Feb. 19, 2013 Issue 65

P R E S E N T E D B Y T H E G O L F I T E A M

February 19, 2013 - Vol 48a

Rob GolfiSales Representative

HOME EVALUATION NO COST • NO OBLIGATION

905-575-7700 • 905-945-0188

110 Strawberry Drive, Hamilton. See page 9 for details.

WHAT’S INSIDE:

EasterColouringContestPAGE 6

Grimsby,Lincoln West Lincoln &Niagara ListingsPAGE 5

Hamilton, StoneyCreek, Ancaster,Dundas &Glanbrook ListingsPAGE 9

Crossword& SudokuPAGE 11

Read more on www.GolfiTeam.com

Page 2 The Golfi Team Real Estate Market Watch February 19, 2013

www.GolfiTeam.com

About Rob Golfi WHAT’S ONLINE

Since the inception of his career in 1997, Rob Golfi has

recognized that understanding his clients’ needs is essential to

providing excellent service. Married 25 year with four children,

Rob understands a family’s wants and needs.

As business grew, Rob assembled the Golfi Team in an effort to

maintain the same level of professionalism clients have come to

expect. Shortly thereafter in 2003, the team received the

prestigious honour of being among the top 100 Real Estate

Teams for RE/MAX Canada, and this status continues to date.

Rob’s experience and aggressive negotiating skills have earned

him every major honour awarded by RE/MAX, including

President’s Club, 100% Club, Platinum Club, Chairman’s Club,

Hall of Fame in 2003, the Lifetime Achieve ment Award in 2006,

his SRES® designation in 2009 and the Diamond Club Award in

2010. Having worked with many of the industry’s professionals

over the years, he has the necessary edge to best negotiate the

sale of your home.

Any agent can list your house, but Rob’s knowledge, extensive

marketing background and dedication gives clients peace of mind

when dealing with the single most important investment in their

lives. With years of combined experience, the Golfi Team can

provide your home with a level of exposure that most agents

cannot. Utilizing a team approach also means that they will likely

find a purchaser to buy your home sooner, rather than waiting

for other agents to approach you with potential buyers.

Ranked in the top 5 of nearly 2,000 sales agents in the Hamilton-

Burlington and Niagara areas, listing with Rob and the Golfi Team is

the right choice when choosing someone to represent your best

interest.

Rob and Sue Golfi

See what’s on our blog this week!Visit www.golfiteam.com andclick on the BLOG tab.

Your Bank Mortgage: Is It Fair

And Does It Suit Your Needs?

Average Sale Price, ListingsOn The Rise In January

Market Activity Stats in theHamilton-Burlington Area

ALSO:

KEEP IN TOUCH

Get daily updates on Real Estate locally and across Canada.

www.facebook.com/gol!team/The Rob Gol! Team Remaxwww.twitter.com/robgol!The Rob Gol! Team REMAXwww.youtube.com/gol!teamGol!Team

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February 19, 2013 The Golfi Team Real Estate Market Watch Page 3

Call Today 905-575-7700

Sharon StaffordSales Representative


Heather ReidSales Representative

Hans MarcellissenSales Representative

Wendy Murray-NicholsonSales Representative

Mike McNeilSales Representative

Kristina KingSales Representative

Margaret BerloSales Representative

Dan GolfiSales Representative

John HellicarSales Representative

Rosemarie FournierListing Co-ordinator

Melissa DavidsonOffice Manager

*#1 Brokerage in the Realtors Association of Hamilton Burlington MLS from 1994 to 2010 consecutively. **Year End Standings for 2010, based on residential commissions paid. Rankings are compiled from figures submitted by regional offices.

3 Over $75 Million in Sales Annually**

3 #1 Real Estate Office in Hamilton-Burlington*

3 Amongst the Top Sales Reps in Ontario**

3 Ranked Top 50 Teams in Canada for **

3 Ranked Top 100 Teams world wide**

Facts About the GOLFI TEAM…


OVER $500 MILLION IN REAL ESTATE SALES

100%ClubAward Chairman’s

ClubAward Hall of FameAward LifetimeAchievementAward Diamond

ClubAward1998-2012 2003-2012 2003-2012 2006-2012 2010-2012

Outstanding Agents. Exceptional Results.

www.golfiteam.com


Crossword Solution

PINTEREST-ING!Great ideas pinned weekly!www. pinterest.com/robgolfi

Brown Wood Blinds from Budget Blinds in Grimsby

Love the concept of exposedbrick + cream cabinets + darkgranite + dark hardwoods

Install cabinets above mywasher & dryer -especially aplace to hang clothes

Dress up an arched doorway!

www.pinterest.com/

robgolfi

Average Sale Price, Listings on the Rise

in January

The REALTORS® Associationof Hamilton-Burlington(RAHB) reported 763 proper-

ty sales through the RAHB MultipleListing Service® (MLS®) for the monthof January, representing a 6.4 per centdecrease in sales over the same monthlast year. RAHB also reported a 6.1 percent increase in listings compared to thesame month last year. The average saleprice for all property types was up overJanuary of last year by 6.2 per cent.

