Conveyance & Deemed Conveyance of Land or Property

8/10/2019 Conveyance & Deemed Conveyance of Land or Property

http://slidepdf.com/reader/full/conveyance-deemed-conveyance-of-land-or-property 1/37

CA . RAMESH S. PRABHU

(Chairman) M S W A

CONVEYANCE &CONVEYANCE &

DEEMED CONVEYANCEDEEMED CONVEYANCE



M O F A, 1963

• CONSTRUCTION BOOM IN THE 60’S

• FLAT PURCHASERS WERE

UNPROTECTED• BUILDERS TOOK FULL ADVANTAGE

• MANY IRREGULARITIES SURFACED

• GOVT. IMPLEMENT AN ACT IN 1963

• KNOWN AS M O F A, 1963



UNDER M O F A, 1963UNDER M O F A, 1963

•Flat Owners get Statutory Rights

•Can demand Building relevantpapers

•Get the Agreement Registered

• Agreement in Specific Format

•Maintain property till societyformed



MOTHER OF FLAT ACTMOTHER OF FLAT ACT

MAHARASHTRA OWNERSHIP FLAT ACT, 1963

MAHARASHTRA OWNERSHIP FLAT ACT, 1963

Appi!a"#

A O$#r

Mahara%h&ra

Appi!a"#

A O$#r

Mahara%h&ra

R#a&#' &

Onin* + a!-irin*

Ri*h&%

R#a&#' &

Onin* + a!-irin*

Ri*h&%

Cn!#rn#'i&h Fa&%

Cn!#rn#'i&h Fa&%

A !nn#!&#'

C#n&ra S&a&#

/a% appi!a"#

A !nn#!&#'

C#n&ra S&a&#

/a% appi!a"#

Fr##h' Ri*h&%

Fr##h' Ri*h&% /#a%#h' Ri*h&%

/#a%#h' Ri*h&%



4) MOFA : INDEPENDENT UNITS

4) MOFA : INDEPENDENT UNITS

Pr$i'#' r a*r##' & "# pr$i'#' "0 &h# Prm&#r

&h# P-r!ha%#r 2r a Cn%i'#ra&in

Pr$i'#' r a*r##' & "# pr$i'#' "0 &h# Prm&#r

&h# P-r!ha%#r 2r a Cn%i'#ra&in

R#%i'#n&ia

Fa&

R#%i'#n&ia

Fa&Shp

Shp ara*#

ara*# B-n*a

B-n*a4n'-%&ria

aa

4n'-%&ria

aa

D#$#p#'

P&

D#$#p#'

P&

An0 Cn%&r-!&#'

r & "# Cn%&r-!&#'

S&r-!&-r#

An0 Cn%&r-!&#'

r & "# Cn%&r-!&#'

S&r-!&-r#

An0 P#rman#n&

S&r-!&-r#

An0 P#rman#n&

S&r-!&-r#O22i!#

O22i!#





OBLIGATION OF THE BUILDEROBLIGATION OF THE BUILDER

1. Enter into Agreement2. Registration of Agreement3. Receive the Flat

Consideration4. Hand over the Possession

of at as agreed

1. Enter into Agreement2. Registration of Agreement3. Receive the Flat

Consideration4. Hand over the Possession

of at as agreed

Contractual !ligationsContractual !ligations "tatutor# !ligations"tatutor# !ligations

1. Register Agemt on Recei$t o2. Com$lete the 'uilding in all3. Provide .C.( '.CC.4. Provide Common Facilities

). *ater Connection+. Electric connection,. -isclose the information. Provide all -ocuments/. Registration of "ociet# 0 eg1%.Providing Conve#ance

1. Register Agemt on Recei$t o2. Com$lete the 'uilding in all3. Provide .C.( '.CC.4. Provide Common Facilities

). *ater Connection+. Electric connection,. -isclose the information. Provide all -ocuments/. Registration of "ociet# 0 eg1%.Providing Conve#ance



P

•Meaning of Conveyance :

It’s the Document confirming thetransfer of title

•Objects :

–

To become the legal owner – To make entries in Govt. Records

– To have free and marketable title

CONVEYANCE



• Transfer of Ownership Rights over Transfer of Ownership Rights overthe land it is constructed onthe land it is constructed on

• All Commercial benefits come to All Commercial benefits come toSocietySociety

• Appreciation of Property …….as also Appreciation of Property …….as also

•

Loan can be raised by mortgageLoan can be raised by mortgage

•Balance F S I can be retainedBalance F S I can be retained

•Permission for redevelopmentPermission for redevelopment

possiblepossible

ADVANTAGE OF CONVEYANCE



HAVE YOU READ SOMETHING LIKE THIS ?

