EST AMERICACOMPANY PROFILE 2014

DISCLAIMER

EST America is not and does not operate as a bank, nor does it engage in the business of offering or selling securities to the public.

EST America arranges and otherwise engages in a variety of business transactions which include debt financing for international commodities and other commercial transactions. All such transactions are arm’s-length commercial transactions involving significant risk of loss, and EST America makes no warranties or representations as to any such transaction nor as to any party engaged in such a transaction, nor does EST America agree to serve as a fiduciary for any person. All due diligence regarding any transaction, the parties and challenges involved and the likelihood of success of the transaction, is the sole responsibility of each person participating in the same, and no person may rely on EST America for this purpose.

EST America does not accept or hold bank deposits. EST America is not licensed and does not act as a securities dealer, broker or financial institution in the United States or the United Kingdom, nor is Sender regulated by the securities or banking authorities of those jurisdictions.

Any individual who is not knowledgeable in the issues involved, is capable of performing on its own any required due diligence, can afford to risk funds for a particular transaction in the hope of achieving a higher return, or can lawfully engage in the transaction under the laws applicable to such person, should engage in that transaction.

EST America’s marketing materials, extending to: Company brochure, website and presentation company are simply a source of information as to EST America itself, and is not a solicitation for any purpose.

Thank you for your understanding.

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INTRODUCTION

EST AMERICA

INTRODUCTIONOverview

EST America is a boutique Financial Services firm specializing in the areas of Trade Finance, Project Finance, Commodity trading, issuance of Letters of Credit as well as a Global Trading office.

EST America provides industry-focused Financial Services for public, governmental and private clients. With our expert staff, global network of over 300 banks and tailored solutions, we are able to provide the support you or your client may need and formulate your overall vision attaining your end goals. We are experts at handling international projects for both small and large organizations.

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“EST America connects innovative people with proven solutions to serve

worldwide partners”

We deliver a promise to each and every one of our clients that we will provide personalized and customized service every step of the way. EST America will device a plan and strategy to effectively and efficiently reach your needs. Once a plan is approved upon by every member of our expert staff, the plan is introduced to the client for approval and a dedicated executive will be assigned to the project.

Your project will be approached with a creative and financial perspective.

We are with you every step of the way, keeping you informed of the progress and reporting every milestones.

By understanding our clients, we are able to deliver services and strategies that are built with the client in mind.

1. Discovery2. Assessment and Evaluation3. Strategizing4. Execution

INTRODUCTIONProcess

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Our team is our greatest asset. It is only through each individuals hard work and diverse expertise that we are able to serve our clients in such a professional and personalized way.

We believe in taking on as many diverse projects and challenges as possible. For that reason, we cultivate a work family of diverse individuals who are comfortable in adapting themselves to different subjects and industries in a fast and effective way.

We know we carry a diverse portfolio of clients and we work hard at cultivating an environment of individuals who are willing to meet the unique needs of such a portfolio.

“Working here is challenging, it requires multitasking and flexibility. This is not a place to be hand held but better a place to prove yourself. We reward achievement and encourage one another. A good idea will be met with an open door by our CEO and catapulted forward when approved. We think of our team as family, in fact many of us are. We genuinely enjoy each other’s company and rely on one another.”

CULTURETeam

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Project Finance ServicesAccounts receivable or FactoringIf your company has creditworthy accounts receivables, we can help you obtain the working capital you are looking for. Our experts in accounts receivable financing (factoring) will help your business increase cash flow, improve collections, minimize risk and bad debts while offering competitive pricing, personalized service and credit management services.

Purchase order financingIf your business is experiencing sales spikes that strain cash flow EST America can offer purchase order financing to provide short-term solutions that will secure the financial support required to complete sales transactions. Our partners include consultants, factors, banks and asset-based lenders.

Asset-based lendingEST America can help your company leverage the value of its assets to meet its financing needs. By performing a review of your collateral and credit, we can secure for your company greater credit availability and more elasticity.

Sale LeasebacksWe can structure unique financial needs for customers in any stage of the sales cycle. Our experts are able to walk clients through the intricacies of selling existing assets, while maintaining their right to use them through immediate leaseback.

OUR EXPERTISE

Supply Chain FinancingThrough our channel, sales and finance programs we help improve the working capital and offer new financing options to trading partners that sell to domestic and international buyers.

Trade CapitalOur team of professionals delivers comprehensive strategic solutions to retail and consumer products industries engaged in international and domestic trade transactions by supplying real-time insights that directly influence the execution of a strategy.

