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Exclusive Member Benefits Await You
Agent Guide - Not for public distribution
Form 152-P; Rev. 3-2014
Member Fulfillment Packet
When a new certificate is issued, the member receives the member fulfillment folder shown here that
includes the certificate, a welcome letter with their new member card, and the new member benefits guide.
If an additional card is needed, please contact the Customer Service Center at (800) 627-4762, ext. 4352,
and a duplicate card will be issued.
Members AND their families have access to
these discounted benefits and services:
- Dental Care
- Vision Services
- Prescription Drugs
- Labs and Imaging
- Hearing Care
- Life Line Screenings
- Free and Discounted Legal Services
- Retail Benefits
Health Discounts and More for
You AND Your Family!
Valued at more than $300 per family!
Member benefits are provided at the discretion of Royal Neighbors of America and are not available in all states.
They are not part of any insurance or annuity contract and are not guaranteed.
Dental Care
Careington International Corporation
•Most recognized professional dental network in
the nation
•Boasts a provider network of over 200,000 dental
access points
Careington Dental Plan Features:
•Save 5% to 50% on most dental procedures
•5% to 20% savings on orthodontics
•5% to 20% reduction on specialist’s fees
•Cosmetic dentistry such as bonding and veneers
also included
*Not available in MT or VT
Dental: Sample Savings
Description Regular
Cost
Plan
Cost
Savings
Adult Cleaning $109 $58 47%
Child Cleaning $75 $42 44%
Routine Checkup $62 $29 53%
Four Bitewing X-rays $71 $39 45%
Composite (White) Filling $260 $146 44%
Crown (porcelain fused to
noble metal)
$1,172 $661 44%
Complete Upper Denture $1,718 $968 44%
Molar Root Canal $1,257 $675 46%
Extraction (single tooth) $204 $99 51%
Vision Services
EyeMed
Members save 20% to 40% off the retail
price of eyewear
More than 65,000 providers nationwide
Replacement contact lenses by mail
Call (800) 655-4074 to locate your
local participating providers!
*Not available in MT or VT
EyeMed Sample Savings
Vision Care Service Retail
Price
Member
Cost
Savings
Eye Exam $100 $95 $5
Single Vision Lenses $120 $50 $70
Frames $150 $98 $52
Standard Scratch Resistant and UV Coating $40 $30 $10
Total: $410 $273 $137
Vision Services
QualSight LASIK
Members will receive savings of 40% to 50% off the overall national average cost
for traditional LASIK surgery
QualSight has more than 750 locations
QualSight is contracted with credentialed and experienced physicians who have
collectively performed over 4 million procedures
*Not available in MT or VT
Prescription Drugs
MedImpact – Prescription Drugs
•Discounts are available at over 60,000
participating pharmacies nationwide
•15% to 60% off generic drugs
•15% to 25% off brand-name prescriptions
•Members can save even more through the
mail-order pharmacy
Save on your pet’s prescriptions, too!
*Not available in MT or VT
Since 2006, Royal Neighbors members and their families
have saved more than $6 million on prescription drugs!
Call (800) 655-4074 to locate a local
participating provider!
Top 10 Drugs
Drug Name Avg. Retail
Price
Avg. Price
Paid with
Discount
Avg. of
Cost
Savings
Avg. of
Savings %
Avg.
Qty.
