL:w

ww.gm

bf.com.np

Branch Office: Chuchepati,C

habahil

Tel # : 4484226,

Fax : 977-1-4490422

Branch Office: K

alaiya Bazaar, B

ara

Tel # : 053 551632

053 551603

Ajar A

mar R

oad, Hetauda

Tel # : 057 526403, 057 526404

ThanaRoad,D

amak

Tel # : 023 585472 023 585482

Adarsha N

agar, Birgunj

Tel # : 051 526901 051 526902

Main R

oad, JitpurTel.: 053-412158 053-412160

Charaali C

howk, B

irtamod

Tel # : 023 460490

Kadam

chowk, Janakpur

Tel.: 0141-420614, 041-420545

Sahid C

howk, N

arayanghatTel.: 056-525913, 056-525813

Book Post

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"We make financing easy"

Head / Corporate Office:Guheswori Bhawan,Pulchowk, Harihar Bhawan, LalitpurTel # : 5550406, 5537407,G.P.O. Box 8975 EPC: 446,Fax : 977-1-5536169Email : [email protected] : www.gmbf.com.np

Branch Office:Chuchepati, Chabahil Tel. # : 4484226, 4490422

Kalaiya Bazaar, BaraTel. # : 053 551632, 053 551603

Ajar Amar Road, HetaudaTel. # : 057 526403, 057 526404

Thana Road, DamakTel. # : 023 585472, 023 585482

Adarsha Nagar, BirgunjTel. # : 051 526901, 051 526902

Main Road, JitpurTel. # : 053-412158, 053-412160

Charaali Chowk, BirtamodTel. # : 023 460490

Kadamchowk, JanakpurTel. # : 041-420545, 041-420614

Sahid Chowk, NarayanghatTel. # : 056-525913, 056-525813

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v Prabhu Money Transfer P Xpress Money P Instant Cash P Speed Remittance P Money gram P Ez Cash P Travelex P Nepal Express P Choice Money P Zoha Money Transferv Laxmi Remit (Laxmi Bank)v BOK Money Transfer •DomesticMoneyTransfer •InternationalMoneyTransferv Western Union Money Transfer v Himal Remitv Samsara Remitv Prabhu Finance Remitv Sumeru International Remit v Siddhartha Remitv Reliable Remitv IME Pvt. Ltdv Best Remitv JME Remitv Sewa Remitv Yes Remit

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Head / Corporate Office: G

uheswori B

hawan, P

ulchowk, H

arihar Bhaw

an, Lalitpur

G.P.O

. Box 8975 E

PC

: 446,

Tel # : 5550406, 5537407, Fax: 977-1-5536169

Email:gm

[email protected]

.np

URL:w

ww.gm

bf.com.np

Branch Office: Chuchepati,C

habahil

Tel # : 4484226,

Fax : 977-1-4490422

Branch Office: K

alaiya Bazaar, B

ara

Tel # : 053 551632

053 551603

Ajar A

mar R

oad, Hetauda

Tel # : 057 526403, 057 526404

ThanaRoad,D

amak

Tel # : 023 585472 023 585482

Adarsha N

agar, Birgunj

Tel # : 051 526901 051 526902

Main R

oad, JitpurTel.: 053-412158 053-412160

Charaali C

howk, B

irtamod

Tel # : 023 460490

Kadam

chowk, Janakpur

Tel.: 0141-420614, 041-420545

Sahid C

howk, N

arayanghatTel.: 056-525913, 056-525813

Book Post

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#= ;qf} aflif{s ;fwf/0f ;ef a:g] ;'rgf %

$= ;fwf/0f ;ef ;DalGw ;fdfGo hfgsf/L ^

%= ;+rfns ;ldltsf] tk{maf6 cWoIfHo"sf] k|lta]bg &

^= n]vfkl/Ifssf] k|lta]bg !@

&= jf;nft !%

*= gfkmf gf]S;fg lx;fa !^

(= gfkmf gf]S;fg afF8kmfF8 lx;fa !&

!)= gub k|jfx ljj/0f !*

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ljifoM k|ltlglw lgo'Qm u/]sf] af/] .dxfzo,

============================= lhNnf ========================= g= kf=÷uf=lj=;= j8f g+= =============== a:g] d÷xfdL ======================================== n] To; ;+:yfsf] z]o/jfnfsf] x}l;otn] ldlt @)&%÷)&÷!^ ut] z'qmjf/ sf lbg x'g] ;fwf/0f ;efdf :jo+ pkl:yt x'g g;Sg] ePsf]n] pQm ;efdf efu lng tyf dtbfg ug{sf nflu ======================== lhNnf ======================= g=kf=÷uf=lj=;= j8f g+= ============ a:g] To; ;+:yfsf z]o/ jfnf z]o/ k|= k= g+= ==================== >L ========================================================== nfO{ d]/f] k|ltlglw dgf]lgt u/L k7fPsf 5'÷5f}+ .

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!= ;+Rffns ;ldltsf] tkm{af6 cWoIfHo"sf] k|ltj]bg kfl/t ug]{ .

@= n]vf kl/Ifssf] k|ltj]bg ;lxtsf] cf=j= @)&$÷)&% sf] jf;nft,gfkmf gf]S;fg lx;fj / gub k|jfx ljj/0f kfl/t ug]{ .

#= n]vf kl/If0f ;ldltn] l;kmfl/; u/] adf]lhd cf=j= )&%÷)&^ sf] nflu n]vf kl/Ifssf] lgo'lQm tyf kfl/>lds tf]Sg] -jt{dfg n]vfkl/Ifs >L ;'Gb/ P08 sDkgL lgo'Qm x'g ;Sg' x'g] 5 .

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@= ;efdf efu lngsf] nflu k|ltlglw -k|f]S;L_ lgo'lQm ug{ rfxg] z]o/wgLx?n] k|ltlglw kq -k|f]S;L kmf/fdx?_ @)&%÷)&÷!# ;Dddf sfof{no ;do leq o; ljQLo ;+:yfsf] k|wfg sfof{no k'Nrf]s,nlntk'/df pkl:yt eO{ btf{ u/L ;Sg' kg]{5 . k|ltlglw lgol'Qm ul/Psf] JolQm o; ljQLo ;+:yfsf] z]o/wgL x'g' clgjfo{ 5 .

#= sDkgLsf] z]o/ bflvnf vf/]h sfo{ ldlt @)&%÷)&÷)( b]lv @)&%÷)&÷!^ ut] ;Dd aGb /xg] 5 .

$= sDkgL jflif{s k|ltj]bg tyf ;+nUg sfuhftx? Z]o/wgL dxfg'efjx?nfO{ s'l/o/ dfkm{t k7fOg] 5 . olb k|fKt geP ;+:yfsf] k|wfg sfof{noaf6 k|fKt ug{ ;lsg] 5 .

%= 5nkmnsf ljifo dWo] ljljw lzif{s cGtu{t 5nkmn ug{ OR5's z]o/wgLx?n] ;ef x'g' eGbf & lbg cufj} 5nkmnsf ljifo sDkgL ;lrj dfkm{t ;+rfns ;ldltsf] cWoIfnfO{ lnlvt ?kdf lbg' k5{ . ;f] Dofb eGbf kl5 k|fKt x'g] kqnfO{ 5nkmnsf ljifodf /flvg] 5}g .

^= z]o/wgLx?n] JoQm u/]sf] dGtJo jf k|Zgx?sf] ;DaGwdf ;+rfns ;ldltsf] tkm{af6 ;fd'lxs ?kn]

jf;ldltaf6 cfb]z kfPsf JolQmn] hjfkm lbg ;Sg]5 .

&= lgjf{rg sfo{s|dsf] ;'rgf sfof{nosf] ;'rgf kfl6df 6fFl;g] 5 .


u'x]Zj/L dr]{06 a}ls· P08 kmfOgfG; lnld6]8;qf}+ jflif{s ;fwf/0f ;efsf nflu ;+rfns ;ldltsf]

tkm{af6 cWoIf Ho"4f/f k|:t't k|ltj]bg

>L z]o/wgL dxfg'efjx?,

u'x]Zj/L dr]{06 a}+lsË P08 kmfOgfG; lnld6]8sf] o; ;qf}+ jflif{s ;fwf/0f ;efdf d, cWoIfsf]

x}l;otn] / d]/f ;xsdL{ ;+rfns ;ldltsf] ;fyLx?sf] tkm{jf6 ;d]t oxf“x?nfO{ xflb{s :jfut ub{5' . oxf“x?sf]

/rgfTds ;'emfjnfO{ dfu{bz{gsf] ?kdf lnO{ o; ;+:yfnfO{ k|ultky tkm{ nfg] lhDdf xfdL ;+rfns ;ldltsf

;b:ox?nfO{ lbg' ePsf]df oxf“x?sf] ck]Iff cg'?k sfd ug{ xfdLn] e/dUb'/ k|of; u/]sf 5f} . cfhsf] o; ;qf}+

jflif{s ;fwf/0f ;efdf ;+:yfsf] cfly{s aif{ @)&$÷)&% df ;DkGg u/]sf sf/f]af/x?sf] ;ldIff u/L efjL sfo{s|d

th'{df ug{ oxf“x?n] dfu{ bz{g u/fpg' x'g]5 eGg] s'/fdf ljZj:t x'b} ;qf}+ jflif{s k|ltj]bg cf=j=&$÷)&% sf] k|ltj]bgsf

;fy @)&% cfiff9 d;fGt ;Ddsf] jf;nft tyf gfkmf gf]S;fg lx;fj, gub k|jfx ljj/0f k|:t't ug]{ cg'dtL rfxG5' .

oxfx?;+usf] 5nkmn kZrft k|:tfjx? kfl/t x'g] 5g eGg] ljZjf; lnPsf] 5' .

s_ ljut aif{sf] sf/f]af/sf] l;+xfjnf]sg

;+:yfsf] sf/f]jf/ / lalQo l:yltsf] emns lgDg tflnsfdf lbO{Psf] 5 .

lzif{sx? cf=a=@)&#÷)&$ cf=a=@)&$÷&% km/s k|ltzt -a[l4_

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-k|f]lehg tyf s/ kl5_

@,$%,$^,&),@*#÷–

@,)(,@*,)$,@!*÷–

@$,)),#%,&!*÷–

!#,%(,!&,%&^÷–

#,)*,^(,%$,%%#÷–

@,$&,)%,!&,&()÷–

#$,*@,$%,^^^÷–

^,)&,^%,%)@÷–

^#,@@,*$,@&)÷–

#&,&&,!#,%&@÷–

!),*@,)(,($*÷–

-&,%!,%@,)&$÷–_

@%=&^

!*=)%

$%=)*

-%%=@(_

;+:yfsf] lalQo sf/f]jf/ / ut aif{sf] cfly{s laj/0fx?sf] ;ldIff ubf{ s'n lgIf]k ;+sng

?= @,$%,$^,&),@*#÷– / shf{ nufgL ?= @,)(,@*,)$,@!*÷–u/L v'b d'gfkmf ?= !#,%(,!&,%&^÷– ePsf] lyof] .

o; cf=a= df lgIf]k ?= #,)*,^(,%$,%%#÷– ;+sng eO{ @%=&^ k|ltztn] a[l4 ePsf] / shf{

?= @,$&,)%,!&,&()÷– eO{ !*=)% k|ltztn] a[l4 ePsf] tyf nufgL ?= #$,*@,$%,^^^÷– eO{ $%=)* k|ltzt a[l4

eO{ v'b ;+rfng d'gfkmf ?= ^,)&,^%,%)@÷– eO{ -%%=@(_ k|ltztn] 36L ePsf] 5 .

v_ d'n'ssf] ;du| cfly{s l:ytL / To;n] pTkGg u/fPsf cj;/ ;d:of tyf r'gf}tL M

cfly{s jif{ )&$÷)&% df ljut jif{x?df em} a}+lsË If]qdf ljleGg k|sf/sf] cfGtl/s ;d:of ef]Ug'

k/]sf] 5 . lgIf]ksf] Jofhb/df s|dzM a[l4 eO{ /x]sf]n] nufgLsf cj;/df ;sf/fTds c;/ kg]{

b]lvG5 . tyflk ahf/df t/ntf ;d:of eP cg'?k t/ntf Joj:yfkg ug{ r'gf}tLk"0f{ /xg uPsf] tyf cfk;L /

c;dfg ?kdf 7"nf ;+:yfx?;+u k|lt:kwf{sf] ;fdgf ug'{ k/]sf], nufgL d}qL jftfj/0f alg g;s]sf] lgIf]kdf clws

Jofhb/ ug'{ kg]{]{ l:ytL b]lvG5 . ;ldIff cjlwdf lghL If]qsf] shf{ dfudf sdL ePsf] 5 . g]kfn /fi6« a}+saf6

xfn} hf/L a}+s tyf ljQLo ;+:yfsf] k"FhL a[l4 ug'{ kg]{ gLlt cg';f/ ;+:yfsf] r'Qmf k"FhL *),)),)),)))÷– -cIf]?kL

?= c:;L s/f]8 dfq_ eO{ ;s]sf] 5 .


u_ k|lta]bgsf] ldlt ;Dd rfn' aif{sf] pknlAw / eljiosf ;DaGwdf ;+rfns ;ldltsf] wf/0ff

ljj/0f )&$ efb| d;fGt )&% efb d;fGt k|ltzt a[l4 -sdL_

lgIf]k

shf{

Aofh cfDbfgL

cGo cfDbfgL

hDdf cfDbfgL

Aofh vr{

cGo vr{

hDdf vr{

;+rfng d'gfkmf

@,$(,%^,!*,%(^÷%&

@,!$,%*,^*,$#!÷*$

#,)*,$@,%!(÷%)

$(,%@,#$)÷)&

#,%&,($,*%(÷%&

$,)(,$(,^)%÷&$

&^,@#,$#!÷*@

$,*%,&#,)#&÷%^

-!,@&,&*,!&&÷((_

#,!*,%^,@!,$@#÷#&

@,^$,)$,^#,$#&÷!$

$,%%,%%,!!!÷*^

^!,(%,(!*÷$$

%,!&,%!,)#)÷#)

%,#$,$!,%)^÷#$

^%,#(,)%%÷^!

%,((,*),%^!÷(%

-*@,@(,%#!÷^%_

@&=^%

@#=)%

$&=&)

@%=!!

$$=%*

#)=%!

-!$=@@_

@#=$(

-#%=^)_

cf=a= @)&$÷)&% sf] )&% efb| d;fGt ;Dddf o; lalQo ;+:yfn] lgIf]k ?= #,!*,%^,@!,$@#÷#& shf{

?= @,^$,)$,^#,$#&÷!$@ / ?= -*@,@(,%#!÷^%_ ;+rfng d'gfkmf cfh{g u/]sf] 5 . )&$ efb| d;fGtb]

vL )&% efb d;fGt ;Ddsf] sf/f]jf/ t'ngf ubf{ lgIf]kdf @&=^%Ü, shf{df @#=)%Ü n] a[l4 tyf

;+rfng d'gfkmfdf -#%=^)_ n] 36L ePsf] 5 . /]ld6]G; ;]jf cGtu{t BOK dgL 6«fG;km/, j]i6g{

o'lgog dgL 6«fG;km/, k|e" dgL 6«fG;km/, ;D;f/f k|f= ln=, slG6g]G6n kmfOgflG;on ;le{;]h

k|f= ln= -lxdfn /]ld6_ / nIdL /]ld6, ;'d]? /]ld6, k|e' kmfOgfG;;+u /]ld6]G; ;]jf / l;4fy{

/]ld6, cfOPdO dgL 6«fG;km/, l;6L PS;k|];, ;]jf /]ld6, a]i6 /]ld6, h]PdO /]ld6, P; /]ld6 tyf ;'d]?

Og6/g]zgn /]ld6 ;+rfng u/]sf] 5 . sDkgLn] Inorins Technologies sf] Inorins- Banquier so ware k|of]u ub}{

cfPsf] / g]kfn OGe]i6d]G6 a}+s g]zgn k]d]G6 g]6js{ -NPN_ df cGtu{t /xL o; ljQLo ;+:yfsf

u|fxsx?sf] nflu 8]lj6 sf8{ -Debit card_ ;'ljwf ;+rfng Internet Banking / SMS Banking ;'ljwf ;d]t z'?

u/L ;s]sf] 5 . zfvf lj:tf/ ug]{ of]hgf cg'?k ch/ cd/ /f]8 x]6f}8f, r'Rr]kf6L, sf7df08f}, cfbz{gu/

lj/u~h, rf/cfnL ljtf{df]8, sn}of af/f, yfgf/f]8 bds, lhtk'/ af/f, hgsk'/ wg'iff / gf/fo0f3f6 e/tk'/df

zfvf sfof{no vf]nL sfo{ ;+rfng u/]sf] 5 . lgst elj:odf ?kGb]xL lhNnfsf] j'6jn pkdxfgu/ kflnsf / e}/xjf

gu/flnsfdf Zffvf la:tf/ ug]{ nIo lnO{ sfo{ eO{/x]sf] 5 . ;+:yfsf] z]o/ l8Dof6df kl/jt{g u/L l8Dof6af6 g} z]o/

sf/f]jf/ x'g] u/L Joj:yf ldnfOPsf] / CDSC sf] DP Account ;d]t vf]Ng] IPO, FPO / xsk|b z]o/

C–ASBA df ;d]t kmd{ online dfkm{t a'emfpg] u/L ;]jfu|fxLnfO{ ;]jf k|bfg ug]{ sfo{ z'? eO{ ;s]sf] ;+:yfaf6

lgz'Ns ABBS ;]jf, IPS ;]jf, ECC ;]jf, k|bfg ub}{ cfPsf] / JolQmut vftfsf] nflu ?= # nfv ;Ddsf]

lgIf]k jLdf ul/Psf] 5 .

3_ ;+:yfsf] cf}Bf]lus tyf Joj;flos ;DaGw –

;+:yfsf] cfkm\gf] Joj;flos ;DaGw r':t / ;do ;fk]If /xg' kg]{ dfGotf cg'?k Joj:yfkg tyf ;+rfns

;ldlt tNnLg /x]sf] 5 . lgodg lgsfox?af6 k|fKt lgb]{zgx?nfO{ k"0f{ kfngf u/L ;+:yfn] cf}Bf]lus tyf

Aoj;flos ;DaGwnfO{ cem ;'9[9 agfO{ nfg] s'/fdf ;+:yf k"0f{ ?kdf k|lta4 /x]sf] 5 .

8_ d'gfkmf afF8kmfF8

;+:yfn] cfkm\gf] sf/f]af/ ;+rfngsf] z'?jft b]vL g} d'gfkmf cfh{g ug{ ;kmn ePsf] ;a{lalbt}

5 . o; cf=a= @)&$÷)&% sf] s'n gfkmf, ;+lrt gfkmf / z]o/ lk|ldod ?=^,$@,&#,$%^÷–

dWo] ;fwf/0f hu]8f sf]if ?=!,@!,%#,!))÷– 5'6\ofO{ af“sL /x]sf] /sd ? %,@!,@),#%^÷– dWo]

af6 %=@^% nfef+zn] ?= $,@!,)%,^))÷–, -nfef+z s/ z]o/wgL :jo+n] ltg'{ kg]{]_ tyf af“sL /sd

?= @#,*),^!*÷–;+lrt gfkmfdf /xg] u/L ldnfOPsf] 5 .


r_ ;+rfns ;ldltdf ePsf] x]/km]/ / ;f] sf] laj/0f M 5}g

5_ sf/f]jf/nfO{ c;/ kfg]{ d'Vo s'/fx? M

!_ ljQLo If]qsf] a9\bf] k|lt:kwf{

@_ a9\bf] d'b|f :kmLltsf] c;/

#_ b]zsf] cl:y/ /fhgLtLn] cy{tGqdf kg]{ ;Defljt c;/

$_ /fli6«o tyf cGt/f{li6«o cy{tGqdf cfpg] dGbL tyf ptf/ r9fjdf x'g ;Sg] c;/x?

