DEPARTMENT OF HOUSING PRESENTATION TO THE PORTFOLIO COMMITTEE FOR HOUSING - 2005 BUDGET 2005/06 TO 2007/08

DEPARTMENT OF HOUSING

PRESENTATION TO THE PORTFOLIO COMMITTEE FOR

HOUSING - 2005

BUDGET 2005/06 TO 2007/08

STRUCTURE OF THE PRESENTATION 1. Aim, Vision and Mission of the Department

2. Our Values

3. Our Mandates

4. Housing Legislation and Regulations

5. Our Policy Framework

6. Strategic overview and policy shifts

• Housing Comprehensive Plan

• Key Challenges and Trends

• Linkages to Government Policy Priorities

• Strategic Policy: Shifts

7. Budget overview and Key activities per Programme

8. Conclusion

DEPARTMENT OF HOUSINGAIMThe aim of the Department of Housing is to determine, finance, promote, coordinate, communicate and monitor policy in respect of housing and human settlement.

VisionA nation housed in sustainable human settlements

MissionTo establish and facilitate a sustainable process that provides equitable access to adequate housing within the context of affordability of housing, services, and access to amenities and economic opportunities

OUR VALUES

• Our values, based on the constitution, are:– Human dignity, equality, advancement of human rights

and freedoms;– Non-racialism and non-sexism;– Supremacy of the constitution and the rule of law;– Accountability, responsiveness and openness

• SA CONSTITUTION– Section 26: Access to adequate housing a basic human

right; Govt. to ensure environment conducive to the progressive realisation of the right

– Schedule 4: Housing is a concurrent national and provincial legislative function

– Botshabelo Housing Accord (1994) Signed by all housing stakeholders

– Reconstruction and Development Programme (RDP) – set out framework and principles for sustainable development

OUR MANDATE

HOUSING LEGISLATION

• Housing Act 107 of 1997 (as amended);

• Prevention of Illegal Eviction from and Unlawful Occupation of Land Act No. 19 of 1998;

• Housing Consumers Protection Measures Act 95 of 1998;

• Rental Housing Act 50 of 1999;

• Home Loan Mortgage Disclosure Act 63 of 2000 (not yet in operation);

Housing development programme continues to operate in the following legislative framework:

HOUSING LEGISLATION (CONT.)

• Currently in process – Prevention of Illegal Eviction from and Unlawful Occupation of

Land Bill; – Housing Amendment Bill ( Being amended to take into account all

matters related to the new plan);– Social Housing Bill ( Being amended to take into account all

matters related to the new plan);– Rental Housing Act 50 of 1999;– Housing Consumers Protection Measures Act 95 of 1998;– Community Reinvestment (Housing) Bill (Held in abeyance

pending negotiations through the Charter);– Less Formal Township Establishment Amendment Bill.

REGULATIONS AND GUIDELINES

• National Housing Code– Sets out National Housing Policy in detail including a user friendly

guide– Contains the detail prescripts pertaining to the Housing Subsidy

Scheme– Currently under review/ being overhauled in order to be in line

with the “BNG” plan

• National Norms And Standards For Permanent Residential Structures– Sets guidelines on the amounts to be used from the subsidies for

various aspects of housing development (to be reviewed)– Sets the minimum size of houses

REGULATIONS AND GUIDELINES

• Guidelines For Human Settlement Planning And Design (“Red Book”)– Planning – movement networks, transport, open space,

subdivision layouts, design to reduce crime– Engineering services - storm water, roads, water

supply, sanitation, solid waste, energy

• Guidelines For Environmentally Efficient Low Cost Housing– Energy and water efficient planning and design for low

cost housing; and– Urban greening guidelines

OUR POLICY FRAMEWORKS

• Our overall policy framework continues to be as determined by the White paper on a new housing policy and strategy for South Africa, 1994

STRATEGIC OVERVIEW

Comprehensive Plan for Housing Development

• To find a new focus for housing policy for the next decade of government, the Department embarked on a comprehensive policy consultation process, which culminated in the National Housing Summit in November 2003.

• The comprehensive Plan adopted by Cabinet in September 2004 builds on the 1994 White Paper for housing and envisages expanding the mandate of the Department to encompass the entire housing market.

• The Plan focuses on moving from housing to sustainable human settlements.

