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Index
Market Outlook
Investment Performance
Assure Fund
Income Advantage Fund
Protector Fund
Builder Fund
Balancer Fund
Enhancer Fund
Creator Fund
Magnifier Fund
Maximiser Fund
Super 20 Fund
Multiplier Fund
Platinum Plus I Fund
Platinum Plus II Fund
Platinum Plus III Fund
Platinum Plus IV Fund
Platinum Premier Fund
Platinum Advantage Fund
Foresight Single Pay
Foresight 5 Pay
Titanium I Fund
Titanium II Fund
Titanium III Fund
Pure Equity
Liquid Plus
Value & Momentum
Pg 1
Pg 3
Pg 5
Pg 6
Pg 7
Pg 8
Pg 9
Pg 10
Pg 11
Pg 12
Pg 13
Pg 14
Pg 15
Pg 16
Pg 17
Pg 18
Pg 19
Pg 20
Pg 21
Pg 22
Pg 23
Pg 24
Pg 25
Pg 26
Pg 27
Pg 28
Pg 29
Pension Growth Fund
Pension Nourish Fund
Pension Enrich Fund
Pg 30
Pg 31
Pg 32
as on 31st December 2014
Market Update
1
Economy Review
The calendar 2014 was a landmark year for India marked by a historical election mandate in the first
half of the year, and a collapse of global commodity cycle in the second half.This led to a strong
performance for Indian equities with the BSE Sensex up by 30% in 2014, making it amongst the best
performers in the world.The bond yields fell by nearly 100 basis points in the year creating significant
gains to the fixed income investors. Collapse of global crude oil and commodity cycle has tremendous
long-term benefits for our country being huge importers of the same.
We believe the New Year will be a notable year for India with economic growth improving gradually and
inflation slowing on a fall in global commodity prices and policy initiatives. We expect the recent pick-
up in real economic activity to be reflected in numbers from the June 2015 quarter. Overall, we expect
GDP growth to pick up from 5.5% in FY15 to 6.5% in FY16 and further to 7.5% in FY17, supported by a
step-up in investments, faster implementation of reforms and the addressing of supply-side issues.
India is also entering a period of low inflation, which is gradually inversing the interest rate trends of last
four years. While acknowledging the deceleration in inflation, RBI in its last monetary policy review
mentioned that a change in their stance is likely early in this new calendar year 2015, including outside
the policy review if inflationary trends and fiscal developments are encouraging. Inflation continued to
fall for the month of November also. CPI was down to 4.38% for the month of November-14 from 5.5%
last month.The drop was driven by food inflation, which eased to 3.14 percent in November-14 from
5.59 percent in October-14.
India's HSBC manufacturing PMI showed improvement compared to the previous month.The data
was recorded at 54.50 in December-2014 from 53.30 in November-2014. On the other hand, the
service PMI was recorded at 51.1 for the month of December-14 from 52.6 in November-14. A PMI
reading above 50 indicates expansion while one below it implies contraction.
Market Update
2
Outlook for Equities
Outlook for Debt
Key Indian stock indices lost around 4% in the month of December on a month on month basis.The
overall positive sentiment over the entire year has slowly triggered domestic flows into equities.
Domestic mutual funds this year bought an impressive $3.8bn of Indian equities while FIIs net bought
$16.1bn.
From a long term perspective, Sensex still appears attractive at 15xFY16e earnings.
Liquidity is in a deficit mode in the economy. RBI will continue to monitor the liquidity situation closely
to counter the inflation expectation in the economy.
G-sec market will remain range bound before they start getting fresh triggers on the inflation front. We
expect 10 year G-sec markets to touch 7.75% by April 2014.The corporate bond market will trail the
G-sec market with a spread of 50bps.
31-Dec-14 28-Nov-14 % ChangeINDEX
Nifty
Sensex
BSE 100
Dow Jones
Hang Seng
Nikkei
Nasdaq
8282.70 8588.25 -3.56%
27499.42 28693.99 -4.16%
8369.27 8644.37 -3.18%
17823.07 17828.24 -0.03%
17450.77 17459.85 -0.05%
23605.04 23987.45 -1.59%
4736.05 4791.63 -1.16%
BSE NSE
Key Indices
10 year G-Sec
5 Year G-Sec
91 Day T Bill
364 day T-Bill
MIBOR
Call Rates15
40
65
90
115
140
4.0
5.0
6.0
7.0
8.0
9.0
10 .0
Nov
-13
Dec
-13
Jan-
14
Feb-
14
Mar
-14
Apr
-14
May
-14
Jun-
14
Jul-1
4
Aug
-14
Oct
-14
Sep
-14
Nov
-14
Dec
-14
5 year AAA Corporate Bond Spread10 Yr G-Sec Yield
bp
s
31-Dec-14 28-Nov-14 % Change
7.86% 8.09% -2.93%
7.94% 8.14% -2.52%
8.31% 8.23% 0.96%
8.21% 8.24% -0.37%
8.59% 8.48% 1.28%
8.35% 7.91% 5.27%
Nov
- 13
Dec
- 13
Jan-
14
Feb
- 14
Mar
- 14
Apr
-14
May
-14
Jun
- 14
Jul-
14
Aug
-14
Sep
-14
Oct
-14
Nov
-14
3000
4000
5000
6000
7000
8000
9000
10000
11000
16000
18000
20000
22000
24000
26000
28000
30000
Dec
- 14
Individual Funds
Returns
Absolute Return
CAGR
BM BMCreatorBMEnhancer
0.79% 0.22%
5.63% 4.07%
8.91% 6.45%
19.40% 15.32%
11.82% 9.72%
12.81% 10.67%
9.24% 7.93%
8.99% 7.68%
10.61% 7.43%
-0.39% -0.96%
6.01% 4.05%
10.04% 6.70%
26.57% 20.01%
14.57% 11.94%
16.72% 13.74%
8.78% 7.42%
9.31% 7.75%
13.25% 10.39%
0.69% 1.36%
9.08% 8.98%
15.26% 11.69%
63.66% 48.40%
26.65% 18.69%
30.68% 23.53%
12.11% 7.68%
12.75% 9.33%
10.79% 6.28%
-3.95% -3.81%
3.43% 2.77%
5.99% 7.03%
29.65% 25.83%
18.45% 16.31%
22.41% 18.21%
9.24% 6.28%
10.66% 7.90%
13.97% 10.98%
-3.03% -2.92%
4.68% 3.80%
9.88% 6.93%
37.83% 27.92%
17.83% 15.76%
22.71% 19.02%
6.63% 6.47%
8.29% 7.76%
10.24% 8.10%
-3.03% -2.57%
3.42% 3.61%
8.16% 6.62%
31.52% 25.80%
17.33% 15.01%
21.49% 17.93%
7.46% 6.69%
9.13% 7.78%
14.37% 7.45%
0.59% 0.002%
5.62% 4.02%
8.71% 6.37%
20.54% 15.82%
12.05% 9.84%
13.31% 10.93%
9.31% 7.62%
9.08% 7.47%
10.56% 7.47%
1.06% 0.61%
5.52% 4.07%
8.15% 6.30%
16.53% 13.66%
10.01% 8.85%
10.66% 9.52%
8.66% 7.96%
8.22% 7.52%
8.66% 6.40%
0.67% 0.71%
2.22% 2.53%
4.49% 4.56%
9.55% 9.23%
9.06% 8.26%
9.40% 8.40%
9.24% 8.16%
8.57% 7.38%
9.31% 7.49%
1.57% 0.99%
5.61% 4.05%
7.97% 6.15%
13.74% 12.01%
9.01% 7.97%
9.79% 8.37%
9.12% 7.97%
8.88% 7.34%
11.04% 7.70%
-0.20% -0.19%
4.27% 4.03%
7.30% 6.44%
18.45% 16.66%
11.21% 10.27%
12.57% 11.50%
8.13% 7.59%
8.15% 7.53%
11.88% 8.49%
BuilderPeriod
1 month
3 months
6 months
1 Year
2 Years
3 Years
4 Years
5 Years
Since Inception
Performance at a Glance as on 31st December 2014
Returns
Absolute Return
CAGR
Returns
Absolute Return
CAGR
Multiplier BMPeriod
1 month
3 months
6 months
1 Year
2 Years
3 Years
4 Years
5 Years
Since Inception
Magnifier BM Maximiser BM Super 20 BM
Disclaimer:This document is issued by BSLI. While all reasonable care has been taken in preparing this document, no responsibility or liability is accepted for errors of fact or for anyopinion expressed herein.This document is for information purposes only. It does not constitute any offer, recommendation or solicitation to any person to enter into anytransaction or adopt any investment strategy, nor does it constitute any prediction of likely future movements in NAVs. Past performance is not necessarily indicative of futureperformance. We have reviewed the report, and in so far as it includes current or historical information, it is believed to be reliable though its accuracy or completeness cannotbe guaranteed. Neither Birla Sun Life Insurance Company Limited, nor any person connected with it, accepts any liability arising from the use of this document.You are advisedto make your own independent judgment with respect to any matter contained herein.The investment risk in investment portfolio is borne by the policyholder.The name of thefunds do not in any way indicate their quality, future prospects or returns.The premium paid in unit linked life insurance policies are subject to investment risk associated withcapital markets and the unit price of the units may go up or down based on the performance of investment fund and factors influencing the capital market and the policyholder isresponsible for his/her decisions Insurance is the subject matter of solicitation.BEWARE OF SPURIOUS PHONE CALLS AND FICTITIOUS/FRAUDULENT OFFERS: IRDA clarifies to public that IRDA or its officials do not involve inactivities like sale ofany kind of insurance or financial products nor invest premiums. IRDA does not announce any bonus. Public receiving such phone calls are requested to lodge a policecomplaint along with details of phone call, number.
Fund Name Benchmark CompositionAssureIncome AdvantageProtectorBuilderBalancerEnhancerCreatorMagnifierMaximiserMultiplierSuper 20Liquid PlusPure EquityValue & Momentum
--
BSE 100BSE 100BSE 100BSE 100BSE 100BSE 100BSE 100CNX MidcapBSE Sensex
-BSE 100
Crisil Short Term Bond IndexCrisil Composite Bond IndexCrisil Composite Bond IndexCrisil Composite Bond IndexCrisil Composite Bond IndexCrisil Composite Bond IndexCrisil Composite Bond Index
-------
-Crisil Liquid Fund IndexCrisil Liquid Fund IndexCrisil Liquid Fund IndexCrisil Liquid Fund IndexCrisil Liquid Fund IndexCrisil Liquid Fund IndexCrisil Liquid Fund IndexCrisil Liquid Fund IndexCrisil Liquid Fund IndexCrisil Liquid Fund IndexCrisil Liquid Fund Index
--
ULIF01008/07/05BSLIASSURE109ULIF01507/08/08BSLIINCADV109ULIF00313/03/01BSLPROTECT109ULIF00113/03/01BSLBUILDER109ULIF00931/05/05BSLBALANCE109ULIF00213/03/01BSLENHANCE109ULIF00704/02/04BSLCREATOR109ULIF00826/06/04BSLIIMAGNI109ULIF01101/06/07BSLIINMAXI109ULIF01217/10/07BSLINMULTI109ULIF01723/06/09BSLSUPER20109ULIF02807/10/11BSLLIQPLUS109ULIF02707/10/11BSLIPUREEQ109ULIF02907/10/11BSLIVALUEM109
SFIN
3
BMAssure BMProtector BMBalancerPeriod
1 month
3 months
6 months
1 Year
2 Years
3 Years
4 Years
5 Years
Since Inception
BMIncome Advantage
Pure Equity
-1.17%
3.17%
15.25%
45.86%
27.07%
-
-
-
24.79%
BM
0.72% 0.64%
2.00% 1.84%
4.12% 3.78%
8.71% 8.00%
8.47% 8.02%
- -
- -
- -
8.10% 7.97%
Liquid Plus
Value Momentum BM
1.84% -2.92%
9.54% 3.80%
8.14% 6.93%
59.51% 27.91%
19.74% 15.75%
- -
- -
- -
20.67% 16.10%
Guaranteed Nav Funds
Pension Funds
Returns
Absolute Return
CAGR
Platinum Plus
-1.81%
3.32%
7.59%
26.32%
14.48%
16.74%
5.81%
7.95%
-
Platinum Plus II
-1.94%
3.73%
8.42%
28.91%
15.48%
17.23%
6.36%
8.66%
-
Platinum Plus III
-2.36%
3.73%
8.63%
29.36%
15.86%
17.86%
6.97%
8.71%
10.96%
Platinum Plus IV
-2.57%
3.63%
8.74%
30.31%
16.05%
18.02%
6.89%
9.02%
9.38%
Platinum Premier
-2.78%
3.96%
8.88%
31.45%
16.81%
18.93%
7.31%
-
10.26%
Period
1 month
3 months
6 months
1 Year
2 Years
3 Years
4 Years
5 Years
Since Inception
Platinum Advantage
-3.50%
3.75%
9.28%
33.53%
18.48%
21.40%
9.63%
-
8.66%
Returns
Absolute Return
CAGR
Disclaimer:This document is issued by BSLI. While all reasonable care has been taken in preparing this document, no responsibility or liability is accepted for errors of fact or for anyopinion expressed herein.This document is for information purposes only. It does not constitute any offer, recommendation or solicitation to any person to enter into anytransaction or adopt any investment strategy, nor does it constitute any prediction of likely future movements in NAVs. Past performance is not necessarily indicative of futureperformance. We have reviewed the report, and in so far as it includes current or historical information, it is believed to be reliable though its accuracy or completeness cannotbe guaranteed. Neither Birla Sun Life Insurance Company Limited, nor any person connected with it, accepts any liability arising from the use of this document.You are advisedto make your own independent judgment with respect to any matter contained herein.The investment risk in investment portfolio is borne by the policyholder.The name of thefunds do not in any way indicate their quality, future prospects or returns.The premium paid in unit linked life insurance policies are subject to investment risk associated withcapital markets and the unit price of the units may go up or down based on the performance of investment fund and factors influencing the capital market and the policyholder isresponsible for his/her decisions Insurance is the subject matter of solicitation.BEWARE OF SPURIOUS PHONE CALLS AND FICTITIOUS/FRAUDULENT OFFERS: IRDA clarifies to public that IRDA or its officials do not involve inactivities like sale ofany kind of insurance or financial products nor invest premiums. IRDA does not announce any bonus. Public receiving such phone calls are requested to lodge a policecomplaint along with details of phone call, number.