%_ lgodg lgsfo4f/f k|]lift x'g] ljleGg gLlt, lgod tyf lgb]{lzsfx?

h_ n]vf kl/If0f k|ltj]bgdf s'g} s}lkmot pNn]v ePsf] eP ;f] pk/ ;+rfns ;ldltsf] k|ltls|of M

z]o/wgL dxfg'efjx?,

n]vfkl/Ifsn] n]vfkl/If0f k|ltj]bg lb+bf cf}+NofPsf s}lkmot ;DaGwdf lnlvt k|ltls|of lbPsf 5f}+ . ;f] df

;+Gt'i6 e} n]vfkl/Ifsn] ;+nUg clGtd k|ltj]bg lbg' ePsf] Joxf]/f hfgsf/L u/fpb5f}+ .

jflif{s k|ltj]bg :jLs[t ;DaGwdf

pkl:yt z]o/wgL dxfg'efjx? ;+:yfsf] g]kfn /fi6« a}+s ;dIf cf=j= @)&$÷)&% sf] jflif{s k|ltj]bg

:jLs[tsf] nflu k]z u/s]fdf ;+nUg lgb]{zg ;lxt :jLs[t k|bfg u/]s]fn] ;f] ;j{;Ddt kfl/t u/L lbg' x'g cg'/f]

w ub{5' .

n]vfkl/Ifs

n]vf kl/Ifs >L ;'Gb/dfg >]i7 -Pkm=l;=P=_, ;'Gb/ P08 sDkgLn] cf=a= @)&$÷)&% sf] ;kmntf k'j{s

n]vfkl/If0f u/L lbg' ePsf]df wGojfb 1fkg ub{5' .

cGTodf, ;+:yfnfO{ cl3 a9fpg dfu{ lgb]{zg ug{' x'g] g]kfn /fi6« a}+s, sDkgL /lhi6«f/sf]

sfof{no, ;DalGwt lgsfox?, cfb/0fLo u|fxs ju{x?, ;+:yfsf] pGgltdf lg/Gt/ nflu kg]{

sd{rf/Lx?, z]o/wgL dxfg'efjx? tyf z'e]R5'sx?df d xflb{s s[t1tf 1fkg ug{ rfxG5' . oxf“x?af6 k|fKt

x'g] ax'd"No ;'emfj tyf dfu{ lgb]{zgx? o; ;+:yfsf] k|ultdf ;xfos x'g] ljZjf; lnb}+ of] k|lta]bg 6'+Uofpg

cg'dlt rfxG5' .

wGojfb .

;+rfns ldlt M @)&%÷)^÷@@

>Ldfg >]i7cWoIf

;+rfns ;ldlt


sDkgL P]g @)^# sf] bkmf !)( sf] pkbkmf $ cg';f/sf] cltl/St ljj/0f

!_ z]o/ hkmt ePsf] eP z]o/ ;+Vof ,To:tf] z]o/sf] c+lst d'No, To:tf] z]o/ hkmt x'g' eGbf cufj} ;f] afkt sDkgLn] k|fKt u/]sf] hDdf /sd / To:tf] z]o/ hkmt eP kl5 ;f] z]o/ las|L u/L sDkgLn] k|fKt u/]sf] /sd tyf hkmt ePsf] z]o/afkt /sd lkmtf{ u/]sf] eP ;f]sf] ljj/0f Mo; ljlQo ;+:yfsf] k|ltj]bgsf] ldlt;Dd s'g} z]o/ hkmt ePsf] 5}g .

@_ laut cfly{s jif{df sDkgL / o;sf] ;xfos sDkgLsf] sf/f]jf/sf] k|ult / ;f] cfly{s jif{sf] cGtdf /x]sf] l:yltsf] k'g/fjnf]sg M 5}g

ljut cfly{s aif{df ljQLo ;+:yfsf] sf/f]jf/sf] k|ult / ;f] cfly{s aif{sf] cGtdf /x]sf] l:yltsf] k'g/fjnf]sg k|ltj]bgdf pNn]v ul/Psf] 5 . o; ljQLo ;+:yfsf] cGo s'g} ;xfos sDkgL 5}g .

#_ sDkgL tyf To; ;xfos sDkgLn] cfly{s aif{df ;DkGg u/]sf] k|d'v sf/f]jf/x? / ;f] cjlwdf sDkgLsf] sf/f]jf/df cfPsf] s'g} dxTjk"0f{ kl/jt{g M

ljQLo ;+:yfn] o; cfly{s jif{df ;DkGg u/]sf k|d'v sf/f]jf/x?sf] la:t[t ljj/0f o;} k|ltj]bgdf pNn]v ul/Psf] 5 . ;f] cjlwdf laQLo ;+:yfsf] sf/f]jf/df s'g} dxTjk"0f{ kl/jt{g ePsf] 5}g .

$_ laut cfly{s aif{df sDkgLsf] cfwf/e"t z]o/wgLn] ljQLo ;+:yfnfO{ pknAw u/fPsf] hfgsf/L M 5}g .

%_ laut cfly{s aif{df sDkgLsf ;+rfns tyf kbflwsf/Lx?n] lnPsf] z]o/sf] :jfldTjsf] ljj/0f / sDkgLsf] z]o/ sf/f]jf/df lghx? ;+nUg /x]sf] eP ;f] ;DaGwdf lghx?af6 sDkgLsf] z]o/ sf/f]jf/df lghx? ;+nUg g/x]sf] .

sDkgLn] k|fKt u/]sf] hfgsf/L M

Gffd kb lnPsf] z]o/ ;+Vof

>L >Ldfg >]i7 cWoIf 1,39,971>LdtL ;/f]hgL >]i7 ;+rfns 63,9948f= /]ZdL >]i7 ;+rfns 9,39,201>L /fh]z dfgGw/ ;+rfns 9,717>LdtL /f]zgL s;h' ;+rfns 2,31,590

^_ laut cfly{s jif{df sDkgL;+u ;DalGwt ;Demf}+tfx?df s'g} ;+rfns tyf lghsf] glhssf] gft]bf/sf] JolQmut :jfy{sf] af/]df pknAw u/fPsf] hfgsf/Lsf] Joxf]/f M 5}g .

&_ sDkgLn] cfkm\gf] z]o/ cfkm}n] vl/b u/]sf] eP To;/L cfkm\gf] z]o/ vl/b ug{sf] sf/0f, To:tf] z]o/sf] ;+Vof / c+lst d'No / To;/L z]o/ vl/b u/] afkt sDkgLn] e'Qmfg u/]sf] /sd M

o; laQLo ;+:yfsf] z]o/ laQLo ;+:yf cfkm}n] vl/b u/]sf] 5}g .

*_ cfGtl/s lgoGq0f k|0ffnL eP jf gePsf] / ;f] ePsf] eP jf gePsf] eP ;f] sf] la:t[t ljj/0f M cfGtl/s lgoGq0fsf nflu cfjZos lalgodx? /x]sf] cfGtl/s n]vf kl/If0f x'g] Joj:yf

/x]sf] tyf n]vfkl/If0f ;ldlt s[oflzn /x]sf] cj:yfdf 5 . ;fy} shf{ k|jfx ;/nLs/0f ug{ shf{ ;ldltsf] ;d]t Joj:yf ul/Psf] 5 .

(_ laut cfly{s jif{sf] s'n Joj:yfkg vr{sf] ljj/0f M ?= $,*&,($,!%@÷–!)_ n]vfkl/If0f ;ldltsf ;b:ox?sf] gfdfjnL,lghx?n] k|fKt u/]sf] kfl/>lds, eQf tyf ;'lawf, ;f] ;ldltn]

u/]sf] sfd sf/jfxLsf] ljj/0f / ;f] ;ldltn] s'g} ;'emfj lbPsf] eP ;f] sf] ljj/0f M


n]vf kl/If0f ;ldlt k|fKt u/]sf] eQf

!= >L ;/f]hgL >]i7 – ;+of]hs k|lt a}7s %,)))÷– @= >LdtL 8f= /]ZdL >]i7 – ;b:o k|lt a}7s %,)))÷– #= >L o'4/fh cf]nL -n]vfk/LIfs_ k|lt a}7s @%,))÷–

n]vfkl/If0f ;ldltn] ;do ;dodf lalQo ;+:yfsf] n]vfkl/If0f k|ltj]bg tyf ;f] df n]vfklIfs4f/f cf}+NofOPsf s}lkmotx? pk/ ;ldltsf] a}+7sdf 5nkmn u/L /fo ;'emfj ;lxtsf] k|ltj]bg ;+rfns ;ldltnfO{ lbg] u/]sf] 5 . cf=j= )&$÷)&% df n]vfkl/If0f ;ldltsf] $ k6s a}7s a;]sf] 5 .

!!_ ;+rfns, k|aGw ;+rfns, sfo{sf/L k|d'v, sDkgLsf cfwf/e't z]o/wgL jf lgh glhssf gft]bf/ jf lgh ;+nUg /x]sf] kmd{,sDkgL jf ;+ul7t ;+:yfn] ljQLo ;+:yfnfO{ s'g} /sd a'emfpg af“sL eP ;f] s'/f M

o; lalQo ;+:yfsf] s'g} klg kbflwsf/L,z]o/wgL jf lgh gft]bf/ jf lgh ;+nUg /x]sf] kmd{, laQLo ;+:yf jf ;+ul7t ;+:yfn] o; laQLo ;+:yfnfO{ s'g} klg /sd a'emfpg af“sL /x]sf] 5}g .

!@_ ;+rfns k|aGw ;+rfns, sfo{sf/L k|d'v tyf kbflwsf/Lx?nfO{ e'QmfgL ul/Psf] kfl/>lds, eQf tyf ;'lawfsf] /sd cWoIfsf] k|lt a}7s eQf ?= *,)))÷– tyf ;+rfnssf] k|lt a}7s eQf ?= %,)))÷– /x]sf] 5 . ;fy} Joj:yfkg txsf] kbflwsf/L ;d]t ;Dk"0f{ u/L ?= &^,(%,())÷)) vr{ ePsf] 5 . a}7s eQf afkt s'n vr{ ?= @,((,)))÷– ePsf] 5 .

!#_ cf=j= )&$÷)&% df ;+rfns ;ldtLsf] a}+7s !$ k6s a;]sf] 5 .

!$_ z]o/wgLn] a'emLlng af“sL /x]sf] nfef+zsf] /sd M g/x]sf] .

!%_ bkmf !$! adf]lhd ;Dklt vl/b jf las|L u/]sf] s'/fsf] laj/0f M o; lalQo ;+:yfn] k;f{ lhNnf la/u+h – % l:yt lsQf g+= &$,&^,@# / ^$ sf] If]qkmn hDdf %%%=! a= ld= hUuf v/Lb u/LPsf] 5 .

!^_ bkmf !&% adf]lhd ;Da4 sDkgL lar ePsf] sf/f]jf/sf] ljj/0f M 5}g .

!&_ P]g tyf k|rlnt sfg'g adf]lhd ;+rfns ;ldltsf] k|ltj]bgdf v'nfpg' kg]{ cGo s'g} s'/f 5}g .

!*_ cGo cfjZos s'/fx? M




/]ZdL /fh]z nfn >]i&

lbg]z nfn >]i&


k'FhL tyf bfloTj cg';"rL o; jif{ ? ut jif{ ?

!= z]o/ k'FhL $=! 800,000,000 602,607,123 @= hu]8f tyf sf]ifx? $=@ 129,656,914 107,513,593 #= C0fkq tyf aG8 $=# - - $= ltg{ afFsL shf{ ;fk6 $=$ - 36,250,000 %= lgIf]k bfloTj $=% 3,086,954,553 2,454,670,283 ^= e'QmfgL lbg' kg{] lanx? $=^ 3,000 3,410 &= k|:tfljt gub nfef+z – 42,105,600 - *= cfos/ bfloTj – 2,529,258 4,968,310 (= cGo bfloTj $=& 85,994,419 79,994,300

s'n k'FhL tyf bfloTj 4,147,243,744 3,286,007,019

;DklQ cg';"rL o; jif{ ?= ut jif{ ?=

!= gub df}Hbft $=* 29,733,288 19,970,808 @= g]kfn /fi6« a}sdf /x]sf] df}Hbft $=( 81,253,166 101,553,964 #= a}s÷ljlQo ;+:yfdf /x]sf] df}Hbft $=!) 671,154 394,889 $= dfu tyf cNk ;'rgfdf k|fKt x'g] /sd $=!! 947,940,406 650,679,505 %= nufgL $=!@$=!@ 348,245,666 240,035,718 ^= shf{ ;fk6 tyf ljn vl/b $=!# 2,470,517,790 2,092,804,218 &= l:y/ ;DklQ $=!$ 138,908,616 66,325,937 *= u}/ a}+lsË ;DklQ $=!% - - (= cGo ;DklQ $=!^ 129,973,660 114,241,981

s"n ;DklQ 4,147,243,744 3,286,007,019

u'x]Zj/L dr]{G6 a}+ls· P08 kmfOgfG; lnld6]8k'Nrf]s nlntk'/

2075 cfiff( d;fGtjf;nft

$=! b]vL $=!& tyf $=#@ / $=## ;Ddsf cg';"rLx? jf;nftsf cleGg cË x'g\ .

;+efljt bfloTj cg';"rL $=!&

;+rfnsx?sf] 3f]if0ff cg';"rL $=@(

k'FhLsf]if tflnsf cg';"rL $=#)

Hff]lvd efl/t ;DklQ ljj/0f tflnsf cg';"rL $=#) s

k|d"v ;"rsf°x? cg';"rL $=#!

k|d"v n]vf gLltx? cg';"rL $=#@

n]vf ;DaGwL l6Kk0fLx? cg';"rL $=##

;+:yfks z]o/wgLsf] z]o/ lwtf] /fvL lnPsf] shf{ cg';"rL $=#$

n]vf k/LI0f gePsf] q}dfl;s ljQLo ljj/0f cg';"rL $ c

n]vf k/LI0f gePsf] / ePsf] ljQLo ljj/0fsf] t'ngf cg';"rL $=#%

cr{gf k|wfgjl/i7 k|aGws

;/f]hgL >]i7;+rfns

lbg]z nfn >]i7k|d'v sfo{sf/L clws[t

/f]zgL s;h';+rfns

8f= /]ZdL >]i7;+rfns

>Ldfg >]i7cWoIf

/fh]z dfgGw/;+rfns

;'Gb/ dfg >]i7 -Pkm=l;=P=_;'Gb/ P08 s=

rf68{ Psfp06]06\;

o;} ldltsf] xfd|f] ;+nUg k|ltj]bgsf] cfwf/df,


ljj/0f cg';"rL o; jif{ ? ut jif{ ?

!= Jofh cfDbfgL $=!* 399,490,212 289,526,213

@= Jofh vr{ $=!( 260,125,254 174,789,700

V'fb Jofh cfDbfgL 139,364,958 114,736,513

#= sldzg tyf l8:sfpG6 $=@) 1,778,250 2,108,324

$= cGo ;+rfng cfDbfgL $=@! 24,755,256 24,530,140

%= ;6xL 36a9 cfDbfgL $=@@ - -

S'mn ;+rfng cfDbfgL 165,898,465 141,374,977

^= sd{rf/L vr{ $=@# 24,858,196 17,210,996

&= cGo ;+rfng vr{ $=@$ 23,935,956 18,645,160

*= ;6xL 36a9 gf]S;fg $=@@ - -

;Defljt Gff]S;fgL Joj:yf cl3sf] ;+rfng d'gfkmf 117,104,312 105,518,821

(= ;Defljt Gff]S;fgL Joj:yfx? $=@% 22,707,885 9,927,196

;+rfng d'gfkmf 94,396,427 95,591,625

!)= u}/ ;+rfng cfDbfgL/gf]S;fg $=@^ 3,009,909 104,827,367

!!= ;Defljt gf]S;fgL Aoa:yfaf6 lkmtf{ $=@& - 12,729,659

lgoldt sf/f]af/af6 ePsf] d'gfkmf 97,406,336 213,148,652

!@= c;fdfGo sf/f]jf/x?af6 ePsf] cfDbfgL÷vr{ $=@* - -

;Dk'0f{ sf/f]jf/ ;dfj]z kl5sf] v'b d'gfkmf 97,406,336 213,148,652

!#= sd{rf/L af]g; Aoj:yf 8,855,121 19,377,150

!$= cfos/ Joj:yf 27,785,713 57,853,926

– o; aif{sf] s/ Joj:yf 30,963,122 60,304,651

– ljut aif{ ;Ddsf] s/ Joj:yf - -

– o; jif{sf] :yug s/ -cfDbfgL_ ÷vr{ (3,177,409) (2,450,725)

v'b gfkmf÷gf]S;fg 60,765,502 135,917,576


gfkmf gf]S;fg lx;fa)&$ >fj0f ! b]lv @)&% cfiff9 d;fGt;Dd

$=!* b]lv $=@* tyf $=#@ / $=## ;Ddsf cg';"rLx? Gffkmf gf]S;fg lx;fasf cleGg c+u x'g\ .

o;} ldltsf] xfd|f] ;+nUg k|ltj]bgsf] cfwf/df,

ldlt M


;/f]hgL >]i7;+rfns


/f]zgL s;h';+rfns


>Ldfg >]i7cWoIf

/fh]z dfgGw/;+rfns


rf68{ Psfp06]06\;



gfkmf gf]S;fg af“8kmf“8 lx;fa@)&$ >fj0f ! b]lv #! cfiff9 @)&% ;Dd

ljj/0f cg';"rL o; jif{= ?= Uft jif{= ?=

cfDbfgL

!= ut jif{;Ddsf] ;dfof]hLt ;+lrt d'gfkmf 7,695 1,969,229

@= o; jif{sf] d'gfkmf 60,765,502 135,917,576 #= ;6xL 36a9 sf]if - - $= :yug s/ hu]8f - %= nufgL ;dfof]hg sf]if - -

^= ;dflhs pQ/bfloTj sf]if - &= z]o/ lk|ldod 3,500,259 4,021,714

hDdf 64,273,456 141,908,519 Vfr{

!_ ut jif{;Ddsf] ;+lrt gf]S;fg - -

@_ o; jif{sf] gf]S;fg - - #_ ;fwf/0f hu]8fsf]if 12,153,100 27,183,515 $_ e}k/L cfpg] hu]8f - - %_ ;+:yf ljsf; sf]if - - ^_ nfef+z ;lds/0f sf]if - - &_ sd{rf/L ;DaGwL hu]8fx? - - *_ k|:tfljt nfef+z 42,105,600.00 - (_ k|:tfljt af]g; z]o/ 109,124,931 !)_ ljz]if hu]8f sf]if - - !!_ ;6xL 36j9 sf]if - -

!@_ k'FhL lkmtf{ hu]8f sf]if - - !#_ k'FhL ;dfof]hg sf]if - - !#_ nufgL ;dfof]hg sf]if 348,814 1,782,477 !$_ :yug s/ hu]8f 3,177,409 2,450,725

!%_ ;dflhs pQ/bfloTj sf]if 607,655 1,359,176 !^_ z]o/ lk|ldod 3,500,259

hDDff 61,892,837 141,900,824 !%= ;l~rt d'gfkmf÷-gf]S;fg_ 2,380,618 7,695

o;} ldltsf] xfd|f] ;+nUg k|ltj]bgsf] cfwf/df,ldlt M


;/f]hgL >]i7;+rfns


/f]zgL s;h';+rfns


>Ldfg >]i7cWoIf

/fh]z dfgGw/;+rfns


rf68{ Psfp06]06\;


u'x]Zj/L dr]{G6 a}+ls· P08 kmfOgfG; lnld6]8k'Nrf]s, nlntk'/

gub k|jfx ljj/0f@)&$ >fj0f ! b]lv #! cfiff9 @)&% ;Dd

ldlt M o;} ldltsf] xfd|f] ;+nUg k|ltj]bgsf] cfwf/df,


;/f]hgL >]i7;+rfns


/f]zgL s;h';+rfns


>Ldfg >]i7cWoIf

/fh]z dfgGw/;+rfns


rf68{ Psfp06]06\;

ljj/0f o; jif{ ?= ut jif{ ?=s_ sf/f]af/ ;+rfngaf6 gub k|jfx (33,250,115) (135,176,377)!= gub k|flKt 424,589,479 316,009,654

