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PROJECT ON .NET CREDIT SCORING ENGINE.
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CREDIT SCORING ENGINE
CONTENTS
1.ABSTRACT
2. INTRODUCTION
3. DESIGN PRINCIPLES & EXPLANATION
3.1. MODULES
3.2. MODULE DESCRIPTIOIN
4. PROJECT DICTIONARY
4.1. DATAFLOW DIAGRAMS
5. FORMS & REPORTS
5.1. I/O SAMPLES
6. BIBILIOGRAPHY
1.ABSTRACT
Main aim of the project is to develop a system which takes
some data for validation
& Check the validity of the data by comparing the data values present
in the database.
The importance of this is to check whether the customer
is in a position to have a credit card. It checks whether the client is
applying for the credit card is under the constraints mentioned for the
credit card he is applying for.
In this application there are two phases. In the first
phase, which is discussed above,
is finding the capabilities of the customer. Where as the second phase
is the scorecard, which is giving points to each credit card holder,
whenever he does any transaction through it. For each time of the
transaction different score of points are recorded in the database. The
engine works automatically whenever the transaction is done by the
cardholder and increases points. Using this the credit card provider can
easily fetch the list of those customers who are responsible for the
credit values of each customer increases after obtaining certain points.
2. INTRODUCTION
To develop a system which takes some data for validation and
Check validity of data by comparing the data values present in the
Database.
The importance of this is to check whether the customer is in a
Position to have credit card. It checks whether the client is applying for
a credit card is under the constraints mentioned for the credit card to
Which he is applying for. In this application there are two phases. In the
First phase, which is discussed about finding the capabilities of the
Customer where as the second phase is about the score card which is
Giving points to each credit card holder whenever he does any
Transaction to it.
For each type of transactions different scores are recorded in the
Database. The engine works automatically whenever a transaction is
Done by the cardholder and increases his points. Using this the credit
Card provider can easily fetch those customers who are responsible for
Their credits. By this action the credit values of each customer
Increases after obtaining certain points.
Credit card providers for can use this application easy
Maintenance of the customers so that neither the customer nor the
Provider will have any injustice to their work that they are doing. This
Application is developed as a generic application that can be developed
For any other organization.
3. DESIGN PRINCIPLES & EXPLANATION
3.1. MODULES
The project mainly consists of 4 modules.
1.Administrator
2.Manager
3.Official User
4.Applicant (customer)
3.2. MODULE DESCRIPTIOIN
Administrator:
For security purpose administrator gives user id and
passwords to the managers and officials.
Final acceptance for the application is done by
management
Manager:
Creates and manages the card details. He is the one who
decides whether the applicant can be given the appropriate card or
not. Fixes up some rules and regulations. Specifies some constraints.
Official User:
He enters the customer details. Gets the information about
the person gives to the manager. Finally with the permission of
manager grants the card.
He is the one who provides the card to the applicant.
He also maintains the credit card transactions.
Applicant:
The person who applies for a credit card and uses it
4. PROJECT DICTIONARY
4.1. DATAFLOW DIAGRAMS
Administrator
login
Administrator
Gives id & password to managers& officials
D
Final acceptance for the application
logout
Manager
manager
login
Enters customer details
Logout
D
Official
Official
login
Validitycheck
DManages process
D
logout
Overview of the project
login
Official ManagerAdministrator
Assignsprocess
login
Designsprocess
Manages process
Validitycheck D
D D
D
5. FORMS & REPORTS
5.1. I/O SAMPLES
SKHR BANKCards provided by the bank
TYPE OF CARD DETAILS
SKHR BANK
_________________________________
LOGIN
Emp id:
Password:
Designation:
SKHR BANK Cash deposit List of application forms
6. BIBILIOGRAPHY
System analysis and Design
Senn
Fundamentals of Database Systems Elmasri
Software Engineering Concepts Robert Pressman
The Java Tutorial Continued Tutorial Team
JSP Complete Reference Phil Hanna
HTML Black Book Steven Holzner
