Compliance and Security for Financial Operations and Security for Financial Operations Your Benchmark ... Keeping VISA Secure VISA, manager of the world’s largest and most sophisticated

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www.thalesgroup.com/security-services

Compliance and Security for Financial Operations

Your Benchmark for Critical Information Systems

BrochureFinance.indd 1 26/01/10 18:22:17


Sure-footed financial services for treacherous times

Evolving Challenges

Whether they are still on the ascent or have already reached the

peak, financial services firms of all sizes now face an increasingly

complex array of challenges. They are required by governments,

clients and investors to constantly improve operational efficiency

while complying with a broad assortment of regulations. Addition-

ally, security of financial mechanisms is considered fundamental

and world-class solutions are necessary. These imperatives natu-

rally conflict, as increasing reporting and security can prove costly

and adversely affect operations. That is why it is essential that

firms build their critical information systems with a partner who

understands their business and who is able to leverage technolo-

gies for compliant growth.

Responsive Solutions

As a global leader in transmitting, storing and securing critical

data, Thales offers a suite of solutions—used and recommended

by the world’s largest financial services firms and governments—

to meet current challenges and anticipate future responsibilities.

Thales Risk Management and Regulatory Compliance services

rely on proven consulting practises and deep knowledge of best-

of-breed tools. Our Operational Efficiency offering helps clients

optimise business processes and ensure that the most critical

systems provide necessary service levels. Our expertise in Secu-

rity & Safety addresses all critical concerns along the data life

cycle, including world-class authentication management, continu-

ous transaction flows and long-term traceability.

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Managing Risk & Complying with Regulations

The exponential growth of compliance requirements will result in the need to process

great volumes of heterogeneous data from diverse systems while maintaining

auditability and proper levels of control. With Thales you can formulate and integrate

consulting recommendations in accordance with security and IT systems capabilities.

RISk EvaluaTIOn

Given the extensive requirements

imposed by current regulations,

companies are wise to employ

expert consultants who have

thorough knowledge of current

standards and solutions.

Thales is a trusted advisor

on financial and operational

risks and reporting to such

clients as Banque AGF and

Société Générale. We are thus

familiar with major and minor

governance, risk and compliance

requirements. Thales seamlessly

integrates knowledge of legal

regulations with financial

information technology practises,

business intelligent software,

and legal reporting applications.

This synthesis saves time,

ensures proper end-to-end

compliance and most importantly

provides decision makers with

real information.

BuSInESS pROCESS COnSulTIng

Automation and the smoothing

of compliance tasks significantly

impact the consistency and

efficiency of legacy operations.

Thales assists with the

implementation of new workflow

and collaboration tools in the

context of openly-distributed

services architectures. Thales

is a leader in transforming and

simplifying both off-the-shelf

and open-source IT systems

to allow easier reporting and

faster returns on investment.

Our programmers are the best

when it comes to integrating

complex transactional systems

with security and customer

constraints as they capitalise on

a wide spectrum

of competencies for both

advanced technologies and

business practises.

anTI-MOnEy laundERIng SOluTIOnS

With banks and insurance

companies now required to

meet equal standards of fraud

detection, it is vital that financial

organizations coordinate the

variety of software applications

necessary to triangulate such

fraud. Thales is intimately

familiar with the extensive array

of applications necessary to

track and consolidate customer

activity to meet regulatory

output requirements. Our

experience with large projects

for such clients as Natixis has

required detailed implementation

of such enterprise-level software

as Actimize, Norkom and

SearchSpace, guaranteeing

that we will assist in a seamless

integration of any vendor solution

in any demanding context.

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Complying with Basel II standards at Crédit Agricole SAThales’ leading reputation in risk analysis consult-

ing made us the natural choice for Credit Agricole

SA when they sought assistance on compliance

with the Basel II standards. Drawing on an inti-

mate understanding of the structural changes

required, Thales smoothed the implementation of

systems that manage credit risk, while conform-

ing to the Standardisation Plan of the French

National Banking Commission. Involved at multiple

stages of the implementation process, our team

guided the installation of risk analysis software,

calibrated the ratings system for corporate credit

risk and standardised methods of publishing glo-

bal revenues. Thales was also pivotal in setting

up a national risk monitoring system for Caisses

Régionales and in evolving the bank’s manage-

ment practices through presentations on legal

concepts and training of internal teams.

FInanCIal COnSOlIdaTIOn

The global consolidation

of banking and financial

institutions has resulted in

a massive challenge to apply

leading enterprise-scale

applications for budgeting and

forecasting to old and diverse

systems. Thales financial

consolidation helps financial

institutions bring systems

together to provide holistic

reporting and lower costs. Our

extensive global experience in

this area includes hosting and

integration of numerous legacy

systems with the latest in

financial consolidation software.

