FACTS WHAT DOES BMW FINANCIAL SERVICES DO WITH YOUR PERSONAL INFORMATION?

Why? Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

To limit our sharing Visit us online: www.fsgroupprivacy.com

Please note: If you are a new customer we can begin sharing your information days from the date we sent this notice to you hen you are no longer our customer we continue to share your information as described in this notice

owever you can contact us at any time to limit our sharing

Call toll free (800) 578-5000 or go to www.fsgroupprivacy.com.

What? The types of personal information we collect and share depend on the product or service you have with us. This information can include:

Social Security umber and ncome Account alances and ransaction istory Assets and ayment istory

How? All nancial companies need to share customer personal information to run their everyday business. In the section below, we list the reasons nancial companies can share their customers' personal information; the reasons BMW Financial Services chooses to share; and whether you can limit this sharing.

Reasons we can share your personal information

For our everyday business purposes— such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus

Does BMW Financial Services share?

Yes

Can you limit this sharing?

No

Yes No

For joint marketing with other nancial companies Yes No

For our af liates’ everyday business purposes— information about your transactions and experiences

Yes No

For our marketing purposes—to offer our products and services to you

For our af liates’ everyday business purposes—information about your creditworthiness

No We don’t share.

For nonaffiliates to market to you

For our affiliates to market to you Yes Yes

Yes Yes

e ised Aug 2019

BMW-140730

Questions?

Companies related by common ownership or control. Affiliates can be nancial and non nancial companies.

Our affiliates include companies with a BMW name; financial companies, such as BMW Bank of

North America or BMW Insurance Agency, nonfinancial companies, such as BMW of North America and BMW US Capital and others, such as BMW Extended Service Corporation.

A formal agreement between nonaffiliated financial companies that together market financial products or services to you Our joint marketing partners include auto dealers insurance companies and membership clubs

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secure files and buildings. We limit access to those who need it to do their job.

We collect your personal information, for example, when you: Apply for nancing or open an account Use your credit or debit card or pay your bills ive us your contact information

We also collect your personal information from others, such as credit bureaus, af liates, or other companies. Federal law gives you the right to limit only:

sharing for af liates’ everyday business purposes—information about your creditworthiness

af liates from using your information to market to you sharing for nonaffiliates to market to you

State laws and individual companies may give you additional rights to limit sharing. See below for more on your rights under state law.

Your choices will apply to everyone on your account.

DEFINITIONS

OTHER IMPORTANT INFORMATIONe will also comply with more restrictive state laws to the e tent they apply

CA Residents: e will automatically opt you out of sharing your information with nonaffiliates for marketing purposes alifornia residents will also be provided an mportant rivacy hoices notice e plaining your rights under alifornia law

esidents his notice is provided pursuant to state law ou may be placed in our internal o ot all ist by calling f you would like more information about our practices you may contact us at o ublin

or call or email customerdocuments bmwfs com ou may also contact the ureau ofonsumer rotection ffice of the evada Attorney eneral ashington Avenue Suite as egas

telephone or email bcpinfo ag state nv us ND Residents: o the e tent that state law applies we will not disclose your personal information to anyone other than our affiliates without your e press authori ation e cept as re uired or permitted by lawTX Residents: or uestions or complaints contact inancial Services at (800) or customerdocuments bmwfs com inancial Services is licensed and e amined under e as law by the ffice of

onsumer redit ommissioner a state agency f a complaint or uestion cannot be resolved by contacting inancial Services consumers can contact the to file a complaint or ask a general credit related uestion

address amar lvd Austin e as hone a ebsite occc te as gov mail consumer complaints occc te as gov

VT Residents: e will not disclose information about your creditworthiness to our affiliates and will not disclose your personal information financial information or credit report to nonaffiliated third parties to market to you other than as permitted by ermont law unless you authori e us to make those disclosures

BMW Financial Services NA, LLC (including its divisions MINI Financial Services, Rolls-Royce Motor Cars Financial Services, and Alphera Financial Services), BMW Bank of North America (including its division up2drive), BMW Insurance Agency, Inc. and BMW Extended Service Corporation.

WHO WE ARE

Who is providing this notice

WHAT WE DOHow does BMW Financial Services protect my personal information?

How does BMW Financial Services collect my personal information?

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Nonaffiliates we share with can include companies, such as service providers engaged in direct marketing of consumer products and services that we believe would be of interest to you, or which are necessary in the service of your account.

Companies not related by common ownership or control. They can be financial and nonfinancial companies. Nonaffiliates

Affiliates

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