dm{f©H$ [anmoQ>© - Central Bank of India AR 2015 Full .pdf · 5 dm{fH [anmo 2014-15 S>m°. gm¡a^ JJ© Dr. SAURABH GARG ^maV gaH$ma Zm{‘V {ZXoeH$ Govt. of India Nominee Director

dm{fH$ [anmoQ>Annual Report

2014-15

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CENTRAL BANK OF INDIACentral Office : Chandermukhi, Nariman Point, Mumbai - 400 021. Maharashtra

1

dm{fH$ [anmoQ> 2014-15

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{ZXoeH$ S>b/Board of Directors 6

Zmo{Q>g 7

H$m{ZnmXZ d{eQ> 27

{ZXoeH$ [anmoQ> 2014-15 28

~YV {dMma-{de VWm {dbofU 32

H$mnm}aoQ> JdZ]g 60

^maV Ho$ am>n{V H$mo boIm narjH$mo H$s [anmoQ> 81

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{XZmH$ 31 mM, 2015 H$mo gm df Ho$ {bE ZH$X dmh {ddaUr 121

{XZmH$ 31 mM, 2015 H$m go{H$V VwbZ n 163

mgr $m 191Chairman & Managing Director's Message 193Notice 195Performance Highlights 213Director's Report 2014-15 214Management Discussion and Analysis 218Corporate Governance 243Auditors' Report to the President of India 260Balance Sheet as on 31 March, 2015 262Profit & Loss Account for the year ended 31st March, 2015 264Scheduled to Balance Sheet and Profit and Loss Account 266Principal Accounting Policies 272Notes Forming Part of the Accounts 276Cash Flow Statement for the year ended March 31, 2015 298Consolidated Balance Sheet as on March 31, 2015 336Proxy Form 363Attendance Form / Entry Form 365

2


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4


lr amOrd G${fShri RAJEEV RISHIAj Ed ~Y {ZXoeH$

CHAIRMAN & MANAGING DIRECTOR

lr Ama. Ho$. JmobShri R. K. GOYALH$mnmbH$ {ZXoeH$

Executive Director

lr ~r. Ho$. {XdmH$aShri B. K. DIVAKARA

H$mnmbH$ {ZXoeH$Executive Director

S>m. Ama. gr. bmoT>mDr. R. C. LODHAH$mnmbH$ {ZXoeH$

Executive Director

{ZXoeH$ S>bBOARD OF DIRECTORS

(Omar/Contd...)

5


S>m. gma^ JJDr. SAURABH GARG

^maV gaH$ma Zm{V {ZXoeH$Govt. of India Nominee Director

lr H$U goR>rShri KRISHAN SETHI

Ja-gaH$mar {ZXoeH$Non-Official Director

lr eoIa ^Q>ZmJaShri SHEKHAR BHATNAGAR

Ama~rAmB Zm{V {ZXoeH$RBI Nominee Director

{ZXoeH$ S>bBOARD OF DIRECTORS

lr E. nr. emoamdmbmShri M. P. SHORAWALA


lr Eg. ~r. amoS>oShri S. B. RODE

A{YH$mar H$Mmar {ZXoeH$Officer Employee Director

lrVr EZ. Eg. aZ^mSmt. N. S. RATHNAPRABHA


lr Jwa~e Hw$ma OmoerShri GURBAX KUMAR JOSHI

H$H$ma H$Mmar {ZXoeH$Workmen Employee Director

6


{ZXoeH$ S>b lr amOrd G${f lr Ama.Ho$. Jmo`b lr ~r.Ho$. {XdmH$aS>m. Ama. gr. bmoT>mS>m. gma^ JJlr eoIa ^Q>ZmJa lr H$U goR>r lr E.nr. emoamdmbm lr Eg.~r. amoS>o lr Jwa~e Hw$ma OmoerlrVr EZ.Eg. aZ^m

BOARD OF DIRECTORS

SHRI RAJEEV RISHI

SHRI R.K. GOYAL

SHRI B.K. DIVAKARA

Dr. R.C. LODHA

Dr. SAURABH GARG

SHRI SHEKHAR BHATNAGAR

SHRI KRISHAN SETHI

SHRI M.P. SHORAWALA

SHRI S.B. RODE

SHRI GURBAX KUMAR JOSHI

SMT. N.S. RATHNAPRABHA

boIm narjH$ . Hw$ma MmonS>m ES> Egmo{eEQg . nr.Ho$. gw~{U ES> H$nZr . XyJS> ES> Egmo{eEQg . EZ. gaH$ma ES> H$nZr. . ~r. EZ. {lm ES> H$nZr.. MXm^m ES> Ogy^m

AUDITORS

M/s Kumar Chopra & Associates

M/s P.K. Subramaniam & Co.

M/s Doogar & Associates

M/s N. Sarkar & Co.

M/s B.N. Misra & Co.

M/s Chandabhoy & Jassoobhoy

a{OQma Ed eo`a AVaU EOoQ> qbH$ BZQ>mB B{S>`m m.{b. gr-13, nmbmb {gH$ {g H$nmCS> Eb~rEg mJ, ^mSw>n (n{) w~B -400078 Q>obr$moZ: 022-25946970 $g : 022-25946969 B-ob AmBS>r: [email protected]

REGISTRAR AND SHARE TRANSFER AGENTS

Link Intime India Pvt. Ltd.

C-13, Pannalal Silk Mills Compound

LBS Marg, Bhandup (West)

Mumbai-400078

Tel: 022-25946970

Fax: 022-25946969

E-mail ID: [email protected]

~H$ go n `dhma H$aZo H$m nVmghm`H$ hm~YH$-E~rS>r/H$nZr g{Md Ed AZwnmbZ A{YH$margoQb ~H$ Am$$ B{S>`m9dt {Ob, MXawIrZarZ nmBQ>w~B-400 021gnH$ Z. 022- 6638 7818$g : 022- 2283 5198B-ob AmBS>r: [email protected]; [email protected]

ADDRESS FOR CORESSPONDENCE WITH THE BANK

AGM-MBD / Company Secretary and Compliance officer

Central Bank of India

9th Floor, Chandermukhi

Nariman Point

Mumbai 400 021

Contact No. 022- 6638 7818

Fax No.: 022- 2283 5198

Email id: [email protected]; [email protected]

7


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2) {dVr` df 2014-15 H$m bm^me Kmo{fV H$aZm.

3) ~qH$J H$nZr (CnH$m| H$m AOZ Ed AVaU) A{Y{Z` 1970 ({OgH$mo BgHo$ nMmV A{Y{Z` H$hm OmEJm) H$s Ymam 9 (3) (i), ghn{R>V ~qH$J {d{Z` A{Y{Z` 1949, amQr`H$V ~H$ (~YZ Ed {d{^Z mdYmZ) `moOZm 1970 ({Ogo BgHo$ nMmV `moOZm H$hm OmEJm), goQb ~H$ Am$ B{S>`m (eo`g Ed ~R>H|$) {d{Z`, 1998 ({Ogo BgHo$ nMmV {d{Z` H$hm OmEJm) Omo{H$ A{Y{Z` H$s Ymam 19 Ed A{YgyMZm g. S>r~rAmoS>r . g. ~rgr. g. 46/29.39.001/ 2007-08 {XZmH$ 01 Zd~a 2007 Ed ^maVr` [aOd ~H$ Ho$ g. S>r~rAmoS>r.~rgr. g.95/29.39.001/2010-11 {XZmH$ 23 B 2011 ({Ogo BgHo$ nMmV Ama~rAmB A{YgyMZm H$hm OmEJm) Ho$ AZwgaU | {ZZ{bpIV gH$n nmg H$a Ho$ gaH$ma Ho$ A{V[aV A` eoàYmaH$m| | go ~H$ Ho$ Xmo {ZXoeH$m| H$m MwZmd H$aZm.

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1. `m`mH$ {ddaUr

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8


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7. eoàYmaH$m| Ho$ a{OQ>a H$m ~X hmoZm :

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8. VXmZ H$m A{YH$ma

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10. eoàYmaH$m| go AZwamoY h {H$ do ~R>H$ | AnZr dm{fH$ [anmoQ> H$s {V`m AnZo gmW bmE.

11.1 ^m{VH$ d$n | eoà aIZo dmbo eoàYmaH$m| H$mo gyMZm :

Ogm {H$ Amn OmZVo hr h {H$ ^m{VH$ d$n | eoàm| H$m H$`-{dH$` Zht {H$`m Om gH$Vm, AV: eoàYmaH$m| H$mo VabVm XmZ H$aZo Ho$ {bE h Amngo {ZdoXZ H$aVo h {H$ Amn AnZo eoàm| H$mo S>roQ> d$n | n[ad{VV H$a b|. Amn ~H$ H$s {H$gr ^r ZOXrH$s emIm Omo S>roQ> godm XmZ H$aVr hmo, | ImVm ImobH$a AnZo eoàm| H$mo S>roQ> d$n | n[ad{VV H$a gH$Vo h. ~H$ H$s do~gmBQ> na S>roQ> godmE XmZ H$aZo dmbr emImAm| H$s gyMr CnbY h. eoàm| H$mo S>roQ> d$n | n[ad{VV H$aZo Ho$ AZoH$ $m`Xo h Ogo j{V AWdm JbV gwnwXJr go ~Mmd, Vrd {ZnQ>mZ, H$mJOa{hV boZ-XoZ Am{X. gmW hr nVo | n[adVZ, ~H$ A{YXoe, ZmmH$Z Ed boZXoZ Ho$ AZwamoY H$s gyMZm ^r EH$ hr WmZ na AWmV dh emIm, Ohm AmnZo AnZm S>roQ> ImVm Imobm h, | hr XoZr hmoVr h, Mmho AmnHo$ nmg EH$ go A{YH$ H$n{Z`m|/gWmAm| Ho$ eoà hm|.

VXm{n, `{X Amn eoàm| H$mo S>roQ> d$n | n[ad{VV Z H$a Ch| ^m{VH$ d$n | hr aIZo hoVw BNw>H$ h Vmo H$n`m h| {ZZ{bpIV ~H$ {ddaU XmZ H$a|, Vm{H$ h bm^me H$mo (O~ ^r Kmo{fV {H$`m OmE) grYo AmnHo$ ImVo | Om H$a gH|$.

l ~H$ H$m Zm

l emIm H$m nVm

l ~H$ ImVm g`m

l emIm H$m 9 AH$s` EAmBgrAma H$moS>

l emIm H$m AmBE$Eggr H$moS>

(A{YmZV: h| EH$ {ZaV MoH$/ MoH$ no H$s {V{b{n o{fV H$a|).

H$n`m ZmoQ> H$a| {H$ ~H$ ImVm, eoàm| Ho$ W YmaH$ Ho$ Zm go hmoZm Mm{hE.

9


11.2 S>roQ> d$n | eoà aIZo dmbo eoàYmaH$m| H$mo gyMZm :

hmam gXd `h `mg ahm h {H$ AnZo gmZZr` eoàYmaH$m| H$mo gdm}V godmE XmZ H$s OmE. hZo nm`m h {H$ Hw$N> eoàYmaH$ Eogo h, {OZHo$ nmg S>roQ> d$n | eo`g h; naVw Chm|Zo AnZo ~H$ ImVm| | grYo bm^me am{e mV H$aZo Ho$ {bE, CZHo$ {S>nm{OQ>ar nm{Q>{gn|Q> (S>rnr) Ho$ nmg AnZo ~H$ ImVo g~Yr {ddaU nOrH$V/AVZ Zht H$amE h. VXZwgma, nyd | Kmo{fV {H$E JE bm^me Ch|, CZHo$ mam {S>nm{OQ>arO Ho$ nmg XO H$amE JE nVo na hr bm^me dmaQ> (S>r.S>by.) Ho$ mam ôOo JE h.

`h CboI H$aZm hdnyU h {H$ `{X Eogo eoàYmaH$m| Zo CZHo$ S>rnr Ho$ nmg CZHo$ ~H$ ImVo Ho$ {ddaU nOrH$V/AVZ H$amE hmoVo Vmo bm^me H$s am{e grYo CZHo$ ~H$ ImVo | Om H$am Xr JB hmoVr, Bggo {Z`V {V{W na bm^me H$s VJ{V go m{ gw{Z{V hmo OmVr Ama Bggo S>mH$ mam bm^me dmaQ> mV H$aZo | bJo g` H$s ~MV hmoVr VWm bm^me dmaQ> Om H$aZo Ho$ {bE ~H$ | OmZo H$s Amd`H$Vm Zht hmoVr VWm bm^me dmaQ> mJ | Jw/Mmoar hmo OmZo H$s AmeH$m go AWdm CgHo$ H$nQ>nyU ZH$XrH$aU H$s g^mdZm go ~Mm Om gH$Vm Wm.

VXZwgma, h BZ eoàYmaH$m| H$mo CZHo$ ~H$ ImVm {ddaU Ogo ~H$ H$m Zm, emIm H$m nVm, ImVm g`m, ImVo H$m H$ma, CZHo$ ~H$ mam Omar MoH$ na {dmZ Zm AH$s` EAmBgrAma H$moS> g. H$mo CZHo$ {S>nm{OQ>ar nm{Q>{gn|Q>, Ohm do S>roQ> ImVm aIVo hm|, Ho$ nmg nOrH$V/AVZ H$aZo H$m gwPmd XoVo h, Vm{H$ {Z`V {V{W na CZHo$ ~H$ ImVo | bm^me am{e (O~ ^r Kmo{fV {H$`m Om`) grYo Om H$s Om gHo$. BgHo$ A{V[aV, do ~H$ `m AnZo AmaQ>rE, Omo {H$ qbH$ BZQ>mB B{S>`m m.{b. h, H$mo g^r ^mdr bm^me am{e, dmngr am{e `m A` ofUm|, `{X H$moB hmo, H$mo bm^me dmaQ>, MoH$, mJ SmQ> Am{X mam ôOo OmZo Ho$ WmZ na CZHo$ ~H$ ImVo | Om {H$E OmZo hoVw A{YXoe Cn`w$ ~H$ {ddaU Ho$ gmW grYo ôO gH$Vo h.

12. AXmdmH$V bm^me, `{X H$moB h:

do eoàYmaH$, {Ohm|Zo AnZo bm^me Zht ^wZmE h `m {Oh| {nN>bo dfm] | {H$gr ^r df Ho$ bm^me m Zht hE h, CZgo AZwamoY h {H$ do AnZo ~H$ ImVo | grYo ^wJVmZ {H$E OmZo `m Sw>brHo$Q> bm^me/mJ SmQ> Omar H$aZo Ho$ {bE ~H$ Ho$ a{OQma Ed eoà Qmg$a EO|Q> go gnH$ H$a|.

~qH$J H$nZr (CnH$m| H$m A{YJhU Ed AVaU), A{Y{Z` 1970 H$s Ymam 10 ~r Ho$ AZwgma AXm bm^me ImVo | AVaU H$s VmarI go 7 dfm] H$s Ad{Y VH$ `{X bm^me H$s am{e AXm AWdm AXmdmH$V ahVr h Vmo dh am{e H$nZr A{Y{Z`, 1956 H$s Ymam 205 gr Ho$ AVJV Ho$ gaH$ma mam Wm{nV {ZdoeH$ {ejm Ed gwajm {Z{Y (AmBBnrE$) | AV[aV H$a Xr OmEJr Ama VnmV Bg ^wJVmZ Ho$ gX^ | H$moB Xmdm Z Vmo ~H$ Ama Z hr AmBBnrE$ na bmJy hmoJm.

13. BboQm{ZH$ m` go dmoqQ>J

I. H$nZr {Z` 20 (~YZ Ed emgZ) Ho$ gmW n{R>V Q>mH$ EgM|O Ho$ gmW hE gyMr~ H$ama Ho$ IS> 35 ~r Ho$ AZwnmbZ | ~H$, dmoqQ>J Ho$ dH$pnH$ m` Ho$ Vma na B dmo{Q>J gw{dYm ghf Vm{dV H$aVm h Vm{H$ gX`JU AnZo dmoQ> BboQm{ZH$ $n go H$a nmE. H$nZr mam goQb {S>nm{OQ>ar g{dgoO (B{S>`m) {b. Ho$ gmW B-dmoqQ>J H$mo gwb^ ~ZmZo Ho$ {bE Amd`H$ `dWmE H$a br J`r h.

B-dmoqQ>J g~Yr {H$`m Ed AZwXoe {ZZmZwgma h :

(i) dmoqQ>J g`md{Y e{Zdma {XZmH$ 27 OyZ 2015 H$mo mV:10:00 ~Oo go ma^ hmo H$a gmodma {XZmH$ 29 OyZ 2015 H$mo gm` 5:00 ~Oo gm hmoJr. EOoS>m X g`m 3 H$mo N>moS>H$a {OgHo$ {bE H$Q> Am$ VmarI ewH$dma {XZmH$ 29 B 2015 h, Bg g`md{Y Ho$ XmamZ ~wYdma {XZmH$ 24 OyZ 2015 H$s H$Q> Am$ VmarI H$mo ~H$ Ho$ eoàYmaH$, {OZHo$ eoà ^m{VH$ $n | hmo AWdm S>roQ> $n | hm|, AnZo dmoQ> BboQm{ZH$ m` go Xo gH$Vo h. BgHo$ nmV grS>rEgEb mam B-dmoqQ>J mS>yb H$mo {ZpH$` H$a {X`m OmEJm.

