CocoonA Universal Front-End

United Systems Advisory Council - January 16-17, 1997

The Problem

• For Producers– Multiple illustration systems– Steep learning curve for staff

• For Carriers– Your own proprietary illustration system– Difficulty of moving to Windows

The Goal

• Create Standard Illustration System– Multi-Carrier– Windows compatible– Easy-to-Use

• for the carrier• for the producer

– Minimal change to existing engines• support for both DOS and Windows engines

The Solution - Cocoon

• Take the WinFlex Front-End– 2 Years in development– Already supports 25+ carriers

• Add Screen Designer– Our in-house tool we use daily

• Link product engines from the carrier

• Originally priced at $90,000

The NAILBA request

• Standard illustration system

• Distribute free to member carriers

• We looked at the Netscape model– they give away browser, charge for

server– we give away front-end, sell WinFlex

Cocoon Deal

• Free to all NAILBA carriers• … and other qualified carriers• Support & updates on Internet

– www.usinfo.com

• Registered Version (Optional)– Setup & training on first product– 1-Year of support – Registration Fee: $10,000

Cocoon Components

• Cocoon Illustration system

• Screen Designer

• Sample DLL engine

• Sample Installation program

• Support Utilities

• Documentation

Steps to Implementation

• Sign license – license is for unlimited distribution– you agree not to resell or reverse

engineer

• You receive software and documentation

• Register for support (optional)• Link your first product

Current Cocoon Carriers

• American United• C.N.A.• First-Penn Pacific• Indianapolis Life• Life of Virginia• Lincoln Benefit

• Manhattan Life• Mutual of Omaha• North American• Security-CT• US Financial• USLife

Cocoon for WinFlex Carriers

• Ledger-only system for basic agents– Easy upgrade to WinFlex

• Add non-life products to system– Annuities, DI, LTC, etc.