Ciara Econ Park 28,000 sf +/- Rental Retail/Office Development Lake Mary/Orlando͕�&ůŽƌŝĚĂ

INVESTMENT OPPORTUNITY �Ψ2,735,000 EQUITY(minimum $100,000 investment)

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Construction Loan and Permits in-place

Manager: Ciara Econ Manager, LLC Lake Mary, Florida

Contact: Scott Prewitt 904-920-9399 Scott@DIXFinancial.com

www.DIXFinancial.com

Total Budget: $7,135,000

AS COMPLETED VALUE $9,175,300 PROJECT SALE 3 YR: $9,026,114 PROJECT SALE 5 YEAR: $9,606,799

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Sponsors will contribute $300,000 (10%) of the required equity and is currently raising from Investors the remaining $3,035,000 (90%).  The cash flow remaining for distribution (see page 19) will be split in the same proportion between Sponsors and Investors.  The deal (see pages 18 ‐ 20 ‐ 21) generates a projected 3 year IRR to investors of 11.42% with a 3 year multiple of 1.36.

Ciara Econ Park Executive Summary and Projected Investor Returns

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This document is not an offer, or a solicitation of an offer, to buy or sell securities. The information and opinions contained in this document have been compiled or arrived at in good faith from sources believed to be reliable, however, Ciara Econ Manager, LLC managers/ Ciara Econ Group LLC, cannot be held responsible for their accuracy and completeness. The information and opinions obtained in this document may be updated or otherwise revised from time to time. Delivery of this document does not create any implication that there has been no change and the information or opinions contained in this document. This document is strictly confidential and may not be reproduced or circulated without authority. Ciara Econ Manager, LLC and Ciara Econ Group, LLC is not registered as a broker or dealer with the SEC or NASD in the United States and the information contained herein may be distributed in the United States only two persons who, by the acceptance here of, confirm that they are a “major US institutional investor” as defined in rule 15a–16 of the Securities Exchange Act 1934. An offer to buy a unit or units will only be made to accredited investors in connection with the delivery of a subscription booklet which will include risk factors and limited liability company agreement.

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Executive Summary

Property Location

Site Design

Building Plan and Floor Plan

Transaction Overview - Property Description / Financial Performance

Financial Analysis

Transaction Overview - Project Description

Transaction Overview - Capital Investment / Assumptions

Land, Engineering and Soft Costs

Site Horizontal, Site Vertical, & Misc. Costs

Property Operations - Assumptions

Proforma

Projected Performance

Annual Distributions

Sale Analysis

Capability Statement - The Development Team

Overview - Lake Mary, Orlando FL4

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Loca on Map

Woodlawn Oaks

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Ciara Creek Office Park

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Transac on Overview

Financial Performance

The property will be developed with 4 office buildings (each 2,000 square feet in size +/- consisting of 4-8 market rate units with rents averaging $3,500 per month +/-. There is 1.5 finished units with rents averaging $2,600 -$3,500 per month. Tenants will pay their own utilities and will sign three or more year leases subject to credit and background checks. In addition, there is one 10,000 sf building for either retail or office space to be developed and will be rented @ 21-26 NNN. Sponsor will drive revenue growth through property leases up to the submarket average of 93% + occupancy and annual rent increases. Annual rent increases will exceed expense increases by at least 1%. Expenses will average 30% to 32% of total rent revenue. Total capitalization is $7,135,000 including land acqusition entitlements, permitting, construction and lease-up. Land was acquired in 2017. Project is fully permitted. Loan closing is anticipated 4th quarter of 2019. Site mobilization and construction underway, and should be completed by the end of the 4th quarter of 2020. Vertical (building) construction has begun. Lease-up will commence upon closing and as buildings are complested and placed into service, with full lease-up expected by the end of 4th quarter of 2020. Stabilization is expected to occur on or about the 3rd quarter of 2021.

General Informa on

DIX Financial LLC, a real estate limited liability company, has under contract 7 + acres of existing land partially developed in Orlando, Florida vicinity. Located near the University of Central Florida and the high tech corridor in Lake Mary, Florida. Both locations are under construction or pre planning stages with income producing opportunity existing.