(ii) eoà YmaH$ B-dmoqQ>J do~gmBQ> www.evotingindia.com na bmJ AmZ H$a|.

(iii) eoàhmoS>g na pbH$ H$a|.

(iv) A~ AnZm `yOa AmBS>r S>mb|

E. grS>rEgEb Ho$ {bE : 16 AH$s` bm^mWu AmBS>r

~r. EZEgS>rEb Ho$ {bE : 8 AH$m| Ho$ S>rnr AmBS>r Ho$ nMmV 8 AH$m| H$m bmBQ> AmBS>r

gr. m{VH$ d$n | eo`g aIZo dmbo gX`m| H$mo ~H$ | nOrH$V $mo{b`mo Z~a EQ>a H$a|.

10


(v) BgHo$ nMmV X{eV H$s J`r g`mnZ N>{d H$mo EQ>a H$a bmJ BZ na pbH$ H$a|.

(vi) `{X AmnHo$ nmg eo`g S>roQ> $n | h Ed AmnZo www.evotingindia.com na bmJ AmZ {H$`m h Ed nyd | AmnZo {H$gr H$nZr /

gJR>Z | dm|{Q>J H$s h V~ AmnHo$ dVmZ nmgdS> H$m `moJ {H$`m OmE.

(vii) `{X Amn W ~ma Cn`moJH$Vm h Vmo {ZZ{bpIV MaUm| H$m AZwgaU H$a| :

S>r oQ> Ed ^m{VH$ d$n | eo`g aIZo dmbo gX`m| Ho$ {bE nZ Am`H$a {d^mJ mam Omar 10 AH$s` E$m`yo[aH$ *nZ EQ>a H$a|. (S>roQ> eoàYmaH$m| Ho$ gmW gmW ^m{VH$

eoàYmaH$m| XmoZm| Ho$ {bE bmJy )l do gX` {Ohm|Zo ~H$ / {ZjonmJma gh^mJr | AnZm nZ AVZ Zht {H$`m h, CZgo AZwamoY h {H$ do nZ

$sS> | AnZo Zm Ho$ W Xmo Aja Ed grdog Z~a Ho$ 8 AH$m| H$m `moJ H$a|.l grdog Z~a 8 AH$m| go H$ hmoZo H$s pW{V |, Zm Ho$ W Xmo Ajam| H$mo H${nQ>b Ajam| | {bIZo Ho$

nMmV `Wmo{MV g`m | 0 {bI|, AWmV `{X AmnH$m Zm Ramesh Kumar h Ed grdog Z~a 1 h V~ nZ $sS> | RA 00000001 S>mb|.

O {V{W S>roQ> ImVo AWdm H${WV S>roQ> ImVo AWdm $mo{b`m Ho$ {bE ~H$ A{^boI | XO O{V{W {dQ> H$a|. bm^me ~H$ {ddaU

AmnHo$ S>roQ> ImVo AWdm H${WV S>roQ> ImVo Ho$ {bE ~H$ AWdm $mo{b`mo | XO bm^me ~H$ {ddaU {dQ> H$a|.

l bmJ BZ H$aZo Ho$ {bE H$n`m O {V{W S>rAmo~r AWdm bm^me ~H$ {ddaU EQ>a H$a|. `{X do {ddaU ~H$ AWdm {ZjonmJma | A{^bopIV Zht h Vmo H$n`m bm^me ~H$ {ddaU AZwXoe (iv) | {H$E CboI Ho$ AZwgma gX` AmB S>r / $mo{b`mo Z~a | {dQ> H$a|.

(viii) gw{MV $n go CV {ddaU {dQ> H$aZo Ho$ nMmV, g~{Q> Q>o~ na pbH$ H$a|.

(ix) V~ Eogo eoàYmaH$, {OZHo$ eo`g ^m{VH$ $n | h, CZHo$ {bE grYm dmoqQ>J H$sZ CnbY hmo OmEJm. VWm{n do gX`, {OZHo$ eo`g

S>roQ> d$n | h do nmgdS> {H$òeZ o`w | nhM|Jo Ohm Ch| Zò nmgdS> $sS> | A{Zdm`V: bmJ BZ nmgdS> EQ>a H$aZm hmoJm. H$n`m

ZmoQ> H$a| {H$ S>roQ> eoà YmaH$m| mam Bg nmgdS> H$m Cn`moJ A` gWm/H$nZr | `{X VXmZ Ho$ {bE nm hm| Vmo dhm ^r gH$nm| H$s

dmoqQ>J Ho$ {bE do Bgr nmgdS> H$m Cn`moJ H$a gH|$J|, ~eV} {H$ H$nZr/gWm, mam grS>rEgEb boQ>$m Ho$ m` go B-dmoqQ>J H$m

{dH$n MwZm J`m hmo. `h nwaOmoa AZwegm H$s OmVr h {H$ Amn AnZm nmgdS> {H$gr ^r A` `{$ H$mo Z ~VmE Ama Bgo JmonZr` aIZo

Ho$ {bE n`mV gmdYmZr ~aV|.

(x) ^m{VH$ d$n | eoàYm[aV H$aZo dmbo gX`, AnZo {ddaU, {g$ Bg gyMZm | {XE JE gH$n na B-dmoqQ>J Ho$ {bE hr H$a gH$Vo h.

(xi) g~{YV (H$nZr H$m Zm) {Og na Amn dmoQ> H$aZm MmhVo hm| Ho$ {bE BdrEgEZ na pbH$ H$a|.

(xii) dmoqQ>J nR> na AmnH$mo gH$n {ddaU Ed BgHo$ gj dmoqQ>J Ho$ {bE hm / Zht H$m {dH$n {XImB XoJm. AnZr BN>mZwgma hm AWdm

Zht Ho$ {dH$n H$m M`Z H$a|. hm H$m {dH$n Vmd Ho$ {V AmnH$s gh{V XemVm h Ed Zht H$m {dH$n AmnH$s Agh{V XemVm h.

(xiii) `{X Amn gH$n H$m gnyU {ddaU XoIZm MmhVo hm| Vmo [aOmo`yeg $mBb qbH$ na pbH$ H$a|. (xiv) [aOmo`yeZ H$m M`Z H$aZo Ho$ CnamV, AmnZo dmoQ> S>mbZo H$m {ZU` {b`m h, g~{Q> na pbH$ H$a|. EH$ H$$aoeZ ~mg X{eV

hmoJm. `{X Amn AnZo dmoQ> H$s nw{> H$aZm MmhVo h Vmo Amo.Ho$. na pbH$ H$a|, A`Wm AnZm dmoQ> n[ad{VV H$aZo hoVw H|${gb na pbH$ H$a| Ama VXZwgma AnZm dmoQ> gemo{YV H$a|.

(xv) gH$n na EH$ ~ma AnZm dmoQ> H$$ H$aZo Ho$ nmV AmnH$mo AnZm dmoQ> gemo{YV H$aZo H$s AZw{V Zht hmoJr. (xvi) Amn dmoqQ>J nR> na {Q> H$aZo Ho$ {bE `hm pbH$ H$a| {dH$n na pbH$ H$a Amn AnZo mam H$s J`r dmoqQ>J H$m {Q> bo gH$Vo h. (xvii) `{X S>roQ> ImVmYmaH$ AnZm nmgdS> ^yb OmVm h V~ `yOa AmBS>r Ed N>{d g`mnZ EQ>a H$a $maJmQ> nmgdS> na pbH$ H$a {gQ>

mam {Xò Jò {ddaU H$mo EQ>a H$a|.

11


(xviii) Ja d`pVH$ eoàYmaH$ Ed A{âjH$m| Ho$ {bE ZmoQ>

l Ja d`pVH$ eoàYmaH$m| (AWmV d`pVH$m|, EM`yE$, EZAmaAmB B`m{X ) Ed A{âjH$ H$mo www.evotingindia.com na bmJBZ H$a AnZo AmnH$mo H$mnm}aoQ> Ho$ Vma na nOrH$V H$aZm Amd`H$ h.

l nOrH$aU $m na gWm Ho$ hVmja Ed wha bJmH$a CgH$s EH$ H$Z {V helpdesk.evotingindia.com na B-ob H$s OmZr Mm{hE.

l bm{JZ {ddaU mV hmoZo Ho$ nMmV ES>{Z bmJBZ Ed nmgdS> H$m `moJ H$a AZwnmbZ `moJH$Vm {Z{V {H$`m OmZm Mm{hE. AZwnmbZH$Vm Cn`moJH$Vm CZ ImVm| H$m qbH$ XoZo | gj hmoJm {OgHo$ {bE do dmoQ> H$aZo Ho$ BNw>H$ h.

l ImVm| H$s gyMr helpdesk.evotingcdslindia.com na ob H$aZr Mm{hE Ed ImVm| Ho$ AZwmoXZ Ho$ nMmV do dmoQ> H$aZo gj hm|Jo.

l ~moS> Ho$ gH$n Ed wVmaZmm {Ogo A{âjH$ Ho$ nj | Omar {H$`m J`m h, OmMH$Vm mam OmMZo Ho$ {bE {gQ> | nrS>rE$ m$n | {gQ> | AnbmoS> H$s OmZr Mm{hE.

(xix) B- dmoqQ>J Ho$ mbo | `{X AmnH$s H$moB eH$m AWdm wm h, Vmo Amn do~gmBQ> www.evotingindia.com Ho$ hon goeZ Ho$ AVJV na CnbY AmVma na nyN>o OmZo dmbo Z (E$E`y) Ed B-dmoqQ>J Ho$ o`wAb H$m gX^ bo gH$Vo h AWdm helpdesk.evotingcdslindia.com na B-ob H$a gH$Vo h.

ll H$m`gyMr g. 1 d 2 Ho$ {bE H$Q>-Am$ VmarI ~wYdma {XZmH$ 24 OyZ 2015 H$mo ~H$ H$s MwH$Vm B{$Q>r eoà nyOr | eoàm|YmaH$m| Ho$ eoàm| Ho$ AZwnmV | CZHo$ dmoqQ>J A{YH$ma hm|Jo. EOoS>m H$m` gyMr g`m 3 Ho$ {bE H$Q> Am$ VmarI ewH$dma 29 B 2015 hmoJr. VWm{n ~qH$J H$nZrO (CnH$m| H$m A{YJhU Ed AVaU) A{Y{Z`, 1970 H$s Ymam 3(2B) Ho$ mdYmZm| H$s eVm] Ho$ AZwgma, Ho$ gaH$ma H$mo N>moS>H$a ~H$ H$m A` H$moB ^r eoàYmaH$ CgHo$ Ym[aV eoàm| Ho$ {bE ~H$ Ho$ g^r eoàYmaH$m| Ho$ Hw$b dmoqQ>J A{YH$mam| Ho$ 10 {VeV go A{YH$ dmoqQ>J A{YH$ma H$m `moJ H$aZo hoVw nm Zht hmoJm.

lll Bg gyMZm H$s EH$ {V H$nZr H$s do~gmBQ> Ed grS>rEgEb H$s do~gmBQ> na X{eV H$s JB h

IV B-dmoqQ>J {H$`m H$mo C{MV Ed nmaXeu VarHo$ go gn H$aZo hoVw lr moX Eg. emh, H$màV H$nZr g{Md (pQ>g mUn g. 3804 H$m) H$mo OmMH$Vm Ho$ $n | {Z`w$ {H$`m J`m h.

V gmYmaU ~R>H$ | dmoqQ>J gmV hmoZo Ho$ VwaV nMmV gdW OmMH$Vm, ~R>H$ | S>mbo JE dmoQ>m| H$s {JZVr H$a|Jo, CgHo$ nMmV H$ go H$ Eogo Xmo Jdmhm|, Omo ~H$ H$s godm | Zht hm|, Ho$ gj [amoQ> B-dmoqQ>J Ho$ m` go S>mbo Jò dmoQ>m| H$mo AZbmH$ H$a|Jo Ed ~R>H$ gnZ hmoZo Ho$ VrZ {XZm| Ho$ AXa nj VWm {dnj | {XE JE `{X hmo, Hw$b dmoQ>m| H$s go{H$V OmMH$Vm H$s OmM [anmoQ> A`j AWdm CgHo$ mam {bpIV | A{YH$V `pV Omo Bg na {VhVmja H$aoJm H$mo VwV H$aoJm.

VI OmMH$Vm H$s [anmoQ> g{hV Kmo{fV n[aUm H$nZr H$s do~gmBQ> www.centralbankofindia.co.in Ed grS>rEgEb H$s do~gmBQ> na ~H$ H$s dm{fH$ gmYmaU ~R>H$ | gH$n n[aV H$aZo Ho$ 2 {XZm| Ho$ ^rVa X{eV {H$E OmEJo Ed ~rEgB {b{Q>oS> VWm ZoeZb Q>mH$ EgM|O {b{Q>oS> H$mo ^r gy{MV {H$E OmEJo.

`m`mH$ {ddaUr

Xmo eoàYmaH$ {ZXoeH$m| H$m MwZmd

l {ZXoeH$m| H$mo MwZZo | eoàYmaH$m| H$m A{YH$ma

~H$ H$s BpdQ>r eoà nyOr | ^maV gaH$ma Ho$ A{V[aV A` eoàYmaH$m| H$s eoà Ym[aVm 18.5401% h. ~qH$J H$nZr ( CnH$m| H$m AOZ Ed AVaU ) A{Y{Z`1970 H$s Ymam 9(3)(i) Ho$ AZwgma goQb ~H$ Am$ B{S>`m Ho$ {ZXoeH$ S>b | eoàYmaH$m| (Ho$ gaH$ma Ho$ A{V[aV ) H$m {V{Z{Yd H$aVo Xmo {ZXoeH$ em{b hm|Jo. VXZwgma Cn`wV nXm| H$mo âZo Ho$ {bE Ho$ gaH$ma Ho$ A{V[aV A` eoàYmaH$m| mam Xmo {ZXoeH$m| H$m MwZmd H$amZm Amd`H$ h.

AV:, ~H$ Ho$ eoàYmaH$m| H$m {V{Z{Yd H$aZo Ho$ {bE Xmo {ZXoeH$m| Ho$ MwZmd H$amE OmZo H$m gH$n nmg H$aZo Ho$ {bE EOrE H$s Zmo{Q>g H$s H$m`gyMr | EH$ X OmoS>r JB h.

Bg{bE eoàYmaH$ (Ho$ gaH$ma Ho$ A{V[aV) A{Y{Z`, {d{Z` A{Y{Z`, `moOZm {d{Z`, A{YgyMZm Ho$ Vg~Yr mdYmZ Omo ZrMo {ZX}{eV h | d{UV {H$`m Ho$ AZwgma AnZm ZmmH$Z o{fV H$aZo Ho$ {bE nm h. Xmo {ZXoeH$m| H$m MwZmd ZmmH$Z H$s OmM (`{X dY ZmmH$Z H$s g`m [aV nXm| Ho$ gmZ hmo) AWdm `{X {V^mJr A{YH$ hm| Vmo {XZmH$ 30 OyZ 2015 H$mo hmoZo dmbo MwZmd | MwZo OmEJo. MwZo JE {ZXoeH$mo H$mo CZHo$ MwZo OmZo AWdm MwZo hE mZo OmZo H$s VmarI H$s AJbr VmarI go CZH$m H$m`^ma JhU H$aZm mZm OmEJm Ama do Bg H$ma H$m`^ma JhU H$aZo H$s VmarI go VrZ df H$s Ad{Y gmV hmoZo VH$ H$m`^ma g^mb|Jo.

12


{d{YH$ mdYmZ

{ZZ{bpIV gmaUr Bg g~Y | bmJy {d{^Z A{Y{Z`m| / {d{Z`m| / A{YgyMZmAm| Ho$ mdYmZm| H$mo n[ab{jV H$aVr h:

A{Y{Z` `moOZm / {d{Z` /A{YgyMZmE mdYmZ g{jV {ddaU~qH$J {d{Z` A{Y{Z` 1949 Ymam 20 l {H$gr ^r {ZXoeH$ AWdm BZH$s Amoa go {H$gr H$mo ^r

F$U AWdm A{J XmZ H$aZo na {V~Y.~qH$J H$nZr ( CnH$m| H$m AOZ Ed AVaU)A{Y{Z` 1970

Ymam 3(2B) l dmoqQ>J A{YH$ma na {V~Y.

Ymam 9(3)(i) l eoàYmaH$m| mam MwZo Jò {ZXoeH$m| H$s g`m.Ymam9 (3E)(E) go (gr) l {d{eQ> jom| | {deof kmZ.Ymam 9(3EE) l H$moB ^r `pV V~ VH$ {ZXoeH$ MwZo OmZo Ho$ {bE nm

Zht hmoJm O~ VH$ dh {$Q> Ed QoH$ [aH$mS> Ho$ AmYma na BmZXmar Ed ^maVr` [aOd ~H$ mam {ZYm[aV A` mZXS> Ho$ AZwgma Cn`wV pW{V | Z hmo.