“Our sales in January seem to be lowbecause we are comparing them to lastyear,” said RAHB CEO Ross Godsoe.“but they really are right on average forthe month.”

Seasonally adjusted sales of residen-tial properties were 10.2 per cent lowerthan the same month last year, with theaverage sale price up 3.9 per cent for themonth. Seasonally adjusted numbers ofnew listings were 3.5 per cent higher thanthe same month last year.

Actual overall residential sales were6.7 per cent lower than the previous yearat the same time. Residential freeholdsales were 7.6 per cent lower than lastyear; the condominium market saw adecline in sales of only 2.9 per cent. Theaverage sale price of freehold propertiesshowed an increase of five per cent overthe same month last year, while the con-dominium market saw an increase of 4.6

per cent when compared to the same peri-od last year.

The average sale price is based onthe total dollar volume of all residentialproperties sold. Average sale price infor-mation can be useful in establishing longterm trends, but should not be used as anindicator that specific properties haveincreased or decreased in value.

The average days on market droppedfrom 54 days to 53 days in the freeholdmarket and from 61 days to 55 for condo-miniums.

“There are big differences in howthe real estate market performed in vari-ous com- munities”, added Godsoe. “Forinstance, Burlington has an almost 20 per

cent increase in inventory over lastJanuary, where Hamilton has a 13 percent decrease. Looking at the numbersgives the big picture of what’s happeningin the overall RAHB market area, butbuyers and sellers would be wise to con-sult with a REALTOR® when they needinformation specific to their communi-ties.”

Every community in RAHB’s mar-keting area has their own localized resi-dential market. Please refer to theaccompanying chart for residential mar-ket activities in select areas of RAHB’sjurisdiction.

10 things to do in FebruarySimple suggestions for passing the shortest month of the year

February is the shortestmonth, but sometimes, itcan feel like the longest. The

celebrations are mostly done, the visit-ing a thing of the past as people hiber-nate in their own pads. Here's how tofight those February blahs.

1 Scrub the windowsYes, it's too cold to do the out-

sides, but give the insides a good hardscrub and you'll let in all the light that'sthere. And let's face it; at this time ofyear, every little bit helps.

2 Clean out your medicine cabinetLook for stale-dated over-the-

counter remedies, make-up you don'teven remember buying and any bottles

that are almost empty. (Toss the firsttwo, and use up the last one.)

3 Examine your summer shoecollection

Sounds crazy, but imaginingwearing them with your favourite littlesundress will give you temporaryrespite from the winter blahs. And on apractical level, if there's a buckle thatneeds to be fixed or a sole that needsreinforcing, you can get it done now soyou'll be ready to kick up your heelswhen the sun comes out for real.

4 Go through old love lettersEveryone has a shoe box full of

past memories, pictures, movie ticketstubs, dried flowers... Can you think of

a better time to review them? It mightput a smile on your face. And if youcan't stomach it, how about that box ofletters from friends, birthday cards fromgrandma and notes from dad? There's areason you're hanging on to them. Pouryourself a glass of wine and spend somequality time with your past.

5 Clean your desktopEven though it's not very sexy,

plan to sit down at your desk for anhour, sift through your files, purgewhat's irrelevant and organize the rest.Do the same with your e-mail account.Your system may run faster and even ifit doesn't, you'll have a better handleon the words, pictures and musicyou've been holding on to.

By Carmen Taylor

FREE MarketEvaluation

Your home could be worth more than you think!

905-945-0188

Call Today 905-945-0188


Rob Golfi*

Grimsby, Lincoln West Lincoln & Niagara

grimsby $459,900

23 Tunbridge Crescent9 year old One Floor Beauty. Open concept home featureshrdwd, cer & carptd bed. Main flr family room withwalkout to fenced in back yard with spacious deck.Basement is professionally finished with oversized recroom,bathroom, bedrooms & office space

1836.92 per/mth P&i / o.A.c.

VineLAnd $185,000

3933 Durban LaneGet inside to see this lovely home! Generous foyer opens tothe comfortable living room. Eat-in kitchen w/sliding doorsto large deck. Buyer to be approved by Landlord. Landlease fee $328.84/mth. Estimated taxes $160.37/mth.Maintenance plan Gold $162/mth or $105/mth.

