CITIZENS COMMENTS

Do your comments refer to an item on today's agenda NO YES XX Item # 14 Liquor Liability CONSENT: NO YES XX

The Board of County Commissioner welcomes your comments. Your presentation will be limited to two (2) minutes. If appropriate, the matter(s) you present will be placed on the future commission agenda.

It is requested that you completed this form and return it to the receptionist prior to the beginning of the citizens comments portion of the agenda.

Name: Address: Phone:

Glen Gibellina glenfede@yahoo.com 7106 28th Street East Sarasota, FL. 34243 941-296-5489 (Cell)

Brief description of problem or concern: Capitol Specialty Insurance Company is not licensed in the State. No coverage if becomes insolvent. First Fl. Insurance Brokers are in Tampa. Why do we not do LOCAL business with this insurance

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IMPORTANT DISCLOSURES

MANATEE COUNTY- CIVIC CENTER AUTHORITY AND

MANATEE COUNTY GOVERNMENT- POWELL CROSLEY ESTATE TERM: APRIL 14, 2014 TO APRIL 14, 2015

Page 14

The proposal is an outline of the coverages proposed by the insurers, based on the information provided by your company. It does not include all the terms, coverages, exclusions, limitations, or conditions of the actual contract language. The policies themselves must be read for those details. Policy forms are included in this proposal for your review.

The information contained in this proposal is based on the historical loss experience and exposures provided to First Florida Insurance Brokers. This proposal is not an actuarial study. Should you wish to have this proposal reviewed by an independent actuary, we will be pleased to provide you with a listing of actuaries for your use.

In general, First Florida Insurance Brokers may be compensated as follows:

1. First Florida Insurance Brokers is compensated from the usual and customary commissions or fees received from the brokerage and servicing of policies handled for a client's account. As permitted by law, we occasionally receive both commissions and fees, with client authorization.

2. First Florida Insurance Brokers may access other facilities, including wholesalers, reinsurance intermediaries, captive managers, underwriting managers and others that act as intermediaries for both First Florida and other brokers in the insurance marketplace.

3. In placing, renewing, consulting on or servicing any retail insurance policy, First Florida Insurance Brokers has not participated in Property and Casualty contingent commission agreements with insurance companies that provide for additional compensation if underwriting, profitability, volume and retention goals are achieved .

4. First Florida Insurance Brokers strongly supports compensation transparency with annual disclosures to clients.

If coverage is placed with a Non-Admitted Carrier, the carrier is doing business in the state as a surplus lines or non-admitted carrier. Surplus lines and/or non-admitted carriers are not subject to the same regulations which apply to an admitted carrier nor do they participate in the Florida state insurance guarantee fund.

Creating (_;'nique Ris/.. Solutions

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SIGN OFF LEITER

MANATEE COUNTY- CIVIC CENTER AUTHORITY AND

MANATEE COUNTY GOVERNMENT- POWELL CROSLEY ESTATE TERM: APRIL 14,2014 TO APRIL 14,2015

Page 16

March 26, 2014

Mr. Raymond Carter, Risk Manager Manatee County Board of County Commissioners 1112 Manatee Ave West Suite 969 Bradenton, FL 34206

RE: Manatee County Board of County Commissioners Manatee County- Civic Center Authority and Manatee County Government- Powell Crosley Estate Effective: April 14, 2014

Dear Mr. Carter:

As a follow up to our proposal and in the interest of providing you insurance consistent with your needs and requirements, we have exhausted our alternatives and are offering Liquor Liability coverage with the following market:

Capitol Specialty Insurance Company

The above insurance market is not licensed in the State of Florida, but is approved to write business in the State of Florida on a surplus lines basis. In the event this market becomes insolvent, the Florida Guarantee fund will not provide coverage.

If you have questions, please do not hesitate to contact us. As confirmation that you have read and understand this letter, please sign the copy of the letter provided and return it to our office for our files.