Hydrocodone-Acetaminophen
5mg – 500mg (Vicodin)
$18.65 $10.50 $8.15 37.83% 37
Tramadol HCL 50mg (pain reliever) $21.70 $11.00 $10.70 24.06% 74
Hydrochlorathiazide 25mg (diuretic) $9.16 $6.86 $2.31 12.76% 49
Zolpidem Tartrate 10mg (sedative) $59.26 $11.87 $47.40 71.36% 33
Lisinopril 20mg (high blood pressure) $11.82 $8.99 $2.84 7.93% 59
Amlodipine Besylate 5mg
(Norvasc -- calcium channel blocker)
$31.54 $13.02 $18.51 44.93% 40
Azithromycin 250mg (Z-pac -- antibiotic) $35.51 $24.21 $11.31 26.14% 6
Amlodipine Besylate 10mg
(calcium channel blocker)
$47.21 $13.53 $33.68 58.05% 43
Cyclobenzaprine HCL 10mg
(muscle relaxant)
$16.37 $9.81 $6.56 19.20% 46
Simvastatin 40mg (Zocor -- cholesterol) $46.35 $15.43 $30.92 47.06% 44
Labs and Imaging
Direct Labs (DLS) – for the prevention or
early detection of diseases
DLS is the leader in direct access laboratory
testing
Discounted prices, saving members 10% to
80% off regular retail pricing at over 3,000
certified labs nationwide*
US Imaging
Savings from 10% to 60% on advanced imaging
procedures at over 2,400 radiology facilities
nationwide*
Imaging Service Includes:
• VIP appointment scheduling within 48 hours
• Preferred after hours and weekend
appointments
• Appointment reminder call
• Access to a high quality, fully credentialed
facility
*Not available in MT, VT, HI, or MA *Not available in MT, VT, HI, or WY
Hearing Care
Save 40% off diagnostic services, including hearing
exams and significant discounts on the price of hearing
aid(s) at over 3,200 provider locations nationwide
1 year of free batteries (80 cell per hearing aid)
Lowest Price Guarantee*: If you should find a lower
price at another local provider, HearPO will gladly beat
that price by 5%
*Competitor coupon required for verification of price and
model. Limited to manufacturers offered through the HearPO
program. Local Provider quotes only will be matched.
Information and Provider Listings
Dedicated Call Center: (800) 655-4074
Life Line Screenings
Five simple tests can find warning signs of diseases
before they become life-threatening:
– Stroke/Carotid Artery
– Atrial Fibrillation
– Abdominal Aortic Aneurysm
– Peripheral Arterial Disease
– Osteoporosis Screening
Package prices for Royal Neighbors members are:
– Four vascular screenings—$139
– All five screenings—$149
Life Line Screening is the nation’s leading provider of
community-based preventive health screenings.
Nationwide network of over 18,000 attorneys contracted
with Legal Access Plans to provide no-cost basic
services including: Free Simple Will with free annual updates
Free Living Will substitution for Free Simple Will
One-on-one consultations for new legal matters
Unlimited phone consultations (for each new legal matter)
Assistance in solving your problems with government programs
Helpful advice on representing yourself in small claims court
Attorney review of legal documents (6 page maxi) per new matter
Legal Services
Exclusive Flat Fee Services:
Traffic Ticket Defense $89
Bankruptcy Chapter 7 $750
Name Change $155
Will with Minor Trust $170
Divorce (Simple) $210
*Not available in MT or VT
Family Law
Estate Planning
Personal Housing & Real Estate Matters
Consumer Contract Law
Auto-related Matters
Criminal Matters
Government Matters
And More
Additional assistance in other legal matters, such as:
Call (800) 562-2929 to schedule an appointment.
Cashback Online Shopping
1% – 40% cash back just for
shopping online
Access to over 4,000 retailers
Virtual back office that helps track
completed purchases; in-progress
purchases, cash-back rewards
balance and personal account
Cashback rewards may be paid with
direct deposit or check or donated to
any of the available two million
registered non-profit organizations
including the Royal Neighbors
Foundation
*Not available in MT, VT, HI, or MA
Customizable discount program
(over $4,500 in savings per member):
Automotive
Cellular Phones
Concerts & Events
Electronics
Everyday Living
Food & Grocery
Books & Magazines
Child Care
Much More
Fashion & Beauty
Gifts & Flowers
Health & Wellness
Chiropractic care & services
Nutrition
Medical supplies
National Attractions
Restaurants
Travel
Local and National Perks & Discounts
Retail Benefits Registration
Two programs
Two registrations
12-digit member
number (found on
your member card)
Group ID: RYLNEI
Publication Keeping Members Connected
The Royal Neighbor Magazine
Members receive a complimentary subscription to The Royal Neighbor (one per household)
Issued four times per year
Also available online
Includes informative articles designed to help members stay healthy, both physically and financially
Nation of NeighborsSM Program
Empowering women to change their
lives with financial assistance from
Royal Neighbors
• $1.5 million awarded to help nearly
1,200 individuals
• Empower determined women of
strength and courage
• Financial assistance to achieve their
full potential, realize a sense of
renewed personal growth, and give
back to their communities
• Nominations accepted from members
of Royal Neighbors
• Self-nominations are accepted Nomination deadline is July 31!
