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901 Peninsula Corporate Circle • Boca Raton, FL 33487-1362 • 800-NCCI-123 (800-622-4123) • ncci.com Page 1
ERM-14 Form ChangesIn January 2019, we implemented the
Experience Rating OwnershipSubmission tool, which allows you to:
• Complete the ERM-14 Form online
(including an electronic signature
option)
• Route the ERM-14 Form
electronically to various business
entities involved in the ownership
change or between the business
entity and its agent/carrier
• Submit the completed and signed
ERM-14 Form electronically to
NCCI
Our thanks go to all of our carriers
and agents that provided valuable
feedback during the development
of these enhancements. NCCI is
committed to streamlining the
ownership submission process.
To further improve the process, NCCI
has proposed a national item filing,
which introduces a new two-page
ERM-14 Form to be effective on
February 1, 2020.
The new ERM-14 Form is:
• Simplified and easier to understand
• Reduced from four pages to two
• Intended to support accurate
completion of the ERM-14 Form
The new ERM-14 Form and
instructions for completing the form
will be available on February 1, 2020,
under the Frequently Accessed Forms
section of the Residual Markets,
Underwriting, or Agents/Brokers
pages on ncci.com. You will also have
access to the form and instructions in
the Experience Rating OwnershipSubmission tool.
Stay tuned!
Founded in 1923, the mission of the NationalCouncil on Compensation Insurance (NCCI) is tofoster a healthy workers compensation system.In support of this mission, NCCI gathers data,analyzes industry trends, and provides objectiveinsurance rate and loss cost recommendations.These activities—combined with a comprehen-sive set of tools and services—make NCCI thesource you trust for workers compensationinformation. To learn more about NCCI, pleasevisit ncci.com.
In This Update
ERM-14 Form Changes
Press Play—Introducing ExperienceRating Microlearning Videos
Inspection Info Now inRiskworkstation™
Connect With Our Powerful Suite ofWeb Services
Transform Your Research With OurNew Class Look-Up Scopes Feature
A Look at the Use of Experience RatingMods by Procurement Offices
Experience Rating Reminders
Experience Rating Update Fall 2019
Press Play—IntroducingExperience RatingMicrolearning VideosNeed a quick answer to your expe-
rience rating questions? Check out
our new video series on popular
topics. You can learn something
new in two minutes or less.
Here’s what’s currently playing in
our Learning Center:
• An Overview of NCCI’sExperience Rating—Find out
how experience rating works
• Qualifying for ExperienceRating—Get an idea of how a
business qualifies for an
experience rating modification
• States Where NCCI ProducesExperience Ratings—Learn
which states use NCCI’s
Experience Rating Plan Manual• Intrastate vs. InterstateExperience Ratings—See how a
business is rated on an intrastate
vs. interstate basis
• The Experience RatingWorksheet at a Glance—Get a
quick overview of the worksheet
and its components
• Experience Rating ModificationFactor (Mod)—See the type of
mod that may apply to an
employer
• Reasons an Experience Rating IsRevised—Review the most
common reasons for mod
revisions
Go to the Learning Center now
The Learning Center contains more
in-depth webinar material on
experience rating topics.
For more information, contact our
Customer Service Center at
800-NCCI-123 (800-622-4123).
Inspection Info Now inRiskworkstation™When pricing workers comp
policies, it pays to know that a
business is classified correctly.
Riskworkstation™ now displays
inspection information, so that you
can verify class codes and make
better underwriting decisions.
The new inspection indicator:
• Displays whether a business has
been inspected in the past two
years
• Shows if the inspection resulted
in a class code change
• Provides immediate access to the
report by the carrier of record
• Includes instructions for
obtaining the report if you are
not the carrier of record
Connect With Our PowerfulSuite of Web ServicesGet real-time access to the
information you need directly
through your company’s systems.
Whether your goal is to enable
online quoting, expand data
analysis, or facilitate process
efficiencies, our Web services
provide an automated solution.
NCCI’s Web services include:
• Mod Factors—Access current or
historical mods, classification
codes, and policyholder name(s)
and address(es).