Platinum Plus IPlatinum Plus IIPlatinum Plus IIIPlatinum Plus IVPlatinum PremierPlatinum AdvantageTitanium ITitanium IITitanium IIIPension NourishPension GrowthPension EnrichForesight - Single PayForesight - 5 Pay
--------
-BSE 100BSE 100BSE 100
--
--------
-Crisil Composite Bond IndexCrisil Composite Bond IndexCrisil Composite Bond Index
--
--------
-Crisil Liquid Fund IndexCrisil Liquid Fund IndexCrisil Liquid Fund Index
--
ULIF01325/02/08BSLIIPLAT1109ULIF01425/02/08BSLIIPLAT2109ULIF01628/04/09BSLIIPLAT3109ULIF01816/09/09BSLIIPLAT4109ULIF02203/02/10BSLPLATPR1109ULIF02408/09/10BSLPLATADV109ULIF01911/12/09BSLITITAN1109ULIF02011/12/09BSLITITAN2109ULIF02111/12/09BSLITITAN3109ULIF00604/03/03BSLNOURISH109ULIF00504/03/03BSLIGROWTH109ULIF00404/03/03BSLIENRICH109ULIF02610/02/11BSLFSITSP1109ULIF02510/02/11BSLFSIT5P1109
Fund Name Benchmark Composition SFIN
4
Returns
Absolute Return
CAGR
Period
1 month
3 months
6 months
1 Year
2 Years
3 Years
4 Years
5 Years
Since Inception
0.40% 0.22%
5.14% 4.09%
8.37% 6.45%
18.72% 15.32%
11.51% 9.72%
12.36% 10.67%
8.94% 7.93%
8.69% 7.68%
10.58% 7.43%
0.32% -0.38%
5.95% 4.04%
9.91% 6.51%
23.31% 17.49%
12.66% 10.69%
14.26% 12.06%
8.77% 7.56%
8.94% 7.60%
12.23% 8.79%
1.00% 0.61%
5.66% 4.07%
8.17% 6.30%
16.71% 13.66%
9.82% 8.85%
10.43% 9.52%
8.45% 7.96%
8.03% 7.52%
8.46% 6.40%
Pension Growth Pension - Enrich Pension - NourishBM BM BM
Period
1 month
3 months
6 months
1 Year
2 Years
3 Years
4 Years
5 Years
Since Inception
Titanium II
-2.51%
4.00%
8.67%
30.13%
16.19%
18.08%
8.16%
-
9.91%
Titanium I
-2.30%
4.19%
8.88%
30.79%
16.38%
18.12%
8.24%
9.97%
9.93%
Titanium III
-2.51%
3.92%
8.44%
25.72%
14.58%
15.86%
7.77%
-
7.73%
Foresight - 5 Pay
-1.88%
3.61%
8.00%
24.73%
13.23%
16.77%
-
-
8.58%
Foresight - Single Pay
-3.87%
3.10%
8.00%
30.14%
17.49%
20.62%
-
-
11.35%
Performance at a Glance as on 31stDecember 2014
9.81% Power Finance Corpn. Ltd. 2018 5.61%
9.16% HDB Financial Services Ltd 2016 4.61%
9.62% LIC Housing Finance Ltd. 2015 4.55%
8.6% Bharat Aluminium Company Limited 2016 4.32%
10.18% LIC Housing Finance Ltd. 2016 4.16%
8.95% Power Finance Corpn. Ltd. 2018 2.93%
8.97% EID-Parry (India) Ltd. 2016 2.90%
8.58% Housing Development Finance Corpn. Ltd. 2018 2.89%
9.75% Housing Development Finance Corpn. Ltd. 2016 2.84%
9.9% Cholamandalam Investment And Finance Co. Ltd. 2016 2.34%
Other Corporate Debt 14.58%
OBJECTIVE:
STRATEGY: Generate better return with low level of risk through investment into fixed interest securities having short-term maturity profile.
To provide Capital Protection, at a high level of safety and liquidity through judicious investments in high quality short-term debt.
About The Fund
CORPORATE DEBT
Asset Allocation Rating Profile
51.73%
48.27%
NAV as on 31st December 2014: 22.91 BENCHMARK: CRISIL Short Term Bond Index`
Assure FundSFIN No.ULIF01008/07/05BSLIASSURE109
SECURITIES Holding
5
MMI, Deposits, CBLO & Others
Asset held as on ` 171.68 Cr FUND MANAGER: Mr. Ajit Kumar PPB31st December 2014:
Date of Inception: 12-Sep-05
1.50
Fund Update:
The average maturity of the fund has slightlyincreased to 1.50 years from years in theprevious month. Assure fund continues to bepredominantly invested in highest rated fixedincome instruments.
1.34
Maturity Profile
Maturity (in years)
BMAssure
NCD51.73%
48.27%
MMI, Deposits,CBLO & Others
77.36%
22.64%
Less than 2 years 2 to 7years
AA-AA11.78%
A1+15.65%
2.87%
AA6.89% +
62.80%AAA
Mar-
10
Jun-1
0
Sep-1
0
Dec-1
0
Mar-
11
Jun-1
1
Sep-1
1
Dec-1
1
Mar-
12
Jun-1
2
Sep-1
2
Dec-1
2
Mar-
13
Jun-1
3
Sep-1
3
Dec-1
3
Mar-
14
Jun-1
4
Sep-1
4
Dec-1
4
OBJECTIVE:quality debt instruments.
STRATEGY: To actively manage the fund by building a portfolio of fixed income instruments with medium term duration.The fund will invest ingovernment securities, high rated corporate bonds, high quality money market instruments and other fixed income securities.The quality of theassets purchased would aim to minimize the credit risk and liquidity risk of the portfolio.The fund will maintain reasonable level of liquidity.
To provide capital preservation and regular income, at a high level of safety over a medium term horizon by investing in high
About The Fund
Income Advantage FundSFIN No.ULIF01507/08/08BSLIINCADV109
BMIncome Advantage
8.6% Government Of India 2028 21.92%
8.4% Government Of India 2024 11.27%
8.3% Government Of India 2042 2.47%
9.23% Government Of India 2043 2.25%
9.15% Government Of India 2024 2.13%
8.28% Government Of India 2032 1.73%
8.33% Government Of India 2026 1.62%
8.2% Government Of India 2025 1.60%
9.2% Government Of India 2030 1.09%
8.83% Government Of India 2041 1.08%
Other Government Securities 3.66%
8.48% Power Finance Corpn. Ltd. 2024 3.93%
9.4% Rural Electrification Corpn. Ltd. 2021 2.67%
9.37% Power Finance Corpn. Ltd. 2024 2.49%
9.05% Petronet LNG Ltd. 2019 2.39%
8.4% Nuclear Power Corpn. Of India Ltd. 2029 2.00%
8.4% Nuclear Power Corpn. Of India Ltd. 2027 1.99%
8.4% Nuclear Power Corpn. Of India Ltd. 2025 1.99%
8.4% Nuclear Power Corpn. Of India Ltd. 2026 1.99%
9% ICICI Home Finance Co. Ltd. 2016 1.98%
9.75% Tata Motors Ltd. 2020 1.72%
Other Corporate Debt 18.15%
GOVERNMENT SECURITIES
CORPORATE DEBT
MMI, Deposits, CBLO & Others
SECURITIES
Asset Allocation Rating Profile
50.82%
Holding
41.31%
11.52
7.87%
NAV as on 19.46 BENCHMARK:31st December 2014: ` Crisil Composite Bond index & Crisil Liquid Fund Index
Asset held as on ` 505.69 Cr FUND MANAGER: Mr. Ajit Kumar PPB31st December 2014:
Fund Update:Exposure to Corporate Debt has increased to41.31% from 39.74% while that to MMI hasdecreased to 7.87% from 10.38% on a MOM basis.Income Advantage fund continues to bepredominantly invested in highest rated fixed incomeinstruments.
Maturity Profile
Maturity (in years)
6
Date of Inception: 22-Aug-08
Income Advantage BM
41.31%NCD
7.87%
MMI, Deposits,CBLO & Others
G-Secs50.82%
1.60%13.11%
85.28%
Less than 2 years 2 to 7years 7years & above
AA+AAAAA
3.92%4.07%36.85%
55.16%Sovereign
Jul-0
9S
ep
-09
Nov-0
9Ja
n-1
0M
ar-
10
May-1
0Ju
l-1
0S
ep
-10
Nov-1
0Ja
n-1
1M
ar-
11
May-1
1Ju
l-1
1S
ep
-11
Nov-1
1Ja
n-1
2M
ar-
12
May-1
2Ju
l-1
2S
ep
-12
Nov-1
2Ja
n-1
3M
ar-
13
May-1
3Ju
l-1
3S
ep
-13
Nov-1
3Ja
n-1
4M
ar-
14
May-1
4Ju
l-1
4S
ep
-14
Nov-1
4
8.33% Government Of India 2026 12.61%
8.83% Government Of India 2023 6.18%
7.16% Government Of India 2023 2.90%
9.23% Government Of India 2043 2.67%
8.6% Government Of India 2028 2.48%
7.5% Government Of India 2034 2.30%
8.15% Government Of India 2022 2.13%
8.28% Government Of India 2027 1.80%
8.24% Government Of India 2027 1.75%
8.79% Government Of India 2021 1.59%
Other Government Securities 12.13%
2% Tata Steel Ltd. 2022 2.51%
9.57% Indian Railway Finance Corpn. Ltd. 2021 2.49%
10.85% Rural Electrification Corpn. Ltd. 2018 2.48%
8.96% Power Finance Corpn. Ltd. 2019 2.38%
8.9% Steel Authority Of India Ltd. 2019 1.90%
11.25% Power Finance Corpn. Ltd. 2018 1.40%
9.61% Power Finance Corpn. Ltd. 2021 1.23%
9.25% Power Grid Corpn. Of India Ltd. 2021 1.22%
8.88% Export Import Bank Of India 2022 1.20%
8.85% Axis Bank Ltd. 2024 1.18%
Other Corporate Debt 18.68%
HDFC Bank Ltd. 0.75%
Infosys Ltd. 0.60%
ICICI Bank Ltd. 0.51%
Housing Development Finance Corpn. Ltd. 0.48%
ITC Ltd. 0.45%
Reliance Industries Ltd. 0.45%
Tata Consultancy Services Ltd. 0.39%
Larsen And Toubro Ltd. 0.36%
Tata Motors Ltd. 0.34%
State Bank Of India 0.31%
Other Equity 5.20%
OBJECTIVE:portfolio, which will enhance yield of composite portfolio with minimum risk appetite.
STRATEGY: To invest in fixed income securities with marginal exposure to equity up to 10% at low level of risk.This fund is suitable for thosewho want to protect their capital and earn steady return on investment through higher exposure to debt securities
To generate persistent return through active management of fixed income portfolio and focus on creating long-term equity
About The Fund
Protector FundSFIN No.ULIF00313/03/01BSLPROTECT109
GOVERNMENT SECURITIES
CORPORATE DEBT
EQUITY
MMI, Deposits, CBLO & Others
SECURITIES
Asset Allocation Rating Profile
48.54%
Holding
36.68%
8.89
9.84%
4.94%
NAV as on 31.41 BENCHMARK:31st December 2014: ` BSE 100 & Crisil Composite Bond Index & Crisil Liquid Fund Index
Asset held as on ` 425.72 Cr FUND MANAGER: Mr.31st December 2014: Sunil Kumar (Equity), Mr. Ajit Kumar PPB (Debt)
Fund Update:Exposure to G-secs has increased to 48.54% to46.58% and to MMI has decreased 4.94% from7.79% on a MOM basis.Protector fund continues to be predominantlyinvested in highest rated fixed income instruments.