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Financial services companies

are held to extremely high quality

standards because of the costs

related to systems failures.

Furthermore, customers insist

on having a partner they can

trust to be alert, responsive and

supportive every day with every

transaction. Thales works with

clients to optimise and maintain

the most critical systems at

peak efficiency and ensure that

transactions remain fast

and secure, achieving minimum

down times and maximum levels

of customer satisfaction.

IT OuTSOuRCIng & REMOTE ManagEMEnT

Thales provides compliant

and operational management

services to businesses

of all sizes. Thales respects

the highest compliance and

operational requirements of

both in-house and remote

systems and processes

management. Our IT Outsourcing

service provides hosting

infrastructure, and application

management tools that enable

us to take full ownership of

your IT infrastructure. Based

on its management of major

outsourcing programs, Thales

offers built-in Business Continuity

and Disaster Recovery Plans

in conjunction with a set of

Managed Security Services,

offering the highest quality

service with optimised cost

structures.

pROCESS OpTIMISaTIOn

Due to the priority given to

business expansion, successful

organizations often reach

the point where they manage

incompatible or redundant

applications, requiring employees

to do manual tasks. This

results in increased error

rates, inconsistent execution,

inefficiency and additional stress.

Thales assists businesses

in process optimisation by

linking, merging and organizing

key systems. Our system

consultants have helped such

clients as Crédit Agricole and

Crédit Foncier to rationalise

interactions between systems

and people, introducing solutions

to limit risks and increase

robustness.

Boosting Operational Efficiency

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applICaTIOn MaInTEnanCE

In banking as in such critical

applications as aerospace and

defence, proper maintenance

is vital throughout applications’

life cycles. We at Thales have

advanced knowledge of banking

applications and systems,

enabling us to offer extra value

in comparison with standard

application maintenance

services. We benefit from strong

service centres that specialise

in business applications and can

rapidly handle complex problems

and support the final users. Our

problem solving has aided such

clients as Caja Madrid, Dexia and

BBVA, among many others.

SECuRE TRanSaCTIOnal plaTFORMS

Financial institutions need

high load and high security

systems to manage relations

and transactions with their

customers and partners.

Our solutions meet the

most stringent performance

standards. Our consultants

understand all security-related

applications, including real-

time market information and

transactions. As a provider

of security equipment for

financial networks, Thales

provides solutions for real-

time interactions requiring

authentication, certification,

signature, time-stamping,

validation and archiving. We

provide hardware security for

credit and debit payments and

build massive transactional

portals for Internet banking

and national tax systems.

CORE BankIng IMplEMEnTaTIOn

Our familiarity and expertise

with all major enterprise-level

hardware and software solutions

enable us to help clients take a

phased strategic approach to

improving operations, yielding

a reduction in costs and paving

the way for future growth.

Thales can be your partner

in integrating trusted vendor

applications for such core

enterprise functionalities as

loans, deposits and customer

records, as well as more

complex functions as derivatives

and trade finance.

Al Rajhi Bank’s Electronic SolutionAs one of the leading banks in Saudi Arabia and the region, Al Rajhi Bank operates in multiple segments and continues to grow through diversification of income resources, including development of its investment and corporate banking sectors in addition to its strong retail banking base. Al Rajhi Bank has partnered with Thales as it continues to focus on the latest electronic services and investment products and offer its clients innovative banking and investment products. The Thales solution for Al Rajhi Bank includes electronic banking applications for both personal and corporate customers, including scalable electronic security and administra-tion modules deployed in high availability environments to support the continuing increase in demand for the bank’s services.

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Enhancing Security & Safety

Storing and securing data is not merely a business necessity,

but an ongoing battle against archaic systems, unpredicted failures

and skilled thieves. Thales secures clients against breaches,

guaranteeing that you will have critical support when it’s most needed.

SECuRIng payMEnTS

Thales is the undisputed

worldwide market leader in

encrypting card transactions,

protecting 70% of the world’s

card transactions and with more

than 25 years’ experience. Clients

include most of the banking

community and the international

card schemes. Our truly global

expertise, professional service

and support ensure that through

a combination of Hardware

Security Modules, network

security, identity security and

storage security a company’s

transactions remain secure

at all times.

BuSInESS COnTInuITy pROgRaM

As discovered by clients such

as Crédit Agricole and Dexia,

Thales has extensive expertise in

creating bespoke plans to keep

your business running smoothly

in the face

of catastrophic interruptions.