$738.92 per/mth P&i / o.A.c.

grimsby $309,900

683 Ridge Road WestBeautifully decorated 3+1 bedroom bungalow. Updatesinclude granite kitchen counters, newer roof, furnace 07,updated windows, entry doors, and patio door. Large 16 x28ft. deck off kitchen. Rec room with wood burningfireplace, office area, great room, laundry, and storage.

$1237.79 per/mth P&i / o.A.c.

VineLAnd $649,900

3274 King StreetSpectacular, luxurious & Immaculate best describes thisawesome beauty sitting on 1.3 acres on the bench of theescarpment with panoramic views of Lake Ontariosurrounded by vineyards and neighbouring ranch, 4 bedrms,4 car garage, granite, hardwd flrs, + + + shows like a dream.

$2595.81 per/mth P&i / o.A.c.

grimsby $649,900

253 Ridge Rd Spectacular Stately home sitting on 1.26 acres minutes todowntown Grimsby. Features 3+2 bedrooms, 3 bathrooms,gorgeous, updated, new designer kitchen, all seasonsunroom, professionally finished basement. Nothing hasbeen spared. A must see.

$2595.81 per/mth P&i / o.A.c.

jordAn $547,000

2869 Prince William StreetBeautifully restored circa 1908 craftsman home which once was a post office,general store and train station in the Village of Jordan. Currently used as a twofamily home & is a legal triplex. The exterior of the home has beenrefurbished in the last 10 yrs including furnace, roofs, hot water heater, allplumbing & electrical. New sewer & water lines installed in 2012. Antiquehardwood pine plank flooring throughout the main level w/the master suiteoffering a field stone wood-burning fireplace.

$2184.81 per/mth P&i / o.A.c.

grimsby $799,900

2 Shoreline CrescentLAVISH TOP TO BOTTOM - Elegant home on LakesideCrescent. The new owner will reap the benefits of this overimproved custom reno’d home w/waterfront views. Featuresentrance w/marble floors, designer kitchen w/oak cabinets,granite counters, stone backsplash, cherry hardwood floors.

$3194.93 per/mth P&i / o.A.c.

grimsby $429,900

81 Aspen DriveHOUSE & GARDEN! 2565 sqft executive home only 2.5yrs new, thousands in upgrades, large stylish maple kitchenwith granite counters, separate formal dining room, crownmoulding, oak staircase, large walk in closet off or mastersuite including ensuite bath.

$1717.09 per/mth P&i / o.A.c.

beAmsViLLe $599,000

4130 St. George’s DriveNew Hampton Model home! 3000 sq.ft. of pure luxury,loaded w/upgrades. Open concept w/hardwood, ceramic &porcelain flrs. Kitchen w/granite counters, glass backsplash& island. DR boasts coffered ceilings & wainscoting.Master bdrm w/double walk in closets & spa bathroom.

$2392.50 per/mth P&i / o.A.c.

st. cAthArines $434,900

8 Westport AvenuePrestigious area, walking distance to Port Dalhousie. Impressiveopen concept layout. Main level has hardwood flooring, livingroom with a wood burning fireplace, large family room surroundseat-in kitchen w/plenty of countertops, cabinets, pot drawers &pantry storage. 2 patio doors lead to deck and private backyard.

$1737.06 per/mth P&i / o.A.c.

West LincoLn $399,900

8530 Silver StreetCHARACTER HOME Circa 1865 – Sitting on 1.22 Acres,4 bedrm, 2 bathrms, over $200,000 in updates, beautifulpine plank flrs, large country size kitchen, updated vinylwindows, newer furnace & C/air, inground pool, 20x32 fthobby barn + dble car garage 15 min drive to Hamilton.

$1597.27 per/mth P&i / o.A.c.

beAmsViLLe $779,900

5109 Leonard Crescent9.2 acres on Escarpment bench, surrounded by trees is minutes fromtown. Secluded 1900 sq.ft. bungalow features stained oak hrdwd flrs,large liv. rm with showcase fireplace. Flr to ceiling sliding doors leadto backyard oasis overlooking Lake Ontario. C/A, vinyl windows &shingles in the last 10 yrs, & oversized 23x23 ft. double garage.

$3115.05 per/mth P&i / o.A.c.

grimsby $334,900

5 Hazelwood AvenueRare find! Beautiful 2+1 BR on a 50x207 ft. lot, in familyneighbourhood. Udates: roof ‘11, soffits & eaves, patio, gasbbq hook up, 2 baths redone, updated kitchen, & freshlypainted. Fin. basement with new rec room, 3rd BR/gamesroom. Laundry rm, large workshop & det. single garage.