Maturity Profile
Maturity (in years)
Top 10 Sectoral Allocation
7
Maturity Profile
Protector BM
Date of Inception: 22-Mar-01
2.53%
2.80%
7.58%
7.64%
7.88%
8.11%
8.96%
9.09%
14.05%
23.50%
METAL
OTHERS
OIL AND GAS
CAPITAL GOODS
PHARMACEUTICALS
FINANCIAL SERVICES
AUTOMOBILE
FMCG
SOFTWARE / IT
BANKING
48.54%G-Secs
36.68%NCD
MMI, Deposits,CBLO & OthersEquities
4.94%9.84%
9.56%
31.08%
59.37%
Less than 2 years 2 to 7years 7years & above
Aug-0
6
Jan-0
7
Jun-0
7
Nov-0
7
Apr-
08
Sep-0
8
Feb-0
9
Jul-09
Dec-0
9
May-1
0
Oct-
10
Mar-
11
Aug-1
1
Jan-1
2
Jun-1
2
Nov-1
2
Apr-
13
Sep-1
3
Feb-1
4
Jul-14
Dec-1
4AA+
3.14%
A1+2.52%
1.34%AA-
AA2.10%
AAA35.37%
Sovereign55.52%
7.16% Government Of India 2023 6.39%
8.33% Government Of India 2026 6.19%
8.28% Government Of India 2027 5.75%
8.2% Government Of India 2022 5.58%
8.83% Government Of India 2023 5.00%
7.8% Government Of India 2021 3.52%
8.32% Government Of India 2032 2.77%
8.6% Government Of India 2028 1.83%
8.79% Government Of India 2021 1.62%
7.95% Government Of India 2032 1.47%
Other Government Securities 6.33%
8.65% Rural Electrification Corpn. Ltd. 2019 3.81%
9.81% Power Finance Corpn. Ltd. 2018 2.86%
8.5% Indian Railway Finance Corpn. Ltd. 2020 1.85%
8.85% Axis Bank Ltd. 2024 1.74%
8.8% ICICI Home Finance Co. Ltd. 2017 1.72%
8.9% Steel Authority Of India Ltd. 2019 1.40%
8.19% Indian Railway Finance Corpn. Ltd. 2019 1.37%
9.39% Power Finance Corpn. Ltd. 2024 1.27%
9.39% Power Finance Corpn. Ltd. 2029 0.92%
8.7% Power Finance Corpn. Ltd. 2020 0.90%
Other Corporate Debt 12.14%
Infosys Ltd. 1.04%
HDFC Bank Ltd. 1.02%
Housing Development Finance Corpn. Ltd. 0.91%
Maruti Suzuki India Ltd. 0.87%
Tata Motors Ltd. 0.80%
ITC Ltd. 0.72%
Tata Consultancy Services Ltd. 0.63%
Kotak Mahindra Bank Ltd. 0.63%
ICICI Bank Ltd. 0.62%
IDFC Ltd 0.61%
Other Equity 11.99%
OBJECTIVE:investment in equity and debt.
STRATEGY: To generate better return with moderate level of risk through active management of fixed income portfolio and focus on creatinglong term equity portfolio which will enhance yield of composite portfolio with low level of risk appetite.
To build your capital and generate better returns at moderate level of risk, over a medium or long-term period through a balance of
About The Fund
Builder FundSFIN No.ULIF00113/03/01BSLBUILDER109
GOVERNMENT SECURITIES
CORPORATE DEBT
EQUITY
MMI, Deposits, CBLO & Others
SECURITIES
Asset Allocation Rating Profile
46.45%
Holding
29.99%
8.10
19.86%
3.70%
NAV as on 40.14 BENCHMARK:31st December 2014: ` BSE 100 & Crisil Composite Bond Index & Crisil Liquid Fund Index
Asset held as on ` 289.27 Cr FUND MANAGER: Mr.31st December 2014: Dhrumil Shah (Equity), Mr. Ajit Kumar PPB (Debt)
Fund Update:Exposure to NCD has increased to 29.99% from29.45% while that to MMI has decreased to 3.70%from 7.10% on a MOM basis.
Builder fund continues to be predominantly investedin highest rated fixed income instruments.
Maturity Profile
Maturity (in years)
Top 10 Sectoral Allocation
8
BMBuilder
Date of Inception: 22-Mar-01
2.60%
2.94%
5.13%
6.80%
7.72%
9.39%
9.76%
11.02%
12.50%
21.20%
METAL
AUTO ANCILLIARY
OIL AND GAS
CAPITAL GOODS
FMCG
PHARMACEUTICALS
FINANCIAL SERVICES
AUTOMOBILE
SOFTWARE / IT
BANKING
29.99%NCD
46.45%
G-Secs
MMI, Deposits,CBLO & OthersEquities
19.86% 3.70%
7.13%
36.05%
56.82%
Less than 2 years 2 to 7years 7years & above
59.94%Sovereign
AAA AA35.08% 3.62%
A1+1.36%
Aug-0
5D
ec-0
5A
pr-
06
Aug-0
6D
ec-0
6A
pr-
07
Aug-0
7D
ec-0
7A
pr-
08
Aug-0
8D
ec-0
8A
pr-
09
Aug-0
9D
ec-0
9A
pr-
10
Aug-1
0D
ec-1
0A
pr-
11
Aug-1
1D
ec-1
1A
pr-
12
Aug-1
2D
ec-1
2A
pr-
13
Aug-1
3D
ec-1
3A
pr-
14
Aug-1
4D
ec-1
4
OBJECTIVE:
STRATEGY: To invest predominantly in debt securities with an additional exposure to equity, maintaining medium term duration profile of theportfolio.
To achieve value creation of the policyholder at an average risk level over medium to long-term period.
About The Fund
Balancer FundSFIN No.ULIF00931/05/05BSLBALANCE109
9.23% Government Of India 2043 10.77%8.33% Government Of India 2026 6.23%8.2% Government Of India 2022 5.22%8.32% Government Of India 2032 3.15%7.95% Government Of India 2032 2.74%5.64% Government Of India 2019 2.66%7.46% Government Of India 2017 2.26%8.79% Government Of India 2021 1.58%8.3% Government Of India 2042 1.58%8.15% Government Of India 2022 1.53%Other Government Securities 5.68%
9.39% Power Finance Corpn. Ltd. 2019 6.26%9.6% L&T Finance Ltd. 2016 4.59%9% Export Import Bank Of India 2019 4.05%9.4% National Bank For Agri. And Rural Development 2016 3.10%9.47% Power Grid Corpn. Of India Ltd. 2022 2.40%9.35% Power Grid Corpn. Of India Ltd. 2021 1.58%8.9% Steel Authority Of India Ltd. 2019 1.54%10.85% Rural Electrification Corpn. Ltd. 2018 0.97%11% Power Finance Corpn. Ltd. 2018 0.65%9.36% Power Finance Corpn. Ltd. 2021 0.63%Other Corporate Debt 0.32%
HDFC Bank Ltd. 2.05%Infosys Ltd. 1.81%ICICI Bank Ltd. 1.32%Housing Development Finance Corpn. Ltd. 1.23%Tata Motors Ltd. 0.97%Larsen And Toubro Ltd. 0.93%State Bank Of India 0.86%Union Bank Of India 0.76%Reliance Industries Ltd. 0.73%ITC Ltd. 0.68%Other Equity 13.57%
GOVERNMENT SECURITIES
CORPORATE DEBT
Equity
MMI, Deposits, CBLO & Others
SECURITIES
43.40%
Holding
26.09%
24.91%
5.60%
NAV as on 25.8431st December 2014: ` BENCHMARK: BSE 100 & Crisil Composite Bond Index & Crisil Liquid Fund Index
Asset held as on ` 32.86 Cr FUND MANAGER: Mr.31st December 2014: Sumit Poddar (Equity), Mr. Deven Sangoi (Debt)
Fund Update:
Exposure to Equities has slightly increased to24.91% from 24.80% while that to MMI hasincreased to 5.60% from 3.85% on a MOM basis.
Asset Allocation Rating Profile
Top 10 Sectoral Allocation
9
10.93Maturity (in years)
BMBalancer
Maturity Profile
Date of Inception: 18-Jul-05
2.29%
4.18%
5.90%
6.00%
7.68%
8.01%
8.12%
8.90%
15.52%
23.28%
METAL
TELECOMMUNICATION
OIL AND GAS
CAPITAL GOODS
PHARMACEUTICALS
FMCG
FINANCIAL SERVICES
AUTOMOBILE
SOFTWARE / IT
BANKING
26.09%NCD
43.40%G-sec
Equities
24.91%
MMI, Deposits,CBLO & Others
5.60%
15.71%
32.69%
51.60%
Less than 2 years 2 to 7years 7years & above
AAA AA+30.94% 6.61%
62.46%
Sovereign
Aug-1
0
Dec-1
0
Apr-
11
Aug-1
1
Dec-1
1
Apr-
12
Aug-1
2
Dec-1
2
Apr-
13
Aug-1
3
Dec-1
3
Apr-
14
Aug-1
4
Dec-1
4
8.83% Government Of India 2023 4.64%8.6% Government Of India 2028 3.50%8.33% Government Of India 2026 2.24%8.15% Government Of India 2022 2.12%7.8% Government Of India 2021 1.39%7.95% Government Of India 2032 1.19%8.2% Government Of India 2022 1.06%9.23% Government Of India 2043 0.99%7.8% Government Of India 2020 0.97%8.79% Government Of India 2021 0.93%Other Government Securities 10.66%
10.75% Reliance Industries Ltd. 2018 0.83%2% Tata Steel Ltd. 2022 0.79%10.2% Tata Steel Ltd. 2015 0.71%9.05% State Bank Of India 2020 0.68%9.8% LIC Housing Finance Ltd. 2017 0.47%9.48% Rural Electrification Corpn. Ltd. 2021 0.46%9.1% State Bank Of Mysore 2019 0.43%9.61% Power Finance Corpn. Ltd. 2021 0.43%8.55% Indian Railway Finance Corpn. Ltd. 2019 0.42%10.85% Punjab National Bank 2023 0.41%Other Corporate Debt 30.28%
Indian Railway Finance Corpn. Ltd. 2015 0.45%
HDFC Bank Ltd. 2.30%Infosys Ltd. 1.61%ICICI Bank Ltd. 1.42%ITC Ltd. 1.40%Reliance Industries Ltd. 1.27%Larsen And Toubro Ltd. 1.19%Housing Development Finance Corpn. Ltd. 1.16%Tata Motors Ltd. 1.12%Tata Consultancy Services Ltd. 1.04%Maruti Suzuki India Ltd. 1.03%Other Equity 12.42%
OBJECTIVE:instruments, thereby providing a good balance between risk and return.
STRATEGY: To earn capital appreciation by maintaining diversified equity portfolio and seek to earn regular return on fixed income portfolio byactive management resulting in wealth creation for policyholders.
To grow your capital through enhanced returns over a medium to long term period through investments in equity and debt
About The Fund
Enhancer FundSFIN No.ULIF00213/03/01BSLENHANCE109
GOVERNMENT SECURITIES
CORPORATE DEBT
Securitised Debt
Equity
MMI, Deposits, CBLO & Others
SECURITIES
29.68%
Holding
35.92%
7.41
0.45%
25.97%
7.97%
NAV as on 46.97 BENCHMARK:31st December 2014: ` BSE 100 & Crisil Composite Bond Index & Crisil Liquid Fund Index
Asset held as on ` 7019.63 Cr FUND MANAGER: Mr.31st December 2014: Deven Sangoi (Equity), Mr. Ajit Kumar PPB (Debt)
Fund Update:Exposure to Equities has decreased to 25.97% from28.77% while that to MMI has increased to 7.97%from 6.56% on a MOM basis.
Enhancer fund continues to be predominantlyinvested in highest rated fixed income instruments.