Ymam 9(3E~r) l ^maVr` [aOd ~H$ Zo Cn Ymam(3EE) Ho$ AVJV Omar A{YgyMZm | {H$gr Ho$ {$Q> Ed C{MV pW{V H$m AmH$bZ H$aZo hoVw m{YH$ma, Bg AmH$bZ H$mo H$aZo H$m VarH$m, Bg AmH$bZ Ho$ {bE AZwgaU H$s OmZo dmbr n{V Ed A` g^r mbo Omo ^r BgHo$ {bE Amd`H$ Ed mg{JH$ hm| H$mo CbopIV {H$`m h.

Ymam 9(3~r) l MwZo Jò Eogo {ZXoeH$ H$mo, Omo H${WV A{Y{Z` H$s Ymam 9(3E) Ed 9(3EE) H$s AnojmAm| H$mo nyU Z H$aVm hmo, H$mo hQ>mZo H$m ^maVr` [aOd ~H$ A{YH$ma XmZ H$aVr h.

Ymam 13(2) l {ddVVm Ed JmonZr`Vm H$s ~m`Vm.amQr`H$V ~H$ (~YZ Ed {d{^Z mdYmZ) `moOZm 1970

IS> 9(4) l MwZo Jò {ZXoeH$ Ho$ nX H$m`mb` H$s eV]

IS> 10 l ~H$ Ho$ {ZXoeH$ MwZo OmZo go {ZahVm.IS> 11 l {ZXoeH$ Ho$ H$m`mb` H$mo N>moS>Zm.IS> 11E l MwZo Jò {ZXoeH$ H$mo nX wV H$aZm.IS> 11 ~r l MwZo Jò {ZXoeH$ Ho$ H$m`mb` | gmm` nX H$mo âZm.IS> 12(8) l Hw$N> `dWmAm| | {Og| {ZarjH$ H$s ${M hmo, CZ|

CZHo$ {hVm| H$m H$Q>rH$aU.goQb ~H$ {d{Z` 10 g`wV YmaH$m| Ho$ A{YH$mam| H$m `moJ.B{S>`m (eo`g Ed ~R>H$) {d{Z`, 1998 {d{Z` 61 l gmYmaU ~R>H$ | VXmZ

{d{Z` 63 l gmYmaU ~R>H$ | {ZXoeH$m| H$m M`Z{d{Z` 64 l eoàYmaH$m| H$s gyMr{d{Z` 65 l MwZmd Ho$ {bE A`Wu H$m ZmmH$Z{d{Z` 66 l ZmmH$Zm| H$s gdrjm{d{Z` 67 l MwZmd {ddmX{d{Z` 68 l VXmZ A{YH$mam| H$m {ZYmaU{d{Z` 69 l {d{YdV m{YH$V {V{Z{Y`m| mam VXmZ{d{Z` 70 l mgr

^m[a~ H$s A{YgyMZm g. S>r~rAmoS>r g. ~rgr g. 46 Ed 47/29.39.001/2007-08 {XZmH$ 01 Zd~a 2007 Ho$ gmW n{R>V A{YgyMZm g. S>r~rAmoS>r.~rgr.g. 95/ 29.39.001/2010-11 {XZmH$ 23 B 2011.

~qH$J H$nZrO (CnH$m| H$m AOZ Ed AVaU) A{Y{Z`, 1970 Ho$ IS> 9(3EE) Ed IS> 9 (3E~r) Ho$ AZwgaU |.

l am>r`H$V ~H$m| Ho$ M`{ZV {ZXoeH$m| hoVw Cn`w$ Ed C{MV mZXS>.

13


l do~gmBQ> na {XE JE A{Y{Z`m| / `moOZmAm| / {d{Z`m| / A{YgyMZmAm| H$m gmame

eoàYmaH$m| H$s gw{dYm hoVw {d{Z` A{Y{Z`, A{Y{Z`, `moOZm, A{Y{Z` Ho$ gmame g{hV ^m[a~ H$s {XZmH$ 1 Zd~a, 2007 H$s A{YgyMZm g. S>r~rAmoS>r.~rgr.g. 46 Ed 47 /2939.001/2007-08 Ed {XZmH$ 23 B, 2011 H$s A{YgyMZm g.S>r~rAmoS>r.~rgr.g.95/29.39.001/2010-11, hmao ~H$ H$s do~gmBQ> www.centralbankofindia.co.in na CnbY hmoJr. ò gmame ~H$ Ho$ YmZ H$m`mb` MXawIr, ZarZ nmBQ>, w~B 400021 pWV ghm`H$ hm~YH$, E~rS>r/H$nZr goHo$Q>ar H$mo g~mo{YV AZwamoY na ZmmH$Z m$n H$mo VwV H$aZo H$s {ZYm[aV A{V {V{W AWmV 16 OyZ, {XZ Jbdma, 2015 H$mo AWdm Bggo nyd B-ob ^r {H$`m OmEJm.

l A`Wu hoVw `mo`VmE

A`Wu A{Y{Z` H$s Ymam 9 (3E) | d{UV `mo`VmAm| H$m AZwnmbZ H$a|Jo Ama `moOZm Ho$ IS> 10 | {Z{X> A`mo`Vm go J{gV Z hm| Ama {d{Z` Ho$ {d{Z` 65 | {Z{X> eVm] H$mo nyam H$aVm hmo, {OgH$m {ddaU {ZZmZwgma h:

(E) A{Y{Z` H$s Ymam 9(3E) Ho$ AZwgma ~H$ H$m eoàYmaH$ hmoVo hE EH$ A`Wu Omo ~H$ H$m {ZXoeH$ ~ZZo H$m BNw>H$ h Vmo Cgo

(E) {ZZ{bpIV | go {H$gr EH$ AWdm A{YH$ mbm| | {deof kmZ `m `mdhm[aH$ AZw^d hmoZm Mm{hE, -

H${f Ed JmrU AW`dWm,

~qH$J,

ghH$m[aVm,

AW`dWm,

{dm,

{d{Y,

bKw CmoJ,

{H$gr A` mbo | H$moB {deof kmZ, Ed `mdhm[aH$ AZw^d Omo ^m[a~ H$s am` | ~H$ Ho$ {bE Cn`moJr hmo;

(~r) OmH$VmAm| Ho$ {hVm| H$m {V{Z{Yd H$aVm hmo; AWdm

(gr) H$fH$m|, H$mJmam|, H$marJam| Ho$ {hVm| H$m {V{Z{Yd H$aVm hmo.

(~r) A{Y{Z` H$s Ymam 9(3EE) Ama ^m[a~ Ho$ A{YgyMZm Ho$ AZwgma, A`Wu H$mo ~H$ H$m eoàYmaH$ hmoZm Mm{hE Ama Omo ~H$ Ho$ {ZXoeH$ H$m ZmmH$Z âVo g` QH$ [aH$mS> Ho$ AZwgma Cn`w$ Ed C{MV, g`{Z>m Ama ^m[a~ mam g` g` na A{Ygy{MV A` mZXS>m| H$mo nyam H$aVm hmo.

(gr) BgHo$ A{V[a$, M`{ZV {ZXoeH$ H$mo {Vkmn {dboI {Znm{XV H$aZm hmoJm Ama Bg g~Y | ^maVr` [aOd ~H$ mam {ZYm[aV dm{fH$ KmofUmn VwV H$aZm hmoJm.

l ~H$ Ho$ {ZXoeH$ Ho$ $n | M`{ZV hmoZo Ho$ CnamV A`mo`VmE

(E) ~H$ am>r`H$aU (~YZ Ed {d{dY mdYmZ) `moOZm, 1970 Ho$ IS> 10 Ho$ AZwgma H$moB ^r `{$ EH$ {ZXoeH$ Ho$ $n | {Z`w{$ Ed {ZXoeH$ hmoZo Ho$ {bE A`mo` hmo OmVm h O~ dh

(E) {H$gr g` {Xdm{b`m Kmo{fV {H$`m Om MwH$m hmo AWdm ^wJVmZ AmW{JV hAm hmo AWdm boZXmam| Ho$ gmW {ddmX hmo; AWdm

(~r) `{X dh gj `m`mb` mam ApWa mZ{gH$ pW{V Ed {dMma dmbm Kmo{fV {H$`m J`m hmo; AWdm

(gr) `{X dh $mOXmar AXmbV mam {H$gr AnamY Ho$ {bE X{S>V {H$`m J`m hmo, {Og| Z{VH$ M[ahrZVm em{b hmo; AWdm

(S>r) `{X dh {H$gr am>r`H$V ~H$ `m Q>oQ> ~H$ Am$ B{S>`m A{Y{Z`, 1955 H$s Ymam 3 Ho$ Cn{Z` (1) Ho$ AVJV J{R>V Q>oQ> ~H$ Am$ B{S>`m AWdm Q>oQ> ~H$ Am$ B{S>`m (AZwfJr ~H$ ) A{Y{Z`,1959 H$s Ymam 3 | n[a^m{fV H$moB AZwfJr ~H$ | EH$ nyUH$m{bH$ {ZXoeH$ Ho$ nX H$mo N>moS>H$a ~Y {ZXoeH$ g{hV A{Y{Z` H$s Ymam 9 Ho$ Cn{Z` (3) Ho$ IS> (B) Ed IS> (E$) Ho$ AVJV g~{YV gme ~H$ Ho$ H$Mm[a`m| | go {H$gr H$m`mb` | Zmm{H$V {ZXoeH$ Ho$ Vma na bm^H$mar nX Ym[aV H$aVm hmo.

Ama

(~r) ^maVr` [aOd ~H$ H$s A{YgyMZm g. S>r~rAmoS>r.g. ~rgr.g. 46 Ed 47/29.39.001/2007-08 {XZmH$ 1 Zd~a 2007 Ho$ gmW n{R>V A{YgyMZm g.S>r~rAmoS>r.~rgr.g.95/29.39.001/2010-11 {XZmH$ 23 B, 2011 Ho$ AZwgma, `{X dh ~H$ H$s {ZXoeH$m| H$s ZmmH$Z g{{V mam Cn`w$ Ed C{MV `{$ Zht nm`m OmVm h CgH$m ZmmH$Z dY Zht mZm OmEJm.

14


l {V`mo{J`m| Ho$ {bE eoàYmaH$m| H$s gyMr

ewH$dma, {XZmH$ 29 B 2015 H$mo ~H$ Ho$ eoàYmaH$m| H$s gyMr {XZmH$ Jbdma, 2 OyZ, 2015 H$mo/go goQb ~H$ Am$ B{S>`m w~B Ho$ nj | Xo` ` 50,000 (nE nMmg hOma m) Ho$ {S>mS> SmQ> Ho$ gmW ghm`H$ hm~YH$, E~rS>r/H$nZr g{Md, g|Qb ~H$ Am$ B{S>`m, Ho$r` H$m`mb`, 9 dt {Ob, MXawIr, ZarZ nmBQ>, w~B 400021 H$mo g~mo{YV AmdoXZ VwV H$aZo na {~H$s hoVw CnbY ahoJr. BNw>H$ A`Wu eoàYmaH$m| H$s gyMr H$s OmM H$a gH$Vo h Ed Cggo Hw$N> Ae {ZH$mb ^r gH$Vo h.

l eoàYmaH$m| Ho$ a{OQ>a H$m {ZarjU

eoàYmaH$m| H$m a{OQ>a, ~H$ Ho$ Ho$r` H$m`mb` | {ZarjU hoVw gmodma go ewH$dma VH$ gw~h 11 go 3 Xmonha VH$ Ed e{Zdma H$mo gw~h 11 ~Oo go Xmonha 1 ~Oo VH$ {ZarjU Ho$ {bE Iwbm ahoJm (~H$ AdH$me H$mo N>moS>H$a). `{X H$moB ^r eoàYmaH$ BgH$s {V AWdm a{OQ>a H$m H$`yQ>a qQ> AWdm CgH$m H$moB ^mJ m H$aZm MmhVm h Vmo {V 1000 eX AWdm CgHo$ {H$gr ^mJ Ho$ {bE ` 5/- H$s Xa go nyd ^wJVmZ H$aZo na `h CnbY H$am`m OmEJm.

l MwZmd | ^mJrXmar

Eogo eoàYmaH$ {OZH$m Zm {XZmH$ 29 B, 2015 H$mo EZEgS>rEb/grS>rEgEb/AmaQ>rE mam CnbY H$amE AZwgma gX` /bm^mWu dmr Ho$ a{OQ>a | X{eV h, do g^r Ho$ gaH$ma H$mo N>moS>H$a A` eoàYmaH$m| | go {ZXoeH$m| Ho$ MwZmd | ^mJ boZo AWmV ZmmH$Z H$aZo, MwZmd bS>Zo Ama VXmZ H$aZo Ho$ nm hm|Jo.

{d{Z` 68 Ho$ AZwgma òH$ eoàYmaH$, Omo {XZmH$ 29 B 2015 Ho$ gmYmaU ~R>H$ go nyd Ho$ {d{Z{X> VmarI H$mo eoàYmaH$ Ho$ $n | nOrH$V h, hmW Ho$ XeZ go EH$ dmoQ> Ed VXmZ Ho$ mbo | CgHo$ mam Ym[aV {V eoà hoVw EH$ dmoQ> Xo gHo$Jm.

l ZmmH$Z :

ZmmH$Zm| H$s dYVm

{d{Z` 65 Ed ^maVr` [aOd ~H$ H$s A{YgyMZm S>r~rAmoS>r.g. ~rgr.g. 46 Ed 47/29.39.001/2007-08 {XZmH$ 1 Zd~a 2007 Ho$ gmW n{R>V A{YgyMZm g.S>r~rAmoS>r.~rgr.g.95/29.39.001/2010-11 {XZmH$ 23 B, 2011 Ho$ AZwgma Ed {d{^ A{Y{Z`m| Ho$ A` bmJy mdYmZm| Ho$ AZwgma {ZXoeH$ Ho$ $n | MwZmd hoVw {H$gr A`Wu H$m ZmmH$Z dY hmoJm ~eV] :

(E) dh, MwZmd | ^mJ boZo hoVw {d{Z{X> VmarI ewH$dma, 29 B, 2015 H$mo ~H$ Ho$ `yZV 100 (EH$ gm) eoàm| H$m YmaH$ hmo;

(~r) Jbdma, {XZmH$ 16 OyZ 2015 H$mo (ZmmH$Z m{ H$s A{V {V{W), dh A{Y{Z`, `moOZm AWdm ^m[a~ A{YgyMZm Ho$ AVJV A`mo` Kmo{fV Zht {H$`m J`m hmo;

(gr) A{Y{Z` Ho$ AVJV {ZXoeH$m| H$m M`Z H$aZo Ho$ nm `yZV EH$ gm eoàYmaH$m| mam `m CZHo$ {d{YdV J{R>V AQ>mZu mam {bpIV hVmj[aV ZmmH$Z hmo ~eV} {H$ eoàYmaH$ Ho$ H$nZr hmoZo na `h H${WV H$nZr Ho$ {ZXoeH$m| Ho$ gH$n mam {H$`m J`m hmo Ed O~ Eogm {H$`m J`m hmo Vmo {Og ~R>H$ | `h gH$n nmg {H$`m J`m hmo, Cg ~R>H$ Ho$ A`j mam gH$n H$s mm{UV {V ~H$ Ho$ YmZ H$m`mb` H$mo ghm`H$ hm~YH$- E~rS>r Ed H$nZr goHo$Q>ar, goQb ~H$ Am$ B{S>`m, 9dt {Ob, MXawIr, ZarZ nmBQ>, w~B 400021 H$mo g~mo{YV H$aVo hE o{fV H$s OmEJr Ed Eogr {V H$mo H${WV H$nZr H$s Amoa go ZmmH$Z mZm OmEJm.

(S>r) eoàYmaH$m| mam ZmmH$Z (`yZV 100) Ho$ gmW A`Wu H$m Bg Ame` H$m KmofUmn Bg Zmo{Q>g | {XE JE KmofUm Ed ZmmH$Z Ho$ m$nm| Ho$ ZyZo Ho$ AZwgma {H$gr `m`mYre, XS>m{YH$mar, AmmgZ (E`wa|g) a{OQma AWdm Cn a{OQma AWdm A` amOn{V A{YH$mar AWdm ^maVr` [aOd ~H$ AWdm {H$gr am>r`H$V ~H$ Ho$ A{YH$mar Ho$ gj {d{YdV hVmj[aV h {H$ dh ZmmH$Z drH$V H$aVm h Ama MwZmd | IS>m hmoZo H$m BNw>H$ h, Ed dh {ZXoeH$ Ho$ $n | ZmmH$Z hoVw ~qH$J {d{Z`Z A{Y{Z` Ho$ AVJV AWdm {H$gr A{YZ` AWdm `moOZm AWdm {d{Z` AWdm ^m[a~ A{YgyMZm Ho$ AVJV A`mo` Zht h, Ho$ gmW {d{YdV hVmj[aV CgH$m `{$JV {ddaU (~m`moS>mQ>m) Ama `h nw{>H$aU {H$ C$ {ddaU CgH$s A{YH$V OmZH$mar Ed {dmg Ho$ AZw$n g` h Ed `h dMZ ^r {H$ CgH$s KmofUm Ho$ nmV BZ gyMZmAm| go g~{YV Hw$N> ^r K{Q>V hmoZo na dh `Wmg^d erK ~H$ H$mo AdJV H$amEJm.