May be a very few cases !



Dn<& ai& 2r a Si&-a&in

/i=# &hi% & Happ#n >>

V

What in case if this happens?



DOCUMENTS REQUIRED FORDOCUMENTS REQUIRED FORCONVEYANCECONVEYANCE

•Society Reg. Cert : With Society•Stamp Duty & Reg Paid Proof : Eachindividual• Agreement for Sale : Promoter toPurchaser•Commencement Cert : Municipal Authority•

C C / O. C : Concerned Authority toBuilder• Approved Building Plan : Municipal Authority•

7/12 Extract : Tahsildar /Concerned Auth



DOCUMENTS REQUIRED FORDOCUMENTS REQUIRED FORCONVEYANCECONVEYANCE

•Form No 6 Mutation Entry : RevenueOffice•Search Report / Title Clearance :

Advocate•Index II : Sub Registrar of Assurances•Property Card : Thasildar•N A Order : Collector of Districts

•Development Agreement : Land Ownerto Builder•Conveyance Deed or Sale deed : Builderto Society



Mah.Ownership Flat Act, 1963

•U/s 11. Promoter /Builder to completeconveyance of land & building tosociety

•

Promoter/builder to rectify, executeand deliver all relevant documents oftitle

•Execute conveyance within 4 monthsfrom the registration of society

•U/s 13. Non-conveyance is an offence

•Punishment :3 yrs Jail or fine or both



U/S11. TO CONVEY LAND AND BUILDING TO THE LEGALENTITY WITHIN PRESCRIBED TIME &DELIVER RELEVANT DOCUMENTS.


/#*a R#m#'i#%

E?i%&in* &i 57

/#*a R#m#'i#%

E?i%&in* &i 57

Ci$i C-r&

U+Sp#!i2i! R#i#2

A!&, 1963

Ci$i C-r&

U+Sp#!i2i! R#i#2

A!&, 1963

Am#n'm#n& & R-#% #r# ma'# & imp#m#n& &h# 2-n!&inin*

2 Cmp#&#n& A-&hri&0 an' MOF (Am#n'm#n&) R-#%, 51 n&i2i#'

Am#n'm#n& & R-#% #r# ma'# & imp#m#n& &h# 2-n!&inin*


@-a%i -'i!ia A-&hri&0 a% p#r

MOFA;Am#n'm#n&;58


MOFA;Am#n'm#n&;58

Cn%-m#r C-r&

U+ Cn%-m#r

Pr&#!&in A!&, 1986

Cn%-m#r C-r&

U+ Cn%-m#r

Pr&#!&in A!&, 1986

Crimina C-r&

U+S;13 2

MOFA 1963

Crimina C-r&

U+S;13 2

MOFA 1963

D0.Di%&.R#*r,

C.A n&i2i#'

a% Cmp#&#n&

A-&hri&0

D0.Di%&.R#*r,

C.A n&i2i#'

a% Cmp#&#n&

A-&hri&0



REMEDIES WITH COMPETENT AUTHORITYREMEDIES WITH COMPETENT AUTHORITY

FOR 4O/A4ON OF SAUOR OB/4A4ONS B HE

PROMOER FOR HE COMMON BENEF4 OF F/A BUERS

FOR 4O/A4ON OF SAUOR OB/4A4ONS B HE

PROMOER FOR HE COMMON BENEF4 OF F/A BUERS

U/s.5.

Disclosure of

Information

of Money

Collectedfor a Particular

Purpose

U/s.5.

Disclosure of

Information

of Money

Collectedfor a Particular

Purpose

U/s.10.

Formation of

Leal entity to

Manae

Common

!er"ices#$rea % Facilities

after

Disposin

&0' units

U/s.10.

Formation of

Leal entity to

Manae

Common

!er"ices#$rea % Facilities

after

Disposin

&0' units

U/s11.

(o Con"ey

Land

and )uildin

to t*e Leal +ntity

,it*in -

mont*s % Deli"er

Documents.

U/s11.

