DNHYLHZ /RDQ 6HUYLFLQJ - Lakeview Wholesale · 2018. 2. 19. · Lakeview Loan Servicing A Wholesale Division LLSCR07062016A 85‐LAKEVIEW Best(855‐253‐8439) Efforts Ratesheet

Lakeview Loan Servicing, LLC.

Lakeview Loan ServicingA

Wholesale Division LLSCR07062016A85‐LAKEVIEW (855‐253‐8439) Best Efforts Ratesheet Date:

www.lakeviewwholesale.com Contact Us: ‐ by phone"85 Lakeview" or www.lakeviewwholesale.com Effective Time:

Rate 30BE 45BE 60BE 90BE Rate 30BE 45BE 60BE 90BE Rate 30BE 45BE 60BE 90BE3.250% 102.208 102.051 101.894 101.168 2.750% 102.421 102.319 102.217 102.198 3.250% 102.903 102.749 102.596 102.4983 375% 102 763 102 609 102 456 101 888 2 875% 102 895 102 794 102 692 102 673 3 375% 103 506 103 356 103 223 103 193

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09:24 AM

Conforming Fixed Pricing

30 Yr Fixed - CBF300 15 Yr Fixed - CBF150 20 Yr Fixed - CBF200

3.375% 102.763 102.609 102.456 101.888 2.875% 102.895 102.794 102.692 102.673 3.375% 103.506 103.356 103.223 103.1933.500% 103.365 103.216 103.066 102.787 3.000% 103.386 103.285 103.183 103.164 3.500% 104.228 104.107 103.985 103.9553.625% 103.986 103.862 103.738 103.482 3.125% 103.790 103.688 103.586 103.379 3.625% 104.810 104.689 104.567 104.5383.750% 104.574 104.450 104.326 104.071 3.250% 104.151 104.049 103.950 103.750 3.750% 105.316 105.195 105.074 105.0443.875% 105.071 104.947 104.823 104.568 3.375% 104.503 104.405 104.308 104.109 3.875% 105.758 105.637 105.516 105.4624.000% 105.495 105.371 105.247 104.992 3.500% 104.769 104.671 104.574 104.375 4.000% 106.150 106.029 105.908 105.8344.125% 105.840 105.716 105.592 105.336 3.625% 104.875 104.793 104.711 104.543 4.125% 106.450 106.328 106.207 106.1414.250% 106.042 105.950 105.857 105.664 3.750% 105.249 105.156 105.062 104.871 4.250% 106.565 106.473 106.381 106.3504.375% 106.448 106.353 106.258 106.061 3.875% 105.574 105.481 105.387 105.196 4.375% 106.908 106.816 106.724 106.6674.500% 106.822 106.728 106.633 106.436 4.000% 105.780 105.687 105.593 105.402 4.500% 107.245 107.171 107.096 107.0664.625% 107.173 107.078 106.983 106.786 4.125% 105.838 105.752 105.667 105.491 4.625% 107.762 107.688 107.613 107.5834.750% 107.603 107.515 107.427 107.260 4.250% 106.255 106.169 106.083 105.908 4.750% 108.219 108.147 108.074 108.0394.875% 108.073 107.989 107.905 107.698 4.375% 106.543 106.457 106.371 106.195 4.875% 108.616 108.543 108.471 108.4035.000% 108.370 108.295 108.220 108.062 4.500% 106.731 106.645 106.559 106.383 5.000% 108.935 108.862 108.790 108.719

Rate 30BE 45BE 60BE 90BE Rate 30BE 45BE 60BE 90BE3.250% 101.919 101.795 101.671 101.415 2.750% 102.514 102.413 102.311 102.2923.375% 102.735 102.611 102.487 102.232 2.875% 102.989 102.888 102.786 102.7673.500% 103.634 103.510 103.386 103.131 3.000% 103.480 103.378 103.277 103.2573.625% 104.329 104.205 104.081 103.826 3.125% 103.883 103.782 103.680 103.4733.750% 104.918 104.794 104.670 104.414 3.250% 104.244 104.143 104.043 103.8443.875% 105.415 105.291 105.167 104.912 3.375% 104.597 104.499 104.402 104.2024.000% 105.839 105.715 105.591 105.336 3.500% 104.898 104.816 104.734 104.7144 125% 106 413 106 320 106 227 106 034 3 625% 105 219 105 137 105 055 104 887

30 Yr Fixed (Loan Amount ≤ $85k) - CBF301 15 Yr Fixed (Loan Amount ≤ $85k) - CBF151

4.125% 106.413 106.320 106.227 106.034 3.625% 105.219 105.137 105.055 104.8874.250% 106.917 106.825 106.732 106.539 3.750% 105.593 105.499 105.406 105.2144.375% 107.323 107.228 107.133 106.936 3.875% 105.918 105.824 105.731 105.5394.500% 107.877 107.800 107.723 107.562 4.000% 106.124 106.030 105.937 105.8744.625% 108.484 108.407 108.330 108.168 4.125% 106.401 106.315 106.229 106.0534.750% 109.007 108.930 108.855 108.698 4.250% 106.818 106.732 106.646 106.4704.875% 109.444 109.369 109.294 109.136 4.375% 107.105 107.019 106.933 106.7585.000% 109.957 109.895 109.834 109.703 4.500% 107.293 107.207 107.122 106.946

Rate 30BE 45BE 60BE 90BE Rate 30BE 45BE 60BE 90BE% %

30 Yr Fixed (Loan Amount > $85k and ≤ $110k) - CBF302


3.250% 101.887 101.763 101.639 101.384 2.750% 102.483 102.381 102.280 102.2603.375% 102.704 102.580 102.456 102.201 2.875% 102.958 102.856 102.755 102.7353.500% 103.603 103.479 103.355 103.100 3.000% 103.449 103.347 103.246 103.2263.625% 104.298 104.174 104.050 103.795 3.125% 103.852 103.751 103.649 103.4423.750% 104.886 104.762 104.638 104.383 3.250% 104.213 104.112 104.012 103.8133.875% 105.384 105.260 105.136 104.881 3.375% 104.566 104.468 104.370 104.1714.000% 105.808 105.684 105.560 105.305 3.500% 104.835 104.753 104.671 104.6524.125% 106.288 106.195 106.102 105.909 3.625% 105.157 105.075 104.993 104.8254.250% 106.792 106.700 106.607 106.414 3.750% 105.531 105.437 105.343 105.1524.375% 107.198 107.103 107.008 106.811 3.875% 105.856 105.762 105.668 105.4774.500% 107.659 107.581 107.504 107.343 4.000% 106.062 105.968 105.874 105.8114.625% 108.266 108.188 108.111 107.950 4.125% 106.338 106.252 106.167 105.9914.750% 108.788 108.712 108.636 108.479 4.250% 106.755 106.669 106.583 106.4084.875% 109.225 109.150 109.075 108.917 4.375% 107.043 106.957 106.871 106.6955.000% 109.675 109.614 109.552 109.422 4.500% 107.231 107.145 107.059 106.883

Rate 30BE 45BE 60BE 90BE Rate 30BE 45BE 60BE 90BE3.250% 101.825 101.701 101.577 101.321 2.750% 102.483 102.381 102.280 102.2603.375% 102.642 102.518 102.394 102.138 2.875% 102.958 102.856 102.755 102.7353.500% 103.540 103.416 103.292 103.037 3.000% 103.449 103.347 103.246 103.2263.625% 104.236 104.112 103.988 103.732 3.125% 103.852 103.751 103.649 103.4423.750% 104.824 104.700 104.576 104.321 3.250% 104.213 104.112 104.012 103.8133.875% 105.321 105.197 105.073 104.818 3.375% 104.566 104.468 104.370 104.171



3.875% 105.321 105.197 105.073 104.818 3.375% 104.566 104.468 104.370 104.1714.000% 105.745 105.621 105.497 105.242 3.500% 104.832 104.734 104.636 104.5894.125% 106.132 106.039 105.946 105.753 3.625% 105.094 105.012 104.930 104.7624.250% 106.636 106.543 106.451 106.258 3.750% 105.468 105.374 105.281 105.0894.375% 107.041 106.947 106.852 106.655 3.875% 105.793 105.699 105.606 105.4144.500% 107.416 107.321 107.227 107.030 4.000% 105.999 105.905 105.812 105.6864.625% 107.953 107.876 107.799 107.637 4.125% 106.213 106.127 106.042 105.8664.750% 108.475 108.399 108.324 108.166 4.250% 106.630 106.544 106.458 106.2834.875% 108.913 108.837 108.762 108.605 4.375% 106.918 106.832 106.746 106.5705.000% 109.276 109.208 109.146 109.016 4.500% 107.106 107.020 106.934 106.758

Bayview Loan Servicing, LLC. 1301 Virginia Drive, Suite 403. Fort Washington, PA 19034 © 2014‐2015 Lakeview Loan Servicing, LLC. NMLS #391521 Bayview Loan Servicing, LLC. NMLS #2469, Equal Housing LenderLakeview/Bayview Wholesale Programs are offered to qualified residential lending institutions and are not applicable to the general public and/or individual consumers. This information is for lending institutions only, and not intended for use by individual consumers or borrowers.