STRATEGIC OVERVIEW

• The nature of demand for government-assisted housing in South Africa has changed significantly over the last five years: – A 30% increase in the absolute number of households over the

period 1996 - 2001, where only a 10% increase was expected and household size has also decline.

– One fifth of urban residents are relative newcomers to urban areas (i.e. first generation residents) and urban areas are expected to continue to grow at a rate of 2.7% per annum.

– Population growth trends however reveal significant regional differences and increasing spatial concentration in metros & secondary cities.

STRATEGIC OVERVIEW– Unemployment, on the official definition, leapt from 16% in 1995

to 30% in 2002, placing pressure on household incomes.

– Housing and service provision has not kept pace with household formation, and a range of other factors have had negative impact on social coherence and crime, particularly contact crimes (comprising 40% of all crimes).

– The size of the backlog has increased. There are over 1.8 million dwellings which can be classified as inadequate housing. The number of households living in shacks in informal settlements and backyards increased by 26%, which is far greater than the 11% increase in population over the same period.

STRATEGIC OVERVIEW• Key Challenges and Trends.

– Over the last 10 years, state-assisted housing investment of some R29.5bn has provided 1.6 million housing opportunities, often on the urban periphery and achieving limited integration.

– Transforming the extremely complicated bureaucratic, administrative, financial and institutional framework inherited from the previous government and building capacity of all spheres of government.

– The 1.6 million subsidy-houses that have been built have not in most cases become “valuable assets” in the hands of the poor.

– Housing subsidy grants increased from R2,692bn in 1996/97 to some R4,5bn in 2004/2005 and will increase to R5,3bn in 2006/07. These increases in housing development funding have largely gone towards funding the increases in the quantum of the housing subsidy, which is now adjusted annually for inflation.

STRATEGIC POLICY SHIFTS• The key policy developments embedded in the

Comprehensive Plan include:– A policy to upgrade informal settlements progressively based on

an integrated community development approach and involving the community as a whole.

– A housing land policy will serve to prioritise the release of public land and the acquisition of private land for low cost housing projects.

– A social housing and medium density policy and programme aims to establish social housing institutions that will develop and manage quality, well located, largely rental housing stock on a sustainable basis.

– A policy and programme to provide primary social and economic infrastructure in low income housing developments will contribute towards enhancing the quality of the living environments by providing for community needs.

STRATEGIC POLICY SHIFTS

• Improving international cooperation on human settlement development:– Lead Ministry for UN Habitat (Habitat Agenda) – World

Urban Forum, WSSD;– Cities Alliance – “cities without slums” initiative;– Supporting NEPAD regarding sustainable human

settlement development in the African region is concerned;

– Bi-lateral and multi-lateral cooperation programmes with donor countries.

LINKAGES TO GOVERNMENT PRIORITIES

• The following objectives have been defined by the national Department of Housing:– Accelerating the delivery of housing as a key strategy for poverty

alleviation– Utilizing provision of housing as a major job creation strategy– Ensuring property can be accessed by all as an asset for wealth

creation and empowerment.– Leveraging growth in the economy– Promoting social cohesion and improving quality of life for the

poor.– Support the functioning of the entire single residential property

market to reduce duality within the sector by breaking the barriers between the first economy residential property boom and the second economy slump.

– Utilizing housing as an instrument for the development of sustainable human settlements in support to spatial re-structuring.

LINKAGES TO CLUSTER PRIORITIES

• The National Department and the Provincial Departments of Housing have integrated their activities with the following Cluster priorities:– Job Creation and Expanded Public Works Programme.– Integrated Sustainable Rural Development and Urban

Renewal– Entrepreneur Development Programme and BEE– Promotion of Women Entrepreneurs– Internships– The employment of Community Development Workers

(CDW) and their interface within Multipurpose Community Centres (MPCC’s).

BUDGET OVERVIEW

Programme 2005/06 2006/07 2007/08

1 Administration 83,737 92,246 97,948

2 Policy Planning and Research

24,634 26,112 27,418

3 Programme Management 95,061 69,893 96,887

4 Housing Sector Performance

130,607 190,258 211,620

5 Housing Equity 5,949 6,306 6,621

6 Housing Development Funding

4,851,724 5,668,648 6,927,081

Total 5,191,712 6,053,463 7,367,575

Net Increase to baseline 19,629 569,535 1,609,451

BUDGET OVERVIEW• Additional funding:

– R50 million in 2005/06 for institutional reform , capacity building and accreditation activities

– Decrease of R28,8m as a result of transfer of Loans for the previous Housing Boards

– R600 million in 2006/07 (R500 million for various aspects of the new plan, R50 million for institutional reform and capacity building and R50 million for finalising the portfolio of Servcon Housing Solutions)

– R1,6 billion 2007/08 (R1,5 billion for various aspects of the new plan, R80 million for institutional reform , capacity building and accreditation activities, and R60 million for Servcon).