Very truly yours,

FIRST FLORIDA INSURANCE BROKERS

Maggie Boykin, ARM-P Vice President- Property & Casualty

Approved and Accepted By

Raymond Carter, Risk Manager MANATEE COUNTY

BOARD OF COUNTY COMMISSIONERS

Signature- Date Signed

Creating Unique R1sk Solutions

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LIQUOR LIABILITY PROPOSAL

MANATEE COUNTY- CIVIC CENTER AUTHORITY AND

MANATEE COUNTY GOVERNMENT- POWELL CROSLEY ESTATE TERM: APRIL 14,2014 TO APRIL 14,2015

COMPANY

POLICY PERIOD

liMIT [NOT UMITED TO]

.. Each Common Cause limit

~ Annual Aggregate ~

DEDUCTJBLES [NOTUMITED TO] " ~ Deductible

TERMS & CoNDITIONS [NOTUMITEDTO]

EXPIRING

Capitol5pecialty Insurance Corporation [Non-Admitted · A VIII]

04/14/13 to 04/14/14

$1,000,000

$1,000,000

Nil

RENEWAL

Capitol Specialty Insurance Corporation (Non-Admitted · A VIll i

04/14/14 to 04/14/15

~ Minimum Earned Premium 25% ..' ..' ~ Est1mated Sales $277,486 ·---····-·- --··-·;;···-··- ···-··--·---··-·-·· -·-· ----·-· ···:;·· ·-·········-····· ....... ··-······

~ 30 days cancellation ; 10 days for non."pa::..y,~m:.:.e::;nc.;t __________ 1 _________ ..--:----------t-------- ..'

~ Quote Valid until 06/13/14 N/A ~._,--SUBJECT TO [NOTUMITEDTO]

~ AUDIT ABLE: Liability Premium basis of this policy is subject to an audit; ._, ._,

additional prem1um may be due -----------------------------:--------11----------:-----·-·----~ Signed ACORD Application ..' ..'

~.2_ig~ed Supplemental Liquor Application ..' ..'

~ Signed Terrorism Rejection Form [if not purchasing-'c-'o_ve'-r-'-ag,_e'-')-----lr---------"'-=--------·-t---------"'.,---------l

~ Signed Surplu!i Lines disclosure Form -·-·-------- ./ • ··-·- _ __ _ _ ·-- ./ ~ Inspection by Carrier ..' ..'

EXCLUSIONS [NOT UMITED TO]

f"::" Expected ~' .. Intended InJury

~ Assault or _.!lattery

~ Sexual Abuse/Assault

.,. Threatened harmful or offens1ve contact between ~~.P.~ .. ~~E~J?.!:T~.~.~-~­

~ Physical altercation and any actual harmful or offensive contact between two or more persons

./ ./

./

./ "' ./

• Punat1ve or Statutory Damages ./ ··----····-··-·-····· .. ..' ~ Workers' Compensation and similar laws ./ ..'

~Employer's Liability ..' ./

~ L1quor L1cense not in eff;.;;e;;;.ct;.... _ _______________ +---------./.,.--------l---------"'-,---------1

~ Your~oduct~-------'----------------1---------./-:---------l---------"'-:--------~ Coverages A&B IS excluded ------- ./ -· __ • ___ ./ ~ Other Insurance ./ ./

~ Terrorism [can be purchased for 10% of premium]

PREMIUM BREAKDOWN

Liquor Liability Coverage Part

Policy Fe~. Florida State Tax ~ectionfee

Florida Hurricane Catastrophe Fund [1.3%]

"' $2,500.00 $2,500.00

----::::_~~-~=-= $35.oo -==--~=-== ~~-- ~=s3s~iio-~--------·-s126.75 $134.25

N/A $150.00 $32.96 $34.91

F"l;;~;d"~s~~;;"i~~-t:i~;;~·:s;;;;;i;:e--officei"Fsi:Sai· --····· ·-·------- -------$5:07 ______ -·-···-··--···------·-$5:37- ···-····-····--·

Total Premium Including taxes and fees $2,699.78

./ : per exp1nng

Page 12

difference

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R:O wtcTr."t:~VI~IE:R ~>t."'l FCF\!.W AAt: C.t::.~FOA ~'-<VA nEIICY. -"'HDF Lti.INr.EAST .-r.O:tGOF I.LL MOG~AY 1 £HUS, ~IOI'f.:.f;S :oax.JC""cu-.., !U!U!.tliS .'I:D D"C U;~O-o:i

$2,859.53

fLAT RENEWAl

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