!=! Jofh cfDbfgL 398,055,972 289,373,035

!=@ sldzg tyf l8isfpG6 cfDbfgL 1,778,250 2,108,324

!=# ljb]zL ljlgdo sf/f]jf/af6 cfDbfgL - -

!=$ ckn]lvt shf{sf] c;’nL - -

!=% cGo cfDbfgL 24,755,256 24,528,295

@= gub e’StfgL 351,893,698 260,104,492

@=! Jofh vr{ 256,925,855 162,898,254

@=@ sd{rf/L vr{ 24,396,116 17,000,687

@=# sfof{no ;+rfng vr{ 17,792,402 14,851,592

@=$ cfos/ e’StfgL 33,402,174 55,351,597

@=% cGo vr{ 19,377,150 10,002,362

sfo{ut k“"FhL (Working Capital) ultljlw cl3sf] gub k|jfx 72,695,781 55,905,162

;+rfng ;DaGwL rfn" ;DklQdf sdL÷-a[l4_ (751,771,123) (711,989,495)

!= dfu tyf cNk ;’rgfdf k|fKt x'g] /sddf sdL÷-a[l4_ (297,260,902) (88,558,451)

@= cGo cNksfnLg nufgLdf sdL÷-a[l4_ (59,875,000) -

#= shf{ tyf ljN; vl/bdf sdL÷-a[l4_ (383,497,939) (577,266,245)

$= cGo ;Dkltdf sdL÷-a[l4_ (11,137,282) (46,164,799)

;+rfng ;DaGwL rfn' bfloTjdf -sdL_÷a[l4 645,825,227 520,907,956

!= lgIf]k bfloTjdf -sdL_÷a[l4 632,284,270 519,110,989

@= ;l6{lkms]{6 ckm l8kf]hL6 -sdL_÷ a[l4 - -

#= cNksfnLg ;fk6Ldf -sdL_÷a[l4 - -

$= cGo bfloTjdf -sdL_÷a[l4 13,540,957 1,796,967

Vf_ nufgL sf/f]jf/df gub k|jfx (140,974,786) 4,292,427

!= z]o/ nufgLdf sdL÷-a[l4_ (78,758,782) (108,829,001)

@= z]o/ laqmLaf6 k|fKt /sd 13,335,751 98,722,089

#= l:y/ ;DklQdf sdL÷-a[l4_ (14,050,663) (7,970,851)

$= l:y/ ;DklQ laqmLaf6 k|fKt /sd - 3,431,000

%= hUufsf] v/Lbdf sdL÷-a[l4_ (64,332,000) (99,683,210)

^= hUufsf] lals| af6 k|fKt /sd - 121,920,355

*= bL3{sfnLg nufgLdf Aofh cfDbfgL - -

(\= nfef+z cfDbfgL 3,174,478 987,177

!)= cGo - -

!!= lnhxf]N8 ;DkQLdf j[l4 (343,570) (4,285,131)

Uf_ ljlQo >f]t sf/f]jf/af6 gub k|jfx 163,962,848 182,335,869

!= bL3{sfnLg C0f -j08, l8j]GRf/ cfbL_ df a[l4÷-sdL_@= z]o/ k[FhLdf a[l4÷-sdL_ 197,392,877 146,869,700

#= z]o/ lk|ldod 3,500,259 4,021,714

$= nfef+z e’QmfgL (150,401) (3,226,641)

%= cGo bfloTjdf a[l4÷-sdL_ - -

^= g]kfn /fi6« a}saf6 k|fKt ;x’lnot K’fg/shf{df a[l4÷-sdL_ (36,250,000) 36,250,000

&= g]kfn /fi6« a}saf6 k|fKt ;x’lnot K’fg/shf{df Jofh vr{ (529,887) (1,578,904)

3_ gub tyf a}s df}Hbftsf] ljlgdo b/df ePsf] km/saf6 cfDbfgL ÷vr{ - -

ª_ o; aif{sf] ;Dk"0f{ ultljlwaf6 gub k|jfx (10,262,053) 51,451,919

Rf_ gub tyf a}sdf /x]sf] z"? df}Hbft 121,919,661 70,467,741

5_ gub tyf a}sdf /x]sf] clGtd df}Hbft 111,657,607 121,919,661


u'x

]Zj/L

dr

]{G6 a

}+ls·

P08

kmf

OgfG

; ln

ld6]8

k'Nrf]s, nlntk

'/

OSj6

Ldf e

Psf] k

l/jt

{g ;

DaGw

L ljj

/0f

@)&$ >

fj0f ! b

]lv #! cfiff9 @)&% ;Dd

ljj

/0f

z]o/

k'hL

;l~rt

gfkmf

gf]S;fg

;fw

f/0f

hu]8f sf]if

k+'hLu

thu]8f sf]if

z]o/

lk|ld

od

;dflh

s

pQ/b

floTj

sf]if

;6x

L 36a

9 sf]if

:yug s

/

hu]8f

cGo

hu]8f

tyf sf]if

nufg

L ;dfo

f]hg

sf]if

k|:tflj

t

af]g

;

z]o/

s'n /

sd

cfiff( 31,074 sf] df}Hbft

602,607,123

7,695 99,963,718=19

-

-

1,359,176

- 2,489,101

- 3,693,902

- 710,120,716

;dfof]hg

xsk|b z]o/ jfkt af+sL /sd k|fKt 197,392,877

197,392,877

o; cf= a= sf] vÚb gfkmf

60,765,502

60,765,502

;fwf/)f hu]*f sf]ifdf ;f/]sf]

(12,

153,

100)

12,153,100

-

af]g; z]o/ hf/L

k|:tfljt af]g; z]o/

-

-

k|:tfljt nfef+z

-

-

nufgL ;dfof]hg sf]if

(348,8

14)

348,8

14

-

z]o/ lk|ldod

3,

500,

259

3,500,259

:yug s/

(3,1

77,4

09)

3,1

77,4

09

-

;dflhs pQ/bfloTj sf]if

(607

,655

) 590,816

(16,839)

cfiff( 32,075 sf] df}Hbft

800,000,000 44,486,218 112,116,819

-

3,50

0,25

9 1,949,992

- 5,666,511

- 4,042,716

- 971,762,514

cr{gf k

|wfg

jl/i7

k|aGws

;/f]h

gL >

]i7;+rfns

lbg]z

nfn

>]i7

k|d'v s

fo{sf/L clws[t

/f]zgL s

;h'

;+rfns

8f=

/]ZdL >]i7

;+rfns

>Ld

fg >

]i7cWoIf

/fh]z d

fgGw

/;+rfns

;'Gb/

dfg >

]i7 -Pk

m=l;=

P=_

;'Gb/

P08

s=

rf68{ P

sfp06]06\;


qm=;= ljj/0f o; jif{ ?= ut jif{ ?=

! z]o/ k'FhL

!=! clws[t k'FhL 1,000,000,000 800,000,000

s= !)),)),))) ;fwf/0f z]o/ k|lt z]o/ ?= !)).)) n] 1,000,000,000 800,000,000

Vf= ======= gg\l/l8d]an lk|km/]G; z]o/ k|lt z]o/ ¿======= n] - -

u= ========l/l8d]jn lk|km/]G; z]o/ k|lt z]o/ ?====== n] - -

!=@ Hff/L k'FhL 800,000,000 493,482,192

s= *)))))) ;fwf/0f z]o/ k|lt z]o/ ?= !)).)) n] 800,000,000 493,482,192


u= =======l/l8d]jn lk|km/]G; z]o/ k|lt z]o/ ?====== n] - -

!=# r'Stf k'FhL 800,000,000 493,482,192

s= *)))))) ;fwf/0f z]o/ k|lt z]o/ ?= !)).)) n] 800,000,000 493,482,192


u ========l/l8d]an lk|km/]G; z]o/ k|lt z]o/ ¿=========n] - -

!=$ k|:tfljt jf]g; z]o/ 109,124,931

!=% sN; Og P8efG;

!=^ hDdf 800,000,000 602,607,123


z]o/ k'“hL tyf :jfldTj@)&% cfiff9 d;fGt

cg';"rL – $=!

z]o/ :jfldTj ljj/0fo; jif{ ?= Uft jif{ ?=

Ü z]o/ k'+hL z]o/ k'+hL

1 :jb]zL :jfldTj 100 800,000,000 493,482,192

1.1 g]kfn ;/sf/ - - -

1.2 …sÚ ju{sf Ohfhtkq k|fKt ;+:yfx¿ - - -

1.3 cGo Ohfhtkqk|fKt ;+:yfx¿ - - - 1.4 cGo ;+:yfx¿ 1.40 11,178,626 11,438,900 1.5 ;j{;fwf/0f 47.89 383,121,861 232,863,796

1.6 cGo 50.71 405,699,513 249,179,496 2 a}b]lzs :jfldTj - - -

hDdf 100 800,000,000 493,482,192



hu]8f tyf sf]ifx?@)&% cfiff9 d;fGt

C0fkq tyf j08@)&% cfiff9 d;fGt

cg';"rL – $=@

cg';"rL – $=#


! ;fwf/0f ÷j}wflgs hu]8f sf]if 112,116,819 99,963,718

@ k'FhLut hu]8f sf]if - -

# k'FhL lkmtf{ hu]8f sf]if Capital Redemp on Reserve) - -

$ k'FhL ;dfof]hg sf]if - -

% cGo hu]8f tyf sf]if 15,159,477 7,542,180 %=! e}k/L cfpg] hu]8f%=@ ;+:yf ljsf; sf]if%=# nfef+z ;lds/0f sf]if %=$ ljz]if hu]8f sf]if%=% ;DklQ k'g{d"Nof°g sf]if

%=^ :yug s/ hu]8f 5,666,510 2,489,101 %=& cGo :jtGq sf]if

%=* nufgL ;dfof]hg sf]if 4,042,716 3,693,902 %=( cGo hu]8f sf]if

%=!) ;dflhs pQ/bfloTj sf]if 1,949,992 1,359,176

%=!! z]o/ lk|ldod 3500259

^ ;l~rt gfkmf÷gf]S;fg 2,380,618 7,695

& ;6xL 36a9 sf]if - -

hDdf 129,656,914 107,513,593


! k|ltzt j08 ÷ C0fkq k|lt j08 ÷C0fkq ================= ?= n] =========== ldlt == df hf/L ePsf] / ldlt ================== df r'Stf x'g] -xfn;Ddsf] Redemp on Reserve /sd ?= ============= _

- -

@

k|ltzt j08 ÷ C0fkq k|lt j08 ÷C0fkq ==== ?= n] ================ ldlt ======== df

hf/L ePsf] / ldlt ==== df r'Stf x'g] -xfn;Ddsf] Redemp on Reserve /sd ?==============_

- -

# ============= - -

hDdf !+@+# - -



ltg{ af“sL shf{ -;fk6L_@)&% cfiff9 d;fGt

cg';"rL – $=$


s :jb]zL

! g]kfn ;/sf/ - - @ g]kfn /fi6« a}s 36,250,000.00 # l/kf] bfloTj - - $ cGt/ a}+s tyf ljQLo ;+:yf - - % cGo ;+ul7t ;+:yfx¿ - - ^ cGo - -

hDdf - 36,250,000.00

v lab]zL - -

! a}+sx? - -

@ cGo - -

hDdf - -

u hDdf -s±v_ - 36,250,000.00



lgIf]k lx;fa@)&% cfiff9 d;fGt cg';"rL – $=%

ljj/0f o; jif{ ?= ut jif{ ?= != Aofh ltg"{ gkg]{ vftfx¿ s= rNtL lx;fa - != :jb]zL d"b|fdf - !=! g]kfn ;/sf/ - - !=@ æsÆ ju{sf Ohfhtkqk|fKt ;+:yfx? - - !=# cGo Ohfhtkqk|fKt ljQLo ;+:yfx¿ - - !=$ cGo ;+ul7t ;+:yfx¿ - - !=^ JolQmut - - !=& cGo - -

@= ljb]zL d"b|fdf - -

@=! g]kfn ;/sf/ - -

@=@ æsÆ ju{sf Ohfhtkq k|fKt ;+:yfx? - -

@=# cGo Ohfhtkq k|fKt ljQLo ;+:yfx¿ - -

@=$ cGo ;+ul7t ;+:yfx¿ - -

@=% JolQmut - -

@=^ cGo - -

v= dflh{g - -

!= sd{rf/L hdfgt - -

@= hdfgt dflh{g - -

#= k|lttkq dflh{g - -

u= cGo - -

!= :jb]zL d"b|fdf - -

!=! ljQLo ;+:yfx¿ - -

!=@ cGo ;+ul7t ;+:yfx¿ - -

!=# JolQmut - -

@= ljb]zL d"b|fdf - -

@=! ljQLo ;+:yfx¿ - -

@=@ cGo ;+ul7t ;+:yfx¿ - -

@=# JolQmut - -

Aofh ltg"{ gkg]{ vftfx¿sf] hDdf - -


@= Aofh ltg'{ kg]{ vftfx¿

s= art lx;fa 1,248,854,747 1,087,060,802

!= :jb]zL d"b|fdf 1,248,854,747 1,087,060,801 !=! ;+3 ;+:yfx¿ 492,093,255 313,039,785 !=@ JolQmut 756,761,492 774,021,016 !=# cGo - -

@= ljb]zL d"b|fdf - - @=! ;+3 ;+:yfx¿ - - @=@ JolQmut - - @=# cGo - -

v= d"2tL lx;fa 1,838,099,806 1,367,609,481

!= :jb]zL d"b|fdf 1,838,099,806 1,367,609,481 !=! ;+3 ;+:yfx¿ 334,596,640 179,114,812 !=@ JolQmut 1,503,503,166 1,188,494,669 !=# cGo - - @= ljb]zL d"b|fdf - - @=! ;+3 ;+:yfx¿ - - @=@ JolQmut - - @=# cGo - - u= dfu]sf] avt ltg"{ kg]{ lx;fa - -

!= :jb]zL d"b|fdf - - !=! s ju{sf Ohfhtkqk|fKt ;+:yfx? - - !=@ cGo O=k|f=ljQLo ;+:yfx¿ !=# cGo ;+ul7t ;+:yfx¿ !=$ JolQmut !=% cGo - - @= ljb]zL d"b|fdf - - @=! s ju{sf Ohfhtkq k|fKt ;+:yfx? - - @=@ cGo O=k|f= ljQLo ;+:yfx¿ - - @=# cGo ;+ul&t ;+:yfx¿ - - @=$ JolQmut - - @=% cGo - - #= ;l6{lkms]6 ckm l8kf]lh6 - - != ;+ul7t ;+:yf - - @= JolQmut - - #= cGo - -

Jofh ltg"{ kg]{ vftfx¿sf] hDdf 3,086,954,553 2,454,670,283

lgIf]k lx;fa -qmdzM_@)&% cfiff9 d;fGt



e'QmfgL lbgkg]{ lanx?@)&% cfiff9 d;fGt

cGo bfloTj@)&% cfiff9 d;fGt

gub df}Hbft@)&% cfiff9 d;fGt


! :jb]zL d'b|f 3,000 3,410 @ ljb]zL d'b|fdf - -

hDdf 3,000 3,410

cg';"rL – $=^

cg';"rL – $=&

cg';"rL – $=*


! k]G;g÷pkbfg sf]if@ sd{rf/L ;~ro sf]if# sd{rf/L sNof0f sf]if

$ sd{rf/L af]g; Aoj:yf 8,855,121 19,377,150 % lgIf]kdf Ef'StfgL lbg afFsL Aofh 45,593,089 42,923,577 ^ ;fk6Ldf Ef'StfgL lbg afFsL Aofh 234,384 & kfsL g;s]sf] l8:sfpG6 / sldzg

* ;08«L s|]l86;{ 25,866,348 14,020,157 ( Zffvf ldnfg lx;fa!) :yug s/ bfloTj

!! e'QmfgL lbg jfsL nfef+z 150,401 !@ cGo

s= n]vfk/LIf0f z'Ns 307,740 223,000 v= cfGtl/s n]vfk/LIf0f z'Ns 201,815 109,828 u= Aofh s/ / clu|d s/ s§L 3,774,381 2,021,959 3= sd{rf/L ljbf jfktsf] /sd 1,395,925 933,844 hDdf 85,994,419 79,994,300


! :jb]zL d'b|f -l;Ssf ;d]t_ 29,648,184 19,869,096

@ ljb]zL d'b|f 85,104 101,712

hDdf 29,733,288 19,970,808



g]kfn /fi6« a}+sdf /x]sf] df}Hbft@)&% cfiff9 d;fGt

a}+s÷ljQLo ;+:yfdf /x]sf] df}Hbft@)&% cfiff9 d;fGt

dfu tyf cNk;"rgfdf k|fKt x'g] /sdx?@)&% cfiff9 d;fGt

cg';"rL – $=(

cg';"rL – $=!)

cg';"rL – $=!!

