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Table of Contents
Protecting Your Bottom Line... 3
LegalShield Plan Overview... 4
Product Pricing... 5
Why LegalShield? ... 6
Protecting Your Bottom Line with LegalShield
EMPLOYEES ARE FINANCIALLY STRESSED and unprepared for sudden expenses. When they are dealing with personal finances in the workplace, they lose productivity and YOUR COMPANY LOSES MONEY.
34% of Employeesspend 2–3 hours while at work
24% spend over 4 hours1
47% of Employersagree that employees have asked a manager or supervisor
in the last year2
Sources: 1. Harris Poll on behalf of Purchasing Power of 2,080 working U.S. adults employed full-time, Dec. 14-16, 2015. 2. The 2014 Employee Financial Stress Survey, commissioned by Elevate. 3. Human Resources Executive, “Financial Stress and Pro-ductivity Are Inextricably Linked,” Elizabeth Halkos, May 2014.
Financial stress not only
your employees at a greater risk for an injury or illness.
By protecting your employees
unexpected legal event your
bottom line!
HIGH
500% increase in anxiety and
depression
44% greater chance
migraines
2x the rate of heart
other digestive issues3
3
LegalShield’s Legal Plan
Toll-free phone consultations
pre-existing conditions
Available at the discretion of your Provider Lawyer
15 pages each
After-hours legal consultation for covered legal emergencies.
take your child(ren).
Uncontested name change
Representation by your provider
adoption proceedings
Representation by your provider
annulment and uncontested divorce proceedings
Assistance if you or your spouse are named defendant in a covered
Year Pre-Trial Time Trial Time Total
1 2.5 57.5 60
2 3 117 120
3 3.5 176.5 180
4 4 236 240
5 4.5 295.5 300
• Will preparation and annual reviewsand updates for covered participants
and Financial Power of Attorney
the borrower by the lending institution)
the purchase of your primary residence
violation assistance • Motor vehicle-related criminal
homicide or vehicular homicide • Up to 2.5 hours of help with
driver’s license reinstatementand property damage collection
claim • Available only if the participant
has a valid driver’s license and isdriving a noncommercial motorvehicle
IRS
advice or assistance when
• An additional 2.5 hours if a
settlement is not achievedwithin 30 days
receive 46.5 hours of your
• Coverage for this service beginswith the tax return due April 15of the year you enroll
You may continue to use your
situations that extend beyond plan coverage. The additional
and go over these fees with you.
• The participant
partner • Never-married dependent
children under age 26 living athome
• Dependent children under age 18for whom the participant is legalguardian
children who are full-time college students up to age 26 • Physically or mentally disabled
children living at home
residence for complete terms, coverage, amounts, conditions, and exclusions. This legal plan overview does
*These services are available after your membership has been active 90
your membership. For detailed information about the legal services provided for personal matters by the LegalShield contract, go to http://www.legalshield.com/info/legalplan. Business issues are not included; however, plans providing those services are available.
4
LegalShield PlanPricing
LEGALSHIELD
PLAN TYPE MONTHLY RATE FAMILY
LegalShield Plan
WHO IS COVERED:The member, member’s spouse, never-married dependent children under the age of 26 and living at home or full time
in college, dependent children under the age of 18 for whom the member is legal guardian and/or physically or mentally challenged children living at home.
5
WhyLegalShield?
BE A SOLUTION to your employees’ need for legal protection.
Source: The Legal Needs of American Families. A Research Study Conducted by Decision Analyst, Inc. Commissioned by LegalShield.
The TOP FIVE
76% of Employeeswere hesitant to call a lawyer
0 30000 60000 90000 120000 150000
Real Estate
Tra�c
Estate Planning
Consumer/Finance
Landlord Tenant
6.78%
6.92%
7.29%
8.15%
8.30%
121,409
123,875
130,501
145,792
148,493
% of all requests: 62.01%
Commonlegal life events
rental disagreements
automobile accidents
credit disputes
estate management
2/3 of Employees
work per year to deal with a legal issue
6
Why LegalShield?
WORKING AMERICANS need and want legal protection.
Source: The Legal Needs of American Families. A Research Study Conducted by Decision Analyst, Inc. Commissioned by LegalShield.
Read more about the value a legal plan provides in the Legal Needs of American Families.
Nearly 90% of Americans
do not have a form of
Nearly 70% of employees use the service
more than 3x a year!
More than 60%would be interested in purchasing legal
protection
7
Why LegalShield?
EMPLOYEES SAVE on everyday legal issues with LegalShield. An entire year of coverage costs less than $300, and on average
the hourly rate for a lawyer is $284!*
*These are ranges based on hourly rates of LegalShield attorneys. This is not a quote or guarantee of any actual legal fees or costs. Actual hourly rates, fees and costs may vary based on geographical needs, legal issues or experience required. Costranges are calculated by multiplying the normal hourly fee of general (lowest) and specialized (highest) attorneys in the se-lected state by the average number of hours billed for that service. Costs shown above represent attorney fees in the stateof Alabama. Source: The Legal Needs of American Families. A Research Study Conducted by Decision Analyst, Inc. Commis-
A One Year Membership =
Savings as a LegalShield member
for one year
Standard Will Preparation $900–$1950
Medical Directive $300–$650 $61–$411
Letter on Your Behalf $300–$650 $61–$411
Document Review $300–$650 $61–$411
Complex Phone Consultation $300–$650 $61–$411
with a Letter Written on
Participant Behalf$600–$1300 $361–$1061
Complex Consultation & Review $750–$1625 $511–$1386
8
Under the protection of LegalShield, PARTICIPANTS DON’T HAVE TO WORRY ABOUT
HIGH HOURLY COSTS or figuring out which attorney to use - we'll do that for them.
Why LegalShield?
Return Call from Attorney: 8 hours or less
Document Review: 3 business days
Letter or Phone Call to Resolve Complaint:
3 business days
We have lawyers across the U.S. and Canada with an average of 20+ years experience in ALL areas of law.
Why LegalShield?
THE LEGALSHIELD MOBILE APP PUTS A LAW FIRM IN THE PALM OF PARTICIPANT’S HANDS. They can connect directly
Legal protection at the TAP OF A BUTTON.
Apple and the Apple logo are trademarks of Apple Inc., registered in the U.S. and other countries. App Store is a service mark of Apple Inc., registered in the U.S. and other countries. Google Play and the Google Play logo are trademarks of Google Inc.
Get legal help when you need it
Simply request yourlegal need
Easily schedule acall with your attorney
LegalShield’s mobile app puts a law firm in the palm of your hand.
With LegalShield’s Mobile App You Can:
• Directly access a dedicated provider law firm
• Upload speeding tickets and other legal documents for review
• Access 24/7 emergency help• And more!