Personal Loans, Mortgages and Overdrafts*

(Equivalent in FCY)

Per transaction fee

FCY All In One AccountMMonthly Ledger Fees

inimum Opening B

(First Card Only)

(30 Leaves)

(First Card Only)

(30 Leaves)

(30 Leaves)

alance $ 50$ 15

/ $ 50

or $15

(First Card only)

KES 300

Cheque Book 30 Leaves KES 450

Debit Cards

Purchase of Foreign Currency Drafts:- Customer only

Overdrawn Minimum Interest Charge

KRA Tax PaymentsKES 0 - 50,000 KES 50KES 50,001 - 150,000 KES 100KES 150,001 - 300,000 KES 150Above KES 300,000 KES 200

Online Banking/ Mobile AppBill Payments

Merchant Payments

KES 30

KES 75School Fees Payments KES 50

Mpesa/ Airtel KES 75KES 10 -500 NIL NIL NIL NIL

KES USD GBP EURO

KES 501 -10,000 40 0.40 0.30 0.40

KES 10,001 -50,000 80 0.80 0.60 0.80

KES 50,001 -100,000 120 1.20 0.90 1.10

KES 100,001 -200,000 160 1.60 1.20 1.50

KES 200,001 -500,000 200 2.00 1.50 1.90

KES 501,000 -999,999 250 2.50 1.90 2.30

Pesalink Charges

(Equivalent in FCY)

1% of loan amountKES 10,000

Arrangement Fee

-Minimum

KES 2,999 (waived)

School Fees Payment at Branch

Cheque Book (30 Leaves) Includes Prio

Minimum Operating Balance

rity Hifadhi

$15

(Effective 1st May 2020)All fees and charges are subject to 20% excise duty.

(30 Leaves)

Waived

or equivalent

or equivalent

Business Current Account

Smart Business Account

NGO Account

Business Loans / Overdrafts*

Overdrawn Minimum Interest Charge

• Annual fee KES 6,000 KES 7,000 KES 8,000

• Over limit fee KES 2,000 KES 3,000 KES 3,000

• Late payment fee KES 1,500 KES 1,500 KES 1,500

• Cash advance fee 5% 4% 4%

• Monthly interest rate 1.08% 1.08% 1.08%

KES 1,000 KES 2,000 Free

0.08%* 0.08%* 0.08%*

KES 100 KES 100 KES 100

Gold Platinum Infinite

• Supplementary card annual fee

• Credit life insurance premium per month

• Request for copy of previous months statement (2)

2.5% 2.5% 2.5%

• Credit card FX transactions (min FX margin for international POS or cash sale)

• Card replacement fee (1) KES 1,000 KES 1,000 KES 1,000

MPESA/Airtel MoneyTier (KES) Charges (KES)

0 – 1,000 401,001 – 5,000 555,001 – 10,000 6010,001 – 20,000 6520,001 – 35,000 7035,001 and Above 75

KES

Min

Max

USD GBP EUR CHF TZS UGX

Charge%

1% 1% 1% 1% 1% 1% 1%

300.00 3.00 2.00 3.00 3.00 6800 11300

1300 15.00 10.00 12.00 13.00 31000 50500

Person to Person Card Transfers

Instant Access Account

Credit Cards **

US$50, £50, €50

* 20% Excise Duty Not Applicable

** 20% Excise Duty not applicable except on bullet 1&2

* 20% Excised Duty Not Applicable

Account Opening/Operating Balance ZeroCash handling Charges ZeroMonthly Service Fees ZeroIncoming Telegraphic/SWIFT transfer FreePreferential rates on FX pricingFirst Cheque Book FreeOutward Payments (telegraphic/SWIFT transfer, RTGS and EFT) Free

Monthly Total Business Credits

Below 3,000,000 Normal charges applyKes 3,000,001 to Kes 10,000,000 25%Kes 10,000,001 to Kes 50,000,000 50%Above Kes 50,000,001 100%Monthly billing statements Free

Eligible Discount on specific transactional charges