Property Descrip on

The property consists of two land Parcels totaling 7 + Acres. Located near the University of Central Florida and Lake Mary, Florida. The property is extremely well suited for office and retail development. The Sponsor and or affiliated has purchased the property and is developing 28,000 sf of retail and or office under a newly formed en ty Ciara Econ Group, LLC.

Transac on Overview

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PROPERTY INFORMATION Sponsor Company:   Investment Company:      Project Type:      Location:Land Acquisition Date:  Portfolio Managers:Project Description:

Investor Equity $ 300,0001

Investor Equity $ 2,735,0001

$ 3,135,000

7$ 3,206$ 1.77

$5,047,790$ 291,630 $1,581,753

$ 9,026,1146.00%

55%

$215,798$530,786$7,135,000$ 196,689 $ 7,220,891

Const. Loan‐ LTC 57% $ 4,100,000 Year 3 Year 545.42% $ 9,026,114 $ 9606,779

6.00%

* STABILIZATION ‐ Is expected to occur on or about the end of Q2 2021

ACQUISITION, DEVELOPMENT, CONSTRUCTION, LEASE‐UP AND STABILIZATION* ACQUISITION ‐  Property is owned, all entitlements are in place.* Fully approved October of 2017 permits in place.* SITE CONSTRUCTION ‐ Site mobilization and construction underway* VERTICAL CONSTRUCTION ‐ underway* LEASE UP ‐ Will commence as buildings are completed and placed into service, with full lease‐up expected by the end of Q4 2020

Interest Reserve/Loan FeesTotal Project Cost

Total Equity Investment Permanent Loan SummaryAs‐Completed ValueCap Rate at Perm. LoanLoan To ValuePerm.Loan 80% occupiedEXIT STRATEGY

Const Loan To Completed Value Sell ProjectCap Rate‐Final Sale of Property

Per unit cost

Site Vertical Const.Additional costs

Land, Eng. & Soft Costs Investment UnitsSite Horizontal Const.

Financial Analysis Ciara Econ, Orlando, Florida

Ciara Econ Group, LLC Allied Global Real Estate Fund, LLCSite and Vertical Development               Orlando, FL ‐ Lake Mary, FL2017James DicksLand acquisition, development and construction of 28,000 sf market rate rental office/lease

PROJECT FINANCIAL SUMMARY INVESTMENT CAPITAL REQUIREDTotal Units: Sponsors

INVESTMENT RETURN SUMMARY

Average Rent: Investment UnitsAverage Rent PSF: Investors

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Transac on Overview

Project Descrip on

The development will have 28,000 sf in 7 buildings on 7 +/- acres. Units will range from 1,350 sf up-to 10,000 sf. Rents will be triple net when appropriate and 3-5 years in length. Exterior elivations will be attractive coastal architecture with mixed exterior paint colors. Interiors will feature laminate floor's with efficient floor plans. There will be open parking on site featuring attractive landscaping. The development has preserved mature trees on the property. The Econ site is two miles from University of Central Florida in Orlando and the Ciara site is in the heart of the high tech corridor of Lake Mary Florida.

Transac on Overview

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Capital Investment

The manager expects the total development time from the beginning of construction to the beginning of lease-up to be 12 months. Lease-up will commence upon closing and as buildings are completed and placed into service, with full lease-up expected by the end of 4th quarter of 2020. Equity capital and bank loan proceeds will be invested over the construction period. The timing and cost of the capital investment is made in stages.