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09:24 AM

Rate 30BE 45BE 60BE 90BE Rate 30BE 45BE 60BE 90BE

Conforming Jumbo Fixed Pricing

30 Yr Fixed (Agency Jumbo) - HBF309 15 Yr Fixed (Agency Jumbo) - HBF159

3.250% 100.144 100.020 99.896 99.641 2.750% 100.973 100.872 100.770 100.7513.375% 100.912 100.788 100.664 100.409 2.875% 101.407 101.305 101.203 101.1843.500% 101.756 101.632 101.508 101.253 3.000% 101.851 101.749 101.647 101.6283.625% 102.406 102.282 102.158 101.903 3.125% 102.238 102.136 102.034 101.8283.750% 102.959 102.835 102.711 102.455 3.250% 102.551 102.449 102.347 102.1403.875% 103.406 103.282 103.158 102.902 3.375% 102.835 102.734 102.632 102.4254.000% 103.808 103.684 103.560 103.304 3.500% 103.047 102.949 102.851 102.6524.125% 104.141 104.017 103.893 103.638 3.625% 102.732 102.650 102.568 102.4004.250% 103.731 103.638 103.545 103.353 3.750% 103.020 102.926 102.833 102.6414.375% 104.060 103.967 103.874 103.681 3.875% 103.304 103.211 103.117 102.9264.500% 104.392 104.299 104.206 104.013 4.000% 103.513 103.419 103.325 103.1344.625% 104.722 104.629 104.536 104.344 4.125% 103.149 103.063 102.977 102.8014.750% 104.632 104.555 104.478 104.316 4.250% 103.495 103.409 103.323 103.1474.750% 104.632 104.555 104.478 104.316 4.250% 103.495 103.409 103.323 103.1474.875% 104.990 104.913 104.836 104.675 4.375% 103.754 103.668 103.582 103.4065.000% 105.343 105.265 105.188 105.027 4.500% 103.950 103.864 103.778 103.602

Rate 30BE 45BE 60BE 90BE Rate 30BE 45BE 60BE 90BE Rate 30BE 45BE 60BE 90BE

3/1 ARM (1 Yr LIBOR, 2.25% Margin, 2/2/6 Cap) HBA300/CBA300



Conforming & High Balance ARM Pricing

2.750% 97.476 97.462 97.086 97.022 2.250% 98.147 98.144 97.815 97.734 2.250% 96.591 96.581 96.276 96.1802.875% 97.703 97.685 97.311 97.248 2.375% 98.579 98.572 98.249 98.169 2.375% 97.104 97.090 96.776 96.6813.000% 97.937 97.915 97.548 97.486 2.500% 99.012 99.001 98.685 98.605 2.500% 97.624 97.605 97.283 97.1893.125% 98.170 98.143 97.783 97.721 2.625% 99.441 99.424 99.115 99.036 2.625% 98.191 98.168 97.840 97.7473.250% 98.401 98.370 98.015 97.954 2.750% 99.819 99.798 99.493 99.415 2.750% 98.727 98.699 98.370 98.2773.375% 98.633 98.596 98.247 98.187 2.875% 100.192 100.166 99.866 99.789 2.875% 99.237 99.204 98.878 98.7863.500% 98.861 98.821 98.476 98.416 3.000% 100.563 100.534 100.238 100.162 3.000% 99.723 99.686 99.364 99.2723.625% 99.040 98.995 98.653 98.594 3.125% 100.931 100.897 100.606 100.530 3.125% 100.194 100.152 99.833 99.7423.750% 99.216 99.166 98.826 98.768 3.250% 101.295 101.257 100.971 100.896 3.250% 100.647 100.601 100.284 100.1943.875% 99.391 99.336 98.996 98.938 3.375% 101.657 101.613 101.334 101.260 3.375% 101.080 101.029 100.716 100.6274.000% 99.565 99.506 99.164 99.108 3.500% 102.016 101.968 101.697 101.623 3.500% 101.511 101.456 101.148 101.0594.125% 99.738 99.674 99.332 99.276 3.625% 102.377 102.325 102.062 101.989 3.625% 101.945 101.886 101.583 101.4964.250% 99.898 99.830 99.487 99.431 3.750% 102.646 102.589 102.333 102.260 3.750% 102.382 102.317 102.022 101.9354.375% 100.049 99.977 99.631 99.576 3.875% 102.887 102.826 102.569 102.497 3.875% 102.758 102.689 102.403 102.3174.500% 100.200 100.123 99.776 99.722 4.000% 103.075 103.010 102.750 102.679 4.000% 103.139 103.065 102.792 102.706





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Days Price≤60% 60.01-70% 70.01-75% 75.01-80% 80.01-85% 85.01-95% 95.01-97% 7 -0.125

≥800 0 000 -0 250 -0 250 -0 500 -0 250 -0 250 -0 750 15 -0 250

FICOLTV RATIOS

Conforming Adjustments (Non HARP)

FICO / LTV Adjustments > 15YR Extension Fees

≥800 0.000 -0.250 -0.250 -0.500 -0.250 -0.250 -0.750 15 -0.250780-799 0.000 -0.250 -0.250 -0.500 -0.250 -0.250 -0.750 30 -0.500

760-779 0.000 -0.250 -0.250 -0.500 -0.250 -0.250 -0.750

740-759 0.000 -0.250 -0.250 -0.500 -0.250 -0.250 -0.750720-739 0.000 -0.250 -0.500 -0.750 -0.500 -0.500 -1.000 FICO/UPB ≤85 >85-110 >110-150 >150

700-719 0.000 -0.500 -1.000 -1.250 -1.000 -1.000 -1.500 <650 -0.921 -0.209 -0.018 0.080680-699 0.000 -0.500 -1.250 -1.750 -1.500 -1.250 -1.500 650-749 -0.892 -0.233 -0.048 0.051660-679 0.000 -1.000 -2.250 -2.750 -2.750 -2.250 -2.250 ≥750 -0.865 -0.267 -0.100 0.000640-659 -0.500 -1.250 -2.750 -3.000 -3.250 -2.750 -2.750

620-639 -0.500 -1.500 -3.000 -3.000 -3.250 -3.250 -3.500< 620 -0.500 -1.500 -3.000 -3.000 -3.250 -3.250 -3.750 State Group Price Adj

Group1 -0.080

States

FICO/Loan Amount Price Adjustments

State Price Adjustments

CA,IL,IN,KS,MA,MI,MN,MO,NM,UT,VT,WI

Group2 -0.020Group3 0.020

≤60% 60.01-70% 70.01-75% 75.01-80% >80% Group4 0.100740 + -0.375 -0.625 -0.625 -0.875 N/A

720-739 -0.375 -1.000 -1.000 -1.125 N/A

700-719 -0.375 -1.000 -1.000 -1.125 N/A

680-699 -0.375 -1.125 -1.125 -1.750 N/A

660-679 -0.625 -1.125 -1.125 -1.875 N/A

640-659 -0.625 -1.625 -1.625 -2.625 N/A

620-639 -0.625 -1.625 -1.625 -3.125 N/A UNITS/LTV LTV >75% -0.100< 620 -1.625 -2.625 -2.625 -3.125 N/A All -0.750

Escrow WaiverNo Escrow

Condo Adjustments >15YR

Cash Out / LTV Adjustments

FICOLTV RATIOS

Ineligible States

AL,AZ,DE,GA,ID,MD,ME,MT,NE,NH,OH,PA,RI,SC,VA,WA,WY

AK,AR,CO,DC,IA,KY,MS,NC,NJ,TN,WVFL,LA,ND,OK,OR,SD,TX

CT,HI,NV,NY

*Mortgages without an Indicator Score will be charged the below 620 Indicator Score / Loan-to-Value Fee.