(o Con"ey

Land

and )uildin

to t*e Leal +ntity

,it*in -

mont*s % Deli"er

Documents.

U/s 1- % 15(o Inform

Local $ut*ority

to Dear (*e

Promoter from

Construction$cti"ity for

ne2t 5 years

on con"iction

y court on

M3F$ "iolation.

U/s 1- % 15(o Inform

Local $ut*ority

to Dear (*e

Promoter from

Construction$cti"ity for

ne2t 5 years

on con"iction

y court on

M3F$ "iolation.



U+S. 7 D4SC/OSURE OF 4NFORMA4ON B HE PROMOER U+S. 7 D4SC/OSURE OF 4NFORMA4ON B HE PROMOER

CO//ECED MONE FROM HE F/A BUERS FOR FO//OW4N

PURPOSE OHER HAN SA/E CONS4DERA4ON+ COS OF

F/A O BE D4SC/OSED AND ACCOUN SAEMEN O BE PRO4DED..

CO//ECED MONE FROM HE F/A BUERS FOR FO//OW4N

PURPOSE OHER HAN SA/E CONS4DERA4ON+ COS OF

F/A O BE D4SC/OSED AND ACCOUN SAEMEN O BE PRO4DED..

Pa0a"# &

A-&hri&i#% 2r %#r$i!#

Pa0a"# &

A-&hri&i#% 2r %#r$i!#

Fr a? Pa0m#n&%

Fr a? Pa0m#n&%

FrMain&#nan!#

FrMain&#nan!#

Fr Cmmn /#*a En&i&0Fr Cmmn /#*a En&i&0

1.D#$#pm#n&

Char*#%5.Wa&#r M#&#r

D#p%i&

3.E#!&i! D#p%i&

. Pr#mi-m &

A-&hri&i#% #&!

1.D#$#pm#n&

Char*#%5.Wa&#r M#&#r

D#p%i&

3.E#!&i! D#p%i&

. Pr#mi-m &

A-&hri&i#% #&!

1. BMC;Prp.a?

5. N.A a?3. S&amp D-&0

. R#*n F##%

7. MA D#p%i&

6. S#r$.a?

D#p%i&

1. BMC;Prp.a?

5. N.A a?3. S&amp D-&0

. R#*n F##%

7. MA D#p%i&

6. S#r$.a?

D#p%i&

1. Wa&#r Ch*%

5. E#!&.Ch*%3. Cmm. R#pair%

. S#r$i!# !h*%

7. 4n%-ran!#

6. Cmmn

S#r$i!#%

1. Wa&#r Ch*%

5. E#!&.Ch*%3. Cmm. R#pair%

. S#r$i!# !h*%

7. 4n%-ran!#

6. Cmmn

S#r$i!#%

1.Shar# Mn#0

5.Cn$0 Ch*%3.Crp-% F-n'

.A'$. Main&.

7./#*a F##%

6.O&h#r%

1.Shar# Mn#0

5.Cn$0 Ch*%3.Crp-% F-n'

.A'$. Main&.

7./#*a F##%

6.O&h#r%



U+S.1. FORMA4ON OF /EA/ EN4 .

(MOFA;MOHER OF F/AS AC)

U+S.1. FORMA4ON OF /EA/ EN4 .

(MOFA;MOHER OF F/AS AC)

(3 M$4$+ C3MM34 !+6VIC+!#$6+$ % F$CILI(I+! $F(+6 DI!P3!I4 &0' U4I(! )7 P63M3(+6!

(3 M$4$+ C3MM34 !+6VIC+!#$6+$ % F$CILI(I+! $F(+6 DI!P3!I4 &0' U4I(! )7 P63M3(+6!

S!i#&0 r

F#'#ra&in

S!i#&0 r

F#'#ra&in

Mah.C;p.

S!.A!&, 196

A& D0. R#*r.

Mah.C;p.

S!.A!&, 196

A& D0. R#*r.

Cmpan0Cmpan0 Cn'mini-mCn'mini-mO&h#r

/#*a En&i&0

O&h#r

/#*a En&i&0

Cmpani#% A!&,

1976 a& ROC

Cmpani#% A!&,

1976 a& ROC

Mah. Apr&.

On. A!&, 19

A& S-";R#*r.

Mah. Apr&.

On. A!&, 19

A& S-";R#*r.

