Making an Impression

2014

annual RepoRt

A Wholly Owned Subsidiary

Farmers Bank & Savings Company

211 West 2nd Street, Pomeroy, OH 45769

(740) 992-2136 | www.fbsc.com

Also find us on:

The mission of the Farmers Bank is to:

· Be the premier financial institution in the markets that we serve;

· Create and deliver quality financial products and services which represent exceptional value to our customers;

· Provide a stimulating and challenging work environment that encourages, develops and rewards excellence and recognizes that the employees are an extremely valuable asset who make the bank what it is and what it will be in the future; and

· Diligently serve our community with integrity and pride.

Through uncompromising dedication and commitment to the above, we will consistently achieve superior financial performance that will create value for our shareholders.

1. Table of Contents and Mission Statement

2. History

3. Message from the President/CEO

5. Community Involvement

7. Where We’ve Been

8. Social Media Success

9. Directors and Officers

MiSSiOn StAteMent

AnnuAl RePORt COntentS

1 2014 AnnuAl RePORt | www.fbsc.com