UNITS/LTV ≤75% 75.01-80% >80%

All -2.125 -3.375 -4.125LTV Ratios CLTV Ratios < 720 ≥ 720

<65.00% 80.01% - 95.00% -0.500 -0.250

65.01% - 75.00% 80.01% - 95.00% -0.750 -0.500 Product Purpose ≤75% LTV >75% to ≤80% >80% LTV

75.01% - 95.00% 90.01% - 95.00% -1.000 -0.750 30/20/15 FixedPurch & No C/O

Refi -0.250 -0.250 -0.25075.01% - 90.00% 76.01% - 90.00% -1.000 -0.750 CashOut Refi -1.000 -1.000 N/A

<95.00% 95.01% - 97.00% ARMPurch & No C/O

Refi -1.000 -1.750 -1.750

Investment Property Adjustments

All -0.375

-1.500

Secondary Financing Adjustments

Conforming Jumbo Adjustments

*A secondary financing delivery fee will not be assessed on a Mortgage with a HELOC balance of zero at loan closing. CashOut Refi -1.750 N/A N/A

UNITS/LTV ≤60% 60.01-70% 70.01-75% 75.01-80% 80.01-85% 85.01-90% >90%

2 Units -1.000 -1.000 -1.000 -1.000 -1.000 -1.000 -1.000 0.0003-4 Units -1.000 -1.000 -1.000 -1.000 -1.500 -2.000 -2.000

LTV 760+ 740-759 720-739 700-719 680-699 660-679 640-659 620-63995.01-97 -1.950 -2.750 -3.500 -4.150 -5.200 -6.900 -7.650 -8.55090.01-95 -1.600 -2.250 -2.800 -3.300 -4.050 -5.400 -5.900 -6.60085.01-90 -1.200 -1.700 -2.100 -2.500 -3.050 -4.150 -4.500 -4.950

< 85 0 620 0 750 0 900 1 000 1 150 1 550 1 700 1 850

High LTV AdjustmentLTV > 95%

LPMI Adjustments

Multi-Unit Adjustments

<=85 -0.620 -0.750 -0.900 -1.000 -1.150 -1.550 -1.700 -1.850

LTV 760+ 740-759 720-739 700-719 680-699 660-679 640-659 620-639<= 20yr Term 0.120 0.170 0.250 0.250 0.300 0.450 0.500 0.450

R/T Refi 0.000 0.000 0.000 0.000 0.000 0.000 0.000 0.000Loan Size > 417k 0.000 0.000 0.000 0.000 0.000 0.000 0.000 0.000

2nd Home -0.250 -0.250 -0.490 -0.700 -0.700 -1.230 -1.230 -1.230Investment Prop -1.190 -1.190 -1.330 N/A N/A N/A N/A N/A

Additional LPMI Adjustments





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Rate 30BE 45BE 60BE 90BE Rate 30BE 45BE 60BE 90BE Rate 30BE 45BE 60BE 90BE3.250% 100.380 100.256 100.132 99.876 2.750% 102.198 102.101 102.003 101.804 3.250% 102.002 101.878 101.754 101.4983.375% 101.734 101.610 101.486 101.231 2.875% 102.826 102.728 102.631 102.431 3.375% 103.092 102.968 102.844 102.588

Freddie Mac Eligible HARP Open Access Pricing

30 Yr HARP (LTV < 80) - FHF301 15 Yr HARP (LTV < 80) - FHF151 20 Yr HARP (LTV < 80) - FHF201

3.500% 102.889 102.765 102.641 102.386 3.000% 103.345 103.247 103.150 102.950 3.500% 103.901 103.777 103.653 103.3973.625% 103.717 103.593 103.469 103.213 3.125% 103.807 103.709 103.612 103.412 3.625% 104.556 104.432 104.308 104.0533.750% 104.377 104.253 104.129 103.874 3.250% 104.216 104.118 104.021 103.821 3.750% 105.110 104.986 104.862 104.6073.875% 104.880 104.756 104.632 104.377 3.375% 104.574 104.476 104.379 104.180 3.875% 105.567 105.443 105.319 105.0644.000% 105.304 105.180 105.056 104.801 3.500% 104.840 104.742 104.645 104.446 4.000% 105.959 105.835 105.711 105.4554.125% 105.648 105.524 105.400 105.145 3.625% 105.034 104.940 104.847 104.655 4.125% 106.258 106.134 106.010 105.7554.250% 105.881 105.786 105.692 105.495 3.750% 105.430 105.336 105.242 105.051 4.250% 106.405 106.310 106.215 106.0184.375% 106.287 106.193 106.098 105.901 3.875% 105.755 105.661 105.567 105.376 4.375% 106.748 106.653 106.558 106.3624.500% 106.662 106.567 106.473 106.276 4.000% 105.961 105.867 105.773 105.582 4.500% 107.053 106.958 106.864 106.6674.625% 107.012 106.918 106.823 106.626 4.125% 105.930 105.844 105.758 105.582 4.625% 107.445 107.370 107.295 107.1374.750% 107.322 107.247 107.171 107.014 4.250% 106.358 106.272 106.186 106.011 4.750% 107.973 107.898 107.822 107.6654.875% 107.760 107.685 107.610 107.452 4.375% 106.646 106.560 106.474 106.298 4.875% 108.369 108.294 108.219 108.0615.000% 108.124 108.049 107.973 107.816 4.500% 106.834 106.748 106.662 106.486 5.000% 108.689 108.613 108.538 108.3815.000% 108.124 108.049 107.973 107.816 4.500% 106.834 106.748 106.662 106.486 5.000% 108.689 108.613 108.538 108.381

Rate 30BE 45BE 60BE 90BE Rate 30BE 45BE 60BE 90BE Rate 30BE 45BE 60BE 90BE3.250% 100.380 100.256 100.132 99.876 2.750% 102.198 102.101 102.003 101.804 3.250% 102.002 101.878 101.754 101.4983.375% 101.734 101.610 101.486 101.231 2.875% 102.826 102.728 102.631 102.431 3.375% 103.092 102.968 102.844 102.5883.500% 102.889 102.765 102.641 102.386 3.000% 103.345 103.247 103.150 102.950 3.500% 103.901 103.777 103.653 103.3973.625% 103.717 103.593 103.469 103.213 3.125% 103.807 103.709 103.612 103.412 3.625% 104.556 104.432 104.308 104.0533.750% 104.377 104.253 104.129 103.874 3.250% 104.216 104.118 104.021 103.821 3.750% 105.110 104.986 104.862 104.6073.875% 104.880 104.756 104.632 104.377 3.375% 104.574 104.476 104.379 104.180 3.875% 105.567 105.443 105.319 105.0644.000% 105.304 105.180 105.056 104.801 3.500% 104.840 104.742 104.645 104.446 4.000% 105.959 105.835 105.711 105.4554.125% 105.648 105.524 105.400 105.145 3.625% 105.034 104.940 104.847 104.655 4.125% 106.258 106.134 106.010 105.7554.250% 105.881 105.786 105.692 105.495 3.750% 105.430 105.336 105.242 105.051 4.250% 106.405 106.310 106.215 106.0184 375% 106 287 106 193 106 098 105 901 3 875% 105 755 105 661 105 567 105 376 4 375% 106 748 106 653 106 558 106 362

20 Yr HARP (LTV 80.01-90.00) - FHF20230 Yr HARP (LTV 80.01-90.00) - FHF302 15 Yr HARP (LTV 80.01-90.00) - FHF152

4.375% 106.287 106.193 106.098 105.901 3.875% 105.755 105.661 105.567 105.376 4.375% 106.748 106.653 106.558 106.3624.500% 106.662 106.567 106.473 106.276 4.000% 105.961 105.867 105.773 105.582 4.500% 107.053 106.958 106.864 106.6674.625% 107.012 106.918 106.823 106.626 4.125% 105.930 105.844 105.758 105.582 4.625% 107.445 107.370 107.295 107.1374.750% 107.384 107.309 107.234 107.076 4.250% 106.358 106.272 106.186 106.011 4.750% 107.973 107.898 107.822 107.6654.875% 107.823 107.747 107.672 107.515 4.375% 106.646 106.560 106.474 106.298 4.875% 108.369 108.294 108.219 108.0615.000% 108.186 108.111 108.036 107.878 4.500% 106.834 106.748 106.662 106.486 5.000% 108.689 108.613 108.538 108.381

Rate 30BE 45BE 60BE 90BE Rate 30BE 45BE 60BE 90BE Rate 30BE 45BE 60BE 90BE3.250% 100.380 100.256 100.132 99.876 2.750% 102.198 102.101 102.003 101.804 3.250% 102.002 101.878 101.754 101.4983.375% 101.734 101.610 101.486 101.231 2.875% 102.826 102.728 102.631 102.431 3.375% 103.092 102.968 102.844 102.5883.500% 102.889 102.765 102.641 102.386 3.000% 103.345 103.247 103.150 102.950 3.500% 103.901 103.777 103.653 103.3973.625% 103.717 103.593 103.469 103.213 3.125% 103.807 103.709 103.612 103.412 3.625% 104.556 104.432 104.308 104.053