BUDGET OVERVIEW2004/05 2005/06 DeviationR'000 R'000 R'000

Programme 2: Policy Planning Habitat Foundation 65 69 4

Programme 3: Programme managementFirst-time home buyer interest subsidy scheme 4,228 411 (3,817) Human Settlement Redevelopment Programme 115,540 24,396 (91,144)

Programme 4: Housing Performance NHFC 1 1 0 SERVCON 37,166 55,879 18,713 Social Housing Foundation 15,347 18,118 2,771 NURCHA 3,034 0 (3,034) People Housing partnership Trust 1 5,000 4,999

Programme 6: Housing Development fundingInterest and redemption of private loans 28,800 - (28,800) SA Housing Fund 4,473,597 4,843,480 369,883

TOTAL 4,677,779 4,947,354 269,575

Analysis of transfer payments

PROG 1: ADMINISTRATION

Presenter: Mr M Dlabantu

BUDGET SUMMARY

Audited Audited Preliminary outcome

2001/02 2002/03 2003/04 2004/05 2005/06 2006/07 2007/08 745 1,876 2 602 791 843 898 942 2,796 4,264 3 751 7,727 5,622 5 959 6,257 41,030 33,413 41 665 70,762 77,272 85 389 90,749 31 – – – – – –

Total 44,602 39,553 48 018 79,280 83,737 92,246 97,948 12,447 7,000 7,350 8,807

Expenditure outcome

Adjusted appropriation

Change to 2004 Budget

Sector Education and Training Authority

Corporate ServicesManagementMinister R thousand

Subprogramme Medium-term expenditure estimate

PROG 1: ADMINISTRATION• Purpose is to provide strategic leadership and administrative

and management support services to the department. Promote and facilitate the flow of information between the department and its stakeholders.

• The key strategic objectives include the following– Provision of strategic corporate communication services to all

stakeholders;– Provision of Strategic Financial Management Services;– Provision of Corporate Services (such as HRM, Transport,

Security and IT) to ensure corporate efficiently; – Provision of strategic support services for the Minister and

Accounting Officer;– Implementation of the department's anti corruption initiative and

investigative programme.

BUDGET OVERVIEW

• MTEF Allocation:– 2005/06 – R83,737,000;

– 2006/07 – R92,246,000; and

– 2007/08 – R97,948,000.

• A real average increase over the MTEF at 7,3 %• Increase over MTEF mainly as a result of the increase in

staff component for enhanced service delivery and aligning of functions to strategic objectives.

• This include the expansion of the Director-General office and the creation of security function.

PROG 2: POLICY PLANNING AND RESEARCH

Presenter: Mr D von Broembsen

BUDGET SUMMARY

Subprogramme Audited Audited Preliminary

outcome R thousand 2001/02 2002/03 2003/04 2004/05 2005/06 2006/07 2007/08 National Housing Policy and Strategy

2,275 3,222 4,841 6 312 6,789 7,289 7,653

Housing Framework Legislation

763 1,747 1,572 3 130 3,306 3,493 3,668

Human Settlement Policy and Integration

2,565 3,204 3,367 7 976 9,544 10,057 10,560

Research – – 1,299 4,656 4,926 5,200 5,460 Contributions 48 58 61 65 69 73 77 Total 5,651 8,231 11,140 22,139 24,634 26,112 27,418

Expenditure outcome Medium-term expenditure estimate Adjusted

appropriation

PROG 2: POLICY PLANNING AND RESEARCH

• The purpose is to develop and manage sound national human settlement and housing policies and legislative frameworks, supported by a responsive research agenda.

• There are five subprogrammes:– National Housing Policy and Strategy undertakes analysis and develops housing

policy.– Housing Framework Legislation drafts the legislation required to implement

approved housing policy and strategies and monitors compliance with housing legislation.

