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Page 1: EDquizzesPaytm’sbrassover...E-mail:subs_bs@bsmail.in “orsms,SUBBSto57007” DISCLAIMER Newsreportsand feature articles in Business Standard seek to present an unbiased picture
Page 2: EDquizzesPaytm’sbrassover...E-mail:subs_bs@bsmail.in “orsms,SUBBSto57007” DISCLAIMER Newsreportsand feature articles in Business Standard seek to present an unbiased picture

4 COMPANIES>

HYDERABAD | THURSDAY, 3 SEPTEMBER 2020

3-wheelerfirmsstareatalongroadtorecovery

ED quizzes Paytm’s brass overdue diligence in betting scamSHRIMI CHOUDHARYNew Delhi, 2 September

T he Enforcement Direc-torate (ED) has grilledseniorofficialsof finan-

cial technology companyPaytm, including the chieffinancial officer, for failing toexercise due diligence whilefacilitating remittances ofcompanies involved in onlinebetting scam.

This follows the moneylaundering case filed by theagency on Saturday againstentities, including DokypayTechnology and LinkyunTechnology, for allegedly run-ning illegalonlinebettingappslinked to China. The agencyhad also frozen four HSBCBank accounts of these firms.

“The questioning hap-pened earlier this week.Paytm officials were asked tojoin the probe after we beganlooking into the loopholesand gaps in digital wallets’payment gateways that werebeing misused by certainChinese companies to remitmoney abroad,” a senior ED

official privy to theprobe said.An email sent to Paytm’s

spokesperson on Tuesdaywent unanswered, despitereminders.

TheEDis likely to summonofficials of HSBC Bank andotherpaymentwallets, includ-ing Cashfree and Razorpay,to join the investigation.“Transaction details arealready being sought from thebank and other institutions,”the official said, adding theyare contacting the Financial

IntelligenceUnit (FIU)tocheckwhether they obtained anyinformation related tothese transactions.

According to norms, allfinancial institutions, includ-ing payment wallets, arerequiredtoexamineandcheckthepurposeandbackgroundofallunusually largetransactionsthathavenoapparenteconom-icorvisible lawfulpurpose,andreport the same to theFIU.

The probe agency allegedthatsomeofthecompaniesrun

by Chinese nationals hadfloated multiple websites andused thesewallets to send andreceivepaymentsworth~1,200crore in India andabroad.

Sourcessaidthedigitalwal-lets did not report even whencrores of rupees were beingcredited and transferredthrough multiple transactionsin thepast oneyear.

Meanwhile, the ED redflagged the matter with theReserveBankof India,particu-larly the risks involved with

paymentwallets.The ED, while analysing

bank accounts of Dokypay,allegedly found ~1,268 crorewas collected in one year. Ofthis, ~300 crore came throughPaytm’s gateway and about~600crorewastransferredout.Outward foreign remittancesfor payments worth ~120 crorewere allegedly made from theaccounts of Linkyun.

ED officials said that afteropening multiple bankaccounts, internet access cre-dentials were couriered byIndianemployeestoChinaandpayment instructions camefromthebeneficialownerswhowere safely ensconced inChina. Accused companiesfloatednumeroussimilar-look-ing websites, hosted throughCloudflare, US. Agents werethen hired to catch newmembers through closedTelegram and WhatsAppgroups to place bets on onlineapps that promised attractiverewards. A first informationreport on the scam was firstregisteredbythecybercellunitofHyderabadPolice.

‘Double-digitgrowthin2020-21stillpossible’

SHALLY SETH MOHILE & T E NARASIMHANMumbai/Chennai, 2 September

The ubiquitous autorickshaw, the pop-ular tuk-tuk criss-crossing Indian citiestill recently connecting people to theirlast mile, is now few and far between.Amid lockdown and restricted move-ment,domesticthree-wheelersaleshavetaken a severe pasting. And Augustnumbers don’t show recovery either.

During the month, market leader,Bajaj Auto sold 7,659 units, against35,085, while TVS Motor sold 10,172units, compared to 14,604 in the year-agoperiod.