30 Yr HARP (LTV 90.01-95.00)- FHF303 15 Yr HARP (LTV 90.01-95.00) - FHF153 20 Yr HARP (LTV 90.01-95.00) - FHF203

3.750% 104.377 104.253 104.129 103.874 3.250% 104.216 104.118 104.021 103.821 3.750% 105.110 104.986 104.862 104.6073.875% 104.880 104.756 104.632 104.377 3.375% 104.574 104.476 104.379 104.180 3.875% 105.567 105.443 105.319 105.0644.000% 105.304 105.180 105.056 104.801 3.500% 104.840 104.742 104.645 104.446 4.000% 105.959 105.835 105.711 105.4554.125% 105.648 105.524 105.400 105.145 3.625% 105.034 104.940 104.847 104.655 4.125% 106.258 106.134 106.010 105.7554.250% 105.881 105.786 105.692 105.495 3.750% 105.430 105.336 105.242 105.051 4.250% 106.405 106.310 106.215 106.0184.375% 106.287 106.193 106.098 105.901 3.875% 105.755 105.661 105.567 105.376 4.375% 106.748 106.653 106.558 106.3624.500% 106.662 106.567 106.473 106.276 4.000% 105.961 105.867 105.773 105.582 4.500% 107.053 106.958 106.864 106.6674.625% 107.012 106.918 106.823 106.626 4.125% 105.930 105.844 105.758 105.582 4.625% 107.445 107.370 107.295 107.1374.750% 107.509 107.434 107.359 107.201 4.250% 106.358 106.272 106.186 106.011 4.750% 107.973 107.898 107.822 107.6654.875% 107.948 107.872 107.797 107.640 4.375% 106.646 106.560 106.474 106.298 4.875% 108.369 108.294 108.219 108.0615.000% 108.311 108.236 108.161 108.003 4.500% 106.834 106.748 106.662 106.486 5.000% 108.689 108.613 108.538 108.381

30 Yr HARP (LTV 95.01-100.00) - FHF304 15 Yr HARP (LTV 95.01-100.00) - FHF154 20 Yr HARP (LTV 95.01-100.00) - FHF204Rate 30BE 45BE 60BE 90BE Rate 30BE 45BE 60BE 90BE Rate 30BE 45BE 60BE 90BE

3.250% 100.380 100.256 100.132 99.876 2.750% 102.198 102.101 102.003 101.804 3.250% 102.002 101.878 101.754 101.4983.375% 101.734 101.610 101.486 101.231 2.875% 102.826 102.728 102.631 102.431 3.375% 103.092 102.968 102.844 102.5883.500% 102.889 102.765 102.641 102.386 3.000% 103.345 103.247 103.150 102.950 3.500% 103.901 103.777 103.653 103.3973.625% 103.717 103.593 103.469 103.213 3.125% 103.807 103.709 103.612 103.412 3.625% 104.556 104.432 104.308 104.0533.750% 104.377 104.253 104.129 103.874 3.250% 104.216 104.118 104.021 103.821 3.750% 105.110 104.986 104.862 104.6073.875% 104.880 104.756 104.632 104.377 3.375% 104.574 104.476 104.379 104.180 3.875% 105.567 105.443 105.319 105.0644.000% 105.304 105.180 105.056 104.801 3.500% 104.840 104.742 104.645 104.446 4.000% 105.959 105.835 105.711 105.4554.125% 105.648 105.524 105.400 105.145 3.625% 105.034 104.940 104.847 104.655 4.125% 106.258 106.134 106.010 105.7554.250% 105.912 105.818 105.723 105.526 3.750% 105.430 105.336 105.242 105.051 4.250% 106.405 106.310 106.215 106.0184.375% 106.318 106.224 106.129 105.932 3.875% 105.755 105.661 105.567 105.376 4.375% 106.748 106.653 106.558 106.3624.500% 106.693 106.599 106.504 106.307 4.000% 105.961 105.867 105.773 105.582 4.500% 107.053 106.958 106.864 106.6674 625% 107 043 106 949 106 854 106 657 4 125% 105 961 105 875 105 789 105 613 4 625% 107 445 107 370 107 295 107 137

30 ( 95 0 00 00) 30 5 ( 95 0 00 00) 5 0 ( 95 0 00 00) 0

4.625% 107.043 106.949 106.854 106.657 4.125% 105.961 105.875 105.789 105.613 4.625% 107.445 107.370 107.295 107.1374.750% 107.603 107.528 107.453 107.295 4.250% 106.389 106.304 106.218 106.042 4.750% 107.973 107.898 107.822 107.6654.875% 108.041 107.966 107.891 107.733 4.375% 106.677 106.591 106.505 106.329 4.875% 108.369 108.294 108.219 108.0615.000% 108.405 108.330 108.255 108.097 4.500% 106.865 106.779 106.693 106.518 5.000% 108.689 108.613 108.538 108.381

Rate 30BE 45BE 60BE 90BE Rate 30BE 45BE 60BE 90BE Rate 30BE 45BE 60BE 90BE3.250% 100.380 100.256 100.132 99.876 2.750% 102.198 102.101 102.003 101.804 3.250% 102.002 101.878 101.754 101.4983.375% 101.734 101.610 101.486 101.231 2.875% 102.826 102.728 102.631 102.431 3.375% 103.092 102.968 102.844 102.5883.500% 102.889 102.765 102.641 102.386 3.000% 103.345 103.247 103.150 102.950 3.500% 103.901 103.777 103.653 103.3973.625% 103.717 103.593 103.469 103.213 3.125% 103.807 103.709 103.612 103.412 3.625% 104.556 104.432 104.308 104.0533.750% 104.377 104.253 104.129 103.874 3.250% 104.216 104.118 104.021 103.821 3.750% 105.110 104.986 104.862 104.6073.875% 104.880 104.756 104.632 104.377 3.375% 104.574 104.476 104.379 104.180 3.875% 105.567 105.443 105.319 105.064

30 Yr HARP (LTV 100.01-105.00) - FHF305 20 Yr HARP (LTV 100.01-105.00) - FHF20515 Yr HARP (LTV 100.01-105.00) - FHF155

3.875% 104.880 104.756 104.632 104.377 3.375% 104.574 104.476 104.379 104.180 3.875% 105.567 105.443 105.319 105.0644.000% 105.304 105.180 105.056 104.801 3.500% 104.840 104.742 104.645 104.446 4.000% 105.959 105.835 105.711 105.4554.125% 105.648 105.524 105.400 105.145 3.625% 105.034 104.940 104.847 104.655 4.125% 106.258 106.134 106.010 105.7554.250% 105.944 105.849 105.754 105.558 3.750% 105.430 105.336 105.242 105.051 4.250% 106.405 106.310 106.215 106.0184.375% 106.350 106.255 106.160 105.964 3.875% 105.755 105.661 105.567 105.376 4.375% 106.748 106.653 106.558 106.3624.500% 106.725 106.630 106.535 106.338 4.000% 105.961 105.867 105.773 105.582 4.500% 107.053 106.958 106.864 106.6674.625% 107.100 107.025 106.949 106.792 4.125% 105.992 105.906 105.820 105.645 4.625% 107.445 107.370 107.295 107.1374.750% 107.665 107.590 107.515 107.358 4.250% 106.421 106.335 106.249 106.073 4.750% 107.973 107.898 107.822 107.6654.875% 108.104 108.029 107.954 107.796 4.375% 106.708 106.622 106.536 106.361 4.875% 108.369 108.294 108.219 108.0615.000% 108.467 108.392 108.317 108.160 4.500% 106.896 106.810 106.725 106.549 5.000% 108.689 108.613 108.538 108.381





7/6/16 9:24 AM

Price Code:

7/6/2016

09:24 AM


Freddie Mac Eligible HARP Open Access Pricing (Cont)