(B) ZmmH$Z m$n Ed KmofUmn, {d{Z` mam `Wm{ZYm[aV ggZ m$n Ho$ AZwgma h (`h m$n ~H$ H$s do~gmBQ> www.centralbankofindia.co.in na ^r CnbY h.)

15


ZmmH$Z m$nm| H$s Vw{V

{ZXoeH$m| Ho$ MwZmd bS>Zo Ho$ BNw>H$ {V^mJr {ZZ{bpIV VwV H$a| :

(E) {d{YdV âm hAm KmofUmn;

(~r) MwZmd | ^mJ boZo hoVw nm `yZV 100 eoàYmaH$m| go ZmmH$Z;

(gr) Bg Zmo{Q>g Ho$ gmW gbZ m$n | `{$JV gyMZmE, KmofUmn Ed dMZ n, g~{YV XVmdoOm|, AZwegm n, AWmV ~m`moS>mQ>m, e{jH$ `mo`VmAm| Ho$ mUn, AZw^d B`m{X Ho$ gmW ha H$ma go nyU g^r XVmdoO wha~X {b$mo$ | ghm`H$ hm~YH$- E~rS>r Ed H$nZr g{Md, goQb ~H$ Am$ B{S>`m, 9dt {Ob, MXawIr, ZarZ nmBQ>, w~B 400021 H$mo ~R>H$ H$s VmarI go H$ go H$ 14 {XZ nyd {H$gr H$m` {Xdg AWmV Jbdma, 16 OyZ, 2015 H$mo H$m`g` H$s gm{ AWmV gm` 5.00 ~Oo VH$ VwV {H$E OmE.

l {ZXoeH$m| H$m MwZmd Ed XVmdoOm| H$s gdrjm

E) ZmmH$Zm| H$s gdrjm, ZmmH$Z H$s m{ hoVw {Z`V {V{W Ho$ AJbo H$m`{Xdg AWmV ~wYdma, 17 OyZ, 2015 H$mo H$s OmEJr Ed {H$gr ZmmH$Z Ho$ dY Z nmE OmZo Ho$ mbo | CgH$s {ZaVJr Ho$ H$maUm| H$mo XO H$aVo hE Cgo {ZaV H$a {X`m OmEJm.

~r) ZmmH$Zm| H$s gdrjm ^maVr` [aOd ~H$ Ho$ {XZmH$ 01, Zd~a 2007 Ed {XZmH$ 23 B, 2011 Ho$ Cn`w$ Ed `Wmo{MV {Xem{ZX}em| Ho$ AZwgma ~moS> H$s ZmmH$Z g{{V H$s gdrjm Ho$ AYrZ hm|Jo.

gr) `{X MwZmd mam âr OmZo dmbr Xmo [a{$`m| Ho$ {bE {g$ Xmo hr dY ZmmH$Z m hmoVo h, Vmo Bg H$ma Zmm{H$V A`Wu H$mo MwZm hAm mZ {b`m OmEJm Ama Bg H$ma MwZo OmZo na CZHo$ Zm Ed nVo H$m{eV {H$E OmEJo. Eogr pW{V | Bg Co` hoVw Am`mo{OV H$s JB ~R>H$ | H$moB MwZmd Zht hmoJm. {Zdm{MV A`Wu CZHo$ {Zdm{MV Kmo{fV hmoZo H$s VmarI go AJbr VmarI H$mo nX^ma JhU H$a|Jo.

S>r) MwZmd hmoZo H$s pW{V | `{X dY ZmmH$Z 2 go A{YH$ hmo Vmo MwZmd | ~hV m A`Wu H$mo {Zdm{MV mZm OmEJm Ama CZHo$ Zmm| H$s KmofUm A`j mam H$s OmEJr VWm Ch| gmMma nm| | ^r H$m{eV {H$`m OmEJm. do {XZmH$ 1, OwbmB 2015 go nX^ma JhU H$a|Jo.

B) H$moB ^r {ddmX hmoZo na Cgo {d{Z`m| Ho$ {d{Z` 67 Ho$ AZwgma {ZnQ>m`m OmEJm.

ZmmH$Zm| H$m dmng {b`m OmZm

`{X H$moB A`Wu AnZm ZmmH$Z dmng boZm MmhVm h, Vmo dh e{Zdma, {XZmH$ 27 OyZ, 2015 H$mo H$m`g` H$s gm{ go nyd VH$ {H$gr ^r g` ZmmH$Z dmng boZo H$m nm hmoJm.

{ZXoeH$m| Ho$ {hV

~H$ Ho$ {ZXoeH$m| H$m H$mamo~ma Ho$ Cn`w$ Xm| go g~ AWdm CZ| {M hmoZm gPm OmEJm, `{X do MwZmd bS>Vo h.

{ZXoeH$ S>b Ho$ AmXoe go

hVmja E.Ho$. Xmg WmZ : {Xbr ghm`H$ hm~YH$ E~rS>r/ {XZmH$ 25.05.2015 H$nZr g{Md

16


KmofUm n(A`Wu mam)

({d{Z` Ho$ {Z` 65 H$m gX^ b|)

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E. , MwZmd | ^mJrXmar Ho$ {bE {ZYm[aV {V{W ewH$dma, {XZmH$ 29 B, 2015 H$mo goQb ~H$ Am$ B{S>`m Ho$ ` 10 /- òH$ Ho$ ..........................................................................(nyU Xm) $mo{b`mo g. .................................../S>rnr AmBS>r g.................................................. /JmhH$ AmBS>r g. ..................................... Ho$ AVJV eoàYmaH$ h. Ed

~r. wPo * (i) H${f Ed JmrU AW`dWm, (ii) ~qH$J, (iii) ghH$m[aVm, (iv) AWem, (v) {dm `dWm, (vi) {d{Y, (vii) bKw CmoJ, AWdm ......................................................... (^m.[a.~. H$s am` | {OgH$m {deof kmZ Ed `mdhm[aH$ AZw^d ~H$ Ho$ {bE Cn`moJr ahoJm) Ed ~qH$J H$nZr (CnH$m| H$m AOZ Ed AVaU) A{Y{Z`, 1970 H$s Ymam 9 H$s CnYmam 3 E Ho$ AZw$n OmH$VmAm|/H$fH$m|, H$mJmam| Ed H$marJam| Ho$ {hVm| H$m {V{Z{Yd H$aVm/H$aVr h {OZHo$ mU d$n `hm Amd`H$ mUn VwV H$a ahm/ahr h; Ed

gr) ........................................ go ..................................... g`m VH$ Ho$ ZmmH$Z drH$ma H$aVm /H$aVr h. Ed

S>r) goQb ~H$ Am$ B{S>`m Ho$ {ZXoeH$ H$m MwZmd bS>Zo Ho$ {bE BNw>H$ h, Ed

B) , ~qH$J {d{Z` A{YZ`, 1949 Ho$ mdYmZm|, ~qH$J H$nZrO (CnH$m| H$m AOZ Ed AVaU) A{Y{Z`, 1970, ~H$ am>r`H$aU (~YZ Ed {d{dY mdYmZ) `moOZm, 1970, goQb ~H$ Am$ B{S>`m (eo`g Ed ~R>H$) {d{Z`, 1998 Ed ^m[a~ A{YgyMZm Ho$ AVJV ~H$ Ho$ {ZXoeH$ Ho$ $n | MwZo OmZo Ho$ A`mo` Zht h, Ed

E$) , {H$gr am>r`H$V ~H$ `m Q>oQ> ~H$ Am$ B{S>`m A{Y{Z`, 1955 H$s Ymam 3 Ho$ Cn{Z` (1) Ho$ AVJV J{R>V Q>oQ> ~H$ Am$ B{S>`m AWdm Q>oQ> ~H$ Am$ B{S>`m (AZwfJr ~H$) A{Y{Z`, 1959 H$s Ymam 3 | n[a^m{fV H$moB AZwfJr ~H$ H$m Z hr H$Mmar h, Z hr H$moB bm^ H$m nX YmaU H$aVm/H$aVr h.

Or) AnZr `{$JV gyMZmE gb H$a ahm/ahr h Omo oar A{YH$V OmZH$mar Ama {dmg | g` Ed nyU h; Ed

EM) h nw{>H$aU {H$ C$ {ddaU CgH$s A{YH$V OmZH$mar Ed {dmg Ho$ AZw$n g` h Ed `h dMZ ^r {H$ CgH$s KmofUm Ho$ nmV BZ gyMZmAm| go g~{YV Hw$N> ^r K{Q>V hmoZo na dh `Wmg^d erK ~H$ H$mo AdJV H$amEJm/H$amEJr Ed ~H$ Ho$ {ZXoeH$ Ho$ $n | M`{ZV hmoZo na gh{V {dboI H$mo {Znm{XV H$$Jm/H$$Jr.

Zm hVmja eoàm| H$s g`m nOrH$V $mo{b`mo g. (`{X S>r-Q> Z hmo) S>rnr AmBS>r g. Ed JmhH$ AmBS>r g. (`{X S>r-Q> Z hmo)WmZ {XZmH$

Cn`w$ KmofUmE oao gj hVmj[aV H$s JB h

hVmja Ed wha ------------------------------------------------------------------

mUZH$Vm A{YH$mar H$m Zm --------------------------------------------------------------

Zm{Vr mam h KmofUmn {H$gr `m`mYre, XS>m{YH$mar, AmmgZ nOr`H$ AWdm Cn nOr`H$, AWdm {H$gr A` amOn{V A{YH$mar AWdm ^maVr` [aOd ~H$ AWdm {H$gr am>r`H$V ~H$ Ho$ {H$gr A{YH$mar Ho$ gj hVmj[aV {H$`m Om`.

*Omo ^r bmJy hm|, Cg na {ZemZ bJmE.

17


ZmmH$Z m$n(eoàYmaH$ Ho$ {bE)

({d{Z` Ho$ {Z` 65 (S>r) H$m gX^ )

{V,

A`j Ed ~Y {ZXoeH$ goQb ~H$ Am$ B{S>`m Ho$r` H$m`mb`, MXawIr, ZarZ nmBQ>, w~B 400021

hmoX`,

{ZXoeH$ Ho$ MwZmd hoVw ZmmH$Z

AmnHo$ Zmo{Q>g {XZmH$ 25.05.2015 Ho$ gX^ | , lr/lrVr ............................................................................................. MwZmd | ^mJrXmar Ho$ {bE {ZYm[aV {Xdg ewH$dma, {XZmH$ 29 B, 2015 goQb ~H$ Am$ B{S>`m Ho$ {V eoà ` 10 (nyUV Xm) Ho$ ................................eoàm| H$m/H$s eoàYmaH$ h, EVXmam lr/lrVr ............................................................................. nw/nwr/ nZr lr/lrVr .........................{Zdmg ........................................................................ ~qH$J H$nZr (CnH$m| H$m AOZ Ed AVaU ) A{Y{Z` 1970, H$s Ymam 9 (3) (i) Ho$ mdYmZm| Ho$ AZwgma, Jbdma, {XZmH$ 30 OyZ, 2015 H$mo Am`mo{OV hmoZo dmbr eoàYmaH$m| H$s dm{fH$ gmYmaU ~R>H$ |, ~H$ Ho$ eoàYmaH$m| Ho$ {V{Z{Yd hoVw goQb ~H$ Am$ B{S>`m H$m {ZXoeH$ M`{ZV hmoZo Ho$ {bE Zmm{H$V H$aVm /H$aVr h.

Zm

hVmja

eoàm| H$s g`m

nOrH$V $mo{b`mo g.

(`{X S>r-Q> Z hmo)

S>rnr AmBS>r g. Ed JmhH$ AmBS>r g.

(`{X S>r-Q> Z hmo)

WmZ

{XZmH$

ZmoQg :

1. {H$gr H$mnm}aoQ> {ZH$m` mam ZmmH$Z Ho$ mbo |, ZmmH$Z m$n Ho$ gmW Cg ~R>H$, {Og| {ZXoeH$ S>b mam Bg hoVw gH$n nm[aV {H$`m J`m hmo, Ho$ A`j Ho$ hVmjam| go m{UV gH$n H$s g` {V ^r VwV H$s Om`.

2. A`Wu H$m ZmmH$Z H$aZo dmbo eoàYmaH$m| Ho$ hVmja, ~H$ Ho$ eoà Qmg$a EO|Q> Ho$ nmg CnbY ZyZm hVmjam| Ho$ gmW {bZo Mm{hE.

3. Cn`w$ {H$gr H$mb Ho$ Imbr N>moS>o OmZo AWdm Cg| H$moB {ddaU Ag` nmE OmZo na ZmmH$Z {ZaV hmoZo `mo` hmoJm.

H$ g.

18


`{$JV gyMZm, KmofUmn Ed dMZ n VwV H$aZo hoVw m$n{XZmH$ ------2015 H$m Wmo{MV gbZH$m| g{hV A`Wu mam H$s JB KmofUm Ed dMZ n

I. A`Wu H$m `{$JV {ddaU

1. A`Wu H$m nyam Zm (AJoOr Ho$ ~S>o Ajam| |)

2. {nVm H$m nyam Zm

3. O {V{W

4. am>r`Vm

5. (1) WmB ImVm g. (Am`H$a A{Y{Z` Ho$ AVJV)

(2) Am` H$a gH$b/{S>drOZ H$m Zm Ed nVm Ohm na `{$JV H$a m{`m Om hmoVr h.

6. WmB nVm

7. dVmZ nVm (nmMma hoVw)

8. (1) B-ob AmBS>r

(2) Q>obr$moZ Z. (bS>bmBZ)

(3) mo~mBb Z.

II. `mo`Vm Ed AZw^d1. `mo`Vm (e{jH$/AH$mX{H$)

(H$n`m gyMZm H$s nw{> hoVw mUnm| H$s d-m{UV {V`m gbZ H$a|) .

2. `mo`Vm (`mdgm{`H$)

(H$n`m gyMZm H$s nw{> hoVw mUnm| H$s d-m{UV {V`m gbZ H$a|) .

3. kmZ (~qH$J H$nZr (CnH$m| H$m AOZ Ed AVaU) A{Y{Z`, 1970 H$s Ymam 9(3-E) Ho$ AVJV Amd`H$VmZwgma.

4. AZw^d (H$n`m ~H$ Ho$ {ZXoeZ go g~{YV AmnHo$ AZw^d H$m {ddaU X|).

5. ~H$ Ho$ {ZXoeZ go g~{YV H$moB A` OmZH$mar.III. A`mWu Ho$ g~{Y`m| H$m {ddaU

1. CZ g~{Y`m| H$m {ddaU, `{X H$moB hmo, Omo {H$gr ^r Vah go ~H$ go OwS>o hmo H$n`m H$nZr A{Y{Z`, 2013 H$s Ymam 2(77), ghn{R>V H$nZr (na n[a^mfm {ddaU H$s {dVV OmZH$mar) {Z`, 2014 H$m {Z` 4 H$m gX^ b|.

2. Eogr BH$mB`m| H$s gyMr, `{X H$moB hmo, {Og| do {M aIVo hmo H$nZr A{Y{Z`, 2013 H$s Ymam 2(49) Ed Ymam 184 H$m gX^ b|

3. A`Wu Ho$ Zm | goQb ~H$ Am$ B{S>`m Ho$ Ym[aV eo`am| H$m {ddaU, `{X H$moB hmo,

(H$n`m Ym[aV eo`am| H$s g`m, A{H$V y`, boOa $mo{b`mo Z~a(am|) AWdm S>rnr AmBS>r Ed bmBQ> AmBS>r H$m {ddaU X|).

hm AnZm d-m{UV nmgnmoQ> AmH$ma H$m $moQ>mo

{MnH$mE

19


4. E ~qH$J {d{Z`Z A{Y{Z`, 1949 H$s Ymam 5(EZB) Ho$ A{^m` Ho$ VhV CZ BH$mB`m| H$s gyMr, {Og| A`Wu n`m {hVYmaH$ mZm OmVm hmo.

4. ~r ~qH$J {d{Z`Z A{Y{Z`, 1949 H$s Ymam 5(EZB) Ho$ A{^m` Ho$ VhV CZ BH$mB`m| H$s gyMr, {Og| A`Wu go g~{YV nm{Q>`m n`m {hV aIVr h.

5. {nN>bo N>: dfm] Ho$ XmamZ ~H$(H$m|) Ho$ ~moS>(S>m]) H$m {ZXoeZ/gX`Vm (H$n`m ~H$(H$m|) Ho$ Zm, A{Y{Z` H$m g~{YV mdYmZ {OgHo$ AVJV {Z`w{$/ZmmH$Z {H$`m J`m Wm Ed Eogr gX`Vm/{ZXoeZ H$s YmaU Ad{Y).