Maturity Profile
Maturity (in years)
Top 10 Sectoral Allocation
10
Asset Allocation Rating ProfileBMEnhancer
Date of Inception: 22-Mar-01
2.44%
2.46%
4.60%
7.41%
9.35%
9.70%
10.29%
10.58%
13.78%
22.46%
OTHERS
TELECOMMUNICATION
CAPITAL GOODS
FINANCIAL SERVICES
FMCG
PHARMACEUTICALS
AUTOMOBILE
OIL AND GAS
SOFTWARE / IT
BANKING
MMI, Deposits,CBLO & Others
7.97%
0.45%
SecuritisedDebt
Equities25.97%
G-Sec29.68% 35.92%
NCD
18.57%
38.05%43.38%
Less than 2 years 2 to 7years 7years & above
Aug-0
6
Jan-0
7
Jun-0
7
Nov-0
7
Apr-
08
Sep-0
8
Feb-0
9
Jul-09
Dec-0
9
May-1
0
Oct-
10
Mar-
11
Aug-1
1
Jan-1
2
Jun-1
2
Nov-1
2
Apr-
13
Sep-1
3
Feb-1
4
Jul-14
Dec-1
4
47.33%
Sovereign44.88%
AAA
AA+
AA A+
0.16%
0.52%
AA-
0.26%A1+
2.60%
4.26%
8.83% Government Of India 2023 7.81%
9.23% Government Of India 2043 5.44%
8.33% Government Of India 2026 4.40%
8.28% Government Of India 2027 3.06%
8.15% Government Of India 2022 3.01%
8.6% Government Of India 2028 1.26%
8.2% Government Of India 2025 1.21%
8.13% Government Of India 2022 1.20%
8.24% Government Of India 2027 1.00%
8.28% Government Of India 2032 0.74%
Other Government Securities 2.80%
9.4% Rural Electrification Corpn. Ltd. 2021 2.49%
11% Power Finance Corpn. Ltd. 2018 1.41%
8.82% Rural Electrification Corpn. Ltd. 2023 1.21%
8.85% Axis Bank Ltd. 2024 1.21%
8.45% Indian Railway Finance Corpn. Ltd. 2018 1.20%
8.9% Steel Authority Of India Ltd. 2019 1.09%
9.39% Power Finance Corpn. Ltd. 2024 0.88%
9.55% Hindalco Industries Ltd. 2022 0.72%
8.95% HDFC Bank Ltd. 2022 0.72%
8.8% ICICI Home Finance Co. Ltd. 2017 0.72%
Other Corporate Debt 4.10%
HDFC Bank Ltd. 3.69%
Infosys Ltd. 3.04%
ICICI Bank Ltd. 2.48%
Reliance Industries Ltd. 2.47%
Housing Development Finance Corpn. Ltd. 2.41%
ITC Ltd. 2.27%
Tata Consultancy Services Ltd. 1.97%
Larsen And Toubro Ltd. 1.81%
Tata Motors Ltd. 1.64%
Maruti Suzuki India Ltd. 1.59%
Other Equity 26.07%
OBJECTIVE:investing in fixed income securities and high quality equity security.
STRATEGY: To ensure capital appreciation by simultaneously investing into fixed income securities and maintaining diversified equityportfolio. Active fund management is carried out to enhance policyholder’s wealth in long run.
To achieve optimum balance between growth and stability to provide long-term capital appreciation with balanced level of risk by
About The Fund
Creator FundSFIN No.ULIF00704/02/04BSLCREATOR109
GOVERNMENT SECURITIES
CORPORATE DEBT
EQUITY
MMI, Deposits, CBLO & Others
SECURITIES
31.93%
Holding
15.74%
11.26
49.44%
2.88%
NAV as on 38.62 BENCHMARK:31st December 2014: ` BSE 100 & Crisil Composite Bond Index & Crisil Liquid Fund Index
Asset held as on ` 418.14 Cr FUND MANAGER: Mr.31st December 2014: Sunil Kumar (Equity), Mr. Ajit Kumar PPB (Debt)
Fund Update:
Exposure to Equities has slightly increased to49.44% from 48.66% and to MMI has decreased to2.88% from 6.24% on a MOM basis.
Creator fund continues to be predominantly investedin highest rated fixed income instruments.
Maturity Profile
Maturity (in years)
Top 10 Sectoral Allocation
Asset Allocation Rating Profile
11
Creator BM
Date of Inception: 23-Feb-04
2.40%
2.48%
7.65%
7.91%
8.08%
8.35%
8.95%
9.03%
14.47%
22.66%
TELECOMMUNICATION
METAL
CAPITAL GOODS
FINANCIAL SERVICES
OIL AND GAS
PHARMACEUTICALS
FMCG
AUTOMOBILE
SOFTWARE / IT
BANKING
31.93%49.44%
G-SecsEquities
MMI, Deposits,CBLO & Others
2.88%15.74%
NCD
4.78%21.41%
73.82%
Less than 2 years 2 to 7years 7years & above
AA2.71%
AAA
30.31%
66.98%Sovereign
Jan-0
7
Jun-0
7
Nov-0
7
Apr-
08
Sep-0
8
Feb-0
9
Jul-09
Dec-0
9
May-1
0
Oct-
10
Mar-
11
Aug-1
1
Jan-1
2
Jun-1
2
Nov-1
2
Apr-
13
Sep-1
3
Feb-1
4
Jul-14
Dec-1
4
8% Mahindra Vehicle Manufacturers Limited 2015 0.19%
9.46% National Bank For Agri. And Rural Development 2015 0.07%
9.2% IDFC Ltd 2015 0.07%
8.8% HDB Financial Services Ltd 2016 0.01%
7.17% Government Of India 2015 0.19%
7.59% Government Of India 2015 0.05%
7.61% Government Of India 2015 0.02%
HDFC Bank Ltd. 7.20%
Infosys Ltd. 5.16%
ICICI Bank Ltd. 4.77%
ITC Ltd. 4.70%
Reliance Industries Ltd. 4.26%
Larsen And Toubro Ltd. 3.96%
Housing Development Finance Corpn. Ltd. 3.69%
Tata Motors Ltd. 3.59%
Tata Consultancy Services Ltd. 3.39%
State Bank Of India 3.35%
Other Equity 45.28%
OBJECTIVE:
STRATEGY: To invest in high quality equity security to provide long-term capital appreciation with high level of risk.This fund is suitable forthose who want to have wealth maximization over long-term period with equity market dynamics.
To maximize wealth by actively managing a diversified equity portfolio.
About The Fund
Magnifier FundSFIN No.ULIF00826/06/04BSLIIMAGNI109
CORPORATE DEBT
EQUITY
MMI, Deposits, CBLO & Others
SECURITIES
Asset Allocation Rating Profile
0.34%
Holding
89.36%
0.61
10.04%
NAV as on 40.35 BENCHMARK:31st December 2014: ` BSE 100 & Crisil Liquid Fund Index
Asset held as on ` 1118.31 Cr FUND MANAGER: Mr.31st December 2014: Deven Sangoi (Equity), Mr. Ajit Kumar PPB (Debt)
Fund Update:
Exposure to Equities has increased to 89.36% from88.58% while that to MMI has decreased to 10.04%from 11.08% on a MOM basis
Magnifier fund continues to be predominantlyinvested in large cap stocks and maintains a welldiversified portfolio with investments made acrossvarious sectors.
Maturity Profile
Maturity (in years)
Top 10 Sectoral Allocation
12
GOVERNMENT SECURITIES 0.26%
Date of Inception: 12-Aug-04
100.00%
Less than 2 years
2.47%
2.71%
4.99%
7.50%
8.78%
9.38%
9.78%
11.19%
14.16%
21.16%
OTHERS
TELECOMMUNICATION
CAPITAL GOODS
FINANCIAL SERVICES
FMCG
PHARMACEUTICALS
AUTOMOBILE
OIL AND GAS
SOFTWARE / IT
BANKING
MMI, Deposits,CBLO & Others
10.04%NCD0.34% G-Secs
0.26%
89.36%Equities
Magnifier BM
20.73%A1+
56.78%Sovereign
AAA
22.49%
Se
p-1
0
De
c-1
0
Ma
r-1
1
Jun
-11
Se
p-1
1
De
c-1
1
Ma
r-1
2
Jun
-12
Se
p-1
2
De
c-1
2
Ma
r-1
3
Jun
-13
Se
p-1
3
De
c-1
3
Ma
r-1
4
Jun
-14
Se
p-1
4
De
c-1
4
HDFC Bank Ltd. 7.37%
Infosys Ltd. 6.12%
ICICI Bank Ltd. 5.67%
Reliance Industries Ltd. 4.87%
Tata Motors Ltd. 4.48%
Housing Development Finance Corpn. Ltd. 4.32%
Larsen And Toubro Ltd. 4.29%
Tata Consultancy Services Ltd. 4.29%
ITC Ltd. 3.92%
Sun Pharmaceutical Inds. Ltd. 3.31%
Other Equity 50.46%
OBJECTIVE:chip companies.To provide a cushion against the volatility in the equities through investment in money market instruments.STRATEGY: Active Fund Management with potentially 100% equity exposure. Maintaining High Quality Diversified Portfolio with Dynamicblend of Growth and Value Stocks- so that portfolio does not suffer from style bias. Focus on large-caps and quality mid-caps to ensure liquidityand reduce risk.
To Provide long-term capital appreciation by actively managing a well diversified equity portfolio of fundamentally strong blue
About The Fund
Maximiser FundSFIN No.ULIF01101/06/07BSLIINMAXI109
EQUITY
MMI, Deposits, CBLO & Others
SECURITIES
99.10%
Holding
0.90%
NAV as on 20.89 BENCHMARK:31st December 2014: ` BSE 100 & Crisil Liquid Fund Index
Asset held as on ` 2368.13 Cr FUND MANAGER: Mr.31st December 2014: Sameer Mistry
Fund Update:
Exposure to Equities has increased to 99.10% from97.94% while that to MMI has decreased to 0.90%from 2.06% on a MOM basis.
Maximiser fund is predominantly invested in largecap stocks and maintains a well diversified portfoliowith investments made across various sectors.
Maturity Profile
Top 10 Sectoral Allocation
13
Maximiser BM
Date of Inception: 12-Jun-07
100.00%
Less than 2 years
Asset Allocation Rating Profile
Sovereign
100.00%
2.62%
2.69%
6.86%
7.45%
7.63%
8.34%
10.18%
11.44%
15.00%
19.58%
TELECOMMUNICATION
METAL
CAPITAL GOODS
FMCG
AUTOMOBILE
FINANCIAL SERVICES
PHARMACEUTICALS
OIL AND GAS
SOFTWARE / IT
BANKING
MMI, Deposits,CBLO & Others
0.90%
99.10%
Equities
Sep-0
9
Dec-0
9
Mar-
10
Jun-1
0
Sep-1
0
Dec-1
0
Mar-
11
Jun-1
1
Sep-1
1
Dec-1
1
Mar-
12
Jun-1
2
Sep-1
2
Dec-1
2
Mar-
13
Jun-1
3
Sep-1
3
Dec-1
3
Mar-
14
Jun-1
4
Sep-1
4
Dec-1
4
Infosys Ltd. 8.82%
HDFC Bank Ltd. 8.77%
Reliance Industries Ltd. 7.82%
ICICI Bank Ltd. 7.32%
ITC Ltd. 6.20%
Tata Motors Ltd. 5.99%
Larsen And Toubro Ltd. 5.71%
Tata Consultancy Services Ltd. 5.57%
IDFC Ltd 5.42%
Sun Pharmaceutical Inds. Ltd. 4.75%
Other Equity 29.92%
OBJECTIVE:companies.
STRATEGY: To build and manage a concentrated equity portfolio of 20 fundamentally strong large cap stocks in terms of market capitalizationby following an in-depth research-focused investment approach.The fund will attempt diversify across sectors and will invest in companieshaving financial strength, robust, efficient & visionary management & adequate market liquidity. The non-equity portion of the fund will beinvested in highly rated money market instruments and fixed deposits.
To generate long-term capital appreciation for policyholders by making investments in fundamentally strong and liquid large cap
About The Fund
Super 20 FundSFIN No.ULIF01723/06/09BSLSUPER20109
Equity
MMI, Deposits, CBLO & Others
SECURITIES
96.28%
Holding
3.72%
NAV as on 20.50 Sensex &BENCHMARK:31st December 2014: ` Crisil Liquid Fund Index
Asset held as on ` 559.34 Cr FUND MANAGER: Mr.31st December 2014: Sameer Mistry
Fund Update:
Exposure to Equities has slightly decreased to96.28% from 98.97% while that to MMI hasincreased to 3.72% from 1.03% on a MOM basis.
Super 20 fund is predominantly invested in large capstocks and maintains a concentrated portfolio.
Top 10 Sectoral Allocation
14
100.00%
Less than 2 years
Super 20 BM Asset Allocation
Maturity Profile
Date of Inception: 06-Jul-09
0.01%
2.41%
5.63%
5.93%
6.44%
9.82%
11.47%
14.92%
17.97%
25.42%
OTHERS
TELECOMMUNICATION
FINANCIAL SERVICES
CAPITAL GOODS
FMCG
AUTOMOBILE
PHARMACEUTICALS
OIL AND GAS
SOFTWARE / IT
BANKING
MMI, Deposits,CBLO & Others
3.72%
96.28%
Equities
Oct-
11
Dec-1
1
Feb-1
2
Apr-
12
Jun-1
2
Aug-1
2
Oct-
12
Dec-1
2
Feb-1
3
Apr-
13
Jun-1
3
Aug-1
3
Oct-
13
Dec-1
3
Feb-1
4
Apr-
14
Jun-1
4
Aug-1
4
Oct-
14
Dec-1
4
Jagran Prakashan Ltd. 6.58%
HDFC Bank Ltd. 6.53%
AIA Engineering Ltd. 5.05%
Alstom India Limited 4.69%
Glenmark Pharmaceuticals Ltd. 4.02%
Gujarat Mineral Develpmenmt Corportaion 3.73%
Divis Laboratories Ltd. 3.10%
Muthoot Finance Ltd. 2.99%
Colgate-Palmolive (India) Ltd. 2.93%
Welspun India Limited 2.73%
Other Equity 50.86%
OBJECTIVE:companies whose market capitalization is between Rs. 10 billion to Rs. 250 billion. Further, the fund would also seek to provide a cushionagainst the sudden volatility in the equities through some investments in short-term money market instruments.