A%%!ia&in

-+SRA, 186

A%%!ia&in

-+SRA, 186

r-%&

-+BP,197

r-%&

-+BP,197

Firm%

-+4PA, 1935

Firm%

-+4PA, 1935

PSU U

-+A!& 2 Pim&

PSU U

-+A!& 2 Pim&

O&h#r%

//P #&!.

O&h#r%

//P #&!.





/#*a R#m#'i#%

E?i%&in* &i 57

/#*a R#m#'i#%

E?i%&in* &i 57

Ci$i C-r&

U+Sp#!i2i! R#i#2

A!&, 1963

Ci$i C-r&

U+Sp#!i2i! R#i#2

A!&, 1963

Am#n'm#n& & R-#% #r# r#-ir#' & imp#m#n& &h# 2-n!&inin*


Am#n'm#n& & R-#% #r# r#-ir#' & imp#m#n& &h# 2-n!&inin*



MOFA;Am#n'm#n&;57


MOFA;Am#n'm#n&;57

Cn%-m#r C-r&

U+ Cn%-m#r

Pr&#!&in A!&, 1986

Cn%-m#r C-r&

U+ Cn%-m#r

Pr&#!&in A!&, 1986

Crimina C-r&

U+S;13 2

MOFA 1963

Crimina C-r&

U+S;13 2

MOFA 1963

D0.Di%&.R#*r,

C.A n&i2i#'

a% Cmp#&#n&

A-&hri&0

D0.Di%&.R#*r,

C.A n&i2i#'

a% Cmp#&#n&

A-&hri&0



11) AMENDMENT IN MOFA IN 2008- PURPOSE11) AMENDMENT IN MOFA IN 2008- PURPOSE

1. pr$i'# a Cmp#&#n& (@-a%i -'i!ia) A-&hri&0

in a''i&in & #?i%&in* /#*a R#m#'i#%.

5. r'#r 4mp#m#n& &h# r#m#'ia %&#p% "0

Cmp#&#n& A-&hri&0 in &h# !mmn

in&#r#%& 2 2a& "-0#r%.

1. pr$i'# a Cmp#&#n& (@-a%i -'i!ia) A-&hri&0

in a''i&in & #?i%&in* /#*a R#m#'i#%.

5. r'#r 4mp#m#n& &h# r#m#'ia %&#p% "0

Cmp#&#n& A-&hri&0 in &h# !mmn

in&#r#%& 2 2a& "-0#r%.

U+% 7A 2 MOFA n& "# &h# ran= 2 (D D R)

Di%&. D0.R#*i%&rar 2 C;p.S!. a% p#r N&i2i!a&in

Da&#'. 57;6;8, ha$# "##n n&i2i#' & "# Cmp#&#n&

A-&hri&0 2r &h#ir r#%p#!&i$# -ri%'i!&in

U+% 7A 2 MOFA n& "# &h# ran= 2 (D D R)

Di%&. D0.R#*i%&rar 2 C;p.S!. a% p#r N&i2i!a&in

Da&#'. 57;6;8, ha$# "##n n&i2i#' & "# Cmp#&#n&

A-&hri&0 2r &h#ir r#%p#!&i$# -ri%'i!&in



CONVEYANCE OF LAYOUT PLOT.CONVEYANCE OF LAYOUT PLOT.

ll the "ocieties oA$$l# together For

1.1%%& 'ldg

2.otional etPlot as $erF"5 6"E-

3. Fedn to 7anagecommon

Area get title

ll the "ocieties oA$$l# together For

1.1%%& 'ldg

2.otional etPlot as $erF"5 6"E-

3. Fedn to 7anagecommon

Area get title

"ingle "ociet#*ith1.1%%& 'ldg

2.otional etPlot

3. Percentage of

6ndividedRights area as $er

F"5 6"E-

"ingle "ociet#*ith1.1%%& 'ldg

2.otional etPlot

3. Percentage of

6ndividedRights area as $er

F"5 6"E-

o he Fedr A$e8

'od# *ithhe

Consent

AllegalEntities

o he Fedr A$e8

'od# *ithhe

Consent

AllegalEntities



SCRUTINY OF APPLICATION &SCRUTINY OF APPLICATION &NOTICES TO PARTIESNOTICES TO PARTIES

SCRUTINY OF APPLICATION &SCRUTINY OF APPLICATION &NOTICES TO PARTIESNOTICES TO PARTIES

ive the Ac<no=ledgement to A$$licationsnd Register in Register$$lication to !e incom$lete( send theotice for com$liance as $er form o. >555A to issue notice for hearing =ithin 1)a#s of registering the a$$licationotice to !e served registered $ost(

