158
© 2012 Bankers Advisory Inc. Belmont, MA www.bankersadvisory.com Compendium of Financial Literacy Resources & Identity Theft Data Featuring Financial Literacy Resources Consumer Complaint Data 50 States and the District of Columbia William R. Slap – Wesleyan University 2015 Christopher S. Roderick – New York University 2016

Compendium of Financial Literacy Resources & Identity ...cdn.s3.webcontentor.com/OFFICE/BANKER01/files/misc... · © 2012 Bankers Advisory, Inc. 4 MONTANA .....84

  • Upload
    others

  • View
    1

  • Download
    0

Embed Size (px)

Citation preview

  • © 2012 Bankers Advisory Inc. Belmont, MA www.bankersadvisory.com

    Compendium of Financial Literacy Resources

    & Identity Theft Data

    Featuring

    Financial Literacy Resources Consumer Complaint Data

    50 States and the District of Columbia

    William R. Slap – Wesleyan University 2015 Christopher S. Roderick – New York University 2016

  • © 2012 Bankers Advisory, Inc. 2

    Instructions

    Select your state below in the Table of Contents

    -Or-

    Scroll through the document to compare and analyze

    The information pertaining to each state covers three pages:

    Page one is a list of financial literacy resources available in the specified state:

    complete with description and hyperlink.

    Page two consists of a data table detailing the incidents of Fraud in the specified

    state.

    Page three consists of a data table detailing the incidents of Identity Theft in the

    specified state.

    © 2012 Bankers Advisory Inc. Belmont, MA

    Authored and Maintained by Research Interns

    William R. Slap-Wesleyan University 2015

    Christopher S. Roderick-New York University 2016

    2009 Edition

    - Matthew Poterba- Hamilton 2012

  • © 2012 Bankers Advisory, Inc. 3

    Table of Contents

    GENERAL LINKS...................................................................................................................................... 5

    ALABAMA ................................................................................................................................................. 6

    ALASKA ..................................................................................................................................................... 9

    ARIZONA ................................................................................................................................................. 12

    ARKANSAS .............................................................................................................................................. 15

    CALIFORNIA ........................................................................................................................................... 18

    COLORADO ............................................................................................................................................. 21

    CONNECTICUT ...................................................................................................................................... 24

    DELAWARE ............................................................................................................................................ 27

    DISTRICT OF COLUMBIA ................................................................................................................... 30

    FLORIDA ................................................................................................................................................. 33

    GEORGIA ................................................................................................................................................. 36

    HAWAII ................................................................................................................................................... 39

    IDAHO ...................................................................................................................................................... 42

    ILLINOIS .................................................................................................................................................. 45

    IOWA ........................................................................................................................................................ 48

    INDIANA .................................................................................................................................................. 51

    KANSAS ................................................................................................................................................... 54

    KENTUCKY ............................................................................................................................................. 57

    LOUISIANA ............................................................................................................................................. 60

    MAINE ...................................................................................................................................................... 63

    MARYLAND ............................................................................................................................................ 66

    MASSACHUSETTS................................................................................................................................. 69

    MICHIGAN .............................................................................................................................................. 72

    MINNESOTA ........................................................................................................................................... 75

    MISSISSIPPI ........................................................................................................................................... 78

    MISSOURI ............................................................................................................................................... 81

  • © 2012 Bankers Advisory, Inc. 4

    MONTANA .............................................................................................................................................. 84

    NEBRASKA ............................................................................................................................................. 87

    NEVADA .................................................................................................................................................. 90

    NEW HAMPSHIRE ................................................................................................................................ 93

    NEW JERSEY ........................................................................................................................................... 96

    NEW MEXICO ......................................................................................................................................... 99

    NEW YORK .......................................................................................................................................... 102

    NORTH CAROLINA ............................................................................................................................ 105

    NORTH DAKOTA ............................................................................................................................... 108

    OHIO ...................................................................................................................................................... 111

    OKLAHOMA......................................................................................................................................... 114

    OREGON ............................................................................................................................................... 117

    PENNSYLVANIA ................................................................................................................................. 120

    RHODE ISLAND .................................................................................................................................. 123

    SOUTH CAROLINA ............................................................................................................................ 126

    SOUTH DAKOTA ................................................................................................................................ 129

    TEXAS ................................................................................................................................................... 135

    UTAH ..................................................................................................................................................... 138

    VERMONT ............................................................................................................................................ 141

    VIRGINIA .............................................................................................................................................. 144

    WASHINGTON .................................................................................................................................... 147

    WEST VIRGINIA ................................................................................................................................. 150

    WISCONSIN ......................................................................................................................................... 153

    WYOMING ............................................................................................................................................ 156

  • © 2012 Bankers Advisory, Inc. 5

    General Resources

    These resources are not state-specific, but are applicable to all American consumers:

    Beware Foreclosure

    Foreclosure Prevention

    Regional Foreclosure Resources

    Mortgages Explained

    Mortgage Assistance Relief Scam Info

    Mortgage Fraud Info

    General Information on Credit Reports

    Consumer Literacy Resources and Mortgage Tips

    Definitions of Key Financial Literacy Terms

    Housing Programs for the Unemployed

    http://www.makinghomeaffordable.gov/learning-center/Pages/beware.aspxhttp://www.fdic.gov/consumers/loans/prevention/consumer.htmlhttp://www.federalreserve.gov/consumerinfo/foreclosure.htmhttp://www.mymoney.gov/category/topic1/dealing-mortgages.htmlhttp://www.ftc.gov/bcp/edu/pubs/consumer/credit/cre42.shtmhttp://www.fbi.gov/news/stories/2008/august/mortgagefraud_081408http://www.federalreserve.gov/creditreports/default.htmhttp://www.federalreserve.gov/consumerinfo/mortgages.htmhttp://www.makinghomeaffordable.gov/learning-center/key-concepts/Pages/default.aspxhttp://www.makinghomeaffordable.gov/programs/unemployed-help/Pages/default.aspx

  • © 2012 Bankers Advisory, Inc. 6

    ALABAMA Back to top

    ALABAMA FINANCIAL LITERACY RESOURCES Organization Programs & Information Offered Link

    US Department of Housing and Urban Development

    • Lists Housing Counseling agencies located in Alabama.

    Association of Independent Consumer Credit Counseling Agencies

    • Lists homeowner and credit agencies in Alabama.

    Alabama Jump$tart

    • Financial Literacy resources for residents of Alabama. • Especially targeted at students K-12.

    National Association of Consumer Credit Administration

    • Financial Services Regulator Directory of Alabama (2012). • Lists organizations, contact information, and areas of regulation.

    State of Alabama Banking Department

    • A helpful guide to laws and regulations concerning loans of capital between banks and consumers.

    Alabama SaveFirst Program

    • Free assistance for filing taxes, and money saving tricks and solutions.

    Mortgage Bankers Association of Alabama

    • General assistance from and contact information for Alabama-based mortgage bankers.

    http://www.hud.gov/offices/hsg/sfh/hcc/hcs.cfm?webListAction=search&searchstate=ALhttp://www.aiccca.org/find.cfmhttp://www.aljumpstart.org/http://www.naccaonline.org/http://www.bank.state.al.us/regulations/loans/Loans_Main_Menu_PDF.htmhttp://impactalabama.org/initiatives/save-first/http://www.mortgagebankers.org/roster/default.aspx?id=ros30358

  • © 2012 Bankers Advisory, Inc. 7

    Alabama Fraud Complaints: 19,304

    Source: FTC Sentinel

    http://www.ftc.gov/sentinel/reports/sentinel-annual-reports/sentinel-cy2011.pdf

  • © 2012 Bankers Advisory, Inc. 8

    Source: FTC Sentinel

    Alabama Identity Theft Complaints: 3,942

    http://www.ftc.gov/sentinel/reports/sentinel-annual-reports/sentinel-cy2011.pdf

  • © 2012 Bankers Advisory Inc. Belmont, MA www.bankersadvisory.com

    ALASKA Back to top

    ALASKA FINANCIAL LITERACY RESOURCES Organization Programs & Information Offered Link

    US Department of Housing and Urban Development

    • Lists Housing Counseling agencies located in Alaska.

    Association of Independent Consumer Credit Counseling Agencies

    • Lists the homeowner and credit agencies serving Alaska.

    Alaska Jump$tart

    • Financial Literacy resources for residents of Alaska. • Especially targeted at students K-12.

    National Association of Consumer Credit Administration

    • Financial Services Regulator Directory of Alaska (2012). • Lists organizations, contact information, and areas of regulation.

    Alaska Division of Banking and Securities

    • General statistics about Alaskan banks. • Consumer protection unit and consumer education divisions.

    RurAL Cap

    • Financial literacy programs: personal finance, prevention of predatory lending, grant management, and asset development.

    Alaska Mortgage Bankers Association

    • Consumer information, such as a home loan center, mortgage calculator, and ways to prevent mortgage fraud.

    http://www.hud.gov/offices/hsg/sfh/hcc/hcs.cfm?webListAction=search&searchstate=AKhttp://www.aiccca.org/ find_licensed.cfm?sstate=ALhttp://www.akjumpstart.org/http://www.naccaonline.org/http://www.commerce.state.ak.us/bsc/banking.htmhttp://www.ruralcap.com/index.php?option=com_content&view=article&id=150&Itemid=260http://www.mortgagebankers.org/roster/default.aspx?id=ros30363

  • © 2012 Bankers Advisory, Inc. 10

    Alaska Fraud Complaints: 3,130

    Source: FTC Sentinel

    http://www.ftc.gov/sentinel/reports/sentinel-annual-reports/sentinel-cy2011.pdf

  • © 2012 Bankers Advisory Inc. Belmont, MA www.bankersadvisory.com

    Alaska Identity Theft Complaints: 316

    Source: FTC Sentinel

    http://www.ftc.gov/sentinel/reports/sentinel-annual-reports/sentinel-cy2011.pdf

  • © 2012 Bankers Advisory, Inc. 12

    ARIZONA Back to top

    ARIZONA FINANCIAL LITERACY RESOURCES Organization Programs & Information Offered Link

    US Department of Housing and Urban Development

    • List of Housing Counseling agencies located in Arizona.