– Human Settlement Policy and Integration focuses on sustainable urban and rural human settlement development policy.

– Research initiates, undertakes and manages research on housing and human settlements.

– The contributions paid to the Habitat Foundation, to support the work of the UN Human Settlements Programme, is reflected under Contributions.

KEY ACTIVITIES OVER MTEF

• NATIONAL HOUSING POLICY AND STRATEGY:– Special Housing needs assistance policy – Medium density housing policy investigation– Developing guidelines for sustainable housing

development by revising the National Housing Code– Revisit rural subsidy programme– Back yard rental policy intervention– New housing typologies and designs


• FRAMEWORK LEGISLATION – Social Housing Act– Regulations to the Social Housing Act– Amendments to various acts administered by the

Department in accordance with need.– Review of national, provincial and local legislation

impacting on the Comprehensive Plan


• HUMAN SETTLEMENT POLICY AND INTEGRATION:– Housing land policy– Guide lines for farm worker housing – Densification, integration and inner city renewal

programme– Aligning IDPs and housing sector plans


• RESEARCH– Research on informal settlement upgrading and support– Promoting alternative technologies and improved

housing design– Level of socio-economic and ethnic integration in SA– International experience in densification and integration

BUDGET OVERVIEW

• MTEF allocation– 2005/06 – R24,634,000; – 2006/07 – R26,112,000; and – 2007/08 – R27,418,000.

• Effect of restructuring and inflation resulted in increase of 7,4 % over the MTEF period.

• Stable over the MTEF period.

PROG 3: PROGRAMME MANAGEMENT

Presenter: Mr J Wallis

BUDGET SUMMARY

Subprogramme


R thousand 2001/02 2002/03 2003/04 2004/05 2005/06 2006/07 2007/08 National Housing Subsidy Scheme

1,616 3,826 3,573 4,896 7,795 8,563 8,991

Capacity Building 1,864 2,460 3,145 18,271 59,169 57,557 83,934 Special Programmes Support

247,593 181 784 109 927 117 882 27,686 3,773 3,962

Phasing Out of Subsidy Programmes

8,009 4 847 1 576 928 411 – –

Total 259,082 192,917 118,221 141,977 95,061 69,893 96,887 -10,500 -65,376 -100,170 -81,679

Expenditure outcome


Medium-term expenditure estimate

Change to 2004 Budget estimate

PROG 3: PROGRAMME MANAGEMENT

• Programme Management manages national housing and human settlement programmes.

• It consists of four subprogrammes:– National Housing Subsidy Scheme manages, develops and maintains the

National Housing Subsidy Scheme, including ownership, informal land rights, social housing, rental and special needs subsidy programmes and the phasing out of old subsidy schemes.

– Capacity Building provides ongoing support and guidance to help build capacity in municipalities and provinces to support delivery through the Housing Subsidy Scheme.

– Special Programmes Support is involved in managing special housing and human settlement programmes, and providing funding for special initiatives.

– Phasing Out of Subsidy Programmes does the necessary administration for completing the housing subsidy programmes of the previous government so that they can be phased out.


• National Housing Programmes– Enhanced phasing out programme– First time home buyers interest subsidy scheme– NHBRC warranty cover– Procurement regime– New PHP– Accreditation framework– Rectification of defective houses– Hostels programme


• Capacity Building– Skills audit – Housing Practitioners– Consumer education– Housing education qualification– Capacity building – New plan– Officials– Accreditation– Facilities, Informal Settlement, Social/Rental– POP, Procurement, etc.


• Special Programme Support– Human Settlement Programme– Presidential Pilot Projects – rental– Social and Economic facilities– Informal Settlement: Support\Monitoring

BUDGET OVERVIEW

• MTEF allocation:– 2005/06 – R95,061,000; – 2006/07 – R69,893,000; and – 2007/08 – R96,887,000.

• Reason for fluctuation over MTEF is due to the integration of the Human Settlement Redevelopment Programme grant into the Integrated Housing and Human Settlement Development Grant.