30 Yr HARP (LTV 105.01-125.00) - FHF306 15 Yr HARP (LTV 105.01-125.00) - FHF156 20 Yr HARP (LTV 105.01-125.00) - FHF206

3.500% 102.904 102.780 102.656 102.401 3.000% 102.447 102.349 102.252 102.053 3.500% 102.958 102.837 102.716 102.4673.625% 103.580 103.456 103.332 103.076 3.125% 102.909 102.812 102.714 102.515 3.625% 103.583 103.462 103.340 103.0923.750% 104.164 104.040 103.916 103.660 3.250% 103.323 103.225 103.128 102.929 3.750% 104.142 104.021 103.899 103.6513.875% 104.599 104.475 104.351 104.096 3.375% 0.000 0.000 0.000 0.000 3.875% 104.598 104.477 104.356 104.1074.000% 104.977 104.853 104.729 104.474 3.500% 0.000 0.000 0.000 0.000 4.000% 104.973 104.852 104.730 104.4824.125% 105.527 105.432 105.337 105.141 3.625% 0.000 0.000 0.000 0.000 4.125% 105.531 105.410 105.288 105.0404.250% 105.997 105.902 105.808 105.611 3.750% 0.000 0.000 0.000 0.000 4.250% 106.029 105.937 105.845 105.6554.375% 106.347 106.252 106.158 105.961 3.875% 0.000 0.000 0.000 0.000 4.375% -0.695 -0.695 -0.695 -0.6954.500% 107.206 107.111 107.017 106.820 4.000% 0.000 0.000 0.000 0.000 4.500% -0.695 -0.695 -0.695 -0.6954.625% 107.784 107.690 107.595 107.398 4.125% 0.000 0.000 0.000 0.000 4.625% -0.695 -0.695 -0.695 -0.6954.750% 108.323 108.248 108.173 108.015 4.250% 0.000 0.000 0.000 0.000 4.750% -0.695 -0.695 -0.695 -0.6954.875% -0.695 -0.695 -0.695 -0.695 4.375% 0.000 0.000 0.000 0.000 4.875% -0.695 -0.695 -0.695 -0.6955.000% -0.695 -0.695 -0.695 -0.695 4.500% 0.000 0.000 0.000 0.000 5.000% -0.695 -0.695 -0.695 -0.6955.000% 0.695 0.695 0.695 0.695 4.500% 0.000 0.000 0.000 0.000 5.000% 0.695 0.695 0.695 0.695


15 Yr HARP (LTV >125.00) - FHF157 20 Yr HARP (LTV >125.00) - FHF20730 Yr HARP (LTV >125.00) - FHF307

4.375% 106.222 106.127 106.033 105.836 3.875% 0.000 0.000 0.000 0.000 4.375% -0.695 -0.695 -0.695 -0.6954.500% 107.206 107.111 107.017 106.820 4.000% 0.000 0.000 0.000 0.000 4.500% -0.695 -0.695 -0.695 -0.6954.625% 107.784 107.690 107.595 107.398 4.125% 0.000 0.000 0.000 0.000 4.625% -0.695 -0.695 -0.695 -0.6954.750% 108.323 108.248 108.173 108.015 4.250% 0.000 0.000 0.000 0.000 4.750% -0.695 -0.695 -0.695 -0.6954.875% -0.695 -0.695 -0.695 -0.695 4.375% 0.000 0.000 0.000 0.000 4.875% -0.695 -0.695 -0.695 -0.6955.000% -0.695 -0.695 -0.695 -0.695 4.500% 0.000 0.000 0.000 0.000 5.000% -0.695 -0.695 -0.695 -0.695

≤80% LTV >80% LTV All Eligible

2 000 2 000 0 000

Freddie Mac Eligible HARP Open Access Adjustments (Applicable to Delivery Caps)

Property Type

Freddie Mac Eligible HARP Open Access Delivery Caps Market Condition Adjustment

Investment Properties All Eligible All Eligible All Eligible

Product Amortization Term Product

-2.000 -2.000 0.000

-2.000 0.000

-2.000 -0.750

-2.000 -0.750>95 - ≤97% >97 - ≤105% >105%

All -0.500 -1.000 -2.000

≤60% 60.01-70% 70.01-75% 75.01-80% 80.01-85% >85%

≥800 0.000 -0.250 -0.250 -0.500 0.000 0.000 UNITS/LTV ≤75% 75.01-80% >80%780-799 0.000 -0.250 -0.250 -0.500 0.000 0.000 All -2.125 -3.375 -4.125760-779 0.000 -0.250 -0.250 -0.500 0.000 0.000

All Other

Fixed ≤ 20yr

Fixed > 20yr Mortgages With High LTVs

Investment Properties All Eligible All Eligible All Eligible

ARMs All Eligible LTV RATIOS

FICO Investment Property Adjustments

FICO / LTV Adjustments > 15YRLTV RATIOS

760 779 0.000 0.250 0.250 0.500 0.000 0.000

740-759 0.000 -0.250 -0.250 -0.500 0.000 0.000

720-739 0.000 -0.250 -0.500 -0.750 0.000 0.000 UNITS/LTV LTV >75%

700-719 0.000 -0.500 -1.000 -1.250 -0.500 -0.500 All -0.750680-699 0.000 -0.500 -1.250 -1.750 -1.000 -0.750660-679 0.000 -1.000 -2.250 -2.750 -2.250 -1.750640-659 -0.500 -1.250 -2.750 -3.000 -2.750 -2.250620-639 N/A N/A N/A N/A N/A N/A

< 620 N/A N/A N/A N/A N/A N/A

LTV Ratios TLTV Ratios < 720 ≥ 720 UNITS/LTV ≤60% 60.01-70% 70.01-75% 75.01-80% 80.01-85% 85.01-90% >90%≤ 75% ≤ 80% -0 375 -0 375 2 Units -1 000 -1 000 -1 000 -1 000 -1 000 -1 000 -1 000


Secondary Financing Adjustments Multi-Unit Adjustments

≤ 75% ≤ 80% -0.375 -0.375 2 Units -1.000 -1.000 -1.000 -1.000 -1.000 -1.000 -1.000≤ 65% > 80% & ≤ 95% -0.875 -0.625 3-4 Units -1.000 -1.000 -1.000 -1.000 -1.500 -2.000 -2.000

> 65% & ≤ 75% > 80% & ≤ 95% -1.125 -0.875

> 75% & ≤ 80% > 76% & ≤ 95% -1.375 -1.125

> 80% & ≤ 90% > 81% & ≤ 95% -1.375 -0.875> 90% & ≤ 95% > 91% & ≤ 95% -0.875 -0.625

All > 95%*A secondary financing delivery fee will not be assessed on a Mortgage with a HELOC balance of zero at loan closing.

-1.875

Extension Fees State Price Adjustments

Freddie Mac Eligible HARP Open Access Adjustments (Additional to Delivery Caps)

FICO/Loan Amount Price Adjustments FICO/UPB ≤85 >85-110 >110-150 >150 Days Price State Group Price Adj

<650 -0.921 -0.209 -0.018 0.080 7 -0.125 Group1 -0.080650-749 -0.892 -0.233 -0.048 0.051 15 -0.250 Group2 -0.020≥750 -0.865 -0.267 -0.100 0.000 30 -0.500 Group3 0.020

Group4 0.100

-0.100

StatesCA,IL,IN,KS,MA,MI,MN,MO,NM,UT,VT,WI

AL,AZ,DE,GA,ID,MD,ME,MT,NE,NH,OH,PA,RI,SC,VA,WA,WYAK,AR,CO,DC,IA,KY,MS,NC,NJ,TN,WV

FL,LA,ND,OK,OR,SD,TX

CT,HI,NV,NYIneligible StatesEscrow Waiver

No Escrow





7/6/16 9:24 AM

Price Code:

7/6/2016

09:24 AM


Fannie Mae Eligible HARP DURP Pricing

30 Yr HARP (LTV < 80) - FNF301 15 Yr HARP (LTV < 80) - FNF151 20 Yr HARP (LTV < 80) - FNF201

3.625% 103.896 103.772 103.648 103.392 3.125% 103.900 103.798 103.696 103.489 3.625% 104.720 104.596 104.472 104.2173.750% 104.484 104.360 104.236 103.981 3.250% 104.261 104.159 104.058 103.851 3.750% 105.226 105.102 104.978 104.7233.875% 104.952 104.828 104.704 104.448 3.375% 104.558 104.456 104.355 104.148 3.875% 105.644 105.520 105.396 105.1414.000% 105.379 105.255 105.131 104.876 3.500% 104.786 104.684 104.583 104.376 4.000% 106.017 105.893 105.769 105.5134.125% 105.743 105.619 105.495 105.240 3.625% 104.985 104.903 104.821 104.653 4.125% 106.323 106.199 106.075 105.8204.250% 105.952 105.860 105.767 105.574 3.750% 105.275 105.193 105.111 104.943 4.250% 106.470 106.377 106.284 106.0924.375% 106.334 106.241 106.148 105.955 3.875% 105.492 105.410 105.328 105.160 4.375% 106.787 106.694 106.601 106.4084.500% 106.687 106.594 106.501 106.308 4.000% 105.689 105.607 105.525 105.357 4.500% 107.155 107.078 107.001 106.8394.625% 107.036 106.944 106.851 106.658 4.125% 105.948 105.862 105.777 105.601 4.625% 107.672 107.595 107.518 107.3564.750% 107.513 107.436 107.359 107.197 4.250% 106.257 106.171 106.085 105.909 4.750% 108.127 108.050 107.973 107.8114.875% 107.983 107.906 107.829 107.667 4.375% 106.465 106.379 106.293 106.118 4.875% 108.491 108.414 108.337 108.1755.000% 108.255 108.178 108.101 107.939 4.500% 106.656 106.570 106.484 106.308 5.000% 108.808 108.730 108.653 108.4925.125% 108.825 108.763 108.702 108.572 4.625% 103.824 103.769 103.715 103.601 5.125% 109.073 108.996 108.918 108.7575.125% 108.825 108.763 108.702 108.572 4.625% 103.824 103.769 103.715 103.601 5.125% 109.073 108.996 108.918 108.757