    Association of Independent Consumer Credit Counseling Agencies

    • List of the homeowner and credit agencies serving Arizona.

    Arizona Jump$tart

    • Financial Literacy resources for residents of Arizona. • Especially targeted at students K-12.

    National Association of Consumer Credit Administration

    • Financial Services Regulator Directory of Arizona (2012). • Lists organizations, contact information, and areas of regulation.

    Office of the Governor of Arizona

    • Financial literacy resources compiled by the governor, including numerous links and resources to consumer education.

    Arizona Mortgage Lenders Association

    • Consumer information: such as a home loan center, mortgage calculator, and ways to prevent mortgage fraud; contact information.

    University of Arizona Family Economics & Financial Education

    • Educational resources for families interested in learning about finance.

    http://www.hud.gov/offices/hsg/sfh/hcc/hcs.cfm?webListAction=search&searchstate=AZhttp://www.aiccca.org/ find_licensed.cfm?sstate=ALhttp://www.azjumpstart.org/http://www.naccaonline.org/Pages/directory/states08/az.htmlhttp://azgovernor.gov/eop/documents/GOEOUpdates/2008/GOEOUpdate032808.pdfhttp://www.mortgagebankers.org/roster/default.aspx?id=ros5920http://fefe.arizona.edu/tff

  • © 2012 Bankers Advisory, Inc. 13

    Arizona Fraud Complaints: 32,195

    Source: FTC Sentinel

    http://www.ftc.gov/sentinel/reports/sentinel-annual-reports/sentinel-cy2011.pdf

  • © 2012 Bankers Advisory Inc. Belmont, MA www.bankersadvisory.com

    Arizona Identity Theft Complaints: 6,296

    Source: FTC Sentinel

    http://www.ftc.gov/sentinel/reports/sentinel-annual-reports/sentinel-cy2011.pdf

  • © 2012 Bankers Advisory, Inc. 15

    ARKANSAS Back to top

    ARKANSAS FINANCIAL LITERACY RESOURCES Organization Programs & Information Offered Link

    US Department of Housing and Urban Development

    • Lists Housing Counseling agencies located in Arkansas.

    Association of Independent Consumer Credit Counseling Agencies

    • Lists the homeowner and credit agencies serving Arkansas.

    Arkansas Jump$tart

    • Financial Literacy resources for residents of Arkansas. • Especially targeted at students K-12.

    National Association of Consumer Credit Administration

    • Financial Services Regulator Directory of Arkansas (2012). • Lists organizations, contact information, and areas of regulation.

    Economic Arkansas

    • The promotion of economic literacy to students in primary school.

    Arkansas Bankers Association

    • A financial education resource for consumers; includes ways to prevent crime, identity theft, and to enhance one’s financial knowledge.

    Mortgage Bankers Association of Arkansas

    • Consumer information, such as a home loan center, mortgage calculator, and ways to prevent mortgage fraud.

    http://www.hud.gov/offices/hsg/sfh/hcc/hcs.cfm?webListAction=search&searchstate=ARhttp://www.aiccca.org/ find_licensed.cfm?sstate=ALhttp://www.arjumpstart.org/http://www.naccaonline.org/Pages/directory/states08/ar.htmlhttp://www.economicsarkansas.org/http://www.arkbankers.org/ConsumerConnection.htmlhttp://mbaar.org/index.php?option=com_content&task=view&id=7&Itemid=7

  • © 2012 Bankers Advisory, Inc. 16

    Arkansas Fraud Complaints: 10,314

    Source: FTC Sentinel

    http://www.ftc.gov/sentinel/reports/sentinel-annual-reports/sentinel-cy2011.pdf

  • © 2012 Bankers Advisory Inc. Belmont, MA www.bankersadvisory.com

    Arkansas Identity Theft Complaints: 1,862

    Source: FTC Sentinel

    http://www.ftc.gov/sentinel/reports/sentinel-annual-reports/sentinel-cy2011.pdf

  • © 2012 Bankers Advisory, Inc. 18

    CALIFORNIA Back to top

    CALIFORNIA FINANCIAL LITERACY RESOURCES Organization Programs & Information Offered Link

    US Department of Housing and Urban Development

    • Lists Housing Counseling agencies located in California.

    Association of Independent Consumer Credit Counseling Agencies

    • Lists the homeowner and credit agencies serving California.

    California Jump$tart

    • Financial Literacy resources for residents of California. • Especially targeted at students K-12.

    National Association of Consumer Credit Administration

    • Financial Services Regulator Directory of California (2012). • Lists organizations, contact information, and areas of regulation.

    State of California Department of Financial Institutions

    • The ABCs of credit card finance • Advice and assistance to consumers attempting to understand fees and other services associated with credit cards

    California Department of Corporations

    • Educational resources for consumers and outreach programs for those teaching financial literacy to Californians.

    CalCPA

    • Financial empowerment through education • Talks and other resources for financial education

    California Mortgage Bankers Association

    • Consumer information: mortgage calculator, contact information, and ways to prevent mortgage fraud.

    http://www.hud.gov/offices/hsg/sfh/hcc/hcs.cfm?webListAction=search&searchstate=CAhttp://www.aiccca.org/ find_licensed.cfm?sstate=ALhttp://www.cajumpstart.org/http://www.naccaonline.org/Pages/directory/states08/ca.htmlhttp://www.dfi.ca.gov/consumers/abcs/abcs.asphttp://www.corp.ca.gov/Education_Outreach/literacy/default.asphttp://www.calcpa.org/Content/community/financialempowerment.aspxhttp://www.cmba.com/new/index.asp

  • © 2012 Bankers Advisory, Inc. 19

    California Fraud Complaints: 155,986

    Source: FTC Sentinel

    http://www.ftc.gov/sentinel/reports/sentinel-annual-reports/sentinel-cy2011.pdf

  • © 2012 Bankers Advisory, Inc. 20

    California Identity Theft Complaints: 38,607

    Source: FTC Sentinel

    http://www.ftc.gov/sentinel/reports/sentinel-annual-reports/sentinel-cy2011.pdf

  • © 2012 Bankers Advisory, Inc. 21

    COLORADO Back to top

    COLORADO FINANCIAL LITERACY RESOURCES Organization Programs & Information Offered Link

    US Department of Housing and Urban Development

    • Lists Housing Counseling agencies located in Colorado.

    Association of Independent Consumer Credit Counseling Agencies

    • Lists the homeowner and credit agencies serving Colorado.

    Colorado Jump$tart

    • Financial Literacy resources for residents of Colorado. • Especially targeted at students K-12.

    National Association of Consumer Credit Administration

    • Financial Services Regulator Directory of Colorado (2012). • Lists organizations, contact information, and areas of regulation.

    The Colorado Department of Education

    • Resources and articles dedicated to banking and personal financial literacy.

    Colorado Mortgage Lenders Association

    • Assistance on mortgage loans: from foreclosures, to loan modifications. Tools useful for understanding one’s mortgage.

    http://www.hud.gov/offices/hsg/sfh/hcc/hcs.cfm?webListAction=search&searchstate=COhttp://www.aiccca.org/http://www.cojumpstart.org/http://www.naccaonline.org/http://www.cde.state.co.us/action/Financial_Literacy/ResourcesAndArticles.htmhttp://cmla.com/programs-services/education

  • © 2012 Bankers Advisory, Inc. 22

    California Fraud Complaints: 155,986

    Source: FTC Sentinel

    http://www.ftc.gov/sentinel/reports/sentinel-annual-reports/sentinel-cy2011.pdf

  • © 2012 Bankers Advisory, Inc. 23

    Colorado Identity Theft Complaints: 4,156

    Source: FTC Sentinel

    http://www.ftc.gov/sentinel/reports/sentinel-annual-reports/sentinel-cy2011.pdf

  • © 2012 Bankers Advisory, Inc. 24

    CONNECTICUT Back to top

    CONNECTICUT FINANCIAL LITERACY RESOURCES Organization Programs & Information Offered Link

    US Department of Housing and Urban Development

    • Lists Housing Counseling agencies located in Connecticut.

    Association of Independent Consumer Credit Counseling Agencies

    • Lists the homeowner and credit agencies serving Connecticut

    Connecticut Jump$tart

    • Financial Literacy resources for residents of Connecticut. • Especially targeted at students K-12.

    National Association of Consumer Credit Administration

    • Financial Services Regulator Directory of Connecticut (2012). • Lists organizations, contact information, and areas of regulation.

    YWCA: Eliminating Racism Empowering Women

    • Programs and resources for women’s financial literacy. • Resources and further reading on financial literacy.

    Office of Connecticut State Treasurer

    • Numerous financial educational programs and personal finance resources.

    State of Connecticut Department of Banking

    • Educational resources on banking, consumer credit, mortgages, scams, etc.

    Federal Reserve Bank Of Boston

    • Educational resources on mortgages and predatory lending • Links to additional resources

    http://www.hud.gov/offices/hsg/sfh/hcc/hcs.cfm?webListAction=search&searchstate=CThttp://www.aiccca.org/http://www.ctjumpstart.org/http://www.naccaonline.org/http://www.ywcahartford.org/finliteracy_learn.phphttp://www.state.ct.us/ott/financialeducationoverview.htmhttp://www.ct.gov/dob/site/default.asp?dobNav_GID=&dobNav=|http://www.bostonfed.org/consumer/pfe/

  • © 2012 Bankers Advisory, Inc. 25

    Connecticut Fraud Complaints: 14,447

    Source: FTC Sentinel

    http://www.ftc.gov/sentinel/reports/sentinel-annual-reports/sentinel-cy2011.pdf

  • © 2012 Bankers Advisory, Inc. 26

    Connecticut Identity Theft Complaints: 2,413

    Source: FTC Sentinel

    http://www.ftc.gov/sentinel/reports/sentinel-annual-reports/sentinel-cy2011.pdf

  • © 2012 Bankers Advisory, Inc. 27

    DELAWARE Back to top

    DELAWARE FINANCIAL LITERACY RESOURCES Organization Programs & Information Offered Link

    US Department of Housing and Urban Development

    • Lists Housing Counseling agencies located in Delaware.