EST America can provide: accounts receivable financing, accounts receivable management, factoring, acquisition financing, inventory financing, import and export financing and letters of credit

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Secured Loans for New or Used EquipmentEST America is able to secure loans for new or used equipment for customers seeking long-life equipment investment who prefer asset ownership and want to benefit from the tax benefits involved in such transactions

What WE DOOur Services

Our Project Financing team provides tailored made, value-added solutions for your business' needs. Our team leads its competitors by consistently delivering innovative solutions for its clients. Due to the complexity of project finance structures, clients seek out EST America to develop a credit-worthy and bankable financial structure for their projects. One of the key tasks of the project finance adviser is the identification and allocation of project risks and execution of Due Diligence.

PROJECT FINANCEEST America’s Global specialized finance team provides medium to large, long term financing targeting mostly emerging or developing market financial institutions or government imports of capital goods or services. Credit financing for such projects are typically secured by documentary letters of credit, stand-by guarantees, bills of exchange/promissory notes and framework loan agreements issued by EST Americas strategic partners.

GLOBAL TRADING OFFICEWe offer worldwide dependableenergy and commodity goods at fair prices. Our team has a long-term, integrated and committed approach to trading across products. We focus on creating groundbreakingsolutions, built around a broaderrange of commodities with ourclient’s objectives in mind.

COMMODITY TRADINGWith an emphasis onInfrastructure, Transportation,Energy, Oil & Gas, Mining andInternational trade relatedProjects, EST America leads itscompetitors by consistentlydelivering innovative financing

solutions for its clients.

PROJECT STRUCTURING

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Project Finance Services

Availability – often available to borrowers when other sources of finance are not; this is particularly true in volatile market conditions.

Purpose – the total loan timeframes tend to be longer than commercial loans, ranging from 5 years to 14 years post-delivery/construction depending upon the nature of the contract to be financed.

Low all-in costs – all-in pricing, comprising interest rates.

Funding diversification – uses a very small percentage of the borrower’s credit lines (typically five per cent) or sometimes none at all, leaving those lines available for other financings.

Attractive fixed interest rates – Export Credit Agency-supported fixed interest rates (CIRRs), where available, typically cost less than commercially arranged fixed-rate facilities.

Our ADVANTAGE

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By SectorSpecialization

Construction loansEquipment financing Equipment leasing

Gas Financing Oil FinancingRig Financing

Green EnergySolar PanelsWaste to EnergyEthanol

Metal MiningTank FarmsPipelinesStorage Facilities

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Trade Finance Services

EST America has been the Global Trading Office of its strategic partner in the United States for over 6 years.

Particularly focused on Trade Finance, EST America has created a link between the American and South American markets to obtain capital for the expansion and diversification of its clientele.

Through a dynamic sales and trading desk, EST America provides the attention, advice and services that clients need to make the most of their transactions.

Our team of professionals delivers comprehensive strategic solutions to individuals or companies engaged in international and domestic trade transactions by supplying real-time insights that directly influence the execution of a strategy.

Our team is actively reviewing capital markets and movements that help positively shift our client’s strategy. Through a set of trade finance solutions our clients obtain working capital financing on any underlying trade transaction.

OUR EXPERTISE

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Credit FinancingEST America’s Global specialized finance team provides medium to large, long term financing targeting emerging or developing markets, financial institutions or government imports of capital goods and services. Credit financing for such projects are typically secured by documentary letters of credit, stand-by guarantees, bills of exchange/promissory notes and framework loan agreements issued by EST Americas’ strategic partners.

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Global Trading OfficeTrade FINANCE

ProductsMT700 DLC (Documentary Letter of Credit)MT799 BCL (Bank Confirmation Letter)MT760 SBLC (Stand By Letter of Credit)MT760 (Performance Bonds)MT760 APG (Advance Payment Guarantee) Securitization of account receivablesMT 710 SWIFT TRANSMISSION. (An advice of a third bank or a non-bank documentary credit SWIFT message)

Benefits• Support the payment of financial obligations• Optimize cash flow and liquidity• Maintain capital for other personal or business needs• Ease the establishment of new business relationships• Enjoy direct links with worldwide trading parties through the EST group’s extensive network of regional office and worldwide relationships.• A dedicated trade team that meets the demands of complex trade agreements with importers and exporters

Credit FinancingIn banking, SWIFT carries millions of payment instructions exchanged between banks and either main high value payment market infrastructures operated by Central Banks or regulated retail payment market infrastructures, such as Automated Clearing Houses. In clearing and settlement, SWIFT provides secure messaging connectivity and common message standards essential to any smooth operation. Through our strategic partnership and expansive Banking Network, we have RMA with over 650 banks and institutions on a global scale. Complete list of RMA institutions available upon request.