ljj/0f :jb]zL d'b|f

lab]zL d'b|f ?= df

ut aif{ ?= ef=?=

kl/jTo{

lj=d'= hDdf

s"n ?=

!= Gf]kfn /fi6« a}s 81,253,166 - - - 81,253,166 101,553,964

s= rNtL vftf 81,253,166 - - - 81,253,166 101,553,964

v= cGo vftf - - - - - -

gf]6M ;DalGwt Ohfhtkq k|fKt ;+:yfx? ;dy{g kq cg';f/sf] s"n df}Hbft ?= *!@%#!^^

ljj/0f :jb]zL d'b|f lab]zL d'b|f ?= df

s"n ?= ut jif{ ?= ef=?=

kl/jTo{ lj=d'=

hDdf

!= :jb]zL Ohfhtkq k|fKt ;+:yfx? 671,154 - - - 671,154 394,889

s= rNtL vftf 671,154 - - - 671,154 394,889 v= cGo vftf - - -

@= lab]zL a}+s x? - - - - - -

s= rNtL vftf - - - - - - v= cGo vftf - - - - - -

hDdf 671,154 - - - 671,154 394,889

gf]6M ;DalGwt Ohfhtkq k|fKt ;+:yfx? ;dy{g kq cg';f/sf] s"n df}Hbft ?= !#!%##)

ljj/0f o; jif{ ?= Uft jif{ ?=

!= :jb]zL d'b|fdf 947,940,406 650,679,505

@= ljb]zL d'b|fdf - -

hDdf 947,940,406 650,679,505

gf]6M ;DalGwt Ohfhtkq k|fKt ;+:yfx? ;dy{g kq cg';f/sf] s"n df}Hbft ?=($^&*@+@)#



nufgL@)&% cfiff9 d;fGt cg';"rL – $=!@

qm=;= ljj/0f k|of]hg

o; jif{ ?= Uft jif{ ?= Jofkfl/s cGo

! g]kfn ;/sf/sf] 6«]h/L ljn - - - @ g]kfn ;/sf/sf] art kq - - - - # g]kfn ;/sf/sf] cGo C0fkq - 124,875,000 124,875,000 65,000,000 $ g]=/f= a}s C0f kq - - - - % lab]zL C0f kq - - - - ^ :ab]zL Ohfhtkq k|fKt ;+:yf - - - - & lab]zL a}s - - - - * ;+ul7t ;+:yfx?sf] z]o/ - 250,399,577 250,399,577 185,141,114 ( ;+ul7t ;+:yfx?sf] l8j]Gr/ tyf aG8 - - - - !) cGo nufgL - - - -

s"n nufgL - 375,274,577 375,274,577 250,141,114 Joj:yf - 27,028,911 27,028,911 10,105,396

v"b nufgL - 348,245,666 348,245,666 240,035,718


ljj/0fk/n df]n ahf/

d'Nofg';f/Joj:yf/sd

ut jif{?= lsQf b/

!= z]o/ nufgL 250,399,577 319,873,593 27,028,911 185,141,115 1=1 Pg=la=OG:of]/]G; sDkgL ln= 47,600 476 890 423,640 73,800 476 ;fwf/)f z]o/, k|lt z]o/ 100 n]] r'Qmf 1=2 shf{ ;'rgf s]Gb| ln=-;+:yfks_ 94,500 2,800 - 94,500 2800 ;fwf/)f z]o/, -af]g; z]o/ ;d]]t_ k|lt z]o/ 100 n]] r'Qmf 1=3 g]kfn b"/ ;+rf/ sDkgL ln= 314,952 500 721 360,500 314,952 500 ;fwf/)f z]o/, k|lt z]o/ 100 n]] r'Qmf 1=4 lrlnd] xfO8«f] kfj/ sDkgL ln= 11,299,532 13,012 790 10,279,480 1,020,052 18,784,532 13012 ;fwf/)f z]o/k|lt z]o/ 100 n]] r'Qmf 1=5 Plzog nfOkm OG:of]/]G; sDkgL ln -;+:yfks_ 71,347,500 304,840 700 213,388,000 61,450,000 304840 ;fwf/)f z]o/, -af]g; z]o/ ;d]]t_ k|lt z]o/ 100 n]] r'Qm 1=5 Plzog nfOkm OG:of]/]G; sDkgL ln -;fwf/)f_ 8,800.00 141 683 96,303 8,800 141 ;fwf/)f z]o/, k|lt z]o/ 100 n]] r'Qmf 1=6 c?)f EofnL xfO8«f] kfj/ sDkgL ln 1,381,680 5,053 153 773,109 608,571 1,381,680 5053 ;fwf/)f z]o/, -af]g; z]o/ ;d]]t_ k|lt z]o/ 100 n]] r'Qmf 1=7 Pg Pn hL OG:of]/]G; s+ ln 429 930 398,970 14,715 429 ;fwf/)f z]o/, -af]g; z]o/ ;d]]t_ k|lt z]o/ 100 n r'Qmf 1=8 :jfanDag n#'laQ lasf; a}+s ln= 2304435 1923 1,240 2,384,520 4,429 1923 ;fwf/)f z]o/, -af]g; z]o/ ;d]]t_ k|lt z]o/ 100 n]] r'Qmf 1=9 Pg l; Pr Pn s ln= -;+:yfks_ 351,500 3,515 - 351,500 3515 ;fwf/)f z]o/, k|lt z]o/ 100 n]] r'Qmf 1=10 lgw{g pTyfg n#'laQ lasf; a}+s ln= 3,296 19 1,024 19,456 3,296 19 ;fwf/)f z]o/, -af]g; z]o/ ;d]]t_ k|lt z]o/ 100 n]] r'Qmf 1=11 glan Aofn]G; km)* 16=65 0 1,093,680 109368 Do'rn km)* k|lt lsQf 10 sf] b/n] 1=12 l;$fy{ Oge]i^d]G^ u|f]y l:sd 15,000 0 150,000 15000 Do'rn km)* k|lt lsQf 10 sf] b/n] 1=13 u'/f; nfO{km OG:of]/]G; s+ ln= 4,114 16 885 14,160 4,114 16 ;fwf/)f z]o/ k|lt lsQf 100 n] r'Qmf 1=14 k|fOd nfO{km OG:of]/]G; s+ ln= 912,214 1,382 530 732,460 179,754 836,614 1382 ;fwf/)f z]o/ k|lt lsQf 100 n] r'Qmf 1=15 g]zgn nfO{km OG:of]/]G; s+ ln= 25,736,123 15,195 1,215 18,461,925 7,274,198 9,365,548 15195 ;fwf/)f z]o/ k|lt lsQf 100 n] r'Qmf 1=16 g]kfn nfO{km OG:of]/]G; s+ ln 24,922,243 19,120 1,050 20,076,000 4,846,243 24,922,243 19120 ;fwf/)f z]o/ -af]g; z]o/ ;d]]t_ k|lt lsQf 100n] r'Qmf 1=17 nfO{km OG:of]/]G; s+ ln g]kfn 17,827,766 8,595 1,622 13,941,090 3,886,676 14,250,163 8595 ;fwf/)f z]o/f -af]g; z]o/ ;d]]t_ k|lt lsQf 100 n] r'Qm 1=18 ?/n dfOs|f]kmfOgfG; *]e]nkd]G^ ;]G^/ ln 1,088,130 1,495 653 976,235 111,895 4,530 1495 ;fwf/)f z]o/f -af]g; z]o/ ;d]]t_ k|lt lsQf 100 n] r'Qm 1=19 ;fgf ls;fg n#'laQ lasf; a}+s ln= 2,412 8 1,160 9,280 2,412 8 ;fwf/)f z]o/ -af]g; z]o/ ;d]]t_k|lt lsQf 100 n r'Qmf 1=20 sflnsf n#'laQ lasf; a}+s ln= 29 1,354 39,266 8,200 29 ;fwf/)f z]o/ k|lt lsQf 100 n r'Qmf 1=21 gfua]nL n#'laQ lasf; a}+s ln= 1,280 0 2,600 ;fwf/)f z]o/ -af]g; z]o/ ;d]]t_ k|lt lsQf 100 n] r'Qmf 1=22 gof g]kfn n#'laQ lasf; a}+s ln= 2,157 - 8,100 81 ;fwf/)f z]o/ k|lt lsQf 100 n] r'Qmf 1=23 ldlynf n#'laQ lasf; a}+s ln= 21,200 343 1,015 348,145 21,200 343 ;fwf/)f z]o/ -af]g; z]o/ ;d]]t_k|lt lsQf 100 n] r'Qmf 1=24 ;flgdf dfO{ xfO8«f]kfj/ ln= - - 1,168 - = 470 ;fwf/)f z]o/ k|lt lsQf 100 n] r'Qmf 1=25 l/l* xfO*f]kfj/ ln= 13,000 165 123 20,295 13,000 165 ;fwf/)f z]o/ -af]g; z]o/ ;d]]t_ k|lt lsQf 100 n] r'Qmf 1=26 a'^jn kfj/ s{ ln= 6,875,201 11,167 457 5,103,319 1,771,882 4,370,201 11167 ;fwf/)f z]o/ k|lt lsQf 100 n] r'Qmf 1=27 l;$fy{ OG:of]/]G; s+ ln 1,413,010 3,015 690 2,080,350 1,972,200 3015 ;fwf/)f z]o/ -af]g; z]o/ ;d]]t_ k|lt lsQf 100 n] r'Qmf 1=28 Pg Pd la ;'ne Oge]i^d]G^ km)* 522000 52200 11=55 602,910 522,000 52200 ;fwf/)f z]o/ k|lt lsQf 10 n] r'Qmf 1=29 l;$fy{ OlSj^L cf]/]G ]̂* l:sd 1180130 118013 10=55 1,245,037 1,180,130 118013 ;fwf/)f z]o/ k|lt lsQf 10 n] r'Qmf 1=30 Pg cfO{ la Pn ;d[l$ km)* 695560 69556 10=15 705,993 695,560 69556 ;fwf/)f z]o/ k|lt lsQf 10 n] r'Qmf 1=31 tf/fufp /]h]G;L xf]^]n ln 0 0 - 2730000 10000 ;fwf/)f z]o/ k|lt lsQf 100 n] r'Qmf 1=32 nIdL n#'laQ lalQo ;+:yf ln 1 1,098 1,098 98,735 1 ;fwf/)f z]o/ k|lt lsQf 100 n] r'Qmf 1=33 nIdL Do'Ro'n km)* 643220 64322 10=25 659,301 643,220 64322 ;fwf/)f z]o/ k|lt lsQf 10 n] r'Qmf 1=34 cfO Pn Pkm l; cf] dfOs|f]kmfOgfG; lalQo ;+:yf ln 1500 17 737 12,529 1,500 17 ;fwf/)f z]o/ k|lt lsQf 100 n] r'Qmf 1=35 laho n#'laQ lalQo ;+:yf ln 2300 32 765 24,480 2,300 32 ;fwf/)f z]o/ k|lt lsQf 100 n] r'Qmf 1=36 a?)f xfO*f]kfj/ s+ ln 1000 11 150 1,650 1,000 11 ;fwf/)f z]o/ k|lt lsQf 100 n] r'Qmf


z]o/, l8a]Gr/ tyf j08df nufgL@)&% cfiff9 d;fGt

cg';"rL – $=!@ -s_


1=37 hgpTyfg ;fd'bflos n#'laQ lasf; a+s 1000 15 2,921 43,815 1,000 15 ;fwf/)f z]o/ k|lt lsQf 100 n] r'Qmf 1=38 ls;fg dfOs|f]kmfOgfG; lalQo ;+:yf ln= 1400 24 1,611 38,664 1,000 24 ;fwf/)f z]o/ k|lt lsQf 100n] r'Qmf 1=39 Pg Pd la dfOs|f]kmfOgfG; lalQo ;+:yf ln= 2400 43 358 15,394 2,400 3 ;fwf/)f z]o/ k|lt lsQf 100 n] r'Qmf 1=40 dlxnf ;xofqf dfOs|f]kmfOgfG; lalQo ;+:yf ln= 2000 22 710 15,620 2,000 22 ;fwf/)f z]o/ 100 n] r'Qmf 1=41 clk xfO8«f]kfj/ s+ ln 1832600 3589 284 1,019,276 813,324 1,832,600 3589 ;fwf/)f z]o/ k|lt lsQf 100 n] r'Qmf 1=42 jf]dL dfOs|f]kmfOgfG; lalQo ;+:yf ln= 1000 21 1,385 29,085 1,000 21 ;fwf/)f z]o/ k|lt lsQf 100 n] r'Qmf 1=43 l/nfoan dfOs|f]kmfOgfG; lalQo ;+:yf ln= 1600 22 1,248 27,456 1,000 22 ;fwf/)f z]o/ k|lt lsQf 100 n] r'Qmf 1=44 lzv/ OG:of]/]G; s+ ln 8503801 7044 985 6,938,340 1,565,461 6,194,601 7044 ;fwf/)f z]o/ k|lt lsQf 100 n] r'Qmf 1=45 g]kfn hnlaB't lasf; cfof]hgf ln 204800 2048 155 317,440 1,448,200 2048 ;fwf/)f z]o/ k|lt lsQf 100 n] r'Qmf 1=46 l%d]s lasf; a}+s ln 3249430 3294 877 2,888,838 360,592 3,249,430 3294 ;fwf/)f z]o/ k|lt lsQf 100 n] r'Qmf 1=47 Unf]an cfO{ Pd O{ ;d'Ggt cfof]hgf 1186640 118664 8=77 1,040,683 145,957 1,186,640 118664 ;fwf/)f z]o/ k|lt lsQf 100 n] r'Qmf 1=48 l*k|f]S; lasf; a}+s ln 7714900 7436 750 5,577,000 2,137,900 1,709,900 7436 ;fwf/)f z]o/ k|lt lsQf 100 n] r'Qmf 1=49 /f*L u|k ckm kfj/ s+= ln= 57900 700 163 114,100 57,900 700 ;fwf/)f z]o/ k|lt lsQf 100 n] r'Qmf 1=50 d]/f] dfOs|f]kmfOgfG; lalQo ;+:yf ln= 0 1,080 0 4,100 ;fwf/)f z]o/ k|lt lsQf 100 n] r'Qmf 1=51 lbAoZj/L xfO8«f]kfj/ s+ ln= 1,100=00 11 108 1,188 1,100 11 ;fwf/)f z]o/ k|lt lsQf 100 n] r'Qmf 1=52 vfgLvf]nf xfO8«f]kfj/ s+ ln 1,600=00 16 107 1,712 1,600 16 ;fwf/)f z]o/ k|lt lsQf 100 n] r'Qmf 1=53 cf/ P; l* l; n#'laQ lalQo ;+:yf ln 902,062=00 998 810 808,380 93,682 1,400 998 ;fwf/)f z]o/ k|lt lsQf 100 n] r'Qmf 1=54 Pg Pd la xfOla|* km)* 394,350=00 39435 9=69 382,125 12,225 394,350 39435 ;fwf/)f z]o/ k|lt lsQf 10 n] r'Qmf 1=55 glan OSjL^L km)* 281,620=00 28162 9=86 277,677 3,943 281,620 28162 ;fwf/)f z]o/ k|lt lsQf 10 n] r'Qmf 1=55 Pg cfO+ la Pn k|ult km)* 171,370=00 17137 9 154,233 17,137 171,370 17137 ;fwf/)f z]o/ k|lt lsQf 10 n] r'Qmf 1=56 u)fklt dfOs|f]kmfOgfG; lalQo ;+:yf ln= 22,500,000=00 225000 0 22,500,000 225000 ;fwf/)f z]o/ k|lt lsQf 100 n] r'Qmf 1=57 ;dtf dfOs|f]kmfOgfG; lalQo ;+:yf ln= 1,000=00 12 1,380 16,560 1,000 12 ;fwf/)f z]o/ k|lt lsQf 100 n] r'Qm 1=58 km/jf*{ sDo"gL^L dfOs|f]kmfOgfG; lalQo ;+:yf ln= 13 2,220 28,860 2,600 13 ;fwf/)f z]o/ k|lt lsQf 100 n] r'Qmf 1=59 c?)f sfa]nL xfO*f]kfj/ s+ ln 29,500=00 295 260 76,700 29,500 295 ;fwf/)f z]o/ k|lt lsQf 100 n] r'Qmf 1=60 g]zgn dfOs|f]kmfOgfG; lalQo ;+:yf ln= 1,900=00 23 2,214 50,922 1,900 23 ;fwf/)f z]o/ k|lt lsQf 100 n] r'Qmf 1=61 l;ghL{ xfO*f]kfj/ s+ ln= 61,600=00 616 0 61,600 616 ;fwf/)f z]o/ k|lt lsQf 100 n] r'Qmf 1=62 o'gfO^]* df]*L xfO8«fkfj/ s+ ln 33,700=00 337 172 57,964 33,700 337 ;fwf/)f z]o/ k|lt lsQf 100 n] r'Qmf 1=63 :jb]zL n#'laQ lalQo ;+:yf ln 1,200=00 15 1,670 25,050 1,200 15 ;fwf/)f z]o/ k|lt lsQf 100 n] r'Qmf 1=64 nIdL OSjL^L km)* 584,950=00 58495 8=10 473,809=50 111140=50 584,950 58495 ;fwf/)f z]o/ k|lt lsQf 10 n] r'Qmf 1=65 k|e" OG:of]/]G; sDkgL 2223180 3222 535 1,723,770 499410=43 3222 ;fwf/)f z]o/ k|lt lsQf 100 n] r'Qmf 1=66 g]?*] n#'laQ lalQo ;+:yf ln 3618300 3390 637 2,159,430 1,458,870 3390 ;fwf/)f z]o/ k|lt lsQf 100 n] r'Qmf 1=67 ;flgdf OSjL^L km)* 500,000=00 50000 9=56 478,000 22000=00 50000 ;fwf/)f z]o/ k|lt lsQf 10 n] r'Qmf 1=68 l;@fy{ OSjL^L km)* 2,000,000=00 200000 9=56 1,912,000 88000= 00 200000 ;fwf/)f z]o/ k|lt lsQf 10 n] r'Qmf 1=69 g]kfn k'gaL{df s+=ln 25317757 253178 253178 ;fwf/)f z]o/ k|lt lsQf 100 n] r'Qmf

@= l8a]Gr/ tyf jG8 nufgL - -

2=1 ===== sDkgL -k|f=ln=÷ln_

===== k|ltzt l*j]Gr/ ÷j)* k|lt l*j]Gr/ ÷j)* =====?= n]] - - -

s'n nufgL 250,399,577 1,735,667 319,873,593 27,028,911 185,141,115

3= hf]lvd ;DaGwL Joj:yf

3=1 ut jif{ ;Ddsf] Joj:yf 10,105,396 - - 178,200

3=2 o; jif{sf] yk÷#^ 16,923,515 - - 9,927,196

s'n Joj:yf 27,028,911 - - 10,105,396

v'b nufgL 223,370,666 - - 175,035,718


ljj/0f k/n d'No kl5Nnf] jhf/

d'No -s_

xfnsf] jhf/

d'No -v_

o; jif{ gfkmf

-gf]S;fg_ /sd -v s_Uft jif{ gfkmf

-gf]S;fg_ /sd s}lkmot

!= g]kfn ;/sf/sf] 6]h/L ljn - - - –

@= g]kfn ;/sf/sf] jrtkq - - - –

#= g]kfn ;/sf/sf] cGo C0fkq

$= g]= /f= j}+= C0fkq - - - –

%= ljb]zL C0fkq

^= :jb]zL Ohfhtkqk|fKt ;+:yfsf] z]o/ - - - –

&= :jb]zL Ohfhtkqk|fKt ;+:yfsf] l8j]Gr/ tyf j08

*= :jb]zL ;+ul7t ;+:yfsf] z]o/, l8j]Gr/ tyf j08 - - –

(= ljb]zL j}+s nufgL -Placement_ - - - –

!)= Interbank Lending

!!= cGo nufgL - - - –

s"n nufgL - - - –


Jofkfl/s nufgL (Held for Trading)@)&% cfiff9 d;fGt

ljqmLsf] nflu pknAw nufgL (Available for Sale@)&% cfiff9 d;fGt

cg';"rL – $=!@=!

cg';"rL – $=!@=#

cg';"rL – $=!@=@

ljj/0f k/n d'No -s_ xfn;Ddsf] IftL

/sd -v_

o; jif{sf] Iflt

/sd -u_

o; jif{ gfkmf

-gf]S;fg_ /sd -s v u_Uft jif{ gfkmf

-gf]S;fg_ /sds}lkmot

!= g]kfn ;/sf/sf] 6]h/L ljn - - - – –

@= g]kfn ;/sf/sf] jrtkq - - - – –

#= g]kfn ;/sf/sf] cGo C0fkq - - - - –

$= g]= /f= j}+= C0fkq 124,875,000 - - - –

%= ljb]zL C0fkq - - - - –

^= :jb]zL Ohfhtkqk|fKt ;+:yfsf] z]o/ - - - - –

&= :jb]zL Ohfhtkqk|fKt ;+:yfsf] l8j]Gr/ tyf j08 - - - - –

*= :jb]zL ;+ul7t ;+:yfsf] z]o/, l8j]Gr/ tyf j08 48,263,757 - - - –

(= ljb]zL j}+s nufgL (Placement) - - - - –

!)= cGo nufgL - - - - –

s"n nufgL 173,138,757 - - – –

ljj/0f k/n d'No kl5Nnf] jhf/

d'No -s_

xfnsf] jhf/

d'No -v_

o; jif{ sf]if ;dfof]hg

/sd -v s_Uft jif{ gfkmf

-gf]S;fg_ /sd s}lkmot

!= g]kfn ;/sf/sf] 6]h/L ljn - - - –

@= g]kfn ;/sf/sf] jrtkq - - - –

#= g]kfn ;/sf/sf] cGo C0fkq

$= g]= /f= j}+= C0fkq - - - –

%= ljb]zL C0fkq

^= :jb]zL Ohfhtkqk|fKt ;+:yfsf] z]o/ - - - –

&= :jb]zL Ohfhtkqk|fKt ;+:yfsf] l8j]Gr/ tyf j08

*= :jb]zL ;+ul7t ;+:yfsf] z]o/, l8j]Gr/ tyf j08 202,135,820 - - –

(= ljb]zL j}+s nufgL (Placement) - - - –

!)= cGo nufgL

s"n nufgL 202,135,820 - - –


u'x

]Zj/L

dr

]{G6 a

}+ls·

P08

kmf

OgfG

; ln

ld6]8

k'Nrf]s, nlntk

'/

sh

f{ ;fk

6 t

yf l

an v

l/b

ju

L{s/0

f / ;

f]sf] n

flu Jo

j:y

f@)&% c

fiff9 d

;fGt

cg';

"rL – $=!#

shf{

vl/b tyf l*:sfpG^ ul/Psf lan

ljj/)f

:jb]zL

ljb]zL

hDdf

:jb]zL

ljb]zL

hDdf

o; jif{

ut jif{

k|f=If]=

cGo

?=

?=

ljldt cljldt

1= ;lqmo shf{ ;fk^

(per

form

ing)