    Association of Independent Consumer Credit Counseling Agencies

    • Lists the homeowner and credit agencies serving Delaware.

    Delaware Jump$tart

    • Financial Literacy resources for residents of Delaware. • Especially targeted at students K-12.

    National Association of Consumer Credit Administration

    • Financial Services Regulator Directory of Delaware (2012). • Lists organizations, contact information, and areas of regulation.

    Delaware Financial Literacy Institute

    • Financial education programs and events • Numerous statistics regarding US citizens and their finances

    The Treasurer of Delaware

    • Financial education resources.

    Delaware Bankers Association

    • Financial education programs for low and moderate income consumers. • Programs for children.

    http://www.hud.gov/offices/hsg/sfh/hcc/hcs.cfm?&webListAction=search&searchstate=DEhttp://www.aiccca.org/http://www.jumpstart.org/university-of-delaware-center-for-economic-education-and-entrepreneurshipmaeee.htmlhttp://www.naccaonline.org/http://www.dfli.org/index.cfm?ref=11200&ref8=1http://treasury.delaware.gov/?s=education+resourceshttp://www.debankers.com/financial_literacy.html

  • © 2012 Bankers Advisory, Inc. 28

    Delaware Fraud Complaints: 4,958

    Source: FTC Sentinel

    http://www.ftc.gov/sentinel/reports/sentinel-annual-reports/sentinel-cy2011.pdf

  • © 2012 Bankers Advisory, Inc. 29

    Delaware Identity Theft Complaints: 750

    Source: FTC Sentinel

    http://www.ftc.gov/sentinel/reports/sentinel-annual-reports/sentinel-cy2011.pdf

  • © 2012 Bankers Advisory, Inc. 30

    DISTRICT OF COLUMBIA Back to top

    DISTRICT OF COLUMBIA FINANCIAL LITERACY RESOURCES Organization Programs & Information Offered Link

    US Department of Housing and Urban Development

    • Lists Housing Counseling agencies located in the District of Columbia.

    Association of Independent Consumer Credit Counseling Agencies

    • Lists the homeowner and credit agencies serving the District of Columbia.

    District of Columbia Jump$tart

    • Financial Literacy resources for residents of the District of Columbia. • Especially targeted at students K-12.

    National Association of Consumer Credit Administration

    • Financial Services Regulator Directory of the District of Columbia (2012). • Lists organizations, contact information, and areas of regulation.

    Financial Literacy Foundation

    • FLC works in the metropolitan DC area to provide youth with a basic financial education • Projects, services, and online courses.

    District of Columbia: Department of Insurance, Securities, and Banking

    • Consumer education and financial literacy resources. • Insurance, shopping guides, and other guides for finances.

    Mortgage Bankers Association of the District of Columbia

    • Contact information for and general help from DC-area mortgage bankers.

    http://www.hud.gov/offices/hsg/sfh/hcc/hcs.cfm?&webListAction=search&searchstate=DChttp://www.aiccca.org/http://www.dcjumpstart.org/http://www.naccaonline.org/http://finliteracy.org/http://www.disb.dc.gov/disr/cwp/view,a,1300,q,636065,disrNav,|32810|,.asphttp://www.mbamw.org/content/residential-0

  • © 2012 Bankers Advisory, Inc. 31

    District of Columbia Fraud Complaints: 4,736

    Source: FTC Sentinel

    http://www.ftc.gov/sentinel/reports/sentinel-annual-reports/sentinel-cy2011.pdf

  • © 2012 Bankers Advisory, Inc. 32

    District of Columbia Identity Theft Complaints: 999

    Source: FTC Sentinel

    http://www.ftc.gov/sentinel/reports/sentinel-annual-reports/sentinel-cy2011.pdf

  • © 2012 Bankers Advisory, Inc. 33

    FLORIDA Back to top

    FLORIDA FINANCIAL LITERACY RESOURCES Organization Programs & Information Offered Link

    US Department of Housing and Urban Development

    • Lists Housing Counseling agencies located in Florida.

    Association of Independent Consumer Credit Counseling Agencies

    • Lists the homeowner and credit agencies serving Florida.

    Florida Jump$tart

    • Financial Literacy resources for residents of Florida. • Especially targeted at students K-12.

    National Association of Consumer Credit Administration

    • Financial Services Regulator Directory of Florida (2012). • Lists organizations, contact information, and areas of regulation.

    Florida Institute of Certified Public Accountants

    • Useful for finding a Florida-based certified public accountant. • Personal finance planning tools and schedules

    Florida Literacy Coalition

    • Numerous financial literacy resources, sites, and reading materials. Includes tools for money management.

    Mortgage Bankers Association of Florida

    • Contact information and general help from Florida-based mortgage bankers.

    http://www.hud.gov/offices/hsg/sfh/hcc/hcs.cfm?webListAction=search&searchstate=FLhttp://www.aiccca.org/http://www.fljumpstart.org/http://www.naccaonline.org/http://www.ficpa.org/public/referral/findcpa.aspxhttp://www.floridaliteracy.org/literacy_resources__manager_administrator__financial.htmlhttp://www.mbaf.org/

  • © 2012 Bankers Advisory, Inc. 34

    Florida Fraud Complaints: 96,854

    Source: FTC Sentinel

    http://www.ftc.gov/sentinel/reports/sentinel-annual-reports/sentinel-cy2011.pdf

  • © 2012 Bankers Advisory, Inc. 35

    Florida Identity Theft Complaints: 33,595

    Source: FTC Sentinel

    http://www.ftc.gov/sentinel/reports/sentinel-annual-reports/sentinel-cy2011.pdf

  • © 2012 Bankers Advisory, Inc. 36

    GEORGIA Back to top

    GEORGIA FINANCIAL LITERACY RESOURCES Organization Programs & Information Offered Link

    US Department of Housing and Urban Development

    • Lists Housing Counseling agencies located in Georgia.

    Association of Independent Consumer Credit Counseling Agencies

    • Lists the homeowner and credit agencies serving Georgia.

    Georgia Jump$tart

    • Financial Literacy resources for residents of Georgia. • Especially targeted at students K-12

    National Association of Consumer Credit Administration

    • Financial Services Regulator Directory of Georgia (2012). • Lists organizations, contact information, and areas of regulation.

    Georgia Society of Certified Public Accountants

    • Useful for Finding a Georgia-based certified public accountant. • Personal financial planning tools and schedules

    Mortgage Bankers Association of Georgia

    • Contact information for and general help from Georgia-based mortgage bankers.

    Georgia Council on Economic Education

    • Georgia consortium for personal financial literacy. • Financial education events, resources, and news in Georgia.

    The University of Georgia Cooperative Extension

    • Various financial literacy programs and resources for both adults and kids.

    http://www.hud.gov/offices/hsg/sfh/hcc/hcs.cfm?webListAction=search&searchstate=GAhttp://www.aiccca.org/http://service.gatech.edu/jumpstart/http://www.naccaonline.org/http://hwww.gscpa.org/Content/Consumers.aspxhttp://www.mbag.org/http://www.gcee.org/programs/finliteracy.asphttp://www.fcs.uga.edu/ext/econ/financial_literacy.php

  • © 2012 Bankers Advisory, Inc. 37

    Georgia Fraud Complaints: 43,395

    Source: FTC Sentinel

    http://www.ftc.gov/sentinel/reports/sentinel-annual-reports/sentinel-cy2011.pdf

  • © 2012 Bankers Advisory, Inc. 38

    Georgia Identity Theft Complaints: 11,625

    Source: FTC Sentinel

    http://www.ftc.gov/sentinel/reports/sentinel-annual-reports/sentinel-cy2011.pdf

  • © 2012 Bankers Advisory, Inc. 39

    HAWAII Back to top

    HAWAII FINANCIAL LITERACY RESOURCES Organization Programs & Information Offered Link

    US Department of Housing and Urban Development

    • Lists Housing Counseling agencies located in Hawaii.

    Association of Independent Consumer Credit Counseling Agencies

    • Lists the homeowner and credit agencies serving Hawaii.

    Hawaii Jump$tart

    • Financial Literacy resources for residents of Hawaii. • Especially targeted at students K-12

    National Association of Consumer Credit Administration

    • Financial Services Regulator Directory of Hawaii (2012). • Lists organizations, contact information, and areas of regulation.

    Hawaii Council on Economic Education

    • Surveys of financial literacy in high schools, self-tests, and links to further information

    Hawaii State Public Library System

    • Reading list of selected books that discuss financial education, both for youth and adults

    Hawaii Association of Mortgage Brokers

    • Contact information for Hawaii-based mortgage brokers; other financial literacy links and resources.

    http://www.hud.gov/offices/hsg/sfh/hcc/hcs.cfm?webListAction=search&searchstate=HIhttp://www.aiccca.org/http://www.hijumpstart.org/http://www.naccaonline.org/http://www.hcee.org/resources.htmlhttp://www.librarieshawaii.org/pdf/FinancialLiteracybiblio09.pdfhttp://hamb.org/member-directory/

  • © 2012 Bankers Advisory, Inc. 40

    Hawaii Fraud Complaints: 5,695

    Source: FTC Sentinel

    http://www.ftc.gov/sentinel/reports/sentinel-annual-reports/sentinel-cy2011.pdf

  • © 2012 Bankers Advisory, Inc. 41

    Hawaii Identity Theft Complaints: 583

    Source: FTC Sentinel

    http://www.ftc.gov/sentinel/reports/sentinel-annual-reports/sentinel-cy2011.pdf

  • © 2012 Bankers Advisory, Inc. 42

    IDAHO Back to top

    IDAHO FINANCIAL LITERACY RESOURCES Organization Programs & Information Offered Link US Department of Housing and Urban Development

    • Lists Housing Counseling agencies located in Idaho

    Association of Independent Consumer Credit Counseling Agencies

    • Lists the homeowner and credit agencies serving Idaho

    Idaho Jump$tart

    • Financial Literacy for residents of Idaho • Especially targeted at students K-12

    National Association of Consumer Credit Administration

    • Financial Services Regulator Directory of Idaho (2012). • Lists organizations, contact information, and areas of regulation.