Piaggio Vehicles, the second-largestin the pecking order, hasn’t released itsAugust salesnumbers yet.

Mahindra&Mahindraalsosawyear-

on-year dropof 94per cent to 307units.Cumulativedespatchesofsuchthree-

wheelers collapsed to 25,488 unitsbetween April and July, from 205,516units in the same period a year ago,according to the data from the Societyof IndianAutomobileManufacturers.

The overall volumes were draggeddown by market leader Bajaj Auto thatcontrols more than half the segment.Themaker of theREbrand saw its salesfall to11,811units, fromahighof120,008units in the three-month (April was azero-salesmonth for auto firms)period.

“Withpeoplenotventuringoutdoors,theincomeofthree-wheelerdrivers, too,had dropped 40 per cent, severelyimpacting their ability pay loan instal-ments,” said Rakesh Sharma, executivedirector at Bajaj Auto. This, in turn, also

made financiers wary of lending, saidSharma.Closeto90percentofcommer-cial vehicles are bought on credit.

“AugustseemsmarginallybetterthanJuly, but it is nowhere close to what weweredoingearlier,”ruedSharma,addingthat the road to recovery for three-wheelers will be arduous. Before theCovid-19pandemic,Bajajwasdespatch-ing 25,000 units permonth on average.

Vinkesh Gulati, director, UnitedAutomobiles,vice-president,FederationofAutomobileDealersAssociations,saidthree-wheelers see demand when theearnings are good. This translates intomoretripsperday,morepassengersthanallowed, and fewer traffic restrictions.Duetorestrictiononthenumberofpas-sengers by local bodies, revenue hadmore thanhalved, saidGulati.

The $17.6-billion US food major General Mills is insearch of growth in the urban economy in Indiathat is currently shattered by overall slowdownand job losses. BALKI RADHAKRISHNAN,vice-president (V-P) and managing director(MD), operations, Asia, Middle East and Africa,for General Mills, is hopeful of steering clear ofthe ongoing crisis by expanding its top line inIndia. Radhakrishnan shares with Arnab Duttahis views on a range of topics – from GM food tothe resurgence of kiranas. Edited excerpts:

WheredoesIndiastandinGeneralMills’overall schemeofthings?India plays a key role in GeneralMills’ over-all business. It houses the second largestnumber of our white collar employees asour global business service hub is based outofMumbai. Be it product development,logistics and supply chainmanagement,information systems, financial processingormarket research, ourMumbai operationsmirror every functional capability that wehave in our headquarters inMinneapolis,US. It acts as an extension of our businessfunctions at the headquarters and evensupports ourmanufacturing facilities inNorth America.

Is IndiaamongthetopmarketsforGeneralMills?Our India business is not as big asthe growth potential that we fore-see.We believe, India has a signif-icant potential to contribute a lotmore to our global top line. In theAsia,West Asia, andAfrica regionthat I oversee, India contributes20-25 per cent of its revenue.Globally, India is among the top10 prioritymarkets for GeneralMills, in linewith our topmarkets like the US, Canada,the UK, France, andAustralia. Currently,India does not feature among the top 10markets, in terms of revenue, but itprobably is among the top 15.

ThelocalgovernmenthasapprehensionsoverusageofGMO(geneticallymodifiedorganisms).What isGeneralMills’ stand?GeneralMills supports use of advancedscientific tools (like geneticmodification).The ever growing population requires everlarger numbers ofmouths to be fed. And,advances in food science have extremelyimportant role in that. Specifically in India,our portfoliomatches the regulatorybindings and it is non-GMO.

Howwill the lockdownimpactgrowthfor2020-21?During the lockdown, we completed ouremployee appraisals and traineeship pro-grammes. Also, we have hired, on average,

one person every day during the period tostrengthen our team. So, we are fully pre-pared to increase focus on consumers. Forthe B2B segment, we are helping bakeriesthrough a vertical start-up programme thatincludes FSSAI-approved training pro-grammes. Thesemeasures will reflect in ourperformance in the next two quarters, and I

believewe can still grow bydouble digits in 2020-21.