6. Cnamo$ 3, 4(E) Ed 5 | gy{MJV gWmZm| go dVmZ | A`Wu mam br Om ahr {Z{Y Ed Ja-{Z{YJV gw{dYmE, `{X H$moB hmo.

7. Eogo mbo, {OZ| A`Wu AWdm Cn`w$ X g 3, 4(E), 4(~r) Ed 5 | gyMr~ BH$mB`m goQb ~H$ Am$ B{S>`m AWdm {H$gr A` ~H$ go br JB F$U gw{dYmAm| Ho$ g~Y | MyH$H$Vm h AWdm nyd | MyH$H$Vm ahr h.

IV. `mdgm{`H$ CnbpY`m

1. `mdgm{`H$ CnbpY`m (H$n`m CZ CnbpY`m| H$m {ddaU X| Omo ~H$ {ZXoeZ go g~{YV hm|).

V. A`Wu Ho$ {d H$madmB, `{X H$moB hmo,

1. `m A`Wu {H$gr `mdgm{`H$ gWm/gJR>Z H$m gX` h, CZHo$ {d AZwemgZmH$ H$madmB, `{X H$moB hmo, b{~V AWdm ew hB hmo AWdm nyd | CZHo$ {d | Xmof {g{ | n[a{UV hB hmo H$m {ddaU AWdm dh H$^r {H$gr `dgm`/amoOJma | {d> hmoZo go {V~{YV {H$`m J`m / H$s JB hmo.

2. Am{WH$ {Z` Ed A{Y{Z` H$m CKZ Ho$ {bE {ZXoeH$ Ama/AWdm Cnamo$ III-2, 4(E), 4(~r) Ed 5 | gyMrJV BH$mB`m| Ho$ {d A{^`moOZ, H$moB hmo, b{~V hmo, ew hAm hmo AWdm nyd | Xmof {g hE A{^`moOZ H$m {ddaU.

3. A`Wu Ho$ {d dVmZ wH$Xm, `{X H$moB hmo, g{hV nyd | A`Wu Ho$ {d hE Amnam{YH$ A{^`moOZ, b{~V AWdm ma^ hE AWdm Xmof {g{ | n[a{UV hE H$m {ddaU.

4. `m A`Wu/{ZXoeH$ | H$nZr A{Y{Z`, 2013 H$s Ymam 164 ghn{R>V am>r`H$V ~H$ (~YZ Ed {d{dY mdYmZ) `moOZm, 1970 Ho$ IS> 10 | d{UV H$moB A`mo`Vm h ?

5. `m A`Wu AWdm Cnamo$ III-2, 4(E), 4(~r) Ed 5 | gyMrJV BH$mB`m| Ho$ {d gaH$mar {d^mJ AWdm EO|gr Ho$ AZwamoY na H$moB OmM hB h?

6. `m A`Wu H$^r grm ewH$/ CnmX ewH$/ Am`H$a / {dXoer wm {d{Z`/ A` amOd m{YH$mar mam {Z`/A{Y{Z`/ dYm{ZH$ Amd`H$VmAm| Ho$ CYZ H$m Xmofr nm`m J`m h ?

7. `m A`Wu /{ZXoeH$ H$mo H$^r go~r, AmBAmaS>rE, ^m[a~, EgrE, o$m B`m{X Ogo {d{Z`mH$ go {VHy$b Zmo{Q>g m hAm h.

(`{n A`Wu Ho$ {bE `h Amd`H$ Zht h {H$ {d{Z`mH$m| mam {XE JE AmXoem| Ed {ZU`m| {Oh| ~mX | nbQ> / Xa{H$Zma H$a {XE JE hm| CZH$m h-~h CoI H$a| naVw V~ Ad` {H$`m Om` {H$ O~ Eogo mbo `m` jo H$s grmAm| AWdm H$^r Ogo VH$ZrH$s H$maUm| go nbQ>o / Xa{H$Zma {H$E JE hmo Z {H$ mbo Ho$ JwUXmof Ho$ AmYma na. `{X {Z`mH$ H$m AmXoe AWmB Vma na W{JV {H$`m J`m hmo Ed AnrboQ>/AXmbVr H$m`dmhr b{~V hmo V~ ^r CgH$m CoI {H$`m Om`).

20


8. AnZo H$V`m| H$m {ZdhZ H$aVo g` A`Wu/{ZXoeH$ `m {H$gr A` `{$ AWdm gWmZ AWdm ~H$ AWdm H$n{Z`m| B`m{X Ho$ {ZX}em| AWdm AZwXoem| na H$m` H$a|Jo? `{X h, Vmo {ddaU X|.

9. `m A`Wu Zo AnZr `{$JV h{g`V go ~H$ go H$moB `dgm` {H$`m h ? `{X hm, Vmo {ddaU X|.

10. Cn`w$ I go V VH$ H$s Xm| Ho$ g~Y | H$moB A` `m`m/gyMZm Ed A` OmZH$mar Omo Cn`w$ Ed `Wmo{MV pW{V Ho$ {ZYmaU hoVw mg{JH$ mZr Om`.

dMZZmm

............................................................................................................nw/nwr lr ................................................. nw{> H$aVm/H$aVr h {H$ Cnamo$ OmZH$mar oar A{YH$V OmZH$mar Ed {dmg go nyUV: g` Ed gnyU h. ~H$ Ho$ eo`aYmaH$ {ZXoeH$ Ho$ $n | oao MwZmd Ho$ AZwdVu K{Q>V hmoZo dmbr Eogr KQ>ZmAm|, `{X H$moB hm|, Ama Omo D$na Xr JB gyMZmAm| go gJV hm|, Ho$ ~mao | `WmerK ~H$ H$mo AdJV H$amVo ahZo H$m dMZ XoVm/XoVr h.

~H$ Ho$ {ZXoeH$m| mam {Znm{XV H$aZo hoVw dm{N>V gh{V {dboI H$mo {Znm{XV H$aZo H$m ^r dMZ XoVm/XoVr h.

WmZ:

{XZmH$: A`Wu H$m hVmja

gbH$:

ZmoQ>:

1. Ohm ^r WmZ n`m Z hmo, dhm H$n`m H$mbH$mZwgma Ama gw{MV A`mo` gX^ g{hV AZwbH$ gb H$a|.

2. g^r n>m| (AZwbH$m| g{hV) na A`Wu Ho$ hVmja Amd`H$ h.

ZmmH$Z g{{V H$m AdbmoH$Z

gX` Ho$ hVmja gX` Ho$ hVmja gX` Ho$ hVmja

{XZmH$:

WmZ :

21


{ZXoeH$m| Ho$ MwZmd g~ A{Y{Z`, `moOZm, {d{Z`Z Ed A{YgyMZm H$m gmame

~qH$J H$nZr (CnH$m| H$m AOZ Ed AVaU) A{Y{Z` 1970 H$s Ymam 9(3)(i) Ho$ AZwgma, eoàYmaH$ {ZXoeH$m| H$m M`Z H|$ gaH$ma Ho$ Abmdm, eoàYmaH$m| mam AnZo | go Ymam 3 H$s Cn-Ymam 2(~r) Ho$ IS> (gr) Ho$ AVJV Omar nyOr H$s grm Ho$ AmYma na {H$`m OmEJm. ~qH$J {d{Z` A{Y{Z`, 1949 ~qH$J H$nZr (CnH$m| H$m AOZ Ed AVaU) A{Y{Z` 1970, amQr`H$V ~H$ (~YZ Ed {d{^Z mdYmZ) `moOZm 1970 H$s g~{YV YmamE, goQb ~H$ Am$ B{S>`m (eo`g Ed ~R>H|$) {d{Z`, 1998 Ho$ g~{YV {d{Z` Ed ^maVr` [aOd ~H$ H$s A{YgyMZm g. S>r~rAmoS>r. g. ~rgr. g. 46/29.39.001/ 2007-08 {XZmH$ 01 Zd~a, 2007 Ed g. S>r~rAmoS>r.~rgr. g.95/29.39.001/2010-11 {XZmH$ 23 B, 2011 H$m gma gjon, eoàYmaH$m| H$s gyMZmW ZrMo C[aV h.

I. ~qH$J {d{Z`Z A{Y{Z`, 1949

C^`{Z> {ZXoeH$m| H$m {ZfoY-Ymam 16(1)

^maV | {ZJ{V H$moB ^r ~qH$J H$nZr AnZo {ZXoeH$ S>b | EH$ {ZXoeH$ Ho$ $n | {H$gr Eogr `{$ H$mo Zht bo gH$Vr Omo {H$gr A` ~qH$J H$nZr H$m {ZXoeH$ hmo.

F$U Ed A{Jm| na {ZÙ-Ymam 20

(1) H$nZr A{Y{Z`, 1956 (1956 H$m 1) H$s Ymam 77 | C{pIV Ho$ {dnarV hmoVo hE ^r, H$moB ^r ~qH$J H$nZr {ZZ{bpIV Zht H$aoJr

(E) AnZo d` Ho$ eoàm| H$s {V^y{V na H$moB F$U AWdm A{J XmZ Zht H$aoJm, AWdm

(~r) {ZZ{bpIV H$mo AWdm BZH$s Amoa go {H$gr H$mo F$U AWdm A{J drH$V H$aZo H$s {V~Vm Zht XemEJm -

(i) AnZm H$moB ^r {ZXoeH$,

(ii) Eogr H$moB $, {Og| AnZm H$moB {ZXoeH$ gmPoXma,~YH$, H$Mmar AWdm JmamQ>rH$Vm Ho$ $n | hmo.

(iii) ~qH$J H$nZr H$m H$moB {ZXoeH$ {H$gr (H$nZr ~qH$J H$nZr H$s AZwfJr AWdm H$nZr A{Y{Z`, 1956 (1956 H$m 1) H$s Ymam 25 Ho$ AVJV EH$ nOrH$V H$nZr AWdm EH$ gaH$mar H$nZr Z hmo) CgH$m AWm AZwfJr AWdm CgH$s YmaH$ H$nZr | {ZXoeH$, ~YH$ EO|Q>, ~YH$, H$Mmar AWdm JamQ>rH$Vm hmo AWdm {Og| CZH$m n`m {hV hmo, AWdm

(iv) H$moB `{$, {OgHo$ g~Y | BgH$m H$moB {ZXoeH$ EH$ gmPoXma AWdm JmamQ>rH$Vm hmo.

(2) ~qH$J H$nZr mam Xm Eogm H$moB F$U AWdm A{J {Ogo XmZ H$aZo H$s {V~Vm Zht H$s OmVr, `{X F$U AWdm A{J {XE OmZo H$s VmarI H$mo CnYmam (1) H$m IS> (~r) bmJy hmoVm AWdm ~qH$J {Z` (gemoYZ) A{Y{Z`, 1968 (1968 H$m 58) H$s Ymam 5 Ho$ bmJy hmoZo Ho$ nmV ~qH$J H$nZr mam XmZ {H$`m J`m hmo naVw C$ Ho$ bmJy hmoZo go nyd H$s JB {V~Vm Ho$ AZwdVZ | {X`m J`m hmo, Vmo ~qH$J H$nZr H$s F$U AWdm A{J Ed `mO, `{X H$moB hmo, H$s ~H$m`m am{e H$mo F$U AWdm A{J H$s drH${V Ho$ g` {ZYm[aV g`md{Y AWdm Ohm Eogr Ad{Y {ZYm[aV Zht h, dhm H${WV Ymam 5 Ho$ ma^ hmoZo go EH$ df H$s gm{ go nyd dgyb H$aZo Ho$ H$X CR>mE OmEJo.

naVw ^maVr` [aOd ~H$, {H$gr ^r mbo |, ~qH$J H$nZr H$s Amoa go Bg ~mao | {bpIV $n | AmdoXZ H$aZo na, F$U AWdm A{J H$s dgybr H$s Ad{Y {H$gr Eogr VmarI VH$ ^m[a~ mam `mo` gPr JB eVm] Ho$ AYrZ ~T>m gH$Vr h, Omo H${WV Ymam 5 Ho$ bmJy hmoZo go 3 df ~mX H$s Z hmo, naVw `h ^r {H$ `h Cn-Ymam bmJy Zht hmoJr `{X ~qH$J H$nZr Ho$ g~{YV {ZXoeH$ H$m nX {ZXoeH$ H$s `w, godm{Zd{m, `mJn AWdm A` H$maUm| go [a$ hmo J`m hmo.

(3) Cn-Ymam (2) | gX{^V, F$U AWdm A{J `m CgH$m H$moB ^mJ ^maVr` [aOd ~H$ Ho$ nyd AZwmoXZ Ho$ {~Zm ofU Zht {H$`m OmEJm Ed Eogo AZwmoXZ Ho$ {~Zm {H$`m J`m H$moB ^r ofU Am` Ed A^mdr hmoJm.

(4) Cn-Ymam (2) | gX{^V F$U AWdm A{J H$s MwH$mVr {H$gr `{$ mam H$s OmZr h, CgHo$ Cn-Ymam | {ZYm[aV Ad{Y Ho$ ^rVa ~qH$J H$nZr H$mo AXm Z H$aZo na, `{X Eogm `{$ {ZYm[aV H${WV Ad{Y H$s gm{ H$s VmarI H$mo Cg ~qH$J H$nZr H$m {ZXoeH$ h Vmo Cg H${WV VmarI go Cg {ZXoeH$ mam nX `mJ {H$`m hAm mZm OmEJm.

22


n>rH$aU Bg IS> |

(E) ""F$U AWdm A{J'' | Eogo boZXoZ H$mo em{b Zht {H$`m OmEJm, {Ogo Bg Ymam Ho$ Co` go ^maVr` [aOd ~H$ boZXoZ H$s H${V, dh Ad{Y {Og|, do n[apW{V`m Ed VarHo$ {OZ|, boZXoZ Ho$ H$maU go H$moB am{e dgybr OmZr hmo, OmH$VmAm| H$m `mO Ed A` gJV {V$b H$mo AnZo {d{e> AWdm gmm` AmXoe mam F$U AWdm A{J Z hmoZo H$m CoI H$aVm hmo.

(~r) {H$gr ~qH$J H$nZr mam ^maV | BgHo$ g^r mbm| AWdm {H$gr mbo Ho$ ~YZ go AWdm ~YZ Ho$ g~Y | gbmh Ho$ Co` go J{R>V ~moS> AWdm g{{V Ho$ gX` | ""{ZXoeH$'' em{b h.

(5) {X Eogm H$moB CR>Vm h {H$ Bg Ymam Ho$ Co` go H$moB boZXoZ, F$U AWdm A{J h AWdm Zht, Bgo ^maVr` [aOd ~H$ H$mo ôOm OmEJm Ed Bg na CgH$m {ZU` A{V mZm OmEJm.

II. ~qH$J H$nZr (CnH$m| H$m AOZ Ed AVaU) A{Y{Z`, 1970

dmoqQ>J A{YH$mam| na {ZfoY

Ymam 3(2B) : ge ZE ~H$ H$m Ho$ gaH$ma Ho$ Abmdm A` H$moB eoàYmaH$, Cg AnZo Ym[aV eoàm| Ho$ g~Y | ge ZE ~H$ Ho$ g^r eoàYmaH$m| Ho$ Hw$b dmoqQ>J A{YH$mam| Ho$ Xg {VeV go A{YH$ dmoqQ>J A{YH$ma H$m nm Zht hmoJm.

{ZXoeH$ S>b H$m JR>Z

Ymam 9(3) (i) `{X Ymam (3) H$s Cn-Ymam (2~r) Ho$ IS> (gr) Ho$ AVJV Omar nyOr -

(I) Hw$b MwH$Vm nyOr H$m 16 % go A{YH$ Z hmoZo na, EH$ {ZXoeH$;

(II) Hw$b MwH$Vm nyOr H$m 16 % go A{YH$ bo{H$Z 32 % go A{YH$ Z hmoZo na, Xmo {ZXoeH$,

(III) Hw$b MwH$Vm nyOr H$m 32% go A{YH$ hmoZo na, VrZ {ZXoeH$,

eoàYmaH$ H|$ gaH$ma Ho$ Abmdm, AnZo ~rM | go MwZ|Jo :

VWm{n M`{ZV {ZXoeH$m| H$s g`m Ho$ mbm| |, ~qH$J H$nZr (CnH$m| H$m AOZ Ed AVaU) Ed {dmr` gWmZ H$mZyZ (gemoYZ) A{Y{Z`, 2006 Ho$ bmJy hmoZo AWdm Cggo nyd, {H$gr ge ZE ~H$ | {ZXoeH$m| H$s g. Cn-IS> (I) AWdm Cn-IS> (II) AWdm Cn-IS> (III) Ogm ^r mbm hmo, | {ZYm[aV g`m go A{YH$ hmoZo na, C$ Ho$ ma^ hmoZo go nyd M`{ZV Eogo A{YH$ g`H$ {ZXoe, `moOZm | `Wm{ZYm[aV VarHo$ go godm{Zd{V hm|Jo VWm do AnZo nX Ho$ H$m`H$mb go nyd An[and godm{Zd{m Ho$ {bE {H$gr j{Vny{V H$s mJ Ho$ nm Zht hm|Jo.