    Idaho Finance and Mortgage Association

    • Housing counseling services for those looking to purchase a new home, or for existing homeowners.

    Idaho Society of CPAs

    • Financial literacy resource center: includes links and tools for understanding mortgages and credit. • Locate a local certified public accountant.

    Idaho Department of Finance

    • Online-investing resources, find-a-broker, tips for preventing fraud and identity theft.

    Idaho Department of Finance

    • Fun educational links, games and programs for kids • List of helpful financial terms

    http://www.hud.gov/offices/hsg/sfh/hcc/hcs.cfm?webListAction=search&searchstate=IDhttp://www.aiccca.org/http://www.idahoflc.org/http://www.naccaonline.org/http://www.ihfa.org/idamortgage/housing_counseling.asphttp://www.idcpa.org/Locator/Locator.aspxhttp://finance.idaho.gov/Education/FinancialLiteracy.aspxhttp://finance.idaho.gov/Education/Kids.aspxhttp://finance.idaho.gov/Education/FinancialTerms.aspx

  • © 2012 Bankers Advisory, Inc. 43

    Idaho Fraud Complaints: 6,790

    Source: FTC Sentinel

    http://www.ftc.gov/sentinel/reports/sentinel-annual-reports/sentinel-cy2011.pdf

  • © 2012 Bankers Advisory, Inc. 44

    Idaho Identity Theft Complaints: 658

    Source: FTC Sentinel

    http://www.ftc.gov/sentinel/reports/sentinel-annual-reports/sentinel-cy2011.pdf

  • © 2012 Bankers Advisory, Inc. 45

    ILLINOIS Back to top

    ILLINOIS FINANCIAL LITERACY RESOURCES Organization Programs & Information Offered Link

    US Department of Housing and Urban Development

    • Lists Housing Counseling agencies located in Illinois.

    Association of Independent Consumer Credit Counseling Agencies

    • Lists the homeowner and credit agencies serving Illinois

    Illinois Jump$tart

    • Financial Literacy resources for residents of Illinois. • Especially targeted at students K-12.

    National Association of Consumer Credit Administration

    • Financial Services Regulator Directory of Illinois (2012). • Lists organizations, contact information, and areas of regulation.

    College of Business at Illinois

    • Department of Finance financial literacy programs for Illinois. • Information on strengthening one’s finances and financial understanding.

    Illinois Certified Public Accountant Society

    • Help for consumers looking to locate an accountant. • Tips and helpful information for building a stronger financial future

    Illinois Mortgage Bankers Association

    • General help from and contact information for Illinois-based Mortgage Bankers

    http://www.hud.gov/offices/hsg/sfh/hcc/hcs.cfm?webListAction=search&searchstate=ILhttp://www.aiccca.org/http://www.iljumpstart.org/http://www.naccaonline.org/http://www.business.uiuc.edu/finance/Literacy/default.aspxhttp://www.icpas.org/hc-consumers.aspx?id=404http://www.icpas.org/cpaspi.htmhttp://www.imba.org/i4a/pages/index.cfm?pageid=3449

  • © 2012 Bankers Advisory, Inc. 46

    Illinois Fraud Complaints: 52,278

    Source: FTC Sentinel

    http://www.ftc.gov/sentinel/reports/sentinel-annual-reports/sentinel-cy2011.pdf

  • © 2012 Bankers Advisory, Inc. 47

    Illinois Identity Theft Complaints: 10,361

    Source: FTC Sentinel

    http://www.ftc.gov/sentinel/reports/sentinel-annual-reports/sentinel-cy2011.pdf

  • © 2012 Bankers Advisory, Inc. 48

    IOWA Back to top

    IOWA FINANCIAL LITERACY RESOURCES Organization Programs & Information Offered Link

    US Department of Housing and Urban Development

    • Lists Housing Counseling agencies located in Iowa.

    Association of Independent Consumer Credit Counseling Agencies

    • Lists the homeowner and credit agencies serving Iowa.

    Iowa Jump$tart

    • Financial Literacy resources for residents of Iowa. • Especially targeted at students K-12.

    National Association of Consumer Credit Administration

    • Financial Services Regulator Directory of Iowa (2012). • Lists organizations, contact information, and areas of regulation.

    Iowa Mortgage Association

    • Consumer information on Iowa-originated mortgages • Consumer protection and counseling resources. Tips for purchasing a home.

    Iowa Society of Certified Public Accountants

    • Help for consumers locating an Iowa-based accountant.

    Iowa Home Ownership Education Project

    • Mortgage information and counseling • Newsletters to keep consumers up to date

    http://www.hud.gov/offices/hsg/sfh/hcc/hcs.cfm?webListAction=search&searchstate=IAhttp://www.aiccca.org/http://www.iajumpstart.org/http://www.naccaonline.org/http://www.iowama.org/consumer_info.htmlhttp://www.iacpa.org/Homepage.aspxhttp://www.ihoep.com/

  • © 2012 Bankers Advisory, Inc. 49

    Iowa Fraud Complaints: 9,611

    Source: FTC Sentinel

    http://www.ftc.gov/sentinel/reports/sentinel-annual-reports/sentinel-cy2011.pdf

  • © 2012 Bankers Advisory, Inc. 50

    Iowa Identity Theft Complaints: 1,208

    Source: FTC Sentinel

    http://www.ftc.gov/sentinel/reports/sentinel-annual-reports/sentinel-cy2011.pdf

  • © 2012 Bankers Advisory, Inc. 51

    INDIANA Back to top

    INDIANA FINANCIAL LITERACY RESOURCES Organization Programs & Information Offered Link

    US Department of Housing and Urban Development

    • Lists Housing Counseling agencies located in Indiana.

    Association of Independent Consumer Credit Counseling Agencies

    • Lists the homeowner and credit agencies serving Indiana.

    Indiana Jump$tart

    • Financial Literacy resources for residents of Indiana. • Especially targeted at students K-12.

    National Association of Consumer Credit Administration

    • Financial Services Regulator Directory of Indiana (2012). • Lists organizations, contact information, and areas of regulation.

    Indiana Certified Public Accountant Society

    • Numerous programs that assist consumers in better understanding money management practices.

    Indiana Mortgage Bankers Association

    • Information for borrowers and consumers with mortgages. • Helps consumers understand mortgages better.

    Networks Financial Institute at Indiana State University

    • Programs targeted at primary school students. • Teaches the problems associated with large debt or personal bankruptcies.

    Indiana Bankers Association

    • A listing of all initiatives and events hosted by the Indiana Bankers Association targeting financial literacy of consumers.

    http://www.hud.gov/offices/hsg/sfh/hcc/hcs.cfm?webListAction=search&searchstate=INhttp://www.aiccca.org/find.cfmhttp://www.injumpstart.org/http://www.naccaonline.org/http://incpas.org/Public/MoneySense/MoneySense.aspxhttp://www.indianamba.org/borrower_asst.htmhttp://www.networksfinancialinstitute.org/Finance/Pages/default.aspxhttp://www.indianabankers.org/displayindustrynews.cfm?industrytopicnbr=245

  • © 2012 Bankers Advisory, Inc. 52

    Indiana Fraud Complaints: 25,296

    Source: FTC Sentinel

    http://www.ftc.gov/sentinel/reports/sentinel-annual-reports/sentinel-cy2011.pdf

  • © 2012 Bankers Advisory, Inc. 53

    Indiana Identity Theft Complaints: 3,555

    Source: FTC Sentinel

    http://www.ftc.gov/sentinel/reports/sentinel-annual-reports/sentinel-cy2011.pdf

  • © 2012 Bankers Advisory, Inc. 54

    KANSAS Back to top

    KANSAS FINANCIAL LITERACY RESOURCES Organization Programs & Information Offered Link

    US Department of Housing and Urban Development

    • Lists Housing Counseling agencies located in Kansas

    Association of Independent Consumer Credit Counseling Agencies

    • Lists the homeowner and credit agencies serving Kansas

    Kansas Jump$tart

    • Financial Literacy resources for residents of Kansas. • Especially targeted at students K-12

    National Association of Consumer Credit Administration

    • Financial Services Regulator Directory of Kansas (2012). • Lists organizations, contact information, and areas of regulation.

    Kansas State Treasurer

    • Consumer credit counseling workshops, and K-12 programs.

    State of Kansas Attorney General

    • Numerous consumer protection publications and antitrust regulations. • Workshops, information about fraud, and how to avoid scams

    Kansas Council on Economic Education

    • Financial literacy links, for both K-12 and adult education.

    Kansas Housing Resource Corporation

    • Financial literacy and mortgage support programs in Kansas.

    Kansas Housing Resource Corporation

    • Financial information and resources.

    http://www.hud.gov/offices/hsg/sfh/hcc/hcs.cfm?webListAction=search&searchstate=KShttp://www.aiccca.org/http://www.jumpstart.org/states-kansas.htmlhttp://www.naccaonline.org/http://www.kansasstatetreasurer.com/prodweb/personal_finance/resources.phphttp://ag.ks.gov/consumer-protection/consumer-tips/mortgage-fraudhttp://www.kcee.wichita.edu/programs.htmhttp://www.kshousingcorp.org/11additional-resources.aspxhttp://www.kshousingcorp.org/homebuyer-education.aspx

  • © 2012 Bankers Advisory, Inc. 55

    Kansas Fraud Complaints: 11,225

    Source: FTC Sentinel

    http://www.ftc.gov/sentinel/reports/sentinel-annual-reports/sentinel-cy2011.pdf

  • © 2012 Bankers Advisory, Inc. 56

    Kansas Identity Theft Complaints: 1,914

    Source: FTC Sentinel

    http://www.ftc.gov/sentinel/reports/sentinel-annual-reports/sentinel-cy2011.pdf

  • © 2012 Bankers Advisory, Inc. 57

    KENTUCKY Back to top

    KENTUCKY FINANCIAL LITERACY RESOURCES Organization Programs & Information Offered Link

    US Department of Housing and Urban Development

    • Lists Housing Counseling agencies located in Kentucky.