$1334.05 per/mth P&i / o.A.c.

smithViLLe $349,900

114 Golden Acres DriveA MUST SEE! 2 storey, 3 bedroom, former model homeinimmaculate condition. Features hardwood andceramicfloors on main floor. Stunning eat-in kitchen, withgardendoors to lovely back yard. Double car garage andcovered.

$1317.67 per/mth P&i / o.A.c.

grimsby $649,900

643 Ridge Road WestCountry living at its best! 1.3 acres and featuresbeautifulhardwd flrs, oak staircase, professionally finishedbasement,master bedrm with large ensuite, double garagewith directaccess to basement, updated vinyl windows,furnace 2010,shingles 2006, 9000 gal cistern under garage.

$2595.81 per/mth P&i / o.A.c.

VineLAnd $254,900

3927 Durban Lane Beautiful open concept bungalow features hardwood&ceramics on main floor, oak staircase, Californiashutters,garden doors to large deck & a sunny main floorden. Landlease 2013 /mth $372.84 and maintenance fee$164 or $107/mth.

$1018.11 per/mth P&i / o.A.c.

WAinfLeet $899,900

40625 Feeder Road EastSpectacular 3500 sq.ft. 5 bedrm beauty, sitting on 59.60acres. Features maple kitchen with granite counters, mainflr master bedrm with rich hotel style ensuite, oversizedwalk in closet, gleaming hardwd flrs, professionally finishedbasement, 140x72 ft. riding arena, & 8 stall horse barn.

$3594.35 per/mth P&i / o.A.c.

beAmsViLLe $454,900

4024 Bush CrescentOutstanding and immaculate! This Hillside Estate homeshows beautifully. Featuring maple kitchen with breakfastisland and butler’s pantry to dining room. 9 ft ceilings, 8 ftwide sliding doors to fenced and landscaped yard with large12 x 34 ft deck.

$1816.94 per/mth P&i / o.A.c.

grimsby $449,900

364 Mountain RoadSprawling 3+2 bdrm home on aprx 1 acre. Eat-in kitchen,open concept LR, formal DR, den, master bdrm w/ensuite &walk-in closet, main flr laundry, & dbl car garage. 2ndkitchen, rec room, 3pc bath. Above ground pool. Manyupdates.

$1796.97 per/mth P&i / o.A.c.

SOLD ANOTHER ONE

SOLD ANOTHER ONE

SOLD ANOTHER ONE

West LincoLn $679,900

8729 Twenty RoadHuge Pie-Shaped Lot! Updated semi on court location.Walkup from basement to side yard.New Driveway(’12),Furnace/AC, Front Windows, 2 Exterior Doors(’11)Laminate Flooring (’10) Carpet, updated DownstairsBathroom(’09).

$2396.10 per/mth P&i / o.A.c.

www.golfiteam.com

Easter ColourinG ContestEaster ColourinG Contest

Submit your entries by March 27, 2013

WinA neW biKe! *

Enter Online:1. Scan your artwork.2. Visit www.GolfiContest.com and ‘LIKE’ our page.

Follow the instructions to upload your artwork.3. Include your contact information. Only your

first name, age and City will be shown.

Enter via Mail (include this card):We will scan and upload your picture to Facebook for you.

Name: _________________________________________

Address:________________________________________

City & PC: ______________________________________

Phone Number: ________________________Age: ______Mail to The Golfi Team Re/Max: 664 Fennell Avenue East, Hamilton, ON L8V 1V1.

* ALL entries will be posted on our Facebooksite. Get your family and friends to VOTE foryour picture. THE MOST VOTES WINS!

www.GolfiContest.com

!

!

yoU coULd



Call Today 905-575-7700

RECEIVE A STAINLESS STEEL UNDER MOUNT SINK &

A FREE UPGRADED EDGE!*Minimum of 40 square feet, no cash value, 1 gift certificate per household.

Must present this post card at time of ordering. Contract must be signed before January 31, 2013, in order to redeem certificate.

Some restrictions may apply.

BEST PRICE

GUARANTEED!

VISIT OUR SHOWROOM TO MEET WITH A MEMBER OF OUR FRIENDLY AND KNOWLEDGEABLE SALES TEAM

Seniors Real Estate Specialist is adesignation for REALTORS® toaddress the needs of home buyers andsellers, age 50-plus. If you are buying orselling a home, contact Rob Golfi today.


905-575-7700

Does a minute matter in a real estate deal?Real estate contracts often say deals must be concluded no later than6 p.m. on the day of closing. What happens if you miss the deadline?

