CORE BANKING SOLUTIONCORE BANKING SOLUTION

(CBS)(CBS)

Presented byPresented by

Dinesh.NDinesh.N

IInd Year – MBA (BT)IInd Year – MBA (BT)

ROAD MAPROAD MAP Introduction Introduction Traditional Banking systemTraditional Banking system Before Core Banking Solution Before Core Banking Solution – – Local Computerization Local Computerization Need of Core Banking Solution Need of Core Banking Solution Architecture of Core Banking Solution Architecture of Core Banking Solution Data Base Tire Data Base Tire Application TireApplication Tire Presentation TirePresentation Tire Help DeskHelp Desk ConclusionConclusion

INTRODUCTIONINTRODUCTION

Traditional Banking SystemTraditional Banking System

CASH COUNTERCASH COUNTER ACCOUNTANT ACCOUNTANT MANAGERMANAGER RECEIPTSRECEIPTS WITHDRAWALSWITHDRAWALS LOANSLOANS

FIRST STEP TOWARDS FIRST STEP TOWARDS COMPUTERIZATIONCOMPUTERIZATION Local ServerLocal Server Local DatabaseLocal Database Local ApplicationLocal Application All House Keeping Work All House Keeping Work Report GenerationReport Generation ValidationValidation Branch is overloaded with heavy workBranch is overloaded with heavy work

NEED FOR CBSNEED FOR CBS

Tremendous increase in the Customer VolumeTremendous increase in the Customer Volume Huge no. of day to day TransactionHuge no. of day to day Transaction Need for 24/7 ServiceNeed for 24/7 Service Influence of Internet and Mobile Influence of Internet and Mobile Branch free TransactionBranch free Transaction Enhanced service in less timeEnhanced service in less time Rapid increase in competition among banksRapid increase in competition among banks

CORE BANKING SOLUTIONCORE BANKING SOLUTION

CBS is a Three Tire ArchitectureCBS is a Three Tire Architecture Data Base TierData Base Tier Application TierApplication Tier Presentation TierPresentation Tier

VARIOUS CBS PLATFORMS VARIOUS CBS PLATFORMS

COMPANYCOMPANY PRODUCTPRODUCT

INFOSYSINFOSYS FINACLE 10FINACLE 10

IFLEX IFLEX FLEXCUBE FLEXCUBE

TCS TCS BANCSBANCS

CBS CONNECTIONCBS CONNECTION A Central Data base Centre A Central Data base Centre All Circle Office are Connected to the All Circle Office are Connected to the

Central Data Base Centre which acts as an Central Data Base Centre which acts as an application Tierapplication Tier

All end users connected in the Presentation All end users connected in the Presentation LayerLayer

Branches Branches

ATMATM

Internet InterfaceInternet Interface

DATA BASE TIERDATA BASE TIER

SAN Storage SAN Storage Data Base of Core Banking Data Base of Core Banking Two Unix Servers with Oracle RDBMSTwo Unix Servers with Oracle RDBMS CENTRAL SERVER will be installed at the CENTRAL SERVER will be installed at the

DATA CENTERDATA CENTER Central Server is Connected with Circle Central Server is Connected with Circle

OfficesOffices All Branch Servers are Connected with All Branch Servers are Connected with

Circle OfficeCircle Office

DATA BASE TIER & DATA BASE TIER & APPLICATION TIERAPPLICATION TIER

APPLICATION TIERAPPLICATION TIER

NETWORK COMPONENT WITH THE CIRCLE NETWORK COMPONENT WITH THE CIRCLE OFFICESOFFICES

INDIVIDUAL SERVERS WITH THE INDIVIDUAL SERVERS WITH THE BRANCHESBRANCHES

PROCESS AND APPLICATION AREPROCESS AND APPLICATION ARE MADE IN THE CIRCLE OFFICEMADE IN THE CIRCLE OFFICE

WAN FOR CBS WAN FOR CBS Data Centre Circle Offices & BranchesData Centre Circle Offices & Branches

PRESENTATION TIERPRESENTATION TIER

ALL BRANCH SERVERS ALL BRANCH SERVERS

ATM CENTRESATM CENTRES

NET BANKINGNET BANKING

MOBILE BANKINGMOBILE BANKING

PRESENTATION TIERPRESENTATION TIER

BANK FUNCTIONSBANK FUNCTIONS

SUMMARY OF CBSSUMMARY OF CBS

Total CBS Divided into three layersTotal CBS Divided into three layers Each branch can operate all functions in Each branch can operate all functions in

the CBSthe CBS All operations can done in any branchAll operations can done in any branch Data Centre take care of Data Data Centre take care of Data

Warehousing activities Warehousing activities

CONCLUSIONCONCLUSION

Bank’s perspectiveBank’s perspective Design can be modified quickly and data mining Design can be modified quickly and data mining

can be done instantaneously.can be done instantaneously. Can Increase the customer base into may foldersCan Increase the customer base into may folders 24/7 banking thru e-service 24/7 banking thru e-service A branch’s customer becomes a bank’s customer A branch’s customer becomes a bank’s customer

Employee’s perspectiveEmployee’s perspective Most of the Data Analysis and processingMost of the Data Analysis and processing

work are shifted to circle office and datawork are shifted to circle office and data

centrecentre

Thank YouThank You