Ymam 9(3E): Cn`w$ IS> (i) Ho$ AVJV MwZo JE {ZXoeH$

(E) {ZZ{bpIV {df`m| | go EH$ AWdm A{YH$ | {deof kmZ AWdm `mdhm[aH$ AZw^d m hmo

(i) H${f Ed JmrU AW`dWm,

(ii) ~qH$J,

(iii) ghH$m[aVm,

(iv) AWem,

(v) {dm,

(vi) {d{Y,

(vii) bKw CmoJ

(viii){H$gr A` mbo | H$moB {deof kmZ Ed `mdhm[aH$ AZw^d, Omo ^maVr [aOd ~H$ H$s am` | ge ZE ~H$ Ho$ {bE Cn`moJr hmo;

(~r) OmH$VmAm| Ho$ {hVm| H$m {V{Z{Yd H$aVm hmo; AWdm

(gr) H$fH$, H$Mm[a`m| Ed XVH$mam| Ho$ {hVm| H$m {V{Z{Yd H$aVm hmo.

23


Ymam 9(3EE) : Cn-Ymam (3E) Ho$ mdYmZm| na {~Zm {H$gr nydmJh Ed Bg A{Y{Z` AWdm dVmZ | bmJy {H$gr A` {Z` | {Z{hV Ho$ {dnarV hmoVo hE ^r H$moB `{$ CnYmam (3) Ho$ IS> (i) Ho$ AVJV {ZXoeH$ MwZo OmZo H$m V~ VH$ nm Zht hmoJm, O~ VH$ dh {Z{X> n>^y{, {dgZr`Vm Ed Bg g~Y | ^maVr` [aOd ~H$ mam g` g` na A{Ygy{MV mZXS>m| Ho$ AmYma na Cn`w$ Ed `Wmo{MV pW{V m Zht H$a boVm.

Ymam 9(3~r) : `{X ^maVr [aOd ~H$ H$m `h V hmo {H$ Cn-Ymam (3) Ho$ IS> (i) Ho$ AVJV M`{ZV gXe ZE ~H$ H$m H$moB {ZXoeH$ Cn-Ymam(3E) Ed (3EE) H$s AnojmAm| H$mo nyU Zht H$aVm/H$aVr h, Vmo dh Eogo {ZXoeH$ Ed ~H$ H$mo gwZdmB H$m C{MV Adga XmZ H$aZo Ho$ nmV, AmXoe mam, Cg {ZXoeH$ H$mo ~ImV H$a gH$Vm h Ed Eogr ~ImVJr na, {ZXoeH$ S>b Cg ~ImV {H$E JE `{$ Ho$ WmZ na {H$gr A` `{$, Omo Cn-Ymam (3E) Ed (3EE) H$s AnojmAm| H$mo nyU H$aVm hmo H$mo ge ZE ~H$ H$s AJbr dm{fH$ gmm` ~R>H$ | {d{YdV {ZXoeH$ H$m M`Z hmoZo VH$ {ZXoeH$ Ho$ $n | gh`mo{OV H$aoJm Ed Bg H$ma gh`mo{OV `{$ ge ZE ~H$ Ho$ eoàYmaH$m| mam {d{YdV MwZm hAm {ZXoeH$ mZm OmEJm.

H$V`namÙVm Ed JmonZr`Vm Ho$ $n | Xm{`d

Ymam 13(2) : ge ZE ~H$ Ho$ g^r {ZXoeH$, WmZr` ~moS> AWdm g{{V Ho$ gX` AWdm boIm narjH$, gbmhH$ma, A{YH$mar AWdm A` H$Mmar, AnZm Xm{`d g^mbZo go nyd VVr` AZwgyMr | {ZYm[aV mn | H$V`namÙVm Ed JmonZr`Vm H$s KmofUm H$a|Jo.

III. am>r`H$V ~H$ (~YZ Ed {d{^ mdYmZ) `moOZm, 1970 M`{ZV {ZXoeH$ Ho$ nX H$m H$m`H$mb

IS> 9(4): EH$ M`{ZV {ZXoeH$ VrZ df VH$ AnZo nX na ahoJm Ed nwZ: M`Z Ho$ {bE nm hmoJm:

naVw Eogm H$moB {ZXoeH$ bJmVma N>: dfm] go A{YH$ H$s Ad{Y Ho$ {bE AnZo nX na Zht ~Zo ah|Jo.

{ZXoeH$m| H$s A`mo`Vm

IS> 10: EH$ `{$ {ZXoeH$ Ho$ nX na hmoZo AWdm {Z`w{$ Ho$ {bE, A`mo` hm|Jo

(E) `{X dh H$^r ^r {Xdm{b`m Kmo{fV {H$`m Om MwH$m hmo AWdm ^wJVmZ AmW{JV {H$m hmo AWdm CgHo$ boZXmam| Ho$ gmW g`mo{OV hmo; AWdm

(~r) `{X dh gj `m`mb` mam ApWa mZ{gH$ pW{V Ed {dMma dmbm Kmo{fV {H$`m J`m hmo; AWdm

(gr) `{X dh AnamY {Og| Z{VH$ ^>Vm Ho$ {bE XS> `m`mb` mam Xmofr R>ham`m J`m hmo, AWdm

(S>r) `{X dh {H$gr am>r`H$V ~H$ `m Q>oQ> ~H$ Am$ B{S>`m A{Y{Z`, 1955 H$s Ymam 3 Ho$ Cn{Z` (1) Ho$ AVJV J{R>V Q>oQ> ~H$ Am$ B{S>`m AWdm Q>oQ> ~H$ Am$ B{S>`m (AZwfJr ~H$) A{Y{Z`, 1959 H$s Ymam 3 | n[a^m{fV H$moB AZwfJr ~H$ | EH$ nyUH$m{bH$ {ZXoeH$ Ho$ nX H$mo N>moSH$a, ~Y {ZXoeH$ g{hV A{Y{Z` H$s Ymam 9 Ho$ Cn{Z` (3) Ho$ IS> (B) Ed IS> (E$) Ho$ AVJV g~{YV ge ~H$ Ho$ H$Mm[a`m| | go {H$gr H$m`mb` | Zmm{H$V {ZXoeH$ Ho$ Vma na bm^H$mar nX Ym[aV H$aVm hmo.

{ZXoeH$m| H$m nX `mJZm

AZwN>oX 11: (1) `{X H$moB {ZXoeH$ IS> 10 | C{pIV {H$gr r H$ma go A`mo` hmo OmVm h m ~moS> H$s AZw{V Ho$ {~Zm bJmVma VrZ go A{YH$ ~R>H$m| | AZwnpWV ahVm h Vmo h gPm OmEJm {H$ Chm|Zo nX `mJ H$a {X`m h Ed CZH$m nX [a$ hmo OmEJm.

(2) A{Y{Z` H$s Ymam 9 Ho$ Cn{Z` (3) Ho$ IS> (~r) IS> (gr) `m IS> (S>r) | C{pIV {ZXoeH$, ~Y {ZXoeH$ g{hV A`j `m nyUH$m{bH$ {ZXoeH$, Ho$ gaH$ma H$mo Bg g~Y | {bpIV | Zmo{Q>g XoVo hE AnZo nX go `mJn Xo gH$Vm h Ama Bg H$ma H$m `mJn gaH$ma mam drH$ma {H$E OmZo na CZH$m nX`mJ gPm OmEJm, H$moB A` {ZXoeH$, Ho$ gaH$ma H$mo {bpIV | Zmo{Q>g XoH$a AnZm `mJn Xo gH$Vm h Ama Eogm `mJn, Ho$ gaH$ma mam `mJn H$s gyMZm H$s m{ go ^mdr mZm OmEJm.

(3) nyd | H${WV mdYmZm| Ho$ {V nydmJh Ho$ {~Zm, A{Y{Z` H$s Ymam 9 Ho$ Cn{Z` (3) Ho$ IS> (B) `m IS> (E$) | gX{^V nX, {gdm` am>r`H$V ~H$ Ho$ H$mJma {OZH$m dh {ZXoeH$ h, Cg {ZXoeH$ Ho$ A` H$mJma `m H$Mmar Z ahZo na dh nX [a$ mZm OmEJm.

(4) EH$ MwZo hE {ZXoeH$ Ho$ A{V[a$ A` {ZXoeH$ H$m nX [a$ hmoZo na Cg A{Y{Z` H$s Ymam 9 Ho$ Cn{Z` (3) Ho$ AZwgma âm OmEJm.

24


MwZo hE {ZXoeH$ H$mo nX`wV H$aZm

AZwN>oX 11E Ho$ gaH$ma Ho$ A{V[a$ A` eoàYmaH$, CZ g^r eoàYmaH$m| mam Ym[aV eoà nyOr H$m AmYo go A{YH$ aIZo dmbo Eogo eoàYmaH$m| Ho$ ~hV go nm[aV gH$n mam A{Y{Z` 9 Ho$ Cn{Z` (3) Ho$ IS> (i) Ho$ AVJV MwZo JE {H$gr {ZXoeH$ H$mo nX`wV {H$`m Om gH$Vm h VWm ~Xbo | A` `{$ mam [a{$ H$mo âm Om gH$Vm h.

M`{ZV {ZXoeH$ Ho$ nX H$s [a{$ H$mo âZm

AZwN>oX 11~r(1) {H$gr M`{ZV {ZXoeH$ Ho$ H$m`H$mb gm{ go nyd [a{$ hmoZo na Cgo MwZmd mam âm OmEJm:

~eV} {H$ [a{$ H$s g`md{Y 6 mh go H$ hmoZo na, eof {ZXoeH$m| mam C$ [a{$ âr Om gH$Vr h,

~r(2) Cn-IS> (1) Ho$ AVJV M`{ZV AWdm gh`mo{OV H$moB `{$ AnZo nyddmu Ho$ H$m`H$mb Agm Ad{Y Ho$ {bE Cg nX na ah gH$Vm h,

{ZXoeH$m| mam {hV H$m H$Q>rH$aU

AZwN>oX 12(8) EH$ {ZXoeH$, Omo `j `m A`j $n go {H$gr g{dXm, F$U, {dm `dWm `m am>r`H$V ~H$ mam `m CgH$s Amoa go {H$E JE AWdm Vm{dV Vmd go H$moB g~Y aIVm h AWdm Cg| {hV aIVm h Vmo, g~ n[apW{V`m| Ho$ CgHo$ gkmZ | AmZo Ho$ CnamV `Wm g^d erK, AnZo {hVm| H$mo ~moS> Ho$ gj H$Q> H$aoJm. Eogo g{dXm, F$U, `dWm `m Vmd Ho$ g~Y | hmoZo dmbr MMm H$s ~R>H$ | V~ VH$ CnpWV Zht ahoJm, O~ VH$ {H$ gyMZmAm| na H$me S>mbZo Ho$ {bE CgH$s CnpW{V A` {ZXoeH$m| mam dm{N>V Z hmo Ed Eogm H$moB ^r {ZXoeH$ Eogr g{dXm F$U, `dWm AWdm Vmd na dmoQ> Zht S>mb gHo$Jm:

~eV} {H$ Bg CnIS> | {Z{hV mdYmZ Eogo {ZXoeH$ na CgHo$ {ZZ{bpIV H$maUm| Ho$ ahVo hE bmJy Zht hm|Jo:

(i) H$nZr A{Y{Z`, 1956 (1956 H$m 1) | `Wm n[a^m{fV {H$gr gmdO{ZH$ H$nZr AWdm ^maV | `Wm g` bmJy {H$gr {Z` Ho$ AVJV Wm{nV {H$gr {ZJ AWdm ghH$mar gWm | dh eoàYmaH$ ({ZXoeH$ Ho$ A{V[a$) CgH$s Hw$b MwH$Vm nyOr H$m 2% go A{YH$ Ym[aV Z H$aVm hmo, `m {OgHo$ gmW am>r`H$V ~H$ Ho$ gmW g{dXm, F$U, `dWm AWdm Vmd {H$`m h AWdm H$am`m J`m h AWdm Eogm {H$`m OmZm Vm{dV h, AWdm

(ii) am>rH$V ~H$ H$m A{YH$mar `m A` H$Mmar, `{X dh A{Y{Z` Ho$ AZwN>oX 9 Ho$ Cn{Z` (3) Ho$ IS> (B), AWdm IS> (E$) | {d{Z{X>mZwgma {ZXoeH$ hmo.

(iv) goQb ~H$ Am$ B{S>`m (eoà Ed ~R>H|$) {d{Z`, 1998

g`w$ YmaH$m| Ho$ A{YH$mam| H$m `moJ

{d{Z` 10: `{X H$moB eoà Xmo `m Xmo go A{YH$ `{$`m| Ho$ Zm | h, a{OQ>a | Zm{V W `{$ H$mo eoàm| Ho$ AVaU Ho$ Abmdm mbm| `Wm dmoqQ>J, bm^me H$s m{, gyMZmAm| H$m ofU Ed ~H$ go g~{YV A` {H$gr mbm| Ho$ {bE, EH$b YmaH$ mZm OmEJm.

gmYmaU ~R>H$m| | {ZXoeH$ MwZm OmZm

{d{Z` 63(i) A{Y{Z` Ho$ AZwN>oX 9 Ho$ Cn{Z` (3) Ho$ IS> (i) Ho$ AVJV H$moB {ZXoeH$, H|$ gaH$ma Ho$ A{V[a$ a{OQ>a | XO eoàYmaH$m| mam ~H$ H$s gmYmaU ~R>H$ | Chr | go MwZm OmEJm.

63(ii) O~ {H$gr gmYmaU ~R>H$ | {ZXoeH$ H$m MwZmd {H$`m OmZm hmo V~ BgH$s gyMZm Am`mo{OV {H$E OmZo H$s gyMZm | gp{bV H$s OmEJr. Eogr òH$ gyMZm | MwZo OmZo dmbo {ZXoeH$m| H$s g`m VWm CZ [a{$`m| H$m {ddaU {X`m OmEJm {OZHo$ {bE MwZmd {H$`m OmZm h.

eoàYmaH$m| H$s gyMr

{d{Z` 64(i) BZ {d{Z`m| Ho$ Cn-{d{Z` (i) Ho$ AVJV {ZXoeH$ H$m MwZmd H$aZo Ho$ Co` Ho$ {bE, a{OQ>a | XO CZ eoàYmaH$m| H$s EH$ gyMr V`ma H$s OmEJr {OZHo$ mam {ZXoeH$ H$m MwZmd {H$`m OmZm h.

{d{Z` 64(ii) Bg gyMr | eoàYmaH$m| Ho$ Zm, CZHo$ nOrH$V nVo, Ym[aV eoàm| H$s g`m, eoà XeH$ g`m eoàm| Ho$ nOrH$aU H$s {V{W MwZmd H$aZo Ho$ {bE V` ~R>H$ H$s {ZYm[aV VmarI H$mo CZHo$ dmoQ>m| H$s nmVm H$m CoI hmoJm VWm BgH$s {V`m YmZ H$m`mb` | AmdoXZ H$aZo na ~moS> AWdm ~YZ g{{V mam {ZYm[aV H$sV na ~R>H$ H$s {ZYm[aV {V{W go H$ go H$ VrZ gmh nyd IarX hoVw CnbY hmoJr.

25


MwZmd Ho$ {bE A`{W`m| H$m ZmmH$Z

{d{Z` 65:(i) {H$gr A`Wu H$m EH$ {ZXoeH$ Ho$ Vma na MwZmd Ho$ {bE ZmmH$Z V~ VH$ dY Zhr hmoJm O~ VH$ {H$

(E) dh ~H$ Ho$ H$ go H$ 100 (EH$ gm) eoàm| H$m eoàYmaH$ Z hmo,

(~r) ZmmH$Z m{ H$s A{V VmarI H$mo dh A{Y{Z` AWdm `moOZm Ho$ AVJV {ZXoeH$ hmoZo Ho$ A`mo` Z hmo.

(gr) CgHo$ mam EH$b `m A` Ho$ gmW g`w$ $n go Ym[aV eoàm| Ho$ g~Y | CgZo {H$gr ^r mJ H$s {ZYm[aV A{V VmarI go nyd g^r mJm| H$m ^wJVmZ H$a {X`m hmo.

(S>r) A{Y{Z` Ho$ AVJV {ZXoeH$m| H$m M`Z H$aZo Ho$ nm `yZV EH$ gm eoàYmaH$m| mam `m CZHo$ {d{YdV J{R>V AQ>mZu mam {bpIV hVmj[aV ZmmH$Z hmo ~eV} {H$ eoàYmaH$ Ho$ H$nZr hmoZo na h H${WV H$nZr Ho$ {ZXoeH$m| Ho$ gH$n mam {H$`m J`m hmo Ed O~ Eogm {H$`m J`m hmo Vmo {Og ~R>H$ | `h gH$n nmg {H$`m J`m hmo Cg ~R>H$ Ho$ A`j mam gH$n H$s mm{UV {V ~H$ Ho$ YmZ H$m`mb` H$mo o{fV H$s OmEJr Ed Eogr {V H$mo H${WV H$nZr H$s Amoa go ZmmH$Z mZm OmEJm.