The standard Ontario realestate contract says dealsmust be concluded no later

than 6 p.m. on the day of closing. But ifyou’re a minute late, will that kill thedeal?

On Friday, Nov. 30, 2007, lawyerMichael Gatien went to the Cornwall,Ont., registry office to register a deed onbehalf of his client, who had just boughta plaza. He had wired the purchase fundsto the trust account of the seller’s lawyerjust after 4 p.m. and received the finalgo-ahead to register the deed at 4:53p.m. But when he tried to register thedeed, he missed the 5 p.m. deadline byone minute. The registration systemwould not accept anything after 5 p.m.

The seller then tried to cancel thedeal, claiming the deed was not regis-tered in time. The buyer’s lawyer arguedthat since all steps had been taken toclose the deal, the deed registrationcould take place when the registry officereopened on Monday.

The sale had involved difficultnegotiations and there were some hardfeelings, which all contributed to theseller trying to cancel the deal. It went tocourt in March 2009 and a judge ruledthe seller could not refuse to close.

Normally, real estate deals closewhen the money has been deliveredfrom the buyer’s lawyer to the seller’slawyer and title has been transferred tothe buyer. Funds are usually sent by wiretransfer. The seller’s lawyer releases thedeed for transfer on the governmentcomputer registry system and thebuyer’s lawyer then completes the com-puter registration.

Why does the standard agreementsay that deals can be completed by 6p.m. if the computers close down at 5p.m.?

In order for the computer registra-tion process to operate efficiently,lawyers for the buyer and seller sign anagreement that says all the money willbe held in escrow until the deed gets reg-istered. In many cases, buyers are wait-ing for their own sale deal to close inorder to get the money to close their pur-chase. As a result, there is often notenough time to get the money wired intothe trust account and to complete theelectronic registration before 5 p.m. Thisis especially true at the end of the month,when many deals are closing on thesame day.

As a result, in many cases, the dealcloses after 5 p.m. “in escrow.” Thelawyers agree that even though the deedis not registered, the buyers can moveinto the home, the seller’s lawyer willhold the money overnight in their trustaccount and the deed will be registeredthe next morning. This escrow agree-ment is typically completed before 6p.m.

Can a seller get out of the deal if themoney is not delivered to their lawyerbefore 5 p.m.?

While this did not occur in theabove case, a judge will also look at thelocal practice of how real estate dealsare conducted.

In another case, a buyer’s lawyerwas late getting the cheque to the seller’slawyer. The seller tried to cancel thedeal. The court found that the seller con-tributed to the deal closing late by delay-

ing the final closing visit of the buyerand not giving the buyer’s lawyerinstructions as to how to make thecheques payable until late in the after-noon.

Another question that arises onclosing is when does a seller have to letthe buyer into the house?

This should happen as soon as titleregistration takes place and not laterthan 6 p.m. if it is an escrow arrange-ment. In one case, a buyer’s movers satin the driveway from 6 p.m. on the dayof closing until 9 p.m., waiting for thesellers to leave. It cost the sellers morethan $1,000 to pay for the buyer’s addi-tional moving costs, since they were lateleaving the home.

Sellers also cannot leave junk in thehouse on closing. If they do, the buyercan sue to pay for the cost of removingit.

Sellers, vacate your home early onthe date of closing and take everythingwith you. If you need more time, makechanges in the contract at the time yousell it.

Buyers and sellers, do not try tochange your mind and cancel a dealbecause a deed cannot be registered intime. Let your lawyers complete theescrow and move on.

Mark Weisleder is a Toronto realestate lawyer. Contact him [email protected]


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Dear Rob,

Thank you for doing such anextraordinary job of selling our homeRob! Words cannot describe how patientand supportive your team has been.

I was very impressed with yourprofessionalism and how quickly youalways answered our calls. We definitelyreceived our money’s worth and yournegotiating for us definitely earned us agreat selling price. Again, thank you – mysister will be calling you to sell their hometoo!

Sincerely,Heather

1364 Highway #8, Stoney Creek

Call Today 905-575-7700


Rob Golfi*

Hamilton, Stoney Creek,Ancaster, Dundas & Glanbrook

hAmiLton West $299,900

163 Caroline Street SouthFirst time on the market, ever!!! Very unique layoutfeaturing an updated kitchen, boiler, roof, wiring, flooring,electrical panel, windows, doors, bathroom, main floorlaundry & beautiful den/sun room with updated skylightsoverlooking private yard!! Bonus double width driveway.