STRATEGY: Active Fund Management with potentially 100% equity exposure. Research based investment approach with a dedicated &experienced in-house research team. Identify undervalued stocks in the growth phase. Focus on niche players with competitive advantage, inthe sunrise industry & potential of being tomorrow’s large cap. Emphasize on early identification of stocks.
The provide long-term wealth maximisation by actively managing a well-diversified equity portfolio, predominantly comprising of
About The Fund
Multiplier FundSFIN No.ULIF01217/10/07BSLINMULTI109
Equity
MMI, Deposits, CBLO & Others
SECURITIES
Asset Allocation Rating Profile
93.20%
Holding
6.80%
NAV as on 20.85 BENCHMARK: CNX Midcap &31st December 2014: ` Crisil Liquid Fund Index
Asset held as on ` 466.42 Cr FUND MANAGER: Mr. Sumit Mangal31st December 2014:
Fund Update:
Exposure to Equities has decreased to 93.20% from96.74% while that to MMI has increased to 6.80%from 3.26% on MOM basis.
Multiplier fund is predominantly invested in highquality mid cap stocks and maintains a welldiversified portfolio with investments made acrossvarious sectors.
Maturity Profile
Top 10 Sectoral Allocation
Multiplier BM
15
100.00%
Less than 2 years
Date of Inception: 30-Oct-07
0.26Maturity (in years)Maturity (in years)
3.56%
3.82%
5.08%
5.92%
6.41%
8.37%
11.33%
11.40%
12.56%
14.87%
FMCG
CEMENT
METAL
OIL AND GAS
FINANCIAL SERVICES
AUTO ANCILLIARY
BANKING
MEDIA AND ENTERTAINMENT
PHARMACEUTICALS
CAPITAL GOODS
MMI, Deposits,CBLO & Others
6.80%
93.20%
Equities A1+76.77%
Sovereign23.23%
Jun-1
0
Sep-1
0
Dec-1
0
Mar-
11
Jun-1
1
Sep-1
1
Dec-1
1
Mar-
12
Jun-1
2
Sep-1
2
Dec-1
2
Mar-
13
Jun-1
3
Sep-1
3
Dec-1
3
Mar-
14
Jun-1
4
Sep-1
4
Dec-1
4
OBJECTIVE:while using debt instruments & derivatives to lock-in capital appreciations.
STRATEGY: To have an optimum mix of equities & fixed income instruments, with up to 100% exposure in both equities & fixed income assets& up to 40% in Money Market.
To optimize the participation in an actively managed well diversified equity portfolio of fundamentally strong blue chip companies
About The Fund
Platinum Plus I FundSFIN No.ULIF01325/02/08BSLIIPLAT1109
8.24% Government Of India 2018 2.39%7.99% Government Of India 2017 1.56%7.83% Government Of India 2018 1.20%7.46% Government Of India 2017 0.22%5.69% Government Of India 2018 0.01%
National Bank For Agri. And Rural Development 2017 4.79%9.3% Power Grid Corpn. Of India Ltd. 2018 4.62%9.43% Indian Railway Finance Corpn. Ltd. 2018 3.22%8.95% Power Finance Corpn. Ltd. 2018 2.92%9.18% Housing Development Finance Corpn. Ltd. 2018 2.52%8.95% L&T Shipbuilding Ltd 2017 2.39%9.2% Housing Development Finance Corpn. Ltd. 2018 2.21%8.85% NHPC Ltd. 2018 1.57%8.34% LIC Housing Finance Ltd. 2018 1.54%11.25% Power Finance Corpn. Ltd. 2018 1.52%Other Corporate Debt 6.81%
HDFC Bank Ltd. 4.84%ICICI Bank Ltd. 4.16%Infosys Ltd. 3.96%Housing Development Finance Corpn. Ltd. 3.35%Reliance Industries Ltd. 3.21%ITC Ltd. 3.09%Tata Motors Ltd. 2.56%State Bank Of India 2.29%Tata Consultancy Services Ltd. 2.19%Larsen And Toubro Ltd. 2.09%Other Equity 19.69%
GOVERNMENT SECURITIES
CORPORATE DEBT
Equity
MMI, Deposits, CBLO & Others
SECURITIES
5.38%
Holding
34.11%
51.42%
9.10%
NAV as on 16.0331st December 2014: `
Asset held as on ` 320.74 Cr FUND MANAGER: Mr.31st December 2014: Sumit Poddar (Equity), Mr. Devendra Singhvi (Debt)
Fund Update:
Exposure to Equities has decreased to 51.42% from54.20% while that to MMI has decreased to 9.10%from 15.73% on a MOM basis.
Platinum Plus I fund continues to be predominantlyinvested in large cap stocks and maintains a welldiversified portfolio.
Asset Allocation Rating Profile
Top 10 Sectoral Allocation
Maturity Profile
16
3.17Maturity (in years)
Date of Inception: 17-Mar-08
2.41%
2.57%
4.06%
7.73%
8.45%
9.20%
9.64%
10.14%
16.62%
27.32%
CEMENT
METAL
CAPITAL GOODS
PHARMACEUTICALS
FINANCIAL SERVICES
OIL AND GAS
FMCG
AUTOMOBILE
SOFTWARE / IT
BANKING
MMI, Deposits,CBLO & Others
G-Secs9.10%5.38%
NCD34.11%
51.42%
Equities
5.34%
94.66%
Less than 2 years 2 to 7years
Sovereign13.62%
86.38%
AAA
OBJECTIVE:while using debt instruments & derivatives to lock-in capital appreciations.
STRATEGY: To have an optimum mix of equities & fixed income instruments, with up to 100% exposure in both equities & fixed income assets& up to 40% in Money Market.
To optimize the participation in an actively managed well diversified equity portfolio of fundamentally strong blue chip companies
About The Fund
Platinum Plus II FundSFIN No.ULIF01425/02/08BSLIIPLAT2109
5.69% Government Of India 2018 4.24%7.83% Government Of India 2018 2.00%6.05% Government Of India 2019 0.63%6.05% Government Of India 2019 0.38%8.24% Government Of India 2018 0.24%
9.81% Power Finance Corpn. Ltd. 2018 6.12%National Housing Bank 2018 4.01%9.63% Rural Electrification Corpn. Ltd. 2019 2.62%9.7% Power Finance Corpn. Ltd. 2018 2.62%National Bank For Agri. And Rural Development 2018 2.23%9.38% Rural Electrification Corpn. Ltd. 2018 1.73%9.35% Power Grid Corpn. Of India Ltd. 2018 1.47%9.43% Indian Railway Finance Corpn. Ltd. 2018 1.41%9% Export Import Bank Of India 2019 1.11%9.18% Housing Development Finance Corpn. Ltd. 2018 0.94%Other Corporate Debt 5.98%
HDFC Bank Ltd. 6.13%Infosys Ltd. 4.37%ICICI Bank Ltd. 3.57%Housing Development Finance Corpn. Ltd. 3.21%ITC Ltd. 3.12%Larsen And Toubro Ltd. 2.67%State Bank Of India 2.66%Reliance Industries Ltd. 2.60%Tata Motors Ltd. 2.60%Tata Consultancy Services Ltd. 2.50%Other Equity 22.72%
GOVERNMENT SECURITIES
CORPORATE DEBT
Equity
MMI, Deposits, CBLO & Others
SECURITIES
7.49%
Holding
30.23%
56.15%
6.13%
NAV as on 23.2331st December 2014: `
Asset held as on ` 592.19 Cr FUND MANAGER: Mr.31st December 2014: Deven Sangoi (Equity), Mr. Devendra Singhvi (Debt)
Fund Update:
Exposure to Equities has decreased to 56.15% from59.68% while that to MMI has decreased to 6.13%from 6.73% on a MOM basis.
Platinum Plus II fund is predominantly invested inlarge cap stocks and maintains a well diversifiedportfolio.
Maturity Profile
Asset Allocation Rating Profile
Top 10 Sectoral Allocation
17
3.74Maturity (in years)
Date of Inception: 08-Sep-08
2.32%
2.64%
4.76%
7.06%
7.65%
8.14%
8.75%
11.27%
17.83%
27.19%
CEMENT
TELECOMMUNICATION
CAPITAL GOODS
FMCG
FINANCIAL SERVICES
PHARMACEUTICALS
OIL AND GAS
AUTOMOBILE
SOFTWARE / IT
BANKING
56.15%
Equities
NCD30.23%
G-SecsMMI, Deposits,CBLO & Others
6.13%7.49%
7.70%
92.30%
Less than 2 years 2 to 7years
80.14%
AAA
Sovereign
19.86%
OBJECTIVE:while using debt instruments & derivatives to lock-in capital appreciations.
STRATEGY: To have an optimum mix of equities & fixed income instruments, with up to 100% exposure in both equities & fixed income assets& up to 40% in Money Market.
To optimize the participation in an actively managed well diversified equity portfolio of fundamentally strong blue chip companies
About The Fund
Platinum Plus III FundSFIN No. ULIF01628/04/09BSLIIPLAT3109
6.9% Government Of India 2019 9.59%6.05% Government Of India 2019 1.09%5.64% Government Of India 2019 0.17%7.8% Government Of India 2020 0.05%
9.63% Rural Electrification Corpn. Ltd. 2019 3.01%National Housing Bank 2019 2.59%8.65% NTPC Ltd. 2019 2.19%9.39% Power Finance Corpn. Ltd. 2019 1.50%8.6% Indian Railway Finance Corpn. Ltd. 2019 1.47%9.35% Power Grid Corpn. Of India Ltd. 2019 1.20%9.81% Power Finance Corpn. Ltd. 2018 0.75%9.44% LIC Housing Finance Ltd. 2019 0.74%8.9% Steel Authority Of India Ltd. 2019 0.74%National Bank For Agri. And Rural Development 2019 0.64%Other Corporate Debt 3.51%
HDFC Bank Ltd. 6.53%ITC Ltd. 5.12%Infosys Ltd. 4.88%ICICI Bank Ltd. 3.84%Housing Development Finance Corpn. Ltd. 3.69%Reliance Industries Ltd. 3.32%Larsen And Toubro Ltd. 3.04%State Bank Of India 2.93%Tata Consultancy Services Ltd. 2.76%Tata Motors Ltd. 2.73%Other Equity 25.11%
GOVERNMENT SECURITIES
CORPORATE DEBT
Equity
MMI, Deposits, CBLO & Others
SECURITIES
10.91%
Holding
18.34%
63.97%
6.78%
NAV as on 17.9631st December 2014: `
Asset held as on ` 687.02 Cr FUND MANAGER: Mr.31st December 2014: Deven Sangoi (Equity), Mr. Devendra Singhvi (Debt)
Fund Update:
Exposure to Equities has decreased to 63.97% from68.14% while that to MMI has been decreased to6.78% from 7.63% on a MOM basis.
Platinum Plus III fund continues to be predominantlyinvested in large cap stocks and maintains a welldiversified portfolio.
Maturity Profile
Asset Allocation Rating Profile
Top 10 Sectoral Allocation
18
4.30Maturity (in years)
Date of Inception: 15-May-09
2.26%
2.44%
4.76%
7.66%
8.27%
9.18%
9.35%
10.33%
16.99%
25.50%
CEMENT
TELECOMMUNICATION
CAPITAL GOODS
FINANCIAL SERVICES
PHARMACEUTICALS
OIL AND GAS
FMCG
AUTOMOBILE
SOFTWARE / IT
BANKING
63.97%
Equities
NCD10.91%
18.34%
G-Secs
6.78%
MMI, Deposits,CBLO & Others
6.30%
92.75%
0.95%
Less than 2 years 2 to 7years 7years & above
61.39%
AAA
Sovereign
38.61%
OBJECTIVE:while using debt instruments & derivatives to lock-in capital appreciations.
STRATEGY: To have an optimum mix of equities & fixed income instruments, with up to 100% exposure in both equities & fixed income assets& up to 40% in Money Market.
To optimize the participation in an actively managed well diversified equity portfolio of fundamentally strong blue chip companies
About The Fund
Platinum Plus IV FundSFIN No.ULIF01816/09/09BSLIIPLAT4109
6.9% Government Of India 2019 3.63%
6.05% Government Of India 2019 0.36%
9.04% Rural Electrification Corpn. Ltd. 2019 4.93%
9.63% Rural Electrification Corpn. Ltd. 2019 4.01%
National Bank For Agri. And Rural Development 2019 2.81%
9.32% Power Finance Corpn. Ltd. 2019 1.99%
9.15% Larsen And Toubro Ltd. 2019 1.97%
8.93% Power Grid Corpn. Of India Ltd. 2019 1.97%
9.39% Power Finance Corpn. Ltd. 2019 1.59%
9.95% State Bank Of India 2026 1.04%
8.49% NHPC Ltd. 2019 0.97%
8.85% NHPC Ltd. 2019 0.27%
Other Corporate Debt 0.56%
HDFC Bank Ltd. 6.98%
ITC Ltd. 5.48%
Infosys Ltd. 5.21%
ICICI Bank Ltd. 4.11%
Housing Development Finance Corpn. Ltd. 3.95%
Reliance Industries Ltd. 3.56%
State Bank Of India 3.13%
Larsen And Toubro Ltd. 2.91%
Tata Motors Ltd. 2.90%
Tata Consultancy Services Ltd. 2.70%
Other equity 27.27%
GOVERNMENT SECURITIES
CORPORATE DEBT
Equity
MMI, Deposits, CBLO & Others
SECURITIES
3.99%
Holding
22.12%
68.20%
5.68%
NAV as on 16.0831st December 2014: `
Asset held as on ` 515.78 Cr FUND MANAGER: Mr.31st December 2014: Deven Sangoi (Equity), Mr. Devendra Singhvi (Debt)
Fund Update:
Exposure to Equities has slightly decreased to68.20% from 72.58% while that to MMI hasdecreased to 5.68% from 9.18% on a MOM basis.