• Commitments on projects for 2005/06 amounts to R24,395,000

• Additional funding for capacity building

PROVINCIAL ALLOCATION (HSRDP)

PROVINCE 2005/06

R`000

EASTERN CAPE

FREE STATE 9,475

GAUTENG 4,129

KWAZULU-NATAL

LIMPOPO 1,418

MPUMALANGA

NORTHERN CAPE

NORTH WESTWESTERN CAPE 9,373

TOTAL 24,395

PROG 4: HOUSING SECTOR PERFORMANCE

Presenter: P Chauke

BUDGET SUMMARY


outcome R thousand 2001/02 2002/03 2003/04 2004/05 2005/06 2006/07 2007/08 Policy and Programme Monitoring

2,309 6,020 4,130 7,348 6,577 6,749 7,086

Information Management 16,794 17,848 18,117 25,166 37,331 42,658 49,141 Industry Analysis and Development Finance

1,234 2,188 2,862 3,478 5,681 5,450 5,723

Housing Institutions – – – 1,304 2,020 1,963 2,061 Contributions 137,546 111,853 70,613 61,637 78,998 133,438 147,609 Total 157,883 137,909 95,722 98,933 130,607 190,258 211,620

6,693 8,729 61,335 76,251

Medium-term expenditure


Expenditure outcome Adjusted

appropriation

PROG 4: HOUSING SECTOR PERFORMANCE• Purpose is to monitor the performance and assesses the impact of

housing delivery, manages housing information, and monitors and analyses the impact of government’s housing policy and programmes on the construction sector, the financial sector and the economy, and the housing institutions.

• There are five subprogrammes:– Policy and Programme Monitoring assesses the implementation of national

housing policy and programmes, and the impact of these on beneficiaries, the environment and the roles of the three spheres of government.

– Information Management maintains national housing databases and information systems.

– Industry Analysis and Development Finance monitors and analyses the impact of government’s housing policy and programmes on the construction sector, the financial sector and the economy.

– Housing Institutions monitors the performance of the following housing institutions: National Housing Finance Corporation, Servcon Housing Solutions (Pty) Ltd, Peoples’ Housing Partnership Trust, Social Housing Foundation, National Home Builders’ Registration Council, Thubelisha Homes, National Urban reconstruction and Housing Agency, and the Rural Housing Loan Fund.

– Contributions administers the transfer payments to these institutions.

STRATEGIC OBJECTIVE

• To monitor, evaluate and assess:– The implementation, performance and impact of

Government’s national housing programmes;– The impact thereof on the construction sector;– The oversight management of the Housing Support

Institutions; and – The provision of IT systems and its management in

relation to the distribution of housing subsidies

Chief Directorate : Information Management

• Strategic Objective: To provide human settlement information to support Government’s housing provision process

• Deliverables MTEF:– Develop, manage and maintain housing information systems (HSS, HUIS,

NHSDB);

– ensure an effective library and resource service;

– Manage the provision and maintenance of the Housing Subsidy System to accredited Local Governments; and

– Manage the level of quality of data continuously to ensure accurate and reliable data

Chief Directorate : Housing Sector Performance

• Strategic Objective: To monitor, evaluate and assess the implementation, progress and impact of national as well as entrepreneurial development and job creation programmes

• Deliverables MTEF:– Develop monitoring, evaluation and impact assessment system based on the

BNG Housing Plan;

– Create and develop publications to advise management and stakeholders;

– Establish effective and efficient communication channel between three tiers of Government

Chief Directorate : Industry Analysis

• Strategic Objective : To monitor and evaluate Government’s programmes in the construction sector, accessibility of development finance and impact of economic indicators

• Deliverables MTEF:– Effective monitoring of the construction sector, quality of houses,

alternative building technologies and capacity;– Monitor and evaluate the housing finance sector, effectiveness of

housing finance products and the impact of the economy on the housing sector;

– Monitor the performance of Housing Support Institutions against the BNG Housing Plan, founding mandates and products offered

BUDGET OVERVIEW

• MTEF allocation– 2005/06 – R130,607,000; – 2006/07 – R190,258,000; and – 2007/08 – R211,620,000 million.

• Average increase of 22% over the MTEF • Mainly as a result of increases in allocation to

SERVCON as a result of SERVCON concluding its work.

• Fairly stable over MTEF period

PROG 5: HOUSING EQUITY

Presenter: Mr A Osman

BUDGET SUMMARY


outcome R thousand 2001/02 2002/03 2003/04 2004/05 2005/06 2006/07 2007/08 Office of Disclosure – 36 618 3,612 5,949 6,306 6,621 Total – 36 618 3,612 5,949 6,306 6,621

-2,000 – – –

Expenditure outcome Adjusted

appropriation

Medium-term expenditure


PROG 5: HOUSING EQUITY

• Housing Equity aims to eradicate discrimination and unfair practices to do with access to housing finance, by implementing and administering the Home Loan and Mortgage Disclosure Act and its regulations. To this end, the Office of Disclosure is being set up.