-

-

2,491,634,140

-

2,491,634,140

-

-

-

2,491,634,140

2,112,364,040

1=1 c;n

-

-

2,487,378,734

-

2,487,378,734

-

-

-

2,487,378,734

2,102,334,756

1=2 ;'Id lgu/fgL

-

-

4,255,406

-

4,255,406

-

-

-

4,255,406

10,029,284

2= lgl:qmo shf{ ;fk^

(Non

per

form

ing)

-

-

7,749,848

-

7,749,848

-

-

-

7,749,848

3,522,009

2=1 c;nsf] k'g/tflnsLs/)f÷k'g/;+/rgf

-

-

-

- -

-

-

2=2 sd;n

-

-

4,346,178

-

4,346,178

-

-

-

4,346,178

2106146

2=3 z+sf:kb

-

-

1,421,145

-

1,421,145

-

-

-

1,421,145

770,763

2=4 v/fa

-

-

1,982,524

-

1,982,524

-

-

-

1,982,524

645,099

s= s'n shf{

-

-

2,499,383,988

-

2,499,383,988

-

-

-

2,499,383,988

2,115,886,048

3= shf{ gf]S;fgL Joj:yf

-

-

-

-

-

-

3=1 c;n

-

-

24,873,787

-

24,873,787

-

-

-

24,873,787

21,023,348

3=2 ;'Id lgu/fgL

-

-

212,770

-

212,770

-

-

-

212,770

501,464

3=3 k'g/tflnsLs/)f÷k'g/;+/rgf

-

-

-

-

-

-

-

-

-

-

3=4 sd;n

-

-

1,086,545

-

1,086,545

-

-

-

1,086,545

526,537

3=5 z+sf:kb

-

-

710,572

-

710,572

-

-

-

710,572

385,382

3=6 v/fa

-

-

1,982,524

-

1,982,524

-

-

-

1,982,524

645,099

3=7 yk shf{ Joj:yf

-

-

- -

- -

-

-

--

v= s'n Joj:yf

- -

28,866,198

-

28,866,198

-

-

-

28,866,198

23,081,830

4= ut jif{;Ddsf] Joj:yf

-

-

-

-

-

-

4=1 c;n

-

-

21,023,348

-

21,023,348

-

-

-

21,023,348

15,204,389

4=2 ;'Id lgu/fgL

-

-

501,464

-

501,464

-

-

-

501,464

418,475

4=3 k'g/tflnsLs/)f÷k'g/;+/rgf

-

-

-

-

-

-

-

4=4 sd;n

-

-

526,537

-

526,537

-

-

-

526,537

758,282

4=5 z+sf:kb

-

-

385,382

-

385,382

-

-

-

385,382

1,981,999

4=6 v/fa

-

-

645,099

-

645,099

-

-

-

645,099

721,890

4=7 yk shf{ Joj:yf

-

-

- -

-

-

-

-

- 16,608,765

u= ut jif{sf] s'n Joj:yf

--

23,081,830

- 23,081,830

--

- 23,081,830

35,693,800

#= ut jif{sf] Joj:yfaf^ lkmtf{

-

-

-

- -

-

-

- 12,611,970

~ o; jif{sf] yk Joj:yf

-

-

5,784,370

-

5,784,370

-

-

-

5,784,370

o; jif{sf] s'n Yfk#^

--

5,7

84,3

70

- 5,784,370

--

- 5

,784,3

70

(12

,611

,970

)

v'b shf{

--

2,470,517,790

- 2,470,517,790

--

- 2,470,517,790

2,092,804,218



shf{, ;fk6 / ljN; v/Lbsf] ;'/If0f@)&% cfiff9 d;fGt cg';"rL – $=!# -s_

ljj/0f o; jif{ ?= ut jif{ ?=

-s_ ;'/lIft 2,499,383,988 2,115,886,048 != rn÷crn ;DklQsf] ;'/If0fdf 2,169,098,099 1,595,009,541 @= :jb]zL Ohfhtkq k|fKt ;+:yfsf] hdfgtdf - - #= ;/sf/L hdfgtdf - - $= cGt/fli6«o >]0fLs[t a}+ssf] hdfgtdf - - %= lgof{t sfuhft (Export Document) sf] ;'/If0fdf - - ^= d'2tL /;Lbsf] ;'/If0fdf - - -s_ ;+:Yffsf] cfkm\g} d'2tL /;Lbsf] ;'/If0fdf 101,409,966 155,560,213 -v_ cGo Ohfhtkq k|fKt ;+:yfsf] d'2tL /;Lbsf] ;'/If0fdf - -

&= ;/sf/L C0fkqsf] ;'/If0fdf

*= sfpG6/ hdfgtdf - - (= JolQmut hdfgtdf - - !)= cGo ;'/If0fdf 228,875,923 365,316,294

-v_ c;'/lIft - -

hDdf 2,499,383,988 2,115,886,048


u'x

]Zj/L

dr

]{G6 a

}+ls·

P08

kmf

OgfG

; ln

ld6]8

k'Nrf]s, nlntk

'/

l:y

/ ;

DklQ

@)&% c

fiff9 d

;fGt

cg';

"rL – $=!$

ljj/)f

;DklQ

o; j

if{?

ut j

if{?=

ejg

kl/jxg

;fwg

sDKo'6/

d]zLg/L

sfof{no

;fdfg / k

mlg{r/

cGo

b/5

2025

2515

!= k

/ndf]n

s= ut j

if{sf] df}Hbft

22,198,512

3,755,400

7,385,952

-

9,653,531

3,063,421

46,056,816

42,438,000

v= o; j

if{ yk

10,950

9,372,800

1,485,239

-

2,303,834

877,841

14,050,663

7,970,851

u= o; j

if{ k'g

d'{No

f°g÷k'gn]{vg

-

-

-

-

-

-

-

3= o; j

if{sf] ljqmL

-

-

-

4,205,791

8= o; j

if{sf] ckn

]vg

-

30,000

-

41,200

-

71,200

146,243

s"n

-s

+v

+u

+3+

ª_ k/n

df]n

22,209,462

13,128,200

8,841,190

-

11,916,165

3,941,262

60,036,279

46,056,817

2= x

|f; s

§L

-

s= ut j

if{ ;Ddsf]

7,409,731

1,855,298

3,978,282

-

5,361,952

1,563,409

20,168,671

19,923,448

v= o; j

if{sf]

739,987

2,205,031

1,096,557

1,350,379

268,894

5,660,848

3,746,367

u= x|f;s§L k'g

d{"No

f°g÷k'gn]{vg

-

-

-

-

-

-

-

-

3= o; j

if{sf] ljqmL

-

3,362,562

8= o; j

if{sf] ckn

]vg

-

28,956

-

39,359

-

68,315

138,382

r= x|f;s§Lsf] /s

d ;

dfof]hg÷lkmtf{

-

-

-

-

-

-

-

-

s'n

x|f;

s§L

8,149,718

4,060,329

5,045,883

-

6,672,972

1,832,303

25,761,204

20,168,671

#= a

's Eofn'

14,059,744

9,067,871

3,795,307

-

5,243,193

2,108,959

34,275,075

25,888,145

$= h

Uuf

-

-

-

-

-

-

100,524,000

36,192,000

%= k

'hLut lgdf{0f -k+'hLs/0f ul/g'kg

]{_ -

-

-

-

-

-

-

-

^= n

Lhxf]N8

;DklQ

-

-

-

-

-

-

4,109,542

4,245,793

&= ;

km6\j]o

/ -

-

-

-

-

-

-

-

hDdf -3 ® 4 ® 5 ® 6_

14,059,744

9,067,871

3,795,307

-

5,243,193

2,108,959

138,908,616

66,325,938



u}/ a}+ls· ;DklQ@)&% cfiff9 d;fGt

cGo ;DklQ@)&% cfiff9 d;fGt

cGo ;DklQ -yk ljj/0f_@)&% cfiff9 d;fGt

cg';"rL – $=!%

cg';"rL – $=!^

cg';"rL – $=!^ -s_

C[0fL jf kf6L{sf]

gfd 7]ufgf

u}/ a}l+sË ;DklQ

;sf/ u/]sf] ldlt

sn u}/ a}l+sË

;DklQ /sd ?

gf]S;fgL Joj:yf v'b u}/ a}l+sË

;DklQ ?

Uft jif{ /

sd ?= k|ltzt /sd ?

- - - - - -

- - - - - -

- - - - - -

hDdf - - - - - -


1 d;nGb df}Hbft

2 nufgLdf c;'n ug{ afFsL cfDbfgL 1,837,462 420,472 3 shf{df c;'nL ug{ afFsL Jofh 11,838,485

Go"g M JofHf d'NtjL lx;fj (11,838,485) 3,245,983 4 c;'n ug{ afFsL sdLzg - - 5 ;08«L 8]6;{ 74,789,125 78,842,439 6 sd{rf/L ;fk6L / k]ZsL 42,819,184 28,330,334 7 cu|Ld e'StfgL 4,603,946 580,367 8 Dffu{:y gub - - 9 Dffu{:y cGo -r]s ;d]t_ - - 10 ljgf ;'rgf 8«f6sf] e'QmfgL - - 11 ckn]vg x'g afFsL vr{ - - 12 Zffvf ldnfg lx;fa - - 13 :yug s/ ;DklQ 5,666,510 2,489,101 14 cGo 257,433 333,282

clu|d s/ e'QmfgL - -

hDdf 129,973,660 114,241,978

qm=;= ljj/0f

o; jif{ ?=

Uft jif{ ?= ! jif{;Dd

! jif{ b]lv dfly # jif{;Dd

# jif{ eGbf dfly

hDdf

!= shf{df c;'n ug{ afFsL Jofh 11,766,028 52,401 20,056 11,838,485 3,245,983

@= ljgf ;"rgf 8«f6sf] e'QmfgL - - - - -

#= zfvf ldnfg lx;fa - - - - -

$= :jb]zL ljb]zL Ph]G;L lx;fa

hDdf 11,766,028 52,401 20,056 11,838,485 3,245,983



;Defljt bfloTjx?@)&% cfiff9 d;fGt cg';"rL – $=!&


! ;+:yf pk/ bfjL k/]sf] t/ ;+:yfn] bfloTj :jLsf/ gu/]sf] - - @ k|lttkqx¿ -dflh{g g36fO{ k'/f /sd_ - -

s_ ^ dlxgf eGbf sd cjlwsf] - - Vf_ ^ dlxgf eGbf a9L cjlwsf] - -

# k'gM l8:sfpG6 ul/Psf ljnx¿ - - $ Dofb gfl3 g;s]sf] Uof/]G6L÷a08 - -

s_ la8 a08 250,000 200,000 Vf_ k/km/d]G; a08 - 300,000 Uf_ cGo Uof/]06L÷a08 - -

% r'Qmf jf e'Qmfg x'g af+sL z]o/ nufgL - - ^ km/jf8{ PS:r]~h sG6«fS6sf] af+sL bfloTjx¿\ - - & sn]S;gdf /x]sf lanx¿ - - * d~h'/L tyf ;dy{g (Acceptence & Endorsement) - - ( k|Tofe'lt k|ltj4tf (Underwri ng Commitment) - - !) ckl/jTo{ shf{ k|ltj4tf (Irrevocable Loan Commitment) - - !! cGt/f{li6«o >]0fLs[t a}+ssf] sfp06/ Uof/]06Ldf lbPsf] Uof/]06L - - !@ clu|d e'QmfgL Uof/]06L (Advance Payment Guarantee) - - !# shf{ k|jfxsf] nflu ljQLo hdfgt (Financial Guarantee) - - !$ cfos/ jfkt ;Defljt bfloTj (Con ngent Liabili es on Income Tax) - - !% cGo ;Defljt bfloTj - -

hDdf 250,000 500,000



Jofh cfDbfgL)&$ >fj0f ! b]lv @)&% cfiff9 d;fGt;Dd

cg';"rL – $=!*


s_ shf{ ;fk6 / clwljsif{df 352,537,405 246,249,857

!= shf{ ;fk6 352,537,405 246,249,857

@= clwljsif{ - -

Vf_ nufgLdf 6,655,840 2,447,844 != g]kfn ;/sf/sf] ;'/If0f0fkq - - s_ 6«]h/L ljN; - - Vf_ ljsf; C0fkq 4,746,551 2,200,000 Uf_ /fli6«o artkq 1,909,289 247,844 @= ljb]zL C0fkq - - s_ - - Vf_ - - #= g]kfn /fi6« a}ssf] C0fkq - - $= l8a]Gr/ tyf j08 - - %= cGt/ a}s nufgLdf Jofh - - s_ j}s ljQLo ;+:yfx? - - Vf_ cGo ;+:yfx? - - Uf_ Ph]G:fL df}Ghftdf - - != :jb]zL a}s÷ljlQo ;+:yfx? - - @= ljb]zL a}sx? - - 3_ Dffu tyf cNk ;"rgfdf k|fKt x'g] df}Hbftdf 40,296,967 40,828,512 != :jb]zL a}s÷ljlQo ;+:yfx? 40,296,967 40,828,512 @= ljb]zL a}sx? - - ª_ cGodf - - != ;l6{lkms]6 ckm l8kf]hL6 - - @= cGt/ a}s÷ljlQo ;+:yf shf{ - - #= cGo - -

hDdf 399,490,212 289,526,213



Aofh vr{)&$ >fj0f ! b]lv @)&% cfiff9 d;fGt;Dd

cg';"rL – $=!(


s lgIf]k bfloTjdf 259,595,366 172,976,412 ! d'2tL lgIf]k 178,563,621 91,670,885 !=! :jb]zL d'b|f 178,563,621 91,670,885 !=@ ljb]zL d'b|f - - @ art lgIf]k 81,031,745 81,305,528 @=! :jb]zL d'b|f 81,031,745 81,305,528 @=@ ljb]zL d'b|f - - # dfu]sf] avt ltg'{kg{] lgIf]k - - #=! :jb]zL d'b|f - - #=@ ljb]zL d'b|f - - $ ;l6{kms]6 ckm l8kf]hL6;\\ - - v shf{ ;fk6df 529,887 1,813,288 ! C0fkq tyf a08

@ g]kfn /fi6« a}sjf6 k|fKt shf{ 529,887 234,384 # cGt/ a}s÷ljlQo ;+:yf shf{ 1,578,904 $ cGo ;+ul7t ;+:yf - - % cGo shf{ - - u cGodf - - ! ======================= - - @ ======================== - -

hDdf 260,125,254 174,789,700



sldzg tyf l8:sfpG6)&$ >fj0f ! b]lv @)&% cfiff9 d;fGt;Dd

cGo ;~rfng cfDbfgL)&$ >fj0f ! b]lv @)&% cfiff9 d;fGt;Dd

;6xL 36a9 cfDbfgL÷gf]S;fg)&$ >fj0f ! b]lv @)&% cfiff9 d;fGt;Dd

cg';"rL – $=@)

cg';"rL – $=@!

cg';"rL – $=@@

cg';"rL – $=@@


s ljN; vl/b tyf l8:sfpG6 - -

! :jb]zL - - @ ljb]zL - - v sldzg 1,778,250 2,108,324 ! Kf|lttkq - - @ hdfgtkq 2,375 3,125 # sn]S;g kmL - - $ /]ld6]G; kmL 1,557,249 1,393,426 % 8]la6 sf8{ sldzg sf8{ 6,870 7,271 ^ z]o/ k|Tofe'lt÷lgisfzg 148,915 & ;/sf/L sf/f]af/ afkt - - * sldzg afkt 211,621 555,477 ( a§f cfDbfgL 135 110 u cGo - -

hDdf 1,778,250 2,108,324


! ;]km l8kf]hL6 eN6sf] ef8f - - @ s|]l86sf8{ lgisfzg tyf gjLs/0f - - # Pl6Pd sf8{ lgisfzg tyf gjLs/0f 46,800 - $ 6]n]S;÷l6=l6= - - % ;]jf z'Ns 22,022,251 22,241,778 ^ gjLs/0f z'Ns - - & cGo 2,686,205 2,288,362

hDdf 24,755,256 24,530,140


s ljlgdo b/df ePsf] km/saf6 - - v ljb]zL d'b|f sf/f]jf/jf6 -j§f afx]s_ - -

hDdf cfDbfgL÷ -gf]S;fg_ - -



sd{rf/L vr{)&$ >fj0f ! b]lv @)&% cfiff9 d;fGt;Dd cg';"rL – $=@#

qm=;= ljj/0f o; jif{ ?= ut jif{ ?=! tna 14,476,778 9,864,725 @ eQf 3,637,229 3,840,298 # ;~rosf]ifdf yk 970,303 769,453 $ Tfflnd vr{ 516,330 390,636 % Kf]fzfs 90,620 190,901 ^ cf}ifwf]krf/ 733,500 546,275 & jLdf - - * k]G;g tyf pkbfg 2,012,228 - ( cGo 34,800 56,267 !) bz}+ vr{{{ 1,246,500 862,500

!! labf vr{ 1,139,908 689,942

hDdf 24,858,196 17,210,996



cGo ;+rfng vr{)&$ >fj0f ! b]lv @)&% cfiff9 d;fGt;Dd cg';"rL – $=@$


! 3/ef8f 2,026,419 1,570,364

@ aQL ljh'nL / kfgL 996,820 681,160

# Dfd{t tyf ;+ef/

s_ Efjg 384,512 126,634

v_ ;jf/L ;fwg 83,310 93,701

u_ cGo 257,909 352,567

$ jLdf 379,653 303,320

% kf]i6]]h, 6]n]S;, 6]nLkmf]g, ofS;, O{d]n 1,211,635 930,537

^ sfof{no pks/0f kmlg{r/ / ;Def/ 45,750 -

& e|d0f eQf / vr{ 69,737 151,413

* Df;nGb / 5kfO{ 1,039,754 937,348

( Kfqklqsf tyf k':ts 49,170 42,960

!) lj1fkg Jofkf/ k|j{bg vr 238,355 398,348

!! sfg'gL vr{ - -

!@ rGbf - -

!# ;~rfns ;ldlt ;DaGwL vr{

s_ a}7s eQf 299,000 301,000

v_ cGo vr{ - -

!$ ;fwf/0f ;ef ;DaGwL vr{ 89,151 112,152

!% n]vfkl/If0f ;DaGwL

s_ n]vfkl/If0f z'Ns

afx\o n]vfkl/If0f z'Ns 336,797 169,500

cfGt/Ls n]vfkl/If0f z'Ns 111,305 93,225

v_ cGo vr{ 83,938 139,744

!^ /sd :yfgfGt/0f sldzg - -

!& l:y/ ;DKflQdf x|f; s§L 5,660,848 3,746,367

!* k'j{ ;~Rffng vr{ ckn]vg – -

!( xskb z]o/ lgisfzg vr{ 979,372 364,867

@) k|fljlws ;]jf ;f]wegf{ 1,828,098 1,746,799

@@ ckn]vg vr{ 482,705 47,201

@# ;'/Iff vr{ 2,754,305 2,136,546

@$ shf{÷lgIf]k ;'/If0f lk|ldod 754,204 608,377

@% sldzg / l8:sfpG6 297,488 757,552

@^ cGo 3,475,721 2,833,478

s_ O{Gwg vr{ 662,273 575,750

v_ ;b:otf z'Ns 1,470,168 1,279,592

u_ vfhf vr{ 393,158 348,678

3_ P=l6=Pd= sf8{ Dofg]hd]G6 tyf lgZsf;g z'Ns 321,041 122,622

8_ ;km6\j]o/ z'Ns

r_ lalaw vr{ 534,081 433,836

5_ cGo ;ldlt a}7s eQf 95,000 73,000

h_ lgIf]k ;b:o / z]o/ cef}lts/0f z\Ns

hDdf 23,935,956 18,645,160



;Defljt gf]S;fgL Joj:yf)&$ >fj0f ! b]lv @)&% cfiff9 d;fGt;Dd

u}/ ;+rfng cfDbfgL÷gf]S;fg)&$ >fj0f ! b]lv @)&% cfiff9 d;fGt;Dd

;Defljt gf]S;fgL Joj:yf af6 lkmtf{)&$ >fj0f ! b]lv @)&% cfiff9 d;fGt;Dd

cg';"rL – $=@%

cg';"rL – $=@^

cg';"rL – $=@&

qm=;= ljj/0f o; jif{ ?= ut jif{ ?=! shf{ gf]S;fgL Joj:yfdf ePsf] a[l4 5,784,370 - @ nufgL gf]S;fgL Joj:yfdf ePsf] a[l4 16,923,515 9,927,196 # u}/ a}+lsu ;DklQ gf]S;fgL Joj:yf - - $ cGo ;DklQdf ul/Psf] Joj:yf - -

hDdf 22,707,885 9,927,196.00

qm=;= ljj/0f o; jif{ ?= ut jif{ ?=! nufgL ljs|Ljf6 cfDbfgL÷-gf]S;fg_ (164,569) 79,016,920 @ ;DklQ las|Ljf6 cfDbfgL÷-gf]S;fg_ 24,823,270 # Nffef+z 3,174,478 987,177 $ g]kfn /fi6« a}+saf6 k|fKt ;x'lnot - - s_ tf]lsPsf] zfvfx¿sf] gf]S;fg jfkt Ifltk'lt{ - - v_ Jofh Ifltk'lt{ - - u_ ;6xL sfpG6/ - - % cGo - -

v'b u}/ ;~rfng cfDbfgL ÷ -gf]S;fg_ 3,009,909 104,827,367

qm=;= ljj/0f o; jif{ ?= ut jif{ ?=! shf{ gf]S;fgL Aoa:yf af6 lkmtf{ - 12,611,970 @ u}/ a}+lsu ;DklQ gf]S;fgL Aoa:yfaf6 lkmtf{ - - # nufgL Joj:yfjf6 lkmtf{ - - $ cGo ;DklQsf] Joj:yfjf6 lkmtf{ - 117,689

hDdf - 12,729,659



c;fdfGo sf/f]af/?af6 ePsf] cfDbfgL÷vr{)&$ >fj0f ! b]lv @)&% cfiff9 d;fGt;Dd

ckn]lvt shf{sf] ljj/0f)&$ >fj0f ! b]lv @)&% cfiff9 d;fGt;Dd

;+rfns, sfo{sf/L k|d'v, ;+:yfks, sd{rf/Lx? z]o/xf]N8/x?nfO{uPsf] shf{ ;fk6 ljj/0f