Platinum Plus IV fund is predominantly invested inlarge cap stocks and maintains a well diversifiedportfolio.
Maturity Profile
Asset Allocation Rating Profile
Top 10 Sectoral Allocation
19
4.60Maturity (in years)
Date of Inception: 15-Sep-09
2.43%
2.69%
4.27%
7.68%
8.24%
9.20%
9.39%
10.34%
16.94%
25.55%
TELECOMMUNICATION
CEMENT
CAPITAL GOODS
FINANCIAL SERVICES
PHARMACEUTICALS
OIL AND GAS
FMCG
AUTOMOBILE
SOFTWARE / IT
BANKING
68.20%
Equities
MMI, Deposits,CBLO & Others
G-Secs3.99%
22.12%
NCD5.68%
8.56%
88.05%
3.39%
Less than 2 years 2 to 7years 7years & above
83.15%AAA
Sovereign
16.85%
OBJECTIVE:while using debt instruments and derivatives to lock-in capital appreciations.The use of derivatives will be for hedging purposes only and asapproved by the IRDA.
STRATEGY: To dynamically manage the allocation between equities and fixed income instruments, while using derivatives when necessaryand for hedging purposes only.The equity investment strategy will revolve around building and actively managing a well-diversified equityportfolio of value & growth driven fundamentally strong blue chip companies by following a research-focused investment approach. On thefixed income side, investments will be made in government securities, high rated corporate bonds and money market instruments.
To optimise the participation in an actively managed well-diversified equity portfolio of fundamentally strong blue chip companies
About The Fund
Platinum Premier FundSFIN No.ULIF02203/02/10BSLPLATPR1109
6.35% Government Of India 2020 4.30%8.19% Government Of India 2020 1.18%7.8% Government Of India 2020 0.55%8.12% Government Of India 2020 0.45%7.17% Government Of India 2015 0.01%
8.7% Power Finance Corpn. Ltd. 2020 2.04%8.87% Rural Electrification Corpn. Ltd. 2020 1.69%7.93% Power Grid Corpn. Of India Ltd. 2020 1.63%9.3% Power Grid Corpn. Of India Ltd. 2020 1.15%9.3% Steel Authority Of India Ltd. 2020 0.58%8.85% NHPC Ltd. 2020 0.57%8.78% NTPC Ltd. 2020 0.57%8.55% Indian Railway Finance Corpn. Ltd. 2020 0.56%8.5% Indian Railway Finance Corpn. Ltd. 2020 0.56%8.99% Tata Sons Ltd. 2020 0.56%Other Corporate Debt 2.66%
HDFC Bank Ltd. 6.57%Infosys Ltd. 5.88%ICICI Bank Ltd. 5.31%Housing Development Finance Corpn. Ltd. 4.65%ITC Ltd. 4.48%Reliance Industries Ltd. 4.14%Larsen And Toubro Ltd. 3.68%Tata Consultancy Services Ltd. 3.62%Tata Motors Ltd. 3.32%Axis Bank Ltd. 2.68%Other equity 29.08%
GOVERNMENT SECURITIES
CORPORATE DEBT
Equity
MMI, Deposits, CBLO & Others
SECURITIES
6.49%
Holding
12.57%
73.40%
7.54%
NAV as on 16.1031st December 2014: `
Asset held as on ` 895.72 Cr FUND MANAGER: Mr.31st December 2014: Sunil Kumar (Equity), Mr. Devendra Singhvi (Debt)
Fund Update:
Exposure to Equities has decreased to 73.40% from78.98% while that to MMI has increased to 7.54%from 6.28% on a MOM basis.
Platinum Premier fund is predominantly invested inlarge cap stocks and maintains a well diversifiedportfolio.
Maturity Profile
Asset Allocation Rating Profile
Top 10 Sectoral Allocation
20
5.10Maturity (in years)
Date of Inception: 15-Feb-10
2.66%
2.84%
5.01%
7.67%
8.46%
8.49%
8.84%
11.59%
18.02%
23.36%
METAL
CEMENT
CAPITAL GOODS
PHARMACEUTICALS
FINANCIAL SERVICES
FMCG
OIL AND GAS
AUTOMOBILE
SOFTWARE / IT
BANKING
NCDG-Secs12.57%6.49%
MMI, Deposits,CBLO & Others
7.54%
73.40%Equities
19.52%
77.93%
2.55%
Less than 2 years 2 to 7years 7years & above
62.15%AAA
Sovereign37.85%
OBJECTIVE:while using debt instruments and derivatives to lock-in capital appreciations.The use of derivatives will be for hedging purposes only and asapproved by the IRDA.
STRATEGY: To dynamically manage the allocation between equities and fixed income instruments, while using derivatives when necessaryand for hedging purposes only.The equity investment strategy will revolve around building and actively managing a well-diversified equityportfolio of value & growth driven fundamentally strong blue-chip companies by following a research-focused investment approach. On thefixed income side, investments will be made in government securities, high rated corporate bonds and money market instruments.
To optimize the participation in an actively managed well-diversified equity portfolio of fundamentally strong blue chip companies
About The Fund
Platinum Advantage FundSFIN No.ULIF02408/09/10BSLPLATADV109
8.12% Government Of India 2020 9.05%7.8% Government Of India 2020 0.18%
8.78% Power Finance Corpn. Ltd. 2020 2.26%8.93% Power Grid Corpn. Of India Ltd. 2020 1.38%8.85% Power Grid Corpn. Of India Ltd. 2020 0.91%9.1% Tata Sons Ltd. 2020 0.45%8.95% LIC Housing Finance Ltd. 2020 0.45%8.95% Housing Development Finance Corpn. Ltd. 2020 0.45%8.9% Housing Development Finance Corpn. Ltd. 2020 0.45%8.49% NHPC Ltd. 2020 0.45%Rural Electrification Corpn. Ltd. 2020 0.12%7.74% Indian Railway Finance Corpn. Ltd. 2020 0.04%
Infosys Ltd. 6.94%HDFC Bank Ltd. 5.93%ICICI Bank Ltd. 5.71%Housing Development Finance Corpn. Ltd. 4.98%ITC Ltd. 4.83%Reliance Industries Ltd. 4.51%Larsen And Toubro Ltd. 4.22%Tata Consultancy Services Ltd. 3.67%Tata Motors Ltd. 3.36%Sun Pharmaceutical Inds. Ltd. 2.94%Other equity 32.86%
GOVERNMENT SECURITIES
CORPORATE DEBT
Equity
MMI, Deposits, CBLO & Others
SECURITIES
9.23%
Holding
6.97%
79.94%
3.86%
NAV as on 14.2731st December 2014: `
Asset held as on ` 1110.80 Cr FUND MANAGER: Mr.31st December 2014: Sunil Kumar (Equity), Mr. Devendra Singhvi (Debt)
Fund Update:
Exposure to Equities has decreased to 79.94% from94.31% while that to MMI has decreased to 3.86%from 4.97% on a MOM basis.
Maturity Profile
Asset Allocation Rating Profile
Top 10 Sectoral Allocation
21
5.79Maturity (in years)
Date of Inception: 20-Sep-10
2.61%
3.22%
5.28%
8.14%
8.26%
8.27%
8.78%
11.63%
18.78%
21.63%
CEMENT
METAL
CAPITAL GOODS
FMCG
FINANCIAL SERVICES
PHARMACEUTICALS
OIL AND GAS
AUTOMOBILE
SOFTWARE / IT
BANKING
G-Secs6.97%NCD
9.23%
MMI, Deposits,CBLO & Others
3.86%
79.94%Equities
18.61%
81.39%
Less than 2 years 2 to 7years
42.46%AAA
Sovereign57.54%
OBJECTIVE:while using debt instruments and derivatives to lock-in capital appreciation. Derivatives would be used for hedging purpose only and asapproved by IRDA.
STRATEGY: To dynamically manage the allocation between equities and fixed income instruments, while using derivatives when necessaryand for hedging purposes only.The equity investment strategy will revolve around building and actively managing a well-diversified equityportfolio of value & growth driven fundamentally strong blue-chip companies by following a research-focused investment approach. On thefixed income side, investments will be made in government securities, high rated corporate bonds and money market instruments.
To optimise the participation in an actively managed well-diversified equity portfolio of fundamentally strong blue chip companies
About The Fund
Foresight Single PaySFIN No.ULIF02610/02/11BSLFSITSP1109
7.8% Government Of India 2021 5.41%8.2% Government Of India 2022 0.89%
9.36% Power Finance Corpn. Ltd. 2021 5.39%9.3% Power Grid Corpn. Of India Ltd. 2021 1.08%
Infosys Ltd. 7.06%HDFC Bank Ltd. 5.85%ICICI Bank Ltd. 5.80%Reliance Industries Ltd. 5.37%ITC Ltd. 5.06%Housing Development Finance Corpn. Ltd. 4.52%Larsen And Toubro Ltd. 4.12%State Bank Of India 3.65%Maruti Suzuki India Ltd. 3.02%Tata Consultancy Services Ltd. 2.99%Other equity 34.17%
GOVERNMENT SECURITIES
CORPORATE DEBT
Equity
MMI, Deposits, CBLO & Others
SECURITIES
6.30%
Holding
6.47%
81.60%
5.62%
NAV as on 15.1431st December 2014: `
Asset held as on ` 96.03 Cr FUND MANAGER: Mr.31st December 2014: Dhrumil Shah (Equity), Mr. Devendra Singhvi (Debt)
Fund Update:
Exposure to Equities has decreased to 81.60% from95.44% while that to MMI has increased to 5.62%from 2.68% on a MOM basis.
Maturity Profile
Asset Allocation Rating Profile
Top 10 Sectoral Allocation
22
6.45Maturity (in years)
Date of Inception: 22-Feb-11
2.53%
2.80%
5.05%
6.71%
7.62%
7.63%
9.17%
11.17%
17.74%
23.99%
CEMENT
POWER
CAPITAL GOODS
FINANCIAL SERVICES
PHARMACEUTICALS
FMCG
AUTOMOBILE
OIL AND GAS
SOFTWARE / IT
BANKING
MMI, Deposits,CBLO & Others
5.62%NCD6.47% 6.30%
G-Secs
81.60%Equities
29.17%
65.88%
4.95%
Less than 2 years 2 to 7years 7years & above
AAA49.36%
50.64%Sovereign
OBJECTIVE:while using debt instruments and derivatives to lock-in capital appreciation. Derivatives would be used for hedging purpose only and asapproved by IRDA.
STRATEGY: To dynamically manage the allocation between equities and fixed income instruments, while using derivatives when necessaryand for hedging purposes only.The equity investment strategy will revolve around building and actively managing a well-diversified equityportfolio of value & growth driven fundamentally strong blue-chip companies by following a research-focused investment approach. On thefixed income side, investments will be made in government securities, high rated corporate bonds and money market instruments.
To optimise the participation in an actively managed well-diversified equity portfolio of fundamentally strong blue chip companies
About The Fund
Foresight 5 PaySFIN No.ULIF02510/02/11BSLFSIT5P1109
7.8% Government Of India 2021 3.73%8.12% Government Of India 2020 2.46%8.79% Government Of India 2021 2.39%7.94% Government Of India 2021 1.98%7.16% Government Of India 2023 1.26%6.35% Government Of India 2020 0.33%8.15% Government Of India 2022 0.31%10.25% Government Of India 2021 0.28%7.8% Government Of India 2020 0.21%8.24% Government Of India 2018 0.20%Other Government Securities 0.79%
9% Export Import Bank Of India 2019 1.60%9.3% Power Grid Corpn. Of India Ltd. 2021 1.32%9.57% Indian Railway Finance Corpn. Ltd. 2021 1.13%9.61% Power Finance Corpn. Ltd. 2021 1.10%9.25% Power Grid Corpn. Of India Ltd. 2018 0.87%9.48% Rural Electrification Corpn. Ltd. 2021 0.86%9.4% Rural Electrification Corpn. Ltd. 2021 0.83%Rural Electrification Corpn. Ltd. 2020 0.82%9.18% Housing Development Finance Corpn. Ltd. 2018 0.62%8.34% LIC Housing Finance Ltd. 2018 0.59%Other Corporate Debt 11.65%
HDFC Bank Ltd. 5.72%ITC Ltd. 4.03%Infosys Ltd. 3.99%ICICI Bank Ltd. 3.97%Reliance Industries Ltd. 3.71%Housing Development Finance Corpn. Ltd. 3.30%State Bank Of India 3.14%Larsen And Toubro Ltd. 2.94%Tata Consultancy Services Ltd. 2.45%Maruti Suzuki India Ltd. 2.41%Other equity 22.34%
GOVERNMENT SECURITIES
CORPORATE DEBT
Equity
MMI, Deposits, CBLO & Others
SECURITIES
13.94%
Holding
21.40%
57.99%
6.66%
NAV as on 13.7431st December 2014: `
Asset held as on ` 1879.85 Cr FUND MANAGER: Mr.31st December 2014: Deven Sangoi (Equity), Mr. Devendra Singhvi (Debt)
Fund Update:
Exposure to Equities has decreased to 57.99% from59.97% and to MMI has increased to 6.66% from5.87% on a MOM basis.