(B) ZmmH$Z Ho$ gmW `m Cg| `m`mYre, {OQoQ>, a{OQma, AWdm g~a{OQma Am$ E`ya|g `m A` {H$gr amOn{V A{YH$mar `m ^maVr` [aOd ~H$ `m {H$gr am>rH$V ~H$ Ho$ A{YH$mar Ho$ gj A`Wu mam hVmj[aV KmofUm hmo {H$ CgZo ZmmH$Z drH$ma {H$`m h Ama dh MwZmd Ho$ {bE ISo> hmoZo H$m BNw>H$ h, Ama `h {H$ dh A{Y{Z` `m `moOZm `m BZ {d{Z`m| Ho$ AVJV {ZXoeH$ ~ZZo Ho$ {bE A`mo` Zht h.

(ii) H$moB ZmmH$Z dY Zht hmoJm `{X `h g^r H$ma go nyU g^r g~{YV XVmdoOm| Ho$ gmW ~R>H$ Ho$ {bE {ZYm[aV {V{W go H$ go H$ MmXh {XZ nyd {H$gr H$m`{Xdg H$mo ~H$ Ho$ YmZ H$m`mb` | m Z hAm hmo.

ZmmH$Zm| H$s OmM

{d{Z` 66: (i) ZmmH$Z m{ Ho$ {bE {ZYm[aV VmarI Ho$ AZwdVu W H$m`{Xdg H$mo ZmmH$Zm| H$s gdrjm H$s OmEJr Ama `{X {H$gr ZmmH$Z Ho$ dY Zht nmE OmZo na, Cgo BgH$m H$maU n> H$aVo hE Bgo {ZaV H$a {X`m OmEJm. `{X MwZmd mam {H$gr {deof [a{$ H$mo âZo Ho$ {bE {g$ EH$ dY ZmmH$Z hmo, Eogm Zmm{H$V CrXmdma VwaV MwZm hAm mZm OmEJm Ama Ama CgH$m Zm Ed nVm CZHo$ Bg H$ma MwZo hmoZo na H$m{eV {H$`m OmEJm. Eogr n[apW{V | Bg Co` Ho$ {bE Am`mo{OV H$s JB ~R>H$ | H$moB MwZmd Zht hmoJm Ama `{X `h Cn`w$ ~R>H$ {g$ H${WV MwZmd Ho$ {bE hr ~wbmB JB h, Vmo `h {ZaV hmo OmEJr.

(ii) MwZmd hmoZo H$s pWV |, `{X dY ZmmH$Zm| H$s g`m MwZo OmZo dmbo {ZXoeH$m| H$s g`m go A{YH$ h, Vmo ~hV hm{gb H$aZo dmbm CrXdma MwZm mZm OmEJm.

(iii) {H$gr {dmZ [a{$ H$mo âZo Ho$ {bE M`{ZV {ZXoeH$ CgHo$ MwZo hE mZo OmZo H$s VmarI go AJbo {XZ nX^ma g^mb boZm mZm OmEJm.

MwZmd {ddmX

{d{Z` 67: (i) `{X {H$gr `{$ Ho$ MwZm OmZm Kmo{fV hmoZo, `m Cgo MwZm hAm gPo OmZo `m {ZXoeH$ Ho$ MwZmd H$s dYVm Ho$ `mo` AWdm A`mo` hmoZo na H$moB gXoh `m {ddmX Cn hmoVm hmo Vmo H$moB BNw>H$ `{$, CrXdma `m eoàYmaH$ Omo Eogo MwZmd | dmoQ> Ho$ {bE nm hmo, Eogo MwZmd Ho$ n[aUm H$s KmofUm H$s VmarI go gmV {XZm| Ho$ AXa, ~H$ Ho$ A`j Ed ~Y {ZXoeH$ H$mo {bpIV | BgH$s gyMZm XoJm Ama H${WV gyMZm | Cg n>^y{ H$m nyU {ddaU XoJm {OgH$s dOh go Cgo MwZmd H$s dYVm na gXoh `m {ddmX Cn hAm h.

(ii) Cn-{d{Z` (i) Ho$ AVJV gyMZm Ho$ m hmoZo na, A`j Ed ~Y {ZXoeH$ `m CZH$s AZwnpW{V | ~H$ Ho$ H$m`nmbH$ VwaV Eogo gXoh `m {ddmX H$mo A`j Ed ~Y {ZXoeH$ `m CZH$s AZwnpW{V | H$m`nmbH$ {ZXoeH$ Ed A{Y{Z` Ho$ AZwN>oX 9 Ho$ Cn{Z` (3) Ho$ IS> (~r) Ed (gr) Ho$ AVJV Zmm{H$V {H$ht Xmo {ZXoeH$m| go J{R>V g{{V H$mo {ZU` Ho$ {bE ôOoJm.

(iii) Cn {d{Z` (ii) | gX{^V g{{V Amd`H$ gPo OmZo Ho$ AZwgma OmM H$aoJr Ama dh `h nmVr h {H$ MwZmd EH$ dY MwZmd Wm, Vmo h Kmo{fV n[aUm H$s nw{> H$aoJr, AWdm {X dh nmVr h {H$ MwZmd dY Zht Wm, Vmo OmM ma^ hmoZo Ho$ 30 {XZm| Ho$ AXa, Eogm AmXoe XoJr VWm Cg {ZXoeH$ H$mo ^r g{{V `m`mo{MV bJr n[apW{V`m| | Z`m MwZmd hoVw H$hoJr.

(iv) Bg {d{Z` Ho$ AZwnmbZ | Eogr g{{V H$m EH$ AmXoe Ed {Xem{ZX}e A{V hmoJm.

26


dmoqQ>J A{YH$mam| H$m {ZYmaU

{d{Z` 68: (i) A{Y{Z` Ho$ AZwN>oX 3(2B) | {Z{hV mdYmZm| Ho$ AYrZ, òH$ eoàYmaH$ Omo EH$ gmm` ~R>H$ H$s VmarI go nyd nOrH$aU H$s gmnZ H$s VmarI H$mo eoàYmaH$ Ho$ Vma na nOrH$V hAm hmo, Eogr ~R>H$ CgH$m | EH$ dmoQ> hmW XeZ go Ama VXmZ Ho$ mbo | CgHo$ mam Ym[aV òH$ eoà Ho$ {bE EH$ dmoQ> hmoJm.

(ii) A{Y{Z` Ho$ AZwN>oX 3(2B) | {Z{hV mdYmZm| Ho$ AYrZ, Cn`w$ dmoQ> Ho$ {bE nm òH$ eoàYmaH$, Omo H$nZr Zht h, `{$JV $n go CnpWV `m mgr Ho$ Vma na CnpWV h `m Omo H$nZr h dh {d{YdV m{YH$V {V{Z{Y Ho$ $n |, m mgr Ho$ $n | CnpWV h Cgo Bg| Cn`w$ Cn-{d{Z` (i) | H$ho AZwgma hmW X{eV H$a EH$ dmoQ> VWm VXmZ Ho$ mbo | CgHo$ mam Ym[aV òH$ eoà Ho$ {bE EH$ dmoQ> hmoJm.

(n>rH$aU Bg A`m` Ho$ {bE, H$nZr H$m Vmn` {H$gr ^r {ZJ{V {ZH$m` go h) (iii) EH$ gmYmaU ~R>H$ | CnpWV hmoZo Ed dmoQ> Ho$ {bE nm ~H$ Ho$ eoàYmaH$ {H$gr A` `{$ (eoàYmaH$ hmo

`m Zht) H$mo AnZo WmZ na CnpWV hmoZo Ed dmoQ> XoZo Ho$ {bE mgr H$m nm hmoJm, bo{H$Z {Z`w$ {H$E JE Eogo mgr H$mo ~R>H$ | ~mobZo H$m H$moB A{YH$ma Zht hmoJm.

{d{YdV m{YH$V {V{Z{Y mam dmoqQ>J

{d{Z` 69: (i) eoàYmaH$ Omo Ho$ gaH$ma `m EH$ H$nZr h, EH$ gH$n mam, Ogm ^r mbm hmo, AnZo {H$gr nXm{YH$mar `m {H$gr A` `{$ H$mo eoàYmaH$m| H$s gmYmaU ~R>H$ | {V{Z{Yd H$aZo hoVw m{YH$V H$aoJr Ed dh m{YH$V `{$ (BZ {d{Z`m| | {Ogo {d{YdV m{YH$V {V{Z{Y H$hm J`m h), Ho$ gaH$ma `m H$nZr Ho$ {OgH$m dh {V{Z{Yd H$aVm h, CZ g^r A{YH$mam| H$m Bg H$ma Cn`moJ H$aZo H$m nm hmoJm mZmo dh ~H$ H$m EH$b eoàYmaH$ hmo. `{X Eogm m{YH$ma Xmo `{$`m| Ho$ nj | dH$pnH$ Ho$ Vma na {X`m Om gH$Vm h. Eogo mbo | CZ XmoZm| `{$`m| | go H$moB EH$ Ho$ gaH$ma/H$nZr Ho$ {d{YdV m{YH$V {V{Z{Y Ho$ Vma na H$m` H$a gH$Vm h.

(ii) ~H$ Ho$ eoàYmaH$m| H$s {H$gr ^r ~R>H$ | {H$gr H$nZr Ho$ {d{YdV m{YH$V {V{Z{Y Ho$ Vma na H$moB `{$ V~ VH$ CnpWV Zht hmoJm O~ VH$ {H$ Cg ~R>H$ Ho$ A`j, {Og| Cgo {d{YdV m{YH$V {V{Z{Y {Z`w$ {H$`m J`m hmo, go m{UV g`m{nV, gmYmaU ~R>H$ H$s {ZYm[aV VmarI go H$ go H$ Mma {XZ nyd ~H$ Ho$ YmZ H$m`b` | Om Z H$a Xr OmE.

V. ^maVr` [aOd ~H$ H$s A{YgyMZm g. S>r~rAmoS>r. g. ~rgr. g.46/29.39.001/2007-08 {XZmH$ 01 Zd~a, 2007 Ed g. S>r~rAmoS>r.~rgr. g. 95/29.39.001/2010-11 {XZmH$ 23 B, 2011

H$moB ZmmH$Z V~ VH$ dY Zht hmoJm O~ VH$ {H$ Bg Co` Ho$ {bE ~H$ Ho$ {ZXoeH$ S>b mam {Z`w$ ZmmH$Z g{{V mam Cgo Cn`w$ Ed `Wmo{MV XOm Z {X`m OmE. ZmmH$Z Ho$ gmW A`Wu H$s e{jH$ `mo`Vm, AZw^d Ed $sS> {ZnwUVm, {d{e> QH$ VWm BmZXmar B`m{X H$s OmZH$mar Xr OmE Vm{H$ ZmmH$Z g{{V CgHo$ g~Y | Cn`w$ Ed `Wmo{MV XO} H$m {ZU` bo gHo$. {H$gr ^r m{YH$mar {d{Z`mH$ H$s {VHy$b gyMZm `m {Xdm{b`mnZ `m {H$gr ~H$ AWdm {dmr` gWmZ go {bE JE {H$gr F$U H$m MyH$H$mm hmoZm g~{YV CrXdma H$mo ~moS> Ho$ {ZXoeH$ Ho$ $n | M`{ZV hmoZo Ho$ {bE A`mo` Ed AZwn`w$ H$aoJm.

27


Hw$b `dgm` (. H$amoS> |)

namrQ>a mM 07 mM 08 mM 09 mM 10 mM 11 mM 12 mM 13 mM 14 mM 15

Hw$b `dgm` 1,36,265 1,84,607 2,18,012 2,69,225 3,10,763 3,46,898 4,02,272 4,23,390 4,50,539

df-Xa-df d{ 35.48 % 18.10 % 23.49% 15.43% 11.63% 15.96% 5.25% 6.41%

Hw$b Om 82,776 1,10,320 1,31,272 1,62,107 1,79,356 1,96,173 2,26,038 2,40,069 2,55,572

df-Xa-df d{ 33.28% 18.99% 23.49% 10.64% 9.38% 15.22% 6.21% 6.46%

Hw$b F$U Ed A{J 53,489 74,287 86,740 1,07,118 1,31,407 1,50,725 1,76,234 1,83,321 1,94,967

df-Xa-df d{ 38.88% 16.76% 23.49% 22.67% 14.70% 16.92% 4.02% 6.35%

{Zdoe 29,037 32,646 44,445 52,008 54,847 59,577 72,662 86,384 95,655

df-Xa-df d{ 12.43% 36.14% 17.02% 5.46% 8.62% 21.96% 18.88% 10.73%

grS>r AZwnmV 64.62 % 67.34% 66.08% 66.08% 73.27% 76.83% 77.97% 76.36% 76.29

AmpV`m| na {Vbm^ 0.62 % 0.54% 0.45% 0.66% 0.70% 0.26% 0.44% (0.47%) 0.21%

bm^XVm (. H$amoS> |)

namrQ>a mM 07 mM 08 mM 09 mM 10 mM 11 mM 12 mM 13 mM 14 mM 15

gH$b Am` 6,710 8,787 11,525 13,799 16,486 20,545 23,528 26,350 28,303

df-Xa-df d{ 30.94 % 31.17 % 19.73 % 19.47 % 24.62 % 14.52 % 11.99 % 7.41%

gH$b `` 5,444 7,518 10,088 11,741 13,895 17,730 20,355 23,112 24,744

df-Xa-df d{ 38.10 % 34.18 % 16.38 % 18.35 % 27.60 % 14.81 % 13.54 % 7.06%

n[aMmbZ bm^ 1,266 1,268 1,437 2,058 2,591 2,815 3,173 3,238 3559

df-Xa-df d{ 0.20 % 13.28 % 43.24 % 25.90 % 8.65 % 12.72 % 2.05 % 9.91%

ew bm^ 498 550 571 1,059 1,252 533 1,015 (1,263) 606

df-Xa-df d{ 10.47 % 3.83 % 85.36 % 18.24 % (57.43 %) 90.43 % (224.43 %) 147.98

{Z (%) 3.28 2.53 1.97 1.86 3.31 2.78 2.65 2.73 2.79

ew `mO Am` 2,474 2,223 2,228 2,545 5,326 5,169 5,738 6,493 7,247

df-Xa-df d{ (10.16 %) 0.22 % 14.23 % 109.27 % (2.95 %) 11.01 % 13.16 % 11.60%

Ja `mO Am` 476 791 1,070 1,735 1,265 1,395 1,667 1,923 1,894

df-Xa-df d{ 66.31 % 35.26 % 62.15 % (27.09 %) 10.28 % 19.50 % 15.35 % (1.51 %)

28


{ZXoeH$ [anmoQ> 2014-15AmnHo$ {ZXoeH$m| H$mo {XZmH$ 31 mM, 2015 H$mo gm df Ho$ {bE ~H$ H$s dm{fH$ [anmoQ> Ho$ gmW boIm nar{jV boIm {ddaU, bm^ Ed hm{Z ImVm VWm ZH$X-dmh {ddaU H$mo VwV H$aVo hE gVm h.

1. H$m`{ZnmXZ d{e>`

~H$ H$m Hw$b `dgm` . 27149 H$amoS> go ~T>H$a . 450539 H$amoS> hmo J`m, O~{H$ {nN>bo df `h . 423390 H$amoS> Wm, Omo df-Xa-df AmYma na 6.41% H$s d{ XemVm h.

Hw$b Om df-Xa-df AmYma na . 15503 H$amoS> go ~T>H$a .255572 H$amoS> hmo JB, Omo df-Xa-df AmYma na 6.46% H$s d{ XemVm h.

~H$ H$m Hw$b A{J . 11646 H$amoS> go ~T>H$a .194967 H$amoS> hmo J`m, Omo df-Xa-df AmYma na 6.35% H$s d{ XemVm h.

n[aMmbZ bm^ {dmr` df 2013-14 Ho$ . 3238 H$amoS> go ~T>H$a .3559 H$amoS> hmo J`m, Omo df-Xa-df AmYma na 9.91% H$s d{ XemVm h.

{dmr` df 2014-15 | .606 H$amoS> ew bm^ XO {H$`m, O~{H$ {dmr` df 2013-14 | .1263 H$amoS> H$s ew hm{Z hB Wr, Omo df-Xa-df AmYma na 147.98% H$s d{ XemVm h.

nyOr n`mVm AZwnmV (~ogb-II Ho$ AVJV) 11.89 {VeV ahm. {Og| {Q>`a-I H$s {hgoXmar 8.46 {VeV ahr, O~{H$ {nN>bo df `h 11.96 {VeV Wm. nyOr n`mVm AZwnmV (~ogb-III Ho$ AVJV) 10.90 {VeV ahm, {Og| {Q>`a-I H$s {hgoXmar 8.05 {VeV ahr, O~{H$ {nN>bo df `h 9.87 {VeV Wm.

ew m{b`V . 13918 H$amoS> go ~T>H$a . 15643 H$amoS> hmo JB.