)&$ >fj0f ! b]lv @)&% cfiff9 d;fGt;Dd

cg';"rL – $=@*

cg';"rL – $=@* -s_

cg';"rL – $=@(

qm= ;=

Smhf{ k|sf/ ckn]vg ul/Psf] \/sd

lwtf]sf] k|sf/ tyf /sd

lwtf] d'Nofªsgsf] cfwf/

Smhf{ :jLs[t ug]{ clwsf/L÷tx

Smhf{ c;'nLsf nfuL eP u/]sf k|of;

s}lkmot

!= Rffn'k'FhL sh{f - - - - - @= Kfl/of]hgf sh{f - - - - - #= l:y/ k'FhL sh{f - - - - - $= JolQmut shf{ - - - - - %= cGo shf{ - - - - -

s"n shf{ - - - - -

;+:yfks÷;`rfns÷sfo{sf/L k|d'vsf] gfd

ut jif{;Ddsf] af+sL o; jif{ c;'nL o; jif{yk shf{

cfiff9 d;fGt;Dd af+sL

;f+jf Jofh ;f+jf Jofh ;f+jf Jofh

s_ ;~rfns

1= - - - - - - -

2= - - - - - - -

v_ sfo{sf/L k|d'v -

u_ ;+:yfks

1= - - - - - - -

2= - - - - - - -

#_ sd{rf/L 28,330,334 - 22,946,150 3,030,427 37,435,000 42,819,184.00 129,296

~ z]o/wgLx?

1= - - - - -

2= - - - - -

hDdf 28,330,334 22,946,150 3,030,427 37,435,000 42,819,184 129,296

v/Lb tyf l*:sfpG^ ul/Psf ljnx? / shf{, ;fk^ tyf clwljsif{df k|jflxt s'n /sddWo] ;+rfns, sfo{sf/L k|d'v, ;+:yfks, sd{rf/L

z]o/xf]N*/x? / lghx?sf] kl/jf/sf ;b:o jf To:tf JoLQm hdfgL a;]sf] jf d}g]lhé Ph]G^ ePsf] s'g} ;+:yf jf sDkgLnfO{ uPsf] /

sdsf] ljj/)f b]xfo jdf]lhd % .


! ckn]vg ePsf] shf{sf] c;'nL - - @ :j]lR5s cjsfz vr{ - - # c;'nL x'g g;Sg] shf{sf] ckn]vg -$=@* s_ - - $ cGo vr{÷cfDbfgL - - % ================== - -

hDdf - -



k"“hLsf]if tflnsf)&$ >fj0f ! b]lv @)&% cfiff9 d;fGt;Dd

cg';"rL – $=#)

qm=;+= ljj/0f o; aif{ ut aif{ ?=

s k|fylds k'FhL 919,948 703,938

! r'Qmf k'FhL -;fwf/0f z]o/_ 800,000 493,482

@ k|:tfljt af]g; z]o/ 109,125

# z]o/ lk|ldod 3,500 -

$ lkmtf{ gx'g] cu|flwsf/ z]o/ - -

% ;fwf/0f hu]8f sf]if 112,117 99,964

^ ;l~rt gfkmf÷-gf]S;fg _ 2,381 8

& k'FhL lkmtf{ hu]8f sf]if - -

* k'FhL ;dfof]hg sf]if - -

( sN; Og P8efG; - -

!) cGo :jtGq sf]ifx? 7,617 3,848

36fpg]

– Voflt (Goodwill) jfktsf] /sd - -

:yug s/ ;DklQ (5,667) (2,489)

– ;LdfeGbf a9L z]o/, ;'/If0fkqdf nufgL ul/Psf] /sd - -

– ljQLo :jfy{ /x]sf] sDkgLsf] lwtf]kqdf nufgL u/]sf] /sd - -

– cjf:tljs ;DklQ (Fic ous Assets)

– o; j}+ssf] lgb]{zgsf] kfngf gu/L :jk|of]hgsf] nflu 3/hUuf vl/b u/]sf] /sd - -

– ;LdfeGbf j9L cfjf; ejg lgdf{0f tyf hUuf ljsfzdf nufgL u/]sf] /sd - -

– tf]]lsPsf] ;doleq ljs|L ljt/0f ug{ g;s]sf] z]o/ k|Tofe'tL - -

– k||rlnt P]g tyf sfg"gn] k|ltjGw u/]sf JolQm tyf ;d"xnfO k|bfg u/]sf] shf{ tyf ;'ljwfx? - -

v k'/s k'FhL 29,129 25,219

! c;n shf{sf] nflu u/]sf] shf{ gf]S;fgL Joj:yf 25,087 21,525

@ cltl/Qm shf{ gf]S;fgL Joj:yf - -

# xfOla|8 k'FhL pks/0fx? - -

$ ;'/If0f g/fv]sf] ;xfos cfjlws C0f - -

% ;6xL ;lds/0f sf]if - -

^ ;DklQ k'gd'{Nof+sg sf]if - -

& nufgL ;dfof]hg sf]if 4,043 3,694

u hDdf k'FhLsf]if -s±v_ 949,077 729,156

3 hf]lvd efl/t ;DklQsf] cfwf/df sfod ug'{kg]{ Go"gtd k'FhLsf]if

k'FhLsf]if -!! Ü k|ltzt_ 365,411 306,391

k|fylds k'FhL -%=% Ü k|ltzt_ 182,706 153,196

k'FhLsf]if – clws÷-Go"g_ !%=!& k|ltztn] 583,666 422,765

k|fylds k'FhL – clws÷-Go"g_ !(=&& k|ltztn] 737,242 550,742

s'n hf]lvd efl/t ;DklQ 3,321,920.73 2,785,377

hDdf k'FhLsf]if -s±v_ 949,076.96 729,156

k|fylds k'FhL 919,947.69 703,938

sfod ePsf] k'hLsf]if k|ltzt -s"n_ 28.57 26.18

sfod ePsf] k'hLsf]if k|ltzt -k|fylds_ 27.69 25.27

sfod ePsf] k'hLsf]if k|ltzt -k'/s_ 0.88 0.91

k'FhLsf]if– clws÷-Go"g_ -k|ltztn]_ 17.57 15.18

k|fylds k'FhL– clws÷-Go"g_ -k|ltztn]_ 22.19 19.77



hf]lvd efl/t ;DklQ ljj/0f tflnsf)&$ >fj0f ! b]lv @)&% cfiff9 d;fGt;Dd cg';"rL – $=#) -s_

ljj/0fef/

Ü

rfn' aif{ ?= ut aif{ ?=

/sd hf]lvd efl/t

;DklQ /sd

hf]lvd efl/t ;DklQ

-s_ jf;nft adf]lhdsf] ;DklQ (On-Balance-sheet Assets)

gub df}Hbft 0 29,733 - 19,971 -

;'g -ljlgdo of]Uo_ 0 - - - -

g]kfn /fi6« a}+sdf /x]sf] df}Hbft 0 81,253 - 101,554 -

g]kfn ;/sf/sf] C0fkqdf u/]sf] nufgL 0 124,875 - 65,000 -

g]kfn /fi6« a}+s C0fkqdf u/]sf] nufgL 0 - - - -

cfg} d'2lt /l;bsf] lwtf]df k'0f{ ;'/lIft x'g] u/L k|bfg ul/Psf] d'2lt /l;b lwtf] shf{ 0 101,410 - 155,560 -

;/sf/L C0fkqsf] lwtf]df k'0f{ ;'/lIft x'g] u/L k|bfg u/]sf] shf{ 0 - - - -

jrt kqsf] kfpg'kg]{ Jofh /sd (Accrued Interest) 0 535 420 ljkGg ju{ shf{ cGtu{t u0fgf x'g] o"jf tyf ;fgf Joj;foL :j/f]huf/ sf]ifdf ævÆ /

æuÆ ju{sf Ohfhtkqk|fKt ;+:yfn] hDdf u/]sf] /sd 0 - - - -

:jb]zL Ohfht kq k|fKt a}+s÷ljQLo ;+:yfx?df /x]sf] df}Hbft÷d'2lt /l;bsf] bfaL (Claims) 20 671 134 395 79 cGo Ohfht kq k|fKt a}+s÷ljQLo ;+:yfx?sf] d'2lt /l;bsf] lwtf]df k'0f{ ;'/lIft x'g]

u/L k|bfg ul/Psf] d'2lt /l;b lwtf] shf{ 20 101,410 - - -

lab]zL a}+sx?df /x]sf] df}Hbft 20 - - - -

dfu]sf] avt k|fKt x'g] /sd (Money at Call) 20 947,940 189,588 650,680 130,136

cGt/f{li6«o >]0fLs[t (Rated) a}+ssf] Uof/]06Ldf uPsf] shf{ 20 - - - -

cGt/f{li6«o >]0fLs[t (Rated) a}+sdf u/]sf] cGo nufgL 20 - - - -

z]o/, l8a]Gr/ Pj+ a~8df ePsf] nufgL 100 250,400 250,400 185,141 185,141

cGo nufgLx? 100 - - - -

shf{, ;fk6 tyf laN; vl/b÷l8:sfp06 ;d]t -s"n /sd_ 100 2,397,974 2,397,974 2,115,886 2,115,886

l:y/ ;DklQx? 100 138,909 138,909 66,326 66,326

kfpg' kg]{ cGo v"b Jofh /sd -s"n kfpg'kg]{ Jofh–;/sf/L C0fkqsf]] Aofh–Jofh d'NtjL_ 100 - - - -

cGo ;a} ;DklQx? -v'b cu|Lds/ bflvnf afx]s_ 100 129,439 129,439 113,822 113,822

l;df gf3]sf] l/on :6]6 ÷ cfjf;Lo 3/ shf{ 150 - - - -

-s_ hDdf 4,304,549 3,106,443 3,474,754 2,611,389

-v_ jf;nft aflx/sf] sf/f]af/ (Off Balance Sheet Item)

laN; sn]S;g 20 - - - -

km/jf8{ lab]zL lalgdo ;Demf}tf 10 - - - -

^ dlxgf eGbf sd cjlwsf] k|lttkq 20 - - - -

cGt/f{li6«o >]0fLs[t a}+ssf] sfp06/ Uof/]06Ldf lbPsf] Uof/]06L 20 - - - -

^ dlxgf eGbf a9L cjlwsf] k|lttkq 50 - - - -

la8a08, k/km/d]G; a08 / k|Tofe'lt (Underwri ng) ;DjGwL k|ltj4tf 50 250 250 500 250

clu|d e'QmfgL Uof/]06L 100 - - - -

ljQLo tyf cGo hdfgt 100 - - - -

ckl/jTo{ shf{ k|lta4tf 100 - - - -

cfos/ afkt ;Defljt bfloTj 100 - - - -

Acceptance ;lxt cGo ;a} k|sf/sf ;Defljt bfloTj 100 - - - -

e'Stflgsf nflu bfaL k/]sf] hdfgt (Unpaid Guarantee Claims) 200 - - - -

;+rfng hf]lvd jfkt sfod ug'{ kg]{ /sd 215,227 215,227 173,738 173,738

(v)hDdf 215,477 215,477 174,238 173,988

53,556,238 53,556,238

s'n hf]lvd efl/t ;DklQ (s)+(v) 4,520,026 3,321,921 3,648,992 2,785,377


ljj/0f ;"rsf° cf=a= @)&)÷&! cf=a= @)&!÷&@ cf=a= @)&@÷&# cf=a= @)&#÷&$ cf=a= @)&$÷&%

! v'b gfkmf÷s'n cfDbfgL k|ltzt k|ltzt 28.62 25.72 27.82 31.34 14.16 @ k|lt z]o/ cfDbfgL ?= 28.15 20.12 23.91 27.54 7.60 # k|lt z]o/ ahf/ d'No ?= 291.00 233.00 370.00 267.00 129.00 $ d'No cfDbfgL cg'kft cg'kft 10.34 11.58 15.48 9.69 16.98 % z]o/ k'FhLdf nfef+z -jf]g; ;lxt_ k|ltzt 25.00 15.79 18.95 15.80 ^ z]o/ k'FhLdf gub nfef+z e'QmfgL k|ltzt 1.25 0.79 0.95 5.26 & Jofh cfDbfgL÷shf{ tyf ;fk6 k|ltzt 15.31 11.98 12.55 13.68 15.98 * sd{rf/L vr{÷s'n ;~rfng vr{ k|ltzt 45.10 45.88 45.71 48.00 50.95

( s'n lgIf]k tyf ;fk6Ldf Jofh vr{ k|ltzt 8.43 7.11 5.88 7.12 8.43 !) ;6xL 36a6 cfDbfgL÷s'n cfDbfgL k|ltzt - !! sd{rf/L af]g;÷s'n sd{rf/L vr{ k|ltzt 93.69 67.90 76.82 112.59 35.62 !@ v'b gfkmf÷shf{ ;fk6 k|ltzt 6.71 4.18 4.56 6.42 2.46 !# v'b gfkmf÷s'n ;DklQ cg'kft 4.16 2.94 2.90 4.14 1.47 !$ s'n shf{÷lgIf]k k|ltzt 84.15 91.56 79.45 86.20 80.97 !% s'n ;~rfng vr{÷s'n ;DklQ k|ltzt 1.40 1.33 1.18 1.09 1.18 !^ hf]lvd efl/t ;DklQdf k'FhLsf]ifsf] kof{Kttf k|ltzt

s k|fylds k'FhL k|ltzt 26.21 22.31 21.11 25.27 27.69 v k'/s k'FhL k|ltzt 1.39 1.38 1.35 0.91 0.88 u s'n k'FhL sf]if k|ltzt 27.60 23.68 22.46 26.18 28.57

!& t/ntf (CRR) cg'kft 28.90 20.76 32.67 31.47 34.33 !* lgis[o shf{÷s'n shf{ k|ltzt 2.09 0.80 0.50 0.17 0.31 !( Jofh b/ cGt/ 4.49 4.96 5.00 4.78 4.80 @) a's g]6jy{ ?= xhf/ 148.46 139.29 144.07 143.90 116.21 @! s'n z]o/ ;+Vof 2,063,544.00 255,399.30 293,739.40 4,934,822.00 8,000,000 @@ s'n sd{rf/L ;+Vof 28.00 36.00 43.00 82.00 84.00 @# cGo - - - - -


k|d'v ;"rsf°)&$ >fj0f ! b]lv @)&% cfiff9 d;fGt;Dd

cg';"rL – $=#!


u'x]Zj/L dr]{06 a}ls· P08 kmfOgfG; ln=-ljlQo ;+:yf_cf=a=@)&$÷&%sf]

k|d'v n]vfgLltx?cg';'rL $=#@

ljQLo ;+:yfn] ckgfPsf] k|d'v n]vf gLltx? lgDgfg';f/ /x]sf 5g\ .

!= ;fdfGo hfgsf/L M

u'x]Zj/L dr]{06 a}lsË P08 kmfOgfG; ln= g]kfndf :yflkt Ps l;ldt bfloTj ePsf] sDkgL xf] . o;sf] /lhi68{{ -s]Gb|Lo_ sfof{no k'Nrf]sdf/x]sf] 5 . æuÆ ju{sf] ljQLo ;+:yfsf] ?kdf sfo{/t o; sDkgLsf] !) zfvf /x]sf] 5 .

sDkgLsf] ;+rfns ;ldltsf] ldlt @)&%÷)^÷)! df a;]sf] a}7saf6 ;+nUg ljQLo ljj/0fx? kfl/t ePsf] lyof] . g]kfn n]vfdfg cg'?k oyfy{ / plrt lrq0f ug]{ ljQLo ljj/0fx? tof/ Pj+ k|:t't ug]{ lhDd]jf/L Joj:yfkgdf /x]sf] 5 .

@= ljQLo ljj/0fx?sf] cfwf/ M

sDkgLsf] ljlQo ljj/0fx? P]ltxfl;s d'No cawf/0ffsf] cfwf/df ;j{dfGo n]vf l;4fGt, g]kfn /fi6« a}+ssf] lgb]{zg tyf a}+s tyf lalQo ;+:yf ;DjGwL P]g, @)&# nfO{ ;d]t cfwf/ dfgL tof/ ul/Psf] 5 . sDkgLsf] k|d'v n]vfgLltx? b]xfo adf]lhd 5g\ .

g]kfnrf6{8{ PsfpG6]G6 ;+:yfåf/f g]kfn ljQLo k|ltj]bg dfg (NFRS) ;Dk"0f{ ljQLo ;+:yfx?nfO{ cf=j= @)&#÷&$ b]lv clgjfo{ ?kdf nfu' ul/Ptfklg pSt ljQLo k|ltj]bg dfg (NFRS) cg';f/ cfly{s ljj/0fx? tof/ ul/Psf] 5}g .

#= x|f;s§L gLlt M

s= l:y/ ;Dkltx?sf] d'No P]ltxfl;s nfut cawf/0ffsf] cfwf/df b]vfOPsf] 5. cfos/ P]g @)%* cg';f/ l:y/ ;Dklt 36\bf] z]if k|0ffnL (Wri en Down Value Method) cg';f/

;f]xL P]gn] tf]s]sf] b/df x|f;s§L ul/Psf] 5 . v= ;km\6j]o/ df ePsf] vr{nfO{ k"“hLut u/L % jif{ leq ;dfg ls:tfdf vr{ n]vL ckn]vg ug]{ u/]sf] 5 . lnhxf]N8 ;DklQ M lnhxf]N8sf] lgldQ ePsf] k“'hLut k|sf/sf vr{x?nfO{ l:y/ gLlt jdf]lhd

x|f;s§L ul/Psf] 5 .