c<no=ledgement due.A to issue $u!lic notice inviting claims(!?ections in local ne=s $a$ers havingide circulation( if the notice is not served

n the !uilders0 o$$onents

ive the Ac<no=ledgement to A$$licationsnd Register in Register$$lication to !e incom$lete( send theotice for com$liance as $er form o. >555A to issue notice for hearing =ithin 1)a#s of registering the a$$licationotice to !e served registered $ost(

c<no=ledgement due.A to issue $u!lic notice inviting claims(!?ections in local ne=s $a$ers havingide circulation( if the notice is not served

n the !uilders0 o$$onents





PRODUCTION & INSP. OF DOCUMENTSPRODUCTION & INSP. OF DOCUMENTSPRODUCTION & INSP. OF DOCUMENTSPRODUCTION & INSP. OF DOCUMENTS

9a:Parties to le relevant documents in su$$or5f CA is satised ( that reDd. documents isCA ma# direct the concerned $art# to $roduhe A$$l. to le =ritten sa# !efore deman

documents.9!:he $art# ordered( fails to $roduce( CA ma#inference against such $art# and original

=ill continue.9c:CA is satised documents cannot !e !rough

to ta<e ins$ection of such documents at sit9d:5f CA is satised( on the !asis of ne= docu

o$$onent has to give a =ritten statement( t!e allo=ed.



PROCEDURE FOR HEARINGPROCEDURE FOR HEARING

9a:n recei$t of re$l# from $$onent0s( theA$$licant to $rove his contents and deal=ith o$$onents re$l#.

$$onent ma# le =ritten sa# on ne8tdate. o cross e8amination allo=ed.

9!: n recei$t of re$lies( CA ma# hear oralArguments of the $arties and close the$roceedings.

9c: *ithin + months after ma<ing suchenDuiries ( verif#ing the authenticit# ofdocuments and giving sucient hearing as$er la= of natural ?ustice to the $arties($ass such order as he deems t.



JUDGEMENT, ORDER & JUDGEMENT, ORDER &CERTIFICATECERTIFICATE

SPEAKING ORDER ANDCERTIFICATE THAT THE

APPLICANT CASE IS A FIT CASEON GETTING UNILATERALCONVEYANCE to be issued by

the Competent Authority



REGISTRATION OF

DEEMED CONVEYANCE• Pre$are -eemed Conve#ance

deed

• "end it for ad?udication @ "tam$-ut#

• odge for Registration =ith "u!Registrar

• "u! Registrar to issue "ho=Cause otice to 'uilder



STAMP DUTY WAS PAYABLE AFTER 1958

WHERE YOU COULD PAY…..

A HE 57EF

A;REE7EAs $er the

Article )9h:Bon Rs.)0B

"tam$ 0 "tam$

Pa$er

5f not then atthe 57E F

Possession or6nder the

Article 2) 9d: of ' " Act( 1/) at

the time of

C>EACE



STAMP DUTY PAYABLEUNDER BOMBAY STAMP ACT, 1958

AT THE

TIME OF AGREEMENT

AT THE TIMEOF

POSSESSION

AT THE TIME

OFCONVEYANCE



3ptional upto

10.18.95

24. Calculation Of Stamp Duty

Compulsory

after 10.18.95

)efore

0-:09:1;90

$fter

0-:09:1;90

$s per

$reement "alue

$s per M<t.Value to

e decided

As per

Mkt.Value

As perReady

Reckoner



4o. 5 / !tamp Duty 0& / Ltr. 4o. 59/0&/188-

Inspector eneral at 6eistration % !tamp

Ma*aras*tra !tate# Pune 3ffice# Pune.

(o# Date = 10/09/800&

(*e !uperintendent of !tamps# Mumai.

S-" /#$0 2 S&amp D-&0 n &h# D##'% 2 A*r##m#n&% ma'# prir & 1+15+1987

R#2#r#n!# -r /#&&#r N.BOM+76+6 '&'. 3+8+56

6eferrin to t*e points raised in t*e ao"e letter ,e e2plain as follo,s =

3n t*e !ale $reements e2ecuted efore 10/18/1;95# !tamp Duty applicale ,as as pert*e article 5* of )omay !tamp Duty $ct# 1;59 and not as per $rticle 85 of t*e $ct.