• Experience Rating Worksheets—Broaden your analysis beyond
the mod factor with payroll and
loss data from the current or
historical Experience RatingWorksheet.
• Risk History Reports—Complement your analysis
for both rated and unrated
businesses with estimated and
audited payroll, claim counts by
class code, and details on policy
cancellations and noncompliance.
• Aggregate Loss Factors (ALFs) onDemand—Modernize the way
you calculate aggregate excess
loss factors for retrospectively
rated policies. The ALFs onDemandWeb service gives you
the ability to automate the sub-
mission of multiple scenarios,
returning detailed results with
intermediate values.
Page 2
Page 3
Transform Your ResearchWith Our New Class Look-UpScopes FeatureWork smarter with NCCI’s free
Class Look-Up tool, now featuring
Scopes® Manual descriptions.
Here’s what customers are saying
about Class Look-Up:• “Research that used to take me
three hours now takes three
minutes.” –Insurer Executive
• “So intuitive and easy.” –Agent
See how easy it is by watching this
quick video.
We will release more Class Look-Upenhancements in the coming
months, so stay tuned.
A Look at the Use ofExperience Rating Mods byProcurement Offices NCCI regularly collaborates with
industry stakeholders. The use
of Experience Rating Mod(s) by procurement offices is a topic of
increased interest. In a previous
article, Kathy Antonello (NCCI’s
former chief actuary) shared why it
is not appropriate to use ExperienceRating Mod(s) to compare the
relative safety of employers.
In some states, contractors have
a real challenge when bidding
on new business—if their
E-mod is greater than 1.00, they
might be ineligible for the job.
Several articles published in recent
years have discussed procurement
offices’ misuse of E-mods. Despite
this, disclosure of E-mods
promulgated by NCCI or other
rating bureaus continues as a
requirement and relative measure
of perceived safety practices by
contractors bidding on projects.
Read the full article, ShouldProcurement Offices Use E-Mods toCompare Contractor Safety? ThinkAgain, on ncci.com to learn more
about this topic.
Experience Rating RemindersDon’t forget that the following
products are available for you on
ncci.com.
Experience Rating CorrespondenceDistribution (ERCD) is an applicationon ncci.com that enables carriers
to retrieve experience rating
ownership determinations and
other correspondence. ERCDreplaces USPS delivery with a
convenient online location
for carriers to access their
organization’s correspondence.
Now that ERCD is available,
carriers won’t have to wait for
hard copy correspondence from
our Experience Rating Department
to arrive in the mail! Find ERCD on
the Underwriting page of ncci.comor in our Services & Tools Catalog.
Experience Rating OwnershipSubmission is an application on
ncci.com that provides carriers,
agents, and insureds with an
efficient and convenient way to
report changes in ownership for
experience rating purposes. This is
available to you at no charge.
Experience Rating OwnershipSubmission is found in the Tools
listing for the Residual Markets,
Underwriting, and Agents/Brokers
pages and in the Services & Tools
Catalog.
The Experience Rating (ER) SplitData Reporting Guide is an electronicoption for data providers to report
individual exposure and claim data
used for experience rating purposes.
The ER Split Data Reporting Guide is
an alternative method of data
reporting to submitting via hard
copy. Use it when a client is
covered under a professional
employer organization (PEO)
master policy and the client
terminates its agreement with
the PEO, or if an ownership
change has occurred.
NCCI also provides a handy
Experience Rating (ER) Split Data
Reporting template to assist in
providing the required data
elements and record layouts
as defined in the ER Split DataReporting Guide. The ER Split DataReporting template is on the
Underwriting page of ncci.com.
National Council on Compensation Insurance
901 Peninsula Corporate Circle
Boca Raton, FL 33487-1362
800-NCCI-123 (800-622-4123)
Visit ncci.com.
© Copyright 2019 National Council on Compensation Insurance, Inc. All Rights Reserved.
NCCI is a registered trademark of the National Council on Compensation Insurance, Inc.