Upload
piyush
View
124
Download
4
Embed Size (px)
DESCRIPTION
Chaitanya is an organization located in Rajguru Nagar, Pune.
Citation preview
Chaitanya
Annual Report 2009 - 2010
Vision
A gender just, equitable and
self-reliant society where
women have access to and
control over financial and
other resources
Mission
Building capacities of rural
poor, especially women and
youth, by promoting and
strengthening self-reliant and
sustainable institutions, to
enable them to lead the
process of development for a
better quality of life
Objectives
Build local capacities of rural poor, especially women, to
form self--reliant people’s institutions. Develop village
level people’s institutions to be the core of development
process
Evolve strong, sustainable partnerships of local institutions
with local government machinery as well as other local
organizations
Evolve consensus in the formulation of gender equitable,
village level development plan in the areas of health,
water and sanitation, and organic farming
Build knowledge and resource base related to self help
groups (SHGs) and other sustainable people’s institutions
for rural development and women's empowerment
Create platforms for integrated learning space for various
partners involved in rural development through
networking and convergence
Chaitanya
Annual Report 2009 – 2010 1
About us
Chaitanya, a developmental organization established in
1993, is one of the pioneers of the SHG federation
movement in Maharashtra, India. It has been a catalyst in
facilitating the process to get rural women out of the
vicious cycle of poverty. Chaitanya has provided these
women the much needed social security and a platform
which can address their financial and social needs. In the
last eighteen years Chaitanya has grown from a small
grassroots organization working in seven villages with 14
groups to a national resource agency leading the SHG
federation movement in the country with a network of
agencies.
Registered under Date of
Registration
Place of
Registration
Registration
Number
Bombay Public Trust
Act, 1950
July 25,
1993 Pune E – 1775
Foreign Contribution
Regulation Act, 1976
June 18,
1998 Pune 083930288
Individual contributions to Chaitanya are exempt from income
tax under Section 80G.
No. Pn. T/CIT-V/80G/49/58/2002-2003/33109.
Head Office
Moti Chowk, Rajgurunagar,
Taluka Khed,
District Pune 410505,
Maharashtra, India.
Telephone: +91-2135-223176
Fax: +91-2135-226580
Women's Training and
Resource Centre (WTRC)
Sangam Classic,
Wada Road, Rajgurunagar,
Taluka Khed,
District Pune 410505,
Maharashtra, India.
Telephone: +91-2135-226593
Liaision Office Pune
787, Deccan Gymkhana,
Pune 411004,
Maharashtra, India.
Telephone: +91-20-25672591,
+91-20-25660581
Fax: +91-20-25670838
www.chaitanyaindia.org
We thank the entire Chaitanya family, especially Alka Pardeshi,
Cornelia Govani, Levina Telen, N Phanipriya, Neeta Amonkar
and Sudha Kothari, for helping us create this report.
Contents
About us 1
What we do 2
Grassroots
SHG and Federation Promotion
Jankar
Livelihood
Health
3
Capacity Building
Training
Manthan
MFDM
7
Policy Advocacy
Memberships
Conferences
10
Who support us 12
Getting involved
Our team 13
Financial information
Balance Sheet
Income and Expenditure
14
Chaitanya
Annual Report 2009 – 2010 2
What we do
Our programs are very inter-
connected and try to address social
issues in a wholistic manner. However,
to aid understanding, we have tried to
classify our efforts into three inter-
connected layers as illustrated in the
diagram.
Grassroots: Activities in which we
directly work with the community.
Capacity Building: Activities in which
we try to build capacities of individuals
or institutions who, in turn, work with
the community.
Policy Advocacy: Activities in which
we learn from and share our
experience with the various
stakeholders of the SHG movement.
Although all our activities in each of
the layers are equally important to us, we strongly believe that continuous learning from our
grassroots activities helps us in designing effective capacity building programs and correctly
influencing required policies.
Grassroots
SHG and Federation Promotion
Jankar
Livelihood
Health
Capacity Building
Training
Manthan
MFDM
Policy Advocacy
Memberships Conferences
Grassroots
Chaitanya
Annual Report 2009 – 2010 3
SHG and Federation Promotion
We believe that SHGs are the basic building
blocks of rural development on which stands the
culture of self-help. Hence, our main activity
involves building capacities of SHGs at various
levels. Understanding the need to consolidate
the growing power of SHGs, Chaitanya
facilitated the formation of Grameen Mahila
Swayamsiddha Sangh (GMSS), the first federation
of SHGs in Maharashtra. Today, GMSS functions
as an independent unit and provides guidance
to other SHG federations. Starting with GMSS,
Chaitanya has facilitated the setting up of
fourteen federations in seven districts of
Maharashtra; seven federations in Pune district,
one federation each in Ahmednagar, Nashik,
Satara, Sangli and Nandurbar districts, and two
federations in Dhule district. The federations in
the Pune district are located in Khed,
Ambegaon, Junnar, Daund, Manchar, Shikrapur
and Belhe blocks.