$= cfos/ Aoa:yf gLlt M

sDkgLn] cfos/ P]g, @)%* / ;f]df ;do ;dodf ePsf] ;+zf]wgsf] cfwf/df cfos/ Aoj:yf u/Lg]] gLlt ckgfOPsf] 5 . al9 tyf sd cfos/ Aoj:yf ePdf clGtd s/ lgwf{/0f ubf{ ;f]xL avt cfjZos ;dfof]hg ug]{ gLlt ckgfOPsf] 5 . ;Dklt tyf bfloTjsf] cfwf/df :yug ul/Psf] s/sf] n]vf°sg ul/Ps]f 5 . ljlQo ljj/0f cg';f/ ;Dklt tyf bfloTjsf] /sd tyf s/sf cfwf/ lar km/s eO{ ;[hgf x'g] c:yfO{ cGt/ (Temporary Diff erence) sf] s/0fn] eljiodf ;[hgf x'g] s/ bfloTj tyf ;Dkltsf] nfut /fVg] pb]Zon] :yug s/sf] n]vf°sg ul/Psf] 5 . g]kfn n]vfdfg tyf g]kfn /fi6« a}ssf]lgb]{lzsfn] lglb{i6 u/] adf]hLd ljlQo ljj/0fdf :yug s/ ;Dklt tyf bfloTjnfO{ ;dfof]hg (Ne ed

Off ) ul/ ;f]xL cg';f/ jf;nftdf :yug cfos/ ;Dklt tyf bfloTj cGtu{t n]vf°sg ug]{ gLlt lnOPsf] 5 . :yug s/ ;DaGwL pk/f]St n]vf°sg lqmofsnfksf sf/0f ;DklQ ;[hgf ePdf ;f]


/sd gfkmf gf]S;fg af“8kmf“8 lx;fjdf vr{ n]vL :yug s/ hu]8f sf]if v8f ug{'sf ;fy} ;f] sf]ifsf] /sd :yug s/ afx]s cGo k|of]hgsf nflu k|of]u gug]{ gLlt /x]sf] 5 .

%= nufgL ;DalGw gLlt M

;/sf/L C0fkq, afl0fHo a}+s tyf lalQo ;+:yfx?sf] d'2tL lgIf]k tyf laleGg ;+ul7t ;+:yfx?sf] lwtf] kqdf ePsf] nufgLnfO{ k/n d'Nodf (Cost Price) d'Nofs+g u/LPsf] 5 . ljleGg ;+:yfdf u/]sf] ;'lrs[tz]o/ nufgLnfO{ k/n tyf ahf/ d'No (Market Price) h'g sd xG5 ;f] df tyf ;'lrs[t gePsf] z]o/nfO{ k/nd'Nodf d'Nof+sg ul/Psf] 5 .

g]kfn /fi6« j}+ssf] lgb]{zg jdf]lhd ahf/ d"No v/Lb d"No eGbf sd ePdf km/s /sdnfO{ Joj:yf ug]{gLlt lnPsf] 5.

g]kfn /fi6« a}sn] tf]s]sf] cjlw ;Dddf klg ;'lrs[t gePsf sDkgLsf] z]o/df ePsf] nufgLnfO{ nufgL ;dfof]hg sf]if v8f u/L cfjZos /sd gfkmf gf]S;fg vftf jf“8kmf“8 ug]{ gLlt /x]sf] 5 .

cGo nufgLnfO{ nfut cyjf ahf/ d"No dWo] sd /sddf d"Nof°g u/L ;f]xL cg";f/ b]vfOg] gLlt ckgfOPsf] 5 .

^= shf{ tyf ;fk6sf] auL{s/0f tyf Aoa:yf gLlt M

aiff{Gtdf c;'n ug{ afFsL s'n shf{ tyf ;fk6df g]kfn /fi6« a}+ssf] lgb]{zgsf] clwgdf /xL o:tf] shf{ tyf ;fk6sf] c;'nLsf] ca:yfsf] juL{s/0f u/L shf{gf]S;fgL Aoa:yf ul/Psf] 5 .

&= k'hLs[t gu/Lg] ;DklQx? M

;+:yf4f/f ? !)))÷– eGbf sd d"No kg]{ k"“hLut ;fdfgx?nfO{ k'“hLs/0f gu/L v/Lb ePsf] aif{df g} vr{ n]Vg] gLlt ckgfO{Psf] 5 .

*= Aofh cfDbfgL M

ut aif{sf] lalQo laa/0fdf g]kfn /fi6« a}ssf] ljQLo ljj/0f k|sfzg ug{ ;xdlt k|bfg kq tyf nfefz+ :jLs[t ug]{ ;DalGw sfo{ljlw adf]lhd @)&$ c;f9 d;fGt;Dd kfs]sf] Aofh @)&$ >fj0f !% ut] ;Ddsf] k|fKtLsf] cfwf/df cfDbfgL hgfO{Ptf klg o; aif sDklgn] Aofh cfDbfgLnfO{ gub k|flKtsf] cfwf/ (CashBasis) df dfq cfDbfgL hgfO{ c;'nL x'g af“sL shf{df kfs]sf] JofhnfO{ Accrual Basis df u0fgf u/L o:tf JofhnfO{ Jofh d'NtaL lx;fadf (Interest Suspense Account) ;f/L ;dfof]hg ug]{ lglt ckgfOPsf] 5 .

(= u}/ a}ls+u ;DklQ M

c;'n x'g g;s]sf] shf{sf] ;'/If0fsf] ?kdf /x]sf] ;DklQnfO{ shf{ c;'nLsf] qmddf sDkgLn] ;sf/ ubf{ To;nfO{ u}/ a}+lsË ;DklQdf b]vfpg] u/]sf] 5 . lwtf] ;sf/ ubf{ lwtf]df /x]sf] ;DklQsf] ahf/ d"NonfO{ Wofgdf /flv s"n jSof}tf -Jofh /sd ;d]t_ shf{ /sd jf ahf/ d"Nodf h'g sd x'G5 ;f]lx d"Nodf ;sf/ ug]{ lglt /x]sf] 5. g]kfn /fi6« a}+sn] lbPsf] lgb]{zg jdf]lhd oL ;DklQsf] gf]S;flg Joj:yf ug]{ / o:tf] Joj:yf /sdnfO{ ;f]xL ;DklQaf6 Go'g ul/ b]vfpg] lglt ckgfPsf] 5 . sDkgLn] ;sf/ u/]sf] ;DklQ a]rljvg ubf{ cfpg] km/s /sddf To;df ul/Psf] Joj:yfnfO{ ;dfof]hg u/L af+sL /x]sf] /sdnfO{ ;f]xL jif{ gfkmf gf]S;fg lx;fadf ;dfof]hg ug]{ lglt /x]sf] 5 . sDkgLn] xfn;Dd u}/ a}ls+u ;DklQ ;sf/]sf] 5}g .


!)= cGo M

!)=! sd{rf/L af]g; M

gfkmf gf]S;fg lx;fjsf] ;Dk"0f{ sf/f]jf/ kl5sf] v'b d'gfkmf -jf]g; Aoj:yf ;d]t_ nfO{ cfwf/ lnO{ !) k|ltzt /sd sd{rf/L jf]g;sf] nfuL Aoj:yf ul/Psf] 5 .

!)=@ sd{rf/L cjsfz ;'ljwf M !)=@=! pkbfg M >d P]g @)&$ cg';f/ ;+:yfdf sfo{/t ;Dk'0f{ sd{rf/Lx?sf] a]l;s tnasf

*=## k|ltztn] pkbfg afktsf] bfloTj lx;fa ul/Psf] 5}g tyflk] ;+:yfsf] sd{rf/L lalgodfjnL cg';f/ sDkgLdf sfo{/t sd{rf/Lx?sf] cjsfz tyf cGo sf/0faf6 sDkgLsf] ;]jfaf6 lgj[Q x'Fbf kfpg] pkbfg jfktsf] bfloTj lx;fj u/L lx;fjdf Joj:yf ug]{ ul/Psf] 5 .

!)=@=@ sd{rf/L ;+rosf]if M

sd{rf/L ;+rosf]ifdf ;+:yfn] lbg] cg'bfg /sd dfl;s ?kdf vr{ n]vL Joj:yf ug]{ u/]sf] / ;f] /sdnfO{ sDkgL d} art lgIf]k vftf vf]nL hDdf ug]{ u/]sf] 5 .

!)=@=# labf jfktsf] /sd M

;+lrt ljbf jfkt sd{rf/Ln] kfpg] /sdnfO{ e'QmfgLsf] cfwf/df n]vf+sg ug]{ u/]sf] 5 .

!)=# ;]jf z'Ns / nfef+z cfDbfgLnfO{ gub k|flKtsf] cfwf/df n]vf+sg ul/Psf] 5 . nfef+z cfDbfgL nfef+z s/ s§f kl5sf] /sd (Net of Tax) n] cfDbfgL hgfpg] u/]sf] 5 .

!)=$ nufgLaf6 kfpg'kg]{ Aofh cfDbfgLnfO{ af:tlas cfh{gsf] (Accural Basis of Accoun ng) cfwf/df n]vf+sg ul/Psf] 5 .

!)=% lgIf]k tyf ;fk6Ldf lbg'kg]{ Aofh af:tlas vr{sf] (Accural Basis of Accoun ng) cfwf/df n]vf+sg ul/Psf] 5 .

!)=^ Ps aif{ eGbf a9L calwsf] hdfgtkqaf6 k|fKt sldzgnfO{ aflif{s ;dfg'kflts ?kdf cfDbfgL hgfpg] gLlt ckgfOPsf] 5 .

!)=& lgIf]kdf lbOg] tyf shf{df lnO{g] Aofh #^% lbgnfO{ ! jif{sf] cfwf/df dfgL u0fgf ul/Psf] 5 .

!)=* dr]{G6 a}lsË sf/f]af/ ;DaGwdf s'g} ;+ul7t ;+:yfsf] lwtf]kq lgisfzg x'+bf z]o/ ;+sng sfpG6/sf] ?kdf sfd ug]{ u/]sf] / ;f] af6 k|fKt sldzgnfO{ gub k|flKtsf] cfwf/df dfq cfDbfgL hgfpg] u/]sf] 5 .


u'x]Zj/L dr]{06 a}ls· P08 kmfOgfG; lnld6]8cf=j= @)&$÷&%sf]

n]vf;+u ;DalGw l6Kk0fLx? cg';'rL $=## != cfly{s jif{df k|jfx, c;'nL / ckn]vg ul/Psf] ;fjfsf] ljj/0f o; k|sf/ /x]sf] 5 .

ljj/0f o; aif{ ?= ut aif{ ?=

z'? df}Hbft 2,115,886,048 1,538,619,803

s'n shf{ k|jfx 1,879,553,759 221277565

s'n shf{ c;'nL 1,496,055,820 1635509410

s'n shf{ ckn]vg

clGtd df}Hbft 2,499,383,988 2,11,58,86,048

@= lgIf]k bfloTj cGtu{t k|To]s lzif{sdf jif{ el/df kl/jt{g ePsf] /sdsf] ;+lIfKt ljj/0f M

qm=;+= ljj/0f o; aif{ ?= ut jif{ ?= j[l4-sdL_

! d"2lt vftf 1,838,099,806 1,36,76,09,481 34.40

@ jrt vftf 1,248,854,747 1,08,70,60,802 14.88

hDdf lgIf]k 3086954533 2,45,46,70,283

#= lgIf]k / shf{sf] efl/t cf}ift Aofh b/sf] cGt/ o;k|sf/ 5 M

ljj/0f o; aif{sf] k|ltzt ut aif{sf] k|ltzt

shf{ tyf ;fk6Ldf !%=%& !$=#^

lgIf]k bfloTjdf !)! (=@%

cGt/ $=*) %=!!

$= ckn]vg x'g a+FfsL vr{sf] laj/0f M

ckn]vg x'g afFls vr{sf] ljj/0f o; k|sf/ /x]sf] 5 .

qm=;+ ljj/0f ut jif{ o; aif{ yk o; aif{ ckn]vg afFls -/m=_

! nLhxf]N8 ;DklQ $@,$%,&(# #$#%^(=%^ $&(*@)=&( $!)(%$!=&&

%= sf]ifdf cfwfl/t tyf u}/ sf]ifdf cfwfl/t s'g} Ps AolQm, kmd{, sDkgL jf ;+ul7t ;+:yfnfO{ k|bfg u/]sf] shf{ tyf ;fk6 g]kfn /fi6« a}+sn] tf]s]sf] l;df leq /x]sf] 5 .


^= ;DklQ tyf bfloTjsf] e'QmfgL calwsf] cfwf/df auL{s/0f o; k|sf/ 5 M

!–() lbg (!–!*) lbg !*!–@&) lbg @&!–#^% lbg ! jif{ eGbf 99L s'n /sd

;DklQgub df}Hbft 29733287=79 29733287=79

a}+s tyf ljQLo ;+:yf df}Hbft 305000000 80000000 390000000 160500000 94364755=87 1029864756

ljb]zL a}+sdf ul/Psf] nufgL

g]kfn ;/sf/sf] C)fkq

g]kfn /fi^« j}+ssf]] C)fkq 124875000 124875000

cGt/ a+}s tyf ljQLo ;+:yf shf{

shf{ ;fk^ 412507492=50 572473356=90 360249314 535487395.20 618666429=20 2499383988

Kffpg' kg]{ Aofh &$&@$)&*)=# ^%@$&##%^=( &%)@$(#!$ ^(%(*&#(%=@ *#&()^!*%=! #^*#*%&)#!

l/e;{ l/kf]

cGo

s'n ;DklQ

rNtL lgIf]k

jrt lgIf]k 250000000 250000000 250000000 250000000 248854746=90 1248854747d'$tL lgIf]k 482265290=5 252897383=4 4894957574 43500357=7 178371017=1 1838099806

C)fkqx?

;fk^LM &#@@^%@()=% %)@*(&#*#=$ &#((%&%&=$ ^*%)&)#%&=& $@&@@%&^$ #)*^(%$%%#

dfu÷cNk ;'rgf !$(&%$*(=*! !$(%&%(&#=% !)&%#%%^=%! !)(!&)#&=$& $!)^*)$@!=! %(^()@$&*=$

cGt/ a}+s÷ljQLo ;+:yf !$(&%$*(=*! !^$%%!$^#=# !&%#)%)!(=( !*^@@@)%&=# %(^()@$&*=$

k'g/shf{ )=@#&@!@*@% )=!^@(!)%@$ )=@#(%%%!!^ )=@@!(@$#$@ )=!#*##(&!^&

cGo

;G*««L s|]*L^;{ &$&@$)&*)=# ^%@$&##%^=( &%)@$(#!$ ^(%(*&#(%=@ *#&()^!*%=! #^*#*%&)#!

e'QmfgL lbg'kg]{ ljn &#@@^%@()=% %)@*(&#*#=$ &#($(%&%&=$ ^*%)&)#%&=& $@&@@%&^$ #)*^(%$%%#

e'QmfgL lbg'kg]{ Aofh !$(&%$*(=*! !$(%&%(&#=% !)&%#%%^=%! !)(!&)#&=$& 410680421=1 596902478=4

cGo 14975489=81 164551463=3 175305019=9 186222057=3 596902478=4

s'n bfloTj 0.0025 0.0025 0.0025 0.0025 0.0025

v"b ljQLo ;DklQ 37438.72452 411378.6584 438262.5496 465555.1433 1492256.196

;l~rt v"b ljQLo ;DklQ 37438.72452 448817.3829 887079.9325 1352635.076 2844891.272

&= ;+:yfut ;dflhs pQ/ bfloTj ;DaGwdfM g]kfn /fi6« a}+ssf] Plss[t lgb]{zg @)&$ O=k|f=lgb]{zg g+= ^÷)&$ sf] a'bf+ g+= !^ df ePsf] Joj:yf adf]lhd

o; cfly{s jif{sf] v'b d'gfkmfsf] ! k|ltzt /sd ;+:yfut ;dflhs pQ/bfloTj sf]ifdf ?= ^)&=^%%÷– hDdf ul/Psf] 5 .

8= sd{rf/L bIftf clej[l4 ;DaGwdfM

g]kfn /fi6« a}+ssf] Plss[t lgb]{zg @)&$ sf] O=k|f=lgb]{zg g+= ^÷)&$ sf] a'bf+ g+= ^ df ePsf] Joj:yf adf]lhd ljut cfly{s jif{sf] s'n sd{rf/L vr{sf] 3 k|ltzt /sd sd{rf/L tflnd tyf j[lt ljsf;df vr{ ug'{ kg]{df o; cfly{s jif{df vr{ geO{ af“sL ePsf] /sd ?= !@$,(%)=*% / o; cf=a= df sd{rf/L bIftf clej[l4 jfkt?= %!^,##)=)) Joj:yf ;08L qm]l86;{df ;dfa]z ul/Psf] 5 . / sd{rf/L bIftf clej[l4 ;DalGw ePsf] ;Dk"0f{ vr{nfO{ tflnd vr{ cGtu{t cg';"rL $=@# df ;dfj]z ul/Psf] 5 .


(= z]o/ lk|ldod ;DaGwdfM ;+:yfn] xsk|b z]o/ hfl/ ubf{ las|L x'g g;s]sf] z]o/ ;fj{hlgs af]nsaf]ndf las|L ubf{ z]o/sf] Go'gtd

d"No ? !))÷– -eGbf a9L k|fKt x'g cfPsf] z]o/ lk|ldod jfkt ?= #%)),@%(=)) nfO{ cGo hu]8f tyfsf]ifdf hDdf ul/Psf] 5 .

!)= rfn' cf=j=df sDkgLn] cfkm\gf] ;DklQ lwtf] /fvL s'g} klg /sd lnPsf] 5}g .

!!= sDkgLn] xfn;Dd u}/ a}lsË ;DktL ;sf/]sf] 5}g .

!@= r'Qmf k"“hLdf s'g} clu|d e'QmfgL k|fKt (Paid in advance), e'QmfgL k|fKt x'g af“sL (Calls in arrears) / hkmt ul/Psf] t/ k"gM lgisfzg gu/L;s]sf] (Forfeited but not issued) z]o/x? /x]sf 5}gg\ .

!#= kfFr jif{ :yfoL ;]jf k'/f ul/;s]sf] sd{rf/Lx?nfO{ ;]jf lgj[lQdf e'QmfgL x'g] pkbfg sDkgLsf] :jLs[t cjsfz sf]ifdf kfFr jif{ :yfoL ;]jf k'/f ul/;s]sf] sd{rf/Lx?nfO{ ;]jf lgj[lQdf e'QmfgL x'g] pkbfg afkt /fVg'kg]{s'n /sddf o; jif{ pkbfgsf] lglDt ?= @),!@,@@*=)) vr{ n]lvPsf] 5 . h'g >d P]g @)&$ cg'?k5}g .

!$= ;fwf/0f hu]8f sf]if M

a}+s tyf ljQLo ;+:yf ;DalGw P]g, @)^# sf] Joj:yf cg';f/ v'b gfkmfsf] @) k|ltztn] x"g] ?= !@!,%#!=)) -ut aif{ ?= @&,!*#,%!%_ ;fwf/0f hu]8f sf]ifdf ;f/]sf] 5 .

!%= nufgL ;dfof]hg sf]if M

g]kfn /fi6« a}+saf6 hf/L PsLs[t lgb]{zLsf adf]lhd ?= $),$@,$!^=)) nufgL ;dfof]hg sf]ifdf/x]sf] 5 . o; aif{ yk ePsf] ?= #$*,*!$=)) nfO{ nufgL ;dfof]hg sf]ifaf6 ;l~rt gfkmf÷gf]S;fg lx;fadf ;fl/Psf] 5 .

!^ sd{rf/L jf]g; M

af]g; P]g, @)#) sf] Aoj:Yff cg';f/ s/ Aoj:yf cl3sf] v'b gfkmfsf] !) k|ltztn] x'g] ?= **,%%,!@!=)) sd{rf/L af]g; afkt vr{ Aoj:yf u/]sf] 5 .