$1197.85 per/mth P&i / o.A.c.

hAmiLton ctr $159,900

35 Stirton StreetUPDATES GALORE! SHOWS 10++ with loads of roomfor a big family. New kitchen & bathrooms. Owner isdownsizing, house is very clean. 3rd floor can be play areaor family room or 2 more bedrooms. Private rear yard witha fabulous deck, and a big front porch. Appliances included.

$638.67 per/mth P&i / o.A.c.

stoney creeK $339,900

39 Kilbourn AvenueOUTSTANDING IMMACULATE HOME! Completelyredone top to bottom gorgeous new kitchen w/granitecounters & tumble marble backsplash, updated bathrooms,new trim, pot lights, new gleaming hardwood floors,updated vinyl windows, fin. basement w/new Berber carpet.

$1357.62 per/mth P&i / o.A.c.

hAmiLton $289,900

673 King St. EastLOCATION LOCATION! This incredibly maintained 2200sq.ft. corner property with commercial frontage and 2 add’tlapts features fantastic income, close to Cathedral highschool, new roof 4yrs new, 14 ft ceilings, hardwd flrs, fullbasement with newer wiring & parking space in the back.

$1157.91 per/mth P&i / o.A.c.


92 Greenstem Crescent3 BR Desantis “Lakeshores” model in Lakepointe Community.Main floor has 9 ft. ceilings, open concept Living Rm w/gasFP, hdwd flrs, sep dining room, eat-in kitchen with bkfst bar,& fenced yard. BR level laundry, master w/walk in closet &ensuite. Framed in & prewired basement.

$1393.56 per/mth P&i / o.A.c.


20 Spartan CourtTUCKED AWAY ON QUIET CUL-DE-SAC! 2-storeyhome backing onto forestry w/complete privacy, featuresincredible open floor plan, lrg family rm w/showcase gasfireplace, hardwd flrs on main level, master bedrm w/luxuryensuite & walk in closet, fenced yard, & main flr laundry.

$1836.92 per/mth P&i / o.A.c.

hAmiLton eAst $169,900

117 Fairfield AvenueBUNGALOW WITH FAMILY ROOM ADDITION. Twogood sized bedrooms w/a large family room, lots of parking,updated windows, shingles, furnace, C/A, kitchen & wiring.Needs TLC in decorating & cleaning. Great Value. Close tohighway access & shopping.

$678.61 per/mth P&i / o.A.c.


523 Queensdale Avenue EastFABULOUS FIND with 3 bedrooms on the top floor.Updates include windows, central air, shingles, fencing,kitchen and most flooring. 3 car parking and a fully fencedyard. Walk to inch park recreation center and schools.Dining room leads out to private deck.

$798.43 per/mth P&i / o.A.c.


107 Garfield Avenue SouthUSED AS A TWO FAMILY! 1 bedroom on main floor,porch & laundry room, $850/mth w/1yr lease from Oct2012. 2nd/3rd floor two bedrm w/ensuite, granite, gas FP,ldry room $875/mth(vacant). New H/E boiler (gas on equalbill $106/mth). Steel roof, windows & doors 2008.

$1078.02 per/mth P&i / o.A.c.


262 Ottawa Street SouthCharming updated 3 BR family home w/a detached garage.Home features hardwd flrs, updated bathrms, open conceptLR/DR, new entry doors & a completely finished basement.Home has been renovated from top to bottom w/high qualitymaterials. All finishing touches have been done.

$1129.95 per/mth P&i / o.A.c.

hAmiLton mtn $364,900

15 Pinehurst DriveFantastic family home in a mature E. Mountain Brow area. ForSale or Lease $1,750 + Utilities. Open concept living space w/lrgprinciple rooms, gourmet kitchen w/top of the line upgrades, lotsof living space, a library (w/walk-out), family room, LR, recroom, hrdwd & ceramic flrs, & a 60ft park like yard.

$1457.47 per/mth P&i / o.A.c.

hAmiLton mtn $159,900

36 Poplar Avenue LOCATION, LOCATION! Walk to Juravinski, steps tomountain brow and shopping. Loads of character andperfect for a young couple! This property features beamedceilings, private back yard, front and back porch, updated100 amp panel, and kitchen. Great rental location!

$638.67 per/mth P&i / o.A.c.


110 Strawberry DriveRAVINE LOCATION. All brick home with in-law setupfeatures hardwood floors on main lvl w/separate dining andfamily room w/fireplace, updated windows, shingles andfurnace, double garage w/inside entry, California shuttersand three full baths.

$1397.56 per/mth P&i / o.A.c.