Assumptions

1) Sponsor capital has already been deployed for beginning of construction slab ready shells at Ciara location2) Partner capital of $4,000,000 is required to be funded and placed on deposit at bank at closing and will be drawn before bank funds3) Assumed the $2,865,000 debt is used over 9 months averaging 1/2 of loan amount funded over the 18 month construction period

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Land, Engineering & Soft Costs

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Site Horizontal, Site Vertical, & Misc. Costs

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Ownership information

Ciara Econ Group, LLCEntity Formed & Incorporated in FloridaManager Members of Ciara Econ Manger, LLC, are: James DicksTyler BenzelScott Prewitt

Initial Capital Structure

$4,100,000

$ 300,000

$2,735,000

Construction Loan:

Equity Contributed by Sponsor:

Equity Contributed by Investors:

Total Initial Capitalization: $7,135,000

Capital Reserve

For ordinary wear and tear, the tenant's security deposit funds the turnover costs. Given the new building construction (and warranties) cap X budgeting begins in year 1 at $6,500 with an annual escalator of 1.5%

Vacancy Loss

Assumption is 2.5% per year after initial rent-up.

7 UnitsOffice Buildings 6 Varies $27,889.60Office/Retail 1 $21,546.33Varies

$49,435.93

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Proforma

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Ciara Econ, Orlando, FLProjected Performance ‐ Refinance after Stabilization

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Annual Distributions resulting from Net Operating Income

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Sale Analysis

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OVERVIEW TEAM MEMBERS 2019

CIARA ECON GROUP LLC – OFFICE AND RETAIL– ORLANDO, FL

CAPABILITY STATEMENT

LEADERSHIP TEAM FOR THIS PROJECT

SPONSORS

Ciara Econ Manager, LLC

Ciara Econ Manager, LLC is the management entity for the Project and is owned by the managers James Dicks, Scott Prewitt, Tyler Benzel. The managers are fully invested in the project with equity participation. Ciara Econ Group, LLC is the newly formed entity dedicated to the development, construction, rental and eventual sale of the 7 building complex known as Ciara Econ.

The Dicks family has been investing in and developing real estate for more than 50 years. James Dicks has worked in the family business for more than 30 years. With over 65 real estate syndication completed in central Florida the Dicks have demonstrated a proven track record in the space. Over the last 15 years James has developed and entitled some of Central Florida’s most prestigious and valuable communities. Steeple Chase a $90M Heathrow Area community with 142 Single Family luxury homesites. These premium 75’ to one half acre homesites were designed to accommodate 3,350 to 5,270 square feet custom Residences. This gated community has several parks throughout, fountains and views of Lake Linden.

Mr. Dicks spent more than two years in a heavily contested county approval process. Mr. Dicks was able to leverage his political connections to accomplish what was not possible in prior years. In addition, it was these connections and ability to work with county commissioners across many counties that allowed Mr. Dicks to change the zoning for the $25M Lake Mary Street of Dreams at Lake Club including multimillion-dollar homes purchased by Dwight Howard and Golfer Chris DiMarco and today is one of Central Florida’s most prestigious addresses. Mr. Dicks has spent a lifetime in the development business including the family business which has facilitated more than 135 multimillion-dollars in limited partnerships throughout Central Florida many of which were in the prestigious Dr. Phillips Market Area in SW Orlando. Other projects recently include, pre planning of a 12 story downtown Orlando mixed use building, 28,000 sf of office/retail space, 6MM mixed use development project in Palm Coast and many more underway.

The Sponsors James Dicks, Scott Prewitt and Tyler benzele are fully invested in this project with a 5% ($200,000 ) equity stake. The Sponsors are also personal guarantors for the $2,865,000 A&D Bank Loan.The property is owned by successful entrepreneurs and business professionals with a longhistory of working together.

JAMES DICKS-CHIEF EXECUTIVE OFFICER

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OVERVIEW TEAM MEMBERS 2019

Scott Prewitt is an accomplished Vice President of Sales and Marketing with over thirty years of real estate sales experience. He is a licensed Florida

Real Estate Broker and a Registered Investment Advisor with extensive knowledge and experience in selling real estate related investment

opportunities. He possess a record of outstanding performance and proven results in strategic business development, persuasive copy writing, on

and offline direct response marketing and sales team management resulting in hundreds of millions of dollars in sales.

He also has an extensive background in investor seminar production, public speaking and television production. Mr. Prewitt’s financial services

career began in the late eighties on a financial hotline providing unbiased financial information to the company’s members. During this time, Mr.

