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24-03-2014 Current and future payment ecosystems Olivier Maas Worldline R&D – Trusted Services

Current and future payment ecosystems - World Wide Web ... · Current and future payment overview… 11 EMV Offline “Card present” App App EMV Payment App SE EMV Payment App POS

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Page 1: Current and future payment ecosystems - World Wide Web ... · Current and future payment overview… 11 EMV Offline “Card present” App App EMV Payment App SE EMV Payment App POS

24-03-2014

Current and future payment ecosystems

Olivier Maas

Worldline R&D – Trusted Services

Page 2: Current and future payment ecosystems - World Wide Web ... · Current and future payment overview… 11 EMV Offline “Card present” App App EMV Payment App SE EMV Payment App POS

Current and future payment overview…

2

Buyer Seller

Page 3: Current and future payment ecosystems - World Wide Web ... · Current and future payment overview… 11 EMV Offline “Card present” App App EMV Payment App SE EMV Payment App POS

Current and future payment overview…

3

Buyer Seller

Page 4: Current and future payment ecosystems - World Wide Web ... · Current and future payment overview… 11 EMV Offline “Card present” App App EMV Payment App SE EMV Payment App POS

Current and future payment overview…

4

Buyer Seller

EMV Payment

App

SE EMV

Payment App

POS

Page 5: Current and future payment ecosystems - World Wide Web ... · Current and future payment overview… 11 EMV Offline “Card present” App App EMV Payment App SE EMV Payment App POS

Current and future payment overview…

5

Buyer Seller

EMV Payment

App

SE EMV

Payment App

POS

EMV Offline

“Card present”

Page 6: Current and future payment ecosystems - World Wide Web ... · Current and future payment overview… 11 EMV Offline “Card present” App App EMV Payment App SE EMV Payment App POS

Current and future payment overview…

6

Buyer Seller

EMV Payment

App

SE EMV

Payment App

POS

EMV Offline

“Card present”

Good old EMV payment…

Page 7: Current and future payment ecosystems - World Wide Web ... · Current and future payment overview… 11 EMV Offline “Card present” App App EMV Payment App SE EMV Payment App POS

Current and future payment overview…

7

Buyer Seller

EMV Payment

App

SE EMV

Payment App

POS

EMV Offline

“Card present”

Sure?

Page 8: Current and future payment ecosystems - World Wide Web ... · Current and future payment overview… 11 EMV Offline “Card present” App App EMV Payment App SE EMV Payment App POS

Current and future payment overview…

8

Buyer Seller

EMV Payment

App

SE EMV

Payment App

POS

EMV Offline

“Card present”

App

Page 9: Current and future payment ecosystems - World Wide Web ... · Current and future payment overview… 11 EMV Offline “Card present” App App EMV Payment App SE EMV Payment App POS

Current and future payment overview…

9

Buyer Seller

EMV Payment

App

SE EMV

Payment App

POS

EMV Offline

“Card present”

App App

Page 10: Current and future payment ecosystems - World Wide Web ... · Current and future payment overview… 11 EMV Offline “Card present” App App EMV Payment App SE EMV Payment App POS

Current and future payment overview…

10

EMV Offline

“Card present”

App App

EMV Payment

App

SE EMV

Payment App

POS

Buyer Seller

Page 11: Current and future payment ecosystems - World Wide Web ... · Current and future payment overview… 11 EMV Offline “Card present” App App EMV Payment App SE EMV Payment App POS

Current and future payment overview…

11

EMV Offline

“Card present” App App

EMV Payment

App

SE EMV

Payment App

POS

Buyer

Web Browser

Good old web payment!

Page 12: Current and future payment ecosystems - World Wide Web ... · Current and future payment overview… 11 EMV Offline “Card present” App App EMV Payment App SE EMV Payment App POS

So, EMV or web payment?

12


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