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CURRICULUM VITAE (CV)

Position, Title LECTURER

Name of Expert: DR. EDWINS BARAZA, PhD, FKIB

Date of Birth: 13th July 1967

Country of

Citizenship/Residence

Kenya

Email address edwinsbaraza@gmail.com

Cell 0722-307486/0763-307486

Profile Summary:

I am a Lecturer and Business Leader with extensive experience in the University and within the

Banking sector. Currently I lecture at Jaramogi Oginga Odinga University of Science and

Technology at the School of Business and Economics, Department of Finance and Accounting

from the year 2017. Before Joining the University, I worked as a Branch Manager and a

Business Growth and Development Manager for Equity Bank (K) Ltd, Kericho and Mumias

Branches for 8 years 10 months; I also worked at Bank of Baroda (K) Limited at Head Office-

Nairobi, Mombasa Branch, Kisumu Branch, Industrial Area Branch- Nairobi, as Manager, Head of

Audit, Head of Risk, Head of Compliance, Operations and Cash Management for 16 years and 5

months. My key areas of expertise include; Teaching and Research, Supervision, Advise, Guidance,

Counseling, Examination Coordination functions, Post-Graduate Coordination functions, Bank Operations

Management, Bank Compliance Management, Bank Audit Management processes, implementing and

executing Bank strategy and business models to deliver commercial objectives; driving major

revenue generation at the branch and bank head office; cost management; embedding robust

performance management to drive sales, service and operational excellence at the Branch level; and a

deep understanding of risk management within the Banking sector. Specialties:*Teaching and

Research * Extensive Banking Experience * Strategy Execution and Implementation * Full time

P&L management * Full time Balance sheet management *Management of Asset quality

*Assembling management teams at the branch * Customer Satisfaction and wow experience *

Business transformation * Brand Protection * Change management * Service development.

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Education: {List of College/University or other specialized education, giving names of

educational institutions, dates attended, degree(s)/diploma(s) obtained}

Name of Institution Year (From-To) Degree/Certificate

Maseno University 2011-2016 PhD in Business Administration

Kenyatta University 2002-2005 Master of Business Administration

Kenyatta University 1988-1991 Bachelor of Arts (Economics, Business

Studies & Mathematics) – 2ND CLASS

HONOURS UPPER DIVISION

St. Mary’s High School Yala 1986-1987 KACE - 3Ps,1S

Ndigwa Secondary School 1982-1985 KCE - DIVISION 1

Naya Primary School 1975-1981 KCPE

Other Useful Trainings Undertaken:

❖ NACOSTI (National Commission for Science, Technology and Innovation-Nairobi)

workshop, Phase Two, venue: Jaramogi Oginga Odinga University of Science and

Technology (Main Campus) – September 2019 - Two Days training on critical

appraisal of research proposals and bioethics.

❖ C-DELTA (Commonwealth-Digital Education Leadership Training in Action)

workshop, venue: Jaramogi Oginga Odinga University of Science and Technology

(Main Campus) – 2019 (3 Days training), Ref: JOOUST/ADM/23/1 Vol. 12 dated

10th, June 2019

❖ NACOSTI (National Commission for Science, Technology and Innovation-Nairobi)

workshop, venue: Jaramogi Oginga Odinga University of Science and Technology

(Main Campus) – 2018 (3 Days training)

❖ Phase Two of Technology-enabled Learning (TEL) Implementation Workshop

(Blended ELearning Training), venue: Jaramogi Oginga Odinga University of Science

and Technology (City Campus) – 2019 (5 Days training): Ref: JOOUST/ADM/23/1

Vol. 3

❖ NEMA (National Environment Management Authority): Regional Centre of Expertise

(RCE) meeting held at Sunset Hotel, Kisumu: Ref: NEMA/9/21/VOL.IV dated: 31st

January 2019

❖ Phase One of Technology-enabled Learning (TEL) Implementation Workshop

(Blended ELearning Training), venue: Jaramogi Oginga Odinga University of Science

and Technology (City Campus) – 2018 (5 Days training)

❖ Pedagogical Training, venue: Jaramogi Oginga Odinga University of Science and

Technology (Main Campus) – 2018 (5 Days training)

❖ Management and Development Skills(Monthly trainings), Equity Centre Nairobi

(2013-2016)

❖ Business growth and Development skills(Monthly trainings), Equity Centre Nairobi

(2010-2012) ❖ Leadership Skills(Monthly trainings), Equity Centre (2008-2009)

❖ AML(Anti-money laundering policy), Bank of Baroda (K) Ltd, New Stanley Hotel

Nairobi (2007) ❖ Risk Management Course, Grand Regency Hotel Nairobi (2007)

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❖ Branch Management Course by Kenya Institute of Bankers, Grand Regency Hotel

Nairobi (2006)