Highlights 2009-2010
NABARD approval for GMSS to receive revolving
loan and microfinance development equity fund.
This is the first time in Maharashtra that an SHG
federation has been recognized by NABARD for
such a financial relationship
Rotary project
o Entry into new geographical area
o Successful acquisition of loan portfolio,
grant fund and staff
Sir Ratan Tata Trust (SRTT) project for Sindkheda
federation
Data migration of 11 federations to MIS
Rating of GMSS by M-Cril
Registration of Junnar and Ambegaon federations
Systems set up
o Accounting, MIS and internal audit
o Individual portfolio tracking
o Quarterly meeting of office bearers
o Data Collection - Audit, Gradation, R and
P Baseline
Annual Progression
2006-07 2007-08 2008-09 2009-10
Members 13524 16226 20662 31432
SHGs 966 1159 1473 2221
Villages 173 176 310 444
Clusters 51 66 108 158
Federations 3 9 9 14
Financial Data, Feb 28, 2010
Particulars Rupees
Savings 70,68,409
Fixed Deposits 92,80,415
Loan Outstanding 5,73,80,027
Loan Disbursement (2009-2010) 6,60,16,460
We thank the following for their support
Grassroots
Chaitanya
Annual Report 2009 – 2010 4
Jankar
Financial independence, proximity to legal
services and awareness on various programs and
schemes of government are the major steps
towards women’s empowerment and poverty
reduction. With this in mind, our Jankar program
aims to build capacities of selected SHG
members as Community Resource Persons,
Jankars, for providing information, such as,
related to law, formation of SHGs, and various
schemes and programs of the government. The
Jankar program is committed to build a cadre of
women leaders with in-depth knowledge and
skills to empower women in the community to
solve their self-identified needs.
Highlights 2009-2010
Jankars Alkavti Nanabhau Muluk and Sitabai
Ramdas Sonawane awarded by Sane Guruji
Kathamala
Jankars providing training services to several
external agencies
Started developing trainers from the community
on an experimental basis
Documentary film made on Jankar concept
Several villages made aware of ration card and
many villagers aided to obtain various official
documents
Efforts by women have resulted in making several
villages free from alcholhol use
Counseling Centre Learning
Above 80% of cases are from the age group of 18-
25 years
Cases involving age groups of 26-40 are less likely
to end up in a compromise
Couples seperated for more than 5-10 years, are
unlikely to come to a compromise
Group counselling is more effective than one-to-
one counselling
Pre-marriage counselling is required at the village
level
The process of arranging marriages, especially in
villages, needs to be more carefully tackled
Summary of Counseling Centre
Place New cases Domestic
violence Resolved
Khed 108 95 46
Junnar 50 41 34
Ambegaon 28 22 12
Pune 57 54 30
Sakri 1 1
Total 244 212 123
We thank the following for their support
Jamsetji Tata Trust
Grassroots
Chaitanya
Annual Report 2009 – 2010 5
Livelihood
A sustainable livelihood approach involves
starting from people’s real lives and drawing
localized development strategies to ease their
everyday struggles for survival. Our livelihood
program aims to enhance the knowledge of
livelihood and the skills required to manage
available resources, to use new technologies for
agriculture program needs, to generate local
level employment through experimentation in
livelihood, to increase the income of needy
families through innovate experiments in
livelihood and to create an opportunity to
provide nutritious food to needy families. The
program conducts trainings related to vermi-
compost, animal husbandry, raised-bed
agriculture, kitchen garden, horticulture and
entrepreneurship.