30 Yr HARP (LTV 80.01-90.00) - FNF302 20 Yr HARP (LTV 80.01-90.00) - FNF20215 Yr HARP (LTV 80.01-90.00) - FNF152

4.500% 106.687 106.594 106.501 106.308 4.000% 105.689 105.607 105.525 105.357 4.500% 107.155 107.078 107.001 106.8394.625% 107.036 106.959 106.882 106.721 4.125% 105.948 105.862 105.777 105.601 4.625% 107.672 107.595 107.518 107.3564.750% 107.542 107.464 107.387 107.226 4.250% 106.257 106.171 106.085 105.909 4.750% 108.127 108.050 107.973 107.8114.875% 107.983 107.906 107.829 107.667 4.375% 106.465 106.379 106.293 106.118 4.875% 108.491 108.414 108.337 108.1755.000% 108.318 108.240 108.163 108.002 4.500% 106.656 106.570 106.484 106.308 5.000% 108.808 108.730 108.653 108.4925.125% 108.950 108.888 108.827 108.697 4.625% 103.887 103.832 103.777 103.664 5.125% 109.073 108.996 108.918 108.757

Rate 30BE 45BE 60BE 90BE Rate 30BE 45BE 60BE 90BE Rate 30BE 45BE 60BE 90BE3.375% 102.673 102.549 102.425 102.169 2.875% 103.005 102.904 102.802 102.783 3.375% 103.416 103.292 103.168 102.9133.500% 103.275 103.151 103.027 102.772 3.000% 103.496 103.395 103.293 103.274 3.500% 104.138 104.014 103.890 103.6353.625% 103.896 103.772 103.648 103.392 3.125% 103.900 103.798 103.696 103.489 3.625% 104.720 104.596 104.472 104.2173.750% 104.484 104.360 104.236 103.981 3.250% 104.261 104.159 104.058 103.851 3.750% 105.226 105.102 104.978 104.723


3.875% 104.952 104.828 104.704 104.448 3.375% 104.558 104.456 104.355 104.148 3.875% 105.644 105.520 105.396 105.1414.000% 105.379 105.255 105.131 104.876 3.500% 104.786 104.684 104.583 104.376 4.000% 106.017 105.893 105.769 105.5134.125% 105.743 105.619 105.495 105.240 3.625% 104.985 104.903 104.821 104.653 4.125% 106.323 106.199 106.075 105.8204.250% 105.952 105.860 105.767 105.574 3.750% 105.275 105.193 105.111 104.943 4.250% 106.470 106.377 106.284 106.0924.375% 106.334 106.241 106.148 105.955 3.875% 105.492 105.410 105.328 105.160 4.375% 106.787 106.694 106.601 106.4084.500% 106.687 106.594 106.501 106.308 4.000% 105.689 105.607 105.525 105.357 4.500% 107.155 107.078 107.001 106.8394.625% 107.144 107.067 106.990 106.828 4.125% 105.948 105.862 105.777 105.601 4.625% 107.672 107.595 107.518 107.3564.750% 107.667 107.589 107.512 107.351 4.250% 106.257 106.171 106.085 105.909 4.750% 108.127 108.050 107.973 107.8114.875% 108.070 107.992 107.915 107.754 4.375% 106.465 106.379 106.293 106.118 4.875% 108.491 108.414 108.337 108.1755.000% 108.443 108.365 108.288 108.127 4.500% 106.656 106.570 106.484 106.308 5.000% 108.808 108.730 108.653 108.4925.125% 109.075 109.013 108.952 108.822 4.625% 103.887 103.832 103.777 103.664 5.125% 109.073 108.996 108.918 108.757

30 Yr HARP (LTV 95.01-100.00) - FNF304 15 Yr HARP (LTV 95.01-100.00) - FNF154 20 Yr HARP (LTV 95.01-100.00) - FNF204Rate 30BE 45BE 60BE 90BE Rate 30BE 45BE 60BE 90BE Rate 30BE 45BE 60BE 90BE

3.375% 102.673 102.549 102.425 102.169 2.875% 103.005 102.904 102.802 102.783 3.375% 103.416 103.292 103.168 102.9133.500% 103.275 103.151 103.027 102.772 3.000% 103.496 103.395 103.293 103.274 3.500% 104.138 104.014 103.890 103.6353.625% 103.896 103.772 103.648 103.392 3.125% 103.900 103.798 103.696 103.489 3.625% 104.720 104.596 104.472 104.2173.750% 104.484 104.360 104.236 103.981 3.250% 104.261 104.159 104.058 103.851 3.750% 105.226 105.102 104.978 104.7233.875% 104.952 104.828 104.704 104.448 3.375% 104.558 104.456 104.355 104.148 3.875% 105.644 105.520 105.396 105.1414.000% 105.379 105.255 105.131 104.876 3.500% 104.786 104.684 104.583 104.376 4.000% 106.017 105.893 105.769 105.5134.125% 105.743 105.619 105.495 105.240 3.625% 104.985 104.903 104.821 104.653 4.125% 106.323 106.199 106.075 105.8204.250% 105.984 105.891 105.798 105.605 3.750% 105.275 105.193 105.111 104.943 4.250% 106.470 106.377 106.284 106.0924.375% 106.365 106.272 106.179 105.987 3.875% 105.492 105.410 105.328 105.160 4.375% 106.787 106.694 106.601 106.4084.500% 106.718 106.625 106.533 106.340 4.000% 105.689 105.607 105.525 105.357 4.500% 107.155 107.078 107.001 106.8394.625% 107.238 107.161 107.084 106.922 4.125% 105.980 105.894 105.808 105.632 4.625% 107.672 107.595 107.518 107.3564 750% 107 760 107 683 107 606 107 445 4 250% 106 288 106 202 106 116 105 940 4 750% 108 127 108 050 107 973 107 811

30 ( 95 0 00 00) 30 5 ( 95 0 00 00) 5 0 ( 95 0 00 00) 0

4.750% 107.760 107.683 107.606 107.445 4.250% 106.288 106.202 106.116 105.940 4.750% 108.127 108.050 107.973 107.8114.875% 108.163 108.086 108.009 107.848 4.375% 106.496 106.411 106.325 106.149 4.875% 108.491 108.414 108.337 108.1755.000% 108.554 108.493 108.431 108.301 4.500% 106.687 106.601 106.515 106.340 5.000% 108.808 108.730 108.653 108.4925.125% 109.200 109.138 109.077 108.947 4.625% 103.918 103.863 103.808 103.695 5.125% 109.073 108.996 108.918 108.757

Rate 30BE 45BE 60BE 90BE Rate 30BE 45BE 60BE 90BE Rate 30BE 45BE 60BE 90BE3.375% 102.673 102.549 102.425 102.169 2.875% 103.005 102.904 102.802 102.783 3.375% 103.416 103.292 103.168 102.9133.500% 103.275 103.151 103.027 102.772 3.000% 103.496 103.395 103.293 103.274 3.500% 104.138 104.014 103.890 103.6353.625% 103.896 103.772 103.648 103.392 3.125% 103.900 103.798 103.696 103.489 3.625% 104.720 104.596 104.472 104.2173.750% 104.484 104.360 104.236 103.981 3.250% 104.261 104.159 104.058 103.851 3.750% 105.226 105.102 104.978 104.7233.875% 104.952 104.828 104.704 104.448 3.375% 104.558 104.456 104.355 104.148 3.875% 105.644 105.520 105.396 105.1414.000% 105.379 105.255 105.131 104.876 3.500% 104.786 104.684 104.583 104.376 4.000% 106.017 105.893 105.769 105.513


