Desrtation Neha

7/28/2019 Desrtation Neha

1/10

SUBMITTED BY:NEHA

MBA AB2nd YEAR


2/10

Introduction Objectives

Research Methodology

Conclusions Suggestion


3/10

What is Microfinance? What is Microfinance Institution?

What is Social Empowerment of rural Women?


4/10

To analyze the operating system of MFIs. To analyze the social and economic gains

derived by the members after joining theMFIs.


5/10

Research design- Descriptive. Research tools- Observation method,

Questionnaire survey & Interview technique. Research technique- Interpretation is based on

percentage analysis. Sampling technique- Convenience Sampling. Sample elements- Members of MFIs (Cashpor

Microcredit) Source of data- Primary & Secondary. Sampling units- Mirzapur City, Narayanpur andMadihan. Sample size: 50


6/10

All the members who form the groups, studied werehomogenous with regular savings and group-meetings.

Saving habit has incresed among the members of thegroup.

Timely recovery of loans is a problem due to moreneeds and less income.

Maximum groups are women groups wih involvementin specific activities leading to women empowermentthrough economic independence.

Due to lack of proper project involvement in specificactivities income is less and it effects the incomegeneration.


7/10

Although the members are involved in somework but it is restricted to small number ofgroups.

The activities in which they are involved are

not yielding them proper income as expecteddue involvement in traditional professions,inwhich there is a large competition.

The profit margin is less, and the poor gets

less money in hands in turn upliftment of thepoor above poverty line is not achievedthrough the scheme.


8/10

A field-officer should be appointed to look afterthe activities in the field and look after theinternal and external progress of the groups.

This will also help in the grading process to be

done as early as possible. Firstly the rules and regulations must be told to

the each and every group members by thefascilitator at the time of formation of group.

There should be some flexibility in the criteria for

the sanctioning of the loans and it should be forsuch activities that may yield proper income tothe groups


9/10

A requesting approach to the block office souldbe made by the fascilitator or the field officer forthe training assistance, as the women membersare interested to do work but due to lack of skillsthey are forced to do traditional work facing

compettition. Proper market channel should be provided to the

product makers required for product exposure. Since the number of SHGs were very less in the

district through Cashpor Microcredit, the

institution should offer group accounts throughNGOs. There could be institution monitoring cell at the

branch level.


10/10

THANK YOU

Documents

Desrtation Neha