Highlights 2009-2010
Systematic Rice Intensification (SRI)
Successfully completed pilot project that helps increase
yield by 40% and reduces seed requirement from fifteen
to two kilograms
Trained six Livelihood Jankars
Kurkundi project
Training and awareness programs related to kitchen
gardening, computers, health, water purification,
nutrition and general knowledge
Distributed bicycles to 12 school girls, who had shown
good academic performance in the previous year
India Development and Relief Fund (IDRF) project
Excellent performing beneficiaries trained as Jankars to
motivate more villagers
Drumstick plantations have helped increase family
income by ten thousand rupees
Janutkarsh project
Introduced new agriculture techniques, installed 15
hand pumps, and completed watershed development
and well deepening projects
Craft project
Previously trained students have been developed as
trainers
Sold bags made last year to raise funds for this year
48 women certified for successfully completing course
We thank the following for their support
ITDP
Rural Communes
Grassroots
Chaitanya
Annual Report 2009 – 2010 6
Health
The improvement of health and nutrition among
women and children is one of our major priorities.
Our goal is to build capacities of the rural
community to enable them to lead processes
required for pursuing healthy life.
A study, conducted in seven villages of Khed
block of Pune district to determine the health
status and health seeking behaviour of the
community, reiterated the poor health of women
and children. A high incidence of preventable
illnesses was found. These illnesses were left
untreated until they became severe. A common
trend was the lack of understanding of personal
health and where to access healthcare. There is
a strong utilization of microfinance for health
purposes; however families are often unable to
repay loans used for health.
Highlights 2009-2010
NRHM Community Based Monitoring Project
In the first phase of this project, we have successfully
facilitated the formation of Village Health Committees
(VHCs) in Khed block. These committees have been
formed to support and monitor the health services at
the Primary Health Centre (PHC) level. Villagers have
actively participated in these committees and raised
several important issues related to the health facilities
at the PHCs.
Due to excellent results in the first phase of the
project, National Rural Health Mission (NRHM) has
entrusted us with the second phase of the project in
Khed and Junnar blocks.
Deepti Arogya Nidhi (DAN)
We are in the process of launching a community
based micro-insurance model, named Deepti Arogya
Nidhi (DAN), in 2010 – 2011. DAN will enable members
to share their risks of illness as a community. It will be a
solidarity model where all members contribute to a
common pool of funds through which a
democratically elected group of SHG women make
decisions regarding the dispersal of funds to the
community for health financing.
[photograph]
We thank the following for their support
Capacity Building
Chaitanya
Annual Report 2009 – 2010 7
Training
The function of capacity building is based on our
eighteen years of grassroots experience. The
inimitable feature of our capacity building inputs
is the strong focus on demonstration; only that is
shared which has been tried and tested. A
member of Enable, Chaitanya has been
recognized as a resource organization on SHGs
and community based micro-finance in the
country. Our training tools such as Navi Pahat,
Bachatnama and SHG gradation have been
used extensively across Maharashtra for the last
fifteen years. As a resource organization, we
providing technical support to organizations in six
states of India namely Maharashtra, Uttar
Pradesh, Madhya Pradesh, Chhattisgarh,
Jharkhand, Karnataka, especially for promotion
of SHG clusters and federations.
Highlights 2009-2010
Article on Cluster strengthening
Cluster evaluation and SHG concept charts
SHG member training session note
Dhule gradation analysis
Training schedule and budget format
Documentary film on Financial Literacy Jankars
Ijjat Ka Sawal hai, Ganga Jamuna, Swaymsidha
and Bas Ek Din videos
Pamphlet about Financial Literacy programs
Promoting income and expenditure diary
Role plays by MFDM students in Hindi and Marathi
Marathi translation of
o Election process
o Federation book keeping
o Federation internal audit and annual
planning books published by APMAS
o Five Financial Literacy modules
Participated in National Conference on Self
Regulation of SHG and SHSs Federation in
Hyderabad, SHG Training of Trainers in Kolkata,
and Micro Finance Operation training organized
in Bengaluru
Trainings 2009 - 2010
Training Type No. of Trainings Total Participants
External 23 1183
Internal 131 2735
Exposure visits 11 242
Training Courses SHG, Cluster, Federation and Record trainings
Staff Capacity Building for SHG, Cluster and Federation
Leadership Development
Financial Literacy
Jankar program trainings – Legal, Government and SHG
Manthan program trainings
Livelihood program trainings
We thank the following for their support
Margdarshak ,
Lady Bam Ford
Capacity Building
Chaitanya
Annual Report 2009 – 2010 8
Manthan
With the NGO sector getting more organized
and formal, there is a dire need for professionals
to lead organizational development and
management with a systematic and scientific
approach. Our Manthan program is committed
towards facilitating the non-profit sector to build
capacities for institutional growth with
sustainability. This is done by providing trainings to
present and prospective leaders and managers
of NGO's to nurture critical thinking, self
assessment and reflection within the
organization. Manthan helps organizations in
establishing credibility by developing their
systems, enhancing their ability to utilize
available resources and generating new
resources.
