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B A N K I N GFinancial Services
Comarch FactoringSystem for handling factoring transactions
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To keep up with the times The system uses the latest available web-based technologies
allowing our clients to access the platform any time from any
place.
Cover all factoring process areas with a cutting-edge
IT solution.
To be universalWith a flexible modular structure, Comarch Factoring can be
deployed in a variety of configurations.
The system consists of inseparable core and optional modules,
which allow for the extension of the system’s functionality.
The system offers support for the maintenance of the most
popular factoring products:
• Full Service Factoring
• Reverse Factoring
• Purchase Order Factoring
• Invoice Discounting
• A/R Management without financing
• Import/Export Factoring
Support for the maintenance of all desired factoring
products and functionalities.
Reasons to own Comarch Factoring
* one solution integrating multi-channel customer service,
communication and amazing user experience
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To be easy to reachComarch Factoring is a web-based application allowing the
processing of factoring transactions by a factor, a customer or
a debtor. Comarch Factoring is fully accessible via web (24h/7).
To be highly competitiveComarch Factoring offers complete coverage of all areas related
to invoice factoring from request management to collections.
Highly customizable wizards allow you to create different
factoring products and modify them when needed. Product
management is highly customizable.
Comarch Factoring helps manage business processes
connected with factoring.
The system covers and automates the following processes:
• pre-selling processes
• client due diligence & rating
• request management
• handling factoring agreements
• invoice & transaction management
• A/R monitoring
• automatic notifications
• risk management
• collections.
Administrative Module, Agreement Module, Pre-selling
Module, Communication Module
Back-office system for factor employees Web portal for clients & debtors
* effective transaction management with time and resources reduction
* Provide your clients with exceptional day to day
banking functionality
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To spare costs & timeComarch Factoring offers quick and easy deployment of new
functionalities and modules owing to the modularity of the
platform, as well as automation of the most important and
time-consuming business processes like: invoice purchase,
repayment settling, A/R monitoring, making payments or
recourse management.
Mechanisms responsible for automation of all business
processes are highly configurable.
Comarch Factoring supports:
• automatic matching of repayments with existing invoices
for full control of settlements
• submission via customer web portal (manually or from
an XML and CSV file)
• submission via electronic data interchange platform (EDI
interfaces)
• realization of all sorts of accounting operations connected
with factoring transactions that take place in the system
• integration with external accounting systems or General
Ledger.
Transaction Module, Repayment Processing Module, Notifi-
cation Module, Accounting Module
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To have your business under full controlThe system has flexible mechanisms responsible for generating
different types of reports (regular, cross-section, custom,
automatic e-mail reports).
Reports can be generated with the use of different file formats
e.g. CSV, XML and PDF. The reporting tool is available for all
the users.
The reporting module includes a mechanism enabling users
to send automatically generated reports to a defined e-mail
address with a specific frequency.
Comarch Factoring includes a powerful tool for reminders and
notification management with the user-defined notification
content, event type, and generation parameters.
Reporting Module, Notification Module, Accounting Module
To minimize riskComarch Factoring provides you with a set of tools that help
control risk - your factoring business is constantly monitored
and protected by automatic and configurable mechanisms.
Key functionalities:
• client / debtor monitoring
• transaction monitoring
• calculation of risk measures
• early-warning signals
• reporting events exceeding the accepted risk level
• holding up the transaction in specific cases.
Risk Management Module, Accounting Module
To launch money transfersWith Comarch Factoring, you have the ability to send money
transfers to your client current accounts. The process usually
takes a few days. Comarch Factoring helps you automate
transfers by assigning individual funding conditions to each
client. The system automatically transfers money to selected
clients when specified funding conditions are met.
Such an approach toward trusted clients leads to reduction
of operational costs and improvement of client satisfaction.
Risk Management Module, Accounting Module
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To be in touch Comarch Factoring has a mechanism for the automating and
ensuring consistent communication between participants of
the factoring process.
Communication channels:
• text message exchange via inbox at all portals
• SMS
• fax.
