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916-879-2921 916-601-0500FOLSOMREOGROUP.COM
DRE # 01729726,01871309
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We are pleased to introduce you to the DiChristopher-Hamilton Group of Lyon Real Estate based in Folsom, California. We are
a full service real estate team specialized in the residential sales / marketing of short sales, foreclosures and bank owned
properties. Our coverage area includes the Greater Sacramento Area including the cities of:
Rancho Cordova Gold River Fair Oaks Citrus Heights Roseville Rocklin Granite Bay Orangevale Folsom
El Dorado Hills
Our group partners are both licensed Real Estate Professionals with Lyon Real Estate in the State of California. Our professional
profile includes:
-Over 28 years of combined executive level marketing and sales experience
-Successfully negotiated sales contracts which ranged from $500,000 to $10,000,000-Fearless negotiators that know how to create win-win situations for all parties involved
-A highly professional group with a consultative method of doing business
-Specializing in traditional home sales (1-4 units), short-sales, bank owned properties and investment properties
-Certified Short Sale and Foreclosure Expert
-Internet Marketing Experts (the standard for todays marketing)
-High emphasis on the importance of maintaining business relationships
When working with the DiChristopher-Hamilton Group of Lyon Real Estate you will receive top level service, the local brand
recognition of Lyon Real Estate and a proven name in the REO Real Estate Market. Lyon has direct REO relationships in place
with many of the most notable financial institutions such as:
EMC Fannie Mae First Preston Freddie Mac GMAC Homeq HSBC Mortgage Services IndyMac Litton Loan
Nationwide REO Brokers Ocwen PAS/Wells Fargo Red Rock Mortgage REO US Real Estate Services Saxon Mortgage
Wachovia Washington Mutual
Thank you for considering the DiChristopher-Hamilton Group of Lyon Real Estate. We look forward to working with you and
your associated partners on any REO services you may need in the near future. We are here to provide you with top rated
service!
EXECUTIVE
SUMMARY
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916-879-2921 916-601-0500FOLSOMREOGROUP.COM
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REO SERVICES 1
REO BUSINESS WITH LYON 2
ABOUT US 3
TESTIMONIALS 5
THE LYON BRAND 6
ABOUT LYON 7
ATTACHMENTS
IRS FORM W-9
BROKER APPLICATION
CONTENTS
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REO SERVICESOur experienced team can provide full service real estate services for national, regional and independent financial
institutions which include:
Pre-Marketing
Single Point of Contact
Initial Broker Assignment
Occupancy Checks
Securing and Re-Keying Services
Initial Services
Property Preservation ServicesProperty Condition Reports
Asset Valuation and Marketing Analysis
Broker Price Opinion (BPO)
Marketing Strategies
Value Added Repair Analysis
Marketing
Marketing Strategy Reports
Implementation of the Marketing Strategy
Monthly Marketing Reports
Offer Management
Offer Presentation and Offer Approval
Contract Generation and Review
Closing and Title Services
Title Procurement
Title Resolution
Escrow/Closing Coordination
HUD-1 Review and Approval
REO SERVICES
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Companies Lyon Real Estate providesREO Services to:
Accredited Home Lender
Bank of America
C-Bass Mortgage
California REO Management
Chase
Citibank
Countrywide
EMC
Fannie MaeFirst Preston
Freddie Mac
GMAC
Homeq
HSBC Mortgage Services
IndyMac
Litton Loan
Nationwide REO Brokers
Ocwen
PAS/Wells Fargo
Red Rock Mortgage
REO US Real Estate Services
Saxon Mortgage
Wachovia
Washington Mutual
REO BUSINESS
WITH LYON
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PartnerLyon Real EstateDirect (916) 879-2921Fax (916) [email protected] # 01729726
With over 11 years of real estate experience, Michelle DiChristophorhas established herself as one of Folsoms mostrespected realtors. She has successfully closed real estate transactions with a multitude of sellers and buyers up to $4.5million dollars. She has consistently ranked within the top 10% of producing agents within Lyon Real Estate and holds aMaster Club title from the Sacramento Association of Realtors.
Michelle has built her business on simple but practical business concepts that includes treating her clients like family andworking with them tirelessly to ensure the best possible outcome during the real estate transaction. Her can-do attitudehas lead to many long standing relationships and a solid referral base from previous satisfied clients. Many of her clientshave summed up her reputation by using the following termsfair, honest, hard working and extremely responsive.