❖ Special Overseas Training for one month on Loans/Advances and International

Finance, Ahmedabad-India (2005)

❖ People Management Skills for Line Managers Organized by Kenya Institute of

Bankers, New Stanley Hotel Nairobi (2005) ❖ Cash Management, Kenya School of Monetary Studies Nairobi (2004)

❖ Lending and Documentation Processes and Procedures, Bank of Baroda (K) Limited,

Nairobi (2003)

Employment record relevant to the assignment: {Starting with present position, list in

reverse order. Please provide dates, name of employing organization, titles of positions

held, types of activities performed and location of the assignment, and contact information

of previous clients and employing organization(s) who can be contacted for references. Past

employment that is not relevant to the assignment does not need to be included)

Period Employing

Organization and

your

title/position.

Contact

information for reference

Country Summary of activities performed relevant to the

assignment

Nov2017

to date

(FULL-

TIME)

Jaramogi Oginga

Odinga

University of

Science and

Technology-

Lecturer.

Reference:

0725710874; email:

Kenya ➢ Lecturing at School of Business, Department

of Finance and Accounting

➢ Supervising Masters and PhD students in the

School of Business

➢ Examination coordinator in the school of

business, Department of Finance and

Accounting ➢ Post-Graduate coordinator, School of

Business and Economics

michael_nyagol@

yahoo.com; Dr.

Michael Nyagol,

Dean School of

Business,

Jaramogi Oginga

Odinga

University of

Science and

Technology

➢ Lead champion, Blended E-Learning Model

101, School of Business and Economics

➢ Research coordinator, School of Business

and Economics

➢ Developing curriculum for school of

Business programs

➢ Providing career advice, guidance and

counseling to the students

➢ Writing materials, handouts and presenting

information in lectures, seminars and tutorials

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2016

(PART-

TIME)

Jaramogi Oginga

Odinga

University of

Science and

Technology-Part-

Time Lecturer.

Reference:

0725710874;

email:

michael_nyagol@

yahoo.com; Dr.

Michael Nyagol,

Dean School of

Business,

Jaramogi Oginga

Odinga

University of Science and

Technology

Kenya ➢ Lecturing at School of Business and

Economics

➢ Teaching, undergraduate, diploma and

Masters students in the School of Business

and Economics ➢ Setting and marking of examinations

➢ Providing career advice, guidance and

counselling to the students

➢ Writing materials, handouts and presenting

information in lectures, seminars and

tutorials

2016 (PART-TIME)

Jomo Kenyatta

University of

Agriculture and

Technology,

Kisumu Campus,

School of Business and

Kenya ➢ Lecturing at School of Business and

Economics

➢ Teaching, undergraduate, diploma and

Masters students in the School of Business

and Economics ➢ Setting and marking of examinations ➢ Providing career advice, guidance and

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Economics:

Reference: Mr.

Henry Kisinger:

Tel:

0723440110:emai

l:Henry.Athiany

@jkuat.ac.ke

counselling to the students

➢ Writing materials, handouts and presenting

information in lectures, seminars and

tutorials

2016 (PART-

TIME)

Nairobi

University,

Kisumu Campus,

Distant Mode

Programme:

Reference: Dr.

Nicholas Kut

Ochogo,Tel:

0720367041:emai l:nochogo@yahoo . com

Kenya ➢ Lecturing at School of Education, Distant

mode programme

➢ Teaching, undergraduate, diploma and

Masters students in the School of Education,

Distant mode programme ➢ Setting and marking of examinations

➢ Providing career advice, guidance and

counselling to the students ➢ Writing materials, handouts and presenting

information in lectures, seminars and

tutorials

Sept’2008

to June

2017

Equity Bank (K)

Limited,

Reference:

0763310627,

email:

gerald.warui@eq

uitybank.co.ke

Mr. Gerald

Warui, Director

of Operations,

Equity Bank (K)

Limited, Equity

Centre, Head

Office, Nairobi

Kenya ➢ Business Growth and Development of

the Branch

➢ Development of the Bank and Brand Image

➢ Compliance functions including Policies and Procedures

➢ Growth of deposits; Profits; Advances and Loans.

➢ Staff Management

➢ Management of PaR (Portfolio at Risk)

➢ Overall Branch Management

➢ Ensuring Business Continuity of the Branch

➢ Customer Growth and Retention etc.

Mar’1992

to

Aug’2008

Bank of Baroda

(K) Limited,

Reference:

0722843022,

email:davidnyabo

ga@gmail.com;

Senior Manager,

Bank of Baroda

(K) Limited

Kenya As the Manager Risk and Compliance,

Bank of Baroda (K) Ltd:

➢ Involved in risk identification,

measurement, monitoring and

controls of the risks undertaken

by our Bank.

➢ Analysis, evaluation and management

of the Risk Appetite of the Bank.