Multichannel Communication Module
To make you global Comarch Factoring provides multi-currency and multi-language
support to make your business global.
Comarch Factoring can be easily used by international groups
on various international markets.
The system handles repayments, reporting, transaction
accounting, transaction in the most popular currencies, as
well as servicing all bank accounts on the international level.
To ensure safetyThe system enables high quality, state-of-the-art protection
mechanisms based on world-class standards.
• SSL3.0
• PKI management
• tokens
• site certificates
• microprocessor cards with PKI for user authentication
and authorization of transactions.
Comarch Factoring includes User Management Module to
manage users, security polices, and access.
Main functions:
• user identification
• authentication
• authorization
• full accounting
• single sign-on
• organizational structure
• support for creation of virtual organizations
• central user and privilege management through a multilevel
set of groups and roles
• user roles.
Security Module, User Management Module
* easy integrationwith your business
& technology
www.factoring.comarch.com
www.finance.comarch.com
www.comarch.com
Comarch Spółka Akcyjna with its registered seat in Kraków at Aleja Jana Pawła II 39A, entered in the National Court Register kept by the District Court
for Kraków-Śródmieście in Kraków, the 11th Commercial Division of the National Court Register under no. KRS 000057567. The share capital amounts
to 8.051.637,00 zł. The share capital was fully paid, NIP 677-00-65-406
Copyright © Comarch 2013. All Rights Reserved. No part of this document may be reproduced in any form without the prior written consent
of Comarch. Comarch reserves the right to revise this document and to make changes in the content from time to time without notice. Comarch may
make improvements and/or changes to the product(s) and/or programs described in this document any time. The trademarks and service marks
of Comarch are the exclusive property of Comarch, and may not be used without permission. All other marks are the property of their respective owners.
EN 2013-03
Comarch is a leading Central European IT business solutions provider specializing in forging business relationships that maximize customer profitability while optimizing business and operational processes. Comarch’s primary advantage lies in the vast domain of knowledge accumulated in and applied to our software products. These products incorporate highly sophisticated IT solutions for businesses in all vertical sectors. Comarch has a multinational network of offices employing over 3300 highly-experienced IT specialists in Europe, the Middle East and the Americas.
Poland Headquarters
Comarch SA
Al. Jana Pawła II 39a
31-864 Krakow
Phone. +48 12 646 1000
Fax. +48 12 646 1100
Austria
Comarch Solutions GmbH
Nußdorfer Lände 23
A-1190 Wien
Phone. +43 1 910 66-0
Fax. +43 1 910 66-66
Belgium
Comarch AG
Avenue Louise 65
B-1050 Brussels
Phone. +32 2 535 78 68
Fax. +32 2 535 77 00
e-mail: [email protected]
France
Comarch Paris
Tour Egée 9/11 Allée de l’Arche
La Défense 6
92 671 Courbevoie Cedex
Phone. +33 1 49 97 15 90
Germany
Comarch Solutions GmbH
Pfalzburger Straße 43-44
10717 Berlin
Phone. +49 30 767967 0
Fax. +49 30 76 79 67-1467
Grand Duchy of Luxembourg
Comarch Luxembourg S.a R.L.
Route d’Arlon 23
L-8008 Strassen
Phone. +352 271 168 18
e-mail: [email protected]
Russia
Comarch OOO
4th Lesnoy Pereulok, room 438
125047 Moscow
Phone. +7 495 6413771, + 7 495 6413772
Switzerland
Comarch Swiss AG
Ledergasse 12
6004 Luzern
Phone. +41 41 410 90 12
Ukraine
LLC ComArch
18/7 Kutuzova Str.
01133 Kiev
Phone. +380 44 492 2842
Fax. +380 44 492 2843
United Kingdom
Comarch SA
One Kingdom Street
Paddington Central
London W2 6BD
Phone. +44 20 3402 3246
Fax. +44 20 3402 3501
www.comarch.pl
www.comarch.de
www.comarch.ru