Highlights 2009-2010
Developed toolkits for Result Based Management
and Strategic Organizational Planning
Conducted workshops and prepared module on
evaluation of grassroots organizations in
collaboration with Institute for Development
Initiatives (IDI) and Association for Stimulating
Know How (ASK)
Organized Resource Mobilization (RM) workshop
in collaboration with South Asian Fund Raising
Group at YASHADA, Pune
Manthan project report and process
documentation reports submitted
Published RM research paper titled On Asking
Conducted cash-flow study in six agrarian distress
districts in Vidarbha with network of 23 Manthan-
Vidarbha partners
NGO Management and Sustainability course
approved by Tata Institute of Social Sciences
(TISS), Mumbai
Acceptance of Chaitanya as a resource
organization in the Convergence of Agricultural
Interventions in Maharashtra (CAIM) project
Conducted courses at TISS Mumbai, MSW College
Nashik and Maharashtra Institute of Technology
(MIT) Pune
Manthan Trainings / Workshops 2009 – 2010
Category No. of Trainings Participants
Capacity Building 3 10
Organizational level 6 119
Regional level 8 174
Central level 5 69
Consultative 4 186
We thank the following for their support
Capacity Building
Chaitanya
Annual Report 2009 – 2010 9
Micro Finance Development and
Management (MFDM)
The crucial role of micro finance in the delivery of
savings and credit for poor has been widely
recognized. However, one of the prime issues
hindering the optimal growth of this sector is the
lack of skilled, efficient and motivated human
resource that meets the growing needs of this
fast emerging sector. Having experienced the
impact of micro finance in the lives of rural
communities, we decided to share our learning
to build capacities of youth who are willing to
pursue careers in micro finance. MFDM is a six
month certificate course to develop a pool of
fresh talent with specialized training in diverse
management areas as well as empathy and
values for efficient professional practice. In
addition, the course intends to build capacities
of youth to enable them to lead the process of
development. This contextual and functional
course focuses on experiential learning.
Highlights 2009-2010
Tata Institute of Social Sciences (TISS) has
approved the MFDM course. The next batch will
be certified jointly by Chaitanya and TISS
Students came from Konkan, Marathwada,
Vidarbha, and Western Maharashtra regions
Based on feedback from students and faculty,
weekly two days of field work introduced
Field work assignments for every project
Group discussion methods used for cross learning
Student committees for Documentation,
Placement and Cultural Events formed
Life Skills, Internal Eavluation and Monitoring
workshops
Students helped in organizing events and
prepared journals on Microfinance, Enterprise and
Entrepreneurship development
[photograph]
MFDM Batches 2009 – 2010
Batch Duration Students
Girls Boys
Second Mar 2009 – Sep 2009 14 3
Third Oct 2009 – Apr 2010 9 5
Till now, all MFDM students have been successfully
placed in various organizations
We thank the following for their support
Policy Advocacy
Chaitanya
Annual Report 2009 – 2010 10
Memberships
To understand the intricacies of the diverse and
constantly evolving SHG movement and to be a
part of its evolution, it is necessary to participate
in forums where we can learn from other
stakeholders of this movement and share our
experience with them. Memberships of Enable
and Sa-dhan’s SHG Task Force help us in
effectively collaborating with various
stakeholders of the SHG movement.
National Network Enabling Self Help
Movement (Enable)
Previously known as National Network of
Resource Organizations (NNRO), Enable and its
member organizations are engaged in a number
of activities to strengthen the SHG movement in
the country. These activities can be classified into
the following categories:
Research based advocacy to obtain
conducive policy environment for sustainable
SHG institutions in the country
Capacity building of primary and secondary
stakeholders in the SHG sector through
development of resource material and
translation of the same into several Indian
languages, training of trainers, mentoring,
problem solving, on-the-job support, piloting
and replication of new ideas
SHG Task Force, Sa-dhan
[photograph]
We thank the following for their support
Policy Advocacy
Chaitanya
Annual Report 2009 – 2010 11
Conferences
The SHG federation movement is a constantly
evolving space and, hence, needs various
platforms to engage stakeholders of the
movement in frequent cross learning discussions.
As a believer of this movement, we try our best to
promote such platforms. Thanks to our
supporters, this year we organized two events in
Pune to facilitate this process.
