Creating A StrongFinancial Plan

LOGOPhone # & URL

FPO

PLANNING FOR THE ROAD AHEAD

• Focus on your specific

needs and goals

• Use those to shape

decisions on your

investment, retirement,

education, taxes,

insurance and estate

planning

• The path to financial

security can be

challenging

• A customized, unbiased proposal based on your unique needs, resources and goals

• Practical strategies to navigate the complexities of your financial life, building on strengths and addressing weaknesses

• Flexibility to handle the good, bad and unexpected in personal and professional lives

• Help monitoring and revising to meet your goals as well as your lifestyle

WHAT TO EXPECT IN A FINANCIAL PLAN

• Integrate tax considerations within the entire financial plan

• Consider how decisions affect other areas of the plan

• Identify and address areas of risk in the plan

• Apply all of the objectivity, integrity and diligence you expect from a CPA

A CPA FINANCIAL PLANNER’S APPROACH

A clear understanding of where you are, and where you want to be

WHAT ARE YOUR NEEDS

• Income tax planning and preparation

• Estate planning

• Retirement planning

• Investment planning

• Education planning

• Strategic business planningand consulting

• Risk management planning

INCOME TAX PLANNING & PREPARATION

Impacts of tax-law changes

Short-and long-term planning

Reducing future liability

Dealing with the IRS

ESTATE PLANNING

Review wills, trusts and retirement plans

Keep all documents up to date

Preserve assets for the next generation and reduce tax liability

Honor your wishes

RETIREMENT PLANNING

What does your retirement dream look like?

How much is needed toget there?

Primary sources of retirement income and distribution models

Tax-efficient financial choicescan be considered

INVESTMENT PLANNING

Risk tolerance

Asset allocation and cash flow

Investment options

Tax implications

Strategies for financial setbacks or windfalls

EDUCATION PLANNING

Strategies for consideration

Tax credits and deductions

Involving your children

Updating your plan to reflect life event changes

BUSINESS PLANNING

A realistic business plan

Organizational structure

Financing

Employee benefits, executive compensation, retirement plans, insurance and other considerations

Integration with personal financial goals and plan

RISK MANAGEMENT PLANNING

Protection of assets

Understanding liability in business ventures

Impact of loss on income or assets

World events, both natural and man-made

SELECTING A FINANCIAL PLANNER

Relationship and trust

Education, qualifications and credentials

Complex tax knowledge

Year-round availability

QUESTIONS

THANK YOU

LOGOPhone # & URL

FPO