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Chapter and Verse 2005-2006 Bankruptcy by Chapter Why the big change? See the box on Page 4 for more info. Here’s a breakdown of bankruptcy filings by chapter, among filings for which information was available. Source: The Daily News Online, www.memphisdailynews.com Chapter 13 (Wage-Earner Case) 2005 Total 2006 Total % Change 10,270 2,745 Down 73% 35 41 Up 17% 15,967 11,186 Down 30% Chapter 7 (Liquidation) Chapter 11 (Reorganization)

Chapter 7 (Liquidation) among filings for which information

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Chapter and Verse2005-2006 Bankruptcy by Chapter

Why the big change? See the box on Page 4 for more info.

Here’s a breakdown of bankruptcy filings by chapter, among filings for which information was available.

Source: The Daily News Online, www.memphisdailynews.com

Chapter 13(Wage-Earner Case)

2005 Total 2006 Total % Change

10,270 2,745 Down 73%

35 41 Up 17%

15,967 11,186 Down 30%

Chapter 7(Liquidation)

Chapter 11(Reorganization)