cCREDIT – INTEGRATED SOLUTIONFOR CASHLESS PAYMENT

YOUR INNOVATIVE PAYMENT SOLUTIONcCredit can be easily integrated into your cash register or booking system. The software terminal can either be installed locally or operated from a central server. cCredit also supports a number of payment methods and offers individual added value for the retail business, the hotel industry and catering.

THE FIRST CHOICE FOR PAYMENTS ACROSS EUROPEcCredit is a solution that can be implemented throughout Europe. It supports processing of national and international payment systems. cCredit can be used as an omni-channel solution in conjunction with our e-commerce solutions. Easy,

one-time integration into your IT system, cCredit can be used internationally, domestically and throughout Europe – without having to make further adjustments to your infrastructure.

With SIX Payment Services as the acquirer, you will be opting for a wide range of payment options and a reliable partner in processing payment transactions.

With cCredit, SIX Payment Services offers you an efficient software terminal for cashless payment transactions. The integrated solution for processing credit and debit card payments provides a uniform, clear payment infrastructure for your branches. In conjunction with a simple PINPAD, cCredit manages the entire card payment process – securely, quickly and reliably.

THE RIGHT CHOICE

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HOW DOEScCREDIT WORK?

cCREDIT IS THE INTERFACE BETWEEN YOUR CASH REGISTER OR BOOKING SYSTEM AND THE PINPADIn addition, cCredit handles communication with the parties involved in the payment process, your network operator, the acquirer or the service centre system (SCS).

The cCredit terminals are managed centrally via the IT infrastructure of SIX Payment Services. The configuration parameters, software and update information are simply stored here. And the best thing is: you don’t have to do anything – central maintenance of configuration parameters is carried out by SIX Payment Services on your behalf.

Central cCredit is installed on a central server in your IT infrastructure. Your local system then communicates with cCredit through the LAN (Local Area Network) or WAN (Wide Area Network). From there, it makes the relevant connections and handles payment processing.

Hosted cCredit is installed centrally on a cloud server of SIX Payment Services. Your local system communicates with cCredit through WAN (Wide Area Network) and handles the communication required for payment processing from there.

Acquiring

Acquiring

PINPAD

SCS

SCS

cMC

cMC

Support

Support

BankNSP

cCredit

YOU CAN CHOOSE BETWEEN DIFFERENT TYPES OF INTEGRATION DEPENDING ON YOUR REQUIREMENTS:

LocalcCredit is installed in your IT infrastructure locally. It handles all the communication between instances required for payment transactions.

PINPAD

cCredit

BankNSP

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THE RIGHT PAYMENT PROCESSES FOR ALL REQUIREMENTS

OVERVIEW OF cCREDIT SERVICEScCredit offers you a diverse and comprehensive range of services.

Individual integration Local installation on a cash register or booking system, centrally on your server or hosted with SIX Payment Services

Full payment acceptance Processing of all international and national means of payment, such as credit cards, debit cards and PayPass, PayWave, Expresspay, Apple Pay, Samsung Pay, Alipay and many more.

Europe-wide uniform payment solution Can be used internationally in 25 countries, multilingual and multi-currency compatibility

Worldline hardware product lines yomani XR, yomani touch XR, yomani touch XR Stylus Kit, yoximo

Attractive added-value services DCC (Dynamic Currency Conversion), customer logo on the display, acceptance of customer cards and lots more.

cMC (cCredit Management Console) Web-based support application for your help desk to simplify the administration of all payment terminals

SPECIALISED PAYMENT SOLUTIONSIn addition to simple processing of card payments, cCredit offers individual added value for business, the hotel industry and catering.

Retail Omni-channel Click & Reserve, Click & Collect, Click & Return

Direct SEPA-ELV Processing of girocard without a network service provider

TSO (Terminal Sharing Option) Use of a single PINPAD from multiple POS stations

Hospitality Omni-channel Linking of card-present/card-not-present transactions

Reservation functions Advance reservation/pre-authorisation, reservation adjustment, cancel reservation, purchase reservation

Late charge/no show Recalculation of guest invoices

PMS connection Can be used with direct data exchange for various PMSs (Property Management Systems)

TSO (Terminal Sharing Option) Use of a single PINPAD from multiple workstations/back offices

Catering industry Tip function Separate processing of tip payments

Pay@table Processing of card payments at the table

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Branches in GermanyBranches in Europe

cCREDITMANAGEMENT CONSOLE

THE ADVANTAGES FOR YOU:• Transaction information – analysis and research in real time• Configuration analysis – detailed information about your payment solution

• Overview of your entire payment infrastructure• SOS button – straightforward error reporting at the tap of a button

• Active support through remote access• Additional function – fraud detections service and statistical data

THE cCREDIT MANAGEMENT CONSOLE (CMC) IS THE INNOVATIVE SUPPORT APPLICATION FOR YOUR cCREDIT TERMINALS.It offers you an enhancement to cCredit for the central helpdesk and completely simplifies the administration of your payment terminals. Extensive information can be accessed in real time using the web-based support application. This information includes everything from configuration and software parame-ters to detailed transaction data. The helpdesk is thus able to answer a large number of support queries quickly and easily without the assistance of local staff.

As an additional function of the cMC, the fraud detection service allows you to detect attempts to tamper with the cCredit termi-nals. Evaluation of statistical information also allows predictive troubleshooting. Of course, the cMC is PCI certified.

cCredit server cCredit servercCredit client 1 cCredit client 3cCredit client 2

Browser Browser

WAN

Customer network (LAN)

cMC server

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THE ADVANTAGES FOR YOU:• One-off, simple integration• Uniform, Europe-wide payment solution• Uniform operation, processes and support• One solution across all channels• Secure, stable and fast• Unparalleled performance with the cCredit Management Console

EUROPE-WIDE AND WITHOUT BORDERS

cCREDIT IS THE OPTIMAL CHOICE FOR COMPANIES THAT OPERATE INTERNATIONALLYWith the unique integration of cCredit, SIX Payment Services allows you to use a uniform payment solution throughout Europe. You can connect additional branches quickly and easily. Any time and anywhere.

EVERYTHING FROM A SINGLE SOURCESIX Payment Services also offers you seamless, tailor-made services for all aspects of cashless payment transactions. From transactions to sales recognition, whether in e-commerce or m-commerce, we offer you the right solution for your needs.

 cCredit applicable

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YOUR LOCAL POINT OF CONTACT CAN BE FOUND AT:six-payment-services.com/contacts

six-payment-services.comworldline.com

110.0295.02 INT_EN/05.2020