©2012 MasterCard. Proprietary.

2012 Payments Summit

EMV and Mobile Payments Shaping the Future for Payments Innovation

February 8, 2012

Ed McLaughlin Chief Emerging Payments Officer, MasterCard Worldwide

©2012 MasterCard. Proprietary.

0

200

400

600

800

1000

1200

1400

2009 2010 2011E 2012E 2013E

Total Global Unit Shipments (MM)

Tablets

Smart Phones

Notebook PCs

Desktop PCs

Connected Devices for Remote Payments

Page 2

Every smart device has the potential to become a commerce device

Source: KPCB Top Mobile Internet Trends, Feb 2011

Easier to Use

More Secure

New Transactions

©2012 MasterCard. Proprietary.

Foundation for the Next Generation of Payment Products and Services

Page 3

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POI Framework

Page 4

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Focus on Liability Hierarchy

Page 5

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Timeline to Implement MasterCard U.S. Roadmap

Page 6