485 Green Road Unit#68BEAUTIFUL TOWNHOME! Steps from the Lake & Waterfronttrail, features bright & sunny foyer, hardwood floors on mainlevel plus oak open tread stair case, maple kitchen, masterbedroom with ensuite & walk in closet, 9 feet ceilings inbasement w/2 piece roughed in bath, bedroom level laundry.

$1038.08 per/mth P&i / o.A.c.

hAmiLton $227,900

398 Crocket StreetUpdated bungalow w/large lot & garage! Amazing kitchw/granite counters, SS appliances (Mar ‘11), & newer HWflrs (‘12) the main floor. Updated furnace (‘07), windows(‘08), natural gas BBQ hookup, deck (16x10), double drive& pkg for 6 cars! Unfin. basement perfect summer project!

$910.27 per/mth P&i / o.A.c.

hAmiLton $274,999

109 Royal AvenueVery close to McMaster University. Features 10’ ceilings onmain level, full height basement. Bus stop located at the endof the street. All amenities in close proximity. Currentlyused as a student residence for Ω12 months expires April30th, 2013. 24hr notice required for showings.

$1098.39 per/mth P&i / o.A.c.

hAmiLton $469,900

1 Mountain AvenueAwesome duplex – Circa 1903 with thousands spent on newmaple kitchen with ceramic backsplash, sparkling updatedbathroom, new & refinished hardwood floors, furnace,C/air, shingles, fascia, eaves & vinyl windows 2012, 4 carparking, separate hydro meters, steps from trendy Lock St.

$1876.86 per/mth P&i / o.A.c.

hAmiLton $309,900

723 Templemead DriveCHARM WITH A CAPITAL “SEE”! 2 storey home withfully finished basement in fantastic condition, hardwood andnew carpeting on stair case and upper level, large kitchen,separate dining room, most windows updated 2011,shingles 6 years new, fenced yard, and close to all amenities.

$1237.79 per/mth P&i / o.A.c.

hAmiLton $129,900

157 Province Street NorthSUPER BUY STARTER HOME! 3 bedrm home located closeto schools, major shopping & bus routes. Open conceptkitchen w/breakfast bar, cozy sep. dining rm, updated laminateflooring, fin. basement w/3 pc bath, fenced yard w/coveredback porch. Home needs paint brush & elbow grease.

$518.84 per/mth P&i / o.A.c.


39 Sasha CourtTRENDY AND STYLISH! This move in ready 6 yrs. new,2 storey, 4 bedroom home boasts maple kitchen with granitecounters & breakfast bar, 9ft ceilings, hardwood floors,show case fireplace in family room, fully landscaped withcoloured concrete drive. Shows like a dream.

$2196.39 per/mth P&i / o.A.c.

SOLD ANOTHER ONE

SOLD ANOTHER ONE

www.golfiteam.com


MarketplaceMarketplace

Je� GreenCerti�ed Arborist Bus: 905-957-5818 Cell: 905-516-0640

Tree Inspection - Disease DiagnosisOrnamental & Shade Tree Pruning

Tree Surgery & CablingTree & Stump Removal

Tree & Shrub FertilizationSkid Steer Services Available

Attachments AvailableBackhoe

Post Hole AugerTree Spade

905-309-0909

www.budgetblinds.com/Grimsby

FREE IN HOME CONSULTATION

Truly Beautiful • Blinds • Drapery • Shutters David RybackRegional Sales Manager

Hamilton: 905-573-8776Grimsby: [email protected]

TAKE THE STRESS OUT OF MOVING!

Margaret WhorwoodAgent Lic. No. M11000188 Mortgage Planner

651 Fennell Avenue EastHamilton, ON L8V 1T9

fala português

www.mtgarc.ca/margaretwhorwood

TCFE

905.574.9200 x [email protected]

Pamela Culp Blanchard Cell: 905-971-9568 www.seniordownsizing.ca

Senior Downsizing

WE GUIDE YOU THROUGH THE ENTIRE PROCESS

HOME STAGING

Jacqueline Paradisi

Paul Lewis settimiBarrister, Solicitor and Notary Public

8 Main Street East, Suite 303Hamilton, Ontario L8N 1E8Bus: 905-527-0808Fax: 905-527-0774

20 Main Street WestGrimsby, Ontario L3M 1R4

Bus: 289-235-7500Fax: 905-527-0774

real estate Lawyer

[email protected]

Hardwood Floor Refinishing

The Quick, No-Sanding Solution for Beautiful Hardwood Floorswww.MrSandless.com

1-877-955-9663 • 905-304-3380 • [email protected]

WE GUIDE YOU THROUGH THE ENTIRE PROCESSPamela Culp Blanchard Cell: 905-971-9568

www.beclutterfree.ca

Clutter Removal & Organizing

Keep these tips in mind whenchoosing a moving company to make

your move as stress-free as possible.