(*is is as per t*e >udment i"en y ?onorale Mumai ?i* Court in t*e case ofPadma 4air V/! Dy. Collector# !tamps % $d>udication and ot*ers.

If t*e !tate $reements e2ecuted efore 10/18/1;95 are sumitted under $rticle 1# t*eCollector of !tamps cannot i"e any remar< on suc* $reements under $rticle 8 C $% ).

Instead of issuin any order# under $rticle or $mnesty !c*eme you can issue a letterin follo,in format to concerned persons ,*o *a"e sumitted suc* Documents.

@7our !ale $reement Deed is e2ecuted efore 10/18/1;95. A& &h# &im# 2 #?#!-&in 2

0-r Sa# D##', &h# A*r##m#n& 2r %a# a% n& &r#a&#' a% a Par& Cn$#0an!# an'pr$i%in 2r !#!&in 2 %&amp '-&0 a% n& appi!a"# a& &ha& &im#. A% %-!h &h#A*r##m#n& i% !n%i'#r#' prp#r0 %&amp#' -n'#r &h# ar&i!# 7 (h). H#$#r i& m-%&"# n&#' &ha& h#n #$#r 0- pr!##' & pr!-r# &h# Cn$#0an!# 0- -' "#ia"# & pa0 &h# 2- S&amp D-&0 n &h# C-rr#n& Mar=#& a-# 2 0-r Prp#r&0 a%appi!a"# -n'#r &h# r-#%.

4n%p#!&r #n#ra 2 R#*i%&ra&in an' Cn&r#r 2 S&amp%

Ma*aras*tra !tate# Pune



A Few ACTS & RULES APPLICABLE A Few ACTS & RULES APPLICABLE

A RE4SRA4ON AC, 198 :RE4SRA4ON AC, 198 :

Fr r#*i%&ra&in 2 Cn$#0an!# '##'Fr r#*i%&ra&in 2 Cn$#0an!# '##'

A BOMBA SAMP AC, 1978 :BOMBA SAMP AC, 1978 :

2r S&amp D-&0 #ri2i!a&in an' !a!-a&in2r S&amp D-&0 #ri2i!a&in an' !a!-a&inA M.C.S. AC, 196;M.C.S. AC, 196;

-n'#r hi!h %!i#&0 i% r#*i%&#r#'-n'#r hi!h %!i#&0 i% r#*i%&#r#'

A 4NCOME A AC, 1961 :4NCOME A AC, 1961 : #ri20 a? /ia"ii&i#% 2 &h# #n'r #ri20 a? /ia"ii&i#% 2 &h# #n'r

A MAH. OWNERSH4P F/AS AC, 1963;MAH. OWNERSH4P F/AS AC, 1963;

-n'#r hi!h Fa&% ar# p-r!ha%#'-n'#r hi!h Fa&% ar# p-r!ha%#'





58) DEPARMENS 4NO/ED 2r58) DEPARMENS 4NO/ED 2r

CONEANCECONEANCE

A Ci&0 S-r$#0 O22i!# : 2r Prp#r&0 Car'Ci&0 S-r$#0 O22i!# : 2r Prp#r&0 Car'

A BMC : Fr Appr$#' PanBMC : Fr Appr$#' Pan

A C#!&r 2 S&amp% : Fr S&amp D-&0C#!&r 2 S&amp% : Fr S&amp D-&0

A S-" R#*i%&rar : Fr R#*i%&ra&in 2 Cp$S-" R#*i%&rar : Fr R#*i%&ra&in 2 Cp$

A A%%#%%m#n& D#p&: Fr Chan*# in &h# Prp. a?A%%#%%m#n& D#p&: Fr Chan*# in &h# Prp. a?

BiBi

A C#!&r 22i!# Fr N.A. Or'#rC#!&r 22i!# Fr N.A. Or'#rA R#$#n-# D#p& U/C r'#rR#$#n-# D#p& U/C r'#r

A Man0 mr# '#p& n !a%# & !a%# "a%i%Man0 mr# '#p& n !a%# & !a%# "a%i%





Shri. Ashok ChawanHon’ble Chief Minister of Maharashtra Releases

the book on !!M! C"#V!$A#C!

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MAHARASHRA SOC4E4ES WE/FARE ASSOC4A4ON

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