    Association of Independent Consumer Credit Counseling Agencies

    • Lists the homeowner and credit agencies serving Kentucky.

    Kentucky Jump$tart

    • Financial Literacy resources for residents of Kentucky. • Especially targeted at students K-12.

    National Association of Consumer Credit Administration

    • Financial Services Regulator Directory of Kentucky (2012). • Lists organizations, contact information, and areas of regulation.

    Kentucky Department of Financial Institutions

    • Kentucky financial literacy month resources. • Assistance for teaching financial literacy to consumers.

    Kentucky Society of Certified Public Accountants

    • Financial Literacy consumer resources. • Submit questions and have them answered by accountants.

    Mortgage Bankers Association of Kentucky

    • General help from and contact information for mortgage bankers dealing in Kentucky.

    http://www.hud.gov/offices/hsg/sfh/hcc/hcs.cfm?webListAction=search&searchstate=KYhttp://www.aiccca.org/http://www.kyjumpstart.org/http://www.naccaonline.org/http://kfi.ky.gov/Pages/default.aspxhttp://www.kycpa.org/mx/hm.asp?id=cpareferralhttp://www.mortgagebankers.org/roster/default.aspx?id=ros30373

  • © 2012 Bankers Advisory, Inc. 58

    Kentucky Fraud Complaints: 16,053

    Source: FTC Sentinel

    http://www.ftc.gov/sentinel/reports/sentinel-annual-reports/sentinel-cy2011.pdf

  • © 2012 Bankers Advisory, Inc. 59

    Kentucky Identity Theft Complaints: 1,891

    Source: FTC Sentinel

    http://www.ftc.gov/sentinel/reports/sentinel-annual-reports/sentinel-cy2011.pdf

  • © 2012 Bankers Advisory, Inc. 60

    LOUISIANA Back to top

    LOUISIANA FINANCIAL LITERACY RESOURCES Organization Programs & Information Offered Link

    US Department of Housing and Urban Development

    • Lists Housing Counseling agencies located in Louisiana.

    Association of Independent Consumer Credit Counseling Agencies

    • List of the homeowner and credit agencies serving Louisiana.

    Louisiana Jump$tart

    • Financial Literacy resources for residents of Louisiana. • Especially targeted at students K-12.

    National Association of Consumer Credit Administration

    • Financial Services Regulator Directory of Louisiana (2012). • Lists organizations, contact information, and areas of regulation.

    Louisiana Society of Certified Public Accountants

    • Assistance on finding a certified public accountant. • Recommended financial literacy readings.

    Office of Financial Institutions

    • News updates on regulations, laws, reports, and consumer assistance in Louisiana.

    Mortgage Lenders Association of Louisiana

    • General help from and contact information for mortgage lenders dealing in Louisiana.

    Louisiana Bankers Association

    • Coalition for personal financial literacy • Links to other financial education websites

    http://www.hud.gov/offices/hsg/sfh/hcc/hcs.cfm?webListAction=search&searchstate=LAhttp://www.naccaonline.org/http://www.lajumpstart.org/http://www.naccaonline.org/http://www.lcpa.org/HowToChooseCPA.htmlhttp://www.ofi.louisiana.gov/http://www.lmla.com/aboutus.cfm?s=1001194http://www.lba.org/content.cfm?id=86

  • © 2012 Bankers Advisory, Inc. 61

    Louisiana Fraud Complaints: 18,000

    Source: FTC Sentinel

    http://www.ftc.gov/sentinel/reports/sentinel-annual-reports/sentinel-cy2011.pdf

  • © 2012 Bankers Advisory, Inc. 62

    Louisiana Identity Theft Complaints: 2,934

    Source: FTC Sentinel

    http://www.ftc.gov/sentinel/reports/sentinel-annual-reports/sentinel-cy2011.pdf

  • © 2012 Bankers Advisory, Inc. 63

    MAINE Back to top

    MAINE FINANCIAL LITERACY RESOURCES Organization Programs & Information Offered Link

    US Department of Housing and Urban Development

    • List of Housing Counseling agencies located in Maine.

    Association of Independent Consumer Credit Counseling Agencies

    • Lists the homeowner and credit agencies serving Maine.

    Maine Jump$tart

    • Financial Literacy resources for residents of Maine. • Especially targeted at students K-12

    National Association of Consumer Credit Administration

    • Financial Services Regulator Directory of Maine (2012). • Lists organizations, contact information, and areas of regulation.

    Mortgage Bankers Association of Maine, Inc.

    • Information regarding mortgage rates and financial terms. • Mortgage resources for Maine consumers.

    Federal Reserve Bank of Boston

    • Personal Financial Education Resources for Maine residents. • Educational Resources that deal specifically with mortgages and predatory lending.

    Institute for Financial Literacy

    • Online financial literacy programs. • Classes and seminars regarding personal financial education.

    State of Maine: Office of the Treasurer

    • TeachME Financial Literacy • Resources for managing personal finances.

    The Maine Society of Certified Public Accountants

    • Financial Literacy tools and resources. • Includes financial tips, calculators.

    http://www.hud.gov/offices/hsg/sfh/hcc/hcs.cfm?webListAction=search&searchstate=MEhttp://www.naccaonline.org/http://www.mejumpstart.org/http://www.naccaonline.org/http://www.mortgagemaine.com/consumers.htmhttp://www.bostonfed.org/consumer/pfe/index.htmhttp://www.financiallit.org/programs/financialeducation.aspxhttp://www.maine.gov/treasurer/money_management/index.htmlhttps://www.mecpa.org/

  • © 2012 Bankers Advisory, Inc. 64

    Maine Fraud Complaints: 4,589

    Source: FTC Sentinel

    http://www.ftc.gov/sentinel/reports/sentinel-annual-reports/sentinel-cy2011.pdf

  • © 2012 Bankers Advisory, Inc. 65

    Maine Identity Theft Complaints: 503

    Source: FTC Sentinel

    http://www.ftc.gov/sentinel/reports/sentinel-annual-reports/sentinel-cy2011.pdf

  • © 2012 Bankers Advisory, Inc. 66

    MARYLAND Back to top

    MARYLAND FINANCIAL LITERACY RESOURCES Organization Programs & Information Offered Link

    US Department of Housing and Urban Development

    • List of Housing Counseling agencies located in Maryland.

    Association of Independent Consumer Credit Counseling Agencies

    • Lists the homeowner and credit agencies serving Maryland.

    Maryland Jump$tart

    • Financial Literacy resources for residents of Maryland. • Especially targeted at students K-12.

    National Association of Consumer Credit Administration

    • Financial Services Regulator Directory of Maryland (2012). • Lists organization, contact information, and area of regulation.

    Maryland Mortgage Bankers Association

    • Consumer FAQs and financial resources. • Directory of financial literacy event locations and dates.

    Maryland Association of Certified Public Accountants

    • Financial literacy programs that aim for the education of the community. • Money management tools.

    Maryland Coalition for Financial Literacy

    • Links, resources, and tools for money management and financial education.

    Maryland Homeownership

    • Educational resources that deal specifically with finance and credit. • Aids in understanding one’s financial situation.

    Howard County Library

    • Financial resources, information about financial institutions, and credit solutions • Numerous resources that deal specifically with “becoming financially sustainable”.

    http://www.hud.gov/offices/hsg/sfh/hcc/hcs.cfm?webListAction=search&searchstate=MDhttp://www.naccaonline.org/http://www.mdjumpstart.org/http://www.naccaonline.org/http://www.mdmba.org/i4a/pages/index.cfm?pageid=3300http://www.macpa.org/public/referral/findcpa.aspxhttp://www.mdfinancialskills.org/resources/links.phphttp://www.marylandhomeownership.com/financial-and-credit-education/http://www.hclibrary.org/index.php?page=203

  • © 2012 Bankers Advisory, Inc. 67

    Maryland Fraud Complaints: 31,581

    Source: FTC Sentinel

    http://www.ftc.gov/sentinel/reports/sentinel-annual-reports/sentinel-cy2011.pdf

  • © 2012 Bankers Advisory, Inc. 68

    Maryland Identity Theft Complaints: 4,980

    Source: FTC Sentinel

    http://www.ftc.gov/sentinel/reports/sentinel-annual-reports/sentinel-cy2011.pdf

  • © 2012 Bankers Advisory, Inc. 69

    MASSACHUSETTS Back to top

    MASSACHUSETTS FINANCIAL LITERACY RESOURCES Organization Programs & Information Offered Link

    US Department of Housing and Urban Development

    • Lists Housing Counseling agencies located in Massachusetts.

    Association of Independent Consumer Credit Counseling Agencies

    • Lists the homeowner and credit agencies serving Massachusetts.

    Massachusetts Jump$tart

    • Financial Literacy resources for residents of Massachusetts. • Especially targeted at students K-12.

    National Association of Consumer Credit Administration

    • Financial Services Regulator Directory of Massachusetts (2012). • Lists organizations, contact information, and areas of regulation.

    Massachusetts Mortgage Bankers Association

    • Consumer Information and Education • Assistance hotlines and information on mortgages and mortgage fraud.

    Massachusetts Society of Certified Public Accountants

    • Financial literacy programs • Informational sources

    Federal Reserve Bank of Boston

    • Personal financial education resources for Maine. • Educational resources on mortgages and predatory lending.

    http://www.hud.gov/offices/hsg/sfh/hcc/hcs.cfm?webListAction=search&searchstate=MAhttp://www.aiccca.org/http://majumpstart.com/http://www.naccaonline.org/http://www.massmba.com/i4a/pages/index.cfm?pageid=3298http://www.mscpaonline.org/public/financial_literacy.phphttp://www.bostonfed.org/consumer/pfe/index.htm

  • © 2012 Bankers Advisory, Inc. 70

    Massachusetts Fraud Complaints: 26,245

    Source: FTC Sentinel

    http://www.ftc.gov/sentinel/reports/sentinel-annual-reports/sentinel-cy2011.pdf

  • © 2012 Bankers Advisory, Inc. 71

    Massachusetts Identity Theft Complaints: 4,128

    Source: FTC Sentinel

    http://www.ftc.gov/sentinel/reports/sentinel-annual-reports/sentinel-cy2011.pdf

  • © 2012 Bankers Advisory, Inc. 72

    MICHIGAN Back to top

    MICHIGAN FINANCIAL LITERACY RESOURCES Organization Programs & Information Offered Link

    US Department of Housing and Urban Development

    • Lists Housing Counseling agencies located in Michigan.