Our Business Continuity Planning

and Disaster Recovery Planning

services are specific to your

workflow, with our consultants

specifying solutions based

on the precise nature of your

operations.

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Keeping VISA Secure VISA, manager of the world’s largest and most sophisticated pay-

ment processing system, turns to Thales to understand new secu-

rity technologies. Our high-performance infrastructure supports

the authentication and security of VISA-based transactions globally.

Using the Thales family of Hardware Security Module (HSM) prod-

ucts helps VISA keep its place as the world’s leading supplier of

card-based services by securing against and preparing for existing

and emerging threats. Our long-term relationship ensures VISA’s

credibility with its customers based on world leading cryptographic

security.

gOvERnMEnT lEvEl auThEnTICaTIOn

Thales applies top level security

and convenience to the daily

workflow of businesses of all

sizes. Our systems support

government-level authentication,

including the integration of

physical tokens, USB plug-ins and

biometrics, allowing for logical

and physical identification while

granting extreme ease of access

to the proper individuals by

allowing for Single Sign On (SSO)

compatibility.

SECuREd ElECTROnIC STORagE

The digitalisation of documents

and processes has led to

increased volumes of stored

data. Financial institutions must

ensure the access and security

of the data over variable periods

of time depending on legal

and operational requirements.

Thales is an expert in the

specification and hosting of

the systems needed to store

highly critical data. Thales

brings its experience with large

governmental programs to the

building of business-oriented

archiving systems. We

guarantee that data access

is tightly managed for users,

including auditing and control

organisations, to persevere in

the avoidance of data theft.

ManagEd SECuRITy SERvICES

Security is by definition

a sensitive issue that must

be managed by experts. At

Thales, we benefit from a strong

outsourcing track record, and

from top-level security experts

who can provide critical services

and supervision during a crisis.

Our consultants operate

disaster recovery plans for large

organisations, enabling them

to face major disruptions, and

work with clients to anticipate

intrusions and leakages. We are

experts in the quick retrieval and

reinstatement of vital information

using encryption, back-up and

recovery mechanisms, and offer

seamless and cost-effective

services.

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Thales, a partner you know you can rely on

Information moves fast. We move faster.

We live and work in an age of increasing complexity. The demands

of providing global transactional infrastructure are complex, varied

and expensive to achieve. Financial services firms are at risk of low

frequency but high severity attacks from digital predators eager to

exploit weaknesses, while they are simultaneously held responsible

for high frequency requests for reports from regulators. Thales

knows the challenges. Our familiarity with global threats and ever-

changing regulatory and customer requirements allows us to help

clients operate world-class technological infrastructures, thereby

ensuring security and improving profitability.

With Thales, you won’t walk alone.

Our clients are our business partners. Working with Thales

gives you access to an accepted global standard in transaction

and security management. Not only are our bespoke solutions

informed by an intimate knowledge of all major hardware and

software solutions, our deep client relationships with many of

the world’s leading financial institutions guarantees we are able

to build and operate financial systems. Our pattern recognition

makes us more efficient, which means we can help you to be more

efficient. Like your data and relationships, Thales is never at rest,

trekking forward to forge a path so that our clients can continue

their journeys easily, safely and profitably.

70% worldwide card transactions secured by Thales

More than 40 years of experience

More than 1,000 specialists dedicated to cyber security and financial environments

Up to 99.99% availability guaranteed for products and services provision

Experience with more thanmore than 3,000 financial institutions worldwide

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With operations in 50 countries and �8,000 employees, Thales is a global tech-

nology leader for the aerospace, space, defence, and security markets (Finance

& Industry, Critical Infrastructure, Urban Safety and Transportation). Building on

proven capabilities in large-scale software systems, Thales is stepping up to the

security challenges of its customers in an increasingly interconnected, technology-

driven world. Civil and military systems benefit from many of the same technologies

and innovations. Developing these dual technologies has been a long tradition for

Thales, with its global network of 25,000 high-level researchers and engineers.

Leveraging a global presence and spanning the entire value chain, from prime con-

tracting to equipment, Thales plays a pivotal role in making the world a safer place.


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www.thalesgroup.com/security-services [email protected]

ThalesSecurity Solutions & Services

20 rue Grange Dame Rose78141 Velizy-Villacoublay Cedex, France

Tel: +33 (0)1 73 32 00 00


Documents

Compliance and Security for Financial Operations and Security for Financial Operations Your Benchmark ... Keeping VISA Secure VISA, manager of the world’s largest and most sophisticated