As a high volume producing agent, Michelle has extensive experience working with distressed property including shortsales and REO s with small and large scale lenders. She has successfully negotiated settlement agreements onchallenging files with single and multiple leinholders involved. She is an expert in the use of Equator and other datamanagement systems associated with short sales.
On a public level Michelle is extremely active in the Folsom community including the Folsom Chamber of Commerce,Folsom MLS and local schools. A resident of the Sacramento Area for over 40 years she enjoys spending time with herfamily , friends and neighborhood groups. She has proven herself to be a valuable asset to the business community alongwith being a trustworthy and committed family person.
If your looking to have your real estate needs exceeded above the competition then Michelle DiChristopher is your realtorof choice.
ABOUT US
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PartnerLyon Real EstateDirect 916.601.0500Fax [email protected] # 01871309
With over 19 years of executive level marketing and sales experience, Jim Hamilton is one of theSacramento Valleys most widely respected marketing professionals within the residential land
development and construction industries. While working as a manager of business development for thelast decade for two of Californias most prestigious construction companies many long term businessrelationships were formed. He had direct affiliation with clients of various decision making capacitiesincluding vice presidents, project executives, chief estimators and land development managers. Inaddition to managing relationships within these large corporate settings he was instrumental in thenegotiation and procurement of construction contracts which ranged from $500,000 to $10,000,000.Jim is a seasoned marketing professional and fearless negotiator that knows how to create win-winsituations for all parties involved. He knows the importance of maintaining business relationships andhow to keep them long term during the ever changing economic climate associated with real estate.
Other notable accomplishments include the development of a formal marketing plan for a start-up landdevelopment venture. During this tenure he assisted in the negotiation of contracts in excess of$1,000,000 with property owners and real estate agents through the presentation of the companiesland portfolio. A graduate of San Jose State University with a major in business finance, Jim has alsobeen an active member in the business community while holding a chairmans title with theSacramento for Marketing Professional Services. He has also been an active member withorganizations including SACTO, the Sacramento Builders Exchange and the Building IndustryAssociation. He resides in Folsom with his family and enjoys the outdoors including fishing, huntingand camping.
Jims guiding principles of professionalism includes one ofHONESTY,RESPECT and RESULTS for hisclients. On your next venture whether a buyer, seller or investor you can trust Jim Hamilton for all yourreal estate needs.
ABOUT US
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"I have worked with Jim for several years and find him to be very professional, enthusiastic and diligentwith his work responsibilities. He was also very respectful of the needs of our customers and clients. I
highly recommend Jim."
Dave Bast, Sacramento
"I have enjoyed both personal and professional relationships with Jim Hamilton for almost 10 years. Jim
always develops the trust of his clients with his honesty and passion to meet their needs. He would be a
valuable asset to any project team."
Darryl Hansen, Sacramento
TESTIMONIALS
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Michelle is a true professionalcustomer oriented, focused and works hard to accommodate herclients. She is the best of the best"
Clayton and Susan Gadd- El Dorado Hills
We referred to Michelle through Lyons onsite referral program. I would highly recommend Michelle
she is a great agent."
Mason and Jill Marie Kelly
Michelle is very professional. Knows the market like the back of her hand
Michael and Deborah Baad
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THE LYON
BRAND
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We are a family owned business which has specialized in and grown with the many
distinguished communities in the area. For many years we have enjoyed powerful
recognition built upon our trademark of personalized service to the many families moving in
and out of the area. Because we have grown with our communities, our real estate
professionals have intimate knowledge of each communitys character, mood, and growth
potential. Due to the fact that the majority of our associates live in the communities we
serve, they can readily meet the unique challenges and problems families encounter in
selecting their new homes. Drawing on their extensive knowledge of schools, recreational
facilities, shopping requirements and transportation our associates are able to better satisfy
the family housing needs of their clients.For the investor, our commercial department is able to provide our valued clients with
income and commercial property opportunities.
We are a company of people and it is because of these dedicated people you can feel
confident that all of your real estate needs will be handled in a most trustworthy,
professional and efficient manner.
One indication of our professionalism is this computer generated Comparative Market
Analysis which compiles complete and accurate information to assist you in the decision
making process regarding the pricing and marketing of your most valuable asset - your home.
THE LYON
STORY
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