4.125% 105.743 105.619 105.495 105.240 3.625% 104.985 104.903 104.821 104.653 4.125% 106.323 106.199 106.075 105.8204.250% 106.015 105.922 105.829 105.637 3.750% 105.275 105.193 105.111 104.943 4.250% 106.470 106.377 106.284 106.0924.375% 106.396 106.303 106.211 106.018 3.875% 105.492 105.410 105.328 105.160 4.375% 106.787 106.694 106.601 106.4084.500% 106.749 106.657 106.564 106.371 4.000% 105.689 105.607 105.525 105.357 4.500% 107.155 107.078 107.001 106.8394.625% 107.301 107.223 107.146 106.985 4.125% 106.011 105.925 105.839 105.663 4.625% 107.672 107.595 107.518 107.3564.750% 107.823 107.746 107.669 107.507 4.250% 106.319 106.233 106.147 105.972 4.750% 108.127 108.050 107.973 107.8114.875% 108.226 108.149 108.072 107.910 4.375% 106.528 106.442 106.356 106.180 4.875% 108.491 108.414 108.337 108.1755.000% 108.679 108.618 108.556 108.426 4.500% 106.718 106.632 106.547 106.371 5.000% 108.808 108.730 108.653 108.4925.125% 109.325 109.263 109.202 109.072 4.625% 103.949 103.894 103.840 103.726 5.125% 109.073 108.996 108.918 108.757





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Fannie Mae Eligible HARP DURP Pricing (Cont)

30 Yr HARP (LTV 105.01-125.00) - FNF306 15 Yr HARP (LTV 105.01-125.00) - FNF156 20 Yr HARP (LTV 105.01-125.00) - FNF206

3.625% 103.677 103.553 103.429 103.174 3.125% 103.087 102.986 102.884 102.677 3.625% 104.720 104.599 104.477 104.4483.750% 104.265 104.141 104.017 103.762 3.250% 103.448 103.347 103.245 103.038 3.750% 105.226 105.105 104.984 104.9543.875% 104.733 104.609 104.485 104.230 3.375% 103.788 103.706 103.624 103.604 3.875% 105.644 105.523 105.402 105.3724.000% 105.160 105.036 104.912 104.657 3.500% 104.227 104.145 104.063 104.043 4.000% 106.017 105.895 105.774 105.7444.125% 105.729 105.636 105.544 105.351 3.625% 104.548 104.466 104.384 104.216 4.125% 106.323 106.202 106.081 106.0514.250% 106.234 106.141 106.048 105.855 3.750% 104.838 104.756 104.674 104.506 4.250% 106.470 106.380 106.290 106.2604.375% 106.615 106.522 106.429 106.237 3.875% 105.110 105.028 104.946 104.778 4.375% 106.787 106.697 106.607 106.5774.500% 106.968 106.875 106.783 106.590 4.000% 105.516 105.430 105.344 105.325 4.500% 107.155 107.081 107.006 106.9764.625% 107.591 107.514 107.437 107.275 4.125% 105.923 105.837 105.751 105.575 4.625% 107.672 107.598 107.523 107.4934.750% 107.917 107.839 107.762 107.601 4.250% 106.069 105.983 105.897 105.722 4.750% 108.127 108.053 107.978 107.9494.875% 108.320 108.242 108.165 108.004 4.375% 106.278 106.192 106.106 105.930 4.875% 108.491 108.417 108.342 108.3135.000% 108.773 108.711 108.650 108.520 4.500% 106.468 106.382 106.297 106.121 5.000% 108.808 108.733 108.659 108.6295.125% 109.419 109.357 109.296 109.165 4.625% 103.887 103.832 103.777 103.664 5.125% 109.073 108.998 108.924 108.8945.125% 109.419 109.357 109.296 109.165 4.625% 103.887 103.832 103.777 103.664 5.125% 109.073 108.998 108.924 108.894


30 Yr HARP (LTV >125.00) - FNF307 15 Yr HARP (LTV >125.00) - FNF157 20 Yr HARP (LTV >125.00) - FNF207

4.500% 107.031 106.938 106.845 106.652 4.000% 105.425 105.339 105.253 105.234 4.500% 107.155 107.081 107.006 106.9764.625% 107.614 107.537 107.460 107.298 4.125% 105.766 105.680 105.594 105.418 4.625% 107.672 107.598 107.523 107.4934.750% 108.010 107.933 107.856 107.695 4.250% 106.069 105.983 105.897 105.722 4.750% 108.127 108.053 107.978 107.9494.875% 108.413 108.336 108.259 108.098 4.375% 106.278 106.192 106.106 105.930 4.875% 108.491 108.417 108.342 108.3135.000% 108.835 108.774 108.712 108.582 4.500% 106.468 106.382 106.297 106.121 5.000% 108.808 108.733 108.659 108.6295.125% 109.481 109.420 109.358 109.228 4.625% 103.887 103.832 103.777 103.664 5.125% 109.073 108.998 108.924 108.894

All Eligible

0 000≤ 20yr 0 000 All Eligible

Fannie Mae Eligible HARP DURP Adjustments (Applicable to Delivery Caps)

Fannie Mae Eligible HARP Refi Plus Delivery Caps Market Condition Adjustment

Property Type Amortization Term > 80% LTV Product

0.000

≤105% LTV >105% LTV

-2.000 -2.000 >95 - ≤97% >97 - ≤105% >105%

-2.000 -1.500 All -0.500 -1.000 -1.000

UNITS/LTV ≤75% 75.01-80% >80%≤60% 60.01-70% 70.01-75% 75.01-80% 80.01-85% 85.01-90% 90.01-95% >95% All -2.125 -3.375 -4.125

≥800 0.000 -0.250 -0.250 -0.250 0.000 0.000 0.000 0.000

780 799 0 000 0 250 0 250 0 250 0 000 0 000 0 000 0 000

FICOLTV RATIOS

Property Type Amortization Term Mortgages With High LTVs

> 25yr and ≤ 30yr

≤ 25yrAll Other Refi Plus

FICO / LTV Adjustments > 15YR Investment Property Adjustments


Pincipal Residences > 80% LTV≤ 20yr 0.000 All Eligible

> 20yr -0.750

780-799 0.000 -0.250 -0.250 -0.250 0.000 0.000 0.000 0.000760-779 0.000 -0.250 -0.250 -0.250 0.000 0.000 0.000 0.000 UNITS/LTV LTV >75%740-759 0.000 -0.250 -0.250 -0.250 0.000 0.000 0.000 0.000 All -0.750720-739 0.000 -0.250 -0.250 -0.250 0.000 0.000 0.000 0.000700-719 0.000 -0.500 -0.750 -0.750 -0.500 -0.500 -0.500 -0.500680-699 0.000 -0.500 -0.750 -0.750 -0.750 -0.750 -0.750 -0.500660-679 0.000 -1.000 -1.500 -1.750 -1.750 -1.750 -1.750 -1.250640-659 -0.500 -1.250 -2.000 -2.250 -2.250 -2.250 -2.250 -1.750620-639 N/A N/A N/A N/A N/A N/A N/A N/A

< 620 N/A N/A N/A N/A N/A N/A N/A N/A

UNITS/LTV ≤60% 60.01-70% 70.01-75% 75.01-80% 80.01-85% 85.01-90% >90%


Secondary Financing Adjustments Multi-Unit AdjustmentsAll -0.375

LTV Ratios CLTV Ratios < 720 ≥ 720 2 Units -1.000 -1.000 -1.000 -1.000 -1.000 -1.000 -1.00065.01% - 75.00% 90.01% - 95.00% -0.500 -0.250 3-4 Units -1.000 -1.000 -1.000 -1.000 -1.000 -1.000 -1.00075.01% - 95.00% 90.01% - 95.00% -0.500 -0.25075.01% - 90.00% 76.01% - 90.00% -0.250 0.000

All > 95.00%

*A secondary financing delivery fee will not be assessed on a Mortgage with a HELOC balance of zero at loan closing.