Maturity Profile
Asset Allocation Rating Profile
Top 10 Sectoral Allocation
23
5.69Maturity (in years)
Date of Inception: 22-Feb-11
2.41%
2.47%
5.06%
6.70%
7.04%
8.21%
10.21%
11.05%
15.41%
26.47%
POWER
TELECOMMUNICATION
CAPITAL GOODS
FINANCIAL SERVICES
PHARMACEUTICALS
FMCG
AUTOMOBILE
OIL AND GAS
SOFTWARE / IT
BANKING
MMI, Deposits,CBLO & Others
NCD13.94%G-Secs
21.40%6.66%
57.99%Equities
15.08%
70.38%
14.53%
Less than 2 years 2 to 7years 7years & above
AAA57.01%
SovereignA1+39.93%
3.06%
OBJECTIVE:using debt instruments and derivatives to ensure capital protection after five years.
STRATEGY: To dynamically manage the allocation between equities and fixed income instruments, while using derivatives when necessary and forhedging purposes only.The equity investment strategy will revolve around building and actively managing a well-diversified equity portfolio of value &growth driven fundamentally strong blue-chip companies by following a research-focused investment approach. On the fixed income side,investments will be made in Government Securities, high rated Corporate Bonds and Money Market Instruments.
To optimize the participation in an actively managed well-diversified equity portfolio of fundamentally strong blue chip companies while
About The Fund
Titanium I FundSFIN No.ULIF01911/12/09BSLITITAN1109
7.59% Government Of India 2015 1.94%7.17% Government Of India 2015 1.73%
9.37% National Housing Bank 2015 4.10%9.2% IDFC Ltd 2015 3.69%8.95% Power Finance Corpn. Ltd. 2015 0.82%
HDFC Bank Ltd. 6.58%Infosys Ltd. 6.31%Tata Motors Ltd. 4.86%Housing Development Finance Corpn. Ltd. 4.73%ITC Ltd. 4.61%ICICI Bank Ltd. 4.17%State Bank Of India 3.71%Larsen And Toubro Ltd. 3.48%Maruti Suzuki India Ltd. 3.11%Reliance Industries Ltd. 2.78%Other equity 32.08%
GOVERNMENT SECURITIES
CORPORATE DEBT
Equity
SECURITIES
3.68%
Holding
8.61%
76.41%
NAV as on 16.1231st December 2014: `
Asset held as on ` 48.77 Cr FUND MANAGER: Mr.31st December 2014: Sumit Poddar (Equity), Mr. Devendra Singhvi (Debt)
Fund Update:
Exposure to Equities has decreased to 76.41% from81.86%
Titanium I fund is predominantly invested in large capstocks and maintains a well diversified portfolio.
Maturity Profile
Asset Allocation Rating Profile
Top 10 Sectoral Allocation
24
0.12Maturity (in years)
MMI, Deposits, CBLO & Others 11.30%
Date of Inception: 16-Dec-09
100.00%
Less than 2 years
2.87%
4.37%
4.56%
4.61%
8.35%
8.47%
9.94%
12.62%
17.13%
24.91%
CEMENT
METAL
CAPITAL GOODS
OIL AND GAS
PHARMACEUTICALS
FINANCIAL SERVICES
FMCG
AUTOMOBILE
SOFTWARE / IT
BANKING
76.41%Equities
G-Secs
NCD
3.68%
11.30%8.61%
MMI, Deposits,CBLO & Others
Sovereign
47.10%
42.78%
AAAA1+
10.12%
OBJECTIVE:while using debt instruments and derivatives to ensure capital protection after five years.
STRATEGY: To dynamically manage the allocation between equities and fixed income instruments, while using derivatives when necessaryand for hedging purposes only.The equity investment strategy will revolve around building and actively managing a well-diversified equityportfolio of value & growth driven fundamentally strong blue-chip companies by following a research-focused investment approach. On thefixed income side, investments will be made in Government Securities, high rated Corporate Bonds and Money Market Instruments.
To optimize the participation in an actively managed well-diversified equity portfolio of fundamentally strong blue chip companies
About The Fund
Titanium II FundSFIN No.ULIF02011/12/09BSLITITAN2109
7.59% Government Of India 2015 3.31%7.17% Government Of India 2015 3.07%
9.2% IDFC Ltd 2015 3.77%9.15% Export Import Bank Of India 2015 1.51%8.29% Power Finance Corpn. Ltd. 2015 1.50%
HDFC Bank Ltd. 7.00%Infosys Ltd. 6.05%Tata Motors Ltd. 5.07%Housing Development Finance Corpn. Ltd. 4.70%ITC Ltd. 4.60%ICICI Bank Ltd. 4.22%Larsen And Toubro Ltd. 3.72%State Bank Of India 3.68%Maruti Suzuki India Ltd. 3.52%Reliance Industries Ltd. 3.30%Other equity 34.35%
GOVERNMENT SECURITIES
CORPORATE DEBT
Equity
MMI, Deposits, CBLO & Others
SECURITIES
6.38%
Holding
6.78%
80.22%
6.62%
NAV as on 15.7331st December 2014: `
Asset held as on ` 13.27 Cr FUND MANAGER:31st December 2014: Mr. Sumit Poddar (Equity), Mr. Devendra Singhvi (Debt)
Fund Update:
Exposure to Equities has decreased to 80.22% from81.90% while that to MMI has increased to 6.62%from 5.57% on a MOM basis.
Titanium II fund is predominantly invested in largecap stocks and maintains a well diversified portfolio.
Maturity Profile
Asset Allocation Rating Profile
Top 10 Sectoral Allocation
25
0.32Maturity (in years)
Date of Inception: 16-Mar-10
100.00%
Less than 2 years
2.75%
4.20%
4.64%
6.62%
8.06%
8.98%
9.60%
12.77%
16.91%
23.23%
CEMENT
METAL
CAPITAL GOODS
OIL AND GAS
FINANCIAL SERVICES
PHARMACEUTICALS
FMCG
AUTOMOBILE
SOFTWARE / IT
BANKING
6.78%NCD
G-Secs6.38%
MMI, Deposits,CBLO & Others
6.62%
80.22%Equities
48.50%Sovereign
51.50%
AAA
OBJECTIVE:while using debt instruments and derivatives to ensure capital protection after five years.
STRATEGY: To dynamically manage the allocation between equities and fixed income instruments, while using derivatives when necessaryand for hedging purposes only.The equity investment strategy will revolve around building and actively managing a well-diversified equityportfolio of value & growth driven fundamentally strong blue-chip companies by following a research-focused investment approach. On thefixed income side, investments will be made in Government Securities, high rated Corporate Bonds and Money Market Instruments.
To optimize the participation in an actively managed well-diversified equity portfolio of fundamentally strong blue chip companies
About The Fund
Titanium III FundSFIN No.ULIF02111/12/09BSLITITAN3109
7.17% Government Of India 2015 2.25%
8.64% Power Grid Corpn. Of India Ltd. 2015 8.54%9.37% National Housing Bank 2015 4.11%
HDFC Bank Ltd. 6.69%Infosys Ltd. 6.06%Tata Motors Ltd. 5.14%Housing Development Finance Corpn. Ltd. 4.79%ITC Ltd. 4.69%ICICI Bank Ltd. 4.20%Larsen And Toubro Ltd. 3.72%State Bank Of India 3.62%Maruti Suzuki India Ltd. 3.45%Reliance Industries Ltd. 3.31%Other equity 34.20%
GOVERNMENT SECURITIES
CORPORATE DEBT
Equity
MMI, Deposits, CBLO & Others
SECURITIES
2.25%
Holding
12.64%
79.87%
5.24%
NAV as on 14.0331st December 2014: `
Asset held as on ` Cr FUND MANAGER:31st December 2014: 7.31 Mr. Sumit Poddar (Equity), Mr. Devendra Singhvi (Debt)
Fund Update:
Exposure to Equities has decreased to 79.87% from81.70% while that to MMI has increased to 5.24%from 3.89% on a MOM basis.
Titanium III fund is predominantly invested in largecap stocks and maintains a well diversified portfolio.
Maturity Profile
Asset Allocation Rating Profile
Top 10 Sectoral Allocation
26
0.38Maturity (in years)
Date of Inception: 16-Jun-10
100.00%
Less than 2 years
2.73%
4.17%
4.66%
6.71%
8.18%
8.99%
9.45%
12.79%
16.21%
23.92%
CEMENT
METAL
CAPITAL GOODS
OIL AND GAS
FINANCIAL SERVICES
PHARMACEUTICALS
FMCG
AUTOMOBILE
SOFTWARE / IT
BANKING
79.87%Equities
12.64%
NCD
G-Secs2.25%
MMI, Deposits,CBLO & Others
5.24%
84.91%
AAA
Sovereign
15.09%
OBJECTIVE: The objective of the fund is to provide long-term wealth creation by actively managing portfolio through investment in selectivebusinesses. Fund will not invest in businesses that provide goods or services in gambling, lottery /contests, animal produce, liquor, tobacco,entertainment like films or hotels, banks and financial institutions
STRATEGY: The equity investment strategy will revolve around building and actively managing a well-diversified equity portfolio of value &growth driven fundamentally strong companies by following a research-focused investment approach
About The Fund
Pure EquitySFIN No.ULIF02707/10/11BSLIPUREEQ109
NAV as on 18.6531st December 2014: `
Asset held as on ` 12.70 Cr FUND MANAGER: Mr.31st December 2014: Praful Kumar
Fund Update:
Exposure to Equities has decreased to 96.40% from99.12% while that to MMI has increased to 3.60%from 0.88% on a MOM basis.
SECURITIES Holding
Reliance Industries Ltd. 5.04%Bata India Ltd. 4.37%Exide Industries Ltd. 4.33%Container Corpn. Of India Ltd. 4.29%Alstom India Limited 4.28%Crisil Ltd. 3.80%ACC Ltd. 3.73%Wipro Ltd. 3.39%Larsen And Toubro Ltd. 3.34%Oil And Natural Gas Corpn. Ltd. 3.06%Other equity 56.76%
Equity 96.40%
MMI, Deposits, CBLO & Others 3.60%
Asset Allocation
Top 10 Sectoral Allocation
27
Date of Inception: 09-Mar-12
4.47%
4.48%
4.53%
6.14%
7.86%
8.87%
10.51%
10.69%
11.18%
13.71%
AUTOMOBILE
AGRI RELATED
RETAILING
FMCG
CEMENT
AUTO ANCILLIARY
OIL AND GAS
CAPITAL GOODS
SOFTWARE / IT
PHARMACEUTICALS
96.40%
Equities
MMI, Deposits,CBLO & Others
3.60%
OBJECTIVE: To provide reasonable & stable returns, at a high level of safety and liquidity for capital conservation for the Policyholder byinvesting in low maturity debt & money market instruments
STRATEGY: The strategy of this BSLI Fund Option is to make judicious investments in high quality debt and money market instruments toprotect capital of the policyholder & generate steady returns at very low level of risk
About The Fund
Liquid PlusSFIN No.ULIF02807/10/11BSLLIQPLUS109
MMI, Deposits, CBLO & Others
SECURITIES Holding
100.00%
NAV as on 12.45 BENCHMARK:31st December 2014: ` Crisil Liquid Index
Asset held as on ` 42.29 Cr FUND MANAGER : Mr.31st December 2014: Ajit Kumar PPB
Fund Update:
The average maturity of the fund has slightlydecreased to 0.38 years from 0.42 years in the
previous month.
Asset Allocation Rating Profile
Maturity Profile
28
0.38Maturity (in years)
100.00%
Less than 2 years
MMI, Deposits,CBLO & Others
100.00%
Date of Inception: 09-Mar-12
A1+
100.00%
OBJECTIVE: The objective of the fund is to provide long-term wealth maximization by managing a well diversified equity portfoliopredominantly comprising of deep value stocks with strong momentum
STRATEGY: To build & manage a diversified equity portfolio of value and momentum driven stocks by following a prudent mix of qualitative &quantitative investment factors.This strategy has outperformed the broader market indices over long-term.The fund would seek to identifycompanies which have attractive business fundamentals, competent management and prospects of robust future growth and are yet availableat a discount to their intrinsic value and display good momentum.The fund will also maintain reasonable level of liquidity
About The Fund
Value & MomentumSFIN No.ULIF02907/10/11BSLIVALUEM109
NAV as on 16.97 BENCHMARK:31st December 2014: ` BSE 100
Asset held as on ` 36.21 Cr FUND MANAGER: Mr.31st December 2014: Sunil Kumar
Fund Update:
Exposure to Equities has increased to 95.82% from90.67% while that to MMI has decreased to 4.18%from 9.33% on a MOM basis.