!& cfos/ Aoj:Yff M cfos/ P]g, @)%* sf] Aoj:yf adf]lhd 5'6 kfpg] tyf gkfpg] vr{x? olsg u/L :jo+s/ lgwf{/0f adf]lhd

sfod s/ of]Uo cfodf nfUg] s/ lx;fa u/L ?= #)(,^#,!@@=)) sf] cfos/ Aoj:yf u/]sf] 5 . !*= ;dosf] cGt/fnaf6 :yug s/sf] lx;fj (Deferred Tax) ubf{ ut jif{sf] :yug s/ ;Dklt ?= @,$*(,!)! /x]sfdf

o; jif{sf] :yug s/ ;Dklt ?= %^,^^,%!)=@* x'guPsf]n] ?= #!,&&,$)(=@* nfO{ gfkmf gf]S;fg lx;fjdf cfDbfgL n]lvPsf] 5 .


k/ ;fl/Psf] s/ bfloTjsf] laj/0f lgDg adf]lhd 5g\ M

ljj/)f cfiff( 32, 2075 df

k/ ;fl/Psf] s/ bfloTj (Deferred Tax Liabili es )

l:y/ ;DklQdf (2597061.99)

s'n k/ ;fl/Psf] s/ bfloTj (Total Deferred Tax Liabili es ) (2597061.99)

k/ ;fl/Psf] s/ ;DkQL (Deferred Tax Assets )

nufgLdf ul/Psf] Joj:yf

sd{rf/L tflnddf ul/Psf] Joj:yf

8108673=31

154898=96

s'n k/ ;fl/Psf] s/ ;DklQ (Total Deferred Tax Assets ) 8263572=27

v"b k/ ;fl/Psf] s/;DklQ (Net Deferred Tax Assets )5666510=28

cfos/ u0fgf k|of]hgsf] nflu lgwf{l/t cfo tyf ljlQo ljj/0f cg';f/sf] gfkmfsf]] cGt/ ;DaGw lgDg adf]lhd 5 M–

ljj/0f /sd

n]vf cg";f/sf] gfkmf (Accoun ng Profi t) 88551215

lgwf{l/t s/sf] b/ 30 n] x'g] /sd 26565364=5

s/ of]Uo cfo lgwf{/)f ubf{ bfjL ug{ gkfpg] vr{÷;dfj]z ug{ gkg]{ cfosf] ;dfof]hgjf^ s/

df kg]{ km/s /sd

o; ;+:yfsf] ;+:yfut lgIf]k]df /xsf]] ;+efljt gf]S;fgL Aoa:yf nfef+z cfDbfgL (952343.40)

cGo ;do cGt/fn 2172691.62

hDdf s/ vr{ 27785712=72

rfn' cfos/ 30963122

:yug s/ vr÷(cfDbfgL ) {-3177409.28_

hDdf 27785712.72

!(= k|:tfljt gub nfef+z M ?= 421,05,600.00 gub nfef+z -s/ ;d]t_ ?kdf ljt/)f ug{ k|:tfljt ul/Psf] 5 . pQm gub

nfef+z ?= 421,05,600.00 g]kfn /fi6« a}+saf6 :jLs[t eO{ ;fwf/0f ;efaf6 kfl/t eP kZrft dfq ljt/0f x'g]5 .

@) Aofh cfDbfgL M shf{sf] AofhnfO{ gub k|flKtsf] cfwf/df dfq cfDbfgL hgfO{ c;'nL x'g af“sL o:tf JofhnfO{ Jofh

d'NtaL lx;fadf (Interest Suspense Account) ;f/L ;dfof]hg ug]{ u/]sf] 5

@! shf{ gf]S;fgL Joj:yf M aiff{Gtdf c;'n ug{ afFsL s'n shf{ tyf ;fk6df g]kfn /fi6« a}+ssf] lgb]{zgsf] clwgdf

/xL o:tf] shf{ tyf ;fk6sf] c;'nLsf] ca:yfsf] juL{s/0f u/L shf{ gf]S;fgL Aoa:yf ul/Psf]

5 .


@@ ;DalGwt JolQmx? (Related Par es)

Joj:yfkgsf d'Vo clwsf/Lx?df k|d"v sfo{sf/L clws[t tyf ;+rfns ;ldltsf ;+rfnsx?;dfj]z 5g\, >L >Ldfg >]i7

>L ;/f]hgL >]i7

8f= /]zdL >]i7

>L /fh]z dfGfGw/

>L /f]zgL s;h'

>L lbg]z nfn >]i7

cWoIf

;~rfns

;~rfns

;~rfns

;~rfns

k|d'v sfo{sf/L clws[t

d'Vo Joj:yfkg clwsf/Lx?nfO{ k|bfg ul/Psf] kfl/>lds tyf ;'ljwfx? M o; aif{ k|d'v sfo{sf/L clws[t tyf cGo clwsf/Lx?nfO{ tna, eQf, ;+ro sf]if, bZf} eQf, ljbf

/ jf]gZf afkt ?= 15790814.23 e'QmfgL u/]sf] 5 .

pk/f]Qm jfx]s sDkgL] gLlt adf]lhd lghnfO{ cGo ;'lawfx? k|bfg u/]sf] 5 .

;+rfnsx?nfO a}7s eQfsf] nflu ?= 299,000 e'QmfgL ul/Psf] 5 . @#= ut jif{sf] /sdx?nfO{ cfjZostf cg';f/ k'g/;d"xs/0f tyf k'g/jlu{s/0f ul/Psf] 5 .

@$= cfly{s ljj/0fsf c+sx?nfO{ lgs6d ?k}ofFdf b]vfOPsf] 5 .



;+:yfks÷;+:yfks ;d"xsf z]o/ wgLn] cfkm\gf] :JfldTjdf /x]sf] z]o/ cGo a}+s tyf ljQLo ;+:yfdf lwtf] /fvL shf{ lnPsf] ljj/0f

)&$ >fj0f ! b]lv @)&% cfiff9 d;fGt;Dd

gf]6 M /fh]z nfn >]i7sf gfddf shf{ k|afx ul/Psf] .

cg';"rL – $=#$

qm=;=

;+:yfks÷;+:yfks ;d'x

cGtu{t kg]{

z]o/wgLsf] gfd

;+:yfkssf] :jfldTjdfsfod /x]sf] z]o/

shf{ ljj/0f

s}lkmots'nlsQf;+Vof

s'n r'Qmfk'FhLsf]k|ltzt

shf{ lnPsf] cGoa}+s÷ ljQLo;+:yfsf] gfd

shf{/sd

lwtf]df /x]sf]z]o/ lsQf;+Vof

! 1fg k|;fb u}/] 137,114 1.71% dxfnIdL ljsf; a}+s ln= 1,997,546 40,000 - @ /fh]Zj/L >]i7* 88,239 1.10% Unf]an cfO{ Pd O{ a}+s 865,507 23,465

- - - - - - - - - - - - - - -

225,353 0.03 - 2,863,052 63,465 -


Rs in '000'

S.No. Particulars

As per Unaudited Financial Statement

As per Audited

Financial Statement

Variance Reasons for Variance

In Amount In %

1 Total Capital and Liabilities (1.1 to 1.7) 4198745 4147244 -51501.26 58.143

1.1 Paid up Capital 800000 800000 0.00 0.000

1.2 Reserve and Surplus 163819 129657 -34162.09 -26.348 Due to audit adjustments

1.3 Debenture and Bond 0.00

1.4 Borrowings 0.00

1.5 Deposits (a+b) 3086955 3086955 0.00 0.000

a. Domestic Currency 3086955 3086955 0.00 0.000

b. Foreign Currency 0.00

1.6 Income Tax Liability 2529 2529.26 100.000 Due to net off of advance tax and provision for tax in audit fs

1.7 Other Liabilities 147971 128103 -19867.98 -15.509 Due to netting of Investment loss provision in audited fs

2 Total Assets (2.1 to 2.7) 4198745 4147244 -51501.25 -1.242

2.1 Cash and Bank Balance 111658 111658 -0.39 -0.000

2.2 Money at Call and Short Notice 947940 947940 0.41

2.3 Investments 375275 348246 -27029.33 -7.762

2.4 Loans and Advances (a+b+c+d+e) 2499383 2470518 -28865.21 -1.168 Due to netting of loan loss provision in audited fs

a. Real Estate Loan 371669 367953 -3716.11 -1.010

1. Residential Real Estate Loan (Except Personal Home Loan upto Rs. 1 crore) 209116 207025 -2091.07 -1.010

2. Business Complex & Residential APartment Construction Loan 162553 160928 -1625.05 -1.010

3. Income Generating Commercial Com-plex Loan 0.00

4. Other Real Estate Loan (Including Land purchase & Plotting) 0.00

b. Personal Home Loan of Rs. 1 crore or Less 409391 403561 -5829.59 -1.445

c. Margin Type Loan 228876 226571 -2304.83 -1.017

d. Term Loan 1388037 1372036 -16000.55 -1.166

e. Overdraft Loan/TR Loan/WC Loan 0.00

f. Others 101410 100396 -1014.13 -1.010

2.5 Fixed Assets 138909 138909 0.000

2.6 Non Banking Assets 0.00

2.7 Other Assets 125580 129974 4393.66 3.380 Due to netting of off advance tax & provision for tax

3 Profi t and Loss Account 0.00

3.1 Interest Income 399490 399490 0.000

3.2 Interest Expense 260125 260125 0.000

A. Net Interest Income (3.1 - 3.2) 139365 139365 0.000

3.3 Fees, Commission and Discount 1778 1778 0.000

3.4 Other Operating Income 24708 24755 47.26 0.191

3.5 Foreign Exchange Gain/Loss (Net) 0.00

B. Total Operating Income (A+3.3+3.4+3.5) 165851 165898 47.46 0.029

3.6 Staff Expenses 24225 24858 633.20 2.547 Due to audit adjustments

3.7 Other Operating Expenses 23889 23936 46.96 0.196 Due to audit adjustments

C. Operating Profi t Before Provision (B -3.6 - 3.7) 117737 117104 -632.69 -0.540

3.8 Provision for Possible Losses 45473 22708 -22765.11 -100.252 Due to audit adjustments

D. Operating Profi t (C -3.8) 72264 94396 22132.43 23.446

3.9 Non Operating Income/Expenses (Net) 3010 3010 0.000

3.10 Write Back of Provision for Possible Loss 14434 0 -14434.00 0.000 Due to audit adjustments

E. Profi t from Regular Activities (D+3.9+3.10) 89708 97406 7698.34 7.903

3.11 Extraordinary Income/Expenses (Net) 0.00

F. Profi t before Bonus and Taxes (E +3.11) 89708 97406 7698.34 7.903

3.12 Provision for Staff Bonus 8971 8855 -115.88 -1.309

3.13 Provision for Tax 24221 27786 3564.71 12.829 Due to change in profi t

G. Net Profi t/Loss (F - 3.12 - 3.13) 56516 60766 4249.50 6.993

Guheswori Merchant Banking & Finance LtdPulchowk, Lalitpur

Comparison of Unaudited and Audited Financial Statement as of FY 2074/2075cg';"rL 4=35


As at fourth Quarter (32/03/2075) of the Fiscal Year 2074/2075Unaudited Financial Results (Quarterly)

cg';"rL 4 c

S.No Particulars This QuaterEnding

Previous QuarterEnding

Corresponding Previsous

Year Quarter Ending1 Total Capital and Liabilities (1.1 to 1.7) 4198745 3757229 3286004

1.1 Paid up Capital 800000 800000 6026071.2 Reserve and Surplus 163819 145128 107514

1.3 Debenture and Bond

1.4 Borrowings 362501.5 Deposits (a+b) 3086955 2678574 2454670

a. Domestic Currency 3086955 2678574 2454670b. Foreign Currency

1.6 Income Tax Liability 49681.7 Other Liabilities 147971 133526 799942 Total Assets (2.1 to 2.7) 4198745 3757229 3286005

2.1 Cash and Bank Balance 111658 109847 6710452.2 Money at Call and Short Notice 947940 607960 1015542.3 Investments 375275 330451 2400362.4 Loans and Advances (a+b+c+d+e) 2499383 2390342 2092803

a. Real Estate Loan 371669 372914 3377171. Residential Real Estate Loan (Except Personal Home Loanupto Rs. 1 crore) 209116 220489 185479

2. Business Complex & Residential APartment Construction Loan 162553 152425 1522383. Income generating Commercial Complex Loan4. Other Real Estate Loan (Including Land purchase & Plotting)

b. Personal Home Loan of Rs. 1 crore or Less 409391 385544 254275c. Margin Type Loan 228876 278251 361005d. Term Loan 1388037 1298574 985802e. Overdraft Loan/TR Loan/WC Loanf. Others 101410 55059 154004

2.5 Fixed Assets 138909 136830 663262.6 Non Banking Assets2.7 Other Assets 125580 181798 114242

3 Profi t and Loss Account Up to ThisQuarter

Up to PreviousQuarter

Up to CorrespondingPrevious Year

Quarter3.1 Interest Income 399490 285542 2895263.2 Interest Expense 260125 186417 174790

A. Net Interest Income (3.1 - 3.2) 139365 99126 1147363.3 Fees, Commission and Discount 1778 1277 21083.4 Other Operating Income 24708 17401 245303.5 Foreign Exchange Gain/Loss (Net)

B. Total Operating Income (A+3.3+3.4+3.5) 165851 117803 1413743.6 Staff Expenses 24225 15038 172113.7 Other Operating Expenses 23889 15917 18645

C. Operating Profi t Before Provision (B -3.6 - 3.7) 117737 86848 1055183.8 Provision for Possible Losses 45473 34139 9927

D. Operating Profi t (C -3.8) 72264 52709 955913.9 Non Operating Income/Expenses (Net) 3010 -1270 104827

3.1O Write Back of Provision for Possible Loss 14434 8573 12730E. Profi t from Regular Activities (D+3.9+3.10) 89708 60013 213148

3.11 Extraordinary Income/Expenses (Net)F. Profi t before Bonus and Taxes (E +3.11) 89708 60013 213148

3.12 Provision for Staff Bonus 8971 6001 193773.13 Provision for Tax 24221 16203 57854

G. Net Profi t/Loss (F - 3.12 - 3.13) 56516 37808 135917

4 Ratios At the Endof This Quarter

At the End of Previous

Quarter

At the End ofCorresponding

Previous Year Quarter

4.1 Capital Fund to RWA 29.93% 30.72 26.184.2 Non Performing Loan (NPL) to Total Loan 0.31% 0.38 0.174.3 Total Loan Loss Provision to Total NPL 372.47% 338.28 425.944.4 Cost of Funds 10.29% 10.1 9.254.5 Credit to Deposit Ratio (Calculated as per NRB Directives) 61.74% 66.01 62.794.6 Base Rate 13% 12.8 11.79


Commercial10.47%Educational

0.72%

Hire Purchase3.52% Housing

6.50%Personal21.68%Priority Sector

7.86%

Real Estate8.37%

Agricultural2.07%

Miscellaneous0.05%

SME6.08%

Share9.16%

Industrial0.36%

Own FD4.06%

PRHL16.38%

consortium2.72% Portfolio Of loans & advances

Commercial Educational Hire Purchase Housing Personal

Priority Sector Real Estate Agricultural Miscellaneous SME

Share Industrial Own FD PRHL consortium

Comparision of Deposits & Loans

59.54%

40.46%

0

Portfolio of Deposits

Fixed

Saving


Interest, 93.11%

Commission0.41%

Other Operating 5.77% Non Operating

0.70%

Income Structure

Interest Commission Other Operating Non Operating

020000400006000080000

100000120000140000160000

2059

/060

060/

061

061/

062

062/

063

063/

064

064/

065

065/

066

066/

067

067/

068

2068

/069

2069

/070

070/

071

2071

/ 072

2072

/207

320

73/2

074

2074

/207

5

Net Profits

Series1

Good Loan Loss provision86.17%

Substandard Provision

3.76%Doubtful Provision

2.46%

Bad Loan Loss Provision

6.87%0.00%

Good Loan Loss provision Watch List

Substandard Provision Doubtful Provision

Bad Loan Loss Provision

Watch list0.74%

Structure Of Loan Loss Provision


Fixed Assets3.35% Cash & Bank

Balance25.55%

Investment8.40%

Loan59.57%

Others3.13%

Assets Structure

Fixed Assets Cash & Bank Balance Investment Loan Others

Interest84.20%

Employees9.02%

Operating7.75%

Interest Employees Other Operating

Other

Expenses Portfolio





s]lGb|o sfof{no

lza/fh e08f/L pk k|aGws

s]lGb|o sfof{no


s]lGb|o sfof{no

x]6f}+8f Zffvf

ch/cd/ /f]8, x]6f}+8f

kmf]g g+= M)%&–%@^$)#, )%&–%@^$)$

zfvf k|aGws M ljho k'8f;}+gL

rfjlxn Zffvf

r'Rr]kf6L, sf7df8f}+

kmf]g g+= M)!–$$*$@@^,)!–$$()$@@

zfvf k|aGws M lzNkf k|wfgfË

lj/u+h Zffvf

cfb{zgu/ /f]8, lj/u+h

kmf]g g+= M)%!–%@^()!,)%!–%@^()@

zfvf k|aGws M /fh]z s'df/ u'Ktf

hLtk'/ Zffvf

d]g/f]8,hLtk'/

kmf]g g+= M)%#–$!@!^), )%#–$!@!%*

zfvf k|aGws M o'j/fh /fO{

sn}+of Zffvf

sn}+of ahf/, af/f

kmf]g g+= M)%#–%%!^#@, )%#–%%!^)#

zfvf k|aGws M x[bo gf/fo0f ;fx

ljtf{df]8 Zffvf

rf/cfnL rf]s, emfkf

kmf]g g+= M)@#–$^)^()

zfvf k|aGws M ljzfn ;fksf]6f

bds Zffvf

yfgf/f]8, bds

kmf]g g+= M)@#–%*%$&@, )@#–%*%$*@,

zfvf k|aGws M lhjg /fO{

hgsk'/ Zffvf

sbdrf]s, hgsk'/

kmf]g g+= M)$!–$@)^!$, )$!–$@)%$%

zfvf k|aGws M /fh]z s'df/ emf

gf/fo0f3f6 Zffvf

zlxb rf]s, gf/fo0f3f6

kmf]g g+= M)%^–%@%(!#, )%^–%@%*!#

zfvf k|aGws M ;'hg clwsf/L


u'x]Zj/L dr]{G6 a}+ls· P08 kmfOgfG; ln=k'Nrf]s, nlntk'/

l6kf]6


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Branch Inside Kathmandu Valley Location Map

Branch Outside Kathmandu Valley Location Map

Guheswori Bhawan, Pulchowk, Harihar Bhawan,Lalitpur, G.P.O. Box: 8975, EPC: 446Tel.: 01-5550406, 5537407, 5536169

Chuchepati, Chabahil, KathmanduTel.: 01-4484226, 4490422

Ajar Amar Road, HetaudaTel # : 057 526403, 526404

From Recent Place of Kantirajpath To Ajar Amar Road 360m

Charaali Chowk, BirtamodTel # : 023 460490

Thana Road, DamakTel # : 023 585472, 585482

Sahid Chowk, NarayanghatTel.: 056-525913, 053-525813

Main Road, JitpurTel.: 053-412158, 412160

Kadamchowk, JanakpurTel.: 0141-420614, 041-420545

Adarsha Nagar, BirgunjTel # : 051 526901, 526902

Kalaiya Bazaar, Bara, Tel # : 053 551632, 551603

Kantirajpath

TCN Road

Ajar Amar Road

Buddha ChowkG

MBF

Re

cent

Pl

ace

SimaChowk

Rapti Hotel

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Documents

final inner setting...Tel # : 023 585472 023 585482 Adarsha Nagar, Birgunj Tel # : 051 526901 051 526902 Main Road, Jitpur Tel.: 053-412158 053-412160 Charaali Chowk, Birtamod Tel