Underwriting UpdateAugust 2014

www.ceqonline.co.uk

Cover in an Instant

Following a recent survey, we found we can improve our online referral process.

WE HAVE LISTENED!If we can’t give you a decision straight away, we will give you a call to discuss the risk further rather than sending a series of emails. Giving you yet another reason to use Commercial Express!

Caravan

CX CaravanCX Caravan has experienced a massive increase in popularity over the last 12 months and is fast becoming a market leading product. However, not content with this we have worked hard to further improve the schemes and as a result we are delighted to announce that with effect from 1st August 2014 CX Caravan will be underwritten by Great Lakes Reinsurance (UK) PLC, Am Trust Europe Ltd & Certain Underwriters at Lloyd’s. The new look CX Caravan will now benefit from substantial rate reductions and improvements in cover:

Key features of CX Caravan Touring• £50policyexcess• PersonalContentscoverisincludedat25% of the caravan sum insured• Awningcoverincluded• Coverstouringcaravansupto8minlength• Importedcaravansincluded

Key features of CX Caravan Static• £50policyexcess• PersonalContentscoverisincludedat25%ofthecaravansuminsured•Mainresidency&ParkHomesacceptedwith10%discount

Underwriter Spotlight Meet our Caravan Underwriter, Simon Rowley Simon oversees the Caravan schemes and has considerable underwriting experience both within Commercial Express and the industry as a whole. Simon joined Commercial Express in 2010 and his input since then has resulted in the caravan account growing at a considerable pace to become a very strong offering for CX.

Simon works hard to meet customer needs and is keen to write the right risks, using a common sense approach and deliver whenever and wherever he can.

Call Simon on 0845094 2077 (option 1)

CX Caravan Touring UPDATES

• Onerateappliestoallareasmeaningthefollowingratereductions: Area A - 10% Area B – 17% Area C – 22% Area D – 40%• Newforoldcoverhasbeenincreasedto10years

Caravan Touring

CX Caravan Static UPDATES

•10%ratereductionappliedtoallUKpostcodes•Newforoldcoverhasbeenincreasedto10yearsWehavealsovastlyreducedthereferralpointsandhavetherefore improvedtheexperienceofarrangingCaravancover.

Caravan Static

Market Traders

CX Market TradersCXMarketTradersisaspecialistLiabilitypolicy designed specifically for both indoor and outdoor market traders, including an online trading extension. TheMarketTradersschemehasgrownconsiderably in popularity since its launch last summer. Now underwritten by Faraday Reinsurance Co Limited, the scheme has been further improved to offer the following new benefits:

• 50%ratereductionappliedtothemajorityoftrades

• ProductsLiabilitycovernowavailableonmoretrades

• Minimumpremiumreducedto£50

SCHEME RE-LAUNCH

Trailer

CX Contract CleanersCX Contract Cleaners provides tailored cover for cleaning companies including carpet & upholstery cleaners, domestic, offices & shop cleaners, oven cleaners, gutter & fascia’s, driveways, commercial vehicles and many more. With effect from 1 August 2014 the CX Contract Cleaners scheme will be underwritten by Faraday Reinsurance Co Limited, and has been updated and further improved to offer:• ThemisuseofphonesisnowincludedFREEofcharge• FinancialLoss&KeyReplacementpremiumhasbeenreducedby50%• Fournewturnovercategorieshavebeenadded-makingusevenmorecompetitive

Key features of CX Contract Cleaners

• TreatmentCoverincludedFREEofcharge

• Minimumpremiumfrom£150

• Public&ProductsLiabilityupto£5,000,000, withoptiontoincreaseto£10,000,000LOI

• Employer’sLiabilityupto£10,000,000

CX TrailerA20%ratereductionhasbeenappliedto non-motorisedhorseboxtrailers,under the CX Trailer scheme.

SCHEME RE-LAUNCHContract Cleaners

Commercial Express Quotes Limited, Units 3 & 4 Castlegate Court, Castlegate Way, Dudley, DY1 4RD

Telephone: 0845 094 2077 • www.ceqonline.co.uk • www.twitter.com/ceqonline

CommercialCombined

CX Commercial CombinedAll quotes provided by Commercial Express on this product are exclusive to one agent. We also accept manual presentations on the Commercial Combined scheme.

Current Commercial Combined Hot Trades• MetalWorkingTrades • ElectronicManufacturersandWholesalers• Gyms • UPVCManufacturers/Fitting• Engineering • ContractorsPremises

We’re Moving!Due to the rapid growth of Commercial Express we have now outgrown our current head office at Castlegate Court. We will shortly be moving to bigger, better premises just down the road and will keep you updated as and when this move takes place.