Earnix 3D Personalization

A Pricing, Rating, and Product Personalization Software Suite Driven by World-Class Analytics and Machine Learning

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Modern Financial Services Customers Expect Personalization

Given the complexities of risk-based financial products, financial institutions struggle to deliver the custom solutions that consumers demand.

Financial services have traditionally been made for and marketed to the masses. But with the rise of the digital leaders of today, consumer expectations have evolved. Customers of Financial Institutions today expect financial products that perfectly match their unique current needs. And financial institutions understand that such personalization boosts customer satisfaction, loyalty--and business results. Yet given the complexities of risk-based financial products, financial institutions struggle to deliver the custom solutions that consumers demand in a consistent manner across the enterprise, in alignment with their pricing strategy considerations, and while controling enterprise-wide governance.

The Earnix Promise

We believe that for Financial Institutions, personalization is key to increased customer satisfaction and loyalty as well as to improved business results. Recognizing the complexities of financial products, Earnix provides an end-to-end Pricing and Product Personalization Software Suite, driven by world-class data science, analytical modeling tools, and integrated machine learning.

The Earnix 3D Personalization Suite™ empowers Financial Institutions to offer the right product, at the right price, at the right time, while optimizing business KPIs, maintaining governance and compliance, and improving the enterprise-wide end-to-end product personalization and pricing process. Earnix has been consistently innovating for Banks and Insurers around the globe for over 18 years. We have offices in the Americas, Europe, Asia Pacific, and Israel.

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Challenge the Status Quo with Earnix

Earnix is the only end-to-end Pricing and Product Personalization Software Suite that is purpose-built for financial institutions.

While personalization software is commonplace in the market today; Earnix is the only end-to-end Pricing and Product Personalization Software Suite that is purpose-built for financial institutions. Most other “personalization products” focus on either communication level personalization and/or next best offer style interactions. The personalization that they offer is not based on a deep understanding of a financial institution’s pricing strategy and product complexity – which is gained through the use of advanced analytics. Your financial institution needs a new approach.

The Earnix 3D Personalization Product Suite™ gives financial institutions the ability to personalize across three dimensions - offering the right product, at the right price, at the right time. It empowers organizations to optimize business KPIs, maintain governance and compliance, and improve the enterprise-wide end-to-end product personalization and pricing process.

Each of the products in the Earnix 3D Personalization Product Suite™ serve a unique purpose. Earnix Price-it provides confidence and control over the enterprise-wide pricing process. Earnix Personalize-it enables product personalization that improves relevancy and simplicity for the end customer resulting in increased customer satisfaction and product uptake for the business. Earnix Time-it delivers proactive and context-based financial product relevancy, that is crucial for maintaining continuous customer engagement.

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The Result: A Win-Win for You and Your Customers

The Earnix 3D Personalization Product Suite™ enables financial institutions to create and deliver personalized products at the right price and time in a consistent and governed manner across the enterprise. By ensuring that all offers meet required customer and company criteria, 3D Personalization delivers a win-win for both your customer and your organization. As a result of 3D personalization, customers are delighted with the offer they receive from your organization, while business results such as customer satisfaction, loyalty, conversion rates, and margins are increased.

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Three Powerful Products

The Earnix 3D Personalization Product Suite™ is made up of three products that together, let financial institutions deliver the right product, at the right price, at the right time: Earnix Price-it, Earnix Personalize-it, and Earnix Time-it.

3D Personalization gives financial institutions the ability to offer personalized products based on context while maintaining confidence and control over the pricing and product personalization processes. An end-to-end systemized approach to the pricing process is employed, which means organizations can move from data management to modeling to pricing strategy optimization to rate deployment in a simple manner. With the ability to manage product and price configurations at high volumes in real time, Earnix lets financial institutions deliver the level of intimacy their customers expect.

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These products are tightly integrated to provide a single user interface and flow, which breaks organizational silos and enables product and pricing insights to be leveraged across the enterprise – in order to perform relationship based personalization in an expedited and governed manner. These products can easily integrate with any front-end or back-end systems you may already have, speeding deployment and time-to-market. Breaking down departmental data silos, Earnix transforms financial institutions from product-centric to customer-centric organizations while streamlining pricing and product personalization processes across the enterprise.

Earnix Price-it systematizes the complex end-to-end financial services pricing processes—from optimizing pricing strategy to rate deployment. Organizations can now predict, simulate, decide and instantly deliver rates to market in a consistent manner, enterprise-wide, while complying with regulatory and compliance demands.

Earnix Personalize-it allows organizations to define, personalize, and deploy financial product bundles or variances that perfectly match each customer’s unique needs. This personalization is backed by data science, world-class analytical modeling tools, and integrated machine learning.

Earnix Time-itenables financial institutions to proactively identify patterns that suggest life event occurrence and react by delivering the right financial product at the exact right price that fits customer financial needs.

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Take a closer look to see how the Earnix 3D Personalization Suite™ can help you:

Earnix Price-it™Earnix Personalize-it™Earnix Time-it™

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