Moving is a stressful experience atthe best of times. Add to that the leap offaith involved in trusting all your worldlygoods to a moving company—and thehorror stories we’ve all heard, or worse,experienced firsthand—and it’s easy tofeel nervous about finding the rightmover. However, there’s a lot you can doto make the experience relatively worry-free, and even pleasant. The secret to astress-free moving day is to do yourhomework in advance, so that by movingday there are (virtually!) no surprises.

Look for recommendationsThe best place to start is to ask

friends or your real estate agent for rec-ommendations. You can also check outprofessional association websites like theCanadian Movers Association(www.mover.net). Many larger compa-nies have their own websites as well, giv-ing not only the main details about thecompany and its services, but helpfulmoving tips as well.

Once you’ve narrowed down three orfour companies you want to check out,make appointments to have a rep fromeach one come out and give you a writtenestimate. It’s essential that the companysee your stuff before they can give you anaccurate estimate; rule out a companythat tries to give you a quote over thephone, or tells you that seeing your pos-sessions in advance isn’t necessary.

Questions to ask and tips for an easymove

Over the phone, ask if the companyand its employees are bonded, licensedand insured (long-distance moversrequire a different license than local-onlycompanies), and what their insurancecovers, especially if you pack yourself.Are the movers who will do the jobemployees, or contractors or day labour-ers? (Full-time employees tend to bemore honest, experienced and conscien-tious than casual workers.) How longhave they been in business? If possible,visit the company’s offices and check outits facilities. Are the trucks in good con-dition and marked with the company

name? What about storage facilities? Isthe office clean and professional-look-ing? Finally, ask for (and check out) ref-erences.

Identify items to be movedWhen the rep arrives, take him/her

through your house and list exactly whatwill be moved, pointing out special itemslike mirrors, fragile antiques, a piano (ifyou’re not having it moved by a specialtypiano mover, which is highly recom-mended) or a pool table. Spell out whatyou want the movers to handle and whatyou will do yourself, such as packing ordismantling beds. Know the exactaddress of the new home, and any obsta-cles such as stairs or narrow hallways,and if any items will be put into storage.

Within a day or two, the companyshould furnish you with a detailed writtenestimate, listing everything you dis-cussed: date and time of move, old andnew addresses, estimated number ofboxes, size and value of items, specialneeds, cost of packing (if you are notdoing it yourself), and an estimate of howmuch time and how many movers will be

needed. Be wary of a company that offersto waive the GST/HST if you pay cash;not only is it illegal, but it could voidyour insurance and leave you withoutrecourse if there is a problem. And shunany company that asks for all or a largepart of the cost up-front; the industrynorm is to pay in full, or all but a tokendeposit, upon completion of the move.

Call Today 905-945-0188


Across

1 Red preserve (9,3)

9 Cow-catching rope? (5)

10 Severe (7)

11 Sow's sound (4)

12 It's said to a sneezer (5,3)

14 Ancient rabbinic writings on Jewishlaw and tradition (6)

15 Feeling of resentment (6)

18 Bungling (8)

20 Notice of one's passing (4)

22 Longest Irish river (7)

23 Mr Wilde — film award (5)

24 Common European bunting (12)

Down

2 Gunners of North London (7)

3 A.A. Milne's lover of hunny (sic) (4)

4 Ultimate purpose or justification (3-3)

5 Restore confidence (in) (8)

6 Wharf (5)

7 Fake or satirical broadcast —monetary muck (anag) (12)

8 Murderous (12)

13 Unintentionally come across (4,4)

16 Fiasco (7)

17 Sprain — difficult parting (6)

19 Digital message (5)

21 Legless creature — grovelling type (4)

Crossword Puzzle(Solution on Page 4)

The Solution

Fill in the grid above, so that each row of

9 squares, each column of nine and each

section of nine (three squares by three)

contains the numbers 1 through 9 in any

order. There is only one solution for the

puzzle and the numbers shown can

NOT be changed.

2 485 8 1

8 32 5

9 1 7 38 68 4

1 43 96

7 9 62

SUDOKUSUDOKU

296514 783

537892 416

148367 295

364125 978

921753 864

875641 329

652938 147

483279 65

719486 532

1

9

How to choose a moving company

Advertise Herefor information on advertising in the

market Watch, contact

Rose Magroemail: [email protected]

cell: 905-745-0122

FREE Market EvaluationYour home could be worth more

than you think!

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Feb. 19, 2013 Issue 65