~H$ H$m gH$b EZnrE {nN>bo df Ho$ . 11500 H$amoS> | . 373 H$amoS> H$s d{ Ho$ gmW, .11873 H$amoS> hmo J`m. gH$b EZnrE H$m {VeV {nN>bo df Ho$ 6.27 {VeV go KQ>H$a {dmr` df 2014-15 | 6.09 {VeV hmo J`m.

ew EZnrE {nN>bo df Ho$ . 6649 H$amoS> go ~T>H$a . 6807 H$amoS> hmo J`m. ew EZnrE {VeV {nN>bo df Ho$ 3.75 {VeV go KQ>H$a 3.61 {VeV hmo J`m.

mdYmZ H$daoO AZwnmV (nrgrAma) mM 2014 Ho$ 50.68 {VeV go ~T>H$a 55.16 {VeV hmo J`m.

ew `mO m{OZ ({Z) {dmr` df 2013-14 Ho$ 2.73 {VeV go ~T>H$a 2.79 {VeV hmo J`m.

{V H$Mmar `dgm` {nN>bo df Ho$ . 1025 bmI go ~T>H$a . 1138 bmI hmo J`m.

dVmZ {dmr` df Ho$ {bE AmpV`m| na {V$b (AmaAmoE) 0.21 {VeV h.

mW{H$Vm jo A{Jm| | df-Xa-df AmYma na 10.70 {VeV H$s ~T>momH$ar hB. {nN>bo df Ho$ . 68652 H$amoS> go ~T>H$a `h . 75997 H$amoS> hmo J`m.

~H$ Ho$ H${f A{Jm| | df-Xa-df AmYma na 1.61 {VeV H$s ~T>momar hB. {dmr>` df 2013-14 Ho$ . 35,387 H$amoS> go ~T>H$a `h . 35,957 H$amoS> hmo J`m.

gy F$U Ed A` ({V CYmaH$Vm .50,000 VH$ H$m F$U) Ho$ AVJV, ~H$ Zo .206 H$amoS> VH$ H$m F$U {X`m.

grjmYrZ df Ho$ XmamZ, gy Ed bKw C (EEgB) F$U {nN>bo df Ho$ .21515 H$amoS> go ~T>H$a . 26503 H$amoS> hmo J`m.

df Ho$ XmamZ, {ejm F$U 15.50 {VeV ~T>H$a, Hw$b .3442 H$amoS> hmo J`m.

~H$ Zo Xoe Ho$ 9 am`m|o, {OZ| ` Xoe (18), {~hma (9), hmam>> (6), Cma Xoe (5), n{ ~Jmb (3), N>mrgJT> (2), amOWmZ (1), AmoS>rgm (1) Ed Ag (1) em{b h, | 46 JmrU d-amoOJma Ed {ejU gWmZ (AmagoQ>r) Wm{nV {H$E h. df 2014-15 Ho$ XmamZ, AmagoQ>r Zo 891 {ejU H$m`H$ Am`mo{OV {H$E h Ama 24290 A`{W`m| H$mo {ejU {X`m h. BZ| go 14816 (AWmV 61%) {ejwAm| H$mo ~H$ F$U, doVZ {ZnQ>mZ Ed d-{dm Ho$ m` go CZH$s AmOr{dH$m nyar H$s h.

~H$ Ho$ nmg {XZmH$ 31 mM, 2015 VH$ 3 am`m|o Ho$ 47 {Obm| | 1622 emImAm| Ho$ ZoQ>dH$ Ho$ gmW 3 jor` JmrU ~H$ h.

29


~H$ Zo {dmr` gmdoeZ Ho$ AVJV 2000 go A{YH$ H$s OZg`m dmbo 4,330 Jmdm| VWm 2000 go H$ H$s OZg`m dmbo 18,371 Jmdm| H$mo H$da {H$`m h. ~H$ Zo `o g^r Jmd 6,382 ~rgr EOoQ Ho$ m` go H$da {H$E h. hZo ~H$ {dhrZ JmrU Ho$m| | 238 emImE ^r Imobr h. ~H$ Zo AnZr 1427 AmYma emImAm| go g~ AnZr Hw$b 3677 A{V-gy emImE Imobr h. ~H$ Zo AnZo ~rgr EOoQ>m| Ama emImAm| Ho$ m go ~o{gH$ goqdJ ~H$ Om ImVm (~rEg~rS>rE) Ho$ AVJV 146.71 bmI ImVo Imobo h. {XZmH$ 31 mM, 2015 H$mo BZ ImVm| | Hw$b Om eof .763.99 H$amoS> h.

YmZr OZ-YZ `moOZm Ho$ AVJV, hmao ~H$ Zo 57.35 bmI ~rEg~rS>r ImVo Imobo h Ama AnZo `dgm` H$mo . 317.82 H$amoS> H$s Om Ho$ gmW ~T>m`m h.

~H$ H$m H$mnm}aoQ> F$U {nN>bo df Ho$ . 97,608. H$amoS> go KQ>H$a . 97,568 H$amoS> hmo J`m. Bg| df-Xa-df AmYma na 0.04 {VeV H$s {JamdQ> XO hB.

[aQ>ob F$U 21.27 {VeV H$s d{ Ho$ gmW, {dmr` df 2014-15 | `h .34,939 H$amoS> hmo J`m, O~{H$ {dmr` df 2013-14 | `h .28,811 H$amoS> Wm.

{dmr` df 2014-15 |, ~H$m`wa|g `dgm` go Hw$b Am` .25.27 H$amoS> hB.

{XZmH$ 31 mM, 2015 H$mo nyao Xoe | ~H$ H$m 4689 emImAm|, 3677 A{Vgy emImE, 4835 EQ>rE, 29 goQ>obmBQ> H$m`mb` Ed 4 {dVma nQ>b H$m ZoQ>dH$ h.

2. Am` Ed ``

df 2014-15 H$s Ad{Y | Am` Ed `` Ho$ {ddaU {ZZmZwgma {XE Om aho h :

. H$amoS> |

31.03.2015 31.03.2014 {dMbZ %1 `mO Am` 26409 24427 1982 8.11 -A{J 19517 18620 897 4.82 -{Zdoe 6707 5764 943 16.36 -A` 185 43 142 330.232 A` Am` 1894 1923 (29) (1.51)3 Hw$b Am` (1+2) 28303 26350 1953 7.414 Xm `mO 19162 17933 1229 6.85 -Omam{e`m 17520 16374 1146 7.00 -A` 1642 1559 83 5.325 n[aMmbZ `` 5582 5179 403 7.78 -WmnZm 3825 3537 288 8.14 -A` 1757 1642 115 7.006 Hw$b `` (4+5) 24744 23112 1632 7.067 S> (1-4) 7247 6494 753 11.608 n[aMmbZ bm^ (3-6) 3559 3238 321 9.919 mdYmZ EZnrE/{Zdoe/A` 2669 4233 (1564) (36.95)10 H$a Ho$ {bE mdYmZ 284 268 16 5.9711 ew bm^ 606 (1263) 1869 147.98

df Ho$ XmamZ, `mO Am` | 8.11 {VeV H$s d{ hB.

OmAm| na XV, `mO 7.00 {VeV go ~T>H$a, mM 2015 | . 17520 H$amoS> hmo J`m, Omo {nN>bo df . 16374 H$amoS> Wm.

df Ho$ XmamZ, H$Mm[a`m| na `` .288 H$amoS> go ~T>H$a . 3825 H$amoS> hmo J`m, O~{H$ {nN>bo df `h .3527 H$amoS> Wm.

30


3. mdYmZ

{nN>bo df H$s VwbZm | df 2014-15 Ho$ XmamZ, bm^ Ed hm{Z ImVo H$mo ^m[aV .2953 H$amoS> Ho$ Hw$b mdYmZ H$m {dVV {ddaU {ZZmZwgma h :

(. H$amoS> |)

31.03.2015 31.03.2014 {dMbZmZH$ AmpV`m| Ho$ {bE mdYmZ 39 (7) 46EZnrE Ho$ {bE mdYmZ 2610 3989 (1379){Zdoe na ymg/mdYmZ (21) 258 (279)H$am| Ho$ {bE mdYmZ 284 268 16A` 41 (7) 48Hw$b 2953 4501 (1548)

4. bm^XVm AZwnmV ({VeV |)

31.03.2015 31.03.2014OmAm| H$s bmJV 7.22 7.24{Z{Y`m| H$s bmJV 7.34 7.37A{Jm| na Am` 10.75 10.79{Zdoem| na Am` 8.22 7.84ew `mO m{OZ 2.79 2.73bmJV Am` AZwnmV 61.07 61.53

5. ~qH$J AZwnmV

({VeV |)

2014-15 2013-14`mO Am` Ed AmgV H$mèrb {Z{Y (ES>byE$) 9.29 9.18Ja-`mO Am` Ed AmgV H$mèrb {Z{Y (ES>byE$) 0.67 0.72n[aMmbZ bm^ Ed AmgV H$mèrb {Z{Y (ES>byE$) 1.25 1.22AmgV AmpV`m| na {V$b 0.21 --{V H$Mmar `dgm` (. bmI |) 1138 1025{V H$Mmar ew bm^ (. bmI |) 153 --

6. nyOr Ed OmopI ^m[aV AmpV`m| H$m AZwnmV (grAmaEAma)

nyOr n`mVm AZwnmV Ho$ g{d^mJ {ZZmZwgma h :

31.03.2015 31.03.2014~mgb-II ~mgb-III ~mgb-II ~mgb-III

{Q>à-I 8.46 8.05 8.12 7.37{Q>à-II 3.43 2.85 3.84 2.50nyOr n`mVm AZwnmV 11.89 10.90 11.96 9.87

7. ew bm^ Ed bm^me

~H$ Zo {dmr` df 2014-15 Ho$ {bE .606 H$amoS> H$m bm^ A{OV {H$`m h. {ZXoeH$ S>b Zo gVmnydH$ B{$Q>r eoà na 5 {VeV H$s Xa go AWmV òH$ . 10/- Ho$ B{$Q>r eoà na . 0.50/- bm^me XoZo H$s gVw{V H$s h.

31


8. df Ho$ XmamZ {ZXoeH$ S>b | n[adVZ

grjm df Ho$ XmamZ, ~H$ Ho$ {ZXoeH$ S>b | {ZZ{bpIV n[adVZ hE h :

lr JwmZ qgh Ho$ AeH$mbrZ Ja-gaH$mar {ZXoeH$ Ho$ nX H$m H$m`H$mb {XZmH$ 07 AJV, 2014 H$mo gm hmoZo na, {XZmH$ 08 AJV, 2014 go do AnZo nX na Zht h.

lr A{Zof MmhmZ H$s Amo[aEQ>b ~H$ Am$ H$mg Ho$ ~Y {ZXoeH$ Ed w` H$m`nmbH$ A{YH$mar Ho$ nX na nXmo{V hmoZo na, {XZmH$ 31 {Xg~a, 2014 go CZH$m ~H$ Ho$ H$m`nmbH$ {ZXoeH$ nX gm hmo J`m h.

mo. EZ. ~mbH$UZ, Omo ~H$H$mar H$nZr (CnH$m| H$m AOZ Ed AVaU) A{Y{Z`, 1970 H$s Ymam 9(3)(i) Ho$ AVJV, {XZmH$ 10 OZdar, 2012 go VrZ df Ho$ {bE ~H$ Ho$ eo`ahmoS>a {ZXoeH$ Ho$ {bE MwZo JE Wo, Ho$ H$m`H$mb H$s Ad{Y {XZmH$ 09 OZdar, 2015 H$mo H$mamo~mar g` Ho$ nmV gm hmo OmZo go, do ~H$ Ho$ {ZXoeH$ Ho$ nX na Zht h.

{ZXoeH$ S>b mam lr JwmZ qgh, lr A{Zof MmhmZ Ed mo. EZ. ~mbH$UZ, Omo {dmr` df 2014-15 Ho$ XmamZ ~H$ Ho$ {ZXoeH$ nX na Zht aho h, Xm ~hy` `moJXmZ H$s gamhZm H$aVo hE CZH$s godmAm| H$mo aoIm{H$V {H$m Jm.9. nXm$me Zr{V bmoH${hV H$Q>rH$aU Ed wI{~a gajU (nrAmBS>rnrAmB) Ho$ AVJV ~H$ nXm$me {eH$m`Vm| Ho$ {bE Ho$r` gVH$Vm Am`moJ Ho$

{Xem{ZX}em| H$m nmbZ H$aVm h. ~H$ H$m g|Q> {d{Ob ZmH$ EH$ do~ nmoQ>b h {Ogo H$Mmar Ama {ZXoeH$JU H$XmMmam| H$s [anmo{Q>J AnZr nhMmZ COmJa {H$E {~Zm H$a gH$Vo h, Omo {g$ w` gVH$Vm A{YH$mar H$mo hr kmV hmoVr h. {ZXoeH$JU Ama H$Mmar Amd`H$Vm Ho$ AmYma na boImnarjm g{{V Ho$ A`j go ^r gnH$ H$a gH$Vo h. Bggo H$XmMma na AHw$e bJmZo, YmoImYS>r amoH$Zo Ed H$Mm[am| H$m Zmo~b ~T>mZo | XX {bVr h.

10. {ZXoeH$m| Ho$ CmaXm{`d g~Yr {ddaU

{ZXoeH$JU `h nw{> H$aVo h {H$ {XZmH$ 31 mM, 2015 H$mo gmV df Ho$ {bE dm{fH$ boIm| H$mo V`ma H$aVo g`;

hdnyU {dMbZ, `{X H$moB h, Ho$ g~Y | gw{MV n>rH$aU Ho$ gmW, bmJy boImH$Z mZH$m| H$m AZwnmbZ {H$`m J`m h;

^maVr` [aOd ~H$ Ho$ {Xem{ZX}emZwgma V`ma boImH$Z Zr{V`m| H$mo gwgJV $n | bmJy {H$`m J`m h;

gw{MV Ed {ddoH$gV {ZU` Ed m$bZ {H$E JE h, Vm{H$ {dmr` df H$s gm{ na ~H$ Ho$ H$mamo~mar mbm| H$m VWm {XZmH$ 31 mM, 2015 H$mo gm df Ho$ AV | ~H$ Ho$ bm^ H$m ghr Ed n> {MU VwV {H$`m Om gHo$;

^maV | ~H$m| H$mo A{Yem{gV H$aZo dmbo {Z`m| Ho$ mdYmZm| Ho$ AZw$n n`m boImH$Z A{^boI aIZo | gw{MV Ed n`m gmdYm{Z`m ~aVr JB h; Ed

bm^H$mar H$mamo~ma dmbo gWmZ Ho$ AmYma na, boIo V`ma {H$E JE h.

AmV[aH$ {dmr {ZU nmV h Ed do ^mdr $n go {H$mpdV h.

g^r bmJy mdYmZm| H$m AZwnmbZ gw{ZpMV H$aZo Ho$ {bE gw{MV Umbr Vma H$s Jr h VWm do nmV h d ^mdr $n go Mm{bV h.

11. H$mnm}aoQ> JdZ]g

~H$ H$m {ZXoeH$ S>b, H$mnm}aoQ> JdZ]g WmAm| H$mo Ajag: AnZmZo Ho$ {bE {V~ h. ~H$ Zo H$mnm}aoQ> JdZ]g na gwn> {bpIV Umbr VWm WmAm| H$mo AnZm`m h.

12. Am^ma

{ZXoeH$ S>b ^maV gaH$ma, ^maVr` [aOd ~H$ Ama ^maVr` {V^y{V Ed {d{Z` ~moS> Ho$ Ay` mJXeZ Ed gh`moJ Ho$ {V Am^ma `$ H$aVm h; {ZXoeH$ S>b AnZo JmhH$m| Ed eo`aYmaH$m| mam Xm {Z~mY gWZ Ed {dmg Ho$ {bE CZHo$ {V ^r Am^ma `$ H$aVm h. {ZXoeH$ S>b ~H$ Ho$ gVV gJ H$m`-{ZnmmXZ hoVw Q>m$ gX`m| Ho$ `moJXmZ Ed g{nV godmAm| H$s egm H$aVm h.

{ZXoeH$ S>b H$s Amoa go

WmZ : {Xbr hVmja{XZmH$ : 25 B, 2015 amOrd F${f A`j Ed ~Y {ZXoeH$

32


~YV {dMma-{de Ed {dbofU^mJ E : AW`dWm H$m {dhJmdbmoH$Z

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33


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25628 13.58

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34


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(. H$amoS> |)

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dm{f©H$ [anmoQ>© - Central Bank of India AR 2015 Full .pdf · 5 dm{fH [anmo 2014-15 S>m°. gm¡a^ JJ© Dr. SAURABH GARG ^maV gaH$ma Zm{‘V {ZXoeH$ Govt. of India Nominee Director