ft.FACTS WHAT DOES ONE-THIRTEEN CREDIT UNION DO

WITH YOUR PERSONAL INFORMATION?

Financial companies choose how they share your personal information. Federal law givesconsumers the right to limit some but not all sharing. Federal law also requires us to tell youhow we collect, share, and protect your personal information. Please read this notice carefully tounderstand what we do.

The types of personal information we collect and share depend on the product or service youhave with us. This information can include:- Social Security number and credit card or other debt-=---.Q[edithistory and emplQYl'Tl§!ntinfoJlT1ajiol1- income and payment history

When you are no longer our member, we continue to share your information as described in thisnotice.

All financial companies need to share members' personal information to run their everydaybusiness. In the section below, we list the reasons financial companies can share their members'personal information; the reasons One-Thirteen Credit Union chooses to share; and whether youcan limit this sharing.

For our everyday business purposes -such as to process your transactions, maintain youraccount(s), respond to court orders and legal investigations,or to report to credit bureaus

Yes NO

For our marketing purposes -to offer our products and services to you

Yes No

No We don't share

No We don't share

No We don't share

No We don't share

No We don't share

For joint marketing with other financial companies

For our affiliates' everyday business purposes -information about your transactions and experiencesFor our affiliates' everyday business purposes -information about your creditworthinessFor our affiliates to market to you

For nonaffiliates to market to you

Call (719) 632-7118 or go to www.113creditunion.com

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. 'i'.lr~I~~~ill· ''i' w.' ., 0.·"'@·How does One-Thirteen Credit To protect your personal information from unauthorized access and use, weUnion protect my personal use security measures that comply with federal law. These measures includeinformation? computer safeguards and secured files and buildings.How does One-Thirteen Credit We collect your personal information, for example, when youUnion collect my personal - open an account or use your credit or debit cardinformation? - give us your income information or apply for financing

- give us your contact information

We also collect your personal information from others, such as credit bureaus,affiliates, or other companies.

Why can't I limit all sharing? Federal law gives you the right to limit only- sharing for affiliates' everyday business purposes - information about your

creditworthiness- affiliates from using your information to market to you- sharing for nonaffiliates to market to you

State law and individual companies may give you additional rights to limit sharing.

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Affiliates Companies related by common ownership or control. They can be financial andnonfinancial companies.- One-Thirteen Credit Union has no affiliates.

Nonaffi liates Companies not related by common ownership or control. They can be financialand nonfinancial companies.- One-Thirteen Credit Union does not share with our nonaffiliates so they can

market to you.Joint Marketing A formal agreement between nonaffiliated financial companies that together

market financial products or services to you.- One-Thirteen Credit Union doesn't jointly market.