• Take responsibility for implementing the Home Loans and Mortgage Disclosure Act (63 of 2000) (HLAMDA), its regulations and the Community Reinvestment Bill when the latter comes into operation


• Engage with financial institutions to develop affordable housing finance instruments

• Ensure financial institutions engage in appropriate consumer education programmes

• Engage with financial institutions to ensure expanding network of points of representation

• To finalise and gazette regulations • To receive, capture and analyse information disclosed by

financial institutions. • To finalise compliance manual


• To establish Board of Directors for Office

• To prepare annual report to Minister in terms of HLAMDA

• Comparison of actual against annual report on target

• Develop an appropriate employer assisted housing programme.

BUDGET OVERVIEW

• MTEF allocation:– 2005/06 – R5,949,000; – 2006/07 – R6,306,000; and – 2007/08 – R6,621,000.

• Average increase of 5% over MTEF

PROG 6: HOUSING DEVELOPMENT FUNDING

Presenter: Mr M Dlabantu

BUDGET SUMMARY

Subprogramme


R thousand 2001/02 2002/03 2003/04 2004/05 2005/06 2006/07 2007/08 Fund Management – 5,715 6,619 7,243 8,244 8,700 9,135 Integrated Housing and Human Settlement Development Grant

3,225,958 3 800 674 4 246 239 4,473,597 4,843,480 5,659,948 6,917,946

Interest and Redemption on Private Loans

28,064 28,095 27,804 – – – –

Total 3,254,022 3,834,484 4,280,662 4,480,840 4,851,724 5,668,648 6,927,081 Change to 2004 Budget estimate

-28,800 69,276 601,020 1,606,072

Medium-term expenditure estimate Expenditure outcome


PROG 6: HOUSING DEVELOPMENT FUNDING

• Housing Development Funding manages the funding of national housing programmes.

• The programme comprises three sub-programmes:– Fund Management administers payments of the conditional grant

to provinces.– Integrated Housing and Human Settlement Development Grant

reflects the conditional grant allocation that is transferred to provinces

– Interest and Redemption on Private Loans administered the interest payments on liabilities held by the National Housing Development Board and the SA Housing Trust, all of which have been transferred to National Treasury.


• The Integrated Housing and Human Settlement Development Grant is the amalgamation of aspects of the Human Settlement Redevelopment (which previously fell under Programme Management) the previous Housing Subsidy conditional grants,

• To accommodate the funding required for implementing the new comprehensive plan for the development of sustainable human settlements.

• Will in the first year fund the current business and new pilot projects across the country;

• National Department I assisting provinces in finalising plans and targets in line with Comprehensive plan for 31 March 2005 target date for submission of these plans.


• Transfer of funds according to payment schedule

• Monitoring of expenditure on provincial & local authority level

• Amending Housing subsidy grant framework

• To provide a effective and efficient debtor system

BUDGET OVERVIEW

• MTEF allocation:– 2005/06 – R4,851,724,000; – 2006/07 – R5,668,648,000; and – 2007/08 – R6,927,081,000.

• Accounts for the bulk of the department’s expenditure

• Average increase of 15,6% over MTEF

PROVINCIAL ALLOCATIONS (SAHF)PROVINCE 2005/06 2006/07 2007/08

R`000 R`000 R`000

EASTERN CAPE 581,218 679,194 830,154

FREE STATE 398,618 465,814 569,347

GAUTENG 1,340,676 1,566,674 1,914,887

KWAZULU-NATAL 799,659 934,457 1,142,153

LIMPOPO 397,650 464,682 567,963

MPUMALANGA 321,123 375,255 458,660

NORTHERN CAPE 79,917 93,389 114,146

NORTH WEST 467,880 546,751 668,274

WESTERN CAPE 456,740 533,733 652,362

TOTAL 4,843,481 5,659,948 6,917,946

THANK YOU

Documents

DEPARTMENT OF HOUSING PRESENTATION TO THE PORTFOLIO COMMITTEE FOR HOUSING - 2005 BUDGET 2005/06 TO 2007/08