➢ Developed and re-evaluated the

performance of the Foreign Exchange

department of our Bank.

➢ Short-term liquidity and funds

management up to 90 days. ➢ Development of the Bank’s own

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bank’

comprehensive risk management

programme (RMP) tailored to the

Bank’s needs and circumstances and

covering at least eight most common risks as per the Central Bank of Kenya

Prudential guidelines.

➢ Undertook the primary responsibility

of understanding the risks and

ensuring that the risks are appropriately managed and report

directly to the Board.

➢ Analysis of ALM tools as Maturity gap,

Interest Rate sensitivity gap, EaR,

Duration gap, Modified duration, Simulation, VaR and Stress testing.

➢ Analysis of ALM concepts as

contractual maturity and residual

maturity, core and volatile,

rate sensitive and non-sensitive

assets and liabilities as well as

behavioural pattern of assets and

Liabilities. ➢ Composite Branch rating based

on Risk profile and business

performance including assessment

of composition of credit portfolio

looking to the size and location of the branch and budgetary targets.

➢ Appraise the Committee of the

Structural liquidity Gap report;

Interest rate sensitivity gap report

and Earning at Risk vis-à-vis ALM Policy of the Bank

➢ Developed Anti Money Laundering (AML) policy of the Bank.

➢ Development/revision of the

Operational Procedure manual

of the Bank.

➢ Estimation of Duration of Equity (DOE) of

management framework.

As the Manager Customer care;

Operations and administration,

Bank of Baroda (K) Ltd

➢ Involved in business development;

Customer Centricity and

Service Provision; Customer

satisfaction and delight;

Operational risk compliance;

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staff performance and development;

Customer complaints and

compliments; ensure adherence to KYC norms.

➢ Involved in overseeing loan

documentations; recoveries

and debt collections; monitoring;

loan proposals and customer advise on behalf of the Bank.

➢ Responsible for and instrumental

in the implementation of our

Bank’s strategies and policies

on customer care processes and

programs and ensuring that they

are functioning efficiently and effectively.

➢ Overseeing Foreign Exchange

Market Operations and

management, fixation of

foreign exchange rates and

advising the bank customers

on foreign exchange fluctuations.

As the Manager Audit,

Bank of Baroda (K) Ltd:

➢ Responsible for conducting

Internal Audit for all Branches

of our Bank; Coordinating

Snap/ Revenue Audit and Computer Audit functions.

➢ Attending to all Audit reports

received from Branches for

Head Office comments and

ensure compliance/rectification

of irregularities/observations made in respect of all audit work conducted

➢ Co-ordinates and liaises with

the reconciliation department

of the Bank to ensure complete

compliance and in ascertaining the accuracy of the entries made.

➢ Attending to Audit Committee

of Board by preparing the agenda

and minutes and follow up on comments and directives of the

Audit Committee of Board.

➢ Follow-up and coordinate on external Inspection by

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Central Bank of Kenya, Statutory

auditors and others and ensure

compliance to statutory, regulatory, internal and other guidelines

➢ Other duties included preparation

of statements and returns of

quarterly white sheets to Central

Office; Annual review of frauds

to Central Office and attending to

and follow up on Internal Audit returns from Branches.

➢ Reporting and follow up of fraud

cases and suits filed

against the Bank; Updating,

circulation and maintenance

of Bank’s authorized signatories;

lost instruments circulars and

customer complaints.

Technical Skills:

❖ Good knowledge of computers and ability to use it

Membership in Professional Associations and Publications:

Membership:

❖ Fellow of the Kenya Institute of Bankers (FKIB)

Publications:

a) Journals

1. Baraza, Edwins (2005), Controlling Loan Quality: The performance of non- performing

loan portfolios in Kenya

2. Baraza Edwins et al (2016),Effect of corporate governance on total income due to non-

performing asset portfolios in the banking sector: A case of commercial banks in Kenya

3. Baraza, Edwins (2005), Effect of corporate governance on liquidity due to non-

performing asset portfolios in the banking sector: A case of commercial banks in Kenya

4. Baraza, Edwins et al (2016), Effect of corporate governance on profitability due to non-

performing asset portfolios in the banking sector: A case of commercial banks in Kenya

5. Baraza, Edwins et al (2017), Effect of corporate governance on liquidity due to non-

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performing asset portfolios in the banking sector: A case of commercial banks in Kenya

6. Baraza Edwins et al (2019), The Influence of language and literacy in opening up

education of an African child: A case of Kenya

7. Baraza, Edwins et al (2019), Greening Decent Employment Opportunities for Kenya’s

Youth

b) Books:

1. BUSINESS FINANCE. THE GROWTH DRIVER. A handbook for University

Education. Stage: FINAL CHAPTER

Internal Examination of Students:

1. 7th July 2018: MBA Thesis, Ref: Jooust/AA/BPS/IE/603, Effect of lending policies on loan

performance of selected commercial banks in Kenya: A Case of selected banks in Kisii town:

Abugah Manono Wesley: B151/4160/2014

2. 24th January, 2018: MBA Thesis, Ref: Jooust/AA/BPS/IE/616, Effect of liquidity risk

management on Performance of commercial banks in Kenya: A comparative study

between National bank and Equity bank: Aloys Jared Oganda: B151/4003/2016

3. 24th July, 2018: MBA Thesis, Ref: Jooust/AA/BPS/IE/616, Influence of inventory

Management on operations performance: A case of Kenya medical Supplies authority,

Nairobi, Kenya: Amondi Mary Apiyo: B152/4457/2014

4. 4th October, 2018: PhD Thesis, Ref: Jooust/AA/BPS/IE/719, Influence of Accounting

Security Threats on the relationship between computerized Accounting Systems and

Audit Risk Management in the Public Sector Institutions: Julius Otieno Polo: B161/4190/2016

5. 30th October, 2018: MBA Thesis, Ref: Jooust/AA/BPS/IE/721, Influence of micro finance

services on financial performance of small and medium Enterprises in Kisii town, Kenya:

Ondimu Jackline: B152/4220/2015

6. 18th October, 2018: PhD Thesis, Ref: Jooust/AA/BPS/IE/738, Influence of credit accessibility

on growth of small And medium enterprises in Kisumu County, Kenya:

Sati William Oloo: B161/4510/2013

7. 20th September 2019: MBA Thesis, Ref: Jooust/AA/BPS/IE/855, Influence of Microfinance

Services on the performance of Microfinance Institutions in Siaya County by Omulo Michael

Owuor-B151/4099/2016

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SUPERVISIONS:

MASTERS (MBA):

1) Cheril Atieno Ariko: B/152/4311/2015. Influence of Public Procurement principles

on the performance of county governments in Kenya.

A case of county government of Kisumu. Final Defence Stage

2) Gordon Ochieng’ Onuong’a: B151/4236/2018: Controlling Quality of personal loans and its

effects on the performance of Commercial Banks in Siaya county, Kenya:

A case of Bondo sub-county Kenya, in Siaya. Final Defence Stage

3) David Nyabuga Orori: B/161/4073/2017: Influence of public Debt Management and

Restructuring on the performance of government securities in Kenya.1st Supervisor:

Dr. Vitalis Abuga Mogwambo. Final Defence Stage

4) Abel Benson Barasa: B/151/4334/2018. Strategic Capabilities and Performance

of selected Commercial Banks in Kenya. Data Collection Stage

5) Millicent Akombo: B/151/4123/2019. Influence of Capital Structure decisions

on financial performance of sugar manufacturing firms in Western Kenya. Data Collection Stage

6) John Omondi Onyango: B151/4144/2017: Influence of Inventory Management Techniques

on the performance of public health hospitals in Kisumu, county, Kenya. Data Collection Stage

7) Muga Erick Omollo: B151/4026/2019: Assessment of budgeting techniques and

their influence on budget performance. 2nd Supervisor: Dr. Michael Nyagol. Data Collection Stage

8) Odero Rebecca Akumu: B151/4392/2016: Effect of Financial Planning on growth of small

And medium enterprises in the central business district, Kisumu town: 2nd Supervisor:

Dr. Vitalis Abuga Mogwambo. Data Collection Stage.

DOCTOR OF PHILOSOPHY (PhD):

1) Tom Abonyo Ajigo: B161/4275/2015: Influence of virtual banking on performance of

Financial institutions: A case of Commercial Banks in Kenya. Data collection stage.

2) Peter Wabwire Okello: B161/4037/2019. Influence of corporate governance on the

Performance of private universities in Kenya. Data collection stage

3) Hellen Anyango Ogollah: B162/4015/2016: Effects of supply chain management practices

On performance of public healthcare facilities: A case of Kisumu county. 2nd Supervisor:

Dr. Carolyne Koech. Data collection stage.

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Language Skills {Indicate only languages in which you can work}:

Language Speaking Reading Writing

English Excellent Excellent Excellent

Kiswahili Excellent Excellent Excellent

Luo Excellent Excellent Excellent

Expert’s contact information: email: edwinsbaraza@gmail.com; Cell: (+254) 0722307486

or 0763307486

References:

1) Prof. Steven Agong’

The Vice-Chancellor

Jaramogi Oginga Odinga University

Bondo

Cell:0722760538

2) Dr. Michael Nyagol

Dean

School of Business and Economics

Jaramohgi Oginga Odinga University

Bondo

Cell: 0725710874

3) Duncan Owino Sino

Branch Manager

Equity Bank

Awendo Branch

Cell:0722837997

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