    Association of Independent Consumer Credit Counseling Agencies

    • Lists the homeowner and credit agencies serving Michigan.

    Michigan Jump$tart

    • Financial Literacy resources for residents of Michigan. • Especially targeted at students K-12.

    National Association of Consumer Credit Administration

    • Financial Services Regulator Directory of Michigan (2012). • Lists organizations, contact information, and areas of regulation.

    Michigan Credit Union League

    • Consumer information on Michigan-originated mortgages. • Tips on purchasing a home; resources for consumer protection and counseling.

    Michigan Bankers Association

    • K-12 and adult programs for enhancing financial literacy. • Awards given to competitors in a financial literacy challenge.

    Michigan Mortgage Lenders Association

    • Tools for consumers to strengthen financial literacy, such as a glossary of financial terms and a mortgage calculator.

    http://www.hud.gov/offices/hsg/sfh/hcc/hcs.cfm?webListAction=search&searchstate=MIhttp://www.aiccca.org/http://www.mijumpstartcoalition.org/http://www.naccaonline.org/http://www.mcul.org/Financial_Education_2309.htmlhttp://www.mibankers.com/communications/financial-literacyhttp://www.mmla.net/displaycommon.cfm?an=1&subarticlenbr=29

  • © 2012 Bankers Advisory, Inc. 73

    Michigan Fraud Complaints: 37,007

    Source: FTC Sentinel

    http://www.ftc.gov/sentinel/reports/sentinel-annual-reports/sentinel-cy2011.pdf

  • © 2012 Bankers Advisory, Inc. 74

    Michigan Identity Theft Complaints: 8,119

    Source: FTC Sentinel

    http://www.ftc.gov/sentinel/reports/sentinel-annual-reports/sentinel-cy2011.pdf

  • © 2012 Bankers Advisory, Inc. 75

    MINNESOTA Back to top

    MINNESOTA FINANCIAL LITERACY RESOURCES Organization Programs & Information Offered Link

    US Department of Housing and Urban Development

    • Lists Housing Counseling agencies located in Minnesota.

    Association of Independent Consumer Credit Counseling Agencies

    • Lists the homeowner and credit agencies serving Minnesota.

    Minnesota Jump$tart

    • Financial Literacy resources for residents of Minnesota. • Especially targeted at students K-12.

    National Association of Consumer Credit Administration

    • Financial Services Regulator Directory of Minnesota (2012). • Lists organizations, contact information, and areas of regulation.

    Minnesota Mortgage Bankers Association

    • Financial literacy resources aimed to help one understand mortgages, and to promote fair lending. • Online courses in fraud detection and fair lending.

    Help Minnesota Save

    • Four Cornerstones of Financial Literacy Curriculum: a program that uses a circle method to teach financial education.

    The Minnesota Society of Certified Public Accountants

    • Resources for taxes, personal finance, and credit scores. • Money management tips, financial term glossaries, and other initiatives.

    University of Minnesota Extension

    • Youth and adult programs available at the University of Minnesota Extension School.

    http://www.hud.gov/offices/hsg/sfh/hcc/hcs.cfm?webListAction=search&searchstate=MNhttp://www.aiccca.org/find.cfmhttp://www.mnjumpstart.org/http://www.naccaonline.org/http://www.mismo.org/GettingStartedhttp://helpmnsave.nonprofitoffice.com/index.asp?Type=B_BASIC&SEC={81CDBF03-1174-4331-B2F7-83F208EA4030}http://www.mncpa.org/information/http://www.extension.umn.edu/extensionnews/2009/april-financial-literacy.html

  • © 2012 Bankers Advisory, Inc. 76

    Minnesota Fraud Complaints: 19,679

    Source: FTC Sentinel

    http://www.ftc.gov/sentinel/reports/sentinel-annual-reports/sentinel-cy2011.pdf

  • © 2012 Bankers Advisory, Inc. 77

    Minnesota Identity Theft Complaints: 2,671

    Source: FTC Sentinel

    http://www.ftc.gov/sentinel/reports/sentinel-annual-reports/sentinel-cy2011.pdf

  • © 2012 Bankers Advisory, Inc. 78

    MISSISSIPPI Back to top

    MISSISSIPPI FINANCIAL LITERACY RESOURCES Organization Programs & Information Offered Link

    US Department of Housing and Urban Development

    • Lists Housing Counseling agencies located in Mississippi.

    Association of Independent Consumer Credit Counseling Agencies

    • Lists the homeowner and credit agencies serving Mississippi.

    Mississippi Jump$tart

    • Financial Literacy resources for residents of Mississippi. • Especially targeted at students K-12.

    National Association of Consumer Credit Administration

    • Financial Services Regulator Directory of Mississippi (2012). • Lists organizations, contact information, and areas of regulation.

    Mississippi State University

    • College of Business: center for economic education and financial literacy • Tools, assistance for students and k-12 children, outreach programs.

    Mississippi Council on Economic Education at Millsaps College

    • Personal finance education resources, community outreach programs, and additional websites.

    Mortgage Bankers Association of Mississippi

    • General help from and contact information for mortgage lenders dealing in Mississippi.

    http://www.hud.gov/offices/hsg/sfh/hcc/hcs.cfm?webListAction=search&searchstate=MShttp://www.aiccca.org/http://www.msjumpstart.org/http://www.naccaonline.org/http://misweb.cbi.msstate.edu/~COBI/faculty/departments/mainpage.shtml?CEEFLhttp://www.mscee.org/links.htmlhttp://www.msmba.org/

  • © 2012 Bankers Advisory, Inc. 79

    Mississippi Fraud Complaints: 9,595

    Source: FTC Sentinel

    http://www.ftc.gov/sentinel/reports/sentinel-annual-reports/sentinel-cy2011.pdf

  • © 2012 Bankers Advisory, Inc. 80

    Mississippi Identity Theft Complaints: 2,210

    Source: FTC Sentinel

    http://www.ftc.gov/sentinel/reports/sentinel-annual-reports/sentinel-cy2011.pdf

  • © 2012 Bankers Advisory, Inc. 81

    MISSOURI Back to top

    MISSOURI FINANCIAL LITERACY RESOURCES Organization Programs & Information Offered Link US Department of Housing and Urban Development

    • Lists Housing Counseling agencies located in Missouri.

    Association of Independent Consumer Credit Counseling Agencies

    • Lists the homeowner and credit agencies serving Indiana.

    Indiana Jump$tart

    • Financial Literacy resources for residents of Indiana. • Especially targeted at students K-12.

    National Association of Consumer Credit Administration

    • Financial Services Regulator Directory of Indiana (2012). • Lists organizations, contact information, and areas of regulation.

    Missouri State Treasurer

    • Financial Football—Financial education for high school and college students.

    Missouri Department of Higher Education

    • Quick tips and resources for money management and controlling mortgages. • Publications and financial counseling resources.

    Mortgage Bankers Association of Missouri

    • Information for borrowers and consumers with mortgages • Aimed at increasing consumers’ understanding of mortgages.

    http://www.hud.gov/offices/hsg/sfh/hcc/hcs.cfm?webListAction=search&searchstate=MOhttp://www.aiccca.org/find.cfmhttp://www.mojumpstart.org/http://www.naccaonline.org/http://www.missouri.financialfootball.com/games/trainingcamp/ff/http://dhe.mo.gov/resources/currentborrower.phphttp://www.mbamo.org/

  • © 2012 Bankers Advisory, Inc. 82

    Missouri Fraud Complaints: 26,863

    Source: FTC Sentinel

    http://www.ftc.gov/sentinel/reports/sentinel-annual-reports/sentinel-cy2011.pdf

  • © 2012 Bankers Advisory, Inc. 83

    Missouri Identity Theft Complaints: 4,282

    Source: FTC Sentinel

    http://www.ftc.gov/sentinel/reports/sentinel-annual-reports/sentinel-cy2011.pdf

  • © 2012 Bankers Advisory, Inc. 84

    MONTANA Back to top

    MONTANA FINANCIAL LITERACY RESOURCES Organization Programs & Information Offered Link US Department of Housing and Urban Development

    • Lists Housing Counseling agencies located in Montana.

    Association of Independent Consumer Credit Counseling Agencies

    • Lists homeowner and credit agencies serving Montana.

    Montana Jump$tart

    • Financial Literacy resources for residents of Montana. • Especially targeted at students K-12.

    National Association of Consumer Credit Administration

    • Financial Services Regulator Directory of Montana (2012). • Lists organizations, contact information, and areas of regulation.

    Federal Reserve Bank of Minneapolis

    • Information about the Montana Financial Education Coalition. • Statistics and information regarding financial literacy in Montana.

    Montana Society of Certified Public Accountants

    • FAQs, tax specific information, and contact information for the Family Assistance Center.

    http://www.hud.gov/offices/hsg/sfh/hcc/hcs.cfm?webListAction=search&searchstate=MThttp://www.aiccca.org/find.cfmhttp://www.mtjumpstart.org/http://www.naccaonline.org/Pages/directory/states08/ca.htmlhttp://www.minneapolisfed.org/publications_papers/pub_display.cfm?id=2418https://www.mscpa.org/find_a_cpa

  • © 2012 Bankers Advisory, Inc. 85

    Montana Fraud Complaints: 4,020

    Source: FTC Sentinel

    http://www.ftc.gov/sentinel/reports/sentinel-annual-reports/sentinel-cy2011.pdf

  • © 2012 Bankers Advisory, Inc. 86

    Montana Identity Theft Complaints: 390

    Source: FTC Sentinel

    http://www.ftc.gov/sentinel/reports/sentinel-annual-reports/sentinel-cy2011.pdf

  • © 2012 Bankers Advisory, Inc. 87

    NEBRASKA Back to top

    NEBRASKA FINANCIAL LITERACY RESOURCES Organization Programs & Information Offered Link

    US Department of Housing and Urban Development

    • Lists Housing Counseling agencies located in Nebraska.