Howwill theCovid-19pandemicalter long-terminvestmentplans?As the pandemic impacts con-sumer behaviour, there could besome adjustments in terms ofofferings, but our long-termplansand commitments remain intact.Investment will be required to

further strengthen our consumer reach,especially in the e-commerce side ofbusiness, and in bringing in globalcapabilities to India.

Doyouexpectaturnaroundanytimesoon?The Covid-19 crisis is still unfolding andwedon’t yet knowhow long the tail of thestormwill be. Thus, we need to stay agileand resilient. Irrespective of whether theoverall pie expands or shrinks, we believewe have a larger role to play. I am optimisticthat the overall business environmentwill revive backed by a quick turnaroundof the economy.

Whathasbeenits impactondistributionchannels?E-commerce business is growing exponen-tially sinceMarch, and its contribution inthe past 10months has grownmore than ithas in the past 10 years. From a low single-digit share in our total business, it istouching a high single-digits.

BALKIRADHAKRISHNANV-P & MD,General Mills

LikelytosummonofficialsofHSBCBank,Cashfree,andRazorpaytojointheinvestigation

MARKET SHARE ANALYSIS

2019-20 2020-21Atul Auto 12,411 2,358

(6.04) (9.25)Bajaj Auto 120,008 11,811

(58.39) (46.34)M&M 17,810 135

(8.67) (0.53)Piaggio Vehicles 50,202 9,891

(24.43) (38.81)Scooters India 1,284 6

(0.62) (0.02)TVS Motor 3,801 1,287

(1.85) (5.05)Total 205,516 25,488

Domesticsales (April-July)(%Marketshareinbrackets)

n Theagencyhas filedamoneylaunderingcaseagainstDokypayTechnologyandLinkyunTechnology

n FourHSBCBankaccountsof thesefirmshavealsobeenfrozen

n TheED,whileanalysingbankaccountsofDokypay,allegedly found~1,268crorewascollected inoneyear

n TheEDallegedthat someof the firmsrunbyChinesenationalshadfloatedmultiplewebsitesandusedthesewallets to sendandreceivepaymentsworth~1,200crore

NETTING THE PLAYERS

LADAM STEELS LIMITEDRegd Office: Ladam House, C-33, Opp. ITI, Wagle Industrial Estate,

Thane (W) – 400 604. Tel No. 022 71191000 Email ID: [email protected] NO.: U27100MH1983PLC030119

NOTICENotice is hereby given that the 36th Annual General Meeting

(“AGM”) of the Company will be held on Monday, 28th September,2020 at 4.30 p.m. through video conferencing in compliance withMCAGeneral Circular nos 14/2020, 17/2020, 20/2020 and all otherapplicable laws & circulars issued by MCA to transact the Businesses,as set out in the Notice of AGM. The Electronic copies of the Notice ofAGM and Annual Report for F.Y. 2019-20 will be sent to all thememberswhose email IDs are registered with the Company/DepositoryParticipant(s). Sending the Annual report along with Notice throughemail will be completed onSeptember 4, 2020.

Members holding shares either in physical form or in dematerializedform will have opportunity to cast their votes remotely on Business asset out in the Notice of AGM through electronic voting system of CDSL(“remote e-voting”). The manner of voting remotely for shareholdersholding shares in dematerialized mode, physical mode and forshareholders who have not registered their email ids will be provided intheNotice.. All themembers are informed that:i. the Ordinary and the Special Business as set out in the Notice of

AGMmaybe transacted through voting by electronicmeans;ii. the remote e-voting shall commence on Thursday, September 24,

2020 at 9.00 a.m.;iii. theremotee-votingshallendonSunday,September 27,2020 at 5.00p.m.;iv. the cut-off date for determining the eligibility to vote by electronic

means or at the AGM isMonday, September 21, 2020;v. any person, who acquires shares of the Company and become

member of the Company after dispatch of the Notice of AGM andholding shares as of the cut-off date i.e. Monday, September 21,2020, may obtain the login ID and password by sending a request [email protected].