Prewitt obtained his Life, Health and Variable Annuities insurance licenses as well as his Registered Investment Advisory licenses.

He spent the next ten years producing and promoting financial education seminars across the country traveling to a major city each week. His

marketing strategies helped to put thousands of people into seminars and workshops every month. As a professional speaker, Mr. Prewitt and his

sales teams produced millions of dollars in sales of a variety of sales of a variety of financial products and services.

SCOTT PREWITT-EXECUTIVE V.P. BUSINESS DEVELOPMENTLicensed Real Estate Broker / Investor Relations Professional

Mr. Prewitt also became a real estate broker during that time and left the life on the road to become the Vice President of Sales and Marketing for the Dimucci Development Corporation. His marketing and sales skills helped to sell over one-hundred million dollars worth of oceanfront and riverfront luxury condominiums from 2000 to 2004.

In 2004, Mr. Prewitt became the Vice President of Sales for PremiereTrade™, LLC responsible for producing and promoting investment software seminars across the country. His sales presentations and sales training skills helped to sell millions of dollars worth of trading software from 2004 to 2007. Mr. Prewitt started his own consulting company in 2008 and has helped to create hundreds of successful sales and marketing campaigns that have generated millions of dollars in sales for his clients.

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OVERVIEW TEAM MEMBERS 2019

Mr. Benzel is the COO of a growing network of Real Estate and Financial companies. Mr. Benzel holds a Bachelor of Science degree in Business Administration from Florida Southern College where he also played college baseball and continued on to play professionally.

After retiring from professional baseball Tyler Benzel developed and founded multiple mobile device applications, with a focus on global market strategic investment portfolio diversification. Mr. Benzel as operations officer for an international group of financial companies is responsible for key investments across multiple asset classes including the Foreign Currency markets. As COO, Mr. Benzel is also responsible for customer communication, training and support initiatives. He now leverages his business experience with practical real estate and financial centric alternative investment opportunities.

TYLER BENZEL-CHIEF OPERATINF OFFICER

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Lake Mary, Florida

Lake Mary, Florida and Heathrow, Florida (a master-planned, private, gated residential community) are often considered one in the same, with Heathrow just being a little more exclusive. Lake Mary, Florida was recently ranked as the 4th Best Place to Live in the country by Money Magazine in 2007 and has since continued to be ranked as the #1 small town in Florida to live in. Lake Mary’s location was a big factor in this as the city is located right on I-4 just minutes north of Orlando. Daytona Beach is just a short drive away as well.

Lake Mary offers a friendly community with lots of events and recreation to choose from. The park facilities are well-maintained and offer a range of activities for different age groups. Golf in Lake Mary/Heathrow is top notch with courses like Timacaun Golf and Country Club, Magnolia Plantation Golf Club, Heathrow Country Club, and The Legacy Club at Alaqua Lakes. The Colonial Town Center is a popular hang out which has top-tier restaurants, shops, and a movie theater.

Basically, Lake Mary’s low crime rate, excellent school system, and the conveniences of a big city without the congestion, make Lake Mary Real Estate one of the most desired in the country.

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Orlando

Orlando is one of the world’s most visited family destinations, and while its illustrious themed attractions may steal the limelight, with a vibrant and well-kept city center and a climate that averages around 75° Fahrenheit (25° Celsius), there is a surprising amount of things to experience here. Welcoming tens-of-millions of visitors per year, both Disney World and Universal Orlando pack in an entire trip's worth of fun on their own. But it would be a mistake to overlook Orlando’s other activities because the rest of ‘The City Beautiful’ is full of similar family-friendly attractions like waterparks, giant aquariums and zoos, exciting shows, airboat tours around the swamps and plenty of golfing opportunities. Discover all of this, and much more in our guide to Orlando!

Orlando was named #1 in the U.S. for job growth third straight year (2017, 2016 & 2015). // U.S. Department of Labor, Bureau of Labor Statistics

The Orlando-Kissimmee-Sanford metro area ranks #56 in the U.S. as “Best Performing Cities.” // Milken Institute, 2015

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