Consultative Workshop
This workshop aimed to analyze the SHG
Federation landscape in India, issues hindering
their scaling up and possible IT solutions for wider
application of the SHG federation model, and to
identify issues for policy directions that will help
successful development of Federations.
It was attended by 45 participants comprising of
policy makers and practitioners of Micro Finance.
National Conference on SHG Federations
- Challenges and Way Ahead
Continuing with the discussions started during the
Consultative Workshop, this conference aimed to
share and understand the current status and
different models - social, financial and livelihood
- of SHG federations, issues and challenges
faced by federations especially those related to
capacity building based on SHG networks and
funds flow, policies of national organizations to
support SHG federations, and to discuss
measures to address challenges and enhance
flow of resources to facilitate SHG federations.
It was attended by 120 participants comprising
of SHG members, federation leaders and
representatives of Self Help Promoting Institutions
from 12 states of India, policy makers, training
institutions, technical support institutions, national
networks, banks and experts from the field of
SHG and Micro Finance.
http://sites.google.com/site/confshgfederationspune
We thank the following for their support
Advisory team, National Conference, 2010, Pune:
Achla Savyasaachi, C S Reddy, B B Mohanty, Girija
Srinivasan, Sashi Rajgopalan, Vijayalakshmi Das
Chaitanya
Annual Report 2009 – 2010 12
Who support us
We are overwhelmed by the generous and
continuous support provided by individuals and
organizations who believe in us. Our supporters
include community people with whom we work,
individuals and organizations who provide us
financial (donations, grants and loans) and
technical (guidance, assistance and capacity
building) support, volunteers who contribute their
time and expertise, and individuals and
organizations who facilitate in creating and
maintaining the above relationships.
As a small token of our gratitude, this report
indicates individuals and organizations, who
provided program specific and other support,
and donors and volunteers during 2009 - 2010.
However, there are numerous others who have
supported us earlier and continue to do so in
myriad ways. We thank all of you and humbly
apologize for our inability to mention all your
names in this report.
Getting involved
We like to connect with committed individuals
and organizations who are passionate about
making a positive difference. If you have
something that you would like to share, we
would love to hear from you. You can get
involved in one of the ways mentioned in the
above section, or together we can design a new
way to synergize.
Please write to us at [email protected] or
[photograph]
Donors 2009 – 2010
Ajay Dinkar Raswalkar, American Institute of Indian
Studies, Anil Sanghvi, Arti Gholap, Ashok Kulkarni,
Babulnath Mandir Trust, Beau Ragbir, Deepak and
Bina Dalal, Janki Dalal, Ila Shaha, Kailash Chawan,
Krushnakumar Goyal, Leena Sanghvi, Manoj Asawa,
Members of Prisum Group, Moreshwar Anant Devdhare,
N R Baldota Foundation, Nayanaben Khanderia,
Prabha Vasant Joshi, President of Members, Rachel C
Vaughn, Ramaben Khanderia, Samtec Tools &
Accessories Pvt Ltd, Shivram Sadashiv Antarkar, Shri
Rasane, Shri Eswaran, Shri Bhave, SKS Chakshu
Foundation, Subba Luxmi, Suhas Parale, Uma Kalamkar,
Urmila Sanghvi, Vidya Joshi, Vijayanand Vadlamuri,
Vishnu Vaman Godase, Yashwant Dixit
We thank the following for their support
College of Social Work, Nashik
Jawaharalal Nehru Social
Work College, Nanded Manavlok's
College of Social Sciences, Ambejogai Nutan Maratha
College, Jalgoan
Chaitanya
Annual Report 2009 – 2010 13
Our team
Our work spans seven districts of Maharashtra
and involves working with people having
different perspectives and problems. Everyday,
our work brings out new challenges which have
to be tackled in an empathetic and effective
manner. We are able to do justice to our work
thanks to our versatile and committed team.
Our team comprises of :
Board of Trustees, and Advisor
Interns, Fellows and Volunteers
Staff
WTRC Advisory Committee
We are 86 staff members varying in age,
education, professional experience and social
background. Our educational background
ranges from less than tenth standard, to post
graduate degrees in Business Administration,
Computer Applications, Philosophy and Social
Work, to doctoral degree in Social Work. Fifty
eight percent of our staff are women.
Adding the rest of our team, not only increases
the above mentioned variance, but also adds in
factors such as varying nationalities.
We believe that this blend of wisdom coupled
with education provides us the versatility which
helps us in understanding myriad problems and
coming up with sensitive approaches to solve
them.