SECURITIES Holding
Engineers India Ltd. 4.81%Jagran Prakashan Ltd. 4.49%NTPC Ltd. 4.38%Muthoot Finance Ltd. 4.36%Gateway Distriparks Ltd. 4.14%ACC Ltd. 3.61%Bharti Infratel Ltd 3.36%Union Bank Of India 3.28%Karnataka Bank Ltd. 3.20%Oil And Natural Gas Corpn. Ltd. 3.17%Other equity 57.03%
Equity 95.82%
MMI, Deposits, CBLO & Others 4.18%
Asset Allocation Rating Profile
Top 10 Sectoral Allocation
29
Maturity Profile
100.00%
Less than 2 years
Sovereign100.00%
Date of Inception: 09-Mar-12
4.32%
4.81%
4.88%
5.45%
6.35%
6.85%
7.08%
7.82%
10.71%
19.72%
LOGISTICS
AUTOMOBILE
IT
POWER
MEDIA
CAPITAL GOODS
METAL
FINANCIAL SERVICES
OIL AND GAS
BANKING
95.82%
Equities
MMI, Deposits,CBLO & Others
4.18%
OBJECTIVE:portfolio, which will enhance yield of composite portfolio with minimum risk appetite.
STRATEGY: To invest in fixed income securities with marginal exposure to equity up to 10% at low level of risk.This fund is suitable for thosewho want to protect their capital and earn steady return on investment through higher exposure to debt securities.
To generate persistent return through active management of fixed income portfolio and focus on creating long-term equity
About The Fund
Pension Nourish FundSFIN No.ULIF00604/03/03BSLNOURISH109
8.33% Government Of India 2026 15.21%8.28% Government Of India 2027 7.61%8.3% Government Of India 2040 5.78%8.15% Government Of India 2022 4.86%7.16% Government Of India 2023 3.53%
9.04% Rural Electrification Corpn. Ltd. 2019 7.56%8.4% Nuclear Power Corpn. Of India Ltd. 2028 7.52%9.81% Power Finance Corpn. Ltd. 2018 4.62%9.95% Food Corporation Of India 2022 4.05%9.6% L&T Finance Ltd. 2016 3.74%9.37% Power Finance Corpn. Ltd. 2024 3.12%10.7% Indian Railway Finance Corpn. Ltd. 2023 2.56%9.5% Housing Development Finance Corpn. Ltd. 2017 2.26%8.9% Steel Authority Of India Ltd. 2019 2.26%10.85% Rural Electrification Corpn. Ltd. 2018 1.59%Other Corporate Debt 4.65%
HDFC Bank Ltd. 0.94%Housing Development Finance Corpn. Ltd. 0.59%Infosys Ltd. 0.57%ICICI Bank Ltd. 0.56%ITC Ltd. 0.52%Reliance Industries Ltd. 0.45%Tata Motors Ltd. 0.40%Larsen And Toubro Ltd. 0.38%State Bank Of India 0.36%Tata Consultancy Services Ltd. 0.35%Other Equity 4.89%
GOVERNMENT SECURITIES
CORPORATE DEBT
Equity
MMI, Deposits, CBLO & Others
SECURITIES
37.00%
Holding
43.93%
10.02%
9.06%
NAV as on 26.1131st December 2014: ` BENCHMARK: BSE 100 & Crisil Composite Bond Index & Crisil Liquid Fund Index
Asset held as on ` 13.45 Cr FUND MANAGER: Mr.31st December 2014: Praful Kumar (Equity), Mr. Ajit Kumar PPB (Debt)
Fund Update:
Exposure to Equities has slightly increased to10.02% from 9.97% while that to MMI has increasedto 9.06% from 7.34% on a MOM basis.
Maturity Profile
Asset Allocation Rating Profile
Top 10 Sectoral Allocation
30
9.74Maturity (in years)
Nourish BM
Date of Inception: 12-Mar-03
3.00%
3.19%
5.66%
7.15%
7.39%
8.06%
8.57%
9.69%
14.17%
25.33%
AUTO ANCILLIARY
METAL
PHARMACEUTICALS
FMCG
FINANCIAL SERVICES
CAPITAL GOODS
OIL AND GAS
AUTOMOBILE
SOFTWARE / IT
BANKING
37.00%NCD
43.93%
G-sec
Equities10.02%
MMI, Deposits,CBLO & Others
9.06%
11.88%22.64%
65.48%
Less than 2 years 2 to 7years 7years & above
Sovereign45.72%
AA+
49.66%
4.62%
AAA
Aug-0
6
Dec-0
6
Apr-
07
Aug-0
7
Dec-0
7
Apr-
08
Aug-0
8
Dec-0
8
Apr-
09
Aug-0
9
Dec-0
9
Apr-
10
Aug-1
0
Dec-1
0
Apr-
11
Aug-1
1
Dec-1
1
Apr-
12
Aug-1
2
Dec-1
2
Apr-
13
Aug-1
3
Dec-1
3
Apr-
14
Aug-1
4
Dec-1
4
OBJECTIVE:investment in equity and debt.
STRATEGY: Generate better return with moderate level of risk through active management of fixed income portfolio and focus on creating longterm equity portfolio which will enhance yield of composite portfolio with low level of risk appetite.
To build your capital and generate better returns at moderate level of risk, over a medium or long-term period through a balance of
About The Fund
Pension Growth FundSFIN No.ULIF00504/03/03BSLIGROWTH109
8.33% Government Of India 2026 7.62%
8.83% Government Of India 2023 5.33%
8.2% Government Of India 2022 4.06%
7.95% Government Of India 2032 3.43%
8.15% Government Of India 2022 3.00%
8.79% Government Of India 2021 2.45%
8.28% Government Of India 2032 2.29%
8.97% Government Of India 2030 1.62%
8.3% Government Of India 2042 0.77%
7.5% Government Of India 2034 0.72%
8.4% Nuclear Power Corpn. Of India Ltd. 2029 9.03%
9.37% Power Finance Corpn. Ltd. 2024 6.25%
9.2% Power Grid Corpn. Of India Ltd. 2020 6.13%
9.02% Rural Electrification Corpn. Ltd. 2022 6.11%
9.55% Hindalco Industries Ltd. 2022 3.01%
9.65% Cholamandalam Investment And Finance Co. Ltd. 2018 2.99%
9.34% Rural Electrification Corpn. Ltd. 2024 1.56%
9.35% Power Grid Corpn. Of India Ltd. 2021 1.55%
8.96% Power Finance Corpn. Ltd. 2019 1.51%
9.04% Rural Electrification Corpn. Ltd. 2019 0.91%
HDFC Bank Ltd. 2.04%
Infosys Ltd. 1.35%
ITC Ltd. 1.16%
ICICI Bank Ltd. 1.13%
Reliance Industries Ltd. 1.01%
Tata Consultancy Services Ltd. 0.99%
Jagran Prakashan Ltd. 0.81%
Housing Development Finance Corpn. Ltd. 0.78%
Larsen And Toubro Ltd. 0.72%
Tata Motors Ltd. 0.64%
Other Equity 8.53%
GOVERNMENT SECURITIES
CORPORATE DEBT
Equity
MMI, Deposits, CBLO & Others
SECURITIES
31.30%
Holding
39.05%
19.16%
10.49%
NAV as on 32.7631st December 2014: ` BENCHMARK: BSE 100 & Crisil Composite Bond Index & Crisil Liquid Fund Index
Asset held as on ` 33.55 Cr FUND MANAGER: Mr.31st December 2014: Devendra Singhvi
Fund Update:
Exposure to Equities has slightly decreased to19.16% from 19.88% and to MMI has decreased to10.49% from 17.13% on a MOM basis.
Maturity Profile
Asset Allocation Rating Profile
Top 10 Sectoral Allocation
31
9.66Maturity (in years)
Pension Growth BM
Date of Inception: 18-Mar-03
2.22%
4.32%
5.83%
7.67%
8.12%
8.60%
10.57%
11.15%
14.39%
22.21%
METAL
MEDIA
FINANCIAL SERVICES
CAPITAL GOODS
AUTOMOBILE
OIL AND GAS
FMCG
PHARMACEUTICALS
SOFTWARE / IT
BANKING
MMI, Deposits,CBLO & OthersEquities
19.16% 10.49%
39.05%31.30%NCDG-sec
0.24%
27.90%
71.86%
Less than 2 years 2 to 7years 7years & above
44.49%Sovereign AA
8.53%
AAA46.98%Au
g-0
6
Jan
-07
Jun
-07
Nov-0
7
Ap
r-0
8
Se
p-0
8
Fe
b-0
9
Jul-0
9
De
c-0
9
May-1
0
Oct-
10
Ma
r-1
1
Au
g-1
1
Jan
-12
Jun
-12
Nov-1
2
Ap
r-1
3
Se
p-1
3
Fe
b-1
4
Jul-1
4
De
c-1
4
OBJECTIVE:instruments, thereby providing a good balance between risk and return.
STRATEGY: To earn capital appreciation by maintaining diversified equity portfolio and seek to earn regular return on fixed income portfolio byactive management resulting in wealth creation for policyholders.
To grow your capital through enhanced returns over a medium to long term period through investments in equity and debt
About The Fund
Pension Enrich FundSFIN No.ULIF00404/03/03BSLIENRICH109
8.33% Government Of India 2026 9.37%8.83% Government Of India 2023 7.53%8.28% Government Of India 2027 7.32%7.16% Government Of India 2023 5.81%8.3% Government Of India 2042 4.16%9.15% Government Of India 2024 1.23%8.6% Government Of India 2028 1.21%8.32% Government Of India 2032 1.18%
8.9% Steel Authority Of India Ltd. 2019 2.90%9.81% Power Finance Corpn. Ltd. 2018 2.19%9.95% Food Corporation Of India 2022 1.87%9.24% Rural Electrification Corpn. Ltd. 2018 1.75%9.5% Housing Development Finance Corpn. Ltd. 2017 1.74%9.18% Housing Development Finance Corpn. Ltd. 2018 1.74%9.55% Hindalco Industries Ltd. 2022 1.73%9.37% Power Finance Corpn. Ltd. 2024 1.20%9.02% Rural Electrification Corpn. Ltd. 2022 1.17%10.15% Kotak Mahindra Prime Ltd. 2017 1.17%Other Corporate Debt 6.04%
Infosys Ltd. 1.95%Maruti Suzuki India Ltd. 1.77%HDFC Bank Ltd. 1.61%Housing Development Finance Corpn. Ltd. 1.55%Tata Motors Ltd. 1.45%Sun Pharmaceutical Inds. Ltd. 1.39%Tata Consultancy Services Ltd. 1.28%Larsen And Toubro Ltd. 1.23%ITC Ltd. 1.20%IDFC Ltd 1.06%Other Equity 20.41%
GOVERNMENT SECURITIES
CORPORATE DEBT
Equity
MMI, Deposits, CBLO & Others
SECURITIES
37.82%
Holding
23.51%
34.91%
3.76%
NAV as on 39.0731st December 2014: ` BENCHMARK: BSE 100 & Crisil Composite Bond Index & Crisil Liquid Fund Index
Asset held as on ` 174.69 Cr FUND MANAGER:31st December 2014: Mr. Dhrumil Shah (Equity), Mr. Ajit Kumar PPB (Debt)
Fund Update:
Exposure to Equities has increased to 34.91% from33.89% while that to MMI has decreased to 3.76%from 6.04% on a MOM basis.
Maturity Profile
Asset Allocation Rating Profile
Top 10 Sectoral Allocation
32
9.51Maturity (in years)
Enrich BM
Date of Inception: 12-Mar-03
2.85%
3.18%
5.87%
6.93%
7.16%
9.36%
10.57%
10.70%
12.89%
21.60%
OTHERS
METAL
OIL AND GAS
FMCG
CAPITAL GOODS
FINANCIAL SERVICES
AUTOMOBILE
PHARMACEUTICALS
SOFTWARE / IT
BANKING
37.82%
G-secEquities
34.91%
NCD
23.51%
MMI, Deposits,CBLO & Others
3.76%
5.56%21.84%
72.60%
Less than 2 years 2 to 7years 7years & above
AAAAA33.63% 4.70%
Sovereign61.67%
Jan-0
7
Jun-0
7
Nov-0
7
Apr-
08
Sep-0
8
Feb-0
9
Jul-09
Dec-0
9
May-1
0
Oct-
10
Mar-
11
Aug-1
1
Jan-1
2
Jun-1
2
Nov-1
2
Apr-
13
Sep-1
3
Feb-1
4
Jul-14
Dec-1
4