State Price Adjustments FICO/Loan Amount Price Adjustments Extension Fees

0 3 5

-1.500

Fannie Mae Eligible HARP DURP Adjustments (Additional to Delivery Caps)

FICO/UPB <85 85-110 110-150 >150 Days Price State Group Price Adj

<650 -0.921 -0.209 -0.018 0.080 7 -0.125 Group1 -0.080650-749 -0.892 -0.233 -0.048 0.051 15 -0.250 Group2 -0.020≥750 -0.865 -0.267 -0.100 0.000 30 -0.500 Group3 0.020

Group4 0.100

-0.100

FL,LA,ND,OK,OR,SD,TX

CT,HI,NV,NYIneligible States

States


CA,IL,IN,KS,MA,MI,MN,MO,NM,UT,VT,WIAL,AZ,DE,GA,ID,MD,ME,MT,NE,NH,OH,PA,RI,SC,VA,WA,WY

AK,AR,CO,DC,IA,KY,MS,NC,NJ,TN,WV

FICO/Loan Amount Price Adjustments Extension Fees

No EscrowEscrow Waiver

Bayview Loan Servicing, LLC. 1301 Virginia Drive, Suite 403. Fort Washington, PA 19034 © 2014‐2015 Lakeview Loan Servicing, LLC. NMLS #391521 Bayview Loan Servicing, LLC. NMLS #2469, Equal Housing LenderLakeview/Bayview Wholesale Programs are offered to qualified residential lending institutions and are not applicable to the general public and/or individual consumers. This information is for lending institutions only, and not intended for use by individual consumers or borrowers.borrowers.




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Price Code:

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09:24 AM

Rate 30BE 45BE 60BE 90BE Rate 30BE 45BE 60BE 90BE Rate 30BE 45BE 60BE 90BE3.250% 103.955 103.825 103.696 103.426 3.250% 103.854 103.724 103.594 103.324 3.250% 103.854 103.724 103.594 103.324

FHA & VA Products

FHA 30 Yr Fixed - GNF300 FHA 30 Yr Streamlined Refi (Pre May 2009) - GNF311

FHA 30 Yr Streamlined Refi (Post May 2009) - GNF310

3.250% 103.955 103.825 103.696 103.426 3.250% 103.854 103.724 103.594 103.324 3.250% 103.854 103.724 103.594 103.3243.375% 104.448 104.318 104.188 103.918 3.375% 104.308 104.179 104.049 103.779 3.375% 104.308 104.179 104.049 103.7793.500% 104.937 104.808 104.678 104.408 3.500% 104.766 104.636 104.506 104.236 3.500% 104.766 104.636 104.506 104.2363.625% 105.389 105.259 105.129 104.859 3.625% 105.179 105.049 104.919 104.650 3.625% 105.179 105.049 104.919 104.6503.750% 105.839 105.741 105.642 105.435 3.750% 105.592 105.494 105.395 105.188 3.750% 105.592 105.494 105.395 105.1883.875% 106.045 105.947 105.848 105.641 3.875% 105.912 105.813 105.715 105.507 3.875% 105.912 105.813 105.715 105.5074.000% 106.563 106.465 106.366 106.159 4.000% 106.396 106.298 106.199 105.992 4.000% 106.396 106.298 106.199 105.9924.125% 106.914 106.815 106.717 106.509 4.125% 106.709 106.611 106.512 106.305 4.125% 106.709 106.611 106.512 106.3054.250% 107.317 107.234 107.151 106.975 4.250% 107.075 106.992 106.909 106.732 4.250% 107.075 106.992 106.909 106.7324.375% 107.009 106.926 106.843 106.667 4.375% 106.880 106.797 106.714 106.537 4.375% 106.880 106.797 106.714 106.5374.500% 107.864 107.781 107.698 107.522 4.500% 107.703 107.620 107.537 107.360 4.500% 107.703 107.620 107.537 107.3604.625% 107.760 107.677 107.594 107.418 4.625% 107.575 107.492 107.409 107.232 4.625% 107.575 107.492 107.409 107.2324.750% 108.101 107.987 107.873 107.634 4.750% 107.878 107.764 107.650 107.411 4.750% 107.878 107.764 107.650 107.4114 875% 107 400 107 286 107 172 106 933 4 875% 107 289 107 175 107 061 106 822 4 875% 107 289 107 175 107 061 106 8224.875% 107.400 107.286 107.172 106.933 4.875% 107.289 107.175 107.061 106.822 4.875% 107.289 107.175 107.061 106.8225.000% 110.177 110.062 109.948 109.710 5.000% 110.029 109.914 109.800 109.561 5.000% 110.029 109.914 109.800 109.561

Rate 30BE 45BE 60BE 90BE Rate 30BE 45BE 60BE 90BEVA 30 Yr Fixed - VAF300 VA 30 Yr IRRL -VAF310

Rate 30BE 45BE 60BE 90BE Rate 30BE 45BE 60BE 90BE2.750% 103.279 103.157 103.035 102.8822.875% 103.633 103.511 103.389 103.2363 000% 103 943 103 821 103 700 103 547

FHA 15 Yr Fixed - GNF150 VA 15 Yr Fixed - VAF150

3.000% 103.943 103.821 103.700 103.5473.125% 104.254 104.132 104.010 103.8573.250% 104.167 104.061 103.955 103.8173.375% 104.474 104.368 104.261 104.1243.500% 104.789 104.683 104.577 104.4403.625% 105.020 104.914 104.808 104.6713.750% 105.165 105.074 104.984 104.8623.875% 105.424 105.333 105.243 105.1214.000% 105.810 105.719 105.629 105.5074.125% 105.854 105.763 105.673 105.5514.250% 103.550 103.491 103.431 103.3414.375% 103.764 103.705 103.646 103.5554.500% 103.979 103.919 103.860 103.770

Rate 30BE 45BE 60BE 90BE Rate 30BE 45BE 60BE 90BE3.250% 101.612 101.482 101.352 101.0823.375% 102.104 101.974 101.844 101.5743.500% 102.594 102.464 102.334 102.0643.625% 103.045 102.915 102.785 102.5153.750% 103.496 103.397 103.298 103.0913.875% 103.170 103.072 102.973 102.7664.000% 103.688 103.590 103.491 103.2844 125% 104 039 103 940 103 842 103 634

FHA Jumbo Pricing

FHA 30 Yr Jumbo Fixed - GNF305 VA 30 Yr Jumbo Fixed - VAF305

4.125% 104.039 103.940 103.842 103.6344.250% 104.442 104.359 104.276 104.1004.375% 103.634 103.551 103.468 103.2924.500% 104.489 104.406 104.323 104.1474.625% 104.385 104.302 104.219 104.0434.750% 104.726 104.612 104.498 104.2594.875% 102.712 102.598 102.484 102.2455.000% 105.489 105.375 105.261 105.022





7/6/16 9:24 AM

Price Code:

7/6/2016

09:24 AM

Rate 30BE 45BE 60BE 90BE Rate 30BE 45BE 60BE 90BE2.750% 100.216 100.095 99.973 99.820

FHA Jumbo Pricing (Cont)

FHA 15 Yr Jumbo Fixed - GNF155 VA 15 Yr Jumbo Fixed - VAF155

2.750% 100.216 100.095 99.973 99.8202.875% 100.570 100.448 100.327 100.1743.000% 100.881 100.759 100.637 100.4843.125% 101.191 101.069 100.947 100.7953.250% 101.105 100.998 100.892 100.7553.375% 101.411 101.305 101.199 101.0623.500% 101.727 101.621 101.515 101.3773.625% 101.958 101.852 101.746 101.6083.750% 102.102 102.012 101.921 101.8003.875% 102.361 102.271 102.180 102.0594.000% 102.747 102.657 102.566 102.4454.125% 102.792 102.701 102.610 102.4894.250% 100.488 100.428 100.369 100.2794 375% 100 702 100 643 100 583 100 4934.375% 100.702 100.643 100.583 100.4934.500% 100.916 100.857 100.798 100.707

FICO/UPB <85 85-110 110-150 >150 Days Price

<650 -1.375 -1.375 -0.500 -0.250 7 -0.125650-749 -0.875 -0.150 0.000 0.000 15 -0.250≥750 -0.750 -0.100 0.000 0.000 30 -0.500

St t G P i Adj St t


FHA & VA Adjustments

FICO/Original Balance Adjustment Extension Fees

State Group Price Adj StatesGroup1 -0.140 MA,MD,ME,MO,NY,RI,VTGroup2 -0.020 CA,CT,HI,IL,IN,MI,MN,NH,NM,NV,OH,OR,UT,WIGroup3 0.000 AL,AZ,GA,IA,KS,MS,MT,NE,SC,TN,VA,WV,WYGroup4 0.030 AR,CO,DC,DE,ID,KY,NC,NJ,PA,SD,WAGroup5 0.100 AK,FL,LA,ND,OK,TX

Ineligible States CT,HI,NV,NY


Documents

DNHYLHZ /RDQ 6HUYLFLQJ - Lakeview Wholesale · 2018. 2. 19. · Lakeview Loan Servicing A Wholesale Division LLSCR07062016A 85‐LAKEVIEW Best(855‐253‐8439) Efforts Ratesheet