Chapter System
Get involved, give back, and help other women and their families in their own neighborhoods
National volunteer events each year
In 2012 members gave more than $675,000 in contributions and provided more than 75,000
hours of service to others
Member chapter assignments based on resident Zip code
Exclusive to Beneficial Members
Scholarship Program
Fraternal Aid Program
Voting privileges for the Royal Neighbors of America Board of Directors
Scholarships:
College Made More Affordable Eligibility
Applicants must be beneficial members
- Applicants must be insured by or
own an annuity with Royal
Neighbors of America
Annual application period
September 1 to March 1
How to apply:
Visit www.royalneighbors.org/benefits
from September 1 to March 1 and
complete an application
Request an application by calling
(800) 627-4762, ext. 5261
We’ve awarded more than $4 million in
scholarships to our members since 1962!
Awards for High School Seniors
High school seniors
Ranked in top 25% of graduating class
Show outstanding record of volunteerism
Plan to enroll in a full-time undergraduate course
of study at an accredited two or four-year college
or university in the United States that will lead to
an academic degree
Making A Difference Scholarship
Ten - $8,000 scholarships awarded
- $2,000 each year for four consecutive years
Making A Difference Leader Scholarship
Top qualifying female high school senior selected
from the pool of Making A Difference applicants
One - $20,000 scholarship awarded
- $5,000 each year for four consecutive years
Awards for the Non-traditional Students
Graduates enrolled in a degree program
New Horizons Scholarship
Ten- $5,000 scholarships awarded
May reapply each year
New Horizons Leader Scholarship
Top qualifying female selected from the
pool of New Horizons applicants
One- $20,000 scholarship awarded
• $5,000 each year for four
consecutive years
Graduates pursuing continuing education
classes (non-degree program)
Life Enrichment Scholarship
Five- $500 scholarships awarded
May reapply each year
Aiding our Members When Disaster Strikes
Fraternal Aid Program
Fraternal Aid may be considered for
members experiencing extreme financial
hardship as a result of:
- Illness
- Accident
- Natural disaster
Must apply within six (6) months of the
illness, accident, or disaster
Active beneficial members who are
insured by or own an annuity or
supplemental contract with Royal
Neighbors may be eligible to receive $200
- Payment can be applied to assist
with life insurance premiums OR
made in check form
Visit www.royalneighbors.org/benefits or
call (800) 627-4762, ext. 5261, to apply.
A Direct Voice
Royal Neighbors Board of Directors annual election
Adult beneficial members
Ballots mailed to membership each June
Online voting also available
Materials Available through Supply Central
Caring for our own through valuable
member benefits (Form 2951)
Member Benefits FAQs
(Form 903; Rev. 6-2013)
Exclusive Member
Benefits Await You – Half-page
Handout (Form 182-A)
Exclusive Member Benefits
Await You – Insert
(Form 838; Rev. 5-2013) Fraternal Scholarship Program
(Form 2921)
Your Royal Neighbors of America
Benefits Brochure (Form 2960)
Contact Information
(800) 627-4762
Ext. 4352 –To request a duplicate membership card
Ext. 4366 – For details or to locate a participating provider for prescription drugs, dental,
vision, labs & imaging, hearing care, legal services, or cashback online shopping
Ext. 4367 – For assistance in registering for the Abenity Perks & Discounts program
Ext. 4368 – To locate a Life Line Screening event in your area
Ext. 5261 – For information on scholarships and Fraternal Aid