vi. Members holding shares in physical format or who have notregistered their e-mail addresses so far are requested to registertheir e-mail address for by visiting RTA's web link i.e.http://www.purvashare.com/email-and-phone-updation/ .Members may note that: a) the remote e-voting module shall be

disabled by CDSL after the aforesaid date and time for voting and oncethe vote on a resolution is cast by the member, the member shall not beallowed to change it subsequently b) the members who have cast theirvote by remote e-voting prior to the AGM may also attend the AGM byvideo conferencing but shall not be entitled to cast their vote again; andc) a personwhose name is recorded in the register ofmembers or in theregister of beneficial owners maintained by the depositories as on thecut-off date shall be entitled to avail the facility of remote e-voting.

The notice of AGM is available on the CDSL's websitewww.evotingindia.com; and in case of queries, members may refer tothe Frequently Asked Questions (FAQs) for members and e-voting usermanual for members at the Help Section of www.evotingindia.com orcall on toll free no.: 1800 200 5533 or contact Company at LadamHouse, C-33, Opp. ITI, Wagle Industrial Estate, Thane (W) – 400 604.Tel No. 71191000 who will also address the grievances connected withthe voting by electronic means. Members may also write [email protected] or at theRegisteredOffice address.

Pursuant to Section 91 of the Companies Act, 2013 read with Rule10 of the Companies (Management and Administration) Rules, 2014and Regulation42 of the SEBI (Listing Obligation and DisclosureRequirements), Regulations 2015 notice is also hereby given that theRegister of Members of the Company and Share Transfer Books willremain closed from 22 September 2020 to 29 September 2020 for thepurpose of Annual GeneralMeeting.

By order of the Board of DirectorsSd/-

Sumesh AggarwalDirector

00325063Date: September 02, 2020Place: Thane

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DISCLAIMER News reports and featurearticles in Business Standard seek to presentan unbiased picture of developments in themarkets, the corporate world and thegovernment. Actual developments can turnout to be different owing to circumstancesbeyond Business Standard’s control andknowledge. Business Standard does not takeany responsibility for investment or businessdecisions taken by readers on the basis ofreports and articles published in thenewspaper. Readers are expected to form theirown judgement.Business Standard does not associate itselfwith or stand by the contents of any of theadvertisements accepted in good faith andpublished by it. Any claim related to theadvertisements should be directed to theadvertisers concerned.Unless explicitly stated otherwise, all rightsreserved by M/s Business Standard Pvt. Ltd.Any printing, publication, reproduction,transmission or redissemination of thecontents, in any form or by any means, isprohibited without the prior written consent ofM/s Business Standard Pvt. Ltd. Any suchprohibited and unauthorised act by anyperson/legal entity shall invite civil and

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No Air Surcharge

Business StandardHYDERABAD EDITION

HB LEASING AND FINANCECOMPANY LIMITEDCIN: L65910HR1982PLC034071

Regd. Off.: Plot No. 31, Echelon Institutional Area,Sector-32, Gurugram-122001, Haryana

Phone: +91-124-4675500; Fax: +91-124-4370985Email: [email protected]

Website: www.hbleasing.comNOTICE

For HB Leasing and Finance Company LimitedSd/-

SONALI SHARMA(Company Secretary)

M. No.: ACS-59728Date : 02.09.2020Place : Gurugram

Notice is hereby given pursuant to Regulation 47read with Regulation 29 of the SecuritiesExchange Board of India (Listing Obligations andDisclosure Requirements) Regulations, 2015, thata meeting of Board of Directors of the Companywill be held on Friday, 11th September, 2020,inter-alia, to consider and approve the Un-AuditedFinancial Results of the Company for the firstquarter ended 30th June, 2020.This Notice is also available on the website of theCompany, www.hbleasing.com and also on thewebsite of the Stock Exchange, BSE Limited,www.bseindia.com.

Page 3: EDquizzesPaytm’sbrassover...E-mail:subs_bs@bsmail.in “orsms,SUBBSto57007” DISCLAIMER Newsreportsand feature articles in Business Standard seek to present an unbiased picture

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