    Association of Independent Consumer Credit Counseling Agencies

    • Lists the homeowner and credit agencies serving Nebraska.

    National Association of Consumer Credit Administration

    • Financial Services Regulator Directory of Nebraska (2012). • Lists organizations, contact information, and areas of regulation.

    Federal Reserve Bank of Kansas City

    • Nebraska Financial Education Coalition: a Jumpstart affiliate striving to increase personal financial literacy.

    Money Smart Nebraska

    • Event calendar, partners, and information on how to get involved.

    http://www.hud.gov/offices/hsg/sfh/hcc/hcs.cfm?webListAction=search&searchstate=NEhttp://www.aiccca.org/http://www.naccaonline.org/http://www.kansascityfed.org/nebfined/http://www.federalreserveeducation.org/

  • © 2012 Bankers Advisory, Inc. 88

    Nebraska Fraud Complaints: 6,824

    Source: FTC Sentinel

    http://www.ftc.gov/sentinel/reports/sentinel-annual-reports/sentinel-cy2011.pdf

  • © 2012 Bankers Advisory, Inc. 89

    Nebraska Identity Theft Complaints: 869

    Source: FTC Sentinel

    http://www.ftc.gov/sentinel/reports/sentinel-annual-reports/sentinel-cy2011.pdf

  • © 2012 Bankers Advisory, Inc. 90

    NEVADA Back to top

    NEVADA FINANCIAL LITERACY RESOURCES Organization Programs & Information Offered Link

    US Department of Housing and Urban Development

    • Lists Housing Counseling agencies located in Nevada.

    Association of Independent Consumer Credit Counseling Agencies

    • Lists the homeowner and credit agencies serving Nevada.

    Nevada Jump$tart

    • Financial Literacy resources for residents of Nevada. • Especially targeted at students K-12.

    National Association of Consumer Credit Administration

    • Financial Services Regulator Directory of Nevada (2012). • Lists organizations, contact information, and areas of regulation.

    Nevada Society of Certified Public Accountants

    • A comprehensive approach to financial literacy. • Resources for consumers of a number of professions and ages.

    Nevada Mortgage Bankers Association

    • Financial literacy resource center: many links and tools for understanding mortgages and credit. • Locate a mortgage banker near you.

    http://www.hud.gov/offices/hsg/sfh/hcc/hcs.cfm?webListAction=search&searchstate=NVhttp://www.aiccca.org/find.cfmhttp://www.nvjumpstart.org/http://www.naccaonline.org/http://www.nevadacpa.org/http://www.mortgagebankers.org/roster/default.aspx?id=ros30384

  • © 2012 Bankers Advisory, Inc. 91

    Nevada Fraud Complaints: 14,320

    Source: FTC Sentinel

    http://www.ftc.gov/sentinel/reports/sentinel-annual-reports/sentinel-cy2011.pdf

  • © 2012 Bankers Advisory, Inc. 92

    Nevada Identity Theft Complaints: 2,427

    Source: FTC Sentinel

    http://www.ftc.gov/sentinel/reports/sentinel-annual-reports/sentinel-cy2011.pdf

  • © 2012 Bankers Advisory, Inc. 93

    NEW HAMPSHIRE Back to top

    NEW HAMPSHIRE FINANCIAL LITERACY RESOURCES Organization Programs & Information Offered Link

    US Department of Housing and Urban Development

    • Lists Housing Counseling agencies located in New Hampshire.

    Association of Independent Consumer Credit Counseling Agencies

    • Lists the homeowner and credit agencies serving New Hampshire.

    New Hampshire Jump$tart

    • Financial Literacy resources for residents of New Hampshire. • Especially targeted at students K-12.

    National Association of Consumer Credit Administration

    • Financial Services Regulator Directory of New Hampshire (2012). • Lists organizations, contact information, and areas of regulation.

    New Hampshire Mortgage Bankers Association

    • Consumer information and education. • Assistance hotlines, and information on mortgages, mortgage fraud.

    Federal Reserve Bank of Boston

    • Personal Financial Education Resources for New Hampshire residents. • Educational resources on mortgages and predatory lending.

    Southern New Hampshire University

    • Financial Literacy training aimed at high school students. • 8 modules for improving financial literacy.

    http://www.hud.gov/offices/hsg/sfh/hcc/hcs.cfm?webListAction=search&searchstate=NHhttp://www.aiccca.org/find.cfmhttp://www.nhjumpstart.org/http://www.naccaonline.org/http://www.mbba-nh.org/http://www.bostonfed.org/consumer/pfe/index.htmhttp://www.snhu.edu/files/pdfs/Financial_Literacy_2003-02.pdf

  • © 2012 Bankers Advisory, Inc. 94

    New Hampshire Fraud Complaints: 5,948

    Source: FTC Sentinel

    http://www.ftc.gov/sentinel/reports/sentinel-annual-reports/sentinel-cy2011.pdf

  • © 2012 Bankers Advisory, Inc. 95

    New Hampshire Identity Theft Complaints: 617

    Source: FTC Sentinel

    http://www.ftc.gov/sentinel/reports/sentinel-annual-reports/sentinel-cy2011.pdf

  • © 2012 Bankers Advisory, Inc. 96

    NEW JERSEY Back to top

    NEW JERSEY FINANCIAL LITERACY RESOURCES Organization Programs & Information Offered Link

    US Department of Housing and Urban Development

    • Lists Housing Counseling agencies located in New Jersey.

    Association of Independent Consumer Credit Counseling Agencies

    • Lists the homeowner and credit agencies serving New Jersey.

    New Jersey Jump$tart

    • Financial Literacy resources for residents of New Jersey. • Especially targeted at students K-12.

    National Association of Consumer Credit Administration

    • Financial Services Regulator Directory of New Jersey (2012). • Lists organizations, contact information, and areas of regulation.

    Mortgage Bankers Association of New Jersey

    • General help from and contact information for mortgage bankers dealing in New Jersey.

    Money Matters NJ

    • Resources and links for budget, saving, credit, and identity theft education.

    New Jersey Coalition for Financial Literacy

    • Programs, events, and resources targeted at teaching consumers about their finances. • Special programs targeted at young adults.

    http://www.hud.gov/offices/hsg/sfh/hcc/hcs.cfm?webListAction=search&searchstate=NJhttp://www.aiccca.org/http://www.jumpstartnj.com/http://www.naccaonline.org/http://www.mbanj.com/http://www.moneymattersnj.com/resources/index.cfmhttp://www.njcfe.org/

  • © 2012 Bankers Advisory, Inc. 97

    New Jersey Fraud Complaints: 39,737

    Source: FTC Sentinel

    http://www.ftc.gov/sentinel/reports/sentinel-annual-reports/sentinel-cy2011.pdf

  • © 2012 Bankers Advisory, Inc. 98

    New Jersey Identity Theft Complaints: 7,599

    Source: FTC Sentinel

    http://www.ftc.gov/sentinel/reports/sentinel-annual-reports/sentinel-cy2011.pdf

  • © 2012 Bankers Advisory, Inc. 99

    NEW MEXICO Back to top

    NEW MEXICO FINANCIAL LITERACY RESOURCES Organization Programs & Information Offered Link

    US Department of Housing and Urban Development

    • Lists Housing Counseling agencies located in New Mexico.

    Association of Independent Consumer Credit Counseling Agencies

    • Lists the homeowner and credit agencies serving New Mexico.

    New Mexico Jump$tart

    • Financial Literacy resources for residents of New Mexico. • Especially targeted at students K-12.

    National Association of Consumer Credit Administration

    • Financial Services Regulator Directory of New Mexico (2012). • Lists organizations, contact information, and areas of regulation.

    New Mexico Financial Education Coalition

    • Financial literacy month, representatives, and contact information. • Financial education resources for consumers.

    New Mexico Mortgage Lenders Association, Inc.

    • General help from and contact information for mortgage lenders dealing in New Mexico.

    New Mexico Project for Financial Literacy

    • Training, curriculum, and other resources for consumers and financial literacy advocates. • Free workshops for enhancing financial literacy.

    http://www.hud.gov/offices/hsg/sfh/hcc/hcs.cfm?webListAction=search&searchstate=NMhttp://www.aiccca.org/find.cfmhttp://www.nmjumpstart.org/http://www.naccaonline.org/http://www.nmfined.org/http://www.nmmla.org/http://www.nmpfl.org/

  • © 2012 Bankers Advisory, Inc. 100

    New Mexico Fraud Complaints: 8,023

    Source: FTC Sentinel

    http://www.ftc.gov/sentinel/reports/sentinel-annual-reports/sentinel-cy2011.pdf

  • © 2012 Bankers Advisory, Inc. 101

    New Mexico Identity Theft Complaints: 1,610

    Source: FTC Sentinel

    http://www.ftc.gov/sentinel/reports/sentinel-annual-reports/sentinel-cy2011.pdf

  • © 2012 Bankers Advisory, Inc. 102

    NEW YORK Back to top

    NEW YORK FINANCIAL LITERACY RESOURCES Organization Programs & Information Offered Link

    US Department of Housing and Urban Development

    • Lists Housing Counseling agencies located in New York.

    Association of Independent Consumer Credit Counseling Agencies

    • Lists the homeowner and credit agencies serving New York.

    New York Jump$tart

    • Financial Literacy resources for residents of New York. • Especially targeted at students K-12.

    National Association of Consumer Credit Administration

    • Financial Services Regulator Directory of New York (2012). • Lists organizations, contact information, and areas of regulation.

    Mortgage Bankers Association of New York

    • General help from and contact information for mortgage bankers dealing in New York.

    Money Power

    • Financial education programs and personal finance resources • Especially helpful for students.