[photograph]
Board of Trustees
Dr. Sudha Kothari, Managing Trustee
Surekha Shrotriya, Trustee Administrator
Dr. S V Gore, Medical Practioner
Dr. Ram Katariya, Medical Practioner
Vijaykumar Bhansali, Businessman
Harish Vora, Civil Engineer
S Vijayanand, Financial Consultant
Kalpana Pant, Staff Representative
Ramesh Deshpande, Honorary Advisor
WTRC Advisory Committee
Prof. Anjali Maydeo
Dr. Kavita Salunke
Dr. Pradeep Wagh
Prof. V M Kulkarni
Vijay Athavale
Interns, Fellows and Volunteers 2009 – 2010
Anindita Mukerjee, Anita Chavan, Anita Tadvi, Ashok
Miragane, Ben Nickless, Carmina Rinker, Carrie
Thomson, Chandrakant Mule, Cornelia Govani, Flavia
Della Rosa, Hardeep Bhatha, Himabindu Reddy, Jinell
Smithmyer, Johanna Cooper, Julianne Lynch, Kranti
Hanamant Bhilare, Linda Golazgewsh, Lolina Vaz,
Mamde Sachin Sharadrao, Manashree Mantri, Meghan
Milinski, Nila Vatte Wadde, Parul Parsottamphai Jadav,
Prerna Shinde, Rathod Sanjeev Prabhu, Roxana Norouzi,
Shriya Palekar, Smita Pawar, Tukaram Kakade, Vibuti
Rasikbhai Joshi, Vijaykumar Namdevrao Jadhav, Violeta
Rubiana
Financial Information
Chaitanya
Annual Report 2009 – 2010 14
Balance Sheet as on March 31, 2010
Funds and Liabilities Schedule Rupees
Trust Fund or Corpus 292,947.75
Other Earmarked Funds 1 6,009,191.00
Reserve Fund 200,760.00
Any Other Fund 2 5,509,460.31
Assets Fund 3 590,939.23
Loans (Secured or Unsecured)
From Branch Division 4 3,659,665.16
Liabilities
For Current Liabilities 5 612,827.50
For Grant c/f 6 1,096,518.83
Total 17,972,309.78
Properties and Assets Schedule Rupees Rupees
Immovable Properties [at cost] 1,980,123.50
Balance as per last Balance Sheet 2,066,715.00
Additions during the year 120,080.00
Less : Depreciation upto March 31, 2010 206,671.50
Investments (Fixed Deposits) 7 4,123,562.00
Current Assets 8 424,722.00
Fixed Assets – Furniture and Fixtures 9 1,589,184.70
Balance as per last Balance Sheet 1,852,563.72
Additions during the year 506,227.00
Less : Depreciation upto March 31, 2010 769,606.02
Advances
To Branch Division 3,659,665.16
Income Outstanding
Grant Receivable 10 3,659,664.36
Closing Stock 470,182.00
Cash and Bank Balance
Cash Balance 4,954.99
Bank Balance 11 809,917.80
Income and Expenditure Account 1,250,333.27
Balance as per last Balance Sheet 1,578,389.03
Less : Surplus Expenditure Account 328,055.76
Total 17,972,309.78
Financial Information
Chaitanya
Annual Report 2009 – 2010 15
Income and Expenditure for the year ended March 31, 2010
Income Schedule Rupees Rupees
Interest 4 150,833.86
Donations in cash or kind 5 845,100.00
Grants 6 12,616,942.22
Grants received and receivable (A) 13,828,680.28
Less : Unutilised Grants (B) 1,152,240.83
Less : Grants received last year (C) 1,218,624.23
Unutilised Grants from last year (D) 1,159,127.00
Income from other sources 7 1,865,528.91
Closing Stock 470,182.00
Total 15,948,586.99
Expenditure Schedule Rupees
Opening Stock 235,341.00
Expenditure in respect of properties
Repairs and Maintenance 67,068.00
Insurance 15,622.00
Depreciation 206,671.00
Legal Expenses 1,780.00
Audit Expenses 23,000.00
Miscellaneous Expenses 1,292.53
Depreciation 1 142,728.37
Amounts transferred to Reserve or specific funds 2 807,145.00
Expenditure on objects of trust
Rural and women 3 14,119,883.33
Surplus carried over to Balance Sheet 328,055.76
Total 15,948,586.99
We thank our auditors Samudra and Associates, Pune
www.chaitanyaindia.org