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SWIFT Messaging Services

Trade FINANCE

ProductsMT 999 Free format messagesMT 199 Free format messagesMT 799 Proof of funds or pre advisedMT 700 Documentary letter of creditMT 760 Stand by letter of credit, bank guarantee or performance bondMT 103 Transferring instructionsCorrespondent account with ICBC Hong Kong

Additional SWIFT services include: MT 300 FX ConfirmMT 320 Fix loan / deposit confirmationMT 399 Treasury management free text message

Securities and Instruction servicesMT 540 Receive free instructionMT 541 Receive versus paymentMT 542 Delivery free instructionsMT 543 Delivery versus payment

Commodities play a very important role in a world’s economy and constitute of a variety of real assets, all of which operate in their distinct market place.

With more than 6 years in the commodity trading industry our team offers in-depth consulting skills with proven solutions for our commodity clients.

EST America, offers an industry-leading global commodities platform which is supported by our strong organizational culture composed of:

1.Our Professionals: Operate at the center of the markets, developing complete solutions for our commodity clients.

1.Clients: We strive support global economic growth by contributing to orderly and well functioning markets

1.Key Partners: We count on expert support from our strategic partners in strategic Storage, Blending and Distribution centers, Logistical and technical support.

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Commodity TradingTrade FINANCE

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Oil and GasEquipment FINANCE

In an effort to continue to develop diverse funding opportunities to drive its long-term growth, EST America capitalized its strategic relationships and expertise in both finance and the oil and gas sector and developed a vertical Equipment Financing Platform.

The current marketplace for Oil Rig financing is limited and only offers Oil & Gas developers the ability to rent pre-owned, badly refurbished equipment. This leads to developers having to absorb the high cost for repairs, loose production time and potential safety concerns.Through a flexible financial structure and a strong network of top suppliers, EST offers its customers the opportunity to custom design and rent state of the art rigs with an option to purchase upon the conclusion of the rental period. If the contractor decides to purchase the machinery, EST will absorb the full cost of refurbishment of the equipment, essentially selling to the contractor a brand new piece of equipment.

Flexible Financing and Cost Efficient: the payment structures provides clients with the opportunity to save cash by allowing them to rent instead of purchase multiple machines as well as reducing the cost of maintenance, essentially freeing up capital which can be invested in other areas.

Upgrade Technology: custom design equipment allows our clients to keep up with the latest designs, new technology, avoid technology obsolescence and prevent bodily injuries to their employees.

Leasing Advantages: Customers are not responsible for any major repairs. They are free to lease multiple machines, therefore granting them freedom on future endeavors.

End-of-Lease Options: After a full refurbishment, customers are offered flexible solutions that allow them to purchase the equipment.

Top of the line maintenance: Full service repair centers at your disposal and supervision team.

Risk Management

Financial Structuring

Physical and Financial Solutions

Competitive pricing

Financing

Physical commodity purchase

and sale

Commodities Research

Attractive Long-Term Growth

Diversification

Hedge Against Inflation

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Services

Commodity TRADINGEnergy Products

Crude Oil

Natural Gas

Fuel Oil

Biofuels

LNG

LPG

Ethanol

Mid-Distillates

Soft Commodities

Soy Bean

Wheat

Corn

Metals

Gold

Silver

Platinum

Palladium

Aluminum

Nickel

Copper

Steel

Iron Ore

CITIZENSHIPEST AMERICA

CITIZENSHIPGive forward

EST America is committed to serving the community where it works and lives. By providing the necessary resources to small entrepreneurs we endeavor to make a difference in the State of Florida.

In an effort to help entrepreneurs create jobs and spread economic opportunity in the State, EST America offers through a strategic relationship free access to: • Entrepreneurial Grants• Education• Consulting • Technical Assistance • Loan Facilitation

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CONTACT USEST AMERICA

CONTACT USContact Information

EST AMERICAConnecting The World Through Finance

Phone :+88 1234 5678

FAX :+88 1234 5678

Email :info@estamerica.us

Website :www.estamerica.us

www.Estamerica.us

Twitter :@estamerica

Google + :EST America

YouTube :EST America Channel