    Federal Reserve Bank Of New York

    • Educational resources that deal specifically with mortgages and predatory lending. • Links to additional resources.

    http://www.hud.gov/offices/hsg/sfh/hcc/hcs.cfm?webListAction=search&searchstate=NYhttp://www.aiccca.org/find.cfmhttp://jumpstart.org/state-requirements-new-york.htmlhttp://www.naccaonline.org/http://www.mbany.org/http://www.moneypower.org:8080/wise/hpcms/wisehomepage.jsphttp://www.newyorkfed.org/education/index.html

  • © 2012 Bankers Advisory, Inc. 103

    New York Fraud Complaints: 75,163

    Source: FTC Sentinel

    http://www.ftc.gov/sentinel/reports/sentinel-annual-reports/sentinel-cy2011.pdf

  • © 2012 Bankers Advisory, Inc. 104

    New York Identity Theft Complaints: 17,880

    Source: FTC Sentinel

    http://www.ftc.gov/sentinel/reports/sentinel-annual-reports/sentinel-cy2011.pdf

  • © 2012 Bankers Advisory, Inc. 105

    NORTH CAROLINA Back to top

    NORTH CAROLINA FINANCIAL LITERACY RESOURCES Organization Programs & Information Offered Link

    US Department of Housing and Urban Development

    • Lists Housing Counseling agencies located in North Carolina.

    Association of Independent Consumer Credit Counseling Agencies

    • Lists the homeowner and credit agencies serving North Carolina.

    North Carolina Jump$tart

    • Financial Literacy resources for residents of North Carolina. • Especially targeted at students K-12.

    National Association of Consumer Credit Administration

    • Financial Services Regulator Directory of North Carolina (2012). • Lists organizations, contact information, and areas of regulation.

    Mortgage Bankers Association of the Carolinas, Inc.

    • Consumer FAQs and financial literacy resources. • Directory and event calendar.

    North Carolina Association of Certified Public Accountants

    • Financial literacy programs that contribute to the education of the community. • Information for volunteers and those requesting assistance.

    North Carolina Commissioner of Banks

    • Financial Literacy Information

    http://www.hud.gov/offices/hsg/sfh/hcc/hcs.cfm?webListAction=search&searchstate=NChttp://www.aiccca.org/find.cfmhttp://www.ncjumpstart.org/http://www.naccaonline.org/http://www.mbac.org/http://www.ncacpa.org/Home.aspxhttp://www.nccob.gov/public/ConsumerInformation/OtherResources/CIFinancialLiteracy.aspx?callingPageRoot=/public&callingPathAndQuery=/public/ConsumerInformation/OtherResources/CIOther.aspx

  • © 2012 Bankers Advisory, Inc. 106

    North Carolina Fraud Complaints: 38,063

    Source: FTC Sentinel

    http://www.ftc.gov/sentinel/reports/sentinel-annual-reports/sentinel-cy2011.pdf

  • © 2012 Bankers Advisory, Inc. 107

    North Carolina Identity Theft Complaints: 6,287

    Source: FTC Sentinel

    http://www.ftc.gov/sentinel/reports/sentinel-annual-reports/sentinel-cy2011.pdf

  • © 2012 Bankers Advisory, Inc. 108

    NORTH DAKOTA Back to top

    NORTH DAKOTA FINANCIAL LITERACY RESOURCES Organization Programs & Information Offered Link

    US Department of Housing and Urban Development

    • Lists Housing Counseling agencies located in North Dakota.

    Association of Independent Consumer Credit Counseling Agencies

    • Lists the homeowner and credit agencies serving North Dakota.

    North Dakota Jump$tart

    • Financial Literacy resources for residents of North Dakota. • Especially targeted at students K-12.

    National Association of Consumer Credit Administration

    • Financial Services Regulator Directory of North Dakota (2012). • Lists organizations, contact information, and areas of regulation.

    North Dakota State Treasurer

    • Tomorrow’s Money: a program using a circular teaching method to show how saving and investing makes dealing with unexpected problems simpler.

    North Dakota Securities Department

    • Resources that assist North Dakota residents in preparing for the future: insurance education and savings counseling

    North Dakota Society of CPAs

    • Resources targeted at improving financial literacy in North Dakota, and comprehensive information on regulations and law changes.

    http://www.hud.gov/offices/hsg/sfh/hcc/hcs.cfm?webListAction=search&searchstate=NDhttp://www.aiccca.org/find.cfmhttp://www.ndjumpstart.org/http://www.naccaonline.org/http://northdakota.tomorrowsmoney.org/http://www.ndsecurities.com/investor-education/resources.asphttp://www.ndscpa.org/

  • © 2012 Bankers Advisory, Inc. 109

    North Dakota Fraud Complaints: 1,732

    Source: FTC Sentinel

    http://www.ftc.gov/sentinel/reports/sentinel-annual-reports/sentinel-cy2011.pdf

  • © 2012 Bankers Advisory, Inc. 110

    North Dakota Identity Theft Complaints: 156

    Source: FTC Sentinel

    http://www.ftc.gov/sentinel/reports/sentinel-annual-reports/sentinel-cy2011.pdf

  • © 2012 Bankers Advisory, Inc. 111

    OHIO Back to top

    OHIO FINANCIAL LITERACY RESOURCES Organization Programs & Information Offered Link

    US Department of Housing and Urban Development

    • Lists Housing Counseling agencies located in Ohio

    Association of Independent Consumer Credit Counseling Agencies

    • Lists the homeowner and credit agencies serving Ohio.

    Ohio Jump$tart

    • Financial Literacy resources for residents of Ohio. • Especially targeted at students K-12

    National Association of Consumer Credit Administration

    • Financial Services Regulator Directory of Ohio (2012). • Lists organizations, contact information, and areas of regulation.

    Ohio Treasurer

    • Financial calculators, articles, forums, and links to help Ohio residents manage their finances.

    Ohio Society of Certified Public Accountants

    • Financial Literacy consumer resources. • Financial tips and workshops for residents of Ohio.

    Mortgage Bankers Association of Ohio

    • General help from and contact information for mortgage bankers dealing in Ohio.

    Ohio Association Teachers of Family and Consumer Sciences

    • Resource page full of financial literacy information, publications, and guides.

    http://www.oatfacs.org/Related%20Resources/Financial%20Literacy.htmlhttp://www.oatfacs.org/Related%20Resources/Financial%20Literacy.htmlhttp://www.hud.gov/offices/hsg/sfh/hcc/hcs.cfm?webListAction=search&searchstate=OHhttp://www.aiccca.org/find.cfmhttp://www.ohjumpstart.org/http://www.naccaonline.org/http://www.tos.ohio.gov/ForYou/Default.aspx?Section=Smart Money Choiceshttp://www.ohioscpa.com/financial-fitness-ohio/find-a-cpahttp://www.ohiomba.org/

  • © 2012 Bankers Advisory, Inc. 112

    Ohio Fraud Complaints: 54,493

    Source: FTC Sentinel

    http://www.ftc.gov/sentinel/reports/sentinel-annual-reports/sentinel-cy2011.pdf

  • © 2012 Bankers Advisory, Inc. 113

    Ohio Identity Theft Complaints: 7,479

    Source: FTC Sentinel

    http://www.ftc.gov/sentinel/reports/sentinel-annual-reports/sentinel-cy2011.pdf

  • © 2012 Bankers Advisory, Inc. 114

    OKLAHOMA Back to top

    OKLAHOMA FINANCIAL LITERACY RESOURCES Organization Programs & Information Offered Link

    US Department of Housing and Urban Development

    • Lists Housing Counseling agencies located in Oklahoma

    Association of Independent Consumer Credit Counseling Agencies

    • Lists of the homeowner and credit agencies serving Oklahoma.

    Oklahoma Jump$tart

    • Financial Literacy resources for residents of Oklahoma. • Especially targeted at students K-12.

    National Association of Consumer Credit Administration

    • Financial Services Regulator Directory of Oklahoma (2012). • Lists organizations, contact information, and areas of regulation.

    Oklahoma Money Matters

    • Financial tips for saving, college, and the future. • Free teacher workshops for financial education.

    Oklahoma Mortgage Bankers Association

    • General help from and contact information for mortgage lenders dealing in Oklahoma.

    Oklahoma Society of Certified Public Accountants

    • Money management education resources.

    http://www.hud.gov/offices/hsg/sfh/hcc/hcs.cfm?webListAction=search&searchstate=OKhttp://www.aiccca.org/find.cfmhttp://www.oklahomajumpstart.org/http://www.naccaonline.org/http://www.oklahomamoneymatters.org/http://www.oklahomamortgagebankersassociation.com/http://www.oscpa.com/?89

  • © 2012 Bankers Advisory, Inc. 115

    Oklahoma Fraud Complaints: 13,481

    Source: FTC Sentinel

    http://www.ftc.gov/sentinel/reports/sentinel-annual-reports/sentinel-cy2011.pdf

  • © 2012 Bankers Advisory, Inc. 116

    Oklahoma Identity Theft Complaints: 2,115

    Source: FTC Sentinel

    http://www.ftc.gov/sentinel/reports/sentinel-annual-reports/sentinel-cy2011.pdf

  • © 2012 Bankers Advisory, Inc. 117

    OREGON Back to top

    OREGON FINANCIAL LITERACY RESOURCES Organization Programs & Information Offered Link

    US Department of Housing and Urban Development

    • Lists Housing Counseling agencies located in Oregon.

    Association of Independent Consumer Credit Counseling Agencies

    • Lists the homeowner and credit agencies serving Oregon.

    Oregon Jump$tart

    • Financial Literacy resources for residents of Oregon. • Especially targeted at students K-12.

    National Association of Consumer Credit Administration

    • Financial Services Regulator Directory of Oregon (2012). • Lists organizations, contact information, and areas of regulation.

    The Oregon Society of Certified Public Accountants

    • Financial literacy month, how to protect your finances, and many other topics for consumers. • Resources for consumers of a number of professions and ages

    Oregon Mortgage Lenders Association

    • Financial literacy resource center: links and tools for understanding mortgages and credit • Locate a mortgage lender near you.

    Consumer Credit Counsel